Podcasts about sipps

A bit of a themed Q&A this week, with some great questions from folks in their 30's. We cover share save schemes at work, large inheritances and retirement planning - yes, even in your 30's! Shownotes: https://meaningfulmoney.tv/QA17  01:29  Question 1 Hi Pete and Roger, First of all I wanted to say I'm a new but avid listener to the MM Podcast, I'm so glad I found it while I'm still (relatively) young,  I'm 39 and after years of making bad financial decisions the MM podcast has turned my attitude to money/investing and pensions on its head. I now relish the challenge of taking care of my finances rather than what felt like years of fighting against it. I wanted to ask a question regarding selling Investments vs taking a short term loan. I work for a large pharmaceutical company and as a perk of being an employee I pay into 2 share schemes through work. The one I'm thinking of selling is a plan whereby I'm limited to a certain amount a month I can pay in and whatever I pay in is matched by my employer, so half the shares in this scheme are free. Needles to say I pay the maximum into this to benefit from the BOGOF offer. I've recently had a large unexpected bill that even my emergency fund can't cover! And I wanted to know if selling the shares would be advisable over getting a 12 month loan? If I sell the shares the money will be paid to me through my next pay so it will be subject to tax and NI contributions, after a bit of number crunching I've worked out that what I'll pay back on the loan is a lot less than the tax and NI I'll pay on the shares, however it does mean being in debt for 12 months, but I'm reluctant to sell the shares as I'd earmarked it as a supplement to my pension. If this was cash sitting in an account then it'd be a no brainer but I'm sure that I've heard people advise against selling investments. Please could you help and offer some advice as I'm really not sure what's best as I do what to avoid debt too. Thanks in advance, Anthony 05:30  Question 2 Hi Pete and Roger Thank you so much for the podcast and content you put out - for free! - it's incredibly generous and has helped thousands of people including myself. I appreciate this is not a typical situation, but I am 30 years old and am due to inherit £500,000 (yes, really, though due to unhappy circumstances). Up until now (in no small part due to your content!) I've been confident managing my finances. I am single, and am just approaching becoming a higher-rate tax-payer as an NHS doctor. It is a stable job with a great pension and guaranteed pay progression. I have a £200,000 mortgage on my house which I am comfortably paying out of my salary. I also have a £10,000 cash emergency fund in place, and no other debt apart from my student loan. Due to the NHS pension (and the complexity of avoiding annual allowance breaches with a SIPP alongside a DB pension), I have favoured directing all my personal savings into my stocks and shares ISA rather than a SIPP, all in a 100% equities passive global tracker (currently about £60,000). I don't know what to do with this inheritance. I will put the first £50,000 in Premium Bonds. After that, I like the simplicity of £20,000 per year into the stocks and shares ISA in a passive global tracker. But in the short-term this still leaves a vast sum in cash. Even if I paid off the mortgage (which I'm unsure about, as I've had plans to spend on house renovations fairly soon), there is still a vast amount of cash left unsheltered. (First-world problems, granted.) I could pay for advice, but I would rather self-manage as I feel I don't want to do anything too complicated if someone could explain a simple strategy using a GIA. Option 1: GIA Is it easy to calculate the dividends on an accumulation global tracker fund? Should I ditch the simplicity of global trackers to find dividend-paying funds/investment trusts to try and pay less tax?  Option 2: Cash Option 3: Holding gilts to maturity Have I missed anything? Does it really matter whether I do Option 1 or 2 in the grand scheme of things? Any thoughts would be much appreciated! Kind regards, James 14:30  Question 3 Hi Pete (and Roge) Thanks for all you have done and continue to do on the podcast. I've now read both your books which I would warmly recommend to anyone. I've tried to keep this brief but tricky not missing out key details! My wife and I are in our mid 30s and have SIPPs invested in passive, 100% global equity, accumulation funds. With a reasonable time horizon, and stomach for volatility, we're very happy with this approach. We would like the option to retire as soon as we reach the Normal Pension Age minus 10years which we assume will be 60 by then if we assume the state pension age will rise to 70. Given this background, how do I pivot away from 100% equities to a cash flow ladder? My current thinking is to do the following: - 10 year prior to retirement buy a Gilt with a 10 year maturity - do this for following years working my way up the cashflow ladder - I would need to plan for what I would do if the market was down at any point during this period - perhaps something like - if down by >10% in a given year only sell enough equities to cover minimum expenses for the applicable year and hope for a recovery. This would seem like a reasonable hedge between being prepared and missing out on a recovery. Does this sound like a reasonable approach? What other approaches could I consider? I appreciate I wouldn't be acting upon this question til about 2039, ahead of retiring in 2049, but I guess that is a testament to how you have helped me with my financial planning. If you think this is too far out for planning when do you think I should revisit it? Thanks, Dave 21:02  Question 4 Dear Pete and Roger, I've been a faithful listener for some time and yours is one of the best financial podcasts in the UK. Thank you for all your hard work. I've recently read Pete's new book. Gosh, it was not a light read but it was extremely valuable to me. My question is whether it is worth stopping contributions to the NHS pension if the money is needed more now rather than in retirement. Me (34yo) and my husband (43yo) are in an incredibly privileged position where we have 800k pounds in our ISAs (majority) and SIPPs  and no debt. I love my NHS job and have no plans to leave it any time soon.  My husband couldn't care less for his work. We figured we would like him to retire soon so we can enjoy benefits of having a stay at home dad at home for our child. The problem is, we cannot live off my salary alone and will have to supplement it. I calculated that if he retired in 3 years we would have 3 years worth of cash to cover the shortfall, 5-6 if I have more take home pay due to not contributing to pension. Basically leaving the NHS pension would give us 2 extra years of not having to draw from our investments but would cost circa 1k of guaranteed annual income in retirement for every year of missed contributions, plus benefits - death in service etc. I just wonder if it is worth it for potential returns which are obviously not guaranteed.  Based on historical returns, allowing our investments to grow for 8 years will bring us to our FI number (25x annual expense). I feel this would be more valuable then having guaranteed income later in life. To me, being able to take out NHS pension in 34 years is completely abstract. I know you cannot give specific financial advise but I would love to hear your thoughts. Thank you in advance, Jane. 29:04  Question 5 Hi Roger and Pete, Love the podcast and have learnt so much! Thank you! I am 34 and have paid into the teacher's pension (TPS) for the last 8 years. For 5 years, I worked abroad and did not contribute to it. Living back in the UK, I am not sure how much longer I will be a teacher or eventually my school might even withdraw from it and offer a private pension instead. Missing 5 years of my pension whilst away, I did a few years whereby I increased my contributions using faster accrual from 1/57th to 1/45th of my salary, however I wasn't convinced this was actually going to make up for my lost contributions. This tax year, I decided to stop this and have now got back £300 a month into my salary. My question is whether I would be best to pay this £300 into a LISA (already have £1500 in there for my pension) or ditch this and pay it into a SIPP. I want to have access to some money if I retire early before I can access my TPS which I can imagine will be 70 by the time I am older. Thanks in advance. Rachel 32:07  Question 6 Hi Pete (and the fabulous Rodge) Me and my husband both listen to your podcast and absolutely love your content. We've gone from not really having a clue to having more than £50k between investments and savings for the first time this month, and we put it all down to you and your excellent advice. The question I have is about raising our children with good money attitudes. You like to say "your attitudes towards money are set by the time you're 7", and that makes me think about my kids, who are currently 1 and 3. Me and my husband are both second children, and couldn't be more different from our older siblings in terms of money attitudes. Both our older siblings are spenders, and both in significant amounts of bad debt, making what we would consider poor financial choices. On the flip side, we are both savers, sometimes to the point of unhelpfulness, and we've had to do a lot of learning about spending money to enjoy ourselves more in the here and now. Obviously, we've had functionally identical upbringings to our siblings, so I'm not sure what's made us so different, but certainly I never remember having any direct advice from my parents of money management, investing, budgeting ETC. What is your advice on imparting finical wisdom to our offspring? How is it different at 3 to aged 7, for example? What about their early/late teenage years and young adulthood? I haven't told my husband I'm submitting a question, but if he hears this he'll definitely know it was from me so I'll look forward to our conversation later based on your answers! All our best Hannah

Today we interview Mitchell, National VFW Chair, about the new Texas hemp ban. Then we are excited to have Jason Mewes in to discuss his life and shows at cap city. Finally it is Foodie Friday and we invite in Courtland and Kennedy from Sipps on Wheels. We try their incredible catfish tacos and wings. Support the show: https://www.klbjfm.com/mattandbobfm/See omnystudio.com/listener for privacy information.

No matter how much you have to invest, setting good and solid foundations is vital. In this episode, our host Iona Bain is joined by friend of the show and financial adviser Rotimi Merriman Johnson, aka Mr. MoneyJar, to demystify the world of investing. From choosing the investment platform to understanding index funds, stocks and tax-efficient accounts like ISAs and SIPPs, Rotimi shares clear, practical advice without the jargon. They also discuss the psychology of investing, the importance of diversification, and how to stay focused on long-term growth, especially when the markets get bumpy. Get ready to be empowered to take those first steps towards building a future you’ll thank yourself for. You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Rotimi Merriman-Johnson on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

This week we answer questions on the loose theme of capital gains tax and investing via General Investment Accounts (GIAs). Spoiler alert - nothing's as simple as it might seem! Shownotes: https://meaningfulmoney.tv/QA11    01:06  Question 1 Whenever a question comes up in our Facebook group about Capital Gains and GIAs (General Investment Accounts) I get a sinking feeling as I do not know much about that type of account, and I don't have one myself.  I am not alone. I have gathered questions from our listeners about capital gains, so in this episode Pete & Roger can tell us all about Capital Gains, Dividends, and anything else we need to know about using a GIA, and other situations which involve capital gains tax. 19:03  Question 2 Hi both, I've recently discovered your podcast and have thoroughly enjoyed my commutes listening to you. Personable and informative. I have a question about selling my buy-to-let property that is in my personal name. My mortgage term is ending in June 2026 and I'd like to sell it for one of better quality that has less issues. I'm currently a higher-rate taxpayer but we're planning to start a family in the next year, meaning I'll be on maternity leave for 12 months which will push my salary down to basic-rate. Impossible to plan when I'll get pregnant but it would be useful to know how HMRC calculates my salary (and over what time period) so that I pay basic-rate CGT when selling my buy-to-let? Apologies for a very wordy question! Thanks a lot and best wishes, Winnie 22:17  Question 3 Hi Pete, I hope you're doing well! I've been really enjoying the Meaningful Money podcast and had a question I'd love to hear your thoughts on the show: In a general investment account (GIA), is it's better to use an income fund to avoid triggering CGT if income is needed (assuming the dividends covers the needs in the short term)? Thanks so much for your wisdom! And keep up the great work on the podcast! :) Best regards, Chloe 26:53  Question 4 Hi Pete, Roger (and Nick who I assume is reading this :-)) I have a question I'd be grateful if you could answer which is around capital gains tax on any shares or funds held outside an ISA/pension. To use an example with higher numbers so that the allowance is used for simplicity: - You have £100k in a GIA - it increases by £10k a year for the first two years; - it's then down £2k in the third - the total value is now £118k - You then want to draw out £10k - How do you work out what capital gains the tax is to be paid on i.e. is the full £10k considered a gain? - Is the withdrawal from the original £100k or from the increase in value i.e. gain? - Would you be better to withdraw up the annual allowance every year and then put it back in to reduce the gain, considering there's no allowance for the impact of inflation? Love the show, keep up the good work in whatever format you decide going forwards - you've made real differences to the way I've managed my investments over the years, especially at scary times like Covid and your book and courses have given my kids the education they need for their long investing lives. Thanks, Dino 36:39  Question 5 Hi Pete & Rodger, I started a deep dive into our overall finances over the Christmas period, to set the picture I am 47, my wife's 42 and we have two children a boy 5 & a girl 3. I received a diagnosis last year which will have a long term impact on my ability to sustain my current level of income & type of work I do. We have a 154k mortgage with 19 years left on the term, with the uncertainty around my health I have decided to target maximum overpayments on the mortgage, this year we can pay 18k extra. My questions are: 1. I plan to save circa 1k per month salary to put into the overpayment pot, I am hopeful that the HL shares will meet past highs and I can use some of that money to top up the salary savings and hit our target. Do I pay tax on the profit I make from selling shares? If it's no more than 3k? I was hopeful I could sell shares annually and withdraw the gains annually, then reinvest in same stock when they dip. I realise that past performance isn't always guaranteed but monitoring since covid the stocks I am invested in are fluctuating from a £15 low to £20 high annually. So looking to sell at £19.5. Is this the best way to use the extra cash at present given the plan to access quickly at times. I have maxed out isa allowance for current FY (2024/25) but will probably pay the 1k per month into an isa in new FY. 2. I am planning to do lump sum overpayment rather than setup monthly, just to give easy access to funds should they be required. I plan to cash in some company SIPPS annually when they aren't taxable (after 5 years) that sum will be on average 1k per year. Will the SIPPS cashed in and gains from HL sales leave me vulnerable to paying capital gains tax? If all goes to plan we could be mortgage free by 2033 approximately and there would be less of a dependency on my salary. Deep down I just want us to be setup financially as best we can with the uncertainty around my health. I would really appreciate your views, love the podcast and it's been a real source of knowledge to me. Best Regards Lee 43:52  Question 6 Hi Pete & Roger, I found your YouTube channel last year and through that the Podcast – both are absolutely fantastic and have helped me and my family so much with many aspects of managing our money and planning our finances. My question relates to if and to what extent capital gains tax can be offset by making SIPP contributions. My wife and I jointly own a buy to let property that we are selling in the new financial year (25/26).  When the sale completes, we expect to each have a taxable capital gain of around £30,000.  My wife earns around £10k a year from a part time job, therefore most of her gain will be taxable at the lower rate of 18%.  For the last couple of years, she has made annual gross SIPP contributions 100% of her earnings (£10,000) which is the maximum gross contribution she can receive basic rate tax relief on. This year, as well as contributing the usual £10,000 gross, (100% of earned income), can she also contribute up to a further £30,000 gross and receive basic rate tax relief on this additional contribution, thus offsetting the CGT paid on the gain from the property sale?  If so, with CGT payable at 18% and basic rate tax relief of 20%, contributing the full £30,000 would actually more than offset the CGT (which I fear is too good to be true). If this is the case, is there any other strategy we should be considering to achieve the same or similar outcome?  I have really struggled to find definitive guidance around this, so any clarity you can provide will be much appreciated. Many thanks and keep up the great work. Steve

The UK tax year is about to end, and most people know about ISAs and pensions. But how much could you really invest tax-free if you made full use of every allowance? From Junior ISAs and SIPPs to dividend and capital gains allowances, we crunch the numbers to find out how much a typical family can shield from the taxman. And in today's Dumb Question of the Week: What would the ISA allowance be today if it had kept pace with inflation? --- Thank you to Lightyear for sponsoring this episode. Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven't redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice. Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. ---Get in touch

Alex from @wealthbyAlex joins me on this episode of the podcast to discuss all things pension. This episode really is a 'crash course' in absolutely everything that you need to know about pensions.Alex is extremely knowledgeable on pensions and if you have any type of pension then this episode will be extremely helpful to allow you to cut through the noise and jargon surrounding pensions.Pensions are often misunderstood, but they are one of the best (if not the best) ways to grow our wealth and then retire one day.In this episode we discuss the state pension, defined benefit pensions (DB) and defined contribution pensions (DC). On this last one, these DC pensions include both workplace pensions and SIPPs (self invested personal pensions).We ran through common misconceptions, how to make the most of your pensions, when to consider switching platforms, fees, funds, and a lot, lot more (timestamps below).Listen to the episode for the full details.0:00 - What is a pension3:02 - The 3 types of pension7:27 - Defined benefit (DB) pensions13:32 - How does a workplace pension work23:00 - Common pension misconceptions25:30 - Making the most of your workplace pension32:30 - SIPPs (private/personal pension)37:26 - Moving workplace pension to a SIPP45:32 - Limited companies and pensions46:51 - Stocks & Shares ISAs vs Pensions-----------------------------------------------

Alex from @wealthbyAlex joins me on this episode of the podcast to discuss all things pension. This episode really is a 'crash course' in absolutely everything that you need to know about pensions.Alex is extremely knowledgeable on pensions and if you have any type of pension then this episode will be extremely helpful to allow you to cut through the noise and jargon surrounding pensions.Pensions are often misunderstood, but they are one of the best (if not the best) ways to grow our wealth and then retire one day.In this episode we discuss the state pension, defined benefit pensions (DB) and defined contribution pensions (DC). On this last one, these DC pensions include both workplace pensions and SIPPs (self invested personal pensions).We ran through common misconceptions, how to make the most of your pensions, when to consider switching platforms, fees, funds, and a lot, lot more (timestamps below).Listen to the episode for the full details.0:00 - What is a pension3:02 - The 3 types of pension7:27 - Defined benefit (DB) pensions13:32 - How does a workplace pension work23:00 - Common pension misconceptions25:30 - Making the most of your workplace pension32:30 - SIPPs (private/personal pension)37:26 - Moving workplace pension to a SIPP45:32 - Limited companies and pensions46:51 - Stocks & Shares ISAs vs Pensions-----------------------------------------------

A special podcast all about starting and saving in a pension, including the two pension superpowers that instantly double your investment.Martin is joined by Charlotte Jackson from Money Helper, the free and impartial service giving help with money and pensions. They explain how pensions actually work, and whether you should stay opted to your work place pension. Should you consolidate your pensions? How to start your first pension? Should you start a pension for your child? How to get totally impartial free guidance. Stakeholder pensions versus nest versus SIPPs? How much to save in your pension?If you want to hear more on pensions, then check out our special ‘Not The Martin Lewis Podcast' episodes from July 2024 on this feed.

Send us a textI chatted to Ann-Marie Atkins, a Managing Partner and award-winning Financial Planner at Evelyn Partners, about what you need to know about investing. Disclaimer and spoiler alert - there's no actual investment tips or investment advice, the game-changing advice is to consider two equally exciting themes: TAX and INFLATION. Some snippets from Ann-Marie:Want to double your money in the next 10 years?? You can, if you invest at 7.2% interest (a version of this is known elsewhere as the Rule of 72)If you do one thing, think about tax first because it will have the greatest impact on your net returns - for example ISAs, SIPPs, Lifetime ISAs. If you haven't yet, now is a great time before the end of the tax year. How much you should be contributing to your pension each year.I shared some of my thoughts including:Something I've seen as I'm spending more time in the US is that there's a much greater acceptance of mistakes. Business founders are celebrated for trying as well as for succeeding; there's less shame around learning by doing. Here in the UK, speaking for myself, I was brought up to be scared of making mistakes with money - and the cost of that fear is huge - both for individuals and for our economy!Booking a monthly finance date with myself is something I find really helpful, and having a process and plan to follow.Some comments from listeners - for example, one very successful listener shared: “I'm just crap at this stuff. I put a reminder in my calendar to sort out my ISA or read up on how to allocate it, and then I keep postponing the calendar invite.” and we shared some nuggets about how to make this easier…Guest website: https://www.evelyn.com/Guest LinkedIn: https://www.linkedin.com/in/annmariebanks/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Carlton Turner is the Co-Director / Co-Founder at Sipp Culture. Based in the rural South, “Sipp Culture” is honoring the history and building the future of their community in Utica, MS.  Sipp Culture supports community development from the ground up through cultural production focused on self-determination and agency designed by them and for them. They believe that history, culture, and food affirm their individual and collective humanity. So, they are strengthening our local food system, advancing health equity, and supporting rural artistic voices – while activating the power of story – all to promote the legacy and vision of our hometown. With Carlton we talk about SIPPs mission, current projects and the significance of land, stories, and local food.

Send us a textDamien Fogg is a Chief Financial Officer, chartered Building Surveyor, ex-Financial Advisor and the Author of two amazon best seller books on real estate and investment.He has helped a wide range of clients, from people who have unexpectedly inherited money to those who have built and sold multiple businesses. He does all this in plain English, so he's the perfect guest to help de-mystify investing for the future, and navigate how to legally pay less tax. This episode is part of our series on ‘How to make the most of your money' sponsored by Cohort Invest.We covered:How ‘time in the market' compares with ‘timing the market' (answer: very favourably!)How investors can approach ethical or sustainable investing when they also want to make an attractive returnWhen Robo Advice and Artificial Intelligence actually add value to investorsWhat tax planning isWhat tax wrappers you could and should use, including how SIPPs compare with ISAs in practiceWhat resources and tools to use, from tradingview to YouTubeSponsor website: https://cohortinvest.co.uk/Guest website: https://www.damienfogg.com/investing-made-easy Guest LinkedIn: https://www.linkedin.com/in/damienfogg1/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/ Host website: https://www.greenresi.com/

In this episode of Money Shorts, we take a look at self-invested personal pensions, or SIPPs and how they give you better control over your savings.Find out more, read Would you be better off with a DIY pension? and sign up for our free monthly Money newsletter.

In this episode, Kimberley Dondo talks with Matt Storey about the impact of the DWP levy on SSAS, highlighting increased costs and alternative strategies for retirement planning. They explore the potential for non-standard assets like cryptocurrencies in SIPPs, the challenges of utilising property in pensions, and how AI can aid advisors in selecting bespoke SIPPs. Matt shares his predictions for significant growth in the SIPP market over the next five years, discusses strategies for rebuilding investor trust, and examines the impact of the FCA's Consumer Duty on SIPP recommendations. Listen now for key insights into the evolving SIPP and SSAS markets:  

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Welcome to Dentists who Invest! On our latest episode, we're excited to have Veselin Bakturov share his incredible transformation from a dentist in Bulgaria to an investment guru in the UK. As we peel back the layers of a well-crafted investment strategy, you'll gain exclusive insights into how dental professionals can achieve financial prosperity without getting lost in complex jargon. Veselin's journey is not just about endodontics; it's a story of embracing the digital age and the colossal potential of internet platforms for unprecedented economic growth.This week, we're bridging the gap between dentistry and dollars, offering a fresh perspective on managing your riches. Money isn't just currency; it's a product you can strategically invest and grow. Our conversation takes a turn towards the humorous side of wealth management, sharing tales from Veselin's MBA days to underscore the importance of clear financial goals and the role of advisors. Whether you're considering lending shares for shorting or learning the ropes of financial modeling, we have the insights you need to make informed decisions and keep your portfolio thriving through market ups and downs.For those looking to master the art of balancing a diverse portfolio, our discussion with Veselin is pure gold. We tackle the nuances of SIPPs versus ISAs, the NHS pension scheme, and when to seek professional advice. And if you're running a limited company, we've got you covered too, with tactics for profit extraction and asset protection. So, sit back, tune in, and prepare to supercharge your investment knowledge—one laugh and one lesson at a time.

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Imagine achieving a life where your work is driven by passion, not necessity, and financial freedom is not just a dream but a lived reality. Julian Keane, a dentist turned financial maestro, joins us to share his remarkable journey from the early days post-dental school to mastering the art of investment. His story is not only inspiring but also a blueprint for how to approach personal finances with the finesse of a seasoned investor, affording him the luxury to prioritize family, personal development, and the joy of practicing dentistry on his terms.Dive headfirst into the world of investing, where the psychological battleground of market swings meets the strategic play of chess. We dissect the importance of emotional stability, as championed by Warren Buffett, and the crucial role of financial education in shaping our investment decisions. It's a candid discussion that will resonate with anyone who's grappled with the emotional rollercoaster of investing, highlighting the transformative power of knowledge and the right mindset to navigate the complex investment landscape. We also peel back the layers on tax-efficient saving tools like ISAs and SIPPs, unlocking the secrets to early retirement and a robust financial foundation that stands the test of time.Wrapping up, we focus on the tangible steps dentists—and indeed any professional—can take to make their money work smarter, not harder. You'll get practical advice on the subtle art of distinguishing between investing and speculating, the wisdom of diversification, and the beauty of simplicity when it comes to growing your wealth. This is an episode that stitches together the intricacies of financial literacy with the personal touch of a community, the 'Dentists who Invest' Facebook group, where like-minded professionals gather to share, grow, and achieve financial freedom. Join Julian and me as we navigate through these waters, offering sailors and seafarers alike the compass you need to chart your own course to financial liberation.

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Unlock the secrets of SaaS pensions tailored for UK SME business owners with our expert guest, Paul Barry. Together, we navigate the ins and outs of Small Self-Administered Schemes, a type of pension that hands entrepreneurs the reins, much like they hold in their business ventures. Paul, with his wealth of knowledge, sheds light on the autonomy and strategic investment potential these schemes offer, making it an episode you can't afford to miss if you're looking to take charge of your financial future.Dive into the nitty-gritty of SSAS pensions, as we break down the qualifications and advantages over more traditional pension structures like SIPPs. With the ability to pool resources among up to 11 members, SSAS opens doors to collaborative investments, such as buying business premises. We also scrutinize the recent changes in UK pensionable age and explore how this impacts your access to hard-earned funds. For business owners seeking flexibility in their retirement planning, Paul's insights are the guiding light to navigate these waters.As we wrap up, the horizon is bright with upcoming episodes that promise to delve into the intersection of SaaS and professional fields like dentistry. Paul's expertise paves the way for specialized discussions, revealing how software as a service can revolutionize financial strategies for dental professionals and beyond. Stay tuned and join the journey to discover how a SSAS pension might just be the missing piece in your financial puzzle.

Today we're going to look at some real stories around pension planning, but not your usual run-of-the-mill pension planning! We're going to look at SIPPs and SSASs and how we've used them to move our clients' financial plans forward.   Shownotes: https://meaningfulmoney.tv/RS7 

House prices will continue to fall, says an influential poll of estate agents.  The latest survey by the Royal Institution of Chartered Surveyors found that buyer demand is declining and fewer homes are coming to the market. Meanwhile, Halifax's latest house price figures show a £14,000 drop compared to the recent peak in August 2022 and 4.7 per cent fall in the year to the end of September, the largest since 2009.  So, how much further could they fall and are buyers in danger of trying to time the market? Will there be a big pause before a general election next year? Georgie Frost, Simon Lambert and Lee Boyce discuss the age old favourite of house prices. This week has also seen the Bank of England sound the alarm over 35 year mortgages – should we be concerned? Skipton Building Society launches a headline mortgage rate of 3.35 per cent. What's the catch? It comes as its rival Nationwide has new best buy home loan rates. Could mortgage deals continue to fall? And we look at the top up-and-coming areas for first-time buyers: Does your area make the cut? Spoiler: it features Hull, Middlesbrough and Ipswich. DIY investors went on a gilt-buying spree in September - shunning the stock market and savings accounts.  The UK government bonds were paying as little as 0.125 per cent last month – so why were they getting involved?  Hargreaves Lansdown is launching a basic, no-frills pension for those who want an easy way to invest for retirement but aren't quite sure how to get started. They are the first Sipp provider to give details after regulators said they had to offer customers a 'default' option by the start of December. Will it make Sipps sexy enough to the self-employed?  Shrinkflation, bogus loyalty card savings and variable prices in supermarkets... we're fed up with the lot of them. Are you? 

We've got a takeover this week! One of our listeners had questions about passing on wealth to her children. So she's joined us for this episode which is expertly hosted by Emily!If you've got questions you would like us to answer, or fancy joining us for an episode, drop Julie an email (julie@breewealthandtax.co.uk) or message her on Instagram.Key areas covered:- Salary, dividends, and pensions in a limited company- Self-invested personal pensions (SIPPs) and commercial property- Nominating beneficiaries and tax implications of pension assets- Junior ISAs: benefits, limits, and investment options- Strategies for giving gifts to children and managing surplus income- Holding shares in public limited companies (PLCs) and potential structuresCan a company pay school fees?GUEST EXPERT: LINDSAY MCINNES is a high energy, international primary health care provider who has a passion for helping people to thrive in life. She decided she wanted to become a chiropractor when she was just 7 years old, after her health and her life drastically changed when she started getting adjusted.Instagram | FacebookYOUR HOSTEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

On this week's episode of the Companies and Markets Show, Deputy Companies Editor Julian Hofmann takes on the role of host in lieu of Dan Jones.Julian and co cover topics ranging from the US debt ceiling and M&S's results, to all things self-invested personal pensions (Sipps).Will the US default on its debt for the first time in its history, or will they raise the debt ceiling again?Next up it's M&S. How did the retailer keep customers shopping against the background of such a prevalent cost of living crunch? And what's the latest on its partnership with Ocado? Is the grocery company past its prime?And finally, it's on to The IC Guide to Pensions 2023. Our journalists run through the special report compiled by our expert personal finance team, which covers everything from strategies to boost your pension to the best assets to hold in your Sipp.Julian Hofmann is joined by Mark Robinson, Jemma Slingo and Val Cipriani. Hosted on Acast. See acast.com/privacy for more information.

In your time bestriding the narrow world like a Colossus, you might have heard the term, “bearer asset” or “bearer instrument”.That would be an asset that you take physical possession of - cash or bullion, for example - an asset that is effectively owned by whoever has possession of it, that can be transferred from one person to another by just handing it over.The ownership of the asset is not registered with a central authority, so that makes it vulnerable to theft or loss, but it also means the asset is nobody else's liability. Unlike money in the bank or a government bond, it carries no promise from a third party. The value of the asset is thus not dependent on the creditworthiness of any issuer or guarantor, but rather on the inherent value of the asset itself.So, in today's interlinked financial world, a bearer asset becomes an asset outside the system.Like Tottenham Hotspur, bearer assets have their strengths and their weaknesses. Their strength is that they are nobody else's liability. Their weakness is that their liability is yours. The two main bearer assets in today's financial marketplace are gold and bitcoin. Bitcoin rallies as investors seek safety Bitcoin is not a physical asset of course. But the technological genius behind it means that it is a “digital bearer asset”. No such thing previously existed. With bank runs, bail-outs and another banking crisis now upon us, both gold and bitcoin have suddenly fetched a bid. No surprise: they both are means to store value outside of the system. You don't have to rely on third parties. I thought, given everything, we should check in on both today.Here's bitcoin, which, at $28,000, has broken out to 9-month highsIs that a bullish, inverted head-and-shoulders pattern I see before me? I think so. On that basis, what would the target be? The distance from the top of the head (around $15,000)  to the shoulder line at c.$25,000 is $10,000 - so you would have a target of around $35,000, perhaps a little higher.Some are even calling out for hyperbitcoinisation: a hypothetical scenario in which the widespread adoption of bitcoin occurs so rapidly that its price rises dramatically and it becomes the dominant form of money in use. In this scenario, bitcoin would be widely accepted by merchants and individuals alike. The term "hyper" refers to the extreme and rapid level of adoption. In a way, it is an inversion of hyperinflation. The fiat system would remain, it wouldn't necessarily collapse, it would just be overtaken and superseded by bitcoin.There are many who believe hyperbitcoinisation is both inevitable and desirable. Bitcoin is better money than fiat. The traditional banking model is dysfunctional and reliant on constant bailouts. One such advocate is billionaire Balaji Srinivasan, who has grown so concerned at the goings-on in US banking, he has made a million-dollar bet that bitcoin will hit $1 million by June 17.The odds are against him. Some are suggesting he is just doing it for the attention. But to be fair to Balaji, he has a good track record spotting trends. I'm a bitcoin bull, but maybe I lack ambition. I can see it getting to $35,000 or $40,000 by June. I'm not so sure about $1 million. But hey, I'll take $1 million dollar bitcoin if it's offered. I've heard this kind of prediction before. You used to hear them all the time about silver. I'm not holding my breath.My rather drab observation is that, after a miserable 2022, tech has suddenly caught a bid. Even Meta's going up. Bond yields have fallen with the banking panic, and suddenly growth stocks look attractive again. Sorry to be so prosaic and unsensationalist. Meanwhile, that other bearer asset, gold has also found a bid, and with it silver and platinum. Gold this week has been flirting with $2,000.The gold price surged after bank collapse My buddy Josh Saul at the Pure Gold Company reports to me that, with the panic at Silicon Valley Bank, his company saw a 385% increase in new enquiries last weekend and a 274% increase in investors purchasing physical gold bars and coins last Monday, compared to its normal daily average. “One client said they are moving £16 million out of their current bank provider owing to fears of instability”, he says.Volatility in the stock market isn't helping either. “This year, we have also seen a 712% increase in people removing exposure to equities and cash in their pensions and SIPPs in order to purchase physical gold bullion in the same vehicle”. My other buddy Ross Norman reports that visitors to his site Metals Daily have risen 763% in a month.Gold is now at all-time highs in almost all currencies, except the US dollar. What do new highs normally lead to?In the short term, gold , breathing down the neck of $2,000, is a little overbought by most sentiment readings. The miners have been quite flat in comparison, which is not a good sign. That suggests the spike is temporary.But longer term I think it goes higher. I have long argued that everybody should have exposure to both gold and bitcoin in their portfolio, and it is crises like this one that demonstrate why.Few people realise that by keeping your money in a bank, you are lending the bank money. The difference between money and credit has become conflated, along with many other things in this mad world. Even Switzerland no longer looks safe. All the same arguments we heard in 2008 are coming back. At the heart of them lie fundamental questions as to the nature of money and banking. Fractional reserve banking, and even full reserve banking, became sujets du jour. The words fiat money entered the lexicon.In 2008 there was a chance to address and put right the fundamental flaws in the system. It was not taken. Bail-outs brushed the problems under the carpet, and left them for another day. The free market meanwhile came out with an alternative, bitcoin. It is now a trillion-dollar economy, and there are no bailouts. With each collapse - there have been plenty and there will be plenty more - the system gets stronger.But with traditional banking, however, the more you bail out the system, the more precarious it becomes. You can't take the risk out of a market. Without risk, you have no market. With risk comes responsibility. Don't blame the players. It's the game that's at fault. If you are interested in buying bitcoin, my guide is here:My current recommended bullion dealer in the UK is The Pure Gold Company, whether you are taking delivery or storing online. Premiums are low, quality of service is high. They deliver to the UK, US, Canada and Europe, or you can store your gold with them. I have affiliation deals with them.An earlier version of this article first appeared at Moneyweek This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

In your time bestriding the narrow world like a Colossus, you might have heard the term, “bearer asset” or “bearer instrument”.That would be an asset that you take physical possession of - cash or bullion, for example - an asset that is effectively owned by whoever has possession of it, that can be transferred from one person to another by just handing it over.The ownership of the asset is not registered with a central authority, so that makes it vulnerable to theft or loss, but it also means the asset is nobody else's liability. Unlike money in the bank or a government bond, it carries no promise from a third party. The value of the asset is thus not dependent on the creditworthiness of any issuer or guarantor, but rather on the inherent value of the asset itself.So, in today's interlinked financial world, a bearer asset becomes an asset outside the system.Like Tottenham Hotspur, bearer assets have their strengths and their weaknesses. Their strength is that they are nobody else's liability. Their weakness is that their liability is yours. The two main bearer assets in today's financial marketplace are gold and bitcoin. Bitcoin rallies as investors seek safety Bitcoin is not a physical asset of course. But the technological genius behind it means that it is a “digital bearer asset”. No such thing previously existed. With bank runs, bail-outs and another banking crisis now upon us, both gold and bitcoin have suddenly fetched a bid. No surprise: they both are means to store value outside of the system. You don't have to rely on third parties. I thought, given everything, we should check in on both today.Here's bitcoin, which, at $28,000, has broken out to 9-month highsIs that a bullish, inverted head-and-shoulders pattern I see before me? I think so. On that basis, what would the target be? The distance from the top of the head (around $15,000)  to the shoulder line at c.$25,000 is $10,000 - so you would have a target of around $35,000, perhaps a little higher.Some are even calling out for hyperbitcoinisation: a hypothetical scenario in which the widespread adoption of bitcoin occurs so rapidly that its price rises dramatically and it becomes the dominant form of money in use. In this scenario, bitcoin would be widely accepted by merchants and individuals alike. The term "hyper" refers to the extreme and rapid level of adoption. In a way, it is an inversion of hyperinflation. The fiat system would remain, it wouldn't necessarily collapse, it would just be overtaken and superseded by bitcoin.There are many who believe hyperbitcoinisation is both inevitable and desirable. Bitcoin is better money than fiat. The traditional banking model is dysfunctional and reliant on constant bailouts. One such advocate is billionaire Balaji Srinivasan, who has grown so concerned at the goings-on in US banking, he has made a million-dollar bet that bitcoin will hit $1 million by June 17.The odds are against him. Some are suggesting he is just doing it for the attention. But to be fair to Balaji, he has a good track record spotting trends. I'm a bitcoin bull, but maybe I lack ambition. I can see it getting to $35,000 or $40,000 by June. I'm not so sure about $1 million. But hey, I'll take $1 million dollar bitcoin if it's offered. I've heard this kind of prediction before. You used to hear them all the time about silver. I'm not holding my breath.My rather drab observation is that, after a miserable 2022, tech has suddenly caught a bid. Even Meta's going up. Bond yields have fallen with the banking panic, and suddenly growth stocks look attractive again. Sorry to be so prosaic and unsensationalist. Meanwhile, that other bearer asset, gold has also found a bid, and with it silver and platinum. Gold this week has been flirting with $2,000.The gold price surged after bank collapse My buddy Josh Saul at the Pure Gold Company reports to me that, with the panic at Silicon Valley Bank, his company saw a 385% increase in new enquiries last weekend and a 274% increase in investors purchasing physical gold bars and coins last Monday, compared to its normal daily average. “One client said they are moving £16 million out of their current bank provider owing to fears of instability”, he says.Volatility in the stock market isn't helping either. “This year, we have also seen a 712% increase in people removing exposure to equities and cash in their pensions and SIPPs in order to purchase physical gold bullion in the same vehicle”. My other buddy Ross Norman reports that visitors to his site Metals Daily have risen 763% in a month.Gold is now at all-time highs in almost all currencies, except the US dollar. What do new highs normally lead to?In the short term, gold , breathing down the neck of $2,000, is a little overbought by most sentiment readings. The miners have been quite flat in comparison, which is not a good sign. That suggests the spike is temporary.But longer term I think it goes higher. I have long argued that everybody should have exposure to both gold and bitcoin in their portfolio, and it is crises like this one that demonstrate why.Few people realise that by keeping your money in a bank, you are lending the bank money. The difference between money and credit has become conflated, along with many other things in this mad world. Even Switzerland no longer looks safe. All the same arguments we heard in 2008 are coming back. At the heart of them lie fundamental questions as to the nature of money and banking. Fractional reserve banking, and even full reserve banking, became sujets du jour. The words fiat money entered the lexicon.In 2008 there was a chance to address and put right the fundamental flaws in the system. It was not taken. Bail-outs brushed the problems under the carpet, and left them for another day. The free market meanwhile came out with an alternative, bitcoin. It is now a trillion-dollar economy, and there are no bailouts. With each collapse - there have been plenty and there will be plenty more - the system gets stronger.But with traditional banking, however, the more you bail out the system, the more precarious it becomes. You can't take the risk out of a market. Without risk, you have no market. With risk comes responsibility. Don't blame the players. It's the game that's at fault. If you are interested in buying bitcoin, my guide is here:My current recommended bullion dealer in the UK is The Pure Gold Company, whether you are taking delivery or storing online. Premiums are low, quality of service is high. They deliver to the UK, US, Canada and Europe, or you can store your gold with them. I have affiliation deals with them.An earlier version of this article first appeared at Moneyweek This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

LISAs vs SIPPS with Jon Doyle DWI-EP116This content references an opinion only and is purely for information purposes. It is not intended for investment advice. Any and all liability for any exchange of money ends with oneself. Please seek the advice of an accredited professional for investment advice. All content represents an opinion only.

An update on how the Consumer Duty impacts personal pension schemes, including SIPPs. In this episode Jen Green, Principal Associate in our pensions team joins Claire Carroll to discuss further guidance from the FCA on pensions and investments, additional considerations for schemes with Non Standard Investments (NSIs) and future developments (expected over the next 12-18 months) to look out for.

Greiner Auto Body of Washington, Iowa and Car Doctor of Washington, Iowa, present Southeast Iowa Today. John Bain interviews Tina Conwell, co-owner of JT S;ps For the Soul, a mobile coffee shop. The semi colon in Sipps stands for starting over, my life's not done yet and Mental Health Awareness.

The topics, stocks and shares mentioned/discussed include: A winning 21 bagger investment FTSE 100 continued bounce FTSE All-Share AIM All-Share Scottish Mortgage Trust / SMT FundSmith 3i Group / III Pantheon International / PIN Oakley Capital Investments / OCI AstraZeneca / AZN Lloyds Banking Group / LLOY Strix Group / KETL Home REIT / HOME / Viceroy Research bear market raid Tritax Eurobox / EBOX Triple Point Social Housing REIT / SOHO Supermarket Income REIT / SUPR HG Capital Trust / HGT Marks & Spencers / MKS Bitcoin / Cryptocurrency Metaverse ISA / #Pensions Consolidating #SIPPs B2B Vs B2C Charity Taking profits Private Equity Berkshire Hathaway Cathie Wood ETFs Investment Trusts Diversification IPOs Psychology / Struggling to Sell Investing lessons/ mistakes Investing Trading & more The Twin Petes Challenge 2022 / Charity fundraise for the BACK UP Charity  Menphys Christmas List Charity Appeal : Please make a donation, every pound will help. Thank you. The Twin Petes Investing podcasts will be linked to and written about on the Conkers3 website and also on the WheelieDealer website . Thank you for reading this article and listening to this podcast, we hope you enjoyed it. Please share this article with others that you know will find it of interest. PLEASE SUBSCRIBE TO THE TWIN PETES INVESTING PLATFORM THAT YOU ARE LISTENING TO THIS PODCAST ON. THANK YOU.

This episode is for all my UK homies! Are you tired of seeing all the US information on how to invest and have ever wondered-- but Clo Bare what about ME?! Well, I've got you covered. Timi from Mr. Money Jar is popping on to talk about ISAs, SIPPs, and more!Follow Mr. Money Jar on Instagram @mrmoneyjar Find him at mrmoneyjar.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar TERMS AND CONDITIONS

hey squiddies what's good squid here doing some Sipps and being sass with Lisa from the sass and Sipps podcast where our chats consist of Sickel and Ebert binge watching Tootie and her roller skates also why aren't kids these days roller skating nowadays? also, the Beatles and the quarry men and much more check out the link for more content https://linktr.ee/Ta2squidpodcast and also check out Lisa website https://www.sassnsips.com/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/ta2squidpodcast/support

In the final episode of series two, Gabby meets adventurer and author Alastair Humphreys. A National Geographic Adventurer of the Year, Alastair's many outdoor escapades include cycling round the world, rowing the Atlantic and walking across India, but he has also won acclaim for his pioneering work on the concept of cheaper, simpler, closer-to-home microadventures. He spends his time encouraging people to live more adventurously… but is his enterprising and often daring spirit reflected in his approach to money matters? It has certainly helped being married to an accountant, with whom he has two children. Among stories from his many adventures, he tells Gabby how he has become a self-confessed money geek after years of ignoring his finances, how he funded a four-year trip around the world with just £7,000, and how he managed to get a pizza delivered in the middle of Alaska. Subscribe to the show for free to and listen to other episodes from this series and series one, which featured Richard Curtis, Rachel Riley and Anthony Scaramucci. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in March 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Important information: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

In the final episode of series two, Gabby meets adventurer and author Alastair Humphreys. A National Geographic Adventurer of the Year, Alastair's many outdoor escapades include cycling round the world, rowing the Atlantic and walking across India, but he has also won acclaim for his pioneering work on the concept of cheaper, simpler, closer-to-home microadventures. He spends his time encouraging people to live more adventurously… but is his enterprising and often daring spirit reflected in his approach to money matters? It has certainly helped being married to an accountant, with whom he has two children. Among stories from his many adventures, he tells Gabby how he has become a self-confessed money geek after years of ignoring his finances, how he he funded a four-year trip around the world with just £7,000, and how he managed to get a pizza delivered in the middle of Alaska. Subscribe to the show for free to and listen to other episodes from this series and series one, which featured Richard Curtis, Rachel Riley and Anthony Scaramucci. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in March 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Important information:This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

A government U-turn has seen a windfall tax finally imposed on oil and gas companies, but what are the implications for investors? Also retail writer Madeleine Taylor joins the show to take a deep dive into M&S as the 'result of the week', and the IC's resident personal finance guru Leonora Walters talks through the magazine's feature on SIPPS.Dan Jones hosts Alex Newman, Mark Robinson, Madeleine Taylor, and Leonora Walters See acast.com/privacy for privacy and opt-out information.

Dame Jayne-Anne Gadhia is widely regarded as one of Britain's most successful bankers but, as she tells Gabby, didn't always plan a career in finance. Jayne-Anne helped Sir Richard Branson set up Virgin Money and as CEO steered the company through takeovers, a stock market float and eventual sale. She currently chairs the HMRC Board and, in 2020, launched Snoop, a money management app designed to help people become savvier with their spending and saving. Until last year, she was the Government's Women in Finance Champion and was made a Dame in the 2019 Honours list. She met husband Ashok during freshers' week at university and the couple have a daughter together. Jayne-Anne reveals why her mum took charge of the family finances growing up, what life is like working for Sir Richard and why she's always tried to make a positive difference when making big decisions at work. Subscribe to the show for free to make sure you don't miss next week's episode, featuring adventurer Alastair Humphreys. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in April 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Important information: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Dame Jayne-Anne Gadhia is widely regarded as one of Britain's most successful bankers but, as she tells Gabby, didn't always plan a career in finance. Jayne-Anne helped Sir Richard Branson set up Virgin Money and as CEO steered the company through takeovers, a stock market float and eventual sale. She currently chairs the HMRC Board and, in 2020, launched Snoop, a money management app designed to help people become savvier with their spending and saving. Until last year, she was the Government's Women in Finance Champion and was made a Dame in the 2019 Honours list. She met husband Ashok during freshers' week at university and the couple have a daughter together. Jayne-Anne reveals why her mum took charge of the family finances growing up, what life is like working for Sir Richard and why she's always tried to make a positive difference when making big decisions at work. Subscribe to the show for free to make sure you don't miss next week's episode, featuring adventurer Alastair Humphreys. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in April 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Important information:This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Mayor of Greater Manchester Andy Burnham is Gabby's guest on the pod this week. Andy became the Member of Parliament for Leigh in 2001 and served as both Culture Secretary and Health Secretary under Gordon Brown. Previously, he was Chief Secretary to the Treasury during one of the most turbulent times for the world's financial markets. In 2017 he left Westminster to successfully run for the new role of mayor of Greater Manchester, and was re-elected for a second term last year. Described unofficially by some as the ‘King of the North', the married dad-of-three has been a vocal advocate for the north of England, holding the government to account over its levelling-up agenda in particular. He tells Gabby why financial education should form part of a “curriculum for life” in schools, how Labour's defeat in the 1992 General Election motivated him to pursue a career in politics, and why his children go to their mum for money advice rather than him. Subscribe to the show for free to make sure you don't miss next week's episode, featuring the former chief executive of Virgin Money, Dame Jayne-Anne Gadhia. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in April 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Important information: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Mayor of Greater Manchester Andy Burnham is Gabby's guest on the pod this week. Andy became the Member of Parliament for Leigh in 2001 and served as both Culture Secretary and Health Secretary under Gordon Brown. Previously, he was Chief Secretary to the Treasury during one of the most turbulent times for the world's financial markets. In 2017 he left Westminster to successfully run for the new role of mayor of Greater Manchester, and was re-elected for a second term last year. Described unofficially by some as the ‘King of the North', the married dad-of-three has been a vocal advocate for the north of England, holding the government to account over its levelling-up agenda in particular. He tells Gabby why financial education should form part of a “curriculum for life” in schools, how Labour's defeat in the 1992 General Election motivated him to pursue a career in politics, and why his children go to their mum for money advice rather than him. Subscribe to the show for free to make sure you don't miss next week's episode, featuring the former chief executive of Virgin Money, Dame Jayne-Anne Gadhia. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in April 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Important information:This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Sarah Willingham originally planned a career in finance before making her fortune in food. Growing up in Stoke, the entrepreneur and former Dragon on the BBC's Dragons' Den started her first paper round at the age of 11, then took her first steps in the restaurant trade aged just 13. From there she went on to work for Pizza Express and Planet Hollywood, and then turned Indian restaurant chain Bombay Bicycle Club into a multi-million-pound business. She also, along with her husband, built and then floated the nutraceutical company NutraHealth on the London Stock Exchange. After starting a family, she then totally changed the way she worked, pulling back from managing her businesses day-to-day so she could achieve a better work-life balance and spend more time with her four children. Sarah tells Gabby about who gave her confidence early in her career, how she vowed to take a break from media commitments just hours before being offered a role on Dragons' Den, and why she and her husband let their children control the daily budget on their family gap year. Subscribe to the show for free to make sure you don't miss next week's episode, featuring the Mayor of Greater Manchester, Andy Burnham. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in February 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Important information: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Sarah Willingham originally planned a career in finance before making her fortune in food. Growing up in Stoke, the entrepreneur and former Dragon on the BBC's Dragons' Den started her first paper round at the age of 11, then took her first steps in the restaurant trade aged just 13. From there she went on to work for Pizza Express and Planet Hollywood, and then turned Indian restaurant chain Bombay Bicycle Club into a multi-million-pound business. She also, along with her husband, built and then floated the nutraceutical company NutraHealth on the London Stock Exchange. After starting a family, she then totally changed the way she worked, pulling back from managing her businesses day-to-day so she could achieve a better work-life balance and spend more time with her four children.Sarah tells Gabby about who gave her confidence early in her career, how she vowed to take a break from media commitments just hours before being offered a role on Dragons' Den, and why she and her husband let their children control the daily budget on their family gap year. Subscribe to the show for free to make sure you don't miss next week's episode, featuring the Mayor of Greater Manchester, Andy Burnham. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in February 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Important information:This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Greg Jackson is the founder and chief executive of Octopus Energy, one of the UK's fastest-growing energy companies. Before building Octopus, which is now valued at more than a billion pounds, Greg enjoyed a hugely successful career in the world of digital start-ups as both an investor and manager. He's also been a member of Greenpeace since the age of 16, and is well known for believing passionately in the benefits of a good work-life balance both for himself and his staff. Greg talks to Gabby about the current energy and cost-of-living crises, why he is investing in renewables, and how having the family home cut off as a youngster has inspired him in his working life. Subscribe to the show for free to make sure you don't miss next week's episode, featuring entrepreneur and former Dragon's Den star Sarah Willingham. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in March 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Important information: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Greg Jackson is the founder and chief executive of Octopus Energy, one of the UK's fastest-growing energy companies. Before building Octopus, which is now valued at more than a billion pounds, Greg enjoyed a hugely successful career in the world of digital start-ups as both an investor and manager. He's also been a member of Greenpeace since the age of 16, and is well known for believing passionately in the benefits of a good work-life balance both for himself and his staff. Greg talks to Gabby about the current energy and cost-of-living crises, why he is investing in renewables, and how having the family home cut off as a youngster has inspired him in his working life.  Subscribe to the show for free to make sure you don't miss next week's episode, featuring entrepreneur and former Dragon's Den star Sarah Willingham. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in March 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Important information:This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Series 2 kicks off with Gabby Logan speaking to author, political strategist and podcaster Alastair Campbell. Having started out as a journalist, Alastair is best known for his six-year stint as former British Prime Minister Tony Blair's director of communications, previously serving as his press secretary while in Opposition. Despite returning briefly as an adviser to Gordon Brown and Ed Miliband, Alastair left frontline politics behind in 2003 to focus on his partner Fiona and their three children, alongside writing and raising awareness about mental health issues, drawing on his own personal experiences to help others. Among insight from his political career, he tells Gabby about his lifelong fear of financial insecurity, how he made a fortune busking round Europe, and the reason Fiona takes the money reins at home – and why he thinks Gordon Brown's wife does the same. Subscribe to the show for free to make sure you don't miss next week's episode, featuring Octopus Energy founder and CEO Greg Jackson. The ii Family Money Show is brought to you by interactive investor (ii). This episode was recorded in March 2022 and is also available as a vodcast on the interactive investor YouTube channel. Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Important information: This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Series 2 kicks off with Gabby Logan speaking to author, political strategist and podcaster Alastair Campbell. Having started out as a journalist, Alastair is best known for his six-year stint as former British Prime Minister Tony Blair's director of communications, previously serving as his press secretary while in Opposition. Despite returning briefly as an adviser to Gordon Brown and Ed Miliband, Alastair left frontline politics behind in 2003 to focus on his partner Fiona and their three children, alongside writing and raising awareness about mental health issues, drawing on his own personal experiences to help others. Among insight from his political career, he tells Gabby about his lifelong fear of financial insecurity, how he made a fortune busking round Europe, and the reason Fiona takes the money reins at home – and why he thinks Gordon Brown's wife does the same. Subscribe to the show for free to make sure you don't miss next week's episode, featuring Octopus Energy founder and CEO Greg Jackson.The ii Family Money Show is brought to you by interactive investor (ii).This episode was recorded in March 2022 and is also available as a vodcast on the interactive investor YouTube channel.Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investorFollow Gabby:Twitter @GabbyLoganInstagram @gabbyloganImportant information:This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

It's never to early to start saving for your retirement. Educate yourself about ISAs, SIPPS and saving tax free as you may need more than you need due to uncertainties. #howtoinvest #learntoinvest #retirementplanning #pension #sipp #isa #retirement #financialliteracy #data #goldmansachs In this podcast using data from a Goldman Sachs survey, I cover 1. Why it's important to start saving early 2. The best ways to invest your money now for a better future 3. Some easy steps you can take right now to start saving more money 4. Planning for uncertainties 5. Important Aspects on Retirement Saving This podcast covers Advice for 2022 Goldman Sachs Retirement Survey and Insights Report Key Findings from Report Plan Early for Retirement Have options for the unexpected Younger Workers May Need To Adjust Their Retirement Assumptions Forewarned is forearmed COVID Impact on Retirement Savings Important aspects of Retirement Planning Retirement Income Preferences and Management Main Concerns Conclusion Learn to become better investors for free and avail our educational resources on www.campaignforamillion.com ---------------------------------------------------------------------------------- RESOURCES & LINKS ----------------------------------------------------------------------------------- https://www.pipspredator.com https://www.investing-champions.com https://www.trading-champions.com #tradingonline #investing #trading #pipspredator #alpeshpatel #business Subscribe to my newsletter for more tips: https://www.alpeshpatel.com/blogsignup Subscribe to my Telegram channel for daily market information: https://t.me/pipspredator Follow me on my LinkedIn Page: https://www.linkedin.com/in/alpeshbpatel/ Join my Facebook community: https://www.facebook.com/tradefx4profit Follow more free resources including my book from www.investing-champions.com and www.alpeshpatel.com My daily insights are on my instant messenger app - also free. Get my FREE Trading Journal & Picks

Self-confessed geek Rachel Riley co-hosts long-running Channel 4 puzzle show Countdown and its comedy spin-off 8 Out Of 10 Cats Does Countdown. She also appeared on the 2013 series of Strictly Come Dancing, where she met her pro-dancer husband – and dad to their two daughters – Pasha Kovalev, and has just published her first book, At Sixes and Sevens: How To Understand Numbers And Make Maths Easy. In the sixth episode of The ii Family Money Show, she tells Gabby Logan how she went from being a maths graduate to TV presenter, why she's helping adults get to grips with numbers and how she and Pasha are planning for their children's future – despite having different approaches to money. Plus, Moira O'Neill, Head of Personal Finance at interactive investor, explains why it is important to teach children about money early and what you can do to get the people you care about on the road to investing. At Sixes and Sevens: How To Understand Numbers And Make Maths Easy, by Rachel Riley (HarperCollins) is out now  This episode is also available as a vodcast at https://youtu.be/1bWquGYwBHc The ii Family Money Show is brought to you by interactive investor (ii). To find out more about Friends and Family from ii, visit https://www.ii.co.uk/friends-and-family. Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Important informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Self-confessed geek Rachel Riley co-hosts long-running Channel 4 puzzle show Countdown and its comedy spin-off 8 Out Of 10 Cats Does Countdown. She also appeared on the 2013 series of Strictly Come Dancing, where she met her pro-dancer husband – and dad to their two daughters – Pasha Kovalev, and has just published her first book, At Sixes And Sevens: How To Understand Numbers And Make Maths Easy. In the sixth episode of The ii Family Money Show, she tells Gabby Logan how she went from being a maths graduate to TV presenter, why she's helping adults get to grips with numbers and how she and Pasha are planning for their children's future – despite having different approaches to money. Plus, Moira O'Neill, Head of Personal Finance at interactive investor, explains why it is important to teach children about money early and what you can do to get the people you care about on the road to investing. At Sixes and Sevens: How To Understand Numbers And Make Maths Easy, by Rachel Riley (HarperCollins) is out now This episode is also available as a vodcast at https://youtu.be/1bWquGYwBHc The ii Family Money Show is brought to you by interactive investor (ii). To find out more about Friends and Family from ii, visit https://www.ii.co.uk/friends-and-family. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Nella mattinata di martedì 30 novembre, è stato ospite ai microfoni della nostra Laura Basile, Giuseppe di Mauro, presidente di Sipps (Società italiana di Pediatria preventiva e sociale) per parlare della guida “Essere genitori oggi”, realizzata in collaborazione con Nestlé. Con il presidente Di Mauro abbiamo approfondito il bisogno di fornire delle linee guida per le nuove coppie che si affacciano oggi alla genitorialità. La guida nasce da un'indagine di Nestlé e ha l'obiettivo di dare raccomandazioni scientifiche ed equilibrate che possano essere d'aiuto ai genitori di oggi nel rapporto con i propri figli.

In questa edizione si parla di: mercato dei farmaci contraffatti; immunizzare dal Covid anche i bambini sani; rapporto pediatra-genitori; anoressia e obesità post lockdown; paure, fiabe e accettazione.

Legendary goalkeeper Peter Schmeichel is Gabby Logan's guest in episode five of The ii Family Money Show. Peter spent eight glittering seasons at Manchester United, winning five league titles, three FA Cups and the Champions League in 1999. He also memorably won the European Championship with Denmark in 1992. Speaking from his home in Denmark, he tells Gabby how his life changed personally and financially when he moved to Manchester United, the advice he's passed on to his son, the Leicester City and Denmark goalkeeper Kasper Schmeichel, and reveals the lengths United manager Sir Alex Ferguson went to in order to keep his players' feet on the ground. Plus, interactive investor's Collectives Editor Kyle Caldwell joins Gabby to look at the ways you can invest in sports teams and names his Investment XI. One by Peter Schmeichel (Hodder & Stoughton) is out now  This episode is also available as a vodcast at https://youtu.be/vwsmU6fiwbk. The ii Family Money Show is brought to you by interactive investor (ii). To find out more about ii's Super 60 list of rated investments, visit https://www.ii.co.uk/ii-super-60. Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Important informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Legendary goalkeeper Peter Schmeichel is Gabby Logan's guest in episode five of The ii Family Money Show. Peter spent eight glittering seasons at Manchester United, winning five league titles, three FA Cups and the Champions League in 1999. He also memorably won the European Championship with Denmark in 1992. Speaking from his home in Denmark, he tells Gabby how his life changed personally and financially when he moved to Manchester United, the advice he's passed on to his son, the Leicester City and Denmark goalkeeper Kasper Schmeichel, and reveals the lengths United manager Sir Alex Ferguson went to in order to keep his players' feet on the ground. Plus, interactive investor's Collectives Editor Kyle Caldwell joins Gabby to look at the ways you can invest in sports teams and names his Investment XI. One by Peter Schmeichel (Hodder & Stoughton) is out now This episode is also available as a vodcast at https://youtu.be/vwsmU6fiwbk. The ii Family Money Show is brought to you by interactive investor (ii). To find out more about ii's Super 60 list of rated investments, visit https://www.ii.co.uk/ii-super-60. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

In questa edizione si parla di: Manifesto per la Salute Mentale; della proposta Sipps: “Pediatra come antenna sociale”; di allontanamenti forzati dei minori, Pignotti: "Sono un abuso, i giudici minimizzano”; il lavoro a maglia fa bene alla salute? Al via il progetto di ricerca; della proposta di legge per avere uno psicologo in tutti gli istituti

Shaun Dooley is one of the most recognisable faces in British film and TV, starring in Official Secrets and The Woman In Black on the big screen, as well as hit dramas Broadchurch and Gentleman Jack. In episode four of The ii Family Money Show, he and wife Polly – who have four children together – tell Gabby Logan about how their humble beginnings shaped their attitude to family finance, why Harold Pinter's The Caretaker changed the course of Shaun's life, and why he'd ban the word ‘celebrity'. Plus, interactive investor's Personal Finance Campaigner Myron Jobson joins Gabby to suggest ways you can invest for your family's future and also looks back at last year's ii Great British Retirement Survey ahead of the launch of the 2021 survey on 13 October. This episode is also available as a vodcast at https://youtu.be/wLmUy2tBBJY. The ii Family Money Show is brought to you by interactive investor (ii). Read more about ii's Great British Retirement Survey at https://www.ii.co.uk/pensions/iiGBRS. The 2021 survey is out on 13 October. To find out more about ii's junior stocks and shares ISA (JISA) visit https://www.ii.co.uk/ii-accounts/isa/junior-isa. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Shaun Dooley is one of the most recognisable faces in British film and TV, starring in Official Secrets and The Woman In Black on the big screen, as well as hit dramas Broadchurch and Gentleman Jack.In episode four of The ii Family Money Show, he and wife Polly – who have four children together – tell Gabby Logan about how their humble beginnings shaped their attitude to family finance, why Harold Pinter's The Caretaker changed the course of Shaun's life, and why he'd ban the word ‘celebrity'.Plus, interactive investor's Personal Finance Campaigner Myron Jobson joins Gabby to suggest ways you can invest for your family's future and also looks back at last year's ii Great British Retirement Survey ahead of the launch of the 2021 survey on 13 October.This episode is also available as a vodcast at https://youtu.be/wLmUy2tBBJY.The ii Family Money Show is brought to you by interactive investor (ii). Read more about ii's Great British Retirement Survey at https://www.ii.co.uk/pensions/iiGBRS. The 2021 survey is out on 13 October.To find out more about ii's junior stocks and shares ISA (JISA) visit https://www.ii.co.uk/ii-accounts/isa/junior-isa.Follow Gabby:Twitter @GabbyLoganInstagram @gabbyloganFollow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investorImportant informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Resilient stocks are a must. The problems of underperformance in pensions is well known. What kinds of stocks protect against declines and maintain upward moves too? We look at the common investing problem of underperforming stocks either because of poor market eg UK stocks vs US, or intermediary limits eg IFAs, tied fund managers versus self selection in SIPPs and how to over come issues. #howtoinvest #learntoinvest #stockmarkets #sipp #isa #pension #retirement #stocks #financialliteracy Educate yourself for free at https://www.campaignforamillion.com/ ---------------------------------------------------------------------------------- RESOURCES & LINKS ----------------------------------------------------------------------------------- https://www.pipspredator.com https://www.investing-champions.com https://www.trading-champions.com #tradingonline #investing #trading #pipspredator #alpeshpatel #business Subscribe to my newsletter for more tips: https://www.alpeshpatel.com/blogsignup Subscribe to my Telegram channel for daily market information: https://t.me/pipspredator Follow me on my LinkedIn Page: https://www.linkedin.com/in/alpeshbpatel/ Join my Facebook community: https://www.facebook.com/tradefx4profit Follow more free resources including my book from www.investing-champions.com and www.alpeshpatel.com My daily insights are on my instant messenger app - also free. Get my FREE Trading Journal & Picks

SIPP and SSAS pensions are interesting options to consider for tax reasons but why one versus the other, what are they and how does it work. James Hadley from Property from Pensions looks at the world of UK pensions with Will Mallard on this latest episode of UK Property World. --- Send in a voice message: https://anchor.fm/my-property-world/message

Anthony Scaramucci is the former banker who had a brief but memorable stint as President Trump's director of communications. In episode three of The ii Family Money Show, he tells Gabby Logan about why he has been to more Christmas parties hosted by the Obamas than the Trumps, how his attitude to risk changed as he got older and why he takes Mel Brooks' advice over everybody else's. Plus, Lee Wild, interactive investor's Head of Equity Strategy, joins Gabby to explain how ii can help you understand your own attitude to risk and use it to navigate the investment landscape. This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/qEa47LRyT6k. The ii Family Money Show is brought to you by interactive investor (ii). Take a look at the risk section of interactive investor's Knowledge Centre at https://www.ii.co.uk/knowledge-centre/risk. For more information on ii's ready-made portfolios, head to https://www.ii.co.uk/model-portfolios. Find out more about free regular investing at https://www.ii.co.uk/investing-with-ii/regular-investing. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Anthony Scaramucci is the former banker who had a brief but memorable stint as President Trump's director of communications. In episode three of The ii Family Money Show, he tells Gabby Logan about why he has been to more Christmas parties hosted by the Obamas than the Trumps, how his attitude to risk changed as he got older and why he takes Mel Brooks' advice over everybody else's. Plus, Lee Wild, interactive investor's Head of Equity Strategy, joins Gabby to explain how ii can help you understand your own attitude to risk and use it to navigate the investment landscape. This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/qEa47LRyT6k The ii Family Money Show is brought to you by interactive investor (ii). Take a look at the risk section of interactive investor's Knowledge Centre at https://www.ii.co.uk/knowledge-centre/risk For more information on ii's ready-made portfolios, head to https://www.ii.co.uk/model-portfolios Find out more about free regular investing at https://www.ii.co.uk/investing-with-ii/regular-investing Follow Gabby:Twitter @GabbyLoganInstagram @gabbylogan Follow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor  Important informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Gabby speaks to star economist Lord Jim O'Neill of Gatley about growing up in Manchester, trying to take over one of the city's football clubs and how an acronym made him famous. The former Northern Powerhouse minister also lifts the lid on life at Goldman Sachs and what he believes the next few years hold for the global economy – and where retail investors should be looking. Plus, interactive investor's Richard Hunter joins Gabby to suggest ways you can get started with your own investments. This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/ikswvhr_ZRQ. The ii Family Money Show is brought to you by interactive investor (ii). For more information on interactive investor's Super 60 list of rated investments, visit https://www.ii.co.uk/ii-super-60. And for help getting started with your fund selections, head to https://www.ii.co.uk/quick-start-funds. Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Gabby speaks to star economist Lord Jim O'Neill of Gatley about growing up in Manchester, trying to take over one of the city's football clubs and how an acronym made him famous.The former Northern Powerhouse minister also lifts the lid on life at Goldman Sachs and what he believes the next few years hold for the global economy – and where retail investors should be looking.Plus, interactive investor's Richard Hunter joins Gabby to suggest ways you can get started with your own investments.This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/ikswvhr_ZRQ.The ii Family Money Show is brought to you by interactive investor (ii). For more information on interactive investor's Super 60 list of rated investments, visit https://www.ii.co.uk/ii-super-60.And for help getting started with your fund selections, head to https://www.ii.co.uk/quick-start-funds.Follow Gabby:Twitter @GabbyLoganInstagram @gabbyloganFollow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor  Important informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Cheers to all the Hangovers! We hope you all had a fun and safe 4th of July! This week Bettina and Beth cover true crime and paranormal stories from the state of Arizona. Bettina shares the devastating death of Travis Alexander by the bewildering Jodie Arias. Beth covers another Inn in an old west location... the Clinkscales Inn and Grill in Jerome Arizona. Enjoy the episode, and beware of Sipps the cat on that last step on the stairs! Cheers! Check out our website for photos and resources from this week's episode: www.killerhangoverpodcast.com Do you have ideas for our "Hangover Bloody Mary West Coast Tour"? Or have a suggestion for a place or crime you'd like us to cover? email us: killerhangoverpodcast@gmail.com Join us on our Patreon for Early releases, and EXTRA episodes and more! www.patreon.com/killerhangoverpodcast

Can slow and steady win the investment race? Find out in Slow Money, a new podcast all about investing that is sustainable in every sense. In the first episode, interactive investor's Becky O'Connor speaks to Nigel Wilson, chief executive of pensions, insurance and investment giant Legal & General, which is responsible for managing more than £1.3 trillion on behalf of customers. Nigel is a big believer in patient capital and during his time at L&G has pioneered sustainable investment strategies such as affordable housing, infrastructure and even science parks, which millions of people have indirectly invested in through their pensions. Listen now for your antidote to crypto craziness, Gamestop-style gambling, reddit routs and all the anxiety that comes with chasing the fast money and trying to get rich quick. It's time to get rich, slow. Enjoyed listening? Please like and subscribe. Visit https://www.ii.co.uk/ii-accounts/sipp and https://www.ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. Past performance is not a guide to future performance. SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Gabby speaks to legendary screenwriter and Comic Relief co-founder Richard Curtis about family, Four Weddings and how he is saving the planet through his Make My Money Matter campaign. The man behind Blackadder, Notting Hill and Comic Relief also tells of the ultimatum his dad gave him when he was starting out as a writer and how his signed copy of William Wordsworth's Lyrical Ballads ended up in a charity shop. Plus, Becky O'Connor, Head of Pensions & Savings at interactive investor (ii), joins Gabby to tell you how you can make your own money matter through your pension savings and investment portfolio. This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/3VEWiAZPRCg. The Family Money Show is brought to you by interactive investor. For more information on how to invest ethically visit https://www.ii.co.uk/ethical-investing and https://www.ii.co.uk/ii-ace. Find out more about Richard's campaign at https://makemymoneymatter.co.uk. Follow Make My Money Matter at: Twitter & Facebook @MMMoneyMatter Instagram mmmoneymatter_ Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Gabby speaks to legendary screenwriter and Comic Relief co-founder Richard Curtis about family, Four Weddings And A Funeral and how he is saving the planet through his Make My Money Matter campaign. The man behind Blackadder, Notting Hill and Comic Relief also tells of the ultimatum his dad gave him when he was starting out as a writer and how his signed copy of William Wordsworth's Lyrical Ballads ended up in a charity shop.Plus, Becky O'Connor, Head of Pensions & Savings at interactive investor (ii), joins Gabby to tell you how you can make your own money matter through your pension savings and investment portfolio.This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/3VEWiAZPRCg.The ii Family Money Show is brought to you by interactive investor. For more information on how to invest ethically visit https://www.ii.co.uk/ethical-investing and https://www.ii.co.uk/ii-ace.Find out more about Richard's campaign at https://makemymoneymatter.co.uk.Follow Make My Money Matter at:Twitter & Facebook @MMMoneyMatterInstagram mmmoneymatter_Follow Gabby:Twitter @GabbyLoganInstagram @gabbyloganFollow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Important informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

Tara from @allourbestintentions joined me on this podcast episode to discuss SIPPs. A SIPP, or Self Invested Personal Pension, is one option available for us in the UK to invest for the long-term. These differ to Workplace Pensions (which is what I currently have), so we first started by talking about the difference between the two. Tara then talked us through how the pension tax relief works, as well as the basics of what SIPPs are and who they are for. We also discussed the various SIPP providers that are available for us in the UK and gave some tips to help people decide which is the best provider for themselves. Listen to the podcast for full details! -----------------------------------------------

Tara from @allourbestintentions joined me on this podcast episode to discuss SIPPs. A SIPP, or Self Invested Personal Pension, is one option available for us in the UK to invest for the long-term. These differ to Workplace Pensions (which is what I currently have), so we first started by talking about the difference between the two. Tara then talked us through how the pension tax relief works, as well as the basics of what SIPPs are and who they are for. We also discussed the various SIPP providers that are available for us in the UK and gave some tips to help people decide which is the best provider for themselves. Listen to the podcast for full details! -----------------------------------------------

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how a couple can earn a combined income of £78k a year and pay no tax. Damien also talks about Junior SIPPs; who can open one and who they might be good for. Finally, Damien provides some quick tips that can boost your chances of getting the best mortgage deal. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator "What is a Junior SIPP - Children's pensions explained" - Article by Andy Leeks Best and cheapest Junior SIPPs - Article by Damien Fahy How to become a Millionnaire - Podcast Special Mortgage Q&A Special - Podcast episode 265 Tax dividends explained - Podcast episode 123 Starting savings allowance explained - Podcast episode 226 Savings allowance explained - Podcast episode 145 Little known tax breaks - Podcast episode 65

Jamie’s contact information is here: https://www.taxadvisorypartnership.com/about-us/jamie-favell/ 1:00 Background 2:20 Expat Filing Requirements 5:00 Real Estate Rules 7:20 Brit Pensions 9:20 Returning Home 13:50 SIPPs and ISAs 15:20 Estate taxes Podcast Date: 04/16/20

HMO Success Podcast Episode 45: How can I use my pension to invest in property? With Kevin Whelan Kevin Whelan from Wealthbuilders has helped hundreds of people invest in property using their pension. In this interview he explains what kind of projects are suitable for using your pension; what the differences are between SSASes and SIPPS; and how to ensure you stay the right side of the rules. You can contact Kevin through Wealthbuilders  Website: https://www.wealthbuilders.co.uk  WealthTalk Podcast - https://www.wealthbuilders.co.uk/wealthtalk/  Free Wealth Building Resources - https://www.wealthbuilders.co.uk/resources 

Join us for a conversation with Ahjo Sipowicz where we discuss their path into radical embodiment and the creation of their book EarthBodyBoat. Topics we cover include: Coming into wholeness as a neurodivergent, genderqueer creature Meaning-making and integration after altered state experiences Using scores and performance to connect with the earth and ourselves Freeing the rivers dammed by patriarchy and colonialism Croning, eldership and aging Divination and art-making with an Iphone Making a book to make community About Ahjo: I am a white, non-binary, neurodivergent, pansexual, elemental creature, residing for 30 years on Tewa land at O’gha Po’oge—White Shell Water Place—Santa Fe, New Mexico. My ancestors, primarily Lithuanian and Norwegian, migrated to the Chicago area where I was born and raised. In 1989 I studied the Life Art Process at the Tamalpa Institute with Anna Halprin. The values of the Life Art Process continue to guide me—including creative process over end product, creating dialog between expressive mediums, communicating with the self, life through ritual, performance, and art making. I call myself a “somatic earth artist,” one who is in apprenticeship with both the personal and earthly soma, and expresses both the conflicts and the Eros of these relationships through art. My art arises out of my InBodyNature practice, in which I actively dialogue with nature—communicating, performing, witnessing, and creating in collaboration. I bridge these experiences with writing, video documentation, and visual art through the technology of iPhone apps and composite photography. I am a self-published author of the newly released memoir/artist journal, EarthBodyBoat: Queer Journey of A Somatic Earth Artist. Find Ahjo online: Ahjo’s book, EarthBodyBoat: https://ahjo.art/earthbodyboatbook Ahjo’s website: https://ahjo.art/ On Social Media:  https://www.facebook.com/Sipps.sipowicz https://www.instagram.com/ahjo_k_sipps/ Links to relevant resources: Tamalpa Institute: https://www.tamalpa.org/ Karen Divine Iphone Artist: http://www.karendivinephotography.com/ Links to So Many Wings’ social media and website: On the web: https://somanywings.org On Instagram: https://www.instagram.com/somanywingspodcast On Facebook: https://www.facebook.com/somanywingspodcast On Patreon: https://www.patreon.com/join/somanywingspodcast

How to Invest is a podcast series designed to help you get to grips with the basics of investing. In this episode, interactive investor’s news editor Sam Barker is joined by head of pensions and savings Becky O’ Connor to discuss the different ways to invest for retirement, including workplace pensions, SIPPs (self-invested personal pensions) and ISAs. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

In this week's episode, Stephen McPhillips, technical sales director at provider Dentons and Julian Puddy, director at advice company Opus Business Pensions, discuss the future of self-invested personal pensions and whether the outcome of the recent Carey case or the Covid-19 pandemic has played a role in dampening savers' interests in this pension product. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. See acast.com/privacy for privacy and opt-out information.

Rob is with James Hadley who specialises exclusively in pensions for property investors and is the author of ‘The Power of Pensions'. They discuss how the right type of pension can be used effectively as a tool within your business and why it's vital to seek advice from an expert to make sure you are getting advice that is accurate and tailored to suit your needs. Many business people remain unaware of the power of pensions as a financial tool in any business and James shares the difference between traditional pension schemes, SSIPS and SSAS's in this informative episode that will help any business owner look at their pension in a new light. Sign Up For MSOPI Here: https://bit.ly/msopi-nomad KEY TAKEAWAYS You should take control of your own pension and your own destiny. Most people want to create financial freedom and a legacy Property is a get rich slowly strategy When someone is within a traditional managed pension scheme if something goes wrong there is often a safety net. When people move into SIPPs and SSAS they are responsible for their own investment decisions. If you spend enough time analysing the problem there is always a solution. There are a number of differences between a SIPP and a SSAS Self-invested personal pension (SIPP) an occupational scheme with everyone having their own sub-trust and own asset pool, it is run by an FCA regulated trustee. A SSAS is an occupational pension scheme set up by an employer and each SSAS is individually registered. There is not always a regulated trustee in place. Everyone's situation is different and as long as the person can make sense of their own decisions then this is all that matters. Until people have in excess of £50,000 then a SSAS is usually not a good option.   BEST MOMENTS ‘Property investors are typically keen on self-development so they are usually good at researching what they are doing' ‘I see tax payable as a drain on cash flow' ‘We focus exclusively on pensions for property investors'   VALUABLE RESOURCES The Property Nomads Website  https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017 The Property Nomads - Stitcher Buy To Let: How To Get Started – By Rob Smallbone (Amazon)  101 Top Property Tips Rob Smallbone, Aaron Devoy  James Hadley LinkedIn https://www.amazon.co.uk/Power-Pensions-Secure-financial-powerful-ebook/dp/B089G45LKF   ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business and life and to inspire you to achieve your goals, dreams and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight and enjoy the ride that is life.   CONTACT METHOD  Facebook Instagram Twitter YouTube See omnystudio.com/listener for privacy information.

We believe that investing is for everyone. How to invest is a podcast series, brought to you by Moneywise and interactive investor, to help you get to grips with the basics of investing. In each episode we break down an important topic you need to know. In this, the fourth episode, we explain what a self invested personal pension (or Sipp) is. Join Moneywise's Brean Horne and Rachel Rickard Straus to find how Sipps work and whether they could be a good way to help you save for retirement. Meanwhile Moneywise's Sam Barker and interactive investor's Moira O'Neill discuss whether you need to be a seasoned investor before opening a Sipp. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.

On this week's show James Norton, senior investment planner at Vanguard UK, highlights some bad investment habits and steps you can take to avoid falling into them. Mary MacDougall profiles some of the more common investment scams and sets out some tips on how to avoid falling into them. And Dave Baxter and James profile Vanguard’s new self invested personal pension (Sipp), and look at how it compares to other platform Sipps. See acast.com/privacy for privacy and opt-out information.

Curb Your Enthusiasm/Suzi Moment - Weed and Booze - More Democratic Debates - Kobe Memorial - Weinstein - Two Ends of the Asshole Spectrum - Podcasting at Staples - Instagram: Peoplewhogotocourt - Gilbert, the Opposite of a Kardashian    These Topics are all out of order 'cause we had a power outage and had to skip around.

This week’s podcast looks at the impact of the major health incident on stocks and commodities. The team also explain why Woodford investors may not be too pleased with their first batch of income fund refunds. Dan and Laura to talk to Premier Miton fund manager James Smith about everything to do with infrastructure investments. Tom and Dan also chat about the difference between ISAs and SIPPs for people taking an income from their investments in retirement. Presented by Shares’ Editor Daniel Coatsworth, AJ Bell’s Personal Finance Analyst Laura Suter and AJ Bell’s Senior Analyst Tom Selby

How many things and at what cost do you insure – your car, your health, your pets, your home, your possessions? Is there another better way?   In The Show Nicola’s moved all the family’s scraps of pensions to SIPPs with Hargreaves Lansdowne, she tells about a young friend who is joining the crew on Virgin’s first ever cruise, and she and sister Sarah are planning a surprise trip to Cambridge to hear their other sister Heather sing on her birthday. Judith’s little cat, Mitsy, has died although they were both parted a few years ago now due to her nomad living. She’s found her “difficult book” for 2020 and is trying something new too, following up on last week’s show. She’s re-opened coaching group Club 100, experimented with nootropics and felt very brave about living on a farm in the dark, alone, without a mobile signal, with the access road closed and a big Kate Bush wind blowing!   What's Fuelled Their Fire? It’s screenwriting courses for Nicola and project pain freedom for Judith.   Focus Of The Week How many things and at what cost do you insure – your car, your health, your pets, your home, your possessions? Is there another better way? Could you assess your own risks individually and make changes to the way you cover them by becoming your own insurer? LISTEN HERE TO OWN IT #258 | What Price Insurance?   Words Of The Week Nicola chooses Duty and Judith picks Fear.   Project Updates Stoupa Life has enjoyed it’s first “stranger” sale.   Who Or What's Impressed Judith has found a new Facebook Page with lots of lovely inspiring shareable content, called Heart of the Art and seen a nifty little marketing incentive from EatVive.com. Nicola’s found a little gem on Channel 4 called Young Black Farmers. *** Join our free Facebook Group for Own It! the Podcast and talk back to us about what you hear in the show. Support our podcast on Patreon with a few monthly dollars to help defray our costs - thank you!   Thanks for listening! To share your thoughts: Leave a rating and review via your podcast app Ask a question in our Facebook Group:https://www.facebook.com/groups/OwnItThePodcast/  To help the show: Subscribe via Radio Public, iTunes, Stitcher, YouTube, TuneIn, Libsyn Please share on Twitter, Facebook or whatever social media platform you love to use and tag us if you can - we love to read your comments! Website: https://OwnItThePodcast.com

Pete Matthew from the Meaningful Money Podcast joins Rob & Rob again this week as we delve into some personal finance questions relating to property investment. Penny from Orpington wants to know how she can use her pension to buy property. It's a question that crops up many times and this week, Pete shares his wisdom on whether this is possible or not. Can she invest in residential property or should Penny consider putting her money into commercial property? Also, Pete shares some advice on SIPPs, PAIFs and REITs - and if you don't know what these are, make sure you tune into this weeks Ask Rob & Rob with Pete to find out more. Our second question this week comes from Rich in Romford. Rich owns seven properties and has dreams of leaving his job and live comfortably off the rental income from them. He wants to know how much he should be earning for him to quit his job when he's currently bringing in around £2,000 per month before tax. As Pete has told us previously, cashflow underpins everything - money in versus money out. There's some great advice for Rich this week as Pete talks him through short term debt, contingency plans and the importance of having a ‘cushion' for those unexpected things that crop up. We recommend tuning in to hear more. And if you'd like to hear more from Pete, you can head on over to his podcast or purchase his book by clicking here. This book contains everything you need to know about personal finance with no confusing fluff - just honest and super-practical advice to help you take control of your money. Hit the listen button to hear this weeks invaluable advice from Rob & Rob… and Pete. Do you have a property investment related question for Rob & Rob? You could feature on our next episode. All you need to do is call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined our community of like-minded people discussing all things property? Head over and join the conversation over in the Property Hub forum. Whether you're new to property investment or have decades of experience under your belt, the forum is loaded with helpful insights on all things property related. Head on over and introduce yourself. See omnystudio.com/listener for privacy information.

Welcome to the podcast from Morningstar UK, the leading provider of independent investment research. This week it’s ISA Ideas and Budget week. Lets start with Junior ISA’s. Junior ISAs allow you to save on behalf of under-18s tax efficiently. Just like an adult Isa, you can chose to shield cash, stocks or investment funds from HMRC, but unlike the adult Isa, investments cannot be cashed in at any time – the child must reach 18 before they have access to funds. We start our podcast today with Emma Wall, Senior Editor for Morningstar.co.uk and Adrian Lowcock, Investment Director for Architas who discuss Junior ISAs in more detail as well as give us 3 Fund Picks for your Junior ISA. As the ISA deadline looms, investors should consider their portfolio holistically and aim to have a portfolio that is well positioned to achieve their investment goals. Portfolio Manager for Morningstar Investment Management, Richard Whitehall is up next to discuss how to take this into consideration when rebalancing your portfolio. Chancellor Philip Hammond has delivered his first Budget report revealing higher taxes for self-employed and investors with more then £50,000 invested outside an ISA. So what does the Budget mean for you? Emma Wall and Cyrique Bourbon, Portfolio Manager for Morningstar Investment Management are up next to discuss just that. Where do Morningstar professionals invest their ISA cash? Morningstar Investment Management and Morningstar analysts work with stocks, funds, markets and ETFs every day - but where do these professionals invest for themselves? We asked them where they will be investing their ISA portfolio this tax year. Want to legally reduce your tax bill? Tilney's Head of Estate Planning Ian Dyall tells us how - and warns investors to make sure they balance their needs. Looking to reduce your tax bill and boost your portfolio returns? Emma Wall finishes off our podcast today explaining the benefits of ISAs and SIPPs - and outlines some alternative tax-efficient investments to consider. Subscribe to our podcast on itunes: https://itunes.apple.com/gb/podcast/morningstar-uk/id965873075?mt=2 http://www.morningstar.co.uk

Presenter Claer Barrett and asset management experts discuss the multitude of charges taken out of our investment funds, workplace pensions and SIPPs. The FT's wealth correspondent Hugo Greenhalgh talks about the financial challenges facing Britain's "squeezed middle", who get less government assistance as their cost of living mounts. Columnist Lindsay Cook reveals the difficulties she encountered in helping a friend who has multiple pensions. See acast.com/privacy for privacy and opt-out information.

This week we’re looking at ISAs. With less than one month left of this tax year time is running out for ISA and pension investors – or anyone looking to boost their savings and reduce their HMRC bill. Despite record low interest rates on savings and wages slow to rise, UK consumers are looking to the long term and diligently saving. But data reveals we are over-reliant on cash explains Morningstar Editor Emma Wall. Consumers like the more generous ISA allowances – but low interest rates and stretched finances are preventing some from saving. We took to the street and asked the public what they were planning to do with this year’s ISA allowance Ever wondered where the fund experts choose to invest their own money? We asked Morningstar's investment professionals - fund analysts and portfolio managers - where they would be investing their personal ISA allowance this year. Looking for ISA ideas? Don't buy quality stocks at any price, you could regret it when the market moves up or down warns Hermes Global Equity fund manager Lewis Grant up next. Silver Rated manager Jeremy Podger chooses stocks based on special circumstances, rather than market backdrop, meaning that they can grow regardless of the market cycle. He’s up next talking to Emma Wall and giving his top Stocks Picks. There are thousands of fund managers in the market, making it difficult for investors to choose between them. Morningstar’s editorial Assistant Karen Kwok reveals the 10 top performing fund managers of the past decade, how they fared after they reached the top and whether a star turn one year affected fund flows the next. Looking to reduce your tax bill and boost your portfolio returns? Emma Wall rounds off our podcast today by explaining the benefits of ISAs and SIPPs - and outline some alternative tax-efficient investments to consider.

Vodafone's blockbuster deal - what it means for individual shareholders. Why there is less choice these days in self-invested pensions. And the unusual asset classes that have trounced shares, bonds and property See acast.com/privacy for privacy and opt-out information.

Barack Obama, Ben Bernanke and the cash in your pension. We also look at why you should be sceptical about funds of funds. And the banks you can call upon to do - well, virtually anything See acast.com/privacy for privacy and opt-out information.

Should you use your tax-free lump sum to help your children onto the housing ladder? What to consider before setting up a Sipp. And, after a major reform package, has India become a better home for your investments? See acast.com/privacy for privacy and opt-out information.

We examine why some wealthy borrowers are being turned away by some banks. Also, is the tide turning on gold - should you sell up now? And which investments should you hold in your Sipp? See acast.com/privacy for privacy and opt-out information.

-Il Tumore al seno si combatte anche con la dieta mediterranea: Sono circa 7.400 ogni anno le donne lombarde che ricevono una diagnosi di tumore al seno, ma il numero di chi vince la sfida è in costante aumento e sempre più pazienti ora riescono a migliorare la loro qualità di vita anche durante le cure e in fase avanzata di malattia grazie alle diagnosi sempre più precoci e alle innovazioni tecnologiche in campo farmacologico, che consentono di centrare l’obiettivo con maggiore efficacia e minori effetti collaterali. -Pediatria: gli errori da evitare quando un matrimonio finisce: Per aiutare i genitori ad affrontare questo delicato momento, i pediatri della SIPPS hanno osservato gli errori più frequenti che si compiono durante la separazione ed hanno suggerito ciò che bisogna fare per evitare traumi nei figli. Infatti le reazioni del bambino possono essere diverse a seconda dell’età: in età prescolare può manifestare segni di regressione in alcune sue funzioni come, per esempio, riprendere a bagnare il letto, balbettare, avere problemi di sonno o incubi notturni. -Libere dall’ incontinenza: arriva Donne VIP Imbarazzo, senso di vergogna, limitazioni nella libertà di muoversi e di frequentare luoghi pubblici sono le conseguenze della sindrome da Vescica Iperattiva e del suo sintomo più invalidante, l’incontinenza urinaria da urgenza, che comporta la necessità di recarsi frequentemente e urgentemente in bagno, anche più di otto volte al giorno. La Vescica Iperattiva colpisce in Italia circa 3 milioni di persone. Tuttavia, anche se esistono farmaci efficaci, in particolare gli antimuscarinici come la solifenacina , a differenza di quanto accade in gran parte dei Paesi europei, in Italia sono totalmente a carico della paziente. -Farmaci a 80 centesimi al giorno: E' la spesa sostenuta dallo Stato per i medicinali, che raggiunge i 16,5 miliardi all'anno, al di sotto della media dei grandi Paesi Ue del 26% (271 euro pro capite l'anno rispetto ai 390 degli altri). Il motivo e' che i prezzi dei farmaci in Italia sono tra i piu' bassi del vecchio continente. Eppure, siamo ai primi posti nel mondo per l'aspettativa di vita e nelle graduatorie internazionali dei sistemi della Salute. Ma, denuncia Farmindustria riunita in assemblea pubblica a Roma, il contributo alla crescita economica dell'industria farmaceutica non viene adeguatamente sottolineato.

The government announced a big reduction in the amount that people can save into their pension and still get tax relief. Investors are being urged to put money market funds in their Sipps and Isas. And if you are bitten by the gold bug, how should you invest? See acast.com/privacy for privacy and opt-out information.

Mike Morrison, head of pension development at Axa Winterthur Wealth Management talks to Lucy Warwick-Ching about some of the more confusing pension terms See acast.com/privacy for privacy and opt-out information.

Some Sipp providers supplement their fees by taking a slice of the interest paid to customers on their cash holdings. Lucy Warwick-Ching talks to Martin Tilley at Dentons Pension Management about why this is an issue for consumers. See acast.com/privacy for privacy and opt-out information.

Lucy Warwick-Ching talks to Martin Palmer at Friends Provident about the cost of funding increased longevity See acast.com/privacy for privacy and opt-out information.

What Northern Rock extra lending means; is it time to invest in India? and judging the safety of SIPPS See acast.com/privacy for privacy and opt-out information.

This week the Money Show clears up the confusion about self-invested personal pensions or SIPPS; examines the pros and cons of 25-year mortgages; asks if consumers should be investing in pharmaceutical stocks; and looks at the impact of the strong pound on investing in the US. See acast.com/privacy for privacy and opt-out information.