Podcast appearances and mentions of junior isas

ISA ISA baby!Martin joins Adrian to answer all your questions on savings tax, Cash ISAs, Junior ISAs and more before the fast approaching deadline in April. Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs. You tell us about your financial ‘light bulb' moments.Plus Martin shares his thoughts on back-billing with MPs… find out why you might not have to pay for energy usage if its more than a year old.Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

If you're trying to understand the turmoil on the markets, don't miss this week's episode of the AJ Bell Money & Markets podcast. Dan Coatsworth explains what's going on, what might happen next, and how to keep your cool. [01:13] This podcast is our ISA special: we've gone all out on explaining the pros and cons of Individual Savings Accounts. Laura Suter and Charlene Young join Dan in weighing up the range of ISAs currently available and whether they are still fit for purpose. They talk Stocks & Shares ISAs, Cash ISAs, Junior ISAs, Innovative Finance ISAs and Lifetime ISAs. [04:24] Tom Selby reclaims his crown as the podcast taskmaster and brings back the legendary ISA quiz. [14:27] Want to know where other investors have been putting their ISA money this year? Dan reveals the top selections and talks through some interesting trends. [24:06] Everyone would love to be an ISA millionaire, but how hard is it to hit the goal? Laura does the maths. [28:15] We've had loads of listener questions come in, so the team tackle three burning ISA issues: which is better: an ISA or a pension? [31:31]; what is a Bed & ISA and should I bother with it? [34:50]; and how does the taxman know if I'm over the £20,000 ISA allowance? [36:52] Finally, our special guest this week is Craig Baker from the team behind the £4.7 billion Alliance Witan investment trust. Its first results since the merger have just come out and Dan talks to Craig about performance and what Alliance Witan is trying to achieve longer term. [39:27]

In this week's Talking Money, Etholle is joined by Kevin Brown, Savings Expert from Scottish Friendly, to discuss the needed change to the rules surrounding Junior Individual Savings Accounts. 

In this video I discuss the recently announced changes to Vanguard UK fees. This took me by surprise. In short, if you have

In this video I discuss the recently announced changes to Vanguard UK fees. This took me by surprise. In short, if you have

More than half a million young people are yet to claim their Child Trust Fund which could be worth up to £2,200 according to the government, but how do you know if your child has one or even how to get it? Plus with the Chancellor's budget on the way, we know parents are topping up Junior ISAs and giving away monetary gifts ahead of any changes she might make.So, today we're looking at how to build a solid financial future for the children in your life and how to help get them get engaged when it comes to their finances.Felicity Hannah is joined by Stephanie Fitzgerald, Head of Young People at the Money Charity and Sarah Coles, personal finance analyst at Hargreaves Lansdown.Presenter: Felicity Hannah Producers: Sarah Rogers and Craig Henderson Editor: Jess Quayle(This programme was first broadcast at 3pm on Wednesday the 23rd of October 2024)

Welcome to another episode of "Let's Talk Money and More!"Today, we're diving into the world of personal finance with our insightful guest, Antonia Medlicott. Antonia shares her compelling "money story," starting from her childhood experiences in an expat family in Asia to her current passion for financial education and empowerment. We'll explore the importance of making investment accessible for all, regardless of financial status, and the crucial role of early financial education for young people. Antonia and our host, Lesley Thomas, discuss the pressing need for better financial literacy to help prevent financial mismanagement and debt, particularly among university students. They highlight practical strategies for parents to prepare their children for future financial independence, such as investing in Junior ISAs, and emphasize the importance of engaging in open and informative conversations about money at home.Join us as we unravel the impact of financial education, make informed decisions about higher education, and discover alternatives to university, all while empowering the next generation with financial confidence.Key Takeaways:Investment Accessibility: You don't need to be wealthy to start investing. As highlighted by Antonia, and agreed upon by Lesley, even a small amount like a pound can be your entry ticket to the stock market. It's about taking those initial steps and breaking the myth that investing is only for the affluent.Financial Education for the Youth: We discussed the pressing need for better financial education for young people. Understanding budgeting, saving, and the true cost of living can equip them to navigate the financial world more confidently and avoid falling into debt traps, especially when transitioning to university life.Alternatives to Traditional Education Paths: The episode also touched on exploring non-traditional paths, like degree apprenticeships, as viable alternatives to university. These options can prevent student debt while still offering valuable learning and earning opportunities.Connect with Antonia MedlicottWebsite: https://investinginsiders.co.uk/LinkedIn: www.linkedin.com/in/antonia-medlicott-founderandmdX: https://x.com/AMedlicottConnect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Hot on the heels of last week's personal finance edition of Merry Talks Money, where we discussed Lifetime Individual Savings Accounts, or ISAs, this episode of Merryn Talks Your Money takes on a different type of vehicle: Junior ISAs. Merryn and John Stepek dive into what these UK-unique savings products are and what exactly British investors are buying into when they open one.  Join us at Bloomberg on Oct. 31, the morning after the Budget, for a taping of the podcast in front of an audience. Register here: https://go.bloomberg.com/attend/invite/merryn-talks-budget/See omnystudio.com/listener for privacy information.

Tommy and Ed dive into a Q&A session featuring queries from doctors at the recent Royal College of Obstetrics and Gynaecology National Trainees Conference. Topics covered include investing in children's Junior ISAs, the impact of pay errors on NHS pensions, the global diversification of the S&P 500, and the complexities of National Insurance for multi-employer doctors. Want the latest financial tips for doctors and exclusive invites? Join 56,000 doctors here https://www.medicsmoney.co.uk/join-medics-money/ Want a free assessment of your finances? Click here https://medics-hnz5twj1.scoreapp.com Want to improve your finances fast? Then come on our course https://www.medicsmoney.co.uk/medics-money-financial-wellbeing-course/ GP partner looking to improve your practice/ Then come on our course https://www.medicsmoney.co.uk/gp-partnership-programme/ Follow us on Instagram: https://www.instagram.com/medicsmoney/ Follow us on Twitter: https://x.com/medicsmoney  

Darius McDermott and Juliet Schooling Latter return for a comprehensive quarterly market update reflecting on key moments from the last year, particularly focusing on the dominant themes of inflation, interest rates, and technology. Darius and Juliet share insights on the unexpected resilience of markets amid interest rate hikes and discuss notable events from the collapse of SVB and Credit Suisse to the surge in the "Magnificent Seven” stocks.Looking forward to 2024, we examine potential investment opportunities and discuss whether the momentum in AI-related sectors, especially technology, will continue. They share their perspectives on global regions such as India and China, offering insights into the challenges and opportunities each presents for investors. We also touch on the potential impact of upcoming elections worldwide in 2024.We discuss investment strategies for different time horizons, including long-term views on UK smaller companies and fixed-income investments while addressing  the unique considerations for Junior ISAs. We wrap with Darius and Juliet sharing their financial resolutions for the year ahead.What's covered in this episode: 2023 reflections: the highs and lowsThe emergence of AI and ChatGPT in 2023The success of Indian equities in 2023India versus China Why Latin America was top of performance chartsCan the success of technology (and AI) continue into 2024?What concerns do they have about China today?What's your outlook for 2024?2024: the year of the election …and what it means for investorsWhere to invest £10,000 today…and if their strategies would change when investing in a Junior ISAJuliet shares her financial resolution for 2024…and Darius resolves to not make any financial projections Learn more on fundcalibre.comPlease remember, we've been discussing individual companies to bring investing to life for you. It's not a recommendation to buy or sell. The fund may or may not still hold these companies at the time of listening. Elite Ratings are based on FundCalibre's research methodology and are the opinion of FundCalibre's research team only.

We've got a takeover this week! One of our listeners had questions about passing on wealth to her children. So she's joined us for this episode which is expertly hosted by Emily!If you've got questions you would like us to answer, or fancy joining us for an episode, drop Julie an email (julie@breewealthandtax.co.uk) or message her on Instagram.Key areas covered:- Salary, dividends, and pensions in a limited company- Self-invested personal pensions (SIPPs) and commercial property- Nominating beneficiaries and tax implications of pension assets- Junior ISAs: benefits, limits, and investment options- Strategies for giving gifts to children and managing surplus income- Holding shares in public limited companies (PLCs) and potential structuresCan a company pay school fees?GUEST EXPERT: LINDSAY MCINNES is a high energy, international primary health care provider who has a passion for helping people to thrive in life. She decided she wanted to become a chiropractor when she was just 7 years old, after her health and her life drastically changed when she started getting adjusted.Instagram | FacebookYOUR HOSTEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In this episode I'm joined by Kate from @moneymindsetmother and we discuss how to effectively manage your money as a parent. Kate is a mum of 3 and is very experienced at managing her own money and her families money so is the perfect guest for this episode. First, we discussed the transition to managing money from a non-parent to a parent. One of the most important things is to know your numbers - knowing exactly what is coming in and going out each month. This comes back to budgeting which is the ‘bedrock' of both building your wealth personally and as a parent for your family. Another suggestion from Kate, which I'm a fan of, is to print out your bank statement at the end of the month and get two highlighters. In one colour highlight your needs and in the other colour highlight your wants. This will then help you to understand where you're money is going and if there's any wiggle room to cut back. Second, we discussed whether the process of managing your money changes as your children grow older. It most likely will and is likely to include using vehicles like Junior ISAs to help save/invest for your children's future. Third, we chatted through how much to save, especially if you have multiple children. The bottom line is, if you're able to, any money saved/invested at all is a bonus. Even if there are points when you can't contribute, any money previously invested no matter how small will continue to compound over the years. Lastly, we discussed investing personally for yourself whilst having a family and some top tips to take away for managing your money as a parent. -----------------------------------------------

In this episode I'm joined by Kate from @moneymindsetmother and we discuss how to effectively manage your money as a parent. Kate is a mum of 3 and is very experienced at managing her own money and her families money so is the perfect guest for this episode. First, we discussed the transition to managing money from a non-parent to a parent. One of the most important things is to know your numbers - knowing exactly what is coming in and going out each month. This comes back to budgeting which is the ‘bedrock' of both building your wealth personally and as a parent for your family. Another suggestion from Kate, which I'm a fan of, is to print out your bank statement at the end of the month and get two highlighters. In one colour highlight your needs and in the other colour highlight your wants. This will then help you to understand where you're money is going and if there's any wiggle room to cut back. Second, we discussed whether the process of managing your money changes as your children grow older. It most likely will and is likely to include using vehicles like Junior ISAs to help save/invest for your children's future. Third, we chatted through how much to save, especially if you have multiple children. The bottom line is, if you're able to, any money saved/invested at all is a bonus. Even if there are points when you can't contribute, any money previously invested no matter how small will continue to compound over the years. Lastly, we discussed investing personally for yourself whilst having a family and some top tips to take away for managing your money as a parent. -----------------------------------------------

Welcome to this brand new investing podcast from the London South East. My name is Peter Higgins, you can find me on Twitter @conkers3 and I will be your host for this series of Investing Matters podcasts. What can you expect from the Investing Matters podcasts? A great question. You will find long form interviews with noteworthy veterans and experts from the investment and fund management industry. During these interviews each interviewee will share and impart their knowledge, learning and insights on what aspects of Investing truly matters to them and what in their view should matter to investors. We hope this knowledge exchange benefits all and enables all those accessing and listening to these podcasts to achieve even greater investing success. With that in mind, welcome to episode seventeen of the Investing Matter series, which is with the hugely talented and experienced former financial and business journalist, Nick Britton, the Head of Intermediary Communications, at the Association of Investment Companies (AIC). After reading English at Cambridge University, Nick began his career in journalism in Shanghai, China, before spending time as freelance editor in Australia. As a journalist, Nick held roles including Editor of What Investment Magazine and Head of Research at Vitesse Media plc (now BonHill plc), where he produced reports such as Directors' Pay on AIM, the Cash Shells Directory, Institutional Investors in AIM and the VCT Report. He also edited the GrowthBusiness.co.uk website which is aimed at growth companies. Their investors and advisers. In 2015 Nick joined the Association of Investment Companies, where he continues to work mainly with financial advisers and wealth managers, supporting their use of investment companies and venture capital trusts. This includes delivering the AIC's training programme for financial advisers as well as working with the media and professional bodies, such as the Chartered Insurance Institute and the Chartered Institute for Securities and Investments, to further wider knowledge and understanding of the investment structure. In this Investing Matters podcast, I discuss with Nick, his current role as a Head of Intermediary Communications, the exponential growth of investment companies, funds, investment trusts, VCTs, private investors, his successful long-term ISA & SIPP investing strategy across investment companies, Junior ISAs, rebalancing, emotions/psychology of investing, his work with private investors, his greatest learning mistakes, discounts and premium to net asset value, his investing style and much more. We hope you enjoy this podcast, and we look forward to hearing your feedback. Please subscribe to this podcast on your platform of choice and follow the @InvMattPodcast on Twitter.

We are talking about the ISA Allowance 2022/23 covering the 5 kinds of ISAs, FAQs and everything you need to know. If you have questions about your ISA Allowance 2022/23 or you're confused this video will be helpful https://youtu.be/Q08H3lpxy60 (Watch the video) https://bit.ly/investforyourkids (Beanstalk for Junior ISAs) https://my.captivate.fm/e%20with%20a%20lifetime%20ISA%20who%20this%20could%20affect,%20please%20share%20%20Join%20my%20discord%20-%20https://discord.gg/7tPFd6m3f9 (Join my discord ) https://my.captivate.fm/theconvo.io (Subscribe to my monthly magazine) https://my.captivate.fm/conversationofmoney.com/courses (Take my £59.99 investment course for beginners) https://calendly.com/conversationofmoney/discoverycall (Book a discovery call) SUPPORT THE SHOW https://www.buymeacoffee.com/conversation (Buy me a beer) https://uk.trustpilot.com/evaluate/conversationofmoney.com (Leave a Trustpilot review)

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I talk about Junior ISAs and the important role they can play in not only helping to educate children about investing but also providing a tax-free pot of money to help boost their finances when they are older. I also talk about an investing tool that provides an insight into how companies are tackling climate change and how they compare to their peers. Finally, Harvey joins the show to talk about how a little-known life insurance benefit can help if you or someone you know is terminally ill. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT ESG ratings and climate search tool Hundred people die fighting terminal illness benefits Junior ISAs turn 10

On the 10th anniversary of Junior ISAs, the podcast looks at the most popular investments held inside these accounts including Tesla and Scottish Mortgage. There is an odd one out: and Dan Coatsworth thinks he knows why. Laura Suter looks at how mortgages are getting more expensive, and what homeowners can do to avoid their bills getting too big. Dan runs through the latest market news, including Terry Smith's decision to finally invest in Amazon, and why THG and Darktrace have gone off the boil. He also chats about the forthcoming stock market listing of electric vehicle group Rivian and why two FTSE 100 chief executives have just resigned. Michael Topham from Biffa is on the show to explain the acquisition of the Company Shop, which helps household goods manufacturers to sell mislabelled products that might have otherwise gone in the bin. The venture also gives something back to the community and has special shops for key workers. Finally, Jenny Owen discusses things that go bang in the dark – namely fireworks and how we're spending big on them.

Tobi Asare is a mum of two and founder of My Bump Pay, an online platform giving women the tools to smash the glass ceiling with a baby on the way and beyond. Tobi created the platform to help give women the confidence to achieve their career goals and take them through their career journey while overcoming the motherhood penalty. 1/ We discuss the challenges that mums face in returning to work, and the structural changes needed for parents to advance their careers. 2/ We know the cost of childcare is a huge barrier for women when it comes to returning to work, so Tobi gives tips on how to successfully raise the conversation about flexible working with your employer. 3/ Finally, we will break down how much it costs to have a baby, what you actually need to purchase when you're expecting, as well as areas where you can cut back and save. Resources:Benefits and financial support for families: www.gov.uk/browse/benefits/families Acas: www.acas.org.ukPregnant Then Screwed: www.pregnantthenscrewed.com Mother Pukka www.motherpukka.co.ukChild Poverty Action Group: https://cpag.org.uk Junior ISAs: www.moneysavingexpert.com/savings/junior-isa/ Book: As a Man Thinketh by James Allen Connect with Tobi: Website: https://mybumppay.com Instagram: @MybumppayOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I'm Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You're Not Broke, You're Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice* See acast.com/privacy for privacy and opt-out information.

In this week’s episode, Efficient Portfolio’s Financial Planners briefly touch on state pension legislation and child trust funds vs Junior ISAs as well as our latest Stock Market and currency updates.If you've got any financial topic that you'd like to see covered, please comment below and we will try to incorporate this into a future podcast.

This week’s podcast explains the good and bad news in the latest Budget. From pensions and savings to tax allowances, the team cover all the essential points that will impact your personal finances. Find out about the stocks affected by the Chancellor’s plans including big infrastructure spend, and why higher earners will benefit from big pension changes. The podcast also discusses changes to Junior ISAs, interest rates and sick pay, as well as the surprise absence of changes to inheritance tax in the Budget. Featuring Shares’ Editor Daniel Coatsworth and AJ Bell Analysts Laura Suter and Tom Selby

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's Damien and Andy discuss the old adage 'Sell in May, go away and don't come back until St. Leger's Day'. Is a winter portfolio a good idea and could it work using funds? Junior ISAs are eight years old and so Damien takes a look at the best cash Junior ISAs and best Stocks and Shares Junior ISAs. Lastly, Andy looks at the impact that mental illness, anxiety and depression can have on life and health insurance (and it isn't all bad news). Don't forget to join the Money to the Masses Facebook community group, click here to join the group.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

It might not be on the top of your to-do list when you have a child, but investing and saving for them to build a tidy nest egg for when they reach adulthood is best done sooner rather than later. In the latest This is Money podcast, editor Simon Lambert, assistant editor (and new parent) Lee Boyce alongside host Georgie Frost look at the best ways to save for your children. We discuss investment options, Junior Isas, a pension and other ways, and why 'the hardest step is the first, but it is also the most powerful'. Lee has a target of a £50,000 pot to build up for his new daughter ahead of her 18th birthday in 2036 – and discusses how he plans to achieve this, with a little help from Einstein's eighth wonder of the world, compounding. Elsewhere, we talk about how invest for your own retirement and Fidelity's 'Power of Seven' matrix, as it looks like the pensions dashboard is finally moving ahead. We talk about the collapse of online estate agent Emoov and the future of the industry with the Bank of England's latest Brexit predictions suggesting property values could fall 30 per cent in the worst case scenario. Finally, we reveal the latest British Gas rip off and whether could we have found the answer to expensive boiler replacements.

This week we look at ways investors can get a high yield, the low number of 18-year-olds cashing out their Junior ISAs at maturity, why intangible assets are a hot debate for company valuations, and how a seven-year-old made £17 million. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by Shares’ News Editor Steven Frazer.

Welcome to the podcast from Morningstar UK, the leading provider of independent investment research. This week it’s ISA Ideas and Budget week. Lets start with Junior ISA’s. Junior ISAs allow you to save on behalf of under-18s tax efficiently. Just like an adult Isa, you can chose to shield cash, stocks or investment funds from HMRC, but unlike the adult Isa, investments cannot be cashed in at any time – the child must reach 18 before they have access to funds. We start our podcast today with Emma Wall, Senior Editor for Morningstar.co.uk and Adrian Lowcock, Investment Director for Architas who discuss Junior ISAs in more detail as well as give us 3 Fund Picks for your Junior ISA. As the ISA deadline looms, investors should consider their portfolio holistically and aim to have a portfolio that is well positioned to achieve their investment goals. Portfolio Manager for Morningstar Investment Management, Richard Whitehall is up next to discuss how to take this into consideration when rebalancing your portfolio. Chancellor Philip Hammond has delivered his first Budget report revealing higher taxes for self-employed and investors with more then £50,000 invested outside an ISA. So what does the Budget mean for you? Emma Wall and Cyrique Bourbon, Portfolio Manager for Morningstar Investment Management are up next to discuss just that. Where do Morningstar professionals invest their ISA cash? Morningstar Investment Management and Morningstar analysts work with stocks, funds, markets and ETFs every day - but where do these professionals invest for themselves? We asked them where they will be investing their ISA portfolio this tax year. Want to legally reduce your tax bill? Tilney's Head of Estate Planning Ian Dyall tells us how - and warns investors to make sure they balance their needs. Looking to reduce your tax bill and boost your portfolio returns? Emma Wall finishes off our podcast today explaining the benefits of ISAs and SIPPs - and outlines some alternative tax-efficient investments to consider. Subscribe to our podcast on itunes: https://itunes.apple.com/gb/podcast/morningstar-uk/id965873075?mt=2 http://www.morningstar.co.uk

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien talks about Junior ISAs and whether they are something you should consider.  Damien also talks about the new rules regarding road tax and how to avoid a fine. Ever wondered how get a cheap but reliable MOT? Damien explains a little known trick that could save you a packet in this week's episode. Links to topics discussed in this week's show The Moneytothemasses Remortgage Guide Find Cheap MOT's  

Jonathan Eley and guests discuss whether Lloyds' branch closures spell the end of high street banking, the third birthday of junior individual savings accounts, and where value may lie in European shares See acast.com/privacy for privacy and opt-out information.

Why are cash Isa rates so low and yet so popular? This week's Isa special also takes a look at junior Isas, and Tom Stevenson of Fidelity talks about where to invest your allowance See acast.com/privacy for privacy and opt-out information.

How the FSA loan rules will affect your finances. The importance of dividends in investing, and we look at how Junior Isas are faring one year on from their introduction See acast.com/privacy for privacy and opt-out information.

The government is introducing Junior Isas but savers are finding it hard to get a good deal in the current market. Where are the property buyers coming from? And is silver the new gold? See acast.com/privacy for privacy and opt-out information.