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Most people who buy life insurance never read the fine print. They're promised “stock market–like returns without the risk,” a retirement account that doubles as a tax-free loan machine, and peace of mind for their families. On paper? It looks like the perfect product. But what happens when the math doesn't add up, the illustrations don't match reality, and families find out, years later, that the policy they've been funding is set to collapse? That's the dark underbelly of the Indexed Universal Life (IUL) industry. And it's exactly what my guest, Jonathan, aka the IUL Exposer, has dedicated his career to uncovering. He's reviewed over 4,000 policies in just 18 months, uncovered systemic mis-selling, and even built a process that has helped families claw back over a million dollars in refunds. Jonathan isn't anti-insurance. He's anti–false promises. His work shines a light on how commissions drive product design, why regulators are warning against IULs, and how clients are left holding the bag when agents disappear. This episode isn't about theory, it's about hard numbers, legal battles, and the uncomfortable truths most of the industry hopes you never learn. Things You'll Learn In This Episode -Illustrations are a trap IUL projects steady growth that rarely happens. Why do clients still trust the numbers? -Commissions drive the product IULs are sold 10-to-1 over whole life because they pay the fattest commissions. What does that reveal about whose interests are really being served? -Refunds are possible Families often think their money is gone forever. How are some clawing back tens of thousands in refunds? -Indexes aren't what they seem Synthetic “uncapped” indexes promise market-like returns but rarely deliver. How are clients set up for disappointment from day one? Guest Bio Jonathan Aguilera is the voice behind @lifeinsurancerefunds on TikTok and Instagram, a platform dedicated to exposing misleading life insurance practices, breaking down complex policies, and helping families recover money they thought was lost. Licensed since 2012, Jonathan once built a national agency of 250+ licensed agents with Primerica. But when faced with the choice to “stay quiet to stay compliant” or speak up for what's right, he chose the latter. He resigned, surrendered his securities licenses, and walked away from everything he'd built to launch DTRT Financial, not just a company, but a movement. Jonathan isn't the suit-and-tie advisor chasing commissions. He's the guy who got fed up watching families get misled, overcharged, and under-informed. Through thousands of policy reviews, he's exposed the harsh realities of cash value life insurance while educating the masses on how to make intentional financial choices. Visit IULExposer.com to learn more. About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Taking affirmative action now to preserve the right for potential IEEPA tariff refunds is essential. Listen to Two Minutes in Trade for details.
Aengus Cox, RTÉ's Consumer Affairs Correspondent
Shakira BioSnap a weekly updated Biography.Shakira has been a whirlwind of activity these past few days, dominating headlines and social feeds with both professional highs and personal intrigue. Most notably, she was slated to perform at Washington DC's Nationals Park as part of her Las Mujeres Ya No Lloran World Tour and to kick off WorldPride DC 2025, but the concert was canceled last-minute due to complications stemming from structural issues at her previous Boston show. Nationals Park announced that her full tour production simply could not be transported to DC on time, leaving thousands of fans disappointed and prompting heartfelt apologies from Shakira herself, who shared her heartbreak on social media while promising to return as soon as possible. Refunds were promptly issued, yet the absence of such a high-profile event made waves across music news—an unfortunate snag in her otherwise triumphant tour, which has been praised for its ambitious setlist, elaborate visuals, and 13 dazzling costume changes, all masterminded by Shakira and a team of 145 people according to USA Today.Despite these setbacks, the star is surging forward: she's confirmed as a headliner for the 2025 Global Citizen Festival in New York's Central Park on September 27, sharing the bill with The Weeknd. The festival, hosted by Hugh Jackman, champions major global causes—protecting the Amazon, scaling renewable energy in Africa, and advancing children's literacy—and Shakira's involvement underlines her ongoing commitment to philanthropy and social impact, bringing her activism to an audience of millions.On the personal front, speculation ran rampant as reports from outlets like as.com suggested Shakira has rekindled her romance with Antonio de la Rúa, the Argentine lawyer and her former partner. Allegedly, the two reconnected through professional collaborations and now share a close bond, even involving Shakira's children in family affairs. While rumors swirl about them cohabiting and a possible public reveal in Argentina, neither has confirmed this publicly, so the story remains in the realm of informed gossip.Shakira's recent performance in Mexico City electrified fans when she invited Mexican singer Belinda onstage for a moving duet of “Día de enero,” marking her record-breaking twelfth show at Estadio GNP Seguros—a new industry standard for female artists in the venue. Social media exploded after Shakira posted images from a beachside promotional shoot in Mexico: her metallic bikini photos drew over a million likes and even praise from Salma Hayek, reinforcing her status as a pop culture phenomenon.Adding to the social chatter, footballer Sergio Ramos teased a possible musical collaboration with Shakira in a recent interview, which would cleverly riff on her past relationship with Gerard Piqué. While that's tongue-in-cheek for now, the playful buzz proves Shakira's knack for staying topical and relevant.Looking ahead, anticipation is building for her scheduled shows in Atlanta and Puebla, Mexico, and even a 2026 world tour teased by fan sites. Business-wise, her net worth remains astronomical, with income streams from music, touring, brand partnerships, and catalog sales, as covered by Forbes and Billboard. Collectively, these developments—headline festival bookings, tour drama, viral moments, and tantalizing romantic rumors—underscore Shakira's enduring biographical significance and her ability to command attention on all fronts, blending artistry, activism, and intrigue with effortless style.Get the best deals https://amzn.to/3ODvOta
Cancellations, reschedules, and refund requests—ugh, none of us like dealing with them, but they're a part of running a photography business. In this episode, I'm walking you through how to protect your time and income while still being kind and professional when these situations pop up. You'll walk away with confidence knowing exactly how to handle them.Here's what you'll learn:The contract clauses every photographer needs to avoid messy situationsScripts you can use when clients cancel or ask for refundsProactive steps to reduce cancellations before they happenIf you're ready to stress less and keep your business running smoothly (even when life happens), press play now.I'm giving you 3 Free Ways to Get Photography Leads This Week in this free guide. Download here.
Refunds of IEEPA tariffs may be possible if the Supreme Court upholds the CIT and CAFC decisions striking down the Administrations use of IEEPA authority to issue tariffs, but only for those companies who take steps to preserve their rights. Listen to today's episode to learn more and visit: https://www.strtrade.com/trade-news-resources/str-trade-report/trade-report/august/importers-should-act-quickly-to-preserve-rights-to-potential-tariff-refunds
Ryan and Emily discuss Trump threatens Chicago takeover, Trump blows up ship near Venezuela, judge orders Trump tariff refunds, Israel disappearing Gazans at aid sites, Trump fakes Epstein files release, Southeast Asia erupts in protest, voices of Gaza youth. Fox News is now reporting that the boy "Amir" Aguilar reported to have seen shot has been located unharmed. https://www.foxnews.com/world/exclusive-video-reveals-gaza-boy-said-killed-idf-alive To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
This is a special episode explaining in detail the new changes coming up for OTR, if you want them. We are implementing a community forum and a quarterly blog for all in Real Plus. This is being done for three reasons. First to develop a community around healing from any Mental health condition and thriving. I think it's important as we grow together to achieve Mental Health for Real. Secondly, to get direct input through a community forum and suggestion box that will make the show what the listener wants. And lastly to grow the show so we can increase our reach and implement better quality sound with just a little revenue. This will put us in a position to reach more people and book any guest we feel will help us. To do this I am implementing a Premium Package as part of Real Plus. The premium Package will have everything in basic Real Plus but so much more as described below and detailed in this short episode. Real Plus Premium – Subscribed AccessUnlock exclusive content, including early access to episodes Annotated Transcripts – not just what we said, but why it mattered.The “Unpolished” Feed – outtakes, false starts, and the moments we almost cut. Produced twice a year Monthly Dispatch – one email, no marketing, just what we're building, breaking, and rethinking Verified/co-authored Badge – not for clout, just a quiet nod that you are co-authors Suggestion Box (with Teeth) – you pitch it, we respond. If it's good, we build it. If it's off, we say why Yearly Dividend – 5% of total earnings redistributed equally to listeners at year-end - So, this gives the advantage to the early subscribers, since the price will never go up no matter what extras we put in. So, if we raise the price over the years your actual value back rises from 5 percent and there is no cap. If the show some how goes viral, you will make more money than you pay for subscription. Potentially much more. . Refunds for dividends -If canceled mid-year, refund begins at end of the month -Refund is prorated based on the yearly rate - Any payment method is eligible -Credit card, Zelle, or other agreed-upon methodCancel Button will be clear and on the first screen. 2 click cancelI am thinking about a co-host for the 2026 season. I will keep you informed.Also, you may have noticed the logo has been changed in Facebook, Instagram and X. The Logo will officially change everywhere on November 1, 2025. Hopefully along with Real Plus. Which changes everything.The implementation of Real plus depends on you. I will have a post on Facebook, Instagram, and X. Please indicate your interest in the program tiers. Please "Like" the post, if you're in for implementing Real Plus on November 1, Please "Love" or other than like the post, if you're in for the Premium Package in Real Plus.Or send an email to Overtherainbowbob@gmail.com with the subject "Like" or "Love" and please indicate if you want to receive status updates of the project if we have 5 likes for Real Plus and/or 5 "Loves" for the Premium Package one or both It will be implemented For November 1 sign up and benefits.So the future of OTR is up to you. If we don't implement; I may offer the program at a later date.OTR sites:Real Plus: (coming soon)Podcast Website: https://bobadleman.wixsite.com/otrmentalhealthMail:
The Consumer Goods and Services Ombud this week announced consumer complaint statistics for the 2024/25 financial year. In the latest report the ombud facilitated refunds or replacements to consumers to the value of R11.9 million. According to the CGSO , the annual report aims to reflect on what the CGSO has achieved but also why their work matters. The theme this year is accessibility. CGSO has found that many of the most vulnerable consumers in poor and rural communities remain unaware of their rights or uncertain on how to enforce them. For more we are now joined on the line by Consumer Goods and Services Ombud Chief Executive Officer ,Queen Munyai
In this episode we discuss - we discuss what does dank mean? Amazon and Refunds and football is back. Please don't forget to check out our Youtube Channel, where we post the first 20-30 mins of the show…for free. You can't beat free. We'd be forever in your debt if you could jump over to our Youtube channel and Subscribe - and tell a friend. If you haven't got a friend, we'll be happy to be your friend, After you subscribe. You can also follow us on social media on Facebook, Instagram, Tumblr and Twitter. That's all of them, correct? Does anyone read this far down? Email us: HashtagJustSayinPodcast@gmail.com
✈️ Retire Pilots the Right Way!
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This business with the supermarkets and their pricing... Consumer NZ has launched a petition. They want change to stop prices being incorrectly labelled. So you go to checkout and scan receipts, something's different to what you expected. Then we would get a refund on the product, and the product for free. The idea is that if you make the punishment more than fit the crime, they'll stop doing it. Which I get. But the supermarkets reckon —and Consumer NZ calls this spin— that there's just too many products and they honestly make mistakes. More often than not the prices are out by a few cents - so $5.99 instead $5.95. The key question here is whether we think the supermarkets are doing this on purpose, or whether they're just large organisation that occasionally get small things wrong. And correct the errors when spotted. Refunds where necessary. If we're saying they are deliberately doing this, that's a whole other thing. I'm not saying the supermarkets should be given a Hall Pass here, but if we're talking about a few million dollars a year spread over a population of five million, plus the free products on top of refunds they'd have to fund... You've got to ask if the potential payoff is worth the cost of pushing a policy like this. See omnystudio.com/listener for privacy information.
On this episode, I'm talking about returns, refunds, and the hidden layer of post-purchase experience with Fernando Pedraz, founder of Reveni.We get into why instant refunds aren't just good CX, they're good business — and how Reveni is helping brands turn a painful process into a growth lever. Fernando shares how they assess refund risk in real time, what most brands get wrong about cross-border returns, and where automation adds value without losing the human touch.We also talk about the role of AI in fraud prevention, logistics, and finance infrastructure, why the post-purchase stack is still underdeveloped, and what smart brands are doing to stay profitable in a tougher market.If you're thinking about CX beyond the buy button, or building smarter systems behind the scenes, this one's for you.This episode is brought to you by Reveni. Reveni helps eCommerce brands turn refunds into retained revenue, by making instant exchanges the default, not the exception. Learn more at Reveni.Checkout Factory here.Sign up to our newsletter here.
The Tropical MBA Podcast - Entrepreneurship, Travel, and Lifestyle
What marketing strategies are actually working in 2025? Karla Singson shares standout tactics from a DC Mexico meetup she hosted, where 6- and 7-figure founders revealed how they're landing clients organically through Facebook groups, trade show podcast hacks, and thoughtful LinkedIn comments (no ad spend required). We also dive into Karla's own playbook: how she's built multiple businesses around authenticity, reputation, and smart delegation. She shares tips for handling sales calls, choosing offers that sell themselves, and why relationships (not reach) are her #1 growth lever. LINKS: Karla's Facebook (https://www.facebook.com/karla.singson) Karla's Instagram (https://www.instagram.com/karlastefan/) Karla's Business (https://proximityoutsourcing.com/) Dennis Yu's “Dollar a Day” Strategy (https://dennisyu.com/category/dollar-a-day/) Connect with generous global entrepreneurs (https://dynamitecircle.com/) Founders getting together in Bangkok this October for DCBKK 2025 (https://docs.google.com/document/d/1GFaF1Vj7I7H0f5BmGYuyoaGuEdMCo-3CkBnVDuaSwrI/edit?usp=sharing) Read Dan's book “Before the Exit” (https://www.amazon.com/Before-Exit-Thought-Experiments-Entrepreneurs-ebook/dp/B07BN2KD1J) Share your story/sponsor the pod (https://forms.gle/gKZFuwReHSvg8LD48) CHAPTERS: (00:00:13) Intro: Affordable Marketing for Scrappy Founders (00:01:29) Karla's Business Portfolio: From Flowers to Facebook Funnels (00:05:00) Why Founders Struggle to Delegate (00:10:17) 3 Low-Cost, High-Impact Client Acquisition Channels (00:12:59) Organic Facebook Marketing Still Works (Here's Why) (00:15:34) The 400% Revenue Trade Show Hack (00:18:29) How to Capture Leads by Commenting on LinkedIn (00:21:17) Why Most Founders Are Hesitant to Run Ads (00:22:50) The Rise of Hyper-Authenticity (00:26:30) Why In-Person Still Matters (But Not for the Reason You Think) (00:27:25) The '10 Industry Friends' Strategy for Rapid Growth (00:34:41) Why Karla Keeps a Business Portfolio (Not Just One Focus) (00:36:30) The “Duh” Test for Business Ideas (00:38:46) Sales Calls: What Actually Works in 2025 (00:38:54) Building Rapport That Converts (No Cringe Small Talk) (00:41:23) Refunds, Guarantees, and the Power of Reputation (00:42:11) Lessons from a Business Partnership Gone Wrong (00:45:31) Why Golf Is the Best Business School (00:48:05) Playa del Carmen as a Business Base: Pros and Cons (00:52:37) Karla's Love Letter to DCBKK CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Marketing to High-Dollar Clients (https://tropicalmba.com/episodes/marketing-to-high-dollar-clients) $1.5 Million from LinkedIn: Strategies for Building Influence and Consistent Revenue (https://tropicalmba.com/episodes/million-from-linkedin) Niche B2B Content = Big Revenue on YouTube (https://tropicalmba.com/episodes/b2b-content-youtube) 50/50 Partnerships: Saying the Quiet Part Out Loud (https://tropicalmba.com/episodes/50-50-partnerships)
A'ja Wilson Fans ATTACK Napheesa Collier over BLACKNESS, Sue Bird on Caitlin Clark's Ticket Refunds, Angel Reese WORST Layup Shooter in W, Reese & Nalyssa Smith Near SCRAP!
The IRS is stubborn, but how stubborn exactly? What can you say to help your case with unfiled tax returns? Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_Allec
Paul L. Singer, Abigail Stempson, Beth Bolen Chun, Andrea deLorimier Last week, Washington Attorney General Nick Brown, a bipartisan coalition of attorneys general from ten other states, and the California Department of Financial Protection and Innovation wrote the Consumer Protection Financial Bureau's Acting Director, Russell Vought, pressing the CFPB to issue “long-delayed restitution” to consumers allegedly harmed by a business offering online training for tech positions.
Wizkids recently released pre-painted miniatures of the Baldur's Gate 3 characters in partnership with Wizards of the Coast, and the results were catastrophically poor. The miniatures featured severely distorted faces, misplaced features, and in some cases missing parts entirely (one customer reportedly received a headless Shadowheart). The quality was so abysmal that Wizkids issued […]
Amazon's new small business report reveals exactly how the marketplace is doing for independent sellers, TikTok users reveal who's really shopping on TikTok Shop, and Amazon is issuing surprise refunds dating back to 2018. These and more buzzing news on this episode! ► Instagram: instagram.com/serioussellerspodcast ► Free Amazon Seller Chrome Extension: https://h10.me/extension ► Sign Up For Helium 10: https://h10.me/signup (Use SSP10 To Save 10% For Life) ► Learn How To Sell on Amazon: https://h10.me/ft ► Watch The Podcasts On YouTube: youtube.com/@Helium10/videos We're back with another episode of the Weekly Buzz with Helium 10's Senior Brand Evangelist, Shivali Patel. Every week, we cover the latest breaking news in the Amazon, Walmart, and E-commerce space, talk about Helium 10's newest features, and provide a training tip for the week for serious sellers of any level. New Amazon report shows small businesses have created millions of US jobs and built thriving communities https://www.aboutamazon.com/news/small-business/amazon-2024-small-business-empowerment-report Are US TikTok users turning to TikTok Shop? https://business.yougov.com/content/52193-are-us-tiktok-users-turning-to-tiktok-shop Got a Surprise Amazon Refund? We Now Know Why https://www.pcmag.com/news/got-a-surprise-amazon-refund-we-now-know-why EU plans 2 euro fee for low-value parcels in setback for Shein, Temu https://www.reuters.com/business/retail-consumer/eu-eyes-2-euro-handling-fee-online-parcels-customs-reform-2025-05-21/ Shopify launches AI tool that builds complete online stores from keywords https://www.reuters.com/business/shopify-launches-ai-tool-that-builds-complete-online-stores-keywords-2025-05-21/ Boost sales with Memorial Day Outlet merchandising https://sellercentral.amazon.com/seller-news/articles/QVRWUERLSUtYMERFUiNHMjlOQ1RLUUIyVEZFSzJQ Manage shipments easier with new Send to Amazon features https://sellercentral.amazon.com/seller-news/articles/QVRWUERLSUtYMERFUiNHSEFZSzlLRkszTFI5S0hG Change to Buyer-Seller Messaging options https://sellercentral.amazon.com/seller-news/articles/QVRWUERLSUtYMERFUiNHNENSQUpOSzJENkQ0VFJO For our new feature alerts, Helium 10 has introduced a powerful update to its Helium 10 Ads Campaign Builder, now supporting Sponsored Display Audience Targeting with options to optimize for impressions, visits, or conversions, along with expanded audience targeting and multiple ad formats, including video. Additionally, the revamped Ads Academy. Hosted by Bradley Sutton and Destaney Wishon, offers a comprehensive, beginner-to-advanced course on Amazon advertising, accessible to all Helium 10 paid subscribers. This week's strategy highlights how sellers can use Helium 10's Search Query Performance Analyzer tool to identify every keyword that generated a sale over a specific period directly from Amazon data. Unlike Amazon Seller Central, this tool allows for efficient filtering by product, keyword, and time frame, offering a faster, clearer view of what's truly driving sales. As we wrap up this episode, we invite you to stay tuned for the latest trends shaping the e-commerce landscape, equipping you to thrive in a rapidly evolving market. In this episode of the Weekly Buzz by Helium 10, Shivali covers: 00:50 - $2.5 Trillion Milestone 02:52 - TikTok Shop Truth 05:23 - Refunds from 2018 06:52 - EU Hits Back 08:50 - Shopify Builds Stores 10:08 - Amazon Adds Audio 12:08 - Homepage Outlet Push 13:34 - Send-to-Amazon Updates 14:50 - Message Marked Gone 15:38 - Helium 10 New Feature Alerts 18:29 - Training Tip: Search Query Analyzer by Helium 10
Send us a textAmazon is refunding customers for old returns, some dating back to 2018 with no prior notice. A $1.1 billion charge and internal review raise questions about delayed Amazon refunds.Here's Steven Pope's original post that started everything: https://www.linkedin.com/feed/update/urn:li:activity:7330744101614551040/Steven Pope was featured in multiple news articles covering this story:USA Today | https://bit.ly/USAtodaySPNBC Chicago | https://bit.ly/NBCChicagoSPCyberNews | https://bit.ly/CyberNewsSPAARP | https://bit.ly/AARPSPNewsweek | https://bit.ly/NewsweekSPEntrepreneur | https://bit.ly/EntrepreneurSPFox Live Now | https://bit.ly/FoxLiveNowSPEconomic Times | https://bit.ly/EconomicTimesSPBlavity | https://bit.ly/BlavitySPRead more from My Amazon Guy: https://myamazonguy.com/news/amazon-issues-late-refunds/Need help with your Amazon account? Book a 1-on-1 with Noah Wickham: https://bit.ly/3YwtgCr#AmazonRefunds #EcommerceNews #AmazonReturns #amazonnews Watch these videos next:Is Amazon Suppressing Your Listing Image Hacks? https://www.youtube.com/watch?v=npD7UjHkkL8&list=PLDkvNlz8yl_YEKE1B5o1uhbBm1QQcPzmY&index=3Amazon Changed SEO Again https://www.youtube.com/watch?v=qIao9ijrMDQ&list=PLDkvNlz8yl_YEKE1B5o1uhbBm1QQcPzmY&index=9-----------------------------------------------Having trouble with SEO, PPC, or listing issues? Send it to us: https://myamazonguy.com/contact/?utm_source=YouTube&utm_medium=referral&utm_campaign=Contact%20UsTimestamps00:00 - Amazon Refund Scandal Overview00:16 - Refunds Going Back to 201800:34 - $1.1 Billion One-Time Charge Explained01:10 - Inventory & Tariffs Connection01:45 - Internal Review or Lawsuit Cover?02:30 - Class Action Lawsuit Timing03:00 - Steven Pope's $1,800 Refund Case03:45 - Refund Delays for Regular Customers04:25 - Amazon's Interest Double Standard04:55 - Final Thoughts and Call to Action----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show
Ever had someone demand a refund out of the blue? Or had a client just… stop paying? This week on Chill & Prosper, we're diving into the messy middle of running a business—those awkward money convos we all face eventually. I'm answering questions about refunds, payment defaults, and how to protect your boundaries without losing your mind (or your income).
Send us a text↩️ Luxury Refunds - Refunds are a business strategy.In this week's Baking it Down Podcast - Episode 211 - Luxury Refunds, Corrie wanted to recap yet another reminder on why luxury bakers should consider luxury refunds.
Do you have items that you've purchased that you really need to return to store? You changed your mind, the item doesn't fit, you purchased too many, or simply the wrong colour!? And be honest, how long have you been procrastinating returning those items? I see it all the time - clients have clothes, toys, household items that they've bought (usually online) and they need to return them for whatever reason, but instead of doing the admin of the return, they sit in boxes and bags in our loungerooms, spare rooms and studies.I've recently experienced this with left over supplies from our renovation. We finished the reno and then I gathered all the things that we had over purchased, or not needed ready to return. But it's such a hard task to get excited about. you've got to find the receipt, put everything back in the car, then when you get to the shop you have to get everything out, explain etc and go through the process.But... please hear me - IT'S WORTH IT!!Your returns and refunds are a tab open in your brain, the stuff you're waiting to return is clutter in your house.ACCC Warranties and Refunds Join our community Leave a Google ReviewFollow me on InstagramFollow me on FacebookJoin my Facebook groupLeave a review on Apple PodcastThank you to my sound engineer, Jarred from Four4ty Studio. Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.
(May 01, 2025)Kamala Harris gives first key speech after losing to Trump. Mayor Bass says L.A. animal shelters won't close under the proposed budget. ‘Success from Scratch' is back where Bill highlights small businesses from how they started to where they are today. Today, Bill talks with Howard Makler the founder and CEO of Innovation Refunds. How the fun police came for your holiday.
Stephanie Lulay, Executive editor and Co-Founder of Block Club Chicago, joins Wendy Snyder (in for Bob Sirott) to share the latest Chicago neighborhood stories. She provides details on: Uber Wrongfully Charged Riders Downtown Congestion Fee For Months: After Block Club reached out to Uber about customers complaining they'd been charged city congestion fees outside of allotted […]
Aubrey converses with Dr Frank Magwegwe, Head of Financial Wellness and Advisory at Nedbank and GIBS faculty member and Tebogo Ntsimane, Manager for Investigations & Enforcement at the National Credit Regulator (NCR), the Supreme court ruling against illegal credit agreements, pawned good and refunds.See omnystudio.com/listener for privacy information.
Send us a textJoin Caleb Sadler as he sits down with President and CEO, Jonathan Noe and Vice President and, CLO Richard Medley. Patronage and Customer Appreciation Day are always a highlight for Ag Credit. Learn more about the Ag Credit cooperative system and how patronage gives back to the customer. Central Kentucky Ag Credit- www.AgCreditOnline.com
Kim on a Whim: Kim vs. Concert Refunds full 695 Mon, 17 Mar 2025 14:28:03 +0000 0m0wF1qXcwZRVTqt5uqOJxsf7OEnmUDb news,politics,news commentary The Marc Cox Morning Show news,politics,news commentary Kim on a Whim: Kim vs. Concert Refunds The Marc Cox Morning Show is your home for no-nonsense conversation. Marc Cox is a political junkie and recovering journalist who has spent decades reporting on the biggest news of the day. Now he gets to talk about it. 2024 © 2021 Audacy, Inc. News Politics News Commentary False https://player.amperwavepodcasting.com?feed-link=https
In this episode of The Wealthy Practitioner Podcast, Steph delivers a powerful mindset reset challenging practitioners to reframe their relationship with refunds, revenue, and self-worth. She drops truth bombs about why refund requests are actually opportunities for better energetic alignment, not personal failures. The episode emphasizes maintaining high vibrational energy to attract exactly what you want. She shares a major hot take: how being broke is a choice and why practitioners must shift their energy to attract prosperity. Listeners will leave this episode with both the mindset tools and practical strategies needed to protect their energy while scaling their business to new heights. 00:00 Introduction and Podcast Overview 00:18 Dealing with Refunds and Client Expectations 03:16 Handling Business Challenges and Mindset Shifts 04:54 The Importance of Energy and Value Creation 09:47 Navigating Relationships and Personal Growth 11:52 Conclusion and Final Thoughts Make sure to snag a ticket to the Profit And Purpose Workshop May 2 &3 2025 in Nashville before we sell out! https://thewealthypractitioner.com/profit-and-purpose-workshop
As seen on Gutfeld!, Greg comments on President Trump's proposal that U.S. citizens could receive refunds on 20% of the money that DOGE saves the federal government. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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It's tax time! This week's episode dives into tips to handle this crazy season. Thank you for listening, we hope you learned something new. Let us know what you think.-Leave us a reviewwww.theindependentdealer.comInfo@theindependentdealer.comSupport the businesses that support the podcast.Blytzpay for your credit card processing and text communications. Tell them IDP sent you to get 3 free months!https://www.blytzpay.comBuckeye Dealership Consulting for all your education and reinsurance needshttps://www.buckeyereinsurance.comTaxmax for flexibility with your tax returns. Use the code “Podcast2024” for 40% off sign up!https://www.taxmax.comIgnite consulting partners there to identify problems, create solutions, and help your business thrive!www.ignitecp.com Please subscribe, leave us a review, and share with a friend.Connect with us online:https://www.facebook.com/groups/independentautogrouphttps://www.facebook.com/jlukegodwinhttps://www.facebook.com/sendtojeffwListen to all our episodes on Anchor:https://anchor.fm/theindependentdealerUsed car dealer, independent dealer, automotive, car sales, entrepreneur
In today’s episode, we help an online shop owner navigate the tricky balance of customer satisfaction and financial stability. Refund requests don’t have to derail your business—discover how smart strategies can make all the difference. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.
This week's Eye on Travel Podcast with Peter Greenberg - from the Omni Atlanta Hotel in Atlanta, Georgia. Peter sits down for a conversation with Bill McGee - Senior Fellow for Aviation at The American Economic Liberties Project about the myths and misinformation surrounding airline refunds. Then, Jeremy Tarr - The Editorial Director of Fodors - joins the show to discuss the best and worst airports around the world. Finally, an extended interview with Nicola Twilley - Author of a fascinating new book "Frostbite"- on something we may take for granted every time we travel, but shapes our everyday lives at home and abroad: refrigeration. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
NBC Sports NBA writer Kurt Helin Good, Bad & Ugly Whole World News
Today we look at an old and very true saying: It's not about the money you make, but about the money you KEEP. There's an old joke about a guy who loses money on every sale, but, he says, “I make it up in volume.” We're not talking about back ends or affiliate sales here. Things can go sideways in your business if you're not making enough sales, or your profit margins are too small. Or upside down, like the guy in the joke. But you've got an even a bigger problem even if you're making enough sales and your margins are good—but the sales don't stick. When people decide they don't want what they bought, you've got tons or refunds. Maybe even chargebacks. So here's the thing we're going to focus on today: You only keep the money you make when the customer decides to KEEP what they bought from you. And we'll really dig into how to keep more money by reducing or eliminating refunds and chargebacks. Recap of what we talked about: In Section 1, we talked about why buyer's remorse happens. We learned about the dopamine drop—a chemical crash that happens after the excitement of buying fades. We also saw some surprising stats—42% of Americans regret their purchases, and 74% regret online buys. We explored the reasons behind this regret, from impulse buying to fear of being scammed. In Section 2, we looked at how to use emails to reduce buyer's remorse. We talked about the importance of timing, starting with the “ownership” email within two hours of purchase. We discussed how to use small wins, social proof, and progress markers to keep customers engaged. And we covered the importance of building community by day five. In Section 3, we focused on the words you use after someone buys. We learned how small language changes—like replacing “purchase” with “access”—can shift the focus to value instead of cost. We talked about using implementation language to guide customers toward action. And we explored how ownership language and progress messaging work together to build confidence and satisfaction. When you put all of these strategies together, you create an experience that keeps customers happy and engaged. And that's how you can stop refunds and chargebacks before they even start. Download.
In part one of this two-part episode, Ralph and Lauren are talking about New Customer Acquisition Cost (NCAC). Sure, the mention of math might send some of you running for the hills, but hold on—this is the math that matters. Ralph compares finding your NCAC to searching for buried treasure, while Lauren reminds us that chasing vanity metrics like ROAS alone is as useful as an umbrella in a hurricane.Learn why NCAC is the North Star of scaling a business, how to measure it effectively, and what tools can make the process manageable. Ad platforms love to boast about their results but your bottom line—and how much it costs to add a new customer to it—never lies.As Lauren puts it: “Fake numbers might make you feel good, but they won't pay your bills.”Chapters:00:00:00 – Math That Matters: The Secret Ingredient for Scaling00:00:24 – NCAC: The Metric That's Cooler Than ROAS00:01:42 – Why Calculating NCAC Feels Like Cracking a Cold Case00:02:42 – Scaling Secrets: Unlocking Business Growth with Math00:03:47 – The Real Cost of New Customers (No, It's Not What You Think)00:06:10 – Lifetime Value: Measuring Love from Your Best Customers00:09:28 – Practical Math: When Numbers Lead to Dollars00:12:45 – Refunds, Returns & Regrets: Subtracting the Pain Points00:15:30 – Hidden Costs Unveiled: Shipping, Storage & Surprises00:18:05 – COGS: Decoding Cost of Goods Sold00:20:50 – Gross Profit: The Halfway Mark to True Success00:23:15 – Profit Checkpoint: COGS, Gross Profit, and What They Mean for You00:34:10 – A Special Perk for PT Fans: Wrap-Up & SurpriseLINKS AND RESOURCES:Tier 11Mongoose MediaTier 11 JobsPerpetual TrafficGet Your nCAC Calculation Guide Now!Marketing Performance Indicators™ ChecklistPerpetual Traffic on YouTubeTier 11 on YouTubeBy the NumbersConnect with Lauren on InstagramConnect with Ralph on LinkedInFollow Perpetual Traffic on TwitterThanks so much for joining us this week. Want to subscribe to Perpetual Traffic? Have some feedback you'd like to share? Connect with us on iTunes and leave us a review!Mentioned in this episode:AppSumo - 13% off with code traffic13AdCritter for Agencies
Chad Zumock is coming up on the event that is sure to define his comeback arc after the event that arguably was part of his bottom just one year ago. Will the wannabe comedian fulfill his destiny to throw a live event in everyone's face? Only a shaky pig's alcoholic blunder-brain will show us in time! Aaron Imholte pushes back his felony revenge porn charges as he hopes for a settlement that doesn't land him behind bars or labeled as a felon for the rest of his time on the earth. That would most certainly not be another win for the toe! ...
Blake and David examine Bench's bankruptcy filing, revealing fascinating details about their spending patterns and challenges with the business model. They also explore venture capital's growing interest in accounting firms, particularly focusing on AI automation claims and their potential impact on the profession, and there's a lively discussion about JP Morgan's controversial return-to-office mandate and its implications for workplace flexibility, sparked by Blake's viral tweet that garnered nearly 5 million views.SponsorsTaxBandits - http://accountingpodcast.promo/taxbanditsRelay - http://accountingpodcast.promo/relayBoomTax - http://accountingpodcast.promo/boomtaxBasil - http://accountingpodcast.promo/basilChapters(01:23) - Bench Accounting Bankruptcy Deep Dive (02:17) - Venture Capital's Interest in Accounting (02:42) - JP Morgan's Return to Office Policy (04:04) - Continuing Professional Education Credits (05:05) - Bench Bankruptcy Filing Details (05:50) - Bench's Financial Breakdown (07:42) - Bench's Customer Acquisition Strategy (10:55) - Bench's Development and Management Costs (13:17) - Operations and Outsourcing at Bench (16:07) - Service Delivery and Refunds (19:47) - Venture Capital and AI in Accounting (29:16) - Relay: The Small Business Bank (35:28) - AI-Powered Bookkeeping: A New Frontier (36:44) - Debating the Future of Software Costs (41:14) - AI's Impact on Job Markets (45:15) - Challenges in Replacing Human Jobs with AI (50:57) - The Remote Work Debate (01:02:05) - Corporate Accountability and Legal Issues (01:12:03) - Closing Remarks and Future Topics Show NotesComing soon!Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsWant to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page
Linktree: https://linktr.ee/AnalyticIn this segment, Analytic Dreamz explores the closure of Ubisoft's XDefiant, set to go offline completely on June 2, 2025. We'll discuss the immediate changes like the halt in new registrations, downloads, and in-game purchases. Refunds are on the table for recent buyers, with the Ultimate Founder's Pack purchasers and those who made in-game transactions in the last month getting their money back within eight weeks. Initially launched in May 2024, XDefiant saw a stellar start, hitting 1 million players in just 2.5 hours and averaging 300,000 concurrent players in its first 48 hours, featuring beloved characters from Ubisoft's extensive library. However, the game's player count plummeted, with numbers below 20,000 by August 2024, unable to stand out in a saturated FPS market. We'll delve into Ubisoft's broader challenges, including significant layoffs, the closure of several studios, and a tough year marked by other game flops and ongoing issues. Analytic Dreamz will analyze what this means for Ubisoft and the future of free-to-play shooters amidst industry-wide layoffs and economic pressuresSupport this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Hermes is the top fashion stock right now… but it just got sued for running a handbag hustle.Starbucks' greatest threat is Luckin Coffee… and Luckin's coming to America.Finally, airlines are required to auto-refund your canceled flight… because burdens are big.Plus, the #1 ranked bar in the world is in Mexico City… and it's ½ the price of NYC cocktails.$HESAY $LKNCY $AAL—-----------------------------------------------------Subscribe to our new (2nd) show… The Best Idea Yet: Wondery.fm/TheBestIdeaYetLinksEpisodes drop weekly. It's The Best Idea Yet.GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts FOR MORE NICK & JACK: Newsletter: https://tboypod.com/newsletter Connect with Nick: https://www.linkedin.com/in/nicolas-martell/ Connect with Jack: https://www.linkedin.com/in/jack-crivici-kramer/ SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Anything else: https://tboypod.com/ Subscribe to our new (2nd) show… The Best Idea Yet: Wondery.fm/TheBestIdeaYetLinksEpisodes drop weekly. It's The Best Idea Yet.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.