Dad Cents

What would you say if we told you that life insurance isn't just for the married-with-kids demographic? That's right - it's time to debunk some common misconceptions about life insurance, whether you're single, hitched without kids, or simply under the impression that it's too expensive. We can't emphasize enough how crucial this financial tool is, not only as a means to leave a legacy or settle debts but also to extend support to your favorite charities posthumously. There's always a policy out there, tailored to fit your budget and unique requirements.But don't worry, it's not all serious business here at Dad's Sense. We'll also keep you entertained with our attempts at humor that even a four-year-old can appreciate. So join us, learn a little, laugh a little, and let's empower your finances together.

Have you ever wondered how to safeguard your college-bound teen's finances? Then buckle up because we are about to take you on an amusing yet enlightening journey where we share our secrets on risk management and asset protection. Get ready for a good laugh as we recount the time our daughter Jules pulled a fast one with a brownie joke and the story of my own misadventure involving a parachute and month-long recovery.Shifting gears, we'll delve into the often-overlooked realm of insurance for college students. There's more to it than health insurance. But the buck doesn't stop there. We're talking car insurance, accident insurance, and more - all the safety nets your child needs while away from home.Last but certainly not least, we're laying out the essentials of renters insurance, electronics insurance, and even identity theft insurance. If you're scratching your head wondering whether your student is already covered or if it's time to whip out your checkbook for additional insurance, fear not. We're here to help you navigate these tricky waters. This is one episode you don't want to miss! So, kick back, tune in, and make your child's college journey a little less nerve-wracking, one insurance policy at a time!

Feeling the downturn of the Dow, Nasdaq, and S&P? Curious about the implications of Europe's surging inflation rates? Get your financial compass realigned in this episode. Our journey begins with exploring the current financial landscape, discussing potential interest rate hikes and the deceptively destructive impact of inflation on economic growth. All while acknowledging the recent disastrous wildfires and the financial burdens they present, especially during Life Insurance Awareness Month.But don't worry, it's not all doom and gloom! We lighten the mood with a pirate joke that's sure to tickle your funny bone. As we move forward, we take a deep dive into market trends, offering detailed analysis and potential strategies to weather the inflation storm. We wrap up our financial odyssey with a bit of wisdom from Albert Einstein, reminding us all to keep an open mind and maintain our curiosity. So whether you're an experienced investor or new to the game, this episode promises to equip you with invaluable insights into the world of finance. Tune in, and let's navigate these turbulent financial waters together.Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

What if you could turn your financial worries into a path of prosperity? Imagine a future where you can confidently fund your child's education without fearing being outpaced by inflation. In today's engaging episode of Dad Cents, Jason shares four strategic tax-efficient plans to make this a reality. Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Ever wondered how you can juggle between saving for your child's college education and your retirement? That's precisely what we're tackling on today's episode! Jason and Amber delve into this financial problem, weighing in on the possibility of using IRAs to fund college expenses and the importance of planning early for college. Get ready to walk away with some practical financial tips that'll make your wallet feel a little less light.And it's not all number-crunching and investment talk. We also share some of our favorite parenting hacks, like planning a successful sleepover and even how a dessert reward can work wonders with focus. And just for kicks, we've got an adrenaline-pumping recount of Jason's skydiving adventure. We're rolling finance, fun, and life lessons into one wholesome package. So, tune in, laugh with us, and let's turn those financial frowns upside down together!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Has the daunting world of student loans got you feeling overwhelmed? Fear not, as Jason shares Sage Path's tried and tested strategies for tackling the formidable debt monster. Whether you're wrestling with an amount above $100,000 or below, our tactical advice will equip you with the tools needed to lighten your financial load. We unravel the potential benefits of refinancing, delve into the realm of Income-Driven Repayment plans, and explore the opportunities for loan forgiveness through the Public Service Loan Forgiveness program. But we're not just about finance on Dad's Sense; we also share the poignant moments of our lives. We recount the delightful memories of our recently deceased Jack Russell, Emma, and her enduring legacy, as well as celebrate the resilience of our darling daughter, Jual, as she embarks on the journey of voluntary preschool and navigates the loss of Emma. A fusion of finance, love, growth, and resilience makes this episode a must-listen. So, sit back, tune in, and let's empower your financial future and life together on Dad Cents!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Are you ready to step up your fantasy football game and take your tailgating experience to the next level? Today's Dad Cents episode promises just that - and much more. Armed with our insider tips and tricks, you'll be ready to conquer your Fantasy Football league like a pro. We're also spicing things up with a delectable tailgate recipe to make your game day even more exciting. Plus, we're exploring a fun way to teach kids about budgeting using the snake draft format - guaranteed to make finance fun!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Get ready to unmask the intricacies of the July market in an enlightening discussion led by Jason Fuchs, the managing director of SagePath Financial Advisors. We'll unravel how the Federal Reserve's highest rate hikes in 22 years aim to curb inflation without inducing a recession. This episode promises to quench your thirst for economic insights as we dissect the CPI's 3% YoY gain and explore the possibility of a 'soft landing' amidst rising unemployment and wage increases. The intrigue deepens in the second segment, where we delve into specifics about the stock market, sector performance, and the economy. We'll shed light on the Dow's longest positive return streak since 1987 and explore various sectors' roles in steering July returns. We'll also forecast the Federal Reserve's future strategy, discussing potential rate hikes, bond yields, and the concept of a 'soft landing.' We'll share an uplifting story about a Connecticut dry-cleaning business that saved a local turtle migration. So, tune in for a comprehensive understanding of the market that promises to keep you glued to your seats!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Imagine embarking on a financial empowerment journey, exploring fatherhood, and adventuring to the world's most breathtaking corners, all while savoring delicious flavors. That's what we're promising you in this episode. Jason and Amber share their experiences as parents— the triumphs, the trials, and everything in between. We also discuss the idea of travel as a life-enhancing experience, taking you on a virtual tour from the East Coast of Australia to the rugged trails of Camino de Santiago.But hold on; the journey doesn't end there! We're also exploring the hidden gems within the U.S., including the majestic Denali National Park in Alaska, the vibrant San Francisco, California, and the peaceful North Cascades National Park in Washington. And for all you food lovers out there, Jason will share his secret recipe for Jason's Mop Sauce, a tangy delight perfect for grilling your favorite meats. This episode is a blend of wisdom, laughter, adventure, and mouth-watering foodie moments— all packed into a joyous journey of discovery. So buckle up, and let's start this amazing journey together!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Jason was out of town with his family, so we're bringing you an older episode. Ever wondered about pickleball and why it's sweeping the nation? Well, we've got the perfect episode for you! Join us as we talk with certified professional pickleball coach and six-degree black belt Roseanne de Tomaso. She brings her martial arts background to play as we delve into the safety measures and the social side of this rapidly growing sport. Whether you're a beginner or a seasoned player, listen inprepareready to up your game.But that's not all we cover in this episode. How about some expert insights on retirement planning? Jason's advice isn't limited to the pickleball court; he also guides us through the labyrinth of retirement plans. We break down the costs, eligibility, and advantages of various plan types - SEP IRA, Simple IRA, 401K, and Defined Benefit Plan. We also tackle the challenge of managing short-term employee coverage. Craftingfting the perfect retirement plan doesn't have to be a solo sport. Say goodbye to confusion and tune in to this episode to get your retirement planning on the right track!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

What if I told you the stock market is not as intimidating as it seems? That's right - this episode of Dad Sense is all about breaking down the financial happenings of June, all with the easy-to-understand, lighthearted banter you've come to expect from us.We'll dive into the surprising performance of US stocks, with the S&P 500 rallying a whopping 16% and NASDAQ showcasing a record-breaking 32% increase. But it's not all about the ups. We also touch on the not-so-great performance of bonds and what that all means for you. Taking a closer look, we dissect the stock market titans like Apple, Google, Nvidia, and Tesla, who dominated June. We also examine how large-cap stocks outperformed the rest of the market. As we shift gears to bonds, we discuss the Fed's decision to hold the federal funds rate at 5 to 5.25%. Finally, we wrap up with a snapshot of the economic performance in June and how it mirrors May's performance. Get ready to have some fun while we unravel the complexities of the stock market and the economy with a touch of Dad Sense!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

What if a hobby could be your secret weapon to living a longer, more fulfilled life? Welcome to Dad Cents, where Jason and thoughtful guest, Amber, unlock the surprising link between hobbies and longevity. This episode will equip you with the power of scientific research and personal anecdotes, revealing how leisure activities can enhance your well-being, enrich relationships, and boost job performance.Listen in as we guide you to a healthier, happier, and more productive life!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Hey there, finance enthusiasts! Brace yourselves as we dive headfirst into the world of financial independence and retirement planning, equipping you with the knowledge to transform your budget from earning years to your golden years. But here at Dad Cents, we're not just about the numbers. It's also about enriching your quality of life and adding a dash of sweetness with our special recipe - a mouth-watering Glazed, Old Fashioned Donut Cake inspired by my daughter Jual's birthday request. Get set to uncover the secret to your comfortable retirement lifestyle as we chat about matters that require your attention. Discover how having a year's buffer before retirement can be a game-changer, and learn to budget for the exciting endeavors you've always wanted to undertake. We're talking travel expenses, healthcare costs, and even the nitty-gritty of keeping your car running. So, let's embark on this journey of creating financial ease, planning a fulfilling retirement, and of course, baking that tantalizing three-layer donut cake for Jual's birthday. The countdown is on!Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Ever feel like your financial goals are slipping away from you? Join us as we dive into the importance of conducting a mid-year financial review and its benefits to your short-term and long-term objectives. By the end of our chat, you'll be well on your way to understanding the power of a regular financial checkup and staying on the path toward achieving your goals. Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Are you ready to reduce your retirement taxable income and enjoy tax-free growth? Discover the benefits of the Roth IRA conversion strategy in our latest Dad's Sense episode, where Jason discusses tax-free growth, withdrawals, and the flexibility of withdrawing funds when needed. Plus, learn the ins and outs of the backdoor Roth conversion and how it can benefit your financial future.We also dive into the importance of swimming safety as Amber shares her experience with her daughter's swim lessons. Explore the benefits of group settings for children's learning and motivation, and hear our thoughts on finding the right balance between individual and group lessons. Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update for insights that may help inform your investment strategy! Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Jason was traveling last week, and due to the Memorial Holiday, he wasn't able to record a new episode of Dad Cents. However, we brought back another popular episode for your enjoyment. When you retire, you'll likely draw your income from several sources— such as retirement accounts, taxable investment accounts, and Social Security Benefits. Did you know that each of these sources is taxed according to its own rules? Join Jason (and special guest Amber Fuchs) as he explains these rules, whether (and when) you're required to make withdrawals, and how paying taxes on distributions will impact your overall financial goals. At the end of this episode, you'll feel confident with the ability to accurately plan for your retirement. Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Jason is traveling this week, so we're rewinding to an episode in Season One where he talks about the value of rebalancing your investments - something we all should be looking into, given the strange climate we're in. Enjoy, and see you next week!  Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Like it or not, taxes are a way of life. They fund great things like roads, libraries and parks, but nobody wants to pay more than they absolutely have to. And hopefully, like many others, you're getting a refund. Saving money is a bit like eating healthy; you know you should eat your veggies, but it's hard to resist indulging in something more fun. Like making healthy choices, a tax refund can present the opportunity to splurge. But, more importantly, it's a chance to put yourself in a better financial position. If you're getting a refund from the IRS, you'll want to listen to today's episode before you run out and splurge! Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

We hear your concerns about the debt ceiling. It's natural for investors to have concerns about their portfolios and how this debt ceiling might impact them. But guess what? You aren't alone. We're experiencing the same volatility in our investments, and we're in this together. Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don't? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we're giving you your own CFP® designation (the highest possible certification) and guidance from a team of financial experts. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. A building can't complete without a solid foundation. So, keep listening and empower your finances today. Thanks for being here! We couldn't do this show without you. Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

This week's update comes to you from San Diego, CA! Jason chats with one of his analysts on this special edition of our monthly market update. You don't want to miss this one! Listen to our monthly market update for insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Dad Cents has come a long way! We've been doing this for three years. Can you believe it? Jason is traveling in California this week, collaborating with other financial advisors. He aims to obtain additional knowledge to add value for his clients - folks like you! We're rewinding to our first episode, where Jason and his wife Amber talk about their adoption. Enjoy, and see you next week!  Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Like it or not, taxes are a way of life. They fund great things like roads, libraries, and parks, but nobody wants to pay more than they absolutely have to. At Sage Path, we often get questions like, “How can I balance my tax obligations with my financial goals?” One possible option is a Roth IRA.  Roth IRAs are tax-advantaged retirement savings accounts that can be quite useful if you expect your tax obligations will rise as you get older. Because withdrawals from a Roth are tax-free, it's an especially attractive option for high-earning households.   Unfortunately, the US tax code prohibits individuals or households from contributing to a Roth IRA if they earn over a certain annual income.   But there IS a workaround (creatively known as a “backdoor Roth conversion” among tax and financial professionals). And that's what Jason will cover in today's episode. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Some people approach buying a car like they approach marriage, “‘til death do us part.” Others prefer to keep their options open, trading in every few years for the latest make and model, the most cutting-edge technology, or the highest horsepower.  Whichever describes you best, we all face a similar decision when acquiring a car: finance, lease, or pay cash.  From an investment perspective, which choice is best? Well, that's what Jason will cover in today's episode. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Nowadays, it's pretty tricky to define a “traditional” family unit – they come in all shapes and sizes. Economic well-being for these households can often be challenging since the family's needs fall on the shoulders of only one person. Usually, single parents may feel overwhelmed with paying expenses and managing debt. Even though budgets may feel stretched, financial planning can help single parents more effectively manage their many responsibilities (raising children, handling money, building financial security, and much more). Jason discusses financial planning tips for single parents.Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update for insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

In an unpredictable economy marked by ongoing layoffs and inflation, women across all generations may feel that reaching their financial goals is a journey riddled with roadblocks. However, no matter the kinds of goals women have, the generations they belong to, or the personal situations they are in, women can reach these goals and achieve financial freedom.  Some steps to get there are tried and true strategies that can help keep budgets and bills in shape. Others depend on sticking to plans and staying accountable. Jason shares steps to save money in 2023 and reach your financial goals.Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Many misconceptions and gaps of knowledge about Social Security can prove costly. Today, Jason shares seven things that will help clarify those misconceptions and fill in those gaps. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

We have many excellent female listeners, so we will focus on women in March. Despite progress toward financial planning and saving, women often face challenges regarding their financial security that can impact their retirement investing and saving.  Women need to recognize these barriers to saving and investing and prepare by making informed decisions for themselves. How? Jason shares six essential components to retirement readiness that can help you build a solid foundation as you prepare for retirement. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

You may wonder how the recent collapse of Silicon Valley Bank (SIVB) may impact your investments. Jason shares his thoughts in this special market update. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update to get insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

You may have heard of or encountered the term financial literacy as you've learned how to navigate finance and make monetary decisions. In today's episode, Jason discusses what financial literacy means and how to achieve it. You know you've mastered financial literacy when you're confident in making informed money decisions!Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

By the time you've reached your forties, you've usually hit your stride.  You're finally established in your career with a couple of promotions under your belt.  If you're married, you might have a couple of kids, maybe a house with a yard. If you're single, you've got your space precisely how you like it, and you've probably figured out how to take lavish vacations.  Forty is when most of us find out who we are and who we want to be, and it's when we knuckle down to develop a plan to stay on our life's path. Even when you've got it all mapped out, everyone can still benefit from some savvy financial advice.  In today's episode, Jason shares with you Financial Tips for your 40s, simple, helpful ideas to help you make significant decisions in preparation for the rest of the life you've worked hard for so far.Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Retirement has been portrayed as an ending, a grand exit from your years in the workplace. But we wonder, what are your dreams? What are your passions? What did you maybe not have time to do while you were working, taking care of your kids, and doing all those extracurriculars? What is your life's purpose? Maybe you'd like to continue working in retirement, part-time, full-time, or as a volunteer. In today's episode, Jason shares with you five benefits of working in retirement. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update to get insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Who out there is just as excited about taxes as we are? Clearly, we're being sarcastic. But, fewer things, they are more reliable than tax day, even if that deadline has shifted around a bit in recent years. This year, tax day is April 18th for most taxpayers. Recent legislation changes include substantial increases to standard deduction amounts, and the IRS has modified itemized deductions. In today's episode, Jason shares last-minute tips before tax time. And hey, we're happy to work with you and our tax professional to be sure your financial plan aligns with your tax strategy. So please don't hesitate to contact us. Thanks for listening!Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Consider what you would like to do when you retire. If you can't picture it, Jason has a fantastic book that will help. Everyone has a unique vision of retirement that they want. You've been working hard, working diligently toward that day, and hopefully, you've already put some thought into your dream retirement scenario. Now is the perfect time to reassess and ensure your financial plan aligns with your goals (your dream retirement scenario). Today, Jason shares with you three financial tips for your sixties. He has six total, but you all are busy, and Jason won't share all of them. If you'd like to see the other three, call or email us, and we'd be happy to send them to you. No strings attached. Seriously.Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

When you think about important relationships in your life, you probably think of your family, your friends, maybe your work colleagues, and maybe your healthcare professionals, but do you think about your financial advisor?Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Jason will share three learning opportunities to help you teach your kids and grandkids to be patient spenders early on and adopt sound money management skills. What if we told you that the most valuable legacy you can pass on to your kids and grandkids isn't an object, it's not money, but education about effectively managing money? Teaching valuable money skills while kids are young puts them at an advantage. And this is especially true when it comes time to create and live a sustainable lifestyle when they reach adulthood. Without it, any income or inheritance might as well be as good as gone. It's easy for young people to grasp the basics of how money in exchange for goods and services works, and you can do that through simple activities like the ones Jason lays out for you today. But it's just as easy for kids to pick up any bad money habits you have as well. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Welcome to season four of Dad Cents! That's right; we've been doing this for three years. Can you believe it?! It started with our first episode, "Coronavirus and Cupcakes," Jason's favorite. If you haven't heard it, check it out!  We've grown tremendously, and it's because of you all. We are so grateful that you take the time to listen to our show. Thank you so much! We've got an exciting season in store for you. We're pumped about this year, and 2023 will be a good one! Today Jason discusses how you can make 2023 your best year by setting financial resolutions. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update to get insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Happy Holidays to you and your loved ones! Take a break and chill (no pun intended) because this is the time of year to rejoice, celebrate, and feel rewarded. And let's never forget the importance of sharing, shall we? Have fun!Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Turning 50 can signal the start of some of our best accomplishments. Julia Child began her iconic cooking show when she was 51. Ray Crock launched McDonald's at 52. There here are many ways to make the most of our fifties, including financially. In this episode, Jason covers two financial tips for your fifties, and he hopes these tips to help you on making the most of this exciting time in your life. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update to get insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

On last week's episode, Jason thought it would be fun to pass along a list of creative, engaging ways to spend New Year's Eve with children. When the excitement of the holidays fizzles out, most folks start focusing on ways to be financially wiser in the new year. And one easy way to do that is to spend smarter by cutting unnecessary costs. On today's episode, Jason shares three easy ways to winterize your home, lower your utility bills, and protect your most significant investment. That's right, your home. And hopefully, these suggestions can help you save all winter long!Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

On last week's episode, Jason talked about how your sanity and your wallet could benefit from an easier way to shop. He shared a few apps with you to make your shopping experience more enjoyable and a little bit easier. With New Year's Eve on the horizon.  Jason thought it would be fun to pass along this list of creative, engaging ways to spend New Year's Eve with children. Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Jason wanted to share his genuine appreciation as we give thanks this holiday season. Without you, Dad Cents would not be where it is today. We are so thankful for all of your support throughout the year!We wish you and your loved ones a happy Thanksgiving!Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Who doesn't love the magic of the winter holidays? The warmth from gathered family and friends and the comfort of traditions. But the winter holidays also come with the headaches of never-ending to-do lists, crowded stores, and increased expenses. Wouldn't it be great if there was a resource that could help you cut back on holiday stress while saving a few bucks? Jason will cover that over the next few episodes of Dad Cents. So here's hoping these episodes lower your stress and give you more time this holiday season! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Did you know… with thoughtful, advanced planning, you can extend your legacy of charitable giving beyond your lifetime, creating lasting benefits for the organizations you care about? And if you desire to give back to society (or a particular cause) as part of your legacy, there are many ways you can do so.  Besides feeling good about giving back, a bonus of giving is that when you include sharing in your financial plan, you can make an impact while also receiving tax benefits.  Jason shares six tips to help guide you as you work towards including philanthropic giving as part of your goals in your financial plan.Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Listen to our monthly market update to get insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!

Dad Cents returns on Tuesday, November 8th, with a new episode!  And we'll release a new episode every week. We're going to keep them short and simple. Jason loves food and finance. So, each episode will briefly cover food and one financial topic. Please send us your ideas, questions, comments, etc., to info@sagepathfa.com. You have been a lovely audience. Jason has missed you dearly and looks forward to connecting with you soon. Take care, and thank you for making this such a fantastic show! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.Contact us at info@sagepathfa.com or 904-366-9388. Thanks for listening! We appreciate you!