Podcasts about student borrower protection center

00:08 — Mike Pierce is Executive Director and co-founder of the Student Borrower Protection Center. 00:33 — Darwin BondGraham is the news editor at the nonprofit newsroom The Oaklandside. 00:45 — Terry Christensen is Professor Emeritus of political science at San Jose State University. The post US Department of Education Announces Involuntary Collection of Defaulted Student Loans; Plus, Oakland and San Jose Elections appeared first on KPFA.

The U.S. Education Department reopened applications for income-driven repayment plans for student loan borrowers after a court ruling previously halted them. The ruling blocked the Biden administration's Savings on a Valuable Education Plan, complicating renewals for borrowers. The American Federation of Teachers filed a lawsuit to expedite processing. These delays impacted the relief available to borrowers, particularly those in the Public Service Loan Forgiveness program. The Student Borrower Protection Center noted that unprocessed applications hinder support. While online applications were unavailable, the department continued processing paper applications. Income-driven repayment plans adjust monthly payments based on income and family size, requiring periodic eligibility verification. Advocates recommend borrowers prepare for potential delays and select appropriate repayment plans. The Federal Student Aid office faced staffing reductions, raising concerns about support levels, though the administration claims service delivery remains unaffected.Learn more on this news visit us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

"This is what courage looks like." Today Matt talks to three people -- two Biden appointees and one career military -- who made the courageous choice to resign in protest over US support for the Gaza war. We hear from each of them how they came to work in the administration, how they made the decision to leave it, and how that choice has impacted them. Tariq Habash most recently served as a political appointee and policy advisor in the U.S. Department of Education's Office of Planning, Evaluation and Policy Development. Tariq worked to overhaul the broken student loan system, provide relief to millions of borrowers, and address inequities across American higher education. He was the second government official, and the first political appointee to publicly resign from the Biden Administration due to its policy on Gaza and unrestricted support for Israel's aggression against Palestinians. Prior to joining the government, Tariq was a cofounder of the Student Borrower Protection Center, a national research and advocacy nonprofit where he led the organization's investigative work on student loan and consumer finance policies. He also spent years working at The Century Foundation, specializing in higher education affordability, accountability, and consumer protection issues. Tariq holds degrees from the Harvard Graduate School of Education and the University of Miami. Harrison Mann is a former U.S. Army major and executive officer of the Defense Intelligence Agency (DIA) Middle East/Africa Regional Center who resigned in protest of his office's support for Israel during its Gaza campaign. He previously served as a Middle East all-source intelligence analyst and led a crisis cell coordinating intelligence support for Ukraine. Prior to DIA, he worked at the U.S. Embassy Tunis Office of Security Cooperation and led Army Civil Affairs teams combatting regional smuggling under U.S. Naval Forces Central Command (NAVCENT) in Bahrain. Harrison began his Army career as an infantry officer. He received a B.A. from the College of William & Mary and a Master in Public Administration from the Harvard University John F. Kennedy School of Government. Lily Greenberg Call is a former Special Assistant to the Chief of Staff at the Department of Interior. She has nearly a decade of experience in politics, movement organizing, and domestic and international human rights work. She worked on President Biden's 2020 campaign and served in the administration until May 15, 2024, when she became the first Jewish political appointee to resign in protest of US policy in Gaza. Lily grew up doing pro-Israel advocacy with AIPAC and other organizations throughout high school and college, and later became invested in Palestinian rights and Jewish anti-occupation movements. She has appeared as a guest on MSNBC, CNN, NBC, and given commentary for the Washington Post, Politico, and the Associated Press. Lily holds a B.A. in Political Science and Public Policy from the University of California, Berkeley.Further Reading: The Moral Limits of Public ServiceState Department Official ResignsBiden Staffers Mobilising Non-Violent Resistance Against the US Government 

Fall is on the way, and school is back in session. And THIS year, the summer heat and student loans are making big headlines. On this episode of Our Body Politic, host and creator Farai Chideya speaks with Neel Dhanesha from Heatmap who discusses the underestimated yet deadliest weather crisis - HEAT. We're also joined by climate activist Dany Sigwalt on how to build a climate movement that includes BIPOC voices. Then co-host Karen Grigsby Bates, who is a founding member of NPR's Code Switch team speaks with Persis Yu, the deputy executive director and managing counsel at the Student Borrower Protection Center, about how the most vulnerable borrowers still recovering from the effects of a pandemic will be able to meet the demands of loan repayments.Additional InformationThe Democracy Group listener surveyOur Body Politic PodcastMore shows from The Democracy Group

Fall is on the way, and school is back in session. And THIS year, the summer heat and student loans are making big headlines. On this episode of Our Body Politic, host and creator Farai Chideya speaks with Neel Dhanesha from Heatmap who discusses the underestimated yet deadliest weather crisis - HEAT. We're also joined by climate activist Dany Sigwalt on how to build a climate movement that includes BIPOC voices. Then co-host Karen Grigsby Bates, who is a founding member of NPR's Code Switch team speaks with Persis Yu, the deputy executive director and managing counsel at the Student Borrower Protection Center, about how the most vulnerable borrowers still recovering from the effects of a pandemic will be able to meet the demands of loan repayments.

Subscribe to Bad Faith on Patreon to instantly unlock our full premium episode library: http://patreon.com/badfaithpodcast Two of the best student debt experts around join Briahna to break down last Friday's SCOTUS judgment, evaluate how serious Biden is about his "plan B," and discuss next steps for the movement. Persis Yu is Deputy Executive Director and Managing Counsel at the Student Borrower Protection Center, and Sparky Abraham is a strategist with the Debt Collective and founder of Jubilee Legal. Check out these resources for next steps: https://debtcollective.org/forms/scotus-lawsuit-survey https://debtcollective.org/forms/student-debt-strike Subscribe to Bad Faith on YouTube for video of this episode. Find Bad Faith on Twitter (@badfaithpod) and Instagram (@badfaithpod). Produced by Armand Aviram. Theme by Nick Thorburn (@nickfromislands).

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, June 21st, 2023. Story Real Estate: Home. It’s where you build your legacy. Where traditions are started, seeds are planted, meals are shared, and stories are told. Home is where you prepare to go out into the world. Finding the home that’s perfect for your family is a big job. Story Real Estate is Moscow’s top real estate team. They give people real estate advice all over the country. Family homes, investments, land, new construction, or commercial— they know real estate. If you’ve thought about a move to Moscow or anywhere in the country, reach out to get connected with a Story Real Estate agent. Wherever you’re going, they can help guide you Home. Visit storyrealestate.com. https://www.cnbc.com/2023/06/20/its-official-student-loan-payments-will-restart-in-october.html It’s official: Student loan payments will restart in October, Education Department says Over the three-year-long pause on student loan payments, the U.S. Department of Education has repeatedly told borrowers their bills were set to resume, only to take it back and provide them more time. This time, however, the agency really means it. The Education Department posted on its website that “payments will be due starting in October,” and a recent law passed by Congress will make changing that plan difficult. It will likely be a big adjustment for borrowers when the pandemic-era policy expires. Around 40 million Americans have debt from their education. The typical monthly bill is roughly $350. “For many borrowers, the payment pause has been life altering — saving many from financial ruin and allowing others to finally get ahead financially,” said Persis Yu, deputy executive director at the Student Borrower Protection Center. President Donald Trump first announced the stay on federal student loan bills and the accrual of interest in March 2020, when the coronavirus pandemic hit the U.S. and crippled the economy. The pause has since been extended eight times. Nearly all people eligible for the relief have taken advantage of it, with less than 1% of qualifying borrowers continuing to make payments on their education debt, according to an analysis by higher education expert Mark Kantrowitz. As a result of the policy, the average borrower likely saved around $15,000 in student loan payments, Kantrowitz said. The Education Department notes on its financial aid website that “Congress recently passed a law preventing further extensions of the payment pause.” It is referring to the agreement reached between Republicans and Democrats to raise the nation’s debt ceiling, which President Joe Biden signed into law in early June. In exchange for voting to increase the borrowing limit, Republicans demanded large cuts to federal spending. They sought to repeal Biden’s executive action granting student loan forgiveness, but the Biden administration refused to agree to that. However, included in the deal was a provision that officially terminates the pause at the end of August. Even before that agreement, the Biden administration had been preparing borrowers for their payments to resume by September. The Education Department says borrowers will be expected to make their first post-pause payment in October. Meanwhile, interest will start accumulating on borrowers’ debt again on Sept. 1, the department says. As the Biden administration tries to ready millions of Americans to restart their student loan payments, there’s one big open question that may make that preparation difficult: Most borrowers don’t know what they’ll owe in the fall. That’s because the Supreme Court has yet to issue a verdict on the validity of Biden’s plan to cancel up to $20,000 in student debt for borrowers. A decision is expected this month. Around 37 million people would be eligible for some loan cancellation, Kantrowitz estimated. Roughly a third of those with federal student loans, or 14 million people, would have their balances entirely forgiven by the president’s program, according to an estimate by Kantrowitz. As a result, these borrowers won’t owe anything come October. For those who still have a balance after the relief, the Education Department has said it plans to “re-amortize” borrowers’ lower debts. That’s a wonky term that means it will recalculate people’s monthly payment based on their lower tab and the number of months they have left on their repayment timeline. Kantrowitz provided an example: Let’s say a person currently owes $30,000 in student loans at a 5% interest rate. Before the pandemic, they would have paid around $320 a month on a 10-year repayment term. If forgiveness goes through and that person gets $10,000 in relief, their total balance would be reduced by a third, and their monthly payment will drop by a third, to roughly $210 a month. Education Department Undersecretary James Kvaal recently warned that if the administration is unable to deliver on Biden’s loan forgiveness, delinquency and default rates could skyrocket. The borrowers most in jeopardy of defaulting are those for whom Biden’s policy would have wiped out their balance entirely, Kvaal said. https://townhall.com/tipsheet/madelineleesman/2023/06/19/ny-post-teacher-called-a-student-despicable-after-questioning-her-classmate-who-identifies-as-a-cat-n2624666 Teacher Reportedly Calls Student ‘Despicable’ for Challenging Peer Who ‘Identifies As a Cat’ A 13-year-old girl and her friend were reportedly called “despicable” by one of their schoolteachers last week after one of them challenged their classmates about “how she identifies as a cat" after a lesson about gender ideology. The 13-year-old girl and her friend are reportedly students at Rye College in the United Kingdom. The school is affiliated with the Church of England, according to the New York Post. The students were in their end-of-year lesson on “life education” where they were told they can”be who you want to be and how you identify is up to you.” After the lesson, one of the students asked her classmate: “How can you identify as a cat when you’re a girl?” As a result, the schoolteacher reprimanded the student and her friend and said that they were being reported to school officials. And, the teacher reportedly said that they would no longer be welcome at the school if they “continued to express the view that only boys and girls exist” The girls informed the teacher that their parents would agree with their views on gender ideology, that someone's gender is not different than their biological sex. “Well that’s very sad as well then,” the teacher reportedly said in response, adding that “if you don’t like it you need to go to a different school.” A parent of another student at the school told The Telegraph that “what bothers me is the shutting down of debate in such a threatening and aggressive manner, which I don’t believe is appropriate in an educational setting.” “Regardless of the subject, education should serve to build awareness of differing points of view to widen the understanding of a subject. It shouldn’t be a case of indoctrination,” the parent added. https://thepostmillennial.com/crime-so-out-of-control-in-san-francisco-stores-are-locking-up-candy?utm_campaign=64487 Crime so out of control in San Francisco, stores are locking up candy https://www.youtube.com/watch?v=78gt7pfjlCU - Play Video - 1:26-1:4 San Francisco residents that are looking to satisy a sweet tooth will have to go through a series of extra steps as candy is now being locked up in stores amid rising crime in the not so 'golden' city. While Butterfingers, Reese's Peanut Butter Cups, Starbursts, and M&M's are locked up behind bars, illegal drugs are readily available for consumers as they flow rampant down the city's streets that are plagued by urine, human feces, and homeless vagrants looking for their next hit. In order to fend off thieves, San Francisco store owners have taken extra measures to combat rampant retail theft and are locking up merchandise up and down store aisles, which now includes candy. A photo taken by the Daily Mail at a Walgreens store shows a mixture of America's favorite chocolate and gummy candies confined behind a sheer box with a lock on it. If consumers want to purchase a KitKat or a Hershey's Kiss, they will have to ring an alarm for a store associate to come and assist them in grabbing the item off of the shelf. A security guard at the Walgreens on Powell Street which is home to San Francisco's famous cable cars told Daily Mail that, "Theft is constant." He told the outlet that a homeless man who stole from the store earlier in the day appeared a few hours later only to commit another theft. Major businesses and retailers have recently announced that they are shuttering their locations in the once-booming downtown corridor, with all citing similar reasons for the departures: rampant retail theft, loss of foot traffic, homeless vagrants attacking employees, and other safety concerns. These businesses include Nordstroms, Whole Foods, T-Mobile, Walgreens, Old Navy, and now the entire Westfield shopping center. While the San Francisco City Council has weaponized the local criminal justice system, turning it into a revolving door for repeat offenders and enacting laws that prevent police making arrests for petty theft, a Muslim immigrant and business owner, whose store was recently ransacked by a pack of thieves, said that crime in the city is now worse than it is in both Afghanistan and Iraq. https://freebeacon.com/latest-news/biden-admin-gave-university-over-2m-for-monitoring-microaggressions/ Biden Admin Gave University Over $2M For ‘Monitoring Microaggressions’ The National Institutes of Health has, since September 2021, been funding a $2.2 million program at the University of Miami examining how "microaggressions" affect "Black cisgender queer women" who have HIV. According to a grant listing from the Department of Health and Human Services, the program, known as Monitoring Microaggressions and Adversities to Generate Interventions for Change, seeks to discover how "comments, jokes, and behaviors that are demeaning to a marginalized group" affect health outcomes. Queer black women with HIV "live at the intersection of multiple marginalized identities and within social structures that take a daily toll," the grant description states. However, the impact of microaggressions on this group has "largely been ignored." The program is supervised by Sannisha Dale, an associate professor of psychology, who chairs the department’s Diversity and Equity Committee. Dale's first contact with the project was in 2019, according to the University’s website. Through text messages and regular visits, the grant team monitored 151 women to understand how microaggressions affected their daily levels of distress and consumption of medication. "[Microagressions] can be someone saying, ‘She doesn’t look like she’s positive,’ as if HIV has a face," Dale said. "Or ‘I’m HIV negative, I’m clean,’ as if someone else is dirty." The Biden administration has shown a willingness to shell out cash for LGBT initiatives. Biden’s most recent budget proposal included a $400 million State Department program to help LGBTQ Africans access the internet. In January, the National Endowment for the Humanities awarded a grant to translate a gay dictionary into Spanish.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, June 21st, 2023. Story Real Estate: Home. It’s where you build your legacy. Where traditions are started, seeds are planted, meals are shared, and stories are told. Home is where you prepare to go out into the world. Finding the home that’s perfect for your family is a big job. Story Real Estate is Moscow’s top real estate team. They give people real estate advice all over the country. Family homes, investments, land, new construction, or commercial— they know real estate. If you’ve thought about a move to Moscow or anywhere in the country, reach out to get connected with a Story Real Estate agent. Wherever you’re going, they can help guide you Home. Visit storyrealestate.com. https://www.cnbc.com/2023/06/20/its-official-student-loan-payments-will-restart-in-october.html It’s official: Student loan payments will restart in October, Education Department says Over the three-year-long pause on student loan payments, the U.S. Department of Education has repeatedly told borrowers their bills were set to resume, only to take it back and provide them more time. This time, however, the agency really means it. The Education Department posted on its website that “payments will be due starting in October,” and a recent law passed by Congress will make changing that plan difficult. It will likely be a big adjustment for borrowers when the pandemic-era policy expires. Around 40 million Americans have debt from their education. The typical monthly bill is roughly $350. “For many borrowers, the payment pause has been life altering — saving many from financial ruin and allowing others to finally get ahead financially,” said Persis Yu, deputy executive director at the Student Borrower Protection Center. President Donald Trump first announced the stay on federal student loan bills and the accrual of interest in March 2020, when the coronavirus pandemic hit the U.S. and crippled the economy. The pause has since been extended eight times. Nearly all people eligible for the relief have taken advantage of it, with less than 1% of qualifying borrowers continuing to make payments on their education debt, according to an analysis by higher education expert Mark Kantrowitz. As a result of the policy, the average borrower likely saved around $15,000 in student loan payments, Kantrowitz said. The Education Department notes on its financial aid website that “Congress recently passed a law preventing further extensions of the payment pause.” It is referring to the agreement reached between Republicans and Democrats to raise the nation’s debt ceiling, which President Joe Biden signed into law in early June. In exchange for voting to increase the borrowing limit, Republicans demanded large cuts to federal spending. They sought to repeal Biden’s executive action granting student loan forgiveness, but the Biden administration refused to agree to that. However, included in the deal was a provision that officially terminates the pause at the end of August. Even before that agreement, the Biden administration had been preparing borrowers for their payments to resume by September. The Education Department says borrowers will be expected to make their first post-pause payment in October. Meanwhile, interest will start accumulating on borrowers’ debt again on Sept. 1, the department says. As the Biden administration tries to ready millions of Americans to restart their student loan payments, there’s one big open question that may make that preparation difficult: Most borrowers don’t know what they’ll owe in the fall. That’s because the Supreme Court has yet to issue a verdict on the validity of Biden’s plan to cancel up to $20,000 in student debt for borrowers. A decision is expected this month. Around 37 million people would be eligible for some loan cancellation, Kantrowitz estimated. Roughly a third of those with federal student loans, or 14 million people, would have their balances entirely forgiven by the president’s program, according to an estimate by Kantrowitz. As a result, these borrowers won’t owe anything come October. For those who still have a balance after the relief, the Education Department has said it plans to “re-amortize” borrowers’ lower debts. That’s a wonky term that means it will recalculate people’s monthly payment based on their lower tab and the number of months they have left on their repayment timeline. Kantrowitz provided an example: Let’s say a person currently owes $30,000 in student loans at a 5% interest rate. Before the pandemic, they would have paid around $320 a month on a 10-year repayment term. If forgiveness goes through and that person gets $10,000 in relief, their total balance would be reduced by a third, and their monthly payment will drop by a third, to roughly $210 a month. Education Department Undersecretary James Kvaal recently warned that if the administration is unable to deliver on Biden’s loan forgiveness, delinquency and default rates could skyrocket. The borrowers most in jeopardy of defaulting are those for whom Biden’s policy would have wiped out their balance entirely, Kvaal said. https://townhall.com/tipsheet/madelineleesman/2023/06/19/ny-post-teacher-called-a-student-despicable-after-questioning-her-classmate-who-identifies-as-a-cat-n2624666 Teacher Reportedly Calls Student ‘Despicable’ for Challenging Peer Who ‘Identifies As a Cat’ A 13-year-old girl and her friend were reportedly called “despicable” by one of their schoolteachers last week after one of them challenged their classmates about “how she identifies as a cat" after a lesson about gender ideology. The 13-year-old girl and her friend are reportedly students at Rye College in the United Kingdom. The school is affiliated with the Church of England, according to the New York Post. The students were in their end-of-year lesson on “life education” where they were told they can”be who you want to be and how you identify is up to you.” After the lesson, one of the students asked her classmate: “How can you identify as a cat when you’re a girl?” As a result, the schoolteacher reprimanded the student and her friend and said that they were being reported to school officials. And, the teacher reportedly said that they would no longer be welcome at the school if they “continued to express the view that only boys and girls exist” The girls informed the teacher that their parents would agree with their views on gender ideology, that someone's gender is not different than their biological sex. “Well that’s very sad as well then,” the teacher reportedly said in response, adding that “if you don’t like it you need to go to a different school.” A parent of another student at the school told The Telegraph that “what bothers me is the shutting down of debate in such a threatening and aggressive manner, which I don’t believe is appropriate in an educational setting.” “Regardless of the subject, education should serve to build awareness of differing points of view to widen the understanding of a subject. It shouldn’t be a case of indoctrination,” the parent added. https://thepostmillennial.com/crime-so-out-of-control-in-san-francisco-stores-are-locking-up-candy?utm_campaign=64487 Crime so out of control in San Francisco, stores are locking up candy https://www.youtube.com/watch?v=78gt7pfjlCU - Play Video - 1:26-1:4 San Francisco residents that are looking to satisy a sweet tooth will have to go through a series of extra steps as candy is now being locked up in stores amid rising crime in the not so 'golden' city. While Butterfingers, Reese's Peanut Butter Cups, Starbursts, and M&M's are locked up behind bars, illegal drugs are readily available for consumers as they flow rampant down the city's streets that are plagued by urine, human feces, and homeless vagrants looking for their next hit. In order to fend off thieves, San Francisco store owners have taken extra measures to combat rampant retail theft and are locking up merchandise up and down store aisles, which now includes candy. A photo taken by the Daily Mail at a Walgreens store shows a mixture of America's favorite chocolate and gummy candies confined behind a sheer box with a lock on it. If consumers want to purchase a KitKat or a Hershey's Kiss, they will have to ring an alarm for a store associate to come and assist them in grabbing the item off of the shelf. A security guard at the Walgreens on Powell Street which is home to San Francisco's famous cable cars told Daily Mail that, "Theft is constant." He told the outlet that a homeless man who stole from the store earlier in the day appeared a few hours later only to commit another theft. Major businesses and retailers have recently announced that they are shuttering their locations in the once-booming downtown corridor, with all citing similar reasons for the departures: rampant retail theft, loss of foot traffic, homeless vagrants attacking employees, and other safety concerns. These businesses include Nordstroms, Whole Foods, T-Mobile, Walgreens, Old Navy, and now the entire Westfield shopping center. While the San Francisco City Council has weaponized the local criminal justice system, turning it into a revolving door for repeat offenders and enacting laws that prevent police making arrests for petty theft, a Muslim immigrant and business owner, whose store was recently ransacked by a pack of thieves, said that crime in the city is now worse than it is in both Afghanistan and Iraq. https://freebeacon.com/latest-news/biden-admin-gave-university-over-2m-for-monitoring-microaggressions/ Biden Admin Gave University Over $2M For ‘Monitoring Microaggressions’ The National Institutes of Health has, since September 2021, been funding a $2.2 million program at the University of Miami examining how "microaggressions" affect "Black cisgender queer women" who have HIV. According to a grant listing from the Department of Health and Human Services, the program, known as Monitoring Microaggressions and Adversities to Generate Interventions for Change, seeks to discover how "comments, jokes, and behaviors that are demeaning to a marginalized group" affect health outcomes. Queer black women with HIV "live at the intersection of multiple marginalized identities and within social structures that take a daily toll," the grant description states. However, the impact of microaggressions on this group has "largely been ignored." The program is supervised by Sannisha Dale, an associate professor of psychology, who chairs the department’s Diversity and Equity Committee. Dale's first contact with the project was in 2019, according to the University’s website. Through text messages and regular visits, the grant team monitored 151 women to understand how microaggressions affected their daily levels of distress and consumption of medication. "[Microagressions] can be someone saying, ‘She doesn’t look like she’s positive,’ as if HIV has a face," Dale said. "Or ‘I’m HIV negative, I’m clean,’ as if someone else is dirty." The Biden administration has shown a willingness to shell out cash for LGBT initiatives. Biden’s most recent budget proposal included a $400 million State Department program to help LGBTQ Africans access the internet. In January, the National Endowment for the Humanities awarded a grant to translate a gay dictionary into Spanish.

Today, Hunter was joined once again by Jane Fox (Legal Aid Society New York) and Kyle Morris (Nashville Public Defender Office) to discuss all things student debt forgiveness. Last time they were on the show, Jane and Kyle walked Hunter through the complicated landscape of Public Service Loan Forgiveness, President Biden's student loan forgiveness plan, and several other topics of interest. Since that interview, student debt forgiveness has become a even more pressing issue of conversation as the deadline for student debt payments getting turned back on looms large. Join Hunter, Jane, and Kyle as they breakdown the implications for public defense and other career fields as they grapple with the implications of the future of student debt.     Guest: Jane Fox, Public Defender and Chapter Chair, Legal Aid Society, New York City Kyle Morris, Felony Public Defender, Nashville Public Defender     Resources Student Aid .gov https://studentaid.gov/ Student Borrower Protection Center https://protectborrowers.org/ Cancel My Student Debt. Org https://www.cancelmystudentdebt.org/ Legal Aid Society https://legalaidnyc.org/ Nashville Defenders https://publicdefender.nashville.gov/ Contact Kyle KyleMMorris@jisnashville.gov Contact Jane jfox@legal-aid.org Follow Jane on Twitter https://twitter.com/Foxsquire Follow Kyle on Twitter https://twitter.com/Kyle_Morris     Contact Hunter Parnell: Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com    

Shain Filcher, Executive Director of the LGBT Bar of NY sits down with Jane Fox (Staff Attorney at The Legal Aid Society) and Winston Berkman-Breen (Policy Counsel & Deputy Director of Student Advocacy at the Student Borrower Protection Center) to discuss the latest happenings with federally backed student loans, including the proposed $10k/$20k cancelation program pending before the Supreme Court, reforms to PSLF (Public Service Loan Forgiveness), loan servicer misconduct, and resources to help borrowers.   Links discussed in this month's episode:   studentaid.gov cancelmystudentdebt.org https://www.edcapny.org/  https://studentaid.gov/feedback-ombudsman/disputes/state-ombudsman 

During this Student Debt Crisis Center takeover of the Leslie Marshall Show, the guest hosts discuss the Supreme Court case that will determine the future of President Biden's student debt cancellation plan. This episode's SDCC hosts are President and Founder, Natalia Abrams, Executive Director, Cody Hounanian, and Managing Director, Sabrina Calazans. In this discussion, they talk about the People's Rally for Student Debt Cancellation, an immense showing of support where hundreds of people took action at the steps of the court, and provide expert analysis on what happened inside the courtroom. They also have a special guest join them, Persis Yu, the deputy director of the Student Borrower Protection Center, and a legal expert who has been following the case closely. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is StudentDebtCrisis.org and their handle on Twitter, Instagram and Facebook is @DebtCrisisOrg. The Student Borrower Protection Center's website is protectborrowers.org and their Twitter handle is @theSBPC. Persis Yu's handle is @YuPersis.

Average student loan debt is nearly $40,000 -- per person! This economic burden can massively impact all the other money moves you make in your life.  Luckily, there is a disability discharge program for federal student loans, and more people qualify than you might think. Plus, the program is getting a lot easier to navigate, with some big, positive changes promised starting in July 2023.  Today, we'll talk to Heather Watkins, a writer and disability advocate who successfully had her student loans discharged through this program. We're also joined by Persis Yu, Deputy Executive Director and Managing Counsel of the Student Borrower Protection Center, who has been instrumental in advocating for improvements to the program and for student loan borrowers at large.  By the end of this episode, you'll have a better idea of who qualifies for this program, how it's expected to function after this summer, and what it may or may not mean as your child is figuring out how to finance their own education. This episode is also great for anyone who may qualify for the discharge program due to their own disability -- it's not just for parents.  Follow Heather's Work: http://slowwalkersseemore.com/ Utilize resources from Persis and her peers at the SBPC: https://www.cancelmystudentdebt.org/ Where to get started with the Disability Discharge program for federal student loans: https://studentaid.gov/manage-loans/forgiveness-cancellation/disability-discharge Currently, loan amounts canceled through this program are not counted as taxable income. But that could change on Jan. 1, 2026 if this portion of tax law isn't extended. Contact your congressperson and Senator to request that this provision be extended. You can find your senator and congressperson here: https://www.lwv.org/take-action/find-your-elected-officials And if you want to provide the specific provision you want to see extended to your representatives, it's Section 11031 of the Tax Cuts and Jobs Act: https://www.congress.gov/bill/115th-congress/house-bill/1/text Connect with your local Center for Independent Living for resources here: https://acl.gov/programs/centers-independent-living/list-cils-and-spils Heather references Mass Rehab Commission, which is a vocational rehabilitation program in Massachusetts. Voc rehab programs can help disabled people pay for college depending on your state. We covered voc rehab in this episode: https://momautismmoney.com/vocational-rehabilitation/ And you can find your state's vocational rehabilitation program here: https://rsa.ed.gov/about/states Want to consolidate your old loans to take advantage of the recount of payments for student loan forgiveness that Persis was talking about? Here's where you can find the consolidation application (must be done by May 1, 2023  or earlier to qualify for this specific program): https://studentaid.gov/app/launchConsolidation.action Here is more detailed information on the IDR Account Adjustment and how it might affect you as a borrower: https://www.cancelmystudentdebt.org/income-driven-repayment Full Episode Transcript: https://momautismmoney.com/disability-discharge/  

On Tuesday, the Supreme Court heard two arguments over whether President Biden has the authority to forgive millions of dollars in federal student loan debt.  These legal challenges come after Biden announced a plan last year that would forgive up to $20,000 in debt for some borrowers. This could affect an estimated 40 million borrowers across the country, and wipe out more than 400 billion in federal student debt.  The Department of Education has said that 26 million people already applied for the debt relief last year after the plan was announced, but it was put on temporary hold by the 8th U.S. Circuit Court of Appeals in November. These legal challenges are asking whether the Biden Administration has the authority to forgive student loan debt under the 2003 law called the Higher Education Relief Opportunities for Students, also known as the HEROES Act. Supporters and advocates for student debt cancellation gathered outside of the Supreme Court building ahead of arguments, and one person there was Kat Welbeck, Director of Advocacy & Civil Rights Counsel at the Student Borrower Protection Center. She joined to discuss the arguments.

On Tuesday, the Supreme Court heard two arguments over whether President Biden has the authority to forgive millions of dollars in federal student loan debt.  These legal challenges come after Biden announced a plan last year that would forgive up to $20,000 in debt for some borrowers. This could affect an estimated 40 million borrowers across the country, and wipe out more than 400 billion in federal student debt.  The Department of Education has said that 26 million people already applied for the debt relief last year after the plan was announced, but it was put on temporary hold by the 8th U.S. Circuit Court of Appeals in November. These legal challenges are asking whether the Biden Administration has the authority to forgive student loan debt under the 2003 law called the Higher Education Relief Opportunities for Students, also known as the HEROES Act. Supporters and advocates for student debt cancellation gathered outside of the Supreme Court building ahead of arguments, and one person there was Kat Welbeck, Director of Advocacy & Civil Rights Counsel at the Student Borrower Protection Center. She joined to discuss the arguments.

Today's show will cover the highly anticipated Supreme Court cases that will determine the future of President Biden's student debt cancellation plan. Hear from SDCC leaders and their special guests, Executive Director of Young Invincibles, Kristin McGuire, and Senior Advisor for policy and strategy at the Student Borrower Protection Center (SPBC), Aissa Canchola Bañez. They'll also be discussing the People's Rally for Student Debt Cancellation, a grassroots event at the Supreme Court to show public support for student debt cancellation. They'll speak with advocates to break down the argument for debt cancellation, why taking public action is essential, and dive into implications of this historic plan. Today's SDCC guest hosts are President and Founder, Natalia Abrams, Executive Director, Cody Hounanian, and Managing Director, Sabrina Calazans. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is StudentDebtCrisis.org and their handle on Twitter, Instagram and Facebook is @DebtCrisisOrg. The Young Invincibles website is YoungInvincibles.org and their Twitter handle is @YoungInvincible. The Student Borrower Protection Center's website is protectborrowers.org and their Twitter handle is @theSBPC.

Student Debt Cancellation is heading to the Supreme Court in just a few weeks. Hear from SDCC leaders and their special guest, Mike Pierce, about what borrowers can expect leading up to SCOTUS, as well as afterwards. The hosts will also briefly discuss President Biden's new student loan repayment plan. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. Today's SDCC guest hosts are President and Founder, Natalia Abrams, Executive Director, Cody Hounanian, and Managing Director, Sabrina Calazans. They're joined by special guest Mike Pierce, Executive Director of the Student Borrower Protection Center. The SDCC website is StudentDebtCrisis.org and their handle on Twitter, Instagram and Facebook is @DebtCrisisOrg. The Student Borrower Protection Center's website is protectborrowers.org and their Twitter handle is @theSBPC.

Student Debt Cancellation is heading to the Supreme Court in just a few weeks. Hear from SDCC leaders and their special guest, Mike Pierce, about what borrowers can expect leading up to SCOTUS, as well as afterwards. The hosts will also briefly discuss President Biden's new student loan repayment plan. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. Today's SDCC guest hosts are President and Founder, Natalia Abrams, Executive Director, Cody Hounanian, and Managing Director, Sabrina Calazans. They're joined by special guest Mike Pierce, Executive Director of the Student Borrower Protection Center. The SDCC website is StudentDebtCrisis.org and their handle on Twitter, Instagram and Facebook is @DebtCrisisOrg. The Student Borrower Protection Center's website is protectborrowers.org and their Twitter handle is @theSBPC.

In August of this year, President Biden followed through on a campaign promise to help debt-drowning college students pay off their loans. He announced a loan forgiveness program acknowledging that the total cost of both four-year public and private college has nearly tripled over the last 40 years…and that's after accounting for inflation. A variety of court cases have been brought against Biden's plan blocking the U.S. Department of Education from moving forward. Just last week, the Supreme Court agreed to weigh in on one of them -- Nebraska v. Biden, that will determine whether or not the Biden administration overstepped its authority in using the HEROS Act -- an act that allows the administration to change payments on student loans during times of national emergency -- to cancel up to $20,000 in student loan debt for nearly 40 million Americans. The oral arguments are set for February. Thankfully while this issue pends in court, the administration extended a pause on federal student loan payments so that borrowers are protected. At the ACLU, we believe the student debt crisis is a racial justice issue depriving Black and Brown Americans important social and economic mobility. Here to discuss how we got here, the litigation at hand, and why this issue is one of racial justice and systemic equality is Persis Yu. She is the Deputy Executive Director and Managing Counsel at the Student Borrower Protection Center, a group leading the charge in advocating for forgiveness.

In this episode of CTU Speaks!, cohosts Andrea Parker and Jim Staros talk with Chris Goff from the American Federation of Teachers about student loan debt. The three of them discuss how student debt has ballooned out of control, and how the AFT sued the federal government over unscrupulous and predatory practices to help borrowers attain some debt relief. They also explain what members can do about their own debt and review some of the resources out there to assist them in the process. As always, please share your thoughts and questions with the CTU Speaks! team by emailing ctuspeaks@ctulocal1.org or calling 312-467-8888. • Information about Summer, the online resource for AFT members that harnesses the expertise of public policy experts to optimize borrower options. This is also where you can create your own AFT Member Benefits account to access the free Summer benefit - https://www.aft.org/benefits/Summer • Tutorial on how to create an AFT Member Benefits account - https://www.aft.org/sites/default/files/media/2021/how-to-register-members-only-benefits.pdf • Forgive My Student Debt webpage (co-hosted with AFSCME, AAUP, and the Student Borrower Protection Center) - https://www.forgivemystudentdebt.org/ • Registration link for AFT's Thursday Student Debt Clinic webinar (every Thursday at 6 pm CT) - https://cvent.me/17XZka

Recently, President Joe Biden announced the U.S. Department of Education will cancel up to $20,000 in student debt for Pell Grant recipients and up to $10,000 for non-Pell Grant recipients. The announcement was a culmination of a campaign promise, though the news caused the websites of loan providers and a federal agency to crash in response to an influx of web traffic. Ben Kaufman is the Director of Research & Investigations at the Student Borrower Protection Center. Prior to joining SBPC, Ben worked as a Financial Analyst at the Consumer Financial Protection Bureau and in investment banking at JPMorgan. He joined the show to talk about the Biden student debt forgiveness plan. *** Follow GovExec on Twitter! https://twitter.com/govexec

If you worry that you'll never be able to pay off your federal student loans, the light at the end of the tunnel is getting a little brighter. The White House is expected to make a decision about student loan forgiveness, but the Education Department isn't waiting. We'll explain today on MoneyWise. So if you have federal student loans, you need to check your email. The Education Department says it has sent out an email to 22 million borrowers urging them to apply for relief under the existing Public Service Loan Forgiveness Program (PSLF). This program was supposed to provide relief for borrowers working in the public sector after they make 120 payments over 10 years. But even the Education Department admits that, up to this point, it's pretty much been a failure. Only about 20% of the more than 1 million applicants are in a position to have their loans forgiven by 2026. Hoping to correct that, the Education Department last year issued a waiver on some of PSLF requirements, giving borrowers credit toward loan cancellation. Under the waiver, it doesn't matter what types of federal loans or under which forgiveness program the borrower may have applied. The only requirement is that the loans be consolidated into a Direct loan before the waiver expires this October 31st. Before the waiver was issued, all loans had to be consolidated, but any payments made prior to consolidation didn't count toward the 120 needed for forgiveness. That essentially sent millions of borrowers back to square one in meeting the requirements. That has now changed. Under the waiver, around 9 million workers in the public sector could be eligible for debt cancellation in the PSLF program. The trouble is, they haven't applied yet, according to a report by the Student Borrower Protection Center. States with the most workers in the public sector include Texas, New York, Florida, and California. DO YOU QUALIFY? So, how do you qualify for loan cancellation under the Public Service Loan Forgiveness Program? First, you have to work for a federal, state, local, or tribal government, or for a non-profit organization. By the way, serving in the military is considered federal service. Okay, then you have to be a full-time worker for a qualifying organization. You must also consolidate all federal loans into a Direct Loan. And finally, you have to make your qualifying 120 payments. The impact of this waiver is potentially huge. It gives borrowers credit for payments made before consolidation on other loan types, regardless of the payment plan, and for payments made after the October 31st deadline for applying. For example, if you received Teacher Loan Forgiveness, that period of service will count toward PSLF eligibility if you can verify public service employment during that period. To find out if you're eligible, you can go to StudentAid.gov and log into your account. You can then search through a database to find your employer and determine if your service is eligible for relief under the PSLF program. You can also go to ForgiveMyStudentDebt.org to find out what type of federal student loans you have. Again, Direct Loans are eligible for PSLF, but other loans must be consolidated into a Direct Consolidation Loan. DON'T MISS THE DEADLINE This next part is critical: You only have until the waiver expires on October 31 to apply and have your previous qualifying payments on other loans count toward the 120 you need for forgiveness under the PSLF program. And there's more good news for some 200,000 borrowers. Washington is now preparing to cancel around $6 billion in federal student loans to settle a class action suit. The plaintiffs argued that their schools defrauded them, which should have entitled them to loan forgiveness, but that the Education Department dragged its feet for years, not granting that relief. Meanwhile, the Biden administration is expected to announce more student loan forgiveness options in the weeks ahead. Remember, always try to minimize borrowing for education. Look hard for scholarships and grants and work part-time while in school. You don't want to be saddled with student loan debt, waiting and hoping for loan forgiveness someday. The borrower is slave to the lender. On today's program, Rob also answers listener questions: ● With inflation rising so rapidly, is it still a good decision to pay off your mortgage more quickly? ● When does it make sense to refinance your home? ● Does it make sense to pay off debt by cashing in a whole life policy? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If you worry that you'll never be able to pay off your federal student loans, the light at the end of the tunnel is getting a little brighter. The White House is expected to make a decision about student loan forgiveness, but the Education Department isn't waiting. We'll explain today on MoneyWise. So if you have federal student loans, you need to check your email. The Education Department says it has sent out an email to 22 million borrowers urging them to apply for relief under the existing Public Service Loan Forgiveness Program (PSLF). This program was supposed to provide relief for borrowers working in the public sector after they make 120 payments over 10 years. But even the Education Department admits that, up to this point, it's pretty much been a failure. Only about 20% of the more than 1 million applicants are in a position to have their loans forgiven by 2026. Hoping to correct that, the Education Department last year issued a waiver on some of PSLF requirements, giving borrowers credit toward loan cancellation. Under the waiver, it doesn't matter what types of federal loans or under which forgiveness program the borrower may have applied. The only requirement is that the loans be consolidated into a Direct loan before the waiver expires this October 31st. Before the waiver was issued, all loans had to be consolidated, but any payments made prior to consolidation didn't count toward the 120 needed for forgiveness. That essentially sent millions of borrowers back to square one in meeting the requirements. That has now changed. Under the waiver, around 9 million workers in the public sector could be eligible for debt cancellation in the PSLF program. The trouble is, they haven't applied yet, according to a report by the Student Borrower Protection Center. States with the most workers in the public sector include Texas, New York, Florida, and California. DO YOU QUALIFY? So, how do you qualify for loan cancellation under the Public Service Loan Forgiveness Program? First, you have to work for a federal, state, local, or tribal government, or for a non-profit organization. By the way, serving in the military is considered federal service. Okay, then you have to be a full-time worker for a qualifying organization. You must also consolidate all federal loans into a Direct Loan. And finally, you have to make your qualifying 120 payments. The impact of this waiver is potentially huge. It gives borrowers credit for payments made before consolidation on other loan types, regardless of the payment plan, and for payments made after the October 31st deadline for applying. For example, if you received Teacher Loan Forgiveness, that period of service will count toward PSLF eligibility if you can verify public service employment during that period. To find out if you're eligible, you can go to StudentAid.gov and log into your account. You can then search through a database to find your employer and determine if your service is eligible for relief under the PSLF program. You can also go to ForgiveMyStudentDebt.org to find out what type of federal student loans you have. Again, Direct Loans are eligible for PSLF, but other loans must be consolidated into a Direct Consolidation Loan. DON'T MISS THE DEADLINE This next part is critical: You only have until the waiver expires on October 31 to apply and have your previous qualifying payments on other loans count toward the 120 you need for forgiveness under the PSLF program. And there's more good news for some 200,000 borrowers. Washington is now preparing to cancel around $6 billion in federal student loans to settle a class action suit. The plaintiffs argued that their schools defrauded them, which should have entitled them to loan forgiveness, but that the Education Department dragged its feet for years, not granting that relief. Meanwhile, the Biden administration is expected to announce more student loan forgiveness options in the weeks ahead. Remember, always try to minimize borrowing for education. Look hard for scholarships and grants and work part-time while in school. You don't want to be saddled with student loan debt, waiting and hoping for loan forgiveness someday. The borrower is slave to the lender. On today's program, Rob also answers listener questions: ● With inflation rising so rapidly, is it still a good decision to pay off your mortgage more quickly? ● When does it make sense to refinance your home? ● Does it make sense to pay off debt by cashing in a whole life policy? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If you worry that you'll never be able to pay off your federal student loans, the light at the end of the tunnel is getting a little brighter. The White House is expected to make a decision about student loan forgiveness, but the Education Department isn't waiting. We'll explain today on MoneyWise. So if you have federal student loans, you need to check your email. The Education Department says it has sent out an email to 22 million borrowers urging them to apply for relief under the existing Public Service Loan Forgiveness Program (PSLF). This program was supposed to provide relief for borrowers working in the public sector after they make 120 payments over 10 years. But even the Education Department admits that, up to this point, it's pretty much been a failure. Only about 20% of the more than 1 million applicants are in a position to have their loans forgiven by 2026. Hoping to correct that, the Education Department last year issued a waiver on some of PSLF requirements, giving borrowers credit toward loan cancellation. Under the waiver, it doesn't matter what types of federal loans or under which forgiveness program the borrower may have applied. The only requirement is that the loans be consolidated into a Direct loan before the waiver expires this October 31st. Before the waiver was issued, all loans had to be consolidated, but any payments made prior to consolidation didn't count toward the 120 needed for forgiveness. That essentially sent millions of borrowers back to square one in meeting the requirements. That has now changed. Under the waiver, around 9 million workers in the public sector could be eligible for debt cancellation in the PSLF program. The trouble is, they haven't applied yet, according to a report by the Student Borrower Protection Center. States with the most workers in the public sector include Texas, New York, Florida, and California. DO YOU QUALIFY? So, how do you qualify for loan cancellation under the Public Service Loan Forgiveness Program? First, you have to work for a federal, state, local, or tribal government, or for a non-profit organization. By the way, serving in the military is considered federal service. Okay, then you have to be a full-time worker for a qualifying organization. You must also consolidate all federal loans into a Direct Loan. And finally, you have to make your qualifying 120 payments. The impact of this waiver is potentially huge. It gives borrowers credit for payments made before consolidation on other loan types, regardless of the payment plan, and for payments made after the October 31st deadline for applying. For example, if you received Teacher Loan Forgiveness, that period of service will count toward PSLF eligibility if you can verify public service employment during that period. To find out if you're eligible, you can go to StudentAid.gov and log into your account. You can then search through a database to find your employer and determine if your service is eligible for relief under the PSLF program. You can also go to ForgiveMyStudentDebt.org to find out what type of federal student loans you have. Again, Direct Loans are eligible for PSLF, but other loans must be consolidated into a Direct Consolidation Loan. DON'T MISS THE DEADLINE This next part is critical: You only have until the waiver expires on October 31 to apply and have your previous qualifying payments on other loans count toward the 120 you need for forgiveness under the PSLF program. And there's more good news for some 200,000 borrowers. Washington is now preparing to cancel around $6 billion in federal student loans to settle a class action suit. The plaintiffs argued that their schools defrauded them, which should have entitled them to loan forgiveness, but that the Education Department dragged its feet for years, not granting that relief. Meanwhile, the Biden administration is expected to announce more student loan forgiveness options in the weeks ahead. Remember, always try to minimize borrowing for education. Look hard for scholarships and grants and work part-time while in school. You don't want to be saddled with student loan debt, waiting and hoping for loan forgiveness someday. The borrower is slave to the lender. On today's program, Rob also answers listener questions: ● With inflation rising so rapidly, is it still a good decision to pay off your mortgage more quickly? ● When does it make sense to refinance your home? ● Does it make sense to pay off debt by cashing in a whole life policy? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Payments for federal student loans have been paused since March 2020, and after multiple extensions, they are currently scheduled to restart on September 1, 2022. President Biden has not said whether he plans to extend the pause again, or if he has made the decision to cancel up to $10,000 of student loans for borrowers. But there's a federal program that has already promised loan forgiveness to an estimated 9 million public service workers with federal student loans. In 2007, Congress created the Public Service Loan Forgiveness program, also known as the PSLF, to help incentivize people to work in the public sector. The program promised to forgive student loans for eligible employees after 120 payments over 10 years. But in reality, it rarely worked like that.  In 2018, when the first wave of employees were due to qualify for forgiveness, the Department of Education reported that only around 1 percent of applications were approved. Tens of thousands of other applications were denied, mostly due to hard-to-understand requirements and administrative missteps. To try and address this problem, last October, the Department of Education announced temporary reforms that they hope will make it easier for public sector workers to have their student loans forgiven. And the Department is urging people to apply (or even re-apply) for forgiveness with this waiver, before it expires at the end of this coming October. Last week, Democratic House Representative Joe Courtney introduced a bill that would make many of the PSLF changes permanent. In the meantime, there are still some obstacles. But some people are already seeing a degree of success. For more on the PSLF, we spoke to Kat Welbeck, Director of Advocacy & Civil Rights Counsel at the Student Borrower Protection Center… and a former student of mine at Princeton University. 

Total student loan debt in the U.S. is estimated to be worth trillions of dollars. College debt affects millions of borrowers. And according to the Federal Reserve, the average student loan debt per borrower is more than $30,000 per student. The federal government has a role in the way that student debt is administered, especially as forgiveness has come to the front of the broader political conversation. Ben Kaufman is the Director of Research & Investigations at the Student Borrower Protection Center. Prior to joining SBPC, he worked as a Financial Analyst at the Consumer Financial Protection Bureau and in investment banking at JPMorgan. As part of our #MoneyMonday series, he joined the show me to discuss student debt and the governments role in administering it.

During his 2020 campaign, President Joe Biden had an eye on student-loan debt relief. While there hasn’t been large-scale forgiveness, Biden has continued the pause on repayments that the Trump administration began at the onset of the COVID-19 pandemic; it’s latest iteration is set to expire on Aug. 31. But as 45 million Americans carry more than $1.7 billion in debt, calls for wiping out a portion of it have grown more regular, with Sen. Elizabeth Warren advocating for $50,000 per person to be cleared. Biden, during his campaign, cited $10,000 as a possible number. Further complicating the discussion are forgiveness programs that borrowers have been enrolled in for decades. An NPR story reported by Cory Turner indicated that loan servicers “weren't uniformly tracking borrowers’ progress toward loan cancellation, and some weren't tracking their progress at all.” Mike Pierce worked on the student debt issue while at the Consumer Financial Protection Bureau and now serves as executive director of the Student Borrower Protection Center. The nonprofit organization aims to conduct research on the issue that leads to fair and transparent conduct on the part of the loan industry. He joins The Best of Our Knowledge to discuss the economic impact of student loans, what Turner’s reporting might mean for reforms of the loan system and why he first became interested in the topic. Pertinent links The Student Borrower Protection Center homepage “Student loan borrowers will get help after an NPR report and years of complaints” “Biden administration gives more borrowers chance of debt cancellation” “U.S. forgives 40,000 student loans, provides aid to 3.6 million more”

During his 2020 campaign, President Joe Biden had an eye on student-loan debt relief. While there hasn't been large-scale forgiveness, Biden has continued the pause on repayments that the Trump administration began at the onset of the COVID-19 pandemic; it's latest iteration is set to expire on Aug. 31. But as 45 million Americans carry more than $1.7 billion in debt, calls for wiping out a portion of it have grown more regular, with Sen. Elizabeth Warren advocating for $50,000 per person to be cleared. Biden, during his campaign, cited $10,000 as a possible number. Further complicating the discussion are forgiveness programs that borrowers have been enrolled in for decades. An NPR story reported by Cory Turner indicated that loan servicers “weren't uniformly tracking borrowers' progress toward loan cancellation, and some weren't tracking their progress at all.” Mike Pierce worked on the student debt issue while at the Consumer Financial Protection Bureau and now serves as executive director of the Student Borrower Protection Center. The nonprofit organization aims to conduct research on the issue that leads to fair and transparent conduct on the part of the loan industry. He joins The Best of Our Knowledge to discuss the economic impact of student loans, what Turner's reporting might mean for reforms of the loan system and why he first became interested in the topic. Pertinent links The Student Borrower Protection Center homepage “Student loan borrowers will get help after an NPR report and years of complaints” “Biden administration gives more borrowers chance of debt cancellation” “U.S. forgives 40,000 student loans, provides aid to 3.6 million more”

President Biden has indicated he will soon announce a decision on whether he will cancel $10,000 in student debt for college graduates. It's a decision being widely anticipated but also much debated over its scope and merits. Katherine Welbeck of the Student Borrower Protection Center and Marc Goldwein of the Committee for a Responsible Federal Budget join Amna Nawaz to discuss. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

President Biden has indicated he will soon announce a decision on whether he will cancel $10,000 in student debt for college graduates. It's a decision being widely anticipated but also much debated over its scope and merits. Katherine Welbeck of the Student Borrower Protection Center and Marc Goldwein of the Committee for a Responsible Federal Budget join Amna Nawaz to discuss. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

In this episode, host Bidemi Ologunde discussed yet another consequence of the labor market disruption which is seeing many people transition from blue-collar jobs and hourly work to “new collar” roles that often involve tech skills and come with better pay and schedules. Meanwhile, on the dark side of this disruption is the increasing popularity of income-share agreements, also known as ISAs, as in the case of a single mom who has now filed a lawsuit in California after signing up for a $30,000 ISA at a for-profit coding boot camp, alleging that she entered the agreement under “false pretenses.”Check out host Bidemi Ologunde's other creative outlets on LinkTree.Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

The Biden administration recently announced it will be making big changes to Public Service Loan Forgiveness program. The news was celebrated by borrowers working in public service who have found the program's requirements to be confusing or too strict. For instance, what is considered "public service"? This hour, the experts help us understand the program, the changes made to it, and what borrowers need to know. Our guests: Anna Anderson, supervising attorney at the Regional Consumer Law Unit of Legal Assistance of Western New York, Inc. Stuart Hencke , executive director of the Rochester Education Foundation Winston Berkman-Breen , deputy director of the Advocacy and Policy Counsel at the Student Borrower Protection Center

President-elect Biden this week endorsed a proposal to immediately forgive up to $10,000 in student debt, with some experts arguing that he could do so via executive action. Dan speaks with Mike Pierce, policy director for the Student Borrower Protection Center, about Biden's plan, why it matters and what comes next. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why can't we just cancel all student loan debt? The Department of Education could do it right now. But they don't. Seth Frotman, the executive director of the Student Borrower Protection Center, comes on the show to talk about the 45 million Americans who get a student loan bill every month. Why won't the federal government just take this financial burden off its people? Plus, how the government has completely bungled helping those with student loans during a global pandemic. We absolutely can cancel all student loan debt. And we should. Learn more about your ad choices. Visit podcastchoices.com/adchoicesOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy