Podcasts about hundred

On the eve of the second ending episode posting on the patreon, this solo episode drops on the main feed! A thorough examination of visual novels, the nature of 100 line as an intervention into the genre, and what I expect from finishing 100 endings bit by bit. Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Leticia Vaquero y Felipe Couselo hablan del cantante estadounidense.

Daily QuoteBelieve nothing you hear, and only one half that you see. (Edgar Allan Poe)Poem of the DayThe Purple CowGelett BurgessBeauty of Words从百草园到三味书屋鲁迅

Advanced biomarker testing and a personalized 100-day intervention to adjust biological age are at the heart of a new longevity venture called Hundred. The AI-driven platform uses data from wearable technology together with users' medical histories to devise individual health plans.  Billed as a ‘doctor in your pocket,' the goal is to extend quality of life to a vibrant 100 years, through tailored insights and guidance. Hundred's founder, Tyler Smith, is spearheading an effort to redefine how we understand and manage aging. Citing his own startling results from biological age tests, as a catalyst for the venture, he is a passionate advocate for preventative health measures.In this conversation Smith shares his goals for the platform while Live Long host Peter Bowes pledges to try it out for 100 days.  They also discuss the degree to which technology can replace traditional face-to-face medical consultations and address questions about entrusting our health to AI-driven solutions.JOIN HUNDRED NOWOptimize your healthspan and potentially lower your biological age.  Tyler and the team at HUNDRED are offering $75 in credit for add-on tests and supplements from the HUNDRED marketplace when you sign up at https://www.hundred.com/partners/livelongpodcast Live Long host Peter Bowes is also joining HUNDRED to experience and critique the platform's protocols. Will it lead to a healthier and longer life?  Daily updates starting in August, 2025Fit, Healthy & Happy Podcast Welcome to the Fit, Healthy and Happy Podcast hosted by Josh and Kyle from Colossus...Listen on: Apple Podcasts SpotifySupport the showThe Live Long and Master Aging (LLAMA) podcast, a HealthSpan Media LLC production, shares ideas but does not offer medical advice. If you have health concerns of any kind, or you are considering adopting a new diet or exercise regime, you should consult your doctor.

Hundred-year floods in Central Texas. Wildfires encroaching on the Grand Canyon. Powerful hurricanes, heat records, even winter storms — these events have many people sounding the alarm about climate change. But which is it? Wetter or drier? Hotter, or more extreme in general? Can one effect possibly be causing such a wide range of problems? Are humans contributing to severe weather, or are these mostly random and uncontrollable events that the media is putting under a microscope?Ad-free podcasts are here!Many listeners have been asking for an ad-free version of this podcast that they could subscribe to — and we finally launched it. You can go to ReadTangle.com to sign up!Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast was Written by: Ari Weitzman and edited and engineered by Dewey Thomas. Music for the podcast was produced by Diet 75.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Hunter Casperson, Kendall White, Bailey Saul, and Audrey Moorehead. Hosted on Acast. See acast.com/privacy for more information.

Rob and I are stoked to be sitting down with our friend Allen Both again!  Allen is a lifelong reptile enthusiast whose passion for all things reptile is as clear today as it was back when he started!  Don't miss this episode!  FIND Allen on IG:  / majorleagueexoticpets    Reptile Talk is Sponsored by:BLACK BOX CAGES**USE CODE - REPTILETALK and SAVE on your next order!!! **Website:https://bit.ly/BLKBoxIG:https://bit.ly/BLKBOXIGFacebook:https://bit.ly/BLKBOXFBFOLLOW USARKUSARK.orgIG - @usark_officialFB - United States Association of Reptile KeepersFIND US ON IGhttps://bit.ly/ReptileTalkIGhttps://bit.ly/creepingitrealIGhttps://bit.ly/BMRIGFIND US ON FBRuthless Truth--Episode 10: Steve Jobs, the iPhone and Me...The Untold StoryIs an opinion platform hosted by Marvin “Truth” Davis. My life and career...Listen on: Apple Podcasts Spotify

The County Conversation podcast is sponsored by Dafabet, the world's leading online betting site. To find out more, visit: http://dafa.io/TheCricketer18+ | Gamble Responsibly | BeGambleAware.org0:00 Intro00:17 The Hundred wildcards22:36 County Championship restructure32:31 The Cheltenham Festival43:08 OutroAward-winning, exclusive content and more at your fingertips - every day - from The Cricketer with an introductory offer of £1 for the first month! Just click the link below!

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

OhGeesy is on FIRE! He's got two new albums out, a sold out tour and he still made time for a convo! What I love most about this conversation is the fact that OhGeesy is speaking openly about mental health and therapy! YES! I hope you enjoy it too. Instagram: @tinocochino @ohgeesy Learn more about your ad choices. Visit megaphone.fm/adchoices

07/13/2025 Paul Bang Nehemiah 3:1-5 Rebuilding the Wall 3 Then Eliashib the high priest rose up with his brothers the priests, and they built the Sheep Gate. They consecrated it and set its doors. They consecrated it as far as the Tower of the Hundred, as far as the Tower of Hananel. 2 And next to him the men of Jericho built. And next to them[a] Zaccur the son of Imri built. 3 The sons of Hassenaah built the Fish Gate. They laid its beams and set its doors, its bolts, and its bars. 4 And next to them Meremoth the son of Uriah, son of Hakkoz repaired. And next to them Meshullam the son of Berechiah, son of Meshezabel repaired. And next to them Zadok the son of Baana repaired. 5 And next to them the Tekoites repaired, but their nobles would not stoop to serve their Lord.[b]

We get two of our faves, Andy Lee and Isla Fisher, back in to find out what they've been up to! Andy grills Chrissie on why she won't join him on The Hundred, while Andy is a Yes Man! While Isla lets us in on her secret to crying on set. See omnystudio.com/listener for privacy information.

Cette semaine, on revient sur cette dix-huitième saison pleine de grands jeux et de grands moments. Et on se lance dans les derniers jeux avant les vacances. On commence par Wordatro, qui mixe de manière très intelligente les principes du Scrabble et de Balatro. On continue avec le retour de Sam Porter Bridges qui repart en livraison dans Death Stranding 2, plus ambitieux, plus beau que le premier, tout en restant... identique. On termine avec The Hundred Line - Last Defense Academy, le crossover tant attendu des créateurs de Danganronpa et de Zero Escape. C'est bien mais c'est long. Très long. Très très long.Jérémie Kletzkine, dans sa chronique jeux de société, nous parle de Open.Chapitres :0:00 Intro8:57 Les news30:47 Le com des coms35:10 Le bilan de la saison 181:07:02 Wordatro1:29:42 La chronique jeux de société : Open1:38:40 Death Stranding 22:15:11 Jiknep2:21:53 The Hundred Line - Last Defense Academy2:38:29 Et quand vous ne jouez pas, vous faites quoi ?Retrouvez toutes les chroniques de jérémie dans le podcast dédié Silence on Joue ! La chronique jeux de société (Lien RSS).Pour commenter cette émission, donner votre avis ou simplement discuter avec notre communauté, connectez-vous au serveur Discord de Silence on joue!Retrouvez Silence on Joue sur Twitch : https://www.twitch.tv/silenceonjoueSoutenez Silence on joue en vous abonnant à Libération avec notre offre spéciale à 6€ par mois : https://offre.liberation.fr/soj/Silence on joue ! C'est l'émission hebdo de jeux vidéo de Libération. Avec Erwan Cario et ses chroniqueur·euse·s Patrick Hellio, Julie Le Baron, Corentin Benoit-Gonin, Jérémie Kletzkine et Marius Chapuis.CRÉDITSSilence on joue ! est un podcast de Libération animé par Erwan Cario. Cet épisode a été enregistré le 4 juillet 2025 sur Discord. Réalisation : Erwan Cario. Générique : Marc Quatrociocchi. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

and till a hundred morns had flowered red - #4219 (93R01 percent 317 left) by chair house 250703.mp3and till a hundred morns had flowered red■ピアノ万葉集の第３０セレクションアルバムが完成して配信開始となりました。★★★待望の新アルバム登場です★★★■■■■■■■■■■■■■■■■■■■■ピアノ万葉集新アルバム発売開始のお知らせ■■■■..

#4219 93.01% 317 left): Jul. 3, 2025: and till a hundred morns had flowered red (again, William Butler Yeats from May 22, 2025) *** NEW SELECTION ALBUM 30th JUST RELEASESD *** Today's pure primal piano music here. Happy if this music makes you feel peaceful.. : ) Looking for absolute natural beauty every day for Piano Ten Thousand Leaves. Target number is 4536: This piece may might have good 1/f fluctuation characteristic although I stopped investigating it each piece. ######## Latest Album: 30th SELECTION ALBUM JUST RELEASED ######## "wind of mysteriousness" - the 30th selection album of piano ten thousand leaves youtube: FULL VIDEO with 20 full songs in very high quality sounds https://youtu.be/tkqms1ZjAEg?si=RlWgQZBbe9z523f_ spotify: https://open.spotify.com/intl-ja/album/7CiAmnJmm5Wnm3CVfmC234?si=tImTyWj5TT6dUBRhMRXVYg apple Music: https://music.apple.com/jp/album/wind-of-mysteriousness/1817351475 amazon music: https://www.amazon.co.jp/s?k=chair+house+%E4%B8%8D%E6%80%9D%E8%AD%B0%E3%81%AE%E9%A2%A8&i=digital-music&ref=nb_sb_noss_2 all music streaming services: https://linkco.re/PQ45u0dG?lang=en

It's Never Too Late to Chase Your Dream w/Dennis WelchDennis Welch is a lifelong songwriter and recording artist who is experiencing something of a musical renaissance now in his late 60's. After recording his 2000 album, Songs From My Window Seat, he continued to write as if he might go into the studio and record again very soon. But 18 years later, he had a backlog of songs and no new recordings. Then, a miracle happened. Long-time Little River Band guitarist and producer, Rich Herring, heard one of Dennis' songs and offered to produce it for him. That turned into an album that released in 2021, What Love Makes Us Do. That album was on the first Grammy ballot in 5 categories. In 2023, he and Rich recorded and released If I Live to be a Hundred. It too made onto the first Grammy ballot in 5 categories. In July of 2025, Dennis will release his latest album, Strong. He'll be touring around the country doing live shows for most of the summer and early fall. All of this is proof that it's never too late.Link:https://denniswelchmusic.com/TAGS:ArtistArtsCreativityMusicPerforming ArtsPositive AgingSingerSongwriterSongwritingPodcastingLive Video PodcastPhantom Electric Ghost PodcastPodmatchSupport PEG by checking out our Sponsors:Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription.The best tool for getting podcast guests:https://podmatch.com/signup/phantomelectricghostSubscribe to our Instagram for exclusive content:https://www.instagram.com/expansive_sound_experiments/Subscribe to our YouTube https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRprRSShttps://anchor.fm/s/3b31908/podcast/rssSubstackhttps://substack.com/@phantomelectricghost?utm_source=edit-profile-page

You're about to level up your tech game with Quick Tips and Cool Stuff Found that'll make you wonder how you ever lived without them. From keeping tabs on low AirPods battery via the Today view widget to renaming your Spaces for better Mac workflow, it's all here. Discover magnetic […]

Drama on a MondayFirst,  a look at this day in History.Then, Boston Blackie starring Chester Morris, originally broadcast June 30, 1944, 81 years ago.  Mr. Manleder's business note for $100,000 is due tomorrow. Only Boston Blackie can prevent his business failure. The frame around Blackie is for murder. Who was that masked man?Followed by Calling All Cars, originally broadcast June 30, 1937, 88 years ago, The Case of the Perfumed Cigarette Lighter. A dead body has been found near a detour of Valley Boulevard. It may be a murder. Then, Escape, originally broadcast June 30, 1950, 75 years ago, Blood Bath. Vincent Price stars as a man trapped on a small sandbar in the middle of a jungle river with piranha fish, vampire bats, electric eels, a boa constrictor, and his four friends all trying to kill him.Followed by the CBS Radio Workshop, originally broadcast June 30, 1957, 68 years ago, Gettysburg.  A recreation of the historic battle. Finally. The Couple Next Door, originally broadcast June 30, 1960, 65 years ago, The Hardware Store Fight.  Thanks to Richard G for supporting our podcast by using the Buy Me a Coffee function at http://classicradio.streamFind the Family Fallout Shelter Booklet Here: https://www.survivorlibrary.com/library/the_family_fallout_shelter_1959.pdfhttps://wardomatic.blogspot.com/2006/11/fallout-shelter-handbook-1962.htmlAnd more about the Survive-all Fallout Sheltershttps://conelrad.blogspot.com/2010/09/mad-men-meet-mad-survive-all-shelter.html

America Out Loud PULSE with Dr. Peter McCullough and Malcolm Out Loud – Howard Tucker has been practicing medicine since 1947. Ahead of his 103rd birthday, the neurologist shares his thoughts on living a healthier life—and enjoying it, too. Ahead of his 103rd birthday in July, National Geographic asked Tucker for his secret sauce to longevity. The centenarian staunchly credits a continuous pursuit of knowledge and connection — and the...

America Out Loud PULSE with Dr. Peter McCullough and Malcolm Out Loud – Howard Tucker has been practicing medicine since 1947. Ahead of his 103rd birthday, the neurologist shares his thoughts on living a healthier life—and enjoying it, too. Ahead of his 103rd birthday in July, National Geographic asked Tucker for his secret sauce to longevity. The centenarian staunchly credits a continuous pursuit of knowledge and connection — and the...

I miss the good old days where all you had in your pockets were your keys, your iPod, and your Demon in a Tube.Discussed: Death Stranding 2, Donkey Kong Bananza, Raidou Remastered: The Mystery of the Soulless Army, Monster Train 2, Slay the Spire 2, Hades 2, 17bit, Galak-Z, Awaysis, The Hundred Line -Last Defense Academy-Find us everywhere: https://intothecast.onlineBuy some merch if you'd like: https://shop.intothecast.onlineJoin the Patreon: https://www.patreon.com/intothecast---Follow Stephen Hilger: https://stephenhilgerart.com/Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.onlineProduced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social---Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/Theme song by Will LaPorte: https://ghostdown.online/---Timecodes:(00:00) - Intro(01:11) - Death Stranding 2 | Please walk us out of the weather(03:03) - Donkey Kong Bananza is coming!!!!(06:36) - Raidou Remastered: The Mystery of the Soulless Army | A perpendicular segue(36:58) - Monster Train 2 | For my next trick(57:10) - Break(57:12) - 17bit | Brendon took a trip(01:00:16) - Awaysis | Brendon went to 17bit(01:36:05) - Break(01:36:07) - The Hundred Line -Last Defense Academy- | We're back baby(02:02:23) - Wrapping up---Thanks to all of our amazing patrons including our Eternal Gratitude members:Zachary DIanfaceMcGeeMatt HClayton MChris Yw0nderbradShawn LCody RZach RFederico VLogan HAlan RSlinkmattjanzz DeaconGrokCorey ZDirectional JoySusan HOlivia KDan SIsaac SWill CJim WEvan BDavid Hmin2Aaron GVErik MBrady HJoshua JTony LDanny KSeth MAdam BJustin KAndy HDemoParker EMaxwell LSpiritofthunderJason WJason TCorey TMinnow Eats WhaleCaleb WfingerbellyJesse WMike TCodesWesleyErik BmebezacSergio LninjadeathdogRory BA42PoundMooseAndrewJustin MPeterStellar.BeesBrendan KScott RwreckxNoah OMichael GArcturusChris RhepaheCory FChase ALoveDiesNick QWes KChris MRBMichaela WAdam FScott HAlexander SPTherese KjgprintersJessica BMurrayDavid PJason KBede RKamrin HKyle SPhilip  ★ Support this podcast on Patreon ★

I miss the good old days where all you had in your pockets were your keys, your iPod, and your Demon in a Tube. Discussed: Death Stranding 2, Donkey Kong Bananza, Raidou Remastered: The Mystery of the Soulless Army, Monster Train 2, Slay the Spire 2, Hades 2, 17bit, Galak-Z, Awaysis, The Hundred Line -Last Defense Academy- Find us everywhere: https://intothecast.online Buy some merch if you'd like: https://shop.intothecast.online Join the Patreon: https://www.patreon.com/intothecast --- Follow Stephen Hilger: https://stephenhilgerart.com/ Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.online Produced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social --- Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/ Theme song by Will LaPorte: https://ghostdown.online/ --- Timecodes: ~~TIMES MAY BE OFF DUE TO DYNAMIC AD PLACEMENTS~~ (00:00) - Intro (01:11) - Death Stranding 2 | Please walk us out of the weather (03:03) - Donkey Kong Bananza is coming!!!! (06:36) - Raidou Remastered: The Mystery of the Soulless Army | A perpendicular segue (36:58) - Monster Train 2 | For my next trick (57:10) - Break (57:12) - 17bit | Brendon took a trip (01:00:16) - Awaysis | Brendon went to 17bit (01:36:05) - Break (01:36:07) - The Hundred Line -Last Defense Academy- | We're back baby (02:02:23) - Wrapping up --- Thanks to all of our amazing patrons including our Eternal Gratitude members: Zachary D IanfaceMcGee Matt H Clayton M Chris Y w0nderbrad Shawn L Cody R Zach R Federico V Logan H Alan R Slink mattjanzz Deacon Grok Corey Z Directional Joy Susan H Olivia K Dan S Isaac S Will C Jim W Evan B David H min2 Aaron G V Erik M Brady H Joshua J Tony L Danny K Seth M Adam B Justin K Andy H Demo Parker E Maxwell L Spiritofthunder Jason W Jason T Corey T Minnow Eats Whale Caleb W fingerbelly Jesse W Mike T Codes Wesley Erik B mebezac Sergio L ninjadeathdog Rory B A42PoundMoose Andrew Justin M Peter Stellar.Bees Brendan K Scott R wreckx Noah O Michael G Arcturus Chris R hepahe Cory F Chase A LoveDies Nick Q Wes K Chris M RB Michaela W Adam F Scott H Alexander SP Therese K jgprinters Jessica B Murray David P Jason K Bede R Kamrin H Kyle S Philip Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the latest episode of The Hundred Year Pivot, Demetri and I sit down with Lawrence Fossi—better known to many as Montana Skeptic—for a fearless exploration of America's fraying social fabric. From the shifting character of New York City to the cults of personality surrounding Elon Musk and Donald Trump, we dissect the cultural, political, and institutional forces eroding public trust and cohesion. With Lawrence's trademark candour, the conversation delves into the dangers of celebrity-driven populism, the fragility of democratic norms, and the deep structural imbalances threatening the US political and economic system. This is a sobering yet essential listen for anyone trying to make sense of the chaos—and looking for slivers of hope within it. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory, Shifts Happen and The Hundred Year Pivot, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.

It's our 100th episode! So we're talking about one hundred, the word, and "100 Years" the song. Oh no! Now what song will we feature when we have been podcasting for 100 years??We'll discuss apparent numberphile Five for Fighting, the etymology of hundred, cent, and related words.In Eurovision, we discuss France's classic winning song from 1965, "Poupee De Cire" by France Gall. And, a song paying tribute to it in 2025, "La poupée monte le son" by Laura Thorn representing Luxembourg.Find us on instagram here: https://www.instagram.com/gettingdownandwordy/And email us at gettingdownandwordy@gmail.comHuge thanks to Patsy Walker for the use of our theme song “Who's Wordy Now”!This week's promoted podcast is Ugly Radio. Find them anywhere you get podcasts or at this link: https://podcasts.apple.com/us/podcast/the-ugly-radio/id1515895095Find them, us, and lots of other great podcasts on our podcast network podmoth.network

As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States.  You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties  [08:21] Helping Investors in the U.S. Find Investment Properties  [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers  [25:23] Using Real Estate Investing and Property Management to Move to the U.S.  Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well.  [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win.  [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show.  [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it.  [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so.  [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on.  [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate.  [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I.  [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how...  [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize.  [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter.  [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive.  [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage  [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone.  [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep.  [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property.  [00:14:41] Absolutely. Yep.  [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace?  [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well.  [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on?  [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property.  [00:17:36] So basically, California's out. Florida and Texas are in, or?  [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent.  [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well.  [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them.  [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So  [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent.  [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help.  [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together.  [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work?  [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too.  [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate.  [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well?  [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective.  [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies.  [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there.  [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well.  [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool.  [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more?  [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay.  [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.

Intelligence is hating the blue shell. Wisdom is knowing that you're so good that being hit by the blue shell won't make a difference.Discussed: The Nintendo Switch 2, sales, Mario Kart World, The Hundred Line -Last Defense Academy-, Fire Emblem: Three Hopes, The Legend of Zelda: Tears of the Kingdom, Pokémon Scarlet and Violet, Super Mariomon, Pokémon ZAFind us everywhere: https://intothecast.onlineBuy some NEW merch if you'd like: https://shop.intothecast.onlineJoin the Patreon: https://www.patreon.com/intothecast---Follow Stephen Hilger: https://stephenhilgerart.com/Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.onlineProduced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social---Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/Theme song by Will LaPorte: https://ghostdown.online/---Timecodes:(00:00) - Intro(00:21) - Switch 2 | There's a new console release and we're talking about it(37:25) - Break(37:27) - Quick sales update(40:55) - Mario Kart World | Vroom.(01:30:09) - Break(01:30:11) - The Hundred Line -Last Defense Academy- | Non-Switch 2 grab bag(01:38:32) - Pipistrello and the Cursed Yoyo | Non-Switch 2 grab bag(01:43:06) - Fire Emblem: Three Hopes | What if the game could feel better?(01:49:45) - Tears of the Kingdom upgrade | Performance bumps(01:52:47) - Pokemon Scarlet and Violet | Performance bumps(02:03:56) - Wrapping up---Thanks to all of our amazing patrons including our Eternal Gratitude members:Zachary DIanfaceMcGeeMatt HClayton MChris Yw0nderbradShawn LCody RZach RFederico VLogan HAlan RSlinkmattjanzz DeaconGrokCorey ZDirectional JoySusan HOlivia KDan SIsaac SWill CJim WEvan BDavid Hmin2Aaron GVErik MBrady HJoshua JTony LDanny KSeth MAdam BJustin KAndy HDemoParker EMaxwell LSpiritofthunderJason WJason TCorey TMinnow Eats WhaleCaleb WfingerbellyJesse WMike TCodesWesleyErik BmebezacSergio LninjadeathdogRory BA42PoundMooseAndrewJustin MPeterStellar.BeesBrendan KScott RwreckxNoah OMichael GArcturusChris RhepaheCory FChase ALoveDiesNick QWes KChris MRBMichaela WAdam FScott HAlexander SPTherese KjgprintersJessica BMurrayDavid PJason KBede RKamrin HKyle SPhilip  ★ Support this podcast on Patreon ★

Intelligence is hating the blue shell. Wisdom is knowing that you're so good that being hit by the blue shell won't make a difference. Discussed: The Nintendo Switch 2, sales, Mario Kart World, The Hundred Line -Last Defense Academy-, Fire Emblem: Three Hopes, The Legend of Zelda: Tears of the Kingdom, Pokémon Scarlet and Violet, Super Mariomon, Pokémon ZA Find us everywhere: https://intothecast.online Buy some NEW merch if you'd like: https://shop.intothecast.online Join the Patreon: https://www.patreon.com/intothecast --- Follow Stephen Hilger: https://stephenhilgerart.com/ Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.online Produced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social --- Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/ Theme song by Will LaPorte: https://ghostdown.online/ --- Timecodes: ~~TIMES MAY BE OFF DUE TO DYNAMIC AD PLACEMENTS~~ (00:00) - Intro (00:21) - Switch 2 | There's a new console release and we're talking about it (37:25) - Break (37:27) - Quick sales update (40:55) - Mario Kart World | Vroom. (01:30:09) - Break (01:30:11) - The Hundred Line -Last Defense Academy- | Non-Switch 2 grab bag (01:38:32) - Pipistrello and the Cursed Yoyo | Non-Switch 2 grab bag (01:43:06) - Fire Emblem: Three Hopes | What if the game could feel better? (01:49:45) - Tears of the Kingdom upgrade | Performance bumps (01:52:47) - Pokemon Scarlet and Violet | Performance bumps (02:03:56) - Wrapping up --- Thanks to all of our amazing patrons including our Eternal Gratitude members: Zachary D IanfaceMcGee Matt H Clayton M Chris Y w0nderbrad Shawn L Cody R Zach R Federico V Logan H Alan R Slink mattjanzz Deacon Grok Corey Z Directional Joy Susan H Olivia K Dan S Isaac S Will C Jim W Evan B David H min2 Aaron G V Erik M Brady H Joshua J Tony L Danny K Seth M Adam B Justin K Andy H Demo Parker E Maxwell L Spiritofthunder Jason W Jason T Corey T Minnow Eats Whale Caleb W fingerbelly Jesse W Mike T Codes Wesley Erik B mebezac Sergio L ninjadeathdog Rory B A42PoundMoose Andrew Justin M Peter Stellar.Bees Brendan K Scott R wreckx Noah O Michael G Arcturus Chris R hepahe Cory F Chase A LoveDies Nick Q Wes K Chris M RB Michaela W Adam F Scott H Alexander SP Therese K jgprinters Jessica B Murray David P Jason K Bede R Kamrin H Kyle S Philip Learn more about your ad choices. Visit podcastchoices.com/adchoices

Two. Hundred. Episodes. Can you believe it? When I started the Launch Your Box Podcast, I had no idea just how many stories we'd tell, how many breakthroughs we'd celebrate, or how many times I'd get teary recording solo episodes in my office.  This week, we're throwing a little podcast party to celebrate. And, of course, you're invited.  For this special 200th episode, I sat down with five of my biz besties – women I've been walking alongside in life and business for more than seven years. These are the people who have seen it all, from messy middle moments to million-dollar wins. We talked about… How we met (and what that has to do with building your own business bestie crew inside Launch Your Box). The moment they each decided to go for it in their businesses. What life looked like before the business and how it's changed. The worst (and best!) advice they got when they were just starting out. What no one sees behind the scenes, but totally drains their time and energy. The mindset shifts, personal growth, and unexpected wins that changed everything. This celebration is filled with laughter, heart, and the kind of real talk we all need to hear. Especially when we're knee-deep in decisions, doubt, or feeling like duct tape holding is all that's holding things together. Whether you're still dreaming of starting or knee-deep in the hustle, this episode is your reminder that you're not alone and that success doesn't happen overnight (or without people who “get it” in your corner). Join me and my biz besties for this special episode as we celebrate, laugh (a lot), and hear the real stories behind the highlight reels. Find and follow Tamara:  Tamara on Instagram Tamara on Facebook Tamara's Website Find and follow Christie:  Christie on Instagram Christie on Facebook Christie's Website Find and follow Cindy:  Cindy on Instagram Cindy on Facebook Cindy's Website Find and follow Heidi:  Heidi on Instagram Heidi on Facebook Heidi's Website Find and follow Kasey:  Kasey on Instagram Kasey on Facebook Kasey's Website Join me in all the places:     Facebook Instagram Launch Your Box with Sarah Website  Are you ready for Launch Your Box? Our complete training program walks you step by step through how to start, launch, and grow your subscription box business. Join the waitlist today!

Bazinga.Discussed: Brendon is back!, the Switch 2, ⁠this post on bsky⁠,  Fantasy Life i: The Girl Who Steals Time, Rune Factory: Guardians of Azuma, Elden Ring Nightreign, ⁠The Summer Game Fest Problem ⁠by Brendon for Wavelengths, ⁠We're Really Just Going Through With All This, Aren't We ⁠by Luke Plunkett for Aftermath, Consume Me, ⁠The award that changes the lives of its winners⁠ by Chris Plante for Post Games, Mina the Hollower, Silksong is not out yet, video game "Free Bird", Galak-z, The Hundred Line -Last Defense Academy- Find us everywhere: https://intothecast.onlineBuy some NEW merch if you'd like: https://shop.intothecast.onlineJoin the Patreon: https://www.patreon.com/intothecast---Follow Stephen Hilger: https://stephenhilgerart.com/Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.onlineProduced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social---Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/Theme song by Will LaPorte: https://ghostdown.online/---Timecodes:(00:00) - Brendon is back!(01:41) - The Switch 2 | The juice is worth the sqWiiz(08:37) - Fantasy Life i: The Girl Who Steals Time | Brought to you by Japanese Wi-fi(38:31) - Break(38:33) - Rune Factory: Guardians of Azuma(01:10:16) - Break(01:10:18) - The state of SGF, briefly(01:13:21) -

Bazinga. Discussed: Brendon is back!, the Switch 2, this post on bsky,  Fantasy Life i: The Girl Who Steals Time, Rune Factory: Guardians of Azuma, Elden Ring Nightreign, The Summer Game Fest Problem by Brendon for Wavelengths, We're Really Just Going Through With All This, Aren't We by Luke Plunkett for Aftermath, Consume Me, The award that changes the lives of its winners by Chris Plante for Post Games, Mina the Hollower, Silksong is not out yet, video game "Free Bird", Galak-z, The Hundred Line -Last Defense Academy- Find us everywhere: https://intothecast.online Buy some NEW merch if you'd like: https://shop.intothecast.online Join the Patreon: https://www.patreon.com/intothecast --- Follow Stephen Hilger: https://stephenhilgerart.com/ Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.online Produced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social --- Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/ Theme song by Will LaPorte: https://ghostdown.online/ --- Timecodes: ~~TIMES MAY BE OFF DUE TO DYNAMIC AD PLACEMENTS~~ (00:00) - Brendon is back! (01:41) - The Switch 2 | The juice is worth the sqWiiz (08:37) - Fantasy Life i: The Girl Who Steals Time | Brought to you by Japanese Wi-fi (38:31) - Break (38:33) - Rune Factory: Guardians of Azuma (01:10:16) - Break (01:10:18) - The state of SGF, briefly (01:13:21) -

In the fifth episode of The Hundred Year Pivot, Demetri Kofinas and I sit down with economist Charles Calomiris for a probing exploration of America's fiscal future and the deeper societal forces shaping it. The conversation delves into the concept of fiscal dominance—the point at which mounting government debt and deficits compel inflationary policies, sidelining the intentions of central banks, with Charles warning that the US is edging closer to this scenario, driven by unsustainable deficits and a political system gridlocked by the self-interest of key voting blocs and an unwillingness to confront hard choices around entitlements like Social Security and Medicare. However, the discussion moves beyond the technicalities of economic policy as Charles contends that the roots of the crisis are as much moral and societal as they are financial, pointing to a broader decline in civic responsibility and shared values across generations. Drawing on historical parallels, he suggests that periods of crisis can also spark transformative leadership and a renewed search for social cohesion. This leads to a reflection on the possibility of hope—if individuals and communities can rediscover a sense of purpose and responsibility—as well as the importance of integrity and leadership at every level. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory, Shifts Happen and The Hundred Year Pivot, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.