Messy to Magnetic: A Money Coaching Podcast

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On this podcast, you get to hear live coaching sessions with amazing women who are seeking support around their money as they navigate life and business. These sessions are meant to inspire you and guide you on your own unique financial journey.

Katy Almstrom


    • Jun 12, 2025 LATEST EPISODE
    • monthly NEW EPISODES
    • 30m AVG DURATION
    • 155 EPISODES

    Ivy Insights

    The Messy to Magnetic: A Money Coaching Podcast is an incredible podcast hosted by Katy, a money coach who provides refreshing and down-to-earth guidance on all things money. Her practical tips and mindset shifts make the often overwhelming topic of money feel normal and manageable. The best aspect of this podcast is Katy's approach to coaching her clients. She allows listeners to listen in on actual coaching sessions with real clients, which is such a generous gift. This gives us the opportunity to follow along on her clients' money mindset journeys and learn valuable lessons for ourselves. It's truly inspiring to witness the transformations that occur through her coaching. The Socratic discussions in the episodes are also fantastic, as they provide deeper insights into various money topics.

    One potential drawback of this podcast is that it may not cater to all audiences. While Katy's advice and coaching are applicable to anyone interested in improving their relationship with money, some may find it more relatable if they identify as entrepreneurs or women specifically. However, the overarching themes of mindset shifts and practical tips can still be valuable for anyone.

    In conclusion, The Messy to Magnetic: A Money Coaching Podcast offers a unique and empowering perspective on money management. Katy's genuine passion for helping others shines through in every episode, making it an enjoyable and informative listen. Whether you're looking for practical budgeting tips or need guidance on shifting your mindset around money, this podcast has something for everyone. Give it a listen and prepare for your financial life to change for the better!



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    Latest episodes from Messy to Magnetic: A Money Coaching Podcast

    154. Money Mindset Minute: The 60-Second Trick That Stopped My Money Panic

    Play Episode Listen Later Jun 12, 2025 6:21


    You know that heart-racing panic when you're checking out at the store and the total keeps climbing? Or when you open your bank account and immediately want to close your laptop? I used to let those moments derail my entire day - until I discovered this ridiculously simple 60-second trick that completely stops money panic in its tracks. No breathing exercises, no complicated mantras, just two words that change everything.Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    153. Money Clarity During Economic Uncertainty

    Play Episode Listen Later Apr 10, 2025 16:52


    In this week's episode, I'm tackling those swirling questions about the economy that have been filling up my DMs lately.If you've been wondering whether you should change your debt payoff plan because of those scary headlines, or if you're feeling that knot in your stomach every time you hear about inflation - I've got you.I'm breaking down what all this economic noise actually means for your everyday money (spoiler: probably less than the news makes it seem), and sharing the simple 3-step framework I use with my clients to create clarity when everything feels uncertain.No complicated jargon, no panic-inducing predictions - just practical guidance for real life. Because sometimes the most powerful money move is creating clarity amid the chaos.Grab the free Economic Uncertainty Action Plan worksheet here to walk through these steps for your specific situation --> https://drive.google.com/file/d/1JM20wgh-Mp_sSYqWmrHVAcKTdRIU7Z9m/view?usp=drive_linkJoin the Done With Debt 30-Day Bootcamp https://www.katyalmstrom.com/donewithdebt Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    152. A Special Invitation to Pay Off Your Debt in 2025

    Play Episode Listen Later Mar 27, 2025 7:40


    "I make good money, so why do I feel sick every time I look at my credit card balance?"⬆ This is the EXACT sentence I hear on repeat from my clients as a money coach. But here's the good news: That knot in your stomach when you check your accounts isn't because you're bad with money. It's likely that living a normal life somehow turned into a cycle of credit card dependency - but it doesn't have to stay that way.I've supported my clients to reduce thousands of dollars of credit card debt on repeat for the last seven years. And I've condensed everything I've learned into my 30-day proven system.Introducing the "Done With Debt 30-Day Bootcamp" - your complete guide to going from monthly payment panic to total financial confidence.Each morning for 30 days, you'll receive a short, powerful video with exactly what to do that day, plus practical tools that make implementation easy.Join the Done With Debt 30-Day Bootcamp https://www.katyalmstrom.com/donewithdebt Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    151. Why 2025 is the Critical Year to Pay Off Credit Card Debt

    Play Episode Listen Later Mar 20, 2025 11:04


    In this episode, I'm sharing why this year feels like such an important moment to finally tackle credit card debt. I open up about my own journey of paying off $20,000 during the 2008 recession and how those lessons are surprisingly relevant to what we're facing today.This isn't about spreadsheets or strict budgeting - it's about creating financial peace in your own life, regardless of what's happening in the broader economy. I'm sharing the exact freedom plan that not only worked for me during a recession but has now helped hundreds of my clients break free from debt too.If you've ever felt that pit in your stomach when checking your credit card statement or wondered why those minimum payments never seem to make a difference, this episode is for you. Join the Done With Debt 30-Day Bootcamp https://www.katyalmstrom.com/donewithdebt Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    150. Spring Clean Your Debt: A Fresh Start Approach

    Play Episode Listen Later Mar 13, 2025 13:13


    Ever notice how that first warm spring day gives you energy for EVERYTHING? Suddenly you're cleaning closets, planning projects, and yes - maybe even feeling ready to face those credit card statements again. In this episode, I'm chatting about how to use that amazing spring motivation for your debt payoff journey without burning yourself out. I'll share what works and how to take simple steps to make the most of this renewed energy!Whether you've been avoiding your finances all winter or just need some fresh ideas, we'll talk about practical ways to channel this energy into debt freedom. And of course, I'll share a bit about my Done With Debt 30-Day Bootcamp starting April 1st - perfect timing for your financial fresh start! Use code BOOTCAMP20 to save $20 if you're ready to join us.Join the Done With Debt 30-Day Bootcamp https://www.katyalmstrom.com/bootcamp Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    149. The Credit Card Hangover: How to Recover and Reset Your Financial Life

    Play Episode Listen Later Mar 6, 2025 11:42


    Ever wake up to a credit card statement that made your stomach drop? We've all been there. In this episode, I'm talking about the very real reasons we sometimes end up deep in credit card debt—and no, it's not because you're bad with money or lack willpower.Medical bills, job loss, divorce, or just trying to keep food on the table in this economy... credit cards are often the life raft we grab when the financial waters get rough. I'll walk you through how to face your current situation without shame, create a clear picture of where you stand, and take those crucial first steps toward recovery.This isn't about judgment. It's about moving forward from wherever you are now. If you're feeling stuck in the credit card cycle, this episode is your permission slip to be kind to yourself while taking back control of your financial future.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    148. Debt Freedom Starts Here: Break Up with Your Credit Cards

    Play Episode Listen Later Feb 27, 2025 10:18


    Remember those "free" t-shirts for filling out credit card applications in college? Turns out they might be the most expensive clothing we ever owned. In this episode, we're tackling the uncomfortable truth about credit cards – they're not just financial tools, they're often the biggest obstacle to true debt freedom.Discover why credit cards create a cycle that keeps us stuck, the real psychological cost beyond interest rates, and what actually happens when you break up with them (spoiler: it's better than you think). We'll address those common fears about emergencies, credit scores, and travel, while showing you how life becomes clearer and more intentional without credit card dependency.Perfect for anyone who's tired of the minimum payment trap or feeling like they'll never get ahead. Plus, learn how to get your free guide "9 Ways to Break Up with Your Credit Cards" to start your journey to financial freedom today.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    147. The First Step to Debt Freedom: Look at Your Numbers

    Play Episode Listen Later Feb 20, 2025 9:10


    The First Step to Debt Freedom: Look at Your NumbersWant to know the real first step to debt freedom? It's not making a budget. It's not cutting up credit cards. It's something much simpler - and scarier: Actually looking at your numbers.If you've been avoiding your accounts, deleting bank notifications, or living in that constant state of "I hope this payment goes through," this episode is your permission slip to start fresh. Discover why the stories we tell ourselves about our numbers are almost always scarier than reality, and how simply looking at your accounts can transform your entire money relationship.Learn exactly how to take that first look in a way that feels safe and manageable, plus why awareness itself is your secret weapon in debt payoff. Perfect for anyone who's been avoiding their numbers or feeling overwhelmed about where to start.Plus: Get my free guide "9 Ways to Break Up with Your Credit Cards" to help you take the next step on your debt-free journey. Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    146. Your Debt-Free Journey Needs Better Boundaries

    Play Episode Listen Later Feb 13, 2025 8:53


    Ever notice how money is kind of like a child? Give it an inch, and it'll take a mile. Leave it unsupervised, and chaos follows. In this episode, we're talking about why your debt-free journey needs better boundaries - both with your money and in your relationships.Discover how to shift from constantly reacting to your money's "tantrums" to being confidently in charge. Learn the difference between spending time (and money) intentionally with people you love versus defaulting to spending out of habit. Plus, get practical strategies for becoming the boss of your money without stressing about being perfect.Perfect for anyone who's tired of their money running wild or feeling like social situations always lead to spending. It's time to take charge of your money relationship - and this episode shows you exactly how.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    145. Permission to Start Small: Why Tiny Steps Lead to Massive Debt Payoff

    Play Episode Listen Later Feb 6, 2025 8:49


    Want to know why spreading your extra money across all your debts is actually slowing down your progress? In this episode, we're busting the myth that you need to make massive changes to get massive results. Instead, discover how focusing your "small" actions strategically can create powerful momentum in your debt payoff journey.You'll learn why adding $10 extra to each debt feels like nothing's happening (and what to do instead), how to make your small steps actually count, and the simple-but-mighty strategy that turns modest actions into major progress. Perfect for anyone who's been waiting to "really get started" on their debt-free journey because they can't make huge payments yet.Plus: Get practical guidance on where to find that first bit of extra money and exactly how to use it for maximum impact. No extreme budgeting required – just smart strategy that works in real life.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    144. Emergency Expenses Without the Emergency Stress

    Play Episode Listen Later Jan 30, 2025 6:32


    Ever notice how emergencies never wait until you're "financially ready"? Your car doesn't care that you're finally making progress on your debt payoff journey. Your refrigerator doesn't check your savings account before it decides to stop working. And don't even get me started on those surprise vet bills or last-minute kid expenses that pop up exactly when you least expect them.Traditional financial advice tells us to "just save 3-6 months of expenses" (while paying off debt, building wealth, and probably discovering unicorns too). But what about real life? What about the space between zero savings and that perfect emergency fund?In this episode, we're talking about:Why traditional emergency fund advice often misses the mark (and what actually works)How to build savings while paying off debt (yes, it's possible!)Smart strategies for handling unexpected expenses without derailing your debt payoff journeyThe real cost difference between using savings vs. credit cardsCreating a realistic emergency fund plan that works in real lifeWhether you're just starting to save, rebuilding after an emergency, or trying to balance saving with debt payoff, this episode will show you exactly how to create a plan that works for your real life.Emergency expenses don't have to mean emergency stress. You can build financial security while paying off debt, handle unexpected costs without panic, and create a savings strategy that actually works - even if you're starting with just $20 per paycheck.Listen now to learn how to handle life's expensive surprises without derailing your debt payoff journey. Trust me - your future self (and your stress levels) will thank you.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    143. Paying Off Debt Without Giving Up All Convenience: Here's How

    Play Episode Listen Later Jan 23, 2025 9:33


    Getting everyone into the car after basketball practice, dreading the inevitable 'What's for dinner?' question...We've all been there. Because let's be real - between coaching the team and running a business, something had to give. And dinner prep was usually that something.But that nightly takeout habit? It was costing us nearly $200 extra each week during basketball season.In today's episode of The Debt Payoff Podcast (Episode 143), I'm sharing:The difference between regular busy seasons and true emergenciesHow to create simple systems that prevent panic spendingA realistic approach to saving convenience for when you truly need itThe exact system we created for basketball season (and how you can adapt it)Because paying for convenience every day gets expensive fast - but having it as a backup plan for when life gets hard? That's priceless.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    142. Hidden Money Leaks Keeping You in Debt: Find an Extra $100/Month for Debt Payoff

    Play Episode Listen Later Jan 16, 2025 9:41


    Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Free resource: 9 Ways to Break Up With Your Credit Cards:https://www.katyalmstrom.com/9-waysThose sneaky subscription charges are draining your account every month without you even realizing it. Feel like money disappears but can't figure out where it's going? This episode is for you.In this episode, you'll discover:The 30-minute strategy my clients use to find an average of $100 in monthly savingsWhy those "small" charges are more dangerous than the big expensesMy simple 3-question process for deciding what stays and what goesReal examples from clients who found hundreds in hidden chargesNo extreme budgeting required - just practical steps that get real results, fast. By the end of this episode, you'll know exactly how to find and fix the money leaks that are keeping you stuck in the credit card cycle.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    141. Kickstart Your Debt Free Journey in 30 Days

    Play Episode Listen Later Jan 9, 2025 6:36


    Join the Done With Debt 30-Day Bootcamp today! We begin January 13th.https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Transform your relationship with debt in 2025! If you're tired of restrictive budgets and unrealistic advice, this episode is your permission slip to do debt payoff differently. Discover how to create a plan that lets you save money, pay off debt, AND still enjoy your life (yes, really!). Learn the secrets to guilt-free spending while making progress, build your savings safety net, and create a payoff strategy uniquely designed for you. Plus, find out how to potentially save thousands in interest with proven negotiation tactics. Whether you've tried debt payoff before or you're just starting out, this episode shows you exactly how to make the next 30 days your breakthrough moment. Get ready to transform your debt story with strategies that actually work in real life!Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    140. Your 2025 Debt Payoff Plan: Part 2

    Play Episode Listen Later Jan 2, 2025 12:23


    Join the Done With Debt 30 Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Transform your debt payoff dreams into real-world success with Part 2 of our special planning series. Discover how to create a month-by-month roadmap that actually works with your life, including practical strategies for building sustainable habits, celebrating milestones, and adapting your plan as life happens. Learn exactly how to track your progress, refine your approach, and maintain momentum throughout 2025. Whether you've already listened to Part 1 or you're just joining us, this episode gives you the concrete steps needed to make 2025 the year you break free from credit card debt.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    139. Your 2025 Debt Freedom Plan: Part 1

    Play Episode Listen Later Dec 26, 2024 9:30


    Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Want to make 2025 the year you finally break free from credit card debt? Skip the typical New Year's resolutions and discover how to create a debt payoff plan that actually works with your real life. In this first episode of a special two-part series, learn how to leverage your past experiences (even the ones you think were failures!), identify your natural money management rhythms, and build a personal success framework that sets you up for lasting results. Perfect for anyone who's tried budgeting and debt payoff before but struggled to make it stick. Join us next week for Part 2, where we'll transform these insights into your concrete month-by-month action plan for 2025.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    138. The Emotional Price Tag: How Carrying Debt Affects Your Whole Life

    Play Episode Listen Later Dec 19, 2024 12:24


    Stop letting money worries keep you up at night! In this episode, discover three practical strategies to free yourself from the emotional weight of debt – without extreme budgeting or major lifestyle changes. Learn the Daily Peace Practice, master the Worry-to-Action Flip, and discover how to maintain meaningful relationships without spending money. Perfect timing for anyone wanting to start 2025 with more peace and confidence around money.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    137. 3 Numbers to Pull You Out of Credit Card Chaos

    Play Episode Listen Later Dec 12, 2024 6:59


    Join the Done With Debt Bootcamp now: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Ready to get real about your credit card debt? In this quick, practical episode of the Debt Payoff Podcast, we're looking at the only three numbers you actually need to know to start your debt freedom journey. No judgment, no complex spreadsheets - just clarity about where you're starting from. Whether you've been avoiding your statements or trying to tackle debt on your own, these numbers will help you understand exactly where you stand and what to do next. Perfect for anyone feeling overwhelmed by credit card debt and ready for real change.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    136. Why Getting Out of Debt Isn't About Cutting Back on Coffee: Real Talk About Credit Cards in 2024

    Play Episode Listen Later Dec 5, 2024 8:47


    Sign up for the Done with Debt 30-Day Bootcamp : Your Supported Path to Debt Freedom https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Tired of being told to skip your morning coffee to get out of debt? This episode is for every woman who's feeling frustrated with credit card debt despite making good money and smart choices. We're talking about the real reason credit card balances keep growing (hint: it's not about your spending habits), and what actually works to create lasting financial change. Learn practical strategies for reducing interest rates, breaking the payoff-use-payoff cycle, and building confidence around money without giving up your daily joys.Perfect for: Women who want real solutions for credit card debt, financial wellness tips, money mindset transformation, debt payoff strategies, personal finance guidance, and practical money management advice. Whether you're dealing with debt stress, looking for financial freedom, seeking debt consolidation advice, or ready to transform your relationship with money, this episode offers hope and practical next steps.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    135. Christmas without Credit Cards? My Best Advice

    Play Episode Listen Later Nov 21, 2024 18:19


    Want to experience holiday magic without the January credit card hangover? In this episode, I'm sharing my best advice for navigating the holiday season while keeping your financial peace intact. From strategic planning tips to creative gift-giving alternatives, discover how to prioritize what truly matters without the stress of overspending. You'll learn: practical strategies for setting loving boundariesgetting resourceful with your celebrationsand giving yourself grace along the way. Whether you're aiming for a completely debt-free holiday or just want to reduce financial stress this season, this episode will help you create meaningful memories without the post-holiday money regrets.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    134. 4 Things You Can Start Doing Today to Speed Up Your Debt Pay Off

    Play Episode Listen Later Nov 14, 2024 13:13


    Tired of Feeling Trapped by Credit Card Debt? Let's Get You on the Path to FreedomFriend, I know how it feels when that credit card bill arrives and your heart sinks. You log in, see the staggering balance, and instantly feel that familiar wave of anxiety and guilt. This morning, you had to decline grabbing coffee with a friend because you couldn't justify the $5 expense - it's moments like these that make the burden of debt feel crushing.But what if I told you there are simple, practical steps you can start taking today to break free? In this new podcast episode, you'll discover:Strategies my clients use to pay off debt consistently, even when life gets in the waySavvy ways to reduce your interest rates and get ahead of those pesky credit card feesA spending plan formula that helps you tackle debt without having to give up everything you enjoySimple savings tips to build a cushion for unexpected expensesNo extreme cutbacks or unrealistic sacrifices - just actionable tips you can implement right away to start seeing real progress. Say goodbye to the days of stress and restriction, and instead, imagine the relief, pride, and excitement of finally taking back control of your finances.Hit play now, and next week you could be texting your friend to meet up for that coffee guilt-free! Discover the 4 proven debt-busting secrets that can help you achieve the financial transformation you've been longing for.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    133. 3 Things I don't do anymore as a money coach

    Play Episode Listen Later Nov 7, 2024 15:34


    Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    132. The #1 Mistake You're Making with Your Credit Cards

    Play Episode Listen Later Oct 31, 2024 10:09


    This week on the podcast I'm sharing the #1 Mistake SO many women are making with their credit cards. We're talking a mistake to the tune of thousands of dollars a year. Paying off your credit cards can feel daunting, especially when the monthly payments seem to keep creeping up and up over time. What gives?If you're tired of sending huge payments to your credit cards each month with seemingly NO change in your balance, you need to listen to this.You don't have to pay off your credit cards for the rest of your life, and I know it can feel that way. I was just like you, and it felt like Everest in front of me. Listen in and let's get you taking action on this big mistake.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    131. If you're trying to pay off debt without a spending plan, you need to listen to this

    Play Episode Listen Later Oct 24, 2024 12:03


    If you're trying to pay off debt without a spending plan, listen up.There are SO many reasons a spending plan supports your debt pay off journey. The most important reason for me?It keeps you from feeling restricted. You read that right. The spending plan makes it EASIER to spend money on things that make you happy.On things that matter most.NOT having a spending plan will make you feel restricted. If you're stressed about paying off debt and you don't know where your money is going, how will that latte EVER feel joyful and like a genuine treat? I can't TELL you how badly I want that latte to stop feeling like a “guilty” pleasure. It should just be straight up pleasure!And not just the latte. Your personal trainer. Or therapist. The hair appointment you've put off for too many months. Even your housecleaner.A spending plan shows you exactly which of these go where. How they fit in the money puzzle.Believe me, the money for those things is likely available, but it's going somewhere else without your plan in place. This week on the podcast, I'm sharing more about what a spending plan does, how to create one, and WHY WHY WHY I am so persistent in you having one.Listen in to the episode and let me know what YOU are excited to spend money on next month!Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    130. 3 Types of Savings that Help My Clients Pay Off Debt

    Play Episode Listen Later Oct 17, 2024 10:52


    This week's episode is all about the 3 Types of Savings that Help My Clients Pay Off Debt.Let's be honest… when you think about paying off debt successfully, you're likely not going to focus on savings.And yet, your ability to save, I believe, is the KEY to sustainable debt freedom.And savings is not just for “after debt” some elusive place out in the future somewhere. It's for now. --> Savings now is insurance against new debt.--> Savings now is a sigh of relief when the next unexpected expense pops up.--> Savings now allows you to enjoy some of your hard earned money without guilt.--> Savings now builds new muscles and reshapes your identity with money.Listen to the episode to hear the 3 types of savings and how they can help YOU on your own unique debt free journey. Then let me know, which of these are you most excited about starting today?!Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    129. A big mistake women make when paying off their credit cards is this

    Play Episode Listen Later Oct 10, 2024 12:36


    When it comes to "mistakes women make while paying off debt," I could do a whole series. Today's episode looks at one mistake I see again and again that's disguised as "a good strategy" to help pay down debt. Intrigued? Listen in to the episode to hear: what this mistake/strategy isthe reasons why I think it's a mistakeand what I recommend you use as a strategy insteadThe strategies I teach my clients to pay off debt have helped them reach over one million dollars paid off over the past several years, and I'm thrilled I get to help you on your journey here as well. Want more free stuff from Katy? Send the words "DEBT FREEBIE" in a DM, and you'll get hooked up with something new coming soon!The Moneywise Mastermind is now open for enrollment: Learn more and apply here:https://www.katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    128. Sneak Peek Inside Week 1 of Moneywise Mastermind

    Play Episode Listen Later Oct 3, 2024 9:05


    Ready to join Moneywise? Send me a DM here: http://m.me/almstromfinancialcoachingOr learn more at https://www.katyalmstrom.com/moneywiseJoin Katy in this episode of Messy to Magnetic, where she dives deep into the transformative journey of financial freedom with the Moneywise program. Moneywise, a six-month group coaching program designed exclusively for women, aims to end the cycle of debt drama, break the chains of credit card dependency, and shift the momentum of your finances in your favor.In this episode, you'll get an inside look at how Moneywise kicks off with an engaging opening ceremony on October 8, packed with introduction and motivation. Discover how participants are added to a supportive Slack channel for accountability, daily coaching support, and exclusive direct messaging with Katy for personalized financial guidance.Learn about Podia, the resource-rich platform where participants access bite-sized money lessons, worksheets, and templates essential for crafting a bespoke personal spending plan and debt payoff strategy. Katy also discusses the importance of setting crystal-clear 90-day financial goals, with a focus on driving progress through personalized one-to-one calls and monthly office hours.If the roller coaster of debt, hovering savings accounts, and impulsive spending haunt your financial life, this episode is for you. Experience how the unique Moneywise program supports women in overcoming these challenges without shame or discomfort, enabling you to harness the power of financial growth and freedom.Don't miss out on this chance to transform your financial outlook. Tune in to hear how adopting the Moneywise method can set you on a path of magnetic money transformation.Keywords: Financial Freedom, Moneywise Program, Debt Relief, Credit Card Debt, Personal Spending Plan, Money Coaching, Financial Transformation, Women Entrepreneurs, Money Management, Debt Payoff Strategy, Financial Growth.The Moneywise Mastermind is now open for enrollment: Learn more and apply here:https://www.katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    127. Breaking the Cycle: Kailan's Story of Overcoming Debt and Financial Stress

    Play Episode Listen Later Sep 26, 2024 27:10


    In this enlightening episode of "Messy to Magnetic," host Katy Almstrom sits down with special guest Kailan to delve into her transformative journey towards financial freedom. As a money mentor and financial coach for women entrepreneurs, Katy orchestrates a candid conversation about tackling the messy topic of credit card debt and becoming financially magnetic.Kailan, one of the standout participants in the Moneywise Mastermind, shares in detail how she overcame her long standing struggles with credit card debt. She recounts her initial skepticism about investing in financial coaching, only to find it was one of the best decisions she ever made.Topics Covered:Kailan's initial fears and confusion about personal finance.The tailor-made strategies that helped her manage and reduce her credit card debt.How Money-Wise Mastermind provided a clear, personalized financial path.The emotional and psychological benefits of financial clarity and goal-setting.Practical tips for budgeting, saving for large expenses, and avoiding future debt.The importance of community and accountability in financial programs.Listeners will gain invaluable insights into how they too can transform their financial situations. Whether you're struggling with debt, unsure where to begin with personal finance, or looking for a community to support your financial journey, this episode offers actionable advice and hope for a prosperous future.Tune in and be inspired to turn your messy financial situation into a magnetic, successful life.Keywords:Financial FreedomCredit Card DebtMoney MentorFinancial CoachWomen EntrepreneursMoney-Wise MastermindDebt Payoff Journey#FinancialFreedom #CreditCardDebt #MoneyMentor #FinancialCoach #WomenEntrepreneurs #DebtPayoff #PersonalFinance #MoneyWiseMastermind #BudgetingTips #FinancialClarityThe Moneywise Mastermind is now open for enrollment: Learn more and apply here:https://www.katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    126. How my Clients Have Paid Off Over One Million Dollars in Debt [3 Key Takeaways]

    Play Episode Listen Later Sep 19, 2024 17:35


    Doors to The Moneywise Mastermind are OPEN. Learn more and apply here: https://www.katyalmstrom.com/moneywise In this episode of Messy to Magnetic, host Katy Almstrom, a seasoned money mentor and financial coach for women entrepreneurs, delves into an inspiring topic that resonates with many: how her clients have collectively paid off over $1 million in debt. Drawing from over six years of coaching experience and her signature Moneywise program, Katy shares actionable insights and three key takeaways that have proven successful for her clients on their debt-free journeys.Listeners will discover the importance of perfect timing, strategic trade-offs, and maintaining an enthusiastic mindset while tackling debt. Katy also emphasizes how these elements work together to empower women, reduce financial stress, and build a secure financial future. Additionally, Katy invites those experiencing money-related challenges to join the Moneywise program, which offers accessible and result-driven financial coaching.Tune in to gain valuable tips on managing debt, improving financial habits, and setting yourself up for long-term success. Future you will thank you!Keywords: debt reduction, financial coaching, women entrepreneurs, money management, paying off debt, debt-free journey, financial empowerment, Moneywise program, Katy Armstrong, financial stress, money mentor, debt strategy, money tips, financial success, debt payoff strategies.Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    125. 3 Common Obstacles On Your Debt Free Journey and How to Avoid Them

    Play Episode Listen Later Sep 13, 2024 26:21


    Welcome to the September 13 episode of Messy to Magnetic, hosted by money mentor and financial coach Katy Almstrom. This episode features the insightful and transformative Day 3 session of Katy's "Break Up With Your Credit Cards Challenge," streamed live in her Facebook group. In this enlightening episode, Katy delves deep into the debt-free journey, addressing the most common challenges women face when attempting to break up with credit cards and manage their financial obstacles.Key takeaways include strategies for handling unexpected life events without resorting to credit cards, the importance of using savings wisely, and the power of maintaining consistency in your spending and saving habits. Katy also provides an in-depth overview of her life-changing Moneywise Mastermind program, designed to help women joyfully pay off their debt, create guilt-free spending plans, develop effective savings strategies, and achieve financial freedom without the constant stress of money worries.Common Challenges in a Debt-Free Journey:Life Happens: Be prepared for unexpected expenses and be willing to pause debt repayment or savings temporarily instead of resorting to credit cards.Fear of Using Savings: Don't be afraid to dip into your savings for necessary expenses to avoid accruing more debt.Consistency: Maintaining new spending habits and sticking to a spending plan for at least 90 days is crucial for financial progress.Listeners will gain valuable insights into creating a sustainable spending plan, understanding the nuances of saving while tackling debt, and reprogramming their money mindset for long-term success. Whether you're a woman entrepreneur or anyone looking to improve financial health, this episode is packed with practical advice and actionable steps to transform your relationship with money. Don't miss out on this opportunity to turn your messy financial situations into magnetic financial success!Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    124. Three Steps to Break Up With Your Credit Cards

    Play Episode Listen Later Sep 5, 2024 11:03


    Join Katy September 11-13 for "Break Up With Your Credit Cards: A FREE 3-Day Challenge"Register here --> www.katyalmstrom.com/creditcardsWelcome to another episode of "Messy to Magnetic", hosted by Katt Almstrom, your dedicated money mentor and financial coach for women entrepreneurs. This episode, “Three Steps to Break Up With Your Credit Cards, delves into Katy's transformative three-step process for breaking up with credit cards and embarking on a sustainable debt-free journey.Katy emphasizes the critical steps to triage your financial situation, simplify and declutter your finances, and prepare for financial obstacles. These strategies are designed to help you end your unhealthy relationship with credit cards and focus on paying off your credit card debt. Whether you are grappling with unexpected expenses or struggling with your savings strategy, this episode provides actionable advice to navigate these challenges.Join Katy as she offers a sneak peek into her upcoming free three-day challenge, "Break Up with Your Credit Cards", happening from September 11 to 13. Engage with tools and strategies that have empowered Katy's clients to collectively pay off over a million dollars in debt since 2018.Tune in to this episode to transform your approach to credit card debt, boost your financial confidence, and establish a strong foundation for lasting debt freedom. Find more resources and details about the challenge at www.katyalmstrom.com/creditcards.Keywords: credit card debt, break up with credit cards, financial coach, money mentor, women entrepreneurs, financial obstacles, savings strategy, debt-free journey, credit card relationship, Katy Almstrong, Messy to Magnetic, financial confidence, financial advice, triage your finances, simplify finances, declutter finances.Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    123. My struggle with credit cards and what turned it around

    Play Episode Listen Later Aug 29, 2024 18:15


    Join "Break Up With Your Credit Cards: A FREE 3-Day Challenge"https://www.katyalmstrom.com/creditcardsIn this compelling episode of Messy to Magnetic, your host Katy Almstrom shares her transformative journey of conquering $20,000 in credit card debt in under two years. Drawing from her personal experiences in early adulthood, Katy opens up about the financial stress caused by her unfiltered spending habits and low income. She vividly illustrates the pivotal moments that led to her financial turnaround, including the wake-up call from a loved one and the life-changing decision to pay off her debt.Listeners will gain insightful strategies on tackling debt, from boosting income with side jobs like nannying and personal training to reducing unnecessary spending and creating a focused plan of action. Katy emphasizes the importance of support and prioritizing essential expenses to manage financial burdens more effectively. This episode not only offers practical tips but also inspires a mindset shift towards financial freedom.Stay tuned until the end, where Katy introduces her upcoming "Break Up with Your Credit Cards" free three-day challenge starting September 11. This challenge aims to help you triage your debt situation, create a sustainable repayment roadmap, and navigate obstacles to maintain a debt-free status. Don't miss out on this opportunity to kickstart your journey to financial independence.Keywords: credit card debt, debt payoff, financial freedom, debt-free journey, money management, budgeting, personal finance, income boost, side jobs, reducing expenses, financial support, financial stress, spending habits, debt repayment strategies, debt management challenge, Katy Almstrom, Messy to Magnetic podcast.Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    The Most Important Step to Debt Freedom + An Invitation for You

    Play Episode Listen Later Aug 22, 2024 11:35


    Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcardsIn this exciting new episode of "Messy to Magnetic," Katy, a dedicated money mentor and financial coach for women, shares insights about an often misunderstood aspect of debt freedom. Katy returns to the show with fresh perspectives and valuable lessons geared towards helping listeners achieve a joyful debt-free journey as we transition into the fall and school season.Katy emphasizes that achieving debt freedom isn't solely about eliminating all debt but about ending the reliance on it. She explains that one can celebrate debt freedom even while still paying off some unwanted debt, as long as they're no longer dependent on using any new debt. Katy illustrates this by contrasting the short-lived satisfaction of paying off credit card balances with windfalls such as bonuses or tax returns, only to rack up the same debt due to ongoing reliance on credit cards.A key takeaway from the episode is Katy's advice on breaking up with credit cards, particularly those with high interest rates, as an essential step toward sustainable long-term debt freedom. She shares her personal journey of overcoming maxed-out credit cards by making a decisive commitment to stop using them, emphasizing that sustainable debt freedom comes from a change in habits rather than just zero balances.Join Katy in this episode of "Messy to Magnetic" as she unpacks the importance of breaking up with credit cards, shares valuable strategies for debt reduction, and invites you to a challenge that could kickstart your journey to financial freedom. Don't miss out on the wealth of knowledge and support designed to help you navigate your messy money issues and become truly magnetic with your finances.Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    121. Rewriting the Money Story: Managing Debt with Strategy and Grace with Aslynn Romano

    Play Episode Listen Later Jul 12, 2024 28:46


    In this engaging episode of the Messy to Magnetic podcast, Katy welcomes Aslynn, a psych nurse practitioner with a unique perspective on neurodivergent challenges and money management. Join their candid conversation as Aslynn shares her journey juggling a successful career, motherhood, and financial obstacles. Discover how she transformed from DIY financial plans to adopting a powerful new mindset about debt and savings. With insights into overcoming financial guilt and the long-term vision needed for stability, this episode is a must-listen for anyone looking to flip their financial script and embrace a brighter future.Aslynn is an AuDHD psychiatric nurse practitioner who works with neurodivergent clients to evaluate and treat mental health conditions as well as provide neuro-affirming diagnostic services to those who suspect they may be Autistic. She enjoys sharing research, personal anecdotes, and others' stories about autism and Autistic culture on her social media pages and is looking forward to launching a podcast, "Infodumps & Oversharing" in the near future. Financial coaching with Katy has been transformative for Aslynn and her family and she's excited to tell anyone who will listen: You CAN take control of your finances and it's okay to need support to learn how to do it.Connect with Aslynn: https://www.linkedin.com/in/aslynnnp/https://www.facebook.com/aslynn.audhd/https://www.tiktok.com/@infodumpsandoversharingwww.balancementalhealth.comThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    120. ADHD, Impulsive Spending, and Financial Boundaries with Janita Falschlunger

    Play Episode Listen Later Jun 27, 2024 30:53


    In this episode of "Messy to Magnetic," Katy and Janita delve into strategies for managing impulsive spending and setting boundaries. They highlight the importance of self-compassion and avoiding self-judgment. Both speakers stress the necessity for support and coaching across various life aspects, while also discussing Janita's entrepreneurship journey and the potential for future collaboration. Janita shares insights on how to connect with her through her website and Facebook groups, and notes plans to narrow her online presence in the future.Katy underscores the significance of attracting the right clients to succeed in business, advising consumers to think thoughtfully about their purchases. Janita suggests strategies like tracking spending to remain accountable and adopting a CEO mindset to make objective decisions. Both hosts emphasize identifying triggers for impulsive behavior and practicing self-compassion. Katy mentions that financial challenges are common, reassuring listeners to accept themselves without judgment.In their discussion on tools to tackle impulsive spending and ADHD-related challenges, Janita highlights the importance of recognizing and being aware of impulsive habits. She advises changing the inner monologue to seek help without using ADHD as an excuse to overspend, setting spending limits, and delaying purchases to break impulsive behaviors into manageable steps. Future episodes will address debt freedom and no-spend months to offer further financial guidance.Katy believes that individuals with ADHD or impulsive spending habits can still achieve financial success by setting small goals and being aware of their financial activities. She introduces Janita as a business coach and strategist dedicated to helping entrepreneurs build sustainable online businesses. Janita, who navigates ADHD and money herself, runs the Business Mama's community and the ADHD Entrepreneurs Society. She explains that common client challenges include impulsivity in spending, fear of missing out (FOMO), and feeling judged or making excuses for their behaviors. These impulsive buying behaviors often lead to regret, creating a cycle of overspending and feeling stuck. Janita emphasizes the importance of taking a step back and thinking things through to avoid impulsive buying, focusing the conversation on how these challenges impact business and money management for individuals with ADHD. Connect with Janita:  https://www.facebook.com/groups/businessmamascommunity/?ref=share_group_linkThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    119. Managing Home Clutter and Impulse Spending with Eliza Martel

    Play Episode Listen Later Jun 20, 2024 27:58


    In this episode of "Messy to Magnetic," Katy Almstrom, a money mentor and financial coach for women, interviews Eliza from Eliza Uncluttered, a professional home organizer specializing in decluttering homes. This episode kicks off a month on the podcast focusing on clutter, impulsive spending, and understanding our behaviors around money and physical space.Eliza shares her journey that began in 2018 as a stay-at-home mom and evolved into a career dedicated to helping moms declutter and organize their homes. She discusses the importance of starting with the first speed bump of the day when tackling decluttering tasks and emphasizes the need to make intentional decisions about the items in our spaces. The conversation touches on the emotional aspects of decluttering, particularly dealing with guilt from past purchases and the concept of "sunk costs."Katy and Eliza also explore strategies for managing impulse spending and the value of taking a pause before making new purchases. Eliza introduces the idea of the "F that list" and the significance of focusing on items that genuinely improve day-to-day life.Throughout the episode, both speakers draw parallels between financial habits and decluttering practices, offering listeners practical advice to handle both areas more effectively. The episode wraps up with Eliza's tips for starting small, such as taking five minutes to sort items and the concept of "brain dumping" to clear mental clutter. Listeners can find more of Eliza's insights on Instagram and Facebook at Eliza Uncluttered, where she shares daily tips and relatable experiences about living a more organized, joyful life. Katy and Eliza's discussion provides a treasure trove of practical advice for those looking to simplify their spaces, spend more mindfully, and ultimately create a more magnetic life.The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    118. 3 Questions to Speed Up Your Debt Payoff Plan

    Play Episode Listen Later Jun 13, 2024 11:46


    3 Questions to Speed Up Your Debt Payoff PlanIn this episode, Katy Almstrom, money mentor and financial coach, dives deep into three pivotal questions to ask yourself if your debt payoff plan isn't progressing as you'd hoped. These questions will help you:Uncover strategies to shift your emotional state and build a stronger relationship with your money, making your debt-free journey more manageable.Visualize and plan for a future where debt payments are a thing of the past, and discover the endless possibilities for your reclaimed finances.Learn the importance of celebrating milestones to keep you motivated and engaged on the path to becoming debt-free.Join the free Facebook group for more! https://www.facebook.com/groups/networthwomanThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    116. 5 things you can start doing TODAY to create debt freedom in your life

    Play Episode Listen Later Jun 6, 2024 12:30


    5 things you can start doing TODAY to create debt freedom in your life.Today, we dive into week three of our four-week series on paying off debt. I'm excited to share practical steps you can take immediately to create debt freedom in your life. In this episode, I'll guide you through crafting a spending plan, understanding your expenses, prioritizing savings, organizing all your debt information, and setting a target payoff date. Don't forget, on June 12, I'll be hosting a more in-depth masterclass in my Facebook group, so make sure to join us there! Join the group here: https://www.facebook.com/groups/networthwomanThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    116. I paid off ~40K in debt - here's how.

    Play Episode Listen Later May 30, 2024 10:20


    Welcome to another episode of Messy to Magnetic with your host, Katy Almstrom, a money mentor and financial coach for women entrepreneurs.In this episode, Katy shares her personal debt payoff journey, discussing how she paid off nearly $40,000 in debt in just two years.She highlights three key factors that contributed to her success: increasing income by taking on multiple side hustles, creating a specific debt payoff plan using the debt snowball method, and seeking support from loved ones and motivational resources.Join Katy in her Facebook group for more debt-free journey tips and inspiration.The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    115. 3 Ways to Simplify Your Debt Payoff Journey

    Play Episode Listen Later May 23, 2024 10:16


    Join me this week as I share the first of four episodes in a series about paying off unwanted debt, particularly high interest credit cards. In this week's episode, we're looking at 3 ways to simplify your journey, and the specific and practical ways to make those simplifications. Paying off credit card debt can be daunting (stay tuned next week for more of my story), and there are easy ways to get quick wins when we simplify. So if you're ready to have a win on YOUR debt free journey, you're going to love this episode. The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    114. The #1 Money Practice You Don't Want to Ignore

    Play Episode Listen Later May 9, 2024 18:13


    Today, I'm diving deep into an essential money management practice that's super important for anyone trying to tweak their financial strategies and meet their money goals in 2024. You don't wanna miss today's chat! I've packed it with personal stories, hands-on advice, and insights that can really transform your approach to money.Here's What You'll Learn:- Understanding Money Stories: Find out how those deep-seated beliefs about money influence our financial behavior and learn why it's crucial to rethink these old narratives.- Breaking Through Limitations:  I share my own journey and talk about how changing the way I think about money helped me transition from being a private school teacher to becoming a successful money mentor.- Holding Higher Standards: Discover how you can lift your financial expectations and keep yourself accountable to achieve your money dreams.- Continuous Growth and Learning: Find out why it's important to stay current and flexible with your financial mindset to ensure you keep growing both personally and financially.Be sure to register for the FREE 3-Day Money Mindset Challenge happening later this month!https://www.katyalmstrom.com/challengeThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    113. The #1 Reason your Net Worth isn't Growing

    Play Episode Listen Later May 2, 2024 23:05


    This week we dive into one of the biggest barriers to financial growth: your beliefs about money.What you'll learn:The impact your mindset has on your net worthHow to think differently about your unique money mindsetStrategies to neutralize negative money feelings you are experiencingOther unexpected strategies to help improve your money mindset Make sure you grab a copy of the new free tool: The 4-Minute Money UpgradeThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    112. My timeline of my relationship to money (and how it's changed over time)

    Play Episode Listen Later Apr 25, 2024 25:32


     I'm excited to share a very personal journey with all of you—my own money story. We'll navigate through the struggles I faced from accumulating a sizeable debt early in my career to the powerful shifts that led me to financial freedom and wellness. So whether you're dealing with credit card debt, looking for ways to improve your financial strategies, or just need a little inspiration to start making changes, this episode promises insights and real-world advice that could help reshape your relationship with money. Join me as we explore how embracing a healthier money mindset and making focused life changes can lead to a magnetic, financial future.The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    111. The Daily Hack to Fast Track Your Money Growth

    Play Episode Listen Later Apr 18, 2024 5:55


    In this episode of Messy to Magnetic, I'm sharing a brand new resource to fast track your relationship with money, and therefore your money growth. Introducing: The 4-Minute Money UpgradeImprove your relationship with money and fast track your money growth with this daily meditation at https://www.katyalmstrom.com/moneymindsetYou're 4 minutes away from: More money peaceWhen you've got more peace around money, you're free to focus on growing your business without all that financial stress hanging over you. It lets you make bold moves, take risks, and invest in what really matters for your long-term success. When you're relaxed about money, you've got this whole aura of abundance and freedom, making it easier to succeed in both your personal life and biz.Better money communicationWhen you've got open communication with your money, it's like having a clear roadmap for your financial journey. You can make informed decisions, track your progress, and address any challenges head-on. Ultimately, it leads to a healthier relationship with money, less stress, and more confidence in managing your finances effectively.More compassion for your money journeyWhen you have more compassion for yourself on your money journey, it's like giving yourself a warm hug of understanding and support. You can acknowledge your mistakes without judgment, learn from them, and move forward with greater resilience. Ultimately, you develop more self-acceptance, empowerment, and a positive outlook on your financial future.If money feels hard, heavy, and stressful right now, I see you and I want to honor those feelings. I've been there and I've seen hundreds of women in that same spot.I encourage you to take this small step with your money because I KNOW it will bring a smile to your face, and it only takes 4 minutes. Do you have 4 minutes to improve today?The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    110. Rewriting Your Money Story with Sofia Rose Bernardi

    Play Episode Listen Later Apr 4, 2024 37:44


    Voted as one of the top 30 coaches to look out for in 2021 by the New York City Journal, Sofia Rose Bernardi is a Mindset & Business Coach helping ambitious coaches grow to 10K+ months through simple strategy + events using The Rising Coach Method™. Sofia built a million dollar coaching business by the age of 26, and credits her journey to the discovery of the combination of mastering your Mindset, Strategy and running online Events and the process she journeyed in her late teens and early 20s of overcoming her own personal struggles. Sofia now helps women build confidence and create a sustainable, scalable and simple coaching business that brings in consistent 10K+ months. On top of this, Sofia is an NLP Practitioner and has been trained under Tony Robbins Life Coaching certification and John Gottman's Couples Therapy Certification. Her love and energy is contagious and will leave you feeling empowered and inspired to create the life you deserve and desire.  Sofia is relatable, easy to talk to and allows the space for you to be your authentic self and helps you to bring out the best in you.CONNECT WITH SOFIA:Free Facebook Group: https://www.facebook.com/groups/risingcoaches Instagram: https://www.instagram.com/sofiarosebernardi Podcast: http://sofiarosebernardi.com/podcast Free Training: https://sofiarosebernardi.com/free-training-register/ 10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    109. [Throwback] 4 Things I Don't Spend Money On

    Play Episode Listen Later Mar 28, 2024 18:12


    This week I'm throwing it back to an older episode of Messy to Magnetic!In this episode, I'm sharing 4 areas where my spouse and I don't spend money [very often].This is a behind the scenes look at how I spend money and a lot of the intention and decision-making around money and our spending that my spouse and I have put in over the past 16 years.The reason I'm sharing this is because I want to be transparent about some of the ways we've been successful financially and the decisions we've made around NOT spending money that have allowed us to spend money on everything that DOES matter.In this episode you'll hear:4 specific areas where I don't spend moneyWhat to focus on to spend less money in your own lifeAreas where I love to spend money!Connect with me on Instagram: www.instagram.com/katy_almstromJoin my Facebook Group: www.facebook.com/groups/thesimplifiedbusiness10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!]www.katyalmstrom.com/10-ways10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    108. 3 Reasons You Need a Money Coach in Your Life

    Play Episode Listen Later Mar 21, 2024 19:38


    Learn more and apply for the Moneywise Mastermind: https://www.katyalmstrom.com/moneywiseIn this episode of Messy to Magnetic, Katy shares the three key reasons why having a money coach in your life can make a significant difference. She delves into the importance of gaining clarity about your financial situation, making fact-based decisions, and creating a solid money strategy. Katy illustrates how working with a money coach can propel you towards your financial goals at a much faster pace and how it empowers you to normalize conversations about money, cultivating a healthier relationship with finances and inspiring positive impacts. Furthermore, Katy sheds light on how working with a money coach can expedite progress towards long-term financial goals, emphasizing the crucial role of creating effective systems and habits. Additionally, she underlines the significance of normalizing conversations about money, emphasizing the positive impact of fostering healthy relationships with finances, not only for oneself but also to inspire and educate others.Listen in as she explores the transformative power of having a money coach and the impact it can have on your life and business.money mentor, financial coach, women entrepreneurs, money topic, money strategy, accountability, money coach, small business owner, money decisions, savings, credit card bills, priorities, lifestyle expenses, personal finance, home life, money goals, debt payment, savings plan, business owner, financial freedom, financial stability, systematic approach, money habits, healthy relationships, money impact, money conversations, money empowerment, confidence, money coaching program, money mindset shifts10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    107. If Your Relationship With Money Doesn't Feel Good, Ask Yourself These 3 Questions

    Play Episode Listen Later Mar 14, 2024 20:09


    Learn more and apply for The Moneywise Mastermind: https://www.katyalmstrom.com/moneywiseEpisodes mentioned:Fun Money: What it is and what you need it!https://podcasts.apple.com/us/podcast/92-throwback-fun-money-what-it-is-and-why-you-need-it/id1594671912?i=1000634282616Welcome to another episode of "Messy to Magnetic" with your host, Katy. In this episode, Katy dives into the topic of our relationship with money and poses three important questions to ask ourselves if our connection with money doesn't feel good. She shares examples of what it might feel like to have a strained relationship with money and delves into the importance of picturing a healthy relationship with money. Katy also explores the significance of having systems in place to pay ourselves, enjoy our money, and make progress towards our financial goals. Lastly, she emphasizes the necessity of having a clear vision for our lives three years from now and how it impacts our financial decisions. Join Katy as she provides valuable insights and practical advice for nurturing a healthy relationship with money.In this episode you'll learn:- Specific examples of unhealthy relationships with money- Three Vital Questions to ask yourself- How personal goals influence money strategies and habits- The best hack for giving purpose and intentionality to your moneyrelationship with money, healthy relationship, mindset around money, system for paying oneself, enjoying money, progress towards savings goals, debt payoff goals, financial goals, money strategy, mindset shifts, vision for the future, financial planning, healthy habits with money, purposeful money goals, conversations about money, personal finance, money mindset, financial stress, financial strategy, money management, financial empowerment, money coaching, money habits, financial stability, financial wellbeing, financial literacy, financial independence, financial planning, financial mindset, financial education10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    106. Lessons learned from helping clients pay off over a million dollars in debt

    Play Episode Listen Later Mar 7, 2024 22:51


    Learn more about Moneywise and apply now! We begin March 25th.  https://www.katyalmstrom.com/moneywiseWelcome to another episode of Messy to Magnetic. In this episode, I'm sharing the valuable lessons I've learned from helping my clients pay off over a million dollars in debt. I begin by sharing two compelling personal stories [about two VERY different road trips!] that demonstrate two possible paths one can take on her debt free journey.Some of the topics this episode covers:How to navigate a stressful and uncertain financial journeyHow to have a more relaxed and enjoyable debt free journeyThe tools and strategies recommended to track and manage your debt repayment journeyHow to prioritize paying off your debt The types of support to have in place to help you stay consistent with paying off your debt. Ways to be flexible when unexpected financial challenges arise in your debt repayment journeySteps to take to become the type of person who doesn't rely on using credit cards for day-to-day expenses.The first steps to take if 2024 is the year you embark on your financial journey.10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    105. Why Your Savings Account is Low and How to Increase It

    Play Episode Listen Later Feb 29, 2024 15:57


    Welcome back to Messy to Magnetic, where we uncover the secrets to transforming your messy money situation into a magnetic financial success story. In today's episode, host Katy Almstrom, a money mentor and financial coach for self-employed women, delves into the common struggle with savings and offers valuable insights on how to increase your savings. She addresses the reasons why your savings might be low and explores specific strategies to help you save money consistently.Katy discusses the importance of understanding the purpose of your savings and how having a clear plan can make it easier to hold onto your money. She emphasizes the need to stack strategies for saving, starting with prioritizing short-term expenses and then moving towards building an emergency fund. Katy also explores the mindset around making yourself wrong for using savings in the past, offering a new perspective on how to approach saving without guilt.If you've ever felt challenged by saving money or found it difficult to hold onto your savings, this episode is a must-listen. Katy provides practical tips and actionable steps to help you reframe your approach to saving and ultimately achieve financial stability. Tune in to discover the right way to save money and overcome common challenges on your journey from messy to magnetic.10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

    104. 3 Things You Can Start Doing Today to Have More Money at the End of the Month

    Play Episode Listen Later Feb 22, 2024 14:47


    Sign up for the FREE masterclass: 3 Ways to Become a CEO with Money in Your Business and Personal Life: https://www.katyalmstrom.com/masterclassIn this episode of Messy to Magnetic, Katy Almstrom, a money mentor and financial coach for women entrepreneurs, delves into practical strategies to boost your bank account balance by the end of the month. Through real examples from her clients, Katy shares valuable insights on setting specific financial goals, curbing impulsive spending, and planning ahead for significant expenses in both personal and business endeavors. Join her as she empowers you to take control of your finances and make substantial progress towards your monetary objectives. Tune in for expert tips on cultivating a healthy relationship with money and watch your financial empowerment grow.10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB: www.facebook.com/groups/networthwoman

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