Podcasts about planhow

Everybody has a season when money is tight. But what happens when that season never seems to end?In this episode of The Catholic Money Show, Amanda and Jonathan look at research connecting persistent financial hardship with slower processing speed, and changes in the brain later in life.They also compare two difficult seasons from their own family's story. One unfolded against a backdrop of constant financial instability. The other included even heavier circumstances—but felt less destructive because they had stronger financial systems and deeper trust in God.They discuss:Why financial stress consumes so much mental bandwidthThe difference between simple living and feeling financially trappedHow prolonged money stress can affect decisions, relationships, and your ability to serve othersWhy one difficult year does not define your futureHow to begin creating stability through budgeting, emergency savings, getting a month ahead, and paying off debtWhy financial recovery requires an intentional planHow asking for help—or becoming someone else's Simon of Cyrene—can lighten the loadBeing broke can cost you far more than money. But you do not have to remain stuck in financial chaos.Get practical Catholic money guidance in your inbox every Wednesday:https://walletwin.com/newsletterMusic in this episode is by Dylan Gardner – ⁠⁠⁠⁠check out his album Almost Real⁠⁠ ⁠⁠on ⁠⁠⁠⁠iTunes⁠⁠⁠⁠, ⁠⁠⁠⁠Spotify⁠⁠⁠⁠, or wherever you listen to great music.

Huge news for lawyers: You can now listen to Strict Scrutiny for CLE credits in California, New York, Texas, Pennsylvania, Illinois, Virginia, North Carolina, Georgia, Washington, and Oregon! More info at crooked.com/strict_cleKate and Leah have good news and bad news. The good: The Paramount/Warner Brothers merger is on hold, the Tate brothers are facing extradition, and Todd Blanche's nomination for AG has hit a roadblock. The bad: …Everything else. They also cover the ongoing prosecution of Jim Comey for seashell art, and speak with UCLA Law's Rick Hasen about Trump's effort to assert presidential control over federal elections. Then, Kate checks in with Farah Diaz-Tello, senior counsel and legal director for If/When/How, on what she and her colleagues are seeing when it comes to the use of the criminal law to target both abortion and people who experience pregnancy loss after Dobbs.Favorite things: Kate: Olga Dies Dreaming, Xochitl Gonzalez; A Setback for the MAGA Media Takeover, Michelle Goldberg (NYT); Dancing to Stave Off Dementia, Emily Goligoski (Harper's Bazaar); Creating the Administrative Constitution: The Lost One Hundred Years of American Administrative Law, Jerry L. Mashaw Leah: Music, Fashion, Film, Charli xcx; Who's the Clown?, Audrey Hobert; This Is the Plan: How to End America's Meltdown and Save Democracy, Ben Wikler; Why Do We Tolerate Elon Musk's Racist Commentary?, Jamelle Bouie (New York Times); Supreme Court Job Approval Slumps to Record Low (Gallup) Rick: Jo Nesbø's Detective Hole (Netflix); Lucky (Apple); The Elephants in the Room: How Trump Voters Seized the Party from Republican Leaders, Seth Masket; Backlash Presidents: From Transformative to Reactionary Leaders in American History, Julia R. Azari Follow us on Instagram, Threads, and BlueskyGet tickets for STRICT SCRUTINY LIVE on November 6th in Washington, DC: Crookedcon.comBuy Melissa's book, The U.S. Constitution: A Comprehensive and Annotated Guide for the Modern ReaderBuy Leah's book, Lawless, now out in paperbackFollow us on Instagram, Threads, and BlueskyFor a transcript of an episode of Strict Scrutiny please email transcripts@crooked.com

Is your private practice making more money, but your household still feels financially stuck? In this episode of the Private Practice Owners Club, Nathan Shields sits down with financial advisor Eric Miller to discuss one of the biggest mistakes practice owners make: focusing on growing the business without creating a personal financial strategy. They explain why many owners spend too much time optimizing small investments while overlooking the biggest wealth-building asset they already own their practice. You'll learn how to align your business with your personal financial goals, create a long-term wealth plan, and avoid common mistakes that can cost hundreds of thousands of dollars when it's time to sell your practice. In this episode, you'll learn:Why strategy matters more than financial tacticsThe biggest mistake private practice owners make with moneyHow to align business growth with household wealthWhy every owner should build a 7–10-year financial planHow to reverse engineer your practice goals from your desired lifestyleThe importance of defining your household financial targetsHow to measure the wealth gap between where you are and where you want to beCommon tax planning mistakes owners make before selling their practiceWhy proactive financial planning can significantly reduce taxes at exitHow better financial discipline creates a stronger, more profitable practice Whether you're planning to grow your clinic, prepare for an eventual sale, or simply build lasting financial freedom, this episode provides practical strategies to help you make smarter business and wealth decisions. Join us at the High-Performance Practice Conference and learn proven strategies to build a more profitable, scalable private practice. Enjoyed this episode? Subscribe, leave a review, and share it with another private practice owner who's serious about building long-term wealth. Explore more resources from the Private Practice Owners Club:https://linktr.ee/ppoclubWant to talk about how we can help you with your PT business, or have a question you want to ask? Book a call with Nathan - https://calendly.com/ptoclub/discoverycallLove the show? Subscribe, rate, review, and share! https://ptoclub.com/If your clinic is growing but your freedom isn't, join us October 15–17 in San Antonio to learn how to scale systems, profit, and leadership: Save My Spot

Thom chats with Ben Wikler, Former WISDems Party Chair / Host, This is Wisconsin (on Civic Media) /Author, “This is the Plan: How to End America's Meltdown and Save Democracy“ There's no shortage of analysis about what's wrong with the Democratic Party. Ben Wikler is focused on what Democrats plan to do about it. The former Wisconsin Democratic Party chair wrote "This Is the Plan," laying out lessons from one of the most closely divided states and what they could mean for Democrats nationwide.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ben Wikler, political organizer and former chair of the Wisconsin Democratic Party, joins Kara to discuss his new book, “This Is the Plan: How to End America's Meltdown and Save Democracy.” Drawing on the grassroots strategies that helped Democrats restore a competitive democracy  in Wisconsin, he lays out a national plan to defeat Trumpism and halt America's slide toward authoritarianism. That starts, he argues, with building a year-round organizing operation capable of competing in races at every level of government. They also discuss the Democratic Party's internal divisions, the future of the filibuster and structural reforms including a national popular vote, a national ban on partisan gerrymandering and Supreme Court term limits. Plus: how election officials should prepare for President Trump's attempts to interfere with the midterms. Questions? Comments? Email us at on@voxmedia.com or find us on YouTube, Instagram, TikTok, Threads, and Bluesky @onwithkaraswisher. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ben Wikler has spent his career moving between comedy and politics, communication and organizing. Growing up in Madison, Wisconsin, a city shaped by civic engagement, academic inquiry, and the satirical spirit that gave rise to The Onion, he developed a worldview in which humor isn't a distraction from democracy, but one of the ways people learn to trust one another enough to participate in it. Wikler has become one of the country's most closely watched political organizers. He was the chair of the Democratic Party of Wisconsin from 2019-2025, and is the author of This Is the Plan: How to End America's Meltdown and Save Democracy. But this conversation isn't about campaign tactics or election cycles. Instead, it's about the values and experiences that shaped him: the Wisconsin Idea, the role of humor in public life, the changing media landscape, and why curiosity, optimism, and solidarity remain essential ingredients of democratic life. Recorded at the Madison home where Ben grew up, and where he and his wife are now raising their own family, this is a conversation about place, purpose, and what it takes to keep believing in the promise of democracy. www.third-story.com www.leosidran.substack.com www.wbgo.org/podcast/the-third-story

What if the thing you love doing most — the actual coaching, the actual teaching, the real work with your clients — is not what you have to sacrifice to grow your business... but the very thing to build it around? That's what this episode is about, and it might change how you think about every business decision you make from here.In this episode I'm sharing why centering your business around the work that gives you the greatest joy is one of the most important things you can do — because it is so easy to get pulled away from it in the interest of marketing, messaging, offers, and everyone else's ideas about scaling. I'm also pulling back the curtain on my own journey — from the yoga studio, to transformational coach, to becoming a business coach almost by accident — and why through every version of it, the work itself has stayed at the center.And I'm making the case for something I believe with my whole heart: there is a business model built on being really great at what you do. A business where you actually work with your clients, build real relationships, and deliver the deep work you set out to do — and it grows differently than a business that was never built on that.In this episode you'll hear:Why centering your business around the work that gives you the greatest joy matters more than any strategy, funnel, or scaling planHow easy it is to get pulled away from the work you started your business to do — and what it looks like to come back to itWhy a business built on deep, human, relational work is its own business model — and can't be grown like one built to sell something elseWhat it takes to make money doing what you love without diluting it or changing it to fit someone else's version of successWhy being really great at what you do is a business strategy in itself — and how it creates the client relationships that sustain a business for yearsIf you started your business to do work you love, this episode is your reminder that the work itself gets to stay at the center — and that there's a real business model built on exactly that.Speaking of building a business around being really great at what you do — that's exactly what this year's Passionate & Prosperous LIVE! is all about. The theme is Show Up, Stand Out, Get Paid, and it's for those of us who know that the way to be known isn't a 30-second reel — it's being exceptional at the work and letting people experience the depth of it. Join me October 16th & 17th in New York City — early bird tickets are on sale through August 15th!Get your ticket to Passionate & Prosperous LIVE!

Bill welcomes former Wisconsin Democratic Party chair Ben Wikler to discuss his new book, "This Is the Plan: How to End America's Meltdown and Save Democracy," and Wisconsin's political arc from La Follette-era progressivism to Scott Walker's rollback and a comeback under Gov. Tony Evers. Wikler argues the most effective political work is grassroots, trust-based conversations that target persuadable and low-propensity voters, noting how tiny margins can decide outcomes. He contends Democrats must prioritize state-level races—governors, legislatures, attorneys general, secretaries of state, and especially elected state Supreme Courts—to set election rules and defend democracy against Trump-era threats. Wikler describes building a year-round “permanent campaign” infrastructure in Wisconsin and outlines a step-by-step roadmap from weekly local elections through 2026 battleground-state trifectas, advancing the National Popular Vote Interstate Compact, and pursuing major federal democracy reforms in 2029.You can order your copy of Ben's great new book at Bookshop.org. Today Bill highlights the work of Run For Something that has worked with over 200,000 people to run for office. More information at RunForSomething.net.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Kate brings you a triptych of legal happenings this week. First, the latest news with friend of the pod Katie Phang, including a look at Todd Blanche's Senate confirmation hearing, which certainly confirmed one thing: once you're Trump's personal lawyer, you're forever Trump's personal lawyer. Then, a conversation about making the courts an electoral issue and why we need fresh candidates for judicial seats with Run for Something's Amanda Litman. Finally, ahead of a crucial August 4th ballot measure in Kansas, Kate speaks with Micah Kubic, Executive Director of the ACLU of Kansas, and Emily Wales, President and CEO of Planned Parenthood Great Plains, about how Republicans in Kansas are trying to change how justices are selected for the state supreme court in order to walk back abortion rights. Check out Katie's YouTube channel & Substack and pre-order Amanda Litman's book, When We're in Charge, in paperback.Favorite things: Kate:Road trips, HUMBE Amanda:This Is the Plan: How to End America's Meltdown and Save Democracy, Ben Wikler; Ungodly Rich, Katharine McGee; Down to Earth, Julia Turshen Get tickets for STRICT SCRUTINY LIVE on November 6th in Washington, DC: Crookedcon.comBuy Melissa's book, The U.S. Constitution: A Comprehensive and Annotated Guide for the Modern ReaderBuy Leah's book, Lawless, now out in paperbackFollow us on Instagram, Threads, and BlueskyFor a transcript of an episode of Strict Scrutiny please email transcripts@crooked.com

The Lincoln Project’s Rick Wilson joins us to discuss Trump’s new hate-election strategy to win the midterms.Former Wisconsin Democratic Party Chair Ben Wikler joins us to talk about his new book, This Is the Plan: How to End America’s Meltdown and Save Democracy.See omnystudio.com/listener for privacy information.

How Serving Side by Side Transforms Lives and RelationshipsDive into a heartfelt conversation that challenges our views on community, service, and ownership of hospitality. Kasey Reyes Stout shares intimate stories from her life, her military journey, and her faith, inspiring us to love without hesitation and serve without grumbling.In this episode:How meaningful hospitality is modeled through family and ministry examplesThe importance of offering hospitality without grumbling and pure motives (1 Peter 4:9-10, Philippians 2:3-4)Navigating the season of life with children and feeling seen as a guestThe beauty of differences in serving alongside a spouse or friendHow one night of overwhelm can turn into a powerful life lessonPractical ways to serve with heart and intention in your current seasonBuilding community within military and faith-based circlesThe transformative power of one day at a time' in trusting God's planHow to get involved and volunteer with Planting Roots and other ministries

You can buy the best security tools on the market, but when disaster strikes, your recovery depends on people, not technology. In Part 3 of this series, Paul sits down with Joe Ross, Joe Galvan, Terry Murray, John Parker, and Stephen Sepulveda. Joe Ross explains why tabletop exercises are essential, how to prepare business stakeholders before a crisis, and what really happens when 150 critical applications suddenly go offline. They also discuss the importance of having calm communicators, engaged application owners, and a culture that can adapt when every incident throws a new curveball.In this episode, we discuss:Why testing is the foundation of every successful recovery planHow tabletop exercises expose gaps before a real incidentPreparing business stakeholders, not just IT, for cyber eventsWhat it takes to recover when 150 critical applications go downThe importance of application owners during a recovery effortWhy communication is just as critical as technical expertiseBuilding a culture of cyber resilience instead of reactive recoveryLessons learned from real-world disaster recovery and ransomware eventsWhy identity management continues to be one of the biggest challenges in cybersecurity

Abby Pawley started by painting surfboards in Virginia Beach, then said yes to a 50-foot mural festival wall that changed everything. Five years later, her work has shown up in Amazon's main entrance, an IKEA Monet collaboration, local landmarks, and commercial spaces across her community. Abby shares how she left a warehouse job with no perfect plan, followed up until clients answered, handled the panic of large-scale projects, and learned to keep painting through the ugly middle when even she needed to trust the process. She also talks honestly about AI-generated client requests, social media pressure, public rejection, and the kind of persistence that can turn a “no” into the next wall.Abby Pawley is the Virginia Beach artist and muralist behind Pawley Prints, creating colorful murals, coastal-inspired pieces, and large-scale commercial work for brands and local spaces. Based in Virginia Beach, her work carries the influence of her high school art teachers, who encouraged her early on, and the community that helped her grow.Connect with Abby:WebsiteIGTikTokCreative Finds:Zibra 1/8" Detail Brush – our most requested size, launching July 30 at enjoyzibra.com (use code BANTER10 for 10% off)In this episode, we discuss:Why Abby left her warehouse job after her first mural, even without a perfect planHow steady follow-up helped turn an Amazon referral into a real projectWhy referrals still require persistence, clear communication, and self-advocacyWhat changes when your work moves from small surfaces to 50-foot wallsHow artists can get through the ugly middle of a project without spiralingWhy Abby's most effective social media posts are often the simple, honest onesHow sharing rejection can build trust with your audience and help other artists keep goingWelcome to Brush & Banter—the podcast where creativity meets real-life hustle. Brought to you by Zibra, we go beyond perfect brushstrokes to explore the messy, magical, and meaningful side of being an artist. We're here to bring you conversations with working artists, practical tips to grow your creative business, and a built-in painting companion for your next project. Brush & Banter is co-hosted by Brie Hansen, President of Zibra; Annie Bolding, Founder of It's a Disco Day Designs; and Lauren Cooper, Founder of Rosemont Lane Design Studio.Connect with Zibra: WebsiteInstagramTikTokFacebook YouTubeBlog

Three Cipro Pills Changed Her Life: April's Fluoroquinolone Toxicity Recovery StorySchedule Zoom call click hereApril was healthy, active, and worked out every day. Then she took only three Cipro pills for a suspected urinary tract infection.Soon after, her health began to fall apart.In this powerful podcast episode, April shares her personal experience with Cipro side effects, fluoroquinolone toxicity, and her long road toward fluoroquinolone toxicity recovery.She developed many serious symptoms, including:Fast heart rate and heart palpitationsHigh blood pressureSevere anxietyTrouble sleepingHair lossCold hands and feetNeuropathy in her hands and feetAchilles tendon painRinging in her earsInternal tremorsDigestive problemsFood sensitivitiesRapid weight lossApril explains how doctors could not find the cause of her symptoms. Some believed she only had anxiety or depression. However, April knew something was wrong with her body.Her husband later researched Cipro and found stories from other people who had been harmed by fluoroquinolone antibiotics.What You Will Learn in This EpisodeApril and Dr. Hugh Wegwerth discuss:How three Cipro pills affected her healthHow to heal from being floxedWhy fluoroquinolone toxicity can be hard to understandHow antibiotic injuries may affect the nervous systemWhy Cipro toxicity treatment must be personalWhy recovery is not based on one supplementHow diet changes supported her healingWhy testing must lead to a clear treatment planHow functional neurology exercises helped herWhy physical medicine was an important part of her recoveryHow she slowly used a sauna blanket and Chi machineHow removing silica from supplements may have helped reduce her tremorsWhy each person needs a personal recovery planHow faith, family, and community gave her hopeHer Progress TodayApril's tremors are now much smaller and happen less often. Her sleep has improved. Her hair loss has slowed down. She gained her weight back and feels stronger, happier, and more hopeful.Her story shows that fluoroquinolone antibiotic damage reversal may require many small steps. There may not be one pill or one simple answer.April worked on several areas of her health, including:Nervous system supportDiet changesMovement and exercisePhysical medicineTargeted supplementsBlood sugar supportFaith and emotional strengthThis is not a story about one miracle supplement. It is a story about listening to the body, finding the right support, and refusing to give up.Functional Medicine Support for Antibiotic InjuryMany people search for functional medicine for floxed patients because their symptoms are complex. Each person may have different problems that need to be addressed.Some people may also search for a Levaquin toxicity specialist because Levaquin and Cipro are both part of the fluoroquinolone antibiotic family.April's message is simple:You are not alone. Listen to your body. Keep searching for answers. Take recovery one step at a time.This podcast is for anyone searching for information about:Fluoroquinolone toxicity recoveryHow to heal from being floxedCipro toxicity treatmentFluoroquinolone antibiotic damage reversalFunctional medicine for floxed patientsLevaquin toxicity specialistCipro nerve damageAntibiotic injury recoveryCipro side effectsFluoroquinolone black box warningsThis podcast shares one person's personal experience. It is for education only and is not medical advice. Every person is different, and results may vary.

When you visit a doctor or other medical provider, your health plan sends you an explanation of benefits (EOB). This document shows what services were billed, what your health plan covered, and what costs you may need to pay. How can I tell the difference between an EOB and a medical bill? An EOB isn't a bill. The EOB might show the portion of costs you could owe, such as your deductible, copay, or coinsurance, but it doesn't ask for payment. A bill will always come from your medical provider, not from your health plan. What if my name is misspelled on my EOB? Contact your health plan to correct any spelling errors. If your health plan has your name spelled correctly, reach out to your doctor or the provider who submitted the claim so they can update their records. If you get coverage through your employer, you may need to contact your employer's benefits office. What does the “date of service” mean? The “date of service” is the date you received care from the provider who filed the claim. Will I get a bill from my provider right after the EOB arrives? Not always. If the EOB shows you owe part of the cost, it can take time before your provider sends a bill. You might not get a bill if you don't owe anything. Who can I contact if I have questions about EOBs? For general questions about EOBs, call the TDI Help Line at 800‑252‑3439. How to avoid costly mistakes with your health planHow to save money at the doctor00:00 Medical bill or explanation of benefits? What's the difference? 00:26 What is an explanation of benefits? 00:59 How can I tell the difference between an EOB and a medical bill? 02:03 What if there are errors on your EOB?02:58 What if the deductible and copay are incorrect on your EOB?04:41 Will you get a bill from your medical provider right after the EOB arrives? 05:03 Who can you contact if I have questions about your explanation of benefits?05:58 If you have an insurance question, call 800-252-3439 or visit the TDI website.

Answer These Questions Before You Retire AbroadPicture it: you've just stepped off the train, bags in hand. You've done it. You've landed in your forever home abroad.It sounds fabulous, and it can be. But even fabulous requires some planning.For many gay men, retiring abroad feels like a someday goal. Lower costs, better healthcare, more adventure, political breathing room, LGBTQ+ safety, slower living, and a life that finally feels more aligned can all make retiring abroad incredibly appealing.But the dream only works when you do the work.In this episode of Queer Money, we're sharing the 5 key questions to ask before retiring abroad, along with our own personal experiences as we prepare for our next chapter outside the U.S.This is not about turning your fantasy into a paperwork nightmare. It's about making sure your retirement abroad plan is realistic, researched, affordable, and actually aligned with the life you want to live.Because a place can be fabulous for seven days and still not be the right place for seven years.Takeaways from this episode:Why you need to define your real reason for wanting to retire abroadWhy your favorite vacation destination may not be your best retirement destinationHow to compare at least three possible countries before falling in love with oneWhy cost, climate, healthcare, safety, LGBTQ+ acceptance, visas, taxes, and lifestyle all matterWhy visa and residency requirements can make or break your retirement abroad planHow to build a realistic monthly budget for life outside the U.S.Why exchange rates, inflation, healthcare, insurance, pets, travel, and dining out need to be includedWhy Social Security cost-of-living adjustments may not match inflation where you actually liveWhy you need to test whether you can truly live somewhere, not just vacation thereWhy talking with locals, expats, and LGBTQ+ people already living there mattersRetiring abroad isn't about running away. It's about running toward a life that fits you better.If you're thinking about retiring abroad but don't know where to start, grab the Queer Money Retire Abroad ChecklistMentioned in this episode:What if your portfolio came with a visa and passport?That's exactly what the Optimize Portugal Golden Opportunities Fund can do, bringing together diversification, tax efficiency, and a path to EU residency and a passport. Click the link below to explore your ticket to Europe.Get Your Portugal Golden Visa Here!Portugal is calling. Will you answer?Don't just dream of moving to Portugal, make it happen with the investments in your IRA. Investing in Portugal gets you residency, the ability to work in Portugal and returns that just may outpace the U.S. like the Optimize Portugal Golden Opportunities fund did in 2025. Get Your Portugal Golden Visa Here!

Teacher and Baltimore Teachers Union member Nathan Ferrell walks us through how the stakeholders got it done. He also offers tips on how your district can do the same. Baltimore City Public School's Green-rated 403(b)/457(b) Plan How 403bwise Grades a Plan District Update to Staff About New Plan Bolton USA nferrell@baltu.org  457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

What happens when an incentive plan looks polished on paper but has quietly drifted away from the business strategy it was supposed to support?In this episode of The Executive Compensation Podcast, Ryan Harvey, Virginia Rhodes, and Darren Moskovitz unpack how compensation committees can tell whether an incentive plan is truly reinforcing long-term value creation or simply rewarding motion, tradition, or internal comfort.The conversation explores the tension between shareholder value, executive behavior, financial metrics, strategic carve-outs, discretion, peer alignment, and transformation. Ryan, Virginia, and Darren discuss why incentive design should be tested against business strategy, why more metrics do not always create more clarity, and why the most defensible plans are often the ones that balance simplicity with judgment.In this episode, you will learn:How compensation committees can test whether incentive plans still support strategyWhy strategic outcomes and strategic behaviors are not always the same thingWhen non-financial or strategic metrics make sense inside an incentive planHow often committees should revisit incentive plan designWhy peer alignment should inform decisions without replacing business strategyHow disclosure changes may affect plan design, discretion, and long-term incentivesGood governance is not about having the most complex plan. It is about having one that management, shareholders, and the board can understand and defend over time.Subscribe for new episodes from Meridian Compensation Partners.Visit https://meridiancp.com to learn how Meridian works with boards on executive compensation decisions they can stand behind.

In this episode of the Secure Your Retirement Podcast, Murs and Nick discuss why retirement stress and retirement anxiety don't disappear when the account balance hits a certain number, and what it actually takes to plan for retirement with real confidence. Joined by Senior Wealth Advisor and Certified Financial Planner Nick Hymanson, they walk through the fears and financial stress that show up most often in client meetings, from losing the paycheck to navigating market volatility, long-term care planning, and the weight of protecting a surviving spouse. Whether you are retiring comfortably or still working toward that goal, this conversation gets honest about the gap between having money and having a plan.Listen in to learn about the five critical areas of retirement income planning that form the foundation of a secure retirement, including tax strategy for retirement, healthcare costs in retirement, estate planning, and how to build a financial checklist that actually prepares you for what retirement looks like day to day. Radon, Murs, and Nick explain how financial planning strategies like Roth conversions in retirement and a structured bucket approach to market volatility can shift retirement planning from something that keeps you up at night to something you trust completely.In this episode, find out:Why retirement anxiety hits even high-net-worth retirees, and how the loss of a paycheck changes the entire structure of a retirement planHow market volatility creates sequence of returns risk in the early years of retirement, and what tax strategies for retirees can do to protect against itWhat long-term care planning and healthcare costs in retirement look like inside a complete financial checklist, and why waiting too long to address them is one of the costliest mistakes in planning retirementHow Roth conversions in retirement and other proactive tax strategy tools can reduce your lifetime tax bill, especially in the years between retirement and required minimum distributionsWhy estate planning and protecting the surviving spouse belongs inside every retirement plan, and how the Peace of Mind Pathway™ addresses all five critical areas under one team, one plan, one feeTweetable Quotes:"The only way you overcome these fears is you talk about them. And the only way you get comfortable and confident is there's a plan around it that you can reference and revisit." – Murs Tariq"How do we structure things so there's less risk in the plan and things go the way someone wants them to go? That's what retirement income planning is really about." – Nick HymansonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Everyone's Buying SPCX. Here's What Smart Investors Actually Do.SpaceX (SPCX) just completed the largest IPO in history — $75 billion raised, debuting up 19% on day one, now trading over 40% above its IPO price. The hype is real. So are the risks most people aren't talking about.CFP® David Chudyk breaks down the bull case, the bear case, what happened when WeWork, Peloton, and Rivian met peak hype, and — most importantly — the only question that determines whether any hot stock belongs in your financial picture.What You'll LearnThe real bull case for SpaceX — Starlink's $15.5B revenue run-rate, 50%+ growth, cash-flow positive before IPOThe bear case: xAI's $6.35B operating loss, Starship delays, valuation that prices in perfectionIPO Hall of Shame: WeWork ($47B → bankruptcy), Peloton (down 90% from peak), Rivian (down 80%+)The one question that determines if any position belongs in your planHow to use the three-bucket framework (Liquidity, Longevity, Legacy) to size any single position5 specific SpaceX risks buried in the S-1 most retail investors never read

Favorites without sales is one of the most frustrating Etsy problems. Here's why it's harder to fix than it looks and how to actually figure out what's going on.If your favorites keep climbing but your sales aren't following, something is creating friction between a buyer loving your listing and actually purchasing it. In this episode I'm walking through all the variables that affect conversion rate and why guessing which one to fix first is how sellers spend months making changes that don't actually help.What you'll learn in this episode:What a favorite actually tells you about your shop (it's more useful than you think)All the variables that can affect whether a buyer purchasesWhy conversion problems are so hard to solve without a planHow intentional testing is what separates sellers who figure it out from the ones who stay stuckResources mentioned:Summer Search Workshop Series: https://sarahjwaggoner.com/summerofsearchYour next steps:Etsy Visibility Accelerator: https://sarahjwaggoner.com/etsy-visibility-accelerator1:1 Coaching: https://sarahjwaggoner.com/coachingInstagram: https://www.instagram.com/sarahjwaggoner/Threads: https://www.threads.com/@sarahjwaggonerFacebook Group: https://www.facebook.com/groups/theheartlandcreativeYouTube: https://www.youtube.com/@SarahJWaggoner

In this episode of the Alcohol Minimalist Podcast, Molly continues the series “When Drinking Less Feels Hard” by looking at one of the most common places drinking less can feel difficult: social situations where alcohol feels like part of the fun and everyone else is drinking.This episode explores two powerful Alcohol Core Beliefs: alcohol makes things more fun and alcohol creates connection. These beliefs often show up around dinners out, parties, weekends, vacations, celebrations, and those moments when you had a plan—until you were surrounded by other people drinking.Molly explains why the challenge is not simply being in a bar, at a restaurant, at a party, or on vacation. The deeper issue is that your brain may have learned to associate alcohol with belonging, ease, confidence, playfulness, and connection. When that belief is running in the background, choosing to drink less can feel like choosing a lesser version of the experience.But alcohol is not the source of your humor, warmth, courage, or ability to connect. Those parts of you already exist.In this science-forward episode, Molly breaks down how alcohol expectancies, social cues, dopamine, reward prediction, and alcohol myopia can make drinking feel automatic in social settings. She also shares how to challenge the thoughts that make alcohol feel necessary and how to build new evidence that fun, connection, and belonging are still fully available when you drink less.You'll learn how to use the 4S process—See, Soothe, Separate, and Shift—to question the belief that alcohol makes everything better. Instead of relying on willpower in the moment, Molly encourages you to create a doable drink plan ahead of time, protect your awareness before alcohol narrows it, and practice proving to your brain that you can enjoy social situations without giving alcohol all the credit.In This Episode, You'll Learn:Why social situations can make drinking less feel harder than drinking less at homeHow the beliefs “alcohol makes things more fun” and “alcohol creates connection” fuel desireWhy “everyone is drinking” can feel so powerful, even when you genuinely want to drink lessHow alcohol expectancies shape what you believe a drink will do for youWhy familiar cues like restaurants, vacations, Friday afternoons, and celebrations can trigger urgesWhat alcohol myopia is and why “I'll decide later” is often not a strong enough planHow to separate the facts of a social situation from the story your brain is tellingHow to use the 4S process to challenge old beliefs and practice new onesWhy alcohol may be present during fun and connection without being the cause of either oneKey Takeaway:Alcohol may be present during fun, connection, celebration, and belonging—but that does not mean alcohol created those things.When you stop giving alcohol full credit for the experience, you can begin reclaiming your own confidence, humor, warmth, playfulness, and ability to connect. Drinking less is not about having less fun. It is about learning that fun was never dependent on alcohol in the first place.Mentioned in This Episode:Mostly Dry July: The Daily begins July 1st.Join Molly for daily support, coaching, and practical tools to help you create a peaceful relationship with alcohol throughout the month of July.Learn more at: https://mollywatts.com/mostlydryjuly/Resources:Join the Alcohol Minimalist Facebook group for support, conversation, and real-life strategies for changing your drinking habits.Learn more about Molly's programs and resources at mollywatts.com.Low risk drinking guidelines from the NIAAA:Healthy men under 65:No more than 4 drinks in one day and no more than 14 drinks per week.Healthy women (all ages) and healthy men 65 and older:No more than 3 drinks in one day and no more than 7 drinks per week.One drink is defined as 12 ounces of beer, 5 ounces of wine, or 1.5 ounces of 80-proof liquor. So remember that a mixed drink or full glass of wine are probably more than one drink.Abstinence from alcoholAbstinence from alcohol is the best choice for people who take medication(s) that interact with alcohol, have health conditions that could be exacerbated by alcohol (e.g. liver disease), are pregnant or may become pregnant or have had a problem with alcohol or another substance in the past.Benefits of “low-risk” drinkingFollowing these guidelines reduces the risk of health problems such as cancer, liver disease, reduced immunity, ulcers, sleep problems, complications of existing conditions, and more. It also reduces the risk of depression, social problems, and difficulties at school or work. ★ Support this podcast ★

View This Week's Show NotesStart Your 7-Day Trial to Mobility CoachJoin Our Free Weekly Newsletter: The Ambush“Strength training will make swimmers slow.”“Water polo players should stop lifting before big competitions.”"Young athletes just need more time in the pool.”These ideas have shaped aquatic sports for decades… but what if they're actually holding athletes back?In this episode of The Ready State Podcast, Kelly and Juliet Starrett sit down with strength and conditioning coach Jack Brown, founder of Aqua Strength Performance, to challenge some of the biggest myths in swimming and water polo. Drawing from his own experience as an injured athlete and years spent coaching everyone from middle school beginners to Division I athletes, Jack explains why strength training may be one of the most overlooked tools for improving performance, reducing injuries, and helping athletes stay in the sport longer.The conversation goes far beyond the weight room. Jack shares why sprinting, jumping, mobility work, sleep, nutrition, and recovery are essential pieces of athletic development—and why many youth athletes are training harder than ever while missing the fundamentals that matter most. Whether you're a swimmer, water polo player, coach, or parent of a young athlete, this episode offers a fresh perspective on what it really takes to build stronger, healthier, and more resilient competitors.What You'll LearnWhy strength training doesn't make swimmers and water polo players bulky or slow – but more resilient and powerfulWhy sprinting, jumping, and strength work belong in every athlete's development planHow strength and conditioning can reduce injury risk and improve long-term athletic durabilityWhy sleep and nutrition may have a bigger impact on performance than adding more training volumeWhat parents should look for in a quality youth strength and conditioning programKey Highlights(0:00) Common myths about strength training for aquatic athletes(0:28) Jack Brown's Story and Finding His Path(7:20) Building Aqua Strength and identifying a gap in youth sports(10:33) Why swimming and water polo have resisted strength training(15:13) What parents should look for in a youth S&C program(22:01) The importance of sprinting and jumping for athletic development(26:26) Creating a gym culture athletes enjoy(34:08) Bone health and loading for aquatic athletes(35:18) Why strength training prepares athletes for college sports(43:34) What “strength and conditioning” actually means(52:44) Red flags in youth sports programs(56:10) Training volume, overuse, and recovery(1:01:35) Sleep, screen time, and athlete responsibility(1:06:21) Myth #1: Strength training makes swimmers slow(1:07:46) Myth #2: Athletes should stop lifting during a taper(1:16:00) Myth #3: You need a sport-specific strength coach(1:22:53) The future of aquatic athlete development(1:28:16) Infinite Shelf recommendationHuge thanks to our sponsors, Momentous and LMNT.

Have you ever taken an organizing personality quiz and wondered if you're really a "visual organizer," a "label lover," or someone who needs everything hidden behind closed doors? While those tools can be fun, what if the most effective organizing advice has less to do with your personality and more to do with timeless principles that work in almost every home? In this episode, I'm sharing 10 organizing principles I've seen work again and again with busy women navigating real life—including caregiving, ADHD, perimenopause, grief, packed schedules, and major life transitions. We'll discuss: ✔ Why you should always remove before you organize ✔ How reducing friction makes systems easier to maintain ✔ The power of grouping like with like ✔ Creating simple zones that support daily life ✔ Why accessibility matters more than perfection ✔ How to stop relying on memory and create trusted systems ✔ Breaking overwhelming projects into manageable steps ✔ Small resets that prevent major organizing setbacks Most importantly, we'll talk about organizing through the lens of Christian stewardship—not creating a picture-perfect home, but creating more capacity for the people, responsibilities, and purpose God has placed in your life. Episodes Referenced: 134 - Too Busy to Declutter? Mind Map Your Way to a More Organized Life 135 - Redeem Your Time: A Faith-Based Audit for Overwhelmed Moms 136 - The Pause Before the Plan: How to Review Your Time With Purpose If you're interested in accountability support or organizing coaching, email me at info@organizewithkristina.com with “MORE” in the subject line, and I'll send over details for scheduling a 20-minute consultation call to see what kind of support may be the best fit for this season.

SummaryIn this episode, we explore the timeless challenge of staying faithful and motivated in doing good, especially when life becomes difficult. Through the example of Jeremiah and the teachings of Jesus, Paul, and others, you'll learn practical insights on maintaining perseverance and love for God amidst adversity.Key Topics:Jeremiah's faithfulness despite suffering (Jeremiah 19)Jesus' example of service and endurance (John 4, Mark 10, Matthew 16)The importance of perspective: eternal focus, love for God, and trust in His bigger planHow to avoid weariness by relying on God's grace.The significance of community support and encouragement in persistenceThe role of understanding God's love and our identity in ChristPractical ways to stay motivated: prayer, scripture, endurance, and loveThe danger of engaging in works of the flesh that hinder spiritual growthThe impact of maintaining the right mindset on the health of the churchTimestamps:00:00 - Jeremiah's perseverance despite personal suffering02:11 - Jeremiah's symbolic act of breaking the jar as a sign of judgment04:35 - Jeremiah's emotional struggles and his commitment to God's word07:57 - Love for God as the foundation of perseverance (Mark 12:29-30)08:55 - How weariness affects Christians and the importance of not giving up10:24 - The significance of helping one another and bearing burdens (Galatians 6:1-2)12:12 - Persevering through challenges like false teaching and slow results15:05 - Jesus as our ultimate example of service and endurance16:57 - Jesus' patience with the apostles and their growth19:50 - Jesus' prayer for His disciples highlights His ultimate purpose21:19 - Jesus' perspective on eternity as a motivation to endure22:46 - The apostles' example of perseverance under persecution (Acts 4, Acts 14)25:33 - Paul's perspective in suffering (2 Corinthians 4:16-18)26:32 - Relying on God's grace (1 Corinthians 15:10)28:04 - The importance of love and a Christ-like attitude in staying motivated30:46 - Recognizing what is at stake: eternal life and the church's health32:38 - The destructive impact of works of the flesh (Galatians 5)33:40 - Building up the church through Spirit-led love and unity34:44 - The role of encouragement and spiritual maturity in growth36:12 - The importance of evangelism and avoiding burnout37:11 - The challenge of helping others and staying committed38:38 - Continuing to excel in doing good and helping the church flourish39:07 - Making a conscious decision to stay faithful every day40:09 - The promise of harvest and eternal reward (Galatians 6:9, Hebrews 6)Listen to all my Podcasts at https://icandopodcast.com

Send us Fan MailToday's episode is a Q&A grab bag, packed with the best questions that have come in so far this year. These are the real issues designers are navigating right now, and while some of the questions are too specific to stretch into a full deep dive episode on their own, together they create a powerful, practical conversation.This is the episode to listen to if you want clear direction, language you can use with clients, and smart business moves you can implement this week to protect your time, your profit, and your peace.A major theme you'll hear throughout this Q&A is this: when things get quiet, it is usually easier to create momentum with the relationships you already have than it is to start from zero with strangers. Nurturing current clients, reactivating past clients, and staying connected to referral partners is often the fastest and healthiest path back to a full pipeline.In this episode, we cover:What to do when the phone goes quiet and your pipeline slows down, without spirallingHow to create momentum by nurturing current clients before chasing brand new leadsHow to reactivate past clients in a way that feels confident, not desperateWhat to say when referral partners are your fastest path to new projectsHow to have the tariff and price increase conversation with clarity and credibilityHow to raise prices without losing the client by presenting options and a planHow to respond to the “double dipping” objection and explain your procurement model with confidenceWhy scope creep is often a pricing and process problem, not a client problemHow to create boundaries that actually hold through clearer deliverables, approvals, and revision limitsWhat AI is actually worth your time in a design business, and what to keep off limitsWhy some small firms are quietly closing and what the firms who survive are doing differentlyHow to build a business that does not burn you out, through systems, capacity, and boundariesKey takeawaysSlow seasons are normal, but spiralling is optional. Switch into CEO mode and take strategic action.Your fastest wins often come from the people who already know you: current clients, past clients, and referral partners.Clear communication protects profit. Most client pushback starts where your process is unclear.Procurement is a service. When you explain it like a service, clients stop treating it like a transaction.Scope creep thrives in vague processes. Build fee structures and approvals that prevent it from starting.AI is an assistant, not a decision maker. Use it for drafts and systems, not creative direction or exact details.Burnout is a business model problem, not a personal weakness. Structure creates freedom.Mentioned in the episodeIf you have not embraced AI yet, do not worry. You are not behind, you are just busy. We have a beginner's guide to implementing ChatGPT and Claude available in our shop. It walks you through how to set up your brand voice, set up your bots, and get started using AI in your business in a way that actually makes sense for interior designers.In just one focused hour, we'll dive into whatever you need most—pricing strategies, client management, attracting high-end clients or building repeat business. You'll get clarity, strategy, and expert advice based on my 27+ years of running a thriving, seven-figure design firm.This is your chance to get real answers to the questions you've been dying to ask—from someone who's actually been there.Book your session as you need it—no strings attached. Step-by-step guides, AI Chat GPT Made Simple and Claude Made Simple, start at the very beginning and then walk you through building your own role-based AI assistants, complete with prompts, checklists, and plug-and-play workflows you can implement immediately. Get both guides (and more designer resources) here: https://thebusinessofbeautifulspaces.com/designer-resourcesBe sure to follow along on Instagram @thebusinessofbeautifulspaces + @thorntondesign to stay up to date on what we're talking about next week. If you love our podcast, please, please, please leave us a review. If you have any questions or topic ideas OR you wish to be a guest email us thebusinessofbeautifulspaces@gmail.com or find us on instagram @thebusinessofbeautifulspacesLaura Thornton is the  principle designer of Thornton Design Inc, located in Kleinburg, ON.  Since founding the company in 1999, Laura has been committed to creating a new kind of interior design experience for her clients. Thornton Design is an experienced team of creative talents, focused on curating beautiful residential and commercial spaces in the Toronto, Ontario area and beyond. Now sharing all the years of experience with other interior designers to create a world of collaboration and less competition. The Business of Beautiful Spaces  I @thebusinessofbeautifulspacesThornton Design                                      I @thorntondesign

This episode of The UK Flooring Podcast is all about The Flooring Show at Harrogate, and why turning up without a plan could mean missing the best opportunities in the room.Tom talks through why trade shows are more than just a day out or a catch-up with familiar faces. With the right approach, they can help flooring businesses build better supplier relationships, discover new products, meet useful people, and come away with ideas that genuinely improve the business.The episode also introduces the new Flooring Forum, a live conversation area at The Flooring Show designed to bring together some of the most interesting voices in the industry. Rather than boring lectures or polished sales pitches, the aim is to create proper conversations around the subjects that matter: cash flow, AI, marketing, pricing, product innovation, competition, and where the flooring market is heading next.What You'll Learn in This Episode:Why you should never attend a trade show without a basic planHow to decide who you want to meet before you arriveWhy booking appointments with suppliers can make the day far more valuableHow The Flooring Show can help you strengthen your industry networkWhy knowing the right people can help your business move further, fasterWhat the Flooring Forum is, and why it is being introduced at HarrogateThe kind of conversations Tom wants to bring to the stageWhy the best industry discussions should be honest, useful and far from boringHow listeners can suggest topics, guests and questions for the live forumMemorable Quote:“If you want to get something out of a trade show, don't just turn up and wander around. Go with a plan.”Speaker Information:Tom Cockerill is the co-host of The UK Flooring Podcast and co-founder of Cockerill & Co. Through the podcast, live events and business consultancy, Tom works with flooring retailers, installers and business owners to improve their marketing, systems, sales, pricing and profitability. Hosted on Acast. See acast.com/privacy for more information.

In Episode 129 of The Sexy Escort Guide Podcast, Vivian is joined once again by returning guest and longtime friend of the show, Paul Cobo of SexyLuxStudio.In an industry where many companions believe more exposure, more availability, and more content automatically lead to more bookings… Paul explains why that approach may actually be pushing high-value clientele away.Together, Vivian and Paul discuss the psychology of exclusivity, why elite clients are wired differently, and the subtle ways companions unknowingly sabotage their own positioning.They also explore the difference between simply “having a business” and intentionally positioning yourself to attract aligned, high-end clientele who value discretion, refinement, and exclusivity.If you've ever felt stuck, overworked, overexposed, or frustrated by the quality of clientele you're attracting, this episode may completely shift the way you view your brand and business.✨ In This Episode:Why overexposure can repel wealthy clienteleThe psychology behind exclusivityCurrent industry trends companions should pay attention toWhy some companions continue thriving in today's marketThe difference between business positioning and a business planHow to attract clients who are aligned with your lifestyle and standards

Send us Fan MailDr. Amina is a family medicine physician, wife, mom of two, and 6-to-7 member who left a full-time employed position with no plan, no financial system, and a student loan burden she had been avoiding for years. She is now building a direct primary care practice called A Place for Moms and she came on the MoneyFitMD show to tell the whole truth about what it took to get here.This episode is for anyone who has been sitting on the fence. Dr. Amina was there too. She tells you exactly what it looked like, what changed, and why she wishes she had started sooner.In this episode:Growing up middle class with spending parents and a student loan burden that drove every career decision she madeLeaving full-time practice after a year and a half with no financial planHow she found MoneyFitMD through a winding chain of physician communities, a med school friend, a church in Atlanta, and a podcast and what made her finally take the leapWhat four months inside 6-to-7 actually looked like — sitting down with a student loan planner she had been avoiding for years, building a complete business plan with startup costs for her DPC, and going from financial avoidance to financial confidenceHer advice to anyone still waiting: the world will move without you. Time will pass. The kids will grow. The more you delay the start, the more you delay the result. Just take a small step."Life is going to move regardless. Start somewhere. The change has to start with you."You're making six or even seven figures and still asking, “Where did all my money go?”  The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

Send us Fan MailIn this episode of the College Knowledge Podcast, hosts Joe Kerins and Dave Kozak sit down with Dr. Julie Park, a professor of education at the University of Maryland, College Park, and author of Race, Class, and Affirmative Action: College Admissions in a New Era.Together, they unpack the seismic shifts reshaping higher education — from the real-world fallout of the 2023 Supreme Court affirmative action ruling, to the enrollment management tactics universities are using to stay financially afloat, and what it all means for students and families trying to navigate the system.This conversation covers:How the Supreme Court ruling is driving stark drops in Black and Latinx enrollment — and the cascade effect rippling down to community colleges and for-profit institutionsThe uncomfortable truth about public universities recruiting wealthy out-of-state students at the expense of their own residentsWhy college is still worth it — but only if students go in with their eyes open and a planHow athletic spending, campus expansion, and enrollment management are reshaping admissions prioritiesThe hidden financial burden on families — and why state legislatures hold more power than most people realizeIf you're a student, parent, or counselor trying to make sense of today's rapidly changing college landscape, this episode is essential listening.Tune in for a candid, expert conversation on admissions, equity, and the future of higher education in America. Video Version of Podcast YouTube:The College Knowledge PodcastFollow us on social media:InstagramFacebookLinkedInVisit us online:The College Knowledge Podcast WebsiteElite Collegiate Planning

Text us your questions or topics for the show! We got you!Cass Morrow, Author of Disrupting Divorce: The NEW Man. Saving Struggling, Sexless, and Toxic Marriages.Kathryn Morrow, Author of Behind The White Picket Fence.How Do I Trust Again After Being Cheated On?If you've been cheated on, “trust again” isn't a mindset trick. It's a standard problem.In this Q&A, Carrie calls in after 3 years of disrespect and infidelity—and she's stuck in the loop a lot of people live in:trying to “move on” while the relationship is still unsafe… and rationalizing his behavior because she thinks something is wrong with her.Cass and Kathryn break down:Why “he wants me to move on” is not a planHow codependency + identity loss keeps you attached to disrespectWhy your “calm conversation” can still land as an attack (guilt/shame language)How defensiveness kills connection (and how to actually listen)The truth: if you can't name your patterns, you can't change themWhy “it's never for no reason” when someone blows upWhat it looks like to lead yourself first—whether you stay or walk awayIf you're trying to rebuild trust after cheating, the real question is:Is this relationship becoming safer… or are you just getting better at tolerating pain?00:00 Caller in the queue (Carrie)00:28 “How do I deal with 3 years of disrespect + cheating?”01:08 “Why are you with him?” (reality check)02:19 Stop rationalizing his behavior because of your “flaws”03:03 Identify what you think he's “tolerating”06:20 Naming the real patterns (listening, neediness, clinging)07:01 Codependency + identity work: “Who is Carrie?”08:27 Every criticism has a longing (what he wants/needs)09:20 Guilt/shame language triggers defensiveness10:39 Disrespect isn't only “blatant”—absence of adoration matters11:43 “It's never for no reason” (the 3-year-old meltdown analogy)13:40 Learn silence + paraphrasing (real listening)15:01 No connection = walls + defensiveness cycle16:23 King/queen dynamic: someone has to lead differently18:30 Focus inward: grow or repeat this with anyone20:36 DM for next steps + program direction21:20 Encouragement: growth is addictive (grow or die)Want the next step?Men's training/audit: https://www.morrowmarriage.com/videotrainingoptin?en=dmMORROW app: https://go.morrowmarriage.com/Book “Disrupting Divorce”: https://a.co/d/31vm4bV

This is not a typical RAG episode.Christian Mather is not a recruiter. He has never filled a role, run a desk, or managed a team. He is a wealth planner. And since niching into recruitment founders about two and a half years ago, he has become one of the most in-demand advisors in the industry.Since January alone, he has had over 100 enquiries and spoken to 60 founders about the same thing: how to turn business success into personal financial freedom. Not through selling the business. Not through scaling to 50 heads. Through understanding one number.He calls it your freedom number. The amount you need in assets to cover your lifestyle for the rest of your life. And most founders massively overestimate what that number is.His simple formula gives you your starting point. In this episode Christian walked through real examples of his clients goals and challenges. A founder who thought he needed £5 million but actually needed £1.2 million. A 29-year-old woman billing half a million on her own, working 20 hours a week, about to hire staff she didn't need. A business doing 1.6 million net fee income with 16 staff but only £150K EBITDA because the founders were doing 80% of the work.Only 0.3% of recruitment agencies ever successfully sell. That number comes from the REC, and Christian has built his entire practice around the other 99.7%. His argument is simple: your business should fund your wealth, not be your wealth.We cover:Why 0.3% of recruitment agencies sell and what that means for your retirement planHow to calculate your freedom number using the monthly spend x 300 ruleThe real cost of treating your business as your pensionWhy founders between 40 and 45 are the ones making the callThe financial mistakes costing recruitment founders the most moneyHow co-founders can align on what they actually want from the businessWhy property is not the passive investment most founders think it isThe post-exit identity crisis that nobody prepares forChristian and I also get into our own stories and share our personal strategies for wealth creation.If you have ever wondered what your number actually is, or whether you are closer to freedom than you think, this episode has the blueprint.-----------------------------------------------------Episode Sponsor: Remote RecruitmentHiring shouldn't be slow, stressful, or expensive. That's why there's Remote Recruitment, the smart hiring partner for modern businesses.They don't just help you find great people. They help you access elite South African talent that's ready to deliver. No PAYE. No NI. No bloated overheads. Just trained, remote professionals who integrate seamlessly into your team.Their process handles everything: sourcing, shortlisting, onboarding, and retention. Fully managed. Fully supported. Fully remote.And now, Remote Recruitment has entered a new chapter. From ops to admin, sales to strategy, we're helping businesses scale smarter with people they trust, at a cost they can afford.Clients have seen:- Up to 60% productivity boosts- 300% ROI on BD roles- 30% faster completion of operational tasksNo overhead burden. No talent shortage panic. Just growth-focused hiring that makes business sense.Remote Recruitment is your flexible hiring solution for the modern era.RAG Listeners: Get 5% off your first hire + a free strategy session at www.remoterecruitment.co.uk/rag-------------------------------------------------Episode Sponsor: HoxoEvery recruitment founder is investing in LinkedIn. Spending thousands on Recruiter licences. Building connections. Posting content. Growing networks.But here's the question almost no one can answer:- How much revenue is LinkedIn actually bringing into your business?- Most founders have thousands of connections but no clear process to turn that attention into cash.- That's the problem we solve.At Hoxo, we help recruitment founders build predictable revenue systems on LinkedIn, not just noise or vanity metrics.Our clients are turning LinkedIn into £100K to £300K in new billings within months, using their existing networks and a simple repeatable process.To show you how it works, we've created a short training video exclusively for RAG listeners.In less than 10 minutes, you'll learn:- Why most recruiters are getting zero measurable ROI from LinkedIn- How small, niche teams are generating consistent inbound demand- The 3X Revenue System we use to turn LinkedIn into a predictable cash-generating channelSo fill in the form today to see how this system could transform LinkedIn into your agency's most profitable channel: https://hubs.ly/Q03lBpYC0

This week on Practically Pastoring, the guys dive into a conversation a lot of pastors know they need to have, but would rather keep punting down the road: retirement. Sparked by a question from a pastor in his early 40s who is realizing he may be late to the conversation, the episode tackles what it looks like to start getting serious about retirement planning, especially if no one ever helped you think about it in the first place. The conversation covers denominational pensions, 403(b)s, Social Security, Medicare eligibility, life insurance, debt payoff, and why simply figuring out where you stand right now is a huge first step. The guys share their own situations honestly, from denominational safety nets to trying to build a plan after leaving one, and from paying off a house to making sure a family is protected if the unexpected happens. A big part of the episode focuses on the practical reality that many pastors who opted out of Social Security may still need to understand their Medicare eligibility and their quarter history. It is one of those classic ministry moments where nobody told you this stuff when you were 22, and now you are trying to piece it together without panicking. The good news is simple: you may not be as far behind as you think, but you do need to start looking now. In the second half of the episode, the guys shift into a pastoral question about trust, transitions, and what happens when another pastor mishandles a sensitive situation involving a family leaving a church. They talk about grace, communication, exit interviews, member follow-up, and the importance of holding people with open hands instead of treating every departure like a declaration of war. In other words, church life stays complicated, because apparently people did not get the memo to be simple. SponsorThis episode is sponsored by Church Merch. From comfortable shirts and hats to mugs and custom gear, they help churches create merch that people actually want to use and wear. As the guys mention in the episode, good merch is not just about printing a logo on a shirt, it is about creating something people will actually put on, use, and talk about. Check them out at promotionsguy.com/churchmerch. In this episode:Why retirement planning sneaks up on so many pastorsHow denominational pensions and 403(b)s can work togetherWhat pastors should know about Social Security quarters and Medicare eligibilityWhy paying off debt can become part of a long-term planHow life insurance fits into protecting your familyWhat to do when another pastor mishandles a sensitive conversationWhy exit interviews and regular member check-ins can help churches growA few lines worth remembering:“The best time to plant a tree is 20 years ago. The second best time is now.” “You might not be as far behind as you think you are. But the first step is to spend some time figuring out where you are.”

Dr. Sunny Smith is a family physician, entrepreneur, and founder of Empowering Women Physicians (EWP), one of the fastest-growing companies in the U.S., as recognized by the Inc. 5000. A former Clinical Professor at UC San Diego School of Medicine, Dr. Smith has been honored for her excellence in teaching, humanism in medicine, and community leadership. She is a Fellow of the American Academy of Family Physicians and a dedicated advocate for physician wellness, as featured in Entrepreneur Magazine, Forbes, JAMA, and documentaries such as Struggling in Silence and Do No Harm. With her background in underserved medicine, patient advocacy, and medical education, Dr. Smith now empowers women physicians to enjoy the lives that they worked so hard to create through her innovative coaching programs.Some of the topics we discussed were:The differences between coaching and therapyBenefits of combining coaching, therapy, and psychiatryWhy Dr. Smith thinks every physician should have a coachHow coaching teaches that the client is whole, not broken, not looking for a diagnosis or treatment planHow the construct of coaching differs from the medicalized construct of therapy and psychiatryCoaching looks at where you are, where you want to be, and helps you get thereHow therapy and psychiatry tend to look back a little more on your pastHow coaching focuses less on where certain beliefs come fromReal-life examples of the difference coaching makes and what exactly coaching can changeHow coaching can be especially helpful for reaching big goalsHow coaching looks for where you have control in your life and focuses on thatHow coaching reminds you of what you've already managed to accomplish when facing a new goalDr. Smith's guide to coaching for women physicians so they understand what coaching isHow coaching is amongst the most effective tools for physician wellness and burnoutAnd more!Interested in learning more about my telehealth direct specialty care practice? At my new practice, I help patients optimize weight and metabolic health, harmonize hormones in peri/menopause, and enhance wellness and vitality. Accepting new patients now: email amazvitamd@gmail.comLearn more about me or schedule a FREE coaching call:https://www.joyfulsuccessliving.com/ Join the Voices of Women Physicians Facebook Group:https://www.facebook.com/groups/190596326343825/ Connect with Dr. Smith: Website: https://empoweringwomenphysicians.com/Podcast: https://empoweringwomenphysicians.com/podcast/ Ultimate Guide to Coaching for Women Physicians: https://empoweringwomenphysicians.com/guide/ Ep 184: Why Coaching Is Evidence Based and How It Can Help You with Dr. Sunny Smith Part 1Apple Podcasts: https://podcasts.apple.com/us/podcast/voices-of-women-physicians/id1630624425?i=1000754439302Spotify: https://open.spotify.com/episode/3XpFZfz13bI5CBuNsgOLUH?si=zQqEhR2HQiyMbGoUciX1YQ 

In this sermon, we continue our series through the book of Revelation, “The Wonderful World of the Apocalypse,” by slowing down in Revelation 10 to see what it means for the church to live as a prophetic people in a chaotic world.Drawing from Revelation 10:1–11, we explore:The meaning of “apokalupsis” (Revelation 1:1) as an unveiling of spiritual realityThe mighty angel with pillars of fire and echoes of God's presence in Exodus 13:21–22 and Exodus 14:19–24The opened scroll first seen in Revelation 5:1–7, now handed to John as a picture of the church's participation in God's redemptive planHow the judgments of Revelation 8–9 and the lack of repentance in Revelation 9:20–21 contrast with the repentance of the nations in Revelation 11:13The call to be “a kingdom and priests” (Revelation 1:5–6; 5:9–10) and a prophetic community, not spiritual hermits (Revelation 10:11)We consider how the wilderness is not proof of God's absence but the very place of His presence and formation (Deuteronomy 8:2–5; Hosea 2:14–15), and how the pillar of fire imagery reminds us that God is with His people in every age.Key themes include:Judgment plus the church's witness leading to repentance (Romans 2:4; Revelation 11:3–6, 11–13)The Spirit-empowered prophetic vocation of all believers (Numbers 11:29; Joel 2:28–29; Acts 2:16–21)The call to embody the gospel as a “well-lit sign” pointing to King Jesus and His kingdom (Matthew 5:14–16; 2 Corinthians 5:17–20)The sweetness and bitterness of God's word as John eats the scroll (Revelation 10:9–10; cf. Ezekiel 2:8–3:3; Jeremiah 15:16)The mystery of God brought to completion in Christ (Revelation 10:7; Ephesians 1:9–10; Colossians 1:26–27)We also look at how Paul and John refuse to let exile or imprisonment shrink their calling (Ephesians 4:1; Philippians 1:12–14; Revelation 1:9), and how faithfulness in ordinary obedience often precedes God's “suddenly” moments of breakthrough (Galatians 6:9; 1 Corinthians 3:6–9).This message is a pastoral summons to come out of hiding—whether behind pain, failure, success, or comfort—and to “go again” in prophetic obedience to Jesus (Isaiah 6:8; Romans 12:1–2), trusting that God is with us in the wilderness and intends to use His church to bear witness to many peoples, nations, languages, and kings (Revelation 10:11; Revelation 7:9–10).

Most practice owners think culture problems start with people. But what if culture actually starts with numbers? In this episode of the Private Practice Owners Club podcast, Nathan Shields and Adam Robin have a candid conversation about what really happens when production slips, urgency fades, and leadership loses clarity around business metrics. Adam shares transparently how taking his eye off the numbers last year led to cultural drift, reduced urgency, and low-level anxiety across his clinics. But once he rebuilt his proforma, clarified expectations, and defined hard production targets, everything changed. This episode is about ownership, accountability, and the invisible connection between financial metrics and morale. They dig into:The four types of practice owners when it comes to knowing their numbersWhy “production is the basis of morale”How lack of clarity creates cultural erosionThe power of defining a weekly visit target per providerWhy metrics must be red or green — never grayHow to create urgency without being emotionalWhy every KPI needs a clear owner and battle planHow daily scorecards create behavior changeThe difference between knowing your numbers and knowing what to do about themWhy EOD deadlines force prioritization and eliminate distraction If you've ever felt low-level anxiety about your finances…If your schedules aren't as full as they should be…If you've struggled to get buy-in from your team… This conversation will give you clarity and a tactical reset. Because when you get clear on the numbers, you lead with conviction. And when you lead with conviction, your culture follows.

Send a textIf you're working hard to lose weight but you're feeling weaker, this episode is for you.In this week's episode, I break down how strength training helps your body lower blood sugar better, in plain language that's easy to follow.I share a personal wake-up call from my own journey.My weight loss had people asking if I was okay, and my doctor later noticed signs that I was losing muscle protein in my lab work.In this episode, you'll learn:How muscle helps your body handle blood sugarWhy losing weight too fast can lead to muscle lossWhy walking and cardio help, but strength training completes the planHow to start strength training without feeling intimidatedA simple 2-day-per-week beginner routine you can do at homeIf you're tired of chasing the scale and want better blood sugar and real strength, this is for you.Stay consistent, keep it simple, and build the habits that last.Support the showDownload FREE resources to help you stay focused and consistent at BeatingDiabetesLifestyle.com _____________________Connect With MeTo submit a question or join my mailing list, use the information below to connect with me. Join My Facebook Group - https://www.facebook.com/groups/beatingdiabeteslifestyle Web - www.beatingdiabeteslifestyle.com Email - hello@beatingdiabeteslifestyle.com Instagram - @beatingdiabeteslifestyle _____________________ ©Oscar Camejo - The Beating Diabetes Lifestyle

Most teams treat content like a marketing task. Pritesh Vora treats it like a revenue engine.In this episode, Pritesh breaks down a refreshingly disciplined approach to building a content engine that connects strategy, quality, and real business outcomes. Drawing from his experience scaling B2B companies 8x and 30x—and building revenue systems from the ground up—he shares how content can become the central fabric across marketing, sales, product, and customer success.His core belief is simple but demanding: content must make a real human's life better. If it doesn't, it won't compound.We explore how to plan quarterly content with clarity, how to tie every content promise to a revenue moment, and why defining what you won't do might be the most strategic move your team makes.If your content calendar feels busy but disconnected from results, this conversation will help you rebuild it with intent.What you'll learn in this episode:Why content should function as a company-wide revenue lever—not just a marketing channelThe concept of a “moral compass” for content—and how to use it to guide decisionsHow to define reader-centered promises instead of chasing keywordsHow to connect each content theme to a specific revenue moment (pipeline, win rate, acceleration)Why audience growth and reader gratitude are powerful quality signalsThe practical value of creating a “no-go list” for your quarterly planHow to prevent content teams from becoming reactive request machinesHow alignment documents and clear agreements protect focusAbout Pritesh VoraPritesh Vora is a B2B growth leader and self-described revenue engine builder. With over 13 years in the startup ecosystem, he has led business development, growth, and marketing teams while helping companies scale 8x and 30x across multiple stints.An engineer by training, Pritesh transitioned into growth and revenue leadership, eventually founding and exiting his own company. Most recently, he helped scale Sprinto from early-stage traction to thousands of customers, growing revenue from under $300K to multi-million dollars while building a 50+ person cross-functional team spanning marketing, BDR, partnerships, and operations.His approach blends systems thinking with strategic clarity—tying content directly to revenue outcomes while keeping the reader at the center.Connect with Pritesh:Pritesh's LinkedIn ProfileIf you're building content but want it to move pipeline, close deals, and strengthen positioning, this episode offers a structured way to think—and execute.Text us what you think about this episode!

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the launch of their new retirement planning book, The Peace of Mind Pathway, and why they felt compelled to create a clearer, more practical approach to Retirement Planning. After years of working with families approaching or already in Retirement, they saw a recurring challenge: people could be great savers yet still lack Retirement confidence. This episode explains how a truly holistic financial planning approach helps connect the dots between investments, income, taxes, healthcare, and legacy—so you can truly plan for retirement with clarity and purpose.Listen in to learn about how Peace of Mind Wealth Management designed a comprehensive Retirement financial plan that goes beyond investments and focuses on real-life decision-making. From Income planning in retirement and Tax planning strategies to Medicare planning, Long term care planning, Estate planning, and Social Security planning, Radon and Murs break down the Peace of Mind Pathway framework that helps families retiring comfortably and working toward a goal to secure your retirement.In this episode, find out:Why a retirement planning book focused on holistic planning is critical for today's retireesHow the Peace of Mind Pathway ties together risk management, income, taxes, healthcare, and legacyWhat role Required minimum distributions play in your overall Retirement financial planHow to think through early retirement strategy decisions, including healthcare before MedicareWhy having a connected team matters when planning retirement and following a retirement checklistTweetable Quotes:“Retirement isn't just about having money—it's about having clarity, confidence, and a plan that works together.” — Radon Stancil“Good savers often feel the most anxiety because they don't know what questions to ask when planning retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Does the danger in the world feel more real and urgent than ever before? Are you exhausted from trying to hold everything together while the world seems to be falling apart? What if the chaos isn't a sign of the end, but a divine invitation to finally surrender your control? Michael Sandler welcomes back Kyle Cease, New York Times bestselling author and comedian-turned-transformational teacher, for a radical conversation about navigating the massive energetic shifts of 2026. Kyle Cease reveals the SHOCKING TRUTH: 2026 is the year when everything you are not must go. This isn't about fighting the darkness or arguing with the news; it is about raising your frequency so high that the old world of manipulation and fear can no longer touch you. Discover why your vibration is worth more than money, why "giving up" is actually a spiritual superpower, and the specific question you must ask to dissolve trauma instantly. Key Topics: The 2026 Shift: Why we have moved from linear timelines to an "elevator" of surrender, and why the old methods of control no longer work. Frequency vs. Money: Why your personal frequency is the new currency, and why believing money is power keeps you trapped in the old matrix. The "What's Here?" Technique: The game-changing shift from asking "What do I do?" (ego) to "What is here?" (soul) to heal deep-seated loneliness and trauma. Empaths & Boundaries: Why empaths must stop trying to "save" low-vibration situations and start setting boundaries to let God in. The "Pull" vs. The Plan: How to distinguish between the ego's need for certainty and the blindsiding, miraculous "pull" of the Soul. Lightworker Exhaustion: The profound reason why spiritual people feel so tired right now (hint: you are healing your parents' trauma at concerts!). The "God Chute": Why 2026 is like a water slide where we finally let go of the sides and fall into freedom. The Billy Joel Miracle: A wild, real-life synchronicity story about "Rock and Roller Cola Wars" that proves the Universe is listening. This episode is a portal to freedom. If you are ready to let go of the "false certainty" of the ego and slide into a life of miracles, this conversation will change your frequency forever. Join the Inspire Nation Soul Family!

“When we're planning our year, we're at eagle view. When we're living our day, we're at mouse view—and we don't want to mix those up.” - MiaIf you've ever felt behind because you didn't start your “year plan” on January 1st, this episode is for you. In this episode of the Plan Simple Podcast, I'm sharing why I love a 12-month plan you can start anytime—and the simple framework I use to create a calming, big-picture map for the next year of your life and business.There's a reframe I come back to often, and I share it in this episode: we often overestimate what we can do in a day and underestimate what we can do in a year. This episode is an invitation to stop waiting for the “right” time and start creating a 12-month plan that meets you where you are and supports who you're becoming.I also share a personal story about what it's looked like for me to receive very real invitations to slow down—and why having a 12-month plan helps me stay grounded, focused, and flexible when life changes in an instant.In this episode, I talk about:Why January 1st is often the hardest time to force a full-year planHow a 12-month plan can start whenever you're ready (February, your birthday, September—any time)The difference between planning from eagle view (big picture) and mouse view (day-to-day), and why mixing them creates overwhelmHow I review the past year without judgment and mine it for clarityThe framework I use to create a one-page “year map” I can actually live withWhy seeing your year on the wall is surprisingly calmingHow to plan for real life—health, family, work, and uncertainty—without losing momentumThe elements of my 12-Month PlanIn this episode, I walk you through the planning process I use inside FLOW365—a process designed to help you see the year clearly without turning it into a massive to-do list.I start by choosing a word for the year. This word becomes a lens for decisions, boundaries, and how I meet challenges as they come up. It helps me ask, What would this look like if I honored this word?From there, I create four vision statements, one for each area of life I want to hold in balance: food & wellness, lifestyle, OM (my inner life and nervous system), and work. These are written in the present tense, so they act more like anchors or mantras than distant goals.Next, I narrow each vision into three points of focus per area. These are the few things I'm committed to paying attention to over the next 12 months—simple, clear, and realistic. This keeps the year intentional without becoming overwhelming.I also choose a card for the year—an intuitive pull that reinforces the themes I'm working with and offers guidance when I need perspective or reassurance.Finally, I identify what feels like the biggest obstacle to living this year well and pair it with a quote that helps me meet that challenge with steadiness and compassion.Together, these elements create a one-page “map” for the year—something I can return to again and again as life unfolds.Doable ChangeI have one doable change from this episode: schedule when you will do your yearly...

Text us a comment or question!If fat loss feels harder than it used to… if your energy is inconsistent… or if you've been doing “all the right things” with very little to show for it… This episode is for you. A sluggish metabolism doesn't mean your body is broken. It means it's been trained to conserve, not perform. In this episode, Coach Kevin lays out a clear, realistic 90-day roadmap to rebuild your metabolism after 50 — without crash dieting, endless cardio, or extreme routines you can't sustain. This is the grown-up approach to getting strong, lean, and energized again. 

Parenting plans, mediation, and negotiations are some of the most stressful parts of divorce — especially when abuse, coercive control, or high conflict are involved.In this episode of The Rising Beyond Podcast, Sybil is joined by Laura, a family law mediator and co-parenting coach, to unpack what mediation can look like when it is truly child-centered and trauma-informed — and when it isn't.Laura brings years of experience mediating high-conflict parenting cases involving domestic violence, substance use, and power imbalances. Together, they explore how mediation can either reinforce harm or become a place where autonomy, safety, and children's real needs are finally centered.This conversation is especially helpful for protective parents who feel trapped by cookie-cutter parenting plans, fear retaliation for speaking up, or are being pressured to “just agree” for the sake of the court.In This Episode, We DiscussWhy mediation often feels re-traumatizing for survivors — and how it can be done differentlyThe importance of autonomy after coercive controlWhy “getting to agreement” is not the same as creating a safe parenting planHow documenting only the bad can distort negotiationsLaura Lorber is an MC3 Certified Mediator, Certified Co-Parenting Specialist, and Program for Infant-Toddler Care (PITC) Fellow. She brings a deeply reflective and facilitative approach to complex family matters, including high-conflict co-parenting, interpersonal violence, and elder care. Laura's evolving theory of mediation centers on the idea that every conflict offers a chance to model and teach — giving families a lasting legacy of learning to navigate challenges with understanding, resilience, and care for future generations.Connect with Laura:Website: www.lauralorberjd.comLinkedIn: https://www.linkedin.com/in/lauramlorber/ Facebook: https://www.facebook.com/lmlorber/Join me on February 18th at 12pm MST for the Parenting to Combat Coercive Control Live Workshop for protective moms focused on protecting and repairing the parent–child relationship: https://mailchi.mp/risingbeyondpc/coercive-controlPlease leave us a review or rating and follow/subscribe to the show. This helps the show get out to more people.If you want to chat more about this topic I would love to continue our conversation over on Instagram! @risingbeyondpcIf you want to support the show you may do so here at, Buy Me A Coffee. Thank you! We love being able to make this information accessible to you and your community.If you've been looking for a supportive community of women going through the topics we cover, head over to our website to learn more about the Rising Beyond Community. - https://www.risingbeyondpc.com/ Where to find more from Rising Beyond:Rising Beyond FacebookRising Beyond LinkedInRising Beyond Pinterest If you're interested in guesting on the show please fill out this form - https://forms.gle/CSvLWWyZxmJ8GGQu7Enjoy some of our freebies! Choosing Your Battles Freebie Canned Responses Freebie Mic Drop Moments Freebie ...

Send us a text letting us know your thoughts on today's episodeThink your podcast isn't growing because you don't have enough time? Think again.In this episode of Podcasting for Moms, I'm breaking down exactly how to grow your podcast in just 20 minutes a week—no daily posting, no complicated systems, and no burnout required.If you're a busy mom in business who knows your podcast could be doing more but feels overwhelmed by all the “shoulds,” this episode is your permission slip to simplify.You'll learn:Why most podcasters don't have a growth problem—they have a time problemThe biggest mistake mom podcasters make when it comes to growthA simple, repeatable 20-minute weekly podcast growth planHow to focus on leverage instead of hustleWhat to stop doing if you want sustainable podcast growthHow relationship-based growth can outperform algorithms every timeThis approach works because it fits real life, real seasons of motherhood, and real businesses—not hustle culture.And if you're ready for support implementing a sustainable podcast growth plan, I'll also share how you can get help inside the Moms Behind the Mic Society, where mom podcasters grow strategically in part-time hours.You don't need more time.You just need a better plan.

In this episode of the Oxygenaddict Triathlon Podcast, Coach Rob answers real listener questions about Ironman and 70.3 training, cutting through social media noise, influencer advice, and conflicting information online.Topics include:ERG mode: on vs off for indoor bike trainingWhy Zwift, Garmin and TrainingPeaks power zones don't matchHow to set up a Wattbike or smart bike to match your race bikeCleat placement, worn cleats and injury riskCarbohydrate intake on long rides and race-day fuelingWeight loss vs performance for Ironman and 70.3 athletesHow much carbohydrate per hour you really need on the bikeWhether ChatGPT can write an effective Ironman training planHow to structure training without 20–30 hour weeksPlanning race simulations around family holidaysTraining with illness, low HRV, and when to restThis episode gives a great insight into the same proven coaching system Rob uses with his Team Oxygenaddict Ironman and 70.3 athletes: simple, sustainable training that keeps you healthy, motivated, and improving without burning out.* * * * * * *SPONSORS* * * * * * * *Thinking about your first Ironman or 70.3 in 2026? At ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Team Oxygenaddict,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ we specialise in helping busy professionals fit high-quality training around demanding jobs and family life. We've just reopened for new athletes with only a handful of slots available. Book an application call today to find out if you'd be a good fit for Team Oxygenaddict for the coming season here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://team.oxygenaddict.com/consultation-call/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠* * * * * * * * * * * *⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠precisionfuelandhydration.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Precision Fuel & Hydration help athletes personalise their hydration and fuelling strategies for training and racing. Use the free ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fuel & Hydration Planner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get a personalised race nutrition plan for your next event. And then⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ book a free 20-minute video consultation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with a member of the PF&H Athlete Support Team to refine your strategy.Listeners get 15% off their first order of fuel and electrolytes with Precision Fuel & Hydration. Simply use code OXYGEN26 at checkout to claim your 15% discount* * * * * * * * * * * *⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen on Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen on Apple Podcasts⁠

We just celebrated 10 years of teaching kids to cook online, which honestly feels surreal. It still feels like yesterday that we were filming the very first lessons, crossing our fingers, and wondering if anyone would even want this.Fast forward a decade and nearly 20,000 families served, and the answer is clear. This work matters. It is changing kitchens, confidence levels, and family dynamics in real ways.Over the years, parents have consistently asked me about two skills that go beyond what we teach inside Kids Cook Real Food:How to help kids meal planHow to help kids grocery shopThese are higher level executive functioning skills. They build on cooking, but they are a step further. They require decision making, budgeting, and thinking ahead. That is why they were never part of the original Kids Cook Real Food course.For a long time, I knew these skills belonged in a future, more advanced program for teens and young adults. And now, that next step is almost here!! They are a big part of Teens Cook Real Food, which releases to the public on January 26, 2006!! (But only for a week right now, so put it on your calendar.)Today we'll hit on steps 1-3 of meal planning on a budget!Resources We Mention for Meal Planning on a BudgetSome tips to stretch your meat and save moneyMore tips for reducing food wasteMeal planning is the key to healthy eatingRoutines to make healthy meal planning doable3 Habits to help your grocery budget with high inflationMore tips and recipes to save you moneVisit raisinghealthyfamilies.com/teens to get on the waitlist for Teens Cook Real Food! Kitchen Stewardship Raising Healthy Families follow Katie on Instagram or Facebook Subscribe to the newsletter to get weekly updates YouTube shorts channel for HPH Find the Healthy Parenting Handbook at raisinghealthyfamilies.com/podcast Affiliate links used here. Thanks for supporting the Healthy Parenting Handbook!

Arthritis affects millions of pets, quietly limiting mobility, comfort, and quality of life. While medications and supplements remain important tools, many pet parents are searching for safe, evidence-based options they can use at home to support long-term joint health. Alon Landa, CEO of MedcoVet, explains the science behind how specific red and near-infrared wavelengths interact with the body at a cellular level to reduce inflammation &  chronic joint pain and support healing for improved daily well-being.Listeners will learn how MedcoVet's Luma device was designed specifically for pets, what unique features set it apart from other light therapy products, and how it fits into a comprehensive, multimodal arthritis care plan. The conversation also covers real-world outcomes and practical treatment guidelines.Whether your pet is showing early signs of stiffness or living with advanced arthritis making it difficult to get up from the floor, this episode offers clarity, science-backed insight, and realistic expectations for using red light therapy to restore comfort and ease of movement.Find your compressive guide to treating arthritis here.What's covered:What red light therapy is and how it works in petsWhy specific wavelengths matter for arthritis and inflammationHow Luma differs from in-clinic lasers and online devicesSigns your pet may benefit from light therapyWhat a typical treatment protocol looks likeIntegrating red light therapy into a multimodal treatment planHow clinical support offered by MedcoVet impacts resultsAlon Landa is the CEO of MedcoVet, a veterinary technology company, that developed the Luma to bring research -based, clinically-informed red light therapy into the homes of pets who need it most.DisclaimerVitalVet.org, a platform for all things related to pet rehab - product information, education, and resources abound! MedcoVet (show sponsor) Luma - advanced red-light therapy therapy that puts healing in the hands of the pet owner in the comfort of home! Use Promo Code PETPOD22, to receive discounts from our affiliates! You receive 10% off and PetAbility receives 10% to help support our show (unless stated otherwise)! Ruff Ramp - a safe alternative to stairs. Optimum Pet Vitality - Education/coursework to help you and your pet! Dr. Buzby's - The Senior Dog Company – Toe grips to prevent slipping, Encore Mobility joint supplement, and Brain Boost cognitive supplement. You receive 10% off and PetAbility receives 10% from your first order.Extra love – use this link and the entire 20% goes to support our show! Calm & Cozy Cat Wrap - a...

In this follow-up conversation with Dr. Anil Bajnath, MD, Debi Robinson explores how precision medicine can be used not to “bio-hack” the body, but to bio-harmonize it — restoring balance, resilience, and clarity in the bone health journey.Rather than relying on one-size-fits-all recommendations or waiting for disease to show up on a DEXA scan, this episode focuses on understanding the body's internal signals earlier. Dr. Bajnath explains how stress, gut health, blood sugar regulation, sleep quality, and recovery capacity directly influence bone remodeling and long-term fracture risk.This episode is especially empowering for women who feel overwhelmed by conflicting advice and want a calmer, more intelligent path to supporting their bones.What You'll Learn in This EpisodeThe difference between bio-hacking and bio-harmonizing your healthWhy stress can override even the best nutrition and exercise planHow gut health and blood sugar regulation affect bone strengthWhat wearables and continuous glucose monitors (CGMs) reveal about inflammation and recoveryWhy sleep quality is a critical bone-building factorHow inflammation quietly accelerates bone lossWhy balance and awareness matter more than extremesAction Steps You Can Take TodayPrioritize sleep — this is when bone repair and cellular regeneration occur.Reduce inflammatory foods temporarily to calm the immune system.Support digestion first before adding more supplements.Manage stress daily through breathwork, yoga, or gentle movement.Use data tools wisely — short-term tracking for insight, not obsession.Choose balance over extremes in exercise, nutrition, and lifestyle.Resources & Linkshttps://debirobinson.com/stronger-bones-lifestyle-podcast-take-control-of-your-bone-health/Healthy Gut, Healthy Bones Program: https://debirobinsonwellness.thrivecart.com/hghb-self-paced-group-program-pp/Learn More About Dr Bajnathhttps://anilbajnath.com/Debi's TakeawayBone health isn't about chasing perfection or controlling every variable. It's about restoring harmony — supporting digestion, calming stress, improving sleep, and listening to your body's signals.Precision medicine gives us clarity, but awareness and lifestyle give us power. When we bio-harmonize the body instead of fighting it, bones respond.

The Plan - How to become anything - 580 Step 1 - Consistency Step 2 - Proximity Step 3 - Get Lucky  ---- https://linktr.ee/Mikeherrerapodcast MXPX and The Ataris LIVE - -Friday October 24 Québec City at Théâtre Capitole -Saturday October 25 in Montréal at MTELUS -Thursday NOV 13 -Louisville, KY at Mercury Ballroom -Friday NOV 14 - STL, MO at The Pageant -Saturday NOV 15 - Fayetteville, AR at JJ's Live -Sunday NOV 16 - Oklahoma City, OK at Tower Theatre -Saturday December 6 - Pheonix, AZ at Punk Rock Christmas w/ Face to Face, The Vandals, Authority Zero, Voodoo Glow Skulls, Slick Shoes, Urethane, Jen Pop and Winterhaven   2026 MXPX with The $uicide Machines -Friday JAN 9 - Vancouver BC at Commodore Ballroom -Saturday JAN 10 - Seattle, WA at The Showbox SOLDOUT!!!   -Friday January 23 - Santa Cruz, CA at the Catalyst -Saturday January 24 - San Francisco,CA at the Fillmore   Tickets on sale now!   Join our Text list by texting MXPX to 844-923-0900 http://Linker.ee/mikeherrerapodcast Listen now! Share with a friend.   Leave a voicemail- 360-830-6660 --------------------- Check out the new MxPx album 'Find A Way Home' at MxPx.com and streaming everywhere now! Listen or watch "Linoleum" here MXPX - Self Titled Deluxe Edition  I now have an Artist Series Music Man Stingray from Ernie Ball! You can order straight from the shop on the Music Man website.  A portion of proceeds goes to MusicCares! MIKE HERRERA SIGNATURE SERIES BASS If you like the podcast- Subscribe, rate and review on Apple. Support what I do at MXPX.com and also add MXPX and Mike Herrera to your music libraries on whatever streaming platfrom you use. Producing and editing by Bob McKnight. @Producer_Bob