Budget Effect: How to Save Money, Pay off Debt, Improve your Mindset, and Love your Life, and start Budgeting as a Single Mom

What if tweaking the way you set up your budget could give you more wiggle room and even more momentum toward your goals? In this episode, I'm sharing two key strategies. The first creates space and grace in your budget. The second pushes you more aggressively toward your goals. Not everyone will agree with this approach, but my main point is this: your budget is a tool to get you what you want. It's YOURS - make it work for YOU.If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It's a step-by-step guide to help you get started with budgeting that makes sense for you and your life.

Credit cards can be helpful or harmful—so how do you know if they fit into your budget? In this episode, we're answering:

It's important to have a money goal. It's important to have a system. But it's also important to work on your money identity. If you want to reach your money goals - whatever they may be - then you should work on that foundational layer of your identity. -What do I mean by your money identity?-How might this be holding you back from reaching your money goals right now?-What kind of positive money identities are there?-How can we take steps to improve our money identities?Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Do you want more help? Click to tell me how you'd like me to help you.Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comDid you know you can text the show? Unfortunately, I can't text back! ☹️ But I'd still love to hear from you. Click to Send a Text.

In this episode we'll break down the question: How long does it take to budget?We include:⌚How long does it take to set up your budget for the first time?⌚How long does it take to write your budget each month?⌚How much time do you need to engage with your budget throughout the month?⌚What about a budget close-out?!✨Plus 5 Bonus Tips to make it even smoother and faster! The result: It doesn't take that long! Get started with your budget today! 

Are Your Money Goals Being Held Back by Your Systems? Here's How to Fix ItWhat if reaching your financial goals was as simple as opening a drawer, taking out a notebook, and putting it back? Sounds too easy, right? But tiny, intentional steps—repeated over time—are what actually create success. In this episode, I break down the power of small habits, inspired by Atomic Habits by James Clear, and how you can apply these principles to your budgeting and money management. Whether you're just starting out or refining your system, this episode will help you build momentum and finally make real progress toward your financial goals.Listen to this episode to answer:Why should you focus more on your system than your end goal?How do small financial habits create massive change over time?Why do successful money habits feel easy when set up correctly?What steps can you take to create a financial system that supports your goals?Resources & Connect With Me:✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Everywhere I look, people are talking about how they've planned their entire budget for 2025—and I had to find out what that actually looks like! How do you plan a whole year's worth of spending? How do you account for unexpected expenses? In this episode, I break down:What a yearly spending plan actually is and why some people swear by it.The two smart reasons you might want to try it.How to create one if you're curious (even if it's not January).Why I personally hated it, how it made me feel, and why I'm sticking with my month-to-month budgeting approach.If you've ever felt overwhelmed by budgeting or wondered if you need to plan out an entire year in advance, this episode will give you a fresh perspective. Whether you love detailed plans or thrive on flexibility, I'll help you find a budgeting style that works for you!Resources & Links:

Are you ready to make budgeting a lifestyle instead of a fleeting goal?Many people start the year strong with financial resolutions, but motivation fades quickly. In this episode, we dive into what it takes to stick with your money goals long after the new year energy wears off.You'll learn:Why budgeting doesn't have to mean living a restrictive, frugal life.The importance of building a sustainable budget SYSTEM you can rely on month after month.How to plan for challengesWorking on shifting your mindsets.

Is it possible to love your budget? Is it possible to enjoy budgeting?I SAY YES. And figuring out the right budget CATEGORIES makes your budget goal-focused, future-focused, and intentional. that you actually like and want to stick to! In this episode, we're diving into why categories are a critical part of loving your budget and making it work for your lifestyle. You'll learn how the right categories can simplify decision-making, improve your money habits, and keep you on track toward your financial goals.Listen to this episode to answer these questions:How do budget categories impact your ability to stick to your budget?What's the connection between the right categories and better money habits?How can your categories help you make faster, easier decisions?Why do personalized categories make you love your budget more?What's the first step to fixing budget categories that aren't working for you?FREE RESOURCEDo you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.

Struggling to figure out what categories to include in your budget? Learn how to simplify your categories and align them with your values for real progress.Creating budget categories doesn't have to be overwhelming! In this episode, we break down budget categories into fixed needs, variable needs, wants, and savings. I'll show you how to keep it simple, adjust for your unique circumstances, and build a budget that reflects your goals and values. Let's make budgeting intentional, flexible, and effective!Listen to the episode to answer these questions:What's the easiest way to decide which categories belong in my budget?How can I separate needs, wants, and savings in a way that works for my family?Why is it important to keep budget categories simple and flexible?How do I adjust my budget for seasonal changes or life events?What's the connection between budget categories and my personal values?FREE RESOURCEDo you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.Click to Send a Text.

Feeling stuck when it comes to your finances? Let's change that! In this episode, I'm sharing a list of financial goals. Pick one and make real progress with your money this year.Setting financial goals doesn't have to be overwhelming! I'll break it down into categories like building better habits, cutting unnecessary expenses, upgrading your financial systems, and even making exciting plans for your future. Whether you're tired of debt, want to save more, or just want to feel more in control, there's a goal here for you. Let's pick one and get started!Listen to the Episode to Answer the Following Questions:What should I pick for my New Year's Resolution?What money habits should I build this year?How can I do better with money?What personal goal can I set that will indirectly help me with my finances?FREE RESOURCEDo you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.

How do you stay calm and in control of your finances—even during life's busiest and most stressful seasons? In this episode, discover five actionable keys to reducing money stress and sticking to your money goals, no matter how hectic life gets. . Listen to the Episode to Answer These Questions:What is a future-focused budget, and how can it help reduce financial stress?Why is simplifying your financial accounts a key to staying organized?How can consistent money wins boost your confidence and keep you on track?What role does gratitude play in maintaining a healthy mindset about money?How can budgeting help you avoid impulsive spending during expensive seasons?ResourcesFree Private Podcast: Learn my full budgeting process, including how to close out your budget and create money wins every month. [Sign up here!]Budgeting Workshop: Ready to take control of your finances? Join my monthly budgeting workshop.Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.

Do you want to pay off your debt and save more money this year? DO THIS FIRST. With a spending audit, you can get clear on your spending habits so you know can be prepared to build your budget, catch your bad habits, and more. If you want to start a budget, but you aren't sure where to get started, you may want to try a spending audit.  There is stress in not knowing where your money goes and not feeling in control. There is peace in getting clear. That's what a spending audit can do for you. Listen to this episode to answer these questions: How do I do a spending audit?What is a spending audit?How do I start budgeting?How do I stop spending so much money?Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.

Is it taking too long to track your spending as you work on your budget? I have a quick trick for you today that will simplify and speed up the process of tracking your spending. We have money goals, we have set intentions, now we have to stick to it! This episode will help with just a smoother, faster way to stick to your budget. Here's the trick: Split your purchases as you buy. Check it out! Resources:Episode 15: Create this List to Save Money on Groceries, Get Organized, and Save Mental EnergyDownload the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. Do you want me to come into your email with the FREE Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Contact Me:Instagram: @budgeteffectpodcastEmail: hello@thebudgeteffect.comHave a topic you want me to cover on the show? Text me! Click to Send a Text.

As a mom, do you feel constant pressure to spend money on all the things? Team pictures, fundraisers, birthday gifts, and more?! What about the social pressure to buy at the right time, for every occasion, and to "keep up" with your neighbors? In this episode we'll discuss the many situations where you might feel pressured to spend money - when you DON'T even want to! By the end of this episode you'll have practical strategies to release the pressure and confidently say, “no” saving your money for what truly matters and aligning your spending with your real goals.Resources :Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.Contact Me:Instagram: @budgeteffectpodcastEmail: hello@thebudgeteffect.comDid I forget something on this list?Or do you have a topic you want me to cover on the show? Text me! Click to Send a Text.Click to Send a Text.

Are you struggling to stay on budget during the holidays without feeling like you're missing out? During the holidays, you may tempting to do one of these two things:1. Throw your budget out the window2. Feel the sting of missing out while staying disciplined. In this episode, we explore those two big holiday budget struggles and give you 10 actionable strategies to stay financially confident and stress-free. You'll learn how to block temptation, shop intentionally, and appreciate your financial journey without comparison.Listen to the episode to answer these questions:How can I stick to my budget this holiday season without feeling deprived?How can I stop comparing my money situation to others'?What are some strategies for sticking to my holiday budget?How can I focus on my financial goals while still enjoying the holidays?How can I prevent impulse purchases and stay financially grounded during this busy season?What are some practical strategies for sticking to a budget that actually work?!Resources Mentioned:Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. Episode 38: Holiday Planning and MindsetFREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.Contact Me:Instagram: @budgeteffectpodcastEmail: hello@thebudgeteffect.comHave a topic you want me to cover on the show? Text me! Click to Send a Text.

The Key to Never Feeling Broke AgainHow to Normalize Having Money and Saving Money in Your LifeWhy does it feel like money always slips through your fingers? What if budgeting didn't feel like a short-term fix but instead became a habit that makes saving and having money feel normal?In this episode, we're diving into how to shift budgeting from something you do “when money's tight” into a life habit that sticks. When budgeting becomes second nature, you'll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I'll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence.Listen to this episode to answer these questions:How can you turn budgeting into a habit instead of a temporary solution?What weekly routines can make budgeting easier to maintain?What key skills do you need to build for successful budgeting?How can a budgeting mindset create financial freedom?What holistic changes can budgeting bring to your life?How can having money just be normal for you?Resources:Grab my 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.Instagram: @budgeteffectpodcastEmail: hello@thebudgeteffect.comHave a topic you want me to cover on the show?Click to Send a Text.

The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we're talking about how to plan ahead for any big event—whether it's the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I'll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let's dive into how a little planning now can make a huge difference later!  

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW. But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases. Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it!Click to Send a Text.

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget! Let your budget EMPOWER you to get what you want. Do you want help getting started? Click here for the  Budget Foundations Jumpstart. By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.

Are busy night drive-thru runs killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a busy mom who is also working to reach her money goals! Listen to this episode to answer these questions: How do I stay in my food budget?How do I feed my family when we are so busy?How do I save money on food?How do I stop spending so much money?Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you'll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let's Connect. Instagram @budgeteffectpodcastEmail: hello@thebudgeteffect.comGot a specific question you'd like me to answer on the show? Text it! Click to Send a Text.

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly. Click here for the free Budget Foundations Jumpstart!Let's Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your GoalsFor many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.Click here for the free Budget Foundations Jumpstart!Let's Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comText the show. Click to Send a Text.

We are busy moms, taking care of a lot of things? So how can we protect our goals and visions? How can we stick with our goals?Answer: We must become a fierce protector of the goal. 1. Protect your time to have the vision. 2. Protect your time to plan. 3. Protect your plan. 4. Figure out how you will keep up with all your other commitments. And BELIEVE IN YOURSELF! You got this. Click here for the free Budget Foundations Jumpstart!Let's Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

What phase of budgeting are you in?Procrastination Phase? Beginning Budgeter?Been Budgeting For a While?Lost your Drive?Whichever phase you are in, I bet you can find a small step to take forward in this episode.Click here for the free Budget Foundations Jumpstart!Let's Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comLet me know what you picked! Click to send a text to the show.Click to Send a Text.

You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget. Click here for the free Budget Foundations Jumpstart!Let's Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comLet's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

Fall is a great time to save money!In this episode we cover: 1. Why fall is a great time to cut spending2. How to set rules for a no-spend or low-spend fall3. Expenses that are coming up in fall and secondary options4. Fun and low cost activities in the fall. Click here for the free Budget Foundations Jumpstart!Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you. Click here to join the Meal Planning ChallengeClick here for the free Budget Foundations JumpstartLet's Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comText the Show! Click below to send your question or comment to the show. Click to Send a Text.

Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.It's Part 2 of our 3-episode series on Meal Planning!You can find Mandy on her Instagram page @Plandy.Mandy You can join the Meal Planning Challenge by signing up here.If you are ready to stop messing around and really get started with your budget, I can help: FREE Budget Foundations Jumpstart Email CourseMoney Movement Group - 15 weeks of learning and habit building - Closes Aug 31Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.This episode will hopefully motivate you to build your habit of meal planning. JOIN the MEAL PLANNING CHALLENGEJoin the Money Movement Course - Closes August 31stFREE Budget Jumpstart ChallengeParents.com article that I cite in this episodeLet's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

You are doing big things when you decide to start moving forward with money. So start to think bigger. It's not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation. It's a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success. Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting. Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAMClick here for the free Budget Foundations Jumpstart!Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines.In this episode we cover all those things. *back to school mindset*back to school budget*school shopping budget*school supply budget*how to save for school expensesYOU GOT THIS.Click here for information TEST GROUP FOR NEW PROGRAMClick here for the free Budget Foundations Jumpstart!Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comClick below to text your question to the show. Click to Send a Text.

If you want to start budgeting, what should you do at the end of this month before you start next month?ORIf you wrote a budget for this month, but you haven't looked at it since the beginning of the month, and now it's the end of the month…what do you do?Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that. Click here for information TEST GROUP FOR NEW PROGRAMClick here for the free Budget Foundations JumpstartThis show is for you if you've ever asked yourself:How to I start a budget?How do I stick with meal planning?Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.

In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank!I will also walk you through how to use this FREE self-care budget builder.Click here to get the SELF-CARE BUDGET BUILDERThis episode is for you if you've ever asked yourself:How can I budget for self-care?What are some tips for self-care on a budget?Click here for the free Budget Foundations Jumpstart!Click here for information about the opportunity to be the first "small test group" for the new budget course.Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comHow are your spending habits on the stuff you want and need for self-care?Text 1 -  if you are spending way too little, you don't get what you want or need. Text 2  - Just right you are spending the amount you need and wantText 3 - You overspend and overbuyClick below to send your answer to the show. Click to Send a Text.

If you want to get ahead with money, but you're behind on bills or just can't figure out how to get going, then this episode is for you. The main takeaway is that you must have a plan. And I have a proven plan that can work for you. This episode is for you if you've ever asked yourself:How can I pay off debt?How do I stop living paycheck to paycheck?How can I budget if I don't have enough money?How can I stretch my money?Click here for the free Budget Foundations Jumpstart!Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)Let's Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comThere was no question this week. Let me know if you have any questions!Click below to send your answer to the show.Click to Send a Text.

BUDGET JUMPSTART CHALLENGELet's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs. Journal Prompts for Needs and WantsThis episode is for you if:Have trouble with impulse buying, impulse  purchases, impulse shoppingYou have trouble sticking to your budget because you want to buy all the thingsYou are afraid to start budgeting because you think a budget will limit you. I didn't have a question this week. What questions do you have for me?Click to Send a Text.

Since we started the podcast, I've been saying we need to talk about sinking funds! In this episode I will break down sinking funds and how they can level up your finances. I will answer: What are sinking funds?How do sinking funds work in your budget?How do sinking funds help you?I hope this episode motivates you as much as it motivated me! Click here to JOIN THE BUDGET FOUNDATIONS JUMPSTART challenge.What sinking funds will you start??Click to text your answer in to the show! Click to Send a Text.

Got debt? Let's crush your money goals. As a single mom making 28k, I paid off thousands of dollars in debt. Let me give you 4 things that worked for me and maybe they'll work for you too. Click to join the BUDGET JUMPSTART CHALLENGE. This episode is for you if...-you are working on your debt payoff.-you have a low income and want to save money.-you are a normal person with normal debt and you want to have financial freedom!-you just want to save money and get ahead.Find me on Instagram @budgeteffectpodcastOr email me hello@thebudgeteffectpodcast.comWhat are your interests/hobbies that you would spend your time on if you had more freedom with your time and money?Click to text your answer! Click to Send a Text.

Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life. Do you want help getting started with a budget? Join the BUDGET JUMPSTART CHALLENGE for FREE! What is the most challenging part of budgeting for you right now?Is it something with getting the budget set up? Or does it have to do with sticking to it? Let me know by texting your answer into the show. Click to Send a Text.

If you need help getting a budget started, start with these four things. BUDGET JUMPSTART CHALLENGESo if you have been wondering:How do I stick to a budget?How do I even get started with budgeting?How do I pay off debt?How do I invest when I live paycheck to paycheck?How can I move forward as a single mom?Then this episode is for you.My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.…That's the budget effect! And this is The Budget Effect Podcast. Click follow now! Erin Britt is the host and can be found on Instagram @budgeteffectpodcastWhat is your WHY? What is your biggest goal?Send your answer by clicking the button below.Click to Send a Text.

If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue. CLICK HERE for the BUDGET JUMPSTART CHALLENGE.Click here for the Whole Life Wellness ReflectionQuestion of the Week:

If you want to have an active summer, but you don't want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.-------------------------------------------------------------------------------------------------------------We discuss 4 things you can do to save money this summer: How to prepare for summer by thinking about your new routineWays to save money when you are out of the house more oftenWays to cut costs from your budget during the summer Free or low-cost things to do in the summer.My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.…That's the budget effect! And this is the budget effect podcast.Erin Britt is the host and can be found on Instagram @budgeteffectpodcastThis episode will help you if you have been wondering:How do I stick to a budget as a single mom?How do I pay off debt as a single mom?How do I stick to a budget with kids?What are budgeting tips and tricks?What are some budgeting hacks for summer?How to budget as a single mom?Or if you want...Money saving tips for summerTips for saving money this summerTips for paying off debt Tips for moving forward as a single mom----------------------------------------------------------------This week's questions: 1) What is your favorite low-cost summer activity?2) What is the cost you are dreading this summer?Click to Send a Text.

If you have trouble sticking to a budget and reaching your money goals, then let's take a look at your shopping habits. And I'm not talking about LACK here. I'm not going to tell you that YOU CAN'T SHOP. I'm actually teaching you how to UPGRADE your shopping habits to get MORE of what you want. There are 3 Steps to Upgrading your Shopping Habits 1. Prepare ahead of time - know your values and write your lists. 2.  Block temptation - I got strategies for you on this. 3.  Have a plan for "In the Moment" decisions - I got ideas for you on this too.My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.…That's the budget effect! And this is the budget effect podcast.Erin Britt is the host and can be found on Instagram @soulmothercommunityThis episode will help you if you have been wondering:How can I stop impulse buying?How do I stick to a budget?How do I pay off debt as a single mom?How do I stick to a budget with kids?What are budgeting tips and tricks?What are some budgeting hacks?How to budget as a single mom?Or if you want...Tips for better shopping habitsTips for sticking to a budgetTips for saving moneyTips for paying off debtTips for moving forward as a single momClick to Send a Text.

Using your budget to live an intentional life is the goal. Since most of us value connecting and spending time with our kids, let's make sure we put that in the budget each month. This works both ways: 1. We value it, so we put it in our budget. 2. And it's in our budget, so it reminds us to live intentionally in what we value.In this episode you will learn about how "funds" can be part of your budget. You will learn the action steps to setting up and using a fund. And we will touch on the end-of-month closeout that is a key part to moving forward with money. My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.…That's the budget effect! And this is the budget effect podcast.Erin Britt is the host and can be found on Instagram @soulmothercommunityThis episode will help you if you have been wondering:How can I spend more quality time with my kids?How can I live a more intentional life?How do I stick to a budget?How do I save mental energy as a single mom?How do I pay off debt as a single mom?How do I stick to a budget with kids?What are budgeting tips and tricks?What are some cheap ideas for families with kids?What are some budgeting hacks?How to budget as a single mom?Click to Send a Text.