Podcasts about last will

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for a deep dive on estate planning, building from the basics that every family needs all the way up to advanced techniques used by ultra-high-net-worth families.Ro and Hans start with the four foundational documents every American needs regardless of net worth, then transition into the real heart of the episode: how life insurance functions as the single most powerful tool in estate tax planning. They walk through why "insurability is a currency," how convertible term lets you shield tens of millions from estate tax without consuming your exemption, and why the conventional advice to move everything out of your estate is often wrong.Chapters: 00:00 – Opening segment01:55 – Why estate planning is unique to every family 04:25 – The Last Will and Testament: pros, cons, and the guardianship rule 09:35 – The "title test": what goes in the will vs. the trust 12:30 – Probate, public record, and Robin Williams 18:10 – Revocable trusts: what they actually do 25:40 – Frankenstein trusts and the funding problem 27:55 – Pour-over wills as the catch-all 33:25 – Why vague language kills directives 41:30 – Financial power of attorney and conservatorship 44:20 – Why banks demand their own POA forms 48:50 – Why the four documents stay separate 51:35 – Estate tax vs. income tax 01:01:00 – A real case: $6M policy, the irrevocable fix 01:04:00 – Insurability is a currency 01:11:50 – The Rockefeller Method: IBC on the kids 01:17:25 – Intentionally Defective Grantor Trusts 01:23:50 – Why the IRS allows hot-swapping assets 01:35:15 – Apocalyptic optionality: how IBC creates options 01:37:35 – Closing thoughtsKey Takeaways:Every American needs the big four documents: a will, a revocable trust, a medical directive, and a financial power of attorney. The will is non-negotiable if you have kids because it names guardians, and a trust cannot.Insurability is a currency. Every healthy year you don't lock in coverage is wealth left on the table, and convertible term placed in an irrevocable trust consumes $0 of your $30M estate tax exemption.The contrarian play is to keep assets in your estate, not out of it. Preserve the step-up in basis on appreciating assets, then use massive life insurance death benefit (owned irrevocably) to pay the inevitable tax bill tax-free.Whole life beat the Barclays Aggregate Bond Index in 9 of the last 10 years after tax. The 15-year return on the broadest bond index is 2.21% taxable versus roughly 4.5-5% tax-free for dividend-paying whole life, with a death benefit on top.The Rockefeller Method scales this across generations. Start max-funded IBC policies on the kids, keep them in your estate, and create cascading multi-generational liquidity where each generation gets a step-up and tax-free death benefit to pay the next round of taxes.

The idea of a "simple Will" sounds great. It seems inexpensive and easy, until real life exposes the limits of a Will. So, drawing on his vast experience, Jeffrey Bellomo explains why relying on a simple Will can leave a family vulnerable to taxes, probate costs, creditor claims, and unintended outcomes.  Effective estate planning is more than just a Will or a couple of quick documents pulled off the Internet. It's about coordination, protection, and most of all, long-term strategy. Trusts are a smart, flexible alternative that offer control of assets during life, protection after death, and safeguards for your family. Check out Jeff's book, A Fork in the Road: Modern Estate Planning Takes the Other Fork, and attend our free workshops (including "The Three Secrets to Protecting Your Legacy" workshop) to learn more about safeguarding your family's future.   WHAT YOU NEED TO KNOW (00:00) Introduction: Why a Simple Will is Not Enough  (01:19) Key term and function: Last Will and Testament (03:30) Key term and function: Probate   (04:32) Key term and function: Executor/Executrix (06:03) Probate administration can be costly (07:23) Avoiding probate does not avoid inheritance tax (11:16) The truth about Wills and asset protection  (12:25) Key term and function: Trust    (13:34) A trust can avoid probate and protect assets before and after death (14:44) Trusts offer more control and protection than a Will   (16:26) Wills can jeopardize public benefits of disabled/incapacitated beneficiaries  (18:09) Key term and function: Power of Attorney (20:07) A simple Will simply cannot protect assets, especially complex assets (21:37) A Will is better than nothing, but not much better   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more. LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/    

Lesley Logan and Brad Crowell dive into the highlights of Lesley's conversation with Billy Lahr, a Certified Mindfulness Meditation Teacher with a background in education and behavior change. They explore his perspective on comfort zones, breaking down the difference between being comfortable and becoming complacent, and why growth doesn't have to come from constant discomfort. From the importance of healthcare directives to the permission gap that keeps women selfless to a fault, this episode challenges you to take a more intentional approach to how you live and show up.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:Making healthcare decisions in advance using a free online resource.How to stretch one's comfort zone to avoid the complacency zone.The power of closing the permission gap to stop burnout.Why self-prioritization is the key to a grounded, centered life.How to leverage curiosity and consistency to build genuine passion.Episode References/Links:FreeWill - freewill.comOPC Spring Training (Virtual Event) - opc.me/events   2027 eLevate Mentorship Program - lesleylogan.co/elevatePilates Summer Tour - opc.me/tourFolding Pilates Mat - opc.me/foldingmatMindful Midlife Crisis - https://www.mindfulmidlifecrisis.comBilly Lahr Official Website - https://billylahr.comJump Start Conversation - https://mindfulmidlifecrisis.systeme.io/jumpstartconvoSubmit Your Questions - beitpod.com/questions If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! 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DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Brad Crowell 0:00  He's saying we think that when we're selfless, we're quote, unquote correct or right, and then when we are selfish, we're wrong. And what he was saying is, like, those are both actual extremes. Yeah, you know, what if we were grounded or self-centered? Or what if we focus about centered self, not like, in a negative way, but like, how do we—Lesley Logan 0:23  I know so—Brad Crowell 0:24  How can we be both of those things instead of like, one or the other? Lesley Logan 0:28  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Brad Crowell 1:10  Take it away there, Lesley.Lesley Logan 1:13  Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the thought-provoking convo I had with Billy Lhar in our last episode. Brad Crowell 1:21  Yeah, we are. Lesley Logan 1:22  If you haven't listened to that interview, you should, you could pause this now and hear what I sound like, not with a sinus infection. And then, if you're new, you'll be like, this girl's voice sucks. I can't stand it. And then you'll stick it out. Brad Crowell 1:33  Yeah. Lesley Logan 1:34  You'll stick it out. Brad Crowell 1:34  Stick it out. You will— Lesley Logan 1:35  I promise you—Brad Crowell 1:36  You'll do that we believe in you. Lesley Logan 1:38  I promise you, this is not this, too shall pass. What if someone's like, oh, my God, I loved her voice when she had the science affection, and now, when it's gone, like, ugh. Lesley Logan 1:50  Well, today is April 16, 2026 and it's National Healthcare Decisions Day. Huh? Interesting. Let's see where this goes.Brad Crowell 1:58  (Laughs)Lesley Logan 1:59  This day is observed every year on April 16, the day after tax day interesting as well. Are you aware that there are times you might need to make some decisions about your health care, but be incapacitated to make them? Oh, this is an interesting okay, I thought I felt like the health insurance companies, but this is about us—Brad Crowell 2:13  No. Lesley Logan 2:14  This is—Brad Crowell 2:14  This is about in personal health care decisions that we can make. Lesley Logan 2:17  This day is set aside to help you take care of those potential situations ahead of time is a day for patients or healthcare receivers to make known to health professionals the kind of adequate care they wish to receive and have those wishes respected and met. Well, whether they'll be respected and met, are different stories in the United States healthcare situation, but I do agree we Brad and I are supposed to have sat down his parents are going to annoy us until we do and actually, like, talk about our Do Not Resuscitate stuff and all that. Brad Crowell 2:44  Yeah. It's like, called advanced direction, or something—Lesley Logan 2:47  Directive?Brad Crowell 2:48  Direct, yeah, Advanced Directive. Maybe that's it. Yeah. So we've been on a healthcare tour, and we've been— Lesley Logan 2:53  We are using the insurance we pay for. Brad Crowell 2:57  We absolutely are—Lesley Logan 2:58  We are annoying the hell out of them. We are going to use every benefit they say we pay for. Brad Crowell 3:03  Well, it's also not like a fast, quick decision. We started doing this, like, I don't know, 18 months ago? Lesley Logan 3:09  Oh yeah, it says it's taken you 18 months to get the results you got today. Brad Crowell 3:13  I'm not even kidding, it's insane to me. Lesley Logan 3:15  (Laughs) There's nothing wrong with you. Brad Crowell 3:15  Yeah, they were like, hey, everything's good up there. Your brain. I'm like, well, that makes me feel good, but what the heck it took that long anyway? Yeah, it's been a it's been a whirlwind, and we've been learning a lot of things. Just like you have a last will and testament, you also need to have something called an, I'm looking up now to get the exact phrasing of it. But like, what the last will test—Lesley Logan 3:40  You have to do it when you, like, do surgeries and stuff like that. So you have to, you should talk with your partners and your families about your wishes. Brad Crowell 3:46  Yeah, it's called a living will, or an Advanced Directive. It's a legal document for healthcare that outlines your treatment preferences if you become incapacitated— Lesley Logan 3:56  Oh, I, let me just tell you, you guys want to go on a journey. Because I remember, I remember, oh, my God, what was her name? It's not in my head, because I'm on Dayquil, but when I grew up, I remember she was on the cover of every tabloid magazine, and her husband was made out to be this big villain because he wanted to pull the plug. Brad Crowell 4:14  Oh, in Florida, yeah. Lesley Logan 4:17  Oh, you guys want to, okay, you're listening to a podcast. Go to the You're Wrong About Series. Go all the way back to the beginning. They have what is that woman's Sherry? Sherry. It's coming. Tyvo. Sherry Tyvo. Sherry Livo? Sherry—Brad Crowell 4:33  Tyvan? Lesley Logan 4:33  No, Sherry Tyvo Brad Crowell 4:37  Coma case.Lesley Logan 4:38  In Florida in the 90s.Brad Crowell 4:43  Terry. T Y—Lesley Logan 4:44  Terri Schiavo! Brad Crowell 4:45  Schiavo. Lesley Logan 4:46  Not I had, oh my God!Brad Crowell 4:47  You did. You had it backwards. Lesley Logan 4:48  Woah! I had Sherry Tyvo. Brad Crowell 4:50  (Inaudible)Lesley Logan 4:50  And it's Terri Schiavo. You guys, the more Adderall I am, the more dislikes like I think I am. I think it's just showing that I am okay. So, Terri Schiavo, her, go listen to You're Wrong About. That husband was not the villain that the tabloids made him out to be, and her family made it out to be, and then the Bush Administration got involved, became this whole Supreme Court thing. And let me just tell you, they, people in this country will keep you on life support against your will. It happened to the black woman Atlanta who was forced to stay, this happened in the last year. Her family was forced to keep her on life support because she was six months pregnant. Then they made her stay on life support until the baby was viable, to live without her at the time we're recording this, that baby is still in the NICU cannot survive on its own. So we need laws that protect people, and then we need advanced directives, because what we don't want is the government getting involved. That's what you don't want. I mean that this is not a very uplifting conversation. So go (Laughs)Brad Crowell 5:52  Let's, let's, let's shift back to how we can take care of this for yourself, like today's about making a decision for yourself. So there's a couple different things that you can do. You can, you know, if you have been meaning to make that doctor's appointment, just do it today's the day do it. Set aside a little bit of time today to, like, actually get the ball rolling. Because the problem, like, I know what the problem is. The problem is that it never is fast. You call, it's freaking voicemail. Like, like, nothing seems to flow. And so you have to call back 10 times. I literally had to drive across the street to this doctor's office two times to schedule my fucking appointment. It's insane. So I understand how frustrating that can be, but if you don't start now, it will never happen. Lesley Logan 6:33  Well, you won't have you won't have the team in place when you need them. And I will say, like in our journey of making sure that we have a team of healthcare professionals that are local, I have been able to find doctors that actually give a fuck, like my my gynecologist, who does my my hormone treatment in Vegas. She gives such a fuck that I have a breast doctor. That breast doctor has me on an MRI next week, and then in six months, I'm mammogram, and that's where I'm at until and then she'll and then she's gonna get me to the plastic surgeon to talk about my options. Like they will help advocate for you if you really do advocate for yourself. Like I found, like, it's kind of amazing when you get into it. Now, do I have what I complained when I said, I hate this imaging place. She's like, just drive there and make the appointment. It's faster. And I was like, are you kidding me? But it is. She's like, it's just fast, it's just the way it has to go. I know in the year of our Lord 2026, but it is what it is. And here's another trick for your doctor's office. Call billing, billing. Billing always answers. Brad Crowell 7:32  Billing always answers. Lesley Logan 7:33  So my gynecologist, before I leave. I always say, when you want to see me again, because I'm just gonna book it on my way out, because that's the best thing. And she's like, it is the best thing. I said, oh, you want to what the other hack is, it's just like, is? And she's like, what I said, my assistant calls billing, they always answer. And she goes, oh my God. She's like, you are crazy, but she loves me. So what I highly recommend take the steps it becomes, it's like, part of your adulting life. Pick an hour every week to do adulting, and you'll be glad you did, because things will happen and you're not going to want to be up the creek without a paddle. Brad Crowell 8:02  Yeah, you're not going to be up the Advanced Health Care Directive without a paddle. I was just poking around, and there is a very interesting free service provider that will do Last Will and Testament, Revocable Living Trust, Advanced Health Care Directive, Power of Attorney, and it's called freewill.com. Lesley Logan 8:24  That's crazy. Brad Crowell 8:25  They do not sponsor us, but I think it's pretty amazing. And they actually have, I was just poking around, they actually have, like, a guided for last will and testament. They have a guided will maker that covers all 50 states. Lesley Logan 8:37  You know who I need to interview. I interview a will maker. How do we be it till we see it in this Advanced Directive? Like— Brad Crowell 8:43  That'll be cool. Lesley Logan 8:43  What is that like? What are all the things I need to know? What should be in my will? Who should not be in my will? You know all that stuff.Brad Crowell 8:50  And well. And then FreeWill also has for the advanced directive of healthcare stuff. They have a free one that's also guided through all the all the states. So they, they seem to have their shit together. They're actually funded by— Lesley Logan 9:00  If you're in a different country I have no idea how to help you there, but—Brad Crowell 9:02  They're funded by a nonprofit or a charity, so they're totally free, pretty crazy. Lesley Logan 9:06  Wow. Brad Crowell 9:06  Yeah. Lesley Logan 9:07  Okay. The skeptic in me is like, who is funding this? Brad Crowell 9:10  (Laughs) Lesley Logan 9:10  The Peter Thiel—Brad Crowell 9:11  Yeah, right? Lesley Logan 9:12  (Laughs)Brad Crowell 9:13  About FreeWill, who we are— Lesley Logan 9:15  This is really what they're interested in. They're like, dying to know. Brad Crowell 9:18  Yeah, right? Lesley Logan 9:18  But you have to look up these things, because there is a nonprofit organization that's about, like, like, it sounds like it's about keeping kids from being online too early, but really, it's actually owned by meta, and their whole thing is to get your kids information early, and so they can, I know, so you gotta, you gotta look at these things you don't know. Now, I sound like a tin hat person, but you gotta look. Brad Crowell 9:41  Yeah, so they have nonprofit partners. It doesn't. It's not really that clear, but—Lesley Logan 9:45  Use it your own risk. Brad Crowell 9:46  We'll figure that out. You know.Lesley Logan 9:47  You, you know, be thoughtful. All right. Well, that's that at least gives you an actual step to be it till you see it in your advanced directive. And I know it comes after tax day. And look, no one likes taxes. But the reality is, is, if you vote in your primaries for the people that you think will to put your tax dollars to work the way you want. You have a better chance of getting that in the major part in November. So go vote. Primaries are happening all over the place right now as we speak, and so please go take care of that. Okay. Brad Crowell 10:17  1,000% Lesley Logan 10:18  Yes! Lesley Logan 10:19  So important.Lesley Logan 10:19   I know. Brad Crowell 10:20  All right, let's shift gears here. So coming up next, we got spring training happening in May, May 12 through 17th. So if you want to do Pilates at home, we're going to be going upside down in a bunch of different ways, with some really fun classes led by all the OPC team. And if you want information about that, it's probably already available for you to jump into— Lesley Logan 10:39  Oh yeah, you can sign up right now.Brad Crowell 10:40  But go to opc.me/events, opc.me/events. Also eLevate 2027 we have only a few spots left. I think it's possible that they're already sold out. But if you were really interested in a deep dive of classical Pilates with Lesley, it's a nine month mentorship program for certified Pilates teachers. We're going to be kicking it off in January next year. Learn more about that at lesleylogan.co/elevate. Lesleylogan.co/elevate. And you and I can hop on a call. We'd love to explain more about it with you. And then finally, we have summer tour coming up. Lesley Logan 11:14  I know that's so crazy. It's going it's a fast. Brad Crowell 11:16  it's a bit ahead of schedule here. That's in August. Lesley Logan 11:19  If it's in August, we open the doors in May. Brad Crowell 11:21  So that's exciting. We can't wait. It's gonna be awesome this year. We have a different route. I was just reviewing it with the team. We're going to be going, like, directly across the country, straight across all the way to Tennessee and back. So we're doing, like, a big, long oval in the middle of the country, hitting—Lesley Logan 11:35  We're not going to go up into the Michigan?Brad Crowell 11:37  We're not I was, I was—Lesley Logan 11:39  We lied to everybody. Brad Crowell 11:40  We lied to everyone last week and the week and the week before. Yeah, 100% we are hitting Dallas, though we're gonna catch that on the way back. Lesley Logan 11:46  Okay, I feel like a little sad for our Chicago Michiganders, you know. Brad Crowell 11:52  Yeah, I definitely—Brad Crowell 11:53  All those people. Brad Crowell 11:54  Well, we were just there in September in Chicago.Lesley Logan 11:56  I know, but it's not. We weren't in Minneapolis. Brad Crowell 11:59  We will work it out. We'll work it out. But this tour is going across the country, and, yeah, but, but come join us if you're able to, you know, find out all the information at opc.me/tour. Lesley Logan 12:08  I'm really excited! I realize I didn't sound as excited as I am. I'm just, I like, I had it in my head that we were, like, doing the middle, and we're doing a different middle. Lesley Logan 12:18  We are doing the middle.Lesley Logan 12:19   It wasn't clear. I wasn't clear— Brad Crowell 12:20  Yeah it's a different middle—Lesley Logan 12:21  I manifested the wrong oval. Brad Crowell 12:23  (Laughs)Lesley Logan 12:23  Okay, noted for next time. Well, before we get into the episode, what is the question of the week? Lesley Logan 12:30  Yeah, so, okay, this is from advocate_pilates on Instagram. She asked, Hey, Lesley, what mat do you use? Does it have good grip, and do you use it for Mat Pilates? Yeah, yeah. So I don't I have a mat that's just for Pilates, and I have a mat that's for yoga, and that's intentional. They are two different practices. They require two different needs. So I use a contrology mat for Pilates. It has a firm density, which doesn't mean it's hard as a rock. It's actually quite great for when you roll on it, you don't have to worry about, like, touching the floor or anything like that, but it's firm enough to do plank so your wrists don't have any issues, and shoulders have any issues. And we have an incredible affiliate link that you can use to get a discount on that mat as handles. Brad Crowell 13:11  It's opc.me/foldingmat, foldingmat. Lesley Logan 13:16  And as far as, like, good grip, I'm imagining you mean on the floor. And so what I would say is, like, I you probably would put a pad down if you had hardwood floors, because there is, like, some metal on the bottom that you don't want to scratch your hardwood floors, and that would keep it from sliding around. Pretty much any mat. You should all be mindful of stepping on mats on hardwood floors, because a lot of mats will slip around. So even if they have good grip with your skin. They always have good grip on the hardwood floors. We have tile and we have a rug. So it doesn't slide around on our tile. It doesn't slide around our rugs. It is a heavy duty. Brad Crowell 13:49  I mean, it's, it weighs like, you know, 20 pounds. Brad Crowell 13:52  Oh, yeah. Brad Crowell 13:53  It's not light, yeah. It's not like a, it's not a, this is not a yoga mat.Lesley Logan 13:56  No, no, no. So Dan, so I it is an investment. But to me, your mat practice is something you're going to do forever, and it's something, well, this mat, you'll buy one, and you'll have it forever, and there's that. So that's what's really great. Versus my yoga mat.Brad Crowell 14:09  Buy one get that one forever,Lesley Logan 14:11  Get one forever. Yeah, yeah, yeah. Versus my yoga mats that I inevitably have to replace even every 10 years because they start to just fall apart, Yep, yeah.Brad Crowell 14:21  Well, if you have a question, ping us. Let us know. Send us a text. 310-905-5534, or, you know, and easier is go to be it pod.com/questions we can leave us either a win or a question. We are looking forward to getting those from you so we can celebrate your wins on Fuck Yeah Friday, fuck yeah. Stick around. We'll be right back. We're gonna start chatting about Billy Lhar.Brad Crowell 14:46  All right, let's talk about Billy Lahr. Billy is the creator and host of the Mindful Midlife Crisis podcast and a Certified Mindfulness Meditation Teacher with a background in education and behavior change. He spent over two decades working in education, including Leadership roles before stepping away in 2021 since then, Billy's focused on coaching and consulting while living and working internationally. Definitely describes himself as a nomad. He also facilitates the Jump Start, Jump Start Conversation Series, a free weekly conversation space that's relaxed and collaborative, where coaches often join to connect with peers and share perspectives without the pressure of performing. We're gonna put the link for that in the signup notes below. So if you're interested in that, if that's something that you know you want, like a support group kind of vibe or just a hangout community, sesh, you know, go check that out.Lesley Logan 15:31  Yeah, I think this is really fun. I love that. He said he's not a fan of getting out of your comfort zone to grow. I think that's great. It's like— Brad Crowell 15:40  He said, fuck that. I've been working hard to get into my comfort zone.Lesley Logan 15:42  Yeah, I resonate with that. Because, like, so many of us are, like, trying to figure out who we are. And so, like, it's kind of hard to, like, figure who you are and then get out of your comfort zone if you don't who you are. And but he said to be cautious when we get into the complacency zone. Brad Crowell 15:56  Yeah, I thought that was a cool term—Lesley Logan 15:57  I think that's, I think that that's really, we see that happen all the time with people who teach Pilates, like, sometimes they just get like, they're just like, going through the motions. And, you know, they it's not that they lost their zest for it, but something kind of happened along the way. Maybe they were restricted in too many ways, and they're just like, okay, I'm just gonna do this. But there's no it's okay to be in your comfort zone. Just notice, if you're in your complacency zone, what a great thing. He also suggested, like expanding your life from within, rather than forcing yourself into discomfort from the outside. And I mean, I think, look, here's the deal. We do understand that, like diamonds are made from pressure, and stressing your bones is how you make healthy bones, and stressing your muscles is how you make healthy muscles, like all that stuff is very, very true, but I do think that some people are constant, like, like, they're constantly putting themselves into experiences that maybe is too much, that they're going like, you're doing too much working out, or you're doing too much stress on the bones, and so you're never actually reaping the rewards and the benefits of those things. And so he actually likened it to you you stretch your comfort zone, like pizza dough from the inside. Brad Crowell 17:04  Yeah, I thought that was really interesting. I like the vision, he said. He said, Only heathens pull your pizza dough. You have to press it from the middle. You got to press it from the inside to expand your pizza dough.Lesley Logan 17:14  Yeah, that's why. But I think that just goes—Brad Crowell 17:16  Before we got talking with pizza zone. I want to just define complacency zone, because, you know, comfort zone versus complacency zone, Comfort, he's his argument is that it's okay to be in your comfort zone, but you can get complacent once you get there. And I look, I was just thinking about it, it's like a stagnant place. It's where you're stuck, you know, and you're you're also, it's not just that you're stuck, but you're also, like, unwilling to change. You are resisting change, right? And you're relying on familiar, outdated routines. So, you know, I think that there's definitely a difference between being in the comfort zone and being in a complacency zone. But I do like this the analogy of, like, stretching like a pizza dough, you know?Lesley Logan 17:54  Yeah, I do too. Pilate is all about moving from your center outward. And I also think, like, sometimes people are easy to just go, Well, I'm just gonna change the outside. I'm gonna change from the outside in versus the inside out. Brad Crowell 18:05  Yeah. Yeah.Lesley Logan 18:06  Because a lot of the things you get marketed to are, like, outside, exterior, like, you know, what do you call it? Like external things or physical things? It's not necessarily like getting to know who you are. And so I think that there's something about, you know, it's not, I don't think he's advocating that you just like, sit around in your comfy couch and just like, chill out. But I do think it goes back to like, how we coach studios, like, we want your business to be a little boring, not that you're complacent, but that it's predictable, right? That that it's okay to be in a comfortable place with your business, that it's predictable in its seasons, you'll still have to keep learning. There'll still be new tools to know. There's still going to be things out there that are going to stress you in a different way, but you don't have to find new ways to challenge yourself and get outside your comfort zone all the time. You can. You can actually have some predictability there, as long as you're not complacent. I like it.Brad Crowell 18:53  Yeah. So, you know, when he was talking about pushing back against negative, this idea of being selfish, I was laughing so hard, because we've been talking about this for a long time, that self-care isn't selfish, and I really loved that we're not the only one talking about it. He said, there's not necessarily something wrong with being selfish if you've been overly selfless, right? Like, because I think we get into this, you two are really digging in, you know? And he's saying, you know, we, we think that when we're selfless, we're quote, unquote correct or right, and then when we are selfish, we're wrong, right. And what he was saying is, like, those are both actual extremes. Yeah, you know, what if we were grounded or self centered? Or, what if we focus about centered self, not like, in a negative way, but like, how do we— Lesley Logan 19:49  I know, so—Brad Crowell 19:50  How can we be both of those things instead of like, one or the other?Lesley Logan 19:53  I know, I think, like, because self centered has such a negative connotation, but like, a centered self is, like, whelmed, right? Like—Lesley Logan 19:59  Yeah. Lesley Logan 20:00  So if, like, selfless and self-ish are overwhelmed and underwhelmed, right, then centered self would be whelmed, right?Brad Crowell 20:07  It'd be right in the middle and and that allows you to protect yourself, you know, to put yourself first in some situations and then in others still, of course, you know, serve others, and that's good. But—Lesley Logan 20:20  We have, we have a series coming out about like, giving yourself permission to become whatever it is that you want to be. And there's actually, like, this term called the permission gap that I get into in the episode series that I created. And it's actually all because the way society is is it raises women to feel that they are selfish if they prioritize themselves first, yeah, and so they must care for everyone else's needs ahead of their own, and then they can care for themselves. But there's no time after doing all that—Brad Crowell 20:49  That's, that's just illogical. It's not sustainable. Lesley Logan 20:52  Right. Brad Crowell 20:53  What, what ends up happening is, you're burnt out? Lesley Logan 20:55  Yeah. Brad Crowell 20:55  Yeah. Brad Crowell 20:55  There's a reason why. Like, speaking of Healthcare Advocacy Day, there is a reason why you can actually pay for some way that your health insurance pays someone to take care of you, because it is impossible for someone, or most people, in your life, to take off of work to care for you. There's a reason why we have home health aides, right? Because we—Brad Crowell 21:15  Yeah.Lesley Logan 21:15  We do live in a world where like you can't just like care for other people all the time at the expense of your own self?Brad Crowell 21:22  Yeah, yeah, yeah. That's the that's the key. That's true. Well, you know, anyway, I just thought they were great topics. So stick around. We'll be right back. We got some really fun BE IT action items from Billy Lhar as well. So we'll be right back.Brad Crowell 21:36  Alright, so finally, let's talk about those BE IT action items, what bold, executable, intrinsic or targeted action items can we take away from your conversation with Billy Lhar. He said he rejects the standard social question of, like, what do you do? And I found this really intriguing, because I love that what do you do is an open ended question, and I'm always interested, I asked that's exactly the question that I ask, what do you do? Because what people how they respond to that question tells me a lot, because when they turn around and say, what do I do? I say, I sleep a lot, or I play video games or, you know, but what they're implying with the question is, what do you do for work? So that's kind of interesting to me, but I loved that he like, he's like, no, screw that. Because people always answer with what do they do for work, which is, is boring. And I thought that was—Lesley Logan 22:22  Not what I do for work, but, you know, but other people are boring. (Laughs)Brad Crowell 22:26  No, but he. here's the thing, effectively, he doesn't want to talk about what he does for work, because he said, he said, I was an English teacher. That's boring, you know. So, you know, what he started doing instead was asking people different questions, and he said they often were like, like shocking or eye opening, or like, whoa, you're we don't even know each other, and you're asking me this kind of question. And he said he the question he likes to leave with is, what are 10 roles that you play in your life, 10 roles that you play in your life, right?Lesley Logan 22:56  Yeah, yeah. I think I would make it three. I feel like I don't want to sit there long enough (inaudible)—Brad Crowell 23:01  First five are always the same. What are your 10 roles? I'm a daughter, I'm a sister, I'm a mom, I'm a wife, I'm a husband. Whatever. He said, It's always that crap. But then once they get through that crap, then they have to tell you something interesting about themselves. What like because they run out of they run out of the obvious things. So then they think about it, and then they have to tell you something. So that's, I think that might be part of why it's 10. He argues that a person's value and interest lie in the various roles that they play outside of those standard things. Like, I'm a paddle boarder. I'm this, I'm a, you know, like, I'm a, I'm a long haul driver for when we go on tour. I'm a I sit behind a booth. I'm a boother. (Laughs)Lesley Logan 23:44  (Laughs)Brad Crowell 23:47  Just making shit up here. He said, he said, also, you know, it helps, because you're not just one thing in your life, and so it like battles complacency when you're when, when you're engaging people on these other things that they're excited about. So—Lesley Logan 24:02  Yeah, I think that's cool, I guess, I guess you're right. You have to go to 10. That's just a big question. If I don't know if I want to talk to that person for that long. Brad Crowell 24:10  Yeah, I feel like that makes sense.Lesley Logan 24:11  He's clearly interested in people, and I'm like, I you know, we can go. Brad Crowell 24:15  What about you? Lesley Logan 24:16  I, okay, so he said, follow your passion is complete and utter nonsense. Brad Crowell 24:21  (Laughs)Lesley Logan 24:21  I think this is so funny. Brad Crowell 24:23  I liked his logic here. I thought this was pretty awesome actually. Lesley Logan 24:26  He said, and I think this is helpful, because, like, people are always like, what am I passionate about? Like, what's my hobby? Like this—Brad Crowell 24:31  Yeah, what should I do? Lesley Logan 24:32  What should I do for like, passion is not a starting point. Passion is a byproduct of this formula. Step one, figure out what you are good at and your strengths. So we have had many a strength finder type coach on here. Oh yeah, so you can go talk to any of them. They are so many. From day one of this podcast, there's been so many. And then he said, jumps he has— Brad Crowell 24:54  He's got a workbook. Lesley Logan 24:54  He's a workhouse, workbook called Jump Start Your Midlife Workbook, and you could take that. So that's part of step one. Got to figure out what you're good at, what are your strengths? Step two, what are you curious about, and how can you leverage those skills and those strengths to learn more? So there's a Venn diagram I'm imagining. This is how I picture it, your skills, your strengths, and what you're curious about. And then dude in the middle, there's like you. And then you take that to find a community. So find people you can connect with, and they'll help you. That will help you identify your purpose. Because even if you don't like them, you'll go, I don't like that. That's not my purpose. And then in then, if you want to turn that purpose into a passion, you just multiply that by consistency, discipline, patience and self-compassion. So then you you put, you know, fuel to that fire.Brad Crowell 25:38  Yeah, and I think that he emphasized the last two and that the patience and self-compassion— Lesley Logan 25:45  Oh yeah. Brad Crowell 25:45  So like when you want to turn something that you're good at into your passion, he said, you need to multiply it by consistency, discipline, patience and self-compassion. And he said, most people, we've all heard you know consistency, persistent and consistent, be persistent and consistent, you know, which, which obviously also means discipline. But he said, we always skip the patience and self-compassion part of it. Lesley Logan 26:10  Yeah.Brad Crowell 26:11  Because you're gonna fail and it's also not gonna happen overnight, whatever it might be. Lesley Logan 26:15  Yep.Brad Crowell 26:15  You know.Lesley Logan 26:16  Yep. I agree. I think radical self-compassion is important.Brad Crowell 26:21  Radical self-compassion.Lesley Logan 26:22  Yes. Brad Crowell 26:23  I dig it.Lesley Logan 26:23  Yes. Just like radical responsibility. That's my right, my favorite phrase right now, I want more people to take it. Um, you guys, I'm Lesley Logan and I'm Brad Crowell. This sinus infection will pass and, but not on next week's episode. So just a heads up. We got one more and, but we're working on it. You know we are, and I appreciate your patience and the self-compassion I'm having for myself and the compassion you're having for me. Send his episode, or this one to a friend who needs to hear it. Send your be it pod wins and and your questions into beitpod.com What does it beitpod.com/questions Yeah. Send them there. And until next time, be it till you see it. Brad Crowell 26:56  Bye for now. Lesley Logan 26:58  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod. Brad Crowell 27:40  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell. Lesley Logan 27:45  It is transcribed, produced and edited by the epic team at Disenyo.co. Brad Crowell 27:49  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi. Lesley Logan 27:57  Special thanks to Melissa Solomon for creating our visuals. Brad Crowell 28:00  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.  Brad Crowell 28:13  All right, let's talk about Billy Lhar. Billy is the creator and host of the Mindfulness, Mindful Midknife (inaudible).Lesley Logan 28:18  (Laughs)Brad Crowell 28:18  (Inaudible). Starting over.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In episode 255, Dean and Deron discuss recent plays (Last Will & Scythe) and look at 5 games that would never leave their collections. If you enjoy our podcast, please consider rating us and giving us a review. If you like our YouTube channel, please consider subscribing. If you have questions you would like us to answer on the podcast, please email us at meepletownmail@gmail.com. To support us further, check out www.patreon.com/meepletown or www.buymeacoffee.com/meepletown9. Join us on Discord: https://discord.gg/uasmBx326h  00:00     Intro 03:59     Last Will 09:19      Scythe 14:44       5 Games Never Leaving Thanks for coming down to MeepleTown!

Joshua and Amelie break down what an estate really is, why everyone already has an estate plan (even if they never created one), and why the Last Will and Testament is often the least powerful document in the entire process. The conversation explores essential documents like advance medical directives and powers of attorney, clears up common misconceptions, and highlights the one crucial role a will play for parents of minor children. Top takeaways: An “estate” includes far more than real estate — it's everything you own, owe, or control before and after death, including digital assets. If you don't create an estate plan, your state already has one for you — and it may not reflect your wishes. The most essential documents for nearly everyone are: an advance medical directive (living will), durable powers of attorney (health + finances), and, for parents of minors, a will. Guardianship designations for minor children only live in a will, making it critical for parents. Titling and beneficiary designations (in that order) override your will, meaning most financial assets never pass through it. Trusts also override the will. Wills are often less powerful than people assume; they mainly serve as a safety net for anything not handled elsewhere. Trusts can provide control, clarity, and protection — but they require thoughtful planning and aren't one‑size‑fits‑all. Estate plans should be reviewed after major life events — both in your family and in the lives of your chosen guardians or decision‑makers. Executors often have less responsibility than people expect when the rest of the estate plan is structured well. Estate Planning Podcast Series What Is an Estate Plan? A practical overview of what an estate includes, why everyone already has an estate plan by default, and the essential documents every adult should have in place. Trusts: How They Work & When They Matter (episode 151) A clear breakdown of what trusts actually do, common misconceptions, and when they're useful for clients. https://www.financialcoachesnetwork.com/podcasts/financial-coaches-network-the-podcast-build-your-financial-coaching-business/episodes/2148895609 Executors, Trustees & Key Roles in an Estate Plan (episode 152) An explanation of what executors and trustees really do, how to choose them, and common pitfalls to avoid. https://www.financialcoachesnetwork.com/podcasts/financial-coaches-network-the-podcast-build-your-financial-coaching-business/episodes/2148898929 Marital Assets, Separate Property & Your Estate Plan (episode 153) A discussion of how marital vs. separate assets are defined, how different states treat them, and why that matters for estate planning decisions. https://www.financialcoachesnetwork.com/podcasts/financial-coaches-network-the-podcast-build-your-financial-coaching-business/episodes/2148903744 DIY Estate Planning: When It Works and When It Doesn't (episode 155) An exploration of when simple, do‑it‑yourself estate planning tools can be appropriate and when they may create costly problems. https://www.financialcoachesnetwork.com/podcasts/financial-coaches-network-the-podcast-build-your-financial-coaching-business/episodes/2148917443 Your Role as a Financial Coach in Estate Planning (episode 156) A conversation about how far coaches can go, where the line to legal advice is, and how to collaborate effectively with attorneys https://www.financialcoachesnetwork.com/podcasts/financial-coaches-network-the-podcast-build-your-financial-coaching-business/episodes/2148921115

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Days of our Lives suggests EJ DiMera (Dan Feuerriegel) anticipates chaos ensuing from the reading of his late father, Stefano DiMera (Joseph Mascolo)'s Last Will and Testament. Stefano's children, Tony DiMera (Thaao Penghlis), Chad DiMera (Billy Flynn), Kristen DiMera (Stacy Haiduk), and nephew Theo Carver (Tyler Joseph Andrews), recently laid their father's remains to rest but EJ suspects this is not the last they'll hear from him. After all, Stefano was known for his long-lasting schemes, especially those that pit his children against each other.  DOOL spoilers reveal that local criminal Liam Selejko (Hank Northrop) was hired to move supplies into the mausoleum where Stefano's remains were, and accidentally spilled a sarcophagus, burying the bones under dirt. Rafe Hernandez (Galen Gering) confirms through a DNA test that the bones do indeed belong to Stefano. Spoilers for Days of our Lives see that the DiMera family hold a memorial at their mansion, inviting Johnny DiMera (Carson Boatman) and Theo to say goodbye to their grandfather. However, the memorial triggers a range of emotions among Stefano's children, due to their complicated relationships with their father. Stefano's adopted children, Kristen and Peter, held grudges against him, while Tony, also not a biological child of Stefano's, was treated like one.  More DOOL spoilers suggest the reading of Stefano's Will could potentially stir up trouble within the family. EJ anticipates the Will could pit Stefano's children against each other. Furthermore, Gabby Hernandez (Cherie Jimenez) could potentially inherit a significant portion of the estate as her divorce from Stefan (Brandon Barash) was forged and therefore invalid. This could lead to further contention among EJ, Kristen, and Tony.   This episode was hosted by Belynda Gates-Turner for the #1 Soap Opera Channel, Soap Dirt. Visit our Days of our Lives section of Soap Dirt: https://soapdirt.com/category/days-of-our-lives/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Days of our Lives Spoilers page at: https://soapdirt.com/days-of-our-lives-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Probate....do not pass go, go directly to Probate. If you are planning your estate with a Last Will and Testament or you do not have a Last Will and Testament (50%+ individuals do not have their estate plan done) you are going to have to go through this antiquated legal process. Why should you avoid it: Lengthy legal process Expensive - think lawyer fees Public display of your financial information Ancillary Probate - if you have real property in another stateMost lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.I've completed over 3,000 estate plans and I have not heard any person tell me they loved going to Probate. After probating their parent's estate - what a mess - they couldn't plan their estate quick enough to make sure their estate was not going to Probate.Take the opportunity to speak with Sean Todd, Tax Attorney / CPA and have a candid conversation as to what is the best strategy for you to AVOID PROBATE. Call 404-250-9798 today to schedule your initial free consultation.A unique offering we are providing to our listeners: The Logical Plan™To a prosperous and happy 2026!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Probate....do not pass go, go directly to Probate. If you are planning your estate with a Last Will and Testament or you do not have a Last Will and Testament (50%+ individuals do not have their estate plan done) you are going to have to go through this antiquated legal process. Why should you avoid it: Lengthy legal process Expensive - think lawyer fees Public display of your financial information Ancillary Probate - if you have real property in another stateMost lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.I've completed over 3,000 estate plans and I have not heard any person tell me they loved going to Probate. After probating their parent's estate - what a mess - they couldn't plan their estate quick enough to make sure their estate was not going to Probate.Take the opportunity to speak with Sean Todd, Tax Attorney / CPA and have a candid conversation as to what is the best strategy for you to AVOID PROBATE. Call 404-250-9798 today to schedule your initial free consultation.A unique offering we are providing to our listeners: The Logical Plan™To a prosperous and happy 2026!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Probate....do not pass go, go directly to Probate. If you are planning your estate with a Last Will and Testament or you do not have a Last Will and Testament (50%+ individuals do not have their estate plan done) you are going to have to go through this antiquated legal process. Why should you avoid it: Lengthy legal process Expensive - think lawyer fees Public display of your financial information Ancillary Probate - if you have real property in another stateMost lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.I've completed over 3,000 estate plans and I have not heard any person tell me they loved going to Probate. After probating their parent's estate - what a mess - they couldn't plan their estate quick enough to make sure their estate was not going to Probate.Take the opportunity to speak with Sean Todd, Tax Attorney / CPA and have a candid conversation as to what is the best strategy for you to AVOID PROBATE. Call 404-250-9798 today to schedule your initial free consultation.A unique offering we are providing to our listeners: The Logical Plan™To a prosperous and happy 2026!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Probate....do not pass go, go directly to Probate. If you are planning your estate with a Last Will and Testament or you do not have a Last Will and Testament (50%+ individuals do not have their estate plan done) you are going to have to go through this antiquated legal process. Why should you avoid it: Lengthy legal process Expensive - think lawyer fees Public display of your financial information Ancillary Probate - if you have real property in another stateMost lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.I've completed over 3,000 estate plans and I have not heard any person tell me they loved going to Probate. After probating their parent's estate - what a mess - they couldn't plan their estate quick enough to make sure their estate was not going to Probate.Take the opportunity to speak with Sean Todd, Tax Attorney / CPA and have a candid conversation as to what is the best strategy for you to AVOID PROBATE. Call 404-250-9798 today to schedule your initial free consultation.A unique offering we are providing to our listeners: The Logical Plan™To a prosperous and happy 2026!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Send us a textThe Boardgame Specialists Podcast Episode 138: Top 9 Games Better Than The Game of LifeBe sure to follow us on discord.https://discord.gg/ssnqjsRFxV%0A Follow Carla at: IG: boardgamespecialist FB: Red Deer Board Game Fanatics Follow Mel at: IG: mels_boardgame_room FB Mel's Board Game Room YouTube: Mel's Board Room[0:52] The Game of Life[2:26]  The Game of Live The Marvelous Mrs Maisel[5:22] Abimal Rescue Team[14:32] Bullet[20:14] Pursuit of Happiness[25:05] Dream Home[27:46] Adulthood[32:39] Gloomheaven Jaws of the Liion[35:49] Dream Home[39:11] Fog of Love[43:15] Stone Age[47:27] Legends of Novus[52:02] Village[56:57] Vantage[1:02:05] Parks[1:06:48] The Dark Quarter[1:10:23] Last Will[1:16:15] Destinies[1:22:15] Obsession[1:27:59] Legacy The Testament of Duke de Crecy[1:31:30] Grand Austria Hotel[1:38:03] CV

Episode 87 - Murdock and Marvel: 2014 Part 2 2014 saw some sales figures that had not been achieved in decades, and pop culture was filled with comic book related movies and merchandise.  Marvel was dominant again, and along with DC again climbed back to nearly 70% of the total market share in comic shops.  This is part 2 of the podcast. that will feature the year in Daredevil, the Spotlight story and the Takeaway for 2013.   The Year in Daredevil  Appearances: Daredevil v3 #33-36, Daredevil #1.5, Daredevil v4 #1-9, Daredevil: Dark Knights #6-8, Daredevil: Road Warrior Infinite Comic #1-4 (or #0.1), Fantastic Four #2 and 5-6, Ultimate Comics Spider-Man #200, Origin Sin #2-3 and #3.1, She-Hulk #4 and #8-9, Black Widow #7, Hulk #4, Captain America #25  Writer: Mark Waid and Chris Samnee (#33), Waid (#34-36 and #1-9)  Pencils: Jason Copeland (#33), Javier Rodriguez (#34 and #6-7), Chris Samnee (#35-36, #1-5 and #8-9),  Inks: Jason Copeland (#33), Alvaro Lopez (#34 and #6-7), Chris Samnee (#35-36, #1-5 and #8-9)  The year picks up right where we left off in 2012 — Matt Murdock was in Kentucky looking for info on the Darkhold, a ancient mystical book tied to the Sons of the Serpent. He was looking to track down Jack Russell, a.k.a. Werewolf by Night, hoping for answers. But before finding him, Daredevil ends up in the middle of an angry mob attacking some so-called “monsters.” He tries to stop it, gets shot, and the “monsters” — led by Russell — end up saving him. Even using some sort of restoration spell on him.  Once he's patched up, Daredevil learns about missing Darkhold pages connected to a sorcerer named Lucien Sinclair. After a few magical trials, Matt takes Sinclair down, destroys his house, and handed Sinclair over to Russell — but keeps the pages for himself before heading back to New York.  Back home, Matt and Kirsten McDuffie go bold — they take to the rooftops and broadcast a live message calling out the Sons of the Serpent. The Jester, who kicked this story off with a fake TV broadcast, is strung up on the side of a building which suggests Dardevil may be walking into a trap. Despite that, Daredevil wipes the floor with them and saves Kirsten from being gunned down by a helicopter for good measure.  Meanwhile, Foggy's cancer takes a bad turn. Two Serpent members step in with an experimental drug that temporarily saves him — but they want Daredevil's help in exchange. One has a son on death row for a fire that killed twelve people, and they're hoping Matt can help clear his name. Matt investigates the crime scene with Elektra's help, fights Mamba and Constrictor, and then surprises everyone in court by admitting under oath that he's Daredevil.  That confession sets off total chaos. The Sons of the Serpent storm the courtroom, a mistrial is called, and Daredevil fights them off. He exposes their infiltration of the Justice Department, but the fallout costs him his law license in New York. Kirsten steps in and says, “Let's get out of here,” and the two of them pack up for San Francisco.  In April, we get a Daredevil 1.5 issue with 3 stories that are celebrating Daredevil's 50th Anniversary and looking at possible futures for Matt Murdock. In “The King in Red” Daredevil takes on Jubula Pride (the Owl's Daughter) after the rest of New York is blinded. He takes down Jubula and breaks the machine causing their sight to return. There's a story from Brian Michael Bendis with art by Alex Maleev the form of a letter to a child from Stana Morgan – a woman who married Matt Murdock/Daredevil and was likely killed by Bullseye. Finally, in “The Last Will and Testament of Mike Murdock” has Matt and Foggy watching a video tape of Mike Murdock from back in the day. Written and Penciled by Karl & Kurt Kesel, Inked by Tom Palmer.  In Daredevil Road Warrior – a 4-part limited series released digitally in February and March (and later reprinted as Daredevil #0.1) in which we get the trip from New York to San Francisco for Kirsten and Matt Murdock which was far from ordinary and included several stops and plenty of fighting.  In May, we got the start of Volume 4 of Daredevil – with the same creative team that ended volume 3. Matt Murdock and Kirsten McDuffie are in San Francisco and started their own law office and Daredevil is fitting right in by saving little girls from kidnappings and/or bombs.    Over the next few issues, Daredevil goes up against SF's new kingpin of crime – The Owl – with the help of another blind vigilante The Shroud. At times it seems like Shroud and Daredevil are working together, other times they are fighting it out. It's complicated, I guess. They take down the Owl but Max/Shroud is still looking for Julia Carpenter whom he's in love with. Meanwhile Foggy, in a wheelchair and fake beard, comes to Matt's and Kirsten's new law office.   In issue 5, we get a funeral for Foggy Nelson (though he's not actually dead) after he confessed to wanting to “go out like a superhero” and then jumped into a big green machine Leapfrog used to attack San Francisco and was equipped with a bomb.  His jump allows the machine to explode safely while allowing Foggy to die a hero.  In issues 6-7, we get a two-part story as part of the Original Sin crossover event.  Daredevil is back in New York and has a vision of his father hitting his mother while he was a baby. He seeks out his mother for answers and finds out she's been arrested and is being sent to Wakanda. He investigates and uncovering a potentially illegal plot involving a US General and Wakandan officials, he confronts Queen Shuri about it and secures her release. Finally able to ask about the vision, he learns she left due to postpartum depression. The story ends with a heartfelt reconciliation between Maggie and her son.  The year wraps up by setting up the next big arc — Kilgrave, the Purple Man, and his superpowered children — which spills into 2015. Which we'll need to wait until then to discuss.  Lastly, we'll talk about the Daredevil: Dark Knights limited series. This 8-book collection contains three stories – the first story “Angels Unaware” is write and penciled by Lee Weeks and is about Daredevil braving a snowstorm to get a heart from a crashed helicopter meant for a young girl. The second story, titled “A man named Buggit” written and penciled by David Lapham in which Daredevil follows a 10-inch man who has stolen evidence needed to save a client. The final story is titled “In the Name of the King” and shows a team-up of Daredevil and Misty Knight in the Caribbean written by Jimmy Palmiotti and penciled by Thony Silas. Honestly the less said about the last story the better.  This Week's Spotlight: No Spotlight This Week! Sorry. Daredevil Rapid Fire Questions The Takeaway From ICv2: Data substantiates the emerging gender parity within geek culture. Questions or comments We'd love to hear from you!  Email us at questions@comicsovertime.com or find us on Twitter @comicsoftime. ------------------ THANKS TO THE FOLLOWING CREATORS AND RESOURCES  Music: Our theme music is by the very talented Lesfm.  You can find more about them and their music at https://pixabay.com/users/lesfm-22579021/.  The Grand Comics Database: Dan uses custom queries against a downloadable copy of the GCD to construct his publisher, title and creator charts.  Comichron: Our source for comic book sales data.  Marvel Year By Year: A Visual History  DC Comics Year By Year: A Visual Chronicle  https://en.wikipedia.org/wiki/List_of_films_based_on_English-language_comics  https://en.wikipedia.org/wiki/List_of_Marvel_Comics_superhero_debuts  https://comicbookreadingorders.com/marvel/event-timeline/  https://www.comic-con.org/awards/eisner-awards/past-recipients/past-recipients-1990s/ 

If your religious heritage is associated with the American Restoration Movement, have you ever wondered what makes us who we are? Our DNA betrays us. In this first of a 3-part series, we examine the unity stream of the restoration movement, as expressed in Churches of Christ.The sermon today is titled "The Unity Stream." This sermon is the first installment in our series "Churches of Christ: Understanding Our Story." Originally preached at the West Side Church of Christ (Searcy, AR) on March 30, 2025. All lessons fit under one of 6 broad categories: Begin, Instill, Discover, Grow, Learn, and Serve. This sermon is filed under LEARN: Christian History.Click here if you would like to watch the sermon or read a transcript.Podcast Notes (resources used or referenced):Last Will & Testament of the Springfield Presbytery (1804).T. B. Larimore, quoted in Larimore & His Boys.F. D. Srygley, Gospel Advocate (1890's).G. C. Brewer, Foundation Facts and Primary Principles (1949).I'd love to connect with you!Watch sermons and find transcripts at nathanguy.com.Follow along each Sunday through YouTube livestream and find a study guide on the sermon notes page.Follow me @nathanpguy (facebook/instagram/twitter)Subscribe to my email newsletter on substack.

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 404-250-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 404-250-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 404-250-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Aubrey Masango is joined by Angélique Krügel, Director at Wealth and Legacy Group to discuss how important it is to plan and a Will as this is not just for peace of mind, but to protect loved ones from unnecessary pain and legal difficulties. Tags: 702, Aubrey Masango show, Aubrey Masango, Angélique Krügel, Wealth and Legacy Group, Last Will and Testament, Chief Master's Office, Legal guardian, Life insurance The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Dr. Jack Trieber preached a message entitled “Paul's Last Will and Testament” during the Sunday Evening service on August 24, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Letters and Last Will and Testament by Saint Louise de Marillac.

Send us a textBy any normal measure, John McCutcheon, at age seventy-two, should beretired. He's punched the clock in the international folk music world for overa half century. He's been a respected archivist of Appalachian music. Hewas in the forefront of popularizing the hammer dulcimer and is considereda world master on the instrument. He helped revolutionize children's andfamily music with five consecutive Grammy-nominated albums. He co-founded and led the fastest-growing Local in the Musicians Union. Hissongwriting is hailed around the globe and his instruction books introducedthousands to the joys of their own music making. He recorded andreleased tribute albums to Woody Guthrie, labor musician Joe Hill, and hisfriend and mentor, Pete Seeger. He even starred in a one-manmusical, Joe Hill's Last Will, which toured nationally and internationally.And he has consistently been one of the most popular touring musicians inthe folk world. Yes, by any normal standard, he could proudly hang up thebanjo and retire.But John McCutcheon is just getting started.“I feel as though I'm finally getting the hang of doing my job well.”During the pandemic, when a lot of the music world shut down,McCutcheon wrote and released three recordings of new material. Heproved that Zoom could be used for good as well as for evil by forgingonline songwriting partnerships with a half dozen fellow writers, not theleast of whom was the iconic Tom Paxton. They even released a jointalbum, Together, which not only won critical raves but was dubbed “thebest album I've ever done, period.” by Grammy Lifetime Award winnerPaxton.And, just when you think he can't surprise you anymore, he drops album#45: Field of Stars (release date: Janary 10, 2025), a stunning collectionof original and cowritten songs people are calling “the best of his career.”Field of Stars was supposed to be recorded and released in 2020.Musicians were hired, studio dates booked. And then came COVID. So,the songs where shelved until it was safe to go into a small windowlessspace with some of your best mates. But then came the explosion ofwriting that John produced during the lockdown. Three albums in threeyears, each seemingly better than the last. After tackling theMcCutcheon/Paxton project, he was ready to take the long-delayed 2020album down from the shelf and get back to work on it. But t Visit the Self-Care Institute at https://www.selfcareinstitute.com/ Support the showVisit www.creativepeacemeal.com to leave a review, fan voicemail, and more!Insta @creative_peacemeal_podcastFB @creativepeacemealpodRedbubble CPPodcast.redbubble.comCreative Peacemeal READING list here Donate to AhHa!Broadway here! Donate to New Normal Rep here! Interested in the Self-Care Institute with Dr. Ami Kunimura? Click here Interested in Corrie Legge's content planner? Click here to order!

What will you leave to others in your Last Will & Testament? Some final requests have been incredibly odd.Become a supporter of this podcast: https://www.spreaker.com/podcast/true-stories-with-seth-andrews--5621867/support.

In anticipation for the upcoming Superman movie starring David Corenswet, Supergirl Radio's Morgan Glennon and Rebecca Johnson review All-Star Superman #10! Issue Description: Resigned to his fate, Superman writes his Last Will and Testament, revealing how he has prepared the planet to live in a world without him! Watch the Live Stream You can find Supergirl Radio on: Social Media: Facebook – X – Instagram  Subscribe: Apple Podcasts – DC TV Podcasts - Multivese of Color - Spotify Playlist - iHeartRadio Support: DC TV Podcasts TeePublic Store – Patreon

In anticipation for the upcoming Superman movie starring David Corenswet, Supergirl Radio’s Morgan Glennon and Rebecca Johnson review All-Star Superman #10! Issue Description: Resigned to his fate, Superman writes his Last Will and Testament, revealing how he has prepared the planet to live in a world without him! Watch the Live Stream You can find Supergirl Radio on: Social Media: Facebook – X – Instagram Subscribe: Apple Podcasts – DC TV Podcasts – Multivese of Color – Spotify Playlist – iHeartRadio Support: DC TV Podcasts TeePublic Store – Patreon The post All-Star Superman #10 | Comic Book Review appeared first on Multiverse Of Color.

Hey there, welcome back to the Gilead podcast. And WELCOME to the final sermon of Gilead! With a last will & testament, pomp & circumstance, on May 4, 2025, we closed the church. The Reverend Rebecca Anderson preached this final service. And members of the service read our Last Will & Testament to the congregation, which we then signed. It was a memorable night. And you can listen to it! Right here! ******We've been Gilead Chicago, a queer storytelling bar church located on Chicago's north side. As of May 4th, 2025, we're closed, but these episodes will stay online. So come join us whenever you need a little storytelling, a little perspective, a little prayer. 

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Brendan talks about what games Taurus gamers might like or be good at. Join us, won't you?Previous Astrology Files episodesAllure.com's “12 Zodiac Signs: Dates and Personality Traits”Serene and Bucolic EnvironmentsOra et Labora (2011)Dorfromantik: The Board Game (2022)Tipperary (2023)LuxuryRococo: Deluxe Edition (2020)Last Will (2011)Ladies & Gentlemen (2013)Stubborn-nessA Game of Thrones: The Board Game (Second Edition) (2011)Gloomhaven (2017)Arkham Horror: The Card Game (2016)VenusConcordia Venus (2018)Terraforming Mars: Venus Next (2017)Onward to Venus (2014)What games do you think Taurus Gamers would enjoy? Share your thoughts over on boardgamegeek in guild #3269.

Brendan talks about three games he tried for the first time recently. Join us, won't you?Knarr (2023)Civolution (2024)Blood on the Clocktower (2022)Last Will (2011) (revisited)Episodes tagged ‘Last Will‘What do you think of these three games? Share your thoughts over on Boardgamegeek in guild #3269.

TRADCAST EXPRESS - Episode 207 Topics covered: The death of 'Pope' Francis aka Jorge Mario Bergoglio. Links: Novus Ordo Watch on the Death of 'Pope Francis' Jorge Bergoglio (Apr. 21, 2025) National Catholic Reporter on Francis' Final Hours (Apr. 21, 2025) Vatican News on Francis' Last Will and Testament (Apr. 21, 2025) Rorate Caeli on Francis: "A Pope who was One of a Kind" (Apr. 21, 2025) Sign up to be notified of new episode releases automatically at tradcast.org. Produced by NOVUSORDOWATCH.org Support us by making a tax-deductible contribution at NovusOrdoWatch.org/donate/

This week we are joined by Byron Lane! Byron Lane is an author, playwright, and screenwriter. His debut novel, A Star is Bored, is hailed by The New York Times Book Review as "wildly funny,” inspired by his time as assistant to actress Carrie Fisher. He also wrote the celebrated novel Big Gay Wedding, the series Last Will & Testicle, the acclaimed play Tilda Swinton Answers an Ad On Craigslist, and the award-winning feature film Herpes Boy, starring Octavia Spencer. He's a former journalist and winner of two regional Emmy Awards. He lives in the Los Angeles area with his husband, New York Times bestselling author Steven Rowley and their rescue dogs, Raindrop and Shirley.In this engaging episode, Byron Lane shares his experiences growing up in New Orleans, navigating his identity as a gay man, and the challenges he faced with religion and societal expectations. He reflects on his college years and his journey into journalism, highlighting the mentors who influenced his career. The discussion touches on themes of acceptance, personal growth, and the impact of societal pressures on individual identity. You don't want to miss our discussion about the importance of representation in literature, particularly in Byron's latest work, 'Big Gay Wedding.' Give this episode a listen!Recommendations From This Episode: Dicks: The MusicalBoy ErasedFollow Byron Lane: @byronlanedotcomFollow Carly: @carlyjmontagFollow Emily: @thefunnywalshFollow the podcast: @aloneatlunchpodPlease rate and review the podcast! Spread the word! Tell your friends! Email us: aloneatlunch@gmail.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

America is feeling Mother Nature's wrath - with 56 tornadoes touching down across ten states leaving a wake of destruction. And it wasn't just twisters, the South and Midwest also saw dust storms, wildfires, as well as blizzard conditions. And while President Trump was speaking with a scrum of reporters, one of them bonked him in the face with her microphone. It sure looks like an accident, but the reporter is now finding herself under siege from Trump supporters who say she did it deliberately. Plus, the Last Will and Testament of Gene Hackman and his wife Betsy were released today, and we now know the legendary actor left his entire 80-million-dollar estate to his wife. The two had signed the wills back in 2005, twenty years before they were found dead in their Santa Fe home. Since Hackman's wife is dead, it's unclear who will get the money. Hackman does have three children from a previous marriage. And it was the moment America was waiting to see a Space X rocket docking with the space station, to bring the two stranded astronauts home. They've now been up there for nine months and eight days, but if they are losing their minds and feeling stranded, they are not showing it! Throughout their ordeal, they have kept their cool with many, saying they are perfect examples of true American grit.   To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A “Last Will and Testament” is a document listing out the instructions for how to handle your remaining worldly goods after your death. It is an opportunity for the living to share their wishes from beyond the grave. In As You Like It, Orlando mentions this practice by saying “...give me the poor allottery my father left me by testament; with that I will go buy my fortunes.” In Julius Caesar the group cries out “The will! the testament!” Again in In Timon of Athens, the Painter says “performance is a kind of will or testament which argues a great sickness in his judgment that makes it.” Obviously, Shakespeare's making a metaphorical statement in that last use of will or testament, but the references declare a history here to documenting one's final wishes and the process of carrying out your bequests. Here today to help us explore what wills and testaments were like for the 16-17th century, who wrote them, what they included, and taking a look at the details of Shakespeare's own will and testament, is our guest and expert in the history of wills and testaments from the 16th all the way to the 19th centuries, Laura Sangha.  Get bonus episodes on Patreon Hosted on Acast. See acast.com/privacy for more information.

What's God's general will for you? Look no further than this text! Now as we listen to Jesus pray for us, we also find what our priorities in life are to be. These words are the "Last Will and Testament" of Jesus Christ. So pay close attention and you'll get it right from the heart of Jesus Himself.

A professor and a Maine innkeeper discover an unusual Indian arrowhead while walking along the Atlantic shoreline. Following this find, they both begin experiencing recurring dreams of five ghostly Native Americans.CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:02:00.000 = CBS Radio Mystery theater, “Five Ghostly Indians” (October 06, 1975) ***WD00:48:24.799 = ABC Mystery Time, “Suicide Club” (June 07, 1956) ***WD01:10:48.639 = Strange Adventure, “Duel In Darkness” (ADU) ***WD01:14:45.689 = Adventures of the Abbotts, “Gentlemen In The Nile Green Suit” (May 29, 1955)01:44:26.159 = The Avenger, “Death Counts” (November 30, 1945) ***WD (LQ)02:12:45.779 = BBC Ghost Story, “The Almond Tree” (December, 2010)02:41:30.579 = Beyond The Green Door, “Edward Morse, Deep Sea Fishing, and Rats” (1966)02:45:25.650 = Box 13, “Last Will and Nursery Rhyme” (February 06, 1949)03:12:10.829 = Incredible But True, “Desert Magic” (1950-1951) ***WD03:16:11.029 = Chet Chetter's Tales From The Morgue, “Escape From The Mysterious Island, Part 1” (1990) ***WD03:44:46.199 = Chet Chetter's Tales From The Morgue, “Escape From The Mysterious Island, Part 2” (1990) ***WD04:12:55.829 = The Clock, “Pretty Cousin Amy” (March 23, 1947)04:37:07.589 = Confession, “Doris Kane” (July 05, 1953)05:06:00.160 = Show Close(ADU) = Air Date Unknown(LQ) = Low Quality***WD = Remastered, edited, or cleaned up by Weird Darkness to make the episode listenable. Audio may not be pristine, but it will be better than the original file which may have been unusable or more difficult to hear without editing.Weird Darkness theme by Alibi Music Library= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.= = = = =CUSTOM WEBPAGE: https://weirddarkness.com/WDRR0334

What's God's general will for you? Look no further than this text! Now as we listen to Jesus pray for us, we also find what our priorities in life are to be. These words are the "Last Will and Testament" of Jesus Christ. So pay close attention and you'll get it right from the heart of Jesus Himself.

Here's to the ones that we gotCheers to the wish you were here, but you're not'Cause the drinks bring back all the memoriesOf everything we've been throughToast to the ones here todayToast to the ones that we lost on the way'Cause the drinks bring back all the memoriesAnd the memories bring back, memories bring back you Note: Mud Snakes, Watto has passed through the Other World Check-In Station, F*CK Darth Vader, The Last Will and Testament of Watto, The Sippin' Society Presents - (Bottle) Cappin A-Mirthful-Cup: LOVE Brew Swirled, Dr Pizza Stone vs Evil Mr Steel, Extreme Meals, Bobites, Dr Who style humor, will Sonic fall in love?, Templar points, Fake Gamer Elon, Maker Fancams, Strange Magic, Wattovision, Klumping it Up, Sheela na gig, DICriders, Kevin Keller's Tickle Tapes, Zanfretta's Aliens, The Magic Treehouse

Mary McLeod Bethune was an educator, activist, and civil servant who dedicated her entire life to the pursuit of racial and gender equality. Her impressive legacy includes schools, legislation, and the formation of the Women's Army Corps. Research: Architect of the Capitol. “Mary McLeod Bethune.” https://www.aoc.gov/explore-capitol-campus/art/mary-mcleod-bethune-statue Bethune, Mary McLeod. “Dr. Bethune's Last Will & Testament.” Bethune-Cookman University. https://www.cookman.edu/history/last-will-testament.html Bethune, Mary McLeod. “Mary McLeod Bethune: Building a Better World: Essays and Selected Documents.” Indiana University Press. 1999. Brewer, William M. “Mary McLeod Bethune.” Negro History Bulletin , November, 1955, Vol. 19, No. 2 (November, 1955), p. 48, 36. Via JSTOR. https://www.jstor.org/stable/44212916 "Bethune, Mary Mcleod." Encyclopedia of Race and Racism, edited by John Hartwell Moore, vol. 1, Macmillan Reference USA, 2008, pp. 166-167. Gale In Context: U.S. History, link.gale.com/apps/doc/CX2831200056/GPS?u=mlin_n_melpub&sid=bookmark-GPS&xid=8b031f93. Accessed 9 Dec. 2024. Eleanor Roosevelt Papers Project. “Mary McLeod Bethune (1875-1955).” https://erpapers.columbian.gwu.edu/mary-mcleod-bethune-1875-1955 Flemming, Shelia Y. and Elaine M. Smith. “Mary McLeod Bethune: Born for Greatness: Introduction to Special Volume.” Phylon (1960-), Vol. 59, No. 2 (WINTER 2022), pp. 21-54. Via JSTOR. https://www.jstor.org/stable/27180573 Foreman, Adam. “The Extraordinary Life of Mary McLeod Bethune.” The National World War II Museum. July 30, 2020. https://www.nationalww2museum.org/war/articles/mary-mcleod-bethune Johnson-Miller, Beverly C. "Mary McLeod Bethune: black educational ministry leader of the early 20th century." Christian Education Journal, vol. 3, no. 2, fall 2006, pp. 330+. Gale General OneFile, link.gale.com/apps/doc/A154513137/GPS?u=mlin_n_melpub&sid=bookmark-GPS&xid=175ad2e0. Accessed 9 Dec. 2024. Jones, Martha S. “Mary McLeod Bethune Was at the Vanguard of More Than 50 Years of Black Progress.” Smithsonian. 7/2020. https://www.smithsonianmag.com/history/mary-mcleod-bethune-vanguard-more-than-50-years-black-progress-180975202/ Long, Kim Cliett. "Dr. Mary Mcleod Bethune: a life devoted to service." Forum on Public Policy: A Journal of the Oxford Round Table, fall 2011. Gale Academic OneFile, link.gale.com/apps/doc/A317588290/GPS?u=mlin_n_melpub&sid=bookmark-GPS&xid=af61ca7a. Accessed 9 Dec. 2024. "Mary McLeod Bethune." Gale Encyclopedia of U.S. Economic History, edited by Thomas Carson and Mary Bonk, Gale, 1999. Gale In Context: U.S. History, link.gale.com/apps/doc/K1667000015/GPS?u=mlin_n_melpub&sid=bookmark-GPS&xid=96df5412. Accessed 9 Dec. 2024. McCLUSKEY, AUDREY T. "Representing the Race: Mary McLeod Bethune and the Press in the Jim Crow Era." The Western Journal of Black Studies, vol. 23, no. 4, winter 1999, p. 236. Gale In Context: U.S. History, link.gale.com/apps/doc/A62354228/GPS?u=mlin_n_melpub&sid=bookmark-GPS&xid=d189f Michals, Debra. "Mary McLeod Bethune." National Women's History Museum. National Women's History Museum, 2015. https://www.womenshistory.org/education-resources/biographies/mary-mcleod-bethune Moorer, Vanessa. “Mary McLeod Bethune.” National Museum of African American History and Culture. https://nmaahc.si.edu/explore/stories/mary-mcleod-bethune National Parks Service. “Mary McLeod Bethune. Mary McLeod Bethune Council House. https://www.nps.gov/mamc/learn/historyculture/mary-mcleod-bethune.htm PBS American Experience. “Eleanor and Mary McLeod Bethune.” https://www.pbs.org/wgbh/americanexperience/features/eleanor-bethune/ Popp, Veronica. “Black roses: The womanist partnership of Frances Reynolds Keyser and Mary McLeod Bethune.” Journal of Lesbian Studies. https://doi.org/10.1080/10894160.2024.2385714 Roosevelt, Eleanor. “My Day: May 20, 1955.” https://www2.gwu.edu/~erpapers/myday/displaydoc.cfm?_y=1955&_f=md003174 Smith, Elaine M. “Mary McLeod Bethune Papers: The Bethune-Cookman College Collection, 1922–1955.” Alabama State University. /https://pq-static-content.proquest.com/collateral/media2/documents/1397_MaryMcLBethuneCollege.pdf Smith, Elaine M. “Mary McLeod Bethune: In the Leadership Orbit of Men.” Phylon (1960-), WINTER 2022, Vol. 59, No. 2 (WINTER 2022). Via JSTOR. https://www.jstor.org/stable/10.2307/27180575 Smith, Elaine M. “Mary McLeod Bethune’s ‘Last Will and Testament’: A Legacy for Race Vindication.” The Journal of Negro History, vol. 81, no. 1/4, 1996, pp. 105–22. JSTOR, http://www.jstor.org/stable/2717611. Accessed 10 Dec. 2024. State Library and Archives of Florida. “Mary McLeod Bethune.” Florida Memory. https://www.floridamemory.com/learn/classroom/learning-units/mary-mcleod-bethune/ See omnystudio.com/listener for privacy information.

In this very special episode (not really) the T-800 Terminator won't leave Jerry alone, the Snob's put a new idea for content out there and then they discuss Stone Age the Anniversary addition and Last Will.  Enjoy! Join Our Guild at  Boardgamegeek.com You can also find us at these locations. boardgamesnobs@gmail.com   / boardgamesnobs     / boardgamesnobs  

In this episode, Doug Foster and Jamey Gorman return to discuss Barton Stone and the "Last Will and Testament of the Springfield Presbytery". We look at some of the most inspiring messages and how those have played a significant role in our history as a unity movement. CGU has a vision to create and support gatherings of unity-minded Christians around the globe. Imagine the good news of these gatherings modeling the prayer of Jesus in our divided world. If you benefit from this ministry, please consider donating monthly to support the work. www.commongroundsunity.org/donate . Please give us feedback by posting your thoughts and suggestions on our Facebook Page. https://www.facebook.com/profile.php?id=100068486982733 Please check out commongroundsunity.org to learn more about CGU, how to subscribe to the newsletter, join the Facebook group, or find the YouTube Channel. Check out our gatherings on the About page, where you can connect with other unity-minded Christians in your area. If you cannot find a gathering in your area, we can help you start one. It's not difficult or time-consuming, and we will help you out along the way. It really does, simply, start with a cup of coffee. If you want to volunteer or ask questions, please email John at john@commongroundsunity.org. Until next time, God bless, and remember, “Unity Starts With A Cup of Coffee.” The Common Grounds Unity theme music for our intro and exit for Season 4 is Anthony Catacoli's "Mambo For Jose." Download and permission to use from Sound Stripe.

The Last Will and Testament of Stevil Kinevil. By the time people are hearing this, I'll either be in the great beyond where all the guitars are air guitars and all the cocktails come with umbrellas, OR I'll just be crawling out of an opioid nightmare on the other side of knee surgery. And so, […]

Dearly beloved, I bequeath unto thee this podcast, all about Opeth's latest banger, The Last Will and Testament.

Today, a true crime mystery which appears to be a shocking example of the kind of domestic violence against women which is often overlooked in society. Kristi and Alissa look at the case of Suzanne Simpson, a high-end real estate broker from San Antonio, Texas, allegedly battered, murdered and dumped by Brad - her husband of 22 years. He is now in jail awaiting hearings. Her remains haven't been found. The story has captured people's attention around the world. So many female victims of domestic violence are reluctant to report it. In this episode, Liss 'N Kristi are appealing to the victims for the courage to speak out, and they offer help and support. CHAPTERS:-00:00 Start00:12 The disappearance of Suzanne Simpson00:32 Husband Brad - alleged killer04:38 A neighbor in Olmos Park hears an argument04:56 He was allegedly trying to keep her from running away06:31 "What if law enforcement knew earlier?"07:55 Brad's purchases at Home Depot08:55 What happened to the trash bags?10:12 "She could've moved in with her mother" 11:52 Brad reports his wife is missing13:02 "Leave all that crap in the pumphouse, especially the gun"13:40 Their child accuses Brad of assault14:50 Brad is arrested15:28 The "Last Will and Testament"17:35 "Kudos to the police"19:22 Brad's business partner is arrested19:41 "Look for me at the bottom of the lake"22:31 "For any woman, her first concern is for her child"27:57 "Rage and utter control"28:36 Brad is held on bonds of $5 million30:10 "Remember there is always help, and there is no shame"  

This week on Sinica, in a show recorded in Beijing, I speak with Liu Yang and Jiang Jiang, the authors of two excellent newsletters — The China Channel and Ginger River Review, respectively — and two of the guys behind the YouTube show "Got China." They're making a great effort to bridge Chinese journalism with Anglophone reporting on China with perspectives and insights from within the Chinese state media system.4:24 – How Jiang Jiang and Liu Yang became journalists 11:42 – How Liu Yang and Jiang Jiang decided to launch their newsletters, and the advantages of being tǐzhì nèi 体制内20:29 – Jiang Jiang and Liu Yang's Got China show 25:46 – Liu Yang's and Jiang Jiang's empathy for American perspectives 29:53 – The negative American discourse on the Chinese economy and “China collapse theory” 37:21 The recent press conferences on monetary and policies, and the response in the realty market in Beijing 46:17 What's next for Got China Recommendations:Liu Yang: Modern Chinese Government and Politics 《当代中国政府与政治?》, a Chinese-language textbookJiang Jiang: The Chinese podcast Bié de diànbō 别的电波; and Shan Weijian's Out of the Gobi: My Story of China and AmericaKaiser: The album The Last Will and Testament by Swedish metal band Opeth; and the Provincial Cuisine Club in Beijing, for trying food from different parts of ChinaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Check out our past deals, future ones, and join our community: https://thewealthelevator.com/club/Join us for an insightful episode with Ethan Okura from Okura Associates Estate Planning Attorneys as we explore the critical components of estate planning. Learn about living trusts, advanced healthcare directives, and durable power of attorney, essential for protecting your assets and making crucial decisions. Discover the intricacies of wills, revocable and irrevocable trusts, probate processes in Hawaii, and the benefits of using beneficiary designations. Understand the importance of conservatorships, trusts for special needs families, and strategies for selecting trustees. We'll also delve into advanced estate tax planning techniques, including Spousal Lifetime Access Trusts (SLATs), and address federal and Hawaii state estate taxes. Real-life examples and updates from economic giants like Goldman Sachs and JP Morgan Chase are included to help you effectively manage and plan your estate.00:00 Introduction and Podcast Overview00:51 Understanding Yield Curve Inversion01:33 Recent Economic Updates02:21 Introduction to Estate Planning03:48 Key Estate Planning Documents04:14 Advanced Health Care Directives05:28 Durable Power of Attorney Explained06:39 Last Will and Testament08:40 Revocable Trusts17:15 Probate Process22:58 Guardianship and Conservatorship24:32 Supplemental Needs Trusts28:12 Common Estate Planning Mistakes28:58 Customizing Your Estate Plan30:03 Choosing the Right Trustee30:47 Avoiding Conservatorship31:41 Understanding Estate Taxes32:23 Federal vs. State Estate Tax Exemptions36:12 Advanced Estate Planning Strategies42:26 International Estate Planning Considerations46:37 Real-Life Estate Planning Stories50:21 Cost and Maintenance of Trusts51:35 Conclusion and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

Chapter 5 - Fallen WarriorQ1 - How convinced were you that this was Hagrid?No sooner had Mrs. Weasley bent over her son than Lupin grabbed Harry by the upper arm and dragged him, none too gently, back into the kitchen, where Hagrid was still attempting to ease his bulk through the back door. “Oi!” said Hagrid indignantly. “Le' go of him! Le' go of Harry!” Lupin ignored him. “What creature sat in the corner the first time that Harry Potter visited my office at Hogwarts?” he said, giving Harry a small shake. “Answer me!” “A — a grindylow in a tank, wasn't it?” Lupin released Harry and fell back against a kitchen cupboard. “Wha' was tha' about?” roared Hagrid. “I'm sorry, Harry, but I had to check,” said Lupin tersely. “We've been betrayed. Voldemort knew that you were being moved tonight and the only people who could have told him were directly involved in the plan. You might have been an impostor.”Q1 - Who was the betrayer?“So you think I should have killed Stan Shunpike?” said Harry angrily. “Of course not,” said Lupin, “but the Death Eaters — frankly, most people! — would have expected you to attack back! Expelliarmus is a useful spell, Harry, but the Death Eaters seem to think it is your signature move, and I urge you not to let it become so!” Q2 - Why is Harry so defensive of Stan?“The last words Albus Dumbledore spoke to the pair of us?” “ ‘Harry is the best hope we have. Trust him,' ” said Lupin calmly. Q3 - What does Dumbledore mean by this?Perhaps roused by the sound of Fred and their father's arrival, George stirred. “How do you feel, Georgie?” whispered Mrs. Weasley. George's fingers groped for the side of his head. “Saintlike,” he murmured. “What's wrong with him?” croaked Fred, looking terrified. “Is his mind affected?” “Saintlike,” repeated George, opening his eyes and looking up at his brother. “You see . . . I'm holy. Holey, Fred, geddit?” “Ron was great,” said Tonks warmly, relinquishing her hold on Lupin. “Wonderful. Stunned one of the Death Eaters, straight to the head, and when you're aiming at a moving target from a flying broom —” “You did?” said Hermione, gazing up at Ron with her arms still around his neck. “Always the tone of surprise,” he said a little grumpily, breaking free. “Are we the last back?” Q4 - Did Ron kill someone?Lupin nodded. With a wave to the others, Kingsley walked away into the darkness toward the gate. Harry thought he heard the faintest pop as Kingsley Disapparated just beyond the Burrow's boundaries. Q5 - Confirmation Kingsley's got a small butt?Mrs. Weasley ran forward, but the hug Bill bestowed upon her was perfunctory. Looking directly at his father, he said, “Mad-Eye's dead.” Q6 - What are your thoughts on Mad-Eye's death?She glared around at them all, tear tracks still etched on her beautiful face, silently daring any of them to contradict her. Nobody did. The only sound to break the silence was that of Hagrid hiccuping from behind his handkerchief. Harry glanced at Hagrid, who had just risked his own life to save Harry's — Hagrid, whom he loved, whom he trusted, who had once been tricked into giving Voldemort crucial information in exchange for a dragon's egg. . . . “No,” Harry said aloud, and they all looked at him, surprised: The firewhisky seemed to have amplified his voice. “I mean . . . if somebody made a mistake,” Harry went on, “and let something slip, I know they didn't mean to do it. It's not their fault,” he repeated, again a little louder than he would usually have spoken. “We've got to trust each other. I trust all of you, I don't think anyone in this room would ever sell me to Voldemort.” Q7 - Is Harry foolish to be saying this?The rest of them now dropped into chairs, all except for Harry, who remained standing. The suddenness and completeness of death was with them like a presence. “I've got to go too,” said Harry. Ten pairs of startled eyes looked at him. “Don't be silly, Harry,” said Mrs. Weasley. “What are you talking about?” Q8 - Is Harry and idiot?“No,” said Harry. “The bike was falling, I couldn't have told you where Voldemort was, but my wand spun in my hand and found him and shot a spell at him, and it wasn't even a spell I recognized. I've never made gold flames appear before.” Q9 - What spell did Harry perform?And then, out of nowhere, the pain in his scar peaked. As he clutched his forehead and closed his eyes, a voice screamed inside his head. “You told me the problem would be solved by using another's wand!” And into his mind burst the vision of an emaciated old man lying in rags upon a stone floor, screaming, a horrible, drawn-out scream, a scream of unendurable agony. . . . “No! No! I beg you, I beg you. . . .” “You lied to Lord Voldemort, Ollivander!” “I did not. . . . I swear I did not. . . .” “You sought to help Potter, to help him escape me!” “I swear I did not. . . . I believed a different wand would work. . . .” “Explain, then, what happened. Lucius's wand is destroyed!” “I cannot understand. . . . The connection . . . exists only . . . between your two wands. . . .” “Lies!” “Please . . . I beg you. . . .” And Harry saw the white hand raise its wand and felt Voldemort's surge of vicious anger, saw the frail old man on the floor writhe in agony — “Harry?” It was over as quickly as it had come: Q10 - What is going on here? Is Olivander lying?“But it was supposed to have stopped! Your scar — it wasn't supposed to do this anymore! You mustn't let that connection open up again — Dumbledore wanted you to close your mind!” When he did not reply, she gripped his arm. “Harry, he's taking over the Ministry and the newspapers and half the Wizarding world! Don't let him inside your head too!” Q11 - Did Voldemort want Harry to see this?Chapter 6 - The Ghoul in Pajamas“Well, you can't do anything about the” — Ron mouthed the word Horcruxes — “till you're seventeen. You've still got the Trace on you. And we can plan here as well as anywhere, can't we? Or,” he dropped his voice to a whisper, “d'you reckon you already know where the You-Know-Whats are?” “No,” Harry admitted. Q1 - Where are the Horcruxes?Harry understood “they” to mean Fleur and Mrs. Weasley. “It's one extra day,” said Ron, when Harry looked mutinous. “Don't they realize how important — ?” “ 'Course they don't,” said Ron. “They haven't got a clue. And now you mention it, I wanted to talk to you about that.”“Ron and Hermione seem to think that the three of you are dropping out of Hogwarts,” she began in a light, casual tone. “Oh,” said Harry. “Well, yeah. We are.”Q2 - Do you find it shocking that Mrs Weasley is still sending Ginny to Hogwarts?“Now, Ron, have you cleaned out your room yet?” “Why?” exclaimed Ron, slamming his spoon down and glaring at his mother. “Why does my room have to be cleaned out? Harry and I are fine with it the way it is!” “We are holding your brother's wedding here in a few days' time, young man —” “And are they getting married in my bedroom?” asked Ron furiously. “No! So why in the name of Merlin's saggy left —” “Don't talk to your mother like that,” said Mr. Weasley firmly. “And do as you're told.” “We were just talking about Mad-Eye,” Ron told Harry. “I reckon he might have survived.” “But Bill saw him hit by the Killing Curse,” said Harry. “Yeah, but Bill was under attack too,” said Ron. “How can he be sure what he saw?” “Even if the Killing Curse missed, Mad-Eye still fell about a thousand feet,” said Hermione, now weighing Quidditch Teams of Britain and Ireland in her hand. “He could have used a Shield Charm —” “Fleur said his wand was blasted out of his hand,” said Harry. “Well, all right, if you want him to be dead,” said Ron grumpily, punching his pillow into a more comfortable shape. Q3 - Do you think Ron could be right?“What are you doing with all those books anyway?” Ron asked, limping back to his bed. “Just trying to decide which ones to take with us,” said Hermione. “When we're looking for the Horcruxes.” “Oh, of course,” said Ron, clapping a hand to his forehead. “I forgot we'll be hunting down Voldemort in a mobile library.” “Ha ha,” said Hermione, looking down at Spellman's Syllabary. “I wonder . . . will we need to translate runes? It's possible. . . . I think we'd better take it, to be safe.” Q4 - If you were hunting Voldemort, what 5 items would you bring?“Listen,” said Harry. He had sat up straight. Ron and Hermione looked at him with similar mixtures of resignation and defiance. “I know you said after Dumbledore's funeral that you wanted to come with me,” Harry began. “Here he goes,” Ron said to Hermione, rolling his eyes. “As we knew he would,” she sighed, turning back to the books. “You know, I think I will take Hogwarts, A History. Even if we're not going back there, I don't think I'd feel right if I didn't have it with —” “Listen!” said Harry again. “No, Harry, you listen,” said Hermione. “We're coming with you. That was decided months ago — years, really.” “But —” “Shut up,” Ron advised him. “I've also modified my parents' memories so that they're convinced they're really called Wendell and Monica Wilkins, and that their life's ambition is to move to Australia, which they have now done. That's to make it more difficult for Voldemort to track them down and interrogate them about me — or you, because unfortunately, I've told them quite a bit about you. “Assuming I survive our hunt for the Horcruxes, I'll find Mum and Dad and lift the enchantment. If I don't — well, I think I've cast a good enough charm to keep them safe and happy. Wendell and Monica Wilkins don't know that they've got a daughter, you see. Q5 - Will Hermione's plan work?There was silence in the room, broken only by gentle thuds as Hermione continued to throw books onto one pile or the other. Ron sat watching her, and Harry looked from one to the other, unable to say anything. The measures they had taken to protect their families made him realize, more than anything else could have done, that they really were going to come with him and that they knew exactly how dangerous that would be. He wanted to tell them what that meant to him, but he simply could not find words important enough. Harry, who did not believe that Hermione really understood his desire to return to Godric's Hollow. His parents' graves were only part of the attraction: He had a strong, though inexplicable, feeling that the place held answers for him. Perhaps it was simply because it was there that he had survived Voldemort's Killing Curse; now that he was facing the challenge of repeating the feat, Harry was drawn to the place where it had happened, wanting to understand. Q6 - What answers will Godric's Hollow have?“And the more I've read about them,” said Hermione, “the more horrible they seem, and the less I can believe that he actually made six. It warns in this book how unstable you make the rest of your soul by ripping it, and that's just by making one Horcrux!” Harry remembered what Dumbledore had said about Voldemort moving beyond “usual evil.” “Isn't there any way of putting yourself back together?” Ron asked. “Yes,” said Hermione with a hollow smile, “but it would be excruciatingly painful.” “Why? How do you do it?” asked Harry. “Remorse,” said Hermione. “You've got to really feel what you've done. There's a footnote. Apparently the pain of it can destroy you. I can't see Voldemort attempting it somehow, can you?” Q7 - Do you think he'd ever experience remorse for what he's done?“It has to be something so destructive that the Horcrux can't repair itself. Basilisk venom only has one antidote, and it's incredibly rare —”Q8 - What else do you think can kill a Horcrux?“Hang on,” said Ron, frowning. “The bit of soul in that diary was possessing Ginny, wasn't it? How does that work, then?” “While the magical container is still intact, the bit of soul inside it can flit in and out of someone if they get too close to the object. I don't mean holding it for too long, it's nothing to do with touching it,” she added before Ron could speak. “I mean close emotionally. Ginny poured her heart out into that diary, she made herself incredibly vulnerable. You're in trouble if you get too fond of or dependent on the Horcrux.” “I wonder how Dumbledore destroyed the ring?” said Harry. “Why didn't I ask him? I never really . . .” Q9 - Will any of them become possessed by Voldemort's soul?Q10 - How did Dumbledore kill the Horcrux?Chapter 7 - The Will of Albus DumbledoreHe was walking along a mountain road in the cool blue light of dawn. Far below, swathed in mist, was the shadow of a small town. Was the man he sought down there, the man he needed so badly he could think of little else, the man who held the answer, the answer to his problem . . . ?Q1 - What is going on?Q2 - Who's Gregorovitch?Harry seized the wand lying beside his camp bed, pointed it at the cluttered desk where he had left his glasses, and said, “Accio Glasses!” Although they were only around a foot away, there was something immensely satisfying about seeing them zoom toward him, at least until they poked him in the eye.  Q3 - What was your most memorable “18” or “21” story?“This isn't your average book,” said Ron. “It's pure gold: Twelve Fail-Safe Ways to Charm Witches. Explains everything you need to know about girls. If only I'd had this last year I'd have known exactly how to get rid of Lavender and I would've known how to get going with . . . Well, Fred and George gave me a copy, and I've learned a lot. You'd be surprised, it's not all about wandwork, either.” Harry sat down, took the square parcel she had indicated, and unwrapped it. Inside was a watch very like the one Mr. and Mrs. Weasley had given Ron for his seventeenth; it was gold, with stars circling around the face instead of hands. “It's traditional to give a wizard a watch when he comes of age,” said Mrs. Weasley, watching him anxiously from beside the cooker. “I'm afraid that one isn't new like Ron's, it was actually my brother Fabian's and he wasn't terribly careful with his possessions, it's a bit dented on the back, but —” The rest of her speech was lost; Harry had got up and hugged her. He tried to put a lot of unsaid things into the hug and perhaps she understood them, because she patted his cheek clumsily when he released her, then waved her wand in a slightly random way, causing half a pack of bacon to flop out of the frying pan onto the floor. Q4 - Do you remember who Fabian Pruitt is?“The Prewetts, Gideon and Fabian. It took five Death eaters to bring them down, they fought like heroes.”  (GOBLET OF FIRE)Although Lupin smiled as he shook Harry's hand, Harry thought he looked rather unhappy. It was all very odd; Tonks, beside him, looked simply radiant. Q5 - What's going on between them?“The Minister — but why — ? I don't understand —” But there was no time to discuss the matter; a second later, Mr. Weasley had appeared out of thin air at the gate, accompanied by Rufus Scrimgeour, instantly recognizable by his mane of grizzled hair. Q6 - What do you think of the Minister for Magic?“That law was created to stop wizards passing on Dark artifacts,” said Hermione, “and the Ministry is supposed to have powerful evidence that the deceased's possessions are illegal before seizing them! Are you telling me that you thought Dumbledore was trying to pass us something cursed?” “Are you planning to follow a career in Magical Law, Miss Granger?” asked Scrimgeour.Q7 - Do you think Ministry members think Dumbledore was evil?However, Scrimgeour did not seem to be listening. He put his hand inside his cloak and drew out a drawstring pouch much larger than the one Hagrid had given Harry. From it, he removed a scroll of parchment which he unrolled and read aloud. “ ‘The Last Will and Testament of Albus Percival Wulfric Brian Dumbledore' . . . Yes, here we are. . . . ‘To Ronald Bilius Weasley, I leave my Deluminator, in the hope that he will remember me when he uses it.' ” Scrimgeour took from the bag an object that Harry had seen before: It looked something like a silver cigarette lighter, but it had, he knew, the power to suck all light from a place, and restore it, with a simple click. Scrimgeour leaned forward and passed the Deluminator to Ron, who took it and turned it over in his fingers, looking stunned. “That is a valuable object,” said Scrimgeour, watching Ron. “It may even be unique. Certainly it is of Dumbledore's own design. Why would he have left you an item so rare?” Q8 - Why did he leave this to Ron?“ ‘To Miss Hermione Jean Granger, I leave my copy of The Tales of Beedle the Bard, in the hope that she will find it entertaining and instructive.' ” Scrimgeour now pulled out of the bag a small book that looked as ancient as the copy of Secrets of the Darkest Art upstairs. Its binding was stained and peeling in places. Hermione took it from Scrimgeour without a word. She held the book in her lap and gazed at it. Harry saw that the title was in runes; he had never learned to read them. As he looked, a tear splashed onto the embossed symbols. “Why do you think Dumbledore left you that book, Miss Granger?” asked Scrimgeour.Q9 - Why did he leave this to Hermione?“ ‘To Harry James Potter,' ” he read, and Harry's insides contracted with a sudden excitement, “ ‘I leave the Snitch he caught in his first Quidditch match at Hogwarts, as a reminder of the rewards of perseverance and skill.' ” As Scrimgeour pulled out the tiny, walnut-sized golden ball, its silver wings fluttered rather feebly, and Harry could not help feeling a definite sense of anticlimax. “Why did Dumbledore leave you this Snitch?” asked Scrimgeour.Q10 - Why did he leave this to Harry?“Dumbledore left you a second bequest, Potter.” “What is it?” asked Harry, excitement rekindling. Scrimgeour did not bother to read from the will this time. “The sword of Godric Gryffindor,” he said. Q11 - Why did he leave this to Harry?“It — it was nothing,” he growled. “I . . . regret your attitude,” he said, looking Harry full in the face once more. “You seem to think that the Ministry does not desire what you — what Dumbledore — desired. We ought to be working together.” He nearly dropped the Snitch in surprise and excitement. Hermione was quite right. Engraved upon the smooth golden surface, where seconds before there had been nothing, were five words written in the thin, slanting handwriting that Harry recognized as Dumbledore's: I open at the close. Q12 - What does this mean?“Ron, you know full well Harry and I were brought up by Muggles!” said Hermione. “We didn't hear stories like that when we were little, we heard ‘Snow White and the Seven Dwarfs' and ‘Cinderella' —” “What's that, an illness?” asked Ron.Chapter 8 - The WeddingHarry had taken a large dose of Polyjuice Potion and was now the double of a redheaded Muggle boy from the local village, Ottery St. Catchpole, from whom Fred had stolen hairs using a Summoning Charm.Q1 - How do you feel about this identity theft?“When I get married,” said Fred, tugging at the collar of his own robes, “I won't be bothering with any of this nonsense. You can all wear what you like, and I'll put a full Body-Bind Curse on Mum until it's all over.” Q2 - Who do you think Fred and George are going to marry?An odd symbol, rather like a triangular eye, glistened from a golden chain around his neck. “Sign?” said Harry, looking over at Xenophilius too. The strange triangular eye was gleaming on his chest. “Why? What's wrong with it?” “Grindelvald. That is Grindelvald's sign.” “Grindelwald . . . the Dark wizard Dumbledore defeated?” “Exactly.” Krum's jaw muscles worked as if he were chewing, then he said, “Grindelvald killed many people, my grandfather, for instance. Of course, he vos never poverful in this country, they said he feared Dumbledore — and rightly, seeing how he vos finished. But this” — he pointed a finger at Xenophilius — “this is his symbol, I recognized it at vunce: Grindelvald carved it into a vall at Durmstrang ven he vos a pupil there. Some idiots copied it onto their books and clothes, thinking to shock, make themselves impressive — until those of us who had lost family members to Grindelvald taught them better.” Krum cracked his knuckles menacingly and glowered at Xenophilius. Harry felt perplexed. It seemed incredibly unlikely that Luna's father was a supporter of the Dark Arts, and nobody else in the tent seemed to have recognized the triangular, runelike shape. Q3 - Victor nearly fights him because of this symbol…what is it?“Hello, Harry!” she said. “Er — my name's Barny,” said Harry, flummoxed. “Oh, have you changed that too?” she asked brightly. “How did you know — ?” “Oh, just your expression,” she said. “Hmm. Made an excuse, did he? Not as gormless as he looks in press photographs, then. I've just been instructing the bride on how best to wear my tiara,” she shouted at Harry. “Goblin-made, you know, and been in my family for centuries. She's a good-looking girl, but still — French. Well, well, find me a good seat, Ronald, I am a hundred and seven and I ought not to be on my feet too long.” Q4 - Is this tiara anything special?Harry did not answer. He pretended to watch the dancers, like Krum, but he was thinking hard. So Voldemort was looking for a celebrated wandmaker, and Harry did not have to search far for a reason: It was surely because of what Harry's wand had done on the night that Voldemort had pursued him across the skies. The holly and phoenix feather wand had conquered the borrowed wand, something that Ollivander had not anticipated or understood. Would Gregorovitch know better? Was he truly more skilled than Ollivander, did he know secrets of wands that Ollivander did not? Q5 - Does Gregorivitch know secrets of wandlore that Olivander doesn't?“Well, in that interview,” Harry went on, “Rita Skeeter hinted that Professor Dumbledore was involved in the Dark Arts when he was young.” “Don't believe a word of it!” said Doge at once. “Not a word, Harry! Let nothing tarnish your memories of Albus Dumbledore!” Q6 - What's the truth here?“Why did nobody ever see her, Elphias?” squawked Muriel. “Why did half of us never even know she existed, until they carried the coffin out of the house and held a funeral for her? Where was saintly Albus while Ariana was locked in the cellar? Off being brilliant at Hogwarts, and never mind what was going on in his own house!” “What d'you mean, locked in the cellar?” asked Harry. “What is this?” Doge looked wretched. Auntie Muriel cackled again and answered Harry. Doge looked to be on the verge of tears. Auntie Muriel, who seemed to be enjoying herself hugely, snapped her fingers for more champagne. Numbly Harry thought of how the Dursleys had once shut him up, locked him away, kept him out of sight, all for the crime of being a wizard. Had Dumbledore's sister suffered the same fate in reverse: imprisoned for her lack of magic? And had Dumbledore truly left her to her fate while he went off to Hogwarts, to prove himself brilliant and talented?Q7 - Could this be true?“And I'll tell you something else,” Muriel said, hiccuping slightly as she lowered her goblet. “I think Bathilda has spilled the beans to Rita Skeeter. All those hints in Skeeter's interview about an important source close to the Dumbledores — goodness knows she was there all through the Ariana business, and it would fit!” Q8 - Is Bathilda Bagshot the source?“Bathilda Bagshot lives in Godric's Hollow?” “Oh yes, she's been there forever! The Dumbledores moved there after Percival was imprisoned, and she was their neighbor.” “The Dumbledores lived in Godric's Hollow?” “Yes, Barry, that's what I just said,” said Auntie Muriel testily. Harry felt drained, empty. Never once, in six years, had Dumbledore told Harry that they had both lived and lost loved ones in Godric's Hollow. Why? Were Lily and James buried close to Dumbledore's mother and sister? Had Dumbledore visited their graves, perhaps walked past Lily's and James's to do so? And he had never once told Harry . . . never bothered to say . . . Q9 - Is Dumbledore a good person?Harry did not know where to begin, but it did not matter. At that moment, something large and silver came falling through the canopy over the dance floor. Graceful and gleaming, the lynx landed lightly in the middle of the astonished dancers. Heads turned, as those nearest it froze absurdly in mid-dance. Then the Patronus's mouth opened wide and it spoke in the loud, deep, slow voice of Kingsley Shacklebolt. “The Ministry has fallen. Scrimgeour is dead. They are coming.” 

DIRECTOR'S STATEMENT “For my first feature I wanted to make something interesting, funny, and heartfelt with a real independent film sensibility similar to films I loved growing up in the 80s and 90s. I see the film as an anti-rom com of sorts and wanted it to feel timeless. The casting was crucial to create the tone of the film and the characters that drive the story. The entire cast was amazing to work with. It felt like a never-ending summer camp on set. I hope that the audience is entertained, amused, touched and most of all enjoy the ride before it's over.” Filmmaker Daniel André   FILMMAKER BIOGRAPHY Daniel André is a filmmaker, artist, and music producer born in Cuernavaca, Mexico and raised in NJ, just outside New York City. Mr. André started acting at the age of five and trained in Stanislavski at age nine, working professionally in theater, television, and film throughout his teens. Mr. André studied Film and Media Arts at the University of Arizona and Pima College in Tucson, AZ, and has a degree in Film & Digital Arts. In 2022 under his own Analog 77 Films, Mr. André wrote, produced, and directed RUNNING ON EMPTY starring Keir Gilchrist, Lucy Hale (The Hating Game), Jim Gaffigan (Linoleum), Rhys Coiro (Entourage), Francesca Eastwood (Old), Monica Potter (Parenthood), Jay Pharoah (SNL) and more. Currently, Daniel is working on his next film THE LAST WILL with GMT FILMS, a biopic based on the memoir, “CURED- The Tale of Two Imaginary Boys” by Lol Tolhurst, one of the founding members of The Cure and a biopic about the life of African American author Iceberg Slim.   SYNOPSIS Keir Gilchrist, Lucy Hale, Francesca Eastwood, and comic legend Jim Gaffigan star in a brilliantly quirky romantic comedy about celebrating life and living it to its fullest. Mortimer is an odd but clever young man living a lukewarm existence in California's San Fernando Valley until he receives some life-changing news. Determined to make the most of every day, Mort sets out on a spirited quest to find meaning in his existence and discovers the girl of his dreams along the way.   IG: Written and Directed by @daniel_andre_la Cinematography by @klammer Production Design by @ryan_kaercher3 Property Master @senorschaffer Set Dressing by @msbezu Costume Design by @2undercovertourists   Stay connected with me on socials: https://www.chonacas.com/links/ Leave a 5-star review and share this valuable episode with someone special.

Over here at How To Money, we've experienced a lot of life over the years and typically the way the podcast works is that we share our firsthand account of something personal finance related. Save up 3-6 months of living expenses for an emergency fund? Of course. Investing in real estate and becoming a landlord? We've achieved that many times over. Pursuing entrepreneurship by scaling a podcasting sidegig into a full-fledged business? You're listening to it! But when it comes to going on a cruise, we're total noobs! Neither of us have ever been on a cruise before, and so we figured it made sense to bring on a pro. We're joined by Ilana from Life Well Cruised which is a cruise and travel blog, and she also has a YouTube channel where she has around 45 million views, which is incredible! But it shouldn't come as a surprise considering the helpful content she's publishing over there. Ilana shares why she loves cruising so much, how to get the best deal during wave season, the difference between some of the major cruise lines, excursions, choosing a room, sea sickness, and plenty more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Last Will and Testament by Monday Night Brewing- a big thanks to Ryan for sharing this one with us! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.