Rich Habits Podcast

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Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business acumen and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.

Austin Hankwitz & Robert Croak


    • Dec 5, 2025 LATEST EPISODE
    • weekdays NEW EPISODES
    • 37m AVG DURATION
    • 277 EPISODES

    Ivy Insights

    The Rich Habits Podcast is an excellent resource for anyone looking to educate themselves on financial investment and improve their personal finances. Hosted by Robert and Austin, this podcast offers clear, actionable advice on topics such as ETFs, real estate investing, and retirement planning. The hosts do a remarkable job of providing informative content and sharing their expertise in a way that is easy to understand.

    One of the best aspects of this podcast is the host's ability to provide valuable insights into the world of finance. Whether you're a beginner or have some experience with investing, Robert and Austin offer advice that is applicable to all stages of your financial journey. They cover a wide range of topics and provide tips that are both practical and actionable. Additionally, the use of real listener questions adds a relatability factor to the podcast as many listeners often have similar concerns or inquiries.

    Another great aspect of this podcast is the transparency displayed by the hosts. Robert and Austin are upfront about why they promote certain products or strategies, making it easier for listeners to trust their advice. They also share their own experiences and perspectives on finance, offering different viewpoints that can be beneficial in making informed decisions.

    While it's challenging to find any significant drawbacks to The Rich Habits Podcast, one possible improvement could be diversifying guest appearances. While Robert and Austin provide fantastic insights on their own, having occasional guest experts from various financial fields could add even more value to the show.

    In conclusion, The Rich Habits Podcast is a must-listen for anyone interested in improving their financial literacy and making sound investment decisions. Robert and Austin deliver valuable information in an engaging manner, making it accessible for listeners at any stage of their financial journey. With clear advice backed by personal experiences, this podcast provides tangible steps towards achieving financial security and freedom.



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    Latest episodes from Rich Habits Podcast

    Trump Loves AI Robots, Spotify Music Videos, & "Metaverse" Hype Fading

    Play Episode Listen Later Dec 5, 2025 21:40


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Meta's -30% budget cut to their Realty Labs business division, the US job market falling off a cliff, and the $1 billion spent via Buy Now Pay Later on Cyber Monday. ---

    Q&A: Money Fights w/ My Spouse, UTMA Accounts, & Switching Careers at 63

    Play Episode Listen Later Dec 4, 2025 36:16


    146: Lease or Buy? The Real Math Behind Your Next Car

    Play Episode Listen Later Dec 1, 2025 37:35


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the real math behind your next car. Specifically, how the numbers shake out assuming you lease vs buy. ---

    Apple's (Potentially) New CEO, Amazon's $50B Investment, & December Rate Cuts

    Play Episode Listen Later Nov 28, 2025 27:03


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz dissect the Fed's December rate cut expectations, Amazon's new $50B investment, and US Home Price trends (not good). ---

    Q&A: Mega Backdoor 401(k), Medical School Debt, & Losing a $50K Investment

    Play Episode Listen Later Nov 27, 2025 41:51


    145: Our Black Friday & Cyber Monday Playbook — Saving You Hundreds

    Play Episode Listen Later Nov 24, 2025 34:51


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz open up the playbook on how to get the best deals on Black Friday and Cyber Monday. ---

    Special Guest: Bob Pisani, Market Meltdown, & Walmart's New $100K Customers

    Play Episode Listen Later Nov 21, 2025 38:04


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz are joined by CNBC legend Bob Pisani! Purchase Bob's new book, Shut Up and Keep Talking: Lessons on Life and Investing From the Floor of the New York Stock Exchange, on Amazon -- click here!---

    Q&A: When To Rebalance A Portfolio, Robert's Altcoins, & Weekly Dividends

    Play Episode Listen Later Nov 20, 2025 40:33


    In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!---

    144: How to Profit From Market Uncertainty

    Play Episode Listen Later Nov 17, 2025 46:05


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Troy Cates and Garrett Paolella from NEOS Funds to talk about profiting from market uncertainty. ---

    50-Year Mortgage, Hims & Hers "Labs," & Uber's New Skiing Partnership

    Play Episode Listen Later Nov 14, 2025 32:09


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the government reopening, YouTubeTVs dispute with Disney over ESPN and ABC, as well as the 50-year mortgage. ---

    Q&A: AI Bubble, Mutual Funds vs. ETFs, & Spending $30K On A Car

    Play Episode Listen Later Nov 13, 2025 37:49


    143: Side Hustles That Actually Work

    Play Episode Listen Later Nov 10, 2025 35:50


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share five side hustles that actually work. ---

    Q&A: Scammed by Insurance, Investing Rent Money, & Using Checking Accounts

    Play Episode Listen Later Nov 6, 2025 46:05


    142: You Just Got a Raise! Don't Let Lifestyle Creep Steal It

    Play Episode Listen Later Nov 3, 2025 32:41


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz shares their strategies to help you build wealth after receiving a raise in your job. ---

    Special Guest: Caleb Silver, OpenAI's $1 Trillion IPO, & Meta's FAKE $16B Tax Bill

    Play Episode Listen Later Oct 31, 2025 37:52


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the headlines sitting at the top of the Rich Habits Radar. OpenAI's rumored 2026 / 2027 $1 Trillion IPO, the Fed's decision to potentially pause rate cuts in December, and Trump's trade deal with China. ---

    Q&A: Cashing Out The College Fund, Discretionary 401(k) Match, & Shopping Financial Advisors

    Play Episode Listen Later Oct 30, 2025 43:12


    141: The 5 Financial Accounts You Need to Set up BEFORE 2026

    Play Episode Listen Later Oct 27, 2025 45:41


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the five financial accounts you need to set up BEFORE the calendar turns to 2026. ---

    Amazon's Robot Plans, Trump's Stock Picks, & Tesla's Inflection Point

    Play Episode Listen Later Oct 24, 2025 36:04


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Amazon's plan to replace 600,000 employees with robots, the Trump Administration's newest stock picks, and Tesla's inflection point for Optimus. ---

    Q&A: Portfolio Adjustments, Starting an Ice Vending Business, When NOT To Use A 529

    Play Episode Listen Later Oct 23, 2025 42:03


    140: EXCLUSIVE NYSE Updates On The ETF Boom w/ Bilal Little

    Play Episode Listen Later Oct 20, 2025 46:09


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Bilal Little, the Director of Exchange Traded Products at the New York Stock Exchange. Bilal uncovered headline-worthy statistics surrounding ETFs, as well as shared his own definition of "diversification" when it comes to investing. ---

    A $1.5 TRILLION Bet on America, Bull Market Anniversary, & Sports Media Rights

    Play Episode Listen Later Oct 17, 2025 33:31


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the bull market entering it's fourth year, the $1.5T bet on America, and the new Apple tabletop smart device slated to launch in 2026. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Investing OR Paying Off Mortgage, Passing Wealth To Children, & Paying For College

    Play Episode Listen Later Oct 16, 2025 44:43


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!Thank you all SO much for leaving such kind comments last week on our 100th Q&A episode, we're incredibly grateful to have so many of you that come back every week to listen to our show. ---

    The Easiest Way To Lower Your Tax Bill - Direct Indexing with Public

    Play Episode Listen Later Oct 13, 2025 50:31


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing!---

    OpenAI's $100B Deal w/ AMD, 2026 Tax Brackets, & Rising Foreclosures

    Play Episode Listen Later Oct 10, 2025 36:25


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz break down OpenAI's $100B deal with AMD, the newly-released 2026 tax bracket, and the recent rise in foreclosures. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Finances For A Growing Family, Quantum Computing, & Post-Grad Jobs

    Play Episode Listen Later Oct 9, 2025 41:03


    138: Your Year-End Money Checklist — Don't Ignore These

    Play Episode Listen Later Oct 6, 2025 40:14


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their year-end money checklist to save on taxes and ensure wealth building for decades to come. ---

    Apple's New Smart Glasses, OpenAI Becoming The Most Valuable Startup ($500B), & The Government Shutdown

    Play Episode Listen Later Oct 3, 2025 43:13


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk Apple's new smart glasses, OpenAI becoming the world's most valuable privately-held company, and the government shutdown. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: My Dad Gifted Me A House, Closing Credit Cards, & Mortgage Worries

    Play Episode Listen Later Oct 2, 2025 42:02


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠.

    137: This Guy Wants To Give Every American a Free TV

    Play Episode Listen Later Sep 29, 2025 60:41


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Ilya Pozin, the co-founder and CEO of Telly. Telly's business model is simple: give away premium TVs for free, then make money on the backend with ads. To learn more about Ilya Pozin, follow him on X and Instagram. To sign up for Telly's waitlist, visit their website. ---

    Nvidia Investing $100B Into OpenAI, Starbucks Closing 400 Locations & Amazon's $2.5B Fine For Tricking Prime Members

    Play Episode Listen Later Sep 26, 2025 39:12


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Amazon's $2.5B fine incurred for tricking Prime members, Starbucks' planned closure of 400 locations, and Nvidia Investing $100B into OpenAI. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Donating $8M, Borrowing $36K For A “Career Start” Loan & $6M In Single Stocks

    Play Episode Listen Later Sep 25, 2025 43:39


    136: The Easiest $678K You'll Ever Make

    Play Episode Listen Later Sep 22, 2025 36:20


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how $9.99 tricks your brain into buying more subscriptions than you need. By simply investing the $194 / month the average American has in subscriptions they don't use at 12% over 30 years, you'll have $678K in retirement. ---

    Special Guest: Bilal Little, Nvidia Invests $5B into Intel, & Fed Rate Cut Reactions

    Play Episode Listen Later Sep 19, 2025 49:27


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the biggest headlines and happenings impacting you and your money. We're joined by Bilal Little! Be sure to learn more about the ETF Central's podcast, ETF Central's website, and all things NYSE. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠Public.com/richhabits⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Feeling Squeezed, Gambling on Canadian Real Estate, & Off-Market Deals

    Play Episode Listen Later Sep 18, 2025 43:11


    135: How To Invest In The Next Billion Dollar Startup w/ Colin West

    Play Episode Listen Later Sep 15, 2025 60:08


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Collin West. Collin is the founder and managing partner of Ensemble VC. Under his leadership, Ensemble has invested into countless startups that have turned into multi-billion dollar companies. In this interview, we learn about Collin's exact strategy for differentiating between the winners and the losers. ---

    Q&A: Taking Social Security Early, Building Two ADUs, & Whole Life Insurance For Children?

    Play Episode Listen Later Sep 11, 2025 29:48


    134: Exposing Wall Street's $1 Trillion Real Estate Blindspot w/ Ben Miller

    Play Episode Listen Later Sep 8, 2025 54:00


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz have a conversation with Ben Miller -- the CEO of Fundrise.Fundrise pioneered real estate investing for the average American. Today, they manage billions for hundreds of thousands of customers across multiple different asset classes.If you're not yet investing in real estate through Fundrise's platform, you're missing out.

    Apple's New AI Project, Sydney Sweeney Adding $1B to AE & Trump's Tech Dinner

    Play Episode Listen Later Sep 5, 2025 34:18


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the biggest headlines and happenings impacting you and your money. This includes Trump's Tech CEO dinner, the weakening labor market, and Sydney Sweeney adding $1B to American Eagle's market cap. ---✅ Ready to start investing? Open a brokerage account on ⁠⁠Public.com/richhabits⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Going Broke Paying For College, Outsmarting Term-Life Insurance & Living Abroad

    Play Episode Listen Later Sep 4, 2025 46:51


    133: How To Diversify Your Portfolio For Generational Wealth

    Play Episode Listen Later Sep 1, 2025 33:08


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the blueprint for diversifying your portfolio no matter the size. ---

    Nvidia Earnings, Amazon's Robotaxi, & Jerome's Rate Cuts

    Play Episode Listen Later Aug 29, 2025 41:55


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through Nvidia's earnings results, Jerome Powell's recent speech in Jackson Hole, and Trump's new tariff on cheap Chinese goods. ---✅ Ready to start investing? Open a brokerage account on ⁠Public.com/richhabits⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Starting a Franchise, Balance Transfer Credit Cards, & What NOT To Do In Real Estate

    Play Episode Listen Later Aug 28, 2025 48:01


    132: What The GENIUS Act Means For You & Your Money w/ Nick Elledge

    Play Episode Listen Later Aug 25, 2025 32:33


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with stable coin expert Nick Elledge, CEO of Stablecore. Nick walks us through the GENIUS Act, how it's impacting individuals and small business owners all around the world, and how to best position yourself for the future. ---

    Labubu Dolls, Record-High Corporate Bankruptcies, & Chamath's $250M SPAC

    Play Episode Listen Later Aug 22, 2025 35:42


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Pop Mart's profits soaring +400% thanks to Labubu dolls, corporate bankruptcies hitting a 5-year high, and Chamath's new $250M SPAC focused on "American Exceptionalism." ---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

    Q&A: Separating From Active Duty, Buying Airbnbs To Lower My Taxes, & Living With My Girlfriend

    Play Episode Listen Later Aug 21, 2025 39:32


    131: How to 70X Your Money

    Play Episode Listen Later Aug 18, 2025 29:58


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to 70X, 26X, and 10X your money over time. Remember, investing doesn't mean you're taking thousands of dollars at once and putting it in the markets – but sometimes $5 or $10. When you have compound interest on your side, investing any amount of money moves the needle over time. You can find this money in your weekend spending, your car payment, or even your monthly mortgage. Have a plan, stick to it, and stay consistent!—

    Crypto Treasuries, Amazon's Same-Day Grocery Delivery & Chinese Chip Sales

    Play Episode Listen Later Aug 15, 2025 39:19


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the rise of crypto treasury companies, the US government's 15% revenue share on China-specific chip revenue from Nvidia and Advanced Micro Devices, and Amazon's new same-day grocery delivery rollout. ---

    Q&A: High-Paying Job vs. PSLF, Aging Parents, & House-Hacking Too Soon?

    Play Episode Listen Later Aug 14, 2025 54:43


    130: How To Overcome Your Emotions During Volatility

    Play Episode Listen Later Aug 11, 2025 33:23


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three personal strategies for overcoming their own emotions during times of market volatility. ---

    Apple's $600B Investment, Crypto in Your 401(k), & Disney's Deal with the NFL

    Play Episode Listen Later Aug 8, 2025 34:10


    In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through Apple's $600B investment in the United States, Trump's EO that allows 401(k) issuers to include crypto and private equity in your retirement accounts, and ESPN's deal with the NFL. ---

    Q&A: $4M in SpaceX Stock, Buying an Airbnb with Family, & Losing $70K from Annuities

    Play Episode Listen Later Aug 7, 2025 47:24


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