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If you were with us back in our early days, you remember we did a whole episode on redlining: the history of it, the literal red lines drawn on maps in the 1930s to keep Black and immigrant families out of the mortgage market, and how that legacy still shapes segregation and the racial wealth gap today. We're including that full episode, edited slightly for context, in this conversation. What we didn't fully appreciate back in 2019 is that the episode wasn't just a history lesson where we were looking back in time. Rather, it was actually the opening scene of this update you're getting today. A lot happened immediately after we recorded that episode that set the stage for everything that is occurring right now, in this second Trump administration, that directly impacts something that we care a LOT about: community, neighborhoods, and who gets to belong. So we thought we'd revisit redlining as a way to show just how the fight for community itself is shifting over time, and how we're all impacted by federal policy shifts designed to target those of us who are most vulnerable. We hope you listen, share widely, and think about these issues as we head into a contentious midterm season. What to listen for: What redlining was, historically, and how it continues to impact our neighborhoods today Predatory lending practices that harm all of us The problems with gentrification The fight over "disparate impact" (i.e., showing that discrimination exists is enough, and you don't need to prove intent to discriminate) and its impact on equality
A massage therapist you vouched for turns out to be unlicensed and a predator. How can you make up for your lapse in judgment? It's Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1368On This Week's Feedback Friday:You're a massage therapist who vouched for a longtime colleague — then learned he'd never been licensed, was working under his wife's name, and had confessed to assaulting 15 women on the table. Despite this all being brought to light, he's still illegally working from an app. How do you protect your community from this creep and recover trust in your own judgment?You're a therapist who has spent years building boundaries against an abusive mother — the one who moved her deadbeat, family-abandoning father into the house and drafted your brothers as his unpaid nurses. There may be a fortune stashed in his home. You just hung up on your dad. Is it finally time to go no-contact?You're careful — only ever anonymous nudes, nothing identifiable. Then a cute stranger on Grindr coaxes out your number and Instagram, and by morning he's got your contact list, screenshots, and a 10-second ultimatum. You're blind with adrenaline, fumbling privacy settings. Do you cave, or call the bluff?Recommendation of the Week: Squirrel Boxes — a subscription of squirrel-themed puzzle feeders that turns the rodents raiding your yard into the best low-stakes entertainment on your street; use code JORDAN for 15% off.You're 27, and the thing you want most in life is to be a husband and father — but you've never had a real relationship. Then Sara, your roommate's ex (whom you cleared it with, like a mensch), started talking to you every day, and it finally felt different. Two months in, hopes sky-high, she ended it. Do you fight for the friendship, or walk?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors: The Perfect Jean: 15% off first order: theperfectjean.nyc, code JORDAN15K12: Learn more at k12.com/jordanSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanWhatnot: Start selling today: whatnot.com/sellSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Manhattan prosecutors in New York played a troubling role in allowing Jeffrey Epstein's sexual abuse to continue largely uninterrupted. As journalist Jane Coaston detailed, a Manhattan assistant district attorney even petitioned to classify Epstein as a low-risk sex offender—opting to call for the most lenient category possible under the law. This decision had consequences: Epstein never registered in person with the NYPD as required, effectively sidestepping the mandatory check-ins every 90 days—even though a judge explicitly stated this would be a condition of his registration.Meanwhile, New York City authorities seemingly looked the other way. Epstein failed to report his address and skipped the mandatory check-ins for eight years, yet no enforcement actions were taken. In essence, local prosecutors and police enabled his pattern of offending to persist unchecked. By systematically failing to enforce New York's own sex-offender regulations, the state protected Epstein—rather than his victims—allowing him to evade accountability and continue preying on vulnerable girls.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein: the state of New York protected Epstein — not his victims | VoxBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Send us Fan MailHey beautiful souls!In today's episode I'm chatting about: Ways I'm revoking access from people How I'm living more authentically Why tf is everyone getting pregnant & how there are bigger fish to fry than giving birth right now Saving the world >>>> baby showers Why I hate Father's Day Atiya The Femdom?!? How I need to make a list of all the sex educators who are A. Predatory or B. Don't know wtf they're talking about/doing Me dominating = Better sexHow I had the most orgasmic shower without touching my genitals Embark in 5 weeks of pleasure with The Ethereal Pleasure Oasis? CLICK HERE: https://www.loveatiya.com/theetherealpleasureoasis Want exclusive content & access to bonus clips? CLICK HERE: https://www.patreon.com/TheLoveAtiyaExperience Pleasure Education Instagram: https://www.instagram.com/loveatiya/Pleasure Education TikTok: https://www.tiktok.com/@iloveatiya?YouTube: iloveatiya https://www.youtube.com/@iloveatiya/videos Support the show
What if the fastest way out of predatory lending isn't a lecture on budgeting, but $50 saved at a time? That's the model behind Mint to Prosper Foundation, a savings marketplace built for asset-limited households to step away from payday loans and rent-to-own traps and build their first real financial cushion. Host Dr. Laura Scherck Wittcoff sits down with founder and Executive Director Nesha K. Brown, who turned the loss of both her parents and a period of homelessness into a peer-cohort savings program now operating in two states. Guest Nesha K. Brown, Executive Director & Founder, Mint to Prosper Foundation Nesha is a social impact strategist focused on financial empowerment and systems design, specializing in structured savings pathways that help asset-limited households step away from predatory lending and reach long-term stability. Her work is rooted in personal experience: after losing both parents by age 19, she was pushed into homelessness and had to unlearn and relearn everything she knew about money. What began as her own financial "social experiment" grew into a program that has since served over 1,500 people. What is Mint to Prosper Foundation? Mint to Prosper Foundation is a nonprofit savings marketplace that helps unbanked, underbanked, and asset-limited households build their first financial safety net and move away from predatory lending. Its core offerings include: The Community Savings Program, a 12-week hybrid cohort model combining an in-person opening retreat, virtual workshops, one-on-one financial coaching, and an online peer community, culminating in an in-person closing retreat and certificate Purpose, a fintech app currently in production that helps users build micro savings habits and connects them to safer financial pathways, expected in app stores by late 2026 Active programming in Baton Rouge, Louisiana (Nesha's hometown) and Tulsa, Oklahoma, with each region running its own opening and closing retreats Key Topics Covered From personal crisis to nonprofit After her father's death at work, Nesha discovered her survivor benefits, meant to be her safety net, had been misused due to his financial illiteracy. Determined to change the trajectory for herself, she began teaching herself financial literacy and sharing what she learned online. Within six months, at age 20, she had earned $55,000 simply talking people through budgeting and credit basics, an accidental start that organically grew into Mint to Prosper Foundation. The pilot program In 2024, Mint to Prosper received a grant from Louisiana State University to run a social experiment with 30 unbanked or asset-limited participants, in partnership with Chase Bank, helping them build a first $500 safety net over ten weeks. The average participant was 34 years old, had never saved more than $800, and had experienced some form of financial trauma, insights that shaped the program's focus on micro habits and behavior change rather than large, intimidating savings goals. The pilot's success, including one participant who leaned on her cushion during a Louisiana hurricane rather than meeting the full $500 goal, evolved into the current 12-week Community Savings Program. The highlighter exercise After her father passed, a financial coach had Nesha print her last bank statements and highlight her spending into needs and wants. Seeing her spending laid out visually was an awakening, showing her that her "wants" had surpassed her needs, and became a simple, repeatable technique she now teaches others: assess your reality, then ask what you're willing to sacrifice to change it. Predatory lending, up close Nesha shares her own early experience taking out a payday loan against a paycheck stub at triple the typical interest rate, and describes how loans marketed as two-week solutions trap borrowers for an average of five months. She and Dr. Laura also discuss rent-to-own furniture schemes, using Nesha's own washing machine and dryer purchase, paid at $30 a week, as an example of how affordable-looking payments can end up costing double the item's value. Nesha notes that the predatory lending industry has been extracting wealth from vulnerable communities since before World War II, an estimated $280 billion industry today. Turning awareness into action Rather than only warning people about the risks of predatory lending, Mint to Prosper reframes the conversation: showing participants what they could have done with the money instead, whether that's a certification, child care access, or another upward-mobility opportunity, so people see themselves as part of the solution rather than victims of the system. An intergenerational cohort Participants range from age 18 to their mid-60s. Nesha shares the story of a participant in her late 50s, a grandmother, who told the group she'd made "careless mistakes" raising her own kids but was determined to get it right for her grandchildren. For Nesha, it was a powerful reminder that it's never too late to reset, regardless of age, and that the work is fundamentally intergenerational. Advice for anyone feeling stuck Nesha's core philosophy: start small. Before you can save $500, you need to know how to save $50. She encourages people to assess where they are honestly, choose a micro starting point, and remember that, as she puts it, "Rome wasn't built in a day," but the bricks still count, no matter how small. How to Get Involved Personal website: NeshaBrown.com Instagram: neshakbrown LinkedIn: neshakbrown Nonprofit: Mint to Prosper Foundation https://minttoprosper.org/ Connect with Small & Gutsy Website: SmallandGutsy.org Email: Laura@SmallandGutsy.org Do you know a nonprofit or social enterprise doing incredible work? Send them our way! If you are a nonprofit or want to donate goods directly to a nonprofit, check out Givelink: www.https://givelink.app/en? Check out this episode!
Shannan Herbert has watched many people walk past banks and the people-centered CDFI she leads on the same block, to take their financial business to check cashing places and liquor stores where the cost of cashing a check or taking out an emergency loan is extortionary. For years, CDFI associations, government agencies, and think tanks have reported on the millions of Americans who are unbanked and lack access to capital. As CEO of Washington Area Community Investment Fund (WACIF), which serves new and next-level entrepreneurs and small business owners in Washington DC's underinvested Wards 5, 7 and 8, Shannan wanted to know why people opted for such predatory establishments. In this episode of Power Station, she shares findings from WACIF's just-released report, Beyond Access: Addressing the Trust Gap to Unlock Responsible Capital. In listening sessions conducted in partnership with Onyx Therapy Group and Building Bridges Across the River, participants recounted interactions with financial institutions that left them feeling humiliated and unwelcome. The trauma they experienced led them to payday lenders whose practices are designed to keep low-income borrowers in debt. This report, followed by the creation of a changemaking financial product, will unlock systems transformation and personal opportunity.
Reacher' Star Alan Ritchson Reveals He Survived 'Predatory Molestation Attempts' as Male ModelAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Narcissistic abuse and predatory behavior often hide in plain sight — and this episode pulls back the curtain on exactly how. In this special crossover conversation, I'm sharing an episode from Dr. Kerry McAvoy's podcast, Breaking Free from Narcissistic Abuse, featuring her conversation with Don Hennessy. Don Hennessy is an Irish psychotherapist who has spent decades working directly with abusive men and their partners, giving him a rare, firsthand understanding of how predatory control actually operates. In this episode, Don and Kerry expose the hidden playbook these men use to infiltrate a partner's mind — often so gradually that she doesn't realize it's happening until she's already trapped in it. You'll learn what these predators are truly after, why the tactics are so effective, and why survivors so often walk away wondering how they missed the signs. If you've ever felt gaslighted, found yourself walking on eggshells, or struggled to explain a trauma bonding dynamic you couldn't quite name, this conversation will help you understand the mechanics behind it — and why it was never your fault. Go find Breaking Free from Narcissistic Abuse wherever you listen to podcasts, and follow Kerry for more. If you're recognizing these patterns in your own life and are ready to move from understanding into healing, I invite you to join me in my coaching program at covertnarcissism.com. And if you found this episode valuable, please subscribe so you don't miss what's coming next. The information provided by Renee Swanson, Covert Narcissism Podcast, and CNG Life Coaching is for educational purposes only and is not to be used for diagnosis purposes and not intended to be a substitute for clinical care. Please consult a health care provider for guidance specific to your case. This material discusses narcissism in general. Renee shares stories from her personal experiences as well as from those she has talked with for several years. Her material does not claim that any specific person has narcissism and should not be used to refer to any specific person as having narcissism. Permission is not granted to link to or repost this material to support an allegation or support a claim that any specific person is a narcissist. That would be an unauthorized misuse of the material and information provided. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Claire has spent nearly a decade writing emails, fixing onboarding flows, and tightening messaging for enterprise AI security, LiDAR tech, and competitive SaaS products — where a bad first impression costs everything. In this conversation, she pulls back the curtain on lifecycle marketing, the micro aha moment, the IKEA effect in onboarding, and why your offboarding experience is either a hidden growth lever or a slow revenue leak.If you're spending money to acquire customers and watching them quietly disappear, this episode will tell you exactly why — and what to fix first.Key Takeaways5:07 — Activation is the real growth lever. Most SaaS companies obsess over acquisition. Claire explains why a 5% lift in retention has more revenue impact than almost any ad spend — and why lifecycle marketing starts the moment someone clicks "sign up."6:23 — What lifecycle marketing actually means. It's not just a drip campaign. Claire breaks down the full journey: onboarding → value realization → feature expansion → offboarding — and why each phase is a marketing opportunity.8:29 — Predatory offboarding vs. strategic offboarding. Using Audible as the ultimate cautionary tale, Claire explains the difference between trapping customers and creating a graceful exit that keeps them in your world — and willing to come back.13:13 — The biggest onboarding mistake: empty states. Launching users into a blank dashboard is the fastest way to lose them. Claire explains what to do instead, and why collecting just 2–3 behavioral data points at signup changes everything downstream.15:02 — The IKEA effect in SaaS. A little friction is a good thing. Claire explains why making signup too easy actually reduces commitment — and how the cake mix that bombed (until they added eggs back in) is the perfect metaphor for onboarding design.16:33 — Stop collecting demographic data. Collect jobs-to-be-done. Knowing someone is a "senior manager at a 10,000-person enterprise" helps no one. Claire's framework: problem → motivation → outcome. That's the only data that moves the needle.19:53 — How to run customer interviews that actually work. The cardinal rule: ask "what" not "why." What was going on in your day? What led you to sign up? Inviting a story gets you gold. Asking for a justification gets you a polite non-answer.24:51 — Micro aha moments: the framework behind great onboarding. Don't make users complete a checklist before they see value. Map the big aha moments first, then reverse-engineer what tiny wins need to happen along the way.27:07 — Your pricing page is a micro aha moment. No pricing on your site? ChatGPT already knows. Claire's story of convincing a CEO to ask AI what their product costs — and the result — is a must-hear reality check.32:03 — Behavior-triggered emails beat time-triggered emails every time. Don't email users based on how many days have passed. Email them based on what they've done (or haven't done) in your product. Claire explains activation vs. adoption — and Slack's famous 1,000-message benchmark.35:54 — Why deals stall at no decision — and how to fight it. It's not usually the competitor. It's spreadsheets, internal politics, and the fear of being burned again. Claire's advice: empower the champion inside the company who's trying to get your tool approved.42:20 — The 30-day activation sprint. Claire's step-by-step playbook: optimize the sign-up page → add social proof → send a high-converting welcome email (60% open rate is achievable) → limit in-app prompts to three → A/B test subject lines before content.Tweetable Quotes"Your acquisition budget can't cover what a broken onboarding experience costs you." — Claire Heginbotham"It's not a churn problem. It's an activation problem." — Jeff Mains"Personality is your brand's moat. The more everything sounds the same, the more being human becomes a competitive advantage." — Claire Heginbotham"Don't discount friction. A little skin in the game increases commitment — that's the IKEA effect." — Claire Heginbotham"Ask 'what led you here' instead of 'why did you sign up.' One invites a story. The other asks for a justification." — Claire Heginbotham"Your real competition isn't another app. It's laziness and spreadsheets." — Claire Heginbotham"The company that empowers the internal champion best is the one they're going to fight for." — Claire Heginbotham"Stop asking 'why did you sign up?' Start asking 'what was going on in your life that made you go looking?' The story is where the real answer lives." — Jeff Mains"Assumptions are the mother of all f-ups." — Claire Heginbotham (quoting her first boss)"People don't leave a bad solution for a better one. They leave when they find someone who finally understands what they were actually dealing with." — Futureproof Founder closing thoughtSaaS Leadership Lessons1. The first 10 minutes determine everything. You can out-market every competitor and still lose the customer in the first session. If users don't reach a moment where your product means something to them quickly, they're gone — and no re-engagement campaign will save you. Treat the first 10 minutes like the most important sales conversation you'll ever have.2. Collect behavioral data at signup, not demographic data. Job titles and company sizes are noise. What matters is why someone showed up. Build 2–3 onboarding questions around jobs-to-be-done: the problem they're fleeing, the outcome they're imagining, and the motivation in between. That data powers every email, feature tour, and win-back you'll ever send.3. Design for micro aha moments, not checklist completion. Checklists train users to feel like they're working for your product instead of with it. Map your biggest value moments backward — what tiny realizations have to click first? Deliver those early and often. Every small "oh, I get it" moment is a deposit in the retention bank.4. Offboarding is a growth lever, not a white flag. How a customer leaves determines whether they come back. A graceful downgrade-to-free path, an honest exit survey, and a well-timed win-back sequence turn churned users into future buyers. Predatory offboarding (à la Audible) may retain users in the short term but destroys trust permanently.5. Your internal champion needs ammunition. In B2B, the person who signs the contract isn't always the person who found you. Someone inside that company is fighting to get your tool approved. Transparent pricing, clear ROI framing, and proof of support quality are weapons you hand them — and the company that arms them best wins the deal.6. Test assumptions with data, not debates. Most internal arguments about pricing, onboarding flows, and messaging are based on fear of edge cases that never happen. Before you sink time into back-and-forths about what might go wrong, ask: has it ever gone wrong? If the answer is never, ship it and measure. Assumptions are the mother of all f-ups.Guest Resourcesclaire@copyisland.comcopyisland.comhttps://www.linkedin.com/in/claireheginbotham/https://www.instagram.com/p/DE44XkOM6Jm/Episode SponsorThe Futureproof Series - https://www.youtube.com/playlist?list=PLfkXKUPZ5xuOqMPR7_gzGybncTtavyR1NThe Captain's KeysSmall Fish, Big Pond – https://smallfishbigpond.com/ Use the promo code ‘SaaSFuel'Champion Leadership Group – https://championleadership.com/https://jeffmains.com/books/SaaS Fuel ResourcesWebsite - https://championleadership.com/Jeff Mains on LinkedIn - https://www.linkedin.com/in/jeffkmains/Twitter - https://twitter.com/jeffkmainsFacebook - https://www.facebook.com/thesaasguy/Instagram - https://instagram.com/jeffkmains
7/24: Hosts Josh Silver & Larry Hott Max Page, Former President of the Massachusetts Teachers Association: Billionaire tax and newly freed up millions for public education, but when will it get to the schools? David Bollier, Author of the book “How to Think Like a Commoner”. The commons, a parallel social economy helping millions take charge and escape the predatory state order. Abbe Spector & Jess Dawson of the Northampton Information Hub: Get real, honest, true, fact-checked information on everything to do with Northampton's Government. Evan Goodchild: Tells prospective podcasters all they need to know to record, produce, & reach millions of listeners with a compelling show. Artbeat w/ Donnabelle Casis: Nikki Bassette & Dan Jones owners of Abracadabra Film Lab & Trevor Powers Artist and wrestling fan and the return of analog photography.
In 2018, public allegations of systemic sexual harassment were released against flute professor Bradley Garner by the University on Cincinnati. He was found guilty but retired before he could be fired.A subsequent legal case didn't meet the required level of evidence for a conviction. Today I present the full story of the disgraced former Juilliard professor.Grma xInline G Merch ⭐️www.Inlineg.myshopify.comInline G Patreon ⭐️www.patreon.com/TheInlineGFlutePodcastInline G will ALWAYS be free of charge, but signing up to the Patreon helps let this podcast reach new heights, if you can afford it. You'll also get to ask questions to upcoming guests as well as get early access to some episodes. Or if you'd rather not spend money, subscribing to my YouTube channel and following me on Facebook, Instagram and TikTok is a HUGE way to support the podcast. It'll cost you nothing, and it really makes a difference to the algorithm gods. So please interact however you can; like, comment, or subscribe, and help keep this podcast lit xIntro music: Rhythm=Power by Spodo Komodo. Used with permission. All rights reserved by the creator.Chapters:00:00 - Come and Get Me02:50 - Who is Bradley Garner?05:50 - Criminal Investigation10:00 - Videotaping, Minors and What He Did18:25 - Wildacres Flute and Anne Thiebault
Everyone celebrates the weight GLP-1s take off, almost no one warns you about the volume they quietly pull out of your face and the loose skin you can't train away. The fix depends entirely on the diagnosis, and knowing which category your concern falls into is what saves you time, money, and regret.In this episode, Dr. Gabrielle Lyon sits down with Dr. Kristy Hamilton, a board-certified plastic surgeon, to discuss:Why rapid GLP-1 weight loss deflates facial volume and creates loose skin and why the leaner and more muscular you get, the more visible that laxity becomesThe muscle-sparing breast augmentation (Preserve) that gets active women back to full training in about a week, and why placing an implant in front of the muscle protects your strengthWhich skin-tightening treatments reset structure (like internal radiofrequency) versus the surface treatments and "expensive coat rack" machines that won't touch real laxityThe real NIH data on breast implant illness and why you don't need a $30,000 detox or to have healthy tissue cut out to get reliefBy the end, you'll know what rapid weight loss really does to your skin, which procedures match which problem, and how to avoid wasting money on fixes that were never going to work for your specific situation.Thank you to our sponsors:Cozy Earth - Go to https://bit.ly/3RLZNEv for up to 20% off!Timeline - Get 20% off your Mitopure order at https://bit.ly/4ptIchfSquare - Get up to $200 off Square hardware when you sign up at https://bit.ly/4gOCfZP #squarepodExplore More from Dr. Gabrielle LyonPremium Podcast Subscription: Ad-free episodes, key takeaway summaries, exclusive Q&A, and behind-the-scenes content https://foreverstrong.supercast.comWeekly newsletter: Recipes, podcast updates, and practical weekly insights https://drgabriellelyon.com/sign-up/Apply to become a patient: Personalized care with Dr. Lyon's clinical team https://drgabriellelyon.com/new-patient-inquiry/Find Dr. Kristy Hamilton at:Website: https://www.drkristyhamilton.com/Instagram: https://www.instagram.com/drkristyhamilton/Facebook: https://www.facebook.com/drkristyhamilton/Connect with Dr. Gabrielle Lyon:Instagram: https://www.instagram.com/drgabriellelyon/TikTok: https://www.tiktok.com/@drgabriellelyonX (Twitter): https://x.com/drgabriellelyonFacebook: https://www.facebook.com/doctorgabriellelyonChapters00:00 - Introduction: GLP-1s and the plastic surgery boom01:53 - The dark side: losing facial volume02:40 - Fat transfers and donor-fat products03:10 - Alloclae and the "zombie" fat06:04 - The Miami Thong Lift explained11:15 - Thong lift vs. BBL recovery13:05 - Pec muscle-sparing breast augmentation15:30 - Behind vs. in front of the muscle20:43 - Silicone vs. saline implants21:39 - Breast implant illness and the NIH data24:16 - Predatory explants and the $30K program31:33 - Implant size and the ballerina breast37:00 - Non-surgical tightening with Quantum RF41:00 - Are you a candidate? The pinch test46:43 - Why surface treatments miss the structure1:00:12 - Collagen banking for aging skin1:03:01 - A new non-opioid pain drug1:15:24 - Why fit women still fight loose skinIf you found this episode valuable, share it with someone who would benefit from it.Disclaimers: This episode includes paid sponsorships.The Dr. Gabrielle Lyon Podcast and YouTube are for general information purposes only and do not constitute the practice of medicine, nursing, or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast, YouTube, or materials linked from this podcast or YouTube is at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professional for any such conditions.
Lilla Nóra Kiss warns about Nuctech, a Chinese-subsidized company dominating the European scanner market through predatory pricing. She highlights the security risks of allowing CCP-linked technology to handle sensitive border and cargo data, noting the company's origins at Tsinghua University and its opaque state support. (15)1904 PEKING
In this episode, Greg examines Alabama Senator Katie Britt's GAME Act, legislation designed to protect children and teenagers from the growing flood of online gambling advertisements. He explains how the modern gambling industry's business model often depends on attracting users at an early age, increasing the likelihood of creating lifelong customers and, for some, gambling addiction.Greg explores why this issue matters for families, what the proposed legislation would do, and why protecting minors from predatory gambling marketing should be a priority for policymakers and parents alike.
This week, Katherine's Telling Everybody Everything about a few heatwave ailments in the family. Since Bobby's 'Gentleman's Pad' incident, karma seems to be against the Ryan-Kootstras health--wise. Plus, listener letters about (trigger warning) leaving an abusive partner and whether or not to have children with a man who seems only medium keen. Also, comedian Andrew Johnston @mandrewbrawnston joins us from Hollywood with news that Chris Brown's housekeeper has been awarded a $13M payout and asks, 'Are IVF clinics predatory?'. x Hosted on Acast. See acast.com/privacy for more information.
ummmmm enjoy the show obviously. you can watch these on YouTube.com/@robguccishowSupport the show
While we speak highly of “rule of law” and the “limited state,” the unfortunate truth is that the modern state is a law unto itself. Original article: https://mises.org/mises-wire/predatory-logic-state
While we speak highly of “rule of law” and the “limited state,” the unfortunate truth is that the modern state is a law unto itself. Original article: https://mises.org/mises-wire/predatory-logic-state
What's worse than getting your fender blown off by a distracted driver? Trying to get your car back from the company that towed it. (And, a NE Philly Senator has just pulled off a solution)
Greetings, Slushies! Today's encore edition features special guest editor, the Pulitzer Prize winning poet Gregory Pardlo. His most recent collection is called “Spectral Evidence.” Listen along to the discussion of two poems from Daniel Biegelson which were ultimately included in his book “Of Being Neighbors” from Ricochet Editions. Thanks, as always, for listening! On this week's episode of the Slush Pile, we review two prose poems by the author Daniel Biegelson labeled “Neighbors III” and “Neighbors IV”. Kathleen and the gang welcome Pulitzer Prize winner Gregory Pardlo to the editorial table for this very exciting iteration of the podcast. Everyone was intrigued to delve into the works Daniel Biegelson provided for us and were quite pleased to find that they offered interesting conversation. Daniel Biegelson is the author of the chapbook Only the Borrowed Light (VERSE) and Director of the Visiting Writers Series at Northwest Missouri State University. An Associate Editor for The Laurel Review, his poems have appeared in or are forthcoming from Cream City Review, Denver Quarterly, DIAGRAM, FIELD, Meridian, Salt Hill Journal, & Third Coast, among other places. He hails from New Jersey—a fact that means more to him than it probably should. Did these poets survive the gauntlet? Listen on to find out! Let us know what you think about these three poems and this episode on Instagram, Twitter, and Facebook with #HelloNeighbor Present at the Editorial Table: Kathleen Volk Miller Marion Wrenn Tim Fitts Samantha Neugebauer Jason Schneiderman Engineering Producer: Joe Zang Derek Grebis Daniel Biegelson Neighbors (II) Replace Glass Heart with Scalpel. Call for rain. Glisten. Close up. Magnify a leaf until the drop brims with color. Replace leaf with wind. Every June we lose limbs to straight line winds—elm, maple, oak, ash, etc., etc. They come knocking at night. Redact redundancy. Extinguish the list. Insert space. Remove the catalog. Remove, stack, and mulch the dead wood. Map my internal geography. I am a bowl of cold plums. I am a body of words in uproar and otherwise. Replace words with birds. Fill a tree. Take your pick. Redact free will. Replace map with mine. Relieve the workers. Every day we leave labor(s) behind. Exchange labor(s) with neighbor(s).The dark soil laced with slim roots swells and subsides beneath us. As the tide. Breathing. Who are you. Extinguish the implicit. We are the answer. Some of us are no longer breathing. I am used to defending the singularity of our experiences, but grow concerned about reducing the dead to their individuality. Redact redeem. We linger longer in blue light. We are not what we say or do. Neighbors (III) Replace dog with brother. Take walks on burnt grass and return under treeless sky. Exchange directives for best practices. Practice your run along the fence line. Monarchs carry on along the highways lined with causal wildflowers. Extinguish your sense of silence. You let your dog shit in my yard. The ocean levels rise. Mortgage rates rise. Don't pretend to love one another. Turn your predatory beak. Redact the brackish ocean. Turn it black and red. Exchange ocean for consumption. Predatory lending of labor. Be still. We are the colony of bees in collapse and also the tractor trailer stocked with hives and the long driver on the CB radio and the farmers waiting for pollinators. See the red dust clouds rolling. See the black clouds closing. A tongue over a top lip. Bite hard and rain. Extinguish the dog barking. Redact the self. Exchange dog for children. Barking for howling. There is a wall beyond which our labor persists without us and we don't dare to look. Replace words with words. Yours or mine. We don't act upon what we see. Redact the sea. We are the murmurations leafing out over the highway. Pouring over the sky. We suffer decentered as we imagine stone. Human again. We don't know each other at all.
And it's an increasing threat with climate change. Learn more at https://www.yaleclimateconnections.org/
VLOG July 6 Diddy opposes NewsNations discovery, pardon watch https://www.patreon.com/MatthewRussellLee/posts/diddy-dockets-on-162815995 Live Nation FOIA games by PA AG Sunday https://matthewrussellleeicp.substack.com/p/analysis-on-live-nation-pa-ag-files Predatory lender OppFi has applies, & @FinanceWatchOrg has opposed: https://innercitypress.com/ffw3aoppfifrbicp070126.html UN litmus test in Gaza
NIL comes for high school. A conversations with Greg Riddle, Editor/ Writer at The Dallas Morning News.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week on Two Parents & A Podcast, happy Monday!!! We get into a topic I've been thinking about a LOT lately: the postpartum anxiety I'm experiencing the second time around (it's a totally different beast than postpartum depression, AND the anxiety this time is split between two kids…). I share what's actually helping me (s/o to Michelle for the "text me every intrusive thought you have" technique
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
In this special HITEC edition of The Modern Hotelier, hosts David Millili and Steve Carran sit down with Tim Major, CEO of Operto, to explore how AI is transforming hotel marketing, direct bookings, and operational efficiency.Tim shares how Operto One's autonomous AI agents help hotels combat predatory OTAs, improve direct booking performance, and optimize visibility across both traditional search engines and emerging AI-powered search experiences. The conversation dives into the role of agentic AI in hospitality, the balance between automation and authentic guest service, and how hotels can leverage AI without adding complexity to their existing technology stack.Key topics include: How AI agents protect hotel brands from predatory OTA practices Increasing direct bookings through automated search and GEO optimization The future of agentic AI in hospitality operations Real-world success stories from hotels using AI-driven solutions Preparing hotel websites and content for AI-powered search platforms Watch the FULL EPISODE on YouTube: https://youtu.be/zGLo-TaAMykLinks:Tim on LinkedIn: https://www.linkedin.com/in/majortm/Operto: https://operto.com/For full show notes head to: https://themodernhotelier.com/episode/289Follow on LinkedIn: https://www.linkedin.com/company/the-..Join the conversation on today's episode on The Modern Hotelier LinkedIn pageConnect with Steve and David:Steve: https://www.linkedin.com/in/%F0%9F%8E...David: https://www.linkedin.com/in/david-mil.
Welcome back to Juicy Scoop! Today, I am sitting down with the legendary New York Times bestselling investigative author Michael Gross, and we are digging up the most scandalous, glamorous secrets from the worlds of high fashion and extreme wealth. Michael takes us inside the ruthless "modeling pyramid," uncovering how agencies like Elite operated on predatory behavior while stars like Cindy Crawford managed to stay completely untouchable. We dish on his hit books Model and Treasured Island, tracing the secret history of St. Bart's from its days as a pirate haven to a hyper-exclusive billionaire playground where David Geffen and Roman Abramovich dock their superyachts. Michael shares incredible behind-the-scenes stories of fighting off scary legal threats, getting banned from high-fashion runways, and the time Calvin Klein pulled a massive $5 million ad campaign just because Michael dared to write the truth. Plus, we talk about the toxic rise of Instagram selfie culture on luxury beaches and why I am officially trying to ditch the influencer vacation anxiety for good! -Elevate your summer wardrobe. Go to Quince.com/juicy for free shipping on your order and 365-day returns. -Right now, when you buy any Nutrafol Men hair growth supplement subscription, you get two free gifts — a full-size 2-in-1 shampoo and conditioner plus a hair serum, a $93 value — plus 20% off a subscription. Take advantage of this great deal at Nutrafol.com. -Go to RO.CO/JUICYSCOOP to see if you qualify. - Sign up for your $1 per month trial today at SHOPIFY.COM/juicy Subscribe to my new show Juicy Crimes!: https://bit.ly/juicycrimes Stand Up Tickets and info: https://heathermcdonald.net/ Subscribe to Juicy Scoop with Heather McDonald and get extra juice on Patreon: https://bit.ly/JuicyScoopPod https://www.patreon.com/cw/juicyscoop Watch the Juicy Scoop On YouTube: https://www.youtube.com/@JuicyScoop Shop Juicy Scoop Merch: https://juicyscoopshop.com/?srsltid=AfmBOopTZFUvAeokrJJ6dQ5wuAW1T3nssO6pHk47u7KymJUBtBgKCvfX Follow Me on Social Media: Instagram: https://www.instagram.com/heathermcdonald/ TikTok: https://www.tiktok.com/@heathermcdonald YouTube: https://www.youtube.com/@HeatherMcDonaldOfficial Learn more about your ad choices. Visit podcastchoices.com/adchoices
The billionaire David Sullivan has been accused of sexually exploitative and predatory behaviour by several women dating back to the 1980s. In a joint investigation with the BBC, The Times has spoken to seven women about their experiences. In his statement on 4 June, Sullivan announced his immediate resignation as joint-chair and director of West Ham, saying the “false allegations” had been “sensationalised” and none related to his time in football. He added: “After a lifetime spent building businesses in the adult industry in which I have met thousands of women, it is sadly inevitable that a small number of improper conduct claims are being made against me. I categorically deny these claims.” Before publication, Sullivan said that he reserved his legal rights in relation to “false or defamatory allegations” and would not be commenting further at this stage.This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.com/thestoryGuests: Charlotte Wace, investigations correspondent, The Times. Shanti Das, senior investigations reporter, The Times. Host: Manveen Rana.Producer: Micaela Arneson. Additional thanks to: James Beal, investigations editor, The Times. Charlotte Alt, news reporter, The Times. We want to hear from you - email: thestory@thetimes.comRead more: David Sullivan was ‘untouchable'. Now seven women are speaking outPhoto: Getty Images. This podcast was brought to you thanks to subscribers of The Times and The Sunday Times. To enjoy unlimited digital access to all our journalism subscribe here. Hosted on Acast. See acast.com/privacy for more information.
If you've just made a decision for Christ, please respond HERE: https://www.one.church/jesusTo Support this Ministry: https://www.one.church/giveWebsite: https://www.one.church/One Church Facebook: https://www.facebook.com/onedotchurchOne Church Instagram: https://www.instagram.com/onedotchurchGreg Ford Instagram: https://www.instagram.com/gregoryafordOne Church is on a mission to ignite a movement that reaches adisconnected culture.#onechurch #gregford #purpose
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
A former member tell-all episode. Summit Crossings Community Church in good ole Alabama was created by an alleged sexual predator. Trigger Warnings Alleged Child Sexual Abuse Alleged Extramarital Affair Deadly Faith PATREON: https://patreon.com/DeadlyFaithPodcast?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLinkDeadly Drip Merch https://www.bonfire.com/store/deadly-drip/?utm_source=facebook_messenger&utm_medium=store_page_published_share&utm_campaign=deadly-drip&utm_content=default Need A Podcast Editor? Reach out to Eric Howell the editor of the Deadly Faith podcast!Email: thepodcastdoctor@gmail.com Resources:National Domestic Violence Hotline 1(800)799-7233 Open 24/7Suicide Hotline Call 988 Open 24/7National Human Trafficking Hotline Open 24/7 1(800) 373-7888 Connect with Us! EmailDeadlyFaithPodcast@gmail.comThe PodcastTik Tok @DeadlyFaithPodcastInstagram @DeadlyFaithPodcastLaciTik Tok @Laci_BeanInstagram @Laci__BeanLolaTik Tok @hellotherelolaInstagram @Spellbound_Shears
What drives a compulsive offender to suddenly alter their signature behaviors and shift target demographics? This episode explores the psychological mechanisms behind "predatory drift," detailing how evolving violent fantasies alter a serial killer's behavioral patterns over time. We dissect the cognitive adaptations, personality disorders, and neural compulsions that allow unhinged predators to modify their hunting methodologies and evade psychological profiling.
How does an industry avoid accountability for decades while carrying tens of millions of passengers a year? It spends $70 million lobbying Congress. It hires former FBI and Coast Guard officials. It registers ships abroad to dodge U.S. taxes and jurisdiction. It fights reform legislation and wins. It settles lawsuits behind NDAs. And it issues identical zero-tolerance statements every time a crew member is caught. This final episode of Cruising with Predators names the machine. The money trail, the revolving door, the CVSSA's limitations, and the foreign-flag shield are all laid bare. Then the reforms: device screening, an international registry, prosecution before deportation, independent investigations, ending NDAs in cases involving minors, and licensing standards for youth programs. Each tied to a case from this series. The industry built this system. Families can demand it be rebuilt. A Hidden Killers investigation.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#CruiseLobby #CLIA #CruiseReform #NDA #CruisingWithPredators #CruiseSafety #ChildProtection #HiddenKillers #TrueCrime #MandatoryScreening
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Hidden Killers With Tony Brueski | True Crime News & Commentary
Master keycards that open every cabin. Youth centers without standardized staffing ratios. Background checks limited to whatever foreign governments provide. No international offender registry. No mandatory device screening. This is the access structure parents are not being told about — the gap between the safety the cruise industry markets and the screening that actually exists. According to a Congressional report, one-third of cruise ship assault survivors were minors. Maritime law firms confirm approximately one-third of their cases involve children. The highest-risk location for crew-on-child incidents: the guest cabin. Parents step out believing a locked door is enough. It is not enough when the crew member has a master key. The industry says it has strict policies. Those policies are self-created, self-enforced, and not independently audited. This is Cruising with Predators from Hidden Killers.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#CruiseShipSafety #KidsClub #MasterKey #CruisingWithPredators #CruiseIndustry #HiddenKillers #FamilyCruise #ChildProtection #TrueCrime #ParentWarning
Job seeking has become a full time job for many. And in an age where predatory capitalism continues to make billionaires richer while the rest of us struggle on the margins, the work of seeking work becomes a dystopian in-between place.
The Gut-Brain-Hormone Connection in Midlife with Cynthia Thurlow - Explore how hormonal shifts, the microbiome, and lifestyle factors intertwine to impact women's health during midlife. Cynthia Thurlow shares insights on gut health, hormone therapy, and debunks common misconceptions. This episode offers practical advice for optimizing wellness through personalized approaches. Key Topics: The emerging importance of the gut microbiome in menopausal health How hormones like estrogen influence colon cancer risk and overall health The role of lifestyle factors (diet, stress, antibiotics) on microbiome integrity Advances in hormone therapy, including the potential for microbiome restoration The impact of medications like GLP-1 agents on inflammation and weight Strategies for improving digestion, stool health, and addressing SIBO The myth of genetics being destiny—hormones as a modifiable factor Predatory practices in vaginal health treatments and how to ensure informed choices The significance of fiber: how to increase it safely and effectively Practical daily habits to support gut motility and overall wellness Menopause Gut Book IG for Cynthia Thurlow, NP Listen to my Tedx Talk: Why we need adult sex ed Take my Adult Sex Ed Master Class: My Website Interested in my sexual health and hormone clinic? Waitlist is open To learn more about Via vaginal moisturizer from Solv Wellness, visit via4her.com and get 20% off your first order. For an additional $5 off, use coupon code DRKELLY5. Clinicians can request patient materials or samples at hcp.solvwellness.com. Thanks to our sponsor Midi Women's Health. Designed by midlife experts, delivered by experienced clinicians, covered by insurance.Midi is the first virtual care clinic made exclusively for women 40+. Evidence-based treatments. Personalized midlife care.https://www.joinmidi.com Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Gut-Brain-Hormone Connection in Midlife with Cynthia Thurlow - Explore how hormonal shifts, the microbiome, and lifestyle factors intertwine to impact women's health during midlife. Cynthia Thurlow shares insights on gut health, hormone therapy, and debunks common misconceptions. This episode offers practical advice for optimizing wellness through personalized approaches. Key Topics: The emerging importance of the gut microbiome in menopausal health How hormones like estrogen influence colon cancer risk and overall health The role of lifestyle factors (diet, stress, antibiotics) on microbiome integrity Advances in hormone therapy, including the potential for microbiome restoration The impact of medications like GLP-1 agents on inflammation and weight Strategies for improving digestion, stool health, and addressing SIBO The myth of genetics being destiny—hormones as a modifiable factor Predatory practices in vaginal health treatments and how to ensure informed choices The significance of fiber: how to increase it safely and effectively Practical daily habits to support gut motility and overall wellness Menopause Gut Book IG for Cynthia Thurlow, NP Listen to my Tedx Talk: Why we need adult sex ed Take my Adult Sex Ed Master Class: My Website Interested in my sexual health and hormone clinic? Waitlist is open To learn more about Via vaginal moisturizer from Solv Wellness, visit via4her.com and get 20% off your first order. For an additional $5 off, use coupon code DRKELLY5. Clinicians can request patient materials or samples at hcp.solvwellness.com. Thanks to our sponsor Midi Women's Health. Designed by midlife experts, delivered by experienced clinicians, covered by insurance.Midi is the first virtual care clinic made exclusively for women 40+. Evidence-based treatments. Personalized midlife care.https://www.joinmidi.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Psychotherapist Shavaun Scott brings her clinical expertise to an examination of the alleged behavioral patterns prosecutors have described in the case against David Anthony Burke, known professionally as D4vd. Charged with first-degree murder with special circumstances, continuous sexual abuse of a child, and mutilation of human remains, Burke has pleaded not guilty. His attorneys maintain he is innocent.Prosecutors allege contact with Celeste Rivas Hernandez began when she was eleven and became sexual when she was thirteen. They allege Burke paid a thousand dollars to maintain contact after law enforcement intervened, that he allegedly killed her when she threatened to expose the relationship, and that he subsequently ordered tools and materials under a fake identity — with forensic evidence reportedly tying those items to injuries on her remains. Throughout, prosecutors allege he maintained his public career and reportedly deceived those around him about what had occurred.Scott examines the psychological dimensions of the alleged behavior — what sustained contact with a child from age eleven allegedly reveals about intent versus opportunity, how the alleged escalation after law enforcement contact fits established behavioral models, and what the reported ability to allegedly move between extreme violence and public performance suggests about compartmentalization and psychopathology.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#D4vd #CelesteRivasHernandez #DavidAnthonyBurke #JusticeForCeleste #HiddenKillers #TrueCrime #CriminalPsychology #CelesteRivas #ChildPredator #LosAngeles
Start your journey to financial independence. Learn how you can be an Empowered Investor today! Get your tickets to https://empoweredinvestorlive.com/ now! Jason and Michael Zuber discuss the negative consequences of current economic and social policies in Western nations. They argue that countries like Australia and the United States are using high levels of immigration to temporarily mask deeper financial mismanagement and housing shortages. They focus on progressive tax regimes in cities like Seattle and New York, which aggressively target the wealthy and drive away essential tax revenue. They assert that mobile capital will naturally flee predatory government environments, leaving the middle class to bear the resulting financial burden. Ultimately, they critique big government intervention and advocate for asset ownership as the only reliable path to wealth in a fiat economy. Key Takeaways: 0:00 Why so many intellectuals are often left leaning 3:56 Australia is booming 10:46 Get your tickets to https://empoweredinvestorlive.com/ now! 11:05 Mayor of Seattle and the mobile millionaires 17:02 Mayor of New York vs. Ken Griffin 23:00 Spencer Pratt and the Socialist Republic of California 23:56 See you all at Empowered Investor LIVE! May 15-17, 2026 Friday to Sunday #CapitalMobility #TaxRefugees #EconomicMigration #MillionaireTax #RealEstateInvesting #HousingCrisis #FiatEconomy #AssetOwnership #WealthGap #KShapedEconomy #GovernmentOverreach #EconomicRefugees #TaxRegimes #FinancialFreedom #StateTaxes _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
When we released Predatory in 2024, it drew a lot of criticism. Why would we include an episode where it didn't end well? The short answer is because it unfortunately proves the rule more than the exception. Many cases do not end well. Sin is intoxicating and hard to give up. For Dylan, he wanted the benefits of God without the relationship, and that wasn't going to work for Father Martins. In this revisit of the case file, Father Martins breaks down a very complex case and the bizarre psychological elements. How could a demon manipulate people into lust? Why would God permit that? Why did the demon remain dormant for so long before finally unleashing its attack on Dylan? Father Martins breaks down what dynamics are at play. Trigger Warning: This case file may be triggering to some listeners given the theme of sexual assault that is discussed. Listener discretion is advised. Wild Alaskan Co- Get $35 off your first box of wild-caught, sustainable seafood—delivered right to your door. Go to: https://www.wildalaskan.com/EXFILESRunewood Rosary Co- Get 15% off your order when you use promo code EXFILES at RunewoodRosary.comField of Greens- Get the University Study and 20% off your order at FOGCHICKS.com. Use promo code EXFILESRyan Bethea Show- Follow Ryan's work HereSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Online real estate platforms may seem helpful, but many are designed to sell your data — not protect your homebuying journey.Buying your first home often starts online, but most platforms are built to generate leads, not guide buyers. Your personal information is often sold to agents and lenders, turning your search into a sales funnel.This episode breaks down how large real estate companies prioritize volume and profit over quality service. High turnover and low experience levels mean many buyers are left without the guidance they need.It also challenges the assumption that a licensed agent is automatically qualified. Many professionals are undertrained or lack the experience needed for such a major financial decision.Most importantly, this episode gives first-time buyers the awareness and mindset needed to protect themselves, avoid common traps, and take control of their homebuying process.“The real estate industry is one big con game.” - David Sidoni, First Time Homebuyer AdvocateHighlightsAre real estate websites selling your data instead of helping you buy a home?Why do so many agents and loan officers lack the experience buyers expect?Does having a license actually mean someone is qualified to guide you?Are corporate real estate platforms putting profits ahead of your success?Referenced Episodes 339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)400 - Introduction: How to Buy a Home Starter Series (START HERE)415 - Financially Prepare to Buy Your First Home 2.0 - Pt. 1426 - Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7440 - First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 - First Time Homebuyer Playbook (Part 2): The Last Lease Ever443 - First Time Homebuyer FAQ: What Can I Actually Afford in 2026?460 - Rent vs Buy in 2026: Are First Time Homebuyers Crazy?462 - How to Win a Bidding War as a First Time Homebuyer - 50 Expert Tips (Spring 2026)469 - Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026470 - Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026__________________________Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
What if the way we've designed our cities… is quietly making us sick, disconnected, and alone? In this deeply thought-provoking conversation, Darin sits down with Tony Cho, visionary developer and pioneer of regenerative placemaking, to explore how our built environments shape everything from our mental health to our sense of belonging. From his unconventional upbringing on a spiritual commune to transforming Miami's urban core, Tony shares a powerful perspective on what's broken in modern society, and how we can redesign it. This episode dives into the collapse of true community, the hidden dangers of suburban life, and the urgent need to move beyond sustainability into true regeneration, where nature, culture, and human connection are at the center of how we build the future. What You'll Learn Why modern cities are fueling a global loneliness epidemic The difference between sustainability and true regeneration How urban design directly impacts your mental and physical health The three pillars of regenerative placemaking: nature, community, culture Why suburbia may be the "American nightmare" How community is more important than biohacking for longevity The role of nature in healing stress, anxiety, and disconnection Why scaling cities isn't the answer: local design is How "third spaces" are disappearing and why they matter The future of cities built for human connection instead of profit Chapters 00:00:03 – Opening: creating a roadmap to a SuperLife 00:00:32 – Sponsor: Fatty15 and the importance of cellular health 00:01:03 – The discovery of C15 and why it matters for longevity 00:02:12 – How cellular health impacts energy, aging, and metabolism 00:03:16 – Why C15 may be a missing nutrient in modern diets 00:04:06 – Returning to the episode 00:04:14 – Introducing Tony Cho and regenerative placemaking 00:04:43 – Tony's origin story: growing up on a spiritual commune 00:05:09 – The three pillars: nature, community, and culture 00:05:28 – Designing cities for connection and human health 00:06:11 – Starting the conversation: shared passions and purpose 00:06:34 – Life in an interfaith ashram and communal upbringing 00:07:14 – The impact of early spiritual discipline 00:08:17 – Leaving home and rebelling against structure 00:09:21 – The psychology of restriction and rebellion 00:10:18 – Discovering identity through independence 00:11:09 – Moving to Argentina and radical life shifts 00:11:51 – Being cut off and forced into self-reliance 00:12:42 – Entering nightlife and building a new life 00:13:11 – Transition into real estate and entrepreneurship 00:13:33 – Discovering the creative class in Miami 00:14:23 – Building community through urban revitalization 00:15:16 – Wynwood's rise and global cultural impact 00:15:37 – When success destroys authenticity 00:16:06 – The birth of regenerative placemaking 00:16:44 – The design flaw of modern cities 00:17:11 – Tribal living vs modern urban life 00:18:20 – Can community be designed at scale? 00:19:15 – Why regeneration is not about scaling 00:20:10 – The importance of place-based design 00:20:56 – The 15-minute city concept 00:21:17 – How cities became optimized for cars 00:21:49 – Sponsor: non-toxic cookware and health impacts 00:23:35 – The "American nightmare" of suburbia 00:24:07 – How built environments damage health 00:24:29 – Predatory design: food deserts and systemic issues 00:24:50 – Rethinking capitalism and city design 00:25:10 – Lessons from walkable, human-centered cities 00:25:34 – Technology, AI, and increasing disconnection 00:25:57 – Loneliness as a public health crisis 00:26:25 – The disappearance of "third places" 00:26:52 – Why community is the foundation of longevity 00:27:14 – The biology of human connection 00:27:43 – Nature access and urban happiness 00:28:27 – Redesigning cities for connection 00:28:49 – Regenerative housing and future living models 00:29:14 – Innovations in materials and construction 00:29:37 – Learning from nature's intelligence 00:29:56 – The failure of modern systems 00:30:30 – Regeneration beyond politics and ideology 00:30:51 – Measuring a city by health, not profit 00:31:12 – Infrastructure that fosters community 00:31:34 – The healing power of nature 00:32:00 – Forest bathing and science-backed wellness 00:32:22 – Reconnecting with biodiversity 00:32:57 – Awareness vs destruction of ecosystems 00:33:30 – Living in harmony with nature 00:34:10 – Closing reflections on designing a better future 01:13:00 – Final thoughts and outro Thank You to Our Sponsors Our Place: Toxic-free, durable cookware that supports healthy cooking. Get 40% off sitewide at fromourplace.com/DARIN. Fatty15: Get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/DARIN and using code DARIN at checkout. Join the SuperLife Community Get Darin's deeper wellness breakdowns — beyond social media restrictions: Weekly voice notes Ingredient deep dives Wellness challenges Energy + consciousness tools Community accountability Extended episodes Join for $7.49/month → https://patreon.com/darinolien Find More from Tony Cho Website: tony-cho.com Discover Tony's Future of Cities Instagram: @tonycho YouTube: Watch Now Buy Tony's New Book: Generation Regeneration Find More from Darin Olien: Instagram: @darinolien Podcast: SuperLife Podcast Website: superlife.com Book: Fatal Conveniences New Show: Roadmap to Happiness Key Takeaway "We didn't just accidentally become disconnected—we designed it that way. And if we designed it, we can redesign it. The future of human health, happiness, and longevity isn't in more technology—it's in rebuilding connection: to each other, to our communities, and to nature itself."
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