You Have My Interest is the podcast to help you make smart moves with your money, by giving you tips, tricks and tools to navigate your wealth journey. Each week award winning mortgage broker Evelyn Clark and expert guests equip you with the insights and solutions you need for your property and financial success. Remember to subscribe to the show on your favourite podcast player. To find out more about how Everlend can empower you to achieve your goals with finance and property, just visit us at https://everlend.com.au/podcast at book in a free discovery call.
This week on You Have My Interest, we're joined by Terry from Cashflow Co for part-one of a two-part episode diving deep into the psychology of money, attachment styles, and why traditional budgeting might be keeping you stuck.Terry shares powerful insights into why so many of us feel overwhelmed or avoidant when it comes to money and how those patterns often stem from the way we emotionally relate to it. We unpack the four common “financial fixes” people turn to - why they don't solve the real issue - and what to focus on instead if you want to create true financial confidence and wellbeing.If you've ever felt stuck, anxious, or like you should be better with money by now, this episode will feel like a breath of fresh air.Make sure to join us next week for part two, where we continue the conversation and dive even deeper into how you can shift your money mindset for long-term success.Keen to learn more or get in touch with Terry at Cashflow Co? See details below!Website: https://www.cashflowco.com.au/Money Minded Podcast: https://www.cashflowco.com.au/wealth-time-freedom-podcastInstagram: https://www.instagram.com/thecashflowco/?hl=enFinancial Skill Score: https://financialskill.scoreapp.com/Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this episode of You Have My Interest, we're diving into a real-life case study of first home buyers navigating a complex lending scenario.We supported a couple with foreign income, a recent job change, and a goal of purchasing up to $1.1 million. Over a three-year period, we worked closely with them to build their deposit, improve their borrowing capacity, and ultimately secure their dream home.You'll also hear why lender policy really matters, the value of pre-approval, and why Macquarie Bank ended up being the right fit - thanks to competitive interest rates, lower LMI costs, and flexible income assessment.If you're curious about how brokers tailor solutions for unique situations, this one's for you.Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this week's episode of You Have My Interest, we're diving into all things deposits – a term that's often misunderstood in the property world.Evelyn unpacks the key differences between your deposit (the upfront payment when signing a contract) and your overall contribution (your full financial input into the purchase). She also clears up some common confusion caused by marketing lingo and lender terminology around percentages.In the second half of the episode, Evelyn is joined by Mitch Perry from Deposit Assure to talk all about deposit bonds – what they are, how they work, and when they might be a smart alternative to a cash deposit. They also touch on how Deposit Assure's Flexi option works, the QBE backing, and how these bonds can support buyers navigating tricky timing or auction purchases.This is an episode you won't want to miss if you're looking to demystify deposit bonds and make smarter property decisions.Keen to learn more or get in touch with Mitch at Deposit Assure? See details below!Website: www.depositassure.com.auEmail: mitch@depositassure.com.auFacebook: https://www.facebook.com/depositassure/Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this episode of You Have My Interest, we're diving into Loan to Value Ratios (LVR) - a key factor in lending decisions. I'll break down what LVR is, how to calculate it, and why it matters when applying for a mortgage or refinancing. We'll explore how banks assess risk, how LVR impacts interest rates and lenders mortgage insurance (LMI), and strategies to avoid extra costs. Whether you're a first-home buyer, an investor, or looking to restructure your loan, understanding LVR can help you make smarter financial decisions. Tune in for a clear and practical breakdown!Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this episode, we're diving into a requested topic of the latest Australian debt statistics, unpacking the average debt levels across different generations and debt types. From the rising prevalence of credit cards and Buy Now Pay Later facilities, especially among Gen Z and Millennials, to the growing impact these debts have on credit scores and home loan applications, this episode sheds light on the financial habits shaping our society. We also share key insights on how to manage credit card debt, why paying off your balance before interest kicks in is crucial, and how lenders view consumer-related debts like BNPL and credit cards. Whether you're navigating your first home loan or just trying to understand how debt impacts your financial future, this episode offers valuable tips to protect your credit report and make smarter financial decisions. Tune in for a thought-provoking breakdown of Australia's debt landscape and how to manage your finances effectively.Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this week's episode, we dive into the complexities of trust lending and how it can be a game-changer for property investors. We also break down what trust lending is, highlight some critical criteria to consider, and deep dive into a customer scenario where a married couple with two kids leveraged this strategy to purchase an investment property.We explore the careful planning that went into selecting their loan structure and the benefits and flexibility they received from their chosen lender.Tune in to learn more about trust lending and how one of our clients used this option, along with smart financial planning, to secure an investment property.Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this week's episode of You Have My Interest, we're kicking off a brand-new Deep Dive Segment!Each month, we'll tackle a real-life client scenario, giving you an inside look at what we cover during a discovery call with our clients.This week, we're diving into the complexities of home buying and financing for First Home Buyers. We break down everything from calculating borrowing capacity and understanding the First Home Buyers Grant to exploring what loan repayments might look like for our listeners' scenario.We also cover the impact of government schemes, eligibility criteria, and why it's crucial to clarify income details with lenders.Whether you're thinking about buying your first home or just want a better understanding of the financials, this episode is packed with practical tips and valuable insights to guide you on your journey!Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this episode, Jess Hyland dives into the world of property investment, sharing her own journey and the smart, strategic approach she takes with her clients. She breaks down why borrowing to your max isn't always the best move, how to plan for life's big changes (like starting a family), and why a solid investment should feel secure - not stressful. With a wealth of experience and a passion for helping people make informed decisions, Jess makes property investing feel accessible and achievable. If you're thinking about getting into the market or want to refine your strategy, this is one conversation you won't want to miss!Keen to learn more or get in touch with Jess at Connected Through Property? See details below!Website: https://connectthroughproperty.com.au/Email: info@connectthroughproperty.com.auInstagram: @connectthroughpropertyFacebook: https://www.facebook.com/connectthroughproperty/Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
We're starting the year with an inspiring Finance File where we helped a long-term client navigate the tricky process of buying and selling property. Discover how we supported a family of five to upgrade their home without relying on bridging finance, secure a competitive fixed-rate loan, and tackle the complexities of selling before buying. With tips on handling maternity leave income, calculating sale proceeds, and choosing the right loan structure, this episode is a must-listen for anyone planning a property move in 2025. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222 Podcast produced with Apiro.
In this week's Boxing Day Q&A episode, we dive into listener questions about cashback offers, the key differences between redraw and offset accounts, and how to make the most of your home loan setup. Whether you're considering refinancing for a cashback or wondering how offsets can save you thousands in interest, we've got you covered. Plus, we explore strategies for homeowners and investors to maximize financial benefits while keeping future goals in mind. We're also thrilled to announce our upcoming International Women's Day charity event on February 28, 2025. This annual event raises funds for global projects focused on women's financial literacy, education, and healthcare. This year, we're supporting initiatives in Kenya and Malawi that empower women to achieve financial independence and improve maternal and child health outcomes.
In this week's episode of You Have My Interest, we explore the behind-the-scenes strategy of refinancing and cashing out equity to fund an investment property purchase. We share how our clients used valuation differences to their advantage, unlocking more cash from desktop valuations compared to full inspections. We also discuss why a higher valuation with CBA outweighed better interest rates elsewhere, enabling the clients to secure additional funds for their deposit. You'll hear about the importance of structuring loans for tax efficiency, including the decision to opt for principal and interest repayments with offset accounts to help build equity faster. We also delve into how lenders mortgage insurance waivers for chartered accountants made it possible to borrow up to 90% without extra costs, and why interest rates above an 80% LVR have become less competitive in recent months. This episode is packed with insights to help you maximise your borrowing potential and make informed decisions for your investment strategy. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro.
In this episode, we sit down with Aife Raveche, founder and director of Raveche Property, to unpack actionable strategies for making money in property. Aife's boutique agency specialises in buyer advocacy, vendor advocacy, and property management across Victoria, and she brings a wealth of experience to help clients navigate the market with confidence. Aife dives into the importance of building strong relationships with agents, explaining how active communication can unlock exclusive opportunities, including off-market deals. She provides actionable advice on researching recent sales data to make informed offers and discusses the resurgence of investor confidence in Victoria, particularly in regional hotspots like Ballarat and Bendigo. Emphasising the cyclical nature of real estate and the patience required during market downturns, Aife encourages buyers to avoid fear-driven decisions, as markets often rebound. Whether you're a first-time buyer, a seasoned investor, or considering entering the property market, this conversation is packed with insights you can't afford to miss. Connect with Aife & Raveche Property: Wesbite: https://ravecheproperty.com.au/ Instagram: @ravecheproperty TikTok: @ravecheproperty Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro.
In this episode of You Have My Interest, we dive into key market updates, including the impact of RBA rates, the Home Value Index, and Victoria's new temporary stamp duty concession for off-the-plan purchases. We break down how the new concession, effective from October 21st, 2024, differs from previous ones and who's eligible—whether you're a first-time buyer or an investor and what this means for you. Evelyn also covers how stamp duty is calculated based on the land value and provides practical examples. Plus, she shares essential financing tips and the importance of due diligence when working with developers and legal advisors. If you're considering off-the-plan purchases, this episode is packed with valuable insights to help you navigate the process, maximise the new concessions, and stay on top of market trends. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro.
In this episode of You Have My Interest, we follow a client's journey and the steps taken to successfully purchase their first home through a related party transaction. We dive into the key considerations, including securing independent valuations, understanding lender rules for related party purchases, and navigating state stamp duty regulations. We also explore how the First Home Super Saver Scheme helps boost savings, with tips on timing and using determination letters as proof of funds. Additionally, we highlight the client's strategic loan choice, focusing on flexibility and long-term financial goals. Whether you're a first-time buyer or looking for advice on related party purchases, this episode has valuable insights for you! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro.
In today's episode of You Have My Interest, we're diving into some fantastic questions from our Instagram followers on topics like borrowing capacity, adding additional borrowers to loans, and structuring property titles. We discuss how your salary impacts borrowing potential, how adding someone to a loan can help with serviceability, and what it means to transfer property titles. We also explore how to effectively structure property ownership when one party contributes more cash and the other contributes more to the loan. Whether you're looking to maximise your loan potential or figure out the best way to structure a property purchase, this episode is packed with valuable insights to help you navigate the process—and it's one you won't want to miss. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In today's episode, Evelyn sits down with James Wrigley, a certified financial planner from Melbourne, renowned for his straightforward financial insights. With over 72,000 followers on Instagram and 92,000 on TikTok, James has become a trusted voice in personal finance, sharing practical advice on retirement planning, superannuation, capital gains tax, tax deductibility, and investments. In This Episode, We Cover: - Common questions in financial planning, especially around property investments - Essential tips on retirement planning and understanding superannuation - Key considerations for managing capital gains tax and tax deductibility - Practical advice for building a financially secure future - James' perspective on a financial decision of his own that he would change Tune in to gain valuable insights from James' extensive experience, particularly if you're navigating the complex world of property and long-term financial planning. Connect with James and dive deeper into his practical financial insights: Instagram: @iamjameswrigley TikTok: @iamjameswrigley Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode of You Have My Interest, we dive into another Finance File, sharing the inspiring journey of a first-time homebuyer couple from Victoria. This de facto couple, with a young child, dreamed of owning their own home and began their property journey nearly a year ago by reaching out to us for financial guidance. We explore how they transitioned from renting in Castlemaine to owning a home near Bendigo, working with ANZ to secure a guarantor loan that helped them avoid Lenders Mortgage Insurance (LMI) and save on stamp duty. Plus, we break down how the $10,000 First Home Owner Grant played a key role in setting them up for future financial security. If you're a first-time buyer wondering how to make your dream home a reality, this episode is for you! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn sits down with Jess Brady, a financial planner and a recent finalist in five categories of the 2024 Women in Finance Awards, including Entrepreneur of the Year and Innovator of the Year. Jess shares her insights on money mindset and offers practical advice for those starting their wealth creation journey. She introduces her groundbreaking programs, The Greenhouse Money Growing Community and The Evergreen Money Club, designed to provide accessible financial guidance to those who often miss out on traditional financial advice. With over 17 years of experience in financial services, Jess breaks down the stigma surrounding money conversations, encouraging listeners to engage in open, curious discussions about their finances. Tune in for a transformative episode that empowers you to take charge of your financial future and provides tips to boost your confidence with money! Connect with Jess and check out her podcast, and groundbreaking programs: Website: https://jessicabrady.com.au/ Email: hello@jessicabrady.com.au Instagram: @jessbrady_financialadvice Podcast: Financially Fierce https://shows.acast.com/financially-fierce Programs: The Greenhouse Money Growing Program https://courses.jessicabrady.com.au/TheGreenhouseMoneyGrowingProgram The Evergreen Money Club https://courses.jessicabrady.com.au/TheEvergreenMoneyClub Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn Clark is guest on 'The Intrepid Investor' Podcast with host Vanessa Dallas. The key differences between residential and commercial property investments are explored. We discuss Lenders Mortgage Insurance, higher deposit requirements for commercial properties, how to leverage residential assets for funding, and the process of assessing rental income through valuations and cap rates. We also chat on aligning investment goals with the right property strategy and shares tips on self-investment and maintaining balance in a busy career, emphasising the importance of both professional and personal development. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this week's Q&A episode, we dive deep into key topics for Australian expats, smart offset account strategies, and the current fixed-rate landscape. Evelyn answers a client's question about how being an expat can impact borrowing capacity, explaining what types of foreign income lenders typically accept when living and working abroad as an Australian citizen. We also explore how to maximise your offset account and debunk common myths around fixed-rate home loans. Packed with valuable insights, this episode is a must-listen for anyone navigating the evolving financial landscape! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, we talk about helping a married couple purchase their second investment property, despite one partner being on a bridging visa. The key challenge was avoiding the 8% "Foreign Purchaser Additional Duty," which we were able to do by selecting the right lender. This allowed us to keep only the Australian citizen on the title while still using both incomes for the loan. We also preserved their existing 2.40% fixed rate on their first property by accessing equity to cover the deposit and costs for the new purchase. Additionally, we took out an extra $80,000 to help them purchase a new vehicle, structuring the loan to meet both their short-term needs and long-term goals. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode of You Have My Interest, we provide a comprehensive guide for first-time homebuyers, covering everything you need to know to enter the market with confidence. We discuss borrowing capacity, the importance of deposits, and how they impact your purchasing power. We also break down the various costs involved in completing a purchase and the grants, schemes, and concessions available to Australian buyers. Additionally, we touch on pre-approvals, debunk common myths like the need for a 20% deposit, and share key insights from our first home buyer webinars and workshops. Whether you're two months or up to two years away from buying, this episode is packed with essential advice to help you prepare. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn welcomes Daniel Walker, founder of Bon Voyage Credit Repair. They dive into common credit issues and how Daniel helps clients clean up their credit reports and improve their credit scores. Key highlights include: Credit Education: Daniel emphasises the importance of understanding credit reports and financial literacy, as schools often don't teach this crucial information. Credit Repair Process: Daniel explains how defaults and inquiries affect credit scores, and how Bon Voyage assists clients in removing negative marks, including inquiries and defaults. Tips for Maintaining Healthy Credit: Pay your bills on time, communicate with lenders during hard times, and regularly check your credit report. Credit Myths: Debunking the belief that getting a credit card is the only way to build a credit file, and explaining how phone contracts can be a safer alternative. Success Stories: Daniel shares a remarkable case where Bon Voyage helped remove a default in just 32 minutes, showcasing their swift and effective service. Links Mentioned in the Episode: Free Equifax Credit Report: www.mycreditreport.com.au Equifax Subscription to Protect and Monitor Personal Credit: Equifax Credit Identity Protect If you'd like to work with Daniel: Mobile (best contact): 0423 908 106 Phone: 1300 694 898 Website: www.bvcreditrepair.com.au Email: daniel@bvcreditrepair.com.au Facebook: facebook.com/BVCreditRepair Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this solo episode, Evelyn tackles some burning questions from Instagram about mortgages and refinancing. First, she discusses the unique benefits nurses can receive when buying a property, including lenders mortgage insurance waivers and the ability to use more of their variable income for loan serviceability. She also dives into the details of refinancing when you have both an investment loan and an owner-occupied loan on the same property, breaking down the complexities and rules to keep in mind. Key topics: * Special mortgage benefits for nurses, including LMI waivers. * Refinancing multiple loans (investment & owner-occupied) on a single property. * Fixed vs. variable loan splits and how they impact refinancing decisions. Tune in next week for a deep dive into reading and understanding your credit report! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, we're thrilled to introduce a valuable new resource: A Glossary of Key Mortgage & Property Terms. Evelyn will walk you through 43 essential terms that often come up in discussions with customers and various borrowing and buying scenarios. Our goal is to provide a clear, quick reference to help you navigate the often confusing jargon associated with mortgages. By breaking down these fundamental terms, we aim to empower you with the knowledge needed to confidently engage in conversations with your mortgage broker! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode Evelyn welcomes Kev Tran, a buyer's advocate and founder of Kev Tran Buyers Advocacy. Kev shares his data-driven approach to property investment, focusing on properties priced between $450,000 and $1 million across Australia. He discusses how he uses a macro-to-micro strategy to identify investment opportunities, analysing national trends before honing in on specific local areas and property types. Kev also shares his journey from working at Casinos to becoming a property investor, inspired by seeing the wealth generated through real estate. Listeners are treated to valuable insights on property investment and can access Kev's exclusive checklist of data-driven insights by reaching out to him directly. Connect with Kev: Email: kev@investorkit.com.au Website: https://kevtran.com.au/ Instagram: @kevtran_buyersagent LinkedIn: https://www.linkedin.com/in/kevtranbuyersagent/ Youtube: https://www.youtube.com/@PropertyInvesting_With_KevTran Facebook: https://www.facebook.com/kevtranbuyersagent/ Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn takes us on a deep dive into a real-life case study showcasing the power of equity in property investment. She highlights how one client, with just a $55,000 initial deposit, managed to secure not one, but two properties by leveraging the capital growth from her first purchase. What's particularly inspiring about this story is the client's modest salary of $70,000, proving that with the right strategy, you don't need to earn six figures to build wealth through real estate. Tune in to learn how strategic property investment can accelerate your financial growth and make property ownership more accessible, regardless of your income level. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn breaks down common mortgage myths that often mislead potential homeowners. With interest rates in flux and the RBA recently pausing the cash rate, it's crucial to understand these misconceptions. Evelyn debunks myths such as needing a 20% deposit, the idea that mortgage brokers select lenders based on commission, and the belief that you must be in your job for a specific period before applying for a home loan. She also discusses why Lenders Mortgage Insurance (LMI) isn't always a negative and sheds light on how banks actually assess your spending habits and credit score. Tune in to gain a clearer understanding of the mortgage landscape and make informed decisions on your journey to home ownership! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn sits down with Emily Wallace, Director and Head Buyers Advocate at Wallace Advocates, to explore her deep expertise in Melbourne's property market, focusing on the Northern and Bayside corridors. Emily offers a comprehensive guide for first-time home buyers, sharing crucial tips on what to look for during property inspections, how to engage effectively with real estate agents, and strategies for negotiating the best deal. We dive into the specifics of navigating the buying process from start to finish, providing practical advice that will help first-time buyers confidently secure their ideal property. Whether you're new to the market or seeking to refine your approach, Emily's insights are invaluable for making informed and strategic property decisions. Connect with Emily: Instagram: @emily_wallace_ba Website: https://wallaceadvocates.com.au/ Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn discusses the various types of securities that banks typically will not accept for residential loans. She covers common issues like properties under 40 square metres, high-density or inner-city postcodes, properties over 40 hectares, vacant land without services, and unique cases such as stratum and company title units, NDIS accommodation, and islands without bridge access. Evelyn highlights the importance of understanding these restrictions to avoid potential pitfalls in property financing. Tune in to gain valuable insights and ensure you're well-prepared for your next property purchase! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, we're back for part two with Pierce Hanlen, Partner and Wealth Adviser at Hewison Private Wealth. Pierce, a Certified Financial Planner and Accredited Self-Managed Super Fund Specialist Adviser, covers two key topics: calculating retirement fund requirements using the 5% rule and deciding whether to pay off debt before investing. He explains the 5% rule, which helps determine how much you need to save for retirement based on generating a 5% net cash flow from your investments. Pierce also discusses the pros and cons of paying off debt versus investing, highlighting the differences between good debt (investment loans) and bad debt (personal loans) and the strategy of debt recycling. Connect with Pierce Hanlen and Hewison Private Wealth: Instagram: https://www.instagram.com/hewisonprivatewealth/ Facebook: https://www.facebook.com/HewisonPrivateWealth Website: https://www.hewison.com.au/ Don't forget to subscribe, rate, and leave a review! Tune in next week for more financial insights on You Have My Interest! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode Evelyn is joined by Pierce Hanlen, a Partner and Wealth Adviser at Hewison Private Wealth. Pierce, a Certified Financial Planner and Accredited Self-Managed Super Fund Specialist Adviser, brings seven years of experience at Hewison, where he has advanced to an equity partner and a member of the internal Investment Committee. Awarded Young Adviser of the Year at the ifa Excellence Awards in 2021, Pierce is dedicated to ensuring his clients' futures are as bright as possible. Pierce shares his insights on different investment strategies, the pros and cons of residential vs. commercial property, and key considerations for retirement planning. Learn how to maximise returns while minimising risks and balance debt repayment with investment opportunities. Connect with Pierce Hanlen and Hewison Private Wealth: Instagram: https://www.instagram.com/hewisonprivatewealth/ Facebook: https://www.facebook.com/HewisonPrivateWealth Website: https://www.hewison.com.au/ Don't forget to subscribe, rate, and leave a review! Tune in next week for more financial insights on You Have My Interest! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode Evelyn breaks down the First Home Buyer Government Guarantee Scheme. Evelyn provides a detailed look at the eligibility criteria, using a real-life example of a client she assisted. The client, a 31-year-old energy analyst from Springvale, successfully purchased a unit in Burwood thanks to the scheme. Evelyn explains the client's financial situation, including savings, income and expenses, and discusses the chosen loan structure and the benefits of the scheme. The episode highlights the practical aspects and advantages of the scheme, offering valuable insights for first-time homebuyers. Tune in for an informative guide on navigating the First Home Buyer Government Guarantee Scheme and making informed property purchase decisions. We hope you enjoy! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn dives into the world of buying properties and borrowing through trusts. Discover how trusts can provide benefits like asset protection, tax planning, and succession planning. Plus, don't miss the announcement of our upcoming webinars for first-time home buyers and seasoned investors. Get insider insights from a recent Westpac roundtable on interest rates, and learn the essentials of different trust types and their impact on borrowing capacity. Enjoy the episode! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn shares great news for Australian mortgage holders: the cash rate remains unchanged this month, providing a welcome relief amid talks of potential rate hikes later this year. She dives into a unique case study of a 29 year old client who is a rent-vesting enthusiast with five investment properties, working towards acquiring a sixth. This episode offers insights into his financial background, income sources, and the strategic loan structuring that has enabled his investment success. Evelyn emphasises the importance of proper loan structuring, avoiding cross-securitisation, and the benefits of working with a knowledgeable mortgage broker. She also announces an upcoming Investment Property Webinar on July 24th, where attendees can learn more about investment property loans, participate in live property valuations, and join Q&A sessions. Tickets are $39, with discounts for attending both this and the First Time Buyers Webinar the previous week. Follow us on social media for updates and reach out for personalised advice on your loan structure! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn shares exciting updates for first-time home buyers in Queensland, including increased stamp duty thresholds, expanded home buyer guarantee schemes, and new grants and concessions. These changes offer significant savings and benefits for first-time buyers in the region. Additionally, Evelyn answers questions about debt recycling, explaining how this strategy can convert non-deductible debt into tax-deductible debt. She highlights the importance of correct loan structuring and consulting financial professionals to maximise tax benefits. We hope you enjoy this informative episode! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
Evelyn sits down with Vanessa Bamford, a seasoned chartered accountant and financial coach, to explore the critical role of financial literacy in business growth and personal wellbeing. Vanessa shares her journey from a traditional accounting practice to a holistic approach that empowers purpose-driven businesses to thrive. Learn how understanding your numbers and addressing the psychological aspects of money can transform your business and personal life. Discover practical strategies for setting financial targets, managing cash flow, and creating a sustainable business model that aligns with your personal values. Key Topics Covered: Understanding Breakeven Points: Why knowing your breakeven point and minimum profit requirements is crucial for business sustainability. Psychological Aspects of Money: Addressing self-worth issues, guilt and other psychological barriers that business owners face regarding financial success. Practical Financial Strategies: Monthly coaching sessions, setting realistic targets and providing tools for business owners to measure their progress. Client Success Stories: Real-life examples of how Vanessa has helped clients transform their businesses and achieve financial stability. Financial Literacy for Children: Vanessa's approach to teaching her children about money and instilling healthy financial habits from a young age. Self-Awareness and Personal Development: The necessity of continuous personal growth for business owners to ensure sustainable business success. Get in Touch with Vanessa Bamford: Website: Vision Beyond Advisory Instagram: @visionbeyondadvisory Facebook: Vision Beyond Advisory Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
We're bringing something a little different to you this week! Today, Evelyn is deep diving on how to become a mortgage broker. There are so many ways to structure yourself as a broker, and different pathways of entry. Evelyn breaks down some key information such as: - the qualifications and/or experience you need - how to choose a mentor - ongoing education and development - models as an employed broker - PAYG, Commission, Retainer, or a combination - aggregators - what they do, how to chose one, how you get paid - her top 5 tips for new to industry brokers - how to generate leads And much more! We hope this episode is valuable for any buddying brokers out there, and we look forward to hearing your feedback! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
Today our host Evelyn takes you on a deep dive into her own personal property journey. In this episode Evelyn talks about how she purchased two properties by the age of 26. Evelyn shares the nitty gritty costs involved, how much she needed to have in savings, how much she borrowed, and what her initial plans for the properties were. In particular, Evelyn gives an overview on her plans to develop the first property, and how this was very quickly altered based on the changes in the market. Evelyn shares her wins and her learnings, and where to from here! We hope you enjoy today's episode, and if you have any questions off the back of it, please feel free to email them through! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn talks about all things self employed lending. Self employed finance is typically seen as 'hard' and can take longer to assess, but Evelyn reveals why this is just a myth, and how critical it is to speak to people who know specifically which lender will assess your income in the most favourable manner. Applying with no context or knowledge of a bank's self employed policy is like taking a shot in the dark! You don't know where it will land. Evelyn also talks about some of the commonly used policies she is seeing work for a number of clients, and the minimum requirements you need to meet if you are self employed. Finally, Evelyn talks about HECS debt reforms for Australians, and Commercial and Industrial Stamp Duty Reforms. You can read the information sheet discussed here. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn talks about how she assisted a long term client to sell a current property and purchase their next without using bridging finance. Now this structure may not work for everyone, so Evelyn breaks down who would be eligible to finance a purchase this way. She also talks about why loan structure is so important, and why a variable loan with offset facilities was the most suitable option for this client. She talks about some potential pitfalls of fixed rates if you are looking at making additional repayments, and why knowing your loan term goals helps to identify the most suitable loan structure. Enjoy! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
This week, we head into part 2 of our client Q&A, where Evelyn answers four more questions in detail, covering off on everything from taking a sabbatical from work, right through to how you can beat loyalty tax with your current bank. She also talks about reasons people refinance outside of interest rates, and how you can calculate the available equity in your property. Tune in to hear Evelyn answer the following: How does taking a sabbatical from work impact your ability to secure loan approval? How do you refinance effectively? How do you help clients by refinancing to help them build an investment portfolio? What rates are you seeing for investment properties? What tactics can be used to beat "loyalty tax" with your lender? We hope you enjoy! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
Welcome to our latest Q&A episode, where we tackle four insightful questions sent in by one of our clients. In this episode we explore the concept of making extra repayments on an investment loan with an offset account. Does it make sense to pay more into the loan account if you already have funds in the offset? We discuss how this may change whether your loan is interest only or principal and interest. We provide some tips and tricks for presenting a strong loan application for a second or third investment property, even if there have been changes to your income, such as a career switch or role change. We also discuss some real-life scenarios where clients faced similar challenges with income fluctuations and how we successfully navigated these situations to secure favorable outcomes. And finally, we delve into the likelihood of lender approval for a client whose income is variable due to a split between base salary and commission. Would regular increases in savings influence a lender's decision when seeking approval for a second investment property? And how would using existing equity change this? Stay tuned for Part 2 of our Q&A episode, where we'll address the remaining questions from our clients and provide more expert insights into all things property and finance. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
Let's talk about all things property investment. To cover this big topic, Evelyn is joined by Trent Alexander, an independent property investment advisor. Evelyn explores Trent's journey from the new home sector to his venture into founding Investments Accelerated, where he is all about helping people navigate the path to achieving their property dreams. Trent shares valuable insights for first-home buyers, investors and those reassessing their portfolios, emphasising the importance of aligning investments with long-term goals. The conversation also delves into rent-vesting with Trent offering balanced perspectives tailored to individual life stages. Interested in partnering with Trent or learning more about property investments? Connect with him through the following links: Instagram, LinkedIn, Website Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this episode, Evelyn delves into the complexities of novated leases and their implications on loan applications and repayments, with a focus on securing additional funds for property renovations. Evelyn shares a client case and offers vital insights into the finer details of navigating novated lease agreements and understanding their impact on loan terms. She discusses how these leases can affect a borrower's eligibility and alter the structure of repayment schedules, emphasising the importance of strategic financial planning when incorporating such elements into refinancing decisions. Tune in to gain a deeper understanding and expert guidance on managing your finances effectively! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In today's Q&A, Evelyn is sent a series of questions from a long term client. She explains how lenders view contracted employees compared to permanent or full time employees. She also discusses the difference between a contracted employee and an independent contractor, who is actually treated as self employed. Evelyn then looks at what makes a good broker, and some of the key criteria to look at when deciding if a broker is right for you, and will support your long term goals. Finally she discusses how credit cards impact your borrowing capacity and credit scoring, and when this starts to become an issue. If you would like to send in a series of questions for our next Q&A, feel free to email us at admin@everlend.com.au Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
Today we talk commercial lending with Jack Talbot, Director at Leverage Capital. With experience at Bank of Melbourne and Liberty, Jack ventured into entrepreneurship almost four years ago, focusing on aiding business and self-employed clients. Whether you're experienced or new to business financing, gain insights into navigating commercial finance. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In today's deep dive episode we're focusing on refinancing. Discover why people refinance beyond just seeking lower interest rates, learn about potential challenges and gain insights into managing your home loan effectively. Whether you're considering refinancing for a better rate, improved product features, or accessing equity, this episode offers valuable information to help you make informed decisions about your finances. Don't miss this episode with practical tips to optimise your home loan strategy! Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In today's episode, we're diving deep into the state of the economy. Recently, Evelyn attended an event hosted by the Mortgage and Finance Association of Australia (MFAA) in Melbourne, where we had a presentation from one of the heads of Heron Todd White, a valuation firm, discussing the current economic landscape. Additionally, we explored insights from the ComSec State of States report, which analyses the performance of Australian states and territories. Notably, South Australia ranked number one in growth for the first time ever, followed by Victoria and New South Wales. View the state of the states report here. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
In this Q&A episode, Jess from GreenPockets answers questions from listeners alongside Evelyn, discusses various financial and investing topics. Jess emphasises the emotional risk in investing and suggests starting with small amounts. She talks about maintaining a financial foundation and setting achievable retirement goals. Jess also touches on tax-effective strategies and offers insights into Cryptocurrency. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
Join us for an insightful conversation with Jess Clifford from @greenpockets_ as we delve into the world of investing and financial freedom. In this episode, we simplify investing concepts and explore why gaining understanding is crucial for achieving financial independence. Jess shares her journey into the financial field and explains why she started her Instagram page to demystify personal finance. Discover practical steps to start investing, understand the importance of cash flow management, and learn how investing can provide passive income streams for a life of freedom. Whether you're a beginner or seasoned investor, this episode offers valuable insights to help you take control of your financial future. Find out your next step in property finance: You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/ Get in touch: Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members. It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements. If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222. Podcast produced with Apiro
© 2020-2025 Ivy Podcast Discovery LLC
