Podcasts about finra sipc

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Rusty Leonard, and Scott Jordan dive into “The Economy” and what could be on the horizon. Max, our producer, will teach us about the “History of the Language of the Market – Bankruptcy.”                                 "Helping You Make the Most of Your Money”Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!---

Anthony Noto's path to becoming CEO at SoFi was anything but linear. But along the way, he learned the lessons and wisdom that helped him lead SoFi to where it is today. In this special episode, host Liz Thomas sits down with SoFi CEO Anthony Noto to talk about his ambitious goals for the company. Anthony and Liz discuss how his time at West Point shaped his leadership style and values, his decision-making framework, and the importance of aligning personal and company goals. Before his tenure as CEO of SoFi, Anthony Noto served as CFO and COO of Twitter (now X). He began his career as a brand manager at Kraft Foods, spent time as an associate at Lehman Brothers, worked in multiple roles at Goldman Sachs, and was the CFO and executive vice president at the National Football League. Anthony graduated from the United States Military Academy (West Point), and earned his MBA from the University of Pennsylvania's Wharton School.  For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:51 Growing up in Poughkeepsie 06:53 Time at West Point 10:00 Early lessons in leadership 14:50 Developing financial principles 18:39 Early career path 26:25 Leadership style 29:06 Decision-making 32:25 Philosophy on hiring 33:24 Experience as CEO at SoFi 36:11 Thoughts on failure 39:29 Outlook on the future of fintech 41:45 What excited Anthony about joining SoFi 43:16 Lightning round questions 49:05 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2025 Social Finance, Inc. All Rights Reserved.

To make a strong impression on the right buyers and avoid unnecessary complications when selling your business, it's essential to have everything in order before going to market. In this episode, managing directors Mike Lyon and Miles Lacey discuss key considerations for founders and what you should have in place before launching a sales process.This material is intended for informational purposes and is not intended to provide investment advice or a recommendation. The opinions voiced should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, accountant, and/or tax advisor. Vista Point Advisors does not provide tax or legal advice.  Securities offered through Vista Point Advisors, member FINRA/SIPC. This has been provided for informational purposes only and should not be considered as investment advice or a recommendation. It is not intended to address all circumstances that might arise. The views expressed herein may change at any time subsequent to the date of issue. Opinions contained herein should not be interpreted as a guarantee of future results. Outcomes will vary depending on individual circumstances. Any examples used in this material are generic, hypothetical and for illustration purposes only. Testimonials from past clients may not be representative of the experience of other clients and there is no guarantee of future performance or success. Clients are not compensated for their comments.

In this week's episode of the Rich Habits Podcast, we sit down with legendary investor Chris Camillo. Chris is most famously know for turning $20K into $60M over the last 18-years by implementing a trading strategy knows as social arbitrage investing. Follow Chris Camillo on X by clicking here, or YouTube by clicking here!---

One of the questions our advisors get most frequently from clients is, “Am I on track?”  In this episode of Financial Clarity for Doctors, Corey Janoff and Rachelle Vanderzanden, walk through a few ways to evaluate progress toward your goals. Steps to assess your progress: First, decide on what you are trying to achieve! Goals are different for everyone. This can be retirement, college savings, debt repayment, and many other financial goals. For debt repayment, if you have a plan and an end date, you can see if you are on track! Simple debt calculators can help with this. Decide on a time frame you'd like the debt to be repaid, enter in the interest rate, principle amount, and time frame and you will know how much you need to pay each month. Could be anything from paying off student loans in five years to repaying your mortgage before you retire at Age 60, For college saving, this can vary dramatically depending on your goals. Simple calculators for this online as well, but must use many assumptions about the costs and investment returns. A little more challenging! Can be very challenging to assess progress toward retirement goals. Think about the lifestyle you'd like to have, when you may want to retire, and how much you are able to save. These are things you can control a bit, whereas you cannot control investment returns. Don't pay attention to benchmarks online. This is different for you based on your career trajectory.  Look at your individual situation. Many young medical professionals are not “on track” based on common online metrics, because you are getting a late start!  Do your best to focus on these goals early in your attending career, and you should be able to make progress very quickly.  Then assess your progress over time. For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Sarah Layson, and Katie Abart as they “Empower Homebuyers” with creative strategies you can use to afford a home in this market. Katie will bring “Tips for Finding the Best Rates for Insurance.” Scott Jordan is here to give an “Update on the Economy” and answer your questions.                                     "Helping You Make the Most of Your Money”Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the "Art of Staying Rich." ---⭐️ Trial the Rich Habits Network completely for free for 7 days, click here!---

Q2 2025 has already begun, but public markets reporting has only just finished with Q4 2024. To tie a bow on Q4 2024, we are thankful to have Troy Jensen (Managing Director, Cantor Fitzgerald) return and join Danny Piper (Managing Partner, NewCap Partners) for Printing Money Episode 27. Danny and Troy kick off this episode discussing themes they've noticed in public and private additive manufacturing (AM) markets as 2024 completed and 2025 began. It's mentioned later in the episode, but you might say there's a FUD (Fear, Uncertainty, and Doubt) factor hanging over the industry—further exacerbated by global macro issues. Looking through these “FUD-dy” lenses, Danny and Troy then move on to the 2024 annual 3D printing market data reports recently issued by AM Research and AMPOWER. How well did these reports sync with what our esteemed host and guest are seeing in their worlds? Then, Danny and Troy dive into what this quarterly check-in is all about—the quarterly reporting from the publicly traded AM companies. Fact is, there are fewer public companies out there nowadays, and even fewer that are reporting their numbers with regularity. So, Episode 27 is relatively brief, but chock full of value. RAPID + TCT, the largest 3D printing event in the USA, takes place this week, so if you want to sound smart on the trade show floor or in one of the many expert sessions, perhaps take some tidings from Episode 27. Please enjoy Episode 27, and please join Danny, Troy, and your other favorite Printing Money personalities at RAPID in Detroit this week! This episode was recorded March 31, 2025. Timestamps: 00:14 – Welcome to Episode 27 and welcome back to Troy Jensen (Cantor Fitzgerald) 00:41 – Themes coming out of Q4 into 2025: Tariff stagnation, flat-to-slightly-up guidance, low visibility, reasons for optimism 02:13 – Private 3DP/AM markets picking back up 02:33 – Recent market data reports from AM Research and AMPOWER 03:37 – Nikon SLM Solutions (7731.JP) Q4 2024 results and analysis 05:35 – BLT (688333.SH) Q4 2024 results and analysis 06:10 – Valuation dislocation? China 3DP/AM stock performance 08:06 – Deal on?! Legal victory for Desktop Metal (DM) over Nano Dimension (NNDM) 11:07 – Balancing act: NNDM-DM-MKFG integration challenges and industry implications 14:38 – FUD Factor (Fear, Uncertainty, and Doubt) 15:03 – Stratasys (SSYS) Q4 2024 results and analysis 17:05 – 3D Systems (DDD) Q4 2024 results and analysis 20:15 – Materialise (MTLS) Q4 2024 results and analysis 21:38 – Investors need to wake up and stop looking for software returns in manufacturing 24:15 – AM production in Europe is in shambles 25:15 – Public markets expectations are built into stock pricing 26:38 – Looking forward to RAPID 27:21 – Thanks again to Troy and thanks for listening Disclaimer: This content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing stated on this podcast constitutes a solicitation, recommendation, endorsement, or offer by the hosts, the organizer, or any third-party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. The information on this podcast is of a general nature that does not address the circumstances and risk profile of any individual or entity and should not constitute professional and/or financial advice. Referenced transactions are sourced from publicly available information. Danny Piper is a registered representative of Finalis Securities LLC, member FINRA/SIPC. This material has been prepared for information and educational purposes only, and it is not intended to provide, nor should it be relied on for, tax, legal, or investment advice. Investors should consult with their own tax, legal,

4.4.2025 #RolandMartinUnfiltered: MLK 57 years after his death, Trump tariff sparks Lesotho crisis, UConn star Paige Bueckers drama Today, we honor the legacy of civil rights icon Martin Luther King, Jr., who was assassinated fifty-seven years ago at the Lorraine Motel in Memphis, Tennessee. March's job growth exceeded expectations, but unemployment numbers were slightly worse than anticipated. We'll discuss these figures with our favorite economist, Morgan Harper, and explore how tariffs may impact employment. The African nation of Lesotho is facing an economic crisis after the Trump administration imposed a 50% tariff on its textile exports. We'll talk to an expert about what this decision means for the small nation. Tishaura Jones is running for a second term as mayor of St. Louis. She will join us to discuss her achievements as the city's first Black female mayor and why she deserves re-election. Former NBA player Etan Thomas will discuss the backlash against his recent opinion piece in The Guardian, where he questions why UConn star Paige Bueckers hasn't received the same national attention as Iowa's Caitlin Clark. And, we'll have a conversation about financial responsibilities in relationships. Personal finance expert Shani Curry will share her insights on women refusing to help pay the bills. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

It's the April livestream, and Jason and Jeff talk about the ongoing tariffs' impact on the market, debating the short- and long-term implications for investors. They emphasize sticking to tried-and-true investment frameworks, especially amidst market volatility. They also dive into recent IPO CoreWeave and talk about the Q1 winner of the 2025 portfolio contest.01:28 Planning for the Berkshire Hathaway Annual Meeting09:21 Market Reactions and Investment Strategies13:35 Impact of Tariffs on Investments23:59 Evaluating Stock Valuations and Portfolio Management33:03 Setting Alerts for Stock Prices33:56 Managing a Diverse Portfolio36:43 Conviction in Stock Choices47:48 Impact of Tariffs on Investments50:31 Savvy Trader Portfolio Contest56:04 Core Weave IPO and AI InvestmentCompanies mentioned: AAPL, KNSL, LOB, UPST, WRBY*****************************************Subscribe to our portfolio on Savvy Trader *****************************************Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************Investing Unscripted is brought to you by Public.com* Visit https://public.com/investingunscripted *All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6%+ yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 12/13/2024. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule (https://public.com/disclosures/fee-schedule). Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.Alpha is an AI research tool powered by GPT-4.  Alpha is experimental and may generate inaccurate responses.  Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. Public makes no warranties about its accuracy, completeness, quality, or timeliness of any Alpha out. Please independently evaluate and verify any such output for your own use case.*Terms and Conditions apply.2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Rob Clement, and Scott Jordan as they discuss the issues of “Elder Abuse” and “How to Manage Elder Scams.” Daniel Irwin, BBB, with take us back to Scam School and remind us it is “Time to Get Your Real ID.”                                         "Helping You Make the Most of Your Money” Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Jason and Jeff answer listener questions about portfolio management, cost basis versus market value, and the importance of understanding one's investments fully. The conversation centers around determining when to add to existing winners versus investing in new opportunities, using QuantumScape as a practical case study. They also explore alternative investment strategies, such as the Calamus ETFs, comparing their potential benefits and drawbacks against more conventional options like CDs and money market accounts. 03:22 Understanding Cost Basis and Portfolio Management06:28 Deep Dive into Portfolio Strategies16:02 Sponsor Messages and Advertisements26:36 Portfolio Concentration and Small Positions28:23 Cash Management and Investment Strategy29:30 Challenges of Managing a Large Portfolio30:53 Conviction and Adding New Companies31:15 Understanding and Following Your Investments35:41 When to Bail on an Investment36:38 QuantumScape: A Case Study46:36 Calamus ETFs: An Alternative to CashCompanies mentioned: GOOG, QSSubscribe to our portfolio on Savvy Trader Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscriptedListen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTubeInvesting Unscripted is brought to you by Public.com* Visit https://public.com/investingunscripted *All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6%+ yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 12/13/2024. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule (https://public.com/disclosures/fee-schedule). Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.Alpha is an AI research tool powered by GPT-4.  Alpha is experimental and may generate inaccurate responses.  Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. Public makes no warranties about its accuracy, completeness, quality, or timeliness of any Alpha out. Please independently evaluate and verify any such output for your own use case.*Terms and Conditions apply.2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

Roger and Elias discuss recent market volatility and how investors can prepare for the uncertainty ahead.  Download our Guide to Market Volatility: www.premieriwm.com/guide  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

3.31.2025 #RolandMartinUnfiltered: La. voters reject constitution amendments, Wis. and Mo. supreme court elections, Bishop Marvin Sapp Louisiana voters overwhelmingly rejected the four proposed constitution amendments backed by its MAGA governor. We'll talk to activists about how their hard work defeated the racist laws. Elections in Wisconsin and Missouri. Tuesday, voters will elect a new state supreme court justice, and St. Louis is gearing up for its mayoral election. We'll talk to an advocate about Tishaura Jones' re-election bid. U.S. Attorney General Pam Bondi directed the Justice Department to dismiss a lawsuit challenging a sweeping election overhaul that Georgia Republican lawmakers passed in the wake of President Donald Trump's 2020 election loss in the state. White House Correspondents' Dinner Cancels black female comedian Amber Ruffin's appearance after her comments about the Trump Administration. And Bishop Marvin Sapp says he has received death threats as a result of the resurfaced viral clip where he ordered ushers to close the doors at an international church convention while rallying for the congregation to donate $40,000. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with JJ Maxwell, the CEO of Double Finance. Double Finance is an online brokerage platform that allows investors to build their own strategies from scratch using characteristic screeners. Only want to invest in companies who've been paying dividends for the last 10 years? Or maybe companies who've been free cash flow positive for the last 5 years? Or maybe companies whose stock prices have out-performed the S&P 500 every year for the last 3 years? Double Finance allows you to do just that! If too complicated, choose from some of their pre-built strategies. We hope you all enjoy this episode. We take pride in introducing you all to the coolest platforms, investing strategies, industry leaders, and ideas the market place has to offer. If you want to try Double Finance for yourself, simply go to "double.finance" in your web browser, or click this link! As a reminder, Austin chose the "Large Market Beaters" strategy.---

In this episode of Financial Clarity for Doctors, Corey Janoff and Rachelle Vanderzanden, discuss some of the basics of pensions.  How do you get one, what are the benefits, and exactly how do these things work? Some pension basics covered in this episode include: What type of employers off these retirement plans and who contributes to them. The types of investment risk associated with these plans (and who takes that risk). How pension benefits are calculated – this can vary but is often offered as a monthly or annual benefit amount in retirement. How to compare the benefit of a pension to other employer retirement plan offerings. This can be especially helpful if you are offered a choice between a pension benefit and a 403b or 401k. Lots of folks think of pensions as an additional benefit provided by employers that are working hard for their employees, but every plan is different.  Some of funded by the employer, some are funded by the employee, or a combination of the two.  Take some time to evaluate the quantitative benefit of any retirement plan when you're considering new employment opportunities. For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

Join this channel to get access to perks:https://www.youtube.com/channel/UCuvjQYKukKjVyhSVxQibgOw/joinSecure your business with $1000 off at Vanta: https://vanta.com/calum Start investing safely with Public: https://public.com/calumOur Merch drops soon! Be 1 of 50 to get EXCLUSIVE ACCESS: https://bit.ly/StayDelusional2  Follow Us!Instagram: https://www.instagram.com/calumjohnson1?igsh=MTdzbHI1b3c1b2dmag== Twitter https://x.com/calum_johnson9?s=21 Greg Isenberg: https://x.com/gregisenberg?s=21Watch our episode with Dom Ashburn on how to get 100k followers in 30 days using AI https://youtu.be/cai40ROkTYM00:00 Intro02:07 AI would change your life!03:10 What is an AI agent?08:07 2 business models to create with smart software 12:19 How you can build a $1M AI startup in 6 months. 17:55 How to use social media to build an AI business24:43 Why he dropped out of college 28:00 How to pick AI business ideas to work on. 36:39 Best time to launch your product 41:47 How to set up a business in 24 hours using AI agents (Live crash course) 55:29 How to turn your product into a movement 57:43 4 step playbook to build an audience in 20251:02:36 How to keep your users coming back 1:09:13 Why you MUST focus on the core loop1:11:10 The blueprint to partner with influencers. 1:14:57 How to build relationships with successful people About the videoToday's guest is Greg Isenberg — a startup entrepreneur, advisor, and CEO of Late Checkout, a company that builds and invests in internet communities. In this episode, he breaks down how AI is reshaping entrepreneurship and shares the exact playbook to build a $1M AI startup in just 6 months; from idea creation to distribution to customer retention — this is your blueprint for winning in 2025.Public Disclosures: All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6%+ yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 12/13/2024. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. *Terms and Conditions apply.

The Investing Power Hour is live-streamed every Wednesday on the Chit Chat Stocks Podcast YouTube channel at 1:30 PM EST. This week we discussed:(03:13) IPO Market Insights(06:19) Collateralized Burrito Obligations Explained(09:24) Klarna's Financials and Business Model(12:34) eToro's Public Offering and Business Model(15:26) Nike's Struggles in the Market(18:14) Brand Power in the Digital Age(33:49) Skechers and Apparel Market Insights(37:43) Boeing's Surprising NJAD Contract Win(44:32) Michael Saylor's Bitcoin Controversy(49:01) Small Cap of the Week: Ashtead Technology(56:47) Berkshire Hathaway's Performance and Future*****************************************************JOIN OUR NEWSLETTER AND CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Sign-up for a bond account at Public.com/chitchatstocks A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.9% yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of 8/28/2024. A bond's yield is a function of its market price, which can fluctuate; therefore a bond's YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account. The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions.Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more.*********************************************************************FinChat.io is The Complete Stock Research Platform for fundamental investors.With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use.Use our LINK and get 15% off any premium plan: ⁠https://finchat.io/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

3.28.2025 #RolandMartinUnfiltered: High stakes Louisiana election, Blatant voting rights assault exposed, Illegal activity at WH On Saturday, Louisiana voters will decide on four proposed amendments to the state Constitution. We'll be joined by Gary Chambers Jr., Advocate and strategist, to discuss the early voting turnout. Reverend Dr. William J. Barber II, the President and Senior Lecturer of the Repairers of the Breach, will drop by to discuss the blatant assault on our voting rights. Illegal activities are taking place in the White House, and California Congresswoman Sydney Kamlager-Dove is speaking out about the extent of these issues. We'll hear from her directly. Virginia House Speaker Don Scott will be here to discuss his being denied entry to a speaking engagement at First Colonial High School in Virginia Beach.. And we'll talk to the hosts of the NAACP Image Award-nominated true crime podcast, After the Uprising Podcast, about how their investigation could solve the murder of Missouri activist Darren Seals. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Jered Haddad, and Kim Lane with upcoming news about how to become involved during Multiple Myeloma Action Month. Cullen West and Scott Jordan will share the importance of “Special Needs Planning.”                                 "Helping You Make the Most of Your Money”Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Kurt Czarnowski, and Scott Jordan as they discover the changes in Social Security for 2025.Ted Minor will uncover “Social Security Myths Than can Shortchange a Client.”                                  "Helping You Make the Most of Your Money”Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Abby Wilson, Jason Herrington, and Scott Jordan discuss “Financial Myths and Misconceptions.” Jason will reveal “What Does a Good Financial Advisor Bring to the Table.”                                     "Helping You Make the Most of Your Money” Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

3.27.2025 #RolandMartinUnfiltered: HUD drops discrimination cases, HHS 10k firings, SBA takes over student loans,Justin Pearson vs MAGA Two cases against a Texas homeowners' association charged with racial discrimination are stalled under the current administration. We'll speak with ProPublica reporter Jesse Coburn, who will break down the details of these cases. The Department of Health and Human Services is cutting 10,000 full-time jobs across several agencies as part of the Trump administration's plan to restructure the federal government. The country's $1.6 trillion student loan portfolio is now under the Small Business Administration. We'll talk to an expert about what this means for more than 40 million Americans holding student loans. In Phoenix, Arizona, three police officers have been suspended for 24 hours for repeatedly punching a deaf black man with cerebral palsy during his arrest. Tennessee State Representative Justin Pearson will join us to discuss a heated exchange he had with Republican Andrew Farmer during a hearing on a gun reform bill. We are just five days away from Wisconsin voters casting their ballots for a new state Supreme Court justice. The executive director of Souls to the Polls Wisconsin will be here to discuss their efforts to ensure a successful voter turnout. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

3.25.2025 #RolandMartinUnfiltered: Signal security breach fallout, Bondi demands Crockett apology, MAGA judiciary attack, 14th amendment center opens Senators questioned Intel officials about how the Atlantic's editor-in-chief "mistakenly" got added to a group chat with top security officials discussing war plans. We'll show you how the Trump administration dodges accountability for this massive security breach. We'll show you how Fox is fumbled to tell the story while defending their former co-worker, Defense Secretary Pete Hegseth. I also have some thoughts for DJ Envy and his Breakfast Club co-hosts, who claim that the Atlantic editor-in-chief was wrong to disclose that he was included in a top-secret group chat. Attorney General Pam Bondi says that Congresswoman Jasmine Crockett owes Elon Musk and Telsa shareholders an apology. On Friday, Howard University's 14th Amendment Center will officially open. Founder Sherrilyn Ifill will explain why this center is more crucial now than ever. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

Jason and Jeff explore the vast housing market and its investment opportunities. They discuss the importance of the housing sector and cover a range of topics, including home builders, the impact of aging housing stock, and the benefits of home improvement companies like Lowe's and Home Depot. They also highlight specific stocks and REITs and address the challenges and risks associated with housing investments. 01:34 Exploring the Housing Market05:39 The Home Builders Sector13:07 Top Home Builder Stocks27:33 Home Improvement Giants: Lowe's and Home Depot32:05 Economic Impact of Home Injuries32:49 Home Depot and Lowe's: Long-term Investments33:41 Dividend Growth and Share Buybacks34:43 Specialty Retail in Housing36:37 Sherwin Williams: A Success Story38:49 Investing in Construction Material Companies41:47 Exploring Real Estate Investment Trusts (REITs)47:29 ETFs for Housing Market ExposureCompanies mentioned: AOS, AZEK, AVB, DFH, FND, GRBK, HD, INVH, LEN, LL, LOW, MAA, MTH, NVR, RDFN, SHW, TREX, TTSH, ZSubscribe to our portfolio on Savvy Trader Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscriptedListen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTubeInvesting Unscripted is brought to you by Public.com* Visit https://public.com/investingunscripted *All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6%+ yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 12/13/2024. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule (https://public.com/disclosures/fee-schedule). Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.Alpha is an AI research tool powered by GPT-4.  Alpha is experimental and may generate inaccurate responses.  Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. Public makes no warranties about its accuracy, completeness, quality, or timeliness of any Alpha out. Please independently evaluate and verify any such output for your own use case.*Terms and Conditions apply.2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

On this episode of Chit Chat Stocks, Brett gives a research report on Nu Holdings (ticker: NU). We discuss:(04:08) The Founding Story of Nu Holdings(07:31) Personal Anecdotes and User Experience in Banking(11:53) Management Team and Leadership Insights(18:44) Business Model Overview of Nu Holdings(31:12) Geographic Opportunities: Brazil and Mexico(38:39) Nu Holdings' Growth Strategy in Mexico(42:44) Competitive Landscape and Market Dynamics(53:19) Navigating the Credit Cycle and Economic Risks(58:41) Future Financial Projections and Valuation Concerns*****************************************************JOIN OUR NEWSLETTER AND FREE CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Sign-up for a bond account at Public.com/chitchatstocks A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.*********************************************************************FinChat.io is The Complete Stock Research Platform for fundamental investors.With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use.Use our LINK and get 15% off any premium plan: ⁠finchat.io/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

3.26.2025 #RolandMartinUnfiltered: Signal Houthi chat released, MAGA targets 'race-based' PhD Project, WI Supreme Court race The Atlantic published the full transcript of text messages showing that Secretary of Defense Pete Hegseth detailed U.S. military attack plans in Yemen in a Signal group chat that inadvertently included the magazine's editor-in-chief, Jeffrey Goldberg. We'll show you how Democratic lawmakers blasted security officials for lying about the chat's content. The MAGA administration is targeting "race-based" programs meant to diversify the workplace. We'll speak with the CEO of the PHD Project, whose program is at the center of this debate. Wisconsin voters will vote for a new state Supreme Court justice in less than a week. We'll talk to a grassroots organizer about how the most expensive judicial election in the nation's history may shape the state. I'll talk to House Minority Leader Hakeem Jeffries about his calling for Pete Hegseth's firing amid the security breach controversy. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

3.24.2025 #RolandMartinUnfiltered: SCOTUS hears Louisiana redistricting case, Trump admin Yemen war plans texts, Crockett Chronicles The Supreme Court heard arguments regarding Louisiana's addition of a second majority-Black congressional district, which some argue goes too far and amounts to unconstitutional racial gerrymandering. House Minority Leader Hakeem Jeffries says there should be a congressional hearing about the way Trump Administration officials discussed sensitive attack plans against the Houthis in Yemen in a Signal group chat. The ceasefire between Congolese forces and Rwandan-backed M23 rebels collapsed on Monday. I'll be speaking with a professor from Morehouse College about its implications for the ongoing conflict in the eastern Democratic Republic of Congo. In tonight's Crockett Chronicles, we'll show you the warning Attorney General Pam Bondi issued to Congresswoman Jasmine Crockett about her comments about Elon Musk. And we have Crockett's response to that warning. In tonight's Fit Live Win, we'll talk to two women's health advocates, Coach Gessie and Angela Yee, about the importance of detoxing. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

What is an annuity? Is it a good tool for my goals? Certified Elder Law Attorney Barbara McGinnis joins Certified Financial Planner, Matt Brown the branch manager of Raymond James in Cookeville to explore frequently asked questions about annuities. 304 Family Wealth |304 N. Washington Ave. Cookeville, TN 38501| 931.520.0778 Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. 304 Family Wealth is not a registered broker/dealer and is independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. The information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Matthew Brown and not necessarily those of Raymond James. Annuities are long-term, tax-deferred insurance contracts designed for retirement. Withdrawals made prior to age 59 ½ may be subject to taxes and possible penalties. Any guarantees are backed by the claims-paying ability of the issuing insurance company. Contracts are subject to fees and limitations. Investors should consider the investment objectives, risks, and charges and expenses of variable annuities carefully before investing. The prospectus contains this and other important information about the variable annuity and its underlying funds. Prospectuses for both the variable annuity contract and the underlying funds are available from your financial advisor and should be read carefully before investing. Investing involves risk and you may incur a profit or a loss regardless of strategy selected. Past performance is no guarantee of future results. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives on how to escape the three most common spending traps. —

The Investing Power Hour is live-streamed every Wednesday on the Chit Chat Stocks Podcast YouTube channel at 1:30 PM EST. This week we discussed:(04:16) Google's Major Acquisition of Wiz(20:19) Stocks at Their Lowest Valuations(30:38) Evaluating Hyperscalers: Amazon, Google, Meta, Microsoft(33:11( The Wild Card of Nvidia(34:14) Exploring Small Cap Investments(35:11) Diving into Herc Holdings(45:27) Michael Saylor's Controversial Speech(52:19) The Future of Crypto Trading(56:02) CoreWeave IPO: A Bubble Watch(58:27) Honoring a Frugal CEO's Legacy*****************************************************JOIN OUR NEWSLETTER AND CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Sign-up for a bond account at Public.com/chitchatstocks A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.9% yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of 8/28/2024. A bond's yield is a function of its market price, which can fluctuate; therefore a bond's YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account.  The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions.Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more.*********************************************************************FinChat.io is The Complete Stock Research Platform for fundamental investors.With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use.Use our LINK and get 15% off any premium plan: ⁠https://finchat.io/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

3.21.2025 #RolandMartinUnfiltered: Elon's war on vets, Judge blocks DOGE social security access, Opioid emergency VoteVets, a veterans voter education group, launched a new campaign against all GOP House Representatives supporting the Trump administration's sweeping cuts to the Department of Veterans Affairs. VoteVets' Senior Advisor is here to explain this targeted six-figure multi-platform ad campaign. Trump's Commerce Secretary to seniors who depend on Social Security to survive: "Shut Up and Sit Down" and Don't complain if you don't get your check. We'll show you the weird exchange in the Oval Office when a Fox reporter asked the twice impeached criminally convicted felon-in-chief Donald "The Con" Trump about Canada. A White West Virginia couple got a combined total of 375 years in prison for abusing their black adopted children. Opioid deaths may be decreasing overall, but there's an organization working to prevent opioid overdose deaths, specifically in Black communities. I'll chat with an advocate who says access to lifesaving medications is unequal. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

3.20.2025 #RolandMartinUnfiltered: Trump DOE executive order, DEI funding battle, NC Supreme Court seat open, Black voter briefing The twice-impeached criminally convicted felon-in-chief Donald "The Con" Trump signed an executive order calling for the shutdown of the U.S. Education Department. Still, his signature doesn't mean much since abolishing a federal agency requires congressional approval. North Carolina's intermediate-level appeals court will hear arguments about the still-unsettled November election for a state Supreme Court seat. Terrance Woodbury will break down HIT Strategies' latest data on what happened during the 2024 election. Louisiana activist Gary Chambers will be here to discuss the proposed constitutional amendments regarding courts, taxes, juveniles' treatment in the criminal justice system, and elections for judges appearing on the March 29th ballot. And another historic March Madness win for an HBCU: The Southern University Women's Basketball team won its first-ever tournament game. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

 Stocks get all the attention, but bonds? They deserve some love too. If the latest market swings have you feeling a little queasy, bonds can help balance your portfolio and create a steady stream of passive income. In today's episode, Nicole sits down with a Money Rehabber who wants to start investing in bonds but isn't sure where to begin. Nicole breaks down bond basics, key terms, and how to build a bond strategy that works for you.  To start investing in bonds today, go to public.com/moneyrehab All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  Advisory services for Treasury Accounts are provided by Public Advisors, an SEC-registered investment adviser. Public Advisors and Public Investing are affiliates and both charge a fee for their respective services. For more details, see Public Advisors' Form CRS, Form ADV Part 2A, Fee Schedule, and Treasury Account page. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.6% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 3/12/2025. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.    Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. *Terms and Conditions apply. 

3.19.2025 #RolandMartinUnfiltered: Defense Dept. deletes Jackie Robinson info, DOGE cuts Fair Housing Grants, DOE grants reinstated The Defense Department claims it was a mistake to delete pages on the Navajo Code Talkers, black Medal of Honor recipients, Jackie Robinson, and Ira Hayes, one of the Marines who raised the flag on Iwo Jima. Movie director Spike Lee has a lot to say about the MAGA movement's efforts to erase Black history. Fair housing groups have filed lawsuits against HUD and DOGE regarding the cancellation of fair housing grants. Pennsylvania State Senator Vincent Hughes will explain what he is doing to combat efforts to dismantle anti-discrimination measures in housing. It seems the Texas Governor is delaying the scheduling of a special election to fill the late Congressman Sylvester Turner's House seat. We'll speak with one candidate eager to represent the 18th Congressional District. And March Madness has kicked off with a historic victory by Alabama State University, which defeated Saint Francis to secure the school's first tournament win. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚡️ Register for the webinar taking place today! Click here. ---

3.18.2025 #RolandMartinUnfiltered: Budget battle chaos, Dems Day of Action, Executive vs Judicial, Trump ends Segregated facilities ban Senate Majority Leader Chuck Schumer abandoned Democrats' budget strategy, giving into MAGA Republican demands and averting a government shutdown. Former DNC Finance Committee Chair Michael Brown will explain if Schumer's decision is reshaping the Democratic playbook. ✨Get your "Don't Blame Me ... I Voted for the Black Woman" tee and #FAFO 2025 tee TODAY #RMU Merch

Jason and Jeff discuss the financial lessons they wish they could share with their younger selves. Topics include the importance of understanding compounding interest, automating investments, paying yourself first, and avoiding the pitfalls of cashing out retirement accounts early. They also explore income strategies, mindful spending, and the need to gradually de-risk as retirement approaches. 01:57 Episode Theme: Lessons for Younger You03:59 The Power of Compounding Interest07:57 Understanding Investment Options15:39 Pay Yourself First24:14 A Costly Mistake: The Price of Impulsive Decisions25:44 Turning Financial Mistakes into Learning Opportunities27:23 Strategies for Financial Recovery and Growth28:50 The Importance of Automation and Discipline in Saving34:52 Balancing Lifestyle and Financial Goals43:30 The Risk of Over-Risking: Preparing for Market VolatilitySubscribe to our portfolio on Savvy Trader Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************Investing Unscripted is brought to you by Public.com* Visit https://public.com/investingunscripted *All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6%+ yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 12/13/2024. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule (https://public.com/disclosures/fee-schedule). Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.Alpha is an AI research tool powered by GPT-4.  Alpha is experimental and may generate inaccurate responses.  Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. Public makes no warranties about its accuracy, completeness, quality, or timeliness of any Alpha out. Please independently evaluate and verify any such output for your own use case.*Terms and Conditions apply.2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

3.17.2025 #RolandMartinUnfiltered: Dems challenge extremist MAGA agenda, South African Ambassador expelled, Mich. Lt. Gov. Gilchrist ✨Get your "Don't Blame Me ... I Voted for the Black Woman" tee and #FAFO 2025 tee TODAY #RMU Merch

3.12.2025 #RolandMartinUnfiltered: Drastic HUD cuts, DOE closings/firings, NOAA mass firings, Trump's economic policies spark chaos The housing crisis will get grimmer with federal cuts to fair housing programs, and to preserve affordable housing. We'll talk to the president of Neighborhood Assistance Corporation of America about how the consequences could be devastating. The U.S. Department of Housing and Urban Development rejects Hurricane Helene repair efforts in Asheville, North Carolina, because the city's proposed recovery plan features a DEI program. The Department of Education is the latest federal agency facing massive layoffs. The National Parents Union president will explain what will happen with the imminent dismantling of the department. Economic expert Steve Liesman calls the twice-impeached criminally convicted felon-in-chief Donald "The Con" Trump's economic policy "insane." The Alabama Freedom Riders Museum is no longer listed for sale by the U.S. General Services Administration. A Federal jury awards two black Chicago men $120 million for spending decades in prison for a murder they did not commit. ✨Get your "Don't Blame Me ... I Voted for the Black Woman" tee and #FAFO 2025 tee TODAY #RMU Merch

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share 12 things they wish they were taught in their 20s. ---

3.14.2025 #RolandMartinUnfiltered: Dems cave to GOP funding bill, Judge orders thousands of federal workers reinstated, Trump USPS plan Democrats who caved on the MAGA regime's spending bill exposed. Thousands of people converged on the National Mall in Washington, D.C., to protest actions taken by the Trump administration that they claim are unconstitutional. St. Augustine's University alumni are rallying to save the historically Black college and university. We'll speak with two members of the Save SAU coalition about their concerns regarding the factors they believe are causing the school's decline. The quest to force colleges and universities to classify college players as employees continues. I'll talk to the attorney who represented college athletes against the NCAA, drawing upon legal precedents that compare college athletes to unpaid prison labor under the 13th Amendment's "slavery exception." An organization is working to prevent opioid overdose deaths in Black communities. I'll chat with an advocate who says access to lifesaving medications is unequal. And we will show you a disturbing video from California that depicts a Black girl being attacked by a Mexican male student while onlookers, including a substitute teacher, stood by without intervening. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

3.13.2025 #RolandMartinUnfiltered: Environmental Justice Eliminated, Ill. AG Stops Teacher Prep Cuts, School Choice Debate The Environmental Protection Agency is shutting down its division that helps low-income communities overwhelmed by pollution. Dr. Mustafa Ali will explain the devastating impact this will have on Black communities. The Illinois Attorney General has successfully fought against the Department of Education's attempt to cut off millions of dollars in grants to train and support new teachers. Kwame Raoul will discuss the case and what's next as the DOE approaches elimination. We will also examine the DOE's recent cuts and what they mean for those receiving financial assistance and those who need to pay off student loans. The issue of school choice continues to spark heated debates. You'll hear from a Black Texas State Representative on the topic, as well as insights from Congresswoman Summer Lee, who argues that the school choice agenda being pushed by conservatives will only expand existing inequalities. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!This week's episode was full of surprises -- we hope you like it!---

3.11.2025 #RolandMartinUnfiltered: Trump's busted economic boom, tumbling stocks & trade wars, BLM Plaza demolition, DC $1B budget cut Where is that bustling economy that the twice impeached criminally convicted felon-in-chief Donald "The Con" Trump promised? He seems to be leading us straight into a recession. Economist Morgan Harper will explain why the predicted economic boom has fizzled out. MAGA Republicans want to cut D.C.'s budget by a billion dollars! We'll speak with a city council member who will explain how these cuts will impact the city. Michigan Lieutenant Governor Garlin Gilchrist announces his gubernatorial campaign. And the third suspect allegedly involved in the off-campus, fraternity hazing death of 20-year-old Southern University is apprehended. ✨Get your "Don't Blame Me ... I Voted for the Black Woman" tee and #FAFO 2025 tee TODAY #RMU Merch

3.10.2025 #RolandMartinUnfiltered: DOJ drops 'Cancer Alley' lawsuit, States sue Trump admin over mass firings, BLM Plaza dismantled The Department of Justice drops its lawsuit against a Louisiana petrochemical plant accused of poisoning a majority-Black neighborhood. The move has been framed as an attempt to dismantle what are referred to as "radical DEI programs." We'll speak with those directly affected. Maryland's Attorney General is leading the charge in suing the Trump administration over what he describes as the illegal mass firings of federal probationary employees. We'll dive into the details of this legal battle. Crews from the District Department of Transportation have begun removing Washington, D.C.'s Black Lives Matter mural. We'll bring you footage straight from outside our studio. Also, during the House Oversight Committee hearing on sanctuary city policies, Representative Jasmine Crockett took on the mayors of Boston, Chicago, Denver, and New York City on immigration. We'll show you the highlights. ✨Get your "Don't Blame Me ... I Voted for the Black Woman" tee and #FAFO 2025 tee TODAY #RMU Merch