Podcasts about Poa

This week we pay tribute to Dolly Parton and Tim Curry, both fancy (and gloriously trashy!) in their own right!   The boys also discuss fancy hotels vs regular hotels and read some FANTASTIC airmail concerning Toy Story theories from last weeks show! (Remember you can email us at PuttinOnAirs@gmail.com)   TraeCrowder.com for Tickets to see Trae   CoreyWritesForYou.com to read Corey's work FOR FREE or help send his son to college by pledging 5 bucks a month.   Corey will also be performing in Ironton, Oh on September 15 as the entertainment for the Lawrence County Democratic dinner. Tickets here — https://www.zeffy.com/en-US/ticketing/lawrence-county-democratic-dinner   SPONSORS   we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom. Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code POA to get 15% off at  TakeUltra.com for 15% off with code POA. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   New DraftKings customers, sign up with code POA spend five bucks to get $200 in rewards within 21 days - includes all markets. That's code POA. In Partnership with DraftKings. The Crown Is Yours. Bet with DK Sportsbook: Gambling Problem? Call one eight hundred GAMBLER, one eight hundred MY RESET. Connecticut: call eight eight eight seven eight nine seven seven seven seven, visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Bet tax pass-through may apply in Illinois. Twenty one plus. Void in Canada. Event contract trading with DraftKings Predictions involves risk of loss. Availability varies. Predictions offer void in New York. Bet to get Bonus bets that expire in seven days. Trade to get Predictions Dollars that expire in one year. Fifty dollars in rewards issued every seven days via click to claim for twenty-one days. One non-withdrawable reward redeemable. Terms at d k n g dot c o slash offer. Limited time offer. Nationwide based on Sportsbook, Predictions, and Free-to-Play Sports Contest availability. Varies by State. 

Up top the boys bring back the classic segment "F*** Yo Sh*t Up w/ Stoner CHO" and discuss whether or not toys could take over the world if they became sentient and had 1 leader  After that, professor Cho reads off a list of some of the craziest things the world's greatest poets have ever done…. And you are not ready for some of them! TraeCrowder.com CoreyWritesForYou.com (Corey just finished at one of his new southern crime thriller and it is great. You should subscribe and read it! TryFum.com/POA promo code POA  Bluechew.com Promo Code POA  FactorMeals.com/POA50off promo code POA50off

Summon an image of an American home: Odds are there's a green grass lawn in front of it. Was this what Walt Whitman sang of in Leaves of Grass? Or was it the native grassland of the prairies, now disappearing under the onslaught of Poa pratensis, Kentucky bluegrass? In Christopher Kondrich's new collection of poems, Tread Upon, a blade of grass is the beginning of a book-length sequence about the devaluation of the living world, from BP's invention of the concept of the carbon footprint to the tiny bodies of bats exploding near wind turbines, from the coal ash belched into the Cape Fear River to voiceless Western pond turtles searching for water in a drought. “We belittle the grass when we think it grows / everywhere. It doesn't. It grows here and here and here,” Kondrich writes. “Even one blade is a place.”Christopher Kondrich is the author of the previous collections Contrapuntal and Valuing, which won the National Poetry Series and was named a best book of 2019 by Library Journal. His poems have appeared widely in such venues as The Atlantic, The Believer, The Kenyon Review, Los Angeles Review of Books, The New York Review of Books, The Paris Review, Ploughshares, and The Yale Review. He is currently Visiting Poet in Residence for the Creative Writing MFA program at the University of Maryland.Go beyond the episode:Christopher Kondrich's Tread UponWatch Kaneto Shindo's Onibaba (1964)Read selections from the collection: “There are empty spaces we make …”“Floodwaters carry coal ash into the Cape Fear River …”“I side with myself. I touch my face …”“We belittle the grass when we think it grows …”“The fantasy of chaining myself to a redwood …”Tune in every other week to catch interviews with the liveliest voices from literature, the arts, sciences, history, and public affairs; reports on cutting-edge works in progress; long-form narratives; and compelling excerpts from new books. Hosted by Stephanie Bastek.Subscribe: iTunes/Apple • Amazon • Google • Acast • PandoraHave suggestions for projects you'd like us to catch up on, or writers you want to hear from? Send us a note: podcast [at] theamericanscholar [dot] org. And rate us on iTunes! Hosted on Acast. See acast.com/privacy for more information.

This week we welcome our new best good buddy Mr. Murf Meyer, and we think you'll agree he is one of the Murf-iest sumb*tches on Earth. He also knows a thing or two about fancy stuff having been raised in one of the most high-falutin' areas in this exorbitantly wealthy nation: Pennsylvania coal country. No in all seriousness he's a brick-throwin socialist workin-man militia type guy and he's the best. You're on Murf's Turf this week, Airheads, and we think you're gonna like it.  TraeCrowder.com coreywritesforyou.com ULTRA: Don't sleep on @ultrapouches. New customers get 15% Off with code POA at takeultra.com! #UltraPouches #ad RIDGE: Get 10% Off your entire order & take advantage of Ridge's Annual Sweepstakes by going to https://www.Ridge.com/POA #ridgepod #ad BLUE CHEW Bluechew.com   promo code POA MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at Mengotomars.com  

What does it mean to be a fiduciary, power of attorney, proxy, executor, or trustee? Attorney Jeffrey Bellomo explains why estate planning documents and powers are only as effective as the people who execute them. The key is to coordinate planning and prepare someone, a family hero, who understands the role, the family's wishes, practical details, and the boundaries of their authority. You'll learn how important communication is for a family when estate planning. Good communication helps the family hero avoid confusion, family conflict, and costly mistakes. Jeff also discusses the benefits of The Red Wagon Club and how The Family Hero Workshop evolved while he was working on his upcoming book, THE COORDINATION CRISIS.   WHAT YOU NEED TO KNOW (00:00) What does it mean to be a fiduciary, power of attorney (PoA), executor, or trustee? (03:15) The Red Wagon Club and The Fiduciary Workshop (05:28) The Family Hero Workshop prepares the family hero (08:24) The role of the family hero (10:28) Estate planning binders aren't enough (11:59) Planning is "love made visible," but should PoA be given early?  (16:23) What should family members know about your wishes? (17:49) The problem with forced distributions    (18.58) Clear communication can prevent confusion and family conflict (22:27) What are the risks or liability for the fiduciary? (24:01) Families and professionals need to coordinate planning (26:04) Prepare your family's hero   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/  

In this episode we look at the training provided by the POAfor local representatives.  Much of this is delivered in partnership with the GFTU – the General Federation of TradeUnions.  But what exactly is the GFTU and how does its collaboration with the union give the best trade union education and training for POA members?Deputy General Secretary Mick Pimblett joins Gawain Little(General Secretary) and Henry Fowler (Assistant General Secretary) of the GFTU in discussing the collaboration with the POA, how the training is actually delivered, and what the so-called “Workers' Retreat” is like as a venue for such important work.More information from the POA and GFTU websites.

There is a whole lot of worrying, waiting and wondering going on. After taking something he rarely takes—a real vacation—Stan Hustad returned to Inconvenient Ideas with five days away from television, computers and the daily digital noise. The occasion was a significant wedding anniversary, celebrated with his wife, Karen, along the North Carolina coast. It also came after a difficult season marked by loss, uncertainty and reminders that life can change very quickly. Perhaps that is why a few days away produced something more valuable than rest: perspective. Stan returned not pretending that the world had suddenly become easier, but recognizing that, despite difficulties, obstacles and a few genuinely frightening possibilities, he was still living in what he calls a POA—a Place of Opportunity. And then he turned the television and computer back on. Welcome back to the world of worrying. Worrying, Waiting, Wondering—and Wishing Stan noticed four activities consuming an extraordinary amount of human energy: Worrying. Waiting. Wondering. Wishing. People worry about their jobs. They wait to see what happens next. They wonder what artificial intelligence will do to their profession. And they wish somebody—or something—would make the uncertainty go away. But wishing is not a business strategy. Worrying is not a career plan. And waiting for the world to become predictable may require a very long wait. The more useful question is: What can you create? That question becomes especially important when so many people feel they are reacting to life rather than creating it. Certainly, much of life is outside anyone's control. But there remains an enormous difference between admitting that reality and surrendering one's ability to act. That distinction may become one of the essential survival skills of the AI age. What Is Real? Artificial intelligence introduces another inconvenient question: What is real? Stan has encountered videos, music, images and performances that seemed completely authentic—until closer examination raised another possibility. Perhaps they weren't. AI is rapidly moving toward a point where ordinary viewers and listeners may have difficulty determining whether something was created by a human being, a machine, or some collaboration between the two. Stan describes the strange sensation perfectly: Sometimes something can seem too fake to be real—and too real to be fake. That changes the questions we may have to ask. Instead of simply asking, "Is it real?" perhaps increasingly we will also ask: Is it true? Is it good? Is it useful? Is it helpful? Is it beautiful? Does it make life better—or worse? That is an inconvenient idea indeed. Even the new Inconvenient Ideas studio provides a playful example. The glowing neon-style sign, the broadcast environment and the visual presentation can now be created with AI assistance. Is the neon sign "real"? Well, you're looking at it. And perhaps the more useful question is whether it helps Stan communicate an idea worth hearing. Become an Author of Ideas Stan also makes a personal confession. He has spent nearly half a century as a broadcaster and communicator. He talks. He teaches. He coaches. He interviews. And perhaps most importantly, he continually comes up with ideas. But traditional writing has never necessarily been his greatest strength. AI has helped him recognize a different possibility: Maybe he is not primarily an author who writes. Maybe he is an Author of Ideas. That changes the relationship with artificial intelligence. The human being supplies experience, judgment, imagination, conviction, stories and ideas. AI can help organize, edit, develop and distribute them. In that arrangement, AI does not necessarily replace the human creator. It can multiply the creator. And that may be one of the great opportunities of this technological revolution. But Beware of Trojan Horses Every gift is not necessarily good for you. The ancient Trojans learned that lesson the hard way. Artificial intelligence may become one of the greatest productivity tools ever created. It may also eliminate jobs, disrupt professions, destroy established business models and make some previously valuable skills considerably less valuable. Both realities can be true. The appropriate response, therefore, is neither blind enthusiasm nor paralyzing fear. It is preparation. Create Your Own Personal Economy Here Stan reaches the central challenge of the program. In an increasingly unpredictable economy, people should learn how to create their own personal economy. That does not mean everyone must quit a job tomorrow morning and launch a company by lunchtime. It means learning to think entrepreneurially. Can you recognize an opportunity? Can you solve a problem? Can you create something useful? Can you communicate its value? Can you develop relationships? Can you serve customers? Can you adapt when technology changes the rules? And can you create another source of usefulness and income when an old one disappears? Those questions are becoming important whether someone is 22, 42, 62—or 82. Everyone Is Also Becoming a Broadcaster There is another skill Stan believes people increasingly need. They need to learn how to communicate through modern media. You may never have a radio program. You may never call yourself a podcaster. You may never dream of becoming a YouTube personality. But we live in a mass-media marketing world. At some point, most professionals, entrepreneurs, leaders and creators will need to become comfortable behind a microphone, in front of a camera, on a screen or communicating through digital media. That makes broadcasting no longer merely a profession. It is becoming a life and business skill. The Four People We May Need to Become Stan's challenge can be reduced to four roles worth developing in this new world: Become an Entrepreneur. Learn to recognize opportunities, create value and build your own personal economy. Become a Broadcaster. Learn to communicate clearly, confidently and persuasively through modern media. Become a Transformer. Develop the ability to change yourself, your work and perhaps the lives of people around you. Become an Author of Ideas. Bring distinctly human experience, imagination, wisdom and judgment to AI tools capable of helping those ideas travel farther and faster. None of this guarantees an easy future. There will still be plenty to worry about. But perhaps there will be considerably less to fear. THINGS TO REMEMBER • Worry is information, not instruction. Fear may tell you that something deserves attention. It doesn't necessarily tell you what to do. • AI is both opportunity and disruption. Refusing to acknowledge either side leaves you unprepared. • Your ideas still matter. AI can generate words, pictures and possibilities, but human experience, judgment, character and wisdom remain extraordinarily valuable. • Entrepreneurship is becoming a basic life skill. You don't necessarily need to own a company to learn how to create value. • Broadcasting is becoming a basic communication skill. The ability to speak effectively through microphones, cameras and digital media will increasingly matter. • Transformation requires action. Waiting for certainty may simply mean waiting forever. THINGS TO SHARE Ask someone you care about: "If your present job disappeared because of AI, what useful thing could you create, teach, communicate or sell?" Then ask a second question: "What could AI help you do that you could not realistically have done five years ago?" Those two questions may start a far more productive conversation than another hour of worrying about artificial intelligence. THINGS TO TAKE NOTE OF Pay attention this week to the places where AI is already changing your life. Notice what it does extraordinarily well. Notice where it makes mistakes. Notice what frightens you. But especially notice where it gives you new capabilities. Instead of merely asking, "What will AI do to me?" begin asking: "What can I now do with AI that I could never do before?" That is the entrepreneur's question. THINGS TO DO Choose one idea you have been postponing. Write it down—or speak it into your phone. Use AI to help organize it. Turn it into something tangible: an article, presentation, proposal, podcast, video, course, business idea or conversation. Then put it into the world. Don't merely worry. Don't merely wait. Don't merely wonder. And don't merely wish. Create. THE INCONVENIENT CHALLENGE The AI digital world will undoubtedly produce disruption. Some careers will disappear. Others will change dramatically. New professions will emerge that hardly anyone can describe today. So the goal cannot be to make the future perfectly safe. The goal is to become the kind of person who is increasingly capable of meeting it. Stan Hustad has spent decades as an entrepreneur, broadcaster, communicator and coach. Today he is helping people learn how to become entrepreneurs, world-class broadcasters, transformational thinkers and Authors of Ideas who can work intelligently with artificial intelligence rather than merely worry about what it might do to them. If the new world has you worrying, waiting, wondering or wishing, perhaps it is time for a different conversation. Stan's invitation is simple: Learn to create your own economy. Learn to communicate your own ideas. Learn to use the new tools. Learn to become more useful. And learn to become less afraid of the future by becoming better prepared for it. Stan Hustad and What It Takes Radio are available to help. Stan@witradio.net Because in the end, the future may belong neither to the people who blindly embrace AI nor to those who desperately resist it. It may belong to the people who learn how to remain fully human while becoming remarkably good at using it. And remember: If an idea is interesting and important, there's a pretty good chance it will also be inconvenient.

Among other things (such as sticking your pinky out while drinking tea, possibly coming from having syphilis) Professor Cho and Lord Trae discuss the lives of killer elephants: one who is still at large today!  Go see Trae on tour and see him and Corey both together in Nashville! tickets@ TraeCrowder.com want to read Corey's work that is way funnier than Trae gives it credit for? subscribe @ CoreyWritesForYou.com   SPONSOR BlueChew.com promo code POA 

Welcome to The Turf Zone podcast. This episode features research from North Carolina State University student Brooke Heikkila on machine vision-guided targeted herbicide applications for weed management in turfgrass. In recent years, a variety of new spot spraying technologies have been introduced into agriculture that uses machine vision and artificial intelligence to selectively treat weeds. Targeted spraying opens the door to use nonselective herbicides or novel herbicide admixtures that were previously too expensive or injurious to turfgrass when applied as broadcast treatments. Targeted applications can substantially reduce herbicide use by lowering spray volume and treated acreage, providing both environmental and economic benefits. The first commercial machine vision-guided spot sprayer for turfgrass was recently launched at the 2026 GCSAA Conference and Trade Show; however, limited research has been conducted to quantify its benefits or optimize its use for turfgrass weed management. Brooke Heikkila, an MS student in Godara's Lab at North Carolina State University, is developing practical weed density thresholds and herbicide admixtures to optimize machine vision-guided targeted applications for turfgrass weed management. Brooke received her BS in Environmental Science from the University of Minnesota and recently completed the USGA Greenkeeper Apprenticeship Program. She is passionate about making meaningful contributions to the North Carolina turfgrass industry and is focused on developing innovative, practical solutions for turfgrass managers. Brooke's thesis research project, funded by Turfgrass Council of North Carolina, focuses on investigating different herbicide admixtures to control false-green kyllinga (Kyllinga spp.) in fairways, with the goal of improving weed control efficacy and resistance management strategies through targeted applications. In her recent work, they documented that turfgrass managers can use nonselective herbicides like glyphosate or tank mixtures that involve herbicides from different modes-of-action to control false-green kyllinga with minimal injury risk to desirable turfgrass on fairways. These targeted applications reduced the amount of herbicide volume used and treated area by at least 75% compared to traditional broadcast treatments. Although machine vision-guided sprayers require a substantial upfront investment, the magnitude of herbicide reduction has the potential to generate significant annual cost savings for turfgrass managers just in few years. Future work will focus on understanding how these savings will vary throughout a year-long management plan when combating a diverse spectrum of weed including grasses, sedges, and broadleaf weeds, using targeted applications. While these cost savings are encouraging, differences between targeted and broadcast spraying may diminish at higher weed densities. To address this concern, Brooke is conducting an additional study to evaluate how herbicide usage from targeted applications varies across different infestation levels of annual bluegrass (Poa annua L.) in turfgrass. Even at 30% annual bluegrass cover, which is substantially higher than the typical weed cover observed on managed sites, targeted applications resulted in a 35% reduction in spray volume used compared to broadcast applications. Although many of these experiments are ongoing and require validation across multiple site years, it is exciting to answer these important questions to assist practitioners with the adoption of this new tool and develop application thresholds. These early results are positive indicators of machine vision-guided spot sprayers' ability to reduce herbicide usage, lowering turfgrass managers' annual herbicide budget and decreasing environmental pesticide loads. Brooke's goal is to provide turfgrass managers with the practical evidence they need to see how machine vision-guided spot spraying could impact their budget, flexibility, and long-term turfgrass sustainability. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. The post Machine Vision-Guided Targeted Herbicide Applications for Weed Management in Turfgrass appeared first on The Turf Zone.

Welcome to The Turf Zone podcast. This episode features the article “Preparing for the Next Poa Control Season” by Scott McElroy, PhD – Professor, Department of Crop, Soil, and Environmental Sciences, Auburn University and and Travis Gannon, PhD – Professor, Department of Crop and Soil Science, North Carolina State University. Quote – “When did Noah build the Ark? Before the Rain.” – Robert Redford in “Spy Game” It is the end of Poa annua's life span here in the southeast. As this article is being written in late May, Poa is struggling to produce that last bit of seed it can before it dies, perpetuating whatever traits it carries into the future. Likely, if you have been trying to control Poa, you are looking down at a population that has been selected for some form of resistance to the herbicides you have been using. The short-time traveler seeds are going to greet you next November-ish. As warm-season grasses are sliding into dormancy, or at least a state of slowed or diminished growth, those seeds carrying those herbicide-defying traits are going to make their appearance, potentially thwarting whatever attempt you used last year yet again. Before you start making decisions about your management program next year, you need to test your Poa population. Two populations from this year were showing signs of Kerb resistance until we brought them into the lab and realized that it was not resistance, but most likely enhanced degradation due to overuse. Email Dr. McElroy at resistancelab@auburn.edu and get a better picture of what your population is resistant to. For most herbicides, you can get an answer in six weeks. For the southeastern US, there are three distinct application periods for Poa control. This is for bermudagrass and zoysiagrass golf, sports fields, professional lawn care, and general use. Golf and sports fields are the most complicated because they receive the most traffic and use, therefore the greater turfgrass damage, which leads to greater weed invasion. The application scenarios we talk about here are more likely to be used in golf than in other areas, but applicable to all situations except sports, which require special attention to not reduce rooting and traction. The Pre Application- The Basis of Control. In all situations, you want to start off with a general preemergence herbicide. If in golf and non-sports turfgrass areas, this is Specticle (indaziflam) or a standard pre like Barricade (prodiamine), Pendulum (pendimethalin), or Dimension (dithiopyr). In our opinion, this is the optimal application timing for Specticle (indaziflam). Specticle should not be used on sports fields, it is a root inhibitor and can result in poor-performing turfgrass. Regardless of which herbicide, the initial pre application is the basis of all Poa control programs. Skipping the pre puts greater pressure on follow-up postemergent applications. Even if pre-applications only reduce the Poa population by 50%, that is still 50% fewer weeds that follow-up applications have to deal with. Later applications are much more likely to fail if you put all the pressure on follow-up post applications. Adding in a postemergent herbicide at this time is not a bad idea, but it needs to have some residual and some root uptake because your pre needs to be watered in. Monument (trifloxysulfuron) is possible because it can be foliar absorbed, but Revolver (foramsulfuron) has limited root uptake. Others are using Sencor (metribuzin) in this timing. The Winter Transition: Key to Resistance Management. The early winter, or early winter transition application, is the most critical. Skipping this application leads to too much pressure being placed on the initial pre application which can expedite resistance development. This application needs to yield acceptable control in two to three weeks, which eliminates any resistant survivors that may be present and provides further preemergence control. The key to the transition application is choosing multiple herbicides with a minimum of three different modes of action, with at least two having preemergence and postemergence activity. To clarify- Three modes of action with two having both pre and post activity. Triazines – atrazine and simazine – are the starting point for this control. Think of these as your Post/Pre herbicides, they are primarily post but give you some pre activity. Sencor (metribuzin) is also an option, although not as consistently effective as atrazine or simazine. If these herbicides are not available for use or if you have extensive confirmed resistance, ALS inhibitors such as Revolver (foramsulfuron), Monument (trifloxysulfuron), or Katana (flazasulfuron) are useful, as is Scepter (imazaquin). Next, you need a Pre/Post in the mix – a herbicide that gives you primarily pre action but adds in some post control. Kerb (pronamide/propyzamide) and Sureguard (flumioxazin) are good choices at this timing. A second application of Specticle also has potential in this situation, although it has less post activity than the two listed above. Ronstar (oxadiazon) applied as a liquid to provide post activity also has potential in this timing. Last in the mix you need something that can aid control and help prevent resistance. Glyphosate is the obvious choice in this mixture. If you are not completely dormant, a low rate at 5 fl oz/a (of a 4 lb ai gallon) can add some benefit, but if confident in the dormancy, use a full labeled rate on dormant turfgrass. Finale (glufosinate) is a good substitute if glyphosate resistance is present or developing. Neither glyphosate or glufosinate are recommended for zoysiagrass, adding in a Revolver, Katana, or another ALS inhibitor is a better choice due to potential damage from non-selective herbicides. The Spring Transition – Control Any Escapes and Spring Crabgrass Control. Combining any further Poa annua control with spring crabgrass and goosegrass control is an easy way to maximize efficiency. This pushes the herbicide application into late February to early March for the majority of the southeastern United States (time applications to your specific area based on local weather patterns and soil temperatures). Dormancy questions and spring greenup of bermudagrass or zoysiagrass complicate this application timing. Some herbicides are simply too harsh on greenup to be used in this period. First, the standard pre herbicides should be used at this time – Barricade (prodiamine), Pendulum (pendimethalin), Dimension (dithiopyr), or Ronstar (oxadiazon, granular is not dormant, but liquid can be used if still dormant). While Specticle is more effective for Poa annua control and summer annuals such as goosegrass and doveweed, it is equivalent to the standards for crabgrass control. Second, post herbicides that can be used in this transition period are few. ALS-inhibitors mentioned before are definitely safe, but resistance is extensive, thwarting their use. Triazines can delay greenup and cause transition injury. Non-selectives such as glyphosate and glufosinate are out due to spring injury. Final Thought. Herbicides are primary technology we have today to control weeds. We live in a chemical technological age. Unfortunately, weeds, especially Poa annua, have evolved resistance to these herbicides. Our thoughts and ideas we provide herein are meant to reduce the potential for resistance development and all herbicide options are not discussed for brevity. These multi-herbicide strategies now are necessary because herbicide resistance has become so prevalent and it is our goal to strategically use these herbicides to prevent further resistance development and protect herbicide technology for future use. Note: Always read and follow the complete herbicide label before mixing, handling, or applying any product, as the label provides legally required directions for safe, effective use, application rates, precautions, and site-specific restrictions. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. The post Preparing for the Next Poa Control Season appeared first on The Turf Zone.

Is it our producer hijacking the show, or is it a Dollop: Hollywood Hellscapes Crossover? Like the movie Tenent, it's whatever you want it to be, baby! Our esteemed producer and Dollop co-host and multi-hyphenate extraordinaire Alex Byrnes joins Professor CHO this week while Lord Trae enjoys some time off back in his hometown.  the fellas discuss Christopher Nolan up top before going thru the Fancy 5 questionnaire required of all guests!  Byrnes also recently produced our good buddy Gareth Reynolds movie and all the info you need on that can be found at GiveItUpFilm.com Y'all, did you know that while you can always listen /watch what Corey does on his Substack for free at CoreyWritesForYou.com, if he could double his paid subscribers by this time next year, he could justify being a stay at home dad who does nothing but writes and podcasts for you? A long time dream of his! Help him make it come true if you have the extra coin and his work brings value to your life! TraeCrowder.com for tickets to see Trae on the road    SPONSOR:  GETSOUL.com promo code POA for 30% off AMAZING Soul gummies with precise dosing!

On the eve of the launch of the annual POA members' survey*,National Chair Mark Fairhurst and General Secretary Steve Gillan discuss why the union survey is so important and valuable.  Put simply, the POA survey asks the questions HMPPS do not and would not.  More information at poauk.org.uk The on-line survey opens on 1 August and closes at the end of September.*The survey covers operational grades in England and Wales based in public sector prisons

This week the boys pay tribute to Sam Neill which actually very organically transitions into what would happen if you farted on Princess Di and then later Margot Robbie which evolved into a discussion of how we do not currently and may never have a Lady Di equivalent!   Enjoy and stay fancy!   Wanna hear part 3 of Corey's new crime drama? Go to CoreyWritesForYou.com and read em all for FREE!   Go see Trae on the road! Tickets at TraeCrowder.com   Wanna watch this episode instead of listen? WatchPOA.com   sponsors! FactorMeals.com/POA50OFF promo code POA50OFF Bluechew.com Promo Code POA Ridge.com promo code POA

Welcome to The Turf Zone podcast. This episode features the article “Keeping the Game Green: Fall Overseeding Sports Fields” written by David Lawrence with the Alabama Cooperative Extension System. For many turf managers, fall marks a welcome transition time when cooler temperatures slow turf growth and the frantic pace of summer maintenance finally eases. The start of the fall season often brings a sense of relief and satisfaction as turf maintains its green color without the surge of growth that demands constant mowing and management. For some, it's a rare chance to pause, reflect on the successes and challenges of the summer, and prepare for the months ahead. However, not everyone gets to slow down. For many sports field managers, fall is one of the busiest times of the year. Football season is in full swing, and fields endure relentless stress from practices, games, and unpredictable weather. While most fans focus on the players and the scoreboard, turfgrass professionals can't help but notice the condition and aesthetic appeal of the playing surfaces when attending a game or watching on television. Beyond appearances, turf managers know that the quality of the surface directly affects player safety. Dense, healthy turf cushions impact, reduces divots and holes, and helps minimize the risk of slips and injuries. One of the most effective ways to maintain both aesthetics and playability during this demanding stretch is through overseeding bermudagrass fields with perennial ryegrass. Across the southeastern U.S., bermudagrass growth slows dramatically in the fall as temperatures drop and daylength shortens, limiting the plant's ability to recover from traffic and wear. Even during milder years, reduced sunlight and cooler nights simply don't allow bermudagrass to sustain vigorous growth and recover after the pounding of a typical football season. That's where perennial ryegrass shines. Its deep-green color, fine texture, and excellent striping potential make it the go-to choice for achieving high-quality field appearance. Beyond visual appeal, perennial ryegrass establishes quickly, provides dense coverage, and enhances traction, all key factors in maintaining safe and consistent playing conditions. A well-established ryegrass overseed offers a stable, even surface that keeps athletes confident in their footing throughout the season. Most athletic field managers begin overseeding in mid-September, adjusting timing based on local climate and field schedules. Typical seeding rates range from 8 to 12 pounds per 1,000 square feet, with periodic supplemental applications to fill divots and high-wear zones such as between hash marks and along sidelines. Proper irrigation and fertility management are critical during establishment. It's important to provide consistent moisture to promote uniform germination, while avoiding excessive wetness that could compromise field conditions during play. Managers should also monitor soil temperatures closely, as seeding too early can stress young ryegrass, while seeding too late can delay establishment as cooler weather sets in. Of course, overseeding comes with challenges. Weed management requires careful planning to avoid damaging both ryegrass and the underlying bermudagrass. Annual bluegrass (Poa annua) remains one of the most persistent issues on overseeded fields. Herbicide options are limited, and success depends heavily on timing for both pre-emergent and post-emergent applications. Precision and patience are essential for achieving control while minimizing damage to desirable turf species. The following provides examples of commonly used products, though it does not represent a complete list of all labeled options. Pre-emergent herbicides such as prodiamine or pronamide can be applied prior to overseeding but must be applied several weeks before the expected overseed date to allow time for herbicide degradation before seeding. Some sulfonylurea herbicides such as foramsulfuron or rimsulfuron can be applied one week prior to overseeding. These products that can be used do not have any pre-emergent activity but will control any annual bluegrass that has already germinated. This application can be beneficial especially when the overseeding date is later into the fall after annual bluegrass germination. Post-emergent options for overseeded turf include ethofumesate, amicarbazone, paclobutrazol, and bispyribac. These products can be temperature dependent so careful planning should be considered when making an application. Some PGRs such as ethephon can reduce or prevent seedhead formation on annual bluegrass when applied at the proper time. Applicators should read all herbicide labels to ensure turfgrass safety while providing the best opportunity for annual bluegrass control. Another management hurdle arises during spring transition. If not carefully managed, perennial ryegrass can delay bermudagrass green-up, leading to thin, uneven turf. Many managers opt for chemical removal of ryegrass once bermudagrass begins active growth, though the timing varies depending on field use and athletic schedules. Sulfonylurea herbicides are commonly used for ryegrass transition. However, due to the increased incidence of ALS herbicide resistance, many managers may need to rely on other products such as pronamide for ryegrass transition if annual bluegrass is present. The goal is to remove ryegrass early enough to allow bermudagrass to recover, yet late enough to maintain playability for spring sports. When managed thoughtfully, fall overseeding with perennial ryegrass delivers multiple benefits such as enhanced color, improved traction, extended playability, and safer, more resilient fields. It's not just about keeping the turf green when bermudagrass slows down; it's about protecting players, preserving field quality, and ensuring that every game, practice, and play happens on a quality surface. For many sports field managers, overseeding is not simply a seasonal task but a key component of year-round field performance and visual quality. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. The post Keeping the Game Green: Fall Overseeding Sports Fields appeared first on The Turf Zone.

Charlie Hulme and Smylie Kaufman break down Round 1 of the 154th Open Championship at Royal Birkdale, where Jackson Suber leads at 5-under and Englishman Daniel Brown sits T2 at 4-under. Smylie, who walked all day with the Cam Young–Ludvig Åberg–Wyndham Clark group, dives into how the course shifted from a calm, receptive morning to tough northwest crosswinds in the afternoon, and compares the end-of-day green conditions to Poa annua.Plus: the variety and firmness of Birkdale's turf on display through Tommy Fleetwood, Jordan Spieth, Jon Rahm and Rory McIlroy's approach shots, a parallel between Rory and Bryson DeChambeau's rough putting days, Cam Young's near-63 that got away, why the course rewards precision but still leaves room for aggressive drivers, Scottie Scheffler's 93%-fairways 2-under start, Bryson's driver edge in the firm conditions, and the guys' cut line and 36-hole leader predictions.Don't forget to like, comment, subscribe, and follow us on socials @thesmylieshow!Chapters0:00 Round 1 wrap: Jackson Suber leads, Daniel Brown T21:21 Smylie's flushed wedge on No. 72:52 Morning calm to afternoon crosswinds: how Birkdale played5:34 Course variety and firm turf 7:51 Morning vs. afternoon scoring — Cam Young9:24 Who the course favors: precision, aggression, and spinny fescue11:47 Scottie Scheffler's 93% fairways and 2-under start13:26 Bryson's driver advantage and conditions in his favor14:31 Bryson's approach game: the real test comes Friday afternoon15:21 Preview picks recap, cut line and leader predictions#theopen #golf #smylieshow #royalbirkdale

Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Talks July 11, 2026  |  Season 40, Episode 28Timestamps and Chapters5:17: Do You Have an Estate Plan—or Just a Will?22:07: A New Way to Save for the Next Generation38:38: Custodial Accounts for Kids: What Families Should Know.Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Ann Cavlovic is a Canadian author. Her novel Count On Me portrays elder abuse in a family. She was the recipient of a grant from the Canada Council for the Arts, and her work has placed in several writing contests. https://anncavlovic.comhttps://www.seniorcareauthority.com/resources/boomers-today/

This week the boys talk about old books being updated with modern language, the cringe of watching yourself or hearing yourself on camera, as well as participating in some Medieval style "Would you rather?"'s!   Enjoy and stay fancy!   Wanna hear part 3 of Corey's new crime drama? Go to CoreyWritesForYou.com and read em all for FREE!   Go see Trae on the road! Tickets at TraeCrowder.com   Wanna watch this episode instead of listen? WatchPOA.com   sponsors! GetSoul.com promo code POA

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Welcome to The Turf Zone podcast. This episode features the article “Anyone for Tennis – Research?” written by Dr. Scott Ebdon – Emeritus Professor, University of Massachusetts – Amherst and Mike Buras – former Director of Grounds, Longwood Cricket Club, Chestnut Hill, MA For accompanying tables, graphs, photos and references see the Summer 2026 issue of New England Blade magazine available on www.theturfzone.com Tennis on Grass – USA There are 26 million tennis players in the USA, and these numbers have increased by 33% since the COVID years. Less than 1% of tennis courts are grass with most grass courts found in the Northeast region. Sports grass managers may not truly appreciate the intensity of traffic (wear) observed along grass court baselines. Previous research has shown that the intensity of traffic along court baselines is 6 times the intensity of elite soccer (Newell and Wood, 2000). The term “pace”' in tennis is the speed that tennis play (and the ball) moves and is determined largely by the vertical height of the bounce off the court. The higher the vertical bounce, the slower the play. Slower play is preferred by players. Pace on grass is notoriously fast. Grass Tennis Research – UMass Amherst In 2016 several studies were initiated at the Troll Turf Research Center (South Deerfield, MA). The two main objectives were (i) wear tolerance or carrying capacity (hours of play) along court baselines and (ii) the factors affecting tennis pace. Eight turfgrass species were compared within each of three single courts (planted as replicates). The eight species-cultivars were shown to have superior wear tolerance. The grasses were planted as pure stands. The Troll Center was open to the public for daily play from 2017 to 2024. Play averaged 125 hours during the tennis season (June 1 to September 1). Grass Court Maintenance The maintenance of grass courts at the Troll Center used a daily mowing schedule at 5/16 inches (clippings collected), rolling 4 to 6 times per week with a 2,200 lb. roller, sprayable fertilizers (spoon-feeding) on a 2 to 3-week schedule to apply 3.15 lb. N per 1,000 ft² per season, and sprayable (preventative) fungicides. Heavy rolling and daily mowing was especially important to promoting consistent (uniform) tennis ball bounce and play. Weekly measurements were scheduled after significant soil drying – irrigation was used sparingly to prevent any visible turfgrass dehydration. Tennis Ball Bounce The rules for measuring vertical ball bounce were established in 1925 (Miller, 2006) and are outlined in Table 2. Higher ball bounce (slower pace) on a tennis surface is due to greater velocity of the ball in the vertical direction. Soft grass absorbs more energy indicated by greater surface deformation – less energy is available for ball bounce in the vertical direction. Ball bounce must be uniform-consistent and representative of ball bounce across the entire court surface. Measurements of Hardness – 0.5-kg Clegg Hardness is measured with the Clegg impact soil tester and has been used on grass courts since the mid-1980s (Holmes and Bell, 1986) and used currently to predict tennis ball bounce (Ebdon et al., 2025). Surface hardness is measured as gravities (g, also referred to as “Gmax” in the literature). The energy of impact using the 0.5-kg Clegg (30 cm drop height) conforms closest to the tennis ball bounce test. The 0.5-kg Clegg and the tennis ball bounce test are highly correlated compared to heavier Clegg devices used in sport grass (2.25-kg Clegg, 45 cm drop height) or devices used in golf (USGA TruFirm, 1.95-kg, 48 cm drop height). These heavier devices are not as effective for tennis (Ebdon et al., 2025). Tennis Ball Bounce (BB) and Clegg Hardness – Courts Under Play Over the course of this 10-year study some 3,200-ball bounce impacts and hardness measurements were taken on various grass court surfaces. The results presented in Table 3 for the different surfaces are comparable because accepted (standard) methods were used. Wimbledon center court (perennial ryegrass courts) for the 2011 Championship were bouncing at 52 inches or 91% of concrete. All of the perennial ryegrass courts at the Troll Center and the Tennis HOF satisfied the minimum standard of 70% concrete. Kentucky bluegrass courts at the Troll Center were bouncing near 70% (69%) of concrete. The fine leaf fescue mixture was among the highest in BB averaging 76% of concrete. This species, however, is the least tolerant of tennis traffic, discussed below. Traditional golf species such as creeping bentgrass-Poa grass courts were bouncing below the 70 to 80% concrete standard. Tennis Ball Bounce – Uniformity Consistent BB across the tennis surface is important for uniform play. Smooth-hard concrete is the most unform and consistent surface. All other surfaces are compared to the BB consistency of smooth concrete. The concrete surface has an average hardness of 865 g compared to Wimbledon hardness of 260 g. Smooth concrete has a BB uniformity of “1.” Wimbledon BB uniformity for the 2011 Championship was measured at “2.1” – twice the variability of concrete. Player perception of BB uniformity (relative to concrete) is interpretated as “an odd bounce.” One consistent trend observed in Table 3 indicates that increasing surface hardness promotes uniform ball bounce and the chances for odd bounces decrease. Therefore, selecting species such as perennial ryegrass affording harder surfaces and higher BB (slower play) have a tendency for more consistent (uniform) play. Many bentgrass courts (or greens) and Poa annua courts that are prone to thatch are the least consistent surfaces with BB uniformity of “7” and higher relative to concrete. Court Hardness to Satisfy Standards – 70 to 80% Concrete Research at the Troll Center indicated 150 to 170 g of surface hardness is needed for tennis balls to bounce to standards – 70% (40 inches) to 80% of concrete (46 inches) (Ebdon et al., 2025). Tennis BB of 80% concrete is not easy to achieve. To that end, surface soil moisture is extremely important, discussed below. For the 2011 Wimbledon Grass Court Championship, 100% of all BB impacts were at 80% of concrete. At the Troll Center and the Tennis HOF approximately 16 to 18% of all impacts satisfied the 80% concrete standard. Following uniform drying of the Wimbledon soil, 24% of all BB impacts exceeded the minimum standard for concrete. Tennis play at Wimbledon is ideal for the Grass Court Championships because of the slow pace and consistent BB. Tennis Ball Bounce – Surface Soil Moisture Soil moisture using TDR (3-inch probes) was measured weekly during the tennis season concurrently with surface hardness and ball bounce. In tennis, the ball bounce test is a surface phenomenon. This is the main reason why the low energy impact of the light weight (0.5-kg) Clegg is more effective in predicting tennis ball bounce than heavier devices (2.25-kg Clegg or 1.95-kg TruFirm) (Ebdon et al., 2025). Similarly, longer TDR (5-inch) rods are not as effective as 3-inch probes – it is the immediate surface moisture that matters in tennis ball bounce. Soil drying will promote harder surfaces but this depends on the soil texture and the mineralogy (clay content) of the soil. Table 5 compares soil drying and surface hardness between the Troll Center and Wimbledon soils. The gains in surface hardness from 38% soil drying are very different between the Troll Center soil (silt loam, 12% clay) and Wimbledon soil (sandy clay loam, 23% clay). At the same soil moisture deficit (38% soil drying), 60% greater surface hardness is observed on Wimbledon soil (77 g increase – Wimbledon vs. 48 g increase – Troll Center). The Troll silt loam increases in hardness only 3.2 g with 1% soil drying compared to 5.5 g with 1% drying for Wimbledon soil. For most soils it is believed that soil drying is more important in providing a hard tennis surface than soil compaction by rolling. Any natural soil drying will promote higher ball bounce. Recent research indicates that soil drying to 40% soil moisture depletion causes minimal turf dehydration with fine textured soils (Bruan et al., 2022). Figure 2 presents 1122 pairs of vertical ball bounces and soil moisture (3-inch TDR) measured on Troll Center perennial ryegrass courts during a 17-week period. Prior to soil drying (week 1), tennis ball bounce was below standards (66% of concrete) while after progressive soil drying (week 17) ball bounce exceeded standards (83% concrete). Species Wear Tolerance – Carrying Capacity Grass cover after tennis play ended is presented in Table 6 along with the carrying capacity (hours of play) to wear baselines to 70% grass cover. Following 2-years of study perennial ryegrass and Kentucky bluegrass exhibited significantly better wear tolerance (≥ 65% grass cover) and greater carrying capacity (≥ 70 hrs. of play to 70% cover) compared to bentgrass and fine fescue species. Traditional golf species (bentgrass) are comparatively less tolerant of tennis traffic compared to improved cultivars of Kentucky bluegrass and perennial ryegrass – providing the cultivars are tolerant of 5/16-inch mowing heights. Of all the species-cultivars tested, the fine fescue mixture was the least tolerant of tennis traffic (24% grass cover) with the lowest carrying capacity (20 hours). Interestingly, the fine fescue mixture used in the tennis study was the same mixture used on the golf greens at the 2015 US Open (Chambers Bay, WA). This is further evidence as to the intensity of the traffic that is often underestimated in tennis. The Court Playability The highest priority should be given to planting wear tolerant grasses adapted to tennis play. Grasses with significantly lower carrying capacity will wear-down faster under the same hours of play. The loss of grass cover during the tennis season has a significant impact on tennis play (pace) and the uniformity (consistency) of ball bounce. Table 7 summarizes approximately 3000 measurements on perennial ryegrass courts at the Troll Center. Perennial ryegrass represents the most wear tolerant species with the highest capacity for surface hardness for satisfying ball bounce standards – ideal for tennis. All areas of the court satisfied ball bounce standards (≥ 70% of concrete). However, the T-area approached 80% concrete with an average surface hardness of 143 g and BB of 45-inch. Surface moisture was 4.4% drier at the T-area (less grass – more exposed soil for surface drying). It is the soil drying at the worn T-area and baselines that promotes an increase in hardness and ball bounce under tennis play – consistent with soil drying presented in Table 5. These worn areas will play different (slower) because of the increase in the vertical height of the bounce compared to the less trafficked service box. The soil-water relations presented in Table 7 are consistent with golf greens and sports grass under heavy play (McClements and Baker, 1994; Straw et al., 2017). What We've Learned Soil drying promotes harder surfaces and the uniformity of ball bounce approaches the uniformity of concrete. At week 1 before soil drying, BB uniformity relative to concrete was “3.7.” At week 17 following soil drying, BB uniformity across all three courts was “2.6” – approaching the BB uniformity of hard courts. The measured results reported here are consistent with player perceptions. As eight-time Wimbledon Grass Court Champion, Roger Federer, lamented: “This new, fresh grass, we're not quite used to it…as you go deeper in the tournament, the grass court becomes more clay-courty, hard-courty with a bit of grass on it…the ball bounces a bit higher” How fast (low bounce) or slow (high bounce) or consistent (uniform) a grass court plays is dependent on the tolerance of the species-cultivar to traffic and to the properties of the underlying soil and its plant-soil-water relationships. References Braun, R. C., Bremer, D. J., Ebdon, J. S., Fry, J. D., & Patton, A. J. (2022). Review of cool-season turfgrass water use and requirements: I. Evapotranspiration and responses to deficit irrigation. Crop Science, 62, 1661–1684. https://doi.org/10.1002/csc2.20791 Ebdon, J. S., Lu, J., and DaCosta, M. (2025). Comparison of Clegg and TruFirm surface hardness for predicting tennis ball bounce standards on grass courts under match play. Crop Science, 65, e70109. https://doi.org/10.1002/csc2.70109 Ebdon J.S., James I., DaCosta M., and Lu J. (2020). Interspecific comparisons of C3 turfgrass for tennis use: I. Wear tolerance and carrying capacity under actual match play. CropScience. 2021;61:750–762. https://doi.org/10.1002/csc2.20270 Holmes, G., and Bell, M. J. (1986). Playing surface hardness and tennis ball rebound resilience. Journal of the Sports Turf Research Institute, 62, 207–210. ITF. (2019). Approved tennis balls, classified surfaces, and recognized courts: A guide to products and test methods. International Tennis Federation. https://www.itftennis.com/media/2016/2019-itf-technical-booklet.pdf McClements, I., and S. W. Baker. (1994). The playing quality of natural turf hockey pitches. J. Sports Turf Res. Inst. 70:p. 13-28. Miller, S. (2006). Modern tennis rackets, balls, and surfaces. British Journal of Sports Medicine, 40, 401–405. https://doi.org/10.1136/ bjsm.2005.023283 Medicine, 40, 401–405. https://doi.org/10.1136/bjsm.2005.023283 Newell, A. J., and Wood, A. D. (2000). Selection of grass species, cultivars and mixtures for lawn tennis. Journal of Turfgrass Science, 76,53–65. Straw, C. M., Bowling, W. J., and Henry, G. M. (2017). Rainfall versus irrigation influences penetration resistance and surface hardness on a recreational sports field. Int. Turfgrass Soc. Res. J. 13: p. 1-5. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. The post Anyone for Tennis – Research? appeared first on The Turf Zone.

Varig, VASP, Panair, the names are long gone, but they put Brazil on the map for us, alongside iconic cinema imagery and a legendary national football team that captured every kid's imagination.Grab a caipirinha (and some black licorice) as we chart how the jet age shaped our vision of the country, before diving into our actual experiences flying in and out of SDU (that final!), GIG, CGH, GRU, POA, SSA, and IGU.From Paulistano football derbies and missing luggage to drunken airport runs, domestic workhorses, rustic 737s, the Concorde, or 7AM beef, it's all in there.Enjoy the World Cup, the heat, and Happy Flying! (We had a recording issue, you won't notice it on the audio, but there are a handful of video cuts made to correct the sync, barely noticeable!). 

we were late last week, so to make it up, we are early this week! This week, our good buddy and comic book writer extraordinaire Eliot Rahal stops by the Show show to sit in when Me and Trae sort of just do the show in front of him lol.  We discussed a scandal about a Lego resale shop that apparently stole a bunch of peoples priceless collections. Speaking of collectibles, That naturally turn the conversation to comic books, which Eliot is so well-versed on   Please pre-order Eliot's new comic book and check out his old one (which CHO Loves!) Hot Lunch Special https://aftershockcomics.com/collections/hot-lunch-special   CoreyWritesForYou.com TraeCrowder.com   sponsors    BlueChew.com promo code POA  JoinBilt.com Promo Code POA GetSoul.com/POA     

Another little treat while Sound Designer Tay and I prepare POA 045 for you. Enjoy!Content warnings: Misophonia warning (chewing/crunching 4:50–5:25), healing cat purrs, room tone intonations, Chinese tongue twisters, mint consumption, Nemo getting to be a posh twat and a bitch (they have Range), tea breaks, various motorcycle noises, Graham and Chey shipping their characters with various combinations and multiplications, the perils of Proper T's, and, of course, every weird noise you can imagine. Hosted on Acast. See acast.com/privacy for more information.

Hey all! We are so sorry that a.) the show is up so late b.) for running an old episode... the file for the episode we recorded Thursday is corrupted and we've done everything we can to save it... we failed lol  enjoy this CLASSIC episode!  BlueChew.com promo code POA  GetSoul.com promo code POA 

Have you ever closed a deal only to find out you had the wrong person on the buyer rep agreement? Or listed a property without confirming who actually has legal authority to sell? This episode is your reminder that verifying identity in real estate transactions is not optional, and the stories in this one will make sure you never forget it. We are diving into a topic that sounds logistical but is actually one of the most important things you can do to protect your business: making sure you have the right signatures on the right documents from the very beginning. From buyer representation agreements to estate listings, from fraud prevention to identity verification, we are sharing real stories, real mistakes, and real solutions. Katy kicks things off with a wild story from a colleague whose buyers turned into a commission battle because a college daughter signed a buyer rep agreement with a Zillow agent while mom and dad were out of town. The result? A 50/50 commission split and a hard lesson learned. Alissa shares her own recent experience with a couple where the husband flat out refused to sign, plus the story of how a cash-paying dad showed up at closing and threw off her compliance paperwork entirely. We also get into estate sales, listing fraud on vacant land, power of attorney misconceptions, and why asking for a copy of someone's driver's license is never overstepping. Here's what we cover in this episode: - Why the buyer rep agreement is only as strong as the names on it - How to find out who will actually be on title before you start showing homes - What to do when only one party in a couple signs your buyer representation agreement - The procuring cause nightmare that the buyer rep agreement was supposed to fix - A first-hand story about a husband refusing to sign and how Alissa handled it - When a dad swoops in with cash at closing and suddenly you have the wrong buyer on paper - How to protect yourself when listing inherited or estate properties - Why you should ask for a copy of the will and contact the succession attorney before you list - What happens when a succession is not complete and your listing cannot legally sell - Vacant land fraud: the growing scam where someone pretends to be the seller - The truth about power of attorney and why you cannot do a POA for a POA - Why asking for a driver's license is not rude; it is just good business - How to use your broker as a buffer when clients push back on signing - Toasting Syed, a Realtor in Virginia who came to the US in 2022 as a US Army ally and grew from 2 transactions to 12 under contract for 2026 Key Quotes & Takeaways: - "The question isn't necessarily who's the buyer. Who do you see on the title? Who is going to be on the title?" Katy - "No one tosses up a fuss who is legit. If you say I need a copy of your driver's license and they say no, just push back. These are legal documents. I must verify your identity." Alissa - "If you cave at their first request, which goes against how you run your business, they are going to run the rest of the show." Katy - "This rep agreement is getting signed. It's the law." Alissa - "Clear, sincere communication matters more than perfect English." Syed (via Katy) Products, People & Previous Episodes Mentioned: - Episode 190: Wire Fraud and Real Estate Fraud with Nikki (title attorney) (hustlehumblypodcast.com/190) - Episode 317: Realtor Safety (hustlehumblypodcast.com/317) - Hustle Humbly Community (hustlehumblypodcast.com/membership) Want to toast someone on the show? Send us a voice or video message with your name, who you are toasting, and why! Email it to team@hustlehumblypodcast.com. Leave us a review at http://ratethispodcast.com/hustlehumbly Get your FREE Database Template: http://hustlehumblypodcast.com/starthere Email Templates 101: http://emailtemplates101.com Agent Systems 101: http://agentsystems101.com All Resources: http://hustlehumblypodcast.com Submit your topic ideas and toasts to Team@HustleHumblyPodcast.com Music: Straight A's by Connor Price → https://connorprice.shop/ The Good Life by Summer Kennedy → https://soundcloud.com/summerkennedy/the-good-life Be The One by Matrika → https://uppbeat.io/t/matrika/be-the-one

POA   This week the boys talk money, Salad Bars, and folks almost dying trying to sail around the world! (And more)   CoreyWritesForYou.com TraeCrowder.com     SPONSORS: we've got a special deal for our listeners: Get 10% off your first month of BlueChew Gold with code POA. That's promo code POA. Visit BlueChew.com for more details and important safety information, and we thank BlueChew for sponsoring the podcast.   One thing to pack, five ways to power! For a limited time, get up to 40% off during Ridge's HUGE Father's Day Sale at ridge.com/POA . Don't miss one of their biggest discounts all year! Just head to ridge.com/POA  and you're all set. After you purchase, they'll ask where you heard about them — please support our show and tell them we sent you. Join the membership for where you live at joinbilt.com/poa

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

What's subtly wearing you out? Free self-assessment for ministry leaders: https://www.ryanfranklin.org/clselfassessment Join Christian Leader® Community Coaching: https://www.ryanfranklin.org/communitycoaching After 21 years at The Pentecostals of Alexandria, Ryan Franklin sits down for a deeply personal episode to share a major life and leadership transition. Ryan reflects on the people, lessons, struggles, growth, and calling that shaped his journey at POA while also sharing why he recently accepted a new role with the United Pentecostal Church International PRG division as VP of Strategic Leadership.This episode is about more than a move or a new title. It is about calling, grief, faith, leadership health, and learning how to embrace what is next and honor what was. If you are navigating transition, uncertainty, or a new season in your own life and leadership, this conversation will encourage you.Purchase Christian Leader Sight Planner (a tool that has drastically changed Ryan's productivity): Black Cover – https://amzn.to/3JpBHvm Blue Cover – https://amzn.to/4ouFRB9 Green Cover – https://amzn.to/4oXVLUrPurchase The Christian Leader Blueprint book today: https://www.ryanfranklin.org/blueprintbookConnect with Ryan: Email: info@ryanfranklin.org Facebook: https://www.facebook.com/rnfranklin/ Instagram: https://www.instagram.com/rnfranklin/ Linkedin: https://www.linkedin.com/in/rnfranklin/ Website: https://www.ryanfranklin.org Audio mastering by Apostolic Audio: https://www.apostolic-audio.com#leadership, #thoughtleadership, #ministry, #pastor, #pastors, #churches, #leadershiptraining, #churchleader, #churchleaders, #influence, #leadershipdevelopment, #coaching, #executivecoach, #leadershipcoaching, #productivitycoach, #productivity, #growthmindset, #theproductiveleader, #ChristianLeader, #ChristianLeadership, #LeadershipPodcast, #FaithAndBusiness, #PodcastInterview, #ChristianEntrepreneurship, #KingdomImpact, #PodcastInspiration, #LeadershipJourney, #PurposeDriven, #ChristianPodcast, #LeadershipEssentials, #LeadershipFundamentalsSend us Fan Mail

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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

What does your financial plan look like when the traditional script doesn't apply to you? In this episode, I'm sitting down with Bri Conn, CERTIFIED FINANCIAL PLANNER® and co-host of the Child-Free Life by Design podcast, to break down everything child-free people need to know about building wealth, planning for the future, and defining legacy on their own terms. If you've ever been asked "but who's going to take care of you when you're old?" — this episode is for you.WE GET INTO:0:00 – Welcome + Jannese's personal journey with child-free financial planning0:57 – Introducing Bri Conn: CFP® serving the child-free community1:11 – How Bri accidentally fell into child-free financial planning4:04 – Who is actually seeking child-free financial planning (hint: it's not who you think)5:14 – What traditional financial advice gets wrong for child-free people7:09 – Redefining legacy when children aren't part of the equation9:06 – Navigating cultural expectations around family obligation and caregiving11:30 – Estate planning without default heirs — and why Child-Free Trust exists13:56 – Busting the myth: do child-free people automatically have more money?17:02 – Long-term care planning: who's actually going to take care of you?20:42 – Life insurance: do child-free folks even need it?22:29 – Building your "bench" of decision-makers (healthcare proxy + POA)24:34 – How to find a financial planner who actually gets it26:18 – What happens if you die or become incapacitated without an estate plan29:05 – FIRE vs. FILE: Financial Independence Live Early34:41 – Myth-busting: the worst financial advice child-free people always get36:44 – The one traditional money milestone you have permission to skip40:41 – What wealth actually means when you're child-free43:01 – Permission to want freedom and happiness — fully and unapologeticallyKEY TAKEAWAYS: The single most important question child-free people need to answer: Do you care how much money you leave behind when you die? Your entire financial plan changes based on your answer.Legacy doesn't require children. It can look like a garden that inspires strangers, a community you've poured into, or friendships you've built with intention.You are NOT the default family ATM just because you don't have kids.Long-term care currently costs ~$129,000/year and is rising 5% annually. Women average 3.7 years of care. This is not a plan-later situation.If you don't have estate documents in place, the state decides who makes decisions for you — and that could be someone you're estranged from or have never met.FIRE = grind now, quit later. FILE (Financial Independence Live Early) = redesign work now so you can enjoy life soonerHomeownership is not a mandatory financial milestone, Renting can absolutely be a wealth-building strategyBuild your "bench" early: medical professionals, estate planning decision-makers, and financial advisors who actually understand child-free planning.If your financial planner looks at you like you have three heads when you say you're not having kids — find a new one.CONNECT WITH BRI:InstagramWebsiteTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

This week the boys discuss ironic deaths, stupid deaths, and much more!   Corey would love it if you subscribed to CoreyWritesForYou.com and read his work! He has a new southern crime saga out now!   TraeCrowder.com   Join the membership for where you live at joinbilt.com/poa   GetSoul.com promo code POA   Bluechew.com promo code POA   Betterwild.com/POA  

Before Your Parent's Dementia Diagnosis: 4 Things Every Family Must Do NOW (From a Daughter Who's Lived It) If you have a parent over 70, this episode could save your family $35,000, a year of your life, and the kind of stress that breaks marriages and fractures families. After four years of navigating dementia caregiving for multiple family members — including her mother-in-law with Alzheimer's, her father-in-law with vascular dementia, and now signs in her own family — Shelly Niehaus is sharing the proactive caregiving roadmap she wishes someone had handed her family before "the phone call." This is the episode every adult child with an aging parent needs to hear — before a dementia diagnosis lands in your lap. Most dementia and caregiving resources are built for families already in crisis. This one is different. This one is for the daughter, son, or spouse who has felt the flutter in their stomach but doesn't know where to start. The one quietly watching. The one quietly worrying. The one who doesn't have a plan — yet. In this deeply personal episode, Shelly walks you through the 4 areas of dementia caregiving you cannot avoid — and how to start on every single one of them today, without a diagnosis, without a family meeting, and without anyone in your family agreeing that something is wrong. In this episode, you'll learn: The Sunday phone call that changed everything: "How long do I pack for?" "I have no idea." Why the families who struggle most aren't the ones who don't love enough — they're the ones without a plan AREA 1 — Legal: Why the window to put Power of Attorney documents in place is open RIGHT NOW, and closes the moment your loved one loses capacity (and why a notarized POA is NOT the same as a complete POA) AREA 2 — Medical: Why you have to ask for a cognitive evaluation by name — and why your parent's primary care doctor probably won't bring it up AREA 3 — Financial: The slow unraveling nobody is watching, and the early sign of cognitive decline most families completely miss AREA 4 — Safety & Logistics: The conversations nobody wants to have (driving, firearms, home safety) and why naming a family quarterback BEFORE the crisis matters more than almost anything else The legal mistake that cost Mark and Shelly a year of their lives untangling frozen accounts and inaccessible Social Security The $35,000 air ambulance that could have been avoided with one earlier conversation The Truth About Watching: the 3am wake-ups, the fear, the dread, the grief that starts where the worry starts "I can't do round three. I don't have it in me." — and why Shelly is doing it anyway The one question that determines whether your family walks through this season with peace or chaos  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

This week the boys talk and think about people who think and talk! Also some Irish Republican Army chat! CoreyWritesForYou.com TraeCrowder.com   BlueChew.com promo code POA  Ridge.com/POA

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for a deep dive on estate planning, building from the basics that every family needs all the way up to advanced techniques used by ultra-high-net-worth families.Ro and Hans start with the four foundational documents every American needs regardless of net worth, then transition into the real heart of the episode: how life insurance functions as the single most powerful tool in estate tax planning. They walk through why "insurability is a currency," how convertible term lets you shield tens of millions from estate tax without consuming your exemption, and why the conventional advice to move everything out of your estate is often wrong.Chapters: 00:00 – Opening segment01:55 – Why estate planning is unique to every family 04:25 – The Last Will and Testament: pros, cons, and the guardianship rule 09:35 – The "title test": what goes in the will vs. the trust 12:30 – Probate, public record, and Robin Williams 18:10 – Revocable trusts: what they actually do 25:40 – Frankenstein trusts and the funding problem 27:55 – Pour-over wills as the catch-all 33:25 – Why vague language kills directives 41:30 – Financial power of attorney and conservatorship 44:20 – Why banks demand their own POA forms 48:50 – Why the four documents stay separate 51:35 – Estate tax vs. income tax 01:01:00 – A real case: $6M policy, the irrevocable fix 01:04:00 – Insurability is a currency 01:11:50 – The Rockefeller Method: IBC on the kids 01:17:25 – Intentionally Defective Grantor Trusts 01:23:50 – Why the IRS allows hot-swapping assets 01:35:15 – Apocalyptic optionality: how IBC creates options 01:37:35 – Closing thoughtsKey Takeaways:Every American needs the big four documents: a will, a revocable trust, a medical directive, and a financial power of attorney. The will is non-negotiable if you have kids because it names guardians, and a trust cannot.Insurability is a currency. Every healthy year you don't lock in coverage is wealth left on the table, and convertible term placed in an irrevocable trust consumes $0 of your $30M estate tax exemption.The contrarian play is to keep assets in your estate, not out of it. Preserve the step-up in basis on appreciating assets, then use massive life insurance death benefit (owned irrevocably) to pay the inevitable tax bill tax-free.Whole life beat the Barclays Aggregate Bond Index in 9 of the last 10 years after tax. The 15-year return on the broadest bond index is 2.21% taxable versus roughly 4.5-5% tax-free for dividend-paying whole life, with a death benefit on top.The Rockefeller Method scales this across generations. Start max-funded IBC policies on the kids, keep them in your estate, and create cascading multi-generational liquidity where each generation gets a step-up and tax-free death benefit to pay the next round of taxes.

The crazy JP Morgan sex slave scandal and more! CoreyWritesForYou.com TraeCrowder.com   Email us at PuttinOnAirs@gmail.com   HelloTUSHY.com with promo code POA. Bluechew.com promo code POA JOINBILT.com/POA

With the 2026 U.S. Open just a few weeks away, Shinnecock Hills superintendent Jon Jennings joins our podcast to talk about maintaining one of the most iconic venues in golf. From managing Poa annua greens in a windy environment to the vast native areas and dramatic bunkers, Jon shares what it takes to produce exceptional playing conditions on a truly unique property. We also talked about the planning and teamwork required to host the U.S. Open, what it's like working in an area where you are surrounded by great golf courses, and his upcoming retirement after more than 40 years working in golf course maintenance. It's a packed episode!  

This week the boys talk about the life and legend of Ted Turner…. A surprising twist on a billionaire   CoreyWritesForYou.com   TraeCrowder.com   Bluechew.com Promo Code POA   GetSoul.com code POA   Betterwild.com/POA   ButcherBox.com/POA

This week the boys talk pissing yourself, Alpine Divorce, and a bunch of other dumb fancy shit   TraeCrowder.com   CoreyWritesForYou.com   BlueChew.com Promo Code POA Betterwild.com/POA

Lord Crowder and Professor CHO sit down with one of the true Queens of The South, comedian Shelly Belly! We talk about what's fancy to southerners and much more! Go to ShellyBellyComedy.com for more on Shelly, including her new comedy special now streaming!  CoreyWritesForYou.com is Corey's Substack and you can subscribe for free!   TraeCrowder.com   WatchPOA.com to watch us on YouTube!   Sponsors   Bluechew.com promo code POA   Ridge.com/POA   ShopMando.com promo code POA

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This week the boys talk about the WILD life and death of Hogans Hero's star Bob Crane! CoreyWritesForYou.com TraeCrowder.com MenGoToMars.com - Tell em we sent ya! BubsNaturals.com promo code POA CoastPay.com/Puttin ButcherBox.com/POA

Chris’s Summary Jim and I share retirement lessons learned from a listener’s account of his mother. Her husband’s survivor pension elections, combined with Social Security, left her a unicorn — secure income covering all expenses — yet she died regretting trips never taken despite a $9 million portfolio. The episode also covers why joint account ownership with adult children can create legal exposure, and the importance of funding a living trust while you are still healthy. Jim’s “Pithy” Summary Chris and I walk through three retirement lessons learned from a listener whose mother passed at nearly 100 years old — what she did right, what she regretted, and what almost worked but she ran out of time. Lesson 1: Her husband elected survivor options on his pensions, and combined with Social Security, she had a steady stream of lifetime income long after he was gone. He thought ahead and protected her. Lesson 2: That income, combined with a modest lifestyle, allowed her to amass millions and become what we call a unicorn — guaranteed income that covered every expense, discretionary and otherwise. But she died with regrets, not because she ran out of money but because she could never bring herself to spend it. Her son urged her repeatedly to spend more on fun, but she was a child of the Depression, and that created a mindset that no amount of counseling could change until it was too late. Her husband, who died at 66 was “the other guy” — he probably expected to live at least into his 80s — so did not get to enjoy the money either. These are exactly the kinds of situations the Fun Number was built for. Lesson 3: She did do a great deal right with her estate — POA designations in place and proper beneficiary designations so no assets were subject to probate. She even had a living trust in the works – but she ran out of time to fund it, and that distinction — between having a living trust and actually funding it — is a surprisingly common mistake people make when they set one up. The post Retirement Lessons Learned: EDU #2614 appeared first on The Retirement and IRA Show.

This week Trae and Corey watch a bunch of British clips and talk shit and then discuss just how hard David might coulda slung that rock!  TraeCrowder.com CoreyWritesForYou.com   ShopMando.com promo code POA  BlueChew.com promo code POA  Betterwild.com promo code POA 

This week the boys talk about Trump's favorite movie: Bloodsport.... but don't worry it's not political it's just about how insane the true story of the movie is.  also other stuff that is fancy of course!  CoreyWritesForYou.com TraeCrowder.com   sponsors  BlueChew.com Promo Code POA Right now, Coast Pay is offering our listeners up to $2,000 credit when you get started at coastpay.com/Puttin https://www.tryfum.com/POA Right now Ridge is having their once-a-year Anniversary Sale right now. Head to Ridge.com to get up to 40% off.  getsoul.com promo code POA  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.