Undeveloped territory of the United States, c. 1607â€“1912
This is Matt Reustle and today we are breaking down the data services giant, Equifax. Experian, TransUnion, and Equifax have built this fascinating oligopoly worth studying, but the business has extended well beyond the credit checks on mortgages. Their employee verification tool, The Work Number, may be their most valuable asset today. To break down Equifax, I'm joined by Mo Spolan, analyst at Weitz Investments. We dive into both sides of the business, the unique industry structures that they sit in, the history around competition, and Equifax's future outlook. The newest podcast from Colossus, Art of Investing is dropping next week! This is going to be a series of discussions with the world's best investors, company builders, academics, athletes, artists, and any human beings devoted to exploring the joys of compounding in all its forms. The first two episodes will be released on Monday, October 9. Art of Investing: Trailer Interested in hiring from the Colossus Community? Click here. For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- This episode is brought to you by Tegus, the modern research platform for leading investors. Tired of running your own expert calls to get up to speed on a company? Tegus lets you ramp faster and find answers to critical questions more efficiently than any alternative method. The gold standard for research, the Tegus platform delivers unmatched access to timely, qualitative insights through the largest and most differentiated expert call transcript database. With over 60,000 transcripts spanning 22,000 public and private companies, investors can accelerate their fundamental research process by discovering highly-differentiated and reliable insights that can't be found anywhere else in the market. As a listener, drive your next investment thesis forward with Tegus for free at tegus.co/patrick. ----- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @JoinColossus | @patrick_oshag | @jspujji | @zbfuss | @ReustleMatt | @domcooke Show Notes (00:00:58) - (First question) - How Equifax extends beyond credit checks (00:05:02) - Evolution from the Wild West of credit to a tech-driven, regulated oligopoly (00:10:21) - Give-to-get model builds network; compiles detailed credit history (00:12:16) - How credit bureaus grow with GDP and loan volumes (00:15:19) - The shift from three to two credit checks for mortgages (00:23:16) - Facing cyclical shifts, credit bureaus' margins decline with IT investments (00:25:29) - How The Work Number, acquired by Equifax, has evolved into a critical income verification service (00:28:50) - Ingesting exclusive data, Equifax dominates income verification via a large network (00:32:51) - How Work Number stays atop the verification market despite competition (00:43:36) - Increasing Work Number margins lift Equifax; HR paperwork still strategically important (00:44:57) - Work Number poised for solid double-digit growth; boosts overall business outlook (00:51:15) - The 2017 Equifax breach led to executive shakeup and strategic focus shift (00:55:57) - Increasing competitive intensity, aggressive pricing, and potential regulation are key risks for Equifax (00:59:46) - Lessons learned from studying Equifax Learn more about your ad choices. Visit megaphone.fm/adchoices
George Guidall once again enchants listeners with his performance in this 19th audiobook in Craig Johnson's Longmire series. Host Jo Reed and AudioFile's Robin Whitten discuss this new title that dives back into a 70-year-old crime involving Longmire's grandfather. Guidall's rich, weathered tones continue to be the perfect match for the series characters. Listeners learn more about Longmire's family history, Wyoming's government and financial structures, rules of law in the Wild West, and Longmire's current love life. In this captivating audiobook, Johnson's atmospheric storytelling and Guidall's masterful delivery engage from start to finish. Read the full review of the audiobook on AudioFile's website. Published by Recorded Books. Find more audiobook recommendations at audiofilemagazine.com Support for AudioFile's Behind the Mic comes from Dreamscape Publishing. Dreamscape is an award-winning independent publisher and multimedia studio that is committed to producing a diverse catalog of high-quality audiobooks. Learn more about your ad choices. Visit megaphone.fm/adchoices
This episode we talk to Billy about the upcoming WON Events , Next years changes , The Wild West and re tell a story about his 1st tournament were he found weights in the fish . Check out Vikingheads @https://vikingheads.com Check out Phenix Rods https://phenixrods.com to see all models mentioned in this episode Learn more about your ad choices. Visit megaphone.fm/adchoices
Getting from East to West was difficult, especially for those who chose the Oregon Trail. Survival meant timing their passage and path just right. Those who didn't served as a dire warning to others. See omnystudio.com/listener for privacy information.
The Wild West days of the Internet are over, conclude Scheer Intelligence host Robert Scheer and his guest, The Grayzone founder and editor Max Blumenthal. They recall a time when one could find scorching exposés of anti-establishment news on sites like Salon, with the potential to reach millions of readers, that has evolved into a tightly controlled and intensely surveilled space dominated by a handful of Silicon Valley monopolies. Inconvenient information doesn't stand a chance and will more often than not be algorithmically butchered into oblivion.
The patrons have spoken and we get to gush over our favorite recent 5 star reads! But wait! Of course, there is a catch because they love to mess with us. We have to read the 1 star reviews. Let's just say that Goodreads is absolutely bonkers and basically the Wild, Wild West! Also, we couldn't let the week go on without addressing the biggest Love Story of our generation. We are INVESTED.
Hey everyone! This episode is a fun jaunt through the Wild West as we talk Robert Leroy Parker aka Butch Cassidy. We talk his birth, his life, his crimes, his gang, the Wild Bunch and his sometime partnership with Harry Longabaugh better known as the Sundance Kid. Krysta first takes us through her day and a good few other things in her corner in this all kinds of fun a little historical, a little true crime episode of the Family Plot Podcast.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4670465/advertisement
Hold onto your hats, folks! Ever wondered how a dance hall girl can set off a chain of explosive events in the Wild West? Let's journey back to 1879 and step into the infamous Lady Gay Dance Hall. It's here, amidst the gamblers and dance hall girls, that we find ourselves in the middle of a deadly love triangle. In this whirlwind of attraction and tension, we'll introduce you to Maddie Loving, the object of desire of two very dangerous men.The drama unfolds when Maddie's husband, Frank Loving, storms into the Lady Gay dance hall, hell-bent on rescuing his wife from the unwelcome advances of Levi Richardson. The confrontation is averted, but the peace is short-lived when news reaches us of trouble brewing at the Long Branch Saloon. It's in this iconic saloon that the face-off culminates, the air heavy with tension as Richardson and Loving draw their guns. In this deadly dance, friendships are tested, secrets are revealed, and the harsh reality of life in Dodge City comes to light.We culminate our episode with the infamous gunfight at the Long Branch Saloon, bearing witness to the fatal consequences of this love triangle. Amidst the swirling dust and chaos, Deputy Duffy and Marshal Bassett attempt to restore order, revealing the shocking truth about the relationship between Richardson and Loving. As we wrap up this tale of attraction, betrayal, and gunfire, we leave you with a taste of the grit and drama that shaped the lore of Dodge City. Join us for this riveting recount of a love triangle that turned deadly in the heart of the Wild West.Support the showCattle Drives WebsiteLegends of Dodge City WebsiteOrder Books
Wednesday night live The Outer Realm : Join Michelle and Amelia as they welcome for the first time Daniel J. Duke and Teresa F. Duke. Discussion: The Exploration of the truth behind the legend of their great great Grandfather, Jesse James, using research discovered during their groundbreaking investigation. They will also, if time allows, be touching on the "Secret History of The Wild Wild West" About Our Guests: Daniel J. Duke and Teresa F. Duke - Authors and Historians. Daniel J. Duke is a distinguished authority on the captivating legacy of Jesse James and the intriguing connections to the Knights Templar. Hailing from Texas, he draws inspiration from the region's rich cultural heritage, infusing his work with an authentic sense of time and place. As an accomplished author, Duke's nonfiction works weave together the threads of the past and present. With meticulous attention to detail and captivating storytelling, he unveils hidden chapters of history and illuminates the intricate connections between his family's outlaw lineage, Freemasonry, and the Knights Templar. Duke's books challenge conventional narratives and reveal concealed truths, inviting readers to immerse themselves in the secrets and legends that have shaped our world. Through his captivating works, Duke provides an unparalleled opportunity to delve into concealed histories and unearth the forgotten secrets that lie at the very heart of our shared past. Teresa F. Duke Teresa F. Duke is a highly acclaimed author known for her more than 20 years of dedicated research into the life and legacy of her great-great-grandfather, Jesse James. Specializing in handwriting analysis, genealogical history, and collaborating with her brother on three books about Jesse James, Duke has become a respected authority on the subject. Based in Texas, she has a personal connection to the region where Jesse James is believed to have spent his final years. With a meticulous and relentless approach, Duke has delved into a variety of resources, including state and federal records, photographs, diaries, and newspaper reports. Her expertise in handwriting analysis has allowed her to authenticate historical documents, while her knowledge of genealogical history has provided unique insights into James's motivations and actions. Duke's contributions to historical investigation have garnered widespread recognition. Known for her meticulous attention to detail, intellectual rigor, and captivating storytelling, she has established herself as a distinguished author in the field. Her unwavering commitment to uncovering the truth behind historical legends, combined with her expertise and passion,i continues to inspire and captivate readers The Books: Secret History of the Wild, Wild West
On this week's roundup of the headlines that affect you and your finances, Nicole covers the biggest Supreme Court case you haven't heard of (yet), the looming government shutdown and tips for negotiating your paycheck. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
Pumpin' Up with Hans & Franz - SNL - YouTubeBob and Doug McKenzie - WikipediaThe Wire - WikipediaE.coli outbreak declared for Calgary daycare operator | Alberta Health ServicesAlberta Health Services says E. coli cases related to daycare outbreak stable | CTV News6 Calgary daycares issued partial closures orders after more children test positive for E. coli | CBC NewsWAFDO - HomeThe occurrence of influenza A virus on household and day care center fomites - ScienceDirectHome - wafflesatnoon.comRisky or Not?The Shift | Global NewsWAFDO - 2023 WAFDO AEC and FDA Retail Seminar2023 WAFDO AEC & FDA Pacific Regional Retail Food Seminar Agenda.pdf - Google DrivePast Meetings — NJ Association for Food ProtectionThuy Vu | LinkedInThuy Vu | ConsultingWhat's happening in the Wild, Wild West of the Hemp and Cannabis Industries? - AGROJoint FAO/WHO Expert Meeting on microbiological risk assessment of viruses in foods - Part 1: food attribution, analytical methods and indicators1 Dead in Botulism Outbreak Traced to Bar in France - The New York TimesInspector Clouseau - WikipediaTaylor 5454 manual - Download the maual to the device Taylor 5454Taylor 5454 Shake Freezer Three Flavor | Taylor FreezerTaylor 5454 info sheetListeria bacteria found in milkshakes sold at Frugals restaurant in Tacoma | Washington State Department of HealthMark Knopfler – Boom, Like That Lyrics | Genius LyricsNSF Food Equipment Standards | NSFNSF/ANSI 6-2023 | Techstreet | Thomson ReutersHajime Toyofuku - Yamaguchi UniversityFoods That Can Make You Very Sick or Even Kill You – 24/7 Wall St.178. Old Sprouted Potatoes — Risky or Not?The Long Winters - Cinnamon (Live on KEXP) - YouTube404. Maggot Cheese (Casu Marzu) — Risky or Not?What is ‘Fried Rice Syndrome?' Here's What We Know About the Term Trending on TikTokThe Led Zeppelin ad-lib that still embarrasses Robert PlantSudden Death of a Young Adult Associated with Bacillus cereus Food Poisoning - PMC(21)YES. YES. YES. scene from ‘Joe Pera Takes You to the Grocery Store' se… | joe pera | TikTokJoe Pera - WikipediaRecommendations for Handling Fresh-cut Leafy Green Salads by Consumers and Retail Foodservice Operators - International Association for Food ProtectionRecommendations for Handling Fresh-cut Leafy Green Salads by Consumers and Retail Foodservice Operators PDFIs It Safe to Eat Romaine Lettuce?Is It Safe to Eat Pizza That's Been Left Out Overnight?Microbiological Quality and Safety of Pizza Held Out of Temperature Control in University Dining Halls - ScienceDirectRisky or Not?The Crown (TV series) - WikipediaThe Royal Tenenbaums - WikipediaRicks Hall – Facilities
PLEASE SHARE THIS EPISODE LINK in your social media so others who loves strange and macabre stories can listen too: https://weirddarkness.com/archives/17467==========HOUR ONE: The movie “Orphan” was fictional horror… but ten years later it would happen for real in Lafayette Indiana. Or would it? There are this still questions about how old Natalia Grace really is. (Orphan Horror) *** There are strong women. There are formidable ladies. There are tough cookies. There are female baddies. And then there is “Stagecoach” Mary Fields, who was surely in a class all her own. (The Ballad of Stagecoach Mary) *** Six pirates were hung on the same day – that's what you get for being greedy! (Six Sailor Hanging)==========HOUR TWO: Dozens of creepy stories and urban legends have sprouted up along America's most legendary highway. We look at some of the horrifying things people have experienced on Route 66. (Terrors of Route 66) *** Harry Houdini may have been one of the world's greatest magicians – but he was also the biggest debunker of magic when it came to the supernatural. (Houdini vs. Spiritualism) *** Their seances with the departed launched a mass religious movement—and then one of them confessed that “it was common delusion”. We'll look at the rise of Spiritualism – and the two sisters that started it all. (The Fox Sisters)==========SUDDEN DEATH OVERTIME: It was one of the wildest and wickedest of all Wild West towns… and now it's one of the most haunted. Jerome, Arizona is considered the most haunted town in the state – possibly in all of the United States. (The Haunting of Jerome, Arizona)==========SOURCES AND REFERENCES FROM TONIGHT'S SHOW:“Orphan Horror”” by Ben Radford for Seeker: https://tinyurl.com/txtd4ap; and Ben Ashford at MSN https://tinyurl.com/ttox4k4“Stagecoach Mary” from Strange Company: https://tinyurl.com/sejae2n“The Six Sailor Hanging” by Ed Sweeney for Slightly Odd Fitchburg: https://weirddarkness.tiny.us/2p8252rm“The Fox Sisters” by Karen Abbott for Smithsonian Magazine: https://tinyurl.com/ycexng3f “Houdini Vs. Spiritualism” by Maggie Clancy for Graveyard Shift: https://tinyurl.com/tqqb7et “Horrors of Route 66” by Jacoby Bancroft for Ranker: https://tinyurl.com/qt9kz53 “The Haunting of Jerome, Arizona” by Patrick Thornton for Graveyard Shift: https://tinyurl.com/szaksnf==========Join the Weird Darkness Syndicate: https://weirddarkness.com//syndicate Weird Darkness theme by Alibi Music Library. Background music provided by Alibi Music Library, EpidemicSound and/or StoryBlocks with paid license. Music from Shadows Symphony (https://tinyurl.com/yyrv987t), Midnight Syndicate (http://amzn.to/2BYCoXZ) Kevin MacLeod (https://tinyurl.com/y2v7fgbu), Tony Longworth (https://tinyurl.com/y2nhnbt7), and Nicolas Gasparini (https://tinyurl.com/lnqpfs8) is used with permission of the artists.==========PODCASTS I HOST:Weird Darkness: https://weirddarkness.com/listenParanormality Magazine: https://weirddarkness.tiny.us/paranormalitymagMicro Terrors: Scary Stories for Kids: https://weirddarkness.tiny.us/microterrorsRetro Radio – Old Time Radio In The Dark: https://weirddarkness.tiny.us/retroradioChurch of the Undead: https://weirddarkness.tiny.us/churchoftheundead==========(Over time links seen above may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)=========="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46==========WeirdDarkness® is a registered trademark. Copyright ©2023, Weird Darkness.====================This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3655291/advertisement
Synopsis“Spaghetti western” is a nickname given to a genre of Italian films from the 1960s, most famously directed by Sergio Leone, and often starring Clint Eastwood as the taciturn, gun-toting anti-hero.Spaghetti Western also is the title of a Concerto for English horn written by American composer Michael Daugherty that received its premiere performance on today's date in 1998 at a Pittsburgh Symphony concert conducted by Mariss Jansons.“Just as Leone's films redefined the Western genre from an Italian perspective,” writes Michael Daugherty, “I redefine the European concerto … within an American context. In my ‘Spaghetti Western,' the English horn soloist is the ‘Man with no Name,' moving through a series of sun-drenched panoramas, barren deserts, and desolate towns of the Wild West, … [one of ] the gun-slinging characters who haunt the landscape.”Daugherty gave Italian titles to his three-movement concerto: “Strade Vuote” (“Empty Streets”), “Assalto all'Oro” (“Gold Rush”) and “Mezzogiorno di Fuoco” (“Noon of Fire”). And since Eastwood was unable to play the English horn for the Pittsburgh Symphony premiere, Harold Smoliar removed the cigar from his parched, suntanned lips, adjusted his poncho and took up his English horn for the performance.Music Played in Today's ProgramMichael Daugherty (b. 1954) Spaghetti Western Harold Smoliar; University of Michigan Symphony; Kenneth Kiesler, cond. Equilibrium 63
Dr Adam Koontz and Rev Willie Grills conclude their series on Bleeding Kansas by talking about the James gang, the origins of the Wild West myths, homelessness and crime in the aftermath of the Civil War, and policing in New York City. Visit our website - A Brief History of Power Get the Family Bible Commentary by Rev. Dr. Adam Koontz Dr Koontz - Trinity Lutheran Church Pr. Willie Grills - Zion Lutheran Church Music thanks to Verny
Join philosopher and historian Stefan Molyneux on an amazing journey through the TRUE history of America's fabled Wild West!What you learn will shock you to the core - almost everything you have been told is a lie! Join the PREMIUM philosophy community on the web for free!Get access to StefBOT-AI, private livestreams, premium call in shows, my new book and the History of Philosophers series!See you soon!https://freedomain.locals.com/support/promo/UPB2022
The Oklahoma Territorial Museum and Carnegie Library in Guthrie, Oklahoma holds in its collection a pistol that is tied to one of the most freakish, bizarre, and macabre series of events in the history of the Wild West. Philadelphia, Pennsylvania's Franklin Institute has a Model B Wright Brothers Flyer that was once the prized possession of a wealthy scoundrel on the run from the law. And the San Diego Air & Space Museum in California has an ordinary looking lawn chair that was jerry-rigged to soar to unimaginable heights. Hosted on Acast. See acast.com/privacy for more information.
For its boosters, crypto finance is a modern-day version of the California gold rush, with fortunes to be made. And it seems to have attracted as many crooks and fraudsters as the original Wild West.Ramaa Vasudevan, professor of economics at Colorado State University and the author of Things Fall Apart: From the Crash of 2008 to the Great Slump, discusses the world of crypto from its beginnings as a "libertarian pipe dream" to the volatile situation today.Read her piece for Catalyst, "Silicon Valley Bank and Financial Turmoil," here: https://catalyst-journal.com/2023/06/silicon-valley-bank-and-financial-turmoilLong Reads is a Jacobin podcast looking in-depth at political topics and thinkers, both contemporary and historical, with the magazine's longform writers. Hosted by features editor Daniel Finn. Produced by Conor Gillies. Music by Knxwledge. Hosted on Acast. See acast.com/privacy for more information.
Get ready for a chilling walk down memory lane as we take you on a ghostly journey through Dodge City with our mischievous guide, Luke McGlue. Picture this: it's Halloween night, and the usually bustling streets are eerily silent. Luke has a mission - to administer the infamous Keely Cure to a stubbornly intoxicated judge. Sounds simple, right? But things aren't always as they seem in this legendary Wild West town. In the second act, we take a haunting detour to the city's graveyard with our special guest, historian Brad Smalley. Uncover the tragic tales of Lizzie Palmer and J.M. Essington, victims of the city's lawless past. Ever wondered about the spectral figure of Billy Brooks, the first appointed Marshal of Dodge City? Hear a captivating recount of his life and the mystery surrounding his ghostly presence. And don't worry, we won't leave you in suspense. Stick around after the show as Brad, and I unravel the intriguing blend of truth and tales that make up this riveting episode. So, are you ready for a wild ride through Dodge City's shadowy past?Support the showCattle Drives WebsiteLegends of Dodge City WebsiteOrder Books
Symbols of the Old West are almost unquestionably associated with the right wing in this day-in-age. Yet the real history of the Wild West is more complicated. Take the 19th century Fence Cutting Wars in Texas, a state-wide, interracial armed movement against the encroachments of big ranchers backed up by the Texas Rangers in instating a new regime of private property on the territory. David Griscom, host of the Left Reckoning podcast, joins The Marc Steiner Show for a discussion on this little-known but deeply influential episode in Texan and US socialist history.Studio / Post-Production: David HebdenHelp us continue producing The Marc Steiner Show by following us and becoming a monthly sustainer:Donate: https://therealnews.com/donate-pod-mssSign up for our newsletter: https://therealnews.com/nl-pod-stLike us on Facebook: https://facebook.com/therealnewsFollow us on Twitter: https://twitter.com/therealnews
Symbols of the Old West are almost unquestionably associated with the right wing in this day-in-age. Yet the real history of the Wild West is more complicated. Take the 19th century Fence Cutting Wars in Texas, a state-wide, interracial armed movement against the encroachments of big ranchers backed up by the Texas Rangers in instating a new regime of private property on the territory. David Griscom, host of the Left Reckoning podcast, joins The Marc Steiner Show for a discussion on this little-known but deeply influential episode in Texan and US socialist history.Studio / Post-Production: David HebdenHelp us continue producing The Marc Steiner Show by following us and becoming a monthly sustainer:Donate: https://therealnews.com/donate-pod-mssSign up for our newsletter: https://therealnews.com/nl-pod-stLike us on Facebook: https://facebook.com/therealnewsFollow us on Twitter: https://twitter.com/therealnews
We come bearing great news for the industry: the Wild West of Retail Media has just started on a path to get way less wild, and way more transparent, accurate, reliable, and secure. All thanks to the work of the IAB, the Media Rating Council and experts from across the industry. Yes, the IAB has released a landmark new set of guidelines for retail media and measurement, a significant step forward to help organizations quote “ensure compliance with privacy regulations, maintain transparency with users, and enhanced privacy protections in reported outcomes data sets. Joining us today on this Unpacking the Digital Shelf MEGAsode are Jeffrey Bustos, VP Measurement Addressability Data at IAB, Kelly Kachnowski, VP of Commercial Development at the Mars Agency, and Michael Schuh, VP of Media Strategy & Product at Kroger Precision Marketing. Let's dig in!
Anton Phillips joins us with more tales from Moonbase Alpha, as well as exploring other areas of his fascinating career. Meanwhile, Jamie and Richard take a stroll around the ghost towers of London, while Chris visits the Wild West in this week's Randomiser!00:19 Welcome to the Gerry Anderson Podcast! 04:08 FAB Facts09:38 The Gerry Anderson News13:08 The Voice Of The Podsterons!19:59 Anton Phillips - Part 253:23 Comments from the Official Gerry Anderson You Tube Channel57:54 The Randomiser with Chris Dale1:10:17 Wrapping things up!Links MentionedGuest LinksNews LinksNever Miss An EpisodeJoin the Podsterons Facebook groupSubscribe wherever you get your podcastsThe Randomiser with Chris DaleHelp The ShowLeave us a review on Apple PodcastsTweet about it! Use the hashtag #GerryAndersonPodcast@ImJamieAnderson / @RichardNJames / @ChrisDalekJoin the Anderson Insiders for Extra ContentStay In TouchEmail Podcast AT GerryAnderson.comJoin the Email Newsletter
This week we're heading back to the old west to hear some more ghost stories. The Jesse James homestead is said to house more than just ghosts of the past - perhaps actual ghosts, we still speak of the family's tragedies to this day. Then we talk about the terrifying Ghost Camels. Because camels are scary. Plus, John Wayne. Because always John Wayne. On What We're Watching, we review the 1959 Western/Action movie “Rio Bravo” because, again, John Wayne. On Layla and Coffee talk, we talk about the new visitor at our home. Find us on the web: https://www.scarysavannahandbeyond.com We now have exclusive content on our Patreon page! This includes audio and video episodes! Please go check it out at: https://www.patreon.com/scarysavannah Please leave us a 5 star review, and we'll read it on air! You can find a link to do this on our webpage, just click on the links tab. If you do, send us a message through the contact form on our webpage, let us know, and we'll send you some free Scary Savannah stickers! Give us a call and leave a voicemail about a story idea or a message for the podcast (we'll play it on the show!) ph. 912-406-2899 Get some goods at our awesome merch store! https://www.teepublic.com/stores/scarysavannah?utm_campaign=27395&utm_medium=affiliate&utm_source=ScarySavannahSavannah and Beyond - TeePublic Store | TeePublic Visit us on social media: Twitter: https://www.twitter.com/scarysavannah Facebook: https://www.facebook.com/scarysavannah Instagram: https://www.instagram.com/scarysavannah YouTube: https://www.youtube.com/scarysavannah Tik-Tok: https://www.tiktok.com/@scarysavannah LinkedIn: https://www.linkedin.com/company/scarysavannahandbeyond References: https://www.legendsofamerica.com/we-ghoststories/ https://101theeagle.com/missouri-ghost-hunters-claim-jesse-james-revealed-murder-motive/ https://www.legendsofamerica.com/we-ghostcamels/ https://en.wikipedia.org/wiki/Camel https://www.youtube.com/watch?v=sdqHSdkg8Zk&t=821s
Death in Paradise: An Illustrated History of the Los Angeles County Department of Coroner :Brad SchreiberUnnatural celebrity deaths and unnaturally celebrated murders pockmark the history of Los Angeles, looming as large in the public imagination as the Hollywood stars themselves. Death in Paradise is the first authorized history of the Los Angeles Coroner's Office, revisiting the most culturally significant and forensically complex cases of accidental death, suicide or murder of the famous. It documents the notorious deaths of Senator Robert Kennedy, Marilyn Monroe, Sharon Tate, Janis Joplin and many others, providing an unflinching view of Tinseltown's dark, even perverse underbelly.Brad Schreiber, who wrote the original hardcover for book packager Tony Blanche, has updated many of the fascinating cases in Death in Paradise and added new photographs for this e-book edition. Schreiber, who created the truTV series North Mission Road inspired by this book, also presents some of the lesser-known but most puzzling deaths in the history of Hollywood. Did 1930s comedy film star Thelma Todd accidentally die of carbon monoxide poisoning in her own garage, commit suicide or was she killed by the jealous lover who locked her out of her own house? Death in Paradise highlights the bizarre as well as the renowned. There's the story of a funhouse dummy that got broken during a TV show filming, only to reveal the mummy of a Wild West gunslinger underneath. Or how about the murderer of a woman who was caught, based upon the ingredients in the exotic cocktail found in his victim's stomach?In addition to these mind-bending investigations, Death in Paradise summarizes the surprising origins of early historical medical examiners, the development of forensic science and, of course, the rise of the Los Angeles County Department of Coroner, the most technologically advanced in the world…and the only one with its own gift shop.Buy the book https://amzn.to/465hEb8This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/1198501/advertisement
Prepare to sail into uncharted waters. This episode is a remarkable deep dive into the unexpected upsurge of pirate crimes in Oakland, California, following a drastic decision to defund the police. We navigate the murky realities of modern day piracy, as audacious thieves pillage vessels in Oakland's marinas. Hear firsthand stories from local boat owners as they militarize their boats to protect from these sea bandits. Our solitary beacon of law enforcement on the water, Officer Khalil Albino, shares his on-the-ground perspective. The sole full-time Marine Officer in Oakland, Khalil is grappling with the harsh realities of budget cuts, as he trains his compatriots to handle the new wave of piracy. We delve into the unique correlation between the state of the city, the Beastie Boys' song "High Plains Drifter" and the city's resemblance to the Wild West. Hold on for a turbulent ride as we uncover a city besieged by an unlikely foe – pirates.Support the show
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Market Proof Marketing · Ep 302: The Measure of SuccessIn this episode, Kevin Oakly, Andrew Peek and Jen Barkan! The team is currently participating in fantasy football and Jen shares her stats so far. Together, they consider how to measure the success of an ad if it doesn't become a lead and talk about how everything is hanging on interest rates right now. Spicy Kevin makes several appearances and keeps the conversation interesting!Story Time (06:34)Andrew is trying to figure out how you measure the success of a phone call or ad if it doesn't end up becoming a lead? Or can it be considered successful at all?Jen's daughter is going through the vet school application process and it's made her compare that process to people applying for The Nationals this year.Kevin says that managers and senior leaders who have zero desire to unpack why things are working are insecure in their own ability with what would be revealed. News (31:26)New sustainability tools help businesses and cities map environmental information (https://blog-google.cdn.ampproject.org/c/s/blog.google/products/maps/google-maps-apis-environment-sustainability/amp/)In Its First Monopoly Trial of Modern Internet Era, U.S. Sets Sights on Google (https://dnyuz.com/2023/09/06/in-its-first-monopoly-trial-of-modern-internet-era-u-s-sets-sights-on-google/)Mortgage demand drops to 27-year low as interest rates pull back (https://www.cnbc.com/2023/09/06/mortgage-demand-drops-to-27-year-low-as-interest-rates-pull-back.html)ONE+ By Rocket Mortgage® Is A 1% Down Payment Option (https://www.rocketmortgage.com/learn/one-plus?qls=QNS_20180523.0123456789)Favorites/Hates (59:50)Andrew watched a documentary film called “The Wild and Wonderful Whites of West Virginia” on Amazon. Jen loves that college football is back!Kevin's favorite is a sports jacket and a youtube video by Kyla Scanlon: https://www.youtube.com/watch?v=fdBSaG2cujM Questions? Comments? Email email@example.com or call 404-369-2595 and we'll address them on the next episode. More insights, discussions, and opportunities can be found at Do You Convert All Access or on the Market Proof Marketing Facebook group.Subscribe on iTunesFollow on SpotifyListen On StitcherA weekly new home marketing podcast for home builders and developers. Each week Kevin Oakley, Andrew Peek, Jackie Lipinski, Julie Jarnagin, and other team members from Do You Convert will break down the headlines, share best practices and stories from the front line, and perform a deep dive on a relevant marketing topic. We're here to help you – not to sell you!Transcript:KevinJen do you know who you want to trade?JenWell, I tried to pull one over on Jackie Lipinski and tried to get Justin Jefferson from her, as if she didn't know who that was. But I did. I did try to offer her a couple of really good legit players, but she denied me.KevinOh.JenYes, I have not.KevinYou're a fantasy football professional, so can you talk right now who's like, if you had to call it right now, who has the best team? Do you think?JenUm, I mean, Jackie has a pretty good team. Mike has a pretty good team. I have a pretty decent team. I mean, I'm really not a professional. I just like to pretend that I know what you want.KevinRight. You won that unicorn trophy.AndrewIt's great.JenYeah, I won.AndrewIt's gold.JenI won once. Yes, but it's really just. It's really just luck. Plus, the way that we do it, guys, is this auto draft. So it's not even like you, you just, just auto automatically picks your players. You don't really have any say in what's.AndrewGoing to have the winners decided with the auto draft.JenSort of yeah.AndrewWell if you don't like such a.JenLineup it says projected standings with Mike Ryan and first place.AndrewSo happens every year somehow.JenTrying to.KevinRAZ Even though he's the commissioner right? Yeah.JenYeah. Like Jalen hurts or your quarterback.KevinLet's see. Here's here's what makes me mad is I had to make myself like math again. Like I failed the honors pre-calculus. And I took it twice. And then I never had to take math again. And I was like, I'm never. I chose a different like, I was like, I'm going to go Bachelor of Arts and a Bachelor of Science because I'm not taking anything close to math.KevinAnd then I had to make myself like math when I became a marketer, became important. Yeah. So it drives me nuts. Like I'm going up against Lipinski and it says projected score of 124 and a half for me, this is 122 and a half for her. Okay. How is it possible that what's going to happen is going to happen?KevinI'm going to get 65 and she's going to have 172. I mean, that's just gambling. That's just randomness.JenThey're just taking average projections. But what happens is somebody could get hurt. They might not even play. Hey, I mean, like, you never know.KevinI just think if we have, you know, I that can take us to Mars and back. Can it give us better projections at this? Like, come on, ESPN, get some GPUs fired up And.JenThen but there is.KevinMachine learning.AndrewHuman.JenTo human factor.AndrewAre reliable, unreliable.JenHuman factor.KevinBut they're all being paid off to like take a fall and stuff anyway. Right. Like it's it's all statistically for sure. Oh, it's all over.AndrewIf there is no drama in the game, no.JenOne wants to think.AndrewIt's like people think all the housewife shows are real. Like if there's no drama, there'd be no show. It's all manufactured.KevinI just think it should show around. You should be like, Here's. Here's that. Every year I am like, okay, I'll give Fantasy another shot. And then after the first two or three weeks of the same thing happening every time, or it's like I should have 180 points and I get 30.JenLike, there's no no, you just have to make sure that your players don't have a bye.KevinI don't. I do believe that never happens the first two or three weeks before I get.JenOkay.KevinSo that's why I was wondering, besides you and Mike, who is most likely to win so I can just trade them my best players now.JenBut now you're playing that game we're not in. Oh, man.AndrewI just opted out this year because now we have enough people. I do convert, you know, I don't feel like I'm like.JenNo pressure.AndrewNo pressure because I was not adding to it. I would I would set my thing, but I was just like, Oh, there's another person playing. I don't watch football. I watched some college football, but professional. But they said on.JenUsually guys, I went to the Virginia Tech Old Dominion game this past weekend. It was freaking electric. I was pretty sure Old Dominion was going to get pummeled, but they played pretty good. You know, that's my alma mater.AndrewSince that's where you went.JenThat's where I went to school, right? I'm a die hard fan. I go, Every time you have a home game, I'm there. But when they started playing Enter Sandman at the beginning, I mean, it was like it. In fact, they when everybody's jumping like that, it registers on the text size. Yeah, my grandma, I don't know what the type, but I registers as an earthquake.JenIt was crazy. Like, I was like, almost. I was so overcome with emotion. I was, I was like, it's not even I mean, look, I pay Virginia Tech a lot of money because my child goes there. So I like either way, whoever won it was fine. But I was like, Oh my gosh. Like, I brought me back to Meredith Oliver's fanatical selling and like, we have to our customers need to be fans of, you know, our our business and our brand and our company.JenAnd yeah, I mean, it was it was a thing, man. I was like, I'm all in on these Hokies.AndrewSo you can't replace you cannot replace humans, I guess is what it is.KevinYeah. It's not human to happening this year, but sometimes soon I'm going to have to get my kids to the summit just for like the first 30 minutes and then tell them to leave, because I think that's the only atmosphere that work. And I understand like, Oh, okay, Dad, you do you do real work outside of just talking to your computer upstairs.AndrewOr they might be like, wait, So you go on stage and talk for like a couple of minutes and all these people give you give you money, they listen to you. I don't know. That sounds like a scam. I feel like that's what you promise.KevinNo more sports talk for the rest of the podcast.AndrewNo more sports.KevinLet's start. Walk on to marketers marketing the podcast from the industry leaders. How do you convert where we talk about the current and future state of marketing and online sales for builders and developers across the globe? We're not here to sell you. We're here to help you and to try and elevate the conversation. Is there a topic you'd like us to cover or a question you'd like us to answer?KevinWe'll do it. Simply send an email to show at. Do you convert? Dot com. Welcome to episode 302. I'm Kevin. Okay. And with me today is Andrew Peek and Jen Barkin.AndrewWe're here. It's so exciting.KevinIt's a chat. Are we allowed to announce what's happening?JenOh, my gosh. What's happening?KevinSee, the thing that you're doing?JenAm I doing.KevinFast with the ends with podcast? Oh, are you kidding me? Talking about that? And we're not talking.JenAbout that yet.KevinOkay, we'll talk about it.AndrewI think you just talked about it like it's like, what do you know?KevinWe didn't.JenWe are pretty sure you didn't mind people talking.KevinOh, all right. Well, that's funny. What do you got?AndrewOh, what I got This is a fun question. And I talked about yesterday and this morning, so my. Oh, this could be open discussion. Maybe we make it a parallel to the online sales world. But at the same time, how do you measure a successful ad or how do you measure a successful phone call if it doesn't end up with a lead or an appointment?AndrewCan it still be successful? It's kind of like a gay like principle or like theory. Question This is like the long essay question at the end of an SAT. I don't know if they still do that or not. It's been quite a few years, so sort of open ended discussion. So let's talk about this with Beth, a coach convert and Bryce, a marketing strategist.AndrewAnd it really went down to this rabbit hole of like, oh, you kind of need to be rooted in some type of principles before you decide what is success or not success, because it could be like, Hey, it's really efficient. Was that successful or not? We need every single click out there. Like maybe that's actually the opposite. It's unsuccessful or maybe a very, very limited budget.AndrewSo having a really low or very efficient cost per click is success. Or maybe it's a coming soon community. You need as many leads as you can and you just need to spend as much as can. It doesn't matter what the cost per lead is because the urgency of more leads is significantly more important than trying to save some of the marketing budget.AndrewSo I kind of just gave the answer. It really depends. It really depends. There's no there's no good.JenAnswer, but the right answer as to your.KevinQuestion, it's a hard question. Salespeople leads.AndrewWell, that's it's online sales. People talk.JenAnd I was going to say I was going to say I don't know what the right answer is, but I would think it would be a good ad, would get leads and appointments and sales.AndrewYeah, sounds good to me.KevinYou know. Yeah.JenIf it's a it's.KevinIt's you know, I other maybe maybe land I don't know of a longer purchase cycle for most people to deal with and then homes.AndrewYeah.KevinMaybe mega yachts or airplanes I mean but like if you're shopping for an airplane, is that comparable to shopping for a car? I don't know. Like.AndrewYeah, yeah, yeah. Boats, boats and car boats and there's lots of personalized ocean.KevinLike I've seen lots of visualization tools for customizing your own private jet. Being advertised is like the new way to sell expensive stuff to people.JenI mean, ads are the need though just that really any.KevinWell right but I mean is like the number of decisions and trade offs to consider and you know but at that that's just what makes it all more complicated and.AndrewVery complicated. It's a hard question. Like it's well, it's I think it's.KevinIt's it's the question in advertising. But for us, it's important. Remember that there are multiple parts of the funnel. Different ads serve different purposes for different customers in different stages. You know, you can't I think about this way if you think about a pie pizza and everyone inside of that pie, it doesn't matter if you spend $2 million or $2,000 a month on search, if it's only within that pie, there is always a tradeoff of like if you spend all $2 million and the pie doesn't expand and it's not really pie, it's Rubik's Cube because it's like seven dimensional.KevinBut you you can't have any one tactic that you can just never max out.JenNow.KevinNot just in terms of I guess what I'm trying to convey is it's not just that the ads will get more expensive, but it will not raise the number of people that it reaches if it's defined by a certain radius or shape or audience already and so can't.AndrewYeah, we can't really create a market sort of.KevinWell, yes, but I guess my point is each channel is by definition we don't think about this way. It's own market. Like only the people who are searching can be reached by search marketing. It makes sense. Yeah. If people who aren't searching or they're not searching at every moment of their decision making process. Right.JenAnd so if they're searching, we want to capture them with your.KevinYeah, if they are search, you want to capture them. But you also have to realize that every every line goes back to Steve Schumacher's joke, which you repeat all the time, is if you've got five different things that are viable reasons why someone ends up being a purchaser or they have a realtor, they're referred by a friend, they saw you on a social ad, they did a search, they went on an event and then they purchase who gets credit.KevinBut it's just the acknowledgment that you have to have that every customer becomes a member of multiple channels, advertising channels all the time. And so, like there is this well-rounded ness that I don't think I understood early in my career that now that everyone's I mean, it's everyone's I'm data driven, dated or data driven, and it's like that curve that we get a name Dunning, Kruger data or whatever.AndrewGreater than.KevinFeeling data over.AndrewThat data.KevinYeah, but I would say to your point, what's the word you used to start with a piece that we need.AndrewPeople we.KevinKnow we need. Well, anyway, it's a good ad we need. We need what?AndrewBefore to me is as context we need I don't even know. I don't know where it's just come out my mouth is what usually happens.JenIt's a struggle and.AndrewEventually it forms a sentence that makes sense.KevinYeah, but anyway, the whole world has gone so over onto the data side that for sure there is a serious lack of around principles of thinking principle.AndrewThat we have principles.KevinHere that we will.AndrewLive by principles. That's what we need and building principles come from.KevinThis is the LinkedIn post that I made a little while ago. The principles come from having an ultra deep understanding of what your consumer's experiencing and doing and thinking That's not defined by just asking them, What are you doing? What are you thinking? Because they can't, they can't articulate. They do what's called preference falsification, where they just say what they feel like they're supposed to say to appear good.KevinAnd so you have to have that deep understanding. Just know like, well, of course they're doing these other things. And I don't actually I need data to continually prove to me that they're doing that because I'm constantly watching consumers do what they do and interacting with them and talking to them anyway.AndrewYeah, it's a loaded question. Yeah, we talked about it probably like an hour and a half until yesterday and today. Beth and Bryce. Well, not that single question, but it was a series of question. Yeah, from a very intelligent builder partner of ours. And it was like, Oh, this is actually like, this gets deep. Like you can't that's not a surface level question.AndrewIt's not like, Hey, just check on that. Click the rate, the CPC and conversion rate, and it is your answer because you could have amazing conversion rate.KevinAnd I think.AndrewI just asked.KevinMy sister, here's our episode and she doesn't listen anyway, but she's a CMO now at a at a university, I guess. I mean, sorry, Kristen, but, you know, remember all those bad things she did to me when I was a kid? There's no payback. She she read like a Harvard Business Review magazine article and then, you know, reached out to me and was like, how do I get my team to do this?KevinLike, I read this in an article and it's like, I mean, okay. But I think that's where our prints were. The principles come from Your principles either come from just things you like, observed from afar, or someone else just told you that's a terrible way to develop or principle you can shortcut by getting a coach right? Jenn My coaches help you shortcut to the best principles, but if you're going to your coach and you're like, Hey, I think maybe we should do, you know, squats this way.KevinAndrew Instead of this other way. Why I someone on TikTok said so you're like, Well, I've been in a couple competition. Like, that's, that's not good, right? So I think that's, that's where the friction comes from, is people who have strong principles without strong experience of testing those principles. They just decided it were good principles. Like that's and I it's just important for me to articulate, I guess, to everyone else.KevinAnd our principles don't come from our feelings. Back to your T-shirt. Andrew Yeah, the principles come from the data, but the data combined with experience and observation, not just data on its own. Yeah.AndrewAnd then kind of testing against those principles reinforces the.JenPrinciple, the direction this conversation was going about ads, successful ads.KevinThere. Again.AndrewI think moving it towards online sales world is like a principle on a phone call. Here's the intent of this.JenSo this this kind of plays into yeah, let's just just well, it just plays into the whole coaching and being coachable and wanting to do things the right way and the like. You said, the experience that like our coaching team, do you convert as like thousands upon thousands of hours in the seat. But, but then also coaching and training, I mean, just thousands.JenI don't even know what that might be.KevinHundreds of years. I think if you add up the whole. Yes.JenYeah, hundreds of years. And so it's like when we are speaking from like experience and relevance in the market because we work with, you know, over a couple of hundred online sales specials a month. So we know like what's happening in real time. It's a few, it's like this is yeah, like this is we're not this is not just, are we?JenWe're not is like pulling this out of thin air. What we think like this is what we know, you know, because of what we see on a daily basis. So and you got to be coachable. You got to be open to listening and learning. And I was actually on a podcast yesterday with the homes for Hope program. Yeah, it's awesome.JenDerek And he asked me something came up about coach ability and I was like, Yeah, you know, as a coach you can, you can be like, we're totally invested in that online sales specialist, right? But they have to be invested back in us. We can train, we can coach, we can lead them to the water. We can't make them drink.JenIt can't make them do that. They got to be invested back. And so, yeah.KevinThat's well, and I'm going to get I mean, you use a spice emoji so I'm, I don't know if you've chilled out since then, but I'm going to bring some spice back. So I feel, I think it's not the right word. I don't want use that word. There are absolutely managers and senior leaders out there who have zero desire to unpack why things work are working, and that it seems to be my hunch would be my hunch would be managers told me my wife, that I should never use that word.KevinDo people not use the word hunch anymore?JenI just know. Yeah, I use that hunch.KevinOkay. She's like, when you use that word, stop it.AndrewIs it like, quote, a word? I don't know if like that. That phrase.JenLike moist.KevinYou know, my hunch is that they are insecure in their own ability with whatever it is that would be unpacked.JenAbsolutely.KevinAnd that leads them to be like, nope, don't want to like results are good, don't care about. And I'll give you the tangible example here. There is a builder we were speaking with who it looked like the online salesperson was averaging like 30 to 40 leads a month for the last six months. Okay. And we were on a quarterly leadership call and our online sales coach, working with that person has been talking about things a certain way based upon an understanding that that lead volume, by the way, that lead volume is given by the LSC in the reporting that we use, it comes from the CRM, but he's always have the availability to make sureKevinthe numbers are accurate and consistent. So our leadership and the leadership sales manager, VP of Sales Marketing is like, Oh no, no, no. That only gets like way more than that. We're talking like a hundred plus more leads a month than what that is showing. But it's in this other system that doesn't talk to our CRM and, and I was like, well, that's why for about an issue, I don't know, two years we've recommended to stop using that thing and sorry the answer came back was but it's working really well for us.KevinLike how do you know?JenDo you know.KevinBecause you're your online salesperson doesn't know. Apparently because they don't, they don't count those things. There's no tracking of of how those people are followed up with. And what it boils down to is it's just someone who's highly uncomfortable with the use of technology themselves, someone somewhere told them or whatever, like this is a good thing to use and things are going fine enough, but that's just a that's a huge blind spot that is going to cause massive panic at some point that could be avoided if you just.JenHear.KevinMore about how you how you got to that end result.JenThere is definitely a.KevinKnow.JenYou know, listen online sales contribution is so high. I mean, 45 to 50%.KevinOf.JenSales are coming from this program. But there's still this disconnect of the resources, the support, the time spent understanding, learning the tools, the systems, the reporting.KevinFor this role.JenAnd so there's a lot of like just wild, Wild West happening out there with some of the online sales specialist because there's management is not is not getting in there and taking the time to understand it's it's like you said, Kevin, maybe a lack of understanding or technology but there's also bandwidth issues to feel like everybody is spread so thin and when push comes to shove, we need sales to keep everything running, right?JenSo I'm going to take my efforts and focus on the the sale, the end of the funnel here. But really, we're not going to get sales unless we have a point difference. And if we don't have a point, we got to manage it. So it's really the shift perspective that needs to happen. And I was talking with somebody earlier today that there's still there's still broken parts of the CRM, there's still broken parts of how the leads are managed and things like that.JenAnd it's like, Hey, we've been talking about this for like a year that's still broken.KevinLike, isn't that funny? Like serums As a broader topic, I feel like, you know, there was a time where it was like, are you using Outlook Express or Outlook or like, what's your email client? I haven't heard maybe once in the last two years someone talk about email or questions are around email and how to write their own email client, right?KevinMm hmm. Why the heck aren't serums the same way? It's 2023.Andrew2023. That would stress me out like I won Lead, lost or won. Lee That you lose. I'm like, that could be X amount of profit from one sale of the home that they just ignore that to someone else.KevinAgain.AndrewAnd that just like.KevinAll this.AndrewThat makes me feel.KevinOlder. We're on the call and I'm looking through their CRM system and there were months at a time where not a single prospect was ever entered into the CRM by the onsite sales team. That's like millions more months in a row, not a single lead.AndrewMy that could have been like, that's like, I get weird. I'm like, we could it's like they could have just like, paid someone to pay the whole company notification.JenI mean.AndrewAnywhere.KevinThey were always the lost revenue or. Ms..JenMs. Yeah. Or, you know, just looking at even when we could go on and on about this. I mean, you just looking at like, you know, average appointment to sale number right now is 21%. That's a, that's, that's strong 21%. Right. The average walk in traffic conversion is historically like 10 to 12%. Right. So we go, okay, we're still 21%, like one out of five keep appointments are going to write a contract, but we're still not focusing on that.JenDuring the handoff or making sure that this connection with on site and online is at the forefront of our training and our our discussions. I had some math this episode is all about now. I did some math on Friday where they're right, right now they're at 11% conversion of appointment to sale. And I'm like, if you did these four steps and you were able to increase your conversion to 21%, that's an additional $19 million of revenue.JenYeah, sales revenue, 19 million, 50 million, which equated to like an additional because we did this math in front of the sales team, that's an additional 400 and something thousand dollars in commission or whatever. That's like being left on the table as like when you put it in that perspective, like, well, oh, you know, like just, you know, like these.JenAnd again, this goes back to what we were just talking about, Like we're not just coming up with like, yeah, we think you should do it this way. Like, we know this works. We have the data to support it. We have the conversion metrics to show that this is what the averages are.KevinOkay, What do you think.JenThese four things.KevinOne more thing. Let's just say just for fun.AndrewOkay, fancy.KevinBecause no one else is listening. Right? Lower left lead to employment ratio. Yeah. Is currently.AndrewCan brighten 18.KevinPercent and our and our average benchmark currently is.Jen40.Kevin40. Okay lead to of women.JenWill get to women. Yeah.KevinMy favorite is when the person who has an 18% lead to appointment currently is again the one suggesting that they have found a better way something comes out. I mean and this is where this is where our approaches differ because we're all different humans that do convert, as I'm kind of like I mean, I'm going to explain to you why there's that.KevinThat's a bad idea. But you don't I would say to everyone, like, you don't pay me enough to make your decision for you. So, I mean, try it for a week or two, but not longer because you can't afford to go to five. Like 18 is bad enough. Let's get you to 35 with these proven things right first.KevinOh, yeah.JenYeah. Now, I just say that.KevinJohn, about that school application, I.JenOh, man, I feel like I you go back to school just by now. You know, I did apply to vet school and I if you guys knew that I did at one time want to be a veterinarian.AndrewSent a telegram I.KevinThink like, yes.JenI didn't get in. There's only 30 vet schools in the world.KevinOhio State is one of the best I hear like, yes, there goes a.AndrewLot of things.JenMy daughter is in her senior year, Virginia Tech, and is going through the vet school application process right now. She's applying and like I think 15 schools out of the 30. Oh oh yeah.KevinIs she going to live here or something?JenI so I said if you if you get into Ohio State you can go to Kevin's for dinner. So you know he'll take care of things every sale, you know, they'll feed you, make sure you're okay. But as she's going through this, you know, she's super stressed out. She's having to, like, go back through the last ten years of her life and basically and think about all these things and these prompts.JenIt's like, what's the defining moment of when you wanted to be a veterinarian, Right? So she's having to go through this. And I said.AndrewThese questions are terrible.JenWell, and listen, the vet schools, they only accept it's like the hardest one of the hardest things to get into. They only accept like a 100 out of thousands and thousands of applications. Wow. So I'm like, you've got to do something in this essay to make like to stand out. Like the first sentence has got to be some catchy thing, you know?JenBut it made me think about a couple a different think it's a one. If you are thinking about applying to the Nationals, you should because it's a great way to go through and like you go back into the archives, you just document all of this awesome stuff that you've done in your career and put it on paper. And if you're thinking about doing it, you should go for it.JenBut also make sure you tell this, tell a story that is what is going to help you stand out All in all of those applications that come in. So tell a story, be specific how you overcame something or whatever. But also maybe think about like when we're communicating with our customers and we're sending follow up and we're sending and we're leaving phone messages and we're communicating like you got a you got to spice it up a little bit.JenLike you got to be personal. You got to you got to put something in the subject line that's going to break through the clutter. It's going to make you stand out instead of touching base, checking in. How's it going? Because people's inboxes are inundated, like and they just get so many, you know, especially if if they're looking at your builder, they're looking at ten other builders that are all sending emails that are all sitting to these letters of.KevinWe are.JenAll doing all the things.KevinWe have.JenWe hope. We think, who knows? But you've got us. We've got to break through the digital pollution, right, and cut through the clutter. So that's good luck to Mia. Little Mia.KevinShe's like, Our.JenLocations are due September 18th.AndrewSo 15 of them, But I'd be paying someone to do that, I think.JenYeah, Yeah. That's what I would like to donate to the MIA application fund. But you've got to, like, pay like zillion dollars for all these different applications. So I'm really excited for. So put out some deposit invites.AndrewTo the universe.JenYes.KevinTo see what's her favorite animal is a dogs.JenYes. She's actually doing the research study on cows right now. So she gets to go hang out with cows and draw blood and do little like feeds. She had to, like, pile up on a big, like, green machine and, like, feed them. And I don't know, she's she likes horses, too. She's done some stuff with the horses, but mainly small animals.KevinNot a horse fan. Human kryptonite, those things.JenYou're not a horse.KevinThey can be really good. Yeah. It's not safe. Yeah, that'll.JenOh, they're so beautiful too.AndrewAbout, like, the miniature horses. Those are fun.KevinLittle tiny, maybe. Yeah. Yeah.AndrewWas just to see.KevinWhat would you rather be? Fight one giant hundred foot horse or 101 foot tiny horses?AndrewIt's like running around a little baby horses.KevinSorry, everyone. I'm in some kind of strange, strange minute here. On to the news multiverse.AndrewThis is Earth four.JenHey, online sales specialist, your D convert, Coach Jen Barkin here. Are you looking for guidance, structure and proven methods to help you set more appointments and create more sales? Then join online sales coach Jesse Suggs and myself. We are offering an intense two day virtual training experience, followed by eight weeks of training and coaching through our online sales academy.JenThis fall. Jesse and I have been in your shoes and we teach from our direct experience and years of coaching online sales specialists. Just like you. This will be hands on and real world no theory here. If you're interested, don't miss this incredible opportunity to reserve your spot today by visiting. Do you convert dot.com.KevinMan first up from D and Y use as I stand for, I need to know the news. The news. It's like.AndrewOkay, so two syllables that has generated.KevinThis one wasn't me.AndrewHow about this?KevinSo we're we're using the link and its first monopoly trial of modern Internet era. The US sets its sights on Google. So for those of you old enough to remember, I think the last big Monopoly trial breakup that happened was AT&T.; That was then split up into seven different regional companies in 1984, the article says. But effectively, the United States government is saying that Google is preventing any new opportunity for search to occur.KevinGoogle basically does what Facebook did back in the day. It was like any popular social app. We'll just go out and buy them. I mean, if you guys spend $1,000,000,000, going to spend $1,000,000,000 to Instagram, but it just prevents anyone from getting to the point where they could be a rival. And the charge here is that they're doing that with search and what's going to be so one, it's a big deal.KevinThe other thing is it's hard for monopolies. Monopolies are not illegal monopolies that harm consumers are illegal. And Android Android is was one really smart move by Google of saying we're going to make an operating system that's basically free. I mean, the catch is it has Google search built in as the default option, but it's hard to prove monopoly like consumers don't pay for ads on Google.KevinConsumers don't pay for Google sheets for Google Docs. They don't pay for it. I guess you're getting a lot of, you know, in quotes, free as are straight resources.JenYeah.KevinYou're getting a lot of resources as a consumer that you don't directly pay for. But they're going after it. And I think it's it's not I don't want to say this, it's just a distraction, but it's a really big distraction because this is like a very low percentage chance. But if it does like you, you just imagine working at Google in the senior leadership and you're like, we should be working on AI and we should be making this better and this better and YouTube and oh crap, we are.AndrewThere like we have Mitch McConnell reason out over here telling us what or how to run the business. I agree.KevinIt seems like Google is a monopoly.AndrewI think their monopoly in that they own their own search. Like you Google something, it's the verb, it's what you do versus what you do. I think they're trying to prove, right. Did they do things that were like the competitive nature? Of course they did. They wanted to get rid of the competition. So there's times where I'm like, I don't make any sense this.AndrewI can't stand this type of thing. But then I'm like, we kind of need more regulation over here and like zero regulation and stuff like this. So I feel like, you know, like there's contradictions there with government involvement in business and stuff like that. But this is like, come on, like, this is so dumb. Like everyone that.JenLike it.AndrewOn this thing against Google uses Google likely for their search engine and they're not on asked Jeeves or or Amazon.com or Bain. They're using Google to do it so and there's a reason it's still the better product. And they kind of prove that if even if they did all these, I think that's where the cases is. Probably even if we did not do these things, people would still use Google.AndrewThey're not using Bing. They're not switching to another search platform at all.JenThey're going all use being anymore.KevinYeah, they don't.AndrewEven have points. You can get the search stuff.KevinOn pay, please. Bing.AndrewThey try to pay you. Yeah. You give pretty.KevinLittle coupons or. Yeah. I mean, this is just one line builder here in Texas as an example. But year to date, they have 330,000 unique sessions from Google Search, and they have 13,000 from Bing, 4000 from Yahoo! 2000 from DuckDuckGo Technical.AndrewAnd those are the people, the tin foil hats, but the DuckDuckGo. So yeah, like the conversions, they're like, well, those are the crazy ones, so you don't want those people.KevinSo next from Google itself, new sustainability tools help businesses and cities map environmental information. This is again interesting one to me because Zillow's kind of led the charge of adding all this additional information around property. You know, like safety scores. And I think they also they do have it was started by Brad, Adam and I forget the name of the company where they give like a climate score rating.KevinBut now this is being built into Google Maps platform. They're going to let you see solar energy potential. So it'll identify roofs and talk about the amount of information that likelihood that it will produce a certain amount of power, air quality information and common allergens. That's and so everyone who has a Google map built into their site, you wouldn't, in essence, if you thought that this was important enough to be able to opt for offer a toggle on your own site or experience with access to this same information.AndrewLike it's pretty cool. The solar one is a little bit interesting because our you know, our electricity rates here expensive. We have a moderately large our home 3300 feet so we and I'm home all day so there's no saving of power during the day by turn AC down and we run the AC 23 to 60 days of the year for the most part.AndrewSo we've considered solar. So Project sunroof in our home is newer. Like for some reason, like our house is not in there yet, which is really bizarre. Sort of imagine even like a brand new home. It's obviously not going to be in there, but being that we have no trees because they tore everything down to make it easier and more efficient to develop.AndrewWe have some trees growing, but I'm like, man, solar is like ripe for most new home builds, especially in the South. Like, I think we did do a private survey with our property at one point and like the amount of power we can produce is insane. So I think that's like, oh, that could be that could be a really cool selling tool to go new home construction.AndrewIt's more efficient. Oh, and then now you have solar, the ROI on that. The payback is extremely quick because like you, the efficiency of it for a new home compared to an existing home, an older established neighborhood would be there. So be nice if they I would imagine as it gets use more often the how it refreshes the map and how that would be a little bit quicker.AndrewYeah, just fast for like two, three, five years from now. Pretty cool. All the tools we have.KevinI don't have the exact number, but whoever originally shared this article in my social network also included a stat that I, if I remember it was either close to 50% or like 60% of people who were surveyed had considered at least one environmental factor as part of their search for a home. I imagine both of you living near water in Virginia Beach and near Tampa, that like that's a but even in Ohio, like you can't build homes in a certain level of a floodplain.KevinLet's say 100 year flood, I think is you just can't build in here. So it's kind of surprising in one sense that that number sounded like a good number to use as a stat because I would think like 100% of people are considering like possession of the sun and amount of shade. Yeah, it seems like people who, you know, still quote like, did you know that 94.9% of people use the Internet to shop for a house?KevinAnd like we stop talking about this, it's everyone is like everyone.AndrewJust remember that.KevinAre we doing this? Yeah. Well, like, of course, the environment's a big like, that's what location is. It's all those things wrapped up together. But I mean, do you remember doing, like, a specific thing that you were?AndrewI'm a for me, definitely with hurricane evacuate like we just had a hurricane one week ago that passed by us. So we still had, you know, work zones. I think it's part of the same records and it's like ABCD and then X non evacuate or like a is like you're on the beach or you're a mobile home. The trailer home, manufactured home, no such a wind, wind and water and then B and then we're C, we're actually like B and a half.AndrewLike our kitchen is a B, the rest of the house is a C for whatever reason. So we, we stick with C, we're like, okay, if that gets wet over there, it's fine. We're staying like we're 13. You're yeah, you're gone. You're thinking.JenI'm underwater.AndrewYou're under water. So we're like 13 feet above sea level. You're below sea, you're like a bowl. You're like, you know.JenTraffic is is.AndrewYou have tunnels.KevinSinking. Oh, yeah. Yeah.JenSo you're saying bought a house in the flood zone. And I knew that. So this I'm not a good candidate.KevinIt's gone. But you still porous. I mean, if it was bad, it's.JenOkay to tension Lake. Yeah. Yeah.AndrewIf you need insurance, if you don't like, that's a huge factor.JenFlood insurance required.KevinIt's just a good thing that it's me. It goes in the category of if this place your advantage, you should be talking about it. If you're a builder in Albuquerque, New Mexico, or Southern California or the center of California, and you have now the ability availability to show the potential of solar usage on a on a home like you should be.KevinYou should be talking about that. Definitely. Yeah. All right. Next up from CNBC dot com, we're going to start with the scary and then get to someone trying to offer a solution. Mortgage demand drops to a 27 year low as interest rates pull back the average contract interest rate for 30 year fixed mortgages was $726,000 or less, decreased to 7.2% from 7.3%.KevinApplications for a mortgage to purchase a home fell 2% or 28% lower than the same week. One year ago. So affordability matters, huh? Who would have thought who.AndrewWould have thought of that? You were going to think there's some really smart builders that are offering some bite out of mortgages and I think the show 5.45 or any number less than seven is really attractive.KevinYeah, rates are I mean, again, I think it's catching people off guard. And I don't want to go into an economics lesson, but what's happening right now is that the government has to sell so many more treasuries to fund the government that investors are demanding a higher rate of return. And so, again, people just keep getting confused. It's worth at this point, it's it's kind of like, again, it's September of 20, 23.KevinInterest rates have been kind of a big deal for a while now. So if when I say interest rate, Treasury bonds, Treasury bills, tenure and you're like, whatever, just shut up and move on to the next topic, you should go watch a couple YouTube videos. Well, I'll give yeah, something like this. You know, it's a bit like you have at some point you have to be like, Huh, I guess this is big deal.KevinYou you don't have to understand it to solve it. You again, you can't empathize with your customers, say can't communicate, you can't educate, you cannot build trust. If you're not making any content about this at all because you're scared of it. Like just, you know, so people are like, I don't understand. We didn't raise interest rates or interest rates only went up by X when the Fed.KevinWell, the Fed's not the only factor here. You know, and and so rates are still sliding higher and the government's going to need more money for a while.AndrewSo I mean I think you would say. Kevin and to end interest rates is the I'm trying to think of the right word to phrase it at principal. That's a strong word. I think we all can feel that word. What it means like interest rates, that is the single biggest factor right now, above all everything else, like you could have a purple house with backwards doors and windows upside down, sideways, all this stuff.AndrewAnd the interest rate is right on that single home. Somehow, who cares? Nothing is selling, right? Yeah. Like it overrides the most amazing campaign, the most amazing website, the most amazing content. Yeah. Location. All that stuff is the rate right now. Shoot, we had a home just list in our neighborhood, and it's one that's like, closest to our our size home and like, Oh, what's something listed for?AndrewIt's like seven something. And then I see that's not the Zestimate, the Zillow's I've heard the call their, their mortgage calculator. I'm like, Oh gosh. I'm like, that's a whole different type of person income job life wise compared to, say myself.KevinI mean.AndrewWhen we got it and at this house now we're at two points, you know, like that's a whole different ballgame as far.KevinAs ask your parents for money. I don't know if you saw that Barbara Corcoran video. So. Barbara Corcoran, she's had a couple of these viral comments. I don't know if she just doesn't have anything going on with her real life.AndrewCPR form.KevinStatements that are compelling. But the first one was, of course, like if rates go, go down, prices will go up. So you better buy now. It's like, okay, we just want to look at one way and that could happen. It also could be their rates go down because the economy is terrible and people that have to sell their house and then there's more supply, then demand, and then prices go down.KevinSo either one could happen, but now she's come out and she just her it was one of these like dude bro podcast about like how to get rich quick. She's like, you just got to get into real estate and like if you can't afford it, no big deal. Just ask your parents for the money. Like the boomers have money, just get their money.KevinAnd so then she's just getting trolled. Get the boom so hard by people who are screenshotted that and they're like, you know, in their clearly not rich surroundings. And these are like teenagers even. They're like, yeah, thanks, Barbara. I'll definitely just ask my parents for, you know, a couple million to buy that apartment in Manhattan. And I'm like.AndrewI can imagine the reactions on that would be hilarious.JenWell, you know, just despite the Straits, it's not like, you know, you can easily slip into this, like, dude, I'm like, oh, my gosh, this sucks, right? But when we look at I mean, I just talked to a builders like we had our best month. August was our best month than ever, you know, at their best, Like it was.KevinThe best.JenMonth ever, ever. And, you know, conversion rates are still really strong, even more so than they were first quarter. Like.KevinYeah.JenSo it's like, yes, it's there and it's harder, but there's still a lot of positives happening justifying.KevinWay more there. There are actually way more positives than the negatives. I'm telling you I would rather have rates where they are or higher than I would like to have the same number of existing homes available on the market today as there were in 2018. If that happens, I'm telling you it's not that that is bad. I will find it.KevinA whole bunch of other things. More fire will take an extra couple million homes, you're saying?JenBecause you're saying because the existing inventory is so low. That's yes, it's so good for us. Yeah.KevinThe only common factor, not not the only the main common factor that unites individual markets that are struggling right now are builders are not hitting or exceeding their goals is where existing home supply get This has returned to like normal normal. And it's not like poems are sitting around forever, but they're like this is the same month supply that was like considered healthy is violently unhealthy now because.KevinBecause why? Because if you get the same healthy supply as is normal and demand is still down here, that's not good like you. Yeah. And so anything that reduces supply and this is why people get into housing experiences of like builders don't want to build that. People truly think this is hilarious. They think home builders are like Louis Vuitton and they're thinking of like, you know what?KevinWe'll do here's we'll do Jen. We'll just build homes a little bit slower or we'll make them a little less available just to protect the prices of our homes. Right. They've never met D.R. Horton. They've never met else, you know, Century Jimmy, like some of these builders that just focus on volume like that. It's hilarious. But your point is again, Andrew, 100% correct.KevinWe would not be in this House now when rates went down to three and a half and then kept going lower. I was like, Melanie, I mean, we own this property since 2015 that we built on and we had a loan and still the we were paying off on the land. But the loan on land was like seven and a half percent.KevinYour land aside, you realize that if we build a that's basically the same size as the house we're in now on the seven acres versus a three quarter acre, we all have a lower payment than what we are paying right now, paying the land and.JenThe spray money. Basically.AndrewShe was like, Shut the front door. Kevin, are you serious? This real interest rate, principally.KevinWhat she said like, well, then why.JenAre not doing that will ever see is that low.AndrewYeah. I don't I don't ever want to see that low.KevinBut that's.AndrewThat's.KevinConspiracy. That's what I wish more people would just honestly talk about if it went back to that guess what would happen like there's there is my friend Rob John says that you know there's just that these are the five these are four days and we added a fifth I think. But deaths, diamonds, diapers, divorce, divorce and displacement like physical, those are the reasons people move.KevinYeah, those reasons haven't stopped.JenRight.KevinWhat has stopped is the availability to easily move around.JenRight.KevinAnd transact. And so that means that I think it's very likely that when rates do go down, there's going to be a whole bunch of people just like the the race was on and people realized that there are still going to make money During the factors. Half of the world was shut down. The race was on to buy things and do things and get things.KevinI think there's a whole bunch of people who the minute rates get below 500 are like, Oh, this is our chance. We got we've got to say this. Yes, we made the dumbest decision ever to move to Nowhere Vermont and work remotely and try to raise yak wool on the side. We need to get back home to Chicago.KevinYeah, You know, put their house up 400%. Yeah. And that is. I'm just telling you, whatever keeps inventory low as what I'm in favor of for our industry now as a human being and wanting people to be able to have access to housing, I think it's terrible. Absolutely terrible. Yeah. But it it is it makes the market work right now.AndrewI think there's a lot of people that regret not doing something with the massive amount of equity they have. So they're like this. This might be like, who knows what's going to happen? Like, this is our chance. We have half million or whatever, number two, three, 400,000 inequity. I want to do something with it. I want to move.AndrewSo there's there's a lot of reasons, I guess.KevinYeah. Now, you can't really touch that equity because there's.JenA lot of people.AndrewLook expensive.JenWebsites and looking and lots of traffic to get you know people are looking.AndrewPeople love new.JenHomes. It's just waiting.KevinBut it's to the rescue, maybe.AndrewRescue.KevinTo the rescue, maybe.AndrewLike a rocket is.KevinIs one. Plus buy rocket mortgage, a 1% down payment option. Andrew, you found this?AndrewI did find this. I was actually. So we reified with Rocket. I logged in, we revived like 20, 20, 20, 21 or whatever, whenever it was. And then I saw this as like an ad something like, Oh, they got me. They got me enough to share this with, with the team. Like, this is interesting and it just read the fine detail.AndrewSo it, it essentially it is targeting it's first time buyers or if you're a repeat buyer, but you do have to fit certain income requirements they give you. You could put down 1%. That's all they're asking for, 1% down payment. They'll give a 2% grant as part of that down payment. So you're at three and you could only give up to 3%.AndrewSo there's max down, payment is 5%. So they're making sure that like, okay, they they'll make more money with less down payment. They have more principle to have interest attached, attached to, but then there's no PMI on it. So that's really interesting. But the and the credit requirements to you looking at this, I'm not a mortgage broker. I'm not a finance person, but you're like, okay, 620 or better.AndrewThat's pretty low. I feel like for like what seems in my brain like this seems to be like a higher risk product or, you know. Beth our team was like, This feels really familiar to VR alone in terms of requirements. Like it's it's kind of what the VA offers for military. But there are you know, there's that every mean something I'm not educated enough in this as far as like what does qualified income mean versus income on it.AndrewBut it seems like it is targeting kind of like the middle ish class income levels and that kind of like in number, we're not probably a lot of people that are very great renters. They pay on time. They have no issue with that yet. They're stuck. They're kind of like, I can't get a down payment, I can't get a down payment on houses, keep going up.AndrewInterest rates are higher. I want to get out of renting. This seems to be the perfect thing for them.KevinSo, yeah, my niece, this seems like a product product for and it's not it's not just I'm almost positive this is a government for Fannie and Freddie have kind of somehow this has been devised and rocket does always a really good job of packaging things up. They do easily and simply for people but I'm pretty sure this option exists for from a lot of different sources.KevinBut my nieces, I think she's 24. She's made good money for a couple of years. She's lived with her her mom. She's getting married and she's like, I really want to buy a house, but I can only afford to put down or only want to put down X. Even though she has more money, she just doesn't want to put it on one.JenOf the.KevinMedia.AndrewYou want to have backup? Yeah. You're like, Cool. That which makes sense. Yeah. You think that'd be like, rewarded somehow? Maybe it is like less down payment.KevinBy banks because they know that's more risk for.AndrewThem. It is risk. But another thing I think a take on this too, is if you read it, I think most builders I'll be meaning for a second any incentives, they're usually not great at explaining them on their website. Intentional, not intentional. To me, I think clear is kind of the more direct you are with it, the better conversions you'll have.AndrewSo I don't know if there's any like, Hey, just leave a little bit info out. People want to call. Well, that's not good because it's in the cards you get or confused. People like, Hey, I'm trying to read this thing, you know, online salesperson. Like, well, they didn't tell me either, so I don't really know. I don't really know.AndrewSo I think I.JenRead that deceptive. What itself what are you talking about?AndrewI think it's like 90% clear and at the bottom there are some like really? Well, that number does make sense. You know, about 6000 there but that's not reference in I was little details I think might not be the best.JenAnswer but it's just written the word incentive. Okay. We're like.AndrewIncentive.JenBuying options.KevinHome buying like.JenNew home options.AndrewOkay, I'm buying.KevinI don't know if.AndrewI can tell if you're messing with me or not, because.JenOptions.AndrewFeels like a really weird word. Really? Oh, we should talk about that. And options versus incentives and do a Did you watch the story on Netflix? I'm really distracting this right now, but it's about words choosing words. It's about when oxycodone content was created and they did a group what's a focus group on naming the drug? Like what is morphine mean to you?AndrewThey're like cancer death, my grandmother passing. What does this word mean to you? Oh, headache. What does this word mean to you? OxyContin, Breathing like oxygen and as all positive words. And they're sitting there and you're like, oh, well, this is terrible. Like, if you if you watch another person affected by it, you're.JenSitting there like, so and so and so it's it makes a big.KevinDifference.JenAnd will mean something rid of the word appointment of somebody is like thinking like I blow.AndrewMy mind. I'm stuck in nerd corner only know what's happening.JenAnd now we we were like don't even say appointment because that means that's transactional and the last more stressful. Like if you get an appointment like you're, you're going to go to contract basically what.AndrewWord to be like.JenSo like we don't even say that we were to discovery tours this Discovery tour community visit. If there's somebody who's really like, I don't know, like, Hey, how about let's just touch up with an informational session to get you started? Like, I.AndrewHope they're not like, so, like an appointment. I feel like I'm Jerry Seinfeld, right?JenBut I guess softening that verbiage, that's when like, you know, anyway, I don't know how we.AndrewGot my language is.KevinMy grandma.AndrewMeans something while.KevinShe's still alive. She's 104. So there might be something to this. But her and my grandfather used to take vitamin. Oh, Andrew.AndrewThat sounds made up too.KevinAnd it like had oxygen in it. And I, like, I was, I don't know, five at a time.AndrewI see it now.KevinBut I was so like, I'm pretty sure you can't put oxygen into powder form and shove it inside of a capsule.AndrewLike it's just hydrogen.KevinAnd I think they're probably that's one of the jokers got away with that is they're like, well you're breathing, you know, you're breathing while you're taking it. So you're taking it out.AndrewI guess I need to know what's in this. I found.JenIt. It's like.AndrewWell, I found the Amazon thing, which is terrible. It's it's like a white he gets like a white and blue bottle vitamin. Know about it, But no ingredients. Ingredients aren't even.KevinYeah, well, my father in law also sells total shyster thing. He sells saltwater. It's a cure all. He's from West Virginia. Okay. Okay. And then my mom used to take Queen Bee Rock Royal Honey, It was. It was special honey in gel tabs that only came from Queen Bees because Queen bees have some ideas. Like, why do we all want to live for?KevinOh, wait, I guess that's insane.AndrewSay I'm quality over quantity. I don't know.KevinIf on.AndrewAny given time.KevinI'll just be paying way more attention to cosmetics and vitamin companies. Yeah, because I know more and that's just make up more stuff. It's getting.AndrewLet's make it as.KevinWe have plenty to talk about. That's interesting to them that we don't have to.AndrewMake it and we have discovery tours. We could tell them about this information.KevinOh, it's I like this. I don't know. Do you like this, Kevin? Or do you hate this? Kevin, This Kevin could never appear another episode again. It's just too much cost me.JenHave you heard today? Maybe. Is it too much or not enough?KevinNo, I think I think it's just the knowing that this is my last thing of today. And I get that you.AndrewSo every Thursday for the month of September, I think it's month to September, Starbucks is doing buy one, get one fall drinks after 12:00. Oh they.KevinShould be Stanley.AndrewThey should be sponsoring me. Right. And that's why I went and got one before. Like this little thing doesn't look so little. I don't I'm not a big dude. I'm like, five, eight. But that's in this cup look so dainty. Like, that's a top, but it's the pumpkin cream cold brew.KevinPeople always think this stuff is contrived and made up, but I will add a Starbucks card and all access you all can scan.AndrewAnd they better post a picture using it.KevinBut I'm just kidding. Ha ha ha ha.AndrewYou better use.KevinAll right, let's move on to our favorites or things we hate either in either one. Oh gosh. What are your favorite shows? Books, Things you've watched. I'm going to give away one of my secret favorite thing I like. You know, I share a lot, but then I'm always like, Ooh, that person's got really good stuff. I can't share it with anyone, but I will.KevinI will share it today. You want I start inter Yeah.AndrewYou talk about West Virginia. So we were recommended. I'm not recommending this.KevinI'm just West Virginia. You're you wonderful people. My home.AndrewCountry roads. Shenandoah River. Right. It's a great place. So there's this documentary. I think Johnny, Johnny Knoxville made it so someone from East, right? But it's the wild and wonderful whites of West Virginia. Just watch on the Amazon. It seems like it's a high school project. Someone made an I'm movie and it's about this family the house and West Virginia and Boone County, Boone County, West Virginia.AndrewAnd it's just a train wreck of I mean, you don't watch it and try to figure out who the father is of any of these children. I think it's one person, the great grandfather or the grandfather. It's the craziest thing. But it's about this family that's they're all related interbred. So it's it's it's insane. I'm like, what are we watching right now?AndrewBut someone recommended it to us. So sure enough, we watched it. I'm not advising to watch it or to not watch it, but if you need something that's a change of pace.KevinYou're doing this with, you're like, Hey, watch this thing.JenYou don't need to be. You don't need to justify your favorite. Oh, you're very handsome.AndrewThis is definitely not I mean, this is about a ancestral family that's inbred. It's a little.JenWeird. Are you favoring favor?AndrewI don't know. This is just.JenWild. It's.AndrewIt's interesting when we finish this whole thing, if that says anything. So we didn't turn it off. I've heard people left.JenIt was like the train movie.AndrewNobody watching it was a train wreck. You're like, Wow, this is real. Everybody. When I said West Virginia, so am I, my boom mic. But the boom, my boom arm that I got, the new one, it's perfect. It doesn't.KevinMove.AndrewThe other one's on the ground. I need to throw it away.JenSo not 2
Senator Sherrod Brown, a Democrat from Ohio, is the chairman of the Senate Banking Committee, which has jurisdiction over cryptocurrency regulation. He has been a vocal critic of the industry, calling it a "Wild West" of fraud and abuse. In a speech on Tuesday, he said that he sees the industry as "jammed with fraudsters and abuse." He also said that he is concerned about the potential for cryptocurrency to be used to evade sanctions and finance terrorism.Securities and Exchange Commission (SEC) Chair Gary Gensler has also expressed concerns about the cryptocurrency industry. In a speech last month, he said that the crypto sector is "demonstrating the worst behavior I've ever seen" in the financial markets. He cited the lack of investor protection, the prevalence of fraud, and the potential for market manipulation as some of the problems with the industry.The comments by Brown and Gensler suggest that the U.S. government is likely to take a tough stance on cryptocurrency regulation. This could have a significant impact on the industry, making it more difficult for companies to operate and for investors to participate.It is still too early to say what specific regulations will be proposed or enacted, but it is clear that the U.S. government is taking a close look at the cryptocurrency industry. The comments by Brown and Gensler are a sign that the government is likely to take a cautious approach to regulation, with a focus on protecting investors and preventing fraud.Here are some of the specific regulations that the U.S. government could impose on the cryptocurrency industry:Registration requirements for cryptocurrency exchanges and other businesses that facilitate cryptocurrency transactions.Requirements for cryptocurrency companies to disclose information about their operations and risks to investors.Restrictions on the use of cryptocurrency for illegal activities, such as money laundering and terrorism financing.Taxes on cryptocurrency transactions.The exact nature of the regulations will depend on the outcome of the ongoing debate over cryptocurrency regulation. However, it is clear that the U.S. government is likely to play a significant role in shaping the future of the industry.
Slam the Gavel podcast welcomes Eric L. Nelson, Ph.D to the podcast to discuss his intriguing book, "Living and Working with Evil People, A Survival Guide, published January 2020. We discussed his book at length as this isn't a book about "normal" people who commit evil acts. It is about evil people who commit evil acts. Eric Nelson, Ph.D. approached this from a non-religious standpoint and examines all personality types from clinical and practical standpoint as well as from an academic standpoint. We discussed the four personality traits of a Sociopath and how a sociopath is a persons on the outside looking in through a window, yet knowing they will never be normal. High - functioning Evil Personality Disorder comes off with disarming charm to get a person to trust them and their intellect is a tool. High - functioning, and very sophisticated at GAME PLAYING, somewhat like some lawyers. Chronic LIARS think through the layers of lies that will be told when asked. Discussing the Evil Personality Type and the key factors are 'Blood Lust' and lack of conscience. The EPT is to figure out someone who is close to you, spouse, child, relative. The Caution Tool, Eric Nelson, Ph.D. discussed would be good for young people who are just getting into the dating world. "Passivity is the playground of the evil," Eric Nelson, Ph.D states and how important it is to leave an evil individual and the time it takes or perhaps, not leave at all. This segue led to the field of 'Law,' and how this applies to some lawyers but not all as well as judges. Judges come in with their own agenda or come in with a preformed cognition. Are judges paid off? Judges MISUSE DISCRETION in multiple cases because THEY KNOW only ONE of them will go to appeal. This is the WILD, WILD WEST. The justice system, whether it be judges or prosecutors, have so much discretion that they can do a tremendous amount of ABUSE within the framework and get away with it. Judicial reform is OVERDUE and Prosecutorial reform is OVERDUE. NOT A PODCAST TO BE MISSED.To Reach Eric L. Nelson, Ph.D.: aeqpub.comThis episode of Slam the Gavel is sponsored by CPSprotect Consulting Services. A Child Protective Services case is one of the most frightening experiences for any parent. Don't face it alone. Face it with confidence! With UrgentAssist by CPSprotect, you can have access to former CPS investigators to make sure you preserve your rights and protect your family. If you're facing CPS involvement and aren't sure where to turn, their child welfare consultants can help you. Visit cpsprotect.com/subscribe and enter the coupon code: SlamTheGavel for 60% off your first year of UrgentAssist AVAILABLE in ALL 50 STATES.Supportshow(https://www.buymeacoffee.com/maryannpetri)http://www.dismantlingfamilycourtcorruption.com/Support the showSupportshow(https://www.buymeacoffee.com/maryannpetri)http://www.dismantlingfamilycourtcorruption.com/
On the Wild West Extravaganza podcast, Josh tells the stories of the tumultuous American Old West, including characters like Billy the Kid, Jesse James, Wyatt Earp, and Wild Bill Hickok. But in this episode he tells us about the amazing Annie Oakley, a sharpshooter, an entertainer, and one tough lady. I am still on research break. Series 11 on the history of girlhood will start on September 21st. Visit the website (herhalfofhistory.com) for sources, transcripts, and pictures. Support the show on my Patreon page for bonus episodes, polls, and a general feeling of self-satisfaction. Or make a one-time donation on Buy Me a Coffee. Join Into History for a community of ad-free history podcasts plus bonus content. Follow me on Twitter (X) as @her_half. Or on Facebook or Instagram as Her Half of History.
We examine the aspects of the new wild west. What countries are making strides to push off world? What are their agendas? Could certain aspects benefit others? Also, what is planned for the next stepping stone in human development? Could any of this be exploited for strategic gains? We ask the questions. Contact and Support - https://www.subscribestar.com/dynamic-independence
The Hat Man is said to have a solid outline in contrast to whispy shadow people. Some people report him in old timey clothes, a long trench or cape, and various hats — usually a fedora or a gaucho hat (think southwestern cowboy, which fits since the shadow realm is nothing if not an uncontrollable Wild West). Our guest this week woke up and saw this figure standing in his room. He was looking right at him with a piercing gaze and that alone would be terrifying enough but this time he wasn't alone. Become a member to listen to this episode and many more. blurrycreatures.com/members
Penn State Quarterback Drew Allar is the best signal-caller in the Big 10 right now. He has great arm talent, pocket awareness and he was a great understudy with Sean Clifford. Don't worry, Michigan Wolverines Fan! Michigan quarterback JJ McCarthy is right there with him. But we make the case as to why it is more difficult to gauge McCarthy and whether he is a generational QB like Michigan coach Jim Harbaugh says. Other quarterbacks like Ohio State's Kyle McCord had a tougher debut for 2023. We also look at the Big 10 and the Wild, Wild West. Who's coming out of that division. And, are Iowa Hawkeyes fans concerned about quarterback Cade McNamara and his lingering leg injury? Finally, it's time for fun with Tuesday Tweets. Did your tweet make the cut? All that and more is on Locked on Big 10! Connect on Twitter: https://twitter.com/talkbig10 Website: https://talkbig10.com Follow & Subscribe on all Podcast platforms…
In this episode, Ben Jones speaks with University of South Dakota Law Professor Tom Simmons to see what happened when angry investor Peter Wintermute and Acting Territorial Governor Edwin McCook have a shootout and brawl in the midst of a Yankton public meeting.
Step right up, folks, and time travel with us back to the wild and unpredictable days of Dodge City in the 1870s. Picture a lawless town desperate for order, a vigilante mob, and a tragic tale of an innocent man named William Taylor. Brace yourself as we recount the events leading up to his death, the formation of the vigilance committee, and the notorious Tom Sherman's induction into the vigilante honorarium. You will feel the tension as we explore the aftermath of Charles Burns' shocking death and the pivotal moment when Dodge City recognized its dire need for law enforcement.Fast-forward to the explosive confrontation between William Taylor and John Scotty Scott. Hear the echoes of gunshots in the dusty streets, feel the palpable fear as Taylor narrowly escapes a deadly altercation, setting off a wave of panic across the town. The drama intensifies as we delve into the conflict between Fort Dodge and the town, the illegal bar run by Mr. Hoover, and the consequential establishment of the town's legal status. Join us on this gripping journey into the past, packed with drama, tension, and a healthy dose of Wild West lawlessness. You won't want to miss it!Support the showCattle Drives WebsiteLegends of Dodge City WebsiteOrder Books
Level 70: Rob YOLOs JeffW is always DTF. (Down to Talk Fun!) “Strategy Guide” Section: Super Mario Bros. Wonder Is A Whole New Approach To 2D Mario Games Super Mario Bros Wonder director says it's harder to surprise players today Sony Raising PlayStation Plus Prices By Up To $40 A Year It Could Take 130 Hours To Really Start Starfield, Bethesda Exec Says Starfield's Local Planet Map Is Horrible Red Dead Redemption 3 is officially confirmed by Rockstar's parent company, promising another epic ride through the Wild West but with no release date yet.
Maverick invites you aboard the SS DarbyCast for another powerful time-travel experience. Per usual, Katrina shows up and makes a strong impact. The destination is the Wild West. The stakes are higher than ever. --- Support this podcast: https://podcasters.spotify.com/pod/show/darbycast/support
The French, Spanish, and the Americans believed that heading west was a divine calling. This is the story of when beliefs cross the line into territory more dangerous than the land itself. See omnystudio.com/listener for privacy information.
Can you imagine stepping into the frosty plains of the wild west, with just the shimmering moonlight for company and the tales of buffalo hunters, railroad workers, and the occasional gamblers to keep you entertained? And all this through the eyes and trials of a young man named Henry Raymond? Well, you're in for a treat! We're about to take you on a riveting journey that traces Henry's path from Illinois to Kansas in 1872, replete with captivating stories of camaraderie, courage, and wit that were hallmark of the early settlers.Now picture this - Mike McCabe, our very own lovable rascal, in a saloon, facing off with a dead-eye shot named Kirk Jordan! Sounds dangerous, right? But wait until you hear Mike's impulsively brilliant maneuver that saves the day, or rather, the evening. His quick thinking not only diverts a potentially fatal situation but also turns it into a celebratory event, earning Mike a bullet - a well-earned one, that too!But that's just a slice of the action. This episode takes you beyond the thrill and the laughter. We explore the harsh realities and beautiful moments that made life in the Wild West fascinating to the core. From the welcoming warmth of the Mastersons, the enchanting tunes from Henry's violin, to the sparkling moonlight on the Santa Fe Trail, we've got it all. Strap in, folks. You're in for a thrilling, laughter-filled, and insightful ride into the wild, woolly west. Join us, won't you?Support the showCattle Drives WebsiteLegends of Dodge City WebsiteOrder Books
Janelle Meraz Hooper is a versatile freelance novelist and playwright renowned for her compelling narratives that bridge the gaps between cultures, histories, and generations. Born and raised near the Ft. Sill Indian Reservation in Oklahoma, her upbringing was a tapestry woven with threads of Hispanic heritage and a profound interest in Indigenous peoples. This rich background has lent vibrant hues to her writing, infusing it with authenticity and depth.A military brat and wife, Janelle's life journey has been a remarkable odyssey of connections with diverse souls from all walks of life. Drawing inspiration from her experiences, she has become a master weaver of stories, intertwining the myriad stories she's encountered into her own narratives. Currently residing in Washington State, she is nestled close to her family, who serve as a wellspring of love and support for her creative endeavors.One of Janelle's notable works is the captivating book titled Geronimo's Laptop. A true historical fantasy, this novel ingeniously blends technology with time travel to embark on a unique journey into Apache history. In this narrative masterpiece, Janelle artfully wields a laptop as a magical conduit, allowing Geronimo himself to traverse the tapestry of time, sharing the chronicles of the Chiricahua Apaches from his perspective.Though not a historian by trade, Janelle's storytelling prowess brings history to life, captivating readers young and old alike. Geronimo's Laptop not only offers a riveting account of Geronimo's life but also delves deep into the heart of the Apache people's struggles and triumphs. The novel stands as a testament to Janelle's skill in making history accessible, relatable, and enthralling to a broad audience.The roots of Geronimo's Laptop extend from Janelle's play, Geronimo, Life on the Reservation, a theatrical experience that showcases the incredible Rudy Ramos in the titular role, under the skilled direction of Steve Railsback. This production gained well-deserved recognition, earning a spot among The Los Angeles Times' esteemed 19 Culture Picks in 2021.Within the pages of Geronimo's Laptop, readers are transported to the Fort Sill Indian Reservation in Oklahoma, where Geronimo's extraordinary journey unfolds. Through the mystical laptop and Geronimo's remarkable memory, the Chiricahua Apache leader guides us through his history, from his days as a masterful war strategist to his captivity and subsequent role as a keen observer of the white man's mindset, including that of President Theodore Roosevelt.Janelle's storytelling prowess shines as she weaves a tale of resilience, adaptation, and diplomacy. With a deft touch, she explores Geronimo's attempts to sway President Roosevelt's stance on his people's freedom. The narrative deftly intertwines historical events with the imaginative flourish of fiction, crafting a tapestry that resonates with truth and heart.In Geronimo's Laptop, Janelle paints a vivid picture of how Geronimo's newfound celebrity status becomes both a catalyst and a tool for change. As he becomes a sought-after figure, drawing crowds through Wild West shows, expos, and fairs, Geronimo endeavors to use his popularity as a means to sway the president's perspective.Trains rumble to the reservation, carrying curious visitors eager to hear Geronimo's side of the story. As his popularity soars, the hope of altering President Roosevelt's view intensifies. Through this intricate narrative, Janelle Meraz Hooper exemplifies her remarkable ability to intertwine history, imagination, and the human spirit, delivering a story that entertains, enlightens, and resonates long after the final page is turned. Hosted on Acast. See acast.com/privacy for more information.
In the 1870s, thousands of people poured into the mining town of Deadwood Gulch in the Black Hills of South Dakota.Some of those people are still famous today. "Calamity Jane" - known throughout the world as the gun-slinging, bar and brothel owner . Wyatt Earp - the most dangerous of all the gun-slinging US Marshals.Wild Bill Hickok, a man whose biographers claimed killed only six people in gunfights.And there was another person... A man whose identity was a mystery until current-day investigators got to work... Their trail involved forensic dentistry, genealogy, and, good, old-fashioned detective work to trace the identity of an unknown man dead for over one-hundred-and-twenty years.
Matt Moore lets you know where the Nuggets' Big 4 sits in his "Elite 100" list of the top 100 players in the NBA. A discussion of why Jamal Murray wasn't higher, why Aaron Gordon is the best No.3 in the game, and how MPJ can get top 50. Plus, thoughts on how the West could change dramatically with trades and the best and worst parts of covering an NBA team. Support Us By Supporting Our Sponsors! Ibotta Right now, Ibotta is offering our listeners $5 just for trying Ibotta by using the code locked when you register. Just go to the App Store or Google Play store and download the FREE Ibotta app and use code LOCKED. Birddogs Go to birddogs.com/LOCKEDONNBA or enter promo code LOCKEDONNBA for a free white tech hat with any purchase. You won't want to take your birddogs off we promise you. FanDuel Make Every Moment More. Right now, when you bet on a Super Bowl Winner, you can GET BONUS BETS EVERY TIME THEY WIN IN THE REGULAR SEASON! FanDuel.com/LOCKEDON. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices