Podcasts about lothians

In this week's episode, Paul & Megan discuss the latest ESPC House Price Report which covers the property market activity from March to May 2025. You can read the full report here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

With just under a year to go until the Scottish Election, Paul & Megan are joined by political analyst, Andy Maciver to discuss what the next 12 months may hold in store for the political landscape. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In today's episode, Paul & Megan are joined by solicitor Jill Andrews to discuss the challenges and trends for foreign nationals looking to buy property in Scotland in 2025. Here's our jargon-busting guides to buying a property in Scotland:What is a Closing Date? What is a Home Report?How to read a Home Report?Appointing a solicitor in ScotlandWhat is LBTT? How to make an offer on a property in Scotland? Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week's episode is a special one - Paul & Megan are joined by four ESPC solicitor estate agent member firms to discuss the current property market. From the properties that are in high demand to the best places for first-time buyer as well as the current climate for landlords and the issue with conveyancing - they leave no stone unturned. If you enjoyed this episode, please leave us a comment below and remember to subscribe to our channel.  Skip to the part that's relevant to you:0:00-1:08 Introductions1:08-3:47 Have there been any surprises in the recent property market?3:47-5:28 One word to describe the property market right now5:28-8:20 What properties are in high demand?8:20-11:20 Sales volumes are high, but closing dates are getting rarer11:20-15:18 Managing sellers expectations 15:18-15:30 Are properties selling for over Home Report valuation?15:30-17:30 Hotspots for properties right now17:30-22:03 Biggest concerns for first-time buyers22:03-23:08 First-time buyer friendly areas in Edinburgh23:08-25:44 Are we seeing landlords return to the market?25:44-29:09 Best places to invest £250k in a property29:09-33:10 One change that's needed in the property market33:10-36:21 Predictions for the rest of 2025's property marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC Property Show, Paul and Megan are joined by returning guest Nicky Lloyd, Head of Lettings at ESPC Lettings. They cover some new ground in this discussion including advice for new landlords, why more and more homeowners are opting to rent their properties instead of sell and how much rent should be priced at.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the podcast, Paul & Megan are chatting through the latest updated from the local property market including the rapid speed that Dunfermline homes are selling at, as well as the outlook for house prices across the rest of the year, and a deep dive into the proposed Seafield regeneration plan. Resources mentioned:ESPC House Price ReportSeafield regeneration plan"Call for Edinburgh's south suburban rail line to reopen to passengers after 60 years"Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Is a 5% deposit still enough for first-time buyers to get on the ladder? How much do you need to earn to qualify for a million pound mortgage? Will the Bank of England base rate reduction affect your mortgage as a homeowner? All of these questions (and more!) are answered in this episode of the ESPC Property Show! In this episode, Paul & Megan are joined by returning guests - David Lauder & Paul Demarco, two of ESPC Mortgages Mortgage Advisors where they discuss high net worth property owners, advice for first-time buyers and the current mortgage market. You can watch all of our previous mortgage episodes below: Are interest rates dropping? - https://youtu.be/hrL1PxwNl5wDon't be afraid of mortgages - https://youtu.be/SyES9nMr1MoUnlocking the secrets of the 2023 mortgage market - https://youtu.be/XSdOy3LJ-zIGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

The ESPC Property Show is back for 2025! Can you believe we're on to our fifth season of the show?!And this new season comes with some slight changes. Episodes will now run fortnightly, and every month you'll get a deep dive on the local market with Paul & Megan. This week we discuss what's been going on in the local property market across Edinburgh, the Lothians, Fife & the Scottish Borders including:Is it getting easier for first-time buyers?Where are the local property hotspots?How to spot a good deal in the market?We also hear from our first of "Paul's Polls". If you'd like to participate in the next one, head to Paul's LinkedIn and give him a follow.Throughout the episode Paul & Megan use the latest ESPC House Price Report as a jumping off point. You can read the full report here.If you want to submit a question for a future episode, please leave us a comment or send it to us at marketing@espc.comSpeak to ESPC MortgagesSpeak to ESPC LettingsSpeak to an ESPC solicitor estate agentGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

We're back for a bonus episode! Paul breaks down what he expects to see in the property market across Edinburgh, the Lothians, Fife and the Scottish Borders in 2025. From what's going to happen to interest rates, house prices and selling times, plus much more!Skip to your favourite part:0:00-0:43 Intro0:43-3:42 The future of interest rates in 20253:42-5:30 An increase in property sales5:30-6:36 Paying a premium on properties6:36-8:15 Listings and stock on espc.com8:15-9:19 How VAT on private schools might do to the property market?9:19-11:00 Average selling prices11:00-12:05 How fast will properties sell in 2025?12:05-14:10 A recap on the 2024 lettings market14:10-18:04 How will ADS affect the lettings market in 2025?18:04-18:57 Potential for 2025 lettings market18:57-20:38 Energy efficient homes in 202520:38-21:53 LBTT is up for review21:53-23:15 The need for clarity on the Housing Bill23:15-24:00 An update on ESPC in 2024Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this moving episode of Polly Talks, Polly is joined by Rachel, a birth mother who has found crucial support through the Bluebird Flock groups, and Sarah, her dedicated support worker. Together, they share how the Bluebird Project has played a transformative role in Rachel's journey—offering a vital network for birth parents who have a child in foster, adoptive, or kinship care and another living at home with them. The Bluebird Project was founded with one clear mission: to create a safe, non-judgmental space where birth parents can connect, heal, and access support. Whether you're in Edinburgh, the Lothians, or anywhere across Scotland, Bluebird is here to help. With services ranging from virtual and telephone counselling to peer support groups, the project offers essential resources for those who may feel isolated, judged, or alone following the heart-wrenching experience of having a child removed from their care.Tune in as Polly, Rachel, and Sarah talk about the life-changing impact of the Bluebird Flock and the sense of community it provides.

In the season finale, Paul & Megan are joined by Jan from Hastings to discuss the local market in the Scottish Borders. They discuss how the market has changed since 2020, reasons to live south of Edinburgh and how English stamp duty changes may affect the market. Skip to the part that's relevant to you:Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the podcast, Paul & Megan chat to Andy Lewis (John Scott Davidson Ltd) explains what the current rules are around inheritance tax in the UK including when it is payable, who is liable to pay it and some tax efficient measures to take. Skip to the part most relevant to you: 0:00-1:44 Intro1:44-4:27 What is inheritance tax?  4:27-8:48 Who pays inheritance tax?8:48-11:00 Inheriting property11:00-12:40 Discussing inheritance with family12:40-13:52 If you are eligible to pay inheritance tax13:52-17:57 What changes did the 2024 UK budget make to inheritance tax?17:57-23:16 Inheritance tax on pensions23:16-29:26 Are gifted deposits eligible for inheritance tax?29:26-32:12 Reducing inheritance liability 32:12-36:20 Who actually pays for the inheritance tax?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Polly Talks to Naomi & Vickie from Scottish Adoption & Fostering: The Bluebird ProjectIn this powerful episode of Polly Talks..., Polly sits down with Vickie and Naomi from Scottish Adoption and Fostering to dive deep into the Bluebird Project—a vital support network for birth parents whose children are in foster, adoptive, or kinship care.The Bluebird Project was created with one core mission: to provide a safe, non-judgmental space for birth parents to connect, heal, and find support. Whether you're in Edinburgh, the Lothians, or elsewhere in Scotland, Bluebird is here to help. From virtual and telephone counselling to peer support groups, this project offers vital resources for those who often feel isolated, judged, and alone after the heartbreaking decision of having a child removed from their care.

In this week's episode, Megan & Paul chat to Elaine Kyle (Morgans) and Michael Maloco (Maloco Mowat Parker) about the local market in West Fife. They discuss the affordability of the area, their Fife hidden gems and what the 2025 property outlook is for the area. Skip to the bit most relevant to you:0:00-1:10 Intro1:40-4:41 Where are the key areas in Fife?4:41-6:30 How is the West Fife property market performing?6:30-9:24 Managing seller expectations9:24-11:14 Reasons to live in West Fife11:14-13:27 Hotspots with the most activity in West Fife13:27-19:09 Predictions for the 2025 market19:09-22:54 Where is in high demand?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan chat to Alistair Ewing (Managing Director at The Lending Channel) about bridging finance.What is bridging finance? It's a form of borrowing that allows property buyers to fund their purchase while they put their current home on the market. Skip to the part that's relevant to you:0:00-1:48 Intro1:48-2:45 What is a bridging loan?2:45-3:26 Why are they less common now?3:26-4:16 Are bridging loans expensive?4:16-5:06 What's the average term for a bridging loan?5:06-6:30 Interest rate and duration implications6:30-7:43 Risks involved in using bridging finance7:43-9:14 What happens to the loan if you sell before the end of the term?9:14-10:47 Using bridging finance to improve buying situation10:47-12:44 Scenarios when bridging finance could be used12:44-14:30 Why do lenders need an additional survey?14:30-16:40 How does the application process differ from a standard mortgage?16:40-20:15 Common concerns around bridging financeGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Amy Howard from Neilsons and Lisa Connolly from McDougall McQueen about the local market in Midlothian. They discuss the booming market in Bonnyrigg, why you should invest in Gorebridge and what the 2025 property outlook is for the area. Skip to the bit most relevant to you:0:00-1:32 Intro1:32-4:50 Where is Midlothian?4:50-6:57 Midlothian's property market 6:57-9:10 Property hotspots in Midlothian9:10-11:50 Second hand new build market11:50-14:25 Best areas in Midlothian for investment14:25-18:43 Predictions for 2025 Midlothian marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Jamie Sole from Blair Cadell about the current property sales market in Edinburgh.Jamie gives advice to local sellers on how to prepare for a valuation, tips for conducting property viewings as well as an outlook on the best time to sell. Skip to the bit most relevant to you:0:00-0:47 Intro0:47-5:47 The dos and don'ts of selling your property 5:47-8:35 Should you sell first or buy your next home first?8:35-11:00 Sell now or hold off until January?11:00-12:40 How to prepare for a property valuation12:40-14:26 Are buyers looking for a blank canvas?14:26- 17:10 Advice for conducting a property viewing with potential buyers17:10-18:06 Don't be afraid to reach out nowGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Graham White from Anderson Strathern about the local market in East Lothian. They discuss the lack of "for sale" property, what's in demand and how the market differs in East Lothian from Edinburgh. Skip to the bit most relevant to you:0:00-0:38 Intro0:38-1:45 Property market activity in East Lothian 1:45-2:31 Sub-markets across East Lothian2:31-3:22 Most in-demand East Lothian properties3:22-4:23 Prices being achieved in East Lothian4:23-5:11 Where are the most expensive homes in East Lothian?5:11-6:03 Property price increases in East Linton6:03-8:15 Are "London buyers" heading to East Lothian?8:15-9:08 Should you sell before you buy in East Lothian?9:08-9:52 Where are the East Lothian property hotspots?9:52-11:00 How have new builds affected the market?11:00-12:06 The outlook for the remainder of 202412:06-13:24 Can first-time buyers thrive in East Lothian?13:24-14:05 Small houses in East Lothian14:05-15:21 Reasons to move to East LothianGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

While the world remembers Dunkirk, the story of the Lothians and Border Yeomanry has faded into the shadows. These brave men from southern Scotland fought a desperate retreat across France, making their final stand at St. Valery, only to be left behind as the 'miracle' of Dunkirk unfolded miles away. Join us as we uncover their forgotten sacrifice, with insights from  Andrew Karsgaard, the author of a cracking new book who has brought this incredible story back to life. A tale of courage, comradeship, and a battle lost to history. Andrew's book can be purchased on Amazon via this link - https://amzn.to/3Yaoaeb  Sign up for my mailing list here - https://redcoathistory.com/newsletter/ 

In this week's episode, Megan & Paul chat through the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.They chat with David Marshall (Warners), Caitlin Keegan (Gillespie Macandrew) and Tracey French (ELP) about purchasing subject to sale, the increase of property chains and good news for first-time buyers. Skip to the bit most relevant to you:0:00-0:35 Intro0:35-1:00 Meet our guests1:00-3:07 What happened in Q3?3:07-3:56 How long does it take for a house sale to complete in Scotland right now?3:56-5:00 An increase in property chains?5:00-10:02 Should you sell your property before you buy your next?10:02-13:13 Good news for first-time buyers13:13-15:07 Marketing properties as "Offers Over"15:07-17:30 What's the highest percentage buyers have offered over Home Report value?17:30-19:33 What are the property hotspots in Edinburgh?19:33-23:36 Expectations for the remainder of the yearRead our full September House Price Report here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul and Megan are joined by Mark Griffin MSP to discuss Scotland's Housing Emergency as well as the recent Housing Bill, the proposed Heat in Buildings Bill and his thoughts on how government should help first-time buyers. Mark Griffin has been an MSP for Central Scotland (Region) since 2011. He is also currently Scottish Labour's Spokesperson for Housing and is part of several cross-party groups and sits on the committee for Local Government, Housing and Planning.If you would like to find out more about anything we have discussed, please check out the following links:About Mark GriffinHousing (Scotland) BillHeat in Buildings Bill ProposalHousing Emergency motion to amendCHAPTERS:0:00-1:16 Intro1:16-2:03 Meet Mark Griffin2:03-4:40 Scottish Labour's Motion to amend Housing Emergency4:40-8:59 How can we fix the planning system?9:00-13:24 What would Scottish Labour do for landlords?13:24-15:34 Minimum EPC ratings and Heat in Buildings Bill proposal15:34-19:38 How would Scottish Labour improve awareness of energy efficient heating systems?19:38-23:22 Potential ways to help Scottish first-time buyers Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of the ESPC Property Show, Paul & Megan are joined by their ESPC Mortgages colleagues, Paul Demarco and Lisa Bell to discuss the current mortgage market and what home movers can expect to see in their mortgage deals. CHAPTERS:0:00-0:30 Intro0:30-2:10 Working out how much money you can borrow2:10-3:14 Calculating affordability3:14-5:07 How do children and pregnancy affect your mortgage eligibility?5:07-6:21 How to find out what your credit score is6:21-7:57 How much money do you need to buy a home?7:57-9:16 Additional costs to mortgages9:16-11:07 Money saving advice11:07-11:34 When is the best time to speak to a mortgage advisorThe initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On today's episode, Paul & Megan are joined by Michelle Robinson from Snugg to talk all about how to make your home in Scotland more energy efficient. Throughout the episode we focus on things like the Scottish Government's Heat in Buildings Bill, what retrofitting is and learn how EPC ratings affect your carbon footprint. Snugg is an easy-to-use online platform that makes researching and improving your home's efficiency a straightforward process. Simply input your postcode into Snugg's online tool and learn about your property's EPC rating and what updates you can do to decrease your utility bills. CHAPTERS: 0:00-1:56 Intro1:56-3:48 What is an EPC rating?3:48-6:00 Why should you reduce carbon emissions from your home?6:00-8:15 What are low emission heating solutions?8:15-10:14 What are the advantages of changing to a lower energy heating solution?10:14-12:07 What does retrofitting mean?12:07-13:15 What funding is available?13:15-14:40 How can Snugg help?14:40-18:14 How retrofitting can affect house prices18:14-19:30 District heating in EdinburghGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of the ESPC Property Show, Paul & Megan are joined by Sally Nash & Aimee Orrock from Gilson Gray to discuss what happens during the divorce process in Scotland and how property can be divided when a couple separates.You can find out more about Gilson Gray here.CHAPTERS0:00-1:47 Intro1:47-4:03  What's the first thing to do with your property during a separation?4:03-5:20 Do reconciliations happen during separation discussions?5:20-7:13 Who gets what in a divorce in Scotland?7:13-8:21 Does going to court delay the process?8:21-15:08 Can you stop your spouse living in the marital home?15:08-16:26 Is it best to sell the marital home or transfer ownership to one party?16:26-23:51 How do you calculate the division of assets in the divorce?23:51-25:55 How long do divorce proceedings take in Scotland?25:55-31:23 Should a couple get a pre-nuptial agreement?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan are joined by returning guest Nicky Lloyd from ESPC Lettings to discuss the current rental market in Edinburgh. In the episode, they discuss what landlords biggest concerns are right now, the new rules around increasing a tenant's rent and the best postcodes for investment in Edinburgh. You can find out more about ESPC Lettings here.CHAPTERS: 0:00-1:01 Intro1:01-2:31 Current Edinburgh rental market2:31-6:15 How to appeal any rent increases in Scotland6:15-7:30 Biggest concerns for landlords right now7:30-8:23 How is "wear and tear" decided?8:23-9:48 Most in demand properties in Edinburgh9:48-11:02 How to choose the best tenants?11:02-11:54 Hidden homelessness in Edinburgh11:54-14:30 Best areas to invest in Edinburgh14:30-16:18 Taxes for landlords in Scotland16:18-17:16 Why is it great to buy-to-let in EdinburghGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC Property Show! After their summer break, Paul & Megan are back to talk all things property for another season. In this first episode back, they look back at Paul's predictions for the year and how many came true including whether or not buyers are getting a better bargain now, and then they chat through what they missed during the break - a new government in Westminister, the future of cladding and of course the performance of the local property market. And Paul wraps things up with a mini-prediction for the remainder of the year. You can watch Paul's predictions video back in full hereWatch our new first-time buyer podcast "First-timers Club" here Read the latest ESPC House Price Report here Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

 Join Paul and Megan for the season finale of the ESPC Property Show, recorded from the luxurious Old Course Hotel in St Andrews. They are joined by Lynsey Dammer and Douglas Kinnear from Thornton's estate agents to delve into the unique charm of the St Andrews property market.Discover why this historic town, known for its university and golf, remains a top choice for home buyers and investors. From property types in high demand to the impact of student housing regulations and the booming international market, this episode offers valuable insights for anyone considering a move to St Andrews. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC Property Show! In this episode, hosts Megan and Paul are joined by industry experts Matthew Gray, Amy Howard, and Derek Bryan to provide valuable insights for home buyers in Scotland. This comprehensive discussion covers the current property market trends, factors influencing property sales, and advice for navigating the purchasing process. They delve into market performance, the impact of seasonality, and offer predictions for the next six months. Whether you're a first-time buyer or looking to understand the Scottish property market better, this episode is packed with essential information. And don't miss part two, where we explore the political landscape affecting housing: https://youtu.be/ed-8jCfRo_sGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC Property Show! In this episode, Paul and Megan continue their insightful roundtable discussion with experts from three ESPC solicitor estate agent member firms.Delving into the political side of the housing market, they explore the impacts of rent caps, taxation, and offer potential solutions for first-time buyers in Scotland. Our guests discuss the unintended consequences of current policies, the challenges landlords face, and the broader implications for tenants and the housing market. Whether you're a first-time buyer or a seasoned investor, this episode is packed with valuable insights and practical advice.Watch part one here: https://youtu.be/oyAG2QSdQtIGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC Property Show, hosts Paul & Megan are joined by Kate Polson, the CEO at Rock Trust, a charity dedicated to preventing youth homelessness.They delve into the critical issues surrounding youth homelessness in Scotland, discussing the innovative programs Rock Trust offers to support young people in crisis. Kate shares insights into the challenges faced by these individuals and the multifaceted approach Rock Trust takes, including education, accommodation, and employment support. The conversation highlights success stories, the importance of community involvement, and ways listeners can contribute to making a difference. Listen to learn more about Rock Trust's impactful work and how you can help support vulnerable youth. If you would like to donate to Rock Trust, you can do so here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC show, we dive into the world of new build homes in Scotland. Join us as we chat with Hazel Davies from Cruden Homes and Kim Newbigging from Cala Homes Scotland. They share valuable insights into the new build purchasing process, discuss the benefits of buying a new build, and answer key questions prospective buyers might have. Whether you're a first-time buyer or looking to invest in a new property, this episode provides essential information to help you navigate the market. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Join Paul and Megan from ESPC as they sit down with Maurice Allen, Residential Property Managing Director at Lindsay's, for a comprehensive guide to first-time home buying in Scotland. Maurice shares invaluable insights and advice on everything from financing and solicitors to government schemes and property investments. 0:00-0:38 Intro0:38-3:36 First things to do as a first time buyer3:36-5:36 Additional costs in buying a home in Scotland5:36-7:51 What do solicitors do in Scotland?7:51-9:20 First-time buyer government schemes in Scotland9:20-11:20 Putting an offer on a property in Scotland?11:20-16:05 What is a Home Report in Scotland?16:05-20:08 Common first-time buyer pitfalls20:08-22:47 How long does the property sale process take in Scotland?22:47-25:28 How do first-time buyers know they are making a good investment?25:28-28:03 OutroMore first time buyer advice hereLBTT calculatorLIFT schemeFind a solicitorFind a mortgage advisorSearch for properties hereGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Join us for part two of our episode with Mike Heffron from Under One Roof, where we delve into the world of retrofitting tenement flats in Edinburgh. Learn about the challenges, solutions, and future directions in making these traditional buildings more energy efficient and sustainable. From insulation dilemmas to district heating solutions, we cover it all in this insightful conversation. Don't miss out on valuable tips and expert advice to prepare your tenement flat for the future!Read more about the Heat in Buildings Bill here: https://espc.com/news/post/homeowners-need-more-support-from-the-scottish-government-s-heat-in-buildings-billGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Join Paul and Megan as they explore the vibrant property market in North Berwick with local experts Sophie from Coulters and Daniel from Paris Steele. Discover why North Berwick is voted the best place to live in the UK, its family-friendly community, and the diverse range of properties available. From golden beaches to a charming high street, find out why North Berwick is a hotspot for buyers. Plus, get insider tips on navigating the market and must-visit spots in the area!Skip to the most relevant part ⬇️0:00-0:44 Introduction0:44-2:15 Meet Sophie & Daniel2:15-3:48 How is the North Berwick property market right now?3:48-5:10 What's selling fast?5:10-6:29 Transport links from North Berwick6:29-10:44 Advice for buying in North Berwick10:44-13:10 Why is North Berwick a great place to live?13:10-14:07 What is the community like in North Berwick?14:07-15:58 Where are the North Berwick hotspots?15:58-18:56 What is the market like on the outskirts of North Berwick18:56-21:22 ESPC data for North Berwick marketEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC property show, Andy Maciver, a seasoned political analyst, joins hosts Megan and Paul to dissect the intricacies of housing policy and its relationship with the evolving political landscape in Scotland. From the impact of ideological beliefs on property ownership to the imperative of addressing housing supply shortages, the conversation navigates through key issues shaping the housing sector. With insights drawn from Andy's extensive political experience, the episode offers valuable perspectives on the challenges and opportunities facing policymakers and stakeholders in the housing market.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode Paul & Megan are on the move! They catch the tram down to ESPC's most popular area for property sales - Leith in Edinburgh East.There they chat to local solicitor estate agents, Tzana from Watermans and Becky from Aberdein Considine all about life in Leith from what the local community is like to how it differs from the rest of Edinburgh. Find your next Leith home on ESPC: https://bit.ly/4cZl3N2Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan are chatting to Nicky & Martyn from our ESPC Lettings team to discuss the latest updates in the Edinburgh rental market including the end of the rent cap and advice to tenants looking to move. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.They chat with Ivan Ralph (CEO, Ralph Sayer) and Sofia Renshaw (Trainee Solicitor, Davidsons) about property hotspots for buyers, landlords leaving the market and whether or not now is a good time to buy. Read our full March House Price Report here: https://bit.ly/4axxCxvEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week on the podcast, Paul & Megan are joined by financial advisor, Andy Lewis from John Scott Davidson to discuss how to get your finances in order ahead of the tax year end in April including making the most of your ISA allowance and investing in your pension, as well as some advice for how to make the most of your savings in the lead up to making a house purchase. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week Paul & Megan are chatting to Hazel from Porty Community Energy about how we can harness the power of community to make environmental changes. In the episode, we discuss the quick fixes that individuals can make in their homes to reduce energy usage as well as the larger community projects that you can get involved with to make longer term solutions. Skip to the part most relevant to you:0:00-0:51 Introduction0:51-2:01 What is Porty Community Energy2:01-5:08 Top energy saving tips5:08-8:30 Making long term changes with your neighbours8:30-10:06 Community energy sources10:06-13:32 Improving buildings in Edinburgh with EdinBRIC13:32-15:37 Get involved with Porty Community EnergyFind out more about Porty Community Energy here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week Megan & Paul are joined by Head of Estate Agency at McDougall McQueen, Lisa Connolly to discuss property pricing strategies and how ESPC solicitor estate agents arrive at a valuation.Short on time? Skip to the most relevant part to you:0:00-0:47 Intro0:47-1:37 Meet Lisa1:37-5:04 How does a solicitor estate agent decide on a valuation?5:04-7:53 Current market and pricing strategies7:53-11:32 What to do if your property isn't selling?11:32-15:11 How to pick which agent to use?15:11-18:24 Price reductions18:24-22:18 Should you buy or sell first?Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of the podcast, we're talking about flats and the responsibility you have as the homeowner of a flat in a Scottish tenement building. Paul & Megan chat to Under One Roof's Chief Executive Mike Heffron about how to create a homeowner's association, how to manage communal space/roof repairs and how to enforce payment when some occupants won't pay up. It's an interesting look into the legislation and responsibilities affecting any homeowner who lives in a flatted property. If you'd like to find out more about Under One Roof and the work they do, you can head to their website: https://underoneroof.scot/Skip to the part relevant to you:0:00-0:42 Introduction0:42-5:17 About Under One Roof5:17-8:00 How to create a homeowner's association8:00-8:51 Homeowner assocation templates8:51-12:06 Using titles deeds in Scotland12:06-13:28 When a title deed is silent on an issue13:28-14:02 If you can't find a title deed14:02-17:28 How to operate a homeowner's association17:28-18:31 Scotland's Tenement Act18:31-20:09 Enforcing payment20:09-21:47 Edinburgh missing shares schemeEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to season 3 of the ESPC Property Show - a podcast for property enthusiasts and home hunters across Edinburgh, the Lothians, Fife and the Scottish Borders. In this episode, hosts Paul and Megan are joined by two ESPC Mortgages colleagues Paul Demarco and David Lauder to discuss and debunk the mortgage market including how much cash first-time buyers need to buy, what properties are more difficult to mortgage, why overpaying your mortgage is a good idea and the best mortgage term to pick.KEY TOPICS:0:00-0:58 Introduction0:58-1:35 Meet Paul & David1:35-3:15 How is the 2024 mortgage market?3:15-4:54 Bank of England rate predictions5:54-6:19 How much deposit do first-time buyers need?7:34-9:28  What properties are hard to get mortgages on?9:28-10:55 Cladding and mortgages10:55-13:28 Barriers to getting a mortgage13:28-14:27 Getting a mortgage with a new job14:27-15:14 Getting a mortgage with no credit score15:14-15:32 Self-employed mortgages15:32-16:06 Side hustles and mortgages16:06-16:45 How to improve your credit score16:45-18:11 What happens after an offer is accepted?18:11-20:59 Why overpay on your mortgage?20:59-21:46 Increased property value and loan to value21:46-24:14 What mortgage term is best?24:14-26:26 Advice for mortgage terms ending in next 6 months26:26-28:39 Things you may not know about getting a mortgage28:39-31:46 Other factors that make it hard to get a mortgage31:46-33:25 OutroThe initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Paul and Megan from the ESPC Property Show podcast are joined by Marie O'Neill, a relocation expert based in Dubai. Marie talks about the process of relocating to countries in the UAE, and the advantages of doing so. She explains that the economy is stable and the low taxation makes Dubai a desirable place to call home.We learn that property is also much more affordable than in other major cities, with three times the size for the same amount of money. The process of buying a property is relatively quick and stress-free, with cash buyers able to complete the process in one to two weeks and those looking for a mortgage able to do so in four to six weeks.Find out more about Marie's services here: https://www.eerme.com/Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul & Megan speak to Claire Duff from Doree Bonner International. The episode covers everything from the benefits of using a removal service to Doree Bonner's useful declutter service. You can find out more about Doree Bonner here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

We're bringing you a slightly different style of episode this week with our November House Price Report. In this episode, Megan is joined by Ashley McInulty, Head of Member Services at ESPC to discuss the latest stats from the ESPC database.The episode includes discussion on: - The average selling price - The median time to sell - The average % of Home Report valuation achieved - Number of listings on ESPC.comThe data used is from September-November 2023 compared with data from September-November 2022.Read the full report here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan is joined by returning guest, Nicky Lloyd from ESPC Lettings. They discuss the rental market in Edinburgh, including rental prices, supply and demand, and current legislation for landlords. Nicky also shares the best postcodes for investment in Edinburgh and the most popular property type in the current market.Watch the episode on YouTube: https://youtu.be/1FUOZOaEDqoFind out more about ESPC Lettings here: https://espc.com/services/lettingsLandlord advice: https://espc.com/services/lettings/landlord-adviceProperty management services: https://espc.com/services/lettings/property-management-servicesEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode, Megan and Paul are joined by Mhairi, a Home Design Stylist from John Lewis. Mhairi talks about her background in textile design and how she fell in love with interior design and architecture while growing up in Hong Kong. She explains that John Lewis offers a free interior design service for any room and any budget, from full house redesigns to bathroom styling and rentals to holiday lets.Mhairi explains that John Lewis can help people with quick fixes, such as adding cushions to a sofa, or with more complex projects, such as transforming a room with one roll of wallpaper. She also explains that they can work with clients over a number of months, and that the service is free, even if the client doesn't buy any products from John Lewis.Find out more about John Lewis's free interior design service here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC Property Show, Paul and Megan are joined by Ewan and Sam from Changeworks, a Scottish environmental charity that delivers solutions for low carbon living. Changeworks has over 35 years' experience in delivering high impact solutions for low-carbon living. They work collaboratively with partners, organisations and householders to drive transformation in energy efficiency and to tackle fuel poverty. They discuss retrofitting and making homes more energy efficient, including tips, ground source heat pumps, air source heat pumps, and their new home retrofitting service - EcoCosi. They also discuss the importance of looking at what else a property needs before starting retrofitting, and the importance of ventilation measures. Find out more about Changeworks hereLearn more about EcoCosi here Find out more about retrofit funding hereYou can watch the episode in full on our YouTube channel.Key topics: 0:00-1:20 Introduction1:21-4:40 What is Changeworks?4:41-9:39 What is retrofitting?9:40-16:58 What is EcoCosi?16:59-18:27 What type of property can be retrofitted?18:28-21:17  How much does an EcoCosi report cost and what is involved?21:18-23:44 Is there funding available for retrofitting?23:45-28:19 What is involved in changing your boiler to a heat pump?28:20-30:19 How to ground sourced heat pumps and air sourced heat pumps work?30:20-31:25 Short term tips for making your home more energy efficient31:26-33:09 Long term tips for making your home more energy efficient33:10-34:38 How should you use your heating system? 34:39-36:20 How much electricity can solar panels generate?36:21-42:40 What's the future of the technology?42:41-44:24 Wrap up from Megan & PaulEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul & Megan speak to Jennifer Kennedy from Homes for Scotland about the lack of suitable homes in Scotland.Jennifer explains what barriers are prohibiting new homes being built, why we are so behind in the development of new build homes and just how bad the housing problem in the UK is.You can find out more about Homes for Scotland and the work they do here. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode, Paul & Megan are joined by Amy Howard (Neilsons) and Caitlin Keegan (Gillespie Macandrew) to get the best advice for first-time buyers. Amy & Caitlin share invaluable insights and advice for first-time buyers in the Scottish property market. They discuss the crucial steps to take, including appointing a solicitor, finding a mortgage broker, and understanding affordability. They also dive into questions to ask during property viewings and the process following an accepted offer, emphasizing the importance of clear communication and early preparation. Discover the current opportunities for first-time buyers in Scotland and gain a deeper understanding of the property buying process in this latest episode.If you are first-time buyer, sign up for our in-person first-time buyer event here: https://bit.ly/45XQ3YOEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Paul and Megan discuss various topics related to buying property, answering questions from their listeners. They emphasize the importance of seeking professional advice from a solicitor-estate agent, especially for first-time buyers. The conversation also delves into the "basket of goods" used to measure inflation, highlighting the addition of items like tortilla wraps, video doorbells, and frozen berries due to changing consumer trends.They recommend speaking to mortgage brokers for comprehensive market analysis when buying a home and encourage prospective buyers to explore up-and-coming areas. Leith, in particular, stands out as a thriving location in Edinburgh, attributed to its increasing demand and investment. They also reminisce about their visits to Dunfermline and the Scottish Borders, acknowledging the changing property landscape, with more people seeking homes away from urban centers due to remote work opportunities.Watch the episode in full on our YouTube channel: https://youtu.be/sjC5jHY-U6sEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this podcast episode, Paul and Megan are joined by Debbie Hair (Investment Manager, Evelyn Partners). They delve into various economic and financial topics, starting with inflation and its implications, touching on both short-term and long-term trends, emphasising the importance of considering environmental, social, and governance factors when evaluating companies for investment, particularly in the context of climate change.The discussion also covers quantitative easing (QE) and the role of central banks, such as the Bank of England, in managing monetary policy. Debbie explains that while the need for QE may decrease with economic growth, it could still be used in the future to stabilize economic conditions.We also discuss the 2% inflation target and its somewhat arbitrary nature, with a focus on the credibility it brings to economic policies. Megan & Paul also inquire about investment strategies for first-time buyers, as well as gold as an investment option. We wrap up by discussing the market's future, with a focus on maintaining stability and the central banks' policy of "higher for longer."● Watch the episode on YouTube: https://www.youtube.com/watch?v=lFYSUm_c2Nk● Listen to Debbie's first episode on the show: https://bit.ly/3S0hi1HEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul head to the Scottish Borders to find out more about the local property market. Our podcast guests for this episode are Suzanne Grey from Hastings Legal and Struan Ferguson from Blackwood Smith. Suzanne discusses the Kelso property market, while Struan chats us through the current property landscape in Peebles.Explore the enchanting world of Scottish Borders properties with our podcast. Discover Kelso and Peebles, two charming towns with rich histories and stunning landscapes. From Scottish Borders property sales to expert insights, we've got you covered. Stay informed with key agencies like Hastings Kelso and Blackwood Smith Peebles. Find your dream home in the Scottish Borders today.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.Initially, they chat through the ESPC data for the last three months before having a wider discussion with Maurice Allan (Managing Director of Estate Agency at Lindsays) and Lyndsey Beckwith (Head of Estate Agency at Ralph Sayer). The chat covers property hotspots for buyers, landlords leaving the market and whether or not now is a good time to buy. Read our full September House Price Report here: https://bit.ly/3ZGWP3zEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week, Megan & Paul chat about how marital status can affect property ownership. The episode includes a discussion with legal experts, Dianne Millen and Kimberley Mackay from ESPC solicitor estate agency Watermans. In the chat, we talk about buying a home as an unmarried couple, divorce and property as well as the importance of getting a will. You can watch the full episode on our YouTube channel here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week, Megan & Paul are back on the road and have gone South West to Dumfries & Galloway. The episode is an extra long one as we make the most of their time in the area. Our guests today are Scott Mackay from the Midsteeple Quarter project, Finlay Carson MSP and local solicitor estate agent, Paul Cavers from Cavers & Co. We kick off the episode with a chat on 20-minute neighbourhoods and the Midsteeple Quarter's quest to breathe life into Dumfries town centre with their exciting initiative, then we popped up to Gatehouse on Fleet to interview Finlay Carson MSP on the region before finishing up in Kirkcudbright with Paul Cavers to find out all about the local property market. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode, Paul & Megan chat to garden design expert, Lisa Lempsink.Where should you start when it comes to your garden?  What is a living wall? And is astroturf all that it's cracked up to be? These are just some of the questions that are answered in this week's episode of The ESPC Property Show! Our guest this week is Edinburgh-based Garden Designer, Lisa Lempsink from Lempsink Garden Design. Lisa has been in business since 2008 after she retrained from a career in pharmaceuticals to garden design. We chat to Lisa all about this career transition as well as how she helps homeowners transform their gardens. We also cover the costing of a large garden renovation and her thoughts on the latest garden trends. Read the episode transcript here: Watch the episode on YouTube here: https://youtu.be/JB4b96_AtPIEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the podcast, Paul & Megan speak to David Lauder and Paul Demarco from ESPC Mortgages about the current mortgages market. In this episode they cover:00:00 Introduction to today's episode01:53 What is the current mortgage market like?05:14 How far ahead should your renew your fixed rate?06:25 Why should you use a mortgage advisor?10:24 Advice for first-time buyers and 100% mortgages17:09 Advice for those with poor credit scores19:41 Advice for people struggling to pay their mortgage21:56 Forecast for months aheadGet in touch with an ESPC Mortgages advisor here: https://espc.com/services/mortgagesRead the episode transcript here: Listen on Spotify: https://bit.ly/45V5xx1Listen on Apple Podcasts: https://bit.ly/3L6l3OZThis podcast and its content is for your general information purposes only and does not constitute mortgage advice. It is intended to provide a generic assessment of the mortgage market and does not reflect your particular circumstances. It is important to obtain professional advice before entering into any mortgage contract. We cannot accept any responsibility for any actions taken as a result of the podcast.Your home maybe repossessed if you do not keep up repayment on your mortgage.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of The ESPC Property Show, Paul & Megan hit the road and head over the Queensferry Crossing to explore Dunfermline. With it's recent upgrade to city status, Dunfermline was top on our list of places to share with our listeners. Dunfermline often appears as a hotspot in ESPC House Price Reports, as it is home to affordable property prices and a manageable commute to Edinburgh city. This episode includes two interesting discussions with some Dunfermline residents. Paul chats to Michael Maloco (Maloco, Mowat + Parker) and Elaine Kyle (Morgans) about what it's like to live in Dunfermline and also the local property market. Then Paul & Megan went to speak to local restauranter, Prasad who owns popular Indian street food restaurant, Dhoom. The two discuss the journey to opening the eatery and why Pradesh decided to start his business in Dunfermline. Watch the episode in full on YouTube here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Paul & Megan are back for season two of the ESPC Property Show. To ease you into the season, they are recording solo to update you on all the property market news you may have missed during the podcast's summer hiatus.After 14 consecutive interest rate rises from the Bank of England, Paul gives an update on how this is affecting the market and how the property market is performing in and around Edinburgh including average selling prices and median time to sell.  Paul also discusses the differences between the 2008 market and today's property landscape, as well as the prospect of a house price crash. The two also discuss the current rental market in Edinburgh - the demand, the increasing rental costs and why the rent cap doesn't seem to be working. As well as some options for tenants looking to buy for the first time. Megan and Paul also touch on the outlook for those first time buyers looking to make their first purchase in the near future. To wrap up the episode, they duo discuss what they have lined up for the rest of the season. Watch the full episode on YouTube hereRead the episode transcription hereEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Who doesn't love a little surprise?! While we take a wee hiatus between seasons 1 & 2, we thought we'd deliver a bonus podcast episode. This episode is the audio recording from our livestream event ESPC Live. You can watch the full thing back on YouTube here, or you can listen to the audio recording right here on the podcast feed. The event included a property market update covering ESPC's data from January - June 2023, and also featured industry insights from our property expert panel who also answered some live questions. If you've got any questions or comments, we'd love to hear from you! Please send us an email on marketing@espc.comEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

When you think of morning radio it's all about Boogie in the Morning. Marty is the producer of the No.1 Breakfast show in Edinburgh, the Lothians and Fife and he joins Nashy for a chat on all things radio, media and life behind the mic with Boogie and Arlene.Recorded from Forth 1 Studios in Edinburgh's St Jame's Quarter Nashy was in his element in the high tech studio.A big thanks to Marty and the Forth 1 team for the opportunity!Hope you enjoy!This Podcast is brought to you by ACE Property Management - EdinburghContact Nashy for Podcast sponsorship opportunities and get you brand / business in the ears of thousands of listeners.Follow Nashy...Insta - @the_getafterit_familyInsta - @getafterit_nashyYouTube - GET AFTER IT with NashyTwitter - @GetAfterItNashyFacebook - GET AFTER IT with NashyFacebook - Dads and Dudes - Private groupFacebook - Dads and Dudes - Private group

We've made it to the end of season 1 of the ESPC Property Show! In this episode, Megan and Paul chat through what they've enjoyed the most from our first 20 episodes before speaking with Dominik Smerk about his new book on "Edinburgh's Hidden Gems".We're really looking forward to bringing you something a bit different for season 2! If you have any suggestions for any topics you'd like us to cover, please get in touch with us on marketing@espc.comEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

What is feng shui? Well, you're about to find out!Today Paul & Megan are joined by Denise Langan to chat through all the basics of feng shui from kua numbers, bringing more prosperity to your life through your furniture placements and the feng shui of Edinburgh itself.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Are you thinking of selling your home? Whether it's your first time or the first time in a long time, this is the episode for you!In this week's episode, Paul & Megan are joined by Jamie Sole (Blair Cadell) and Paul Clancy (Clancy's) to talk you through the process of selling a home in Scotland. We chat through what happens at a valuation, how to select a solicitor estate agent to work with and tips for conducting property viewings. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Is it time to emigrate South? We're joined by Neil Spinney, a Property Finder who operates across Spain to talk all about moving abroad. Neil speaks us through exactly how to approach a move to Spain, his tips for budgeting, how the legalities work and also what a Spanish lifestyle can offer us!It's a fascinating episode and is likely to make you want to pack up your bags for some time in the sun! If you're interested in finding out more about Neil's services, you can contact his colleague Margaret on margaret@wallacequinn.co.ukEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

The question every homeowner wants an answer to!How do you add value to your home? We spoke to Scott Grieve from Mov8 Real Estate to discuss just that! We also speak through what happens at a valuation and how properties are valued by ESPC solicitor estate agents. If you're thinking about selling your home, you can find an ESPC solicitor estate agent for a pre-sale valuation here. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

The economy has been a huge talking point over the last few years, but how does an economy work? And how does it affect the property market?On today's episode, we're joined by Debbie Hair, Director of Investment Management at Evelyn Partners. Debbie chats us through the basics of economics, the financial crash of 2008 and her outlook for the rest of 2023. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Thinking about purchasing a Buy-to-Let for the student market? We've got all of your questions answered in this episode of The ESPC Property Show!Join Paul & Megan as they chat to ESPC Lettings experts Nicky Lloyd and Martyn Johnstone about what is required to rent to students, where are the best locations and what are their top tips for breaking into the market. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Whether you're a first time buyer or someone who hasn't bought a property in a very long time, this is the episode for you! Paul and Megan are joined by two of our solicitor estate agent member firms to talk you through exactly how to buy a home in Scotland in 2023. Our guests are David Marshall from Warners and Hannah Gaddie from Gillespie Macandrew. Some of the topics covered include how to pick your solicitor estate agent, what to ask at a property viewing and what happens at a closing date. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

How has the property market fared so far in 2023? Have our predictions from January materialised? In this episode, we chat to Louisa Raistrick from Coulters and Murray Souter from ESPC Mortgages and catch up on this year's activity. Is a house price crash coming? (Spoiler alert: we don't think so!)Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week Paul & Megan are joined by Mhairi from Scottish Futures Trust to discuss "Town Centre Living".The concept looks at the development of housing that brings more people to live within our town centres and how that can have a major role in creating strong and sustainable places, as well as active travel, affordable and independent living, walkable neighbourhoods, the wellbeing economy, net zero, and the re-use of existing built assets. Also known as "20-minutes towns", Mhairi and her colleagues at the Scottish Futures Trust promote the benefits of creating communities that have facilities nearby which help with improving overall wellbeing.  You can read the full report that Mhairi discusses here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul & Megan chat to Michelle Milnes from Property Studios. Michelle specialises in creating marketing materials for properties when they go to market. During our chat we discuss the progress made in property marketing over the last decade, the impact of COVID-19 on property marketing, how video can be used to market homes and what lies ahead for the future of property marketing. We really loved speaking with Michelle and hope you enjoy listening!You can follow Michelle and her work on Instagram at @propertystudios Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan are joined by Ron Hastings (Hastings Legal) and Anna Morton (Thorntons) to discuss buying, selling and living out with a big city.Ron brings his expertise of the Scottish Borders property market, while Anna talks us through what's happening in her jurisdiction of East Fife. We discuss the current market and of course, the impact of Covid, as well as reasons to move out of the Edinburgh bubble and some great general property advice too. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week Megan & Paul are joined by tax specialist, Alison Pryde from Anderson Strathern.  After the recent increase of the Additional Dwelling Supplement tax in Scotland from 4-6% in December, we decided it would be good to chat through the effects of this on landlords. We also discuss Land and Building Transaction Tax, Capital Gains Tax and whether or not to set up as a limited company before becoming a landlords. It's a great listen and full of useful information for those thinking about investing in a buy-to-let. If you'd like to get in touch with Alison, you can head to their website here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Looking for your first home? This is the episode for you!Megan and Paul are joined by Tzana Webster (Watermans) and Jordan Mackay (Aberdein Considine) from two of our ESPC Chartered firms to give their advice for first-time buyers. We answer some key concerns like where to buy, when to get in touch with a solicitor, when to make an offer and how much deposit you need. To sign up for our First-time Buyer Event click here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Period homes in Edinburgh are famously inefficient when it comes to energy use, but how can you make your traditional home more environmentally friendly? Well, we have some answers for you! Paul & Megan are joined by Jo Parry-Geddes from Mill Architects and Moses Jenkins from Historic Environment Scotland to chat through the issues that aging properties pose, as well as some solutions!Topics covered include EPC ratings, retrofitting, quick fixes, stair association groups and general maintenance of older homes. Here are the links to some of the supporting materials referenced in the episode:Bute House Agreement which sets targets (page 15) HES guidance on retrofitHES Mould guidanceHES Blog on condensationEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan do a deep dive on mortgages with two of the ESPC Mortgages team: Paul Demarco & David Lauder, who have been Mortgage Advisors at ESPC Mortgages for 17 years.  We try our best to cover as many mortgage topics as we could in one episode including affordability checks, remortgaging, porting your mortgage as well as advice for first-time buyers. Key points we discussed:➡ Intro to Paul & David (01:11)➡ What is a mortgage advisor? (01:59)➡ Advice for first-time buyers (03:20)➡ How do you check affordability? (05:50)➡ How much deposit is required? (07:19)➡ LIFT government scheme (08:43)➡ How much can you borrow? (10:35)➡ Remortgaging (12:59)➡ Porting your mortgage (15:42)➡ Overpayments (18:50)➡ How long should your mortgage term be? (21:56)➡ 2, 5 or 10 year fixed rates? (24:19)➡ What are your hopes for the mortgage market in 2023? (27:37)➡ Our final three questions! (29:37)If you've got any questions for the team at ESPC Mortgages, you can get in touch at fsenquiries@espc.com If you're preparing to buy your first home, we can help! You can sign up to our first-time buyer event on 30th March here. Come along and find out more about the current market and get one-to-one advice from some of our ESPC solicitor estate agent member firms and the ESPC Mortgages team. The information contained in this podcast is provided in good faith. Whilst every care has been taken in the preparation of the information, no responsibility is accepted for any errors which, despite our precautions, it may contain. The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £350 (£295 for first time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT. ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode, Paul & Megan sat down with Kate & Karlyn from Edinburgh Relocations to discuss the process of moving to the capital!In this episode we talk about Kate & Karlyn's international clients and how they help those travelling from far and wide secure rental properties in the best area to suit their budget and lifestyle.If you're thinking about relocating to Edinburgh, you can read more about the different areas of Edinburgh on the ESPC website here. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode, Paul & Megan are debunking Home Reports with Donal Henretty (Managing Partner at Shepherd Chartered Surveyors).It's a great conversation for anyone looking to find out more about the surveying process ahead of selling, but also anyone looking for ways to keep up their home in top condition. When selling in Scotland, you need to undertake a Home Report before you can list your property. In this episode we chat about the effect of making Home Reports mandatory and the outcome for buyers and we also do a deep dive into each part of the Home Report from the single survey to how a EPC rating is decided.The episode is full of useful tidbits for any homeowner and we hope you enjoy listening!Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode, Paul sits down with Nicky Lloyd (Head of Lettings at ESPC Lettings) & Murray Souter (Mortgage Advisor at ESPC Mortgages) to talk all about the buy-to-let market. It's a busy rental market here in Edinburgh with demand seriously outstripping supply so we take stock on what happened in 2022 and our hopes for 2023. If you want to find out more about becoming a landlord or you would like ESPC Lettings to manage your property, you can get in touch with Nicky on landlord@espc.comLikewise, if you'd like to chat about mortgages with Murray, you can chat via fsenquiries@espc.com Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Thanks for listening to the first ever episode of The ESPC Property Show!In this week's episode Paul & Megan are joined by Michael Maloco (Managing Partner at Maloco + Associates) and Tracy French (Property Manager at ELP Arbuthnott McClanachan) to chat all about last year's property market and a look ahead at what 2023 has in store for the industry. Key points discussed:➡ What is ESPC? (01:58)➡ Introduction to Michael & Tracy (04:14)➡ How would you describe the property market of the last few years? (06:43)➡ What trends are you seeing in the market? (09:30) ➡ How did the Q4 2022 impact the property market in Edinburgh, the Lothians, Fife and the Scottish Borders? (12:48)➡ What is the outlook for the 2023 property market? (18:39) ➡ What advice would you give to a buyer? (24:00) ➡ What advice would you give to a seller? (24:56)➡ When is the best time of year to buy? (27:00) ➡ What advice do you have for first time buyers in 2023? (29:14) ➡ What areas would you recommend for first time buyers? (32:00) ➡ Our final three questions! (33:20)Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

The ESPC Property Show is the podcast to listen to if you're interested in any part of the Scottish property market!Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests.  Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a property portal though, we provide mortgage advice through ESPC Mortgages and a full lettings management service with ESPC Lettings, as well as a wide network of solicitor estate agent member firms and a host of Scottish property advice. Join hosts Paul & Megan every Thursday for brand new episodes. To find out more about ESPC, head to our website: www.espc.comEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week on Talk Livi, all the lads are on to discuss our League Cup defeat to Dundee Utd as a poor 1st half display proved costly for the Lions. The guys then look back at our Premiership victory over Hearts as Livi got back to winning ways and reclaimed the Lothians. Finally, the lads look ahead to our daunting trip to Glasgow to take on champions, Celtic. 

Part of the 20 Years On series

#AntiRacismInAction: Scotland with Dr Nighet Riaz, EDI Policy Officer, University of Glasgow, Jim Metcalfe, Chief Executive, College Development Network and Audrey Cumberford MBE FRSE, Principal and CEO, Edinburgh College.Episode 8 of 9 BFELG Livestreams #AntiRacismInAction – Making the Most of an Ethnically Diverse Britain, aired today, November 22.Focusing on Scotland, today's episode is the fifth within the Livestream series to explore place-based, system leadership of #AntiRacismInAction. It is also the penultimate episode in this Livestream series. 4% of Scotland's population is classified as non-white ethnic minority – Asian, African, Caribbean or Black, Mixed or Other. The Race Equality Framework for Scotland states that the Scottish Government is determined to show leadership in not only advancing race equality, tackling racism and addressing the barriers that prevent people from minority ethnic communities from realising their potential but also to use its influence to ensure that this is embraced across Scotland. The Introduction to the Framework document paints the all too familiar picture that ‘ 50 years on from the introduction of the Race Relations Action 1965 (the first legislation to address racial inequality in the UK) significant inequalities remain in many areas of life for minority ethnic people. Too many minority ethnic individuals and groups face poorer outcomes than average; including lower employment rates, a higher risk of poverty, under-representation in public life and with racism being a lived and daily experience for too many people. While Scotland has a strong legal framework and innovative public services, too often these services are not treating everyone with the dignity and respect they deserve. No one in Scotland should experience disadvantage due to structural racism or discrimination on the grounds of nationality, ethnicity or national origin. All must be able to achieve equal outcomes in every area of social, economic, civic and political life.'The document sets out how the Government aims to progress this ambition over a 15 year period from 2016 to 2030 through six themed Visions. The first of these is the overarching ambition for race equality in Scotland to be achieved by 2030. The other themes cover outcomes related to community cohesion and safety; participation and representation, education and lifelong learning, employability, employment and income and health and home.As anchor institutions in their communities, Scotland's colleges and universities have the potential to make a strong contribution to the country's overarching ambition for race equality by 2030.In her welcome and introduction to the Episode, Dr Nighet Riaz, EDI Policy Officer, University of Glasgow outlined what #AntiRacismInAction means to her: building relationships, making space for our voices to be listened to by the decision makers and our institutions; recognising that there is a collective drive from activists and educators to pursue change, not only by highlighting the gap but also showing feasible attainable strategies and actions that are needed for that change to happen.And today's Episode, brought together two highly influential leaders in the Scottish educational landscape who are personally and professionally committed to #AntiRacismInAction – Jim Metcalfe and Audrey Cumberford OBE FRSE. Jim Metcalfe is the Chief Executive of the College Development Network (CDN), the national agency in Scotland that supports skills and sector development across colleges and vocational learning. CDN's mission is to support the college and skills system in enhancing success for students, their wider communities, and regional economies by supporting the learning workforce to develop excellent digital skills; promoting leadership development; developing collaborative research and enquiry programmes; and leading and growing the college Climate Emergency Expert Group.During the livestream discussion, Jim affirmed CDN's commitment to raising awareness of the issue of racism on college campuses, and working to create the conditions for confident conversations around this. He highlighted CDN's contribution earlier this year to the creation of a suite of resources to help tackle racism on college and university campuses. A steering group of experts from colleges and universities in Scotland oversaw the development of the resources, which drew on the expertise and lived experience of a diverse range of staff and students working and studying across Scotland's colleges and universities. The resources include a race literacy glossary, utilisation guides, diagnostic tools, templates, blogs and webinars discussing race, racism and whiteness.CDN is currently involved in two working groups as part of the same project which looks at tackling the under-representation of ethnic diversity in the college and university workplace and the development of an anti-racist curriculum.Jim also discussed CDN's collaboration with BFELG in the areas of…..Audrey Cumberford is the Principal and CEO of Edinburgh College. The College has four main campuses across the city and Lothians, 30,000 students and around 1400 staff. Around 3.4% of Edinburgh College's staff have declared being from a *Black background; this figure has more than doubled since 2017, when it sat at 1.5% of staff, but is still not fully representative of the local population (8.2%). The College is ambitious for itself, its students, communities and region, and its role in addressing racial inequality and building on its wider equalities plans. This ambition is palpable. In 2021, Edinburgh was one of the first Scottish colleges to publish its ethnicity pay gap figures. Analysis of the data showed an ethnicity pay gap of 11.3% – 1% above the Scottish average of 10.3%.On leadership and culture, Audrey spoke about how Anti-racism must permeate through the whole college and how as Principal she ensures and creates the right and best environment for impactful change. She highlighted the creation of the College's Anti-Racist Unity Group, a staff network open to everyone who wants to be part of the conversation around anti-racism, conversations being a key part in changing mindsets and changing culture. She acknowledged that this is a small step with much more to do and believes in collective responsibility, and challenge, to embed meaningful and impactful change throughout the College The College is also developing plans to survey staff on the topic of racially and religiously motivated harassment and discrimination to confront the reality of racism on campus and create a benchmark. In addition, the College is one of 44 Scottish colleges and universities that have signed up to the ‘Tackling racism on campus' project's declaration to stand united against racism. Managers across the College have recently taken a 4-part ‘Let's Talk About Race' training course through the Scottish Association of Minority Ethnic Educators (SAMEE). However, Audrey acknowledged that in many ways the College is at the beginning of a journey, with exciting opportunities ahead whilst recognising a number of challenges. BFELG is absolutely delighted that Edinburgh College, the largest college in Scotland, has become a BFELG Affiliated Organisation. Responding to Robin Landman's warm welcome, Audrey said that the College sees affiliation with the BFELG as a very real opportunity to evaluate the journey so far, support us through that journey and to help us ‘step up' our efforts by developing a planned, strategic approach. The College has strong foundations on which to build; the commitment and will to make a difference; and is confident that the BFELG 10-point Toolkit provides the framework, the scaffolding around which to build a clear and deliverable strategic ambition and priorities to tackle race inequalities. As the first Scottish College to partner with the BFELG, Audrey added that the College is also committed to playing it part to promote a team Scotland approach across the college sector. Being Scotland's Capital College and the largest in Scotland, comes with a significant responsibility in serving the people and communities in the region. The College delivers over 10% of the activity of the whole college sector in Scotland and so its reach is significant and represents a very real opportunity to effect change, changing mindsets and practices – not only within the organisation but with wider stakeholders.Speaking about the wider sector and wider landscape both Jim and Audrey shared their thoughts on how Edinburgh College and CDN can help support a sector wide commitment to Anti-racism. The also outlined the characteristics of the Scottish landscape that make it easier to achieve collective responsibility and approach.Watch the Livestream to hear Jim Metcalfe and Audrey Cumberford talk about their individual dream scenarios for Anti-racism.The Episode was co-produced by BFELG and FE News, co-anchored by Gavin O'Meara (CEO and Head of Digital, FE News), and Robin Landman OBE, BFELG Director.Tune in on Monday 29 November at 9.30am for Episode 9, the season finale of Making the Most of an Ethnically Diverse Britain: #AntiRacismInAction.*'Black' is used as an inclusive definition to refer to people from ethnically diverse backgrounds who share a lived experience of the effects of racism.

Hello friends! This episode of the ecotherapy podcast was just about my favourite ever to record so far: meditations on water. Join me as I encounter beautiful bodies of water and reflect on the power of water on our mental and spiritual wellbeing. In this episode, I recorded various sections in watery places that I love. I invite simple meditations or reflections on the sounds and scenes that I encounter. All places that I visited are places that I hold dear here to my heart, here in the Lothians. Perhaps as you listen, special locations from your own life will spring to mind for you, nourishing your own wellbeing in the process.Come with me to Gladhouse Reservoir, the River South Esk, Musselburgh Beach and my rainy garden in Temple! This was such a calming and special little adventure for me. I hope it is for you, too.Support the podcast on Patreon at https://www.patreon.com/naturetherapyonlineWarm wishes,Stephen x

Who is ‘City on a Hill'? Pastor Pete shares who we are as a church – our identity and our vision for Edinburgh, the Lothians and beyond. He also unpacks our church-planting vision via Go Global.

Quick Bang 13 - Hibs fans give their reaction to the team's 2-1 win in the Lothians derby against Livingston.

In this episode Will speaks to Lord Foulkes, former MP for Carrick, Cumnock and Doon Valley from 1979 - 2005, Member of the Scottish Parliament for Lothians from 2007 - 2011, Parliamentary Under-Secretary of State for International Development from 1997 - 2001 and Minister of State for Scotland from 2001 -2002. They discuss Keir Starmer, the future of Labour in Scotland, the SNP and the Scottish Parliament, the Internal Market Bill and the US Presidential Election. 

Welcome back to 'Cuik Talk', the official podcast of Penicuik Athletic Football Club as we return from our week break. An episode worth the wait as we catch up with Fife & Lothians cup winning left back Michael McDermott, who discusses his time at previous clubs Bonnyrigg Rose, Alloa Athletic and Linlithgow Rose, following in his father's footsteps at the Cuikie and the journey to the Super League! Watch the Pod on PenicuikAthTV at https://www.youtube.com/PenicuikAthTV or listen on Apple Podcasts, Spotify, Google Podcasts, Anchor, Breaker, Pocket Casts and RadioPublic. Please subscribe and leave a review if you can, thank you! If you are interested in the retro 1970 Junior Cup Final shirt, please visit www.penicuikathleticstore.co.uk9

This week we chat to the multi award winning breakfast team from Forth One. The are the top team covering Edinburgh the Lothians and Fife, from Boogie in the morning, Boogie, Arlene and Marty. We chat to them about growing up in scotland, there favourite places to visit and of course we have to mention Boogie being a BMX champion and Arlene's 2 personal mentions in Robbie Williams Autobiography.

Greggs reopened it's stores across Edinburgh, the Lothians and Fife this morning. Boogie was so excited he left the show, jumped on his bike ane cycled to his nearest Greggs at Shandwick Place. However, he left disappointed...

Earlier in the year we held a series of Nitrate Vulnerable Zones (NVZ) awareness events.  In this podcast we join Agricultural Consultants Mary-Jane Lawrie and Craig Bothwell who work within the Lothians areas.  They facilitated the NVZ event in Haddington and reflect on the rules and regulations that need to be adhered to to ensure compliance. For more information and links to some of the documents discussed within this podcast visit our Soils webpage at https://www.fas.scot/crops-soils/soils/

Sing in the City, founded eight years ago, now has over a dozen choirs in Edinburgh, the Lothians and Fife. Its founder, Kirsty Baird, is organising another - this time in Porty! Find out more here!

Elf on the Shelf is the naughty elf that's creating all short of mischief in houses all around Edinburgh, the Lothians and Fife. We had Tamsin get in touch with Boogie in the Morning to share what her Elf had been up today - Boogie asked what else the Elves up and down the country had been up to and we got an amazing response. These Elves better start behaving or they'll be on the naughty list...

Dr. Elaine Halley is a highly trained and experienced general and cosmetic dentist who attracts patients from Perth, Edinburgh, Glasgow, Fife, Dundee, and all over Scotland. In order to maintain her knowledge of the very latest in general dentistry, cosmetic dentistry, and spa treatments, she is a member of:   American Academy of Cosmetic Dentistry British Academy of Cosmetic Dentistry – Accredited Member British Dental Association Association of Dental Implantology (UK) British Society of Periodontology British Dental Health Foundation Dr. Halley has passed her Masters of Science Degree – with Distinction.   Dr. Elaine Halley has completed master’s level work in advanced cosmetic dentistry as taught at the Rosenthal Institute in New York – the first cosmetic dentist in Scotland to have done so. She is also an instructor of advanced cosmetic dentistry at the Eastman Dental Hospital in London.   Dr. Halley is in demand not only as a cosmetic dentist in Scotland, but also internationally as a lecturer, both to dentists and to business owners. She serves on the Editorial Board for the national dental journals Private Dentistry and Aesthetic Dentistry and she is a judge for the Private Dentistry annual awards. She also is also the author of numerous articles, including several on advanced cosmetic dentistry. Dr. Halley was the President of the British Association of Cosmetic Dentists in 2009.   Not all cosmetic dentists are created equal. When it comes to something as significant as your smile, why entrust it to anyone other than the best? Dr. Halley is the only cosmetic dentist in Perth, Edinburgh, Glasgow, Fife, or the Lothians in Scotland to have completed the rigorous Advanced Postgraduate Program in Dental Cosmetics and Aesthetics at New York University. This elite and prestigious program is respected throughout the cosmetic dentistry field in the United States and indeed the world.   Dr Halley is also the only dentist in Scotland to achieve Accreditation to the British Academy of Cosmetic Dentistry. Currently, there are only a handful of clinicians country-wide who have managed to attain this prestigious award, making Dr Halley’s achievement all the more exceptional.   www.CherryBankDentalSpa.com