Podcasts about Poa

Y'all ever thought about how wild it is that we turned wolves into basset hounds? We sure have! We are also thinking a lot about ancient Chna, so buckle up! Did you know that the best way to support our podcast is to tell other people about it? If you like it, I bet that people like you will like it too!   That and leaving us a review on whatever app you listen to podcasts on. I know it seems like a little thing, but it helps a whole whole whole lot. Five stars please!   And remember you can send us your airmail at PuttinOnAirs@gmail.com   Go to traecrowder.com to get tickets to see Trae and Corey in Nashville December 10 through the 12th! (along with the thousand other places Trae is touring!)   Thanks to everyone who has already subscribed to coreywritesforyou.com and helped him stay in the top 20 on their charts!   You can also book a Cameo from Corey at Cameo.com/CoreyRyanForrester (and if you can't afford that, you can also email him at buttercreamcorey@gmail.com and he will do you one for free!) Listen to The Dollop: Hollywood Hellscapes w/ Alex Byrnes and Corey Ryan forrester   SPONSORS: There's a reason BlueChew is the #1 brand for better sex. Experience it yourself at BlueChew dot com.   And we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom. More than one million people have already chosen FÜM to quit differently. The only question is whether you're ready to take the first step. Remember: addiction is really good at saying "later." Don't let it. Head to tryfum.com—that's T-R-Y-F-U-M dot com—to get 30% off the Good Habit Pack. Use code POA at checkout to get your free FÜM Topper! Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code POA to get 15% off at Take Ultra dot com. That's TakeUltra.com for 15% off with code POA. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you

Most estate planning conversations start with who gets what. For childfree adults, a harder question comes first: who makes decisions for you when you can't make them yourself? In Part 2 of her conversation with Scott Barnes, CFP®, CLTC, Director of Financial Planning at Childfree Wealth, host Kirsten Howe moves from financial planning to the documents themselves — and to the people named inside them. Scott and Kirsten dive in where many childfree clients start: pets, and why a line in a will leaving an animal and $10,000 to a friend doesn't do what people assume it does. From there, they get into the fiduciary gap — siblings who are the same age as you are, nieces and nephews who may also be beneficiaries, and the reality that naming someone isn't the same as that person being able and willing to do the work. Scott also walks through Childfree Trust, the sister company to Childfree Wealth, which provides medical power of attorney services in all 50 states and D.C., and the care documents that tell a fiduciary which hospital you'd prefer, who your veterinarian is, and who walks the dog. Time-stamped Show Notes: 0:00  Introduction 0:40  Who Scott's clients are: adults who, by choice or by circumstance, will not be having children — and why that changes the estate plan. 1:20  Pets first. Clients with children assume a son or daughter will take the animals; childfree clients have no built-in pet sitter. 2:05  Scott: for a lot of childfree clients, the pets are the reason they do their estate planning at all. 2:50  Why leaving a pet and $10,000 to a friend in a will doesn't protect the animal — the money becomes that person's outright. 3:35  Nothing in a will stops that person from keeping the money and surrendering the pet to a shelter. 4:15  Scott's fix is a pet trust: a trust is about control, and control is what turns your intention into a guarantee. 5:00  Childfree clients often don't have obvious beneficiaries either — listen in as Kirsten weighs in on who struggles most with that list. 5:45  The question Scott hears more often than "who inherits" is: who will make decisions for me when I can't? 6:25  Why Scott pushes the medical and financial powers of attorney ahead of the will and the trust — incapacity is what actually happens to clients. 7:10  Childfree Trust, the sister company to Childfree Wealth, was built for people who have no one to name. 7:55  It operates in all 50 states and D.C., and it will serve as a client's medical power of attorney. 8:40  Most trust companies handle everything else but decline the medical POA role. 9:20  The exceptions: California's licensed professional fiduciaries, Arizona's fiduciary program, and a similar option in Washington. 10:00  Trust companies often won't take on the financial or legal power of attorney either. 10:40  Most people named in these roles don't actually know what the job requires of them. 11:20  The niece or nephew you name as your agent may also be your beneficiary — two interests that can pull in different directions. 12:00  Unless someone files a complaint, there is no practical way to enforce an agent's duty. 12:40  What a professional, objective fiduciary adds: your explicit written directions, followed. 13:20  Scott's caveat — naming a child isn't a guarantee either, because abuse of these powers happens in families too. 14:00  The blind spot in naming a sibling or a close friend: they're your contemporaries. 14:40  They won't be much help when you're 85 in a hospital bed, and Kirsten's suggestion to make a few young friends. 15:25  Naming someone isn't enough. They have to be willing to step up and get to work. 16:05  Scott served as financial power of attorney for his parents and grandparents, and deliberately declined the medical role. 16:50  Have the conversation while you can, so the person you named knows your wishes before the emergency. 17:30  What Childfree Trust clients receive: a will, medical and financial powers of attorney, and a revocable living trust. 18:10  Care documents: resuscitation preferences, a preferred CCRC or assisted living community, and which hospital to be moved to. 18:55  The pet section of the care documents — veterinarian, boarding, dog walker, cat sitter. 19:35  If a client never fills them out, the trust company hires care managers in the client's local community instead. 20:10  Why so many parents in their 70s and 80s keep their plans close to the vest, and what that costs the family in an emergency. 20:50  Knowing what the job involves makes it easier to accept, and why pre-planning a funeral is a gift to whoever survives you. 21:30  In the works, around the beginning of the year: the same service for people who do have adult children, including estranged ones. 22:10  Where to find Childfree Wealth, Childfree Trust, and Childfree Insights. Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

Did you know that the best way to support our podcast is to tell other people about it? If you like it, I bet that people like you will like it too!   That and leaving us a review on whatever app you listen to podcasts on. I know it seems like a little thing, but it helps a whole whole whole lot. Five stars please!   And remember you can send us your airmail at PuttinOnAirs@gmail.com   Go to traecrowder.com to get tickets to see Trae and Corey in Nashville December 10 through the 12th! (along with the thousand other places Trae is touring!)   Thanks to everyone who has already subscribed to coreywritesforyou.com and helped him stay in the top 20 on their charts!   You can also book a Cameo from Corey at Cameo.com/CoreyRyanForrester (and if you can't afford that, you can also email him at buttercreamcorey@gmail.com and he will do you one for free!)   SPONSORS   Tushy   Visit MOD.com for a free consultation and get 10% off your first order PLUS free shipping with promo code POA that's promo code POA at mod.com   For a limited time, our listeners get 10% off their first bidet order when you use code POA at checkout. That's 10% off your first bidet order at HelloTUSHY.com with promo code POA.     Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code POA to get 15% off at TakeUltra.com. That's  TakeUltra.com for 15% off with code POA. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   New DraftKings customers, sign up with code POA spend five bucks to get $200 in rewards within 21 days - includes all markets. That's code POA   There's a reason BlueChew is the #1 brand for better sex. Experience it yourself at BlueChew dot com.   And we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom.      

This week on the show, the insanely funny Chris Porter drops by to talk about the Midwest, Sidney Poitier, Era defining clothes, and his new special Middle Rage! (Which you can rent or buy on all streaming platforms! For his tour and more info go to ChrisPorterComedy.com)   Did you know that the best way to support our podcast is to tell other people about it? If you like it, I bet that people like you will like it too!   That and leaving us a review on whatever app you listen to podcasts on. I know it seems like a little thing, but it helps a whole whole whole lot. Five stars please!   And remember you can send us your airmail at PuttinOnAirs@gmail.com   Go to traecrowder.com to get tickets to see Trae and Corey in Nashville December 10 through the 12th! (along with the thousand other places Trae is touring!)   Thanks to everyone who has already subscribed to coreywritesforyou.com and helped him stay in the top 20 on their charts!   You can also book a Cameo from Corey at Cameo.com/CoreyRyanForrester (and if you can't afford that, you can also email him at buttercreamcorey@gmail.com and he will do you one for free!)   SPONSORS   Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code POA to get 15% off at TakeUltra.com. That's  TakeUltra.com for 15% off with code POA. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   Eat smart with Factor. Get started at FACTORMEALS.com/FACTORPODCAST and use code FACTORPODCAST to get 50% off your first box plus free shipping. That's code FACTORPODCAST at FACTOR MEALS dot com slash FACTORPODCAST to get 50% off plus free shipping on your first box   New DraftKings customers, sign up with code POA spend five bucks to get $200 in rewards within 21 days - includes all markets. That's code POA     There's a reason BlueChew is the #1 brand for better sex. Experience it yourself at BlueChew dot com.   And we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom.      

Welcome to The Turf Zone podcast. This episode features the article “Managing Poa annua on Ultradwarf Bermudagrass Greens” written by Chris Neff, Senior Agronomist, East Region and Jim Brosnan, Ph.D., Professor, University of Tennessee. Poa annua is one of the most persistent and disruptive weeds in ultradwarf bermudagrass greens. In this article, we explain why Poa annua thrives, how it impacts putting green playability and performance, and the cultural, chemical and routine maintenance practices that can help keep it under control. Success depends not on a single herbicide, but on an integrated management program that promotes healthy bermudagrass year-round. Key Takeaways: Poa annua is problematic in ultradwarf bermudagrass putting greens because the plant characteristics and timing of active growth for the two grasses are so different. Fully eradicating Poa annua from ultradwarf greens is very challenging, so the goal for most courses is to minimize its presence and impact on playability. Pre and postemergence herbicides are part of successful control, but resistance is an issue and herbicides alone cannot solve Poa annua problems. Cultural practices and growing environments that favor dense and healthy ultradwarf greens are a critical part of any Poa annua control strategy. Poa annua remains one of the most persistent and disruptive weeds in ultradwarf bermudagrass putting greens, particularly throughout the Southeast. From a consulting perspective, it is less a question of whether Poa annua will be an issue and more a matter of how well it is managed within the system. Its biological advantages, rapid germination, prolific seed production and adaptability to low mowing heights make it uniquely suited to exploit weaknesses in bermudagrass stands, especially during seasonal transitions. The primary issue Poa annua presents is inconsistency. Bermudagrass and Poa annua differ significantly in growth habit, color, leaf texture and seasonal performance. These differences manifest most noticeably on the putting surface, where uniformity is paramount. Poa annua tends to produce a lighter green color and a more upright growth habit, creating a mottled appearance that is often unacceptable to golfers. The differences in growth habit and timing of optimal growth also lead to bumpy surfaces, especially when Poa annua is growing actively in shoulder seasons while bermudagrass is growing slowly or is fully dormant. Early spring can be especially problematic in the Southeast because conditions are ideal for Poa annua while bermudagrass is often worn down by winter play. Aggressive Poa annua seedhead production, particularly in late winter and spring, adds to the variability in ball roll. Even under intensive management, seedheads can disrupt smoothness and trueness, leading to dissatisfaction among golfers. Beyond aesthetics and playability, Poa annua also introduces agronomic challenges. It is inherently less heat and drought tolerant than bermudagrass. As temperatures rise in late spring and early summer, Poa annua often declines rapidly, often leaving voids in the putting surface. This decline is typically accelerated by disease pressure during hot, wet and humid conditions, as stressed Poa annua becomes highly susceptible to pathogens. The resulting voids reduce surface uniformity and create opportunities for further weed encroachment. Another agronomic issue is that when Poa annua is actively growing during cooler weather, ultradwarf bermudagrass greens are growing slowly, if at all. Mowing and/or rolling can help minimize the impact of Poa annua plants on ball roll, but these practices can also increase wear on the desired bermudagrass, which can lead to more opportunities for Poa annua to gain ground. As the population of Poa annua in the putting greens increases, these and other agronomic issues become more challenging to manage, so keeping Poa annua under control as much as possible is the primary goal. Fertility Program Achieving this level of surface dominance begins with a carefully balanced fertility program designed to sustain consistent growth without encouraging excessive thatch accumulation or unwanted vertical elongation. Nitrogen applications should be delivered in light, frequent increments to promote steady lateral spread and recovery, rather than flushes of growth that can lead to scalping or increased disease susceptibility. Equally important, potassium should be maintained at adequate levels to enhance plant resilience, particularly in the face of summer stressors such as heat, traffic, and periodic drought. Elevated soil phosphorus levels have been associated with increased Poa annua populations in closely mown turfgrass environments (Guertal & McElroy, 2018). Excessive phosphorus can provide a competitive advantage to Poa annua, allowing it to establish and persist more readily in putting greens and other intensively managed turf areas. For this reason, phosphorus applications should be guided by soil test results and targeted to maintain levels within agronomically appropriate ranges, thereby promoting the competitiveness of the desired bermudagrass while reducing conditions that may favor Poa annua encroachment. Rutgers University turfgrass research has noted that elevated soil pH can be associated with increased Poa annua pressure in creeping bentgrass, making pH management an important cultural tool in suppression programs (McNally et al., 2024). Maintaining soil pH in a slightly more acidic range can help strengthen bermudagrass competitiveness and reduce Poa annua populations over time. Moisture Management Moisture management is equally critical in tipping the competitive balance toward bermudagrass during the summer months. Excessively wet conditions, whether from overwatering, poor drainage or prolonged rainfall, create an environment highly conducive to Poa annua germination, survival, and eventual reestablishment. In contrast, firm, well-drained surfaces inherently favor bermudagrass by promoting deeper rooting, improved oxygen exchange, and greater heat and traffic stress tolerance. Superintendents should target a consistently moderate soil moisture profile, carefully balancing the need to prevent drought-induced stress with the equally important goal of avoiding prolonged saturation. This requires a disciplined, responsive irrigation approach, in which water is applied based on plant demand and environmental conditions rather than on fixed schedules. Allowing the surface to dry down between irrigation events not only enhances firmness and playability but also puts Poa annua at a competitive disadvantage, encouraging bermudagrass to expand laterally and occupy available space. Using portable moisture meters to guide putting green irrigation can significantly improve the precision and effectiveness of this program. By providing real-time, site-specific data, these tools allow superintendents to make informed irrigation decisions that optimize water-use efficiency and maintain optimal rootzone moisture. Improving surface and subsurface drainage is also an effective part of Poa annua control. Areas of putting greens that tend to gather and hold more water are often where a high amount of Poa annua encroachment is observed during cooler and wetter periods, so any projects that can be done to improve drainage will enhance bermudagrass health and limit the amount of moisture available for Poa annua. Cultural Practices Cultural practices during the summer should be intentionally structured to enhance the density and vigor of bermudagrass and actively disrupt the life cycle of Poa annua. Topdressing and aeration are fundamental practices for maintaining healthy ultradwarf greens, and they place Poa annua at a relative disadvantage by limiting the amount of moisture that is held in the upper portion of the putting green rootzone. Incorporating vertical mowing and grooming into the program refines surface quality and triggers new shoot growth for improved density and increased surface smoothness. The frequency, intensity and timing of all cultural practices should be carefully managed to maintain bermudagrass vigor and allow adequate recovery time. Excessive stress weakens the competitive advantage of bermudagrass, creating favorable conditions for Poa annua germination, establishment and long-term persistence. Slightly raising the mowing height on ultradwarf putting greens heading into fall can help improve Poa annua control by reducing mechanical stress on the turf. Healthier, less-stressed bermudagrass develops greater density and is better able to compete with Poa annua. The additional leaf tissue will also help maintain bermudagrass density and coverage through the winter, when wear can create voids for Poa annua to occupy going into spring. Minimizing shade on ultradwarf putting greens is another important “cultural practice” that will help minimize Poa annua issues. Bermudagrass requires high light levels to maintain density and vigor, whereas Poa annua can persist under lower light conditions. Trees or surrounding vegetation that intercept sunlight will weaken bermudagrass and create favorable conditions for Poa annua establishment. Increasing sunlight through selective tree pruning or removal can strengthen bermudagrass competitiveness and should be considered an important component of any long-term Poa annua management program. Herbicides While routine maintenance practices that support bermudagrass health form the foundation of Poa annua control, a well-structured herbicide program is essential for long-term success. Preemergence herbicides are the cornerstone of this approach. Applications should be timed to coincide with declining soil temperatures in late summer and early fall, typically when temperatures at the 2-inch depth consistently fall below 70 degrees Fahrenheit. Poa annua emergence typically occurs when 24-hour mean soil temperatures are sustained at or below 66 degrees Fahrenheit (Taylor et al., 2021). Application timing is critical: Treatments made too early may break down before peak germination, while those made too late will fail to provide effective control. Sequential applications will be required to sustain an effective chemical barrier throughout the shoulder seasons when Poa annua can most easily invade ultradwarf putting greens. Once soil temperatures are below 66 degrees Fahrenheit, applications should deliver both pre and postemergence control from varying mode-of-action groups. Advanced management programs frequently incorporate tank-mixing and rotational sequencing of multiple herbicide modes of action across the preemergence and postemergence spectrum. For example, the preemergence herbicide methiozolin (PoaCure) can be alternated with pronamide (Kerb) to balance soil residual activity, while herbicides such as amicarbazone (Xonerate) and flazasulfuron (Katana) can offer postemergence activity. Some turfgrass managers have expressed curiosity about herbicides that may be effective for controlling Poa annua but are not labeled for use on putting greens. In fact, some of these products have been studied for Poa annua control on ultradwarf greens in research settings for this reason. It is important to remember that research putting greens are not subjected to many of the stressors commonly found on golf courses, primarily traffic and shade. Additionally, the herbicide label is the law when it comes to any application. Many courses throughout the Southeast are plagued with herbicide-resistant Poa annua on putting greens, particularly populations that are not controlled with Group 2 herbicides such as foramsulfuron (Revolver). From a resistance management standpoint, rotating herbicides across distinct sites of action is not optional, it is essential. Repeated reliance on a single mode of action, particularly within ALS-inhibiting chemistries, has contributed to documented cases of resistance in Poa annua populations. A diversified, programmatic approach that integrates multiple chemistries not only improves short-term control but also preserves long-term herbicide efficacy. To expand the modes of action available for Poa annua control, some superintendents have considered or applied nonselective herbicides to dormant ultradwarf putting greens where this use is not explicitly prohibited by the product label. This type of application carries substantial risk, it is not recommended by the authors of this article, and we do not believe it should be considered a viable management option. Although bermudagrass may appear fully dormant, herbicides can still translocate to the crowns and roots, increasing the risk of turf injury, delayed spring greenup and reduced recovery. Any use of nonselective herbicides should be evaluated carefully based on product label requirements, turfgrass condition, environmental conditions, and the potential impact on spring transition. Successful implementation of an herbicide program to control Poa annua requires precise attention to turfgrass tolerance, environmental conditions and product label guidance and restrictions. Ultradwarf bermudagrass exhibits variable sensitivity to many postemergence chemistries, particularly when it is under stress or during spring transition. Applications made during periods of fluctuating temperatures, low carbohydrate reserves, or reduced growth can result in chlorosis, thinning or delayed recovery from dormancy. As such, rate selection, application interval and environmental timing must be carefully calibrated to balance effective Poa annua suppression with acceptable levels of bermudagrass safety. Managing the Presence of Poa annua Despite best efforts, many facilities will continue to contend with significant Poa annua populations in their ultradwarf greens, particularly during the fall, winter and early spring. In these situations, the focus must shift from eradication to minimizing the impact on playability. This requires a thoughtful, integrated approach that addresses both agronomic considerations and golfer expectations. During the cooler months, Poa annua will become more pronounced on putting surfaces. Mowing and rolling are essential for controlling its vertical growth and maintaining smoothness, but there must be a balance between managing the impact of Poa annua on playability and wearing down the desired bermudagrass that is growing slowly or not at all. Rolling can help mitigate the impact of seedheads and improve ball roll consistency without placing as much additional stress on the bermudagrass as mowing would, but excessive rolling during periods of slow bermudagrass growth can lead to turf thinning, particularly around putting green edges, which can lead to more Poa annua becoming established. When Poa annua populations are still scattered and individual plants are small, hand removal can be one of the most practical and precise tools available. While this process is labor intensive, physically removing isolated plants before they expand or produce seed can help protect surface uniformity without potentially weakening the bermudagrass base with herbicide applications. The key is timing. Plants should be removed by the roots while they are small enough to leave only minimal disruption to the surface, followed by careful repair so the surrounding bermudagrass can quickly knit back into the void. Bermudagrass is uniquely adapted to tolerate and respond favorably to frequent, low mowing during periods of active growth when supported by adequate fertility and moisture. Under these conditions, the turf exhibits improved density, finer texture and greater resiliency to traffic and environmental stress when mowed lower. On the other hand, Poa annua is less tolerant of sustained low mowing heights as temperatures rise and environmental pressures increase. As bermudagrass growing conditions improve, frequent low mowing further weakens Poa annua plants and reduces seedhead production. Superintendents should capitalize on this opportunity in late spring and early summer by implementing mowing practices that promote bermudagrass performance without overextending the plant. This includes maintaining sharp, well-adjusted equipment to ensure clean cuts and avoiding abrupt mowing height changes that could induce stress. Transition Back to Bermudagrass As temperatures begin to rise in spring, the transition back to bermudagrass dominance presents both challenges and opportunities. This is often the most volatile period for putting green performance, as declining Poa annua and emerging bermudagrass compete for space. Patience and restraint are essential during this time. Aggressive practices aimed at removing Poa annua too quickly can lead to unacceptable surface disruption, while insufficient management may delay bermudagrass recovery. Gradual adjustments in cultural practices such as verticutting and topdressing, can facilitate a smoother transition. Increasing nitrogen inputs to favor bermudagrass, combined with strategic aeration and topdressing, can accelerate recovery from winter and encourage the bermudagrass to fill voids left by declining Poa annua. Continued use of PGRs may be warranted to suppress any remaining Poa annua populations and maintain surface consistency. Conclusion Communicating with stakeholders is also a key component of successful Poa annua management. Golfers must understand the challenges of maintaining ultradwarf bermudagrass putting greens in regions with high Poa annua pressure. Setting realistic expectations and providing clear explanations of management strategies can go a long way in fostering support and reducing frustration during transitional periods. Ultimately, managing Poa annua in ultradwarf putting greens is a year-round endeavor that requires a proactive, integrated approach. There is no single solution, and success is rarely defined by complete eradication. Instead, the goal is to minimize impact on playability and aesthetics while promoting the long-term health and dominance of bermudagrass. Superintendents who embrace this philosophy by combining sound agronomic practices with strategic chemical inputs and effective communication will be best positioned to navigate the challenges Poa annua presents. While it may never be fully eliminated, the influence of Poa annua can be managed to a level that allows for consistently high-quality putting surfaces, even under the most demanding conditions. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. For a complete list of references as well as supplementary photos, read this article in the August / September 2026 issue of Tennessee Turfgrass magazine on www.TheTurfZone.com The post Managing Poa annua on Ultradwarf Bermudagrass Greens appeared first on The Turf Zone.

110 shows done... then I didnt record another for nearly 10 months.  Anyway... we back.  I kept thinking about getting the pod going again, but like most things, I was probably making the restart far bigger than it needed to be. So totday I just sat down, turned the mic on and recorded for a few minutes and basically thats what Eposdide 111 is about.  Whether its training, food, running, work or a friendship or something youve fallen away from, you dont always need some massive POA to get yourself back on track. Sometimes you just need to do one smll thing that gets the wheel turning again. For me today, was about pressing record. Going to keep these next few shows short, consise and useful.  Ep 111 is live and its good to be back :) 

This week, Lord Trae educates CHO on the Japanese folklore of Yōkai   Did you know that the best way to support our podcast is to tell other people about it? If you like it, I bet that people like you will like it too!   That and leaving us a review on whatever app you listen to podcasts on. I know it seems like a little thing, but it helps a whole whole whole lot. Five stars please!   And remember you can send us your airmail at PuttinOnAirs@gmail.com   Go to traecrowder.com to get tickets to see Trae and Corey in Nashville December 10 through the 12th! (along with the thousand other places Trae is touring!)   Thanks to everyone who has already subscribed to coreywritesforyou.com and helped him stay in the top 20 on their charts!   You can also book a Cameo from Corey at Cameo.com/CoreyRyanForrester (and if you can't afford that, you can also email him at buttercreamcorey@gmail.com and he will do you one for free!)   SPONSORS   Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code POA to get 15% off at TakeUltra.com That's  TakeUltra.com for 15% off with code POA. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   One thing to pack, five ways to power! You can find Ridge's Power Bank at Best Buy or our listeners can get 10% off at Ridge.com by using code POA at checkout. Just head to Ridge.com and use code POA and you're all set. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   New DraftKings customers, sign up with code POA spend five bucks to get $200 in rewards within 21 days - includes all markets. That's code POA   There's a reason BlueChew is the #1 brand for better sex. Experience it yourself at BlueChew dot com. And we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom.  

Our 46th best of the week episode! Bonus episodes on Patreon! 4 per month every Friday! https://www.patreon.com/threadtalkpodcastElevate your fall wardrobe essentials with Quince. Go to ⁠https://www.quince.com/threadtalk⁠ for free shipping on your order and 365-day returns. Head to https://www.factormeals.com/threadtalk50off and use code threadtalk50off to get 50% off your first Factor box PLUS free breakfast for 1 year.New Challenge Channel: https://www.youtube.com/@DenvervsTeresaRV Travel Vlogs: https://www.youtube.com/playlist?list=PLGnkhJNb0dylJlLkdFpZ5J-cDQvE0C7T-

Deputy General Secretary Mick Pimblett outlines how the POA will use the forthcoming TUC and Labour Party conferences to press home the union's campaign for a restoration of the right to take industrial action across the UK. Plus key information about a fringe meeting on 28 September at which member involvement will be crucial. More details at poauk.org.uk

This week, Lord Trae educates CHO on one of South Dakota's longest running (and most insane) traditions: HOBO DAY (along with much more!)   Did you know that the best way to support our podcast is to tell other people about it? If you like it, I bet that people like you will like it too!   That and leaving us a review on whatever app you listen to podcasts on. I know it seems like a little thing, but it helps a whole whole whole lot. Five stars please!    And remember you can send us your airmail at PuttinOnAirs@gmail.com    Go to traecrowder.com to get tickets to see Trae and Corey in Nashville December 10 through the 12th! (along with the thousand other places Trae is touring!)   Thanks to everyone who has already subscribed to coreywritesforyou.com and helped him stay in the top 20 on their charts!    You can also book a Cameo from Corey at Cameo.com/CoreyRyanForrester (and if you can't afford that, you can also email him at buttercreamcorey@gmail.com and he will do you one for free!)   SPONSORS   For a limited time only, our listeners are getting up to 30% Off with at undrdog.com. That's U-N-D-R-D-O-G dot com for up to 30% Off. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.       • Let's eat real.  • Head to FACTORMEALS.com/wellred50off and use code wellred50off to get 50 percent off and 1 free breakfast item per box for 1 year, while supplies last until 10/31/2026. • That's code wellred50off at FACTORMEALs.com ! wellred50off at FACTORMEALS.com • See website for more details.      There's a reason BlueChew is the #1 brand for better sex. Experience it yourself at BlueChew dot com.   And we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom.
      

Transamerica FE Express Update + Empathy Demo (LifeVault, Loss Support & Agent Connect) Scott Grody (Transamerica RVP) shares key Transamerica contacts (FE Express support, sales desk, and his team), reports $5M in year-to-date paid production, and announces Immediate Solution has been sunset as of Sept. 1, consolidating final expense into FE Express with Premier and Select Risk Classes. He introduces Larissa Zodko (Empathy RVP), who demos Empathy's three components: LifeVault for policyholders to create state-specific estate documents (trust, will/pour-over will, POA, healthcare and funeral directives, special needs trust) and securely store files; Loss Support for beneficiaries with an app-based care plan, human 24/7 chat, funeral planning, probate guidance, obituary help, and account closure; and Empathy Connect for agents via Transamerica Agent Home to view client status, re-invite clients, access multilingual marketing/training, and support beneficiary engagement. Empathy is included on all FE Express policies and on eligible IULs ($250K+), effective for policies issued July 1 or later, with a NYC activation-rate contest announced. Scott also previews FE Express updates: moving issue date to first successful payment (early Oct) and enabling in-force draft date changes (Q4). 00:00 Welcome and Agenda 00:34 Key Support Contacts 02:16 FE Express Updates 03:46 Introducing Empathy Rider 05:11 Larissa Background 06:16 Empathy Overview 08:01 Three Core Components 09:37 Care Team Support 11:31 Empathy Connect Portal 13:15 LifeVault Onboarding 14:50 LifeVault Features Tour 18:17 Legacy Letters Feature 19:16 Building a Trust 23:19 Q&A Clarifications 24:56 Loss Support App 26:16 After Loss Checklist 26:42 Benefits And Claims Help 27:27 Care Team And Community 28:30 Grief Resources Hub 28:58 Funeral And Probate Tools 30:57 Account Closure Feature 32:09 Agent Q And A 33:56 Empathy Connect Portal 37:01 Marketing And Learning Center 39:38 Contest And Wrap Up 41:10 Policy Eligibility And Security 46:03 Product Updates And Closing

General Secretary Steve Gillan looks back over his year asthe TUC President, and reflects on what it means for the POA to have one of our own in this role for the very first time.  More information at poauk.org.uk.

This week we pay tribute to Dolly Parton and Tim Curry, both fancy (and gloriously trashy!) in their own right!   The boys also discuss fancy hotels vs regular hotels and read some FANTASTIC airmail concerning Toy Story theories from last weeks show! (Remember you can email us at PuttinOnAirs@gmail.com)   TraeCrowder.com for Tickets to see Trae   CoreyWritesForYou.com to read Corey's work FOR FREE or help send his son to college by pledging 5 bucks a month.   Corey will also be performing in Ironton, Oh on September 15 as the entertainment for the Lawrence County Democratic dinner. Tickets here — https://www.zeffy.com/en-US/ticketing/lawrence-county-democratic-dinner   SPONSORS   we've got a special deal for our listeners: right now, when you buy two months of BlueChew Gold you get the third FREE with promo code POA. That's promo code POA. You will also receive an additional 10% OFF + Free overnight shipping on your first order. Visit BlueChew.com for more details and important safety information. We thank BlueChew for sponsoring the pod and the bedroom. Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code POA to get 15% off at  TakeUltra.com for 15% off with code POA. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.   New DraftKings customers, sign up with code POA spend five bucks to get $200 in rewards within 21 days - includes all markets. That's code POA. In Partnership with DraftKings. The Crown Is Yours. Bet with DK Sportsbook: Gambling Problem? Call one eight hundred GAMBLER, one eight hundred MY RESET. Connecticut: call eight eight eight seven eight nine seven seven seven seven, visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Bet tax pass-through may apply in Illinois. Twenty one plus. Void in Canada. Event contract trading with DraftKings Predictions involves risk of loss. Availability varies. Predictions offer void in New York. Bet to get Bonus bets that expire in seven days. Trade to get Predictions Dollars that expire in one year. Fifty dollars in rewards issued every seven days via click to claim for twenty-one days. One non-withdrawable reward redeemable. Terms at d k n g dot c o slash offer. Limited time offer. Nationwide based on Sportsbook, Predictions, and Free-to-Play Sports Contest availability. Varies by State. 

NEWS: Prosecution may call Poa as hostile witness | August 28, 2026.Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Most people sign a power of attorney once and never think about it again. But a document that sat in a drawer for ten years, was drafted in another state, or is missing one critical clause could leave your family completely powerless in a crisis, and you'd never know until it's too late. In today's conversation, Aaron and Nic break down why so many powers of attorney fail when they're needed most, and what to do about it before life forces the question. ⸻ ⏱️ Episode Timeline & Highlights [01:14] – What is a financial power of attorney? Cutting through the confusion around types and titles. [01:52] – The durable language problem: Why most POAs fail at the exact moment they're needed most. [03:50] – Story time,  The sibling scenario: What happens when two people show up to the bank with different POAs for the same person. [07:23] – Stale bread and stale documents: Why powers of attorney expire, and how often you need to update them. [08:15] – The 3 to 5 year rule: The simple calendar reminder that could save your family from living probate. [09:44] – State lines matter: Why your Georgia POA may be useless the moment you cross into another state. [10:56] – The California story: A real client's stroke on vacation and the nightmare of navigating an out-of-state incapacity. [12:13] – Nic's motorcycle accident: A personal near-tragedy that shows exactly why having these documents in place is non-negotiable. [15:09] – The IRA trap: Why being a primary beneficiary means nothing if your spouse is incapacitated but still alive. [17:41] – Business owners beware: Why an LLC or S Corp without a solid POA is a ticking time bomb. ⸻ Links & Resources Mentioned • Email: connect@meritfa.com • Website: https://meritfinancialadvisors.com/about/locations/marietta-ga/ ⸻ Closing Thoughts If today's episode resonated with you, please like, share, comment, and subscribe, it helps us reach more people who need to hear this before it's too late.   Stay coachable!   Disclaimer: Investment advice offered through Merit Financial Group, LLC., an SEC-registered investment adviser.   

Up top the boys bring back the classic segment "F*** Yo Sh*t Up w/ Stoner CHO" and discuss whether or not toys could take over the world if they became sentient and had 1 leader  After that, professor Cho reads off a list of some of the craziest things the world's greatest poets have ever done…. And you are not ready for some of them! TraeCrowder.com CoreyWritesForYou.com (Corey just finished at one of his new southern crime thriller and it is great. You should subscribe and read it! TryFum.com/POA promo code POA  Bluechew.com Promo Code POA  FactorMeals.com/POA50off promo code POA50off

Summon an image of an American home: Odds are there's a green grass lawn in front of it. Was this what Walt Whitman sang of in Leaves of Grass? Or was it the native grassland of the prairies, now disappearing under the onslaught of Poa pratensis, Kentucky bluegrass? In Christopher Kondrich's new collection of poems, Tread Upon, a blade of grass is the beginning of a book-length sequence about the devaluation of the living world, from BP's invention of the concept of the carbon footprint to the tiny bodies of bats exploding near wind turbines, from the coal ash belched into the Cape Fear River to voiceless Western pond turtles searching for water in a drought. “We belittle the grass when we think it grows / everywhere. It doesn't. It grows here and here and here,” Kondrich writes. “Even one blade is a place.”Christopher Kondrich is the author of the previous collections Contrapuntal and Valuing, which won the National Poetry Series and was named a best book of 2019 by Library Journal. His poems have appeared widely in such venues as The Atlantic, The Believer, The Kenyon Review, Los Angeles Review of Books, The New York Review of Books, The Paris Review, Ploughshares, and The Yale Review. He is currently Visiting Poet in Residence for the Creative Writing MFA program at the University of Maryland.Go beyond the episode:Christopher Kondrich's Tread UponWatch Kaneto Shindo's Onibaba (1964)Read selections from the collection: “There are empty spaces we make …”“Floodwaters carry coal ash into the Cape Fear River …”“I side with myself. I touch my face …”“We belittle the grass when we think it grows …”“The fantasy of chaining myself to a redwood …”Tune in every other week to catch interviews with the liveliest voices from literature, the arts, sciences, history, and public affairs; reports on cutting-edge works in progress; long-form narratives; and compelling excerpts from new books. Hosted by Stephanie Bastek.Subscribe: iTunes/Apple • Amazon • Google • Acast • PandoraHave suggestions for projects you'd like us to catch up on, or writers you want to hear from? Send us a note: podcast [at] theamericanscholar [dot] org. And rate us on iTunes! Hosted on Acast. See acast.com/privacy for more information.

  Hot Springs Village covers a lot of territory, and if you've never been here, it can be difficult to appreciate just how different one part of the Village can feel from another. In this episode, hop on the scooter with me as we head to the far east end of Hot Springs Village for a scenic ride around beautiful Lake Maria and Lake Sophia, then make our way to the Isabella Golf Course. There's no better way to understand HSV than to see it firsthand, so come along for the ride and get a look at another beautiful corner of the Village. That makes 7 golf courses. Hot Springs Village has 8 POA-operated golf courses, plus one private course, Diamante Country Club. Next up, Cortez, then DeSoto (the OG).   • Join Our Free Email Newsletter • Subscribe to Our YouTube Channel (click that bell icon, too) • Join Our Facebook Group • Support Our Sponsors (Click on the images below to visit their websites.) __________________________________________ __________________________________________ __________________________________________

This week we welcome our new best good buddy Mr. Murf Meyer, and we think you'll agree he is one of the Murf-iest sumb*tches on Earth. He also knows a thing or two about fancy stuff having been raised in one of the most high-falutin' areas in this exorbitantly wealthy nation: Pennsylvania coal country. No in all seriousness he's a brick-throwin socialist workin-man militia type guy and he's the best. You're on Murf's Turf this week, Airheads, and we think you're gonna like it.  TraeCrowder.com coreywritesforyou.com ULTRA: Don't sleep on @ultrapouches. New customers get 15% Off with code POA at takeultra.com! #UltraPouches #ad RIDGE: Get 10% Off your entire order & take advantage of Ridge's Annual Sweepstakes by going to https://www.Ridge.com/POA #ridgepod #ad BLUE CHEW Bluechew.com   promo code POA MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at Mengotomars.com  

What does it mean to be a fiduciary, power of attorney, proxy, executor, or trustee? Attorney Jeffrey Bellomo explains why estate planning documents and powers are only as effective as the people who execute them. The key is to coordinate planning and prepare someone, a family hero, who understands the role, the family's wishes, practical details, and the boundaries of their authority. You'll learn how important communication is for a family when estate planning. Good communication helps the family hero avoid confusion, family conflict, and costly mistakes. Jeff also discusses the benefits of The Red Wagon Club and how The Family Hero Workshop evolved while he was working on his upcoming book, THE COORDINATION CRISIS.   WHAT YOU NEED TO KNOW (00:00) What does it mean to be a fiduciary, power of attorney (PoA), executor, or trustee? (03:15) The Red Wagon Club and The Fiduciary Workshop (05:28) The Family Hero Workshop prepares the family hero (08:24) The role of the family hero (10:28) Estate planning binders aren't enough (11:59) Planning is "love made visible," but should PoA be given early?  (16:23) What should family members know about your wishes? (17:49) The problem with forced distributions    (18.58) Clear communication can prevent confusion and family conflict (22:27) What are the risks or liability for the fiduciary? (24:01) Families and professionals need to coordinate planning (26:04) Prepare your family's hero   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/  

There is a whole lot of worrying, waiting and wondering going on. After taking something he rarely takes—a real vacation—Stan Hustad returned to Inconvenient Ideas with five days away from television, computers and the daily digital noise. The occasion was a significant wedding anniversary, celebrated with his wife, Karen, along the North Carolina coast. It also came after a difficult season marked by loss, uncertainty and reminders that life can change very quickly. Perhaps that is why a few days away produced something more valuable than rest: perspective. Stan returned not pretending that the world had suddenly become easier, but recognizing that, despite difficulties, obstacles and a few genuinely frightening possibilities, he was still living in what he calls a POA—a Place of Opportunity. And then he turned the television and computer back on. Welcome back to the world of worrying. Worrying, Waiting, Wondering—and Wishing Stan noticed four activities consuming an extraordinary amount of human energy: Worrying. Waiting. Wondering. Wishing. People worry about their jobs. They wait to see what happens next. They wonder what artificial intelligence will do to their profession. And they wish somebody—or something—would make the uncertainty go away. But wishing is not a business strategy. Worrying is not a career plan. And waiting for the world to become predictable may require a very long wait. The more useful question is: What can you create? That question becomes especially important when so many people feel they are reacting to life rather than creating it. Certainly, much of life is outside anyone's control. But there remains an enormous difference between admitting that reality and surrendering one's ability to act. That distinction may become one of the essential survival skills of the AI age. What Is Real? Artificial intelligence introduces another inconvenient question: What is real? Stan has encountered videos, music, images and performances that seemed completely authentic—until closer examination raised another possibility. Perhaps they weren't. AI is rapidly moving toward a point where ordinary viewers and listeners may have difficulty determining whether something was created by a human being, a machine, or some collaboration between the two. Stan describes the strange sensation perfectly: Sometimes something can seem too fake to be real—and too real to be fake. That changes the questions we may have to ask. Instead of simply asking, "Is it real?" perhaps increasingly we will also ask: Is it true? Is it good? Is it useful? Is it helpful? Is it beautiful? Does it make life better—or worse? That is an inconvenient idea indeed. Even the new Inconvenient Ideas studio provides a playful example. The glowing neon-style sign, the broadcast environment and the visual presentation can now be created with AI assistance. Is the neon sign "real"? Well, you're looking at it. And perhaps the more useful question is whether it helps Stan communicate an idea worth hearing. Become an Author of Ideas Stan also makes a personal confession. He has spent nearly half a century as a broadcaster and communicator. He talks. He teaches. He coaches. He interviews. And perhaps most importantly, he continually comes up with ideas. But traditional writing has never necessarily been his greatest strength. AI has helped him recognize a different possibility: Maybe he is not primarily an author who writes. Maybe he is an Author of Ideas. That changes the relationship with artificial intelligence. The human being supplies experience, judgment, imagination, conviction, stories and ideas. AI can help organize, edit, develop and distribute them. In that arrangement, AI does not necessarily replace the human creator. It can multiply the creator. And that may be one of the great opportunities of this technological revolution. But Beware of Trojan Horses Every gift is not necessarily good for you. The ancient Trojans learned that lesson the hard way. Artificial intelligence may become one of the greatest productivity tools ever created. It may also eliminate jobs, disrupt professions, destroy established business models and make some previously valuable skills considerably less valuable. Both realities can be true. The appropriate response, therefore, is neither blind enthusiasm nor paralyzing fear. It is preparation. Create Your Own Personal Economy Here Stan reaches the central challenge of the program. In an increasingly unpredictable economy, people should learn how to create their own personal economy. That does not mean everyone must quit a job tomorrow morning and launch a company by lunchtime. It means learning to think entrepreneurially. Can you recognize an opportunity? Can you solve a problem? Can you create something useful? Can you communicate its value? Can you develop relationships? Can you serve customers? Can you adapt when technology changes the rules? And can you create another source of usefulness and income when an old one disappears? Those questions are becoming important whether someone is 22, 42, 62—or 82. Everyone Is Also Becoming a Broadcaster There is another skill Stan believes people increasingly need. They need to learn how to communicate through modern media. You may never have a radio program. You may never call yourself a podcaster. You may never dream of becoming a YouTube personality. But we live in a mass-media marketing world. At some point, most professionals, entrepreneurs, leaders and creators will need to become comfortable behind a microphone, in front of a camera, on a screen or communicating through digital media. That makes broadcasting no longer merely a profession. It is becoming a life and business skill. The Four People We May Need to Become Stan's challenge can be reduced to four roles worth developing in this new world: Become an Entrepreneur. Learn to recognize opportunities, create value and build your own personal economy. Become a Broadcaster. Learn to communicate clearly, confidently and persuasively through modern media. Become a Transformer. Develop the ability to change yourself, your work and perhaps the lives of people around you. Become an Author of Ideas. Bring distinctly human experience, imagination, wisdom and judgment to AI tools capable of helping those ideas travel farther and faster. None of this guarantees an easy future. There will still be plenty to worry about. But perhaps there will be considerably less to fear. THINGS TO REMEMBER • Worry is information, not instruction. Fear may tell you that something deserves attention. It doesn't necessarily tell you what to do. • AI is both opportunity and disruption. Refusing to acknowledge either side leaves you unprepared. • Your ideas still matter. AI can generate words, pictures and possibilities, but human experience, judgment, character and wisdom remain extraordinarily valuable. • Entrepreneurship is becoming a basic life skill. You don't necessarily need to own a company to learn how to create value. • Broadcasting is becoming a basic communication skill. The ability to speak effectively through microphones, cameras and digital media will increasingly matter. • Transformation requires action. Waiting for certainty may simply mean waiting forever. THINGS TO SHARE Ask someone you care about: "If your present job disappeared because of AI, what useful thing could you create, teach, communicate or sell?" Then ask a second question: "What could AI help you do that you could not realistically have done five years ago?" Those two questions may start a far more productive conversation than another hour of worrying about artificial intelligence. THINGS TO TAKE NOTE OF Pay attention this week to the places where AI is already changing your life. Notice what it does extraordinarily well. Notice where it makes mistakes. Notice what frightens you. But especially notice where it gives you new capabilities. Instead of merely asking, "What will AI do to me?" begin asking: "What can I now do with AI that I could never do before?" That is the entrepreneur's question. THINGS TO DO Choose one idea you have been postponing. Write it down—or speak it into your phone. Use AI to help organize it. Turn it into something tangible: an article, presentation, proposal, podcast, video, course, business idea or conversation. Then put it into the world. Don't merely worry. Don't merely wait. Don't merely wonder. And don't merely wish. Create. THE INCONVENIENT CHALLENGE The AI digital world will undoubtedly produce disruption. Some careers will disappear. Others will change dramatically. New professions will emerge that hardly anyone can describe today. So the goal cannot be to make the future perfectly safe. The goal is to become the kind of person who is increasingly capable of meeting it. Stan Hustad has spent decades as an entrepreneur, broadcaster, communicator and coach. Today he is helping people learn how to become entrepreneurs, world-class broadcasters, transformational thinkers and Authors of Ideas who can work intelligently with artificial intelligence rather than merely worry about what it might do to them. If the new world has you worrying, waiting, wondering or wishing, perhaps it is time for a different conversation. Stan's invitation is simple: Learn to create your own economy. Learn to communicate your own ideas. Learn to use the new tools. Learn to become more useful. And learn to become less afraid of the future by becoming better prepared for it. Stan Hustad and What It Takes Radio are available to help. Stan@witradio.net Because in the end, the future may belong neither to the people who blindly embrace AI nor to those who desperately resist it. It may belong to the people who learn how to remain fully human while becoming remarkably good at using it. And remember: If an idea is interesting and important, there's a pretty good chance it will also be inconvenient.

Among other things (such as sticking your pinky out while drinking tea, possibly coming from having syphilis) Professor Cho and Lord Trae discuss the lives of killer elephants: one who is still at large today!  Go see Trae on tour and see him and Corey both together in Nashville! tickets@ TraeCrowder.com want to read Corey's work that is way funnier than Trae gives it credit for? subscribe @ CoreyWritesForYou.com   SPONSOR BlueChew.com promo code POA 

Welcome to The Turf Zone podcast. This episode features research from North Carolina State University student Brooke Heikkila on machine vision-guided targeted herbicide applications for weed management in turfgrass. In recent years, a variety of new spot spraying technologies have been introduced into agriculture that uses machine vision and artificial intelligence to selectively treat weeds. Targeted spraying opens the door to use nonselective herbicides or novel herbicide admixtures that were previously too expensive or injurious to turfgrass when applied as broadcast treatments. Targeted applications can substantially reduce herbicide use by lowering spray volume and treated acreage, providing both environmental and economic benefits. The first commercial machine vision-guided spot sprayer for turfgrass was recently launched at the 2026 GCSAA Conference and Trade Show; however, limited research has been conducted to quantify its benefits or optimize its use for turfgrass weed management. Brooke Heikkila, an MS student in Godara's Lab at North Carolina State University, is developing practical weed density thresholds and herbicide admixtures to optimize machine vision-guided targeted applications for turfgrass weed management. Brooke received her BS in Environmental Science from the University of Minnesota and recently completed the USGA Greenkeeper Apprenticeship Program. She is passionate about making meaningful contributions to the North Carolina turfgrass industry and is focused on developing innovative, practical solutions for turfgrass managers. Brooke's thesis research project, funded by Turfgrass Council of North Carolina, focuses on investigating different herbicide admixtures to control false-green kyllinga (Kyllinga spp.) in fairways, with the goal of improving weed control efficacy and resistance management strategies through targeted applications. In her recent work, they documented that turfgrass managers can use nonselective herbicides like glyphosate or tank mixtures that involve herbicides from different modes-of-action to control false-green kyllinga with minimal injury risk to desirable turfgrass on fairways. These targeted applications reduced the amount of herbicide volume used and treated area by at least 75% compared to traditional broadcast treatments. Although machine vision-guided sprayers require a substantial upfront investment, the magnitude of herbicide reduction has the potential to generate significant annual cost savings for turfgrass managers just in few years. Future work will focus on understanding how these savings will vary throughout a year-long management plan when combating a diverse spectrum of weed including grasses, sedges, and broadleaf weeds, using targeted applications. While these cost savings are encouraging, differences between targeted and broadcast spraying may diminish at higher weed densities. To address this concern, Brooke is conducting an additional study to evaluate how herbicide usage from targeted applications varies across different infestation levels of annual bluegrass (Poa annua L.) in turfgrass. Even at 30% annual bluegrass cover, which is substantially higher than the typical weed cover observed on managed sites, targeted applications resulted in a 35% reduction in spray volume used compared to broadcast applications. Although many of these experiments are ongoing and require validation across multiple site years, it is exciting to answer these important questions to assist practitioners with the adoption of this new tool and develop application thresholds. These early results are positive indicators of machine vision-guided spot sprayers' ability to reduce herbicide usage, lowering turfgrass managers' annual herbicide budget and decreasing environmental pesticide loads. Brooke's goal is to provide turfgrass managers with the practical evidence they need to see how machine vision-guided spot spraying could impact their budget, flexibility, and long-term turfgrass sustainability. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. The post Machine Vision-Guided Targeted Herbicide Applications for Weed Management in Turfgrass appeared first on The Turf Zone.

Welcome to The Turf Zone podcast. This episode features the article “Preparing for the Next Poa Control Season” by Scott McElroy, PhD – Professor, Department of Crop, Soil, and Environmental Sciences, Auburn University and and Travis Gannon, PhD – Professor, Department of Crop and Soil Science, North Carolina State University. Quote – “When did Noah build the Ark? Before the Rain.” – Robert Redford in “Spy Game” It is the end of Poa annua's life span here in the southeast. As this article is being written in late May, Poa is struggling to produce that last bit of seed it can before it dies, perpetuating whatever traits it carries into the future. Likely, if you have been trying to control Poa, you are looking down at a population that has been selected for some form of resistance to the herbicides you have been using. The short-time traveler seeds are going to greet you next November-ish. As warm-season grasses are sliding into dormancy, or at least a state of slowed or diminished growth, those seeds carrying those herbicide-defying traits are going to make their appearance, potentially thwarting whatever attempt you used last year yet again. Before you start making decisions about your management program next year, you need to test your Poa population. Two populations from this year were showing signs of Kerb resistance until we brought them into the lab and realized that it was not resistance, but most likely enhanced degradation due to overuse. Email Dr. McElroy at resistancelab@auburn.edu and get a better picture of what your population is resistant to. For most herbicides, you can get an answer in six weeks. For the southeastern US, there are three distinct application periods for Poa control. This is for bermudagrass and zoysiagrass golf, sports fields, professional lawn care, and general use. Golf and sports fields are the most complicated because they receive the most traffic and use, therefore the greater turfgrass damage, which leads to greater weed invasion. The application scenarios we talk about here are more likely to be used in golf than in other areas, but applicable to all situations except sports, which require special attention to not reduce rooting and traction. The Pre Application- The Basis of Control. In all situations, you want to start off with a general preemergence herbicide. If in golf and non-sports turfgrass areas, this is Specticle (indaziflam) or a standard pre like Barricade (prodiamine), Pendulum (pendimethalin), or Dimension (dithiopyr). In our opinion, this is the optimal application timing for Specticle (indaziflam). Specticle should not be used on sports fields, it is a root inhibitor and can result in poor-performing turfgrass. Regardless of which herbicide, the initial pre application is the basis of all Poa control programs. Skipping the pre puts greater pressure on follow-up postemergent applications. Even if pre-applications only reduce the Poa population by 50%, that is still 50% fewer weeds that follow-up applications have to deal with. Later applications are much more likely to fail if you put all the pressure on follow-up post applications. Adding in a postemergent herbicide at this time is not a bad idea, but it needs to have some residual and some root uptake because your pre needs to be watered in. Monument (trifloxysulfuron) is possible because it can be foliar absorbed, but Revolver (foramsulfuron) has limited root uptake. Others are using Sencor (metribuzin) in this timing. The Winter Transition: Key to Resistance Management. The early winter, or early winter transition application, is the most critical. Skipping this application leads to too much pressure being placed on the initial pre application which can expedite resistance development. This application needs to yield acceptable control in two to three weeks, which eliminates any resistant survivors that may be present and provides further preemergence control. The key to the transition application is choosing multiple herbicides with a minimum of three different modes of action, with at least two having preemergence and postemergence activity. To clarify- Three modes of action with two having both pre and post activity. Triazines – atrazine and simazine – are the starting point for this control. Think of these as your Post/Pre herbicides, they are primarily post but give you some pre activity. Sencor (metribuzin) is also an option, although not as consistently effective as atrazine or simazine. If these herbicides are not available for use or if you have extensive confirmed resistance, ALS inhibitors such as Revolver (foramsulfuron), Monument (trifloxysulfuron), or Katana (flazasulfuron) are useful, as is Scepter (imazaquin). Next, you need a Pre/Post in the mix – a herbicide that gives you primarily pre action but adds in some post control. Kerb (pronamide/propyzamide) and Sureguard (flumioxazin) are good choices at this timing. A second application of Specticle also has potential in this situation, although it has less post activity than the two listed above. Ronstar (oxadiazon) applied as a liquid to provide post activity also has potential in this timing. Last in the mix you need something that can aid control and help prevent resistance. Glyphosate is the obvious choice in this mixture. If you are not completely dormant, a low rate at 5 fl oz/a (of a 4 lb ai gallon) can add some benefit, but if confident in the dormancy, use a full labeled rate on dormant turfgrass. Finale (glufosinate) is a good substitute if glyphosate resistance is present or developing. Neither glyphosate or glufosinate are recommended for zoysiagrass, adding in a Revolver, Katana, or another ALS inhibitor is a better choice due to potential damage from non-selective herbicides. The Spring Transition – Control Any Escapes and Spring Crabgrass Control. Combining any further Poa annua control with spring crabgrass and goosegrass control is an easy way to maximize efficiency. This pushes the herbicide application into late February to early March for the majority of the southeastern United States (time applications to your specific area based on local weather patterns and soil temperatures). Dormancy questions and spring greenup of bermudagrass or zoysiagrass complicate this application timing. Some herbicides are simply too harsh on greenup to be used in this period. First, the standard pre herbicides should be used at this time – Barricade (prodiamine), Pendulum (pendimethalin), Dimension (dithiopyr), or Ronstar (oxadiazon, granular is not dormant, but liquid can be used if still dormant). While Specticle is more effective for Poa annua control and summer annuals such as goosegrass and doveweed, it is equivalent to the standards for crabgrass control. Second, post herbicides that can be used in this transition period are few. ALS-inhibitors mentioned before are definitely safe, but resistance is extensive, thwarting their use. Triazines can delay greenup and cause transition injury. Non-selectives such as glyphosate and glufosinate are out due to spring injury. Final Thought. Herbicides are primary technology we have today to control weeds. We live in a chemical technological age. Unfortunately, weeds, especially Poa annua, have evolved resistance to these herbicides. Our thoughts and ideas we provide herein are meant to reduce the potential for resistance development and all herbicide options are not discussed for brevity. These multi-herbicide strategies now are necessary because herbicide resistance has become so prevalent and it is our goal to strategically use these herbicides to prevent further resistance development and protect herbicide technology for future use. Note: Always read and follow the complete herbicide label before mixing, handling, or applying any product, as the label provides legally required directions for safe, effective use, application rates, precautions, and site-specific restrictions. You have been listening to The Turf Zone Podcast. Follow The Turf Zone on X, Facebook and LinkedIn for all things turfgrass, featuring podcasts, magazines, events and more. The post Preparing for the Next Poa Control Season appeared first on The Turf Zone.

Is it our producer hijacking the show, or is it a Dollop: Hollywood Hellscapes Crossover? Like the movie Tenent, it's whatever you want it to be, baby! Our esteemed producer and Dollop co-host and multi-hyphenate extraordinaire Alex Byrnes joins Professor CHO this week while Lord Trae enjoys some time off back in his hometown.  the fellas discuss Christopher Nolan up top before going thru the Fancy 5 questionnaire required of all guests!  Byrnes also recently produced our good buddy Gareth Reynolds movie and all the info you need on that can be found at GiveItUpFilm.com Y'all, did you know that while you can always listen /watch what Corey does on his Substack for free at CoreyWritesForYou.com, if he could double his paid subscribers by this time next year, he could justify being a stay at home dad who does nothing but writes and podcasts for you? A long time dream of his! Help him make it come true if you have the extra coin and his work brings value to your life! TraeCrowder.com for tickets to see Trae on the road    SPONSOR:  GETSOUL.com promo code POA for 30% off AMAZING Soul gummies with precise dosing!

This week the boys pay tribute to Sam Neill which actually very organically transitions into what would happen if you farted on Princess Di and then later Margot Robbie which evolved into a discussion of how we do not currently and may never have a Lady Di equivalent!   Enjoy and stay fancy!   Wanna hear part 3 of Corey's new crime drama? Go to CoreyWritesForYou.com and read em all for FREE!   Go see Trae on the road! Tickets at TraeCrowder.com   Wanna watch this episode instead of listen? WatchPOA.com   sponsors! FactorMeals.com/POA50OFF promo code POA50OFF Bluechew.com Promo Code POA Ridge.com promo code POA

Charlie Hulme and Smylie Kaufman break down Round 1 of the 154th Open Championship at Royal Birkdale, where Jackson Suber leads at 5-under and Englishman Daniel Brown sits T2 at 4-under. Smylie, who walked all day with the Cam Young–Ludvig Åberg–Wyndham Clark group, dives into how the course shifted from a calm, receptive morning to tough northwest crosswinds in the afternoon, and compares the end-of-day green conditions to Poa annua.Plus: the variety and firmness of Birkdale's turf on display through Tommy Fleetwood, Jordan Spieth, Jon Rahm and Rory McIlroy's approach shots, a parallel between Rory and Bryson DeChambeau's rough putting days, Cam Young's near-63 that got away, why the course rewards precision but still leaves room for aggressive drivers, Scottie Scheffler's 93%-fairways 2-under start, Bryson's driver edge in the firm conditions, and the guys' cut line and 36-hole leader predictions.Don't forget to like, comment, subscribe, and follow us on socials @thesmylieshow!Chapters0:00 Round 1 wrap: Jackson Suber leads, Daniel Brown T21:21 Smylie's flushed wedge on No. 72:52 Morning calm to afternoon crosswinds: how Birkdale played5:34 Course variety and firm turf 7:51 Morning vs. afternoon scoring — Cam Young9:24 Who the course favors: precision, aggression, and spinny fescue11:47 Scottie Scheffler's 93% fairways and 2-under start13:26 Bryson's driver advantage and conditions in his favor14:31 Bryson's approach game: the real test comes Friday afternoon15:21 Preview picks recap, cut line and leader predictions#theopen #golf #smylieshow #royalbirkdale

Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Talks July 11, 2026  |  Season 40, Episode 28Timestamps and Chapters5:17: Do You Have an Estate Plan—or Just a Will?22:07: A New Way to Save for the Next Generation38:38: Custodial Accounts for Kids: What Families Should Know.Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Ann Cavlovic is a Canadian author. Her novel Count On Me portrays elder abuse in a family. She was the recipient of a grant from the Canada Council for the Arts, and her work has placed in several writing contests. https://anncavlovic.comhttps://www.seniorcareauthority.com/resources/boomers-today/

This week the boys talk about old books being updated with modern language, the cringe of watching yourself or hearing yourself on camera, as well as participating in some Medieval style "Would you rather?"'s!   Enjoy and stay fancy!   Wanna hear part 3 of Corey's new crime drama? Go to CoreyWritesForYou.com and read em all for FREE!   Go see Trae on the road! Tickets at TraeCrowder.com   Wanna watch this episode instead of listen? WatchPOA.com   sponsors! GetSoul.com promo code POA

coreywritesforyou.com traecrowder.com BlueChew.com promo code POA 

Varig, VASP, Panair, the names are long gone, but they put Brazil on the map for us, alongside iconic cinema imagery and a legendary national football team that captured every kid's imagination.Grab a caipirinha (and some black licorice) as we chart how the jet age shaped our vision of the country, before diving into our actual experiences flying in and out of SDU (that final!), GIG, CGH, GRU, POA, SSA, and IGU.From Paulistano football derbies and missing luggage to drunken airport runs, domestic workhorses, rustic 737s, the Concorde, or 7AM beef, it's all in there.Enjoy the World Cup, the heat, and Happy Flying! (We had a recording issue, you won't notice it on the audio, but there are a handful of video cuts made to correct the sync, barely noticeable!). 

we were late last week, so to make it up, we are early this week! This week, our good buddy and comic book writer extraordinaire Eliot Rahal stops by the Show show to sit in when Me and Trae sort of just do the show in front of him lol.  We discussed a scandal about a Lego resale shop that apparently stole a bunch of peoples priceless collections. Speaking of collectibles, That naturally turn the conversation to comic books, which Eliot is so well-versed on   Please pre-order Eliot's new comic book and check out his old one (which CHO Loves!) Hot Lunch Special https://aftershockcomics.com/collections/hot-lunch-special   CoreyWritesForYou.com TraeCrowder.com   sponsors    BlueChew.com promo code POA  JoinBilt.com Promo Code POA GetSoul.com/POA     

Hey all! We are so sorry that a.) the show is up so late b.) for running an old episode... the file for the episode we recorded Thursday is corrupted and we've done everything we can to save it... we failed lol  enjoy this CLASSIC episode!  BlueChew.com promo code POA  GetSoul.com promo code POA 

Have you ever closed a deal only to find out you had the wrong person on the buyer rep agreement? Or listed a property without confirming who actually has legal authority to sell? This episode is your reminder that verifying identity in real estate transactions is not optional, and the stories in this one will make sure you never forget it. We are diving into a topic that sounds logistical but is actually one of the most important things you can do to protect your business: making sure you have the right signatures on the right documents from the very beginning. From buyer representation agreements to estate listings, from fraud prevention to identity verification, we are sharing real stories, real mistakes, and real solutions. Katy kicks things off with a wild story from a colleague whose buyers turned into a commission battle because a college daughter signed a buyer rep agreement with a Zillow agent while mom and dad were out of town. The result? A 50/50 commission split and a hard lesson learned. Alissa shares her own recent experience with a couple where the husband flat out refused to sign, plus the story of how a cash-paying dad showed up at closing and threw off her compliance paperwork entirely. We also get into estate sales, listing fraud on vacant land, power of attorney misconceptions, and why asking for a copy of someone's driver's license is never overstepping. Here's what we cover in this episode: - Why the buyer rep agreement is only as strong as the names on it - How to find out who will actually be on title before you start showing homes - What to do when only one party in a couple signs your buyer representation agreement - The procuring cause nightmare that the buyer rep agreement was supposed to fix - A first-hand story about a husband refusing to sign and how Alissa handled it - When a dad swoops in with cash at closing and suddenly you have the wrong buyer on paper - How to protect yourself when listing inherited or estate properties - Why you should ask for a copy of the will and contact the succession attorney before you list - What happens when a succession is not complete and your listing cannot legally sell - Vacant land fraud: the growing scam where someone pretends to be the seller - The truth about power of attorney and why you cannot do a POA for a POA - Why asking for a driver's license is not rude; it is just good business - How to use your broker as a buffer when clients push back on signing - Toasting Syed, a Realtor in Virginia who came to the US in 2022 as a US Army ally and grew from 2 transactions to 12 under contract for 2026 Key Quotes & Takeaways: - "The question isn't necessarily who's the buyer. Who do you see on the title? Who is going to be on the title?" Katy - "No one tosses up a fuss who is legit. If you say I need a copy of your driver's license and they say no, just push back. These are legal documents. I must verify your identity." Alissa - "If you cave at their first request, which goes against how you run your business, they are going to run the rest of the show." Katy - "This rep agreement is getting signed. It's the law." Alissa - "Clear, sincere communication matters more than perfect English." Syed (via Katy) Products, People & Previous Episodes Mentioned: - Episode 190: Wire Fraud and Real Estate Fraud with Nikki (title attorney) (hustlehumblypodcast.com/190) - Episode 317: Realtor Safety (hustlehumblypodcast.com/317) - Hustle Humbly Community (hustlehumblypodcast.com/membership) Want to toast someone on the show? Send us a voice or video message with your name, who you are toasting, and why! Email it to team@hustlehumblypodcast.com. Leave us a review at http://ratethispodcast.com/hustlehumbly Get your FREE Database Template: http://hustlehumblypodcast.com/starthere Email Templates 101: http://emailtemplates101.com Agent Systems 101: http://agentsystems101.com All Resources: http://hustlehumblypodcast.com Submit your topic ideas and toasts to Team@HustleHumblyPodcast.com Music: Straight A's by Connor Price → https://connorprice.shop/ The Good Life by Summer Kennedy → https://soundcloud.com/summerkennedy/the-good-life Be The One by Matrika → https://uppbeat.io/t/matrika/be-the-one

POA   This week the boys talk money, Salad Bars, and folks almost dying trying to sail around the world! (And more)   CoreyWritesForYou.com TraeCrowder.com     SPONSORS: we've got a special deal for our listeners: Get 10% off your first month of BlueChew Gold with code POA. That's promo code POA. Visit BlueChew.com for more details and important safety information, and we thank BlueChew for sponsoring the podcast.   One thing to pack, five ways to power! For a limited time, get up to 40% off during Ridge's HUGE Father's Day Sale at ridge.com/POA . Don't miss one of their biggest discounts all year! Just head to ridge.com/POA  and you're all set. After you purchase, they'll ask where you heard about them — please support our show and tell them we sent you. Join the membership for where you live at joinbilt.com/poa

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

What does your financial plan look like when the traditional script doesn't apply to you? In this episode, I'm sitting down with Bri Conn, CERTIFIED FINANCIAL PLANNER® and co-host of the Child-Free Life by Design podcast, to break down everything child-free people need to know about building wealth, planning for the future, and defining legacy on their own terms. If you've ever been asked "but who's going to take care of you when you're old?" — this episode is for you.WE GET INTO:0:00 – Welcome + Jannese's personal journey with child-free financial planning0:57 – Introducing Bri Conn: CFP® serving the child-free community1:11 – How Bri accidentally fell into child-free financial planning4:04 – Who is actually seeking child-free financial planning (hint: it's not who you think)5:14 – What traditional financial advice gets wrong for child-free people7:09 – Redefining legacy when children aren't part of the equation9:06 – Navigating cultural expectations around family obligation and caregiving11:30 – Estate planning without default heirs — and why Child-Free Trust exists13:56 – Busting the myth: do child-free people automatically have more money?17:02 – Long-term care planning: who's actually going to take care of you?20:42 – Life insurance: do child-free folks even need it?22:29 – Building your "bench" of decision-makers (healthcare proxy + POA)24:34 – How to find a financial planner who actually gets it26:18 – What happens if you die or become incapacitated without an estate plan29:05 – FIRE vs. FILE: Financial Independence Live Early34:41 – Myth-busting: the worst financial advice child-free people always get36:44 – The one traditional money milestone you have permission to skip40:41 – What wealth actually means when you're child-free43:01 – Permission to want freedom and happiness — fully and unapologeticallyKEY TAKEAWAYS: The single most important question child-free people need to answer: Do you care how much money you leave behind when you die? Your entire financial plan changes based on your answer.Legacy doesn't require children. It can look like a garden that inspires strangers, a community you've poured into, or friendships you've built with intention.You are NOT the default family ATM just because you don't have kids.Long-term care currently costs ~$129,000/year and is rising 5% annually. Women average 3.7 years of care. This is not a plan-later situation.If you don't have estate documents in place, the state decides who makes decisions for you — and that could be someone you're estranged from or have never met.FIRE = grind now, quit later. FILE (Financial Independence Live Early) = redesign work now so you can enjoy life soonerHomeownership is not a mandatory financial milestone, Renting can absolutely be a wealth-building strategyBuild your "bench" early: medical professionals, estate planning decision-makers, and financial advisors who actually understand child-free planning.If your financial planner looks at you like you have three heads when you say you're not having kids — find a new one.CONNECT WITH BRI:InstagramWebsiteTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

This week the boys discuss ironic deaths, stupid deaths, and much more!   Corey would love it if you subscribed to CoreyWritesForYou.com and read his work! He has a new southern crime saga out now!   TraeCrowder.com   Join the membership for where you live at joinbilt.com/poa   GetSoul.com promo code POA   Bluechew.com promo code POA   Betterwild.com/POA  

Before Your Parent's Dementia Diagnosis: 4 Things Every Family Must Do NOW (From a Daughter Who's Lived It) If you have a parent over 70, this episode could save your family $35,000, a year of your life, and the kind of stress that breaks marriages and fractures families. After four years of navigating dementia caregiving for multiple family members — including her mother-in-law with Alzheimer's, her father-in-law with vascular dementia, and now signs in her own family — Shelly Niehaus is sharing the proactive caregiving roadmap she wishes someone had handed her family before "the phone call." This is the episode every adult child with an aging parent needs to hear — before a dementia diagnosis lands in your lap. Most dementia and caregiving resources are built for families already in crisis. This one is different. This one is for the daughter, son, or spouse who has felt the flutter in their stomach but doesn't know where to start. The one quietly watching. The one quietly worrying. The one who doesn't have a plan — yet. In this deeply personal episode, Shelly walks you through the 4 areas of dementia caregiving you cannot avoid — and how to start on every single one of them today, without a diagnosis, without a family meeting, and without anyone in your family agreeing that something is wrong. In this episode, you'll learn: The Sunday phone call that changed everything: "How long do I pack for?" "I have no idea." Why the families who struggle most aren't the ones who don't love enough — they're the ones without a plan AREA 1 — Legal: Why the window to put Power of Attorney documents in place is open RIGHT NOW, and closes the moment your loved one loses capacity (and why a notarized POA is NOT the same as a complete POA) AREA 2 — Medical: Why you have to ask for a cognitive evaluation by name — and why your parent's primary care doctor probably won't bring it up AREA 3 — Financial: The slow unraveling nobody is watching, and the early sign of cognitive decline most families completely miss AREA 4 — Safety & Logistics: The conversations nobody wants to have (driving, firearms, home safety) and why naming a family quarterback BEFORE the crisis matters more than almost anything else The legal mistake that cost Mark and Shelly a year of their lives untangling frozen accounts and inaccessible Social Security The $35,000 air ambulance that could have been avoided with one earlier conversation The Truth About Watching: the 3am wake-ups, the fear, the dread, the grief that starts where the worry starts "I can't do round three. I don't have it in me." — and why Shelly is doing it anyway The one question that determines whether your family walks through this season with peace or chaos  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

This week the boys talk and think about people who think and talk! Also some Irish Republican Army chat! CoreyWritesForYou.com TraeCrowder.com   BlueChew.com promo code POA  Ridge.com/POA

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for a deep dive on estate planning, building from the basics that every family needs all the way up to advanced techniques used by ultra-high-net-worth families.Ro and Hans start with the four foundational documents every American needs regardless of net worth, then transition into the real heart of the episode: how life insurance functions as the single most powerful tool in estate tax planning. They walk through why "insurability is a currency," how convertible term lets you shield tens of millions from estate tax without consuming your exemption, and why the conventional advice to move everything out of your estate is often wrong.Chapters: 00:00 – Opening segment01:55 – Why estate planning is unique to every family 04:25 – The Last Will and Testament: pros, cons, and the guardianship rule 09:35 – The "title test": what goes in the will vs. the trust 12:30 – Probate, public record, and Robin Williams 18:10 – Revocable trusts: what they actually do 25:40 – Frankenstein trusts and the funding problem 27:55 – Pour-over wills as the catch-all 33:25 – Why vague language kills directives 41:30 – Financial power of attorney and conservatorship 44:20 – Why banks demand their own POA forms 48:50 – Why the four documents stay separate 51:35 – Estate tax vs. income tax 01:01:00 – A real case: $6M policy, the irrevocable fix 01:04:00 – Insurability is a currency 01:11:50 – The Rockefeller Method: IBC on the kids 01:17:25 – Intentionally Defective Grantor Trusts 01:23:50 – Why the IRS allows hot-swapping assets 01:35:15 – Apocalyptic optionality: how IBC creates options 01:37:35 – Closing thoughtsKey Takeaways:Every American needs the big four documents: a will, a revocable trust, a medical directive, and a financial power of attorney. The will is non-negotiable if you have kids because it names guardians, and a trust cannot.Insurability is a currency. Every healthy year you don't lock in coverage is wealth left on the table, and convertible term placed in an irrevocable trust consumes $0 of your $30M estate tax exemption.The contrarian play is to keep assets in your estate, not out of it. Preserve the step-up in basis on appreciating assets, then use massive life insurance death benefit (owned irrevocably) to pay the inevitable tax bill tax-free.Whole life beat the Barclays Aggregate Bond Index in 9 of the last 10 years after tax. The 15-year return on the broadest bond index is 2.21% taxable versus roughly 4.5-5% tax-free for dividend-paying whole life, with a death benefit on top.The Rockefeller Method scales this across generations. Start max-funded IBC policies on the kids, keep them in your estate, and create cascading multi-generational liquidity where each generation gets a step-up and tax-free death benefit to pay the next round of taxes.

The crazy JP Morgan sex slave scandal and more! CoreyWritesForYou.com TraeCrowder.com   Email us at PuttinOnAirs@gmail.com   HelloTUSHY.com with promo code POA. Bluechew.com promo code POA JOINBILT.com/POA

This week the boys talk about the life and legend of Ted Turner…. A surprising twist on a billionaire   CoreyWritesForYou.com   TraeCrowder.com   Bluechew.com Promo Code POA   GetSoul.com code POA   Betterwild.com/POA   ButcherBox.com/POA

This week the boys talk pissing yourself, Alpine Divorce, and a bunch of other dumb fancy shit   TraeCrowder.com   CoreyWritesForYou.com   BlueChew.com Promo Code POA Betterwild.com/POA