Podcast appearances and mentions of beverly harzog

Drop the Toxic Debt With rising costs and interest rates, credit card debt can create a crushing toxic debt that is hard to overcome. Yet, credit expert Beverly Harzog says there are options and she talks about how to navigate these challenging financial times. Harzog talks about budgeting, and eliminating toxic credit card debt and provides ideas about paying off high-interest balances and creating an emergency savings account to protect your financial health going forward. Beverly Harzog also talks about her own credit struggles and how finding her way through that debt helped her identify ways to help others. Get in touch with Beverly Harzog: https://www.beverlyharzog.com/ Join our Simply Said community for insights, newsletters, and connections about debt management and other ways to live well, do good, and be happy at https://pollycampbell.substack.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Beverly Harzog is a nationally recognized credit card expert and consumer finance analyst for U.S. News & World Report. She's also the bestselling and award-winning author of five personal finance books. You can read her columns and see her US News interviews and videos here.Her expert advice has been featured in thousands of media outlets, including TV, radio, print, and major websites. She's appeared on Fox News, CNN Newsource, NBC New York, NY1, ABC New York, NBC NY, ABC News Radio, Bloomberg Radio, and more.In this conversation, we discuss how people can improve their credit scores to help get lower interest rates on major purchases. We also discuss how to stay out of debt and be prepared for unexpected expenses. I've found Beverly's finance columns to be very helpful and practical. Check them out here:https://money.usnews.com/credit-cards/experts/beverly-harzog#bucket5Get in touch with Beverly:https://www.beverlyharzog.com/https://www.instagram.com/beverlyharzog/https://www.facebook.com/CreditJunkie/ Learn more at StephanieNelson.comDownload Stephanie's free ebook to cut your grocery bill in half--no coupons required!Follow us on Instagram @stephanie_nelson_cmFollow us on Facebook at CouponMom

Debt on top of debt! Nearly half of engaged couples already have credit card debt before planning their wedding. And guess what? A lot of them don't even factor in their debt when deciding how much to spend on their big day. Michelle's guest on this episodes is Beverly Harzog, a nationally recognized personal finance and credit card expert for U.S. News & World Report. Beverly is telling us all about how to avoid debt as well as coming up with a plan to have your wedding and pay your debt too.  Click HERE to become a premium subscriber and unlock all of the amazingness:       Ad-free, full length episodes      The TBWPP Wedding Planning Resource Center with  Access to 6 mini courses of The Big Wedding Planning Master Class  Wedding Planning Templates and Tools Topics We Covered Saving money for the wedding Having the wedding you want without making your debt situation worse How to create a realistic wedding budget & keep track of spending The type of credit card you should pay wedding expenses with How to discuss wedding finances with family Coming up with a plan to pay off debt  The best way to use Credit Card Rewards How to make sure your money is being well spent Explaining credit and credit card terminology About The Guest Beverly Harzog is a nationally recognized personal finance and credit card expert for U.S. News & World Report. She's the bestselling and award-winning author of five personal finance books. Her expert advice has been featured in thousands of media outlets, including TV, radio, print and major websites. She's appeared on Fox News, CNN Newsource, NBC New York, NY1, ABC New York, NBC NY, ABC News Radio, Bloomberg Radio, Good Day Chicago and more. Links We Referenced U.S. News & World Report Survey About Beverly Beverly on Instagram Beverly on Twitter Beverly on LinkedIn U.S. News & World Report Money Advice Sola Wood Flowers Get In Touch:  The Big Wedding Planning Podcast is… Hosted and produced by Michelle Martinez  Music by Steph Altman of Mophonics  On Instagram @thebigweddingplanningpodcast and be sure to use #planthatwedding when posting, so you can get our attention! Easy to get in touch with. Email us at hello@thebigweddingplanningpodcast.com or Call and leave a message at 415-723-1625 and you might hear your voice on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt on top of debt! Nearly half of engaged couples already have credit card debt before planning their wedding. And guess what? A lot of them don't even factor in their debt when deciding how much to spend on their big day. Michelle's guest on this episodes is Beverly Harzog, a nationally recognized personal finance and credit card expert for U.S. News & World Report. Beverly is telling us all about how to avoid debt as well as coming up with a plan to have your wedding and pay your debt too.  Click HERE to become a premium subscriber and unlock all of the amazingness: Ad-free, full episodes TBWPP Wedding Planning Resource Center Monthly Wedding Planning Happy Hours via Zoom with Michelle Bonus Episodes Extra tools and gifts get sprinkled in every so often! Topics We Covered Saving money for the wedding Having the wedding you want without making your debt situation worse How to create a realistic wedding budget & keep track of spending The type of credit card you should pay wedding expenses with How to discuss wedding finances with family Coming up with a plan to pay off debt  The best way to use Credit Card Rewards How to make sure your money is being well spent Explaining credit and credit card terminology About The Guest Beverly Harzog is a nationally recognized personal finance and credit card expert for U.S. News & World Report. She's the bestselling and award-winning author of five personal finance books. Her expert advice has been featured in thousands of media outlets, including TV, radio, print and major websites. She's appeared on Fox News, CNN Newsource, NBC New York, NY1, ABC New York, NBC NY, ABC News Radio, Bloomberg Radio, Good Day Chicago and more. Links We Referenced U.S. News & World Report Survey About Beverly Beverly on Instagram Beverly on Twitter Beverly on LinkedIn U.S. News & World Report Money Advice Sola Wood Flowers The Big Wedding Planning Podcast is... Hosted and produced by Michelle Martinez Music by Steph Altman of Mophonics On Instagram @thebigweddingplanningpodcast and be sure to use #planthatwedding when posting, so you can get our attention! Inviting you to become part of our Facebook Group! Join us and our amazing members. Just search for The Big Wedding Planning Podcast Community on Facebook. Easy to get in touch with. Email us at hello@thebigweddingplanningpodcast.com or Call and leave a message at 415-723-1625 and you might hear your voice on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

We play and discuss the CBS4 exclusive on a summer AG gathering on Maui, attended by CO AG Phil Weiser. Comments in the piece by Cynthia Coffman, former CO AG, are sickening as she tries to justify these events. Vote this Weiser clown OUT! Then - we discuss financial abuse with U.S. News & World Report expert Beverly Harzog. October is Domestic Violence Awareness Month. We wrap hour one with Elton John coming to Denver Nov 4 - Steffan tried unsuccessfully to secure tickets.See omnystudio.com/listener for privacy information.

Larry O'Connor and Julie Gunlock talk with Beverly Harzog-Personal Finance and credit card expert for U. S. News and World report. They disuss food costs, inflation, gives results of a survey. Best ways to use credit cards.Tax free holiday. For more coverage on the issues that matter to you, visit www.WMAL.com, download the WMAL app or tune in live on WMAL-FM 105.9 FM from 5-9 AM ET. To join the conversation, check us out on Twitter: @WMALDC, @LarryOConnor,  @Jgunlock, and @patrickpinkfile.See omnystudio.com/listener for privacy information.

In this third hour; Larry O'Connor and Julie Gunlock talk with guests: Bethany Mandel; Montgomery County Mom and Editor of Heros of Liberty book Series, "Sully" Sullivan; Republican running for Montgomery County Executive.Beverly Harzog-Personal Finance and credit card expert for U. S. News and World reportAlso: DC Schools Vaccine Mandate and Mayor Bowser. For more coverage on the issues that matter to you, visit www.WMAL.com, download the WMAL app or tune in live on WMAL-FM 105.9 FM from 5-9 AM ET. To join the conversation, check us out on Twitter: @WMALDC, @LarryOConnor,  @Jgunlock, and @patrickpinkfile.See omnystudio.com/listener for privacy information.

Beverly Harzog with US News reports For Americans with Unsecured Debt, Credit Cards Mostly to Blame See omnystudio.com/listener for privacy information.

Beverly Harzog with US News reports For Americans with Unsecured Debt, Credit Cards Mostly to Blame See omnystudio.com/listener for privacy information.

People who owe money on their student loans are getting another reprieve -- the Department of Education extended the freeze in loan payments and interest until January 31st. But the department called this a final extension and the Secretary of Education says these extra four months are here to give borrowers the time they need to prepare for the resumption of payments. US News surveyed about 1100 people and asked if they'd be able to resume their payments -- about 64% said they'd have trouble doing so. About 72% said they'd make different student loan decisions if they had to do it all over again. Beverly Harzog is a personal finance expert for US News & World Report, she joins In Depth to break down the survey and offer tips for anyone who is staring down a student loan.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode Beverly Harzog, is a nationally recognized personal finance and credit card expert for U.S. News & World Report, shares tips on how to use credit responsibly. You will hear how credit is rated, tips to help you increase your credit score and the range that opens up doors for you. She shares her 3 strategies that you can immediately execute. Beverly is also a bestselling and award-winning author of five personal finance books. She can be found: BeverlyHarzog.com

On this show, we talked about how to navigate unexpected medical bills, how credit card companies are responding to our needs during the pandemic, and what we can do to be proactive with our finances with Beverly Harzog, credit card and consumer finance expert with US News and World Report.  Listen to learn language for approaching creditors in order to stay in good standing!  For the Difference Making Tip, scan ahead to 19:12! You can learn more about Beverly at USNews.com, BeverlyHarzog.com, Facebook, Twitter and LinkedIn. Learn more about Money Alignment Academy and bringing Financial Wellness to your organization.  We’re honored to have been named one of the top podcasts for investing! We’re on YouTube, check us out! George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2020! Have George speak to your organization. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

Today I’m talking with Beverly Harzog, an expert on debt and credit cards and consumer finance analyst for US News & World Report, who has a great way of making financial subjects--especially emotionally-charged ones, like debt--very practical.

According to a new survey from US News & World Report, there's a whole lot of people who say they've either been a victim of financial infidelity or committed it. This could be something like finding a credit card or bank account you didn't know about, lying about a debt or a source of income, or making an expensive purchase without telling your partner. The majority of people who were surveyed say that financial infidelity is as bad as physical or sexual infidelity. Today on KYW Newsradio In Depth, Beverly Harzog, credit card expert at US News & World Report joins the podcast to talk about what the survey found out about the ways we cheat, financially. Then Dr. Lucy Parker, a counselor and educator and Assistant Professor at LaSalle University joins the show to break down what we know about why people commit financial infidelity and the next steps to recover and heal when it happens in your relationship. Check out the survey here: https://creditcards.usnews.com/articles/financial-infidelity Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this show, we talked about the current state of credit card issuers and users, how companies make decisions on credit worthiness and risk, and whether a credit card should be your emergency fund with Beverly Harzog, credit card expert and consumer finance analyst with US News and World Report, best selling author and contributor.  Listen to learn what to do if your credit limit gets decreased!  You can learn more about Beverly at USNews.com, BeverlyHarzog.com, Facebook, Twitter and LinkedIn. We’re honored to have been named one of the top podcasts from investing! We’re on YouTube, check us out! George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! Have George speak to your organization. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

Americans have put off health screenings during the coronavirus pandemic, and doctors are worried that the consequences will include a dramatic rise in deaths from cancers that were undetected or detected too late. There's also another consequence of putting off health screenings -- the financial side. The cost of medical care is already a big reason why some people don't go to the doctor. Medical debt is scary, and it can become overwhelming very quickly, with financial repercussions that can last for years. But for some people, it's a reality they can't ignore -- and there are things you can do to keep medical debt from ruining your life. In this episode of KYW Newsradio In Depth, US News & World Report Beverly Harzog joins the podcast to talk about her journey through a breast cancer diagnosis, treatment, and complications, and what she learned about how to deal with medical bills and what to focus on to manage medical debt and come out on the other side. Find out if you qualify for free or low cost mammograms or pap tests, and find out where you can get screened: In Pennsylvania -- Call the PA Healthy Woman program at 800-215-7497 In New Jersey -- Call the Cancer Education and Early Detection program at 800-328-3838 In Delaware -- Call Screening for Life by dialing 211 These programs are all run out of each state's health department, and you can also find more information at CDC.gov . You can read Beverly Harzog's article about her breast cancer journey here: https://creditcards.usnews.com/articles/what-beast-cancer-taught-me-about-medical-debt Learn more about your ad choices. Visit podcastchoices.com/adchoices

A vast majority of parents surveyed by U.S. News & World Report say that high schools in America need to do a lot more to teach essential financial literacy skills to students. Why are we bad at teaching financial literacy in this country, and what can we do to reverse course? Beverly Harzog, personal finance and credit card expert for U.S. News & World Report joins KYW In Depth to talk about why financial literacy is so important and what the survey revealed about how we educate students and how we can do better. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A lot of people have taken a big hit to their personal finances -- and getting credit right now has become more difficult. So FICO made a new tool lenders can use to help determine who is credit worthy during difficult times, like right now in the middle of the coronavirus pandemic. Beverly Harzog, credit card expert and consumer finance analyst for US News and World Report joins KYW In Depth to explain what the FICO Resilience Index is and what it means for people who are trying to get credit.

Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game.Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know.What You'll LearnWhat can you do if you are having trouble paying your credit card minimum paymentSteps to take to pay down credit card debtHow to think about credit cards (should you love them or hate them)How do credit cards play into your overall credit scoreHow to figure out what credit cards are best for youWays to avoid paying late fees and annual feesCan you use your credit card and avoid paying for car rental insuranceLinksBeverly Harzog on U.S. News & World ReportBeverly's booksPodcast SponsorsThanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com.Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

Tens of millions of Americans have filed for unemployment benefits since the coronavirus outbreak began. Well over one-in-four people have suffered a moderate or severe financial setback in recent weeks. Consumer confidence is plunging. In this episode we look at the best ways to cope with a sudden drop in income. Beverly Harzog, the personal finance and credit card expert at US News and World Report, is our guest. She's the author of five bestselling personal finance books. From keeping your credit score intact to claiming all the benefits you're entitled to; we look at urgent ways to weather the storm at a time of unprecedented economic crisis. "The safest thing to do with a stimulus check is to put it in your emergency fund just in case you need it for groceries or monthly essentials," says Beverly. We also discuss debt consolidation, controlling impulse buying, and negotiating with credit card companies. Recommendation: Jim has been watching the new remote episodes of Saturday Night Live. See acast.com/privacy for privacy and opt-out information.

More than 26 million people are unemployed because of the coronavirus pandemic. People are trying their best to navigate a financial nightmare that they didn't see coming. Beverly Harzog, credit card expert and consumer advocate and a consumer finance analyst for US News and World Report joins KYW In Depth to offer some emergency financial survival tips, like what to do when your credit card provider shrinks your card limit, how and when you should contact your lender, and why you might want to practice your negotiation skills.

Are you turning to credit cards to pay for the basics during the coronavirus shutdown? Many Americans are, and because this is such an extraordinary situation, the best practices and advice for managing money are changing. Beverly Harzog, credit card expert and consumer advocate and a consumer finance analyst for US News and World Report joins KYW In Depth to talk about using credit cards, how to get relief from creditors during the coronavirus shutdown, and the best ways to spend the check the federal government is sending out.

Credit card debt is growing, more people are having trouble paying bills, and it's up in the air which businesses will still be here when social distancing guidelines are eased. This is part two of our conversation with Beverly Harzog, credit card expert and consumer finance analyst for US News and World Report. Harzog is back on KYW In Depth to talk about what the recovery from the coronavirus pandemic might look like for personal finances, small businesses, and larger financial institutions.

On this episode of Money Savage FURTHER, we talked about the importance of being proactive and checking your credit score, how to reach out to creditors should you need to, and why no might be a good time to review your budget, with Beverly Harzog, credit card expert and consumer finance analyst at US News and World Report, best selling and award winning author.  Listen to learn what you should be doing to successfully manage your credit during the Corona virus! You can learn more about Beverly at CreditCards.USNews.com, Twitter, Facebook and LinkedIn.     Time to get your Mind, Body and Money right?  The Strive Online Bootcamp is held the first Monday of every month, learn more about it at  StriveDetox.com.  Enter “moneysavage” at checkout for 25% off.  Interested in starting your own podcast?  Click HERE George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.  Check out Money Alignment Academy as well!

My guest today is a credit card expert who doesn't just talk the talk but walks the walk on paying off credit cards to achieve financial independence.

Should I Move Credit Card Debt To A Personal Loan? This is a question in the minds of many of our Invest Divas who can't start investing because they are in debt and are wondering how to get out of debt to become debt-free. If that's you, then you're in luck because my guest today is Beverly Harzog, a credit card junkie who is a nationally recognized personal finance and credit card expert for U.S. News & World Report. She's also the bestselling and award-winning author of five personal finance books. Before she became a credit card expert, she actually maxed out seven credit cards and racked up more than $20,000 worth of credit card debt, and she was able to get out of it in only 2 years. That's why there's no one better than her to share the debt payment strategy that you can use for your personal credit repair because unlike Dave Ramsey (who I respect by all means) Beverly has actually been in this situation before. This will be the first of a trilogy on credit cards and how to pay off debt, so make sure you're subscribed to our channel. If you have any questions about credit repair, how to improve credit score, and repair bad credit that you want Beverly to answer in the next episodes, make sure you leave a comment below and let us know... and don't forget to share this video with anyone you know who is under the burden of credit card debt and needs credit healing.

On this episode of Money Savage FURTHER, we talked about how Americans use credit cards, how the industry has changed, how competition benefits consumers and how to evaluate offers with Beverly Harzog, credit card expert and consumer finance analyst at US News and World Report, best selling and award winning author.  Listen to learn how to determine the right credit card for you! You can learn more about Beverly at CreditCards.USNews.com, Twitter, Facebook and LinkedIn.   Time to get your Mind, Body and Money right?  The Strive Online Bootcamp is held the first Monday of every month, learn more about it at  StriveDetox.com Interested in starting your own podcast?  Click HERE George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.  Check out Money Alignment Academy as well!

Beverly Harzog, Credit Card Expert with US News shares a Survey on Financial Infidelity

U.S. News credit card expert Beverly Harzog comes back on the show to discuss the winners of the U.S. News Best Credit Cards Awards of 2020. Beverly helps pair each category winner with specific consumer types, and offers suggestions and advice for improving credit and whether or not to apply for certain cards based on your credit score. See acast.com/privacy for privacy and opt-out information.

U.S. News credit card expert Beverly Harzog and U.S. News senior editor for personal finance Susannah Snider come on the show to help explain why improving financial literacy is so important. They discuss whether financial literacy should be taught in school, offer literacy tips and tools from personal experience and give examples for how to teach children financial lessons at an early age. See acast.com/privacy for privacy and opt-out information.

The start of the new year can be a great time to get your finances on track. U.S. News senior editor for personal finance Susannah Snider and Antonio chat with consumer finance analyst Beverly Harzog about her personal experience getting out of a large debt hole, how to establish good money habits after the holidays and the best strategies for paying down credit card debt. See acast.com/privacy for privacy and opt-out information.

Join Stacy in an info-packed conversation with award-winning family and matrimony attorney, Amanda Trigg. Based in New Jersey, Amanda brings years of experience protecting her clients and their families through the complex and challenging process of divorce.   In this episode, Amanda details how women who are contemplating divorce can prepare for the possibility of divorce and find the financial information without raising their spouse’s suspicions. Among her insights:   •              Why you should never panic, but you should “just ask”. [7:20] •              What to do when “just asking” doesn’t work - legal ways women can get information about a spouse’s finances.  [14:30] •              Understanding the grey area between “Awkward” and “Illegal”. [15:50] •              What constitutes a reasonable expectation of privacy within the home.  [27:00] •              What is “safe”/ “legal” to look at when it comes to digital files and online information [27:47] •              How valuable credit applications can be when searching for financial information [30:40]   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Amanda Trigg | W: www.amandatrigg.com E: ast@lmllawyers.com   Items mentioned in this podcast (Stacy’s Recommended Readings)   1. The Richest Man in Babylon George S. Clason’s classic book shares the secrets to overcoming your personal financial problems. Read and absorb the inspirational and informative “Babylonian parables” containing stories on thriftiness, financial planning and personal wealth. 2. MONEY Master the Game: 7 Simple Steps to Financial Freedom Tony Robbins has released his first book in two decades. It includes extensive research and interviews with more than 50 renowned financial experts. Use his easy-to-follow, seven-step plan to get your finances in order, create a lifetime income plan and achieve financial freedom. 3. When She Makes More: 10 Rules for Breadwinning Women Do you earn more than your partner? Personal finance expert Farnoosh Torabi explains how women can avoid burnout, infidelity and divorce as the family breadwinners. Check out her 10 rules to achieving personal and professional success. 4. Prince Charming Isn’t Coming: How Women Get Smart About Money, by Barbara Stanny 5. On My Own Two Feet: A Modern Girl’s Guide to Personal Finance, by Manisha Thakor and Sharon Kedar 6. The Debt Escape Plan, by Beverly Harzog 7. Worth It: Your Life, Your Money, Your Terms, by Amanda Steinberg

In the first episode of Wealth of Knowledge, credit card expert and consumer finance analyst Beverly Harzog and U.S. News personal finance editor Susannah Snider join Antonio to discuss how to understand and improve your credit score, how to pick a credit card that's right for your financial situation as well as best practices when it comes to debt and paying off your credit cards. See acast.com/privacy for privacy and opt-out information.

If anyone knows about fighting fear, it's Akshay Nanavati. While fighting overseas with the Marines, Akshay lost people close to him and subsequently suffered PTSD. He'll share his story of overcoming his own paralyzing fear, fighting demons, and achieving some HUGE goals on today's show. Whether you're afraid of asking for a raise, of starting a workout program to feel better (and earn more money), or to get started saving, investing, or paying down debt, there's something for everyone on today's show. In our headlines segment we'll talk about HSA myths. What do you believe about HSAs that might not actually be true. Or, as HSAs become more prevalent, what do you need to know about them. Even if you're already well versed on HSAs, you'll find something new on today's show (even WE found a myth that we didn't know!). In our second headline, we'll talk to Beverly Harzog from US News and World report about the new ultra FICO scoring system. Who will this help? How do you ask to have your credit re-scored? What credit basics should you know? We'll talk to Beverly about all of the above on today's podcast! Of course, that's not all. We'll throw out the Haven Life line to listener Rachel, who has some BIG life decisions to make. Should she stay in her townhouse or pursue her dream of moving to the mountains, even if it means a much longer commute to work, new debt, and probably some unforeseen consequences. And don't worry... we'll still take some time for Doug's trivia. Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker.

Credit cards and debt can wreak havoc on your financial situation. HOWEVER, when used correctly, credit cards and debt can actually be used as a tool to help improve your financial situation. Beverly Harzog is a nationally recognized credit card expert for U.S. News & World Report. She's here to break down credit cards and how to get out of (and stay out of) debt.  To celebrate episode 20, we start out the show with a trip down memory lane. Enjoy!

Are credit cards evil?  Do you need to restructure debt or were refused a loan?  If so, this episode is for you. If you're a parent looking for smart money advice to pass onto young adults as they enter the workforce, our podcast has a checklist of do's and don'ts. Respected credit card expert and consumer advocate Beverly Harzog is our guest. Beverly hasn't just talked the talk about maxing out on debt, she's walked the walk. In her best-selling book, “Confessions of a Credit Junkie", she tells her personal comeback story. Look for solutions and links to useful sites at our website, howdowefixit.me.  Please rate and review our shows at iTunes. See acast.com/privacy for privacy and opt-out information.

Donna Freedman's motto: “I save where I can so I can spend where I want.” This week she teaches us how she does it. Donna is the author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul and she has over 20 years of experience writing and helping people with personal finance for media organizations like MSN Money and online publications including Vox Media and Get Rich Slowly. We have another funformative conversation with Donna covering: How to build and stick to your spending plan Aligning your personal budget with your life goals and intentions Accurately managing "Opportunity Cost" so your spending maximizes your happiness Resources: Receive a discounted copy of Donna's book, Your Playbook for Tough Times, by visiting http://paychecksandbalances.com/yp and using discount code: PAYCHECKS (good through November 30, 2016) Check out Donna's post, Write A Blog People Will Read For more information and helpful tips on credit card comparisons, check out Beverly Harzog's website as discussed on the show Announcements: Check out our new PATREON page! Patreon provides a forum for you to help us create more great content, reach more people and receive exclusive content. Debt Free Or Die Trying is out now! Cop it in that Amazon! Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances and Instagram at the same name!

I'm excited for today's guest. She's a nationally recognized credit card expert, consumer advocate, and former Certified Public Accountant. She's also the author of the new book, "The Dead Escape Plan" and three other highly acclaimed books. She has extensive media experience and is frequently invited to speak at major events and conferences. Her name is Beverly Harzog.  

Don't have time for video or a podcast? This week's lesson is: find a group of like-minded people and split the work. This month we interview 5 veteran bloggers (and FinCon attendees) who shared the workload to create a live video show, recorded it for a YouTube channel, then used the audio as a podcast. Their podcast, the Money Mastermind Show, is currently #3 in the iTunes "New & Noteworthy" section. How did they split duties? How hard was it to create the video? How do they decide on topics? How does the technology work? We cover all of that and more with three of the participants: Glen Craig, Tom Drake and Miranda Marquit today. ....and as if that weren't enough, Beverly Harzog (author and BeverlyHarzog.com) and Rob Berger (Doughroller and the Doughroller podcast) share their take-aways from last year's FinCon. They have some great stories about how they've implemented several of the ideas they learned. Eric Rosenberg details Ignite FinCon for us. PT and Joe share news about the Plutus Awards, speakers and much, much more. Thanks to GoBankingRates.com for sponsoring the show! You could win $1,000 by making a 1 minute video for FinCon. Check out details about that AND all of the links mentioned in the show notes at http://www.finconmedia.com/5-bloggers-collaborated-launch-multimedia-project-mm-podcast-episode-4

A great success story can be very motivating. And that’s exactly what Beverly Harzog brings us in today’s podcast. Beverly describes how she sunk into $20,000 of credit card debt, maxing out all seven of her cards. But her story doesn’t stop there. She then shares with us how she climbed out of the debt […] The post DR 055: Beverly Harzog: How She Paid Off $20,000 of Credit Card Debt in 2 Years appeared first on The Dough Roller.

She’s a credit card expert and well-known financial journalist now, but years ago, Beverly Harzog was in credit card trouble. She had maxxed out seven credit cards, was missing minimum payments and bouncing checks, and had even stopped opening her mail. But she dug out of debt and shares her story as well as her advice in her new book, Confessions of a Credit Junkie: Everything You Need to Know to Avoid the Mistakes I Made. In this interview, she shares how she got into debt, as well as the strategies she used to pay off about $20,000 in credit card debt in approximately two years. She also shares answers to some of the most common questions she hears, including how to find the top reward cards and how to rebuild credit. She also explains how she now profits from her credit cards. She has truly transformed her experiences into a way to help consumers. Get inspired and informed in this conversation with Beverly! This episode aired live November 25, 2013.

Trying to get your credit back on track? Beverly Harzog joins me to share her picks for the best credit cards for rebuilding credit - including cards for those in the military who are trying to rebuild credit. This episode aired live December 15, 2012.

Are you traveling overseas? Make sure you have the right credit card - or you may end up paying a hefty fee on every single purchase. Join me as I talk with credit card expert Beverly Harzog. Episode aired live June 9, 2012.

Beverly Harzog joins us again to reveal the best cash-back credit card in America. Beverly is Credit.com's Credit Card Expert and she reads the fine print of tons of credit card offers to help you find the best deals! Plus she reveals a good credit card for those hoping to rebuild their credit.

When Credit.com's Beverly Harzog watched the movie Confessions of a Shopaholic with her daughter recently, it struck very close to home. Beverly says she "was Becky Bloomwood." In her interview on Talk Credit Radio, she'll share her story of how she got deeply in debt, and then worked her way out. If you find yourself relating to Becky - or Beverly's - story, you won't want to miss this interview.

n the case of a natural disaster, are your credit cards safe? Gerri Detweiler shares her colleague Beverly Harzog's checklist - a natural disaster plan for your credit cards.

Credit.com's Beverly Harzog explains why you should never give out personal information - even your zip code - when making a credit card purchase.

Credit.com's Beverly Harzog reveals her picks for the best credit cards in America - and she names names! Find out how your cards compare on Talk Credit Radio with Gerri Detweiler.

Does your business need funding? Have you tried getting a loan from banks but have been turned down? Have you thought about person-to-person lending? Join me and my special guest, author Beverly Harzog of The Complete Idiot's Guide To Person-To-Person Lending as we examine underutilized funding sources that could help you grow your business for less. You don't want to miss this show!

Beverly Harzog is a consumer finance analyst and credit card expert at U.S. News and author of The Debt Escape Plan, she paid off $20,000 of debt in only 2 years and now inspires others to do the same.Beverly Harzog is a consumer finance analyst and credit card expert at U.S. News and author of The Debt Escape Plan, she paid off $20,000 of debt in only 2 years and now inspires others to do the same. Welcome! [:] First off can you tell us a bit about your debt payoff journey? What motivated you to tackle all that debt and what was the debt from? ● When Beverly was young she knew nothing about personal finance, she was a CPA ● Getting out of College, she got a ton of offers for credit cards ● She spent a ton of money on her image (she was self-conscious) ● She took things seriously and really cut back to get rid of her debt [:] Debt, debt, debt! We’ve seen a whole bunch of rate hikes this year, debt’s like one of those things that you should be using responsibly. When do you think it’s a good time (if any) to go into debt and what are some things to look out for? ● There is good debt and bad debt,  ● Good debt is something like debt on a home ● Bad debt is credit card debt [:] It it’s always easy, some people have bad credit. What advice do you have for people with bad credit and do you have any good resources they can use? ● Don’t feel terrible ● Get a secured credit card; US News is a great resource ● Some credit card have fees ● If you are against a credit card, you could try get a credit builder loan. [:] You wrote a post about whether you should get a credit card or a loan, do you want to give us your view of when you’d want to choose either option? ● People often reach for their credit card if they have big purchases ● If something is much more long term, then you might want to look at a loan ● Get a 0% intro APR on purchases if you have good credit ● You should always be careful of taking out any debt, get online and do research about the companies [:] Value Link RoundIf you want to listen to books on the go check out chainofwealth.com/audible for a free trial [:] What is your saving or retirement plan? ● Emergency fund - a year's worth of expenses in the fund ● IRAs as self employed [:] Do you have any other books or podcasts you can recommend? ● Beverly’s book - The Debt Escape Plan [:] Favorite Quote? ● Do or do not, there is no try [:] Parting piece of advice? ● If you have debt do whatever you have to doSupport this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.