Podcasts about Yoy

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Building Drought6:13 USDA Preview9:41 Export Sales12:21 Brazil's Crop Report14:20 Inflation is Up

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Intro0:49 USDA Preview3:38 Argentina Situation7:22 Positive (ish) Soybean Spin10:11 Biofuel Back and Forth12:15 Ethanol Production

- One of the biggest SaaS security incidents recently of course is the Salesloft Drive/Salesforce incident, which impacted hundreds of organizations and involved compromised OAuth tokens. Can you tell us a bit about the incident and the fallout?- In an AppOmni blog on the incident, you all discuss attackers taking advantage of persistent OAuth access, over-permissive access, limited monitoring, and unsecured secrets. Why do these problems continue to plague organizations despite incidents like this?This is part of a broader trend of increased SaaS supply chain attacks. What makes these attacks so enticing for malicious actors and challenging for organizations to prevent entirely?You recently published your State of SaaS Security Report, which projects SaaS to grow 20% YoY between 2025 and 2032. This is despite 75% of organizations reporting a SaaS security incident in the past year. Why do you think we're seeing continued growth in adoption but still lagging in SaaS security to accompany the adoption?The report discusses the rise of NHIs and GenAI and how this will exacerbate problems around SaaS Access and incidents. Can you unpack that for us?I was shocked to see the report find that just 13% of organizations use SSPM tooling despite SaaS's widespread adoption. When you talk to enterprises, for example, nearly everyone is doing some CSPM activity for IaaS. Why are so many neglecting hygiene and posture for their SaaS footprint?

You may not realize it, but that bitcoin ATM at your corner store is probably bringing in some serious cash. Get the headlines that matter, right when they hit the wire: Join our Telegram group for market moving news on top Bitcoin equities like $MSTR, $MARA, $RIOT, $CLSK, and more:  https://t.me/blockspacenews Welcome back to The Mining Pod! Today, Brandon Mintz, CEO of Bitcoin Depot joins Colin to talk about building the largest Bitcoin ATM network in North America with 9,000+ machines. They discuss how the Bitcoin ATM business model works, why someone would buy bitcoin from an ATM rather than an exchange, why Bitcoin ATMs tend to have premiums, and what areas the company may explore for expansion. Subscribe to our newsletter!  **Notes:** • Bitcoin Depot has 9,000+ ATMs across 3 countries • Q2 revenue up 6% YoY to $172.1M • 15% of US transactions still use cash • 1,700 ATMs ready for deployment Timestamps: 00:00 Start 03:16 Founding Bitcoin Depot 05:58 The first BTC ATM? 07:14 Current revenue growth 09:52 Establishing an ATM location 11:54 Deciding ATM locations 16:01 Profit sharing w/ locations 17:33 Convincing locations 19:31 Are ATMs not price sensitive? 22:21 Operating expenses 23:26 ATM user profile 25:45 Price premium 28:59 Revenue valuation 31:46 Expansion 32:27 European market 32:59 Treasury strategy 35:20 Treasury company frothy market 36:57 Regulation changes

Get the headlines that matter, right when they hit the wire: Join our Telegram group for market moving news on top Bitcoin equities like $MSTR, $MARA, $RIOT, $CLSK, and more:  https://t.me/blockspacenews Welcome back to The Mining Pod! Today, Brandon Mintz, CEO of Bitcoin Depot joins Colin to talk about building the largest Bitcoin ATM network in North America with 9,000+ machines. They discuss how the Bitcoin ATM business model works, why someone would buy bitcoin from an ATM rather than an exchange, why Bitcoin ATMs tend to have premiums, and what areas the company may explore for expansion. Subscribe to our newsletter!  **Notes:** • Bitcoin Depot has 9,000+ ATMs across 3 countries • Q2 revenue up 6% YoY to $172.1M • 15% of US transactions still use cash • 1,700 ATMs ready for deployment Timestamps: 00::00 Start 03:16 Founding Bitcoin Depot 05:58 The first BTC ATM? 07:14 Current revenue growth 09:52 Establishing an ATM location 11:54 Deciding ATM locations 16:01 Profit sharing w/ locations 17:33 Convincing locations 19:31 Are ATMs not price sensitive? 22:21 Operating expenses 23:26 ATM user profile 25:45 Price premium 28:59 Revenue valuation 31:46 Expansion 32:27 European market 32:59 Treasury strategy 35:20 Treasury company frothy market 36:57 Regulation changes

Likefolio's Andy Swan shares his take on Chewy's (CHWY) recent resurgence. Swan cites strong auto-ship metrics as a tailwind, with 82% of revenue coming from this segment and low churn rates. However, he also notes a 12% YOY decline in August web traffic, which could lead to a disappointing Q4 earnings report. Swan believes Chewy needs to find another avenue of revenue growth, possibly through its veterinary clinics, to support its current valuation. He maintains a neutral but slightly bearish stance on the stock heading into earnings.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Freeze1:35 Unknown Buys Soybeans2:43 Export Sales8:35 Monster Corn Yield Estimate9:56 The Funds10:59 Job Growth Slows

Ain't no party like a Beatbox party, cause a Beatbox party don't stop…except when the production lines get foreclosed on! But to better understand that last statement, it requires a brief four-year “rise and fall” history lesson surrounding the small Canadian public company named Flow Beverage Corporation. In mid-2021, a reverse takeover transaction was completed on the premium water company, and Flow Beverage began trading on the Toronto Stock Exchange. After that liquidity event, the total fundraising amount of Flow Beverage ballooned to around $100 million (which included celebrities like Post Malone and athletes like Russell Westbrook). And I'm mentioning that financial snapshot of total amount raised by Flow Beverage for interesting several reasons. Firstly, irrespective of CPG category…raising nine-figures of capital is substantial (and shouldn't be overlooked). Also, it appears even more significant after realizing the company's highest annual revenue never expanded beyond merely one-third of that total fundraising amount…a far cry from the founder (and CEO) Nicholas Reichenbach stating in 2021 that he'd “take Flow Beverage to multi-billion dollars of revenue annually.” Next, capital structure challenges became a central reason for the demise of Flow Beverage…a mere four years after going public. And arguably the “straw that broke the camel's back” happened in May 2025 when Nicholas Reichenbach signed a series of binding term sheets (requiring personal guarantee) that seemed (even at the time) unlikely to solve any working capital issues. But as you've likely been able to determine already…Flow Beverage wasn't Liquid Death. And since Flow Beverage wasn't a highly skilled marketing company that just so happened to sell packaged beverages…burning nine-figures of capital on advertising would've been frankly absurd! Instead, at the time of the reverse takeover transaction, Flow Beverage owned two artesian springs and operated two North American Tetra Pak-capable production facilities. So, Flow Beverage was the opposite of the typical beverage company deploying an asset-light business model. And while those Tetra Pak manufacturing sites were used to produce Flow Alkaline Spring Water, the company also utilized them for contract manufacturing…servicing customers like BeatBox Beverages, BioSteel, and Joyburst. But a few weeks ago, Flow Beverage was forced to enter into a support agreement and transfer ownership of the business and its assets to primary lenders (i.e. NFS Leasing Canada and RI Flow) after they demanded repayment. And this foreclosure obviously leaves uncertainty around what could happen during the restructuring process...especially for its largest contract manufacturing customer Beatbox Beverages (one of the fastest-growing and top-selling RTD alcohol brands in the United States). If you aren't familiar, Beatbox Beverages has become the brand that's bringing the party to the alcohol industry. Yet, the “original party punch” has proven its way more than just a music festival favorite…becoming the most engaged alcohol brand on social media, with availability in over 125K stores across all 50 states. In 2025, BeatBox Beverages is expected to sell over 12 million cases…amounting to over $250 million in retail sales. And with BeatBox Beverages experiencing triple-digit YoY retail sales growth over the past few years…it must consistently reach for operational excellence, or the proverbial party could end abruptly.

Shoot us a Text.Episode #1137: VinFast leans into a dealer-driven strategy while VW puts the brakes on ID.4 production despite rock-bottom lease pricing. Meanwhile, Porsche unveils a slick wireless charger for its next-gen Cayenne EV.Show Notes with links:Despite reporting a larger Q2 loss, Vietnamese EV maker VinFast is still betting on a traditional dealership model to accelerate growth and cut costs. The shift marks a major pivot from its direct-to-consumer roots.Q2 net loss hit $812M, up 15% from Q1, as VinFast ramps global marketing and R&D.Revenue rose 91.6% YoY to $663M, with vehicle deliveries jumping 172% to 35,837 units.Founder Pham Nhat Vuong pledged $1.5B to support expansion and R&D as the company moves away from company-owned showrooms to a lighter, franchised dealership model.“We stick to our goal this year and are flexible with our market approach amid (the) changing global situation,” said Chairperson Thuy Le.Despite offering the most affordable EV lease in the U.S., Volkswagen is pausing ID.4 production in Chattanooga as consumer demand continues to drop.Production will stop in late October, affecting 160 workers who will be furloughed with 80% pay and full benefits.ID.4 sales dropped 65% in Q2, down to 1,992 units, compared to 5,665 in the same quarter last year.Loss of federal EV tax credit and increased competition from Hyundai and GM have hurt demand.Volkswagen has dropped lease pricing to $129/month, but discounts haven't reversed the trend.A company spokesperson called the pause a “market-driven decision” with no set restart date.Forget cables—Porsche's new wireless charging pad for the upcoming Cayenne EV brings smartphone-style convenience to your driveway, with high-tech safety features and surprisingly strong performance.The 11-kW wireless charger pad delivers overnight charging speeds, matching typical Level 2 plug-in options.The system activates automatically when a compatible vehicle parks over the pad, eliminating the need to plug in.Pad is air-cooled; vehicle-mounted plate is liquid-cooled and must be pre-wired at the factory.Built-in radar pauses charging if it detects pets or metal objects, adding a layer of safety to home charging.U.S. pricing is still pending, but the full system—including vehicle integration—is expected to cost around $9,500 based on European estimates.0:00 Intro with Kyle Mountsier and Michael Cirillo0:52 The ebbs and flows of mainstream news1:54 Announcements2:54 Vinfast Announces $812M Q2 Loss5:46 VW To Pause US ID.4 Production9:12 Porsche To Offer Wireless ChargingJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

In this episode of The Ad Project, Joe and Maarja discuss the latest Amazon Ads algorithm changes shaking up Sponsored ProductsKey takeaways:Auto campaigns now account for nearly 40% of impressions, with broad match also climbing.Exact match still drives the highest conversion rates (>20%), but its share is shrinking.CPCs are rising on broad (+20% YoY) while auto remains cheapest.Amazon is weighting “Loose Match” and “Substitutes” more heavily within auto targeting.Advertisers should balance discovery and efficiency: run auto/broad with strong negatives, harvest winners into exact/phrase, and monitor impression share shifts.Adapt your strategy now—the balance between efficiency engines (exact) and discovery engines (auto/broad) is the new reality of Amazon Ads.

Santa Clarita Real Estate Market Update – September 3, 2025Welcome back! I'm Connor MacIvor, your Realtor with Honor (CALDRE 01238257) at SantaClaritaOpenHouses.com, bringing you today's deep dive into what's really happening across the Santa Clarita Valley housing market. Whether you're eyeing Valencia's Paseos, Canyon Country's rolling hills, Saugus's family neighborhoods, or anywhere in greater Los Angeles, this video is your go-to source for smart, actionable insight.Market SnapshotOver the last seven days, Santa Clarita recorded 55 closed sales, averaging ~7 per day. Closings ranged from a $314,000 condo in Valencia to a $1.69M Westridge SFR. The median closed price is ~$760,000, with the average at ~$818,000—slightly below August's $930,000 median due to contract lag.By area:Valencia: 22 closings (40%), ~$950,000 avg.Canyon Country: 14 closings (25%), ~$650,000 avg.Saugus: 9 closings, ~$800,000 avg.Others: Newhall, Castaic, Acton, Agua Dulce steady with 1–3 closings each.Inventory is rising: 87 new listings this week, pushing active homes to ~760, a multi-year high. That's up 10% YoY, tilting the market toward buyers with more leverage and more choice.Days on Market (DOM)Homes are now sitting 73–77 days on average, nearly double last year. Family buyers slow activity during the school year, especially in districts like William S. Hart. For sellers, this means pricing right and staging matter more than ever. For buyers, longer DOM creates 5–10% negotiation opportunities.Seasonal ShiftWe're entering the fall-winter season, historically 20–30% quieter than summer. Holidays pull focus, but serious sellers and buyers win: faster escrows, better concessions, and less competition.Mortgage RatesRelief is here. The 30-year fixed sits near 6.46%, the lowest in 10 months, down from 7% earlier in 2025. On an $800,000 loan, dropping from 7% to 6.5% saves ~$300/month. Another Fed cut could push rates toward 6.1–6.5% by year-end, freeing move-up buyers from “golden handcuffs.”Insurance Crisis – Don't Skip ThisAs I stressed in my recent blog and YouTube Short, California's insurance crisis is Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

In this episode the hosts break down a surprisingly solid liquor store deal in Washington, DC, questioning whether a 3x multiple and $500K SDE is too good to be true.Business Listing – https://www.tworld.com/buy-a-business/listings/80yrs-old-sba-appd-profitable-corner-liquor-biz-in-nw-dc-Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

In this episode the hosts break down a surprisingly solid liquor store deal in Washington, DC, questioning whether a 3x multiple and $500K SDE is too good to be true.Business Listing – https://www.tworld.com/buy-a-business/listings/80yrs-old-sba-appd-profitable-corner-liquor-biz-in-nw-dc-Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Kidoz Inc. (TSXV: KDOZ | OTCQB: KDOZF) is scaling its mobile gamer engagement platform, serving America's blue-chip brands such as LEGO, Mattel and McDonald's.The company has delivered CAD $57M in revenue over the last three years (2022–2024) and reported record first-half 2025 revenue of $7.28M, reinforcing its strong growth trajectory.“Kidoz has recorded the highest first-half revenue in the Company's history, and we are confident that H2 will put us into record territory for the year.” said Jason Williams, CEO.WHY THIS MATTERS NOWAs regulators tighten rules on data use for minors, brands need scale without personal data. Kidoz operates a Google-certified, Apple-approved network that reaches over 1 billion mobile gamers worldwide across tens of thousands of apps, providing safe, high-impact access for leading brands including LEGO, Mattel, and McDonald's.COMMERCIAL MOMENTUMBuilding on $57M over the past three years, Kidoz is accelerating growth through Q2 Sales & Marketing, increasing spending by 95% YoY and non-capitalized R&D by 48% YoY to strengthen product and pipeline while maintaining disciplined execution.PRODUCT ADVANTAGEThe platform's Kite IQ engine enables contextual targeting in real time, matching ads to game and app environments without relying on personal data. This supports both performance and compliance objectives for global advertisers.THE OPPORTUNITYMobile gaming is a global pastime, yet brand ad spend in the channel remains early relative to audience size. With scale, safety credentials, and new AI-driven tools, Kidoz is positioned to convert agency tests into larger, multi-market programs.Bottom Line: Kidoz has established itself as a leader in safe mobile gamer engagement. The combination of record H1 revenue, blue-chip partnerships and continued investment in sales and technology underpins a strong case for growth.

Shoot us a Text.Episode #1131: Live from Day 2 at the NAMAD Annual Meeting with co-host Erroll Bomar III! We recap our biggest takeaways from the first day of amazing conversations and content, plus look at the record $56.4B that consumers will spend on new vehicles in August.ASOTU's coverage is brought to you by Connected Dealer Services.Show Notes with links:Automotive retail is posting a strong for August, driven by expiring EV incentives and a calendar twist that included Labor Day. Consumers are projected to spend a record $54.6B on new vehicles, as electrified models reached peak share.Total new-vehicle sales projected at 1.48M, up 8.2% YoY; SAAR at 16.1M.EV retail share hits record 12.0%, up from 9.5% last year, driven by incentive pull-forward.Incentive spending restrained at 6.2% of MSRP amid tariff pressure.Average transaction price reaches $44,750; consumer spend hits August record.“The results are unquestionably inflated by shoppers accelerating their electric vehicle purchases to take advantage of Federal EV credits.” – Thomas King, J.D. PowerJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

In this KE Report update, we're joined by Brett Heath, CEO of Metalla Royalty & Streaming (TSX.V:MTA & NYSE:MTA), to review the company's Q2 2025 financial results and discuss where the next phase of growth will come from. Key Topics Covered: Strong Q2 performance: Royalty revenue up 208% YoY to $2.7M, driven by 840 attributable gold equivalent ounces at realized prices of ~$3,289/oz. Near-term growth: Royalty revenue set to climb with the Endeavor Mine restart, Amalgamated Kirkland ramp-up, and La Parrilla restart plans. Medium-term catalysts: Integration of Goslin at IAMGOLD's Côté Mine expected to significantly boost value by 2026–2027. Long-term optionality: Large-scale development assets such as Equinox's Castle Mountain, Hudbay's Copper World, and G Mining's Gurupi Project advancing toward production later this decade. M&A landscape: How rising cash flows across the sector are reshaping opportunities for growth-focused royalty companies. Strategic outlook: Balancing use of credit facilities vs. equity to pursue larger, cash-flowing acquisitions and aiming for $100M+ in annual revenue by the end of the decade.   Click here to visit the Metalla Royalty & Streaming website to learn more about the Company and portfolio of royalty and stream assets.

In this episode of The Hydrogen Podcast, we go deep into the latest hydrogen developments from India and the U.S.—and what they mean for the global energy future.

Shoot us a Text.Episode #1127: We're diving into major tariff relief for EU carmakers, Sonic Automotive's EchoPark outpacing expectations, and how generative AI is rewriting the rules for online retail traffic. Show Notes with links:The automotive industry is watching closely as the U.S. and EU hammer out a framework deal that could bring massive tariff relief for European automaker. The fine print could mean big savings and new market access.The EU and U.S. announced a new trade framework aiming to reduce U.S. auto tariffs from 27.5% to 15%.Relief would be retroactive to August 1 if the EU introduces enabling legislation this month.In exchange, the EU pledged to cut tariffs on U.S. industrial goods and increase access for American agricultural products.The deal may expand to include mutual recognition of auto safety standards and influence future U.S. agreements with Japan and South Korea.EU Trade Commissioner Maros Sefcovic emphasized urgency: “It is the European Commission's firm intention to make proposals by the end of this month.”Sonic Automotive just dropped its Q2 2025 earnings, and while a hefty impairment charge dented the bottom line, EchoPark's performance made sure the story stayed bullish.Total revenue reached a record $3.7B, up 6% YoY.Despite a $172.4M impairment charge, adjusted EPS surged 49% to $2.19, beating expectations.EchoPark led the charge with $62.1M in gross profit (+22%) and a 679% increase in adjusted segment income.Segment income rose from $3.9M to $11.7M — a 200% leap.“EchoPark is just on fire,” said Sonic President Jeff Dyke.Adobe reports a massive 4,700% YoY increase in U.S. retail site traffic driven by generative AI platforms like ChatGPT and Gemini — a clear signal that AI is transforming the online shopping journey.Traffic from gen-AI sources has grown monthly since the 2024 holiday season.90% of users trust gen-AI recommendations; bounce rates are down 27%.Visits from AI referrals are 10% more engaged, with 32% longer durations.The conversion gap between AI and non-AI traffic has shrunk from 49% in January to 23% in July.“It's allowing a very optimized, urgent, efficient journey,” said Adobe's Vivek Pandya.0:00 Intro with Paul J Daly and Kyle Mountsier1:35 Next week, Paul and Erroll Bomar III will be at NAMAD next week2:38 EU-US Finalizing New Trade Deal4:35 EchoPark Boosts Sonic's Q2 Earnings6:52 4700% Increase In Retail Traffic From GenAI SitesJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

In this episode, Lex speaks with Ravi Adusumilli - President and GM of the Americas at Airwallex. Ravi and Lex discuss how Airwallex has evolved into a global financial platform by offering businesses an integrated suite of cross-border payments, treasury, and banking services. Founded in 2015, Airwallex now supports 150,000 customers, processes $130 billion in annualized volume (up 73% YoY), and projects a $1 billion revenue run rate by year-end.The company's success stems from its end-to-end infrastructure, homegrown payment rails, and multi-product strategy, with 80% of revenue now coming from customers using more than one product. Airwallex differentiates itself by focusing on global-first B2B use cases and building regional autonomy alongside centralized infrastructure. While not prioritizing stablecoins today, the company is exploring AI-driven financial operations and aims to reach $1 trillion in transaction volume by 2030. NOTABLE DISCUSSION POINTS:Airwallex's Infrastructure: Proprietary Global Payment NetworkAirwallex operates a proprietary global payment infrastructure that processes 95% of its $130 billion in annualized transaction volume. The company has developed its own technology and regulatory framework in partnership with over 60 banks worldwide. This approach reduces dependence on legacy systems such as SWIFT and supports greater control over transaction speed, cost, and compliance.Expansion Through Multi-Product OfferingAirwallex has expanded its services beyond cross-border payments to include card issuance, spend management, treasury functions, and merchant acquiring. According to company data, 80% of revenue is generated from customers using multiple products. Payments now account for 70% of net revenue and are growing at three times the rate year over year.Decentralized Go-To-Market StructureAirwallex employs a regional management model, with General Managers responsible for performance and operations in specific geographies. This structure is supported by centralized functions such as product development, compliance, and engineering. With 1,700 employees in 26 offices, the company uses this hybrid model to manage growth and adapt to local regulatory environments across multiple regions, including Latin America and Asia-Pacific. TOPICSAirwallex, Stripe, Brex, Rippling, Shopify, Pinterest, Visa, fintech, global payments, e-commerce, cross-border transactions, paytech, embedded payments, CFO stack, stablecoins, AI ABOUT THE FINTECH BLUEPRINT

Shoot us a Text.Episode #1124: Today we break down the latest Fixed Ops Golden Metrics, showing where service departments are winning and where there's room to grow. We also look at how dealer inventory has returned to pre-tariff “normal” levels, and why Atlantans are playing cancellation games just to ride in a Waymo robotaxi.The Fixed Ops Golden Metrics 2025 report from Reynolds and Reynolds highlights how service departments are stacking up in hours, labor rates, and RO profits—plus the big gains from technician efficiency tools.Dealers are grouped two ways—by urban classification (Major Urban, Metro, Community, Rural) and by 5 volume classes based on monthly customer-pay ROs: Class 1: 1,200.High-volume Class 5 stores topped 3,000 hrs/month. Major Urban averaged 1,613 hrs/month vs. Rural at 490. Major Urban led profit per RO at $414, Rural just $225. Class 1 averaged $400, dropping to $243 in Class 5.Using recommendation software added +0.5 hrs/RO, +$18 ELR, and +$62 profit/RO—worth $9K more profit/month for a 150-RO store.After months of tariff shocks and supply swings, dealer lots look familiar again. The average automaker now has a 73-day supply of new cars — right on the industry's long-term target.Lots once ran as high as 89 days of supply during early tariff panic.Inventories plunged to 66 days when 25% tariffs first hit but have since recovered.Despite costs, prices rose just 1.5% YoY as automakers and dealers absorbed tariffs.Some brands buck the trend: Toyota/Lexus are tight with just over a month of supply, while Ram and Land Rover sit on four months' worth.Waymo has expanded beyond its California and Arizona roots, bringing robotaxis to Atlanta. But there's a catch: you can only hail one through Uber, and it's not guaranteed.Riders can select “Prefer Waymo” in the Uber app, but often get matched with human drivers.Some Atlantans cancel ride after ride—one reporting 20 cancellations on average—just to snag a Waymo.Waymo has only dozens of vehicles in the city now, with plans to grow to hundreds in coming years.Riders can improve their odds by staying inside the 65-square-mile service zone, avoiding highways, and riding outside peak times.As one rider put it, “The fact that it's so challenging to get has turned it into a game.”0:00 Intro with Paul J Daly and Kyle Mountsier1:08 We'll be at the NAMAD Annual Meeting next week1:45 Webinar on Dealer Reputation Tomorrow2:26 Fixed Ops Golden Metrics from Reynolds and ReynoldsJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

1️⃣ Blockchain DXB Podcast – 19th Aug

Joe's Premium Subscription: https://standardgrain.com/Apple Podcasts https://podcasts.apple.com/us/podcast...Spotify https://open.spotify.com/show/4NJ9AZc...Futures and options trading involves risk of loss and is not suitable for everyone.

Will FitLife Brands be able to show the “one man's trash” proverb is an effective growth strategy within the supplement industry? But for anyone new to these quarterly content pieces, FitLife Brands sells more than 250 SKUs across 13 supplement brands…each with a slightly different product portfolio and sales channel strategy. In total, the FitLife Brands portfolio is sold through more than 20K retail locations globally. But throughout this content, you'll hear me categorize the FitLife Brands portfolio into three segments: Legacy FitLife Brands, Mimi's Rock Corporation, and MusclePharm. Though, everything will be changing very soon with the recent acquisition of Irwin Naturals. In the second quarter of 2025, FitLife Brands Inc. (NASDAQ: FTLF) had revenues of $16.1 million...which was down 5% YoY. But while there's strategic initiatives going on that involve the legacy FitLife Brands and Mimi's Rock segments, the most intriguing activity within FitLife Brands is also currently its smallest segment (i.e. MusclePharm). In the second quarter of 2025, MusclePharm segment revenue was just under $2.6 million...which decreased 4% YoY. But maybe you're hearing that result…thinking to yourself “that's not too terrible,” and I'd typically agree (if it wasn't due to self-inflicted strategic wounds). After learning that FitLife Brands intended to bid on the bankrupt assets of MusclePharm, I was generally excited because it seemed to “be a good shepherd to the brand in the latter part of its life cycle.” Also, the pattern of conservative decision-making had me thinking FitLife Brands fully understood it's a turnaround marathon (and not a sprint). Moreover, it was super simple to see that the last 7+ years of MusclePharm brand mismanagement had provided a sizable amount of unlocked value that was just waiting to come out. Furthermore, doing the required “hard work” upfront (aka running the turnaround marathon) to rebuild the foundation of MusclePharm for the long haul would inherently unlock enough short-term financial results to appease shareholders around the acquisition ROI. Yet…that isn't what happened thus far! Instead, FitLife Brands has surprised me (and not in a good way), as leadership has been unable to learn from past MusclePharm experiences that in hindsight were major underlying driver of its failure. It started with “becoming a victim of product line extension creep” but quickly progressed to chasing ready-to-drink protein beverage (and ready-to-eat protein bar) mirages. Finally, I'll discuss the recent decision of FitLife Brands to find potentially “easier growth” through more M&A opportunities. During the first half of 2025, Irwin Naturals generated revenue of $33.1 million. And since the first half 2025 revenue of FitLife Brands was basically a million dollars less…the acquisition of Irwin Naturals effectively doubles the top-line revenue of new combined company.

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The brand portfolio of Glanbia Performance Nutrition is the definition of a beige flag...not offensive, but not particularly inspiring or exciting either! Glanbia Plc (LON:GLB) is a multibillion-dollar global nutrition company that's currently comprised of three divisions that span across the B2B supply chain (i.e. Health & Nutrition and Dairy Nutrition) and branded products (Performance Nutrition). “Health & Nutrition” is a leading global ingredients solutions business, providing value added ingredient and flavor solutions to a range of attractive, high-growth end markets. In the first half of 2025, revenue increased by 18% YoY. Also, Glanbia announced the acquisition of Sweetmix, a Brazil-based nutritional premix and ingredients solutions business that will reportedly enable the Health & Nutrition segment to continue its Latin America expansion. “Dairy Nutrition” is the number one producer of American-style cheddar cheese in the U.S. market, but more importantly (for my audience) the number one producer of whey protein isolate…and provides a wide range of dairy and functional protein solutions. In the first half of 2025, revenue increased by 14.1%. The brands in the Glanbia Performance Nutrition portfolio include; Optimum Nutrition, BSN, think!, Isopure, Amazing Grass, and SlimFast. Glanbia Performance Nutrition had first half 2025 revenue that declined by 3.8% YoY, driven by a volume decrease of 3.5% and a price decrease of 0.3%. Additionally, I'll dive deeper into Glanbia Performance Nutrition geographical, sales channel, product format, and categorial performance. As part of the branded products portfolio part of the group-wide transformation program announced last November, Glanbia had begun the sale process on the weight management brand SlimFast (that was acquired for $350 million in 2018) and announced it signed an agreement for the sale of Body & Fit (that was acquired in 2017). So, if negative impact from non-core brands were excluded from the first half performance, GPN revenue would have only declined 1.5% YoY. Optimum Nutrition, which was the initial M&A transaction in 2008 that created the GPN division, now represents 67% of the total revenue. In the last year, Optimum Nutrition generated revenue of approximately $1.2 billion. The other largest share of GPN revenue is the healthy lifestyle brand portfolio makes up 19% and includes ISOPURE, think!, and Amazing Grass. While these healthy lifestyle portfolio brands have collectively performed relatively strong over the last several years, revenue was only up 0.6% YoY in the first half of 2025. And for the final portion of my latest first principles thinking content, I'll focus my “beige flag” assessment by examining GPN revenue by product format...and discuss the new ISOPURE protein water, think! crispy squares, and several new powdered supplement innovations like Optimum Nutrition creatine plus. I'll end with a discussion around what should be the strategic "north star" for Glanbia Performance Nutrition.

In today's Five Things You Need to Know in Multifamily, we're talking books, market shifts, and bold moves.I just finished (almost) Barry Diller's Who Knew? — an incredible ride from humble beginnings to industry legend. If you're in leadership, entrepreneurship, or just love a well-told story, this is worth your time.Next, a stat that caught my attention: short-term vacation rentals saw a 12% YoY spike in May while U.S. hotels grew just 2%. This “shadow market” is pulling on hotel performance — and similar competitive pressures are brewing in multifamily.Then, a BizNow headline hit me hard: Commercial real estate investors are done waiting for a rate cut. The ice is thawing. Deals are happening. If you can pencil them, even imperfectly, now might be the time to get in the game and show the market you're serious.We also talk about immersive media in multifamily marketing. Virtual unit tours, drone shots, neighborhood views — all designed to spark emotion. Because we buy with our hearts, then justify with our heads.Finally, the AI arms race is accelerating. Companies like OpenAI are making moves to integrate deeply into business ecosystems — property management included. Sooner than you think, AI could be your competitive edge… or your competitor's.If you want to stay sharp in multifamily, proptech, and leadership — hit Like, Subscribe, and turn on notifications.For more engaging content, explore our offerings at the[https://www.multifamilycollective.com](https://www.multifamilycollective.com/) and the [https://www.multifamilymedianetwork.com](https://www.multifamilymedianetwork.com/)Join us to stay informed and inspired in the multifamily industry!

Retail's “canary in the coal mine” moment has arrived. The H1 2025 Retail Recap Report reveals a sector under strain from economic volatility, shifting consumer habits, tariff pressures, and rising job losses. In this episode, we unpack the numbers and narratives driving this change, from cautious shoppers and evolving mall spaces to mounting supply chain costs and looming risks for the second half of the year.Drawing on retail performance data, executive insights, and industry forecasts, we connect the dots between consumer psychology, policy impacts, and the strategic crossroads facing retailers. Whether targeting high-income spenders or pivoting to extreme value propositions, businesses must navigate a retail landscape that's fundamentally shifting beneath their feet.What You'll Learn in This Episode:1. The State of Consumer SpendingWhy warehouse clubs and dollar stores are thrivingCaution in grocery spending and reluctance to try new brandsHealth and wellness as a persistent priority amid belt-tightening2. Economic Indicators Behind the SlowdownInflation masking weaker sales volumesH1 driven by high-income spenders while low-income visits drop sharplyMcDonald's reports double-digit declines in low-income customer visits3. Tariff Pressures and Their Consumer Impact$100M in projected costs for Under Armour from tariffs aloneGoldman Sachs estimates tariffs could add $2,400 annually to household expensesPrice impacts on clothing, cars, and fresh produce4. Job Market Shifts in RetailRetail job cuts up 249% YoY, totaling over 80,000 in H1Signs of systemic change beyond seasonal adjustments5. Tourism and Service Sector HeadwindsWTTC forecasts $29B drop in U.S. international tourism spendingU.S. as the only country projected to see a decline in 20256. What to Expect in H2 2025Holiday season uncertainty despite typical seasonal uptickStrategic fork: target the wealthy or pivot hard to value retailInflation, interest rates, and tariffs as ongoing headwindsKey Takeaways:Consumer caution is reshaping where and how people spendTariffs are directly raising household costs and straining retailer marginsJob cuts and slowing tourism add to the sector's instabilityRetailers face a stark strategic choice for the rest of 2025The middle ground in retail is eroding, redefining economic health indicatorsSubscribe to our podcast for expert analysis on retail trends, economic indicators, and consumer behavior shifts. Visit The Future of Commerce for deeper insights into how market forces and policy decisions are shaping the retail landscape. Share this episode with retail strategists, policy watchers, and anyone navigating the challenges of 2025's volatile economy.

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Alexandra McGauley is a visionary leader and one of the youngest female L8 executives in Amazon's history, achieving the rank at just 27. As an Auburn University Supply Chain Management graduate, she spent eight years at Amazon leading thousands of employees across operations, learning, finance, safety, HR, IT, loss prevention, maintenance, and engineering. In 2020, she built Amazon's pandemic training support team from the ground up, supporting the onboarding of over 150,000 essential workers. Prior to leaving Amazon, she directly led a total org size of about 100+ salaried leaders, 2800 hourly employees, and a network initiative to improve on-time customer deliveries by ~40% YoY across 33 sites.After Amazon, she led at startup unicorn, Scale AI where she designed and scaled a data labeling workforce that generated millions in ARR in less than 4 months. Alexandra then took a leap to confront systemic gaps in dataset diversity and quality by founding Erud AI. Erud AI is fully bootstrapped and profitable in under a year of operations. Erud AI is startup based in Austin, Texas, and specializes in niche fields, expert fields, and multimodal data creation for AI applications. As a business process outsourcing partner, Erud AI handles the heavy operational lift of sourcing, employing, and training AI data teams. Clients appreciate Erud AI's focus on customer service and quality. Separately, Alexandra takes on a limited number of clients as a Fractional COO to boost organization efficiency, productivity, and profitability.Alexandra is passionate about fostering diverse talent and embedding ethical frameworks into AI development across industries and applications. Listeners will value her expertise in scaling high-performing teams, operational excellence, grit and tenacity, and responsible AI data practices. Key Moments [06:06] Ethical Data Sourcing Mission [09:35] Leaving Amazon to Build My Vision [10:54] Managing Payroll for Contractors [15:31] Value of Business Cards Find Alexandra Onlinehttps://erud.ai/newsletterhttps://linkedin.com/in/amcgauleyhttps://alexandramcgauley.com If you're enjoying Entrepreneur's Enigma, please give me a review on the podcast directory of your choice. The show is on all of them and these reviews really help others find the show. iTunes: https://gmwd.us/itunes Podchaser: https://gmwd.us/podchaser TrueFans: https://gmwd.us/truefans Also, if you're getting value from the show and want to buy me a coffee, go to the show notes to get the link to get me a coffee to keep me awake, while I work on bringing you more great episodes to your ears. →  https://gmwd.us/buy-me-a-coffee or support me on TrueFans.fm → https://gmwd.us/truefans. Follow Seth Online: Seth | Digital Marketer (@s3th.me) Seth Goldstein | LinkedIn: LinkedIn.com/in/sethmgoldstein Seth On Mastodon: https://indieweb.social/@phillycodehound Seth's Marketing Junto Newsletter: https://MarketingJunto.com Leave The Show A Voicemail: https://voiceline.app/ee Learn more about your ad choices. Visit megaphone.fm/adchoices

Small Cap Breaking News You Can't Miss! Here's a quick rundown of the latest updates from standout small-cap companies making big moves today.Titan Mining (TSX: TI) Titan delivered strong Q2 results at its Empire State Mine, boosting zinc production by 7% YoY while advancing construction of the first integrated U.S. natural flake graphite facility in over 70 years. Over 50% of major plant equipment is on site, with commissioning on track for Q4 2025. Supported by U.S. EXIM Bank financing, Titan is positioning itself as a dual-commodity supplier in zinc and graphite, two minerals key to clean energy supply chains.Kodiak Copper (TSXV: KDK) Kodiak released its first mineral resource estimate for the MPD copper-gold project in B.C., covering four of seven known mineralized zones. The initial resource stands at 56.4Mt indicated (0.42% CuEq) and 240.7Mt inferred (0.33% CuEq), with significant expansion potential as three more zones are drilled ahead of a full update later this year.Fury Gold Mines (TSX: FURY) Fury's first drilling at the Sakami Project in Quebec intersected 41.5m of 1.23 g/t gold, including a high-grade 7m at 3.15 g/t. Results confirm continuity and highlight growth potential at the La Pointe Extension, with assays pending from additional holes, including the first-ever drilling at the Juliette target.Sitka Gold (TSXV: SIG) Sitka expanded its Rhosgobel discovery at the RC Gold Project in Yukon, hitting 166.0m of 1.14 g/t gold from surface, including 8.0m at 4.86 g/t. The mineralized zone now extends 900m in strike and remains open in all directions, with assays pending from 48 more holes.Sranan Gold (CSE: SRAN) Sranan reported a standout trench result of 36.7 g/t gold over 5m at its Tapanahony Project in Suriname, just 150m south of the Randy's Pit artisanal mining area. This high-grade discovery extends the “Randy trend” and sets the stage for ongoing trenching and drilling aimed at defining a maiden resource.Follow AGORACOM for more breaking small-cap news and updates — and don't miss our latest interviews on the AGORACOM Small Cap Podcast.

A slowdown in retail sales is rippling through the industry, with new tariffs and supply chain volatility forcing retailers to rethink everything from pricing to inventory management. In this episode, inspired by Retail and tariffs: Stockpiles, agility, and a supply chain reckoning, we break down the economic forces and operational shifts behind the headlines.Drawing on the latest NRF Retail Monitor data, RELX Solutions' supply chain study, and real-world cases from Target to the toy industry, we explore how consumer caution, trade policy, and global disruptions are converging—and how retailers are responding with AI, automation, and supplier diversification to stay resilient.What You'll Learn in This Episode:1. The Current State of Retail SalesJune 2025 marks the first monthly sales decline since FebruaryConsumer caution is slowing momentum despite year-over-year growth in some categoriesDigital goods stand out with a 24% YoY increase, while big-ticket items slump2. Why Consumer Psychology MattersUncertainty around tariffs and the economy is driving a “wait-and-see” approachHow sentiment influences spending beyond inflation or interest rate changes3. The Supply Chain Pressure CookerFindings from RELX Solutions: 60% of companies restructuring supply chainsTop pain points: demand volatility, trade disruptions, lack of real-time dataMoves toward nearshoring, automation, and AI for agility4. Three Major Pressure Points and SolutionsSupplier diversification: real-time info-sharing and AI trade-off modelingInventory planning: unified data, AI simulation engines, and multi-echelon optimizationDemand planning: dynamic AI forecasting that adapts to policy changes5. Case Studies in ChangeTarget: Ending competitor price-matching amid tariff cost pressuresToy industry: 145% tariffs on Chinese imports threaten half of SME toy makers6. Technology as the Strategic LeverAI-driven visibility and optimization for resilienceInventory pooling and RFID for better tracking and cost controlPredictive analytics to match stock levels with volatile demandKey Takeaways:Retail sales are slowing as consumer caution deepens amid economic uncertaintyTariffs and trade policy shifts are driving supply chain reinvention at scaleAI and automation are essential tools for resilience and agilityRetail policies, from price-matching to product availability, are shifting in real timeThe impact reaches every shopper's cart—what's available, and at what priceSubscribe to our podcast for expert insights on retail strategy, supply chain innovation, and the evolving consumer landscape. Visit The Future of Commerce for in-depth research on how global trade and technology are reshaping retail. Share this episode with supply chain leaders, retail strategists, and consumer market analysts navigating the current volatility.

Volatility is picking up in the stock market, but the Nasdaq still signals further upside within a steady rising trend. The end of the week could be pivotal for what comes next.Before that, we'll get the inflation prints: CPI on Tuesday and PPI on Thursday. Consensus looks for July CPI at +0.2% MoM and ~2.8% YoY.Many economists have argued since February for higher inflation. Jim disagrees—he argues lower energy prices will keep inflation in check, offsetting tariff pressures by reducing production and transport costs.Thanks to a strong rally in NIO since the last podcast, the $1,000 Challenge is now heading toward $4,000.All this and more in this week's episode of Trading Tips With Jim.Topics: Nasdaq, CPI, PPI, inflation, energy prices, tariffs, NIO, stock market outlook, trading strategies.

Alani Nu is experiencing “scary-level growth,” but that shouldn't be concerning…as Celsius Holdings leadership doesn't get spooked easily! Celsius Holdings (NASDAQ: CELH) had quarterly revenue of $739.3 million, which was up 84% YoY. Excluding the Alani Nu acquisition-related financial impact, CELSIUS brand revenue grew 9% YoY. And if you were wondering about Alani Nu, it's second quarter revenue was $301.5 million…which equates to around 106% YoY growth! According to Circana last 13-week retail sales data, CELSIUS increased by 3% YoY...remaining the third-largest energy drink brand in the category with a dollar share of 11%. Alani Nu increased retail sales 129% YoY and is now the dominant fourth player in the U.S. energy drinks market with dollar share of 6.3%. If we look at Celsius Holdings combined brand portfolio, it reached 17.3% of dollar share for the last 13-week period ending June 29, 2025...ranking it third and trailing only Red Bull and the combined Monster Beverage portfolio. Additionally, if you were to consider the last 52-week period ending July 20, 2025…Celsius Holdings retail sales were over $4 billion, surpassing the combined sales of the next eight energy drink brands. Celsius Holdings has experienced massive growth in convenience stores, foodservice (e.g. fast food restaurants), mass retailers like Walmart, the club channel in retailers like Costco, and the Amazon marketplace. And international expansion presents significant opportunity for incremental growth over the next three to five years. With the Celsius brand basically at full distribution now…growth will be unlocked through a strategic growth framework that John Fieldly recently branded as “more people,” “more places,” and “more often.” And while Alani Nu will obviously be integrated into many aspects of that strategic growth framework...it will currently be done outside of the PepsiCo distribution network. If you remember (in my initial content) after the M&A deal was officially announced, I made the strategic recommendation regarding Alani Nu independent DSD distribution network continuity…as I believed it provided Celsius Holdings the best near-term strategic plan to (1) minimize platform “key customer risk,” (2) strengthen focus on other business integration elements, but (3) lower near-term cannibalization risk significantly. But beyond the distribution strategy difference, Alani Nu is also “leaps and bounds” ahead of the CELSIUS brand in leveraging LTO product innovation. Alani Nu showed extraordinary strength, led by Sherbet Swirl and Cotton Candy. But believe it or not…expectations are even higher heading into the next quarterly reporting period, as Alani Nu customers are going wild across social media about the fan favorite Witch's Brew flavor recently returning to stores (along with a funky new LTO flavor Pumpkin Cream). But or the Celsius Holdings portfolio to meaningfully expand its household penetration beyond the current 43%, it must stay culturally relevant with the next generation of modern energy drinkers by continuing to invest in brand awareness activities that focus on driving trial and loyalty.

Microsoft's fiscal year ended on a high note, assuming you didn't just get laid off. WinSAT's formal assessment will give you some interesting PC performance information, similar to the old WEI score from Windows Vista. And Proton finally makes a standalone authenticator app; How to transition from whatever you're currently using and why you'll need to keep using Microsoft Authenticator too.Microsoft Earning Quarterly: net income of $27.2 billion on revenues of $76.4 billion. Those figures represent gains of 24 percent and 18 percent, respectively, year-over-year (YOY) Annual: a net income of $101.8 billion (up 16 percent YOY) on revenues of $281.7 billion (up 15 percent) Another look at layoffs, which are nothing new under Satya Nadella - Over 17,000 in CY 2025 so far, despite over $100 billion in profits in FY Headcount "unchanged" YOY Big announcements below were likely made to avoid Qs about layoffs and it almost worked AI spending in FY was about $85 billion, higher than promised AI spending in this quarter will jump to $30 billion (!!!!) Azure earned $75 billion in revenues in FY, its first-ever disclosure of this number - Fun with math, that means $56 billion in revenues in previous FY. How far back can we go? Microsoft's market cap exceeded $4 trillion after earnings release "Copilot" has over 100 million MAUs, really M365 Copilot, which even Nadella thinks is a new M365 tier GitHub Copilot has over 20 million MAUs, probably most are free HUGE gains in Microsoft Gaming/Xbox, discussed below Windows 11 But first, something completely different: Microsoft's "vision" for Windows in 2030 David Weston a curious choice for this video, first in a series - he's in security Daily work life changes thanks to AI - less toil work, less eyes and more talking, multimodal interactions Security - customers want appliance-level security, "it just works" security - Degenerates into a general security discussion Back to AI, reclaiming our lives Windows 11 SE, RIP - We hardly knew you. Literally. Insider: Changes to Home view in File Explorer for Work and School sign-ins, Settings app changes in Dev (25H2) and Beta (24H2) More earnings AMD - HUGE gains in its PC businesses! Qualcomm up 10% Apple up 9.6% Amazon up 13% AI & dev OpenAI releases its first open-weight reasoning models and Microsoft gives them away for free Apple is trying to Sherlock ChatGPT Of course Alexa+ will get ads Dev: Microsoft has a native app problem on Windows Microsoft says it will fix Windows App SDK Paul just switched .NETpad to the Windows App SDK and can confirm it's a nightmare WPF is half-assed... and last year, it took Microsoft over 9 months to deliver the first Windows Copilot Runtime capabilities to devs, but you still can't use this in production. Also, it's not called that anymore Xbox & games Microsoft Gaming has over 500 million MAUs - More fun with math COD has 50 million MAUs Microsoft has nearly 40 games in development Xbox Game Pass has $5 billion in revenues in FY, over 500 million hours played in FY Gaming Copilot (Beta) is available on Game Bar for Windows PC for Xbox Insiders enrolled in the PC Gaming Preview Assassin's Creed Mirage and more coming to Game Pass this month OG Switch models now cost more thanks to tariffs Tips & Picks Tip of the week: These show notes have been truncated due to length. For the full show notes, visit https://twit.tv/shows/windows-weekly/episodes/944 Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Sponsors: 1password.com/windowsweekly uscloud.com

Microsoft's fiscal year ended on a high note, assuming you didn't just get laid off. WinSAT's formal assessment will give you some interesting PC performance information, similar to the old WEI score from Windows Vista. And Proton finally makes a standalone authenticator app; How to transition from whatever you're currently using and why you'll need to keep using Microsoft Authenticator too.Microsoft Earning Quarterly: net income of $27.2 billion on revenues of $76.4 billion. Those figures represent gains of 24 percent and 18 percent, respectively, year-over-year (YOY) Annual: a net income of $101.8 billion (up 16 percent YOY) on revenues of $281.7 billion (up 15 percent) Another look at layoffs, which are nothing new under Satya Nadella - Over 17,000 in CY 2025 so far, despite over $100 billion in profits in FY Headcount "unchanged" YOY Big announcements below were likely made to avoid Qs about layoffs and it almost worked AI spending in FY was about $85 billion, higher than promised AI spending in this quarter will jump to $30 billion (!!!!) Azure earned $75 billion in revenues in FY, its first-ever disclosure of this number - Fun with math, that means $56 billion in revenues in previous FY. How far back can we go? Microsoft's market cap exceeded $4 trillion after earnings release "Copilot" has over 100 million MAUs, really M365 Copilot, which even Nadella thinks is a new M365 tier GitHub Copilot has over 20 million MAUs, probably most are free HUGE gains in Microsoft Gaming/Xbox, discussed below Windows 11 But first, something completely different: Microsoft's "vision" for Windows in 2030 David Weston a curious choice for this video, first in a series - he's in security Daily work life changes thanks to AI - less toil work, less eyes and more talking, multimodal interactions Security - customers want appliance-level security, "it just works" security - Degenerates into a general security discussion Back to AI, reclaiming our lives Windows 11 SE, RIP - We hardly knew you. Literally. Insider: Changes to Home view in File Explorer for Work and School sign-ins, Settings app changes in Dev (25H2) and Beta (24H2) More earnings AMD - HUGE gains in its PC businesses! Qualcomm up 10% Apple up 9.6% Amazon up 13% AI & dev OpenAI releases its first open-weight reasoning models and Microsoft gives them away for free Apple is trying to Sherlock ChatGPT Of course Alexa+ will get ads Dev: Microsoft has a native app problem on Windows Microsoft says it will fix Windows App SDK Paul just switched .NETpad to the Windows App SDK and can confirm it's a nightmare WPF is half-assed... and last year, it took Microsoft over 9 months to deliver the first Windows Copilot Runtime capabilities to devs, but you still can't use this in production. Also, it's not called that anymore Xbox & games Microsoft Gaming has over 500 million MAUs - More fun with math COD has 50 million MAUs Microsoft has nearly 40 games in development Xbox Game Pass has $5 billion in revenues in FY, over 500 million hours played in FY Gaming Copilot (Beta) is available on Game Bar for Windows PC for Xbox Insiders enrolled in the PC Gaming Preview Assassin's Creed Mirage and more coming to Game Pass this month OG Switch models now cost more thanks to tariffs Tips & Picks Tip of the week: These show notes have been truncated due to length. For the full show notes, visit https://twit.tv/shows/windows-weekly/episodes/944 Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Sponsors: 1password.com/windowsweekly uscloud.com

Microsoft's fiscal year ended on a high note, assuming you didn't just get laid off. WinSAT's formal assessment will give you some interesting PC performance information, similar to the old WEI score from Windows Vista. And Proton finally makes a standalone authenticator app; How to transition from whatever you're currently using and why you'll need to keep using Microsoft Authenticator too.Microsoft Earning Quarterly: net income of $27.2 billion on revenues of $76.4 billion. Those figures represent gains of 24 percent and 18 percent, respectively, year-over-year (YOY) Annual: a net income of $101.8 billion (up 16 percent YOY) on revenues of $281.7 billion (up 15 percent) Another look at layoffs, which are nothing new under Satya Nadella - Over 17,000 in CY 2025 so far, despite over $100 billion in profits in FY Headcount "unchanged" YOY Big announcements below were likely made to avoid Qs about layoffs and it almost worked AI spending in FY was about $85 billion, higher than promised AI spending in this quarter will jump to $30 billion (!!!!) Azure earned $75 billion in revenues in FY, its first-ever disclosure of this number - Fun with math, that means $56 billion in revenues in previous FY. How far back can we go? Microsoft's market cap exceeded $4 trillion after earnings release "Copilot" has over 100 million MAUs, really M365 Copilot, which even Nadella thinks is a new M365 tier GitHub Copilot has over 20 million MAUs, probably most are free HUGE gains in Microsoft Gaming/Xbox, discussed below Windows 11 But first, something completely different: Microsoft's "vision" for Windows in 2030 David Weston a curious choice for this video, first in a series - he's in security Daily work life changes thanks to AI - less toil work, less eyes and more talking, multimodal interactions Security - customers want appliance-level security, "it just works" security - Degenerates into a general security discussion Back to AI, reclaiming our lives Windows 11 SE, RIP - We hardly knew you. Literally. Insider: Changes to Home view in File Explorer for Work and School sign-ins, Settings app changes in Dev (25H2) and Beta (24H2) More earnings AMD - HUGE gains in its PC businesses! Qualcomm up 10% Apple up 9.6% Amazon up 13% AI & dev OpenAI releases its first open-weight reasoning models and Microsoft gives them away for free Apple is trying to Sherlock ChatGPT Of course Alexa+ will get ads Dev: Microsoft has a native app problem on Windows Microsoft says it will fix Windows App SDK Paul just switched .NETpad to the Windows App SDK and can confirm it's a nightmare WPF is half-assed... and last year, it took Microsoft over 9 months to deliver the first Windows Copilot Runtime capabilities to devs, but you still can't use this in production. Also, it's not called that anymore Xbox & games Microsoft Gaming has over 500 million MAUs - More fun with math COD has 50 million MAUs Microsoft has nearly 40 games in development Xbox Game Pass has $5 billion in revenues in FY, over 500 million hours played in FY Gaming Copilot (Beta) is available on Game Bar for Windows PC for Xbox Insiders enrolled in the PC Gaming Preview Assassin's Creed Mirage and more coming to Game Pass this month OG Switch models now cost more thanks to tariffs Tips & Picks Tip of the week: These show notes have been truncated due to length. For the full show notes, visit https://twit.tv/shows/windows-weekly/episodes/944 Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Sponsors: 1password.com/windowsweekly uscloud.com

Microsoft's fiscal year ended on a high note, assuming you didn't just get laid off. WinSAT's formal assessment will give you some interesting PC performance information, similar to the old WEI score from Windows Vista. And Proton finally makes a standalone authenticator app; How to transition from whatever you're currently using and why you'll need to keep using Microsoft Authenticator too.Microsoft Earning Quarterly: net income of $27.2 billion on revenues of $76.4 billion. Those figures represent gains of 24 percent and 18 percent, respectively, year-over-year (YOY) Annual: a net income of $101.8 billion (up 16 percent YOY) on revenues of $281.7 billion (up 15 percent) Another look at layoffs, which are nothing new under Satya Nadella - Over 17,000 in CY 2025 so far, despite over $100 billion in profits in FY Headcount "unchanged" YOY Big announcements below were likely made to avoid Qs about layoffs and it almost worked AI spending in FY was about $85 billion, higher than promised AI spending in this quarter will jump to $30 billion (!!!!) Azure earned $75 billion in revenues in FY, its first-ever disclosure of this number - Fun with math, that means $56 billion in revenues in previous FY. How far back can we go? Microsoft's market cap exceeded $4 trillion after earnings release "Copilot" has over 100 million MAUs, really M365 Copilot, which even Nadella thinks is a new M365 tier GitHub Copilot has over 20 million MAUs, probably most are free HUGE gains in Microsoft Gaming/Xbox, discussed below Windows 11 But first, something completely different: Microsoft's "vision" for Windows in 2030 David Weston a curious choice for this video, first in a series - he's in security Daily work life changes thanks to AI - less toil work, less eyes and more talking, multimodal interactions Security - customers want appliance-level security, "it just works" security - Degenerates into a general security discussion Back to AI, reclaiming our lives Windows 11 SE, RIP - We hardly knew you. Literally. Insider: Changes to Home view in File Explorer for Work and School sign-ins, Settings app changes in Dev (25H2) and Beta (24H2) More earnings AMD - HUGE gains in its PC businesses! Qualcomm up 10% Apple up 9.6% Amazon up 13% AI & dev OpenAI releases its first open-weight reasoning models and Microsoft gives them away for free Apple is trying to Sherlock ChatGPT Of course Alexa+ will get ads Dev: Microsoft has a native app problem on Windows Microsoft says it will fix Windows App SDK Paul just switched .NETpad to the Windows App SDK and can confirm it's a nightmare WPF is half-assed... and last year, it took Microsoft over 9 months to deliver the first Windows Copilot Runtime capabilities to devs, but you still can't use this in production. Also, it's not called that anymore Xbox & games Microsoft Gaming has over 500 million MAUs - More fun with math COD has 50 million MAUs Microsoft has nearly 40 games in development Xbox Game Pass has $5 billion in revenues in FY, over 500 million hours played in FY Gaming Copilot (Beta) is available on Game Bar for Windows PC for Xbox Insiders enrolled in the PC Gaming Preview Assassin's Creed Mirage and more coming to Game Pass this month OG Switch models now cost more thanks to tariffs Tips & Picks Tip of the week: These show notes have been truncated due to length. For the full show notes, visit https://twit.tv/shows/windows-weekly/episodes/944 Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Sponsors: 1password.com/windowsweekly uscloud.com

Last summer, it was a protein Ice Cream experiential marketing event. And now it's a collaboration with my fellow dessert loving Ohioan Christina Tosi (Founder of Milk Bar). Come on Premier Protein…I'm feeling super left out! BellRing Brands (NYSE: BRBR) is a portfolio that owns a collection of convenient nutrition brands like Premier Protein and Dymatize Nutrition, which was previously wholly-owned by Post Holdings. A fast-paced and busy lifestyle is pushing consumers to switch to quick and healthy meal options. This has resulted in above average categorical growth rates and increased household penetration of RTD protein shakes that promote active lifestyles. Additionally, powders are becoming more mainstream, and category proliferation has created an environment where more consumers are purchasing both every day and performance nutrition positioned protein products at grocery stores and mass retailers. Bellring Brands reported 2025 Q3 net sales of $547.5 million, which was up 6.2% YoY. Premier Protein (~90% of BellRing Brands total revenue) grew 6% YoY, which came from an nearly equal amount of volume growth and price increases. Dymatize Nutrition was up 5.4% YoY, stemming from volume increases within international markets and new product introductions. In response to these elevated sports nutrition competitive threats, BellRing Brands has attempted to invest further into Dymatize brand marketing and restarting product innovation. Though, I'd say neither effort has resulted in meaningful success yet. Moreover, I provide three deep dives into the functional CPG portfolio's "hero SKU families" of Premier Protein RTD protein shakes and Premier Protein and Dymatize protein powders. But my latest first principles thinking content will examine the recent Premier Protein packaging refresh and how the leading protein shake brand (understanding the power of an afternoon sweet treat) has consistently found ways to highlight the versatility of their product that doesn't sacrifice flavor for nutrition. The Premier Protein and Milk Bar menu includes a Blueberry Pancake Super Cookie, Mega Milkshake Caramel Cake, and Power-Packed Tiramisu Truffle. But here's the sad part for me (and many of you too), these decadent protein treats are only available at Milk Bar flagship locations and for delivery in the select markets. And since I currently don't have any business travel planned over the next several weeks to those cities…I'll have to hope they extend this collaboration into packaged goods one day in the future!

Microsoft's fiscal year ended on a high note, assuming you didn't just get laid off. WinSAT's formal assessment will give you some interesting PC performance information, similar to the old WEI score from Windows Vista. And Proton finally makes a standalone authenticator app; How to transition from whatever you're currently using and why you'll need to keep using Microsoft Authenticator too.Microsoft Earning Quarterly: net income of $27.2 billion on revenues of $76.4 billion. Those figures represent gains of 24 percent and 18 percent, respectively, year-over-year (YOY) Annual: a net income of $101.8 billion (up 16 percent YOY) on revenues of $281.7 billion (up 15 percent) Another look at layoffs, which are nothing new under Satya Nadella - Over 17,000 in CY 2025 so far, despite over $100 billion in profits in FY Headcount "unchanged" YOY Big announcements below were likely made to avoid Qs about layoffs and it almost worked AI spending in FY was about $85 billion, higher than promised AI spending in this quarter will jump to $30 billion (!!!!) Azure earned $75 billion in revenues in FY, its first-ever disclosure of this number - Fun with math, that means $56 billion in revenues in previous FY. How far back can we go? Microsoft's market cap exceeded $4 trillion after earnings release "Copilot" has over 100 million MAUs, really M365 Copilot, which even Nadella thinks is a new M365 tier GitHub Copilot has over 20 million MAUs, probably most are free HUGE gains in Microsoft Gaming/Xbox, discussed below Windows 11 But first, something completely different: Microsoft's "vision" for Windows in 2030 David Weston a curious choice for this video, first in a series - he's in security Daily work life changes thanks to AI - less toil work, less eyes and more talking, multimodal interactions Security - customers want appliance-level security, "it just works" security - Degenerates into a general security discussion Back to AI, reclaiming our lives Windows 11 SE, RIP - We hardly knew you. Literally. Insider: Changes to Home view in File Explorer for Work and School sign-ins, Settings app changes in Dev (25H2) and Beta (24H2) More earnings AMD - HUGE gains in its PC businesses! Qualcomm up 10% Apple up 9.6% Amazon up 13% AI & dev OpenAI releases its first open-weight reasoning models and Microsoft gives them away for free Apple is trying to Sherlock ChatGPT Of course Alexa+ will get ads Dev: Microsoft has a native app problem on Windows Microsoft says it will fix Windows App SDK Paul just switched .NETpad to the Windows App SDK and can confirm it's a nightmare WPF is half-assed... and last year, it took Microsoft over 9 months to deliver the first Windows Copilot Runtime capabilities to devs, but you still can't use this in production. Also, it's not called that anymore Xbox & games Microsoft Gaming has over 500 million MAUs - More fun with math COD has 50 million MAUs Microsoft has nearly 40 games in development Xbox Game Pass has $5 billion in revenues in FY, over 500 million hours played in FY Gaming Copilot (Beta) is available on Game Bar for Windows PC for Xbox Insiders enrolled in the PC Gaming Preview Assassin's Creed Mirage and more coming to Game Pass this month OG Switch models now cost more thanks to tariffs Tips & Picks Tip of the week: These show notes have been truncated due to length. For the full show notes, visit https://twit.tv/shows/windows-weekly/episodes/944 Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Sponsors: 1password.com/windowsweekly uscloud.com

Internxt is creating a digital world that respects user privacy by making the ultimate web-3 privacy-first suite a reality. Internxt Drive, Mail, Send, Meet, Cleaner, Antivirus, VPN, and more.Fran Villalba Segarra (Spain, 1997) is the Founder and CEO of Internxt. He recently joined the Bitcoin.com News Podcast to talk about how to make the switch to the post-quantum zero-knowledge encrypted internet suite with Internxt.Internxt is one of the fastest-growing web3 startups, currently being valued at over €40M and offering its services to over a million users. Launched in 2020, the company has grown sustainably, at a steady 100% YoY rate to date. Fran is part of the Forbes 30 Under 30 2024 list and is one of the most well-known, reputable tech entrepreneurs in the space.In this episode Fran discussed the company's mission to create a privacy-respecting digital world, offering alternatives to major tech companies. Internxt provides cloud storage, VPN, and antivirus services with zero-knowledge client-side encryption, meaning they cannot access or sell user data. Segarra shared that his personal experience with a data breach at a previous company inspired him to build Internext to address the widespread issue of data insecurity and privacy violations by large tech entities. He highlighted that Internext recently became the first cloud company to offer post-quantum encryption, enhancing security and aligning with a "trustless" philosophy where users retain ultimate control over their data.Segarra also detailed Internxt's crypto strategy, which includes building a Bitcoin reserve through crypto payments and mining. He explained that Internext accepts nearly all cryptocurrencies via a partnership with Coingate, converting all crypto payments into Bitcoin for their reserve. Segarra emphasized the advantages of being an EU-based technology company due to the strong privacy protections offered by GDPR, which he believes surpasses those in other regions like the US or even Switzerland.Looking ahead, Segarra outlined Internxt's product expansion plans, including individual, business, and family subscriptions, with lifetime plans offering bundled services like VPN, antivirus, and upcoming features such as Internxt Meet, Internxt Mail, and a device cleaner, aiming to provide a comprehensive Google suite alternative. Segarra encouraged users to try Internxt's services, emphasizing their innovative, disruptive, and user-friendly nature, and highlighted the availability of promotional deals and a free 1 GB plan for testing.To learn more about the company visit internxt.com and follow the team on X. You can also check out pricing for a special offer right now and pay via crypto at Coingate.

Let's talk about how the most intriguing “active nutrition” brand portfolio isn't controlled by some legacy supplement company. Instead, in just two short years, Keurig Dr Pepper (NASDAQ: KDP) went from getting its categorical butt kicked in the “three-headed monster” of active nutrition beverages (aka energy drinks, sports drinks, and protein shakes) to now controlling the most intriguing “active nutrition” brand portfolio by (1) acquiring a large stake in the maker of C4 Energy, (2) strategically partnering with Electrolit and Black Rifle Coffee, (3) acquiring GHOST, and (4) getting access to Bloom Nutrition through a proxy investment by Nutrabolt. And this positive momentum is most evident within the energy drinks market, as the four brands controlled by KDP (e.g. C4 Energy, GHOST Energy, Bloom Sparkling Energy, and Black Rifle energy drinks) now combine to represent over $1 billion in annual run rate net sales…and are scaling rapidly. And in in aggregate…the KDP energy drink portfolio grew about one percentage point of share in 2025 thus far. And after experiencing more than 30% YoY retail sales growth in Q2, KDP holds a 7% share in the U.S. energy drinks market…which only trails the brand portfolio of Monster Beverage, Red Bull, and expanded Celsius Holdings brand portfolio. But having near-term aspirations of hitting a double-digit share position within the fast-growing $26 billion U.S. energy drinks market, KDP must surgically allocate meaningful resources to ensure (1) brand distinction between GHOST and C4 remains mission-critical and (2) Bloom Sparkling Energy gets ample support throughout its scaling phase. Then, in terms of hydration…Electrolit is currently the fastest-growing scaled brand and fourth-largest brand overall in the sports drink category. Benefitting from strong velocities, DSD enabled distribution expansion, and product innovation…Electrolit experienced retail sales growth over 30% YoY and gained more than 1.5 points of market share in Q2. And though I'd argue Electrolit is only scratching the surface of its long-term potential in the U.S. market, the KDP hydration portfolio also contains GHOST. Also, while these “enhanced waters” aren't technically included within this analysis…I'd be silly to not mention the huge rebound of the Bai brand, which has been powered recently in part by the “Sydney Sweeney effect.” KDP also recently acquired Dyla Brands, a manufacturer of powdered drink mixes and liquid water enhancers that should help those active nutrition brands build individual serving stick pack format presence in additional functional beverage categories. And then finally, I'll breakdown the KDP protein beverages platform…which is undoubtedly their laggard within the “three-headed categorical monster” of active nutrition beverages. Yet, in saying that…it might also be the category that sees the most upcoming “build, acquire, and/or partner” business activity. GHOST could (and should) look at relaunching its RTD protein beverages, C4 was rumored to be working on RTD protein beverages leveraging its Hershey's licensing partnership, and Bloom Nutrition could easily extend into RTD protein beverages (giving its female customers a fun mainstream clear whey innovation). But by controlling an intriguing brand portfolio and actively growing its go-to-market prowess and commercial playbook, I believe KDP is well-positioned to continue winning in this important “active nutrition” beverages space.

This week, we highlight the details surrounding the MLS commissioner's disclosure that MLS Season Pass is averaging 120,000 unique viewers per match on Apple TV, representing a nearly 50% increase from 2024. For earnings, we cover Q2 ad revenue on YouTube, up 13% YoY and Alphabet's plan to increase capex investment in 2025 to approximately $85 billion, in addition to the cord-cutting numbers from Charter and Verizon. We cover the latest rumors of the NFL's interest in acquiring an equity stake in ESPN, HBO Max's expansion to more than 90 markets, and Paramount and Skydance's merger receiving FCC approval. We detail viewership figures from Netflix's latest boxing event, along with TV and streaming viewership numbers across baseball, golf, tennis, car racing, hockey and DAZN's video workflow for its successful stream coverage of the FIFA Club World Cup. Finally, we discuss why companies conduct layoffs even amid record profits, the impact of AI investments, and why, despite many talking about strategy, a company's culture eats the best strategy all day.Podcast produced by Security Halt Media

This week, Joseph Towers discusses potential Class I mergers—Union Pacific with Norfolk Southern and BNSF with CSX—which could reshape U.S. rail but face steep regulatory hurdles. He also covers new U.S. trade moves with Japan and the EU.Rail traffic rose 5.4% YoY, led by gains in grain, motor vehicles, and coal. Intermodal volumes are also up, especially for CSX and Canadian carriers. Year-to-date rail traffic is up 2.9%, driven by intermodal strength.Plus, a reminder: the FTR Conference is just weeks away!The Rail Market Update is hosted by FTR's Senior Analyst, Rail, Joseph Towers.  As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the PDF of the presentation.Download the PDF: https://www.ftrintel.com/rail-podcastSupport the show

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 China/Africa2:45 Row Crop Selloff6:35 188 National Corn Yield??8:40 Wheat9:42 Monster Brazil Corn Crop10:52 Fertilizer and Sanctions12:34 Grain Shipments

What goes into creating an episode of The Economics of Everyday Things? And how do shows like this one make money? Zachary Crockett turns the mic on himself. SOURCES:Gabe Tartaglia, vice president of podcast and satellite monetization at SiriusXM.Gabe Roth, editorial director of the Freakonomics Radio Network.Sarah Lilley, senior producer of The Economics of Everyday Things.Jeremy Johnston, audio engineer at the Freakonomics Radio Network.Daniel Moritz-Rabson, fact-checker at the Freakonomics Radio Network. RESOURCES:"Digital Ad Revenue Surges 15% YoY in 2024, Climbing to $259B, According to IAB," (International Advertising Bureau, 2025)."Cost per Thousand (CPM) Definition and Its Role in Marketing," by Will Kenton (Investopedia, 2024)."Podcast Statistics You Need To Know," (Backlinko). APM Music — Licensing  .

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Dome of Doom3:35 The Funds6:07 Bangladesh Deal7:29 China Soybean Imports9:04 Stablecoin Bill

This week's episode of The Refresh skips the usual industry drama to spotlight three major developments in advertising and media. Host Kait walks through The Trade Desk's milestone entry into the S&P 500, NBCUniversal's record-setting upfront performance, and Delta's bold use of AI for personalized airfare pricing. From validating independent ad tech to the future of programmatic sports buys and the controversy surrounding dynamic pricing, the episode unpacks where innovation is winning, and where it's raising eyebrows. The Trade Desk Joins the S&P 500: The Trade Desk became the first pure-play ad tech company in over 20 years to join the S&P 500, a sign of its financial strength, consistent profitability, and key role in the digital advertising ecosystem. Stock Surge Following Announcement: Following news of its inclusion, The Trade Desk's stock jumped 14% on July 14. Historically, companies newly added to the index see a 13–14% gain over the next year. NBCUniversal's Best Upfront Ever: NBCU reported a 15% YoY increase in total upfront commitments, with a 45% spike tied to sports. One-third of upfront spend went to Peacock, marking its largest digital upfront to date. Programmatic Drives New Advertiser Growth: NBCU attracted more small and midsize advertisers this year, many of whom used programmatic buying. Their programmatic revenue alone reached $1 billion in this cycle. Delta's Controversial AI Pricing Rollout: Delta plans to use AI to set prices for 20% of domestic tickets by the end of 2025. While positioned as innovation, critics have raised concerns over potential bias and lack of transparency in AI-driven fare models. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gilad Uziely is the co-founder and CEO of Sequence, the all-in-one money OS automating cash flow for small businesses and consumers. Launched in 2024, Sequence has already moved over $750 million, hit 1.5 million in ARR, grown 600% YOY, and raised $15 million from top VCs. Gilad is a serial fintech builder with deep experience in launching data-driven tech companies, and now helps thousands master their money through smart automation. Based in Tel Aviv, Gilad's entrepreneurial journey is a testament to grit, risk-taking, and building tools that truly empower others. On this episode we talk about: Gilad's first business: the classic lemonade stand outside his childhood home in Israel The rise of Tel Aviv's tech scene and why it's become a global startup powerhouse Fundraising in Israel's VC-rich environment and the challenge of selling new ideas to investors Lessons learned from earlier ventures—including raising capital for boutique hotels in Italy and navigating the risks of unconventional startups The importance of choosing the right venture partners, understanding cap tables, and protecting yourself as a founder Sequence's core mission: Making it effortless to automate your cash flow, savings, investing, and financial goals with customizable rules and smart triggers How to build intentional financial habits, protect your downside, and use automation to free up mental energy The psychology of money: why separating funds, paying your future self first, and “working like you're broke” are game-changing Sequence users' creative approaches to saving—whether for starting a business, IVF, travel, or building a true safety net Advice for entrepreneurs: balancing business growth with personal finance, risk tolerance, and taking deliberate steps toward freedom Top 3 Takeaways Automate to Win: Setting up simple, intentional automation for your money removes human error, builds better habits, and gives you the peace of mind needed to take bigger risks and grow your business. Intentional Planning Beats Random Spending: Building financial “maps” (like saving automatically for trips, investments, or your next business) ensures you live life now while planning for the future. Connect, Ask, and Learn: Don't wait for perfection—reach out to experienced founders for help with cap tables or decisions, and always dig your well before you're thirsty (network before you need it). Notable Quotes “Automation can really change the trajectory of your life. We think of Sequence as a fitness app that goes to the gym for you.” “Be intentional. Even if your plan is simple, it's 90% of the work—just start, automate it, and tweak as you go.” “If you don't give your money a job, it'll find a job somewhere else for you.” Connect with Gilad Uziely & Sequence: Website: use.getsequence.io/travischappell Discount code: TRAVIS25 Email: gilad@getsequence.io (offering free support for founders and those struggling with cap table issues)