Podcasts about automatically

Many business owners spend years chasing revenue (building six, seven, even eight figure businesses) only to discover that building a successful business doesn't automatically create wealth. In today's conversation, we'll explore the difference between becoming funding-ready and becoming truly wealth-ready, the financial habits that keep business owner's stuck, and how we can use proper structure, capital, and financial discipline to create long-term success AND generational wealth.  Today's guest Katrina Fitten, is the CEO and Chief Financial Officer of New Day for You Financial and a Certified Master Financial Coach. She is answering the question many need answered which is, "what to do after you get access to money to begin to build generational wealth,  and bringing a unique perspective to this, after experiencing significant financial hardship and then transforming her own financial future.   She's equipping "womanpreneurs" with the systems, education, and funding strategies needed to structure their businesses properly, improve financial credibility, and access capital with confidence. Through her coaching and Business Structure Blueprint, she helps clients move from struggling with cash flow to building scalable, sustainable businesses and wealth.  Her mission is to ensure women stop relying on personal funds to run their businesses and instead become financially prepared, funding-ready, and positioned for long-term success and wealth creation. During the show we discuss: Why most entrepreneurs get denied funding—and how to fix it before applying How personal finances impact business funding approvals more than you think The key financial foundations every business needs before scaling How to structure your business properly to become fundable Why financial discipline and organization drive long-term success Common mistakes entrepreneurs make with money that hurt their growth How to prepare for funding the right way instead of rushing into it How to build confidence around money and financial decision-making Resources: https://www.newdayforyoufinancial.com/

Robert and Austin talk about SpaceX breaking Wall Street's rules to be included in the Nasdaq-100, inflation printing 4.2%, and Apple's WWDC Siri AI announcement. We're also joined by Ron Santella, Managing Partner at Equable Shares, to learn more about secular growth trends, the SpaceX IPO, the bond market, and how the Fed might navigate this inflation mess. ---

In most marriages, one spouse has a higher desire for intimacy, while the other has a lower desire. And if you're being honest… navigating that difference can feel exhausting, confusing, and lonely.You talk about it. You have the hard conversations. Things improve for a few days… maybe even a week. But then somehow, you find yourselves stuck in the exact same argument again and again, wondering why nothing is actually changing and why your spouse still doesn't seem to hear or respond to what you need.So what do you do when communication alone isn't working?The truth is, you are far from alone.This week on the Ultimate Intimacy Podcast, Nick and Amy have sex therapist Austin on to discuss one of the most common. and emotionally charged struggles couples face: mismatched desire in marriage. They unpack why couples keep having the same frustrating conversations, what's really happening underneath the conflict, and how to finally create lasting change and deeper connection together.

The real link between employee experience and customer experience is not happiness alone. It is readiness, training, empowerment, accountability, and leadership. Summary The phrase happy employees create happy customers is popular in customer experience, but it is incomplete. In this episode of The Customer Service Revolution Podcast, Denise Thompson and John DiJulius challenge the oversimplified belief that employee happiness alone leads to a world-class customer experience. Employee happiness matters. If employees are miserable, unsupported, burned out, or treated like a cost center, customers will feel it. But a happy employee who is poorly trained can still create a poor customer experience. A happy employee without standards can still be inconsistent. A happy employee without autonomy can still feel helpless when something goes wrong. John explains that the real connection between employee experience and customer experience comes from hiring people with the right service aptitude, then giving them the training, systems, coaching, empowerment, recognition, and accountability they need to succeed. Denise and John also discuss how toxic employees, rushed onboarding, broken policies, lack of recognition, and poor leadership can turn even naturally happy employees into frustrated or burned-out ones. The goal is not just happy employees. The goal is happy employees who feel valued, prepared, trusted, empowered, and responsible for the experience they create. Key Takeaways: 1. Happy Employees Matter, But Happiness Alone Is Not a Strategy Employee happiness is a critical part of customer experience, but it does not automatically create happy customers. Employees also need preparation, standards, tools, and leadership. 2. Employee Readiness Is Different From Employee Happiness A naturally positive employee can still fail the customer if they are rushed into the role without proper onboarding, technical training, or service aptitude training. 3. Poor Systems Can Destroy Employee Happiness When employees are forced to defend broken policies, cover for understaffing, or absorb customer frustration without support, happiness disappears quickly. 4. Technical Training Is Not Enough Companies often train employees on processes, tasks, and systems, but neglect the human skills required to deliver great service: empathy, energy, listening, curiosity, problem-solving, and service recovery. 5. Autonomy Requires Clarity Empowering employees to make decisions only works when they understand the standards, expectations, and boundaries behind the customer experience. 6. Toxic High Performers Are Still Toxic Keeping a negative employee because they bring in revenue can damage morale, increase turnover, and weaken the customer experience. 7. Recognition Cannot Only Go to Problem Employees Leaders often spend most of their time managing high-maintenance employees while overlooking the reliable employees who quietly keep the business running. 8. The Real Goal Is Prepared, Valued, Trusted Employees The connection between employee experience and customer experience is strongest when employees feel valued, prepared, trusted, empowered, and accountable. Standout Quotes "Happy employees are a critical part of the equation, but just hiring happy employees does not by itself produce happy customers." — John DiJulius "A happy employee who is poorly trained can still create a terrible customer experience." — Denise Thompson "The best time to hire a new employee is two months ago." — John DiJulius "Over 90% of the things that go wrong in a customer-facing situation are not the customer-facing employee's fault." — John DiJulius "You never trade your reputation for sales." — John DiJulius "Burnout is real, but I think it is misdiagnosed." — John DiJulius "The goal is not just happy employees. The goal is happy employees who feel valued, prepared, trusted, and responsible for the experience they create." — Denise Thompson Chapters List After 20 Years John shares that he is most proud of the community built around The DiJulius Group's customer experience philosophies. 03:00 – Why In-Person CX Communities Matter Denise and John reflect on the Customer Service Revolution Conference and why live learning creates stronger relationships, deeper community, and better transformation. 06:06 – Challenging "Happy Employees Create Happy Customers" Denise introduces the episode's central idea: the phrase is true in spirit, but too simplistic if taken literally. 07:31 – Why Happiness Alone Is Not Enough John explains that happy employees are essential, but without training, systems, standards, and leadership, they cannot consistently create happy customers. 09:19 – Employee Happiness vs. Employee Readiness Denise asks about the difference between employees who feel good at work and employees who are truly prepared to deliver a world-class customer experience. 10:13 – Why the Best Time to Hire Was Two Months Ago John explains why reactive hiring and rushed onboarding set employees and customers up for failure. 12:25 – When Broken Systems Frustrate Happy Employees Denise and John discuss how poor policies, lack of training, and customer frustration can quickly drain employee happiness. 14:24 – The Service Aptitude Skills Companies Forget to Train John explains why organizations must train human skills like empathy, energy, curiosity, listening, problem-solving, and service recovery. 16:10 – Turnover as a Warning Sign John shares how employee turnover often reveals deeper issues in hiring, leadership, compensation, or culture. 18:23 – How Long Should Leaders Try to Fix a Toxic Employee? Denise asks how much time companies should spend coaching someone who performs well in some areas but hurts the culture. 21:41 – When Happy Employees Become Unhappy Denise explains how employees can start out happy but lose energy or engagement as conditions change. 22:14 – Burnout, Boredom, and Broken Systems John and Denise discuss why burnout is often caused by lack of support, poor systems, understaffing, and inability to get results. 25:03 – Mastery, Autonomy, and Purpose John connects employee happiness to growth, empowerment, purpose, and the ability to keep building value for employees. 27:28 – Autonomy Without Standards Denise and John discuss what happens when employees are empowered but not fully trained to make the right decisions. 31:10 – Teaching Service Recovery John shares how organizations can teach employees to handle service failures with clarity, judgment, and escalation when needed. 32:13 – A Real Service Recovery Story from John Roberts Spa John tells a memorable story about a serious customer service failure and how immediate ownership and overcorrection matter. 38:01 – Why Employees Need to Feel Valued Denise and John discuss how leaders often overlook reliable employees while focusing attention on higher-maintenance team members. 39:54 – The Danger of Overloading Rock Stars Denise and John explore how high performers can unintentionally be punished with extra work and higher expectations. 43:10 – The Real Link Between EX and CX Denise summarizes the core message: the goal is not just happy employees, but employees who are valued, prepared, trusted, and accountable. 44:02 – Closing and 20th Anniversary Reflection Denise thanks John and again recognizes The DiJulius Group's 20th anniversary. Links: The DiJulius Group Methdology: https://thedijuliusgroup.com/x-commandment-methodology/ Company Service Aptitude Test:  https://thedijuliusgroup.com/c-sat-forms/individual-c-sat/ Schedule a Complimentary Call with one of our advisors:  tdg.click/claudia Ask John!  Submit your questions for John, to be aired on future episode:  tdg.click/ask Customer Experience Executive Academy: https://thedijuliusgroup.com/project/cx-executive-academy/ Experience Revolution Membership:  https://thedijuliusgroup.com/membership/ Books:  https://thedijuliusgroup.com/shop/ Contacts:  Lindsey@thedijuliusgroup.com , Claudia@thedijuliusgroup.com If you want to learn how world-class organizations build cultures customers cannot live without, explore The Experience Revolution Membership. Inside the membership you'll gain access to livestream workshops, practical frameworks, and proven strategies used by organizations around the world. Learn more at https://thedijuliusgroup.com/membership/ Learn More If your organization is working to improve customer experience but struggling to connect it to measurable business outcomes, The DiJulius Group can help. Visit: https://thedijuliusgroup.com Listen to more episodes: https://thedijuliusgroup.com/the-customer-service-revolution-podcast/ Subscribe We talk about topics like this each week; be sure to subscribe wherever you listen to podcasts so you don't miss an episode.  

What if the income goal you're chasing is actually costing you the life you want? In this episode, Lori and I talk about why more entrepreneurs are moving away from the "more is better" mentality and focusing instead on finding their true sweet spot. We share the Dream Life Budget exercise that helps you determine exactly how much money you need to live your ideal lifestyle, why so many people overestimate that number, and the hidden tradeoffs that come with constantly chasing bigger goals. Tune in to learn how to build a business that supports your dream life instead of accidentally taking you further away from it.   HIGHLIGHTS Why so many entrepreneurs are redefining what success means. How to use the Dream Life Budget exercise to calculate your exact income target. How arbitrary financial goals can lead to burnout and unnecessary stress. The tradeoffs that come with earning more than you actually need. How to identify the "sweet spot" between ambition, freedom, and fulfillment. The blueprint to building a business that supports your life instead of controlling it.   RESOURCES Join the MCM Essentials Waitlist HERE! Want me to look at your numbers? DM me on Instagram @chriswharder to grab one of my limited weekly slots for a personalized budget breakdown! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Japan's ruling Liberal Democratic Party is looking at a proposal to automatically reduce the number of proportional representation seats in the House of Representatives if a ruling-opposition panel fails to reach a deal within a year.

In this episode of the School of Podcasting, Dave Jackson shows you how to stop being “just another podcast” and start becoming someone's favorite show (I love that line from Jay Acunzo).You'll learn how to:Clarify what your podcast is actually about in one sentenceChoose (or tweak) your name and description so they signal your unique angleDeliver on the promise of your premise so listeners trust youUse your own stories, quirks, and background as an unfair advantage no AI can copyWhether you're launching a new show or trying to revive an existing one, this episode will help you stand out in a crowded market.The Four C's of Building a Favorite Show1. You Need a Clear “What Is It?” Line (Clarity)If you can't describe your show in one sentence, your listeners definitely can't.Think of it like a movie logline:“A shark terrorizes a beach town.” → Jaws“A lawyer can't lie for 24 hours.” → Liar LiarIf your answer sounds like “me and my buddy talking about stuff and stuff,” you have a clarity problem.2. Your Name & Description Should Create ContrastIf your show is called something generic like “Thinking Outside the Box,” you're competing with dozens of identical names.Simple test: say your show's name to someone and ask, “What do you think it's about?”If their answer doesn't match your actual content, your name isn't doing its job.Your description should:Say who the show is forSay how it's differentPromise what they get every episode - and then give it to themUse your listeners' own words from reviews/emails to sharpen your description.3. Deliver on the Promise of Your Premise (Consistency)Your title, artwork, and description are a promise. Your content has to deliver.Click‑baity titles and vague descriptions might get a first click, but if the episode doesn't do what it says, you won't get a second one.Examples:Joe Rogan: long-form, open-ended conversations where people actually talk through ideas.Podnews and Podnews Weekly Review: global podcast news with strong host chemistry and a predictable format.4. Your Stories and Style Are Your Uncopyable Advantage (Character)AI can write scripts and headlines—but it doesn't have your bike ride, your great nephew, or your specific regrets and realizations.You have stories, you just need to write them down.5. Use “Homework for Life” to Capture StoriesFrom Matthew Dicks' Storyworthy: at the end of each day, ask:“What happened today that might be a story?”Write down one sentence—just enough to remind you later.Use any note tool (NoteJoy, Apple Notes, Google Keep, voice-to-text, etc.).Over time you build a story library you can draw from to explain concepts and stand out from AI‑generated, story‑less shows.Action Steps From This EpisodeBy the end of this episode, challenge yourself to:Write your one-sentence “What is it?” line.If you can't say it clearly in one breath, cut it down.Ask 2–3 non-podcaster friends:Show them your title, cover art, and description.Ask, “What do you think this show is about?”If their answer doesn't match your intention, revise your name/description.Search your show's name in Google and major podcast apps.Is the name crowded? Already used?Is there a dormant show with the name you want? Consider reaching out and asking to take over/buy the feed.List 5 story moments from the last 30 days.Use “homework for life” style notes.Circle 1–2 you can use in upcoming episodes to explain a lesson.Rewrite your podcast description to:Say who the show is forSay how it's differentPromise what they'll consistently get each time they listenResources MentionedStoryworthy by Matthew Dicks – Book on storytelling and “homework for life.”Notejoy captiring toolResearch LinksPodcasting Morning ShowSave the Cat!: The Last Book on Screenwriting You'll Ever NeedHot Ones' Guests Impressed by Sean Evans' Questions | Vol. 6 - YouTubePacino Arrests Everybody (Samuel L. Jackson Cameo) | Sea of Love - YouTubeHomework for Life | Matthew DicksHow Stories Happen: Creators and Entrepreneurs Dissect Their Signature Stories — Jay Acunzo - Jay always says, "Don't just be a podcast, be someone's FAVORITE podcast."Podcast Network Insights - A show About Podcasting networks.Podcast Momentum | Build Podcast Momentum – Geared towards businessesPedal Stomper Podcast. Podcasting Lessons from a Hall of Famer: 20 Years of Wisdom with Dave Jackson - YouTubeWork With DaveIf you want help:Sharpening your “what is it?” lineChoosing or refining a podcast nameRewriting your description so it stands outAnd building a show that becomes someone's favorite…then join the School of Podcasting and get step‑by‑step guidance, resources, and a community of podcasters just like you. You can also sign up for a single podcast strategy session.Mentioned in this episode:Have You Heard About the Podpage Assistant?Here's what it can do: Identify the best search keyphrase to target — The Assistant analyzes your episode and finds the keyphrase most likely to drive organic traffic. Generate optimized SEO titles and descriptions — Get search-friendly titles and meta descriptions written for each episode automatically. Expand your show notes — Turn brief show notes into detailed, search-friendly content that helps Google understand what your episode is about. Create SEO schema — Automatically generate structured data including FAQs and key takeaways, giving search engines even more context about your content. Generate episode transcriptions — If your podcast host doesn't provide transcripts, the Assistant can create them for you. Create companion blog posts — Each episode can get a dedicated blog post that supports your episode's SEO and gives listeners another way to find you. Automatically categorize episodes — Keep your episode library organized without lifting a finger. Start your 14 day trial at www.podpage.com/preview PodpageJoin the School of PodcastingMark from Practical Prepping had been podcasting for a while, but after joining the School of Podcasting, his podcast grew at a faster rate. His Facebook group has over 30,000 members! Join the School of Podcasting and get access to: Step-by-step tutorials An amazing podcast community Unlimited One-On-One Coaching Join today worry-free with a 30-day money-back guarantee!School of PodcastingQuestion of the MonthThis might be harder question to answer because when I ask people, the sometimes freeze. The question? How do you measure success for your podcast beyond download numbers? I need your answer by June 26th, 2026. Don't forget to tell us a little bit about your show and your website address so I can link to it in the show notes.Question of the MonthCheck Out Dave's Newsletter With Behind the Scenes ContentIn each issue of Podcasting Observations, I share my thoughts on what

Your pool doesn't care what RPM your pump runs at. It cares about flow. And most of the headaches we see as pool owners and pool service pros start when circulation quietly drifts away from what the pool actually needs. I sit down with Sean McDermott, Executive Vice President at H2 Flow Controls, to unpack the Nautilus VSF variable speed pool pump and the idea behind it: stop guessing speeds and start controlling real, measured gallons per minute.We dig into adaptive flow, including constant flow mode and turnover mode, and why “set it and forget it” RPM schedules often fall apart as filters get dirty, plumbing conditions change, and water features or in-floor systems cycle on and off. Sean explains how the pump adjusts automatically to maintain the target flow rate, aiming for a pool that's both energy efficient and operationally efficient. That means better circulation, more consistent chemical distribution, and fewer surprise problems that show up when flow drops over time.We also get practical on features pool pros will appreciate: app-based monitoring in the Blue Sync app, a dirty filter warning tied to sustained RPM increases, boost mode for bather load or rough weather, and upcoming heater control through a two-wire fireman switch with flow settings that help protect gas heaters and optimize heat pumps. We wrap with what went into testing, American manufacturing and support, and how the pump lines up with common installs so replacement work is simpler.If this helps you think differently about variable speed pumps, subscribe, share the episode with a pool pro friend, and leave a quick review so more people can find it.We talk with Sean McDermott from H2 Flow Controls about the Nautilus VSF variable speed pump and why measuring real flow beats guessing RPM. We explain how constant-flow control can improve circulation, protect equipment, and reduce the pool problems that show up when conditions change.  • the business case for launching a new VS pump in a crowded pool equipment market  • constant flow vs fixed RPM settings and why pump curves and head calculations often miss reality  • adaptive flow setup using pool gallons and either constant flow mode or turnover mode  • automatic adjustment as filters load up, water features change, and systems drift over time  • water quality benefits of steady circulation for chemical dispersion and salt systems  • Blue Sync app monitoring plus a dirty filter warning based on sustained RPM increase  • boost mode to handle sun, rain, heavy use, and seasonal debris  • heater control using a two-wire fireman switch with heater-safe flow settings  • scheduling support for in-floor cleaning systems  • made-in-the-USA development and faster support through in-house assembly and R&D  • installation fitment notes matching common pump footprints and the available horsepower models  To learn more about the Nautus VSF Pump, go to h2flow.net. You can also hear more podcasts by going to swimmingpoollearning.com. If you're interested in my coaching program, you can learn more at PoolGuyCoaching.com.  Send us Fan MailSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Rich and Ron talk about a few Father’s Day gifts that you might not think about… Smart Irrigation Rachio 3 Smart Sprinkler Controller $199 Automatically adjusts watering based on weather and can save water while improving lawn health. Grilling & BBQ MEATER Block Wireless Meat Thermometer $240 Wi-Fi connected thermometer with four probes for serious grill masters. Smart Home Hub Home Assistant Green Smart Hub $211 Ideal for the tech-savvy dad who wants local control of smart-home devices. Home Security Philips Palm Recognition Smart Lock $213 Unique palm-recognition access adds a futuristic touch to home security. Weather Enthusiast AcuRite Optimus Wi Fi Weather Station $230 Provides hyper-local weather data from Dad’s own backyard. Energy Savings ecobee Smart Thermostat Enhanced $200 One of the best upgrades for comfort and lower utility bills. DIY Smart Home DAKboard CPU v5 $180 Turns a TV or monitor into a family dashboard and home command center. Smart Speaker JBL Authentics 200 Smart Speaker $200 Vintage styling with modern voice assistant integration and excellent sound. Outdoor Monitoring La Crosse Wi Fi Weather Station $160 Great for gardeners, boaters, and outdoor enthusiasts. Connected Home Display Dragon Touch Family Calendar $150 Centralizes family schedules, reminders, and household organization.

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk their listeners through the recent job openings data, the Fed's Beige Book, and Anthropic filing to go public on the stock market!---‼️ Invest in the Defense of America with the DUTY ETF -- click here to learn more: ⁠https://www.usdefenseetf.com/⁠ ---⁠

Roger Miller, my co-elder at Pioneer Christian Fellowship, a church I founded and pastored 40+ years ago, spoke the above sentence to me when I was expressing to him how pessimistic I was about things.He calmly said, “Leadership is automatically transferred to those who remain optimistic.” The statement pierced my heart as a prophetic word, as the Lord made me realize I could never be an effective pastor of a church or a leader in society unless I changed from pessimism to optimism! I repented on the spot and decided to change.  That statement is now a beautifully framed graphic that sits on the desk in my office.Read more here.Support the show

It's been a big couple of weeks for Irish players in their respective leagues but all eyes are on Páirc Uí Chaoimh on Friday as Carla Ward's side look to take some points off their Dutch opponents. Kathleen McNamee is joined by Karen Duggan and Scarlett Herron to look ahead to that game as well as the news of Katie McCabe and Lily Agg completing two interesting moves.The COYGIG Pod with Cadbury, a proud sponsor of the Republic of Ireland football teams.

reference: Sri Aurobindo and the Mother, The Psychic Being — Soul: Its Nature, Mission and Evolution, Section 3 Growth and Development of the Psychic, pg. 79This episode is also available as a blog post at https://sriaurobindostudies.wordpress.com/2026/06/02/the-psychic-being-is-automatically-attuned-towards-the-spiritual-truth-of-existence/Video presentations, interviews and podcast episodes are allavailable on the YouTube Channel https://www.youtube.com/@santoshkrinsky871More information about Sri Aurobindo can be found at www.aurobindo.net  The US editions and links to e-book editions of SriAurobindo's writings can be found at Lotus Press www.lotuspress.com#Sri Aurobindo #The Mother #yoga #integral yoga #spirituality #soul #psychic being

Why are so many executive teams underperforming?In this solo episode of The Courageous Leaders Podcast, I break down the biggest leadership mistakes I see inside executive teams today, from social loafing and siloed thinking to oversized leadership teams and “Game of Thrones” behaviour at the top of organisations.I explore why executive leadership is about far more than titles, why leadership teams must operate collectively instead of protecting departments, and why CEOs need the courage to reshape teams when they are no longer serving the business.If your leadership team feels political, disconnected, slow, or overly comfortable, this episode will challenge how you think about executive leadership.What We Cover:00:00 – Why executive teams lose effectiveness00:52 – Why titles do not equal executive leadership01:24 – The danger of oversized executive teams02:24 – Executive teams acting like working groups02:42 – “Game of Thrones” leadership behaviour explained03:07 – Why the executive team must become the first team03:52 – Why CEOs need the courage to challenge comfortKey Leadership Insights• Executive teams shape what becomes acceptable in company culture• Leadership titles do not automatically create leadership capability• High-performing executive teams think collectively, not territorially• Oversized leadership teams slow down decision-making and accountability• CEOs must be willing to challenge comfort and restructure leadership teams• The behaviour at the top becomes the standard for the entire companyReflection Questions for Leaders• Is my executive team truly operating as one team?• Where are politics or silos damaging decision-making?• Have titles become more important than impact?• What difficult leadership change am I avoiding right now?

It's been a big couple of weeks for Irish players in their respective leagues but all eyes are on Páirc Uí Chaoimh on Friday as Carla Ward's side look to take some points off their Dutch opponents. Kathleen McNamee is joined by Karen Duggan and Scarlett Herron to look ahead to that game as well as the news of Katie McCabe and Lily Agg completing two interesting moves.

Episode 426: 

Lords: Aubrey http://glowhno.com/ Avery Topics: Every day since 1981 Yuri Borisovich Norstein and his wife Francheska Yarbusova have worked on their masterpice--an animated adaptaion of Gogol's short story The Overcoat. They couple is now in their 80s and will most likely never complete their film. https://en.wikipedia.org/wiki/The_Overcoat_(animated_film) Video game urban legends https://vimeo.com/91436410 https://saint-arthur.tumblr.com/post/146680746144/riding-immortal-on-the-seeking-road Bay Area Airport Naming Drama The Only Animal by Franz Wright https://april-is.tumblr.com/post/89794820/april-25-2008-the-only-animal-franz-wright Microtopics: Loving only the parts you don't hate. Finishing the whole pack of Red Vines because you refuse to let them defeat you. An album you haven't put on Spotify. You know. Those podcasts. The sort of thing we don't do around here. Holding up cue cards so the guests know what to say. Reading all 180,000 messages in the Frog Fractions 2 ARG solvers discord. The tech company you're applying to sending you all the Enron emails, saying "review these before the interview" Mysteries, Easter eggs, and rose-tinted glasses. Hedgehog in the Fog. Arduous animation processes. Working on an animated feature by yourself for over 40 years. Great Family Entertainment. A story about a guy who has everything he needs who dies while trying to buy an overcoat. A huge pack of Red Vines that you and your wife have been eating since 1981. Burning yourself out very quickly if you don't put guardrails in place. Perfectionists throwing away years of work because it's not good enough. DJs who still spin vinyl and other artists who choose to do things the hard way. Enveloping yourself in an emotion. Refusing to break character for the entire time you're making the Youtube documentary. Putting away art you're having a hard time with and coming back to it later. Everything that happened between the Sigil Master and Austin Walker. Losing track of whether art looks good. The fine line between pacing yourself and torturing yourself. The statue in the background of Frog Fractions that turns red when you're on Mars. Encouraging people to have whimsy. Space Knight Rom. Snagglepuss the 1950s playwright. Back when you could make up a video game rumor and not have it immediately debunked. GTA San Andreas urban legends. Windows Movie Maker transition screens. Gravitating towards the unknowable. Self-destructing music. Scarcity and unknowability. Buying an album from the record shop and perusing the indie record label catalog that comes with it. Searching for the 16th colossus. Forming a small community and feeling communal with them. Playing games with a group of friends like a book club. An MMO full of ARGy type stuff. Automatically grouping people into a puzzle solving community. Being paralyzed by the sheer amount of information that you don't know. What's going on with the iGlyphs? Finding evidence of the Jejune Institute on a telephone pole. Painstakingly making the 7th Frog Fractions game, 45 years from now. The history of Seeking Mr. Eaten's Name. Game secrets that can't be ruined by one jerk with a decompiler. Sleep No More. Getting pulled into a secret compartment during an interactive play. Multi-city zombie larps. The Oakland Airport renaming themselves to the San Francisco Bay International Airport and then later the lawsuit becoming the Oakland San Francisco Bay Airport. Bay Area topology. San Francisco and South San Francisco. The Unincorporated Area of San Mateo County International Airport, or UAOSMCIA. American cities named after European cities. The Bass Pro Shop Pyramid in Memphis, TN. Filling a 32-story disco pyramid with sports equipment. Fry's Electronics. Another episode of Topic Lords where we read from Wikipedia. A huge empty building with paintings of Mayan gods holding torches that used to be an electronics store. One more way in which people forget about San Diego. The only animal that brushes its own teeth A monkey wearing a spacesuit trying to smoke a cigarette through the face shield. The only animal that smokes cigarettes. (Todd, who works down at the warehouse.) Meeting your estranged dad when at the awards show when you're both up for the same Pulitzer. Whether that fuckin' awesome monkey is a Bored Ape. Whether Google Image Search is making up images yet. That time Ryan North and his dog got stuck in an empty swimming pool and turned it into an interactive text adventure. By the time you've smelt it, they have dealt it. Topics are over!

Commission Servants - https://www.marketingsharks.com/commission-servants-ai-sends-people-to-your-money-links/Commission Servants – AI Sends People To Your Money Links – Digital Servants that go out and Find Buyers, Gain Their Trust, Then Send Them To Our Money Links – 100% Automatically$1,770 A Month From An AI SERVANT? You have to see this!Your AI Servant Is Ready (already made $1,770 last month, holy crap)You read correctly – there is a brand new AI out there that literally acts as your servant for making m0ney.Here's what it does:It finds you buyersIt talks to them like a human, building trustOnce trust is built, it softly pitches your money linkOnce it has closed the sale, it sends you the moneyThis is not science fiction; thanks to my friends Tom E & Max G, they have created this absolute monster of an AI that goes out on its own and gets them $1,770 each every single month (on average).

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the April PCE, the Q1 GDP revisions, and the Pope's critical comments on AI. We also sit down with the legendary Ron Santella of Equable Shares! Ron Santella joins us to give us a broad market update as well as answer our questions re: the bond market, the new Fed chair, and where HEDG best fits inside an investor's portfolio.

Jörgen Wigh, CEO of Lagercrantz Group Jörgen Wigh has been CEO of Lagercrantz Group (STO: LAGR-B) for over 20 years. In that time he completed 90+ acquisitions, built a portfolio of 85 niche B2B companies, and delivered 15 consecutive years of record earnings per share. No capital raises. No forced integration. No exits. The Nordic compounder model has quietly outperformed global markets for decades, and Lagercrantz is one of the longest-running, most disciplined examples of it in operation. In Part 1 of 2, Jörgen walks through the deal model behind that track record.   What You'll Learn How Lagercrantz finds companies that are not for sale, and why the first call almost never closes a deal How Jörgen pushes for exclusivity in weeks when most sellers are running a banker-led process The earnout structure Jörgen uses to keep founders motivated for three years after signing What he says when PE shows up at 11x and the seller is tempted to take the bigger check Why founders walk away from more money for legacy preservation, and the conversation that earns it How to close 8 to 12 deals a year without breaking pricing discipline If you are holding pricing discipline against private equity and want to know whether your team would do the same, DealPilot, powered by M&A Science, runs the M&A Competency Assessment so you can benchmark deal judgment before the next term sheet. ____________________ This episode of M&A Science is presented by DealRoom. DealRoom just automated Pipeline Management with AI so you can spend less time updating deals, and more time working them.  Automatically push deal context from Outlook to DealRoom Pipeline and use AI to keep deal target data and tasks updated, so follow-ups never slip through the cracks. No manual logging. No stale pipeline data. See for yourself at dealroom.net/pipelineai ____________________ Episode Chapters [00:00] Introduction [05:48] Jörgen's path: analyst, McKinsey, and the Bergman & Beving spinout [07:00] Coming back as CEO in 2006 and rebuilding from scratch [09:21] Buy and hold, forever: how the model actually works [11:21] What makes a company worth buying (and what kills it) [12:28] A real deal: helicopter deck safety systems [13:52] Who sells to Lagercrantz, and why [15:44] The only two things Lagercrantz adds: energy and structure [20:17] Finding companies that are not for sale [22:36] When the banker shows up: getting exclusivity early [23:55] Holding the line at 4-8x EBITDA when PE bids 11x [25:09] The legacy preservation pitch that wins without matching price [33:38] Earnouts that keep founders motivated for three years [36:17] Running 85 companies with 22 people at HQ [36:46] The only three functions Lagercrantz centralizes [37:57] The annual MD conference and the peer network behind it [40:13] 8 to 12 deals a year, one a month

Pete Andrews from EchoBolt joins to discuss ultrasonic bolt inspection, the Bolt Wave device, and blade stud defect detection. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining light on wind. Energy’s brightest innovators. This is the Progress Powering tomorrow. Pete Andrews: Pete, welcome to the program. Good to be back. Yeah. See you face to face. Yeah. Yes. This is wonderful. It’s a really great event to catch it with loads of the. UK innovation that are happening in the supply chain. So it’s, yeah, really nice to be here.  Allen Hall: This is really good to meet in person because we have seen a lot of bolt issues in the us, Canada, Australia, yeah. Uh, all around the world and every time bolt problems come up, I say, have you called Pete Andrews and Echo Bolt and gotten the kit to detect bolt issues? And then who’s Pete? Give me Pete’s phone number. Okay, sure. Uh, but now that we’re here in person, a lot has changed since we first talked to you probably two years ago.[00:01:00] You’re a bootstrap company based in the UK that has global presence, and I, I think it’s a good start to explain what the technology is and why Echo Bolt matters so much in today’s world.  Pete Andrews: Yeah, absolutely. So, um, as you said, we’re a uk, um, SME, there’s a team of 13 of us based here in the uk. Yeah. But we do deliver our services internationally, but really focused on Northern Europe. Yeah. But increasingly we’ve done more in the US and North America, a little bit in Canada. Um, but our big offering really is to help wind turbine operators and owners reduce the need to routinely retire in bulks. So we have a quick and simple inspection technology that people can deploy, find out the status of their bolt connections, and then. Reti them if necessary, but the vast majority of the time we find that they’re static and absolutely fine and can be left [00:02:00] alone. So it’s a real big efficiency boost for wind operators.  Joel Saxum: Well, you’re doing things by prescription now, right? Instead of just blanket cover, we’re gonna do all of this. It’s like, let’s work on the ones that actually need to be worked on. Let’s do the, the work that we actually need to, and instead of lugging, like we’re looking at the kit right here, and I can, you can hold the case in one hand, let alone the tools in a couple of fingers. As opposed to torque tensioning tools that are this big, they weigh a hundred kilos, and those come with all of their own problems. So I know that you guys said you’re, you’re focused here. You do a lot of work, um, in the offshore wind world as well. Yeah. I mean, offshore wind is where you add a zero right? To zeros. Yeah. Everything else is that much more complicated. It costs that much more. It’s you’re transitioning people offshore to the transition pieces. Like there’s so much more HSE risk, dollar risk, all of these different spend things. So. The Echo Bolt systems, these different tools that you have being developed and utilized here first make absolute sense, but now you guys are starting to go to onshore as well.  Pete Andrews: Yeah, that’s right. So I mean, as as you said, that there’s really [00:03:00] three main benefit areas we focus on. The first one is the health and safety of technicians, right? As you said, some of the fasteners used offshore now are up to MA hundred. So a hundred millimeter diameter bolts,  Joel Saxum: four inches for our American friends. Yeah, absolutely.  Pete Andrews: And they probably weigh. 30 kilos plus per bolt. Yeah. Um, so just the physical manual handling of that sort of equipment and the tightening equipment for those bolts is a huge risk for people. If you think 150 bolts lifting or maneuvering, the tooling around on on its own can cause all the problems. So as well as the inherent risk of the hydraulic kit failing. So occasionally we see catastrophic tool failure. Is, which have really high potential severity, you know, sort of tensioner heads ejecting or crush injuries from Tor. So that is really a key focus for our customers, just to [00:04:00] keep their teams safe, but also you have to be the cost effective and the the major cost benefit we allow is that we don’t have to revisit every bolt and every turbine like you’d have to do if you were retyping. So we believe there’s something of the order of a million pounds per installed gigawatt saving. By moving from a routine REIT uh, maintenance strategy to a focused condition based inspection, you significantly reduce the amount of intervention you make and keep your turbines running more and reduce the boots on the ground on the turbine. So three real kind of, um, key. Benefits for people adopting our technology  Allen Hall: because we routinely see tower bolts being reworked or retention depending on who the manufacturer is. And I’m watching this go on. I’m like, why are [00:05:00] we doing this? It seems, or the 10% rule, we’re tighten 10% this year, and they’ll come back and see how it’s going. That’s a little insane, right, because you’re just kind of. Tensioning bolts up to see if one of them has a problem and then you just do more of them and we’re wasting so much time because echo bolts figured this out years ago. You don’t need to do that. You can tell what the tension is in a bolt ultrasonically, which was the original technology, the first gen I’ll call it, uh, that you could tell the length of the bolt. If the length of the bolt is correct within certain parameters, you know that it is tension properly. If it’s shrunk, that probably means it’s not tensioned properly. That’s a huge advantage because you can’t physically see it. And I know I’ve seen technicians go, oh, I could take a hammer and I can tell you which ones are not tensioned properly wrong. Wrong. And I think that’s where equitable comes in because you’re actually applying a a lot of science simply [00:06:00] to a complex problem because the numbers are so big. Pete Andrews: Yeah, I mean that, that, that’s been the real. Driving force between our offering is to simplify it. So ultimately we’re based on a non-destructive testing technique. It’s an ultrasonic thickness checking technique, but when from the non-destructive testing background, it’s crack detection, people have time, they can be, it’s a very precision measurement. People have to be trained in the wind industry. We’re trying to inspect. A thousand, 2000 bolts a day at scale. It’s a completely different, um, ask of the technology and the way the technology has been developed historically has required too much technician expertise, too much configuration and set up time, and hasn’t delivered on the, on the speed that’s needed to be efficient in wind. And that’s where our bolt wave [00:07:00] unit we’ve, that we’ve developed over the last. 18 months, let’s say, where all of our focus has gone to make it as slick and as easy for a client technician to pick up with minimal training. It’s through an iOS interface. Everyone understands it intuitively. Um, it’s a bit like using the camera app on your phone. You know, you’re just hitting measure, measure, measure, measure, measure 10 seconds a bolt as you move the, um, ultrasonic transducer across, and then the data gets moved. Automatically to the cloud, to our bolt platform. And customers can view it in near real time. The engineer in the office can see the inspections happened. They can see if there are any anomalous bolts, and then there can be communication there and then whether an intervention is necessary. So it’s sort of really changed the way our customers think about managing their, um. They’re bolted joints.  Joel Saxum: Well, I think these are, these are the kind of innovations that we love to see, right? Because [00:08:00] we regularly talk about a shortage of technicians, and this isn’t, I was just learning this this week too, like this is not a wind problem. This is a everywhere problem. No matter what industry you’re in. Use are short of technicians. But we’re seeing like a tool like this is developed to be able to scale that workforce as well. Right. You don’t need to be an NDT level three expert to go and do these things. ’cause there’s a very few of those people out there. Right? Right. We know the NDT people, a lot of NDT people, and that’s a hard skillset to come by. Yeah. This can be put in the hands of any technician. Yeah, a quick training course. Just, Hey, this is how you use your iPhone. You can check Instagram, right? Yeah. Okay. You can off figure. Yeah, have fun. See you at lunch. Um, but they can, they can make this happen, right? They can go do these inspections and you’re getting that, that, uh, data collected in the field. Centralized back to an SME that’s looking at it and you don’t have to put that SME in the field and try to scale their ability to go and travel and do all these things. They can be in the office making sure that the, the QA, QC is done correctly. I love it. I think that that’s the way we need to go with a lot of things. [00:09:00]Uh, and you’re making it happen.  Pete Andrews: Yeah. And it’s a real kind of. F change in mindset for us. So originally when we started Ebot, we were using third party hardware. Yeah. Which required a bit of that specialism. Yeah. A bit of care about the setup of the project, getting multiple parameters configured before you got going. And it wasn’t really something we could put in the hands of a customer.  Joel Saxum: Yeah.  Pete Andrews: Which meant Ebot scale was limited to what our own team could go and do, and regionally as well. You know, so we’re UK based. Probably 60% of our customers are uk, but now we have this Northern Europe offshore wind is obviously on our doorstep, but then increasingly we’ve done more and more in North America, so we’ve probably been to five or six sites now in North America and expect that to be a growth market because we can, we can now ship the devices over there, give some virtual training help. Uh, [00:10:00] people set themselves up and then that opens up that market, you know, so it’s been a real change in strategy for us, but has allowed us to have far more impact than we otherwise would just try to be a pure service.  Allen Hall: Well, let’s talk about the big problem in the states of a minute, which are the root bushing or inserts that are loose in some blades. When you lose that pushing, you also lose the tension on the bolt that can be measured. Is that something you’re getting involved with quite a bit now because of just trying to determine how many bolts are affected and, and where we are on the safety scale of can we run this turbine or not? Is that something that EE bolt’s been looking into? Pete Andrews: Yeah, absolutely. So I, I’d say there’s sort of two halves of what we do. There’s the, there’s the bulk wholesale monitoring of. Typically static connections to eliminate this routine retitling where it’s not needed typically, typically. But then we have these edge cases of certain [00:11:00] connections and certain platforms that have known bolt integrity problems, and we are working with clients to really, um, manage those integrity risks. Blade stud is an absolute classic, you know, sort of, I think almost every turbine OEM on some, if not all of their platforms has got. Embedded risk into their blades, pitch bearing connections. Um, so yeah, exactly as you said, our customers are using the technology for two things really. One is to ensure the bolts have been tightened to the preload that was specified or the target window. And quite often we find there is an opportunity to increase the preload and therefore increase the resistance to fatigue failure. So. You know, particularly on older sites where the bolts perhaps not in the condition they were on day one. Well, they definitely won’t be. Um, when people have gone and retti them, they haven’t got back to where they, they should be.[00:12:00] So we can prove that and increase a bit of that resilience, but then also start to look for the segments around the joint where, um, the bolt might start loosening or failures are occurring, and find areas where they can really hone in. And actively manage risk. And that sort of leads to what we’ve decided to do for the next year, particularly with Blade Stud in mind, is evolve this technology. So whilst it’s also measuring the elongation, we will do a defect scan at the same time. So you’ll monitor your blade stu, um, connection and we’re hoping that we can set the device to flag to you there and then. We believe this bulk has got a defect while you’re here, get it changed out before it fails and, and all the knock on problems, um, from there. Joel Saxum: So what you’re just pointing to there is a, is a workflow, right? So to me that is typical [00:13:00] of some of the amazing, innovative companies in the UK that I’ve run into throughout my career. And that is, you’re a group of SMEs, you know, bolted connections. That’s what you do, right? But then you’re like, hey. If there’s a tool, we could make a tool that would make our lives a bit easier, then it’s like, well, we could make the entire industry’s lives a little bit easier as well. So let’s iterate on that. And now you’re able to send these kits around the world to look at these things. Hey, you have a problem with this specific model. We can help you with this because we know the failure mode and we know how to look for it. Let’s do that for you. Also here, you’re doing bolt bulk measurements. We got that for you. But it all kind of flows back to the fact that Echo Bolt is a team. A bolted connection, SMEs that are making tools and being able to also provide consulting if need be. Yeah. Right. Um, to, to an entire industry. And I think that, um, this is my take on it, right? Wind is stop number one. I think you guys are gonna do a fantastic year, but there’s a lot of, uh, opportunity out there in bolted [00:14:00] connections as well. Allen Hall: A tremendous amount blade bolts being broken from defects in the crystalline structure. What appears to be a more. Rapidly developing issue across fleets that I’ve seen. I went to a farm this summer and the number of blade bolts that were there on the table that were broken on the conference room table was And the whiteboard office. Yeah. Yeah. This one,  Joel Saxum: this one.  Allen Hall: Your hard head is not gonna protect you from this one. It’s, it’s, it was this, um, I couldn’t imagine the amount of time they were spending hunting these things down. And of course, the only way they were finding ’em was they were broken. You like to catch ’em before they break because it becomes  Joel Saxum: a safety risk. Just not too long ago we saw an insurance case where there’s an RCA going on and it is pointing at an entire tower came down. Right. And it is pointing at a mid, mid tower section bolted connection. How often do you guys run into those problems? Or are you contacted by insurance companies or anything like that to, to take a peek at those? Pete Andrews: We haven’t done anything directly for insurance [00:15:00]companies, but we have been engaged by. Engineering consultancies that are doing RCA type activities. Okay. Um, things like at the end of defect liability periods mm-hmm. A customer has, has seen, they’ve had a lot of, uh, issues from an OEM, maybe an OE EM has offered a modification or an upgrade, assessing whether that upgrade is actually solved the problem or not. We’ve got involved in, um, but the tower. Issue specifically. It’s actually very rare we find, um, problems with tower connections, but where we do is often where they haven’t achieved good flange flatness, ah, during installation or the bolts have been, let’s say, left out in the elements for a period and lubrication has been, has deteriorated before the bolt’s been installed. So there are cases out there, but what I would say is. [00:16:00] To think about your whole life cycle, so ensure the bolt’s installed correctly and we can help with that with a QA to say, yes, this torque or tightening method has got you to the load that you want. Do some through life monitoring, but often if you install it correctly, it will it’s operational life. You will have very little concern. But then in the UK market, we’re increasingly getting involved again at the end of life, right? Life extension where life extension turbines are 20, 25 years old. How does an operator make a decision to carry on running without replacing all bots? Um, and that’s where increasingly we being asked to use the technologist just to say, actually the joint is fine. The bolts have run in a good, um, operational envelope. Run them on. Don’t replace a hundred percent of them like you might have been recommended to from your, um, yeah. Turbine supplier side. [00:17:00] Allen Hall: So Pete, if someone’s doing a repower where they’re basically putting a new one in the cell on an existing tower, they’re making a lot of assumptions about all the bolts from the ground up that they’re gonna be okay. And I know we’re talking about that. We’re in a lot of installations where. If the turbine has gone through a repowered or two. So now those bolts are 20 years old. Yeah. And trying to get ’em to  Joel Saxum: 30 35. 35  Allen Hall: 40. Yeah. I don’t know what they’re doing. By those bolted connections. Are they just like replacing the bolts? Are they hitting ’em with a hammer again? Is that the, yeah,  Pete Andrews: I mean, they might replace ’em, but you’ve got a problem with the foundation bolts. ’cause they’re obviously often anchor bolts set into concrete, so you have to reuse them and. With the projects, both in wind and in process power industry with the chimney stacks to try and ascertain whether foundation bolts that are set into concrete are still suitable for operations. So look for corrosion losses, look for [00:18:00] defects. Um, so yeah, they’re all things that need thinking about before you just make the snap decision to repower. But I think  Joel Saxum: a lot of that, uh, going back to a couple minutes ago, you were talking about at the commissioning phase, making sure that you have proper qa, QC of how these things were installed day one, and then making sure that before commissioning of a turbine, they’re checked. I think that’s really important. We’re starting to see that in the blade world now too, where we’ve been talking about it for a long time, and now when you talk to operators, they’re like, we’re getting inspections done on the blades before they’re hung. Or at the factory before they’re hung. After they’re hung. Like they want a good foundation baseline. Are you seeing that in the bolted connection world too?  Pete Andrews: Yes. Sort of. It’s just emerging for us. What we’ve found is, so most of our customers are in the operational phase ’cause they are the ones feeling the pain. Yeah. Of the routine retitling work. When they do major components, they sometimes engage us to come and say, can you check [00:19:00] before and after the blade was removed? What was it? Before we took it off from a a bolt load perspective, what is it afterwards? Can you then recheck after 500 hours When we retalk it? And what we’ve seen there often is the initial install hasn’t got them to where they needed to be and they’ve had to go and do the break in maintenance or the 500 hour REIT to get the bolts to the right load. So one of the questions that we have is whether. Some of the defects are actually being initiated very early on in that initial running in period and whether if, if actually you’d taken the time at, at the point of assembly to make sure you were correct, whether that avoids some of the knock on integrity concerns. So yeah, it’s interesting area.  Allen Hall: Well, bolts are what hold wind turbines together and you better know you have the right. Tension and [00:20:00] torque on your bolts to get to the lifetime of the wind turbine and to, and to check it once in a while. And I know there’s a lot of operators I can think of right now in the United States that are sort of doing that job somewhat. I I think they have missed out on opportunities to save a lot of money and to call it echo bolt. How do people get ahold of you? Because that’s one thing I run into all the time. Like, Hey, hey, you gotta talk to Ebol, call Ebol. How do they get ahold of you?  Pete Andrews: So the easiest ways are via our website. Which is echo bolt.com. Um, LinkedIn, you’ll find us at Echo Bolt on LinkedIn. Reach out. Our email would be info@cobolt.com. So any of those route and you’ll, uh, reach me and the team and more than happy to speak to you about any of your faulting concerns or problems. We are, uh, yeah, we’re passionate about your problems.  Allen Hall: Pete, thank you so much for being on this podcast. I, it is great to actually see you in person and see the bolt wave technology. It’s really [00:21:00] impressive. So anybody out there that needs bolt tensioning to checking tools, you need to get ahold of Pete at Echo Bolt and get started today. Thank you Pete. Thanks guys. It’s great to be here.

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George Wright III explains that lasting success comes from small actions repeated consistently, not intentions, motivation, or one big decision. He connects prior themes—clarity, focus, discipline, and identity—to show how identity shapes behavior and habits automate it to create long-term results. He defines habits as automatic behaviors formed through the habit loop of cue, routine, and reward, emphasizing that environment often shapes behavior more than willpower. To build better habits, he recommends starting small, using habit stacking by attaching new behaviors to existing routines, controlling the environment to make good habits easy and bad habits hard, tracking activity, and reinforcing identity by keeping promises to yourself. He warns against trying to change too much, relying on motivation, unrealistic goals, and quitting after one missed day, and challenges listeners to commit to one habit for 30 days.00:00 Small Things Compound00:27 Intentions vs Habits01:06 Foundation and Identity01:52 Why People Struggle02:36 Define Habits Clearly03:19 Momentum and Compounding04:24 The Habit Loop05:51 Build Better Habits06:51 Environment and Tracking07:54 Identity and Sabotage09:13 30 Day Habit Challenge11:02 Wrap Up and Next StepsThanks for listening, and Please Share this Episode with someone. It would really help us to grow our show and share these valuable tips and strategies with others. Have a great day.George Wright III“It's Never Too Late to Start Living the Life You Were Meant to Live”FREE Daily Mastermind Resources:CONNECT with George & Access Tons of ResourcesGet access to Proven Strategies and Time-Test Principles for Success. Plus, download and access tons of FREE resources and online events by joining our Exclusive Community of Entrepreneurs, Business Owners, and High Achievers like YOU.Join FREE at DailyMastermind.comFollow me on social media Facebook | Instagram | Linkedin | TikTok | YoutubeGrow Your Authority and Personal Brand with a FREE Interview in a Top Global Magazine HERE.

You set up your 401(k) contributions years ago. They go out of your paycheck automatically, before you even see the money. You've been doing this for years. And you've been telling yourself you're saving for retirement. You're not saving. You're investing. Automatically, often without much thought, into a market-linked account where the value can drop without you withdrawing a single dollar. https://www.youtube.com/live/ISSLntYMpig That distinction isn't just semantic. It explains why so many high-earning, responsible people feel like they're not making real financial traction even when they're doing everything they were told to do. I've worked with clients across this exact transition for years. And what Bruce Wehner and I talked through on the podcast this week gets to the root of it. Not which products to use. The order. Save automatically. Invest intentionally. Get that order right and everything changes. Key TakeawaysThe Difference Between Saving and Investing (And Why Most People Get It Wrong)What About Inflation?The Language ProblemWhy the Default Financial Playbook Works Against YouThe Automatic Investing TrapThe Syndication Cautionary TaleThe Savings VoidHow the Wealthy Reverse the SequenceThe Personal Economic ModelThe Client Who Saved His Way to RetirementLifestyle Creep: The Silent UnderminerWhy You Save Automatically, and What That Frees You to DoThe Counterintuitive LogicWhat Gets Freed UpWhy Interrupting the Compounding Curve Costs More Than You ThinkWhat Interruption Actually CostsWhat It Means to Invest Intentionally, and How to Know If You AreInvestor DNAReal Due Diligence in the Current EnvironmentSafety, Liquidity, and GrowthThe Savings Vehicle That Bridges Both StagesHow It Works in PracticeThe Death Benefit BackstopWhere Saving and Investing Fit in the Wealth Creator's Cash Flow SystemChange the Order, Change the OutcomeBook A Strategy CallFrequently Asked QuestionsWhat is the difference between saving and investing?Why is automatic 401(k) investing not the same as saving for retirement?How do I start saving automatically?What does intentional investing actually mean?How does whole life insurance fit into saving automatically?Why do wealthy people save before they invest? Key Takeaways Saving and investing are not the same thing. Saving has a dollar-value floor - your $100 stays $100. Investing doesn't - the value can drop without you touching a cent. Most people have been calling one thing the other. The order you do them in determines your financial outcome. The default playbook is: invest automatically first, spend second, save whatever's left. The wealthy do it in reverse: save automatically first, spend from what remains, invest intentionally from the surplus. Automatic 401(k) contributions are investing, not saving - and doing them without due diligence, in a market-linked account you don't control, is a bet most people don't realize they're making. Automating saving is a cognitive strategy, not a cop-out. It removes a high-stakes decision from your mental queue, so your best thinking goes toward evaluating actual investments, where discernment genuinely matters. Interrupting the compounding curve is more costly than it looks. The exponential gains happen late in the cycle. Most people never get there because they restart the clock repeatedly by spending, redirecting, or skipping months. Intentional investing means deploying capital into things you understand, with control, sized to what you actually have, not automatically following historical performance into deals you don't fully understand. The Difference Between Saving and Investing (And Why Most People Get It Wrong) Let's start with a precise definition, because the confusion between these two things is where most of the problem lives. Saving is placing money somewhere it cannot lose dollar value. If you put $100 into a savings vehicle, those $100 will be there when you come back. The amount won't become $60 or $80 because of market conditions. You haven't taken the money out. No one stole it. It's just there, in full, because you put it there. Investing is different. When you invest, you're placing capital somewhere it has the potential to grow, but also to lose value. Not because you withdrew anything. Because the asset itself dropped. You can wake up to an account statement showing your $100 is worth $50, and that's investing. What About Inflation? This is where people push back, and it's a fair point. Inflation erodes the purchasing power of savings over time. That's real. But what often gets missed is that inflation erodes investments too. The same monetary forces that reduce what your saved dollars can buy are working on your invested dollars simultaneously. And an investment loss on top of inflation doesn't solve the inflation problem. It doubles it. Losing hundreds of thousands of dollars in a badly-timed deal isn't an inflation hedge. It's your money going backward at speed. The distinction we're drawing is about the dollar-value floor. Savings has one. Investing doesn't. That's it. The Language Problem The reason this gets so muddled is that the phrase "saving for retirement" has become the universal shorthand for 401(k) contributions, which are, by this definition, investing. Money in market-linked funds can drop. It has dropped. For many people, it's dropped dramatically at exactly the wrong moment. Calling that saving doesn't make it safer. It just makes it harder to think clearly about what you're actually doing. Why the Default Financial Playbook Works Against You Here's how most working Americans handle their money, in order: First, a payroll deduction flows automatically into a 401(k) or similar vehicle before the money arrives in their account. Then spending happens. Then, if anything is left at the end of the month, it might get saved. Maybe. The sequence is: invest first, spend second, save whatever remains. The problem isn't the investing. It's what that order produces in practice. The Automatic Investing Trap That first move, the automatic 401(k) contribution, is made without active due diligence, without specific knowledge of the underlying assets, and without meaningful control over timing or allocation. For most people, the decision is: pick a fund from a list, or accept the target date fund default. That's it. Target date funds are a genuine improvement over doing nothing. They diversify automatically and grow more conservative as you approach retirement. Financial advisors help take emotion out of the process, which matters more than most people realize. These are real improvements. But they don't solve the core problem. You've still lost control of that capital. You face future tax liability. And if you need access to it before retirement, the options are limited, costly, or both. The Syndication Cautionary Tale Bruce has been in over 6,000 client meetings. And one thing he's seen play out repeatedly in recent years is what happens when the "must always be invested" mindset runs into a changing economic environment. A lot of people deployed capital into real estate syndications because the historical performance looked strong and the tax benefits were real. What they didn't fully evaluate was what happens when interest rates rise sharply, and when deals structured around balloon-payment loans need to be refinanced. Rates went up. Sponsors couldn't refinance. Distributions stopped. In many cases, that capital is effectively gone. Not because real estate is a bad investment category. Because people committed capital without evaluating the current monetary environment, and instead relied almost entirely on historical performance as their due diligence. The people who pushed that money in because they felt they couldn't afford to leave it sitting somewhere safe are the ones who lost. Their money didn't just fail to outrun inflation. It evaporated. The Savings Void Because saving is residual in the default sequence, it often doesn't happen at all. By the time spending is done, there's nothing left to put aside. And that's the trap. When a genuinely good investment opportunity appears, there's no capital ready to move on it. The people who can act are the ones who built up savings first - liquid, available, usable cash that's safe and in their control. The others watch the opportunity pass. How the Wealthy Reverse the Sequence The pattern Bruce sees consistently across his wealthiest clients is the opposite of the default. They save automatically first. They determine spending second. They invest intentionally from what remains. The order of priority is reversed, and everything that follows is different because of it. The Personal Economic Model Think of your money as moving through a system. Income arrives. Taxes come out. Then every dollar faces a decision. The first and most important decision isn't to save or invest. It's: how much of this am I going to spend? Spending less than 100% of what you earn is the prerequisite for everything else. It sounds basic, but it's the step most people skip conceptually, even when they think they're doing it.  The Richest Man in Babylon put it plainly: set thy purse to fattening.  A part of all that you earn is yours to keep. Mike Michalowicz made the same argument for businesses in Profit First. If you wait to see what's left after spending, there won't be anything left. There never is. Once you've decided what you're keeping, the next question is the order. Save first, spend from what remains, then invest intentionally from the surplus you've built. The Client Who Saved His Way to Retirement Bruce shared a story that most financial commentators would dismiss as a cautionary tale, but it's actually the opposite. One of his clients kept his 401(k) in a money market account for his entire c

It just blows my mind.. how some people, even locals who know me by other names, will assume they've an advantage on people like myself.. pagans, spiritualists, people NOT drinking the kool-aid..Because they believe in a righteous kill of a man who said too much. Who? jesus christ is who!Some even now shake their heads in protest..​HUMAN BEINGS who disagreed that gods rule and judge mankind alone killed your jc, CHRISTians.​ same goes for“myths” of mass genocide.[As long as one refuses to believe “any human body would do such a thing to another human being..” or that it was “before our/my (life)time,” CHRISTians can claim they had “nothing to do with” slavery or the Holocaust.]Accountability addresses ALL!✊

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz break down the recent inflation print, Trump's visit to China, and Kevin Warsh becoming Fed chair.---

In this episode of the Red Delta Project Podcast, Matt shares one of the most powerful lessons he learned while living in Japan: the concept of Haru Hachi Bu, eating until you're about 80% full. Discover why naturally lean people often don't rely on calorie counting, strict diets, or exhausting workouts, and how developing better eating awareness can help regulate body fat levels almost on autopilot. Learn how the Beautiful Strength approach focuses on satisfying your appetite, reconnecting with your body's natural hunger signals, and building sustainable habits that make fitness easier and more worthwhile.Be fit. Live free.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their personal seven streams of income. ---

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk their listeners through Anthropic and SpaceX's partnership, the potential resolution of the Iran war, and Google's Whoop competitor. ---

Matthew Collings, Head of Product for Krotos was manning their booth at NAB in Las V, showing off the latest upgrades to their new AI-assisted sound design workflows in Krotos Studio for Adobe Premiere, with support for DaVinci Resolve and other NLEs planned. The system analyzes selected video regions, places synchronized royalty-free sound effects from Krotos' recorded library, and lets editors quickly swap, remix, and customize impacts, ambiences, drones, footsteps, cloth, and surfaces without generative audio.  Show Notes: Chapters: 0:03 Introduction from NAB 20260:24 Matthew introduces Krotos Studio's new Adobe Premiere integration0:51 AI analyzes selected video regions for sound design1:33 Traditional Krotos Studio workflow and interactive sound performance2:31 Automatically generated sounds appear in the Premiere timeline3:17 Customizing AI-assisted sound choices after placement4:14 Swapping impacts and transitions while maintaining sync4:46 Security, privacy, and cloud processing questions5:32 AI tools used and planned launch timing6:04 Royalty-free licensing and ownership of sounds6:51 Krotos' expanded sound library and AI-assisted placement7:25 Recorded sound vs. generative audio8:02 Cloud processing and connection-speed considerations8:36 Using AI for footsteps, ambience, and cloth sounds9:55 Instant Render for drones, ambiences, and music beds10:42 Stem drag-and-drop for greater mix control11:15 AI-generated synchronized footsteps demo11:42 Changing footstep surfaces while preserving sync12:23 Manual fine-tuning and creative flexibility13:04 AI as a time-saving creative assistant13:40 Pricing, subscription tiers, and website Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Matthew Collings, Head of Product for Krotos was manning their booth at NAB in Las Vegas, showing off the latest upgrades to their new AI-assisted sound design workflows in Krotos Studio for Adobe Premiere, with support for DaVinci Resolve and other NLEs planned. The system analyzes selected video regions, places synchronized royalty-free sound effects from Krotos' recorded library, and lets editors quickly swap, remix, and customize impacts, ambiences, drones, footsteps, cloth, and surfaces without generative audio.  Show Notes: Chapters: 0:03 Introduction from NAB 2026 0:24 Matthew introduces Krotos Studio's new Adobe Premiere integration 0:51 AI analyzes selected video regions for sound design 1:33 Traditional Krotos Studio workflow and interactive sound performance 2:31 Automatically generated sounds appear in the Premiere timeline 3:17 Customizing AI-assisted sound choices after placement 4:14 Swapping impacts and transitions while maintaining sync 4:46 Security, privacy, and cloud processing questions 5:32 AI tools used and planned launch timing 6:04 Royalty-free licensing and ownership of sounds 6:51 Krotos' expanded sound library and AI-assisted placement 7:25 Recorded sound vs. generative audio 8:02 Cloud processing and connection-speed considerations 8:36 Using AI for footsteps, ambience, and cloth sounds 9:55 Instant Render for drones, ambiences, and music beds 10:42 Stem drag-and-drop for greater mix control 11:15 AI-generated synchronized footsteps demo 11:42 Changing footstep surfaces while preserving sync 12:23 Manual fine-tuning and creative flexibility 13:04 AI as a time-saving creative assistant 13:40 Pricing, subscription tiers, and website Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their personal seven streams of income. ---

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through Joby's successful flight from JFK to Manhattan, OpenAI missing their internal revenue targets, and Jerome Powell's last FOMC meeting. ---

Your team is not disengaged. They are responding. And there is a difference that changes everything about where you look.   Tami names the myth that keeps senior leaders investing in the wrong solutions — and reframes what is actually happening when the energy in the room goes flat, requests pile back up, and the people who started the year strong seem to have quietly shifted gears.   This is not a conversation about employee motivation. It is a conversation about signal. And once you understand the difference, you cannot unsee it.   What You'll Hear The experience most senior leaders are living but haven't been able to name What the Gallup State of the Global Workplace data actually reveals about why 80 percent of the workforce is not fully engaged A real story from client work — and the moment that proved this was never a disengagement problem Five things employees actually need, and why none of them are motivation What becomes possible when the signal changes   Leadership Pattern to Notice The leaders who feel this most are the ones who have already tried the team-side solutions. They ran the surveys. They brought in the speaker. They launched the culture initiative. And the energy still did not shift the way they expected. That is not failure. That is data. It means the starting point was off, not the effort.   Key Takeaways 80 percent of the global workforce is not engaged. That is not a motivation problem. That is a signal problem. Engagement measures connection, not motivation. Connection to the work, the team, and how they are being led. People do not stop caring. They stop investing energy in environments where what they need is not present. What looks like disengagement is actually withheld energy. There is a difference. When the signal changes, the team does not need a new initiative. They respond. Automatically.   Concepts Introduced Tami draws a distinction between disengagement and withheld energy — two things that look identical on the surface but point in completely different directions in terms of where a leader needs to look. She also introduces the idea of signal as a leadership variable: not what you say, not what you intend, but what your team is actually receiving and responding to. These are not frameworks. They are diagnostic lenses that shift how a leader reads the room.   Sit With This Where is the energy in your team telling you something you have not fully stopped to hear?   Resources Mentioned Gallup State of the Global Workplace Report   Links The Invisible Weight — Private Audio Series:  Aligned Leadership Audit:    Connect with Tami Imlay Tami Imlay is an Executive Leadership Strategist and Advisor and the founder of Daily Choosing Joy LLC. She works with senior leaders who are performing at the highest level and want to understand the system running underneath their leadership.   Website: tamimariecoaching.com LinkedIn: linkedin.com/in/tamiimlay Enjoyed the Episode? If this spoke to you, I'd love for you to: ✅ Share it with a friend who needs this message! ✅ Leave a quick rating & review to help more people find A Leader's Purpose podcast. ✅ Subscribe so you never miss an episode! Thank you for being here, Friend. You are capable, you are seen, and you are ready to step into your calling. Choose joy until joy chooses you!

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Kevin Warsh's confirmation hearing, the $166B of tariffs being refunded, and the Strait of Hormuz continuing to cause volatility in the markets. ---

Should we look to Israel as our prophetic time clock? What is eternal life in Hell really like? Is it possible that households are automatically saved after one parent believes? Do I have to read the Bible or are there other, more enjoyable ways for me personally to learn more about the gospel?

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the investments they'd never made again.---

In this week's episode of the Rich Habits Radar, Robert and Austin walk through Allbrids' pivot to NewBird AI, Trump's claim that he'll fire Jerome Powell, and Novo Nordisk's partnership with OpenAI. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspective on stock options vs. cash when it comes to total compensation at work. ---

Attorney John Heggie from Wochner Law Firm speaks to host Jon Hansen to discuss how your spouse might not automatically inherit what’s yours after you pass. The two talk about the importance of having a will or a trust and how not having one can negatively impact you. To find more information about how Attorney Heggie can […]

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz react to their three favorite headlines of the week. ---

The Supreme Court recently heard oral arguments on a very important case related to birthright citizenship. The Justices will decide whether an executive order can limit birthright citizenship, despite the court's past interpretation of the 14th Amendment to the Constitution ratified more than 150 years ago. Birth tourism reveals one example of many loopholes in the system, according to Peter Schweizer. An important issue to consider!

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how to build wealth no matter your income level. ---

Dan Caruso, Managing Director, Caruso Ventures; Founding CEO of Zayo Group Dan Caruso built Zayo from a startup into an $8.5B bandwidth infrastructure platform through 45 acquisitions. In Part 1, he walks through the full buyer-led playbook — how the thesis was built on a contrarian bet that everyone else got wrong, how proprietary deals were sourced through early relationship-building, and why fast integration wasn't a reputation problem — it was a competitive advantage.  He also breaks down the metric trap most roll-up operators fall into: mistaking EBITDA growth for true value creation. If your board is tracking acquisitions individually or your deal structure is loaded with earnouts, this conversation will challenge how you're running the program. What you'll learn: How to identify and build a contrarian acquisition thesis with investor alignment Why proprietary deal flow is a brand and relationship problem, not a sourcing problem How Zayo executed an unsolicited, fully funded offer on a larger public company — and won Why tracking individual acquisitions kills synergies in a roll-up When earnouts hurt more than they help — and what to use instead How clean, all-cash offers win on certainty, not price Dan's approach to thesis validation, investor alignment, and platform value creation is documented in the Roll-Up Readiness Assessment inside the Intelligence Hub, a stage-gated guide built directly from this conversation. Access inside the Intelligence Hub — → Access inside the M&A Science Hub — members only. This episode of M&A Science is presented by DealRoom. DealRoom just automated Pipeline Management with AI so you can spend less time updating deals, and more time working them. Automatically push deal context from Outlook to DealRoom Pipeline and use AI to keep deal target data and tasks updated, so follow-ups never slip through the cracks. No manual logging. No stale pipeline data. See for yourself: https://hubs.ly/Q045fXp50 ____________________ Episode Chapters [00:02:00] Introduction: Dan Caruso and the Zayo Story [00:03:51] Background: From Ma Bell to MFS to Level Three [00:08:58] Lessons from WorldCom: What Fake Value Creation Looks Like [00:10:35] What First-Time Acquirers Get Wrong [00:12:39] Building the Zayo Thesis: Fiber Orphans and Accidental Owners [00:17:20] Raising Capital When You Have a Track Record [00:23:50] What Must Be True for the Thesis to Work [00:26:54] Why EBITDA Doesn't Measure Value Creation [00:29:15] The Danger of Tracking Acquisitions Individually [00:31:17] What Actually Drove Zayo's Success [00:36:10] Convincing Sellers: Proprietary Sourcing and Relationship Strategy [00:45:30] The Above Net Acquisition: Unsolicited, Fully Funded, at a Conference [00:51:02] Negotiation Tactics: Unpredictability, Silence, and Team Play [01:02:16] Deal Structure: Why Zayo Avoided Earnouts [01:03:56] Clean Cash Offers and Certainty of Close

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz break down their favorite tax credits + share the playbook for stress-free filing. ---

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz sit down with Jannick Malling, co-CEO of Public, to talk about their agentic brokerage product. Stay tuned for their official launch and press release of this new product on Tuesday, March 31st!---

A famous musician is going to tour all year this year to raise awareness against Trump. And another celebrity, upon learning this, called the musician a “douche.” That's messed up. Automatically thinking the worst of and hating the people we disagree with is why our democracy is teetering right now. Hosted on Acast. See acast.com/privacy for more information.

In this co-hosted episode, Travis is joined in studio by his producer Eric for a fun, fast-paced conversation about wealth-building, viral money clips, and what most people get wrong about “getting rich.” They react to Kevin O'Leary's story about his mom quietly becoming wealthy by putting 20% of every paycheck into dividend-paying stocks and bonds for decades, riff on the clickbait culture around money advice, and then bring it back to Travis's core philosophy: build wealth slowly and predictably, but don't postpone your entire life until retirement. Along the way, they veer into Oscars memes, Macaulay Culkin's ridiculous legal name change, and a hilarious thought experiment involving Kevin O'Leary, a ping pong paddle, and “how much would it take?” On this episode we talk about: Kevin O'Leary's mom's simple investing rules and how she quietly built serious wealth over 60+ years Why “a little bit of money over a long period of time” is the boring but reliable path to getting rich The danger of panic-selling during market crashes and why Travis treats long-term investments as “gone” The tension between saving aggressively for the future and actually enjoying your life in the present How to think about increasing your income so 20% investing doesn't mean 0% joy Clickbait money culture, viral Diary of a CEO clips, and Macaulay Macaulay Culkin Culkin A ridiculous (and very on-brand) segment about what it would take to let Mr. Wonderful spank you with a ping pong paddle Top 3 Takeaways Consistency beats complexity: Automatically investing a fixed percentage of your income into broad, dividend-paying markets and not touching the principal over decades is one of the most reliable ways to build wealth. Your biggest enemy is usually your own behavior; panic-selling in downturns destroys long-term gains, which is why Travis mentally treats invested money as off-limits instead of “available cash.” Don't sacrifice your entire present for a hypothetical future—if 20% investing leaves you with nothing for experiences you care about, the real assignment is to raise your income so you can fund both your future and your current life. Notable Quotes “Once I invest the money, it's gone. I shipped it overseas to go fight my war for me.” “You're purposefully choosing a worse life now for a better one later, which is usually good—but if you only ever do that, you never really enjoy the present.” “If you think there's no number, you're lying to yourself. There's always a number.” Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Twitter/X: https://twitter.com/traviscchappell Instagram: https://www.instagram.com/travischappell Other: https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices