Podcast appearances and mentions of cheri blair

On this episode of Change It Up Radio, we’re talking about current volatility in the market and how we can ride it out and weather the storm.     The market is quite volatile these days, which is rather scary for a lot of people. One day the market's up, the next day it's plunging, and then it's up again. Naturally, most of us get nervous by this type of fluctuation and don't know what to do to effectively avoid making costly mistakes.     Financial Advisor, Cheri Blair, joins me today to talk about what's going on with the current market and how to avoid making emotional decisions that could lock in our losses. She shares strategies for addressing current fluctuations and how to make smarter short term decisions that don't conflict with long term goals.     We will also be joined by Carson Caldwell who will continue to tune in weekly to update us on his cross country journey to raise awareness and funds towards providing humanitarian aid to people in Yemen. Find out “Where in the Country is Carson?!”     We discuss:     - The importance of rest, relaxation, and being in the present moment with no agenda - Where Carson is currently, how his trip is going so far, and what he’s seeing along the way - How others can step up and help the people of Yemen that are in need of humanitarian aid - How the LifeWave X39 Patch is helping Carson to maintain his stamina and recover quickly - Volatility - what it is, what creates it, and how we can strategically ride out this roller coaster - What's going on with the current market and how we can avoid making costly mistakes - Understanding that the market cycle changes consistently and what these changes look like - Avoiding emotional decisions and short term decisions that conflict with our long term goals - The importance of knowing the difference between an unrealized loss and a realized loss     For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about being free to do what matters to you and investments that can help the world.   Financial Advisor, Cheri Blair, joins me today to talk about some of the ways that she's working with women to help them invest in companies that are doing their part for the environment. She provides insightful information about ESG investing, why it's become so popular, and how it can create both a better return and a better world.   We Discuss: Saying the Right Thing When You Don't Know What to Say - Navigating difficult conversations The 5 most essential steps for confident and effective communication with others  ESG Investments - What they are and why they are growing more popular Why ESG investing is influencing global capital markets in a very big way How ESG investing can help investors create a better portfolio, a better return, and a better world    For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about the high cost of a facade and if it's robbing you of what really matters in life.   What is the image or facade that you're invested in, and is the price that you're paying for it too high? When we put our job, our title, or our various roles in life ahead of our health and happiness, we're only setting ourselves up for a fall. One way or another, whether it shows up physically or emotionally, something has got to give. If we're more invested in being the perfect wife, the CEO of a company, a radio show host, etc., than we are in taking care of ourselves, then the price may be too high. Every time we ignore our bodies when they signal for us to stop or slow down, we're choosing how we show up to the outside world over how we FEEL on the inside. I want to encourage you to take a moment today and examine the image or facade that you're invested in. Take a good, hard look at what it may be costing you. If it's not in alignment with your authentic self, and if you're not taking care of your mind, body, and spirit, then it's time to step out of it. Remember that it's never too late to make a change in your life. Financial Advisor, Cheri Blair, joins me today to talk about financial literacy, as April is Financial Literacy Month. She discusses the lack of basic knowledge surrounding economic and financial principles in our country, and what's happening today to encourage financial education and mindfulness.   We Discuss: The high cost of maintaining a facade and the impact of making it our priority Financial literacy month and why financial education is important for everyone How financial education is being introduced into different school systems Why women, in particular, are often not as informed about finances as men Learning how to see money as a tool to make our lives better instead of as a goal The Fashion, Fun, and Finance Event hosted by Cheri Blair Financial Services   For the full show notes visit: www.ChangeItUpRadio.com 

Today we’re talking about women's wages and what we can do to close the gender wage gap.   It's crazy to think that in 2019 women are still not earning the same wages as men for equal work, even when they have the same education and experience. So how do we close this gender wage gap? Financial Advisor, Cheri Blair, joins me today to go beyond the grim statistics and shares five concrete ideas that we can start implementing to work towards closing the gender wage gap and bringing about much-needed change. "If we really want to reach equality for women, this topic has to stay at our forefront."  -  Cheri Blair   We Discuss: Learning how to deal with both welcome and unwelcome change in our lives Saying the Right Thing When You Don't Know What to Say - Handling difficult conversations 10 components that influence how we think and respond in conversational situations Ways that we can bring about change and close our current gender wage gap How women play a key role in creating peaceful, stable, and prosperous societies Five concrete ideas that we can start implementing to close the gender wage gap How women not receiving equal wages during earning years affects their retirement   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about the economics of women and what we can do to bridge the gender pay gap.   The gender pay gap has been a very real issue in the workplace for years, and it seems like we are finally starting to bring more awareness to this problem. The individuals that are willing to take a stand and be uncomfortable while we address the reality of this matter are the ones that will create positive change for women all over the world. Financial advisor, Cheri Blair, joins me to provide insight into what's actually going on with the economics of women in the world today and what can we do to create necessary change so that that situation improves. She shares factors contributing to the gender wage gap and how women and minorities can work towards a system that delivers equal pay for equal work.   We Discuss: Saying the right thing when you don't know what to say - 5 steps for effective communication The economics of women today and what it will take to ensure that the gender gap narrows Why societies can't afford to lose out on the skills, ideas, and perspectives of their women The slow progress we've seen so far and why there is still a very long road ahead of us How the lack of leadership opportunities available to women contributes to this wage gap Occupational segregation, bias against working mothers, access to education, and racial biases Why a woman's "traditional" role as an unpaid caregiver has had an impact on wage gap views How women and minorities with an advanced degree don't always receive equal pay for equal work The actions that companies and individuals can start taking to create equality in the workplace Why it's crucial to speak up and get a little uncomfortable at times in order to create positive change   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about several new tax laws to ensure that you're fully prepared for filing your taxes this year.   Yes, it's that time of year again when everybody is thinking about taxes. Most of us are going through our receipts, getting numbers together, making appointments, and doing all that we need to do to get our tax returns taken care of by April 15th. Unfortunately, this is one of those instances where if we tend to procrastinate, it really shows. Even though April seems a long way off, it will be here before we know it. So, how do we keep up with new tax laws, make sure that we file accordingly, and get the best return possible? Financial advisor, Cheri Blair, joins me to share some great tips and insight to help educate us on all that we need to know about big changes in the tax laws for 2018 so that we're fully prepared to properly file our taxes this year.   We Discuss: Saying the Right Thing When You Don’t Know What to Say Learning how to embrace change and the loss that inevitably comes with it Having the right mindset in order to have successful, supportive conversations What we can do right now to start preparing for this tax filing season A new tax law that has eliminated many beneficial deductions and tax credits How the standard deduction has changed and why itemizing may not make sense Why the elimination of personal exemptions could mean a significant loss for families A new cap on SALT (State and Local Tax) Deduction and how this impacts the middle class 12 now-extinct tax deductions that have disappeared this year under the new tax code   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about avoiding the holiday blues.   As we all know, life is full of challenges, and this time of year can be particularly difficult for anyone that's dealing with a loss or tough emotional experience. Unfortunately, these hard times can seem even more grueling when everybody else appears to be so happy. The holidays are all about fun and joy, but anyone that's not in the right frame of mind is left feeling even more alone and isolated. Let's be on the lookout for those around us that may need some extra comfort or support. It can make all the difference in the world. This time of year is also infamous for overspending. There's so much to buy, so many people to buy for, and lots of temptation from all the holiday sales. So, how do we not get sucked into spending way over our budgets? Financial advisor, Cheri Blair, joins me to share some very important tips for avoiding holiday overspending since it can certainly be a contributor to the holiday blues. She provides insight on setting smart budget limits and giving our credits cards a break this holiday season.   We Discuss: Avoiding the holiday blues and coping with grief and tough emotions during this time of year How to help other people who are going through some tough times this holiday season Why the holiday season can make some people feel more sad, alone, and isolated Saying the right thing when you don't know what to say to people who are hurting How to avoid overspending and relying on credit cards when buying gifts this holiday season   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about saying and doing the right thing for the holidays and before the new year.   It’s the end of the year and while everyone is focused on Holiday activities, there are several year-end financial issues that we should also be prioritizing. Cheri Blair, our favorite Financial Advisor, joins me today to discuss important information about end of the year financial focuses. She shares how we can take stock of our financial lives for the past year, avoid additional taxes or penalties, rebalance our investments, and meet some very important deadlines before 2018 comes to a close.   We Discuss: Saying the right thing when we don’t know what to say Why isolation doesn’t work for people that need to heal 5 basic steps to take when entering a difficult conversation Saying and doing the right thing for the holiday season What we should be focused on financially at the end of the year Taking stock of our financial lives and financial situations Rebalancing our investments and preparing for 2019   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about curing viruses with Scalar Energy, and we also discuss volatility and interest rates in our current market.   If you’re not already familiar with Scalar Energy Healing, I highly recommend that you tune into this show! This healing method has successfully been used on many viruses and pathogenic diseases that the general public believes cannot be cured, such as HIV, Herpes, Ebola, Lyme Disease, and Hepatitis. The best part about Scalar Energy Healing is that it can be used to provide a fast, remote, harmless, and painless treatment process that can heal over 400,000 different pathogens. For anyone that is suffering from any kind of virus, you deserve the shot to get rid of it. I have done this treatment myself and have the test results to prove that it really does work! Tom Paladino, the creator of Scalar Energy Healing, joins me to share what scalar energy is, how it’s able to break down the genetic code of viruses, and why this new way of healing is going to change the world. Financial Advisor, Cheri Blair, also joins me today to give us the scoop on recent volatility in the market, rising interest rates, and the importance of diversifying your portfolio.   We Discuss: What Scalar Energy is and how it’s been harnessed into a powerful healing method How Scalar Energy Healing cured me of the HSV-1 (Herpes Simplex Virus 1) How Scalar Energy can treat large groups of people quickly and effectively Why Scalar Energy Healing will be a game-changer in the world of medicine How volatility has recently returned to the current market in a big way Why it’s important to not make emotional decisions in a more volatile market The importance of diversifying your portfolio and staying invested when there’s high volatility Why fleeing the stock market in times of volatility can be more costly in the long run Looking at the fundamentals to gauge what’s going on in the market and economy   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about what we can do to start breaking money silence.   In our culture, there seems to be a stigma surrounding open conversations about money and financial matters. We all could benefit from adjusting our mindset about money, but first, we have to actually be willing to talk about it. Cheri Blair of Cheri Blair Financial Services joins me today as my co-host to discuss financial literacy and why it's so important for women to up their game when it comes to knowledge about financial matters. Wealth psychology expert, Kathleen Burns Kingsbury, also joins us to shine a light on money silence and how it impacts individuals, couples, and families.   We Discuss: How we can all get wiser about how we deal with and think about money 5 subconscious limiting money blocks we may not even realize are affecting us financially What money silence is and how it impacts individuals, couples, and families Different ways that money silence can hurt us and hold us back The gap that still exists between the compensation of working men and women today Tips and tools for learning how to negotiate salaries and gain "money talk" confidence Women, money, and power - why now is the time to use our voices and push back How women looking to be more actively involved in their financial lives can face conflict Some steps that women can take to start breaking the money silence   For the full show notes visit: www.ChangeItUpRadio.com

Today we’re talking about the long and short of relationships. We discuss helping children through the effects of a divorce, and the impact of relationships on financial literacy.   Published international parenting educator and consultant, Dr. Deena Stacer, provides parents with the necessary strategies and support to help their children effectively when going through a divorce. She shares several valuable resources for conflictual co-parents, designed to stop the fighting and create a healthy environment for everyone. My second guest, Cheri Blair, has been serving and empowering women, business owners, and their families with financial services for over 24 years. She talks about how long-term relationships can often harm financial literacy and emphasizes the importance of making financial decisions together in committed relationships.   We Discuss: The 3 parts of all loss and how they relate to divorce Divorce through the eyes of children and the impact it has on them Why some parents can co-parent with one another while others cannot Recovering from the guilt that many children feel after a divorce The two major fears that parents have when going through a divorce Strategies for preparing children for a transition into shared custody The impact that long-term relationships can have on financial literacy How you can keep your marriage together and still be financially literate    For the full show notes visit: www.ChangeItUpRadio.com

Today we're talking about wealth. Does it come from luck? Are people just born into it? Or, is wealth more about knowledge, planning, and taking the right actions in life?   Special guest Cheri Blair shares some real pearls of wisdom about money and the best strategies for you to improve your financial security. Why start tomorrow when you can start today? As Cheri says, "Value your future comfort as much as your value your comfort today."   We Discuss: If wealth is most often based on luck or circumstance versus knowledge or planning Epigenetics and how the genetic signatures and responses to things in life are passed down Why some people can't seem to get ahead or why it seems so much easier for others Different methods that can be used to shift your mindset and concerns with money Questions from the 2017 Retirement Income Literacy Gender Differences Report (RICP) Understanding more about inflation - what is it exactly and how does it affect us? Strategies for improving your financial security and transitioning smoothly into retirement The importance of having a diversified portfolio and what you should have in it Why women need to have an active role in financial matters rather than relying solely on a partner How your long-term relationship could be potentially harming your financial literacy   For the full show notes visit: www.ChangeItUpRadio.com

Today we discuss avoiding desperation and unhappy moments in life and in retirement. We talk about the suicides of famous clothing designer, Kate Spade, and chef and TV personality, Anthony Bourdain. We also address the significant portion of the population that feels desperate about their financial circumstances – especially when it comes to inadequate planning for retirement.   Special guest Cheri Blair joins us today to discuss the ever-increasing numbers of Baby Boomers, especially women, who have very little understanding and education about finances after retirement. She shares valuable information to help educate us on what we need to know money in retirement.   We Discuss: The huge problem with suicide in America The confusion around suicide and the many factors that can contribute to this tragedy Why more Americans are getting to this level of despair now than in the past How to look for the warning signs of someone that may be contemplating suicide How to get help for yourself or others that are struggling with thoughts of suicide Questions from the 2017 Retirement Income Literacy Gender Differences Report (RICP) What the future of the Social Security system is going to look like – Will it stay or will it go? Ways that we can handle our money wisely in retirement Reasons why it’s believed that we are headed into what could be a potential crisis Why women tend to rely more heavily on social security benefits than men   For the full show notes visit: www.ChangeItUpRadio.com

Today we discuss what you need to know now that we are living longer and what this means when planning for the future.   Financial consultant, Cheri Blair, and Insurance agent, Roshanak Clune, join the show today to share important advice about financial literacy, retirement, Medicare, and making money last.   We Discuss: Making financial literacy the norm for everyone rather than the exception Questions from the 2017 Retirement Income Literacy Gender Differences Quiz The 4% rule and how it can be used to keep income flowing through retirement Smarter ways to set up your investments and portfolio How retirement can be a loss experience for some people Different options for making your money grow Purchasing long-term care and what happens if you don’t use it Why we need long-term care insurance and why more people don’t have it The scoop on Medicare insurance and when it starts What you need to know to avoid paying penalties for the rest of your life The different parts of Medicare and what they each cover How an individual can qualify for Medicare through their spouse The open enrollment period for Medicare and when it can be done Supplemental insurance versus Advantage insurance plans   For the full show notes visit: www.ChangeItUpRadio.com

Today we discuss love and money – two of the most difficult areas in so many people’s lives.   Our guest, Glenda Shenkal, also known as the “True Love Guru,”  shares helpful insight on finding true love and transitioning from the single life to a happily partnered life. Our sponsor, Cheri Blair with MJL & Associates, talks with us about how women can take control of their finances instead of making a man their financial plan.   We Discuss: Love – what does it take to have a good, loving relationship? Starting with self-love and valuing yourself Where does self-love or the lack of it come from? What people should do to prepare themselves for love The transition from single life to a happily partnered life Overcoming the grief that can come with being single Becoming a magnet of attraction 4 key concepts to integrate change into our lives Why women often struggle with planning for retirement   Learn More About Hosts Paula Shaw and Ken D Foster   Visit: www.TransitionRadioShow.com

Today we have three amazing guests join us to discuss living a life of purpose and solutions for women in transitions.   Our first guest, Christine Garde, shares some inspirational stories about her prior work with gang members in South San Diego and also some of her current work in Mozambique, Africa where she focuses on two primary needs: education and feminine hygiene. Our second guest, Natasha Todorovic-Cowan, discusses how too much has been made of a thin generation gap but not enough of a very real and wide communication gap, and the elements organizational leaders need to get the most out of their people. Our newest sponsor, Cheri Blair with MJL & Associates, has been serving and empowering women, pre-retirees, business owners, and their families with financial services for over 23 years. Today she talks with us about how women can take control of their finances and avoid “Bag Lady Syndrome.”   We Discuss: Ordinary people doing extraordinary things Tangible actions to help people who want to live a life of purpose move into action How to overcome obstacles that seem impossible How to make a difference in the world even when you have limited time or resources Unique ways of looking at transition in individuals, families, organizations, and society What organizations need to do to enable people to work at their maximum potential The things that divide us as people versus what keeps us connected The elements used to impact and shape transition Paying attention to our reaction to change and how it makes us feel Bridging challenges in the work environment and becoming comfortable with emotion The misconceptions of generation gaps and how people can effectively communicate Tips for managers to become more resilient to change and connect in a powerful way Why women should make financial planning a priority The first 3 steps that women need to follow to take control of their finances Putting value into future comfort as well as present comfort The biggest financial challenge that many women face Ways that women can avoid the “Bag Lady Syndrome”   Learn More About Hosts Paula Shaw and Ken D Foster   Visit: www.TransitionRadioShow.com