Podcasts about student loan repayment

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

AABP Executive Director Dr. Fred Gingrich is joined by Dr. Meredith Jones, a 2008 graduate of North Carolina State University College of Veterinary Medicine. After spending time in emergency practice, Jones is now a certified financial planner and student loan consultant. This episode of Have You Herd? is sponsored by Boehringer Ingelheim, manufacturers of Pyramid ® vaccines.  On a beef operation, risk is everywhere. When it comes to bovine respiratory disease — BRD — your calves need protection as soon as possible. Because calf health is everything, choose a vaccine as premier as your herd. PYRAMID® vaccines deliver relentless protection against the primary viruses and bacteria that lead to BRD — like BVDV Type 1b, BRSV and Mannheimia haemolytica — even in the face of maternal antibodies.  Get Relentless Protection at PyramidVaccines.com. Jones discusses the first decision for borrowers to make is if they will enroll in a traditional pay to zero repayment plan or a loan forgiveness plan called Income Driven Repayment (IDR). There are several IDR plans and recent federal legislation changed these plans and we walk through each of them. Jones also offers financial advice such as saving for a potential tax liability on the forgiven portion of the loan, saving for retirement and not delaying major life plans while on a loan repayment program. She also offers advice for how to lower your monthly payment and how your tax filing status can also influence your monthly payment. Jones also discusses the opt mistakes she sees borrowers make when they are enrolled in a loan repayment program.  Borrowers should consider utilizing the expertise of a loan consultant and financial planner to help the navigate the plan best suited to their needs as well as receiving the benefits of financial planning. Jones can be contacted at one of the links below or search for the Veterinary Financial Podcast or the Facebook group Debt Free Vets.  Links:https://allvetfinancial.comhttps://vinfoundation.org/resources/student-debt-center/ 

Instead of cracking down on New Zealanders with student debt living overseas, we should be making things easier for them. Especially, if we want them to come back. Tell that to the National Party, though. Which has announced that, if it forms the next government, it will be going after graduates overseas with student loans and doing nothing about it. The ones who account for 93 percent of the student debt that needs to be paid back. National is promising to make life a bit easier for graduates living here. Giving them more time to pay off their loan with lower repayment rates. But the ones overseas will face higher interest and tougher penalties if they don't pay it back when they should. Which makes no sense to me. Especially, if we want to get these people back to New Zealand. How the system works, is that anyone with a student loan who moves to another country gets hit with interest. Which means more debt to pay-off. If you've graduated and you've got a student loan to pay off and you're in New Zealand, no interest. But the minute you go overseas to live, the interest starts getting added. And you're expected to make two lump-sum payments every year. Not everyone does, though. And these are the ones National has in its sights. With Nicola Willis saying the taxpayer has subsidised their education and, if they choose not to use their skills to contribute to New Zealand society, then two things are needed: they need to pay more for the privilege of the taxpayer subsidising them and there needs to be consequences if they don't follow the rules. I agree there needs to be consequences for not paying it back. Because a loan is a loan. But what National is proposing isn't the answer. Because this so-called crackdown won't do anything for the New Zealanders overseas who are way behind in their student loan payments and are too scared to set foot here because they think they'll be arrested at the border. It's crazy to get all hardcore on it when some people are already too scared to come back. The thing is, too, it's all very well going overseas. But that doesn't mean people walk into well-paying jobs. The grass doesn't always turn out to be greener. Which is why I think a much better approach would be to be a bit flexible with these people. What would be wrong, for example, with IRD talking to them and seeing if they might qualify for some grace on the basis of hardship? Or agreeing to letting them come back, pay a few hundred bucks for a start and see how it goes. I wouldn't have any problem with that. Because what would you rather have? These people stuck overseas owing all this money? Or would you rather they were here using their skills and knowledge and making a genuine contribution to the country? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Students are underwhelmed by the loan changes National would make, if re-elected. Graduates would be able to pay off their debt over a longer period - with compulsory repayments lowered from 12 to 10 percent. But those living overseas would be charged an extra one percent in annual interest. Victoria University Student Association president Aidan Donoghue told Ryan Bridge students have raised plenty of issues this year - that this policy doesn't touch on. He says there's no talk about increasing the income threshold for when you start repayments, or any changes to repayments if you're still studying. See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Some financial decisions can't be made by looking at just one number. This week, we start with major changes coming to federal student loan repayment and why married borrowers may need to consider not only their monthly payment, but how their tax-filing status affects both their cash flow and bigger financial picture.Then, a listener asks whether it's time to rethink a healthcare fund he's owned for 25 years. We examine what's changed in the sector, how artificial intelligence could reshape parts of the healthcare industry, and why deciding whether an investment still belongs in your portfolio requires looking beyond recent performance to your allocation, goals, and time horizon.Finally, with the stock market continuing to reach record territory, we tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and putting money into the market gradually, we explore ways to put your next dollar to work without trying to predict the next correction. We wrap up with a look at the latest market moves and what's been driving them.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks August 15, 2026  |  Season 40, Episode 33Timestamps and Chapters6:07: For Better or for Worse… and for Student Loans13:00: Healthcare Stocks: Look Back or Look Ahead?27:12: All-Time Highs Aren't a Stop Sign36:21: What's Been Moving the MarketFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com 

We dove into the latest updates on student loan rules and what the changes mean for everyone from recent grads to parents planning for their kids' education. We shared our personal experiences with student debt, how it shaped our early marriage, and what strategies we learned along the way. If you're feeling overwhelmed by loan payments resuming, have kids heading to college, or just want a smarter way to manage education costs, this episode is packed with practical insights and a few hard-earned laughs.Key Moments & TakeawaysRemembering the Pain of Student DebtWe opened up about how our $451.21 monthly payment haunted us long after we paid it off, a number forever etched in our minds 01:23.Understanding the New LegislationWe broke down how the One Beautiful Bill Act (OBBA) and the end of the SAVE Act impact payments, interest, and plan options, especially with loan servicers reactivating payments after a long pause 06:40.Critical 90-Day Decision WindowWe highlighted why it's urgent to act now: you have just 90 days to select your repayment plan before getting auto-enrolled into the highest default payment 07:46.Strategies for Paying Less or Avoiding DebtWe discussed practical options for parents, from 529s and scholarships to community college and military routes, sharing exactly what worked for our kids and how we involved them in scholarship applications 13:27, 15:26.The Hidden Stress of Student LoansWe empathized with listeners about the anxiety that can come with restarting payments and why tackling loan debt head-on is crucial for your financial and mental health 23:39.Employer Benefits & Loan ForgivenessWe explained new employer matching programs, the realities of loan forgiveness and what to ask your HR department 24:41.Smart Choices and Future PlanningWe wrapped up with our best advice: why school choice, program selection, and due diligence make all the difference and how even high-achieving kids need guidance to avoid massive debt 30:14, 33:40.Why You Should Tune InWe bring real talk, real stories, and proven strategies—plus a look at major changes that could impact your wallet for decades. You'll leave knowing your options, pitfalls to avoid, and the small details that make a big difference in student loan survival.Who This Episode Is ForWe made this episode specifically for:Anyone with active student loans wondering about the new rulesParents preparing to send kids to college (or currently footing the bill)Graduates weighing consolidation, refinancing, or forgivenessAnyone thinking about higher education without drowning in debtJoin us for a candid, practical journey toward financial clarity and peace of mind on your education investment! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorthOur website: www.forbetterandworth.comGet Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlightConnect with us:Instagram: @forbetterandworthYouTube: @forbetterandworthEricka: @erickayoungofficialChris: @1cbyoung

Starting July 1, 2026, federal student loan borrowers face a major overhaul: the SAVE plan is ending, repayment options are being consolidated into new plans such as RAP, and graduate students will face new borrowing caps. Supporters say the changes simplify the system and reduce debt, while critics warn of higher payments and reduced access to higher education. A California judge ruled that the state's cardrooms can continue offering blackjack and other popular table games, dealing a setback to regulations proposed by Attorney General Rob Bonta's Department of Justice. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Starting July 1, 2026, federal student loan borrowers face a major overhaul: the SAVE plan is ending, repayment options are being consolidated into new plans such as RAP, and graduate students will face new borrowing caps. Supporters say the changes simplify the system and reduce debt, while critics warn of higher payments and reduced access to higher education. A California judge ruled that the state's cardrooms can continue offering blackjack and other popular table games, dealing a setback to regulations proposed by Attorney General Rob Bonta's Department of Justice. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Rae Kaplan, student loan attorney at Kaplan Law Firm, joins Jon Hansen to highlight the latest student loan news. The July 1st deadline is approaching to switch out of the SAVE plan and pick the correct repayment plan. Rae shares what borrowers should be doing as the date approaches. For more information on how Rae […]

Welcome back to the Law School Toolbox podcast! Today, we have a special guest -- Teria Thornton from AccessLex Institute -- and we are talking about law school financing, loan repayment, and what you can do to improve your credit score.   In this episode we discuss: Introduction to AccessLex and our guest, Teria Thornton The school loan landscape before 2025 Changes with the One Big Beautiful Bill Act (OBBBA) How income-driven repayment plans are structured Does public service loan forgiveness still exist? Credit score basics Resources: AccessLex Institute (https://www.accesslex.org/) Podcast Episode 184: Handling Law School Finances (w/Lyssa Thaden of AccessLex) (https://lawschooltoolbox.com/podcast-episode-184-handling-law-school-finances-w-lyssa-thaden-of-accesslex/) Podcast Episode 294: Money Talk (w/Carrie Friedberg) (https://lawschooltoolbox.com/podcast-episode-294-money-talk-w-carrie-friedberg/) Podcast Episode 361: Student Loan Repayment (w/Derek Brainard of AccessLex Institute) (https://lawschooltoolbox.com/podcast-episode-361-student-loan-repayment-w-derek-brainard-of-accesslex-institute/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 521: Smarter Borrowing: How Juno Helps Lower Student Loans (https://lawschooltoolbox.com/podcast-episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) Podcast Episode 550: Financial Planning for Law Students and Young Lawyers (w/Alexandra Sandberg) (https://lawschooltoolbox.com/podcast-episode-550-financial-planning-for-law-students-and-young-lawyers-w-alexandra-sandberg/) Download the Transcript  (https://lawschooltoolbox.com/episode-561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Author Daisy Verduzco Reyes discusses the article, "How the Student Loan Repayment Pause Increased Latinx Borrowers' Agency and Diversified Their Spectrum of Emotions" published in Socius: Sociological Research for a Dynamic World.

Author Daisy Verduzco Reyes discusses the article, "How the Student Loan Repayment Pause Increased Latinx Borrowers' Agency and Diversified Their Spectrum of Emotions" published in Socius: Sociological Research for a Dynamic World.

Student loans are also back in the spotlight, with significant changes carrying major implications for millions of borrowers. The “Henssler Money Talks” hosts break down what's happening with income-driven repayment plans, including updates to IBR and the emerging Repayment Assistance Plan, and how these shifts may affect monthly payments and long-term forgiveness timelines.Original Air Date: December 20, 2025Read the Article: https://www.henssler.com/navigating-student-loan-repayment-as-federal-programs-shift 

529 college savings plans are a favorite tool for families looking to fund education, but recent updates have made them even more compelling. With the passing of the One Big Beautiful Tax Act in 2025, there have been some exciting changes to what you can use 529 funds for, including expanded coverage for K-12 tuition, test fees, vocational programs, and support for learning differences. I also discuss the various tax advantages of contributing to a 529 plan, like state tax deductions, tax-deferred growth, and even the ability to roll leftover funds into a Roth IRA for your child. He offers real-life examples, highlights differences across state plans, and gives practical tips on maximizing your savings and tax benefits as the year wraps up. If you're looking to make the most out of your child or grandchild's future education while being smart about your finances, this episode is packed with must-know information.  You will want to hear this episode if you are interested in... [00:00] 529 Plan updates and expansions. [06:48] 529 Plans: taxes and benefits. [08:02] 529 Plan tax-free growth. [09:55] Investment considerations for 529 plans. [13:49] New rules on 529-to-Roth IRA rollovers. The Expanded 529 Universe Most people know 529 plans are great for covering college tuition, room and board, and required fees. The One Big Beautiful Tax Act of 2025 has expanded what 529 distributions can cover, opening up a wider range of education-related expenses, including much earlier in a student's academic journey. Newly Eligible Expenses: K-12 Tuition: The annual limit for K-12 tuition expenses jumps from $10,000 to $20,000 in 2026. Test Fees and Credentialing: You can now use 529 funds to pay for standardized testing, college entry exams, and vocational credentialing programs. Homeschool & Specialized Support: Structured homeschool curricula, academic tutoring, therapies, and materials for diagnosed learning differences (including ADHD) are now eligible. Apprenticeships & Educational Equipment: Costs for apprenticeship programs and special technology or learning tools can now be covered. However, there are still some limitations: transportation, school-purchased health insurance, and extracurricular activity fees remain ineligible. State Tax Deductions The state tax deduction is a unique benefit offered by many states for 529 contributions, but often families overlook this: over 30 states offer a tax break, but the rules vary. In Connecticut, for example, you can deduct up to $5,000 per person or $10,000 per couple from your state taxable income. You must usually contribute to your own state's plan (though states like Arizona, Kansas, and Pennsylvania allow deductions for out-of-state plans). Be mindful of year-end deadlines, contributions must be made by December 31st to claim the deduction for that year. Even if your state benefit is modest, it's essentially "free money" for doing something you're likely planning anyway. Student Loan Repayment and Rollovers to Roth IRAs 529 plans now offer more flexibility, even if the intended student doesn't use all the funds for education. Student Loan Repayments: Up to $10,000 (lifetime) per beneficiary can be used to pay down qualified student loans, helping recent grads reduce their debt burden. Roth IRA Rollovers: As of recent law, up to $35,000 can be rolled from a 529 plan to a Roth IRA for the beneficiary, provided the 529 is at least 15 years old, the money isn't a recent contribution, and the beneficiary has earned income. This can be an incredible jumpstart for retirement savings if college funds aren't fully used. All 529 plans are not created equal. Look for low-cost, direct-sold plans rather than advisor-sold plans that carry extra commissions. Every dollar saved on fees is another dollar that can grow tax-free in your account. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Fidelity Investments Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they cover the newest student loan updates, actions folks may need to take, potential changes to repayment plan options and forgiveness programs, and how you can make sure that you have the lowest monthly payment. This episode's SDCC hosts are President and Founder, Natalia Abrams, Executive Director, Sabrina Calazans, and Communications Associate Ángel Rentería. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is www.StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg.  Their handle on BlueSky is @debtcrisisorg.bsky.social‬.

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they cover the newest student loan updates, actions folks may need to take, potential changes to repayment plan options and forgiveness programs, and how you can make sure that you have the lowest monthly payment. This episode's SDCC hosts are President and Founder, Natalia Abrams, Executive Director, Sabrina Calazans, and Communications Associate Ángel Rentería. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is www.StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg.  Their handle on BlueSky is @debtcrisisorg.bsky.social.

If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future. Show Notes: Federal Resources • U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov • Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com University of Illinois System Resources • University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe • University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans Prior Related Making Cents of Money Podcast Episodes • Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696 • Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420 • Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315 • Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984 • Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343 • April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894 • Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018 • PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128 • On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176 • Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728 • The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881 Webinar Recording • Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.

Segment 1: Michael Miller, Economics Professor, Western Washington University and Professor Emeritus at DePaul University, joins John Williams to talk about the impact of student loan repayment and its impact on the economy, and what will happen now that the Fed has cut interest rates. Segment 2: Kara Demirjian Huss, Senior Vice President at TCCI Manufacturing, and Founder […]

The resumption of student loan repayments and credit reporting has led to a significant decline in credit scores for over 2 million borrowers, impacting their capacity to purchase vehicles, secure housing, and more. This financial burden disproportionately affects older borrowers and communities of color, particularly Black and Latino families who are already contending with existing wealth disparities. Charlene Crowell, Senior Fellow with the Center for Responsible Lending, provides insight into the implications of this development. Interview by Chris B. Bennett.

Equifax Advisors Maria Urtubey, Emmaline Aliff, Tom O'Neill, Jesse Hardin, and Dave Sojka share what they're hearing directly from Equifax lending customers across industries. From student loan repayment impacts to shifting auto lending dynamics and tariff uncertainty, the team highlights the questions lenders are asking, the insights uncovered in one-on-one advisory sessions, and the recommendations that have resonated most in 2025. Economist Shandor Whitcher of Moody's Analytics delivers our macroeconomic update.What is this episode about?This episode of the Market Pulse Podcast brings together Equifax Advisors Emmaline Aliff, Tom O'Neill, Jesse Hardin, Maria Urtubey, and Dave Sojka to share what they are hearing in one-on-one customer advisory sessions.What are lenders most concerned about in 2025?Advisors discuss the resumption of student loan payments, the ripple effects of tariffs, shifts in auto lending, and how these issues vary across industries such as credit unions, banks, and fintechs.How are customers using Equifax advisory sessions?Advisory conversations allow lenders to bring their own portfolio challenges to the table and get tailored insights—turning market data into actionable strategies.

Recent changes to student loan repayment rules include adjustments to monthly payments, loan forgiveness eligibility, and borrowing limits that will impact current and future borrowers. Today's Stocks & Topics: SO - Southern Company, Market Wrap, BDT - Bird Construction Inc., New Student Loan Repayment Policies Following Trump's Budget Bill, Financial Ratios, AOS - A.O. Smith Corp., WULF – Tera Wulf Inc., A-I and the Growth in the Market, FDS - FactSet Research Systems Inc., CWST - Casella Waste Systems Inc. Cl A, EXPE - Expedia Group Inc., U.S. Retailers.Our Sponsors:* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

Student loan repayment options have changed. Jeff Boron shares how people are adjusting.

Send us a textIn this special episode of Better Skills. Better Doctors., I'm joined by Lauryn Williams of Student Loan Planner to break down what's really happening with student loan repayment in 2025. We cover the end of interest-free forbearance, the reality behind the new RAP plan, and the major shifts in income-driven repayment programs that will impact nearly everyone with federal student loans. Whether you've never made a payment, are self-employed with fluctuating income, or borrowed under old rules, this episode gives you the clarity you need to take action. Lauryn also explains why servicers can't give you personalized advice—and why a consultation may be the smartest money move you make this year.

Market futures surged from Wednesday night into Thursday morning after the Court of International Trade halted Trump's tariffs—adding another twist to the ongoing trade policy saga. We explore how President Trump's tariff threats and announcements have repeatedly sparked market volatility, often leading to sharp declines followed by rebounds when he backtracks or extends negotiation timelines. Our experts share insights on how to stay invested amid the noise and uncertainty.Nick also breaks down the latest economic data and NVIDIA's earnings release before diving into a growing concern: the student loan debt crisis. After not being required to make loan payments for nearly half a decade, over 4 million borrowers are now in late-stage delinquency since repayment was reinstated. Borrowers are facing serious consequences like wage garnishment and withheld federal tax refunds, and Social Security payments. As the federal government ramps up collection efforts, many companies are stepping in with new benefits to help employees manage and repay their student loans.To close out the episode, we examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser's AI assistant? It's possible—but the value of personal relationships and human guidance remains irreplaceable.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — May 31, 2025  |  Season 39, Episode 22 Timestamps and Chapters5:33: Reciprocal Tariffs Shot Down 14:43: Nvidia Earnings, New Home Sales, Durable Goods, Consumer Confidence22:19: How Do You Make Investment Decisions Through the Noise?31:31: Student Loan Squeeze45:42: AI's Growing Influence on Financial PlanningFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt. Air Travel Guidance: Segment 1 Ask Clark: Segment 2 Student Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 3 Reasons You Should Never Book a Nonrefundable Hotel Room Using Cellular Data Internationally: Buying a Local SIM Card The Best International Phone Plans The Best Phone Plan For You - Compare Phone Plans Clark,com Cell Phone Plans Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Scott's Cheap Flights - Going.com NYTimes: Tips for Navigating the ‘Chaotic System' of Student Loan Repayments National Association of Student Financial Aid Administrators How Many Credit Cards Should I Have? Why You Should Keep Old Credit Card Accounts Open My 7 Rules for Using Credit Cards Clark HowardClark.com resources: Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. and China begin the tariff walk-back dance that will last for 90 days, giving businesses time to make alternative plans. Gene Marks says those doing business with China will have to make plans because he doesn't expect the volatility being created to clear up soon. Additional relief is coming for businesses who use independent contractors, as Gene explains that the USDOL will stop enforcing the 2024 Independent Contractor Rule. Owners can help employees in default with student loans by taking advantage of tax credits in place through 2025, and Gene shares how. Listen to the episode.   DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Student loan payments resume for those in default, affecting millions of people, including Mississippians. Then, immigrant rights leaders in the state share what it's like trying to help immigrants living in fear during the second trump administration.Plus, we speak with the student and photographer who helped document the Tougaloo 9 historic 1960s read-in protest in Jackson. Hosted on Acast. See acast.com/privacy for more information.

Millions of student loan borrowers in default could soon see their wages garnished under the Trump administration's policies, and Americans who entered public service fields expecting loan forgiveness could see that promise broken. CBS News' Nancy Chen explains. A new FBI report reveals cybercrime spiked last year, with older Americans losing the most money. CBS News senior business and tech correspondent Jo Ling Kent breaks down the data and trends. Investigators say they have identified human remains found near a group of murder victims on Gilgo Beach after partial remains were first discovered in 1997. Police say the remains may not be connected to Rex Heuermann, who has pleaded not guilty to killing seven women, six of whom were found near Gilgo Beach. Starting at 14 years old, Jelly Roll spent a decade in and out of jail for drug possession, dealing, shoplifting and aggravated robbery. Now, he wants to be a role model for others looking for a second chance. The Tennessee Board of Parole voted to recommend a pardon for the 40-year-old country artist. CBS Mornings co-host Tony Dokoupil takes on a hands-on mission to build a house as part of our "Never Too Late" series, exploring the value of learning new skills and reconnecting with family traditions. Award-winning chef José Andrés joins "CBS Mornings" to talk about his new book, "Change the Recipe," which shares powerful lessons from his decades in the kitchen and his mission to make the world a better place. Global Citizen ambassador Hugh Jackman and CEO Hugh Evans join "CBS Mornings" to preview next week's Global Citizen Now summit in New York, which brings together leaders and artists to drive action toward ending extreme poverty. Music legend Smokey Robinson joins "CBS Mornings" to mark 50 years since "A Quiet Storm" and talk about his new album "What the World Needs Now," featuring soulful covers and messages of gratitude. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The Mississippians who have donated their bodies to science are honored.Then, a new marker helps tell the story of Rosa Scott, a pioneer in education for African Americans who helped establish a school. We speak with the teacher who spearheaded the effort to erect a historic marker in her honor. Plus, A pause on collecting student loan debt has been lifted. One Mississippian shares her experience about her experience trying to pay back the loans. Hosted on Acast. See acast.com/privacy for more information.

Yesterday the Secretary for Education said they are coming for people who have defaulted on their student loans.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Lewis. Founder of The Student Loan Doctor, LLC, to tackle one of the biggest financial burdens facing millions—student loan debt. Recognized as "The People's Expert" on student loan repayment, Sonia has dedicated her career to helping borrowers understand their options, regain financial freedom, and take control of their future. Sonia shares her journey from working in higher education to building a nationally recognized consulting business that has helped thousands of clients navigate debt repayment strategies. She breaks down common mistakes borrowers make, how student loans impact homeownership and wealth-building, and why financial literacy needs to start before college. She also reveals the mindset shifts that can help people stop feeling trapped by their loans, strategies for negotiating repayment plans, and how her company empowers individuals through education, mentorship, and financial advocacy. If student loan debt has been holding you back, this episode is a must-listen! Tune in to learn how to break free from financial stress, make smarter money moves, and build the future you deserve. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Lewis. Founder of The Student Loan Doctor, LLC, to tackle one of the biggest financial burdens facing millions—student loan debt. Recognized as "The People's Expert" on student loan repayment, Sonia has dedicated her career to helping borrowers understand their options, regain financial freedom, and take control of their future. Sonia shares her journey from working in higher education to building a nationally recognized consulting business that has helped thousands of clients navigate debt repayment strategies. She breaks down common mistakes borrowers make, how student loans impact homeownership and wealth-building, and why financial literacy needs to start before college. She also reveals the mindset shifts that can help people stop feeling trapped by their loans, strategies for negotiating repayment plans, and how her company empowers individuals through education, mentorship, and financial advocacy. If student loan debt has been holding you back, this episode is a must-listen! Tune in to learn how to break free from financial stress, make smarter money moves, and build the future you deserve. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Lewis. Founder of The Student Loan Doctor, LLC, to tackle one of the biggest financial burdens facing millions—student loan debt. Recognized as "The People's Expert" on student loan repayment, Sonia has dedicated her career to helping borrowers understand their options, regain financial freedom, and take control of their future. Sonia shares her journey from working in higher education to building a nationally recognized consulting business that has helped thousands of clients navigate debt repayment strategies. She breaks down common mistakes borrowers make, how student loans impact homeownership and wealth-building, and why financial literacy needs to start before college. She also reveals the mindset shifts that can help people stop feeling trapped by their loans, strategies for negotiating repayment plans, and how her company empowers individuals through education, mentorship, and financial advocacy. If student loan debt has been holding you back, this episode is a must-listen! Tune in to learn how to break free from financial stress, make smarter money moves, and build the future you deserve. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Student Loan Updates: Listen in as we discuss the current issues surrounding student loan repayment options with Joe Reinke from FitBux.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis, is the CEO of award-winning business The Student Loan Doctor LLC. She is considered the people's expert on all matters related to student loan debt repayment. She has over 14 years of practical higher education and financial aid experience.   Dr. Lewis is an expert speaker across all audiences, regardless of age. She has been invited to share her expertise in written work, conferences, or live media: CNN, The White House Briefing on Advancing Equity for Women and Girls of Color, Black Enterprise, SALON Magazine, RT America, Essence Magazine, KYW News Radio 1060 AM, Fox 29, The BET Network, Money Magazine, Forbes, Investfest (EYL) and a host of other notable platforms across the nation. Sonia is also a 3-time self-published author. Company Description *The Student Loan Doctor LLC has been recognized as the first African American and woman-owned student loan repayment company in the country. The City of Philadelphia has also awarded us two citations for our business's impact on the Philadelphia community. The company was designed to educate others about their student loan debt and provide assistance in making a tangible plan for repayment. The social impact goal of the business is to help a generation of borrowers become free of debt to promote social mobility and wealth building. Talking Points/Questions *1.    Student Loan Forgiveness and the Election: How the current administration's policies are shaping forgiveness programs and what borrowers can expect from candidates in the upcoming election.2.    Financial Freedom and Student Loans: Why student loan debt is a major obstacle to financial milestones like homeownership and investing, and how to navigate debt to move towards true financial freedom.3.    Staying in Good Standing: Why keeping your loans in good standing is critical for personal and financial health, and actionable steps borrowers can take today to avoid penalties and default.4.    The Student Loan Doctor LLC, founded in 2016, has been recognized as the first African American and woman-owned student loan repayment company in the country. 5.    The City of Philadelphia has also given the business two citations for its impact on the Philadelphia community. 6.    The Student Loan Doctor LLC was designed to educate others about their student loan debt and assist them in making a tangible repayment plan. 7.    The social impact goal of the business is to help a generation of borrowers become free of debt to promote social mobility and wealth building. #STRAW #BEST #SHMS  Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis, is the CEO of award-winning business The Student Loan Doctor LLC. She is considered the people's expert on all matters related to student loan debt repayment. She has over 14 years of practical higher education and financial aid experience.   Dr. Lewis is an expert speaker across all audiences, regardless of age. She has been invited to share her expertise in written work, conferences, or live media: CNN, The White House Briefing on Advancing Equity for Women and Girls of Color, Black Enterprise, SALON Magazine, RT America, Essence Magazine, KYW News Radio 1060 AM, Fox 29, The BET Network, Money Magazine, Forbes, Investfest (EYL) and a host of other notable platforms across the nation. Sonia is also a 3-time self-published author. Company Description *The Student Loan Doctor LLC has been recognized as the first African American and woman-owned student loan repayment company in the country. The City of Philadelphia has also awarded us two citations for our business's impact on the Philadelphia community. The company was designed to educate others about their student loan debt and provide assistance in making a tangible plan for repayment. The social impact goal of the business is to help a generation of borrowers become free of debt to promote social mobility and wealth building. Talking Points/Questions *1.    Student Loan Forgiveness and the Election: How the current administration's policies are shaping forgiveness programs and what borrowers can expect from candidates in the upcoming election.2.    Financial Freedom and Student Loans: Why student loan debt is a major obstacle to financial milestones like homeownership and investing, and how to navigate debt to move towards true financial freedom.3.    Staying in Good Standing: Why keeping your loans in good standing is critical for personal and financial health, and actionable steps borrowers can take today to avoid penalties and default.4.    The Student Loan Doctor LLC, founded in 2016, has been recognized as the first African American and woman-owned student loan repayment company in the country. 5.    The City of Philadelphia has also given the business two citations for its impact on the Philadelphia community. 6.    The Student Loan Doctor LLC was designed to educate others about their student loan debt and assist them in making a tangible repayment plan. 7.    The social impact goal of the business is to help a generation of borrowers become free of debt to promote social mobility and wealth building. #STRAW #BEST #SHMS  See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis, is the CEO of award-winning business The Student Loan Doctor LLC. She is considered the people's expert on all matters related to student loan debt repayment. She has over 14 years of practical higher education and financial aid experience.   Dr. Lewis is an expert speaker across all audiences, regardless of age. She has been invited to share her expertise in written work, conferences, or live media: CNN, The White House Briefing on Advancing Equity for Women and Girls of Color, Black Enterprise, SALON Magazine, RT America, Essence Magazine, KYW News Radio 1060 AM, Fox 29, The BET Network, Money Magazine, Forbes, Investfest (EYL) and a host of other notable platforms across the nation. Sonia is also a 3-time self-published author. Company Description *The Student Loan Doctor LLC has been recognized as the first African American and woman-owned student loan repayment company in the country. The City of Philadelphia has also awarded us two citations for our business's impact on the Philadelphia community. The company was designed to educate others about their student loan debt and provide assistance in making a tangible plan for repayment. The social impact goal of the business is to help a generation of borrowers become free of debt to promote social mobility and wealth building. Talking Points/Questions *1.    Student Loan Forgiveness and the Election: How the current administration's policies are shaping forgiveness programs and what borrowers can expect from candidates in the upcoming election.2.    Financial Freedom and Student Loans: Why student loan debt is a major obstacle to financial milestones like homeownership and investing, and how to navigate debt to move towards true financial freedom.3.    Staying in Good Standing: Why keeping your loans in good standing is critical for personal and financial health, and actionable steps borrowers can take today to avoid penalties and default.4.    The Student Loan Doctor LLC, founded in 2016, has been recognized as the first African American and woman-owned student loan repayment company in the country. 5.    The City of Philadelphia has also given the business two citations for its impact on the Philadelphia community. 6.    The Student Loan Doctor LLC was designed to educate others about their student loan debt and assist them in making a tangible repayment plan. 7.    The social impact goal of the business is to help a generation of borrowers become free of debt to promote social mobility and wealth building. #STRAW #BEST #SHMS  See omnystudio.com/listener for privacy information.

Are you or someone you know dealing with student loans or getting ready to navigate the world of repayment? In this episode, I sit down with Clay Jarvis, NerdWallet Canada's mortgage and real estate expert, to discuss essential strategies for managing student loans and making smart financial decisions. We'll dive into practical advice for students just starting their loan repayments, adjusting payments to fit your financial situation, and what to do if you're struggling to make payments. Clay also highlights the importance of budgeting and why parents should have financial conversations with their kids before they head off to university. Listen in to learn how disciplined loan repayments can set you up for a brighter future, as well as how parents can offer emotional and financial support while encouraging smart money habits. “You do not want to stop paying your loans. You can simply shrink your payment as much as you need to, and then when you start earning more money, you can increase those payments.” - Clay Jarvis This Week on Young Money: What NerdWallet is and how it helps consumers make smart financial decisions. How to start managing student loan repayments. Ways to adjust loan payments based on your financial situation. What to do if you can't make a payment on time. Tips for parents to support their children financially and emotionally. The role of budgeting in financial success. Why talking to kids about money before university is crucial. How disciplined loan repayment improves your financial future. Key takeaways: Be smart about saving. Adjust loan payments as needed. Never stop paying your loans. Budget before heading to university. Parents: offer both financial and emotional support. Connect with Clay Jarvis: LinkedIn NerdWallet Resources Mentioned: NerdWallet: Website | LinkedIn Answers to 3 Common Questions About Student Loan Repayment Rate, Share & Inspire Other Young Millionaires-in-the-Making  Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week's episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts. Don't forget to share your favorite episodes on social media!  Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

Kerry Lutz hosted a discussion with Paul Oster from betterqualified.com, focusing on the implications of a 50 basis point cut and new student loan forbearance rules. Paul Oster noted that the rate cut would have minimal effects on consumers, recommending that borrowers maintain higher payments to expedite debt repayment. He provided strategies for managing credit card debt, including the use of 0% balance transfer options, and emphasized the importance of having a solid plan for credit management. As the freeze on income repayment programs for student loans is set to end on September 30th, Paul Oster urged borrowers to take proactive measures, utilize resources at studentaid.gov, and engage with their loan servicer's to avoid the consequences of missed payments. The conversation also highlighted the benefits of Better Qualified's AI-driven credit reporting service, which offers personalized insights and faster results, and encouraged listeners to take advantage of free consultations and sign up for a newsletter for more information. Find Paul here: Betterqualified Find Kerry here: FSN and here: Inflation.Cafe

The FBI shared new details about their investigation of the assassination attempt against former President Donald Trump. The US Supreme Court declined a request to lift a block on President Joe Biden's latest student loan repayment plan. A former Nevada politician has been found guilty of murder in the death of a Las Vegas investigative reporter. We'll tell you about an emerging threat that has health officials sounding an alarm. Plus, the number of 401(k) millionaires in the US has reached a record high. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Quint and Daniel talk through student loans and how to approach repayment.

WMAL GUEST: 7:05 AM - INTERVIEW - ANGELA MORABITO - spokesperson for the Defense of Freedom Institute Two courts just blocked parts of Biden's SAVE student loan repayment plan. Here's what to know. Where to find more about WMAL's morning show:  Follow the Show Podcasts on Apple podcasts, Audible and Spotify. Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor,  @Jgunlock,  @patricepinkfile and @heatherhunterdc.  Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Show Website: https://www.wmal.com/oconnor-company/ How to listen live weekdays from 5 to 9 AM: https://www.wmal.com/listenlive/ Episode: Wednesday, June 26, 2024 / 6 AM Hour  O'Connor and Company is proudly presented by Veritas AcademySee omnystudio.com/listener for privacy information.

Today on the podcast I get to welcome back PA Kristin Burton to share her financial expertise on all things student loans. Kristin is the founder of Strive Coaching, where she teaches medical professionals how to achieve financial independence and money literacy.  Kristin and I take a deep dive into the various options that exist on repaying student loans, including what to consider in the short term and the long term. We discuss the best methods for repayment as well as how to prioritize paying off your student loans with your other money goals, like retirement, travel, and kids' college savings.  Listen in to learn what you need to think about when choosing a student loan repayment option as well as to hear some actionable tips on how to set and achieve your own financial goals. Kristin's Previous Episode: 168 - Stop Making These Mistakes When It Comes to Investing Tracy and Dan's personal money management inside their marriage and family: Episode 182: 10 Years Married to One Crazy PA Episode 35: Our Personal Approach to Managing Money in Marriage  Core Value Curator: https://www. tracybingaman.com/values The Automatic Millionaire: Read the Book (affiliate link) Listen to the Audiobook SPONSORS ADVANCED SCOPE www.advancedscopetalent.com ADVANCED PRACTICE PLANNING https://www.advancedpracticeplanning.com/ BEAT BURNOUT AND BUILD WEALTH MASTERCLASS https://tracybingaman.com/masterclass COACHING ⁠1-ON-1 NEGOTIATION CONSULT https://calendly.com/the-pa-is-in/negotiate⁠  ⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠https://calendly.com/the-pa-is-in/gen-call⁠   LINKS CONNECT WITH KRISTIN: IG: www.instagram.com/strivewithkristin WEBSITE: www.strivewithkristin.com EPISODE BLOG POST https://www.tracybingaman.com/blog ⁠TRACY ON INSTAGRAM https://www.instagram.com/mrstracybingaman/⁠ TRACY ON LINKEDIN https://www.linkedin.com/in/tracybingaman/⁠ --- Support this podcast: https://podcasters.spotify.com/pod/show/thepaisin/support

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - many employers are offering a new benefit which may eliminate the need to choose between paying down student loans and saving for retirement.  Clark Stinks: Segments 1 & 2 The New Student Loan/401(k) Benefit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Cheap Flights in 3 Easy Steps Going™ | Formerly Scott's Cheap Flights Airfarewatchdog: Cheap Flights & Airline Tickets Estate and Gift Tax FAQs | Internal Revenue Service 15 of the Best Free Workout And Fitness Apps What Is an ETF? A Simple Trick To Paying Off Your Credit Card Faster NYTimes: A New Perk for Some Student Loan Borrowers: A 401(k) Match More companies embracing benefits aimed at student loan debt SAVE Repayment Plan Offers Lower Monthly Loan Payments Best Budgeting Apps in 2024: Our Top 5 What Is a Flexible Spending Account? How to Teach Young Kids About Money Fidelity Investments Review 2023: Pros & Cons  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Episode MG talks about student loans repayment beginning on October 1st, how lenders will calculate those payments into your debt to income ratio and a live caller joins the show to discuss how his property taxes increased 100% and hurt his cash flow on his multi family.Support this podcast at — https://redcircle.com/rants-and-gems/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The three-year federal pause on student loans is expiring soon. If your financial circumstances have changed, or you just need an explanation of the many payment plans out there, here's a refresher course on how to pay off your student debt.