Podcasts about t bills

Today's caller is living the freelance dream—flexible schedule, creative freedom, but… zero employer retirement benefits. If you're self-employed and wondering how the heck you're supposed to save for retirement without a 401(k), this episode is for you. Nicole breaks down the best retirement accounts for freelancers, how to reverse-engineer your savings plan, and how to turn “irregular income” into “regular savings.” Because yes, you can have a dreamy retirement, even without a W-2. To open your Traditional or Roth IRA today, go to public.com/moneyrehab Paid endorsement for Open to the Public Investing, Inc., member FINRA & SIPC. This information is for educational purposes only and is not tax or investment advice. Consult your tax advisor for individual considerations. Visit the IRS website for more information on the limitations and tax benefits of Traditional and Roth IRAs. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. *Terms and Conditions apply.  All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information. *APY as of 6/20/24, subject to change.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Trump Says He's ‘Very Angry' at Putin; Says He Doesn't Care If Foreign Car Prices Rise (03:40) – Americans' Economic Outlook A Bit More Pessimistic, Despite Egg Prices Plummeting (08:50) – Will Anyone Be Fired In The Aftermath Of Signalgate? (11:30) – Trump Says There Are “Methods” For Him To Pursue A Third Term (17:30) – Myanmar, Thailand Quake Death Toll Rises Above 1,600 (19:50) – RFK Jr. Forces Out Peter Marks, FDA's Top Vaccine Scientist (22:45) – Leader Of Violent MS-13 Gang Arrested In Virginia, Feds Say (26:00) – Columbia President Is Replaced as Trump Threatens University's Funding (27:30) – Sam Altman: ChatGPT's Viral Image-Generation AI is ‘Melting' OpenAI's GPUs (32:20) – NCAA Final Four Is Set On Men's Side (34:20) – On This Day In History (36:00) Thanks To Our Sponsors: – Vanta – Get $1,000 off – Shopify – $1 per-month trial Code: monews – Industrious - Coworking office. 30% off day pass – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs – BetterHelp – 10% off your first month

Mo News visited the White House recently to get insight into the Trump agenda 60 days into the administration, including their messaging and approach to the media. The previous special included conversations with RFK Jr and a top White House policy official.  This episode will include two additional conversations with two members of the White House communications team:  First, Harrison Fields is the Special Assistant to the President and Principal Deputy Press Secretary. We talk about how he got into politics, SignalGate, and the Trump Administration's new car tariffs. Fields also worked for the first Trump Administration, and talks about how Trump 2.0 is different from Trump 1.0.  Second, Alex Pfeiffer is the White House Deputy Communications Director. We talk about the Trump Administration's approach to the mainstream media, whether he thinks Republican support from young men will extend past President Trump, and Pfeiffer's own “media diet.”  Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Earliest this month, the stock market had its worst day in years. Is this the beginning of the recession we've been bracing for? That's just part of what Nicole covers today with Kevin Simpson, the Founder and Chief Executive Officer of Capital Wealth Planning, an investment advisory firm with $10 billion of assets under management. Kevin and Nicole cover what moves pro investors make during stock market crashes, and where he's seeing opportunities right now. Plus, Kevin gives his take on the stocks that are causing the biggest stir on The Street. Learn more about Kevin's work here: https://kevinsimpson.com/ All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00) – Trump Officials Mistakenly Include Journalist In War Plans Group Chat (03:50) – Judge On Trump's Deportation Of Alleged Venezuelan Gang Members: "Nazis Got Better Treatment" (20:10) – US, Russia Wrap Up Talks on Proposed Black Sea Ceasefire (20:10)  – Protests In Turkey After Top Opposition Leader To President Arrested (22:40) – DNA Testing Company 23andMe Files For Bankruptcy; How To Delete Data (25:20) – Competition Is Fierce As U.S. Law School Applications Surge (28:00) – Cherry Blossom Season Begins Across The U.S. (32:25) – On This Day In History (32:50) Thanks To Our Sponsors: – Vanta – Get $1,000 off – Shopify – $1 per-month trial Code: monews – Industrious - Coworking office. 30% off day pass – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs – BetterHelp – 10% off your first month

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00)   – Trump Targets Lawyers And Law Firms In New Executive Order (03:00) – AOC And Bernie On Weekend Tour As Dems Divided On Direction (10:00) – Pope Francis Appears Frail As He's Discharged From Hospital To Continue Recovery At Vatican (19:50) – Tesla Owners Are Trading In Cars At Record Rates Amid Musk Backlash (21:20) – SpaceX Could Get Billions In Government Contracts (22:50) – Trump Suggests He'll Pay OT For Formerly Stranded Astronauts Out Of Pocket (26:00) – “Sesame Street” Having Financial Struggles (27:40) – American Women Are Giving Up on Marriage (30:30) – George Foreman, Championship Boxer And Grill Pitchman, Dead at 76 (34:50) – On This Day In History (38:50) Thanks To Our Sponsors: – Vanta – Get $1,000 off – Shopify – $1 per-month trial Code: monews – Industrious - Coworking office. 30% off day pass – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs – BetterHelp – 10% off your first month

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00)   – President Trump Signs Executive Order To Start Process Of Dismantling Dept of Education (03:55)  – Reaction From Republicans And Democrats (07:40) – US Proposed Owning Ukrainian Nuclear Power Plant, Biggest In Europe (14:45) – Home Sales Rose 4.2% in February, Beating Expectations (17:30) – Overtime Pay for 9 Extra Months in Space? Nope. (19:45) – Finland Is Again Ranked The Happiest Country InThe World (22:20) – How to Fix a Pothole the British Way: Public Shaming (26:20) – What We're Watching, Reading, Eating (28:30) Thanks To Our Sponsors: – Shopify – $1 per-month trial Code: monews – Industrious - Coworking office. 30% off meeting room booking – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs – Boll & Branch – 15% off, plus free shipping on your first set of sheets – Factor Meals – 50% your first box plus free shipping

 Stocks get all the attention, but bonds? They deserve some love too. If the latest market swings have you feeling a little queasy, bonds can help balance your portfolio and create a steady stream of passive income. In today's episode, Nicole sits down with a Money Rehabber who wants to start investing in bonds but isn't sure where to begin. Nicole breaks down bond basics, key terms, and how to build a bond strategy that works for you.  To start investing in bonds today, go to public.com/moneyrehab All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  Advisory services for Treasury Accounts are provided by Public Advisors, an SEC-registered investment adviser. Public Advisors and Public Investing are affiliates and both charge a fee for their respective services. For more details, see Public Advisors' Form CRS, Form ADV Part 2A, Fee Schedule, and Treasury Account page. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.6% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 3/12/2025. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.    Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. *Terms and Conditions apply. 

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00)   – U.S. Astronauts Finally Arrive Home After 9 Months In Space (03:00) – Putin Agrees To Partial Ceasefire After Trump Call (07:30) – Israel Resumes Strikes After Gaza Ceasefire Collapses, Hundreds Reported Dead (11:15) – Chief Justice Roberts Rebukes Trump's Call To Impeach A Judge Over Immigration Disagreement (15:00) – New JFK Assassination Records Released (19:20) – Amazon Is Removing An Echo Privacy Setting (23:45) – China's BYD's Rolls Out Technology It Claims Charges EVs In 5 Minutes (26:25) – South Africa Will Not Remove Antarctic Team After a Reported Assault (29:30) – On This Day In History (32:40) Thanks To Our Sponsors: – Shopify – $1 per-month trial Code: monews – Industrious - Coworking office. 30% off meeting room booking – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs – Boll & Branch – 15% off, plus free shipping on your first set of sheets – Factor Meals – 50% your first box plus free shipping

Today, Peter takes you behind the scenes of the world of modeling, fashion and sustainability with fashion model and advocate Brana Dane. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

You've heard the old investing advice: “buy low, sell high.” But what if we told you that selling isn't the only way to make money from your investments? Today, Nicole breaks down three easy, low-maintenance ways to generate income: bonds, high-yield cash accounts, and dividend stocks. Whether you're looking to diversify your portfolio or just want your money working for you while you do literally anything else, this episode has you covered. To start exploring your passive income options today, go to public.com/moneyrehab All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  Advisory services for Treasury Accounts are provided by Public Advisors, an SEC-registered investment adviser. Public Advisors and Public Investing are affiliates and both charge a fee for their respective services. For more details, see Public Advisors' Form CRS, Form ADV Part 2A, Fee Schedule, and Treasury Account page. *4.1% APY as of 2/4/25. APY is variable and subject to change.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00)   – Ukraine Willing To Accept 30-day Ceasefire With Russia As U.S. Lifts Freeze On Aid And Intelligence (04:50) – Wall Street Free Fall Continues With As Trade War (10:15) – House Passes Bill To Fund Federal Agencies Through September, Now Heads To Senate (17:30) – President Trump Buys A Tesla At The White House (20:35) – Menendez Brothers: DA Asks Court to Withdraw Resentencing Motion (23:00) – NTSB Makes ‘Urgent Safety Recommendations' After Deadly DC Plane Crash (26:00) – Southwest Is Getting Rid Of Its Most Recognizable Perk: Free Checked Bags (28:45) – Viral Airport Trend Has Travelers Arriving At Gate 15 Minutes Before Takeoff (30:45) – On This Day In History (34:30) Thanks To Our Sponsors: – EarnIn - Learn more about same-day pay with EarnIn* – Public - Investing Platform – Shopify – $1 per-month trial Code: monews – Aura Frames - $20 off best-selling Carver Mat frames | Promo Code: MONEWS – Industrious - Coworking office. 30% off meeting room booking – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00)   – Palestinian Protest Leader At Columbia University Arrested, Green Card Threatened To Be Revoked (04:20) – Stock Market Slides After Trump Doesn't Rule Out Recession (11:00) – Mark Carney Wins Race To Replace Trudeau As Canada's Prime Minister (17:25) – Crews Accounted For After Tanker And Ship Collide Near England (21:35) – How the AI Talent Race Is Reshaping the Tech Job Market (22:40) – Doctors Are Still Burned Out Five Years After COVID Exposed Health Industry Issues (25:10) – Elon Musk's X Hit By Waves Of Outages In What He Claims Is A ‘Massive Cyberattack' (31:20) – On This Day In History (33:30) Thanks To Our Sponsors: – EarnIn - Learn more about same-day pay with EarnIn* – Public - Investing Platform – Shopify – $1 per-month trial Code: monews – Aura Frames - $20 off best-selling Carver Mat frames | Promo Code: MONEWS – Industrious - Coworking office. 30% off meeting room booking – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs

A daily non-partisan, conversational breakdown of today's top news and breaking news stories Headlines: – Welcome to Mo News (00:00)   – Musk Questioned By Trump's Cabinet & GOP Lawmakers Over Cuts; Teslas Targeted (04:10) – Hundreds Of Civilians Killed In Syria Over The Weekend (15:00) – Israel/Hamas Ceasefire Negotiations Resuming; European Leaders Back ‘Realistic' Arab Plan For Gaza (18:00) – Trump's DOJ Still Says Google Should Be Broken Up (24:10) – RFK Jr. Poised For Face-To-Face With Food Companies (27:00) – Gene Hackman Died From Heart Disease, A Week After Wife Died Of Hantavirus (30:00) – New Monopoly Replaces Cash And Math With Smartphone App (31:40) – On This Day In History (33:40) Thanks To Our Sponsors: – EarnIn - Learn more about same-day pay with EarnIn* – Public - Investing Platform – Shopify – $1 per-month trial Code: monews – Aura Frames - $20 off best-selling Carver Mat frames | Promo Code: MONEWS – Industrious - Coworking office. 30% off meeting room booking – LMNT - Free Sample Pack with any LMNT drink mix purchase – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs

"I'm 59 and recently calculated my net worth at about $3 million. Will I have enough to retire? " We're answering YOUR questions on this week's Get Ready For The Future Show! What are T-Bills? How do they compare to money market funds? Does either have a place in my investment strategy? I'm 62 and have a decently large estate. What's the best way to transfer wealth to my heirs? I'm 65 with $700,000 in retirement savings. Do I need to consider something like an annuity to help produce the income I'll need? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 3/5/2025

Today, Nicole is going to tell you about the investment hiding in plain sight: commodities. To learn more investing strategies, order Nicole's new book The Money School HERE! All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: – Industrious - Coworking office. 30% off meeting room booking – Aura Picture Frames - $20 off best-selling Carver Mat frames. Promo Code: MONEWS  – Public - One-stop shopping for investors – BetterHelp - 10% off your first month – LMNT – Free Sample Pack with any LMNT drink mix purchase | Code: MoNews – Shopify – $1 per-month trial | Code: Monews Headlines: – Welcome to Mo News (00:00)   – Tariff Whiplash Sparks Sell Off On Wall Street (05:40) – How Tariffs Are Shaking Up The World Of Fentanyl (09:30) – Trump Administration Moves To Dismantle The Dept Of Education (14:10)  – The House Censures Democratic Rep. Al Green For Disrupting Trump's Joint Address to Congress (18:00) – Less Than Half in U.S. Now Sympathetic Toward Israelis (21:00) – NASA Crew Stuck in Space Decline to Politicize Their Stay (23:10) – Women's Pro Tennis Introduces Paid Maternity Leave Funded By Saudi Sovereign Wealth Fund (27:40) – How Daylight Saving Time Affects Your Health (28:30) – What We're Watching, Reading, Eating — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Today, Peter revisits with Andrew Sobko, CEO of Batch, an AI logistics company. Peter and Andrew discuss the impact of the new administration's tariffs on the logistics industry, the shift from China to Mexico for manufacturing, and the practical application of AI in streamlining supply chain operations. Andrew breaks down their strategy using AI-driven alerts to offer the 'Next Best Move' for their clients like Walmart. They also cover the challenges and opportunities generated by the trade volatility under the Trump administration, the potential for US domestic manufacturing growth, and the future of AI in logistics. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

This week, the S&P 500 erased all of the post-election gains, wiping out $3.4 trillion in value. Peter explains why this is happening, and what experts are speculating will happen next. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

In this episode, Peter sits down with financial reporter and author Allison Kosik about all things personal finance and her new book, 'What's Up With Women and Money?' In this conversation, they talk about the relationship between mental health and money, the personal and societal challenges women face with money management, and the importance of changing the conversation around women and money. Allison shares her personal journey— tackling issues of confidence, financial insecurity, and the need for women to take control of their finances to build a strong financial future. Find Alison's book here: https://www.amazon.com/Whats-Up-Women-Money-Financial/dp/1804090530 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

You may have seen the news last week that the consumer confidence index fell by 7 points this month, marking the largest drop since August 2021. Translation? People are getting nervous about a recession. But here's the thing—you don't have to panic just because the economy is. Even if you're skeptical about the marco-economy, you can create confidence in your own micro-economy by taking the reins of your investments. So today, Nicole is showing you four asset allocation strategies designed to help you weather any financial environment. In other words: four recipes for a portfolio that provides growth in good economic times, and stability in tough economic times. Pre-order Nicole's upcoming book The Money School HERE! All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Today, Nicole makes a special announcement — and along the way, teaches you why interest rates can help you keep your finger on the pulse of the best investments available in any economic climate. Pre-order Nicole's upcoming book The Money School HERE! All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: – Industrious - Coworking office. 30% off meeting room booking – Aura Picture Frames - $20 off best-selling Carver Mat frames. Promo Code: MONEWS  – Public - One-stop shopping for investors – BetterHelp - 10% off your first month – LMNT – Free Sample Pack with any LMNT drink mix purchase | Code: MoNews – Shopify – $1 per-month trial | Code: Monews Headlines: – Welcome to Mo News (00:00) – Breaking Down the Zelensky-Trump Oval Office Clash (05:00) – Europeans Aim To Forge Their Own Peace Plan for Ukraine With Zelensky (20:30) – Elon Musk Issues New Order Over DOGE Ultimatum (27:15) – Trump Considers Lower Tariffs For Canada, Mexico (31:25) – Israel Cuts Off Gaza Aid To Pressure Hamas To Accept New Ceasefire Proposal (32:50) – Cuomo Enters N.Y.C. Mayor's Race, Upending Contest To Unseat Adams (35:50) – Oscars 2025 Breakdown (38:30) – On This Day (41:15) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

This week, Money Rehab is hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert. Divorce, of course, is a legal process— but it's also an emotional one. Today, Pamela shares seven tips for protecting your wealth during divorce. Then, Pamela is joined by phenomenal journalist and podcaster Catt Sadler for a conversation on protecting your mental health during divorce.  Pamela Maass Garrett, aka Law Mother, is an attorney and money expert helping you grow and protect your wealth through her bestselling book Legally Ever After and her upcoming Wealthy Ever After book and app. Subscribe to Catt's podcast here: https://podcasts.apple.com/us/podcast/catt-sadler-now/id1562073520  Find Pam's freebies here: https://www.lawmotherco.com/moneyrehab Follow Pam here: https://www.instagram.com/lawmotherco/ If you or someone you know is in an abusive relationship, find resources here or call 1-800-799-SAFE The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: – Industrious - Coworking office. 30% off meeting room booking – Aura Picture Frames $20 off best-selling Carver Mat frames. Promo Code: MONEWS  – BetterHelp - Virtual Therapy | 10% off your first month – Public - One-stop shopping for investors – Shipstation - Automated, discounted shipping free trial | Code: Monews Headlines: – Welcome to Mo News (00:00) – President Trump & President Zelensky To Meet In DC (03:15) – Britain Commits To Putting Boots on Ground And Planes In The Air In Ukraine (03:40) – Trump Says Canada and Mexico Tariffs Will Go Into Effect Next Week (09:00) – AG Pam Bondi Releases ‘The Epstein Files' (13:00) – Mystery Disease Linked to Bats Kills Scores in Congo (17:50) – What We Know About Death Of Oscar-Winner Gene Hackman And His Wife Betsy Arakawa And Their Dog (20:15) – Oscars 2025 Predictions: Who Will Win Best Picture, Actor and Actress? (24:00) – Katy Perry, Lauren Sanchez and Gayle King Will Crew Jeff Bezos' Next Blue Origin Spaceflight (26:20) – What We're Watching, Reading, Eating (28:40) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

This week, Money Rehab is hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert. The recent wildfires in Los Angeles have forced many families to face the unimaginable reality of losing their homes. But even for those who still have a roof over their heads, this is a wake up call. If disaster strikes, will your insurance company actually have your back? Today, Pamela is joined by Susan Minamizono, a lawyer who helps homeowners fight for the payouts they deserve. Whether you've lost everything in the fires, or just want to make sure your policy is solid, this conversation is for you. Pamela Maass Garrett, aka Law Mother, is an attorney and money expert helping you grow and protect your wealth through her bestselling book Legally Ever After and her upcoming Wealthy Ever After book and app. Find Pam's freebies here: https://www.lawmotherco.com/moneyrehab Follow Pam here: https://www.instagram.com/lawmotherco/ Learn more about Susan's work here: https://lsw-legal.com/attorney/susan-minamizono/  The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: – Industrious - Coworking office. 30% off meeting room booking – Aura Picture Frames $20 off best-selling Carver Mat frames. Promo Code: MONEWS  – BetterHelp - Virtual Therapy | 10% off your first month – Public - One-stop shopping for investors – Shipstation - Automated, discounted shipping free trial | Code: Monews Headlines: – Welcome to Mo News (00:00) – Elon Musk Addresses First Trump Cabinet Meeting (03:45) – Key Takeaways Cabinet Meeting: From Ukraine To Medicaid (12:35) – Trump to Offer ‘Gold Card' Visas for $5 Million (16:20) – Unvaccinated Child Dies In The Texas Measles Outbreak (19:00) – Shiri Bibas And Sons Laid To Rest In Israel (22:40) – Trump Promotes Gaza Plan In New AI Video (26:25) – Monica Lewinsky Wishes President Clinton Would Have Resigned (28:40) – Dairy Milk Makes A Comeback (33:45) – Michelle Trachtenberg, ‘Gossip Girl' and ‘Buffy the Vampire Slayer' Star, Dies at 39 (36:30) – How Much Does The Tooth Fairy Pay These Days (37:50) – On This Day in History (40:30) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

For the rest of the week, Money Rehab will be hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert. Today, Pamela reveals the four powerful strategies she uses to build lasting wealth for her kids—and how you can apply them to secure a strong financial future for the children in your life. Pamela Maass Garrett, aka Law Mother, is an attorney and money expert helping you grow and protect your wealth through her bestselling book Legally Ever After and her upcoming Wealthy Ever After book and app. Find Pam's freebies here: https://www.lawmotherco.com/moneyrehab Follow Pam here: https://www.instagram.com/lawmotherco/ The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: – Industrious - Coworking office. 30% off meeting room booking – Aura Picture Frames $20 off best-selling Carver Mat frames. Promo Code: MONEWS  – BetterHelp - Virtual Therapy | 10% off your first month – Public - One-stop shopping for investors – Shipstation - Automated, discounted shipping free trial | Code: Monews Headlines: – Welcome to Mo News (00:00) – Warning Signs For The US Economy (03:30) – Denny's Reportedly Adds Egg Surcharge Amid Rising Prices And Bird Flu Shortages – Video Shows Southwest Plane, Jet Nearly Colliding At Chicago's Midway Airport (08:00) – House Approves ‘Big, Beautiful Bill' Budget After Wild Whip Effort (10:50) – Measles Sickens Almost 100 People In Texas, New Mexico (15:00) – Andrew Cuomo Is Said to Be Nearing a Run for Mayor (18:45) – States Consider App-Store Age-Verification Laws (21:45) – Ancient Beaches Found on Mars Reveal The Red Planet Once Had Oceans (24:30) – Starbucks to Streamline Its US Menu in Bid for Faster Service (27:00) – Nike Is Betting Kim Kardashian Can Be Its Next Michael Jordan (29:15) – On This Day (31:00) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: – Industrious - Coworking office. 30% off meeting room booking – Aura Picture Frames $20 off best-selling Carver Mat frames. Promo Code: MONEWS  – BetterHelp - Virtual Therapy | 10% off your first month – Public - One-stop shopping for investors – Shipstation - Automated, discounted shipping free trial | Code: Monews Headlines: – Welcome to Mo News (00:00) – Trump Claims Ukraine War Nearing End; Says Russia Open to Peacekeepers (03:00) – Several Government Agencies Tell Employees Not To Respond To Elon Musk's Email (12:40) – Controversial Podcaster And Ex-Secret Service Agent Dan Bongino Will Be FBI Deputy Director (16:50) – L.A. Fire Chief Responds To Firing By Mayor (20:00) – Pope Francis Resumes Work But He Is Still In Critical Condition, Vatican Says (22:50) – White House Says Eagles Have Not Rejected Super Bowl Celebration Invite (24:15) – Home Buyers Are Finally Getting the Upper Hand Again (26:15) – Roberta Flack, Singer Of 'Killing Me Softly,' Has Died At Age 88 (29:00) – On This Day (32:20) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. Follow Mo News on all platforms: Website: www.mo.news Instagram: https://www.instagram.com/mosheh/ Daily Newsletter: https://www.mo.news/newsletter Youtube: https://www.youtube.com/@monews Twitter: https://twitter.com/mosheh TikTok: https://www.tiktok.com/@mosheh Facebook: https://www.facebook.com/MoshehNews Snapchat: https://t.snapchat.com/pO9xpLY9 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsors: BetterHelp - Virtual Therapy | 10% off your first month Public - One-stop shopping for investors Shipstation - Automated, discounted shipping free trial | Code: Monews Shopify – $1 per-month trial | Code: Monews Athletic Greens – 1 year of free Vitamin D & 5 free travel packs Headlines: – Welcome to Mo News (00:00) – Breaking Down The Games, The Ads, The Halftime Show As Philadelphia Eagles Win The Super Bowl (03:45) – Judges Block Some Trump Efforts To Slash Federal Spending, Gut Agencies (19:10) – Musk's Team Takes Control Of Key Systems At Consumer Financial Protection Bureau (30:00) – Three More Israeli Hostages Release; Reports Of Abuse and Severe Malnutrition (35:00) – Trump Freezes Aid To South Africa, Claiming Discrimination Against White Farmers (40:00) – C.D.C. Posts, Then Deletes, Data On Bird Flu Spread Between Cats And People (43:00) – Dating Debate: Break-Ups Over One Partner Refusing To Share Location (46:40) – On This Day (51:30) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. Follow Mo News on all platforms: Website: www.mo.news Instagram: https://www.instagram.com/mosheh/ Daily Newsletter: https://www.mo.news/newsletter Youtube: https://www.youtube.com/@monews Twitter: https://twitter.com/mosheh TikTok: https://www.tiktok.com/@mosheh Facebook: https://www.facebook.com/MoshehNews Snapchat: https://t.snapchat.com/pO9xpLY9 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsor: – Boll & Branch – Shop the Cyber Event for 15% at bollandbranch.com/monews. – Shopify – $1 per-month trial Code: monews – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs Headlines: – Welcome to Mo News (00:00) – Trump Threatens Sanctions, Tariffs on Russia if Putin Won't End War in Ukraine (03:30) – White House Orders Government DEI Employees To Be Placed On Leave (08:20) – Trump Orders Federal Workers Back To Office 5 Days A Week (17:45) – Student Fatally Shoots 1 Student, Wounds Another at Nashville High School (13:30) – Israel Starting To Negotiate Phase Two Of Hostage/Ceasefire Deal (15:25) – Prince Harry Settles Lawsuit WithMurdoch's News Group For Apology, "Substantial Damages" (19:00) – CNN To Lay Off Employees As Post-Inauguration Transformation Begins (21:30) – Netflix Hikes Prices As Its Lead Widens Over Other Streaming Services (24:10) – On This Day In History (26:30) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. Follow Mo News on all platforms: Website: www.mo.news Instagram: https://www.instagram.com/mosheh/ Daily Newsletter: https://www.mo.news/newsletter Youtube: https://www.youtube.com/@monews Twitter: https://twitter.com/mosheh TikTok: https://www.tiktok.com/@mosheh Facebook: https://www.facebook.com/MoshehNews Snapchat: https://t.snapchat.com/pO9xpLY9 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsor: – Boll & Branch – Shop the Cyber Event for 15% at bollandbranch.com/monews. – Shopify – $1 per-month trial Code: monews – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs Headlines: – Welcome to Mo News (00:00) – Threat of Immigration Raid Turns Chicago Hub Into Ghost Town (03:25) – Twenty-Two States Sue to Stop Trump's Birthright Citizenship Order (07:10) – At National Prayer Service, A Plea To Trump: ‘Have Mercy' (10:45) – Backlash To Trump's' January 6th Pardons (13:40) – Historic Snow In Florida, Louisiana and Texas As A Once-In-A-Generation Storm Hits (18:10) – Trump To Announce Up To $500 Billion In Private Sector AI Infrastructure Investment (19:50) – Marco Rubio Confirmed By Senate To Be Next Secretary Of State (23:50) – Hegseth Ex-Sister-in-Law Tells Senators He Was ‘Abusive' to Second Wife (25:45) – Taliban Releases 2 Americans, Including Ryan Corbett, In Prisoner Swap (27:45) – Progresso Soup Drops Sell Out Fast (29:30) – On This Day (32:00) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. Follow Mo News on all platforms: Website: www.mo.news Instagram: https://www.instagram.com/mosheh/ Daily Newsletter: https://www.mo.news/newsletter Youtube: https://www.youtube.com/@monews Twitter: https://twitter.com/mosheh TikTok: https://www.tiktok.com/@mosheh Facebook: https://www.facebook.com/MoshehNews Snapchat: https://t.snapchat.com/pO9xpLY9 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

A daily non-partisan, conversational breakdown of today's top news and breaking news stories This Week's Sponsor: – Boll & Branch – Shop the Cyber Event for 15% at bollandbranch.com/monews. – Shopify – $1 per-month trial Code: monews – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs Headlines: – Welcome to Mo News (00:00) – Trump's 2025 Inauguration Moved Indoors, Executive Orders On Deck (03:25) – TikTok Says It Is Restoring Service For U.S. Users And Thanks Trump (21:20) – Three Hostages Released to Israel As Long-Awaited Gaza Ceasefire Takes Force (29:00) – Trump Promotes New Meme Coin Before Taking Office On Pro-Crypto Agenda (33:20) – Food Prices Are Rising Again (35:50) – CNN Ordered To Pay Millions After Losing Defamation Trial (37:30) – A Look At MLK Day (40:20) – What We're Watching, Reading, Eating (42:20) — Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022. Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast. Follow Mo News on all platforms: Website: www.mo.news Instagram: https://www.instagram.com/mosheh/ Daily Newsletter: https://www.mo.news/newsletter Youtube: https://www.youtube.com/@monews Twitter: https://twitter.com/mosheh TikTok: https://www.tiktok.com/@mosheh Facebook: https://www.facebook.com/MoshehNews Snapchat: https://t.snapchat.com/pO9xpLY9 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too much invested in T-bills? Are mutual funds or ETFs a better place for them to invest qualified money in the decumulation phase? Is there a difference between a traditional IRA and a rollover IRA? And Keith in Connecticut is 34 and wants a spitball on whether his investments are appropriate for his time horizon, today on Your Money, Your Wealth® podcast number 512 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Gus in Philly needs a withdrawal strategy for his dad's multi-year guaranteed annuities (MYGAs). Speaking of MYGAs, YouTube viewer Ken thinks everyone should invest in MYGAs and bonds, and nobody should ever pay a financial advisor. What do Joe and Big Al think? And finally, comments on your state of residence for tax purposes from Greg, the prorated sale of a primary residence, and bonds vs. pension from Keith, and 7SideWays tells the fellas to focus on PERMA already - but what is it? Access free financial resources and the episode transcript: https://bit.ly/ymyw-512 LIMITED TIME OFFER: DOWNLOAD The DIY Retirement Guide before the Special Offer changes on Friday January 17, 2025! SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:09 - What's the Risk with Business Company Development (BDC) Funds? (Edward, IL) 04:04 - T-Bills, Decumulation, IRAs, and Investing Strategies (Pebbles & Bam Bam, Kentuckystone) 11:21 - LIMITED TIME OFFER: Download the DIY Retirement Guide by Friday, Jan 17, 2025! 12:24 - I'm 34. Are My Investments Appropriate for My Time Horizon? (Keith, CT) 18:22 - Multi-Year Guaranteed Annuity (MYGA) Retirement Withdrawal Strategy for Dad (Gus in Philly) 22:34 - Just Buy MYGAs and Bonds and Don't Pay an Advisor (comment from Ken, YouTube) 27:36 - Schedule a Free Financial Assessment with Pure Financial Advisors, Learn More about Pure's Fees and Services 28:47 - State Taxes vs. State of Residency (comment from Greg, Temecula) 30:17 - Favor Questions from People with Less than $6M Please (comment from Ed, YouTube) 31:08 - Prorated Sale of Primary Residence (comment from Keith, YouTube) 33:01 - $1M Bonds vs. $40K/yr Pension (comment from Keith, YouTube) 34:54 - Focus on PERMA Already (comment from 7SideWays, YouTube) 36:11 - YMYW Podcast Outro

Legendary investor Jim Rogers, co-founder of the Quantum Fund with George Soros and author of multiple bestselling books including "Street Smarts" and "Investment Biker," returns to the Julia La Roche Show (Ep. 215) with a stark warning about America's debt crisis and market euphoria. Speaking from Singapore, Rogers shares why he's recently cut back his positions "enormously," explains his continued investments in China and Uzbekistan, and offers a sobering perspective on America's $200+ trillion in total obligations (this includes off-balance sheet debt). While not yet shorting markets, Rogers cautions that current market complacency reminds him of previous peaks, and explains why he's holding U.S. dollars despite long-term concerns about America's financial future. ✨ This episode is sponsored by Public.com. https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.  Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of [11/08/24], the average, annualized yield to worst (YTW) across all ten bonds is greater than 6%. A bond's YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, there is no way to know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or by how much they will decline. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. All investing involves risk. Public Investing charges a markup on each bond trade. Visit public.com/bond-account to learn more Timestamps: 00:03 Introduction and welcome Jim Rogers 00:56 Big picture view on markets and economy 02:31 Discussion of market bubble conditions 03:22 Recent portfolio reductions 04:27 China and Uzbekistan investments 07:36 China market outlook 09:24 Signs of market hysteria to watch for 11:37 Reaction to election and market complacency 14:04 U.S. debt situation ($200T+ including off-balance sheet) 17:11 U.S. dollar outlook and safe havens 19:03 Views on Bitcoin and cryptocurrencies 20:50 Gold vs. silver investment thesis 22:29 Bond market outlook and inflation 24:27 Federal Reserve rate cuts discussion 26:36 Long-term investment trends 29:26 Discussion of new tariff proposals 31:06 Department of Government Efficiency outlook 33:29 Final thoughts and personal debt warning

With over 40 years of Wall Street experience and known for correctly predicting the 1987 market crash, Peter Grandich joined the Julia La Roche Show (Ep. 214) to discuss America's unsustainable debt path, the BRICS nations' challenge to U.S. dominance, his concerns about a coming debt implosion, and why "less is more" should be the guiding principle for both personal and government finances, while also sharing a powerful personal story about forgiveness and mental health. ✨ This episode is sponsored by Public.com. https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.  Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of [11/08/24], the average, annualized yield to worst (YTW) across all ten bonds is greater than 6%. A bond's YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, there is no way to know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or by how much they will decline. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. All investing involves risk. Public Investing charges a markup on each bond trade. Visit public.com/bond-account to learn more Timestamps: 00:03 Introduction to Peter Grandich 01:07 Overview of America's debt problem and market outlook 03:14 Discussion of retirement and aging crisis 05:23 America's path and changing consumer habits 07:48 Warning about young financial advisors' market experience 09:42 Story behind "Wall Street Whiz Kid" title and 1987 crash 11:19 Market outlook and Trump administration impact 16:43 BRICS discussion and Wall Street's "biggest blunder" 21:11 Portfolio implications of BRICS development 24:34 Building a financial ark and investment strategy 27:36 Trump administration challenges and debt situation 30:02 Government employment and spending concerns 34:56 Retirement crisis and social security challenges 40:26 Gold outlook and critique of Bitcoin 48:15 Debt implosion as biggest risk 51:32 Personal story of forgiveness and mental health 55:21 Closing thoughts on gratitude and helping others Links: https://x.com/PeterGrandich https://petergrandich.com/ https://www.amazon.com/Confessions-FORMER-Wall-Street-Whiz/dp/B096LPRYW6

Ben Hunt, the author of Epsilon Theory (https://www.epsilontheory.com/) and co-founder of Second Foundation Partners, returns to The Julia La Roche Show to discuss narratives and how they shape everything from financial markets to politics. ✨ This episode is sponsored by Public.com. https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.  Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of [11/08/24], the average, annualized yield to worst (YTW) across all ten bonds is greater than 6%. A bond's YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, there is no way to know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or by how much they will decline. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. All investing involves risk. Public Investing charges a markup on each bond trade. Visit public.com/bond-account to learn more 00:00 Introduction to Ben Hunt 01:00 Narrative of narrative 03:08 Narratives behind markets 07:00 Wall Street is a story construction machine 09:08 Bitcoin "number go up" story, narrative evolution 20:00 Post-election market narratives 22:42 Shift from "structural" to "WTF" animal spirits 25:00 Managing market exits and exposure 30:17 How quickly narratives change 36:48 Discussion of "fiat news" concept 44:18 Evolution of semantic layer in markets 47:24 Closing thoughts on understanding storytelling systems

Michael Howell, CEO of CrossBorder Capital, an investment advisory firm, and author of the book, “Capital Wars: The Rise Of Global Liquidity,” returns to The Julia La Roche for episode 212 to discuss the global liquidity cycle, markets, and why there's uncertainty in the year ahead. ✨ This episode is sponsored by Public.com. https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.  Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of [11/08/24], the average, annualized yield to worst (YTW) across all ten bonds is greater than 6%. A bond's YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, there is no way to know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or by how much they will decline. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. All investing involves risk. Public Investing charges a markup on each bond trade. Visit public.com/bond-account to learn more Links:  Website: http://www.crossbordercapital.com/ Twitter/X https://x.com/crossbordercap Substack: https://capitalwars.substack.com/ Book: https://www.amazon.com/Capital-Wars-Rise-Global-Liquidity/dp/3030392902 Timestamps: 00:08 Introduction to Michael Howell 01:00 Global liquidity and market cycles overview 03:10 Global liquidity cycle visualization and trends 06:14 Discussion of debt refinancing vs. new capital financing 09:02 The approaching debt maturity wall and market challenges 12:46 Warning signs and historical financial crises 16:04 Bond market concerns and inflation outlook 21:37 Yield curve analysis and market distortions 23:24 Investment strategy recommendations 26:18 Gold and cryptocurrency as monetary inflation hedges 28:36 Investment regime cycles explanation 33:02 2025 outlook and mounting challenges 34:53 China's economic situation and policy constraints 39:10 Stock market euphoria vs. bond market signals 41:20 Final thoughts and portfolio allocation advice

You've heard a lot on the show about government bonds. But did you know that many companies (ones you know, like Apple, Nvidia, and a ton more) also issue bonds? To tell you everything you need to know about corporate bonds, Nicole is talking to Sam Nofzinger, the GM of Brokerage at Public. Nicole and Sam talk about why companies issue bonds, how to tell if a corporate bond is investment-worthy and what you need to know before you invest. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.

On this edition of Ask KT and Suze Anything, Suze answers questions about RMD calculations, dollar cost averaging, inheritance and capital gains.  Plus, home buying, insurance, T-Bills and more. Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze's special offers for podcast listeners at suzeorman.com/offerJoin Suze's Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Before Brandon Copeland was at the NFL, he was tackling a business education at Wharton. Now, he's back on his finance game and ready to nerd out with Nicole. Brandon tells Nicole how he bucked the trend and turned his NFL money into real wealth, how much he made his first year at the NFL, and what he thinks of the new NFL and private equity opportunities. Check out Brandon's new book here: YourMoneyPlaybook.com All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.

In the second part of Nicole and Josh's conversation, they play a lightning round game of Bullish and Bearish, where Josh shares which buzzy stocks he believes in — and doesn't. But first, Nicole and Josh talk about their strategy to weather, and even root for, market corrections. To find Josh's awesome new book, "You Weren't Supposed to See That," click here: https://www.downtownjoshbrown.com/p/dont-tell-business-isnt-personal All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.

As many as 272 million people had their social security numbers leaked in a hack - Nicole is one of them, and you might be too. Today, Nicole explains how this leak happened, how to know if your data is exposed, and what to do to protect yourself.  Here is the website Nicole used to see if her data was leaked in the breach: https://www.npdbreach.com/ Learn more on freezing your credit with Equifax here: https://www.equifax.com/personal/credit-report-services/credit-freeze/ Learn more on freezing your credit with TransUnion here: https://www.transunion.com/credit-freeze Learn more on freezing your credit with Experian here: https://www.experian.com/freeze/center.html Learn how to freeze your utilities here: https://www.exchangeservicecenter.com/Freeze/#/ Learn how to do a banking freeze here: https://www.chexsystems.com/security-freeze/place-freeze Learn how to do an employment freeze here: https://assets.equifax.com/wfs/theworknumber/assets/twn_Employment_Data_Freeze_Request.pdf All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.

When today's guest talks about his business, you're going to wish you started it. Today, Nicole is talking to Jonas Frey, who founded Appointment Trader— a company that buys and sells coveted reservations at restaurants, on golf courses, and more. Nicole and Jonas talk about how Jonas used rent money to start this company, how the DMV inspired his business idea… and what the critics are saying. Check out Appointment Trader here: https://appointmenttrader.com/ All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.

Is it possible to take a "gap year" without falling behind in your career? Ania Smith says with careful planning, it is. In fact, Ania says the gap year she took with her family helped deepen a skillset that has benefitted her in her job as the CEO of Taskrabbit. Today, she tells Nicole how she and her husband prepped and budgeted for their gap year and the incredible point system they use to make sure that family comes first; and then, Ania and Nicole dive into all things Taskrabbit, including how the company is tackling the supply and demand questions that are stumping other gig employers, and the oddest jobs– literally— people post on Taskrabbit For more on Ania, follow her on LinkedIn: https://www.linkedin.com/in/aniasmith All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.

Today Nicole talks to a Money Rehabber who has never invested in bonds… and isn't sure if she should. Nicole explains how bonds work, what they offer, why bonds are at stellar rates right now— and even takes the listener through the steps of buying a bond. If you want to follow along at home and explore bond offerings on Nicole's favorite platform, go to public.com/moneyrehab All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank.  Fractional Bonds are offered by Public Investing. They are exposed to various risks typical of bond investments, including liquidity risk, interest rate risk, credit risk, inflation risk, and potential tax liabilities. Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. The value of these investments may be less than the original cost at the time of redemption. Typically, bonds with higher risk yields carry greater risk of default. Fractional Bonds are only bought and sold by a single market participant, Moment Markets. Bonds may be available from different brokers or dealers at prices different than those displayed. All prices are subject to change without prior notice. Public Investing earns a fee on every fractional bond trade. Trading 6 Month Treasury Bills through Fractional Bond investing offered by Public Investing is separate from the Public Treasury Account offered in partnership with Jiko. See risks: https://public.com/disclosures/apex-fractional-bond-disclosure  Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information. *APY as of 6/20/24, subject to change.

So... what the heck happened yesterday? Today, Nicole is joined by stockbroker and podcast host Peter Tuchman to decode yesterday's market dip. To subscribe to Peter's podcast, click here: https://link.chtbl.com/63Zpqkvs All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.

Today, Nicole explains five opportunities to build passive income, the benefits of these five income streams, and what to watch out for. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.

Last year, Nicole had a medical scare... which only got scarier when the bills started rolling in. Today, Nicole shares how she negotiated her medical bills and takes you behind the scenes of a real conversation she had with a medical provider. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.  Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.