Rich Habits Podcast

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Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business acumen and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.

Austin Hankwitz & Robert Croak


    • Jan 30, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 37m AVG DURATION
    • 300 EPISODES

    Ivy Insights

    The Rich Habits Podcast is an excellent resource for anyone looking to educate themselves on financial investment and improve their personal finances. Hosted by Robert and Austin, this podcast offers clear, actionable advice on topics such as ETFs, real estate investing, and retirement planning. The hosts do a remarkable job of providing informative content and sharing their expertise in a way that is easy to understand.

    One of the best aspects of this podcast is the host's ability to provide valuable insights into the world of finance. Whether you're a beginner or have some experience with investing, Robert and Austin offer advice that is applicable to all stages of your financial journey. They cover a wide range of topics and provide tips that are both practical and actionable. Additionally, the use of real listener questions adds a relatability factor to the podcast as many listeners often have similar concerns or inquiries.

    Another great aspect of this podcast is the transparency displayed by the hosts. Robert and Austin are upfront about why they promote certain products or strategies, making it easier for listeners to trust their advice. They also share their own experiences and perspectives on finance, offering different viewpoints that can be beneficial in making informed decisions.

    While it's challenging to find any significant drawbacks to The Rich Habits Podcast, one possible improvement could be diversifying guest appearances. While Robert and Austin provide fantastic insights on their own, having occasional guest experts from various financial fields could add even more value to the show.

    In conclusion, The Rich Habits Podcast is a must-listen for anyone interested in improving their financial literacy and making sound investment decisions. Robert and Austin deliver valuable information in an engaging manner, making it accessible for listeners at any stage of their financial journey. With clear advice backed by personal experiences, this podcast provides tangible steps towards achieving financial security and freedom.



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    Latest episodes from Rich Habits Podcast

    More Market Predictions, Tesla Kills Their Model X & S Vehicles & Amazon's AI-Induced Layoffs

    Play Episode Listen Later Jan 30, 2026 36:01


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz sit down with Katie Stockton, CMT, to share more market predictions. Katie is a master of her craft, and we're incredibly grateful she joined us! Please consider learning more about her company, Fairlead Strategies, by clicking here and her ETF (TACK) by clicking here!You can also follow Katie on X!---

    Q&A: Investing in Copper, Approaching a Down Payment, & Finances After Divorce

    Play Episode Listen Later Jan 29, 2026 41:04


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

    154: Our Biggest Financial Red Flags & Green Flags

    Play Episode Listen Later Jan 26, 2026 39:56


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their biggest financial red flags and green flags. If you find yourself stacking a few of these red flags, take action to flip them green!---

    Winter Storm Stocks, SpaceX IPO, & Retail Investors Getting Smarter

    Play Episode Listen Later Jan 23, 2026 34:30


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share updates on Trump's housing affordability efforts, SpaceX's summertime IPO, and the recent outperformance of the Russell 2000. They're also joined by David Dziekanski, CEO and Chief Investment Officer of Quantify Funds, to talk about the different between real hedge fund-like strategies and "retail candy." To learn more about Quantify Funds, visit their website by clicking here or follow them on X by clicking here!---

    Q&A: Investing While Unemployed, Attending College in an AI-First World, & Selling $250K of Microsoft

    Play Episode Listen Later Jan 22, 2026 48:34


    153: An Honest Conversation w/ Affirm CEO Max Levchin

    Play Episode Listen Later Jan 19, 2026 60:26


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down to have an honest conversation with the CEO of Affirm, Max Levchin. To keep up with Max, consider following him on LinkedIn and X! You can also follow Affirm on X. ---We're thrilled to introduce the Rich Habits Money Map! If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. Click here to sign up for Sequence and gain access to our Rich Habits Money Map! ---

    Our 2026 Market Predictions

    Play Episode Listen Later Jan 16, 2026 24:41


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz share their 2026 market predictions. ---

    Q&A: Foreign Market ETFs, $140K / Yr in Retirement & Cashing in on AVGO

    Play Episode Listen Later Jan 15, 2026 44:56


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

    Q&A: Foreign Market ETFs, $140K / Yr in Retirement & Cashing in on AVGO

    Play Episode Listen Later Jan 15, 2026 45:28


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

    152: The 3 Mindset Traps Keeping You Broke in 2026

    Play Episode Listen Later Jan 11, 2026 35:32


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the three mindset traps keeping people broke in the new year.---

    Trump's Ban on Single Family Homes, Nvidia's CES Announcements, & Google's Rise to #2

    Play Episode Listen Later Jan 9, 2026 20:43


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz discuss Trump's recent ban on hedge funds from investing into single family homes, Nvidia's most anticipated announcements at CES, and Google's rise to becoming the second most valuable company in the world. ---

    Q&A: Passive Investing "Bubble," Overlapping ETFs, & Diversifying $200K

    Play Episode Listen Later Jan 8, 2026 43:35


    151: Our 2026 "Money Calendar"

    Play Episode Listen Later Jan 5, 2026 36:46


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to approach 2026 month by month to ensure you're checking all of the financial boxes. ---

    Q&A: Retiring at 54, Becoming an Overseas Land Lord & Trading Oil Futures

    Play Episode Listen Later Jan 1, 2026 38:26


    150: Build Wealth Without Counting Every Dollar

    Play Episode Listen Later Dec 29, 2025 38:53


    Q&A: Retirement Investing for Entrepreneurs, Medical School Debt, & Our Favorite Books and Podcasts

    Play Episode Listen Later Dec 25, 2025 45:35


    149: Fixing the Hidden Hangover of Holiday Debt

    Play Episode Listen Later Dec 22, 2025 32:22


    Rich Habits at the New York Stock Exchange

    Play Episode Listen Later Dec 19, 2025 41:55


    No Rich Habits Radar episode this week! In lieu of a normally scheduled Friday episode, here's an awesome conversation Robert Croak and Austin Hankwitz had on the ETF Central Podcast with Bilal Little. ---

    Q&A: Making Extra Money, Opening a Bar, & Paying Down Loans

    Play Episode Listen Later Dec 18, 2025 43:57


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

    148: Inside Google Finance's AI Upgrade — With Google VP Rose Yao

    Play Episode Listen Later Dec 15, 2025 41:33


    SpaceX's 2026 IPO, Disney's $1B Investment in OpenAI, & Warby Parker's AI Glasses

    Play Episode Listen Later Dec 12, 2025 21:27


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about the Fed's recent 25 basis point rate cut, Disney's $1B investment in OpenAI, and SpaceX's $1.5 trillion IPO. ---

    Q&A: Young & In Debt, Maximizing Cash Flow, & Buying Real Estate w/ Friends

    Play Episode Listen Later Dec 11, 2025 44:10


    147: How to Achieve Your 2026 Money Goals

    Play Episode Listen Later Dec 8, 2025 31:49


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share a framework you can use when implementing your money goals for 2026 that optimizes for behavior, and not outcomes. ---

    Trump Loves AI Robots, Spotify Music Videos, & "Metaverse" Hype Fading

    Play Episode Listen Later Dec 5, 2025 21:40


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Meta's -30% budget cut to their Realty Labs business division, the US job market falling off a cliff, and the $1 billion spent via Buy Now Pay Later on Cyber Monday. ---

    Q&A: Money Fights w/ My Spouse, UTMA Accounts, & Switching Careers at 63

    Play Episode Listen Later Dec 4, 2025 36:16


    146: Lease or Buy? The Real Math Behind Your Next Car

    Play Episode Listen Later Dec 1, 2025 37:35


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the real math behind your next car. Specifically, how the numbers shake out assuming you lease vs buy. ---

    Apple's (Potentially) New CEO, Amazon's $50B Investment, & December Rate Cuts

    Play Episode Listen Later Nov 28, 2025 27:03


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz dissect the Fed's December rate cut expectations, Amazon's new $50B investment, and US Home Price trends (not good). ---

    Q&A: Mega Backdoor 401(k), Medical School Debt, & Losing a $50K Investment

    Play Episode Listen Later Nov 27, 2025 41:51


    145: Our Black Friday & Cyber Monday Playbook — Saving You Hundreds

    Play Episode Listen Later Nov 24, 2025 34:51


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz open up the playbook on how to get the best deals on Black Friday and Cyber Monday. ---

    Special Guest: Bob Pisani, Market Meltdown, & Walmart's New $100K Customers

    Play Episode Listen Later Nov 21, 2025 38:04


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz are joined by CNBC legend Bob Pisani! Purchase Bob's new book, Shut Up and Keep Talking: Lessons on Life and Investing From the Floor of the New York Stock Exchange, on Amazon -- click here!---

    Q&A: When To Rebalance A Portfolio, Robert's Altcoins, & Weekly Dividends

    Play Episode Listen Later Nov 20, 2025 40:33


    In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!---

    144: How to Profit From Market Uncertainty

    Play Episode Listen Later Nov 17, 2025 46:05


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Troy Cates and Garrett Paolella from NEOS Funds to talk about profiting from market uncertainty. ---

    50-Year Mortgage, Hims & Hers "Labs," & Uber's New Skiing Partnership

    Play Episode Listen Later Nov 14, 2025 32:09


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the government reopening, YouTubeTVs dispute with Disney over ESPN and ABC, as well as the 50-year mortgage. ---

    Q&A: AI Bubble, Mutual Funds vs. ETFs, & Spending $30K On A Car

    Play Episode Listen Later Nov 13, 2025 37:49


    143: Side Hustles That Actually Work

    Play Episode Listen Later Nov 10, 2025 35:50


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share five side hustles that actually work. ---

    Q&A: Scammed by Insurance, Investing Rent Money, & Using Checking Accounts

    Play Episode Listen Later Nov 6, 2025 46:05


    142: You Just Got a Raise! Don't Let Lifestyle Creep Steal It

    Play Episode Listen Later Nov 3, 2025 32:41


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz shares their strategies to help you build wealth after receiving a raise in your job. ---

    Special Guest: Caleb Silver, OpenAI's $1 Trillion IPO, & Meta's FAKE $16B Tax Bill

    Play Episode Listen Later Oct 31, 2025 37:52


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the headlines sitting at the top of the Rich Habits Radar. OpenAI's rumored 2026 / 2027 $1 Trillion IPO, the Fed's decision to potentially pause rate cuts in December, and Trump's trade deal with China. ---

    Q&A: Cashing Out The College Fund, Discretionary 401(k) Match, & Shopping Financial Advisors

    Play Episode Listen Later Oct 30, 2025 43:12


    141: The 5 Financial Accounts You Need to Set up BEFORE 2026

    Play Episode Listen Later Oct 27, 2025 45:41


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the five financial accounts you need to set up BEFORE the calendar turns to 2026. ---

    Amazon's Robot Plans, Trump's Stock Picks, & Tesla's Inflection Point

    Play Episode Listen Later Oct 24, 2025 36:04


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Amazon's plan to replace 600,000 employees with robots, the Trump Administration's newest stock picks, and Tesla's inflection point for Optimus. ---

    Q&A: Portfolio Adjustments, Starting an Ice Vending Business, When NOT To Use A 529

    Play Episode Listen Later Oct 23, 2025 42:03


    140: EXCLUSIVE NYSE Updates On The ETF Boom w/ Bilal Little

    Play Episode Listen Later Oct 20, 2025 46:09


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Bilal Little, the Director of Exchange Traded Products at the New York Stock Exchange. Bilal uncovered headline-worthy statistics surrounding ETFs, as well as shared his own definition of "diversification" when it comes to investing. ---

    A $1.5 TRILLION Bet on America, Bull Market Anniversary, & Sports Media Rights

    Play Episode Listen Later Oct 17, 2025 33:31


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the bull market entering it's fourth year, the $1.5T bet on America, and the new Apple tabletop smart device slated to launch in 2026. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Investing OR Paying Off Mortgage, Passing Wealth To Children, & Paying For College

    Play Episode Listen Later Oct 16, 2025 44:43


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!Thank you all SO much for leaving such kind comments last week on our 100th Q&A episode, we're incredibly grateful to have so many of you that come back every week to listen to our show. ---

    The Easiest Way To Lower Your Tax Bill - Direct Indexing with Public

    Play Episode Listen Later Oct 13, 2025 50:31


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing!---

    OpenAI's $100B Deal w/ AMD, 2026 Tax Brackets, & Rising Foreclosures

    Play Episode Listen Later Oct 10, 2025 36:25


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz break down OpenAI's $100B deal with AMD, the newly-released 2026 tax bracket, and the recent rise in foreclosures. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Finances For A Growing Family, Quantum Computing, & Post-Grad Jobs

    Play Episode Listen Later Oct 9, 2025 41:03


    138: Your Year-End Money Checklist — Don't Ignore These

    Play Episode Listen Later Oct 6, 2025 40:14


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their year-end money checklist to save on taxes and ensure wealth building for decades to come. ---

    Apple's New Smart Glasses, OpenAI Becoming The Most Valuable Startup ($500B), & The Government Shutdown

    Play Episode Listen Later Oct 3, 2025 43:13


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk Apple's new smart glasses, OpenAI becoming the world's most valuable privately-held company, and the government shutdown. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: My Dad Gifted Me A House, Closing Credit Cards, & Mortgage Worries

    Play Episode Listen Later Oct 2, 2025 42:02


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠.

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