Answers on Aging Podcast

Predatory marriages target vulnerable seniors for financial gain, creating devastating legal and emotional consequences for families and overriding existing estate plans.• Significant age gaps between partners serve as a major red flag• Marriage automatically creates inheritance rights that can trump wills and trusts• Common scenarios include caregivers or younger partners isolating seniors from family• Cognitive decline creates heightened vulnerability to manipulation• Adding a new spouse to bank accounts can happen without legal oversight• Attorney-backed documents provide crucial protection through professional testimony• Online DIY legal documents typically fail to provide adequate protection• Families must stay vigilant when older relatives form new relationships late in life• Early comprehensive planning creates the strongest defense against exploitation• Regular family involvement helps prevent isolation and manipulationIf you need help with this issue, you can contact our office at 479-601-4119.Information to help you answer all of your questions about aging.

Todd Whatley deepens his exploration of trust issues with an essential, often overlooked aspect of trust creation: trustee selection. He explains why choosing the right trustee is crucial and provides practical guidance on qualities to look for, common mistakes to avoid, and when to consider professional trustees.• Trustees have significant responsibilities including asset management, compliance with trust terms, fair distribution, and handling administrative tasks• Good trustees need financial acumen, organizational skills, integrity, trustworthiness, and strong communication abilities• Commercial trustees are often worth considering as they're trained, licensed, bonded, and can handle the full-time job requirements• Common mistakes include choosing family members without proper qualifications and selecting unavailable or disinterested trustees• Co-trustees offer benefits like shared responsibility but can create conflicts and slower decision-making processes• Special situations like special needs trusts, charitable trusts, and Medicaid planning require specialized trustee knowledge• Education is key—attorneys should spend time explaining trustee responsibilities and options to differentiate themselves from non-attorney trust providersSchedule a call at theelderlawcoach.com to explore how coaching can help grow your elder law practice. Todd promises honest assessment of readiness and fit for his program.Information to help you answer all of your questions about aging.

Attorney Todd Whatley addresses the critical components of trust management and highlights common trust mistakes that attorneys should help clients avoid. He provides insight into how elder law attorneys can differentiate themselves from DIY solutions and financial advisors attempting to provide estate planning.• DIY estate planning services and financial advisors are aggressively targeting clients, claiming lawyers aren't necessary• Trust documents need specialized language to handle incapacity periods before death, not just asset transfers after death• Testamentary trusts provide significant protection from bankruptcy, divorce, and lawsuits for beneficiaries• The biggest mistake in trust planning is failure to fund the trust by properly titling assets• Multiple co-trustees often create family conflict; consider recommending corporate trustees instead• Careful trustee selection is critical for proper trust administration• Trustees have fiduciary duties and should maintain detailed records and communication• Attorneys should avoid amending other professionals' trust documents due to malpractice concerns• Regular trust reviews (every five years) are essential as family situations and laws changeFor more information about Todd's elder law coaching services, visit theelderlawcoach.com to schedule a free consultation call.Information to help you answer all of your questions about aging.

Understanding the significance of Powers of Attorney (POA) is crucial for anyone planning for the future. Legal expert Todd Whatley leads our discussion on why establishing a POA is a must-have for every adult, emphasizing the role it plays in protecting your interests and easing family burdens during times of uncertainty and incapacity.• Definition of Power of Attorney and its importance • Types: Financial and healthcare POA explanations • Consequences of inaction: guardianship risks highlighted • Common misconceptions about POAs debunked • Selecting the right agent: trust and duties explained • Recommendations for developing a comprehensive POA • Call to action: Create or review your POA today for peace of mind Please call the office 479-601-4119 or go to generationslegalgroup.com for assistance in getting your Power of Attorney completed.Information to help you answer all of your questions about aging.

Personal care services provide vital support for families facing the challenges of aging. We explore the offerings of Circle of Life Personal Care and the emotional and practical benefits of hiring help, emphasizing that everyone deserves quality care. • Importance of personal care services in aging • Circle of Life's background and service offerings • Differences between personal care and hospice care • Screening and hiring practices for caregivers • Payment options for personal care services • Recognizing signs for needing personal care • Emotional benefits of investing in caregiving support • Circle of Life's nonprofit model and community reach • Call for listeners to explore personal care optionsInformation to help you answer all of your questions about aging.

Unlock the secrets of seamless family organization and heightened preparedness with our special guest, Nat Robinson, the visionary behind Trustworthy. This episode casts a spotlight on how Trustworthy is transforming the way families store and share vital documents, moving far beyond the outdated confines of folders and spreadsheets. Together with our expert Patty Whatley, we journey through Nat's personal motivations that led to the birth of this innovative platform, offering families a peace of mind with a secure, collaborative system for managing essential information. From the intricacies of Medicaid applications to the everyday need for accessible personal records, discover how Trustworthy equips families to handle life's transitions with confidence.Our conversation takes a deep dive into the world of digital security, unearthing how Trustworthy employs cutting-edge measures like encryption, tokenization, and third-party audits to safeguard sensitive information. Learn how AI, trained with synthetic documents, bolsters privacy while enhancing document recognition, ensuring your personal data remains protected. We delve into the societal shifts driving this digital transformation, emphasizing the increasing necessity for reliable digital backups in the face of natural disasters. Whether you're planning an estate or organizing family travel, this episode reveals how platforms like Trustworthy are pivotal in ensuring your family is always prepared and your crucial documents are always within reach.Link to try out TrustWorthy: https://trustworthy.com/#via=patty(This link is an affiliate link and we will make a small fee if you sign up using this link.  You will pay no more than usual by using this link)Information to help you answer all of your questions about aging.

This episode centers on understanding various types of taxes that impact individuals and families, including estate, gift, capital gains, and income taxes. The discussion provides valuable strategies for minimizing these tax burdens and emphasizes the importance of proactive financial planning.• Overview of the four major types of taxes • Insights on estate tax implications for most individuals • Importance of yearly gift tax exemptions • Explanation of capital gains tax and its effects on asset sales • Strategies for managing income taxes effectively • Call to action for proactive financial planning and consultationsInformation to help you answer all of your questions about aging.

We delve into the crucial topic of downsizing and its impact on aging homeowners, with expert insights from Coley Bailey of Lone Rock Realty. The conversation highlights current real estate trends, challenges seniors face, and the benefits of considering a condominium lifestyle.• Overview of the aging housing market • Real estate statistics for Northwest Arkansas in 2024 • Introduction of Medlin Park condominiums designed for seniors • Features and amenities of condominium living • Financial advantages of downsizing for retirement • Signs indicating it's time to sell your home • Offering both real estate services and resources for potential buyers • Call for listeners to reach out for more informationInformation to help you answer all of your questions about aging.

This episode focuses on the critical aspects of estate planning, highlighting the importance of avoiding probate for a smoother transition of assets. Key topics discussed include beneficiary designations, trusts, and the role of a knowledgeable attorney in navigating the estate planning landscape.• Overview of what constitutes an estate • Discussion of probate and its challenges • Cost implications of probate for families • Benefits of using beneficiary designations to avoid probate • Limitations and risks associated with beneficiary designations • Advantages of establishing a trust for asset protection • Importance of having a knowledgeable attorney for estate planning • Need for regular reviews of your estate plan • Services offered by Generations Legal Group for legal assistanceInformation to help you answer all of your questions about aging.

Todd Whatley, Certified Elder Law Attorney with Generations Legal Group explains how Medicaid really is an option for almost everyone seeking to pay for long term care.  This episode addresses the crucial topic of Medicaid planning and the misconceptions surrounding it. We discuss how proper planning can protect assets for long-term care, with a focus on understanding the rules of Medicaid to benefit families facing aging challenges.• Understanding Medicaid and its application for long-term care • Dispelling myths about wealth and Medicaid eligibility • The importance of early planning for future care needs • Strategies for married couples to protect assets • Exempt assets that do not affect Medicaid eligibility • The potential of irrevocable trusts in asset protection • Real-life examples illustrating planning outcomes • Emphasizing the role of expert guidance in navigating Medicaid rules • The risks of waiting to plan and financial implications if delayedInformation to help you answer all of your questions about aging.

Is your estate plan up to date with your current life changes? Join me, Todd Whatley, as we navigate the complexities of modern estate planning, ensuring your assets are securely aligned with your future goals. This episode is your opportunity to master the art of estate planning by understanding the necessity of revisiting and updating your documents amidst changes in your relationships, health, and financial circumstances. You'll gain insights into the potential pitfalls of an outdated plan and learn why having a professional review is crucial for avoiding unintended consequences. Our office's malpractice policy and trust amendment practices underscore this importance, highlighting the need for a thorough update while preserving the integrity of your existing trust.We'll unlock strategic tips to safeguard your legacy for future generations. Discover why leaving money outright to children can be fraught with risks and the benefits of setting up trusts with specific terms. With upcoming changes to the estate tax exemption in 2026, I'll emphasize the importance of proactive updates to mitigate tax liabilities. Beyond financials, we'll discuss reviewing healthcare decisions, keeping appointed agents in line with your current wishes, and the essential steps of conducting an inventory check and updating beneficiaries. Engaging family members and setting deadlines are key strategies for clarity in planning, leading to peace of mind and the celebration of a well-rounded estate plan. Don't miss the announcement of our upcoming series addressing 100 common estate planning questions, designed to equip you with all you need for future planning decisions.Information to help you answer all of your questions about aging.

Unlock the critical insights into Medicare changes with our expert guest, Paul Livingston, a seasoned registered nurse turned Medicare advisor. Gain the knowledge you need to confidently navigate Medicare plans and avoid the pitfalls of misinformation. Understand the pivotal role of independent brokers in tailoring healthcare options to your specific needs, especially when considering the region-specific nature of Medicare Advantage plans and the impact of individual prescription requirements. For seniors living on limited incomes, staying informed about major Medicare changes is crucial. Paul offers guidance on strategies to manage these shifts effectively and ensure your health and financial well-being are prioritized.Discover the practical routes available for handling medication costs without the stress of overwhelming initial payments. We explore federal programs that spread expenses throughout the year, making healthcare more manageable. Learn about the flexibility offered during the trial look period when transitioning between traditional Medicare with a Medigap plan and Medicare Advantage. However, understand the challenges that arise when attempting to revert back to a Medicare supplement, particularly for those managing chronic health conditions. This episode promises to equip you with the tools to make informed decisions regarding your Medicare options, empowering you to navigate this complex landscape with greater confidence.Call Paul Livingston at 479-347-9920Information to help you answer all of your questions about aging.

Discover the fascinating transformations occurring in the funeral industry with our special guest, Christie Page from Dignity Memorial, North America's largest funeral provider. Uncover why more families are choosing cremation over traditional burials and how the mobility of modern life is reshaping final arrangements. Christie shares how Dignity Memorial's national plan transferability offers unprecedented flexibility and financial assurance for families, ensuring that your plans can follow you across 2,000 locations. This episode provides a rare glimpse into the innovative solutions being crafted to meet the evolving needs of families today.We also explore groundbreaking alternatives like green burials and water cremation, even though they're not yet available in Arkansas. Understand the importance of planning ahead and how pre-arranged plans can significantly reduce the emotional and financial stress on loved ones. From direct cremations at $2,800 to elaborate funerals averaging $10,000, we break down the costs and explore the personalized planning guides offered by Dignity Memorial to perfectly align every detail with your wishes. Whether you're contemplating your own arrangements or simply seeking to understand the shifting customs in memorial practices, this episode is packed with insights that promise to enlighten and inform.Christie's number: 479-957-0102Information to help you answer all of your questions about aging.

Today Sara and Todd talk about the way you SHOULD be paying mom and dad's bills .  If you are helping mom and dad out by picking some things up at the store for them, you are probably doing what makes sense.  However, you are probably doing it wrong!!Todd and Sara walk you though this seemingly innocent process to show you how it can cause problems with the Medicaid application and it can possibly cost you, the child, lots of extra money to cover this innocent mistake.If you are caring for a loved one, and buying stuff for them, you have to listen to this episode.  Information to help you answer all of your questions about aging.

Today Sara and Todd have a little fun.  It's been a little depressing lately so they decide to talk about the things that can bring joy as you age.  Anything from a lack of filter so you can say pretty much anything you want to volunteering to make a difference to a child or non-profit.  There are many ways to have joy and bring joy to others.Listen today and hopefully get and give a little bit of joy.Information to help you answer all of your questions about aging.

Today Sara and Todd talk about a very common misconception that people have about their Revocable Living Trust; does it protect me from Medicaid.  The short answer is "no" but there's more to it than that and also, is it the end of the world if it doesn't?  Again, the answer is "no".Today they talk about why the RLT doesn't work, what does work and what to do if you don't qualify.  It's a quicker episode with lots of good information.Information to help you answer all of your questions about aging.

Today Sara and Todd talk about a struggle they have with potential clients every day.  Getting people to finally take the steps to get their estate plan in order is so critically important.  Today Todd and Sara talk about the reasons it's necessary to do your planning now.  Not planning is always more expensive and limits the actions you can take to protect your estate.  It also put the decisions into the hands of stranger who doesn't know your situation at all.  And it's not just so much protecting the estate, it's peace of mind knowing your wishes are in place.Listen today as Sara and Todd help you know that you need to plan and give you some help in getting an aging loved one to plan.  It's a great show today.Information to help you answer all of your questions about aging.

Sara and Todd jump into a really heavy subject today, Elder Abuse.  This topic is hard to digest but it is there.  They have seen it in Todd's Elder Law Practice a number of times in the last few weeks and it's something that needs to be addressed.In this episode, they discuss the different types of abuse and how to recognize it and then what to do when you see abuse.  There are things you need to look for and there are things you can do when you see it.Listen to this episode and share with friends to help a senior that may be being abused.Information to help you answer all of your questions about aging.

Today, Todd and Sara cover a topic they've covered before but with recent updates.  We encourage you that if you are a Veteran or especially if you know a Veteran (or the widow of a Veteran)  needing help getting the care they need, you have to listen to this benefit.Today we discuss the assets limits and the amounts of monthly benefits that a Veteran or their spouse can get.  Please listen and share with a veteran friend.Information to help you answer all of your questions about aging.

We get this question all the time.  People are told "your income is too high to qualify for Medicaid".  However, their income is WAY less than what it takes to pay for the nursing home.  Some States have what is called an "Income Cap" which means there is a maximum amount that you can make.  However, that limit is much under the amount that facilities cost.Therefore, you have to jump through some hoops to qualify.  That "hoop" is commonly called a Miller Trust.  Today, Todd and Sara talk about the Miller Trust and how you can create it and still qualify for Medicaid even if you have a higher income than allowed.*Note: Not every State has an income cap so don't be surprised if you have never heard of this.Information to help you answer all of your questions about aging.

Today Todd and Sara tackle a very common question and issue causing problems with aging families.  It makes sense to pay for a family member (child or grandchild) to get paid to care for an aging loved one.  It makes sense to you but not to the Medicaid agency when you need to apply for Medicaid.  Today we discuss how to make this work which takes PRE PLANNING.  You have to do this on the front end and not the end.  We talk about how to make this clear to Medicaid that the checks to the caregiver was not a gift.Knowing this information will save you a lot of trouble when it comes time to apply and could save you in attorney's fees when the attorney goes to apply for Medicaid for you.  Listen and learnInformation to help you answer all of your questions about aging.

Today, Sara shares with us her real expertise of working with seniors and their families when it comes to deciding IF someone needs a higher level of care and then HOW to go about it.You may not be able to hire Sara but there are people near you that can probably do what Sara does.  By listening to today's podcast you will know what should happen and know what questions to ask.  Hopefully, you will learn when it needs to happen and how to make it happen with the best possible outcome.Listen today as Sara and Todd help answer a huge question, How do I find help when placing a loved one.Information to help you answer all of your questions about aging.

Today, Sara and Todd talk about one the harder things they deal with in their work.  They see families have to transition from where they are now to a higher level of care such as assisted living or a nursing home.That is a hard process for everyone involved.  Sara is directly involved in helping families do this every day.  Today, she talks about the process and gives you steps to take to make the process as easy as possible.  Some of her advice is contrary to what you would think but she knows directly how to do this and you will learn much from her experience.Join us today as we answer the question, How do I help a loved one transition to a higher level of care.Information to help you answer all of your questions about aging.

Today Sara and Todd talk about the issue of a child caring for a parent while there are siblings not able to step in and care.  This can be the cause of significant about of stress and the loss of lifelong good relationships.Our episode today brings up questions and topics you need to discuss and how to work through some of the problems that will inevitably arise.  Although Todd and Sara are essentially only children, both of them have years of experience working with families through these issues.Call you sibling and have them listen to today's episode.Information to help you answer all of your questions about aging.

Today Todd and Sara talk about their radio show and their FaceBook Live event they do every week.  If you ever wanted to see what Todd and Sara look like, FaceBook is the place to do that.Every Wednesday morning at 9:00 Central time, they do a radio show that airs live in Northwest Arkansas and surrounding areas.  You can listen to that radio show on your computer at www.KURM.net, just click on the "listen live" button.Also, if you are on FaceBook, you can watch and listen to them live AND you can go back and see previous shows.  In addition, during the FB live event, you can ask questions that we will see on the show and answer.We would LOVE for you to join us on FaceBook so listen to this podcast and learn what you are missing.

Sara and Todd today discuss a great resource for our listeners to help them quickly learn what we have been talking about.  Todd's office has a really nice magazine-style resource that they give out to the public.  It talks about the unique estate planning rules for seniors, Powers of Attorney, Medicaid, Medicare and VA.We encourage you to let Todd and Sara send you this resource.  Listen today to learn about this and how to get it in your hands.

Today Todd and Sara talk about the caregiver again.  The caregiver has a very difficult role and it's important for them to have good mental health.  Today's topic is to show you signs of issues and how to get the help you need so that you can continue to care for your loved one.Sara and Todd also talk about how to get the help you need and much of it for free.  Join us today if you're stressed out as a caregiver or know someone who is.  We hope this episode helps.

Today we address a common question we get in the office.  People think that different things happen then it's too late.  It's never too late but you don't have to wait until you are broke in order to qualify,  The Medicaid rules are quite generous if you know what to do with the rules.  Today we talk about different situations and how you can apply for Medicaid to get the care you need without going broke.  Today's episode is quick and to the point and can help you or someone you know literally save a large portion of their estate if not their whole estate.  Please join Sara and Todd today.

The Holidays are a time that we visit family.  If your trip is going to see an aging family member, our episode will help you look for signs of trouble.  Phone calls throughout the year are great, but you may be missing things that are going on.Today, Sara and Todd will walk you through some very practical things you can do while at an aging loved one's home to see how things are going.  They talk about looking at the car, the refrigerator, floors and different things around the house.They also talk about topics to discuss.  Yes, it may be difficult but it's conversations that you really do need to have to make sure things are being handled.

Today, Todd and Sara discuss the 2 simple things you can do to save lots of money and reduce lots of stress.  Doing these two things will bring you tremendous peace of mind.  We have seen in thousands of clients that doing these two things will take care of LOTS of other problems.It's a shorter podcast so please listen and share this with your friends and family.

Today Todd and Sara have a very special guest, Dr. Harry Lizarte who is a internal medicine doctor that focuses his practice on seeing Seniors in their home.  He has some very strong feelings on how healthcare for Seniors should be and he is implementing some cutting edge technology for senior health.If you have an aging loved one, you MUST listen to this episode.  Dr. Lizarte will educate you on the needs of the seniors and how close of attention you need to keep on them to keep them healthy into their later years.  This is a great show and you don't want to miss it.

On today's episode, Sara and Todd discuss the Federal Law that gives many rights to the resident of a Nursing Home.  You probably don't know about most of these rights, but they are crucial to getting good care.Sara, as a Licensed Nursing Home Administrator is adamant that our listeners know what they should be getting for their loved one in a Nursing Home.  Join Todd and Sara today as they discuss each of these rights and what you should do to really help your loved one.Here is a download of the Federal Nursing Home Resident's Rights: https://downloads.cms.gov/medicare/your_resident_rights_and_protections_section.pdfDon't forget about Sara and Todd's Book on How to get the Right Care for Your Loved One: https://answersonagingpodcast.com/we-wrote-a-book/

Todd is just back from a conference where one of the speakers was a Neurologist from University of Kentucky Alzheimer's Center.  He brought the latest information and Todd along with Sara bring you the latest findings and possible prevention for this horrible disease.Join us to day and share this with someone who is interested in dementia and Alzheimer's.

This is one of Todd's soap boxes in the legal profession.  As an Elder Law Attorney, seniors should not rely on a Last Will and Testament as their sole estate planning tool.  There is no need for one.  And, no attorney who advocates for this has been able to explain how relying on a Will as your estate planning tool is in the client's best interest.Join Sara and Todd today and they discuss Wills and why you need something different.  One of the alternatives is actually free and it's what the vast majority of Todd's clients use.

Today, Sara and Todd talk about a chapter in their new book.  They focus on narrowing down the large number of facilities that you could choose from and looking at the best 2-3 facilities.  It's a daunting process but today's episode helps you step by step.Don't forget about their new book.  If you want the whole process in one place from very beginning (Do I even need to start this process?) to the final stages (What if there is a problem once you are there?), you need to get their new book.Here are links:The physical book: https://elderlawcoach.samcart.com/products/conquering-the-maze-of-long-term-care-physical-copyThe Download  Book: https://elderlawcoach.samcart.com/products/nursing-home-book

Here is a link to the physical book: https://elderlawcoach.samcart.com/products/conquering-the-maze-of-long-term-care-physical-copyHere is a link to the download copy: https://elderlawcoach.samcart.com/products/nursing-home-book

Today is part II of our common questions series.  Todd does a Q and A twice a month where people ask lots of questions.  Sara writes down those questions and we bring them to the Podcast.  So, we are pretty sure we are going to answer a question that you have about aging in today's Podcast.  If we don't answer a burning question you have, then feel free to drop us a comment and we will do our best to answer your question in a future show.

We talk constantly about Powers of Attorney since we think they are THE most important document you can do.  However, we have not talked about some of the concerns that the Agent my have in serving in that role.  Today Sara and Todd talk about the concerns that an Agent may have and some points that the Agent needs to know  before agreeing to serve as the agent.If you listen to us, you know the importance of the Power of Attorney.  Today we help you and your agent know what you and they are getting into and knowing it's probably going to be OK to do this document and protect you and your estate.

When trying to figure out which long term care facility to placed a loved one, there are a TON of things to do.  Today, Todd and Sara discuss a few of the questions you need to ask when interviewing the facility.These are but a few of the questions that need to be asked.  You can get the full list of questions from Sara and Todd's new book Conquering the Maze of Finding Long Term Care for Your Loved One.  In their book, they discuss all aspects of this process but there are 20 questions you should ask when trying to decide if this is the right place for your loved one.Join us today as we help you figure out this maze.  To get a digital copy of the book, go to this link: www.AnswersOnAgingPodcast.com/maze.

Losing a loved one is really tough.  There's emotions, tensions and families but then there are things that need to be done.  But what?  Where do you begin?Todd and Sara tackle these questions today and teach you first, that nothing really needs to be done immediately.  Take some time to grieve and time with family and pay your respects.  Those bill collectors can wait and really nothing needs to be done before the funeral is over.Today we give you a check list of things that need to be done to wrap up the estate of a loved immediately and whether you need to see an attorney or not.  Today's show is a little depressing but it can really help out during such a hard time.  Plus, Todd "kick's the can" accidentally to add a little bit of humor.

Today, Todd and Sara announce their new book Conquering the Maze of Finding Long Term Care for Your Loved One.  This is a quick resource that you will find tremendously helpful if you or someone you know is in the early stages of trying to find a nursing home.  Finding a nursing home can be a daunting process.  When do you start looking?  Where do you start?  How do I narrow the choices down?  What do I ask while I'm there?  How do I pay for it?  What if there's a problem with the care my loved one is getting?  Those, and other, questions are all answered in this book.Join us today to hear about their newest project and how to get it.  You can get it at: www.AnswersOnAgingPodcast.com/mazeLet us know what you think.

Today Todd and Sara compile a list of questions they get frequently from real live people in public settings.  Todd does a "Coffee with a Pro" 3 times a month and he gets the same questions pretty much every time.  So, Sara and Todd thought that you, our faithful followers, might have the same questions.They discuss putting your kids on your home and bank accounts, Powers of Attorneys, etc.This is version 1 of probably many.  

Today, Sara and Todd bring back the very popular Frequently Ask Question format to answer real life questions that people bring up in events.Today they answer questions that are important to you.Join us to day for a fun episode that really does provide Answers on Aging.

We are all subject to being scammed.  Both Todd and Sara have fallen for some of them and they know what to look for.  Seniors tend to be very trusting of every phone call and every email.  There are billions of dollars being taken from our loved ones by fraudulent tactics.Today we have our friend from Parenting Aging Parents back with us to talk about scams common with seniors and even with their parents.  Their FaceBook page Parenting Aging Parents gets many complaints about scams and they are very knowledgeable and are here to help us talk about how to prevent you and and your aging loved ones from being scammed.

Today we have back our favorite Occupational Therapist Heidi Hunyh announcing her new home program to help seniors age with purpose at home so they can get back to a fulfilled life.  Join Sara and Todd as they talk to Heidi about this amazing program.If you or a loved one is having a hard time getting back to a full life after Covid or after another type of Medical event, you really should join us today to get some great pointers from Heidi.Heidi's website is www.WeAgeWithPurpose.com.

Todd and Sara (mainly Todd) have some soapbox issues that deserve to be discussed.  Each topic doesn't require a whole podcast episode.  We talk about issues of hiring an attorney, dementia tips, respecting elders and even driving tips for everyone (especially millennial females)It's a fun episode where Todd and Sara blow off a little steam and we think you will enjoy it.

Therapy and Nursing is so very important for older people who have had some sort of illness or injury.  Medicare gladly pays for therapy and nursing but there are some issues you need to be aware of when navigating through this.  Today Todd and Sara share their experience as a Therapist and Nursing Home Administrator working with clients and getting the therapy they need.  There are some pitfalls that all patients and families of patients need to know.  Todd makes reference to a Federal lawsuit against Medicare and CMS and mentions a link you may need in order to get your loved one the care they need.  Here is that link: https://www.cms.gov/CEnter/Special-Topic/Jimmo-CenterPlease listen to this if you have a loved one getting skilled care and know your rights to getting them the care they need.

Probate is typically a bad process and something that can easily be avoided IF you get the right information.  Today, Todd and Sara talk about what Probate is and how to avoid it.This is one of Todd's soapboxes so be ready to hear him fuss a little about how this get's messed up by many attorneys.  Pay attention to this one and it can save you a substantial amount of money on court and attorney fees.

We've done a previous podcast about how devastating falls can be to the older person.  Today we have an expert on fall prevention, Dr. Nathan Estrada who is a Physical Therapist with Nymbl Science who produces a smart phone program to help you work on balance at home.  The result are AMAZING in helping people feel better about moving and getting back to life.Join Todd and Sara as they talk about the importance of balance and learn from Dr. Estrada about how to work on your balance and keep you up and going.

Today Todd and Sara discuss one of the most confused issues of dealing with Medicaid and transferring your property.  There is a 5-year lookback but it's really not the horrible thing you may think it is.This is a shorter episode addressing the issue of giving away assets and qualifying for Medicaid.

Today we have a really cool couple who were busy professional journalist when their parents started needing help.  Today we have the creators of Parenting Aging Parents, Mike and Kim Barnes.Mike and Kim have a website ParentingAgingParents.com and a Facebook group by the same name.  They have lived the life of parenting their aging parents and they have created a great resource for all people wanting information on aging parents.Join us today for a great show and get to know some really nice people do really good things for seniors and their families.