Podcasts about qbe

In this episode of QAV, Cameron and Tony kick off with a discussion on the political tension in the U.S. and what Trump's moves with the National Guard might foreshadow, then slide into serious investing updates. There's news on Perenti (PRN), NRW (NWH), and Findi (FND), with a nod to confusing results and sovereign risks. Judo (JDO), BOQ, and QBE get coverage too, as does the SOL–Brickworks merger and what it means for index fund flows. Cameron ponders the shocking long-term flatline of Telstra (TLS), while Qantas (QAN) and Perseus (PRU) get some love for outperforming. Tony wraps up with a pulled pork on Fleetwood (FWD), highlighting modular housing, mining village profits, and capital risk. There's also a review of the film _Ballerina_ and some off-topic Doctor Who and Shakespearean riffing.

The lithium sector finally received some good news, but could this be the start of something bigger for the stagnating metal? MARKET WRAP: ASX200: down 0.03%, 8538 GOLD: $3,397 US/ounce BITCOIN: $160,926 AUD Lithium miners were up, with Mineral Resources closing 14.8% higher, Pilbara gaining 12.5% and IGO rising 9.6%. Lynas Rare Earths rose 12.5% after China implemented controls on rare earth minerals. Commonwealth closing 0.1% despite some profit-taking in the session. Fortescue, Seven Group Holdings, and James Hardie were all up over 1%. Regis Healthcare down 4.5% to $7.61 Brent crude oil fell back below $65 US a barrel, sending Woodside down 0.4% and Santos down 0.8%. Falling by over 1% were CSL, QBE and Computershare. CURRENCY UPDATE: AUD/USD: 65.0 US cents AUD/GBP: 48 pence AUD/EUR: 57 Euro cents AUD/JPY: 93 yen AUD/NZD: 1.07 Dollars See omnystudio.com/listener for privacy information.

The ASX 200 tried hard to attack and sustain the all-time high but failed, dropping 3 points to 8539 (0.1%). Banks were flat as some profit taking crept in, CBA up 0.1% with the Big Bank Basket up to $282.74 (0.1%) insurers down slightly, QBE off 1.4% and financials finding sellers here. REITs mixed, GMG up 1.1% with GPT also firming. Industrials generally lower, CPU fell 1.2% with retailers giving back some of the gains, JBH down 2.0% and CTD off 1.1%. Tech better, the index up % with TNE and XRO making modest gains. In resources, the iron ore miners rose slightly, FMG the best up 1.5%, but the real action was in critical metals either rare earths, or lithium. LYC jumped 12.5% and ILU up 7.1% with MIN rallying 14.8%. PLS too doing well, up 12.5% as shorts moved to cover on Chinese reluctance to make a deal and rare earth exports not forthcoming. IPX soared 28.8% on a DoD deal for US$99m. Gold miners fell, GMD down 2.5% with EVN off 1.6% and CYL falling 3.5%. Uranium stocks flat, coal firmed, WHC up 1.8%. In corporate news, TYR fell 10.4% on news its CEO was leaving. CAT dropped 1.0% on an acquisition and PAC fell 5.0% on a media report on overvaluations. In economic news, Household spending rose 0.1% in April, the seasonally adjusted balance on goods decreased $1,479m in April. Asian market mixed, Japan down 0.4% and HK up 0.6% China flat. 10-year yields lower at 4.24%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Die Themen im heutigen Versicherungsfunk Update sind: Viridium steigert Gewinn Die Viridium Gruppe hat 2024 ein Konzernergebnis von 361 Mio. EUR erzielt und ihre Solvency-II-Quote auf 270 % gesteigert. Die laufenden Mindestverzinsungen bei Proxalto (2,6 %) und Entis (3,35 %) wurden deutlich erhöht. Mit der künftigen Eigentümerstruktur sieht sich der Lebensversicherer für weitere Bestandsübernahmen gerüstet. Vorsorgelücke trotz Nachdenklichkeit: Nur 11 % mit Todesfall-Absicherung Laut DELA Vorsorgestudie 2025 denken 74 % der Deutschen über den Tod nach – doch nur 11 % haben eine Risiko- oder Sterbegeldversicherung abgeschlossen. Besonders junge Männer unterschätzen Kosten und Risiken. Makler können hier mit Aufklärung und Beratung punkten. Continentale mit Beitragsplus in allen Sparten Der Continentale Versicherungsverbund erzielte 2024 Beitragseinnahmen von 4,75 Mrd. EUR im selbst abgeschlossenen Geschäft. Die Kranken-, Lebens- sowie Sach- und Unfallversicherung wuchsen allesamt. Das Kapitalanlageergebnis stieg um 7,2 %, das Eigenkapital auf 1,11 Mrd. EUR. Auch die ESG-Strategie wurde weiter ausgebaut. Manuela Moog wird IT-Vorstand bei der DEVK Die DEVK hat ihren Vorstand neu komplettiert: Ab 1. November übernimmt Manuela Moog das Ressort Informationsverarbeitung und Telekommunikation. Die IT-Expertin war zuvor CIO bei Baloise Deutschland und bringt langjährige Erfahrung aus der AXA und Zurich mit. Mehr dazu >>> Procheck24: Kfz-Vergleich jetzt auch für Mehrfachvertreter offen Mit der Gründung der Procheck24 MFA GmbH erweitert der Anbieter seinen Service auf Mehrfachagenten. Diese erhalten über das bekannte Portal Zugang zum Kfz-Versicherungsvergleich und profitieren wie Makler von Anbindung, CRM-Integration und DIGiDOR-Zugang. 13 Versicherer sind bereits an Bord. QBE: Jeder vierte Brand durch Lithium-Akkus geht auf E-Bikes zurück Laut aktuellen Daten britischer Feuerwehren, die der Versicherer QBE ausgewertet hat, waren E-Bikes 2024 in 27 % aller Brände durch Lithium-Ionen-Akkus verwickelt. Die Zahl solcher Vorfälle hat sich im Vergleich zu 2022 verdoppelt. Auch Brände durch E-Autos stiegen in diesem Zeitraum um 77 %. QBE fordert strengere Sicherheitsstandards und mehr Aufklärung zum Umgang mit Akkus.

The trade war between the US and China has threatened to boil over again, just weeks after a truce was declared. MARKET WRAP: ASX200: down 0.24%, 8414 GOLD: $3,289 US/ounce BITCOIN: $162,704 Soul Patts rose 16.4%, and Brickworks gained 27.6% after a $14 billion merger deal was struck. Aluminium companies were scared off by the weekend lift in tariffs by the US, with Alcoa down 4.8%, and South32 dropping 3.6%. BHP lost 1.2%, Fortescue down 2.5% and Rio Tinto off by 1.7%. Mineral Resources fell another 11.8% to $19.58. Bluescope Steel gained 4.4% to $23.75 James Hardie up 1.4% to $35.94 Wisetech, Sigma Healthcare, and Origin Energy were all lower Up by more than 1% was QBE, Coles and Xero CURRENCY UPDATE: AUD/USD: 64.8 US cents AUD/GBP: 47.8 pence AUD/EUR: 56 Euro cents AUD/JPY: 92 yen AUD/NZD: 1.07 Dollars See omnystudio.com/listener for privacy information.

ASX 200 fell 21 points in quiet trade to 8415 (0.1%). Most sectors showing losses as nerves crept back in on Trump and Chinese negotiations. Banks slipped with WBC off 1.2% and the Big Bank Basket down to $275.32 (-0.1%). MQG fell 1.0% with insurers better, QBE up 1.3% and MPL rising 2.1%. REITs slid, GMD down 0.9% and VCX off 0.4%. Industrials were mostly flat, WOW and COL better, WES up 0.5% and SGH doing well, up 0.7% with BXB rallying 1.0%. TLS continued to push higher, tech was mixed as WTC fell 2.3% and XRO rose 1.5% with the All-Tech Index down 0.5%.  Healthcare under a little pressure, SIG off 3.2% following the sell-down last week. In resources, iron ore down in Singapore, BHP off 1.2% and FMG sliding 2.5%. Lithium stocks under pressure following the UBS downgrade last week, MIN off 11.8% and PLS falling 8.1%. Gold miners were better as bullion pushed higher on steel tariff issues, EVN up 3.1% and NEM up 1.2%. Oil and gas stocks eased slightly and uranium stocks fell. In corporate news, SOL announced a merger with BKW to create a new $15bn top 50 stock. Both stocks rallied hard on the news, a $500m zero discount capital raising also helped sentiment. BSL jumped 4.4% on US tariff moves, APE extended the buyback, JHX rose 1.4% on securing a new debt facility. Nothing on the economic front locally, China and US ratchet up war of words. Asian markets fell, Japan down 1.3%, HK off 1.9% and China down 0.5%. 10-year yields steady at 4.26%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

The ASX 200 had a late surge to finish the month with a gain today of 25 points to 8435. ASX records best month since January. Up 3.8%. Banks yet again showed the strength as CBA rose 0.9% with the Big Bank Basket up to $275.55 (1.1%). WBC surged 2.7% and NAB up 1.3% with some month end window dressing. Insurers slid slightly, QBE down 1.3% with REITS up. GMG up 1.3% and VCX rising 1.2%. Industrials found a footing, BXB up 1.0%, WOW and COL firmed, and ORG up 2.1%. Tech slipped slightly with WTC down 1.5% and XRO off 0.8%. Healthcare mixed, In resources, mixed in the majors, BHP up 0.3% and FMG down 1.9%. Gold miners were better, NST up 3.2% with GMD up 4.4%, VAU up 3.5% as some window dressing helped. Lithium stocks slid on a broker downgrade to carbonate prices, PLS down 5.7% and IGO off 5.4%. WDS fell 2.1% and STO off 0.9%. Uranium stock eased back, coal miners fell, WHC off 1.8%. In corporate news, HCW leapt on rent relief for Healthscope, NWH up on a RIO contract and FND down nearly 9% on results. In economic news, retail sales slipped. Asian markets fell with Japan down 0.9%, China down 0.3%, and HK down 1.5%. 10-year yields at 4.28%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

The ASX 200 limped along to close down 11 points at 8397 as a Japanese bond auction underwhelmed, and CPI came in a little hotter than expected. Blame eggs. Banks went a little squishy, with CBA falling 0.9% and the Big Bank Basket down to $271.48 (-0.9%). Insurers also fell with QBE off 1.6%. Other financials were mixed, XYZ rose 4.9% on better US consumer sentiment and bitcoin. REITs are better today, GMG is up 0.9%, and SCG is rising, Industrials started well but fizzled, WES is down 0.1%, and retail is falling slightly. Tech was better following US tech, and the All-Tech Index was up 1.3% with WTC up 0.4%. REA bounced 1.9% after its fall yesterday on ACCC News, and TLS slid 0.2% on some broker downgrades. Resources are under a little pressure, RIO off 0.9% and lithium stocks down, MIN downgraded guidance again, down 5.5% with gold miners a little mixed, NST off 0.8% and RMS up 1.1%. MAC rose 20.4% as it got the Harmony bid, uranium was a little mixed, BOE was off %, and LOT was up 5.1%. WDS jumped 3.2% on NW Shelf news, and finally, STO is up 1.9%. Coal stocks also rallied, WHC up 2.7%. In corporate news, WEB jumped 12.4% on much better than expected results, ALQ fell 7.6% after completing its capital raise, IFT disappointed, and FPH fell 4.8% despite a 43% jump in revenues. On the economic front, CPI was unchanged at 2.4%, the RBNZ cut rates again by 25bps. 10-year yields rose to 4.33%. Asian markets, as usual, mixed, Japan up 0.3%, China up 0.1% and HK down 0.8%Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

In this podcast we explore the inner workings of IUMI and, in particular, a recent initiative to encourage younger members to join our technical committees. Not long ago it was decided to recruit junior members to committee meetings to watch and to listen but, more importantly, to make valuable contributions to the work of their chosen committee or forum.  We hear from two newish junior members about their experiences with IUMI so far. Joining the discussion are Jackie Lan who is a Senior Marine Hull and Liability Underwriter at QBE in Singapore and also Sean Whitney who is Assistant Vice-President, Ocean Marine at SOMPO in New York. Jackie is a member of the Ocean Hull Committee and Sean sits on the Inland Hull, Fishing Vessel and Yachts Committee. Listen to what they have to say. 

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX down for week Leadership battles CoStar buys Domain Macquarie $3.7bn profit QBE blasts taxes Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX down for week Leadership battles CoStar buys Domain Macquarie $3.7bn profit QBE blasts taxes Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

In this episode of the AgCulture Podcast, Jamie Luce—CEO and Co-Founder of AIR Parametric—breaks down how parametric insurance is changing the game for managing climate risks in livestock and dairy farming. He shares how their data-driven tool, Milkshake™, helps farms get fast support during extreme heat, skipping the usual hassle of filing claims. It's a simpler, smarter way to get coverage, no matter the size of the operation. Tune in now on your favorite podcast platform!Meet the guest:Jamie Luce is the CEO and Co-Founder of AIR Parametric, bringing over two decades of leadership in commercial insurance. With a career spanning Liberty Mutual, QBE, and Jewelers Mutual, he launched AIR Parametric to build new protections for agricultural businesses against extreme climate events. Luce holds deep expertise in underwriting, insurance strategy, and innovation.Connect with our guest on Social Media: LinkedInWhat you will learn:(00:00) Introduction(02:11) Parametric insurance (04:42) Heat index triggers(07:07) Localized data models(10:24) Pricing and policy tiers(17:09) Rise of alt insurance(22:25) Closing thoughtsDiscover the world of agriculture with the "Ag Culture Podcast".  This podcast will be a gateway for those passionate about agriculture to explore its global perspectives and innovative practices.Join Paul as he shares his experiences in the agricultural industry, his travels and encounters with important figures around the world.Available on YouTube, Spotify and Apple Podcasts.Subscribe at ⁠http://www.agculturepodcast.com⁠ and keep an eye out for future episodes, bringing insights and stories from the vibrant world of agriculture.

David Worldon is the Founder of Accelerated Innovation, a boutique management consultancy specialising in insurance innovation. Last year they  saved  Australia's largest insurers half a million dollars in fees and shaved a full year off their growth timelines. David has recently published the 2025 General Insurance Innovation Report, assessing and ranking how Australia's largest insurers are innovating to address key industry challenges such as climate change, underinsurance, and rising premiums. His goal is to save leaders $20m in fees and 40 years of waiting to get shit done. David is also the host of Accelerated Innovation's Innovation Insider podcast, which is available at https://acceleratedinnovation.com.au/innovation-insider/ Episode SummaryThe video features a discussion centered around the Australian insurance market, highlighting its unique dynamics, challenges, and opportunities for innovation. Here are the key points: Market Dynamics: The Australian insurance market is characterized by a high level of concentration, with a significant portion of the market share held by a few major players. This concentration influences competition and innovation within the industry. Regulatory Environment: The industry is highly regulated, with recent interventions aimed at addressing systemic issues, particularly following a Royal Commission that scrutinized the sector for malpractice. This has led to a culture of risk aversion among insurers. Innovation Focus: There is a growing emphasis on innovation, particularly in risk mitigation and preparing for natural disasters. Insurers are shifting their strategies to not only rebuild after disasters but to enhance infrastructure and resilience for future events. Collaboration and Growth: Insurers are beginning to collaborate more effectively with each other and with government entities to address challenges such as underinsurance and protection gaps. This collaborative approach is seen as a pathway to strengthening the market. Future Outlook: The discussion suggests a positive outlook for the next five to ten years, with expectations of increased appetite for risk and innovation. The market is viewed as ripe for new entrants, particularly global digital players, which could disrupt traditional distribution models. Personal vs. Commercial Lines: Innovation is more pronounced in personal lines of insurance, particularly through direct sales channels. The commercial lines are slower to innovate, focusing primarily on enhancing broker experiences. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

The ASX 200 finished down 63 points to 7647 after rallying through the day to close on its highs. European futures expected to open slightly higher. For the week the ASX 200 is down 20 points! Banks slipped slightly with the Big Bank Basket down to $244.92 (-0.6%). MQG slid 0.8% and insurers also turned down, QBE down 0.6% and SUN off 1.5%. PNI continued to fall with GQG up 1.5% and ASX up 2.2%. REITs pulled back, GMG down 1.3% and SCG off 2.6%. Industrials were mixed, WES up 2.0% and TLS a star still up 1.1% with WOW and COL slightly former.  Tech eased. WTC down 1.2% and XRO off 0.7%. The All-Tech Index down 1.2%. Resources were easier, BHP off 1.6% with RIO down 1.2%. MIN down 2.0% despite a broker upgrade, gold miners were on fire. NST up 5.5%, EVN up 7.8% and NEM up 5.4%. Bullion pushing higher yet again. JHX resumed its fall down 3.5% with ORI down 3.8%. Oil and gas slipped, WDS down 2.1% and STX off 5.9% with the uranium stocks back under slight pressure again. PDN down 3.0% and BOE flat. Not much on the corporate or the economic front today. Asian markets were mixed, Chinese market seeing support from authorities. Japan down 3.2% with China up 0.5% HK up 1.9%. 10-year yields jumped to 4.39%Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

In this week's episode of You Have My Interest, we're diving into all things deposits – a term that's often misunderstood in the property world.Evelyn unpacks the key differences between your deposit (the upfront payment when signing a contract) and your overall contribution (your full financial input into the purchase). She also clears up some common confusion caused by marketing lingo and lender terminology around percentages.In the second half of the episode, Evelyn is joined by Mitch Perry from Deposit Assure to talk all about deposit bonds – what they are, how they work, and when they might be a smart alternative to a cash deposit. They also touch on how Deposit Assure's Flexi option works, the QBE backing, and how these bonds can support buyers navigating tricky timing or auction purchases.This is an episode you won't want to miss if you're looking to demystify deposit bonds and make smarter property decisions.Keen to learn more or get in touch with Mitch at Deposit Assure? See details below!Website: www.depositassure.com.auEmail: mitch@depositassure.com.auFacebook: https://www.facebook.com/depositassure/Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.everlend.com.au/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get in touch:Find out more about You Have My Interest at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠everlend.com.au/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and connect with us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@everlend.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Everlend⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apiro. ⁠

The ASX best day in five years up 335 points to 7710 although off early opening highs. Remarkably stable after the initial surge and fall back. Waiting for more information perhaps. Resources were the big winners today, BHP up 5.4% and RIO and FMG a similar rise, shorts getting hurt in MIN up 18.1% and S32 rising 9.5% with the gold miners also very positive. In AUD terms bullion fell but NEM up 4.0% and NST rising 5.1%. Lithium stocks recovered as shorts covered positions, LTR up 15.1% and PLS rising 12.7%. BSL rallied 8.0% and even JHX up 12.0%. Oil and gas showed strength as crude rallied, WDS up 4.7% and STO gaining 4.1%. Uranium stocks were back in fashion, no fall out today, PDN up 17.4% and DYL rallying a dizzying 15.9%. Banks were firm too although off early highs, CBA up 3.6% and WBC gaining 4.9% with MQG up 5.5%. Insurers and financials were very positive, GQG up 3.4% and XYZ rising 13.3% with ZIP rallying 20.7%. QBE up 4.4% and MPL rising 3.7%. Healthcare stocks were better, CSL recovered 3.5% and PME gained 8.4%. Across the board gains in industrials, WES up 2.6% and GMG rising 6.6%. Tech in demand, WTC rallied another 8.0% with XRO up 6.2% and the All -Tech Index up 6.8%. Retailers did well, JBH up 6.6% and travel stocks in demand. In corporate news, QUB got ACCC approvals, ABB rose 4.9% after announcing plans to expand its mobile network. Nothing on the economic front locally. Deutsche pulled back its call for an emergency 50bps rate cut and in Asia, China saw more evidence of deflation and a weakening yuan. Asian market burst higher, Japan up 8.3% with HK up 2.6% and China up 1.3%. 10-year yields slid to 4.33%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Today's podcast is one of the most positive and optimistic I think I have ever recorded. Andrew Horton Group CEO of QBE has been in the role long enough to have been able to reap some of the rewards of the changes he has made at the global insurer since he took over the top job. Having dealt with legacy issues and posted some remarkable results that have validated his strategy – the mood from this interview is 100% forward-looking and upbeat. Andrew's QBE has a spring in its step and a growth plan to execute into a global insurance and reinsurance market that seems to be throwing up opportunities almost wherever you look. It certainly helped that this was recorded on a pleasant early spring day in London, with plenty of sun in the sky and blossom on the trees, but the difference between this interview and the last one I did with Andrew two years ago is palpable. Today, Andrew is buzzing with energy and good humour and has audibly grown in confidence. In this discussion we make light work of all the issues of the day, taking in topics as diverse as Reinsurance, D&I, the long-term trends of facilitisation and algorithmic underwriting and their consequences, Lloyd's and the London Market, and insuring the transition. So listen on as we take a world tour of market opportunities and a refreshed and revitalised player looking to seize the moment. If you are feeling jaded and in need a tonic – this is just what the doctor ordered! LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series and Data Jam. www.tin.events

The ASX 200 dropped as expected 325 points to 7343 (4.2%). US futures pointing to another realignment of valuation with a big drop in store. Asian markets are playing some catch-up as China comes back from a holiday. Our market bounced off its low this morning of 7169 with the banks recovering some ground. The Big Bank Basket down 5.7% to $232.68, CBA down 6.2% and WBC off 5.6% with MQG turning positive after an 8% fall to close down 0.8%. Financials were squashed, GQG down 1.9% and PPT does 7.3%. QBE were hit hard as bond yields fall down 6.8%. Some winners in finance though with CGF up 8.3% on a strategic stake acquired and ASK also doing well up % on a NBIO. REITS stumbled lower, GMG down 4.3% and SCG off 3.8% despite rate falls. Industrials too under pressure, WES down 4.9% and CPU off 4.4% with QAN falling 3.7%. ALL came up lemons dropping 6.2% and retail in trouble, JBH down 5.9% and LOV off 8.3%. Travel stocks fell, and tech stocks did better than expected, with WTC actually firmer by 2.2%. The All-Tech Index down 3.1%. Resources struggled as global growth expectations were adjusted, BHP down 6.1% with FMG losing only 3.6%. Gold miners saw profit taking but off early lows, NEM down 3.5% after being down twice that.  Oil and gas stocks declined as crude fell, WDS off 5.8% despite selling a US LNG business. Uranium under pressure again, PDN down 9.6% and BOE off 8.7%. In corporate news, ASK got a NBIO from Ki Corp at 147c, CGF saw a Japanese buyer take a 15% stake. Nothing on the economic front. Asian markets played catch up, China down 7.1%, HK off 12.2% and Japan down 6.7%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

MARKET WRAP: ASX200: down 0.41% to 7,828 GOLD: $3,047 US/oz BITCOIN: $131,457 AUD A board review into the conduct of Wisetech Global founder Richard White saw shares fall yet again, down 2.3% to $82.81. A hit to the sales of Myer saw first-half profits down more than 18% to $42.4 million. Shares finished 1.3% lower. Mineral Resources slipped just under 4% after a road train crash halted its iron ore haulage. Coal miner New Hope had another good day off the back of its first half results, gaining another 4.2% to $4.20. FDA approval for an Imugene product helped its shares to rocket 14.3%. The insurers gained ground with QBE up 4.1%, Suncorp 1.7% higher, and IAG rising 1.5%. CURRENCY UPDATE: AUD/USD: 63.44 US cents AUD/GBP: 48.9 pence AUD/EUR: 58 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

With tariffs expected on Australian agricultural products, could companies like AACo or Graincorp suffer on the market? MARKET WRAP: ASX200: up 1.04% to 7,925 GOLD: $3,160 US/oz BITCOIN: $133,689 AUD Every sector finished in the green, with Real Estate up by more than 2%. Homebuilder AV Jennings rose by 8.3% to 65 cents after it accepted a $365 million takeover bid from an American real estate company. Goodman gained 2.7%, Stockland rose 2.2% and Charter Hall lifted 3.7% Southern Cross Electrical Engineering sold for $53.5 million, up 9.6%. BHP gained 1.8%, Woodside rose 1.7% and QBE lifted 1.9%. Paladin Energy dropped another 5.7% to $4.82 and is now down more than 26% over the last week Tower fell by 10.4% after Bain Capital sold more than 68 million shares it held in the insurer. Sigma healthcare was more than 1% lower, with James Hardie also falling back by 3.9%. CURRENCY UPDATE: AUD/USD: 62.46 US cents AUD/GBP: 48.4 pence AUD/EUR: 57 Euro cents AUD/JPY: 93 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

The fear of the unknown is causing markets to crash, and defensive assets like gold to rise. So what should investors do amidst all the action? MARKET WRAP: ASX200: down 1.74%, 7,843 GOLD: $3,155 US/oz BITCOIN: $135,052 AUD Domain Holdings fell 1.6% as the board said its close to recommending a takeover bid from US company CoStar. BHP was 3.8% lower, Fortescue fell 4%, Rio Tinto lost 4.8%, Pilbara Minerals tumbled 8.2%, and Mineral Resources dropped 5.2%. Goodman Group fell 2.9%, QBE was down 3.3% and Macquarie fell 3.4%. Wisetech Global managed to finish up 1.5% to $81.23 after it appointed two new non-executive directors, including its former chairman. Orora up 4.4% to $1.88 Bucking the trend were Commonwealth Bank, Transurban, and Reece. CURRENCY UPDATE: AUD/USD: 62.69 US cents AUD/GBP: 48.4 pence AUD/EUR: 58 Euro cents AUD/JPY: 93 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

The ASX 200 rose 6 points to 7937 (0.1%) in quiet trade ahead of the Budget. Banks were firm with the Big Bank Basket at $242.34 (+1.5%). Tariff proof fenced perhaps. CBA up 1.4% and insurers better too, QBE up 0.3%. REITs were a little mixed, GMG down 0.6% and SCG rising 0.6%. RPL was smashed 14.8% on news from OPT that it had missed Phase III end point. RPL owns 32% of the biotech. In the industrials, WOW and COL both giving back some of the optimism from Friday's ACCC report. Tech stocks also under pressure, WTC down 2.9% and 360 falling 4.4%. The All-Tech Index down 0.5%. Retail weaker, PMV down 2.9% with NCK off 2.0% and MYR down 2.1%. WES rose as did JBH.Resources were a mixed bag of lollies. BHP fell 0.6% with FMG up 3.2% on some broker upgrades. Gold miners were mixed, VAU down 3.2% with NST off 1.3% and BGL dropping 12.8% on change in substantial holding. MIN bounced 6.9% as the haul road reopened. Oil and gas flat, coal eased, NHC down 4.4% and WHC off with uranium sellers back. BOE down 3.5% and DYL falling 1.8%. In corporate news, JHX announced a huge US merger and dropped 14.5% on the news. HLI fell 25.6% as CBA said it may not renew its contract. SM1 curdled 12.0% on unimpressive results.Nothing on the economic front. Asian markets flat. 10-year yields back up to 4.42%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wisetech Global has given a slap on the wrist to Richard White over his conduct. Is the founder now invincible? MARKET WRAP: ASX200: down 0.41% to 7,828 GOLD: $3,047 US/oz BITCOIN: $131,457 AUD A board review into the conduct of Wisetech Global founder Richard White saw shares fall yet again, down 2.3% to $82.81. A hit to the sales of Myer saw first-half profits down more than 18% to $42.4 million. Shares finished 1.3% lower. Mineral Resources slipped just under 4% after a road train crash halted its iron ore haulage. Coal miner New Hope had another good day off the back of its first half results, gaining another 4.2% to $4.20. FDA approval for an Imugene product helped its shares to rocket 14.3%. The insurers gained ground with QBE up 4.1%, Suncorp 1.7% higher, and IAG rising 1.5%. CURRENCY UPDATE: AUD/USD: 63.44 US cents AUD/GBP: 48.9 pence AUD/EUR: 58 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

A solid end to the week with the ASX 200 up 41 points to 7790 (0.5%). For the week the ASX 200 is down 2%. Resources leading the charge higher and Asian markets soaring. Banks flat with the Big Bank Basket down to $233.56 (-0.7%). Insurers gained a little QBE up 1.2% and financials generally better, GQG up 1.4% with MQG rallying 0.8%. REITs were better generally, SCG up 0.9% and GPT up 1.4%. Industrials also saw bargain hunting, WES up 0.8% with BXB up 0.8% and utilities bouncing, ORG up 1.9% and TWE up 1.9% on wine tariffs. Healthcare also back in demand, SIG rising 2.9%. Tech slightly better, TNE up 2.1%.Resources were the stars today, iron ore miners finding some love with BHP up 1.1% and FMG up 2.7%. Gold miners celebrated record gold prices, NST up 2.8%, NEM up 5.7% and EVN up 4.6%.  Lithium stocks also saw gains with PLS up 4.3% and MIN gaining 0.9%. MLX soared 22.2% as tin prices erupted as a mine in Africa closed. Even uranium stocks managed a small bounce, PDN up 2.2% and BOE up 4.5%. In corporate news, MYR announced some C-Suite changes. CYL up 5.2% after initiating production at Plutonic.Nothing on the economic front. Asian market bouncing hard. Japan up 0.9%, HK up 2.5% and China up 1.8%. 10-year yields steady at 4.42%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

BHP has made yet another move to expand into copper, in what could be a hedge against iron ore price fluctuations. MARKET WRAP: ASX200: up 0.18%, 7,962 GOLD: $2,920 US/oz BITCOIN: $130,189 AUD Woodside gained 1.9%, Yancoal was up 2.5% and Whitehaven rose 3.5%. BHP looks headed to Africa to search for copper, signing a deal with an explorer & development company and gaining half a percent. Gains of more than 1% for Computureshare, QBE and Resmed. A mixed day for the banks saw Commbank, NAB and Westpac all finishing lower. Johns Lyng group will be removed from the ASX 200 index, sending its shares down another 12.5% to $2.45. And Star Entertainment is still not trading, but is considering a rescue offer from a US-based casino Group. CURRENCY UPDATE: AUD/USD: 63.17 US cents AUD/GBP: 48.9 pence AUD/EUR: 58 Euro cents AUD/JPY: 93 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

The ASX 200 continued to struggle down 46 points at 8095 (0.6%) as stocks going ex -dividend weighed. Banks eased yet again with CBA off 1.8% and WBC down 0.9% as the Big Bank Basket fell to $248.82 (-1.1%). MQG off another 0.4% as one broker downgraded. Insurers also in the eye of the cyclone, SUN down 1.0% and QBE dropping 1.3%. REITs eased back, GMG down 0.2% and SCG off 0.9%. Industrials also lost ground, WES fell 1.6% with WOW and COL slipping, QAN down 2.0% from heady highs and TLS slid 1.0%. REA was a positive today up 4.3%. Tech mixed again, WTC up 4.7%. In resources, RIO Ex dividend knocked 2.2% off, BHP down 0.8% after it went Ex, gold miners better, NEM up 1.4% and EVN up 2.7% on copper exposure too. SFR ran 4.8% on its copper exposure, MIN bounced 2.6% and WAF jumped 11.9% on production upgrades. Oil and gas stocks on the nose as crude hits 3-year lows, WDS down 4.7% (XD) and STO off 1.9%. Uranium stocks feeling slightly perkier, BOE up 1.3% and PDN up 1.1% on some broker upgrades. On the corporate front, AMC dropped1.6 % on plans to reorganise it business. AUD has had its best week since 2023. LTM now delisted. SGR looks to HK for a bail out as Brisbane casino set to be sold. On the economic front, Building approvals rose 6.3%. Asian markets remain firm, Alibaba helping Japan up 0.9%, HK up 2.6% and China up 1.3%. 10-year yields back up to 4.48%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Andrew joined QBE as Group Chief Executive Officer in September 2021. With a strong focus on bringing the enterprise together, Andrew has driven performance consistency and progress towards QBE's vision to become the most consistent and innovative risk partner. He was previously the CEO, and before that the Finance Director, of Beazley Group, a specialist international insurer based in the United Kingdom. Prior to this, he held various senior finance roles in ING, NatWest and Lloyds Bank. Andrew's career in insurance and banking spans more than 30 years and he has extensive experience across international markets. Highlights from the Show Sustainable Profitable Growth Andrew emphasizes the importance of sustainable growth in the insurance industry, highlighting the need for a balanced approach to risk and pricing models. He discusses the pitfalls of rapid growth without considering long-term consequences, stressing that growth should be managed sensibly. Innovation and Client Focus The conversation touches on the necessity for the insurance industry to listen to clients and innovate based on their needs. Andrew mentions QBE's commitment to integrating innovation within the company, ensuring that all teams are aligned with customer needs. Mitigation Strategies Andrew discusses the need for the insurance industry to adapt to new normals, particularly in the context of natural disasters【4:2†source】. He advocates for building back better after catastrophic events, rather than simply restoring properties to their previous state. Market Viability and Affordability The episode explores the challenges of maintaining market viability amidst rising costs and the need for affordable insurance. Andrew reflects on the balance between providing coverage and ensuring that it remains accessible to clients. Diversification and Growth Opportunities Andrew discusses the importance of diversification in insurance offerings, particularly in niche markets. He highlights QBE's strategy of exploring smaller, specialized markets that can contribute to overall growth. Overall Takeaways Balance is Key: Sustainable growth in insurance requires a careful balance of risk management and innovation. Client-Centric Approach: Listening to clients and adapting to their needs is crucial for long-term success in the insurance industry. Proactive Mitigation: The industry must focus on proactive strategies to mitigate risks associated with natural disasters and changing environments. Affordability Matters: Ensuring that insurance remains affordable is essential for maintaining market viability. Embrace Diversification: Exploring niche markets and diversifying offerings can lead to meaningful growth opportunities. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

With Donald Trump’s new tariff program hitting China hard, will Australia’s iron ore miners suffer in the process? MARKET WRAP: ASX200: down 0.58% to 8,198 GOLD: $2,903 US/oz BITCOIN: $134,474 AUD An oil price resulted in a 3.2% fall across Energy stocks, with Woodside falling over 3%, Santos was down 4.7%, and Ampol shed almost 2%. The threat of Cyclone Alfred saw insurers Suncorp and QBE both down 2%, while IAG was off by 1.7%. Origin dropped 4.2% and Nick Scali fell 3.9% as both traded ex-dividend. Qantas made it over $10 for the first time, rising 2.1% to $10.20. Health Care’s good day was led by CSL rising 1% and Resmed lifting 0.9%. Gains of more than 1% for Transurban, Evolution Mining, and Mirvac. CURRENCY UPDATE: AUD/USD: 62.06 US cents AUD/GBP: 48.9 pence AUD/EUR: 59 Euro cents AUD/JPY: 92 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

The ASX 200 fell another 48 points today to 8198(0.6%). Trump's tariff chaos continues with Mexico and Canadian levies due to take effect in days. Canada has already fired back, losses were tempered as banks found a footing. CBA rose 0.4% with WBC up 0.2% and the Big Bank Basket at $254.30 (). Financials were weaker, MQG down 1.2% and insurers down heavily as Alfred comes to QLD. QBE down 2.0% and SUN down 2.0%. REITs were weaker, GMG off another 0.9% with DXS bucking the trend up 1.6%. Healthcare weaker though CSL up 1.0% in defensive buying. Industrials fell across the board. Some love found for rate sensitive stocks, QAN rose 2.1% on oil price falls. Retail pushed lower, LOV down 3.5% and TPW off 5.3% with WEB falling 4.4% and GYG dropping another 4.4%. Tech dropped with the index down 0.8% Resources could have been worse. Iron ore stocks found some buying, BHP down 0.3% with RIO similar, FMG fell 3.4% with PLS down 3.8% and MIN off 10.2%. Gold miners firm but unspectacular, NEM down 0.9% and EVN up 1.6%. Energy stocks suffering big falls, WDS off 3.1% and STO down 4.7% with uranium stocks still toxic. In corporate news, IFL fell 5.6% as it declined to make an early debt repayment, HCW dropped 7.8% as Healthscope failed to pay some rental invoices. In economic news, RBA minutes showed RBA in no hurry to cut rates and retail sales rose by 0.3% in January. Steady as she goes. Asian markets weaker but 10-year yields continuing to fall to 4.27%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

The ASX 200 fell another 27 points to 8296 (-0.3%) after an early rise, hitting a one- month low. Banks once again led us down, CBA dropping 2.6% and ANZ off 1.4% with the Big Bank Basket at $246.63 (-1.8%). MQG dropped 1.5% and ASX down 3.3% with QBE doing well on results and rose 3.0%. GMG put on another 1.0% and REITs were slightly mixed. Industrials suffered, WES down 1.9% and ALL continuing to slide down 1.2%. Retail still struggling, JBH off 0.4% and LOV down 2.8%. GYG dropped 14.3% on slower US growth. Apparently, they already have Mexican food there. LNW down 2,6% and JIN fell 8.8% on lack of big payouts. Tech fell, XRO down 1.3% with the All-Tech Index off 1.7%. Resources were generally better, iron ore miners rose on Chinese steel demand, BHP up 2.8% and RIO up 2.8%. PLS gave back some gains, MIN copped a rare upgrade from Barrenjoey, up 5.0% and gold miners were mixed. NEM rose then fell 2.4%, GMD bounced back 4.1% and SPR up 2.8%. DYL bounced back 5.1% with the sector becalmed. WDS and STO flat. YAL delivered good results and rose 3.0%. Om corporate news, The Americans are coming. CoStar bid for DHG and Cosette bid for MYX. SPK fell 19.2% on a guidance downgrade. AX1 rose 1.4% despite slashing dividends. TLX delivered yet again and EOL soared 29.7% on great numbers. In economic news, Japan's inflation rate climbed to 4% up from 3.6% in December. Asian markets pushed higher again on Alibaba results, HK up 2.9%, China up 1.2%. 10-year yields steady at 4.51% Michelle Bullock's comments in focus.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX closes down US co targets Domain Bunnings boom QBE boosts profit Chinese warship strife Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - the top five things you need to know today, in just five minutes. ASX closes down US co targets Domain Bunnings boom QBE boosts profit Chinese warship strife Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

The ASX 200 continues to march ever higher gaining 104 points to 8521 with a cooee of the record close. Banks led, everything else follows. CBA is up %, and ANZ is playing some catch-up football is up %, with the Big Bank Basket up to a new record of $267.97 (2.5%). MQG bounced 0.9% but still some question marks given the banks green and clean push in recent years. Insurers gained, QBE up 0.7% and SUN up 1.6%. GQG continue to push higher up 3.6% and MFG up 2.0% on FUM news. REITs pushed up, GMG up 1.5% and VCX up 0.9% as yields fell. 10-year yields falling to 4.30%. Healthcare mixed, CSL bounced 0.9% with RMD still finding it tough going. Industrials firmed, WES up 3.2% on a broker upgrade with Bunnings the driver. ALL up 1.6% with BXB up 2.1% and REA gaining 1.2% despite the CEO announcing his retirement. NWS results cheered, up 5.8%. Retail mildly positive, MYR fell 5.6% as the in-specie distribution came to pass. In resources, iron ore majors were slightly firmer, gold miners striong as bullion hit new records, NEM up 2.1% ahead of results. WGX bouncing 3.7% with SPR doing well up 4.3%. Some firmness in the lithium market, but energy stocks under a little pressure. STO down 0.6%. Uranium stocks weaker along with coal. In corporate news, NWS released good results, PEXA disappointed with an update, BPT fell 5.0% on a tightening of guidance. In economic news, the seasonally adjusted balance on goods decreased $1,707bn in December. Asian markets better. 10-year yield down to 4.32%.Why not sign up for a free trial? Get access to expert market insights and manage your investments with confidence. Ready to invest in yourself? Join the Marcus Today community.

When buying property, having a cash deposit ready isn’t always straightforward. Maybe you’ve found the perfect home, but your funds are tied up, or you’re waiting on financial support from family. This is where deposit bonds can make all the difference, and they’re not as complicated as they might seem. In this episode, Bella Minns from Deposit Assure joins us to explain what deposit bonds are and how they work. Think of it as a guarantee that lets you secure your property now, even if the cash deposit isn’t immediately available. Bella takes us through real-life scenarios where deposit bonds come in handy, from first home buyers to those dealing with longer settlement periods or off-the-plan purchases. We also explore the costs involved, common misconceptions, and how deposit bonds have become a practical and accepted tool in today’s market. Bella shares insights on why this approach could work for you, especially if you’re managing the timing of your finances. If you’ve ever been curious about deposit bonds or are looking for alternatives to a traditional cash deposit, this episode offers a straightforward guide to help you understand how they can work in your favour. Tune in to learn more! Episode Highlights: 00:00 - Introduction 02:14 - Who is Bella Minns? 02:44 - What is a deposit bond? 04:14 - How deposit bonds work 05:44 - Are deposit bonds suitable for everyone, or just specific buyer types? 06:51 - How much do deposit bonds cost and how are they paid for? 09:54 - How do developers respond to long-term deposit bonds, and is pushback common? 12:33 - What changes have taken place in the perception of deposit bonds over two decades? 14:19 - How do buyers secure a deposit bond, and what happens if QBE has to pay? 15:30 - Steps buyers must complete before they can receive a deposit bond 16:53 - Is there a maximum amount for coverage? 19:23 - Key benefits of using the deposit bond 19:54 - Does the one-day turnaround for a deposit bond include both application and approval? 21:10 - If you miss out on a property, can you reuse the deposit bond for another purchase? 23:03 - Potential drawbacks of using a deposit bond that buyers should be aware of 27:21 - Do buyers need to discuss deposit bonds with their broker first? 28:56 - Bella’s advice for first home buyers considering using deposit bonds 29:38 - What’s a key topic you’d like to be answered as a first home buyer? About Our Guest: Bella Minns is a recognized Business Development Manager at Deposit Assure, known for her expertise in deposit bonds and strategic property solutions. She has been acknowledged as one of the top Business Development Managers in NSW/ACT and frequently shares her knowledge through webinars and industry discussions. Bella plays a vital role in promoting innovative products like the FLEXI Deposit Bond, helping brokers, buyers, and developers navigate complex purchase scenarios with ease and confidence. Connect with Bella Minns: Website https://www.depositassure.com.au/ LinkedIn https://au.linkedin.com/in/bella-minns-9b64881aa Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.

The ASX 200 finishes down 5 at 8374 (0.1%) as nerves and some investor apathy kicked in. China imposing a 15% tariff on US Coal and LNG hurting sentiment late. After a strong start banks faded with the Big Bank Basket closed modestly lower at $260.06(-0.25%). CBA down 0.3% with WBC down 0.2%. MQG kicked 0.4% higher and other financials improved, GQG up 2.4% and XYZ bouncing 1.0% on Bitcoin and tech sentiment. Insurers mixed, QBE down 0.2% and SUN down. REITs slid a little, GMG down 1.2% and SGP off 1.6% with 10-year yields higher at 4.41%. Industrials drifted lower, BXB off 1.6% with ALL down 1.3% and WOW and COL easing. Tech better with WTC up 3.6% and the All-Tech Index up 1.3%. Resources were generally firm, iron ore stocks gained, RIO bouncing 1.6% on Canadian news. Gold miners were in demand, NEM up 0.9% with GMD rallying 2.5% and EVN up 1.6%. LYC slipped back 3.8% and lithium stocks bounced slightly, PLS up 2.7% and MIN up 2.4%. Oil and gas stocks drifted down, uranium stocks mixed, PDN up 1.3%. In corporate news, SEK pulled out of XF1 bid after vote failed to get up, PDI rallied 13.2% on a strategic placement and PME up again on a $53m order. On the economic front, consumer confidence came in better than expected at a near 3-year high. Why not sign up for a free trial? Get access to expert market insights and manage your investments with confidence. Ready to invest in yourself? Join the Marcus Today community.

Zip were the talk of the ASX last year, gaining over 400%, but its quarterly update sent the financial services crashing today. MARKET WRAP: ASX200: up 0.55%, 8,493 GOLD: $2,780 US/oz BITCOIN: $168,667 AUD Karoon Energy shares jumped by 7.7% to $1.53 after the company announced an extra 75 million US dollar share buyback. Consumer gains were led by Aristocrat Leisure, up 3.7%, Harvey Norman 0.4% higher and JB Hi-Fi gaining 0.6% QBE, NAB and Brambles all gained more than 1%. Mineral Resources fell 0.9% to $35.93 after its quarterly update showed the company net debt had risen to $5.1 billion. Zip shares finished down more than 25% to $2.44 despite an increase in earnings in its quarterly update. Falls for Telstra, Transurban and Xero. CURRENCY UPDATE: AUD/USD: 62.17 US cents AUD/GBP: 50.0 pence AUD/EUR: 69 Euro cents AUD/JPY: 96 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

We all find the cost of insurance too high, but have you ever thought to actually fight against big hikes to your premium? A growing number of Australians are trying just that, with limited success. Today, national consumer affairs reporter, Michael Atkin, on why insurance costs continue to surge and how Australians are trying to force the insurance giants to justify the hikes.  Michael Atkin explains that insurance premiums have jumped 11% in the past year, following even higher increases in previous years. He shares stories from frustrated home owners like Mark Stacey and Warren Vant, who have seen their premiums skyrocket. The industry justifies these hikes, citing increased severe weather and inflation. Michael Atkin says while some consumers have had success challenging their insurers through the Australian Financial Complaints Authority, many others have not been as fortunate.Featured: Michael Atkin, national consumer affairs reporterKey Topics:Insurance premium hikesAustralian Financial Complaints Authority (AFCA)Natural disasters and insuranceInflation and building costs

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Here it is, the moment we've been counting down to! As we wrap up our Top 5 Most Downloaded Episodes of 2024, we're thrilled to re-release the No. 1 episode of the year.In this standout conversation, host Juan de Castro sits down with Andrew Horton, Group CEO of QBE Insurance, a global leader operating in 26 countries and ranked among the world's top 20 insurance and reinsurance companies. Andrew's insights captivated audiences, making this the most downloaded episode of the year.During their discussion, Juan and Andrew explore how QBE maintains consistency in a market defined by rapid change, the pivotal role of innovation and culture in driving the industry forward, and why AI has become a personal priority for Andrew as a game-changing technology.Topics Discussed:How QBE balances stability with adaptability in a dynamic industry.The critical link between company culture, innovation, and long-term success.Andrew's perspective on how AI is reshaping the future of insurance.Join us as we celebrate this incredible episode and reflect on the remarkable conversations that defined 2024. Thank you for being part of Making Risk Flow; here's to more impactful episodes in the year ahead!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Captive insurance used to live in a secret place under mysterious conditions but that's changing. As regions such as Cayman offer unique expertise and financial opportunities, a solution to many of hte P&C industry's challenges could be on the horizon.In this episode:The role CIMA (Cayman Islands Monetary Authority) provides for consumer and insurance protectionWhy Cayman is a safe place of international banks to do business and support captive insurance programLearn how captive programs are far more accessible to smaller premiums than ever beforeHow captive insurance managers help build programs, the protections, compliance and actuarial viabilityWhat auditing and the extensive on-island accounting resources do to help with compliance and sustainabilityCaptive insurance is not new but it's becoming far more accessible to many insured who did not have the same capital pool and premium size as national or multinational companies and high hazard industries. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Global markets tanked following the US rate cut decision, but can things be salvaged into 2025? ASX200: down 1.70%, 8,168 GOLD: $2,626 US/oz BITCOIN: $162,865 AUD Tech stock falls were led by data centre operator Megaport, which dropped more than 10%, with Life360 down 3.8% and Xero dropping 2.6% Financials were lower - Commbank down 2.3%, Westpac sinking 2.4% and NAB falling 2.1%. Zip’s up-and-down run saw it losing 9% to $2.84. BHP, CSL, Wesfarmers, Fortescue, and Goodman Group were large cap stocks all down by more than 1%. Transurban managed to rise by 0.1% despite being made to pay $40 million to the operator of Melbourne toll road EastLink over ‘unjust fees’. And others escaping the carnage included QBE, Brambles, Coles and APA Group. See omnystudio.com/listener for privacy information.

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Caroline Bell, Head of Wordings at QBE. In this episode they discuss all things policy wordings. In this episode we cover:The drafting of insurance policies.The importance of avoiding ambiguity.The structure of traditional insurance policies.The differences with parametric insurance policies. Potential skill shortages in the wordings market.The extent to which AI can help with policy drafting. We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

The Australian market gained after a strong night on Wall Street, but how will our miners react to a Donald Trump presidency? MARKET WRAP: ASX200: up 0.83%, 8,199 GOLD: $2,721 US/oz BITCOIN: $113,526 AUD AI software company Brainchip Holdings rode the wave of that tech jump to close up almost 15% on the day to 27 cents a share. Wisetech Global up 1%, Xero up 2.3% and Technology One gaining 3.1%. BHP down 0.1%, Fortescue dropping 1.1% and Rio Tinto marginally down. All the major banks were up, with NAB the strongest, gaining 1.6%. QBE up 3.6%, IAG up 3.1% and Suncorp rising 3.3%. Domain Holdings fell 5.6% to $2.87 after its AGM confirmed a weaker year ahead. Goodman Group will expand its data centres, but investors were cautious as the company dropped 0.2% to $36.22. Woodside, Santos and Vicinity Centres were all down by more than 1%. CURRENCY UPDATE: AUD/USD: 65.47 US cents AUD/GBP: 50.85 pence AUD/EUR: 60 Euro cents AUD/JPY: 100 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

Bobbie is Chief Insurance Officer at Coterie - prior to this role, she was Coterie's first VP of Distribution, and Chief Growth Officer.  At Coterie, Bobbie oversees underwriting, capacity, distribution, marketing and agency experience.  Prior to Coterie, Bobbie was the VP of Strategic Distribution at Grange Insurance, cultivating successful strategic partnerships with established, new and emerging distribution partners – with a strong focus on strategy and innovation.  Bobbie started her insurance career as a Commercial Lines underwriter and manager at Society Insurance, and held leadership positions at QBE, SECURA, and Grange Insurance. Bobbie holds a BBA in Marketing & Human Resources from the University of Wisconsin Oshkosh. Highlights from the Show Coterie is a Small Business-focused MGA offering core P&C products via agents, founded by David McFarland, who was on the show earlier in their journey to share their story Bobbie Collies joined to lead up distribution, and her responsibilities expanded into her current position as Chief Insurance Officer She gave an update of Coterie's business, including: Evolved distribution efforts that are more focused, scalable and effective, with them now having onboarded 40,000 agents Success in deploying APIs throughout the process, with 50% of transactions happening over API today (and growing) The continued use of AI and ML in their business, which has always been very data and analytics-focused, but they look at new and better ways to evaluate risk and operate the business Growth in average premium from $800 to $1800 over the past couple of years ITC is a great chance for Coterie to meet with a lot of their agent partners to talk about planning for the year ago and to keep a pulse on new technologies and innovations that could move the market and support their business going forward. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

ฟ้องบริษัทประกันภัยยักษ์ใหญ่ QBE ประเด็นให้ข้อมูลเท็จแก่ลูกค้า บริษัทพลังงานยันทำตามแผน net-zero แต่ไม่รับประกันค่าไฟฟ้าจะลดลง งานวิจัยชี้ลดภาวะอ้วนในวัยเด็กประหยัดรักษาพยาบาลหลายพันล้านดอลลาร์/ปี

QBE will face the music from ASIC, with investors curious about whether or not the heat will come for other insurers as well. MARKET WRAP: ASX200: up 0.13%, 8,216 GOLD: $2,766 US/oz BITCOIN: $100,339 AUD Tech stocks fell again – the worst performing sector over the last week & month..  Another sell-off for Wisetech Global shares pushed the company back down 1.4% to $106.07. Woolworths finished up 1.6% to $33.05 and Coles was 1.4% higher to $18.16 after their stance against the ACCC. Qantas shares have completed a remarkable turnaround since the end of the Joyce era, closing at a record high today, up another 3.4% to $7.82. And the gold miners had another good day, with Evolution up 1.9% and Perseus up 1.7%. Domain Holdings share price fell by 3.2% after CEO Jason Pellegrino said he would step down QBE was pushed back by 0.4% after ASIC alleged the insurer had misled customers over discounts. CURRENCY UPDATE: AUD/USD: 66.67 US cents AUD/GBP: 51.4 pence AUD/EUR: 61 Euro cents AUD/JPY: 101 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

The IMF sounds a warning about the Australian fight with inflation; NAB to return to customer-based service; the supermarkets face the music on discounting; QBE under pressure from ASIC; super bosses warned on entertainment spending; ATO cracks down on fraudulent claims; exploring how to best deal with foreign exchange; and Carl Capolingua joins us for the Market Wrap.   Host: Deborah Knight Executive Producer: Tom Storey Technical Producer: Liam Achurch Publisher: Nine RadioSee omnystudio.com/listener for privacy information.

The US rate cut decision sent Wall Street down, but Australia's market still continues to hit new records. MARKET WRAP: ASX200: up 0.61%, 8,191 AUD: 68.24 US cents GOLD: $2,607 US/oz BITCOIN: $90,898 AUD The miners were doing most of the heavy lifting up 2.3%, with BHP rising 2.6%, and Rio Tinto lifting 3.5% James Hardie was up 5.4% to $56.41 Sims shares up 12% to $12.40 after it released first quarter guidance. And the major banks rose – ANZ the standout, up 1.1%. ALS flagged a hit to its profit with shares down 8.6% to $13.67 Industrial stocks were down by 1.3%, with Transurban, down 1.9%, and Computershare falling 3.5%. While also shedding more than 1% was QBE, Resmed and Treasury Wines. CURRENCY UPDATE: AUD/USD: 68.23 US cents AUD/GBP: 51.5 pence AUD/EUR: 61 Euro cents AUD/JPY: 97 Japanese yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

Can cutting-edge technology revolutionize the insurance industry? In this compelling episode we explore transformative innovations with special guest Luke Aslesen as he introduces his visionary platform, INFRMD, which demystifies employee benefits through short, engaging videos. We also explore Ascend's groundbreaking approach to premium financing and billing processes, addressing credit risk and streamlining premium collections in ways you won't believe. Amidst the tech talk, we share some light-hearted moments about team camaraderie and the joy of shared experiences, underscoring the power of teamwork in our professional lives. Luke takes us behind the scenes of creating a professional video library aimed at educating employees about insurance. What began as a simple idea from a prospect meeting three years ago has grown into an expansive library of 125 high-quality videos. The result? A Netflix-style platform that has resonated deeply with clients. Luke reflects on the lessons learned, the importance of persistence, and the iterative nature of content creation—all while maintaining a sense of humor about the bumps along the way. As we shift our focus, we delve into the broader challenges and future opportunities in healthcare and insurance education. From the inefficiencies in the U.S. healthcare system to the soaring costs of medical insurance, we emphasize the importance of preventive care and better benefits education. The potential impact of AI in healthcare insurance is also dissected, offering a hopeful vision where technology supports rather than replaces human professionals. To round out the episode, we tackle pressing issues like social media regulation and battery safety, all while providing a lively preview of an upcoming debate with Biden, humorously cheeky yet packed with thoughtful insights. This episode is brimming with valuable information, humor, and a shared commitment to driving innovation. Don't miss out! Timestamps 0:00 Ascend AD 2:13 Introducing Luke Aslesen 4:10 Today's drink: Woodford Reserve Bourbon 5:52 How Luke got into the insurance business and started INFRMD 12:43 What has Luke learned so far and what he would do differently 13:59 Attracting new business while educating on insurance benefits 18:02 Main issues in the health benefits education 26:19 How to stay informed about the health insurance space 27:20 What changes in society and lifestyle should a health insurance education seek 38:06 Discussing the future of AI in healthcare 44:07 Lithium battery fires in South Korea 46:01 QBE's premium rise 48:38 New York moves to limit addictive social media feeds for kids 52:19 True or False Quiz 54:21 Recall of the week: MyCharge portable chargers Connect with RiskCellar: Website: https://www.riskcellar.com/ Connect with Luke Aslesen LinkedIn: https://www.linkedin.com/in/lukeaslesen/ Website: https://www.getinfrmd.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Today's episode is a masterclass with two leaders in the North American professional liability market. Often on this show we talk about the big picture in very broad brushstrokes, but today is refreshing because we are getting into specific and specialist detail about some of the most broad-reaching and dynamic classes of business anywhere in the world. Danielle Librizzi, Head of Professional Liability, and Chris Cooper, Head of Media Liability, at QBE North America have a lifetime of market experience between them and this is a lively discussion. Casualty is under the spotlight the world over, but nowhere more so than in North America, so these two senior underwriters are right at the frontline in the battle to keep on top of new perils and trends in the world's fastest-moving and highest stakes market. Here I ask what Danielle makes of casualty rate adequacy and I ask Chris how the pandemic, the trend to digital platforms and the writers' strike have affected the media liability risk landscape. How is QBE's professional liability division responding to the call for the globalisation of QBE's offering and far great collaboration between departments? And how is QBE utilizing Artificial Intelligence on the ground in its own underwriting processes and, perhaps more importantly, how does Chris view it as an emerging media liability and potentially systemic general E&O peril? I got all the answers I was looking for and if you stay tuned so will you. Danielle and Chris are excellent company and this will be a very rewarding listen for anyone wanting to get a better perspective on the North American professional liability market LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com/

How do you get big, globally diversified insurance companies to innovate? It's something that we all know is way easier said than done. That's what today's podcast is really all about. Today I'm joined by two senior executives who are working together to implement change, improve efficiency and do new things at global insurer QBE. Global Head of Cyber Serene Davis has been tasked with creating a global offering for cyber at QBE, where up to now development has been patchy, with different strategies playing out in various markets across the world. And CEO of QBE Ventures James Orchard runs a small team whose job it is to assist senior executives like Serene in realising their vision through the partnerships and strategic investments that will build up the tech providers that will help them achieve their goals. It's a fascinating conversation and one that embodies QBE's relatively new CEO Andrew Horton's plan to imbue a culture of innovation across the group globally. Indeed Mr Horton may not be on the show himself in this Episode, but his presence never seems to be far from the surface. It's clear from this lively chat that if you want to instil change and a culture of innovation you have to lead from the top and you have to resource it and be strong enough to accept that there will be many twists and turns on the road to eventual success. Listen for yourself – for anyone who is grappling with the challenge of keeping a large insurance business up to speed and relevant, without throwing out the parts of its culture that have already got it to where it is, this will be a valuable listen. NOTES I let the abbreviation KPI through. It stands for Key Performance Indicator. LINKS We thank our naming sponsor AdvantageGo: https://www.advantagego.com/