Podcasts about nmls id

Dave Rubin joins the podcast for an insightful and deeply personal conversation with longtime friend Roseanne.  Together, they reflect on their early years as liberals, their shared efforts to confront insanity and antisemitism on the left, and the journey that led them to support Donald Trump.  Now, they're grappling with a painful irony: the same kind of hatred they once fought against is surfacing on the right.  In this powerful discussion, they explore how antisemitism is used as a tool to manipulate and divide, particularly among the uninformed and easily swayed.  Don't miss this important exchange between two longtime friends and outspoken voices, as they unpack hard truths, challenge political blind spots, and stand firm in their commitment to speak out—wherever the hate comes from.   DAVE RUBIN:   https://x.com/RubinReport   https://www.instagram.com/rubinreport   https://rumble.com/c/RubinReport ------------------------------------------------ Sponsored By: REPUBLIC LIFE NOW “Why Indexed Annuities?” Because living off hipster vibes and ramen noodles at 85 isn't a good plan. Goto https://republiclifenow.com and plan the best retirement strategy for you 

In a world of outrage mobs and echo chambers, real talk is almost illegal.   Today, two of the loudest, rawest, most unlikely voices—Ian Carroll and Roseanne Barr—sit down, face-to-face.  Their differences have made headlines. But what happens when the gloves come off?  This isn't a safe space. It's a real one.   IAN CARROLL:   https://canceliancarroll.com   https://x.com/IanCarrollShow   https://www.instagram.com/cancel.ian.carroll   https://www.youtube.com/@iancarrollshow ------------------------------------------------ Sponsored By: Republic Life Now “Why Indexed Annuities?” Because living off hipster vibes and ramen noodles at 85 isn't a good plan. Goto https://republiclifenow.com and plan the best retirement strategy for you 

You are looking for a LUXURY HOME.  It is essential to get Pre-Qualified for a loan.  A JUMBO LOAN may be the solution, but which one?  In this episode, our guest explores options available that you may not be aware of.  We'll uncover secrets behind jumbo loans, explore nuances of rate adjustments, and discuss how market trends—like elections and economic policies—impact real estate and lending. David Kammerer, Sr. Loan Consultant at Summit Funding in Eugene Oregon.  Contact Dave and his team at  541-868 -1850  davekammererteam@summitfunding.net  NMLS ID# 283041 This communication is from Summit Funding and may contain privileged and/or confidential information. It is intended solely for the use of the addressee. If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing or using any of this information. If you receive this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy. This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or re-disclose such information for any purpose other than to provide the services for which you are receiving the information.' If the disclaimer can't be applied, attach the message to a new disclaimer message. FOLLOW this show to be informed of new episodes! Ep 110 - Capture Luxury Home Buyers In Central Oregon Ep 111 - Premier Living In The McKenzie - Part 1 Ep 112 - Premier Living In The McKenzie - Part 2   Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation! Tap the Category that resonates with your life today Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  What to look for, Property Search, Get Pre-Approved! Selling Property  Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves  Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! Facebook Homeowners Best Real Estate Moves Listen on your computer Podcast.JudyCasad.com Send me your feedback questions and topic suggestions. Who knows? You just might be a guest on our next show! We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!    

In our most recent episode of "Real Estate Unscripted," host Marjorie Adam shares insights with Co-Owner of ALCOVA Mortgage, NMLS ID#40508 Bobby Nicely regarding the current state of real estate and lending as they look ahead to 2025. The conversation highlights the dual challenges and opportunities present within the market, shaped by fluctuating interest rates, inventory dynamics, and evolving consumer behaviors. The discussion opens with reflections on the past year, which was marked by a challenging economy, high inflation, and ongoing market adjustments. Despite this, Nicely points to signs of recovery, particularly noting that favorable interest rates, when they dipped into the low sixes, spurred buyer demand. He asserts, “When rates get down close to that 6% number… the market is healthy,” indicating that consumer interest remains despite broader economic uncertainty. One of the key strategies emphasized for 2025 is proactive engagement with clients. Nicely suggests that lenders should focus on “mortgage checkups” and outreach to past clients, highlighting opportunities to assist with restructuring debt or refinancing needs. Adam echoes this sentiment, advocating for realtors to assess their business sources and client interactions to further foster relationships. The conversation also underscores the significance of adapting to the contemporary digital landscape. Nicely urges professionals to enhance their social media presence, asserting that being active online is imperative for maintaining client relationships and standing out amidst competition. “Just get out there and be yourself,” he encourages. In conclusion, as the real estate and lending industries continue to face challenges, the emphasis on connection, proactive communication, and adaptability in strategies will be crucial. By analyzing their past successes and failures and implementing new practices, both lenders and realtors can position themselves for a resilient and prosperous 2025.

Democrats continue to ignore the elephant in the 2024 election; Nancy Mace and Republicans move to create safe bathrooms for biological women in Congress; and the next round of advertiser censorship is on its way. Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE Ep.2091 - - - DailyWire+: Our largest sale of the year starts now! Get 50% off New Annual Memberships this Black Friday! https://get.dailywire.com/gift-guide Matt Walsh's hit documentary “Am I Racist?” is NOW AVAILABLE on DailyWire+! Head to https://amiracist.com to become a member today! Get the Precision 5 from Jeremy's Razors at https://www.jeremysrazors.com  Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors: Birch Gold - Text "BEN" to 989898, or go to https://birchgold.com/ben, for your no-cost, no-obligation, FREE information kit. Boll & Branch - Get my exclusive offer at https://www.bollandbranch.com/ben Churchill Mortgage - Connect With A Home Loan Specialist you can trust today at: https://churchillmortgage.com/shapiro Disclaimer: This Is A Paid Advertisement. Home Buyer Edge And Seller Guarantee Are Available For Qualifying Borrowers And Select Loan Types Only And Not Available In All States Or Locations. NMLS ID 591; https://nmlsconsumeraccess.org; Equal Housing Lender; 1749 Mallory Lane, Brentwood, Tennessee 37027 - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53 Follow on Instagram: https://bit.ly/3QtuibJ Follow on Facebook: https://bit.ly/3TTirqd Subscribe on YouTube: https://bit.ly/3RPyBiB

Donald Trump picks RFK Jr. for Health and Human Services Secretary and Democrats continue to panic over Pete Hegseth for Defense. Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE Ep.2086 - - - DailyWire+: 47% off for the 47th President—don't miss out! Join us at https://dailywire.com/subscribe with code TRUMP. Matt Walsh's hit documentary “Am I Racist?” is NOW AVAILABLE on DailyWire+! Head to https://amiracist.com to become a member today! Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors: ExpressVPN - Get 4-6 Months FREE of ExpressVPN: https://expressvpn.com/ben Churchill Mortgage - Connect With A Home Loan Specialist you can trust today at: https://churchillmortgage.com/shapiro  Disclaimer: This Is A Paid Advertisement. Home Buyer Edge And Seller Guarantee Are Available For Qualifying Borrowers And Select Loan Types Only And Not Available In All States Or Locations. NMLS ID 591; https://nmlsconsumeraccess.org; Equal Housing Lender; 1749 Mallory Lane, Brentwood, Tennessee 37027 Tax Network USA - Seize control of your financial future! Call 1 (800) 958-1000 or visit https://www.TNUSA.com/Shapiro Balance of Nature - Get 35% off Your Order + FREE Fiber & Spice Supplements. Use promo code SHAPIRO at checkout: https://www.balanceofnature.com/ Roman - For treatment that works fast and lasts long, grab the moment. Learn more at https://www.Ro.co/Ben - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53 Follow on Instagram: https://bit.ly/3QtuibJ Follow on Facebook: https://bit.ly/3TTirqd Subscribe on YouTube: https://bit.ly/3RPyBiB

Bishop Robert Barron is a renowned Catholic theologian and author, often cited as “the Bishop of the Internet” for his innovative approach to evangelization in the modern world. Through his Word on Fire ministry, Bishop Barron produces and publishes books, documentaries, sermons, and podcasts that spread the gospel to over 200 million viewers online. In today's episode, Bishop Barron and I dissect contemporary myths about traditional religion and delve into the underlying presumptions of a secular society. We also explore the ideological tension between virtue and freedom, and whether the pursuit of unqualified liberty is as useful as we might think. Stay tuned and don't miss this episode with Bishop Robert Barron on The Sunday Special. - - -  Today's Sponsors: Churchill Mortgage - Connect With A Home Loan Specialist you can trust today at: https://churchillmortgage.com/shapiro Disclaimer: This Is A Paid Advertisement. Home Buyer Edge And Seller Guarantee Are Available For Qualifying Borrowers And Select Loan Types Only And Not Available In All States Or Locations. NMLS ID 591; https://nmlsconsumeraccess.org; Equal Housing Lender; 1749 Mallory Lane, Brentwood, Tennessee 37027 ZipRecruiter - Try ZipRecruiter for FREE: https://www.ziprecruiter.com/dailywire Boll & Branch - Get my exclusive offer at https://www.bollandbranch.com/ben BetOnline - Use code "BEN" to receive a 50% signup bonus of up to $250 at https://www.betonline.ag

Vince Everett Ellison is a political commentator, author, and documentarian focusing on the intersection of American politics, race, and religion. Born on a cotton plantation in Haywood County, Tennessee, Ellison admired how his parents lifted him and his seven siblings out of poverty through hard work and their Christian faith. In today's episode, we discuss the Democrats' most depraved policies, Trump's appeal to black voters, and Ellison's reaction to the Chicago DNC. We also explore why progressive politics thrive on arrogance, and how humility can be found in religious faith. As we navigate one of the most contentious election seasons of our lifetime, you won't want to miss Vince Everett Ellison's analysis of Democratic party politics. - - -  Today's Sponsors: Churchill Mortgage - Connect With A Home Loan Specialist you can trust today at: https://churchillmortgage.com/shapiro Disclaimer: This Is A Paid Advertisement. Home Buyer Edge And Seller Guarantee Are Available For Qualifying Borrowers And Select Loan Types Only And Not Available In All States Or Locations. NMLS ID 591; https://nmlsconsumeraccess.org Equal Housing Lender; 1749 Mallory Lane, Brentwood, Tennessee 37027 Boll & Branch - Get my exclusive offer at https://www.bollandbranch.com/ben International Fellowship of Christians and Jews - To give to IFCJ, visit https://benforthefellowship.org/

Whether you're a curious listener, an aspiring investor or directly affected by foreclosure, this episode unlocks solutions as we uncover the hidden truths behind distressed home purchases. We shed light on practical strategies. Share this episode with to support homeowners in financial distress. David Kammerer, Sr. Loan Consultant at Summit Funding in Eugene Oregon.  Contact Dave and his team at  541-868 -1850  davekammererteam@summitfunding.net  NMLS ID# 283041 This communication is from Summit Funding and may contain privileged and/or confidential information. It is intended solely for the use of the addressee. If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing or using any of this information. If you receive this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy. This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or re-disclose such information for any purpose other than to provide the services for which you are receiving the information.' If the disclaimer can't be applied, attach the message to a new disclaimer message. DJ Olojo Website The Foreclosure Fix Podcast DJ's Book The Foreclosure Fix, 12 Proven Steps to Beat the Bank, Escape Foreclosure, and Turn Your Property into a Profitable Asset  Amazon Link Secrets about Judy you didn't know! Listen to Judy's Interview on The Foreclosure Fix March 17 - Real Estate Rescue: Broker's Guide to Foreclosure Ft Judy Casad  Watch on YouTube Support us by sharing this Podcast with people you know ~ We appreciate and value your comments to bring you information that resonates with you... and keep this Podcast alive! Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation! Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  What to look for, Property Search, Get Pre-Approved! Selling Property  Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves  Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling  Listen to Audio Player on your computer: click here Facebook Homeowners Best Real Estate Moves Instagram Homeowners Best Real Estate Moves Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show! Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience.  WELCOME BUYERS  - Anywhere in the United States! Leverage the Market Explorer to think like an investor and use the Buyer's Report to track your market of interest.   I'm super excited to send you a brand new investor-grade experience on when and where - you should think about buying your next property with Homebot.  What you are going to find is a comprehensive look - zipcode by zipcode – neighborhood by neighborhood - of where the sellers markets are vs buyers markets.  Compare areas by square footage and where you can find the most affordable property to buy.  Dive deeper into your area of interest to learn more about the buying timeline.    Homebot helps you think like an investor.  Keep your eyes peeled for your monthly buyers report so you can stay up-to-date on your favorite markets. This tool has a wealth of information to ensure you make the best buying decision, and I'm here to support you. If you have any questions, give me a call, text or send me a message through your report!  Completely free of charge with no obligation!   Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Member of Multi-Million Dollar Club of Lane County, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information! If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!   Click HERE to start!  

Everything that you need to know about locking in your interest rate. When should you lock it, when can you lock it, once you are locked what are your options if interest rates improve. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

CALHFA down payment assistance is available to many first-time buyers who didn't know that they could qualify! Learn more in today's episode. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

The Federal Reserve left rates unchanged once again. What did he say during his conference and when do we anticipate to see future rate cuts? For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

In this episode we discuss the most important details behind your credit report and how to achieve the highest credit score possible. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

In this episode we discuss what brought about the issues with current homeowners insurance and what your options are if your policy has been dropped or you are having a difficult time securing a new policy for your new home purchase. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

What's To Come In 2024. Review of 2023 and forecast for 2024! I also gave great tips for buyers and sellers in today's current housing market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Mortgage Rates below 5%, is that possible in today's market? YES! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Fed announced today they are holding rates again. 6th consecutive week of improved rates. Refi app's up 19%. I also gave great tips for buyers and sellers in today's current housing market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Where are interest rates today, get your thumb on the market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Housing Predictions for 2024! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Today we took a break from Mortgage and had fun with Turkey! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

On today's show Erin + Stacy sit down with the one and only Bill Payne to discuss the latest developments in the market.  PLUS, a special bonus question at the end for Schmoopy from everyone's favorite agent, Giovanna. ❤️      Today's episode is brought to you by Nick Cann Photo    https://www.nickcannphoto.com

Have you ever thought of how one single event had the potential to alter the course of your career indefinitely? In this podcast episode, we are joined by pilot “Jimmy” in a therapeutic session to explore how a challenging experience led him to question his abilities and how he will now face his fears head-on. Tune in and be inspired!   WHAT YOU'LL LEARN FROM THIS EPISODE  Why it's okay to have failures in your record Lessons you can learn from experiencing failures The best thing you can do to make yourself marketable Pilot seniority and what really matters in life   RESOURCES/LINKS MENTIONED How I Met Your Mother United Delta UPS FedEx American Airlines Southwest RTAG Convention Women in Aviation International  Professional Asian Pilots Association Facebook  LinkedIn: Sir Nik Fialka Frontier CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “PODCAST” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!    SPONSORS If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call 704-717-8900 ext 120 to schedule a consultation appointment with Timothy P. Pope, CFP® Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US.   Trident Home Loans - Mortgage Advertising Disclaimer: Marty Medve, MLO | NMLS 86840 Conditional approval offered by Trident Home Loans, NMLS 65716, is based on creditworthiness. All mortgage terms depend on factors including creditworthiness. Visit www.Tridenthomeloans.com for licensing info. Equal Housing Lender. NMLS ID 65716. Not an offer to lend; subject to credit approval.

Buy Now Refinance Later? 2 deals for the price of one, is it real? We also talked about today's Fed Announcement to not increase interest rates!  For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Gain the confidence to reach for your dream aviation career in today's episode with Lt. Cmdr. Brenda Robinson as she shares her journey to becoming the first African-American naval aviator. Tune in now to hear life-altering insights to fuel your path to success!   WHAT YOU'LL LEARN FROM THIS EPISODE  How Brenda started her career in aviation What it's like to be the first African-American woman to enter AOCS Advantages of being a flight instructor Challenges and lessons to applying for an airline as a woman pilot Aviation Camps of the Carolinas: What it is and what it does Timeless advice for young and aspiring pilots RESOURCES/LINKS MENTIONED Aviation Officer Candidate School Devotion American Airlines Success Is An Attitude, Goal Achievement For A Lifetime by Brenda Robinson | Kindle and Paperback ABOUT LCDR BRENDA ROBINSON Brenda earned her private pilot certificate at MacArthur Airport in Islip, New York. While a senior at Dowling, a military services meeting paved Brenda's path to a military flight deck. Her 1977 selection as one of 10 women nationwide to attend the Navy's Aviation Officer Candidate School in Pensacola, FL, launched her on a path to becoming a naval aviator.    She became the first African-American female graduate from Aviation Officer Candidate School. Her entire career is peppered with firsts for African-American women in the U.S. Navy: flight instructor, evaluator, and VIP transport pilot, to name a few.    Today, Brenda shares her success stories in a number of ways. She published Success is an Attitude: Goal Achievement for a Lifetime in 1995. She is a sought-after speaker at schools and launched the Aviation Camps of the Carolinas in late 2014. She is currently working on her next book, The Very First Raven.   CONNECT WITH LCDR BRENDA Website:  Aviation Camps of the Carolinas CONNECT WITH US  Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “PODCAST” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!    SPONSOR If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call 704-717-8900 ext 120 to schedule a consultation appointment with Timothy P. Pope, CFP®.   Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US.   Trident Home Loans - Mortgage Advertising Disclaimer: Marty Medve, MLO | NMLS 86840 Conditional approval offered by Trident Home Loans, NMLS 65716, is based on creditworthiness. All mortgage terms depend on factors including creditworthiness. Visit www.Tridenthomeloans.com for licensing info. Equal Housing Lender. NMLS ID 65716. Not an offer to lend; subject to credit approval.

We hit quite a few guideline updates today from 2-4 units with Fannie Mae to FHA ADU rental income, and disabled children and elderly parent financing opportunities. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Ever thought about the complexities of securing home loans with a pilot's changing pay-check?  What about how to plan for a future home purchase if you just received a CJO?  Marty Medve shares about how to plan for your pilot future and how Trident Home Loans can help you buy the home of your dreams!   WHAT YOU'LL LEARN FROM THIS EPISODE  Why pilots need a second source of income  Pilot to pilot: typical issues encountered by pilots while applying for a mortgage and how Trident Home Loans can help Things to consider before buying a house How to beat rising interest rates as a home buyer The benefits of utilizing the VA IRRRL RESOURCES/LINKS MENTIONED Spirit Airlines FedEx Delta RTAG Zillow   ABOUT MARTY MEDVE Marty attended the USNA from 1981-1985, graduating with a BS in Mathematics. While attending the Academy, he was also a member of the Heavy Weight Crew team. He attended Flight Training in Pensacola, FL, in 1985. Marty was a Navy Carrier Pilot flying the EA6B Prowler. Among many other accomplishments, Marty continued to build on his career, ultimately leading up to his current position as a commercial airline Pilot and Senior Broker at Trident Home Loans. CONNECT WITH MARTY Website: Trident Home Loans Email: website@mythl.com Phone: (877) 874-3368; (850) 343-0400   CONNECT WITH US  Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “PODCAST” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!    SPONSOR If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call 704-717-8900 ext 120 to schedule a consultation appointment with Timothy P. Pope, CFP®.   Trident Home Loans - Mortgage Advertising Disclaimer: Marty Medve, MLO | NMLS 86840 Conditional approval offered by Trident Home Loans, NMLS 65716, is based on creditworthiness. All mortgage terms depend on factors including creditworthiness. Visit www.Tridenthomeloans.com for licensing info. Equal Housing Lender. NMLS ID 65716. Not an offer to lend; subject to credit approval.  

It's almost Halloween and as luck has it, Zombie Mortgages are showing up to haunt you! Learn what they are and if you have any need for concern!  For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

The mortgage world is ever-changing.  With rates so high it can be difficult to know which way to turn. Luckily, Bill Payne ( NMLS ID#: 283298) is here to give us the latest on the nuances of the current market as it relates to mortgage rates and even shares a silver lining for what's on the horizon.     Today's episode is brought to you by Nick Cann Photo + Exhale Pilates   Check Out Our Partners:   https://www.nickcannphoto.com   https://www.exhalepilateschs.com

Learn about the vast career opportunities offered in the aviation industry as we chat with David George about the current hiring situation in aviation. You'll also hear how Brookfield Aviation International could help boost your chances of getting hired by the right airline, so tune in!   WHAT YOU'LL LEARN FROM THIS EPISODE  Brookfield Aviation: What it is and the services it provides What is hiring like in the aviation industry post-Covid How does Brookfield Aviation help pilots find the right airline to work for Basic requirements you need to meet as a pilot Can senior pilots still get hired in today's aviation industry?   RESOURCES/LINKS MENTIONED LinkedIn   ABOUT DAVID GEORGE David is the CEO of Brookfield Aviation International. His journey into the aviation industry was unconventional. After leaving school, he embarked on an adventure with a traveling circus, followed by a stint as a salesman and then seven years as a professional photographer for newspapers in Devon and South Wales.   In 1985, he made a career switch and joined an IT recruitment company in London, co-owned by his future partner, Bernie Duffield. They specialized in recruiting software developers for airline reservation systems and later expanded to pilot and engineer contracting, which led to the establishment of Brookfield Aviation in 1993. CONNECT WITH DAVID Website: Brookfield Aviation Phone: 44-1372-747-044   CONNECT WITH US  Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “PODCAST” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!    SPONSOR If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call 704-717-8900 ext 120 to schedule a consultation appointment with Timothy P. Pope, CFP®    Trident Home Loans - Mortgage Advertising Disclaimer: Marty Medve, MLO | NMLS 86840 Conditional approval offered by Trident Home Loans, NMLS 65716, is based on creditworthiness. All mortgage terms depend on factors including creditworthiness. Visit www.Tridenthomeloans.com for licensing info. Equal Housing Lender. NMLS ID 65716. Not an offer to lend; subject to credit approval.

In today's episode we dive into an article published by TheStreet.com and Dave Ramsey's recent statement about purchasing a home now rather than later. We also talk about the minutes released today from the Federal Reserve and the possibility that rate hikes are finished. Have you been thinking about buying a home but you've been waiting? This is a great episode to download and tune in!  For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

We have a new Home Equity Loan Option for Primary Residences, Second Homes, and Investment Properties It gives you a fixed interest rate for as long as 40 years to stretch those monthly payments out. You will qualify based on the Primary Wage Earners Credit Score, Co-Borrower can have a credit score as low as 550 but Primary Wage Earner must have at least a 660. We will qualify based on traditional income as well as bank statements for those self-employed borrowers. You cannot have any late mortgage payments in the last 12 months. You must have owned the home for at least 6 months. We can close in as little as 10 days. Does this sound like something that might work for you? Give us a call, 844-935-3634. We'd be happy to talk with you to determine if you would be a great candidate for this program. All loans are subject to credit approval. This is not an offer to lend or the full scope of qualifications required. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

The Federal Reserve lefts rates unchanged today, 9/20/2023, at the FOMC meeting. They also provided projections for additional rate increase this year but rate reductions in 2024 and 2025. When will we see interest rates start to fall? Tune in to todays episode of Mortgage Mom Radio! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Today we talked about the August Inflation Report and the next Fed Meeting anticipation for September 19-20th.  For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Today we had George Hartmann with Credit Repair in 30 on the show. He provided tips and tricks to increase your credit score.  For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

If you're a homeowner, you might be torn on whether or not to sell your house right now. Maybe that's because you don't want to take on a higher mortgage rate on your next home. If that's your biggest hurdle, understanding your equity may be exactly what you need to help you feel more comfortable making your move. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Struggling with your credit score OR verifying your income for a new home loan, we have many programs available and one might be what you need! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

What is a DST? Created under Delaware Law, a DST is a specialized legal entity in which a sponsor firm, acting as trustee, acquires the property, holds the title, and guarantees the mortgage loan. Ready to sell your investment property but not ready to buy another? Concerned about taxes if you don't 1031 exchange? DST's are a great option! What's a DST and how does it work? Today's guests, Jamie Furlong with Legacy Investments & Real Estate and Danielle Whitney-Moore with Keller Williams Realty There are material risks associated with investing in DST properties and real estate securities including illiquidity, general market conditions, interest rate risks, financing risks, potentially adverse tax consequences, general economic risks, development risks, and potential loss of the entire investment principal. Potential cash flows/returns/appreciation are not guaranteed and could be lower than anticipated. Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. This is for informational purposes only. Because investor situations and objectives vary. This information is not intended to indicate that an investment is appropriate for or is being recommendation to any individual investor and does not represent tax or legal advice. Jamie offers securities through Concorde Investment Services, LLC (CIS), member FINRA/SIPC. Legacy Investments & Real Estate, LLC is independent of CIS, both of whom are independent of Debbie Marcoux and Danielle Whitney.” For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

On Wednesday, the Federal Reserve raised the Fed Funds Rate to a range of 5.25 to 5.50% and this move was widely expected. Fed Chair Powell also shared that if the data comes in strong over the next two months, they will raise rates again in September. The opposite is true. What data was the Fed talking about? Mr. Powell was specific and said there will be two jobs and CPI (inflation) reports, and one employment cost index which garners most of their attention before the Fed meets again in September when they decide what to do with interest rates. One of the main reasons interest rates remain high and the Fed has continued to raise rates is the underlying resilience of the economy. Many economists, market watchers and central bankers were calling for a recession by the middle of this year. In fact, one reputable publication back in November said there was a 100% chance of a recession in 2023. Fortunately, or unfortunately, depending on how you're looking at it, the economy is currently growing near 2% and unemployment is at 3.6%, which are not conditions that lead to an economic recession. Looking forward...watching the economic data will be important to determine whether the Fed increases rates further.  At the very least we should be prepared for the Fed to hold the Fed Funds Rate at current levels for quite a bit longer. How much longer? The Federal Reserve wants to see inflation come down to 2%. The Fed's favorite gauge of inflation is currently running at 4.6% so, there is a lot of wood to chop for inflation to get near the Fed's target. In fact, the Fed's forecast calls for core inflation to reach its goal in the year 2025. So, when we hear higher for longer, that's what we mean. For reference: In the last rate hiking cycle back in 2018, the Fed cut rates 7 months after the last hike. Meanwhile, during that same time, home loan rates steadily improved. Bottom line: The Federal Reserve may very well be done hiking rates. However, long-term rates may likely edge lower slowly. Why? The economy is slowing. Slowly, unemployment is rising, slowly, and inflation is rising slowly. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Adam welcomes  Brandon Caldwell, Senior Mortgage Advisor with Ruoff Mortgage to discuss rising interest rates and the changing mortgage market for residential purchases.  Brandon shares more about certain changes to regulation that make it more expensive for a qualified borrow to get a mortgage and more affordable for a less qualified borrower.  Brandon also talks more about loan level price adjustments and how they work during the mortgage process.  Given the prominence of new construction deals happening in the market Brandon explains those products and how they are trickier than you may anticipate.  Adam and Brandon also discuss some of the lesser utilized yet still viable products in today's market including Bank Statement Loans, No Doc Loans, and DSCRs.  Lastly, Brandon shares his advice to those who think they should wait until mortgage interest rates decline.   Email Brandon: B.Caldwell@ruoff.com  https://www.ruoff.com/BrandonCaldwell    Brandon Caldwell Senior Mortgage Advisor  Ruoff Mortgage, NMLS ID: 141868 NMLS#:2014161 OH:MLO 015249.001   Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u  For general financial educational ARTICLES: https://bit.ly/3aP0Ldn For more Real-Time Updates on the Economy and State of the Markets Follow Adam Koós on Twitter @AdamKoos: https://bit.ly/3tzccwk  Or follow Adam on Instagram @FinancialSurgeon: https://bit.ly/3QobpIy  --- Adam Koos, CFP®, CMT® is a CERTIFIED FINANCIAL PLANNER and one of only 2,600+ Chartered Market Technicians (CMT) worldwide, as well as a Certified Financial Technician (CFTe®) thru the International Federation of Technical Analysts (IFTA). He's been named by Columbus Business First as one of their 20 People to Know in Finance, was a recipient of the Forty Under 40 award, is ranked by Investopedia as one of America's top 100 Most Influential Advisers, and is the winner of the coveted Better Business Bureau Torch Award for Ethical Enterprising. Adam serves his clients as the president and portfolio manager at Libertas Wealth Management Group, Inc., a Fee-Only Registered Investment Advisory (RIA) firm, located in Columbus, Ohio. ******* The audio and video contained herein is intended for those interested in finance, searching for a financial advisor, wealth manager, financial planner, and/or retirement planning. While we are CERTIFIED FINANCIAL PLANNERS (through the College for Financial Planning) and work with clients all over the country, our business is run out of Columbus / Central Ohio. If you are looking for wealth management, financial planning, a financial counselor, wealth advisor, or financial consultant – especially a fee-only, Fiduciary Registered Investment Advisor – we provide money management and financial services for individuals and couples (i.e. – a 401k rollover), as well as business owners (i.e. – 401k, SIMPLE, SEP IRA's, as well as cash balance and other various retirement plans).

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com

Sponsored By: Able Insurance www.ableinsurance.net Sponsored By: Alcova Mortgage, visit ALCOVAHighlands.com for info. ALCOVA Mortgage, NMLS ID 40508. NMLSConsumer Access.org. Equal Housing Lender. Follow The Ball Hawk Show: Bleav Network, Apple Podcasts, Spotify, and other podcasts platforms Ahmad Hawkins Website: http://www.ahmadhawkins.com