Podcasts about lothians

Welcome back to the ESPC first-timers club! In this episode we discuss the process of applying for a mortgage including how to work out your budget, how to find out about your credit score and the best ways to save money for a deposit.The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Mary-Jane Lawrie is joined by Josh Barton from Brose Oats. Josh tells us about the company, Brose Oats, and their oat milk products, telling us the story of how the company grew from an idea in a small kitchen, to distributing Scottish oat milk across the Lothians and beyond. He also talks about the importance of sustainability, both in terms of food production, but also in terms of societal sustainability and how important it is to create local jobs for local people. We also discussed how we can make work more accessible for those who maybe have found it challenging to gain and retain employment. Thanks for joining us for this episode of Agri Culture. If you'd like to get in touch or find out more about Brose Oats, resources for food and drink entrepreneurs, and the UK government's access to work programme for those with disability or long term health conditions, you can find links in the show notes. This episode was presented by me Mary-Jane Lawrie, produced by Kerry Hammond and edited by Cameron Waugh, in association with the Scottish Government. Resources Brose Oats | Scottish oat drinks from East Lothian Josh Barton | LinkedIn Brose Oats Facebook Page Brose Oats (@broseoats) • Instagram photos and videos THRIVE Programme | Scottish Centre for Food Development Innovation | Queen Margaret University, Edinburgh Access to Work: get support if you have a disability or health condition: What Access to Work is - GOV.UK For more information, visit www.FAS.scot Twitter: @FASScot Facebook: @FASScot National Advice Hub Phone: 0300 323 0161 Email: advice@fas.scot

While Paul & Megan take a break for the summer months, we'll be dropping episodes from our "First-timers Club" mini series. It's the ultimate companion for first-time buyers in Scotland. If you would like to watch the episode in video form, you can watch it on our YouTube channel here. In this first episode Megan chats to ESPC Mortgages advisor, David Lauder, about the basics of getting a mortgage including what a mortgage actually is, why you may need one to get a property and what's involved in securing one. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

If you're fed up with mornings that feel like a full-body workout before 9am, piles of clutter that seem to regenerate overnight, and a never-ending to-do list that never actually gets done, this one's for you. I sat down with Louise Ufer-Nolte, Professional Organiser and founder of Simply Sortin', to talk about how busy parents and professionals can stop firefighting and actually build a home that works for them, not against them. Louise works 1:1 with clients across Edinburgh & the Lothians, and she knows that finding balance isn't about colour-coded calendars or unrealistic routines. It's about systems that stick. Inside this episode: Why clutter makes you tired and how to stop the brain fog by getting your physical space in check The power of “wait time” and how to turn 30 seconds into progress (not just more scrolling) The daily reset habits that stop stuff piling up again, and actually last longer than a week The problem with perfectionist routines, and how to create simple systems that flex with your day Why protecting your rest time isn't a luxury, it's a strategy How to make tidy-up time a normal part of family life (and not just something you do when someone's coming over) The small mindset shift that helps you take action even when your energy's on the floor The “never leave a room empty-handed” rule, and how it saves you hours every week This episode is for women who are sick of being the default for everything. It's a practical, honest conversation about how to create balance, and build routines that actually work in real life, not just on paper. Connect with the guest: Want to work with Louise or follow her for more practical organising advice? If you're based in Edinburgh, the Lothians or surrounding areas and need hands-on help decluttering or setting up systems, Louise is brilliant. Website: simplysortin.co.ukInstagram: @simply_sortin Podcast listener offer: Louise is offering her signature virtual organising package for just £55 (usually £70). Just quote “Simply Podcast” when you book. The package includes: A 1-hour virtual consultation tailored to your home or routine A personalised plan with realistic actions you can implement straight away A 30-minute follow-up session to keep you accountable and supported Your Next Steps: Work with me: https://www.amythespacecreator.com/services Join my VIP email list for free weekly decluttering and mindset tips & motivation: https://thespacecreator.myflodesk.com/tscpodcast Join The Space Creator Community Facebook Group: https://www.facebook.com/groups/spacecreatorcommunity Listening as a Professional Organiser? Work with me in a business capacity via Pro Organiser Academy: https://proorganiseracademy.com/ Connect on Social: Follow me on Instagram: @amythespacecreator & @proorganiseracademyFollow me on TikTok: https://www.tiktok.com/@amythespacecreatorSubscribe on YouTube: https://www.youtube.com/@amythespacecreator Make sure you subscribe or tap follow so you don't miss an episode! And, if you loved this episode, please leave me a 5* rating and a review. Thanks so much for listeningAmy xx-Your decluttering bestie

On this week's episode, Paul & Megan are joined by Niall Hedderman of  @RealLifeArchitecture to discuss renovating and reimagining the unique properties of Edinburgh. This is the final episode of the podcast for this season! Before we return in September with more episodes, we're going to share our mini-series the "First-timers Club" which is our guide to buying a property in Scotland for first-time buyers. We'll be dropping each of the 9 episodes every week, so keep you're eyes (and ears!) peeled for that. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul & Megan discuss the latest ESPC House Price Report which covers the property market activity from March to May 2025. You can read the full report here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

With just under a year to go until the Scottish Election, Paul & Megan are joined by political analyst, Andy Maciver to discuss what the next 12 months may hold in store for the political landscape. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In today's episode, Paul & Megan are joined by solicitor Jill Andrews to discuss the challenges and trends for foreign nationals looking to buy property in Scotland in 2025. Here's our jargon-busting guides to buying a property in Scotland:What is a Closing Date? What is a Home Report?How to read a Home Report?Appointing a solicitor in ScotlandWhat is LBTT? How to make an offer on a property in Scotland? Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week's episode is a special one - Paul & Megan are joined by four ESPC solicitor estate agent member firms to discuss the current property market. From the properties that are in high demand to the best places for first-time buyer as well as the current climate for landlords and the issue with conveyancing - they leave no stone unturned. If you enjoyed this episode, please leave us a comment below and remember to subscribe to our channel.  Skip to the part that's relevant to you:0:00-1:08 Introductions1:08-3:47 Have there been any surprises in the recent property market?3:47-5:28 One word to describe the property market right now5:28-8:20 What properties are in high demand?8:20-11:20 Sales volumes are high, but closing dates are getting rarer11:20-15:18 Managing sellers expectations 15:18-15:30 Are properties selling for over Home Report valuation?15:30-17:30 Hotspots for properties right now17:30-22:03 Biggest concerns for first-time buyers22:03-23:08 First-time buyer friendly areas in Edinburgh23:08-25:44 Are we seeing landlords return to the market?25:44-29:09 Best places to invest £250k in a property29:09-33:10 One change that's needed in the property market33:10-36:21 Predictions for the rest of 2025's property marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC Property Show, Paul and Megan are joined by returning guest Nicky Lloyd, Head of Lettings at ESPC Lettings. They cover some new ground in this discussion including advice for new landlords, why more and more homeowners are opting to rent their properties instead of sell and how much rent should be priced at.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the podcast, Paul & Megan are chatting through the latest updated from the local property market including the rapid speed that Dunfermline homes are selling at, as well as the outlook for house prices across the rest of the year, and a deep dive into the proposed Seafield regeneration plan. Resources mentioned:ESPC House Price ReportSeafield regeneration plan"Call for Edinburgh's south suburban rail line to reopen to passengers after 60 years"Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Is a 5% deposit still enough for first-time buyers to get on the ladder? How much do you need to earn to qualify for a million pound mortgage? Will the Bank of England base rate reduction affect your mortgage as a homeowner? All of these questions (and more!) are answered in this episode of the ESPC Property Show! In this episode, Paul & Megan are joined by returning guests - David Lauder & Paul Demarco, two of ESPC Mortgages Mortgage Advisors where they discuss high net worth property owners, advice for first-time buyers and the current mortgage market. You can watch all of our previous mortgage episodes below: Are interest rates dropping? - https://youtu.be/hrL1PxwNl5wDon't be afraid of mortgages - https://youtu.be/SyES9nMr1MoUnlocking the secrets of the 2023 mortgage market - https://youtu.be/XSdOy3LJ-zIGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

The ESPC Property Show is back for 2025! Can you believe we're on to our fifth season of the show?!And this new season comes with some slight changes. Episodes will now run fortnightly, and every month you'll get a deep dive on the local market with Paul & Megan. This week we discuss what's been going on in the local property market across Edinburgh, the Lothians, Fife & the Scottish Borders including:Is it getting easier for first-time buyers?Where are the local property hotspots?How to spot a good deal in the market?We also hear from our first of "Paul's Polls". If you'd like to participate in the next one, head to Paul's LinkedIn and give him a follow.Throughout the episode Paul & Megan use the latest ESPC House Price Report as a jumping off point. You can read the full report here.If you want to submit a question for a future episode, please leave us a comment or send it to us at marketing@espc.comSpeak to ESPC MortgagesSpeak to ESPC LettingsSpeak to an ESPC solicitor estate agentGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

We're back for a bonus episode! Paul breaks down what he expects to see in the property market across Edinburgh, the Lothians, Fife and the Scottish Borders in 2025. From what's going to happen to interest rates, house prices and selling times, plus much more!Skip to your favourite part:0:00-0:43 Intro0:43-3:42 The future of interest rates in 20253:42-5:30 An increase in property sales5:30-6:36 Paying a premium on properties6:36-8:15 Listings and stock on espc.com8:15-9:19 How VAT on private schools might do to the property market?9:19-11:00 Average selling prices11:00-12:05 How fast will properties sell in 2025?12:05-14:10 A recap on the 2024 lettings market14:10-18:04 How will ADS affect the lettings market in 2025?18:04-18:57 Potential for 2025 lettings market18:57-20:38 Energy efficient homes in 202520:38-21:53 LBTT is up for review21:53-23:15 The need for clarity on the Housing Bill23:15-24:00 An update on ESPC in 2024Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this moving episode of Polly Talks, Polly is joined by Rachel, a birth mother who has found crucial support through the Bluebird Flock groups, and Sarah, her dedicated support worker. Together, they share how the Bluebird Project has played a transformative role in Rachel's journey—offering a vital network for birth parents who have a child in foster, adoptive, or kinship care and another living at home with them. The Bluebird Project was founded with one clear mission: to create a safe, non-judgmental space where birth parents can connect, heal, and access support. Whether you're in Edinburgh, the Lothians, or anywhere across Scotland, Bluebird is here to help. With services ranging from virtual and telephone counselling to peer support groups, the project offers essential resources for those who may feel isolated, judged, or alone following the heart-wrenching experience of having a child removed from their care.Tune in as Polly, Rachel, and Sarah talk about the life-changing impact of the Bluebird Flock and the sense of community it provides.

In the season finale, Paul & Megan are joined by Jan from Hastings to discuss the local market in the Scottish Borders. They discuss how the market has changed since 2020, reasons to live south of Edinburgh and how English stamp duty changes may affect the market. Skip to the part that's relevant to you:Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Polly Talks to Naomi & Vickie from Scottish Adoption & Fostering: The Bluebird ProjectIn this powerful episode of Polly Talks..., Polly sits down with Vickie and Naomi from Scottish Adoption and Fostering to dive deep into the Bluebird Project—a vital support network for birth parents whose children are in foster, adoptive, or kinship care.The Bluebird Project was created with one core mission: to provide a safe, non-judgmental space for birth parents to connect, heal, and find support. Whether you're in Edinburgh, the Lothians, or elsewhere in Scotland, Bluebird is here to help. From virtual and telephone counselling to peer support groups, this project offers vital resources for those who often feel isolated, judged, and alone after the heartbreaking decision of having a child removed from their care.

On this week's episode of the podcast, Paul & Megan chat to Andy Lewis (John Scott Davidson Ltd) explains what the current rules are around inheritance tax in the UK including when it is payable, who is liable to pay it and some tax efficient measures to take. Skip to the part most relevant to you: 0:00-1:44 Intro1:44-4:27 What is inheritance tax?  4:27-8:48 Who pays inheritance tax?8:48-11:00 Inheriting property11:00-12:40 Discussing inheritance with family12:40-13:52 If you are eligible to pay inheritance tax13:52-17:57 What changes did the 2024 UK budget make to inheritance tax?17:57-23:16 Inheritance tax on pensions23:16-29:26 Are gifted deposits eligible for inheritance tax?29:26-32:12 Reducing inheritance liability 32:12-36:20 Who actually pays for the inheritance tax?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Elaine Kyle (Morgans) and Michael Maloco (Maloco Mowat Parker) about the local market in West Fife. They discuss the affordability of the area, their Fife hidden gems and what the 2025 property outlook is for the area. Skip to the bit most relevant to you:0:00-1:10 Intro1:40-4:41 Where are the key areas in Fife?4:41-6:30 How is the West Fife property market performing?6:30-9:24 Managing seller expectations9:24-11:14 Reasons to live in West Fife11:14-13:27 Hotspots with the most activity in West Fife13:27-19:09 Predictions for the 2025 market19:09-22:54 Where is in high demand?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan chat to Alistair Ewing (Managing Director at The Lending Channel) about bridging finance.What is bridging finance? It's a form of borrowing that allows property buyers to fund their purchase while they put their current home on the market. Skip to the part that's relevant to you:0:00-1:48 Intro1:48-2:45 What is a bridging loan?2:45-3:26 Why are they less common now?3:26-4:16 Are bridging loans expensive?4:16-5:06 What's the average term for a bridging loan?5:06-6:30 Interest rate and duration implications6:30-7:43 Risks involved in using bridging finance7:43-9:14 What happens to the loan if you sell before the end of the term?9:14-10:47 Using bridging finance to improve buying situation10:47-12:44 Scenarios when bridging finance could be used12:44-14:30 Why do lenders need an additional survey?14:30-16:40 How does the application process differ from a standard mortgage?16:40-20:15 Common concerns around bridging financeGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Amy Howard from Neilsons and Lisa Connolly from McDougall McQueen about the local market in Midlothian. They discuss the booming market in Bonnyrigg, why you should invest in Gorebridge and what the 2025 property outlook is for the area. Skip to the bit most relevant to you:0:00-1:32 Intro1:32-4:50 Where is Midlothian?4:50-6:57 Midlothian's property market 6:57-9:10 Property hotspots in Midlothian9:10-11:50 Second hand new build market11:50-14:25 Best areas in Midlothian for investment14:25-18:43 Predictions for 2025 Midlothian marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Jamie Sole from Blair Cadell about the current property sales market in Edinburgh.Jamie gives advice to local sellers on how to prepare for a valuation, tips for conducting property viewings as well as an outlook on the best time to sell. Skip to the bit most relevant to you:0:00-0:47 Intro0:47-5:47 The dos and don'ts of selling your property 5:47-8:35 Should you sell first or buy your next home first?8:35-11:00 Sell now or hold off until January?11:00-12:40 How to prepare for a property valuation12:40-14:26 Are buyers looking for a blank canvas?14:26- 17:10 Advice for conducting a property viewing with potential buyers17:10-18:06 Don't be afraid to reach out nowGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Graham White from Anderson Strathern about the local market in East Lothian. They discuss the lack of "for sale" property, what's in demand and how the market differs in East Lothian from Edinburgh. Skip to the bit most relevant to you:0:00-0:38 Intro0:38-1:45 Property market activity in East Lothian 1:45-2:31 Sub-markets across East Lothian2:31-3:22 Most in-demand East Lothian properties3:22-4:23 Prices being achieved in East Lothian4:23-5:11 Where are the most expensive homes in East Lothian?5:11-6:03 Property price increases in East Linton6:03-8:15 Are "London buyers" heading to East Lothian?8:15-9:08 Should you sell before you buy in East Lothian?9:08-9:52 Where are the East Lothian property hotspots?9:52-11:00 How have new builds affected the market?11:00-12:06 The outlook for the remainder of 202412:06-13:24 Can first-time buyers thrive in East Lothian?13:24-14:05 Small houses in East Lothian14:05-15:21 Reasons to move to East LothianGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

While the world remembers Dunkirk, the story of the Lothians and Border Yeomanry has faded into the shadows. These brave men from southern Scotland fought a desperate retreat across France, making their final stand at St. Valery, only to be left behind as the 'miracle' of Dunkirk unfolded miles away. Join us as we uncover their forgotten sacrifice, with insights from  Andrew Karsgaard, the author of a cracking new book who has brought this incredible story back to life. A tale of courage, comradeship, and a battle lost to history. Andrew's book can be purchased on Amazon via this link - https://amzn.to/3Yaoaeb  Sign up for my mailing list here - https://redcoathistory.com/newsletter/ 

In this week's episode, Megan & Paul chat through the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.They chat with David Marshall (Warners), Caitlin Keegan (Gillespie Macandrew) and Tracey French (ELP) about purchasing subject to sale, the increase of property chains and good news for first-time buyers. Skip to the bit most relevant to you:0:00-0:35 Intro0:35-1:00 Meet our guests1:00-3:07 What happened in Q3?3:07-3:56 How long does it take for a house sale to complete in Scotland right now?3:56-5:00 An increase in property chains?5:00-10:02 Should you sell your property before you buy your next?10:02-13:13 Good news for first-time buyers13:13-15:07 Marketing properties as "Offers Over"15:07-17:30 What's the highest percentage buyers have offered over Home Report value?17:30-19:33 What are the property hotspots in Edinburgh?19:33-23:36 Expectations for the remainder of the yearRead our full September House Price Report here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul and Megan are joined by Mark Griffin MSP to discuss Scotland's Housing Emergency as well as the recent Housing Bill, the proposed Heat in Buildings Bill and his thoughts on how government should help first-time buyers. Mark Griffin has been an MSP for Central Scotland (Region) since 2011. He is also currently Scottish Labour's Spokesperson for Housing and is part of several cross-party groups and sits on the committee for Local Government, Housing and Planning.If you would like to find out more about anything we have discussed, please check out the following links:About Mark GriffinHousing (Scotland) BillHeat in Buildings Bill ProposalHousing Emergency motion to amendCHAPTERS:0:00-1:16 Intro1:16-2:03 Meet Mark Griffin2:03-4:40 Scottish Labour's Motion to amend Housing Emergency4:40-8:59 How can we fix the planning system?9:00-13:24 What would Scottish Labour do for landlords?13:24-15:34 Minimum EPC ratings and Heat in Buildings Bill proposal15:34-19:38 How would Scottish Labour improve awareness of energy efficient heating systems?19:38-23:22 Potential ways to help Scottish first-time buyers Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of the ESPC Property Show, Paul & Megan are joined by their ESPC Mortgages colleagues, Paul Demarco and Lisa Bell to discuss the current mortgage market and what home movers can expect to see in their mortgage deals. CHAPTERS:0:00-0:30 Intro0:30-2:10 Working out how much money you can borrow2:10-3:14 Calculating affordability3:14-5:07 How do children and pregnancy affect your mortgage eligibility?5:07-6:21 How to find out what your credit score is6:21-7:57 How much money do you need to buy a home?7:57-9:16 Additional costs to mortgages9:16-11:07 Money saving advice11:07-11:34 When is the best time to speak to a mortgage advisorThe initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On today's episode, Paul & Megan are joined by Michelle Robinson from Snugg to talk all about how to make your home in Scotland more energy efficient. Throughout the episode we focus on things like the Scottish Government's Heat in Buildings Bill, what retrofitting is and learn how EPC ratings affect your carbon footprint. Snugg is an easy-to-use online platform that makes researching and improving your home's efficiency a straightforward process. Simply input your postcode into Snugg's online tool and learn about your property's EPC rating and what updates you can do to decrease your utility bills. CHAPTERS: 0:00-1:56 Intro1:56-3:48 What is an EPC rating?3:48-6:00 Why should you reduce carbon emissions from your home?6:00-8:15 What are low emission heating solutions?8:15-10:14 What are the advantages of changing to a lower energy heating solution?10:14-12:07 What does retrofitting mean?12:07-13:15 What funding is available?13:15-14:40 How can Snugg help?14:40-18:14 How retrofitting can affect house prices18:14-19:30 District heating in EdinburghGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of the ESPC Property Show, Paul & Megan are joined by Sally Nash & Aimee Orrock from Gilson Gray to discuss what happens during the divorce process in Scotland and how property can be divided when a couple separates.You can find out more about Gilson Gray here.CHAPTERS0:00-1:47 Intro1:47-4:03  What's the first thing to do with your property during a separation?4:03-5:20 Do reconciliations happen during separation discussions?5:20-7:13 Who gets what in a divorce in Scotland?7:13-8:21 Does going to court delay the process?8:21-15:08 Can you stop your spouse living in the marital home?15:08-16:26 Is it best to sell the marital home or transfer ownership to one party?16:26-23:51 How do you calculate the division of assets in the divorce?23:51-25:55 How long do divorce proceedings take in Scotland?25:55-31:23 Should a couple get a pre-nuptial agreement?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan are joined by returning guest Nicky Lloyd from ESPC Lettings to discuss the current rental market in Edinburgh. In the episode, they discuss what landlords biggest concerns are right now, the new rules around increasing a tenant's rent and the best postcodes for investment in Edinburgh. You can find out more about ESPC Lettings here.CHAPTERS: 0:00-1:01 Intro1:01-2:31 Current Edinburgh rental market2:31-6:15 How to appeal any rent increases in Scotland6:15-7:30 Biggest concerns for landlords right now7:30-8:23 How is "wear and tear" decided?8:23-9:48 Most in demand properties in Edinburgh9:48-11:02 How to choose the best tenants?11:02-11:54 Hidden homelessness in Edinburgh11:54-14:30 Best areas to invest in Edinburgh14:30-16:18 Taxes for landlords in Scotland16:18-17:16 Why is it great to buy-to-let in EdinburghGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC Property Show! After their summer break, Paul & Megan are back to talk all things property for another season. In this first episode back, they look back at Paul's predictions for the year and how many came true including whether or not buyers are getting a better bargain now, and then they chat through what they missed during the break - a new government in Westminister, the future of cladding and of course the performance of the local property market. And Paul wraps things up with a mini-prediction for the remainder of the year. You can watch Paul's predictions video back in full hereWatch our new first-time buyer podcast "First-timers Club" here Read the latest ESPC House Price Report here Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

 Join Paul and Megan for the season finale of the ESPC Property Show, recorded from the luxurious Old Course Hotel in St Andrews. They are joined by Lynsey Dammer and Douglas Kinnear from Thornton's estate agents to delve into the unique charm of the St Andrews property market.Discover why this historic town, known for its university and golf, remains a top choice for home buyers and investors. From property types in high demand to the impact of student housing regulations and the booming international market, this episode offers valuable insights for anyone considering a move to St Andrews. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC Property Show! In this episode, hosts Megan and Paul are joined by industry experts Matthew Gray, Amy Howard, and Derek Bryan to provide valuable insights for home buyers in Scotland. This comprehensive discussion covers the current property market trends, factors influencing property sales, and advice for navigating the purchasing process. They delve into market performance, the impact of seasonality, and offer predictions for the next six months. Whether you're a first-time buyer or looking to understand the Scottish property market better, this episode is packed with essential information. And don't miss part two, where we explore the political landscape affecting housing: https://youtu.be/ed-8jCfRo_sGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC Property Show! In this episode, Paul and Megan continue their insightful roundtable discussion with experts from three ESPC solicitor estate agent member firms.Delving into the political side of the housing market, they explore the impacts of rent caps, taxation, and offer potential solutions for first-time buyers in Scotland. Our guests discuss the unintended consequences of current policies, the challenges landlords face, and the broader implications for tenants and the housing market. Whether you're a first-time buyer or a seasoned investor, this episode is packed with valuable insights and practical advice.Watch part one here: https://youtu.be/oyAG2QSdQtIGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC Property Show, hosts Paul & Megan are joined by Kate Polson, the CEO at Rock Trust, a charity dedicated to preventing youth homelessness.They delve into the critical issues surrounding youth homelessness in Scotland, discussing the innovative programs Rock Trust offers to support young people in crisis. Kate shares insights into the challenges faced by these individuals and the multifaceted approach Rock Trust takes, including education, accommodation, and employment support. The conversation highlights success stories, the importance of community involvement, and ways listeners can contribute to making a difference. Listen to learn more about Rock Trust's impactful work and how you can help support vulnerable youth. If you would like to donate to Rock Trust, you can do so here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC show, we dive into the world of new build homes in Scotland. Join us as we chat with Hazel Davies from Cruden Homes and Kim Newbigging from Cala Homes Scotland. They share valuable insights into the new build purchasing process, discuss the benefits of buying a new build, and answer key questions prospective buyers might have. Whether you're a first-time buyer or looking to invest in a new property, this episode provides essential information to help you navigate the market. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Join Paul and Megan from ESPC as they sit down with Maurice Allen, Residential Property Managing Director at Lindsay's, for a comprehensive guide to first-time home buying in Scotland. Maurice shares invaluable insights and advice on everything from financing and solicitors to government schemes and property investments. 0:00-0:38 Intro0:38-3:36 First things to do as a first time buyer3:36-5:36 Additional costs in buying a home in Scotland5:36-7:51 What do solicitors do in Scotland?7:51-9:20 First-time buyer government schemes in Scotland9:20-11:20 Putting an offer on a property in Scotland?11:20-16:05 What is a Home Report in Scotland?16:05-20:08 Common first-time buyer pitfalls20:08-22:47 How long does the property sale process take in Scotland?22:47-25:28 How do first-time buyers know they are making a good investment?25:28-28:03 OutroMore first time buyer advice hereLBTT calculatorLIFT schemeFind a solicitorFind a mortgage advisorSearch for properties hereGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Join us for part two of our episode with Mike Heffron from Under One Roof, where we delve into the world of retrofitting tenement flats in Edinburgh. Learn about the challenges, solutions, and future directions in making these traditional buildings more energy efficient and sustainable. From insulation dilemmas to district heating solutions, we cover it all in this insightful conversation. Don't miss out on valuable tips and expert advice to prepare your tenement flat for the future!Read more about the Heat in Buildings Bill here: https://espc.com/news/post/homeowners-need-more-support-from-the-scottish-government-s-heat-in-buildings-billGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Join Paul and Megan as they explore the vibrant property market in North Berwick with local experts Sophie from Coulters and Daniel from Paris Steele. Discover why North Berwick is voted the best place to live in the UK, its family-friendly community, and the diverse range of properties available. From golden beaches to a charming high street, find out why North Berwick is a hotspot for buyers. Plus, get insider tips on navigating the market and must-visit spots in the area!Skip to the most relevant part ⬇️0:00-0:44 Introduction0:44-2:15 Meet Sophie & Daniel2:15-3:48 How is the North Berwick property market right now?3:48-5:10 What's selling fast?5:10-6:29 Transport links from North Berwick6:29-10:44 Advice for buying in North Berwick10:44-13:10 Why is North Berwick a great place to live?13:10-14:07 What is the community like in North Berwick?14:07-15:58 Where are the North Berwick hotspots?15:58-18:56 What is the market like on the outskirts of North Berwick18:56-21:22 ESPC data for North Berwick marketEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC property show, Andy Maciver, a seasoned political analyst, joins hosts Megan and Paul to dissect the intricacies of housing policy and its relationship with the evolving political landscape in Scotland. From the impact of ideological beliefs on property ownership to the imperative of addressing housing supply shortages, the conversation navigates through key issues shaping the housing sector. With insights drawn from Andy's extensive political experience, the episode offers valuable perspectives on the challenges and opportunities facing policymakers and stakeholders in the housing market.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode Paul & Megan are on the move! They catch the tram down to ESPC's most popular area for property sales - Leith in Edinburgh East.There they chat to local solicitor estate agents, Tzana from Watermans and Becky from Aberdein Considine all about life in Leith from what the local community is like to how it differs from the rest of Edinburgh. Find your next Leith home on ESPC: https://bit.ly/4cZl3N2Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan are chatting to Nicky & Martyn from our ESPC Lettings team to discuss the latest updates in the Edinburgh rental market including the end of the rent cap and advice to tenants looking to move. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.They chat with Ivan Ralph (CEO, Ralph Sayer) and Sofia Renshaw (Trainee Solicitor, Davidsons) about property hotspots for buyers, landlords leaving the market and whether or not now is a good time to buy. Read our full March House Price Report here: https://bit.ly/4axxCxvEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week on the podcast, Paul & Megan are joined by financial advisor, Andy Lewis from John Scott Davidson to discuss how to get your finances in order ahead of the tax year end in April including making the most of your ISA allowance and investing in your pension, as well as some advice for how to make the most of your savings in the lead up to making a house purchase. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week Paul & Megan are chatting to Hazel from Porty Community Energy about how we can harness the power of community to make environmental changes. In the episode, we discuss the quick fixes that individuals can make in their homes to reduce energy usage as well as the larger community projects that you can get involved with to make longer term solutions. Skip to the part most relevant to you:0:00-0:51 Introduction0:51-2:01 What is Porty Community Energy2:01-5:08 Top energy saving tips5:08-8:30 Making long term changes with your neighbours8:30-10:06 Community energy sources10:06-13:32 Improving buildings in Edinburgh with EdinBRIC13:32-15:37 Get involved with Porty Community EnergyFind out more about Porty Community Energy here.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week Megan & Paul are joined by Head of Estate Agency at McDougall McQueen, Lisa Connolly to discuss property pricing strategies and how ESPC solicitor estate agents arrive at a valuation.Short on time? Skip to the most relevant part to you:0:00-0:47 Intro0:47-1:37 Meet Lisa1:37-5:04 How does a solicitor estate agent decide on a valuation?5:04-7:53 Current market and pricing strategies7:53-11:32 What to do if your property isn't selling?11:32-15:11 How to pick which agent to use?15:11-18:24 Price reductions18:24-22:18 Should you buy or sell first?Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of the podcast, we're talking about flats and the responsibility you have as the homeowner of a flat in a Scottish tenement building. Paul & Megan chat to Under One Roof's Chief Executive Mike Heffron about how to create a homeowner's association, how to manage communal space/roof repairs and how to enforce payment when some occupants won't pay up. It's an interesting look into the legislation and responsibilities affecting any homeowner who lives in a flatted property. If you'd like to find out more about Under One Roof and the work they do, you can head to their website: https://underoneroof.scot/Skip to the part relevant to you:0:00-0:42 Introduction0:42-5:17 About Under One Roof5:17-8:00 How to create a homeowner's association8:00-8:51 Homeowner assocation templates8:51-12:06 Using titles deeds in Scotland12:06-13:28 When a title deed is silent on an issue13:28-14:02 If you can't find a title deed14:02-17:28 How to operate a homeowner's association17:28-18:31 Scotland's Tenement Act18:31-20:09 Enforcing payment20:09-21:47 Edinburgh missing shares schemeEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to season 3 of the ESPC Property Show - a podcast for property enthusiasts and home hunters across Edinburgh, the Lothians, Fife and the Scottish Borders. In this episode, hosts Paul and Megan are joined by two ESPC Mortgages colleagues Paul Demarco and David Lauder to discuss and debunk the mortgage market including how much cash first-time buyers need to buy, what properties are more difficult to mortgage, why overpaying your mortgage is a good idea and the best mortgage term to pick.KEY TOPICS:0:00-0:58 Introduction0:58-1:35 Meet Paul & David1:35-3:15 How is the 2024 mortgage market?3:15-4:54 Bank of England rate predictions5:54-6:19 How much deposit do first-time buyers need?7:34-9:28  What properties are hard to get mortgages on?9:28-10:55 Cladding and mortgages10:55-13:28 Barriers to getting a mortgage13:28-14:27 Getting a mortgage with a new job14:27-15:14 Getting a mortgage with no credit score15:14-15:32 Self-employed mortgages15:32-16:06 Side hustles and mortgages16:06-16:45 How to improve your credit score16:45-18:11 What happens after an offer is accepted?18:11-20:59 Why overpay on your mortgage?20:59-21:46 Increased property value and loan to value21:46-24:14 What mortgage term is best?24:14-26:26 Advice for mortgage terms ending in next 6 months26:26-28:39 Things you may not know about getting a mortgage28:39-31:46 Other factors that make it hard to get a mortgage31:46-33:25 OutroThe initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Paul and Megan from the ESPC Property Show podcast are joined by Marie O'Neill, a relocation expert based in Dubai. Marie talks about the process of relocating to countries in the UAE, and the advantages of doing so. She explains that the economy is stable and the low taxation makes Dubai a desirable place to call home.We learn that property is also much more affordable than in other major cities, with three times the size for the same amount of money. The process of buying a property is relatively quick and stress-free, with cash buyers able to complete the process in one to two weeks and those looking for a mortgage able to do so in four to six weeks.Find out more about Marie's services here: https://www.eerme.com/Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

When you think of morning radio it's all about Boogie in the Morning. Marty is the producer of the No.1 Breakfast show in Edinburgh, the Lothians and Fife and he joins Nashy for a chat on all things radio, media and life behind the mic with Boogie and Arlene.Recorded from Forth 1 Studios in Edinburgh's St Jame's Quarter Nashy was in his element in the high tech studio.A big thanks to Marty and the Forth 1 team for the opportunity!Hope you enjoy!This Podcast is brought to you by ACE Property Management - EdinburghContact Nashy for Podcast sponsorship opportunities and get you brand / business in the ears of thousands of listeners.Follow Nashy...Insta - @the_getafterit_familyInsta - @getafterit_nashyYouTube - GET AFTER IT with NashyTwitter - @GetAfterItNashyFacebook - GET AFTER IT with NashyFacebook - Dads and Dudes - Private groupFacebook - Dads and Dudes - Private group