Retire(Meant) For Living Podcast

This week, JoePat Roop discusses the critical importance of proactive retirement planning and the dangers of procrastination. He emphasizes the need for a comprehensive retirement income plan, including strategies like Roth conversions and custom pension plans. The conversation also covers the role of annuities in providing guaranteed income and the common mistakes retirees make. Listeners are encouraged to take action and seek professional advice to secure their financial future. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, JoePat Roop discusses the importance of trust in retirement planning, emphasizing the need for a clear process to build that trust. He highlights the significance of income in retirement, suggesting a combination of Social Security and annuities for financial stability. The conversation delves into the pros and cons of different types of annuities, particularly fixed and variable annuities, and the importance of understanding their fees. JoePat also addresses the topic of debt in retirement, explaining that while some debt can be manageable, it ultimately depends on individual circumstances. Finally, he stresses the necessity of preparing for unexpected expenses and having a solid financial plan in place. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

JoePat Roop recently sat down with Duane Allen, the lead singer of the iconic country gospel band, the Oak Ridge Boys. They discuss the band's legacy, Duane's personal experiences in the music industry, and reflections on retirement and continuing to perform. The conversation highlights the importance of enjoying life and the challenges of transitioning in the music world, especially after the loss of band members. Duane shares insights into the band's future plans and their ongoing commitment to their fans. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the various roles within financial services, emphasizing the importance of understanding the differences between financial advisors, wealth managers, and retirement planners. He highlights the significance of retirement income planning, the implications of taxes in retirement, and the benefits of Roth conversions. The conversation also covers strategies for inflation protection, the role of fixed income, and the importance of principal protection in managing retirement savings. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this special episode of Retirement For Living, JoePat Roop reflects on the significance of Memorial Day, emphasizing the importance of honoring those who sacrificed for our freedom. He connects this theme to retirement planning, discussing the need for careful financial strategies to ensure a secure future. The conversation delves into the nuances of Roth conversions, legacy planning, and the values that shape our financial decisions. Ultimately, the episode highlights the importance of freedom, family, and the legacy we leave behind. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, JoePat Roop discusses the distinction between being rich and being wealthy, emphasizing that true wealth encompasses health, family, and peace of mind rather than just financial assets. He explores the gradual transition into retirement, the importance of customized retirement planning, and the significant role taxes play in retirement expenses. Additionally, he highlights the necessity of planning for long-term care to avoid financial devastation during retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop emphasizes the critical connection between health and financial planning for retirement. He discusses the importance of preparing for a healthy retirement, navigating market volatility, understanding asset allocation, and the significant impact of taxes on retirement savings. JoePat also highlights the necessity of creating a personalized retirement income plan to achieve financial security during retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, Taylor Lee discuss critical aspects of retirement planning, including the impact of hidden fees in retirement accounts, market trends, and the importance of having a comprehensive retirement plan. He also shares personal insights and updates, emphasizing the need for strategic financial planning to navigate social security and retirement income effectively. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Retirement For Living, JoePat Roop discusses the role of gold in retirement portfolios, the complexities of annuities, and the importance of a personalized retirement roadmap. He emphasizes the need for secure income in retirement, the potential risks associated with gold investments, and the critical role of Social Security in funding retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, JoePat Roop discusses the evolving landscape of retirement planning, emphasizing the importance of flexibility in retirement age and the need for a comprehensive financial strategy. He highlights the unpredictability of life events that can impact retirement plans and stresses the significance of regular reviews of financial assets, particularly 401(k) accounts. The conversation also covers the necessity of understanding tax implications and having a clear income strategy to ensure financial security in retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, JoePat Roop discusses the challenges and uncertainties surrounding retirement savings in today's volatile market. He emphasizes the importance of principal protection and sustainable income, especially for those nearing or in retirement. The conversation also touches on the emotional aspects of investing, the dangers of comparing personal portfolios to market indices, and the regrets of early retirees. JoePat offers insights into creating a personalized retirement income plan that addresses these concerns and ensures financial stability. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the intricacies of Roth conversions, the importance of guaranteed income in retirement, and strategies for navigating market volatility. He emphasizes the need for personalized retirement income plans and dispels common myths surrounding retirement savings and annuities. The conversation highlights the significance of understanding tax implications and the necessity of having a solid financial plan to ensure a secure retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement for Living, JoePat Roop discusses essential questions to ask financial advisors, the importance of fiduciary responsibility, strategies for building sustainable retirement income, and the value of local knowledge in financial planning. He also evaluates the role of financial gurus in the industry and emphasizes the need for personalized, face-to-face financial advice. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the importance of trust in financial planning, especially in light of current economic uncertainties. He emphasizes the need for a solid retirement roadmap that accounts for potential job loss and market fluctuations. The conversation highlights strategies for building a secure income stream in retirement and the significance of having a trustworthy plan that adapts to changing circumstances. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Retirement for Living, JoePat Roop discusses the importance of retirement planning, drawing parallels with the excitement of March Madness. He emphasizes the need for a structured retirement income plan, especially in light of market corrections and the various risks retirees face, including taxes and inflation. The conversation highlights the unique one-page retirement income plan offered by Belmont Capital Advisors, which aims to simplify financial planning and build trust between clients and advisors. JoePat also addresses the significance of understanding Social Security and preparing for future financial uncertainties. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the importance of a structured approach to retirement planning, emphasizing the bucket strategy for managing savings. He highlights the significance of creating different buckets for security, risk, growth, and memories, while also addressing common obstacles retirees face, such as market volatility and healthcare costs. JoePat advocates for a comprehensive retirement income plan that prepares individuals for longevity and ensures financial peace through consistent income sources. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Retirement for Living, JoePat Roop interviews Duane Allen, the lead singer of the iconic country gospel band, the Oak Ridge Boys. They discuss the band's legacy, Duane's personal experiences in the music industry, and reflections on retirement and continuing to perform. The conversation highlights the importance of enjoying life and the challenges of transitioning in the music world, especially after the loss of band members. Duane shares insights into the band's future plans and their ongoing commitment to their fans. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the critical aspects of retirement planning, focusing on the implications of inheritance and taxes, the importance of tax planning, and the hidden fees associated with financial products. He emphasizes the need for a comprehensive financial strategy that aligns with individual goals and highlights the role of taxes in retirement planning. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, JoePat Roop discusses common mistakes individuals make in their retirement planning, particularly focusing on the importance of understanding fees and the impact of taxes. He emphasizes the need for a comprehensive approach to retirement income, including social security strategies and the integration of tax planning. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the importance of personalized financial planning for retirement. He emphasizes the need for a tailored approach that focuses on individual goals and addresses common concerns such as taxes and financial security. The conversation highlights the mission of Belmont Capital Advisors to help clients live without worry and adapt their plans as life changes occur. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement for Living, JoePat Roop discusses the importance of personalized retirement planning. He emphasizes that retirement needs vary greatly among individuals and families, and that financial plans should be tailored to reflect personal goals and circumstances. JoePat introduces the concept of 'memory money,' which allows retirees to enjoy experiences without financial guilt. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop emphasizes the importance of gratitude in retirement, discussing how true success is a state of mind rather than a monetary achievement. He highlights the significance of building good financial habits early on, such as budgeting and saving, which can lead to a secure retirement. The conversation transitions into the necessity of shifting from an accumulation phase to an income phase in retirement, ensuring a stable and sustainable income. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week, JoePat Roop emphasizes the critical importance of having a personalized income plan for retirement. He discusses the alarming statistics regarding income planning, the need for comprehensive tax planning, and the implications of social security and Medicare costs. JoePat highlights the necessity of understanding one's retirement savings, including old 401(k)s and IRAs, and the potential pitfalls of tax implications in retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

On this week's episode, JoePat Roop discusses the importance of early retirement planning, market trends, and the significance of understanding fees associated with retirement accounts. He emphasizes the need for a personalized retirement income plan and the implications of required minimum distributions (RMDs) for retirees. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

In this episode of the Retirement for Living Podcast, JoePat Roop discusses various scenarios that could impact retirement planning, including potential layoffs, early retirement, health emergencies, and the importance of having a comprehensive financial plan. He emphasizes the need for proactive planning, setting realistic financial goals, and celebrating milestones in financial success. The conversation highlights the significance of understanding the implications of financial decisions and the necessity of having a written plan to guide individuals towards their retirement objectives. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

In this episode of the Retirement for Living podcast, JoePat Roop discusses the current market predictions and warnings from financial experts. He emphasizes the importance of preparing for retirement income, having cash on hand, and creating a customized retirement plan that focuses on individual cash flow needs. The conversation also covers tax strategies, particularly regarding IRAs, and the significance of creating lasting memories during retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the importance of sustainable income in retirement planning, emphasizing the need for customized financial strategies that cater to individual goals. He highlights the significance of understanding market trends, taxes, and hidden fees that can impact retirement savings. The conversation also touches on the necessity of having a rational approach to financial planning to ensure peace of mind during retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

In this episode, JoePat Roop discusses the importance of tax planning for retirees, particularly those with significant IRA savings. He emphasizes the need for strategic moves, such as Roth IRA conversions and Qualified Charitable Distributions (QCDs), to minimize tax liabilities. The conversation also highlights the value of seeking second opinions from fiduciary advisors to ensure comprehensive retirement planning tailored to individual goals. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the alarming statistics regarding retirement savings among Americans, emphasizing the importance of understanding individual financial situations and planning for retirement. He highlights the decline of pension plans and the necessity of creating a personalized retirement income plan. The discussion also touches on the impact of economic uncertainty, inflation, and the importance of making lasting family memories. Finally, JoePat addresses the need for financial preparedness in the face of potential layoffs and the significance of having an emergency fund. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

This week, JoePat Roop explores the importance of family adventures, the complexities of financial planning, and the impact of political changes on taxes and retirement strategies. He discusses the significance of understanding financial documents, the role of tax strategies in retirement planning, and the influence of celebrity endorsements in political campaigns. He emphasizes the need for customized financial plans to secure a stable retirement and the importance of knowing one's financial situation to make informed decisions. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

This week, JoePat Roop covers essential financial planning strategies as the year comes to a close, emphasizing the importance of tax loss harvesting, Roth conversions, and proactive planning to manage taxes effectively in retirement. JoePat highlights the significance of understanding tax implications on retirement savings and the need for strategic planning to ensure financial stability and dignity throughout retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, Alaina Sanders joins JoePat Roop and shares her personal experiences with her father's dementia and the importance of long-term care planning. The discussion emphasizes the financial implications of long-term care, the necessity of early planning, and the various options available to families. She highlights the emotional and practical aspects of navigating these challenges while maintaining dignity and support for loved ones. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop delves into the concept of tax loss harvesting, emphasizing its importance in reducing tax liabilities for investors. He discusses strategies for retirement planning, including the significance of having a well-structured portfolio that can withstand market fluctuations. The discussion also highlights the need for proactive tax planning, particularly in light of potential future tax increases. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week's conversation delves into the critical aspects of retirement planning, emphasizing the importance of sound financial advice and the need for a tailored approach to retirement income. JoePat Roop discusses common regrets among retirees regarding financial decisions, the significance of principal protection, and the impact of taxes on retirement savings. He also highlights the importance of understanding one's financial goals and the role of financial advisors in navigating these complex decisions. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

In this engaging conversation, members of the legendary Lynyrd Skynyrd (Johnny Van Zant & Rickey Medlocke) sit down with JoePat Roop to discuss the evolution of their music careers, the importance of audience appreciation, and the memories created in their early days at the 'Hell House.' They also reflect on the significance of building a strong team in the music industry and the challenges that come with it. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop focuses on the pressing concerns retirees and pre-retirees have regarding Social Security and annuities. He highlights the uncertainty surrounding Social Security's future, the importance of understanding filing strategies, and the potential impact of taxes on retirement income. The discussion also delves into the role of annuities in providing guaranteed income, emphasizing the need for informed financial decisions to secure a stable retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop shares his journey from West Virginia to a successful career in financial planning, reflecting on the unpredictability of life and the importance of having a solid financial strategy. The discussion transitions into the current political climate and its implications for the economy, emphasizing the need for sound retirement planning amidst uncertainty. JoePat highlights the significance of understanding pensions, tax implications, and the necessity of personalized financial planning to navigate retirement effectively. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

In this week's conversation, JoePat Roop discusses the current economic landscape, focusing on the potential for a recession, inflation rates, and the Federal Reserve's actions. He explores investment strategies amidst market volatility and the importance of long-term financial planning. The discussion also touches on the political climate and its implications for financial decisions, emphasizing the need for a stable retirement plan that considers taxes and market fluctuations. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the importance of understanding net income in retirement planning, particularly in relation to Social Security and Medicare. He highlights the implications of IRMA surcharges and the need for proactive tax planning. The discussion also covers the limitations of 401(k) plans as a sole retirement strategy and emphasizes the necessity of evaluating individual income needs for a secure retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the common regrets people have regarding retirement planning, particularly focusing on the importance of saving and the implications of taxes. He also talks about the current economic climate, including interest rate changes and their impact on annuities. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

As we enter the fall season, it's important to prepare for potential changes and uncertainties in the fourth quarter. This week, JoePat Roop considers the impact of the upcoming election, potential tax increases in 2026, and the possibility of a recession. The conversation also explores the role of the 401(k) program in retirement planning, discussing its benefits and potential drawbacks. JoePat emphasizes the importance of having a comprehensive retirement income plan that takes into account individual goals, income needs, taxes, and legacy planning. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the possibility of a recession and its potential impact on the economy. He highlights indicators of a recession, such as the inverse yield curve and frothy markets. The conversation also delves into the proposed capital gains tax increase and its potential effects on individuals and the economy. The importance of tax planning in retirement is emphasized, as well as the need for a comprehensive retirement income plan that considers taxes, Social Security, and investment strategies. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

Retiring early presents challenges such as ensuring that your money lasts longer and provides a consistent income. JoePat Room discusses additional risks, including market downturns and higher spending in the early retirement years. It is important to have a clear purpose and budget for retirement. Other obstacles to consider are health insurance and long-term care. Taking withdrawals from a 401(k) can have long-term consequences and it is important to have a customized approach to retirement planning. Lost 401(k) accounts should be consolidated and a comprehensive retirement income plan should consider taxes, investments, and risks. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

On this week's show, JoePat Roop discusses the fear of running out of money in retirement and the preference of preserving money rather than growing it. He also explores the topic of taxes in retirement and the importance of having a tax strategy. The conversation emphasizes the need for a comprehensive retirement income plan that includes streams of income from various sources and considers factors such as Social Security, pensions, interest income, and 401k or IRA income. The conversation highlights the benefits of Roth IRAs and the potential to lower lifetime tax bills through proper planning. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the Olympics and the excitement and pride that comes with watching athletes compete. The conversation then transitions to taxes on Olympic medals and the potential surprise taxes that individuals may face in retirement. JoePat talks about the recent global tech outage caused by a cyber security glitch and the importance of having a retirement plan that is prepared for unexpected events. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop covers a range of topics including the recent assassination attempt on former President Donald Trump, the need for open dialogue, the possibility of a recession, the importance of having a comprehensive retirement plan, and the benefits of tax planning. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.comSee omnystudio.com/listener for privacy information.

This week, JoePat Roop discusses the importance of having honest conversations with clients. He emphasizes the use of systems and processes to help clients understand their retirement plans based on real data. The one-page retirement income plan is a comprehensive and holistic approach that considers income, asset allocation, and tax allocation. The goal is to provide clients with the confidence to make choices without worrying about financial needs. The conversation also touches on the misconception of needing a specific amount of money to retire comfortably, highlighting the importance of individualized plans based on income goals and personal circumstances. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.

This week, the conversation with JoePat Roop revolves around the concept of being a tightwad and the importance of budgeting and planning for fun expenses. It emphasizes the need for discipline and budgeting to achieve financial independence and enjoy life. The conversation also touches on the topics of tax planning and estate planning, highlighting their significance in protecting and preserving wealth. The potential impact of new tax laws and the migration of people from high-tax states to tax-free states is discussed. The importance of understanding and optimizing tax strategies in retirement planning is emphasized. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.

On this week's episode, JoePat Roop covers various topics related to Independence Day celebrations, including spending habits, patriotism, small businesses, and untraditional methods of saving for retirement. JoePat discusses statistics on how much Americans spend on food, hot dogs, fireworks, and beer during the Fourth of July. He also touches on the level of pride Americans have in their country and the faith they have in small businesses. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.

This week, JoePat Roop focuses on the importance of building secure, sustainable, and stable income for retirement. He emphasizes the need for secure income that is not affected by market disruptions or geopolitical events. The conversation also highlights the impact of inflation and taxes on retirement income and the importance of incorporating inflation protection and tax avoidance strategies. JoePat mentions the one-page retirement income plan that helps assess current financial status and plan for a secure retirement. The conversation also touches on the emotional aspect of retirement planning and the need to take the emotions out of it. Lastly, the JoePat emphasizes the importance of having a tax strategy and mentions tax loss harvesting as a way to minimize taxes. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.

Taylor Lee, a CFP at Belmont Capital Advisors, joins the show to discuss various topics related to financial planning and investment strategies. The conversation covers subjects such as landscaping, retirement planning, interest rates, inflation, and the importance of having a financial plan. Taylor emphasizes the need for a personalized plan that takes into account individual goals, risk tolerance, and market conditions. He also highlights the significance of protecting one's investments and adjusting strategies based on changing circumstances.See omnystudio.com/listener for privacy information.