Smarter Vet Podcast

Send us a textIn this episode of The Smarter Vet Podcast, host Tom Seeko talks with Dr. Jennifer Merlo, Vice President of Veterinary Affairs at Fear Free. Dr. Merlo shares her unique career path—from clinic ownership to corporate leadership—highlighting the real challenges of HR, marketing, and financial stress in veterinary practice. She opens up about the importance of financial planning, especially after becoming a parent, and how a trusted advisor made all the difference. The episode also explores the mission behind Fear Free and how it's transforming the veterinary experience for pets, clients, and teams.To learn more about Fear Free and their mission, visit here. Connect with Jennifer on LinkedIn here.Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment:Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time: https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Facebook – https://facebook.com/flvetadvisors LinkedIn – https://linkedin.com/company/flvetadvisors YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ7949750.1

Send us a textIn this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down how current global events, inflation, and rising interest rates are affecting both the economy and everyday financial decisions—from buying a home to running a veterinary practice. They explore why pricing adjustments are crucial for business owners, how to navigate uncertain investment opportunities, and the difference between smart investing and speculation. Tune in for practical tips on building long-term financial stability through budgeting, planning, and emergency savings. Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment:Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time: https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Facebook – https://facebook.com/flvetadvisors LinkedIn – https://linkedin.com/company/flvetadvisors YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ7977286.1

Send us a textIn this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down the critical role life insurance plays for veterinarians and business owners. They cover the key differences between term and permanent policies, common uses beyond just death benefits—like income replacement and business buyouts—and why reviewing your coverage regularly is essential. Whether you own a practice or just want peace of mind, this episode helps you align your life insurance with your financial goals.Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment:Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time: https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Facebook – https://facebook.com/flvetadvisors LinkedIn – https://linkedin.com/company/flvetadvisors YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ7953951.1

Send us a textIn this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burton simplify financial health by comparing it to checking a patient's vitals. You'll learn the four key "financial vital signs"—cash flow, net worth, debt, and emergency fund—and how small steps like tracking spending can improve them. Progress, not perfection, is what leads to less stress and more control.Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment:Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time: https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Facebook – https://facebook.com/flvetadvisors LinkedIn – https://linkedin.com/company/flvetadvisors YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ7940417.1

Send us a textIn this episode of The Smarter Vet Financial Podcast, we dive into Chapter 4 of our book, “Unleashed: The Financial Clarity Every Veterinarian Needs,” focusing on one of the most powerful yet often ignored habits: intentional saving. We explain why aiming to save 20% of your income creates more than just wealth—it builds stability, flexibility, and confidence in your financial future. You'll learn the difference between saving to spend and saving to build, why emergency funds shouldn't be lumped in with long-term investments, and how to resist the pressure to overspend in life.Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment:Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time: https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Facebook – https://facebook.com/flvetadvisors LinkedIn – https://linkedin.com/company/flvetadvisors YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textIn this episode of The Smarter Vet Financial Podcast, we chat with Dr. Ernie Ward—veterinarian, author, and pet advocate—about finding joy in veterinary life and beyond. He shares insights on overcoming self-doubt and navigating toxic work environments, and debunks the myth that price is the primary concern for clients. Dr. Ward highlights the power of self-leadership, staying curious, and prioritizing mental, physical, and emotional health—starting with quality sleep.Learn more about Dr. Ward and contact him: Dr. Ernie Ward, DVM, CVFT | Instagram, Facebook | EmailDiscover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—– Extra resources galore! Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time: https://flveterinaryadvisors.com/contact-usCheck out our social media channels: Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ 

Send us a textCohosts CJ Burnett and Tom Seeko dive into the anxiety many veterinarians feel about current events, like tariffs and economic uncertainty. While we can't control everything, they highlight how having a financial plan in place ahead of time can help you stay calm and avoid knee-jerk decisions. Just like preventative care in veterinary medicine, a solid financial plan helps you prepare for the unexpected. They also suggest looking into guaranteed and liquid investments—and focusing your energy on the things you can control. Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—–Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textCohosts CJ Burnett and Tom Seeko discuss a heavily felt topic that is not often talked about openly. There are good reasons why people stress, and sometimes those stressors can be a result of poorly communicated expectations and prior life experiences. This episode is meant to help expand your mind and, hopefully, see things a bit differently than before to "unstuck" yourself. Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—–Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textCohosts CJ Burnett and Tom Seeko discuss a common question people ask when a veterinarian starts a new job or when a practice owner starts a 401(k). Before combining all your IRAs into an employer-provided 401(k), there are a few vital considerations and questions to ask. Join CJ and Tom before taking that next step so you can get the most from your savings and investments. Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—–Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSelling a veterinary practice is a major decision that requires careful planning and strategy. In this episode, Tom Seeko, co-founder of Florida Veterinary Advisors, sits down with Bill Murray, founder of Wiklow Healthcare Advisory, to discuss the evolving landscape of practice sales. With 25 years of experience in the veterinary industry—primarily in lending—Bill now helps veterinarians navigate their exit strategies.From financial readiness to understanding the emotional side of selling, they break down key factors every practice owner should consider. Whether you're thinking about selling in the near future or just starting to plan your exit, this conversation offers valuable insights on maximizing practice value, avoiding common pitfalls, and ensuring a smooth transition for your team and clients.Find Wicklow Healthcare Advisory on LinkedinFind Bill on LinkedinFind Wicklow Healthcare Advisory on XDiscover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—–Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textIn this episode of The Smarter Vet Financial Podcast, hosts CJ Bernett and Tom Seeko break down financial strategies for high-income earners. They discuss how marriage impacts money decisions, common mistakes with Roth IRAs, the "backdoor Roth" strategy, and maximizing 401(k) contributions. We also highlight the importance of balancing tax savings with long-term financial goals and offer tips for managing money in relationships. Tune in for expert insights to help you make smarter financial decisions!

Send us a textIn this episode of The Smarter Vet™ Podcast, hosts Tom Seeko and CJ Bernett dive into the financial struggles many face—especially moms living paycheck to paycheck. They explore why so many married couples aren't truly “finance married,” operating on separate financial islands that lead to inefficiencies, stress, and a lack of financial clarity.Key takeaways include the importance of open financial communication with your spouse, tracking income and expenses without guilt, setting healthy money boundaries, and prioritizing savings—even in small steps. The hosts also discuss cultural expectations, the root causes of financial disconnection, and practical steps to regain control of your finances. Plus, they share free resources to help you get started.If you're feeling financially overwhelmed, this episode is a must-listen!Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—–Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text In this episode of The SmarterVet Podcast, hosts Tom Seeko and CJ Bernett explore the root causes of financial struggles veterinarians face. Why does money management often feels overwhelming? How do factors like time constraints, misinformation, and lack of financial education contribute to the problem? By shifting mindsets, breaking financial planning into manageable steps, and taking proactive action, veterinarians can overcome these challenges and take control of their financial future with confidence. Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs” Buy Now:  Book - Unleashed | Florida Veterinary AdvisorsExtra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textIn this episode of The Smarter Vet Financial Podcast, we sit down with Dr. Lauren Jones—veterinarian, practice owner, and Director of Veterinary Medicine at Shepherd Veterinary Software—to discuss the keys to achieving financial clarity and preventing burnout in veterinary medicine. Dr. Jones shares her journey in practice ownership, how curiosity drives her success, and how leveraging data can lead to informed business decisions. Tune in to hear actionable tips on creating a supportive work environment, building a strong team, and maintaining work-life balance while navigating the financial side of veterinary practice.Learn more about Dr. Jones and contact her: Lauren Jones, VMD | Instagram, Facebook | Linktree

Send us a textIn this episode of The Smarter Vet Podcast, financial advisors CJ Burnett and Tom Seeko break down the truth about credit scores—what they really mean, how they're calculated, and why a high income doesn't automatically guarantee a great score. They explore the history of credit cards, the key factors that influence credit scores (like payment history and credit utilization), and the practical steps veterinarians can take to improve theirs.From paying off credit cards weekly to keeping an eye on free annual credit reports, CJ and Tom share smart, actionable strategies to help you manage credit wisely—without obsessing over the numbers. Whether you're looking to buy a home, a car, or simply gain a better understanding of your financial health, this episode is packed with insights to help you make informed decisions. Tune in and take control of your credit with confidence!Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs” Buy Now:  Book - Unleashed | Florida Veterinary AdvisorsExtra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textWhat are the most Googled financial questions in America? In this episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and CJ Burnett break down the top-searched money topics by state—revealing trends in student loans, mortgages, car loans, and retirement planning. They analyze what these searches say about financial habits, debt culture, and the growing need for financial literacy. Don't miss this eye-opening discussion that could change the way you think about money.Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs” Buy Now:  Book - Unleashed | Florida Veterinary AdvisorsExtra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textWe are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.>> Buy a copy now

Send us a textIn this episode of the Smarter Vet Podcast, our co-founder Tom Seeko sits down with Dr. Annie Chevant, DVM, MBA, Assistant Director of Early Career Initiatives at the AVMA and co-host of the My Veterinary Life Podcast. Together, they explore the financial challenges veterinarians face, from navigating financial decisions in vet school to overcoming financial anxiety and managing life transitions. Dr. Chevant shares valuable insights on building confidence, leveraging problem-solving skills for financial success, and accessing resources to support your financial journey.Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textAlright, let's talk about vacations, shall we? It seems like you're ready to dive into planning that much-needed time off. Like we always say, it's so important to take time to unwind, recharge, and make sure you're getting what you truly want from life. In this episode, co-hosts, Tom Seeko and CJ Bernett, emphasize the importance of time off for preventing burnout and offer practical steps for budgeting time and money for vacations, including defining vacation types (famations, workations), considering planning agencies, and allocating a specific percentage of income for yearly vacations.Buy our book “Unleashed: The Financial Clarity Every Veterinarian Needs” —–Extra resources galore!Listen to more episodesWatch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.Find out what you could be overlooking within your practice by taking our brief assessment "Test My Personal Financial IQ"Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Check out our social media channels:Facebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textWe are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today!>> Buy a copy now

Send us a textWe are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.>> Buy a copy now

Send us a textLike most business owners, veterinary practice owners often depend heavily on the sale of the practice for retirement. There are rare occasions where someone saves up enough assets outside their business to where they could practically give the business away without worrying about their future. As we work with clients, our goal is to help owners depend less on the future sale by building wealth outside their practice. Listen in to learn more about a case where a client had come to us after doing a bunch of the heavy lifting and how we were able to support them get enough income without depending on the practice sale. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textIt's almost the end of the year and a lot of people are wondering what they should be doing before December 31st to prepare for the taxes that they are going to owe or what amount of tax refund they can expect. There are many different items of conversation that we have with people as we end the year and today we are going to go through a few of the most common so as to help you know what things you should be considering and what conversations you might want to spark with your tax advice professionals. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textBack in the 7th century BCE coins were introduced to trade for services or goods. Before the introduction of coins people would barter for services by trading time or items. In today's modern society we have become blinded by how much money we have and truly have forgotten the fundamental purpose… it's a tool. We often get caught up in the day to day wants and desires such as going on trips or buying the latest technology but often regret our decisions later once the damage is done. Let's take a moment to talk about how our viewpoints of money can help us thrive, or for others, struggle to survive. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textIt's almost unbelievable the influence others have on us. Everything from the panic that media outlets push to people in our lives who make us feel bad about their bad feelings. During this last election cycle there was a lot of talk with clients about who was going to be president, how it was going to affect their finances, their future and their families. Today we are going to have a discussion around what we experienced and how we believe we can fight the war on anxiety that is pushed on us by multiple outside forces in our lives. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textWe are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.>> Buy a copy now

Send us a textTom Seeko, cofounder of Florida Veterinary Advisors, meets with Dr. Ricky Walther, Chief Medical Officer for Pawlicy to talk about the pet insurance market and how Pawlicy is leading the charge to properly educate consumers and veterinary professionals about pet insurance. The industry for an extended period did not require licensing and was unregulated. Today there is a spotlight to improve transparency and to make sure that the right people are providing the service while pet parents are protecting their loved ones properly. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textThe word inflation is thrown around so much that people are often scratching their head wondering what it really is and the direct impact to them. There are costs that we all have today that will likely increase along with new expenses that we do not currently have to worry about. But, what is inflation? And how does it directly impact each of us personally… especially during the holiday seasons? Bucket up while we jump into the topic of inflation and share ways for you to approach it head on so your finances can continue to thrive. vTake our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textWe are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs. You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today. >> Buy a copy now

Send us a textSend us a Text Message.If you're someone that lives in the world of “I should do this” or “I should do that” then there is a good chance that you beat yourself up a lot when you forget to do something important. Many veterinarians get stuck in believing that there are 1,000 things they need to do for their finances and thus, they find themselves avoiding even starting on some of the simplest things. In this episode we are going to narrow down four things that we believe are MUSTS in order for you to start winning with your finances. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textCJ Burnett and Tom Seeko, cofounders of Florida Veterinary Advisors, talk about a controversial topic about mortgages and the stress that people experience to pay them off as quickly as possible to get rid of the debt. Housing costs are something that will not go away. Even after the mortgage payment is gone, taxes, insurances, and other maintenance costs will continue to exist. Most times people struggle with the thought about making payments so they decide to accelerate payments or make a huge payment towards a mortgage. But… have they considered what was given up on the other side of the equation? Join us while we dissect the topic of quickly paying off mortgages and how you might want to reconsider your approach. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.Tom chats with vet industry veteran Meghan Bingham of Granite Peak Associates about her 25-year long career where she's helped 25 emergency, urgent, and general practices reach their full potential in all aspects of their businesses.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textCJ Burnett and Tom Seeko, cofounders of Florida Veterinary Advisors, talk about their first-hand encounter with two major hurricanes and how the unexpected can become so real. During this episode, you will hear about their personal experiences and how the impact of natural disasters can happen so quickly and devastatingly. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.There is a good chance that you've been told by family, friends, and medical professionals to eat healthy and exercise. We all know that talking about something is always easier than taking the necessary actions. People know they should be spending more time with their finances, but far too many ignore the vital metrics in their finances and eventually become unhealthy. On this week's episode, we're sharing the key vitals that we've found to be the most important to live a financially healthy life. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.Just like politics and religion, permanent insurance can be a very controversial topic to get into at a Christmas party. Each type of life insurance policy is bought by the public due to a multitude of different personal factors like – personal goals, family situations, tax situations, what people desire, and more. On this week's episode, we're giving you our understanding on this very dynamic topic and try our best to provide you with uncommon beliefs that could change the game for you financially. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textTom Seeko, cofounder of Florida Veterinary Advisors, speaks with Dr. Dave Nicol about his childhood into veterinary medicine, when he chose to start a practice, and what he is doing today to change the lives of veterinary practices across the world. Insta - @drdavenicolLinkedIn - https://www.linkedin.com/in/drdavenicol/Facebook - https://www.facebook.com/DrDaveNicolYoutube - https://www.youtube.com/@drdavenicol8220Website - www.drdavenicol.comPodcast (Veterinary Leadership Success Show) - https://www.drdavenicol.com/vls-podcastTake our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.A diagnosis for an animal cannot be determined from one set of eyes or even one x-ray. Most veterinarians never take an x-ray of their finances. From our experience, there are urgent and timely decisions that most people wait too long to address. Join us while we walk through the three x-rays to perform on your finances and learn why each person should be doing them today. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.The controversy surrounding annuities has been around as long as we can remember. Some professionals demonize these financial products while others tout them as saviors to financial retirement plans. Like a lot of things in life the answer is probably somewhere in the middle. This week, we're doing a high-level review of why these products are so controversial in the financial planning industry. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.On this week's episode, Tom chats with nonprofit founder and career coach Julie Smith about how to develop your employees to have successful careers at your practice, and why creating an environment so that they can thrive and provide exceptional veterinary medical care to patients is key.   Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.On this week's Smarter Vet Financial Podcast, we share with you the many options available when it comes to saving for retirement, and how you could build assets for your future without depending solely on your retirement accounts.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.On this week's episode, Tom talks with CEO of EKWA Marketing and host of the Veterinary Business Podcast Naren Arulrajah on the main points of focus for vets who are trying to up their practice's marketing game.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a textSend us a Text Message.On this week's episode we talk with guru of all things vet med Dr. Amanda Donnelly. Amanda is a sought-after speaker, author, business consultant, and second-generation veterinarian with over 30 years of experience in the industry. Tom and Amanda chat about her career trajectory and give their opinions on what makes a successful veterinary practice.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Send us a Text Message.In this week's episode, Tom chats with the Co-Founder of veterinary software company Inventory Ally Emmitt Nantz on how having a handle on your practice's inventory can be beneficial not just to your practice, but to your balance sheet as well. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Send us a Text Message.As people move from job to job, they often acquire multiple retirement accounts that end up sitting dormant. On this week's episode, we're going over options that may be available to you if you've found yourself in a similar situation, or if it makes sense to just leave things where they are at.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Send us a Text Message.Every day we are confronted with decisions. The easiest action we can do is avoid the decision in hopes that the event goes away. On this week's episode, we share some of the hard things we have dealt with and, hopefully, guide you toward feeling confident to address the hard things in your life.   Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Send us a Text Message.The American Dream is all about becoming a home owner. Oftentimes, we get approved for home loans that are actually way more than we can really afford, leading us to become "house poor." Afterall, you want to be able to fill your dream house with dream furniture, right? On this week's episode, Tom and CJ chat about how to responsibly purchase a home so you aren't left with incredible debt.   Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Send us a Text Message.The fact is, modern day society has embraced and accepted the use of debt. Some people are really good at finding a balance on how to use debt appropriately, while others struggle with high credit card balances, soaring student loan balances, and auto loans. There is no right way to handle debt, but there are principles that we've created for you to follow to help make debt less scary. Afterall, no one wants an elephant on their shoulders.   Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Send us a Text Message.Whether you're a practice owner or a financial advisor, we're all just trying to simplify our lives and streamline our businesses as much as possible. On this week's Smarter Vet Financial Podcast, Tom chats with VetBadger co-founder and CEO Stephen McLaughry about how traditional practice software focuses on the wrong problems, and how implementing a system that streamlines every facet of your business will boost your practice to peak efficiency. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.Many people are too busy to give a ton of attention to how they spend their money. A lot of veterinarians are living paycheck to paycheck even when their income puts them in the top 10% of income earners in the United States! Some of them aren't sure if they have too little income, or if they have a lifestyle that won't allow them to save. On this week's Smarter Vet Financial Podcast, we discuss how to build strong money boundaries for yourself so that you can worry less about where your money is actually going.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.We're taking you behind the scenes this week and divulging a not-so-secret secret: we don't work with ONLY veterinarians! We often get asked by clients if we work with anyone in other fields, and the big question- why vets? This week, Tom and CJ are discussing their background in the veterinary community and who else they work with! Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a Text Message.We've worked with hundreds of clients through the years reviewing insurance options for them to consider. On this week's Smarter Vet Financial Podcast, we're  giving you insight into a few questions that we often hear from clients and how our answers are typically contrarian views to what they may have believed in the past.  Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/-----Extra resources galore!Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ