Podcasts about espc

In this week's episode, Paul & Megan discuss the latest ESPC House Price Report which covers the property market activity from March to May 2025. You can read the full report here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

With just under a year to go until the Scottish Election, Paul & Megan are joined by political analyst, Andy Maciver to discuss what the next 12 months may hold in store for the political landscape. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

For this episode, I spoke with Kevin Monahan, General Manager at ESPC, on how major tech events like ESPC drive year-round community engagement by adapting to evolving technologies, expanding focus areas, and creating lasting content beyond the conference stage. You can find more information about my guest on my blog at https://buckleyplanet.com/2025/05/collabtalk-podcast-episode-173-with-kevin-monahan/

In today's episode, Paul & Megan are joined by solicitor Jill Andrews to discuss the challenges and trends for foreign nationals looking to buy property in Scotland in 2025. Here's our jargon-busting guides to buying a property in Scotland:What is a Closing Date? What is a Home Report?How to read a Home Report?Appointing a solicitor in ScotlandWhat is LBTT? How to make an offer on a property in Scotland? Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week's episode is a special one - Paul & Megan are joined by four ESPC solicitor estate agent member firms to discuss the current property market. From the properties that are in high demand to the best places for first-time buyer as well as the current climate for landlords and the issue with conveyancing - they leave no stone unturned. If you enjoyed this episode, please leave us a comment below and remember to subscribe to our channel.  Skip to the part that's relevant to you:0:00-1:08 Introductions1:08-3:47 Have there been any surprises in the recent property market?3:47-5:28 One word to describe the property market right now5:28-8:20 What properties are in high demand?8:20-11:20 Sales volumes are high, but closing dates are getting rarer11:20-15:18 Managing sellers expectations 15:18-15:30 Are properties selling for over Home Report valuation?15:30-17:30 Hotspots for properties right now17:30-22:03 Biggest concerns for first-time buyers22:03-23:08 First-time buyer friendly areas in Edinburgh23:08-25:44 Are we seeing landlords return to the market?25:44-29:09 Best places to invest £250k in a property29:09-33:10 One change that's needed in the property market33:10-36:21 Predictions for the rest of 2025's property marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC Property Show, Paul and Megan are joined by returning guest Nicky Lloyd, Head of Lettings at ESPC Lettings. They cover some new ground in this discussion including advice for new landlords, why more and more homeowners are opting to rent their properties instead of sell and how much rent should be priced at.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the podcast, Paul & Megan are chatting through the latest updated from the local property market including the rapid speed that Dunfermline homes are selling at, as well as the outlook for house prices across the rest of the year, and a deep dive into the proposed Seafield regeneration plan. Resources mentioned:ESPC House Price ReportSeafield regeneration plan"Call for Edinburgh's south suburban rail line to reopen to passengers after 60 years"Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

@josuevizcay ig and X ect @⁠therealjames_h ig ⁠ In this episode of the ESPC podcast, the hosts delve into the unique approach of their sports betting strategies , emphasizing the importance of mental health and decision science in betting. James "Guru" Harris provides insights into upcoming MMA fights, analyze recent match outcomes, and discuss the impact of injuries on fight cards. The conversation is rich with predictions, betting strategies, and the psychological aspects of gambling, making it a comprehensive guide for listeners interested in sports betting and MMA. ⁠ESBC podcast, sports betting, MMA, UFC, betting strategies, mental health, fight predictions, decision science, financial health, behavioral economics

Is a 5% deposit still enough for first-time buyers to get on the ladder? How much do you need to earn to qualify for a million pound mortgage? Will the Bank of England base rate reduction affect your mortgage as a homeowner? All of these questions (and more!) are answered in this episode of the ESPC Property Show! In this episode, Paul & Megan are joined by returning guests - David Lauder & Paul Demarco, two of ESPC Mortgages Mortgage Advisors where they discuss high net worth property owners, advice for first-time buyers and the current mortgage market. You can watch all of our previous mortgage episodes below: Are interest rates dropping? - https://youtu.be/hrL1PxwNl5wDon't be afraid of mortgages - https://youtu.be/SyES9nMr1MoUnlocking the secrets of the 2023 mortgage market - https://youtu.be/XSdOy3LJ-zIGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of the ESPC podcast, the hosts delve into the unique approach of their sports betting strategies , emphasizing the importance of mental health and decision science in betting. James "Guru" Harris provides insights into upcoming MMA fights, analyze recent match outcomes, and discuss the impact of injuries on fight cards. The conversation is rich with predictions, betting strategies, and the psychological aspects of gambling, making it a comprehensive guide for listeners interested in sports betting and MMA. @josuevizcay ig and X ect @⁠therealjames_h ig ⁠ ⁠ESBC podcast, sports betting, MMA, UFC, betting strategies, mental health, fight predictions, decision science, financial health, behavioral economics

In this episode of the ESPC podcast, the hosts delve into the unique approach of their sports betting strategies , emphasizing the importance of mental health and decision science in betting. James "Guru" Harris provides insights into upcoming MMA fights, analyze recent match outcomes, and discuss the impact of injuries on fight cards. The conversation is rich with predictions, betting strategies, and the psychological aspects of gambling, making it a comprehensive guide for listeners interested in sports betting and MMA.

The ESPC Property Show is back for 2025! Can you believe we're on to our fifth season of the show?!And this new season comes with some slight changes. Episodes will now run fortnightly, and every month you'll get a deep dive on the local market with Paul & Megan. This week we discuss what's been going on in the local property market across Edinburgh, the Lothians, Fife & the Scottish Borders including:Is it getting easier for first-time buyers?Where are the local property hotspots?How to spot a good deal in the market?We also hear from our first of "Paul's Polls". If you'd like to participate in the next one, head to Paul's LinkedIn and give him a follow.Throughout the episode Paul & Megan use the latest ESPC House Price Report as a jumping off point. You can read the full report here.If you want to submit a question for a future episode, please leave us a comment or send it to us at marketing@espc.comSpeak to ESPC MortgagesSpeak to ESPC LettingsSpeak to an ESPC solicitor estate agentGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

I den här episoden får du träffa två andra profiler inom Microsoft 365. Först Marijn Somers som är Microsoft 365 specialist, MCT och MVP från Belgien. Sedan Marc D Anderson som är amerikansk MVP och konsult inom Microsoft 365. Inspelat på plats på ESPC24 i Stockholm. 

Summary In this episode of the ESPC podcast, Josh Abner Vizcay discusses the intersection of sports betting, mental health, and financial literacy. He emphasizes the importance of collaboration and sharing information in making informed betting decisions. The conversation covers various NFL games, analyzing team dynamics, coaching strategies, and player performances, while also highlighting the significance of maintaining mental health and relationships in the gambling world. The episode concludes with predictions for upcoming games and a call to action for listeners to engage with the content. Takeaways The ESPC podcast aims to monetize time spent watching sports. Collaboration and sharing information are key to success in sports betting. Mental health is an important aspect of gambling and investing. Fundamental analysis is more effective than technical analysis in betting. Time management is crucial; time equals money. Understanding team dynamics and coaching strategies can lead to better betting decisions. Double-digit dogs in the division have a high cover rate. Situational intelligence is vital in making informed decisions. The air raid offense has its strengths and weaknesses in the NFL. Maintaining relationships is essential for mental health in the gambling community. Sound Bites "Time is money." "Sports is an investable asset class." "The air raid wins early, loses late." Chapters 00:00 Monetizing Time: The Purpose of the Podcast 03:51 Mental Health and Financial Literacy in Sports Betting 06:37 Analyzing the Chargers vs. Texans Game 09:52 Pittsburgh Steelers vs. Baltimore Ravens: A Tactical Breakdown 12:44 Buffalo Bills vs. Denver Broncos: Quarterback Dynamics 15:54 Coaching Mismatches: Packers vs. Eagles 29:33 Analyzing Jordan Love's Progression 30:54 Game Predictions and Coaching Mismatches 33:21 The Importance of Collaboration and Diversity in Analysis 34:50 Understanding Quarterback Challenges in Air Raid Offense 38:44 Defensive Strategies: Zone Blitz and Simulated Pressure 42:34 Evaluating the Tampa Bay Buccaneers' Game Plan 46:39 Quarterback Performance and Game Strategy 51:42 Final Thoughts on the Vikings vs. Rams Matchup 56:46 SlickRickClosing copy.mp3

Sara Fennah är en jättetrevlig och kunnig expert på Microsoft 365. Hon är Microsoft Certified Trainer och talare på en massa konferenser. I detta första avsnitt av podden för 2025 så tar jag dig med till mässgolvet för en pratstund med Sara om Microsoft 365 historiskt, vad som händer just nu med AI och Copilot, och vad hon hoppas på för framtiden.   Så kan du höra årets första nyheter i podden, om tre förändringar i Microsoft 365 som kommer under februari.   Musical reasons to be cheerful: https://open.spotify.com/playlist/4Y2lQVgLjZ5teaXbO6rXOL?si=qKX0opQpSaqq3MoAnPkfaQ

Happiest of holidays, and welcome to 2025! December 2024 brought some great new offerings: Microsoft Syntex pay-as-you-go: Simple document processing model, Viva Connections: Power Apps card, Viva Pulse now included in Microsoft 365 Copilot, Microsoft Search for Bing retirement, Outlook.cloud.microsoft, Add external content links to Viva Learning, Microsoft 365 data residency: New Zealand, the big, upcoming SharePoint Event + AMA (Jan.29.2025 - 9 AM PST), and more. Plus, a little year in review: The top five features of 2024, a quick list of apps we said goodbye to, and a few 2025 predictions.   Read this episode's corresponding blog post.   02:11 Employee engagement SPONSOR | Upcoming SharePoint event 09:36 Top 5 SharePoint features shipped in 2024 20:40 Related technology 26:29 January 2025 teasers 32:22 AI and agents insights from Jeff Teper   SharePoint | Facebook | @SharePoint | SharePoint Community Blog | Feedback  Mark Kashman |@mkashman [co-host] Microsoft Docs - The home for Microsoft documentation for end users, developers, and IT professionals. Microsoft Tech Community Home Stay on top of Office 365 changes   Upcoming events ON DEMAND Microsoft Ignite 2024 | Incl. SharePoint "event guide"  ESPC | Dec 2-5, 2024 in Stockholm, Sweden (incl. Jeff Teper's ESPC24 keynote on demand) UPCOMING "SharePoint: From Concept to Creation to Impact + Live AMA" webinar with Jeff Teper | Jan. 29, 2025, 9:00 AM - 10:00 AM PST M365 Miami 2025 | Feb.6-7.2025 MVP Summit 2025 | March 24-27.2025 (Redmond, WA & online) Microsoft 365 Community Conference | May 5-8, 2025 (Vegas) SharePoint Intranet Festival (SWOOP Analytics) | May 21, 2025 (Online) European Collabroation Summit | May 26-28, 2025 (Düsseldorf, Germany) + always review and share the CommunityDays.org website   Discover and follow other Microsoft podcasts at aka.ms/microsoft/podcasts. Follow The Intrazone at aka.ms/TheIntrazone.

In this week's episode, we recap the ESPC 2024 event, live on site. Apologies, again, for the "hopping microphone" issues - we used wireless mics, and they caught some inferences we didn't see when recording. What did we learn about the event, and what are the expectations for the future based on these announcements? Also, Jussi asks Tobi an unexpected question.(00:00) - Intro and catching up.(02:20) - Show content starts.Show links- ESPC 25 - Give us feedback!

We're back for a bonus episode! Paul breaks down what he expects to see in the property market across Edinburgh, the Lothians, Fife and the Scottish Borders in 2025. From what's going to happen to interest rates, house prices and selling times, plus much more!Skip to your favourite part:0:00-0:43 Intro0:43-3:42 The future of interest rates in 20253:42-5:30 An increase in property sales5:30-6:36 Paying a premium on properties6:36-8:15 Listings and stock on espc.com8:15-9:19 How VAT on private schools might do to the property market?9:19-11:00 Average selling prices11:00-12:05 How fast will properties sell in 2025?12:05-14:10 A recap on the 2024 lettings market14:10-18:04 How will ADS affect the lettings market in 2025?18:04-18:57 Potential for 2025 lettings market18:57-20:38 Energy efficient homes in 202520:38-21:53 LBTT is up for review21:53-23:15 The need for clarity on the Housing Bill23:15-24:00 An update on ESPC in 2024Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week, we're (still) live from ESPC 2024, and we'll talk with Paolo Pialorsi from Microsoft about agents in Microsoft Copilot. What are they? How do you create them? Is coding involved? What things to consider? Also, we ask Paolo an unexpected question.PS. We struggled a bit with the fancy wireless microphones, so expect some deterioration in the audio quality - SORRY! We blame AI for this.(00:00) - Intro and catching up.(01:31) - Show content starts.Show links- Paolo Pialorsi (LinkedIn) - Give us feedback!

This is episode 285 recorded live in Stockholm on December 3rd, 2024 where John & Jason talk about the expansion of the Microsoft Fabric ecosystem announced at Microsoft Ignite and interesting conversations that have been had at ESPC about Fabric.

This week, we're live from ESPC 2024, and we'll talk with Jasper Oosterveld from Rubicon about Microsoft Purview. What is it? What's included? How should you approach your compliance and data security projects? What things to consider ? Also, we ask Jasper an unexpected question.(00:00) - Intro and catching up.(02:05) - Show content starts.Show links- Microsoft Purview- Jasper Oosterveld (Linkedin) - Give us feedback!

In the season finale, Paul & Megan are joined by Jan from Hastings to discuss the local market in the Scottish Borders. They discuss how the market has changed since 2020, reasons to live south of Edinburgh and how English stamp duty changes may affect the market. Skip to the part that's relevant to you:Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week, we're recording live from the ESPC conference in Stockholm, Sweden. We talk about a new and interesting SDK, the Microsoft.Extensions.AI. What is it, and why should you try it out? Also, Jussi asks Tobi an unexpected question.(00:00) - Intro and catching up.(02:42) - Show content starts.Show links- Introducing Microsoft.Extensions.AI Preview - Unified AI Building Blocks for .NET- GitHub - dotnet/ai-samples- Microsoft.Extensions.AI - What is it? · microsoft/semantic-kernel · Discussion #9163 - Give us feedback!

This month's pitstop looks at  everything that landed in November 2024: Viva Engage: Updates for the Copilot adoption community, Copilot Pages, Add Approvals to any SharePoint document library, Teams: New chat and channels experience, Teams: New calendar experience, and Windows Server 2025 (GA). Plus, we share highlights from Microsoft Ignite 2024 - Five announcements from across the Microsoft portfolio. You'll also hear a segment of audio from Maya Rodrig - from the Microsoft Loop team - summarizing Copilot Pages alongside BizChat. It's a busy pitstop to get up to speed AND look ahead.   Read this episode's corresponding blog post.   01:24 Employee engagement 07:13 "Copilot Pages" by Maya Rodrig 11:17 Teamwork 13:23 Related technology 31:25 Teasers   Maya Rodrig | LinkedIn  SharePoint | Facebook | @SharePoint | SharePoint Community Blog | Feedback  Mark Kashman |@mkashman [co-host]   Microsoft Docs - The home for Microsoft documentation for end users, developers, and IT professionals. Microsoft Tech Community Home Stay on top of Office 365 changes   Upcoming events: Microsoft Ignite 2024 | Now on demand (incl. SharePoint "event guide") ESPC | European SharePoint Conference | Dec 2-5, 2024 in Stockholm, Swede + always review and share the CommunityDays.org website   Discover and follow other Microsoft podcasts at aka.ms/microsoft/podcasts. Follow The Intrazone at aka.ms/TheIntrazone.

In this episode of the ESPC podcast, Josh Abner Vizcay and James Harris discuss the intricacies of sports betting, particularly focusing on UFC and MMA. We Explore explore the importance of collaboration, research, and emotional detachment in betting. The conversation delves into specific fights in the upcoming UFC 310 card, analyzing fighters' backgrounds, betting odds, and strategies for making informed decisions. The hosts emphasize the mental aspects of betting and the significance of understanding the business side of sports betting, providing listeners with valuable insights to enhance their betting experience. @josuevizcay ig X James Harris @mmamathmatician X witter handle is @mmamathmatician Top 10 Rules of betting https://medium.com/@josuevizcay/top-10-rules-for-betting-gambling-nfl-cfb-and-college-basketball-bdc7d132490

On this week's episode of the podcast, Paul & Megan chat to Andy Lewis (John Scott Davidson Ltd) explains what the current rules are around inheritance tax in the UK including when it is payable, who is liable to pay it and some tax efficient measures to take. Skip to the part most relevant to you: 0:00-1:44 Intro1:44-4:27 What is inheritance tax?  4:27-8:48 Who pays inheritance tax?8:48-11:00 Inheriting property11:00-12:40 Discussing inheritance with family12:40-13:52 If you are eligible to pay inheritance tax13:52-17:57 What changes did the 2024 UK budget make to inheritance tax?17:57-23:16 Inheritance tax on pensions23:16-29:26 Are gifted deposits eligible for inheritance tax?29:26-32:12 Reducing inheritance liability 32:12-36:20 Who actually pays for the inheritance tax?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Elaine Kyle (Morgans) and Michael Maloco (Maloco Mowat Parker) about the local market in West Fife. They discuss the affordability of the area, their Fife hidden gems and what the 2025 property outlook is for the area. Skip to the bit most relevant to you:0:00-1:10 Intro1:40-4:41 Where are the key areas in Fife?4:41-6:30 How is the West Fife property market performing?6:30-9:24 Managing seller expectations9:24-11:14 Reasons to live in West Fife11:14-13:27 Hotspots with the most activity in West Fife13:27-19:09 Predictions for the 2025 market19:09-22:54 Where is in high demand?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan chat to Alistair Ewing (Managing Director at The Lending Channel) about bridging finance.What is bridging finance? It's a form of borrowing that allows property buyers to fund their purchase while they put their current home on the market. Skip to the part that's relevant to you:0:00-1:48 Intro1:48-2:45 What is a bridging loan?2:45-3:26 Why are they less common now?3:26-4:16 Are bridging loans expensive?4:16-5:06 What's the average term for a bridging loan?5:06-6:30 Interest rate and duration implications6:30-7:43 Risks involved in using bridging finance7:43-9:14 What happens to the loan if you sell before the end of the term?9:14-10:47 Using bridging finance to improve buying situation10:47-12:44 Scenarios when bridging finance could be used12:44-14:30 Why do lenders need an additional survey?14:30-16:40 How does the application process differ from a standard mortgage?16:40-20:15 Common concerns around bridging financeGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Amy Howard from Neilsons and Lisa Connolly from McDougall McQueen about the local market in Midlothian. They discuss the booming market in Bonnyrigg, why you should invest in Gorebridge and what the 2025 property outlook is for the area. Skip to the bit most relevant to you:0:00-1:32 Intro1:32-4:50 Where is Midlothian?4:50-6:57 Midlothian's property market 6:57-9:10 Property hotspots in Midlothian9:10-11:50 Second hand new build market11:50-14:25 Best areas in Midlothian for investment14:25-18:43 Predictions for 2025 Midlothian marketGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Whether you're new to renting in Scotland, moving here for the first time, or just stepping out on your own, episode 93 of Lets Talk covers some of the most frequently asked questions from tenants. We'll also discuss the Scottish lettings market, with a special focus on Edinburgh; exploring the most affordable areas to rent in the capital…and who better to discuss this with than Nicky Lloyd, Head of Lettings at ESPC.

In this week's episode, Megan & Paul chat to Jamie Sole from Blair Cadell about the current property sales market in Edinburgh.Jamie gives advice to local sellers on how to prepare for a valuation, tips for conducting property viewings as well as an outlook on the best time to sell. Skip to the bit most relevant to you:0:00-0:47 Intro0:47-5:47 The dos and don'ts of selling your property 5:47-8:35 Should you sell first or buy your next home first?8:35-11:00 Sell now or hold off until January?11:00-12:40 How to prepare for a property valuation12:40-14:26 Are buyers looking for a blank canvas?14:26- 17:10 Advice for conducting a property viewing with potential buyers17:10-18:06 Don't be afraid to reach out nowGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Graham White from Anderson Strathern about the local market in East Lothian. They discuss the lack of "for sale" property, what's in demand and how the market differs in East Lothian from Edinburgh. Skip to the bit most relevant to you:0:00-0:38 Intro0:38-1:45 Property market activity in East Lothian 1:45-2:31 Sub-markets across East Lothian2:31-3:22 Most in-demand East Lothian properties3:22-4:23 Prices being achieved in East Lothian4:23-5:11 Where are the most expensive homes in East Lothian?5:11-6:03 Property price increases in East Linton6:03-8:15 Are "London buyers" heading to East Lothian?8:15-9:08 Should you sell before you buy in East Lothian?9:08-9:52 Where are the East Lothian property hotspots?9:52-11:00 How have new builds affected the market?11:00-12:06 The outlook for the remainder of 202412:06-13:24 Can first-time buyers thrive in East Lothian?13:24-14:05 Small houses in East Lothian14:05-15:21 Reasons to move to East LothianGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week, we digest the NIST AI RMF Playbook and dive into what the four functions are, and share a few thoughts on what we think about this framework. Also, Tobias asks Jussi an unexpected question.(00:00) - Intro and catching up.(04:10) - Show content starts.Show links- ESPC 2024 discount code (100 EUR): CtrlAltAzure - get your tickets here: https://www.sharepointeurope.com/- NIST AI RMF PlaybookWe want feedback!- Give us feedback!

In this week's episode, Megan & Paul chat through the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.They chat with David Marshall (Warners), Caitlin Keegan (Gillespie Macandrew) and Tracey French (ELP) about purchasing subject to sale, the increase of property chains and good news for first-time buyers. Skip to the bit most relevant to you:0:00-0:35 Intro0:35-1:00 Meet our guests1:00-3:07 What happened in Q3?3:07-3:56 How long does it take for a house sale to complete in Scotland right now?3:56-5:00 An increase in property chains?5:00-10:02 Should you sell your property before you buy your next?10:02-13:13 Good news for first-time buyers13:13-15:07 Marketing properties as "Offers Over"15:07-17:30 What's the highest percentage buyers have offered over Home Report value?17:30-19:33 What are the property hotspots in Edinburgh?19:33-23:36 Expectations for the remainder of the yearRead our full September House Price Report here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Paul and Megan are joined by Mark Griffin MSP to discuss Scotland's Housing Emergency as well as the recent Housing Bill, the proposed Heat in Buildings Bill and his thoughts on how government should help first-time buyers. Mark Griffin has been an MSP for Central Scotland (Region) since 2011. He is also currently Scottish Labour's Spokesperson for Housing and is part of several cross-party groups and sits on the committee for Local Government, Housing and Planning.If you would like to find out more about anything we have discussed, please check out the following links:About Mark GriffinHousing (Scotland) BillHeat in Buildings Bill ProposalHousing Emergency motion to amendCHAPTERS:0:00-1:16 Intro1:16-2:03 Meet Mark Griffin2:03-4:40 Scottish Labour's Motion to amend Housing Emergency4:40-8:59 How can we fix the planning system?9:00-13:24 What would Scottish Labour do for landlords?13:24-15:34 Minimum EPC ratings and Heat in Buildings Bill proposal15:34-19:38 How would Scottish Labour improve awareness of energy efficient heating systems?19:38-23:22 Potential ways to help Scottish first-time buyers Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

September 2024 brought a few nice updates and some key disclosures—SharePoint Brand center, Copilot in OneDrive (GA), Copilot in SharePoint: Text web part, Microsoft 365 Copilot: Wave 2 news, Bing Generative Search news, Microsoft Delve retirement, Microsoft AI Tour Live updates, completion of the Microsoft Loop Learning Series, and more.   Read this episode's corresponding blog post.   00:59 Employee engagement 03:25 Teamwork 07:42 Related technology 25:18 Teasers    SharePoint | Facebook | @SharePoint | SharePoint Community Blog | Feedback  Mark Kashman |@mkashman [co-host]   Microsoft Docs - The home for Microsoft documentation for end users, developers, and IT professionals. Microsoft Tech Community Home Stay on top of Office 365 changes   Upcoming events: Oct. 8th at 10am PDT | Microsoft OneDrive: AI Innovations for a New Era of Work and Home Oct. 14-18 | ESPC - SharePoint week (Seven virtual webinars | Free) Oct. 16th at 8am PDT "Create and share Copilot agents in SharePoint in a few clicks" with CJ Tan and Karuana Gatimu; our next "Meet the Makers" episode. CollabDays New England | October 18-19, 2024 | Burlington, Massachusetts TechCon365 - Dallas | Nov. 11-15, 2024 | Dallas, TX Microsoft Ignite (+ more info) | Nov. 18-22, 2024 | Chicago, IL  ESPC | European SharePoint Conference | Dec. 2-5, 2024 | Stockholm, Sweden + always review and share the CommunityDays.org website   Discover and follow other Microsoft podcasts at aka.ms/microsoft/podcasts. Follow The Intrazone at aka.ms/TheIntrazone.

August 2024 brought a slew of updates and information—Microsoft 365 Backup (GA), SharePoint: A new Start experience, SharePoint: New Banner web part, Stream Playlist card on Viva Connections dashboard, Viva Amplify: Video templates, OneDrive: Annotate PDFs (text boxes), Microsoft Lists: Row reorder, Clipchamp: Image background removal, Microsoft Loop components in OneNote, and more. Plus, you'll hear audio from a recent live AMA - specifically a question to David Johnson (Principal PM Architect from the Microsoft Digital team) asking him to share one good story and one bad story about managing Microsoft's Microsoft 365 tenant over the years. As you can imagine, he's got stories. And to round it out, we have insights about a few timely events for SharePoint, Planner, Loop, and more.    Click here for this episode's corresponding blog post.   01:43 Employee engagement 10:35 AMA audio snippet with David Johnson (MS IT) 13:53 Teamwork 18:32 Related tech 35:00 Teasers   Mark Kashman |@mkashman [co-host] SharePoint | Facebook | @SharePoint | SharePoint community blog | Feedback   "Learn governance from Microsoft Digital, Microsoft's own IT department" (blog) "Reimagining content management at Microsoft with SharePoint Premium" (Inside Track) Microsoft Docs - The home for Microsoft documentation for end users, developers, and IT professionals.  Microsoft Tech Community Home Stay on top of Office 365 changes   Upcoming events: "Meet Copilot in Microsoft Loop" (webinar) | September 4th at 10:00am PDT Next episode of Mondays at Microsoft | September 9th at 8:00am PDT (online) Microsoft Loop AMA (90 minutes) | September, 12th from 10:00am - 11:30am PDT (online) "The new Microsoft Planner: What's New and What's Coming Next" + Live AMA | September 17 at 9am PDT Metaverse One 2024 | September 18 (online) Microsoft Power Platform Conference | Sept. 18-20, 2024 | Las Vegas, NV CollabDays - Portugal Porto 2024 | Seopt.21, 2024 | Instituto Superior de Engenharia do Porto European Microsoft Fabric Community Conference | Sept.24-27, 2024 | Stockholm, Sweden CollabDays - New England | Oct. 18, 2024 | Burlington, MA TechCon365 - Dallas | Nov. 11-15, 2024 | Dallas, TX Microsoft Ignite (+ more info) | Nov 18-22, 2024, "Save the date" | Chicago, IL European SharePoint Conference [ESPC]| Dec 2-5, 2024 | Stockholm, Sweden + always review and share the CommunityDays.org website   Discover and follow other Microsoft podcasts at aka.ms/microsoft/podcasts. Follow the Intrazone at aka.ms/TheIntrazone.

On this episode of ESPC, Ryan interviews an author name Ben Freeman about his new book about angels. Ryan shows Ben who the real angels is by making him his very own radio ad! Plus, some callers make the show really hard to comprehend.

The Boys are back after a hectic time at Lisbon and ESPC where they created 9 podcasts from the CoreView stand @ESPC so this is a kind of recap of the people we met and included on the podcast created from the CoreView standWe talk about AI and how it might be adopted, we talk about working lifestyles and finding time to think and workout strategies and solutions.  We talk about 2 great whiskies, yes we break the rules and do 2 whiskies as we have a truly relaxed conversation...

Final day at ESPC, which means it is time for a little round up of all the goodness that was spread on day 2. We have Chirag Patel on, the man with many 3letter acronyms on his title and good friend of the pod to talk about all the cool stuff he has seen. We talk community, community and some community!

The last episode at #ESPC and we are here once more with Kas! This time we bring Jasper Oosterveld on board as a guest! He talks about business cases for Copilot and the issues of rolling it out just for testing.

Last podcast of day 2 at ESPC, and we have Kenneth van Surksum with us. Kenneth is a Security MVP, who has been involved with Simeon Cloud for years, using them for his customers and contributing to the platform as well. The boys also have David Nevins back, and they have a nice chat about Simeon Cloud, and the benefits the platform brings to rolling out baseline tenants.

In this episode, we have Imre Tholen as a guest, together with princess Kas. Imre is the collaboration expert at Mateco IT and talks about his experience with CoreView and why they made the decision to go to 1 tenant, with tenant separation.

Day 2 at ESPC, which means it is time for a little round up of all the goodness that was spread on day 1. We have Kevin McDonnell, Manager at Avanade, MVP and good friend of the pod to talk about all the cool stuff he has seen. We talk SharePoint Embedded, the new headless solution for documents, Copilot adoption and rollout and much more.

The best thing about live events is running into very cool people. Karuana Gatimu from Microsoft, famous for all the work she did on Microsoft Teams adoption, is now the driving force behind Copilot user adoption. She joins the pod for an honest conversation about Copilot, the effect it had on her job and how to get the best out of it when you are rolling out for your organization. 

The boys are in Amsterdam at ESPC23 and bring the spectacle of M365Distilled, live from the CoreView booth!Picture this: a room buzzing with energy, the smell of fresh Stroopwafels in the air, and a trio of guests so stellar, you'd think the constellations had realigned just for this event. First up, we had the enigmatic Kas Nowicka from CoreView, who could make even the driest technical details sound as riveting as a Dutch detective novel. Then, there was the charming David Nevins from Simeon Cloud, whose insights were so sharp, they could cut through a Gouda wheel at twenty paces. And hold onto your clogs, because the lineup was crowned by none other than Jeff Teper, the president of Microsoft 365 himself! Our hosts kicked things off with the tale of Simeon Cloud's birth and its journey to being scooped up by the eagle-eyed CoreView. It was like a Silicon Valley fairy tale, except the hero's a cloud and the magic beans are lines of code. Kas and David tag-teamed the mic to unravel the problems SimeonCloud solves, and let me tell you, their solutions are smoother than a well-aged Jenever. It was a deep dive into the nitty-gritty of cloud management, so detailed you could almost see the pixels. But folks, the pièce de résistance was Jeff Teper's first-hand commentary on how Copilot has flipped the Microsoft ecosystem on its head. It's like the wheel, sliced bread, and those little plastic things on the ends of shoelaces all rolled into one. Teper waxed lyrical about Copilot's transformative powers, painting a future so bright, we're going to need shades made of SPF 100.

Welcome to the second episode, live from #ESPC! We've got a couple of new guests joining us today: Kasia Nowicka from CoreView and Ragnar Heil from Rencore.In this episode, we're going to be dipping our toes into the five pillars of cloud governance: Cost management, Security baseline, Resource consistency, Identity baseline, and Deployment acceleration. Sounds like a lot of fun, right?Our host Steve talks about identity, which is great because he's been struggling with his own identity for years. We're hoping that by the end of this episode, he'll finally figure out who he really is.Marijn, on the other hand, is drawing a blank. We're not sure if it's because he's overwhelmed by all the governance talk or if he's just having a bad day. Either way, we're here to support him.And then there's Kascia. She's our hero, our savior, our knight in shining armor. When Marijn drew a blank, Kascia stepped up to the plate with her quick wit and humor. She's the reason we're all still here today.Unfortunately, we don't have any whisky yet. But don't worry, we're working on it. In the meantime, sit back, relax, and enjoy the show!

With a Special theme tune for EPSC @ CoreView the boys are joined by Kasia Nowicka, Kas to friends, to launch a series of podcasts directly from ESPC recorded live from the CoreView Stand in the Exhibition Hall 

Clearly, we don't mean using Zoom inside a Teams meeting. But we do mean being able to zoom into shared content with more visible buttons to control zoom levels. We also discuss "nosie suppression" maintenance, and all about campaigns in Viva Engage.  Darrell and Daniel cover:   - Introducing zooming controls while viewing screenshare  - Relocating Sync Command in OneDrive's My Files view to Settings   - Answers-focused view in Viva Engage   - Answers in Viva Information Panel   - Handwriting Beautification and Ink Straightening for Microsoft Whiteboard   - Microsoft Stream: Playlist View in SharePoint List Webpart   - Microsoft OneDrive: PDF Annotation and Interactable Form Fields   - Planned Maintenance: Nosie suppression in Stream will be down for limited time   - Microsoft Viva: Campaign Hub, Search for Campaigns and Executive Sponsorship for Campaigns   This week's sponsor: ESPC https://365mcs.com/ESPC   Join Daniel Glenn and Darrell as a Service Webster as they cover the latest messages in the Microsoft 365 Message Center.   Follow us!   Twitter - Facebook - LinkedIn  Check out Daniel and Darrell's own YouTube channels at:  Daniel - https://youtube.com/DanielGlenn  Darrell - https://youtube.com/modernworkmentor   

Sol Rosenbaum Sol Rosenbaum is a Licensed PE with 19+ years in the energy engineering world. He is the Founder of http://www.TheEngineeringMentor.com with a passion for mentoring younger engineers. He is a mechanical/energy engineer who enjoys helping building owners with financially viable energy savings projects. In Sol’s early positions, he worked on large ESPC projects…More