Let’s Talk Money and More

What should investors really be watching after putting money into a business?In this final episode of Series One, Lesley Thomas speaks directly to investors, private equity, growth capital, and board members about what happens to leadership decision-making once financial pressure changes the conditions around a management team. She explains why the team you assessed before the deal is not necessarily the team you have once the deal is done.Lesley explores the warning signs that can reveal hidden shifts in judgement, from decisions taking longer and items being carried between board meetings to increasing requests for analysis, compliance disguised as agreement, and bad news arriving later than it should. She also explains why investors can be both a source of the pressure and the people furthest from seeing its effects.You'll learn:Why the leadership team you assessed before a deal may behave differently once financial pressure increasesHow the conditions created by investment can quietly change leadership decision-makingThe three things management teams are unlikely to tell investors, even when they are affecting decisionsSeven warning signs investors should watch for during the first 18 monthsWhy repeated requests for more analysis can signal a change in judgement rather than a problem with the proposalsHow compliance can look like agreement when decisions are not genuinely supportedWhy bringing bad news late can cost investors the time they need to actHow hidden shifts in judgement can contribute to performance problems and unnecessary leadership changesWhy measuring leadership judgement in year one can be more valuable than replacing a management team in year threeHow portfolio-level measurement can give investors a reference point across multiple businessesResources

What if the leadership problem you're trying to solve is actually a money problem?In this bonus episode, Lesley Thomas explores why traditional leadership development may not address what financial pressure is doing to the decisions leaders make. While leadership programmes can improve communication, trust and collaboration, they may not touch the underlying relationship with money and risk that influences high-stakes decisions.Lesley explains how our early experiences with money can shape how we respond to risk, why two experienced leaders can look at exactly the same investment and reach completely different conclusions, and why these individual judgements can quietly shape the direction of an entire business.She also explores why leadership teams rarely examine their own relationship with money, and why measuring where each person's risk threshold sits can reveal gaps that traditional leadership assessments never see.You'll learn:Why financial pressure can appear as a leadership problemWhy traditional leadership programmes may not address decision-making under financial pressureHow early experiences with money can influence attitudes towards riskWhy two leaders can interpret the same financial information differentlyHow personal risk thresholds can shape major business decisionsWhy senior leaders are rarely asked about their relationship with moneyThe hidden commercial cost of unexamined financial judgementWhy measuring judgement can reveal gaps that leadership teams cannot see from the insideA question to help you recognise what you may be protecting against when making cautious decisionsResources

What if the one thing driving every number in your business is the one thing you have never measured?In this episode, Lesley Thomas explores why businesses measure revenue, margin, cash, pipeline and countless other outcomes, while rarely measuring the quality of the decisions that produce them. When decisions are delayed, avoided or quietly dropped, there is often no report showing what happened or what it cost.Lesley explains why leadership judgement has traditionally been treated as something too subjective to measure, and why that does not have to be the case. She explores how measuring risk thresholds, certainty levels and decision-making under financial pressure can turn something the business simply feels into something it can actually manage.As the first main series of Financial Judgement comes to a close, Lesley also shares a simple exercise to help you identify the gap between the number your leadership team says it will achieve and the number you privately believe is realistic.You'll learn:Why businesses measure the outcomes of decisions but rarely measure the decisions themselvesHow delayed, avoided and abandoned decisions can remain invisible in traditional business reportingWhy leadership judgement has often been dismissed as too subjective to measureHow risk thresholds and decision-making behaviour can be measured under financial pressureWhy putting a number on a problem makes it easier to compare, discuss and manageHow private differences in expectations can create hidden gaps across a leadership teamA simple exercise to identify the gap between your official business plan and what you privately believeWhy measuring leadership judgement can reveal costs that would otherwise remain hiddenResources

The finance leader is often seen as the objective voice around the leadership table, the person who brings the numbers and keeps emotion out of financial decisions. But what happens when that same person is carrying the earliest and most complete view of financial pressure, while having the least freedom to express uncertainty?In this episode, Lesley Thomas explores why finance leaders can become one of the most exposed people in a business, how their judgement can go largely unchallenged, and how financial pressure can quietly shape decisions before they ever reach a leadership meeting.She also looks at the hidden decisions that happen in corridor conversations, the risk of relying on one person's threshold for what is acceptable, and why testing financial judgement is just as important as checking the numbers.You'll learn:Why finance leaders often experience financial pressure before anyone elseThe hidden weight of being seen as the objective voiceWhy accurate numbers do not always mean sensible risk decisionsHow finance leaders can influence decisions that never reach the leadership tableThe risks of untested financial judgementHow financial pressure can quietly slow down, prevent, or eliminate good ideasPractical exercises for finance leaders and CEOs to identify hidden decision-making patternsResources

What happens when the leadership team quietly stops believing the plan, but nobody says so?In this episode, Lesley Thomas explores how financial pressure can create a dangerous gap between the number a business is working towards and what its leadership team privately believes is achievable.From investment decisions and recruitment to spending and strategic priorities, decisions continue to be made against a target that some leaders no longer trust. Lesley explains why challenging the plan can feel personally risky, how quiet disbelief shows up in leadership meetings, and why those small conditional phrases may reveal more than anyone realises.She also shares two practical exercises to help leadership teams identify whether they genuinely believe their plan, and where hidden gaps in judgement may be affecting the decisions they make.You'll learn:How leadership teams gradually stop believing the plan without openly acknowledging itWhy financial pressure makes challenging the plan more difficultHow conditional language can reveal private doubts about targetsThe cost of making decisions against a number leaders no longer believeWhy protecting an unrealistic plan can sacrifice future growthHow unspoken concerns often surface in conversations after the meetingTwo simple exercises to identify gaps between the plan and what leaders privately believeResources

Why can a straightforward business decision take six months when everyone involved agrees it should happen?In this episode of Financial Judgement, Lesley Thomas walks through a real-world example of a leadership team that took six months to approve an opportunity that could reasonably have been decided in six weeks. Month by month, she shows how every delay had a perfectly valid reason, yet the decision gradually shifted from an active opportunity to an item that simply remained on the agenda.Lesley explores what happens when financial pressure makes leaders slightly more likely to ask one more reasonable question and slightly less likely to push for a conclusion. The result is not disagreement or obstruction. It is a series of small delays that quietly change the outcome and ultimately cost the business more.You'll learn:Why agreeing with a decision and committing to it are two different things.The five different things someone might mean when they say they agree.How vague decisions can allow everyone to leave a meeting with a different understanding.Why financial pressure makes genuine commitment more difficult.How disagreement in a meeting can reappear later as resourcing, sequencing, quality or delivery problems.Why the 20 minutes of disagreement you avoid in a meeting can become months of expensive problems later.How false agreements can lead to people being blamed for delivery failures when the original commitment was never clear.Three signs that a decision may have been agreed without genuine commitment.

Why can a straightforward business decision take six months when everyone involved agrees it should happen?In this episode of Financial Judgement, Lesley Thomas walks through a real-world example of a leadership team that took six months to approve an opportunity that could reasonably have been decided in six weeks. Month by month, she shows how every delay had a perfectly valid reason, yet the decision gradually shifted from an active opportunity to an item that simply remained on the agenda.Lesley explores what happens when financial pressure makes leaders slightly more likely to ask one more reasonable question and slightly less likely to push for a conclusion. The result is not disagreement or obstruction. It is a series of small delays that quietly change the outcome and ultimately cost the business more.You'll learn:How a decision can move from an active opportunity to a repeatedly delayed agenda item.Why every individual delay can be reasonable while the overall pattern becomes costly.How financial pressure makes leaders more cautious without making them openly opposed.Why better information does not always lead to a different decision.How delays can mean businesses eventually get a worse version of the decision they originally wanted to make.Why no one person in the leadership team sees the complete pattern.A simple question to ask when someone requests more analysis before making a decision.How to identify the longest-running decision on your own leadership team's agenda.

What happens when capable leaders keep delaying important decisions, not because they're avoiding them, but because every reason to wait seems perfectly reasonable?In the first episode of Financial Judgement, Lesley Thomas introduces The Hidden Tax, the unseen cost of delayed decision-making under financial pressure. Drawing on research into stress, decision-making, and leadership behaviour, she explains why even experienced leadership teams can unknowingly fall into patterns that slow progress and quietly impact business performance.Lesley explores how financial pressure changes the way leaders perceive risk, why delays often feel like the safest option, and how these seemingly sensible decisions accumulate into a significant hidden cost over time.You'll learn:Why strong leadership teams are often the most vulnerable to decision delays.The overlooked third factor that influences decision quality beyond capability and information.How financial pressure changes our perception of risk.Why "reasonable" delays can hide a much bigger organizational pattern.The four most common decision-making patterns that quietly drain business performance.What "The Hidden Tax" is and why it rarely appears in financial reports.A simple exercise to uncover delayed decisions within your own leadership team.Resources

Financial pressure doesn't just affect the decisions leaders make. It also changes the physical state of the people making those decisions.In this episode of Financial Judgement, Lesley Thomas explores the biological impact of sustained financial pressure and why leaders are often the last to recognize what's happening to themselves. From disrupted sleep and elevated cortisol to shifting perceptions of risk, she explains how the body's stress response quietly influences judgement, decision-making, and leadership performance.Lesley also examines why this isn't simply an individual wellbeing issue. When an entire leadership team experiences the same pressure, their collective judgement can shift in the same direction without anyone realizing it. Understanding this hidden pattern is the first step toward making better decisions under pressure.You'll learn:How financial pressure affects the body's stress response.Why disrupted sleep changes the way leaders assess risk.The difference between acute stress and sustained financial pressure.Why leaders often mistake chronic stress for simply being "busy."How the time of day can influence strategic decision-making.Why awareness alone is not enough to improve leadership judgement.A practical observation exercise to help identify patterns in your own decision-making.Resources

Delayed decisions don't just slow progress. They quietly drain revenue, increase costs, and create problems that often get blamed on the wrong parts of the business.In this episode of Financial Judgement, Lesley Thomas takes a closer look at the Hidden Tax™ and explains how leadership delays create financial consequences that traditional accounting systems simply cannot capture. She breaks down the real cost of waiting, why these losses never appear on a balance sheet, and how organisations end up spending even more money fixing symptoms instead of the underlying problem.Lesley also shares a practical framework for estimating what delayed decisions are costing your own business, helping leaders put a tangible number on something that has remained invisible for far too long.You'll learn:What the Hidden Tax™ really means and why it has nothing to do with taxation.How delayed decisions quietly reduce revenue and increase costs.Why traditional financial reports cannot measure the cost of indecision.The hidden expenses created by repeated meetings, additional analysis, and delayed implementation.How leadership delays can contribute to employee turnover and rushed decision making.Why businesses often invest in solving symptoms instead of addressing the real cause.A simple exercise to estimate the financial impact of delayed decisions in your own organization.Resources

Welcome to the Let's Talk Money and More podcast with your host, Lesley Thomas.In today's episode, we're diving into the 2025 Money Mindset Playbook, a transformative guide to reshaping the way you think about money and success this year. Lesley discusses the importance of reflecting on the start of the year and aligning your business activities with the core reasons you embarked on your entrepreneurial journey in the first place. If you've felt stuck or frustrated with your finances, you're not alone. Lesley introduces three vital mindset shifts—stopping the wait for permission, challenging your behaviors, and mastering your money mindset—to unlock the full potential of your business.Listen in to discover how your money mindset is your greatest business asset and learn about the free playbook designed to help you break through limiting beliefs and achieve unstoppable money confidence. Join Lesley as she encourages you to embrace the fear and take action towards a financially empowered 2025.Key Takeaways:Shifting Mindset Over Strategy: Success isn't only about strategies but also about mindset. Understanding and improving your relationship with money can significantly enhance your financial outcomes.Challenge Your Habits: If you're not questioning your financial behaviors, you're choosing your current results. Real transformation begins when you challenge those long-standing money beliefs and habits.Taking Action with Confidence: The new Money Mindset Playbook for 2025 is a step-by-step guide to building unstoppable money confidence. It's packed with actionable strategies to help you rethink your money beliefs and take empowered financial decisions.Connect with Lesley ThomasGet The 2025 Money Mindset Playbook https://lesleyathomas.kartra.com/page/2025-money-mindset-playbookFREE Resources www.themoneyconfidenceacademy.com/resourcesWays to work with me https://www.themoneyconfidenceacademy.com/work-with-meMy website www.themoneyconfidenceacademy.comJoin my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoachingConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.comBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121 Hosted on Acast. See acast.com/privacy for more information.

In this enlightening episode of "Let's Talk Money and More," host Lesley Thomas is joined by the inspiring Shari Teigman, a maverick coach known for her bold and unique approach to life and success.Shari opens up about her unconventional money story, detailing the transformative journey she embarked on following her divorce 15 years ago. Born into a privileged life within a modern orthodox Jewish community, Shari's life took a dramatic turn, prompting her to redefine her relationship with money and success. This episode dives deep into how Shari harnessed her innate curiosity and courage to rebuild her identity, challenge societal norms, and create a thriving life aligned with her true self.Join us as we explore themes of self-belief, the power of choice, and the importance of embracing one's inner maverick to achieve personal and financial freedom.Key Takeaways:Embrace Curiosity and Courage: Shari highlighted the importance of curiosity in unleashing your potential. By combining curiosity with courage, you can navigate life's crossroads and rewrite your own story.Navigate Life's Transitions with Openness: Her story of moving from a traditional life to one of self-discovery, post-divorce, shows us that true growth often comes from embracing change. It's okay for transitions to be challenging and not always graceful.Stay True to Your Authentic Self: Shari spoke passionately about her journey to becoming 'the maverick coach.' By being unapologetically herself, she found her unique path in life. This is a powerful reminder to embrace who we truly are and not conform to societal expectations.Connect with Shari TeigmanFree series: https://shariteigman.com/maverick-experience-seriesWebsite: www.shariteigman.comInstagram: www.instagram.com/shariteigmanConnect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resourcesWays to work with me https://www.themoneyconfidenceacademy.com/work-with-meMy website www.themoneyconfidenceacademy.comJoin my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoachingConnect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.comBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121 Hosted on Acast. See acast.com/privacy for more information.

Welcome to another episode of Let's Talk Money and More, where today we confront a topic silently impacting our financial well-being: the cost of inaction.Hosted by Lesley Thomas, this episode dives into how putting off financial decisions, hesitating to invest in ourselves, or avoiding uncomfortable money conversations can quietly drain our bank balances. Lesley explores why we procrastinate on money matters, unpacks the hidden impacts of delaying action, and addresses how fear often plays a role in our hesitation. Most importantly, she provides practical steps to help break free from this cycle.If you've ever told yourself you'll "do it later," this episode is your call to take action now and transform your financial future. Join us as we challenge the mindset of waiting and empower you to make proactive decisions today.Key Takeaways:Fear and Avoidance Are Costly: Avoiding financial decisions due to fear or discomfort doesn't save us trouble; it compounds it. Addressing money matters today, even imperfectly, is better than avoiding them altogether.Small Actions Lead to Big Results: Immediate action, no matter how small, can create financial momentum and opportunities for growth. It's a reminder that the perfect moment to start doesn't exist; the best time to take control is now.The Illusion of Time: We often deceive ourselves into thinking we have more time to make financial decisions. But delays only reduce our potential long-term benefits, like missing out on compound interest.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/Ways to work with me https://www.themoneyconfidenceacademy.com/work-with-me/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.comBook a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121 Hosted on Acast. See acast.com/privacy for more information.

In this episode of "Let's Talk Money and More," host Lesley Thomas sits down with Nicole Louise Winer to delve into the intriguing world of money stories and entrepreneurial journeys.Nicole shares her personal money story, reflecting on her early experiences and how they shaped her mindset and business acumen. From childhood memories of financial struggles to the life lessons learned while working in corporate banking, Nicole's journey exemplifies the intertwine of personal growth and professional development. The conversation highlights the importance of setting boundaries in business, the role of technology in maintaining a work-life balance, and the courage it takes to transition from a corporate career to entrepreneurship.Join us in this insightful discussion as Nicole and Lesley explore the delicate dance between passion, purpose, and practicality in the world of business.Key Takeaways:Understanding Your Money Story: My personal journey with money has taught me the importance of challenging preconceived notions. It's essential to recognize how early experiences shape our financial habits and break free from the need to hustle unnecessarily.Setting Boundaries in Business: Clear boundaries with clients are crucial for maintaining a healthy work-life balance. Whether it's ensuring time off or managing expectations, it's all about protecting your time and energy.Embracing Passion in Your Work: My business blends my strengths and interests, offering immense purpose and fulfillment. However, it's important to know when to step back, as turning what you love into what you do should not mean it consumes your entire life.Connect with Nicole Louise WinerLinkedIn: https://www.linkedin.com/in/nicole-winerWebsite: www.nicolelouiseonline.comConnect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/Ways to work with me https://www.themoneyconfidenceacademy.com/work-with-me/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome back to the Let's Talk Money and More podcast with your host, Lesley Thomas.In the first solo episode of 2025, Lesley explores the powerful notion that "if you're not changing it, you're choosing it," and discusses its profound impact on our money mindset. Drawing inspiration from a recent strategy event, Lesley examines how conscious and unconscious choices shape our financial lives.Tune in as she breaks down practical steps to transform from feeling stuck to taking control of your financial future. Whether it's challenging limiting beliefs or celebrating small victories, this episode is packed with insights to help you become truly money and financially confident. Remember, where your mindset goes, your money grows!Key Takeaways:Awareness is the First Step: Recognize where you may be unconsciously choosing your current financial situation. Reflect on money habits you've accepted without change.Challenge Your Money Stories: Question long-held beliefs about money. Replace limiting thoughts with empowering alternatives and watch your mindset evolve.Embrace Progress Over Perfection: Setbacks are feedback, not failure. Celebrate every milestone in the journey of financial transformation.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/Ways to work with me https://www.themoneyconfidenceacademy.com/work-with-me/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to another episode of "Let's Talk Money and More."Today, host Lesley Thomas is joined by Kate Hoyle, an inspiring entrepreneur who transitions from the corporate world to a career in hypnotherapy. Kate shares her insights on the challenges and rewards of running her own business and highlights the crucial role of resilience and skill acquisition in fields like finance, law, and marketing. The discussion delves into the importance of mindset and pricing in business, where Kate emphasizes practicing price confidence and understanding one's value while working with a diverse clientele, including young people. With fascinating stories about her parenting approach and promoting financial literacy, Kate stresses the empowerment that financial education brings, especially to youth facing socio-economic challenges.Join Lesley and Kate as they explore the impact of early intervention on young minds, debunk entrenched money myths, and celebrate the journey of embracing opportunities that redefine one's career path. So, grab a cup of coffee and tune in as we unpack Kate Hoyle's compelling money story!Key Takeaways:Resilience & Learning: Embrace the learning process in various sectors when running a business; these skills are crucial for long-term success.Early Financial Education: Teaching financial skills to young people is essential, offering empowerment and potential-breaking cycles of scarcity mentality.Opportunities & Growth: Be open to new opportunities and reflect on past experiences as valuable lessons that contribute to personal and professional growth.Connect with Kate HoyleFacebook: http://www.facebook.com/katehoylehypnotherapy/Instagram: http://www.instagram.com/katehoylehypnotherapy/LinkedIn: https://www.linkedin.com/in/kate-hoyle-8272079/Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to a special New Year's Eve episode of Let's Talk Money and More.Today, we are setting the stage for an incredible 2025 by helping you build a happier, healthier, and more confident relationship with money. Join host Lesley Thomas as she guides you through reflecting on your money wins of 2024, embracing growth intentions instead of resolutions, and adopting empowering money mantras. As the countdown to the new year begins, Lesley also shares ten financial mindsets to leave behind and invites you to envision a future where you feel completely confident about money.Whether you're tuning in from a festive celebration or a cozy spot at home, this episode is all about empowering you to start the new year with growth, empowerment, and confidence in your financial journey. Let's keep talking money and more as we welcome 2025!Key Takeaways:Mindset Matters: Embrace the mantra "Where mindset goes, money grows" – financial success is deeply rooted in your mindset and confidence.Progress Over Perfection: Don't wait for the perfect moment to begin. Starting your savings, investments, or budgeting now, even imperfectly, can pave the way for growth.Leave Fear Behind: As we step into 2025, let go of the fears around money conversations and comparisons – open yourself to opportunities and financial empowerment.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to a special Christmas Eve episode of "Let's Talk Money and More."Today, our host, Lesley Thomas, invites you to pause from the holiday hustle and reflect on the true wealth in your life - not the financial kind, but the wealth of relationships, time, and simple moments of kindness. In this episode, Lesley steers away from the usual money talk to focus on connection, gratitude, and embracing imperfection this festive season. You'll be inspired to cherish what truly matters, set meaningful financial intentions for the New Year, and celebrate both small victories and the inherent magic of the season.Join Lesley for a heartfelt conversation that promises peace, joy, and a renewed sense of purpose this Christmas.Key Takeaways:Embrace Imperfection: Let go of the pursuit of a picture-perfect holiday. The true beauty of Christmas lies in the unexpected, messy, and unplanned moments that we share with loved ones.Give the Gift of Reflection: Take time to reflect on the past year and acknowledge your gratitude, resilience, and hopes for the future. Writing down these reflections can help you connect more deeply with your emotions and journey.Prepare Financially for the New Year: As the festive season winds down, it's a great time to review spending and set a single financial intention for the upcoming year. Consider building an emergency fund for peace of mind.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to another inspiring episode of "Let's Talk Money and More." Today, we're joined by the remarkable Annie Bennett, a woman whose journey from a career in teaching to becoming a charity founder and entrepreneur is truly inspiring. Annie shares her personal money story, beginning with her upbringing in a comfortable home that valued wise spending and saving. Her narrative takes us through a significant career shift, prompted by health challenges, leading her to a new perspective on money as a means to achieve happiness rather than a goal in itself.In this episode, Annie opens up about her journey following a breast cancer diagnosis and her focus on living life fully and positively, refusing to let labels like "terminal" define her. We dive into the empowering themes of resilience, boundaries, and self-preservation, discussing the foundation of her charity supporting young adults who face the illness or loss of parents. Annie also shares her plans for a new podcast, "The Chronicles of Hope," and her upcoming book, highlighting her commitment to legacy and awareness.Join us as Lesley Thomas delves into Annie's influential approach to life and money, exploring how gratitude and a growth mindset contribute to a more fulfilling and abundant experience. Get ready for an uplifting conversation that shines a light on hope, resilience, and purpose. Tune in, and let's talk money and more with Annie Bennett.Key Takeaways:Embrace a Growth Mindset: Both Annie and I value resilience, determination, and the importance of nurturing passion to develop skills. It's not just about talent but effort and perseverance.Managing Life Changes with Positivity: Annie's diagnosis led her to focus on achievable goals and maintaining control over her life. Her perspective reshapes seemingly negative experiences into opportunities for growth.Redefining Money and Happiness: Our relationship with money has evolved from a sense of scarcity to one of gratitude. Annie's insights emphasize using finances as a means to support personal and familial happiness.Connect with Annie BennettBlog: https://anniebennett.co.uk/chronicles/Go Fund Me Link: https://gofund.me/94ad4707Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas Hosted on Acast. See acast.com/privacy for more information.

In this episode of the "Let's Talk Money and More" podcast, your host Lesley Thomas delves into the heart of the festive season, tackling the common challenge of financial stress at Christmas.As the holidays loom just weeks away, many find themselves overwhelmed by the pressure to spend beyond their means. But fear not, because Lesley is here to guide you towards a more joyful and budget-friendly holiday experience. Discover practical tips, mindset shifts, and creative gift-giving ideas to help you cherish the spirit of connection and kindness without the burden of financial strain.Get ready to embrace a Christmas that focuses on meaning, not money, as Lesley shares valuable insights on setting realistic budgets, the power of DIY gifts, and simplifying traditions to create a truly memorable and stress-free season. Tune in and learn how to enjoy the festive cheer while keeping your peace of mind and finances intact.Key Takeaways:Reframe Your Mindset: Focus on the spirit of the season by finding meaning in connection rather than gifts, and allowing creativity to flourish in your giving.Create and Stick to a Budget: Develop a realistic budget that reflects your holiday priorities, empowering you to maintain control over your finances and embrace self-care.Simplify and Plan Ahead: Look for creative gift-giving approaches like DIY presents, and simplify traditions to focus on what truly brings joy, ensuring less stress and more enjoyment.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to this episode of "Let's Talk Money and More," where we delve into personal finance stories and the entrepreneurial journey.Today, we welcome Baiju Solanki, a dynamic entrepreneur, psychologist, and insightful speaker, to discuss his "money story" and the impactful lessons he's learned along the way. Baiju shares his journey from a high-paying corporate job to becoming a successful entrepreneur, a transition spurred by a profound desire for fulfillment and the challenge of overcoming subconscious barriers about wealth. The conversation covers the dual mindset of motivation and faith, the concept of microeconomics amidst macroeconomic challenges, and personal growth's emotional and practical impacts.Key Takeaways:Mindset and Money: Baiju's journey from a corporate career to entrepreneurship highlighted how subconscious beliefs about wealth can create invisible barriers. Understanding and addressing these beliefs is crucial for financial success.Embrace Change: Both Lesley and Baiju emphasize the importance of adaptability. Whether facing economic challenges or seizing unexpected opportunities, being prepared and open to change is key to thriving.Microeconomics Influence: Focus on what you can control—lead generation, sales, and product launches. This proactive approach in microeconomics builds resilience and cushions the impact of larger macroeconomic conditions.Connect with Baiju SolankiX: https://twitter.com/BaijuSolankiFacebook: https://www.facebook.com/baiju.solankiLinkedIn: https://www.linkedin.com/in/baijusolanki/Instagram: https://www.instagram.com/baijusolanki/YouTube: https://www.youtube.com/user/baijusolanki/videosTEDx Talk: https://www.youtube.com/watch?v=HA-TFRXRWPY&t=48sConnect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

In this episode of Let's Talk Money and More, host Lesley Thomas delves into the crucial topic of money confidence through her innovative B.A.L.A.N.C.E framework.Having recently introduced it to a group of young performers transitioning to financial independence, Lesley underscores its universal applicability for anyone seeking to enhance their money management skills. This episode guides listeners through the framework's seven key principles: Building savings, Assessing needs versus wants, Learning to earn, Aligning spending with goals, Saying no to impulses, Contributing to others, and Evaluating regularly.Join Lesley as she provides insights on how to cultivate a balanced approach to financial growth and maintain money confidence, encouraging listeners to submit their questions for future episodes as the podcast approaches its three-year anniversary.Key Takeaways:B is for Building Savings: Begin with a solid foundation by accumulating savings. It's not just about a safety net; it's about fostering peace of mind and financial resilience for the future.N stands for No to Impulses: Learning to say no is crucial. Identifying emotional triggers and practicing mindful spending can significantly impact your financial goals.E means Evaluate Regularly: Consistently revisiting and adjusting your financial plans ensures you remain aligned with your objectives and enhances your confidence in managing your finances.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to another episode of "Let's Talk Money and More!"Today, we're diving into the world of personal finance with our insightful guest, Antonia Medlicott. Antonia shares her compelling "money story," starting from her childhood experiences in an expat family in Asia to her current passion for financial education and empowerment. We'll explore the importance of making investment accessible for all, regardless of financial status, and the crucial role of early financial education for young people. Antonia and our host, Lesley Thomas, discuss the pressing need for better financial literacy to help prevent financial mismanagement and debt, particularly among university students. They highlight practical strategies for parents to prepare their children for future financial independence, such as investing in Junior ISAs, and emphasize the importance of engaging in open and informative conversations about money at home.Join us as we unravel the impact of financial education, make informed decisions about higher education, and discover alternatives to university, all while empowering the next generation with financial confidence.Key Takeaways:Investment Accessibility: You don't need to be wealthy to start investing. As highlighted by Antonia, and agreed upon by Lesley, even a small amount like a pound can be your entry ticket to the stock market. It's about taking those initial steps and breaking the myth that investing is only for the affluent.Financial Education for the Youth: We discussed the pressing need for better financial education for young people. Understanding budgeting, saving, and the true cost of living can equip them to navigate the financial world more confidently and avoid falling into debt traps, especially when transitioning to university life.Alternatives to Traditional Education Paths: The episode also touched on exploring non-traditional paths, like degree apprenticeships, as viable alternatives to university. These options can prevent student debt while still offering valuable learning and earning opportunities.Connect with Antonia MedlicottWebsite: https://investinginsiders.co.uk/LinkedIn: www.linkedin.com/in/antonia-medlicott-founderandmdX: https://x.com/AMedlicottConnect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

In this episode of "Let's Talk Money and More," we're diving deep into the intriguing world of money mindset with the remarkable Lesley Thomas.As a dedicated money and mindset coach, Leslie specializes in empowering ambitious female entrepreneurs to break free from limiting financial identities and embrace their true worth. Her philosophy is built around the powerful concept that our financial reality mirrors our beliefs and identity. Leslie guides clients in uncovering and reframing subconscious beliefs, employing techniques like visualization to craft new financial narratives. We'll explore her unique blend of practical financial strategies with profound mindset work and delve into her personal journey from confidence coaching to becoming a beacon for financial empowerment. Prepare to be inspired by Leslie's insights, actionable steps, and her passion for helping women thrive financially, contributing to stronger communities and a more equitable world.Join us for an exploration of how mindset, self-belief, and consistent action come together to shape a more abundant financial future.Key Takeaways:Financial Reality Reflects Our Identity: Leslie emphasizes that our thoughts and beliefs about money shape our financial experiences. By uncovering and challenging limiting financial identities, we can make empowered decisions.Consistent Small Actions Lead to Big Results: Leslie stresses the importance of integrating small daily habits, like reviewing finances or using affirmations, into your routine to build sustainable financial confidence.Self-Worth is More Than a Bank Balance: Recognizing inherent worth beyond financial status is crucial. Leslie encourages separating self-worth from net worth to make clearer decisions free from fear or shame.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to another enlightening episode of "Let's Talk Money and More."Today, we delve into an intriguing conversation with our special guest, Jutta Wohlrab, a professional midwife with a profound financial story. Through her personal journey, Jutta reveals how money is simply energy, and discusses the pivotal role of mindset in shaping our financial reality. She shares her insights on achieving financial independence, particularly within relationships, and emphasizes the importance of women maintaining personal financial autonomy.Throughout the episode, we explore Jutta's experiences in women's health, her investment ventures, and her inspiring mindset shifts, all while addressing historical and societal challenges women have faced in gaining financial independence. Join us as we uncover strategies for overcoming limiting beliefs, the significance of financial education, and the power of philanthropy. Plus, discover how modern women are balancing careers and family with financial empowerment.Get ready for an episode filled with actionable insights and stories that can change your perspective on wealth and independence.Key Takeaways:Financial Independence as Security: Maintaining separate financial accounts provides autonomy and security within relationships, crucial for personal empowerment.Mindset Shifts Create Change: Changing limiting beliefs about money can significantly impact financial outcomes and personal growth. Jutta's transformation through NLP is a testament to this powerful shift.Role of Women in Economics: Women's financial resources can drive positive community impact and economic growth. Education and financial literacy for women are essential for future success.Connect with Jutta WohlrabWebsite: juttawohlrab.comEmail: jutta@juttawohlrab.comFacebook: www.facebook.com/EOBJW/LinkedIn: www.linkedin.com/in/juttawohlrab/X (Twitter): twitter.com/JuttaWohlrabInstagram: www.instagram.com/juttawohlrab/YouTube: www.youtube.com/channel/UCGeC5-6CP3JfS9nmaSzCpxwConnect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas Hosted on Acast. See acast.com/privacy for more information.

Welcome to another insightful episode of the Let's Talk Money and More podcast with your host, Lesley Thomas.In today's discussion, we're diving into a topic many business owners shy away from, yet it is one we simply cannot ignore: ensuring you get paid on time. With late or unpaid invoices becoming increasingly common, I'll be sharing my top strategies to handle these situations with confidence and prevent them from recurring in the future. From setting clear payment terms from the outset to knowing when and how to escalate matters if necessary, we will cover it all. So, whether you're grappling with delayed payments or wish to fortify your systems for seamless financial transactions, this episode is packed with practical tips to help protect the financial health of your business.Stay tuned as we explore how to manage these challenging conversations and establish financial boundaries that work for you.Key Takeaways:Set Clear Payment Expectations: Establish crystal-clear payment terms from the start of your client relationships. Transparency helps prevent the dreaded ‘forgotten' invoice.Prompt and Professional Invoicing: Consistently invoice your clients promptly and professionally. A reliable invoicing tool can aid in tracking payments and sending automatic reminders.Don't Shy Away from Difficult Conversations: If payments are delayed, have the conversation. Stay calm and professional, and consider offering revised payment plans if needed. Always prioritize understanding and empathy.Connect with Lesley ThomasFREE Resources www.themoneyconfidenceacademy.com/resources/My website www.themoneyconfidenceacademy.com/Join my Facebook Group www.facebook.com/groups/letstalkmoneyandmoreYoutube channel www.youtube.com/@themoneyconfidenceacademyFollow me on Instagram www.instagram.com/lesleythomascoaching/Connect with me on LinkedIn www.linkedin.com/in/lesley-thomasEmail me lesley@themoneyconfidenceacademy.com Hosted on Acast. See acast.com/privacy for more information.