Mom Autism Money

Today, we're sitting down with one of your favorite guests, Paul Curley, to get into the details of the ABLE Age Adjustment Act, which passed as a part of SECURE 2.0 in December 2022. It's April, which is recognized as Autism Acceptance Month. Last week, when we talked to Sara, she let us onto another way to celebrate April, by rebranding it as Autism Action Month. Joyce's idea of reaching out to Autistic people and Autistic families this month to provide direct support was absolutely spot-on. For a lot of people listening, you are those families. So today we're going to talk about other ways to take action during Autism Action month and beyond. Ways you can engage in democracy and continue to make your financial life and the lives of your children better not just now, but in the future. We're so excited that the ABLE Age Adjustment Act passed, but there's still a lot of work to do, and Paul teaches us some of the best areas to focus on as we interact with our legislators.   IF YOU DO NOTHING ELSE, SUBSCRIBE TO PAUL'S NEWSLETTER! https://www.529conference.com/subscribe/ Difference between Autism Acceptance & Autism Awareness: https://momautismmoney.com/autism-acceptance-vs-autism-awareness/ Find out how to contact your federal and state legislators: https://www.lwv.org/take-action/find-your-elected-officials IRS publication 907 can help you learn more about ABLE accounts: https://www.irs.gov/forms-pubs/about-publication-907 Follow Joyce's work: https://www.mystayathomeadventures.com/ Follow Brynne's work: https://femmefrugality.com/ Read The Feminist Financial Handbook: https://amzn.to/2s0utTt

Sara Bradford is an Autistic woman with an Autistic family. Everyone from her husband to her two children are on the spectrum. Living in Utah, Sara has been uniquely equipped to navigate the state's difficult and often inadequate systems for her autistic family, and even still has faced exclusion at various points. But she marches on to try to change things in her community and make them better. Today we'll cover all kinds of issues Sara has dealt with while raising her family, from diagnosis to schooling to police violence and beyond. Autism consulting for families from SJ Childs LLC: https://sjchilds.org/ Listen to the SJ Childs Podcast: https://podcasts.apple.com/us/podcast/the-sj-childs-show/id1559173761 Read Sara's books: https://www.amazon.com/stores/SJ-Childs/author/B07YBMJ5YW Join the Autism Advocates Support Group on Facebook: https://www.facebook.com/groups/795894134284656/ Full episode transcript: https://momautismmoney.com/sara-bradford/  

What happens when a financial planning firm is both Autistic-centered and Autistic-owned? Planning Across the Spectrum is what happens. Planning Across the Spectrum is a full-service financial planning firm that can help you do all the traditional things like plan for retirement, establish life insurance to take care of your children after you're gone, and manage your investments. But they do so much more on top of these traditional services. They can help you navigate benefits, Medicaid waivers, and plan for unique situations like getting the supports and savings your child may need to move out of your home and live independently. They've even got a neurdiversity index fund! Joining us to educate us about all the services is Liz Yoder, Director of Financial Planning.   Planning Across the Spectrum's website: https://planningacrossthespectrum.com/ Follow Planning Across the Spectrum on Facebook: https://www.facebook.com/planningacrossthespectrum Check out more info on the Neurodiversity Index: https://planningacrossthespectrum.com/intro-neurodiversity-index/ Listen to the Two Autistic$ Talk Money podcast: https://www.twoautisticstalkmoney.com/ Full episode transcript: https://momautismmoney.com/planning-across-the-spectrum/  

On top of completely changing the trajectory of an entire industry by bettering animal welfare in corporately-owned settings, Temple Grandin is also a huge financial literacy advocate. And today, she's joining us to talk about the best way to teach financial literacy skills to your Autistic child. We'll talk about an array of different topics including: ·     Managing an allowance. ·        Transforming money from an abstract concept into something more concrete and real. ·        Teaching kids how to save. ·        Teaching kids (and ourselves) about investing. ·        Teaching kids about debt. ·        Digital banking and debit cards for kids. Press play to start educating yourself – money skills are important for our children!   Read Temple's Books: https://www.amazon.com/stores/Temple-Grandin/author/B000AP9AQU   Learn more about Temple's work at Colorado State University: https://agsci.colostate.edu/people/directory-page/personnel-information/?userName=grandin   Go back and listen to the interview with ASAN's Legal Director on Supported Decision Making vs Guardianship, and why establishing as much independence for your Autistic child as possible is imperative: https://momautismmoney.com/episode-7-guardianship-supported-decision-making-with-sam-crane/   Roundup of best kids' checking accounts from The College Investor: https://thecollegeinvestor.com/34189/best-starter-checking-accounts-for-kids/   Read The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926/   Full episode transcript: https://momautismmoney.com/temple-grandin/

This week we're talking all things ABLE accounts! From eligibility to qualified disability expenses to using your ABLE account as a tax-advantaged investment vehicle, we've got you covered. Joining us to discuss these accounts is Mary Rubenis, VP of Client Relationship Management and ABLE Savings at Vestwell. Vestwell is the program administrator for ABLE accounts in 20 states. But today's episode is for everyone -- regardless of which state you live in! Get out a pencil and notebook and get ready to learn. Compare plans with ABLE National Resource Center: https://www.ablenrc.org/compare-states/ Learn more about ABLE accounts at ABLE Today: https://www.abletoday.org/ Check social security functional limitations to see if you qualify for an ABLE account even without SSI or SSDI via the SSA Blue Book: https://www.ssa.gov/disability/professionals/bluebook/ Spotlight on ABLE from the SSA: https://www.ssa.gov/ssi/spotlights/spot-able.html Social Security Benefits Counseling by state via the Ticket to Work program: https://choosework.ssa.gov/about/meet-your-employment-team/ POMS document for ABLE & Social Security: https://secure.ssa.gov/apps10/poms.nsf/lnx/0501130740 Check out the Vestwell website: https://www.vestwell.com/ (Though if you want to apply for an ABLE account, visit your state's ABLE website. You'll interact with Vestwell once you have an account set up, if you're in one of the 19 states they service.) Full episode transcript: https://momautismmoney.com/able-mary-rubenis/

Today we're back with researchers from Drexel's Autism Institute to explore the intersections of race, poverty, and health outcomes for Autistic kids. They covered this topic in their 2022 National Autism Indicators Report. Some of the findings you might have predicted, like the fact that no matter how much income you make, societal structures around race may negatively impact your health outcomes. Others may be more surprising, like the fact that in many cases, Autistic children from middle-income households actually have some of the worst health outcomes. Let's dig a little deeper into these findings, and explore some of the potential research and policy implementations that might help us do better. Read the full 2022 National Autism Indicator Report: https://drexel.edu/autismoutcomes/publications-and-reports/publications/NAIRIntersection/ Check out the full series: https://drexel.edu/autismoutcomes/publications-and-reports/nat-autism-indicators-report/ Learn about other research topics and community outreach at the A.J. Drexel Autism Institute: https://drexel.edu/autisminstitute/ Check out Autism Navigator from FSU for more resources navigating systems: https://autismnavigator.com/ Full episode transcript: https://momautismmoney.com/autistic-health-outcomes/

Average student loan debt is nearly $40,000 -- per person! This economic burden can massively impact all the other money moves you make in your life.  Luckily, there is a disability discharge program for federal student loans, and more people qualify than you might think. Plus, the program is getting a lot easier to navigate, with some big, positive changes promised starting in July 2023.  Today, we'll talk to Heather Watkins, a writer and disability advocate who successfully had her student loans discharged through this program. We're also joined by Persis Yu, Deputy Executive Director and Managing Counsel of the Student Borrower Protection Center, who has been instrumental in advocating for improvements to the program and for student loan borrowers at large.  By the end of this episode, you'll have a better idea of who qualifies for this program, how it's expected to function after this summer, and what it may or may not mean as your child is figuring out how to finance their own education. This episode is also great for anyone who may qualify for the discharge program due to their own disability -- it's not just for parents.  Follow Heather's Work: http://slowwalkersseemore.com/ Utilize resources from Persis and her peers at the SBPC: https://www.cancelmystudentdebt.org/ Where to get started with the Disability Discharge program for federal student loans: https://studentaid.gov/manage-loans/forgiveness-cancellation/disability-discharge Currently, loan amounts canceled through this program are not counted as taxable income. But that could change on Jan. 1, 2026 if this portion of tax law isn't extended. Contact your congressperson and Senator to request that this provision be extended. You can find your senator and congressperson here: https://www.lwv.org/take-action/find-your-elected-officials And if you want to provide the specific provision you want to see extended to your representatives, it's Section 11031 of the Tax Cuts and Jobs Act: https://www.congress.gov/bill/115th-congress/house-bill/1/text Connect with your local Center for Independent Living for resources here: https://acl.gov/programs/centers-independent-living/list-cils-and-spils Heather references Mass Rehab Commission, which is a vocational rehabilitation program in Massachusetts. Voc rehab programs can help disabled people pay for college depending on your state. We covered voc rehab in this episode: https://momautismmoney.com/vocational-rehabilitation/ And you can find your state's vocational rehabilitation program here: https://rsa.ed.gov/about/states Want to consolidate your old loans to take advantage of the recount of payments for student loan forgiveness that Persis was talking about? Here's where you can find the consolidation application (must be done by May 1, 2023  or earlier to qualify for this specific program): https://studentaid.gov/app/launchConsolidation.action Here is more detailed information on the IDR Account Adjustment and how it might affect you as a borrower: https://www.cancelmystudentdebt.org/income-driven-repayment Full Episode Transcript: https://momautismmoney.com/disability-discharge/  

No joke – Sheletta Brundidge has secured $200,000 in grant funding for her Autistic children's needs. And today, she's going to help you learn how to get some of that grant money regardless of your child's disability. You can use this money to fund therapy and healthcare needs, on top of everyday needs like weighted blankets, trampolines, fences, and home security systems. We'll talk about how to find grants, how to write a successful application essay, and how to avoid scams as you conduct your search. Sheletta will also talk to us about how she built her own media company to support and uplift her community, and why running an ethical business and living in integrity has been so critical to her success. Sheletta Makes Me Laugh: https://www.shelettamakesmelaugh.com/ Houston Chronicle Feature: https://www.houstonchronicle.com/news/investigations/article/Faced-with-a-two-decade-wait-these-families-had-17358895.php United Healthcare Children's Foundation: https://www.uhccf.org/ Variety Children's Charity (iPads and AAC devices): https://variety.org/ My Goal Autism Grant: https://mygoalinc.org/mygoal-autism-grant-program/ Updates on ABLE accounts: https://www.thepennyhoarder.com/bank-accounts/able-accounts/ Full episode transcript: https://momautismmoney.com/autism-grants/  

We are joined once again by Paul Curley, and he comes bearing NEWS! The ABLE Age Adjustment Act has finally made it into a bill. Now, it just needs to make it into law.  Upping the age of onset of disability from 26 to 46 means about 7 million more people would qualify for ABLE accounts, including one million veterans. A larger pool of eligible account holders means lower fees on ABLE accounts and more bargaining power in Washington for things like removing Medicaid clawback provisions -- in ALL the states.  To help increase the odds that the ABLE Age Adjustment Act passes into law, contact your senators and House representatives.  Also learn about final ABLE rules and regulations, the future of ABLE to Work, and the newest state to open its own ABLE account program.  Paul will also be answering listener questions in an ABLE account Q&A session. Subscribe to Paul's Newsletter: https://www.529conference.com/newsletter/ Find your senators and representatives: https://tinyurl.com/72vtxjsu Track the bill that will include the ABLE Age Adjustment Act after Senate updates: https://www.congress.gov/bill/117th-congress/house-bill/2954/text The latest Senate Finance Committee Meeting, ABLE accounts starting at 1:14:00: https://www.finance.senate.gov/hearings/open-executive-session-to-consider-the-enhancing-american-retirement-now-earn-act If you want to mention ABLE to Work extension beyond 2025, it's Section 11024 under the Tax Cuts and Jobs Act: https://www.congress.gov/bill/115th-congress/house-bill/1/text IRS publication 907 for education on ABLE accounts: https://www.irs.gov/forms-pubs/about-publication-907 Compare ABLE Accounts across state lines: https://www.ablenrc.org/compare-states/ CalABLE Youtube Channel: https://www.youtube.com/channel/UCk02cbbE8PCkHATIvrsTfIA Florida residents get $50 when you open an  account with ABLE United: https://www.ableunited.com/ Safety Sleeper: https://safetysleeper.com/mam Full episode transcript: https://momautismmoney.com/able-legislative-updates  

Today on Mom Autism Money, we learn that Joyce has a cleaning habit. It helps her relieve stress. But what about the rest of us who maybe aren't super on top of it? We're talking to Corinne Schmitt of Wondermom Wannabe to learn her strategies to stay organized. It's all about hacking your brain to make things easier. Corinne uses a color-coded organization system to keep herself and her five children organized. This simple system is applicable for everything from your kid's toy room to your filing cabinet and personal finances. Let's get organized with Corinne! Visit Wondermom Wannabe: https://wondermomwannabe.com/ Check out Corinne's books: -Super Fun Family Card Games: https://amzn.to/3tu1IhN * -The Big Book of Tricky Riddles for Kids: https://amzn.to/3aYBa1O * Like Mom Autism Money on Facebook: https://www.facebook.com/MomAutismMoney Ask your ABLE account questions in our private FB group: https://www.facebook.com/groups/momautismmoney Full episode transcript: https://momautismmoney.com/color-coded-organization/ *Affiliate link. Thank you for supporting the podcast!  

Today we're talking with Corinne Schmitt of Wondermom Wannabe about money mindset and teaching financial literacy for children. We'll delve into a lot of topics, but some of the things you'll hear us discuss are Corinne's scaffolding for teaching financial literacy to children, why it can be hard to teach your kids about investing when you don't feel confident in it yourself, and how to develop an abundance mindset even when you're living in forced poverty. This is part 1 of a two-part conversation. Be sure to subscribe to Mom Autism Money to join us next week as Corinne teaches us about her proven color-coded organization system for everything from finances to household clutter!  Get $50 when you open an ABLE account with today's sponsor, ABLE United: https://www.ableunited.com/ Visit Wondermom Wannabe: https://wondermomwannabe.com/ Check out Corinne's Books: -Super Fun Family Card Games: https://amzn.to/3NRiFe2 * -The Big Book of Tricky Riddles for Kids: https://amzn.to/3xtzIMi * Visit our website and subscribe to the MAM newsletter: https://momautismmoney.com/ Like the MAM FB page: https://www.facebook.com/MomAutismMoney Full episode transcript: https://momautismmoney.com/money-mindset-fin-lit   *Affiliate link. Thank you for supporting the podcast!

Today we talk military life, finances and Autism with Rich Davis. Rich retired after a 28-year career in the US Navy as a helicopter pilot. He and his family reside in Roanoke, Virginia where he volunteers with his church, as the education coordinator for a local museum, and where he is involved with the local art scene as a photographer. He has an adult son with autism who lives with he and his wife and works in the community. We'll discuss a whole range of topics, including:  The Exceptional Family Member Program (EFMP). Tricare access at all stages of life. Why the Incapacitated Designation could leave you interacting with Medicaid instead. How constant moves and waiver waitlists can sometimes keep military families perpetually paying for services out-of-pocket. How Rich's son and his family use his ABLE account. How they're using supplemental needs trusts. A life lesson in why it is so important to educate your extended family members on asset tests and best asset sheltering practices. 2015 changes to Survivor Benefit Plans (SBPs) that allow you to pass on the benefit without impacting SSI. How you might end up knowing more about disability in the military than the military ‘experts you end up interfacing with.   Arianne's friend's GoFundMe: https://www.gofundme.com/f/eliahna-Torres   Check out Rich's photography: https://www.photographybyrichdavis.com/   Doug Nordman's books: https://amzn.to/3NSIzhc *   Kate Horrell, the Military Finance Coach: https://www.katehorrell.com/   Supplemental Needs Trust Episode:  https://momautismmoney.com/special-needs-trusts/   ABLE Account Episode: https://momautismmoney.com/able-accounts/   Episode with Medicaid Researchers: https://momautismmoney.com/autism-medicaid/   How to Apply for SSI Episode: https://momautismmoney.com/successfully-apply-ssi-ssdi/   Like Mom Autism Money on Facebook: https://www.facebook.com/MomAutismMoney   Full Episode Transcript: https://momautismmoney.com/military-autistic-child   *Affiliate link. Thank you for supporting the podcast!

Join us today for a conversation with Arianne Garcia and Dr. Kristina Lopez about Autism in the Latino community. This is part two of a two-part episode. Listen to Part One aired last week if you want to catch up! Today, we'll be talking how difficult it is to assess which state laws best serve Latino Autistic people, and why it may be better to acknowledge that all states have broken, inadequate systems. Period. We'll also be talking about the transition to adulthood. Topics include access to programs like FAFSA, why self-advocacy needs to be a part of children's experience starting in junior high, and cultural norms within the Latino community that make the transition different. Get $50 when you open an ABLE account with today's sponsor, ABLE United: https://www.ableunited.com/ Nominate Mom Autism Money for Best Personal Finance Content for Underserved Communities: https://www.plutusawards.com/enter/ Check out Kristina's work out of Arizona State University: https://isearch.asu.edu/profile/2985368 Visit Arianne's Website: https://arianneswork.com/ Follow Arianne on Twitter: https://twitter.com/arianneswork StairwaytoSTEM.org – Website for Autistic youth transitioning to college where Arianne is an editorial board member. Subscribe to the Mom Autism Money email list: https://momautismmoney.com/ Full episode transcript: https://momautismmoney.com/autism-latino-communities  

Join us today for a conversation with Arianne Garcia and Dr. Kristina Lopez about autism in the Latino community. This is part one of a two-part episode. Be sure to subscribe to Mom Autism Money on Spotify, Apple Podcasts or Google Podcasts so you won't miss part two when it drops next Tuesday. Today, we'll be talking primarily about Autism diagnoses in the Latino community, and the systemic obstacles that prevent people from accessing services to which they have a right. We'll talk about Bruno, learn about how Arianne's diagnosis and example changed her community, and learn about culturally-informed interventions Dr. Lopez is pioneering around the country with her peers. Get $50 when you open an ABLE account with today's sponsor, ABLE United: https://www.ableunited.com/ Nominate Mom Autism Money for Best Personal Finance Content for Underserved Communities: https://www.plutusawards.com/enter/ Visit Arianne's Website: https://arianneswork.com/ Follow Arianne on Twitter: https://twitter.com/arianneswork StairwaytoSTEM.org – Website for Autistic youth transitioning to college where Arianne is an editorial board member. Check out Kristina's work out of Arizona State University: https://isearch.asu.edu/profile/2985368 Subscribe to the Mom Autism Money email list: https://momautismmoney.com/ Full episode transcript: https://momautismmoney.com/autism-latino-community  

Welcome to part two of our retirement planning discussion with Brenton Harrison and Joe Saul-Sehy!  This week we'll cover:  Annuities. Sheltering your investments from asset tests. How ABLE accounts & supplemental needs trusts fit into the equation. Life insurance for parents of disabled children. Finding the right financial advice for your unique situation.   Listen to part one of this conversation: https://momautismmoney.com/mom-autism-retirement-planning-101/ Get Stacked: Your Your Super Serious Guide to Money Management by Joe Saul-Sehy & Emily Guy Birken: https://amzn.to/3vCxAlS * Check out the Stacking Benjamins Podcast: https://www.stackingbenjamins.com/subscribe/ Check out the Stacked book tour: https://www.stackingbenjamins.com/stacked/ Visit Brenton's Website: https://www.brentonharrison.com/ Subscribe to Brenton's YouTube Channel: https://www.youtube.com/c/BrentonHarrison Listen to Brenton's previous episode with Jillian Zacks, Esq. on Supplemental Needs Trusts: https://momautismmoney.com/special-needs-trusts/ Listen to the ABLE Account episode with Paul Curley: https://momautismmoney.com/able-accounts/ Like Mom Autism Money on FB: https://www.facebook.com/MomAutismMoney Subscribe to the MAM email list: https://momautismmoney.com/ Full episode transcript: https://momautismmoney.com/mom-autism-retirement-101 *Affiliate link -- thank you for supporting the podcast! 

This week, we're talking about retirement planning with Joe Saul-Sehy, co-author of Stacked and co-host of the Stacking Benjamins podcast, and Brenton Harrison, financial planner. In week one of this two-week discussion, we cover:  The basics of tax-advantaged retirement accounts -- and why Roth IRAs may be particularly attractive to the resource-thin. Similarities and differences between target date funds, index funds and ETFs. Time horizon & risk tolerance. Why investor behavior is often more of a concern than investment fees. Socially Responsible Investments and ESG investing. Listen today, and be sure to subscribe to or follow the podcast to join us for next week's episode when we'll be covering things like annuities, life insurance, ABLE accounts and finding the right financial advice when you're raising an autistic child.   Get Stacked: Your Your Super Serious Guide to Money Management by Joe Saul-Sehy & Emily Guy Birken: https://amzn.to/3vCxAlS * Check out the Stacking Benjamins Podcast: https://www.stackingbenjamins.com/subscribe/ Check out the Stacked book tour: https://www.stackingbenjamins.com/stacked/ Visit Brenton's Website: https://www.brentonharrison.com/ Subscribe to Brenton's YouTube Channel: https://www.youtube.com/c/BrentonHarrison Listen to Brenton's previous episode with Jillian Zacks, Esq. on Supplemental Needs Trusts: https://momautismmoney.com/special-needs-trusts/ Like Mom Autism Money on FB: https://www.facebook.com/MomAutismMoney Subscribe to the MAM email list: https://momautismmoney.com/ Full episode transcript: https://momautismmoney.com/mom-autism-retirement-planning-101 *Affiliate link -- thank you for supporting the podcast! 

Today on Mom Autism Money, we sit down with Blake Baumann of Aspie-R Coaching. Blake is a life and success coach that specializes in working with young adults and teens with Asperger's. As a parent of  two young ASD adults as well as being on the spectrum himself, he understands personally the struggles that are faced by both autistic individuals and parents. Blake shares great, actionable ideas to help prepare your kids for communication in social circles and work venues, ways to build confidence, and exercises that can help your child envision a future they can get excited about. We also learn about Blake's 1% rule, which can help you or your child improve skills in a focused area by 3,700% over a year. Connect with Blake on LinkedIn: https://www.linkedin.com/in/aspie-r-coaching-09053a185/ Connect with Blake on FB: https://www.facebook.com/ASPIERCOACH Sign up for the MAM email list: https://momautismmoney.com/ Like MAM on FB: https://www.facebook.com/MomAutismMoney Join the MAM FB Group: https://www.facebook.com/MomAutismMoney/groups Full episode transcript: https://momautismmoney.com/aspie-career-life-skills/

In this week's episode of Mom Autism Money, Dena Gassner teaches us the ins and outs of Vocational Rehabilitation. Your state's office of vocational rehabilitation can provide funding for job training, college, and even entrepreneurship. Dena has used her VR office to secure nearly $20k in startup funding for her own business, and used it to facilitate her son's college education. This programming can be immensely helpful, but you're going to want to come in with a concrete plan. Otherwise, you or your child could end up being funneled to a job that pays less than minimum wage. We also talk about: -Federal student loan discharge based on disability. -Why you should not shy away from expensive college options even if you're not loaded. -Why you probably shouldn't take out Parent PLUS loans as the parent of a disabled child. -How Dena and her son approached the college selection process.  Dena's Center for Understanding FB page: https://www.facebook.com/CenterforUnderstanding/ Find your state's vocational rehabilitation office: https://rsa.ed.gov/about/states Find your state's office of protection & advocacy if you're having trouble with your VR office: https://www.ndrn.org/about/ndrn-member-agencies/ Learn more about federal student loan disability discharge: https://studentaid.gov/manage-loans/forgiveness-cancellation/disability-discharge  Learn more about the special minimum wage certificate: https://autisticadvocacy.org/actioncenter/issues/employment/ Project Search: https://projectsearch.us/ Think College: https://thinkcollege.net/ Find your local chapter of The ARC: https://thearc.org/find-a-chapter/ Find your local chapter of The Autism Society: https://autismsociety.org/contact-us/ Contact Dr. Connie Anderson to check audit availability for Dena's class at Towson: https://www.towson.edu/chp/departments/health-sciences/faculty-staff/canderson.html Full transcript: https://momautismmoney.com/vocational-rehabilitation

Applying for SSI or SSDI is a daunting process that's anything but transparent. The system is set up for you to fail, and as a result a lot of people eventually just give up. Today, we sit down with social work expert Dena Gassner, who presents her proven system for successfully applying for SSI/SSDI – without getting a lawyer. She educates us on the seven criteria Social Security is looking for (but won't actually tell you about) and how to cross reference medical reports with your personal narrative. She also lets us in on the fact that Social Security will be thrilled to give you an extra budget for financial literacy purposes, and how to itemize living expenses so you can qualify for your max benefit. We also learn more about how to get Medicaid to pay for Medicare premiums when you're on SSI/SSDI. You won't want to miss this episode of Mom Autism Money!   Check out today's sponsor, CalABLE: https://calable.ca.gov/ Find educational webinars on CalABLE's Youtube channel: https://www.youtube.com/channel/UCk02cbbE8PCkHATIvrsTfIA Dena's Center for Understanding FB page: https://www.facebook.com/CenterforUnderstanding/ The ARC: https://thearc.org/find-a-chapter/ The Autism Society: https://autismsociety.org/contact-us/ United Cerebral Palsy: https://ucp.org/find-us/  Contact Dr. Connie Anderson to check audit availability for Dena's class at Townson: https://www.towson.edu/chp/departments/health-sciences/faculty-staff/canderson.html Find more episodes of Mom Autism Money: https://momautismmoney.com/episodes/ Full episode transcript: https://tinyurl.com/mamssissdi

Join Joyce & Brynne as they sit down with Shalese Heard, AKA The Autistic Travel Goddess, to discuss online entrepreneurship and travel. Shalese shares her innovative tips for traveling on a budget, along with travel tips for Autistic individuals. We learn about ways to fund your new business when you're Autistic or otherwise disabled, and why entrepreneurship is so vital to the Autistic community. We also discuss some of Shalese's favorite travel sojourns, and her experiences growing up as a non-speaking child. Shalese's YouTube Channel: https://www.youtube.com/c/AutisticTravelGoddessSNH Shalese's IG:  https://www.instagram.com/autistictravelgoddess/ Musings of an Autistic Traveling Goddess (book): https://amzn.to/3NWAlFR * You're Too Good for That (book): https://amzn.to/3J8D0bA *  Subscribe to the MAM email list: https://momautismmoney.com/ Join the MAM FB group: https://www.facebook.com/groups/momautismmoney/ Turo: https://turo.com/ TheFlightDeal.com: https://www.theflightdeal.com/ SkyScanner.com: https://www.skyscanner.com/ JustFly.com: https://fxo.co/Dqai * Hilton Honors: https://www.hilton.com/en/hilton-honors/ Marriott Bonvoy: https://www.marriott.com/loyalty.mi Find SBA funding in your state: https://tinyurl.com/sbamam Find your state's Vocational Rehabilitation office to ask about potential business mentoring and funding: https://rsa.ed.gov/about/states Full Episode Transcript: https://tinyurl.com/shalesemam *Affiliate link. Thank you for supporting the podcast!

Welcome back to Mom Autism Money! In our first episode of Season Two, we sit down with Lei Wiley-Mydskey -- the founder of the very first Neurodiversity Library. Ahead of Autism Acceptance Month, Lei educates us on the differences between Autism awareness and Autism Acceptance. This information can help guide you as you decide which organizations to support during the month of April. Also, don't forget to look out for deals and autism-friendly events in your local community this month! Ed Wiley Neurodiversity Library: https://neurodiversitylibrary.org/ AWN: https://awnnetwork.org/ Paula Durbin Westby - Autistm Acceptance Month: https://awnnetwork.org/interview-with-paula-durbin-westby/ Alanna Rose Whitney - Red Instead: http://alannarosewhitney.com/about-me/ Color the World for Autism: https://www.facebook.com/ColorTheWorldAutism/ Tone it Down Taupe: https://www.facebook.com/Toneitdowntaupe/ The Neurotypical Wife FB page: https://www.facebook.com/theNTwife Neurodiversity Connect in Australia: https://neurodiversityconnect.org.au/ Paper Boat Autism Library in Mississippi: https://www.instagram.com/autismlibraryms/ McDonald Autistic Pride Library in Boston: https://www.facebook.com/autisticpridelibrary/ NCW Lend in Central Washington state: https://www.facebook.com/NCWLEND/ NOVA Autistic Pride Library in Northern Virginia: https://www.facebook.com/pages/category/Library/NOVA-Autistic-Pride-Lending-Library-319224348541106/ Neurodiversity Librarian FB page: https://facebook.com/groups/neurodiversitylibrarians/ NJ Autism Center of Excellence: https://njace.us/ Foundations for Divergent Minds: https://www.divergentminds.org/ Autism & Neurodiversity in the Classroom FB group: https://www.facebook.com/NeurodiversityClassroom/ Autistic Typing: https://www.facebook.com/AutisticTyping/  Radical Neurodivergent Speaking: http://timetolisten.blogspot.com/ Subscribe to the Mom Autism Money email list: https://momautismmoney.com Join the Mom Autism Money FB group: https://www.facebook.com/groups/momautismmoney Full episode transcript: https://tinyurl.com/autismacceptancemam      

ABLE accounts turned 7 years old last week! In the final episode of Mom Autism Money, we catch up with Paul Curley, CFA to discuss the latest news on ABLE account legislation, and ask him some listener questions. Then, Joyce & Brynne breakdown their highlight reels of the rest of Season One. And what to expect in Season Two. Which will arrive in about February-ish. Subscribe to the podcast today to get notifications when new episodes go live! Visit our sponsor, Safety Sleeper, to take advantage of the limited-time up to 55% off SALE! - https://safetysleeper.com/MAM Episode 1 - ABLE Accounts: https://momautismmoney.com/able-accounts/ Episode 2 - Supplemental Needs Trusts: https://momautismmoney.com/special-needs-trusts/ Episode 3 - Teaching Boundary-Setting Skills: https://momautismmoney.com/boundary-setting-skills/ Episode 4 - Financial Scams: https://momautismmoney.com/pattern-recognition-for-financial-scams/ Episode 5 - Credit: https://momautismmoney.com/understanding-credit-report/ Episode 6 - Autistic Owned Businesses: https://momautismmoney.com/episode-6-this-black-friday-shop-autistic-owned-businesses/ Episode 7 - Guardianship & Supported Decision Making: https://momautismmoney.com/episode-7-guardianship-supported-decision-making-with-sam-crane/ Episode 8 - Medicaid Across US: https://momautismmoney.com/autism-medicaid/ Epiosde 9 - Time Management: https://momautismmoney.com/time-management-for-parents-of-autism-kids/ Full episode transcript: https://tinyurl.com/seasonwrap  

Wondering how to get all the stuff done as a mom raising an Autistic child? Today, Cara Harvey of A Purpose Driven Mom visits Mom Autism Money to discuss ways you can build your goals and plans around an unpredictable schedule. Cara, the author of the upcoming book The 15 Minute Formula, is also a former Autism Support teacher, and has used an IEP framework to build her unique scheduling strategies. Enter to win a free trial with our sponsor, Safety Sleeper: https://safetysleeper.com/MAM Get on The 15 Minute Formula waitlist: https://the15minuteformula.com/waitlist Join The Purpose Driven Mom Club: https://apurposedrivenmom.com/goals Check out Cara's podcast: https://apurposedrivenmom.com/the-podcast/ Connect with Cara on IG: https://www.instagram.com/apurposedrivenmom/ Join the Mom Autism Money Facebook Group: https://www.facebook.com/groups/momautismmoney Subscribe to the Mom Autism Money Newsletter: https://autism-mom-money.mailerpage.com/ Visit our site: https://momautismmoney.com Full episode transcript: https://tinyurl.com/mamtime      

Researchers Lindsay Shea, DrPH, MS and Kristy Anderson, PhD of Drexel University's Autism Institute join us today to talk about Medicaid nationwide. We learn about some specific types of waivers, the history behind them, and those dreaded waitlists. We also learn about some important areas where there needs to be more funding for this type of policy research. Today we'll be discussing a couple different resources for parents in Pennsyvlania as a tangential part of our larger discussion about Medicaid access across the country. In Season 2, we will start delving further into Medicaid accessibility across individual states.   Get 30% off with our sponsor, Safety Sleeper: https://safetysleeper.com/MAM The Autism Institute's Website - https://drexel.edu/autisminstitute/ Join the MAM Facebook Group to access the Medicaid State-by-State Guide - https://www.facebook.com/groups/momautismmoney OR sign up for the Femme Frugality Newsletter to access the Medicaid State-by-State Guide - https://femmefrugality.com/state-by-state-medicaid-children-autism/ Kaiser Family Foundation Waitlist Estimates for 1915c Waivers- https://www.kff.org/health-reform/state-indicator/waiting-lists-for-hcbs-waivers/ Pennsylvania Health Law Project - https://www.phlp.org/en/ Find your state's protection and advocacy group at the top of this page under 'Find your P&A'- https://www.ndrn.org/ ASERT Collaborative for resources in Pennsylvania - https://paautism.org ASERT Collaborative phone number (availabe in English & Spanish) - 877-231-4244 Philadelphia Autism Project - https://phillyautismproject.org Subscribe to the MAM newsletter on https://momautismmoney.com Full episode transcript: https://tinyurl.com/medicaidmam  

Today, we sit down with Sam Crane, the legal director of the Autistic Self-Advocacy Network, to discuss guardianship and its superior alternative: supported decision making. Sam takes us way back to Ancient Rome to the roots of guardianship, all the way through present day cases like Britney Spears and Nichelle Nichols. Guardianship is often for life, and often results in someone outside of your family ultimately making decisions for your child, whatever you initial intentions may have been. It can affect your child's long-term job prospects, or even end with them institutionalized. You'll want to listen to this episode and check out the resources suggested by Sam to take the better path of supported decision making. Get 30% off with today's sponsor, The Safety Sleeper: https://safetysleeper.com/MAM Learn about supported decision making laws and precedents in your state, and reach out for financial assistance in legal settings: http://supporteddecisionmaking.org/ More financial and educational resources about supported decision making: https://www.ndrn.org/ Even more financial and educational resources about supported decision making: https://www.centerforpublicrep.org/ The Right to Make Choices - Resource from ASAN: https://autisticadvocacy.org/actioncenter/issues/choices/ Healthcare Transition to Adulthood Toolkit from ASAN: https://autisticadvocacy.org/policy/toolkits/healthtransition/ Find your local People First Chapter: https://www.peoplefirst.org/usa/ Find your local ASAN groups/Affiliate Chapters: https://autisticadvocacy.org/get-involved/affiliate-groups/ Find your local Centers for Independent Living: https://acl.gov/programs/centers-independent-living/list-cils-and-spils Sign up for the Mom Autism Money email list: https://momautismmoney.com/ Join the Mom Autism Money FB Group: https://www.facebook.com/groups/momautismmoney Get a full transcript of this episode: https://tinyurl.com/mamguardianship

This Black Friday, Mom Autism Money makes it easy for you to support Autistic-owned businesses and businesses owned by parents of Autistic children. Be sure to listen to find exclusive sales and promo codes -- just for Mom Autism Money listeners. Support the community as you shop for the holidays this year! Get 30% off with our sponsor, the Safety Sleeper: https://safetysleeper.com/MAM Tosha's Tees - https://www.toshastees.com - 10% off Nov 26-28 with code PINKONFRIDAY Taking One Step - https://www.etsy.com/shop/TakingOneStep - Include code MOMAUTISM10 when you message on Etsy for $10 off orders of $40+. Free shipping on all orders, no code required. Mythic Books - https://www.etsy.com/shop/MythicBooks - 10%-20% off select items + free shipping through December 15. No promo code required. ASPIE-R - http://www.aspie-r.com/contact-us/ - 25% off with code 'Mom Autism Money Podcast' when you send your intial message to Blake on his website. The Autistic Innovator Shop - https://shop.autisticinnovator.com/ - 10% off with code BLACKFRIDAY21 through Nov. 30. Tiffany Landry - https://tiffany-landry.com/homecoming - Winter Promo Package of 4 sessions + Voxer support listed on website. Open through end of December. No promo code required. The Autistic Travel Goddess - IG: https://www.instagram.com/autistictravelgoddess/ Youtube: https://www.youtube.com/channel/UC0X_dp-gi39M-RUkR4FGVWg Consultations: https://catch-all-consultations.as.me/schedule.php   PillJoy shop - https://www.etsy.com/shop/PillJoy   Jr's Java & More - https://jrsjavaandmore.com/  - Free shipping on orders $35+ with code FREESHIP35 Joyce's Cash Envelope & More Shop: https://mystayathomeadventures.com/blackfriday 50% off with code HALFOFF Brynne's Irish Sayings Gift Guide: https://femmefrugality.com/irish-sayings-gift/ The Feminist Financial Handbook: https://amzn.to/2s0utTt Full episode transcript here: https://tinyurl.com/blackfridayautistic  

Autism mom Shanté Nicole is a credit expert. In Episode 5, we're joined by the dynamic owner of Financial Common Cents to talk all things credit: Scores, reports, and all those myths and misconceptions that can actually derail your progress. Get 30% off from today's sponsor: The Safety Sleeper – https://safetysleeper.com/MAM Watch Shante's amazing cover of Cardi B's Up – https://www.youtube.com/watch?v=ZbaTIjCgZJ4 Check out Shante's website – https://www.financialcommoncents.org/ Join the Financial Common Cents FB community – https://www.facebook.com/groups/financialcommoncents/ Subscribe to the Mom Autism Money email list – https://momautismmoney.com Join the Mom Autism Money FB community – https://www.facebook.com/groups/momautismmoney/ Credit Karma: For free reports ONLY! Transunion and Equifax - https://www.creditkarma.com/ Experian NOW: For free Experian credit report - https://Experian.com/NOW Free credit report from all 3 credit bureaus through gov't website (weekly for now thanks to pandemic) - https://www.annualcreditreport.com Get free Experian FICO 8 score from Discover even if you don't have an account - https://creditscorecard.com Discover Card holders have access to their free TransUnion FICO 8 score. Full episode transcript here - https://tinyurl.com/creditmam  

Today, technology journalist Bob Sullivan joins Mom Autism Money to teach us some of the most common patterns when it comes to financial scams. Please note that this episode does tangentially reference abuse, which means it may not be the best episode to listen to in front of a younger audience. You can then teach these financial scam patterns to your child, and you'll also want to take note of them for yourself. Learning these patterns is likely to be of just as much use to neurodivergent individuals and neurotypical individuals. When it comes to online scams, we're all in similar boats.     Get 30% off from today's sponsor: The Safety Sleeper - https://safetysleeper.com/MAM Subscribe to Bob's newsletter - https://redtape.substack.com/ Learn more about The Perfect Scam Podcast - https://www.aarp.org/podcasts/the-perfect-scam/ Catch a glimpse of all of Bob's work - https://bobsullivan.net/ Subscribe to the Mom Autism Money email list - https://momautismmoney.com Join the Mom Autism Money FB community - https://www.facebook.com/groups/momautismmoney Submit a question - https://forms.gle/YYtz4Pq6kF3LVkWx9 Get the full transcript of this episode here - https://tinyurl.com/mambob

In Episode 3, Morénike Giwa Onaiwu visits Mom Autism Money to educate us on the best ways to teach boundary-setting skills to our children. Please be aware that this episode does tangentially address topics such as abuse, so it may not be the best one to listen to with your children. But it's an extremely important one to listen to as a parent. Morénike is an educator, advocate, scholar, parent and Autistic adult, and brings deep perspective to topics such as ABA therapy and alternatives, empowering your child to own their own 'no,' and helping them prepare to protect themselves from a world that is almost assuredly going to subject them to abuse. At the end, Morénike provides us with financial literacy resources and ways to teach your child internal boundaries when it comes to money management skills.   Enter to win a free trial from today's sponsor: The Safety Sleeper - https://safetysleeper.com/MAM Learn more about Morenike - https://morenikego.com/ Keep an eye out for Neurodiversity en Noir, which you'll be able to preorder in coming weeks - https://us.jkp.com/ Get Sincerely, Your Autistic Child today - https://bookshop.org/a/7523/9780807025680 Familiarize yourself with AWN - https://awnnetwork.org/ Ed Wiley Autism Acceptance Lending Library - https://neurodiversitylibrary.org/ Subscribe to the Mom Autism Money email list - https://momautismmoney.com Join the Mom Autism Money FB community - https://www.facebook.com/groups/momautismmoney Submit a question - https://forms.gle/YYtz4Pq6kF3LVkWx9 Get the full transcript of this episode here - https://tinyurl.com/boundariesmam Ally Wallet Wise - https://www.allywalletwise.com/ NEFE's Cash Course - https://www.cashcourse.org/  

Financial advisor Brenton Harrison and attorney Jill Zacks join Mom Autism Money to decode a particularly complicated topic: Special Needs Trusts. In this episode, we'll talk about first-party, third-party and pooled special needs trusts, Medicaid clawback provisions, the importance of life insurance for parents of disabled children, and how you might want to plan your retirement savings differently after listening to this episode.   Get 30% off with today's sponsor, the Safety Sleeper - https://safetysleeper.com/MAM Connect with Jillian: https://mcandrewslaw.com/our-attorneys/jillian-zacks/ Connect with Brenton: https://www.brentonharrison.com/ Learn more about life insurance: https://lifehappens.org/ Subscribe to the Mom Autism Money email list - https://momautismmoney.com/ Join the Mom Autism Money FB community - https://www.facebook.com/groups/momautismmoney Submit a question - https://forms.gle/YYtz4Pq6kF3LVkWx9 Get the full transcript of this episode here: https://tinyurl.com/sntsmam

In the very first episode of Mom Autism Money, Joyce & Brynne sit down with Paul Curley, CFA, Director of Market Research at ISS Marketing. We talk about ABLE Accounts, how they can help disabled individuals and their families manage their finances, and recent legislative efforts to watch in this space.   Check out today's sponsor, the Safety Sleeper - https://safetysleeper.com/MAM Find your elected officials - https://tinyurl.com/72vtxjsu Paul's newsletter - https://www.529conference.com/newsletter/ ABLE NRC - Compare 3 different plans - https://www.ablenrc.org/compare-states/ MEFA Podcast - https://www.mefa.org/mefa-podcast Subscribe to the Mom Autism Money email list - http://momautismmoney.com Join the Mom Autism Money FB community - https://www.facebook.com/groups/momautismmoney Submit a question - https://forms.gle/YYtz4Pq6kF3LVkWx9 Get the full transcript of this episode here: https://tinyurl.com/abletranscript1