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As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States.  You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties  [08:21] Helping Investors in the U.S. Find Investment Properties  [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers  [25:23] Using Real Estate Investing and Property Management to Move to the U.S.  Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well.  [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win.  [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show.  [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it.  [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so.  [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on.  [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate.  [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I.  [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how...  [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize.  [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter.  [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive.  [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage  [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone.  [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep.  [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property.  [00:14:41] Absolutely. Yep.  [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace?  [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well.  [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on?  [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property.  [00:17:36] So basically, California's out. Florida and Texas are in, or?  [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent.  [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well.  [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them.  [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So  [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent.  [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help.  [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together.  [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work?  [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too.  [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate.  [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well?  [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective.  [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies.  [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there.  [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well.  [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool.  [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more?  [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay.  [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.

I review both the Steam and Switch versions of this fantastic Visual Novel and Strategy RPG hybrid!

Intelligence is hating the blue shell. Wisdom is knowing that you're so good that being hit by the blue shell won't make a difference. Discussed: The Nintendo Switch 2, sales, Mario Kart World, The Hundred Line -Last Defense Academy-, Fire Emblem: Three Hopes, The Legend of Zelda: Tears of the Kingdom, Pokémon Scarlet and Violet, Super Mariomon, Pokémon ZA Find us everywhere: https://intothecast.online Buy some NEW merch if you'd like: https://shop.intothecast.online Join the Patreon: https://www.patreon.com/intothecast --- Follow Stephen Hilger: https://stephenhilgerart.com/ Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.online Produced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social --- Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/ Theme song by Will LaPorte: https://ghostdown.online/ --- Timecodes: ~~TIMES MAY BE OFF DUE TO DYNAMIC AD PLACEMENTS~~ (00:00) - Intro (00:21) - Switch 2 | There's a new console release and we're talking about it (37:25) - Break (37:27) - Quick sales update (40:55) - Mario Kart World | Vroom. (01:30:09) - Break (01:30:11) - The Hundred Line -Last Defense Academy- | Non-Switch 2 grab bag (01:38:32) - Pipistrello and the Cursed Yoyo | Non-Switch 2 grab bag (01:43:06) - Fire Emblem: Three Hopes | What if the game could feel better? (01:49:45) - Tears of the Kingdom upgrade | Performance bumps (01:52:47) - Pokemon Scarlet and Violet | Performance bumps (02:03:56) - Wrapping up --- Thanks to all of our amazing patrons including our Eternal Gratitude members: Zachary D IanfaceMcGee Matt H Clayton M Chris Y w0nderbrad Shawn L Cody R Zach R Federico V Logan H Alan R Slink mattjanzz Deacon Grok Corey Z Directional Joy Susan H Olivia K Dan S Isaac S Will C Jim W Evan B David H min2 Aaron G V Erik M Brady H Joshua J Tony L Danny K Seth M Adam B Justin K Andy H Demo Parker E Maxwell L Spiritofthunder Jason W Jason T Corey T Minnow Eats Whale Caleb W fingerbelly Jesse W Mike T Codes Wesley Erik B mebezac Sergio L ninjadeathdog Rory B A42PoundMoose Andrew Justin M Peter Stellar.Bees Brendan K Scott R wreckx Noah O Michael G Arcturus Chris R hepahe Cory F Chase A LoveDies Nick Q Wes K Chris M RB Michaela W Adam F Scott H Alexander SP Therese K jgprinters Jessica B Murray David P Jason K Bede R Kamrin H Kyle S Philip Learn more about your ad choices. Visit podcastchoices.com/adchoices

Two. Hundred. Episodes. Can you believe it? When I started the Launch Your Box Podcast, I had no idea just how many stories we'd tell, how many breakthroughs we'd celebrate, or how many times I'd get teary recording solo episodes in my office.  This week, we're throwing a little podcast party to celebrate. And, of course, you're invited.  For this special 200th episode, I sat down with five of my biz besties – women I've been walking alongside in life and business for more than seven years. These are the people who have seen it all, from messy middle moments to million-dollar wins. We talked about… How we met (and what that has to do with building your own business bestie crew inside Launch Your Box). The moment they each decided to go for it in their businesses. What life looked like before the business and how it's changed. The worst (and best!) advice they got when they were just starting out. What no one sees behind the scenes, but totally drains their time and energy. The mindset shifts, personal growth, and unexpected wins that changed everything. This celebration is filled with laughter, heart, and the kind of real talk we all need to hear. Especially when we're knee-deep in decisions, doubt, or feeling like duct tape holding is all that's holding things together. Whether you're still dreaming of starting or knee-deep in the hustle, this episode is your reminder that you're not alone and that success doesn't happen overnight (or without people who “get it” in your corner). Join me and my biz besties for this special episode as we celebrate, laugh (a lot), and hear the real stories behind the highlight reels. Find and follow Tamara:  Tamara on Instagram Tamara on Facebook Tamara's Website Find and follow Christie:  Christie on Instagram Christie on Facebook Christie's Website Find and follow Cindy:  Cindy on Instagram Cindy on Facebook Cindy's Website Find and follow Heidi:  Heidi on Instagram Heidi on Facebook Heidi's Website Find and follow Kasey:  Kasey on Instagram Kasey on Facebook Kasey's Website Join me in all the places:     Facebook Instagram Launch Your Box with Sarah Website  Are you ready for Launch Your Box? Our complete training program walks you step by step through how to start, launch, and grow your subscription box business. Join the waitlist today!

- Get NordVPN with a special discount - https://nordvpn.com/kimber- The Best Cricket Stories - Daily! - https://bestofcricket.substack.com/- Get an exclusive 15% discount on Saily data plans! Use code 'goodareas' at checkout. Download Saily app or go to:https://saily.com/goodareas-This week on Wagon Wheel, Jarrod explains all the recent retirements in cricket, in addition to discussing Hundred franchise sales, LA 2028 qualification theories, and a whole lot more.-Check out Jarrod's new book The Art of Batting - https://linktr.ee/TheArtofBattingJarrodKimberTo support the podcast please go to our Patreon page. https://www.patreon.com/user?u=32090121. Jarrod also now has a Buy Me A Coffee link, for those who would prefer to support the shows there: https://www.buymeacoffee.com/jarrodkimber.Each week, Jarrod Kimber hosts a live talk show on a Youtube live stream, where you can pop in and ask Jarrod a question live on air. Find Jarrod on Youtube here: https://www.youtube.com/c/JarrodKimberYT.To check out my video podcasts on Youtube : https://youtube.com/@JarrodKimberPodcasts-This podcast is edited and mixed by Ishit Kuberkar, he's at https://instagram.com/soundpotionstudio & https://twitter.com/ishitkMukunda Bandreddi is in charge of our video side.

Bazinga. Discussed: Brendon is back!, the Switch 2, this post on bsky,  Fantasy Life i: The Girl Who Steals Time, Rune Factory: Guardians of Azuma, Elden Ring Nightreign, The Summer Game Fest Problem by Brendon for Wavelengths, We're Really Just Going Through With All This, Aren't We by Luke Plunkett for Aftermath, Consume Me, The award that changes the lives of its winners by Chris Plante for Post Games, Mina the Hollower, Silksong is not out yet, video game "Free Bird", Galak-z, The Hundred Line -Last Defense Academy- Find us everywhere: https://intothecast.online Buy some NEW merch if you'd like: https://shop.intothecast.online Join the Patreon: https://www.patreon.com/intothecast --- Follow Stephen Hilger: https://stephenhilgerart.com/ Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.online Produced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social --- Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/ Theme song by Will LaPorte: https://ghostdown.online/ --- Timecodes: ~~TIMES MAY BE OFF DUE TO DYNAMIC AD PLACEMENTS~~ (00:00) - Brendon is back! (01:41) - The Switch 2 | The juice is worth the sqWiiz (08:37) - Fantasy Life i: The Girl Who Steals Time | Brought to you by Japanese Wi-fi (38:31) - Break (38:33) - Rune Factory: Guardians of Azuma (01:10:16) - Break (01:10:18) - The state of SGF, briefly (01:13:21) -

What if the price you put on something didn't just reflect value—but created it? In this episode, we explore three real-world stories where pricing reshaped perception, influenced behavior, and even altered experience itself. From shirts to luxury office supplies to the world of wine, each example reveals how price can tell a powerful story. And for leaders, that story matters—because how you position value can shape how others see your product, your brand, and even your leadership. —Learn To Lead is brought to you by Abilitie, a leading provider of experiential learning. Abilitie's simulations and leadership programs have inspired over 100,000 professionals in more than 50 countries. To learn more about Abilitie and about our host Matthew Confer, visit the links below: Abilitie Leadership Development - https://www.abilitie.comThe Learn To Lead Podcast - https://www.abilitie.com/learn-to-lead-podcast/ Host Matthew Confer:LinkedIn - https://www.linkedin.com/in/matthewconfer/Twitter - https://twitter.com/MatthewConferMatthew's TEDx Talk on Decision Making - https://www.ted.com/talks/matthew_confer_before_you_decide_3_steps_to_better_decision_making Make sure you subscribe to our show to ensure you get our next episode when it is released.

In this episode of "Discovering Grayslake," host Dave sits down with Alan, a local lawyer, to discuss life, law, and community in Grayslake. Alan shares heartfelt stories from his legal career, insights into family and criminal law, and his passion for giving back through local organizations. The conversation is filled with humor, personal anecdotes, and reflections on Grayslake's vibrant spirit—from favorite pizza spots to community events. With a warm, hometown feel, this episode highlights the importance of connection, kindness, and supporting one another in the Grayslake community. Automatically Transcribed With Podsqueeze Speaker 1 00:00:03  Looking for a car dealer that actually feels like your hometown. Welcome to City Chevrolet of Grayslake, where the vibe is friendly, the pressure is off and you'll always be treated like family. Meet Anthony Scala. He's just not the owner. He's a guy that grew up in the car business, worked his way from porter to owner. Anthony believes in people first. That's why City Chevy sponsors your kids teams, your town events. And matter of fact, this show, they give back every chance they get. Anthony thinks that the experience of buying a car should be fun. No pressure, just honest people who care whether you need a new Chevy, a quality used car, or just service you can trust. City Chevy is here for you. Come visit City Chevrolet of Grayslake right off of 120. And thank you for sponsoring Our town. Our stories, our voice. Let's get after it. Grayslake. Grayslake Rehabilitation Center is a community based private practice physical therapy provider. Do you know they have 13 clinical providers with various levels of specialties including orthopedics, sports, neurology, vestibular geriatrics, pelvic floor and aquatic. Speaker 1 00:01:05  What did I just say? They have a pool. Well they do. And it's the largest indoor warm water pool in Lake County. Featuring two underwater treadmills and swim currents and recently added clinical treatment specialties. In layman's terms. Shockwave. They have both radial and focus units that are the newest tool in regenerative medicine available to everyone. They pride themselves on the most current and up to date specialized care to keep you moving. If you're looking for physical therapy, make sure to see our friends at Grayslake Rehabilitation. All right, ladies and gentlemen, welcome to another episode of Discovering Grayslake. I'm so happy to be here recording again at Agora Co-working. Agora. As you know, if you've listened to any of these shows, Agora is on the corner of Centre Street and Atkinson. It's a co-working place, so if you guys are looking for a place to get your, your business out of the house for a day, for an hour, for a week or a lifetime home, Luke over here is a great dude, and I'll be happy to help you out. Speaker 1 00:01:58  So shout out to Agora for having us here. so I'm not going to mess up your name because you help me. So I'm here with Alan and Ziggy today. That's right buddy. Speaker 2 00:02:07  Hi, Dave. Nice to see you. And, Hello, internet. Speaker 1 00:02:09  Yes. So, actually, it's funny that we, Just as we sat down, we went over just a short thing of all the people from Grayslake that we just from just the Grayslake people that we know we have in common. Speaker 2 00:02:20  Right? I was living in Grayslake for the last 15, 20 years, and, my family lives in Grayslake. My mom does still, even though my dad passed away and I've been active in the Grayslake Exchange Club for a long time. So that's how I kind of got to know the people in that business community, stuff like that. Speaker 1 00:02:35  Right. Okay, so when I got arrested for the third time when I called you and then I called you, and I've not been arrested. Speaker 2 00:02:42  I would not be able to disclose the details unless you told me it was okay. Speaker 2 00:02:45  So just let me know, and I'm happy to. But we have attorney client confidentiality, which prohibits me from talking about it. Speaker 1 00:02:51  Which means all the fun stories that I want to ask you about to tell me today. You can't. Speaker 2 00:02:54  I can tell you stories, but I can't say like, hey, you know my client, Sergio. Guess what happened, right? I can't say that, but I can say I had this one guy and this one thing. I could do that, right? Speaker 1 00:03:03  He looked a lot like Mike Steiner, but. Speaker 2 00:03:06  Nobody looks like Mike Steiner. No, Mike Steiner is like Mike Steiner. Speaker 1 00:03:10  Doesn't even look like Mike Steiner. Speaker 2 00:03:12  He's like a ten. I mean, he's like, maybe mistaken for George Clooney from time to time. Speaker 1 00:03:17  He gets that a lot. I am. Speaker 2 00:03:18  Sure. Speaker 1 00:03:19  Shout out. Shout out to right at home. By the way, one of the sponsors of. Speaker 2 00:03:21  The show is an okay. Speaker 1 00:03:22  Dude. He's great. okay, so, Grayslake has changed, but what is your job? Speaker 2 00:03:27  Okay. Speaker 2 00:03:28  I am a lawyer. Speaker 1 00:03:29  Okay. What kind of a lawyer? Speaker 2 00:03:30  Okay, so my background is as a prosecutor. And when I was a prosecutor with the state's attorney's office. I guess I'll answer this in a long winded way. The easy question is, I tell people at Christmas parties. Like, what kind of lawyer are you? Divorces and DUIs. Okay. Okay. Because that's an easy way to break down family and criminal law. Those are my two specialties. I'm in a law firm called Johnston, Tommy Lansky and Goldberg. I'm one of the founding partners of that law firm, and we do everything collectively. I have a partner that does real estate. I have a partner that does business formation. I have a partner that does wills and trusts. We do probate litigation, foreclosures. We do all kinds of stuff. But my particular role at that law firm is family. So your divorces, child custody, child support type cases sometimes, and then also criminal cases. And, like, I have a murder right now. Speaker 2 00:04:20  So everything from murders down to traffic tickets and suspended licenses. Speaker 1 00:04:24  Is that normal for me? Because this shows how much I know. Is it normal for an attorney to have such a broad range of things like that? Speaker 2 00:04:30  So for me, I want two things, you know, so two things is pretty normal. If you're a guy that only, let's say only does criminal, it's I don't know you people do that, but I like to have a second sort of, type of case because sometimes it ebbs and flows in what you're getting. You know, the family law cases are hourly. The, criminal cases are a flat fee. Usually both are great. The family law cases are more, I guess intellectually and emotionally challenging sometimes. Which which maybe surprises some people. My criminal cases are usually a joy. Like family law cases can be tough. Speaker 1 00:05:08  Yeah, and that's one thing, because, it's no secret that I've been divorced twice. And, you know, for the for the people. And many people listen to the show, I mean, just from the, from the age demographics that I know that if people gone through these, like, heart wrenching, terrible parts of their life where they need someone like you to help guide them through and and hopefully make it as easy as possible. Speaker 2 00:05:29  Divorces are hard. I mean, a lot of you that are listening, have experienced it or your parents did or whatever. So, divorces are very difficult for people, and the plan with me would be just to get them done on time and under budget with a handshake at the end. Speaker 1 00:05:44  Okay. And I've never heard that before because I, I unfortunately, you know, I was spending a lot of time in courtrooms and seeing stuff like that, that it seems like, you know, the guys maybe that aren't doing well, or maybe they need to pay off their boat or something, string things along as long as they can. Speaker 2 00:05:58  They okay. I would never cast aspersions. I tell you, you might be surprised. The family law bar in Lake County is mostly fantastic people. Yeah. most of those lawyers I really like, I get along with the strength of our bench, you know, which means the judges in Lake County is good. Our bench is good. Our bar is good. there are a couple of lawyers that I'm like, oh, I got a case with her again. Speaker 2 00:06:21  Oh, I got a case with that guy. Right? because sometimes the law, just like any maybe more than some other, professions, can attract people with, like, a type of personality. That's annoying. I don't know, I don't want to. I'm not a psychiatrist or psychologist, so I can't say, like, all my clients come in and they say, oh, my husband, he's a narcissist. Or like, he's gaslighting me. People like those psychological sort of terms from today. Like the now times. Like we didn't know what narcissism and gaslighting was in 1997, right? Or I didn't, but now I do for sure, because all my clients are like, he's gaslighting me, he's a narcissist, he's a blah, blah. Speaker 1 00:07:01  One minute your world is normal, the next it's gone. A flood, a fire, a crime scene. Your home shattered, your business shut down, your life on pause. But in the darkest hour, when chaos knocks at your door, that's when Servpro of Northwest Lake County shows up. Speaker 1 00:07:20  Not just a company, not just a cleanup crew, but neighbors, parents, coaches, locals who care. Drake and his team aren't just restoring properties. They're restoring peace, restoring dignity, restoring lives. So when your worst day arrives, call the oh no guy who becomes your, thank God guy. Servpro of Northwest Lake County, locally owned, nationally known, unshakable and trusted from devastation to restoration. Duration. Servpro, northwest Lake County. Speaker 3 00:07:50  Hey, neighbors, this is Bill Mack with the Grayslake Chamber of Commerce. And if you're looking for a network of hardworking, customer focused and generally friendly local businesses who are dedicated to helping each other succeed, then I'd like to invite you to check out and consider joining our Grayslake chamber. We offer our members so many ways to advance their businesses through social networking events, special events, sponsorships, informative lunch and learns, and the ever popular after hours mixers. Come see why we say we're the new wave of business here in Lake County. Speaker 1 00:08:22  Well, at this time of day, everything needs a label, right? Speaker 2 00:08:24  They throw those labels around. Speaker 2 00:08:26  Which, I mean, there's there's nothing wrong with it. it helps me to identify, at least. Now, I don't know if the person saying he's a narcissist means that. Really, she's right and he is a narcissist. Or if it just is helping me to flag this case is going to be a little bit tougher than maybe some other ones. Truth, right? I could see that. It's like one. Okay. Like in internet. Now, I'm sure people are, like, watching TikTok. Like red flag. Red flag. Like I see, yes, red flags when those kind of cases walk in. Speaker 1 00:08:56  Absolutely. Yeah. And I'm sure things changed like that too. Okay. So I want to go back a little bit because you have a it's a very interesting that for me, if I was doing your job I would love it that you could do one day like you have a murderer thing. Totally. But but then you can have a family law case or maybe help a dad get, you know, custody of his child. Speaker 1 00:09:13  Like, yeah, at least there's a little variety for fun, right? Speaker 2 00:09:15  It's interesting. I mean, today I had a couple of DUIs up, you know? And DUIs are like a bread and butter type case for a criminal defense attorney. Because most people, especially in Grayslake, especially in Lake County, they're not murderers. They're not gang members, but otherwise good dude or an otherwise good lady who is not necessarily manifesting a criminal intent. Like I'm going to go shoplift. It's a guy saying, I've had too much to drink, I'm gonna drive. He's making a dumb choice to drive home, but he's not having the criminal intent. Like I want to endanger somebody tonight. Right. Right. And so a DUI is usually the first time that somebody that's a good person is in hot trouble. Speaker 1 00:09:55  Okay. Gotcha. And, you know, it's got to be nice to, some of these, I'm sure, having satisfaction to be able to to help people out and help them navigate through things they have no idea what they're getting into. Speaker 1 00:10:05  Right. Speaker 2 00:10:05  So. Okay, I used to work for a really fantastic attorney in Round Lake Beach, and I want to make sure to give a shout out to Round Lake Beach. That is an awesome town full of super awesome people. And this lawyer I used to work with, named Bruce Scotland. He taught me a lot. And he's still out in Round Lake. He's a competitor of mine, but I really respect him. And when I started working for him, he. He said, Alan, we love helping people for money. And I'm like, yeah, I love helping people for money. Right. Speaker 1 00:10:34  Well put. Right. It wouldn't be as fun as if you didn't get. Speaker 2 00:10:37  Paid for it. No, but I mean, and that, you know, it's a business. You want to help people? Yes. For money. Right. Right. So. And I'm not trying to sound cold, I do some pro bono. I know it's me, but I don't do pro bono divorces. Speaker 2 00:10:47  No way. They're too hot. They take too long. I'll do a pro bono traffic ticket. I'll give people. I used to volunteer at a safe place, and they have a, a battered women's shelter in Zion. And I used to go there, and I used to talk to the ladies about free legal advice. How can I help you? What do you. They have questions about everything, and I would just volunteer and talk to them. I love that, but, a really hot case to do pro bono is is a big mistake for attorney, in my opinion. Yeah. Attorney in my position, I'd say right. Speaker 1 00:11:16  Okay, so the one thing that really, that I found appealing when I was looking through, when we got connected and I went through your website and I was looking at things like places, like a safe place, like, those are people that really need help, right? Yeah. It's tough. I tip my hat to you for going in there and helping out, because I know there's a list of different things that that you do to give back, which is which is extremely generous of you. Speaker 2 00:11:39  Thanks. I just I just signed up to do the mock interviews at Libertyville High School. That's a cool program. Yeah. Cool. That high school has a really good program where they have these kids that are in the business class, and you give them mock interviews to, you know, improve their skills, to hone their hone their interviewing abilities. And I was blown away by how great the kids were. Really? I was like, you're really smart. You're really smart. Wow. You're what an active, wonderful person. And I was like a bump on the log. When I was in high school, I wasn't active like. Speaker 1 00:12:10  I would have loved to seen what my interview would have been like in high school. Speaker 2 00:12:14  I don't know, they were fantastic, but. So some of the stuff I do, yeah. In Libertyville, I was been active in Grayslake because I lived in Grayslake for many years. over there on West Trail. my mom lives in Harrison Farms and, yeah, that's we were living in Grayslake ever since about the turn of the millennium. Speaker 2 00:12:32  So that that wave of people that like third wave of of immigrants to Grayslake that began in the 90s when the, you know, when they started building the subdivision. Speaker 1 00:12:42  Farms, right? Yes. I think that I was one of the first off the Mayflower to when I landed at Avon on the Prairie, one of the first ones off of Atkinson. That was like one of the first things that wasn't in, you know, Grayslake proper. Right. So to say. Right. Right. That's what we showed up. But but so then how long ago is that? Speaker 2 00:13:01  So we moved here in like 2001. Okay. So my mom and dad bought a place in Grayslake on West Trail North in Harrison Farms. And I remember the first day we came to graze. Like, I'm from Florence, Illinois. Speaker 1 00:13:12  Okay. I was just gonna say. Where did you originally come from? Speaker 2 00:13:14  I'm from philosopher. I went to Homewood Philosopher High School. I was born in Harvey, at Ingalls. and, But that's why sometimes I get, like, a Chicago accent. Speaker 2 00:13:22  I don't know, whatever. It's like, it's a but but floss more is is a nice town in the 90s. I mean, it's like the lake bluff of the south side. Yeah. So we we had a good time growing up. Speaker 1 00:13:31  They should put that on their sign. Speaker 2 00:13:32  By the way. Yeah. Right. The lake bluff off. Speaker 1 00:13:35  The. Speaker 2 00:13:35  South side. I need the. Speaker 1 00:13:36  T. Speaker 2 00:13:36  Shirt. I mean, it is. I mean, it's kind of like being the tallest midget, you know? I mean, but no offense to people that are little people. I love them, too. but, you know, I don't know where I was going at that. Speaker 1 00:13:51  Time of growing up in Hollywood or more. Speaker 2 00:13:54  Grew up there. So then I came to, I lived in Champaign because I went to school down at U of I and Champaign, and it was fantastic. And my parents moved up to to Grayslake. So I come up to Grayslake, and on our first day, the restaurant they took me to was Bill's Pub North. Speaker 2 00:14:08  Yeah, right. Engages like and I just thought in my mind I'm like, I'm in the woods. My parents moved to Wisconsin, you know, where am I? I'm like, this is the woods. I mean, here in Wisconsin, there's a polar bear hanging there and there's fish every on, on the wall. And I thought, this is this is great. And it turned out Lake County's not quite Wisconsin, but it's close. It's an interesting. Speaker 1 00:14:29  Perception, I guess if you've never been here. And that's the place they took, I had to. Speaker 2 00:14:33  The only thing I had done with Grayslake before that when my parents moved here, Let's go to Prairie Crossing. Okay. Because my aunt and uncle lived in Prairie Crossing, which is a interesting. I wouldn't say the word weird, but it's an anomalous little part of the world. Prairie crossing is. Speaker 1 00:14:51  Absolutely. Speaker 2 00:14:51  I had never seen anything like that before, because I think that community at the time was novel and maybe still is. so I thought that all Lake County was like that. Speaker 2 00:15:00  And then I saw Bill's Pub and I went, oh my gosh, I'm in Wisconsin. Speaker 1 00:15:03  What's going on? You have no idea. Speaker 2 00:15:04  Where you're at. Am I at the U.P.? I mean, how is ten feet of snow? You know, this is I came from 708. You know, the land of good pizza and terrible baseball. Now, here I am. Speaker 1 00:15:15  The lake bluff on the south side. Speaker 2 00:15:17  Right, right. Yes. Speaker 1 00:15:18  That's awesome. okay, so, when you're studying law. So when you went to, you went to U of, I, law school? Speaker 2 00:15:25  No. So I went to I was an undergrad at u of I. Okay. and then I went to law school at DePaul. Speaker 1 00:15:30  We're taking a quick break just to say hello, because everybody knows Nano and Nano knows real estate. And actually I believe that's the name of her Instagram page. So if you're looking to buy a home, sell a home, or know somebody in the market for a home, contact nano from Baird and Warner. Speaker 1 00:15:44  She's a Grayslake girl helping out Grayslake people. And when you when you went to law school, did you know what you wanted to practice? Speaker 2 00:15:52  Yeah. So I don't mean to be, like, whatever, a little bit, emotional or emo in the, in the interview, but it was September 11th of 2001. Right. And you probably remember that day, but I could remember that day. I wanted a date with the girl. I looked in the sky and I saw there was no jet contrails. What a what a crazy day. And after that day, I thought to myself, I would like to be in law enforcement because I'd like to help our country for, I don't know, because America, I like America. Amen. And I was mad. Oh, I'm nine over 11, right? I mean, come on. Speaker 1 00:16:27  Everybody was. Yes. Speaker 2 00:16:28  So. But after that, I thought I'd go into criminal law. I thought I wanted to be a prosecutor, So then I got a job with Mike Waller, at the State's Attorney's office. Speaker 2 00:16:39  And I tell you, you know Mike Waller, I owe him everything. I love the guy. I know some people don't, but he's a politician. There's people that hate his guts, people that love and support him. He always was a gentleman to me, and I never. I just thought that, the decision making he made was good, and he gave me a job saving my bacon. You know, and so I got to begin my career as a prosecutor. And I was a line assistant state's attorney in Waukegan. They start you off as a DUI assistant. So, you know, brand new 25 year old kid. I was prosecuting DUIs. Misdemeanor DUIs. Right? Misdemeanor traffic cases out in the branch courts. And that was very good. Fulfilling. Fun work, I liked it. Okay. You know, you did. and then, they switched me to just misdemeanor stuff. And I was prosecuting your retail thefts. And back when weed was illegal, I was prosecuting your weed cases and your trespassing. Speaker 2 00:17:31  And here's your fights. And then they stuck me in the domestic violence division for a long time. Speaker 1 00:17:35  Okay, so how was that? Speaker 2 00:17:38  Okay. You know Lew Frank. Of course. Okay. Lew Frank is a fantastic Grayslake. And he would say felt like five minutes underwater, you know, to to be a line assistant in the domestic violence courtroom is hard. Speaker 1 00:17:55  I. Speaker 2 00:17:55  Bet. Because you have to look at the cases. And so, like, are you familiar with the cycle of violence? This is this theory. Speaker 1 00:18:02  I am not. Speaker 2 00:18:03  Okay. So it's a theory that's a big part of criminal prosecutions of domestic violence. And the cycle of violence goes like this. Right now we're having a fight, and I'm going to use the gender of he and she, you know, whatever. But sometimes women can be the victim of domestic violence. Sometimes guys can. But in a classic situation, let's say he slaps her. Okay. Then she calls the police. He's arrested. But then in a few days she's like, maybe he's not that bad or I need him out of jail so he can, like, work and pick up our kid from school. Speaker 2 00:18:35  Like you've been a parent, you know? And so maybe she takes them back and then they have a honeymoon period where it's, like, passionate, like we love each other, and then it can happen again, you know? And that cycle of violence. The State's Attorney's office was really keen to interrupt it. Right. But then that meant that lots of times you'd have the victims, I guess recanting, they'd say, hey, that didn't happen like that, or I'm not coming to court, you know? And so that was frustrating. And then sometimes you had cases, not all, sometimes you had cases where it was a situation where the family's going through a domestic violence thing. Maybe. But maybe what it really is, is a child custody thing. And somebody ringing the bell of domestic violence to get a leg up on somebody in a child custody type proceeding. Right. Like, like I'm going to get an order of protection against him. So I get our kid, which, I mean, I get that, but you need to really be careful about abuses of the system. Speaker 2 00:19:32  So as a line assistant with the State Attorney's office, as back then, I mean, things have changed a little bit now. They have had two different, changeovers between the state's attorney. but anyway, long story short, you still have to use your discretion to decide what really happened. And at least at the time I was a state's attorney, we were empowered with a good amount of discretion. It was awesome. Speaker 1 00:19:53  Really. Speaker 2 00:19:54  So. Speaker 1 00:19:54  Yeah. And and I'm sure with that, too, like, you probably get to be a really good read of people. but then sometimes you probably think you are and then people bamboozle whatever. And you probably don't even know. Speaker 2 00:20:06  I mean, you ever been lied to about your own kid, right? Speaker 1 00:20:09  I mean, you believe. Speaker 2 00:20:09  Him, and then you believe him, and you're like, I have egg on my face. I was lied to in kind. You know, so sometimes, you know, you just you don't have a, a lie detector that buzzes when she lies or he lies, you don't know. Speaker 2 00:20:25  So you have to do your best with what the facts are. But there was a good team at the time. But yeah, I did. Two and a half years as a as a domestic violence prosecutor. And then so when I left the State's Attorney's office, I thought to myself, well, I've been doing family law cases basically already. I may as well do them as a business. Sure. You know, so that's what I did. So now my practice is a hybrid. That's why I say divorces and DUIs. It's family law cases. And then it's criminal law cases too, because I've done all that. Speaker 1 00:20:52  Wow. So your resume is quite deep for all kinds of different things, right? Speaker 2 00:20:58  I guess. Speaker 1 00:20:59  Right. Speaker 2 00:20:59  You know, it's just like, I don't know how other people get through life. This is just what I did. Right. Speaker 1 00:21:05  Well, and everybody, you know, people look at different people, whether you're a doctor, whether you're a lawyer, whether you're a podcaster, where whatever you do that, everybody does something for a line of work that, you know, people are. Speaker 1 00:21:16  You deal with very delicate situations, people going through stuff. And especially the one thing about the family law stuff, it it must be hard for you to stay. You have to almost train yourself to not get emotionally involved in some of those things, right? Speaker 2 00:21:28  I sometimes. Speaker 1 00:21:28  Do. Speaker 2 00:21:29  I remember my first adoption. You know, we had a case that was a very ugly family law case, and it went on a long time. And then at the end of it, the dad, he agreed to put the child up for adoption. To the mom and her new husband. Okay. So the dad was making a very hard choice. Because, I mean, to give up your child, you know, and to look in the mirror and say, all right, I wasn't doing that good of a job. This new dude who's married my ex girl, he'll do better in the best interest of my child. It takes kind of like a man to do that. Speaker 1 00:22:06  Oh, that's a big decision, right? It's a big leap of faith. Speaker 2 00:22:08  But on the other hand, too, you know, maybe people are judging him about. You walked away from your kid, you didn't fight harder. So it's very tough, you know. And that's the type of case I remember I had, like, one manly tear going down my. Speaker 1 00:22:18  Face. Speaker 2 00:22:19  Looking into my steely eyed gaze. No it wasn't. I was bawling like a baby. I was so happy for them, you know? But also that's that's. Those are big moments. Yeah. Speaker 1 00:22:30  So you cool stuff too? Yeah, right. And to see people come through stuff that they deserve that the, the law can either work in your favor or against you. And it's nice when it actually works, right. Speaker 2 00:22:40  It's hard. I will say, okay. I was worried as a kid that I would come into the law and see a lot of weird stuff, like judges tossing cases in exchange for Cubs tickets. I have never seen any of that in Lake County. Really? I have never seen anything crooked or weird. Speaker 2 00:22:58  Everybody's been really professional. I mean, and I'm like, me that right? It's not just because I want to keep on working with these people. Most of them are fantastic. Speaker 1 00:23:06  Well, well, the Cubs have been doing that. Speaker 2 00:23:08  Well, no better than the White Sox, sadly. Speaker 1 00:23:11  Now, if somebody did something bad. Speaker 2 00:23:12  For White Sox. Speaker 1 00:23:13  Tickets, we really question what. Speaker 2 00:23:15  I heard. You could buy some chili at Wendy's and you get free season tickets to the White Sox, right? A cup of chili at Wendy's. Speaker 1 00:23:22  So well. In all seriousness, it is really good to hear you say that because, you know, everybody watches all these TV show, every law TV show and court TV show that people have this fantasy of things, how how they how they go along. Speaker 2 00:23:34  I don't ever watch any legal TV at all. Ever. I just don't. That's probably a good idea. The last legal movie was probably Liar Liar with Jim Carrey, which is a fantastic movie. Speaker 1 00:23:46  Very serious movie about the law. Speaker 2 00:23:48  I don't because I like do it for a living. And then honestly, at 502 when I'm at home, I'm like, I'll see you tomorrow. That sounds like a a modern day problem, al. Speaker 1 00:23:58  Right. Right. Speaker 2 00:24:00  So no, because otherwise you go insane. Speaker 1 00:24:02  No. Yeah, well, everybody needs a break from their job. Nobody wants to go home and do it. And that's why, you know, I've been self-employed for a very long time. That's why most self-employed people end up getting in office in hopes that when you go to the office, you can leave and leave your work there and go home. And if they can make that work. Speaker 2 00:24:20  That's why I don't work from home. Ever. Speaker 1 00:24:22  Yeah, well, good for you. Speaker 2 00:24:23  I mean, I guess ever is a word, I mean. I, I don't. Never say never. I don't like to work from home. And I very, very, very seldom. Speaker 1 00:24:30  Do. Speaker 2 00:24:30  It. Speaker 1 00:24:30  Right. Okay. That's good. Speaker 1 00:24:32  let's do something, because I have a couple other questions to ask you, but, you've said you've listened to a couple of podcasts. Sure. so we do something about halfway through. I call the Grayslake hot seat, where we have some rapid fire questions to get to know you just a little bit better. Speaker 2 00:24:45  I ain't scared enough. Speaker 1 00:24:46  Remember when you said, are these open ended questions, or is this an interrogation or whatever? I ain't scared, right? The Grayslake hot seat is brought to you by Joe Velez, JP financial. It's often said that those who fail to plan are planning to fail. Joe Velez and his team at GPB financial create unique financial plans that are some of the most difficult challenges that people might face as they get older, no matter what stage of life you're in. Having a proactive financial plan can help navigate some of the difficult decisions you'll face, helping you live your life by design, not default securities and investment advisory service offered through Mosaic Wealth, Inc. member Finra, SIPC. Speaker 1 00:25:26  Now for the Grayslake hotseat. Hey. Thanks, Joe. This is where we need the, This. We should have done with a surveillance camera to do this, I think would have been really good. Speaker 2 00:25:36  I've seen lots of those police interviews. I'm looking around for the mirror with the guy behind it. Speaker 1 00:25:42  It's just. It is behind there. We just have the, newer ones, so to say. okay. So, Grayslake. Casey, did you play a, a sport in high school in the lake bluff of the the swimming. Speaker 2 00:25:58  I was on my country club swim team. The floss. More flyers. Yeah. Wow. Speaker 1 00:26:03  Yeah, that sounds bougie as all good. Speaker 2 00:26:05  It was kind of bougie, but, I mean, at the time, I didn't think it was. And at the time, I thought I looked fat in that Speedo. But now I look at those pictures, I'm like, you looked awesome, right? Speaker 1 00:26:13  Well, you got to look back. Speaker 2 00:26:14  Were you wearing a Speedo and everything? It was the 90s. Speaker 1 00:26:17  Were you good? Speaker 2 00:26:18  I mean, okay. Okay. I didn't come in last place because I'm kind of tall, right? And they made me swim a lot. I mean, in the morning, they would say it's 7:00 in the morning, do a bunch of laps. And when you're 14, 15, 16, you do that a lot. You get to be fit. Speaker 1 00:26:32  Oh, absolutely. It's the best. Speaker 2 00:26:34  That was nice. I like that I played T-ball as a little kid. but no, swimming was my jam. And then I became a lifeguard. I was a lifeguard for the H.F. Park district. That was fantastic. Speaker 1 00:26:43  Yeah, that's not a bad gig to have. Awesome gig. Yeah. Nice. First car. Speaker 2 00:26:48  Well, Volvo 740, a blue baby blue Volvo 740. Speaker 1 00:26:52  Nice. I'm a Volvo. Speaker 2 00:26:54  It helped me get one of my first girlfriends who was, honest to God, a Swedish foreign exchange student at my high school. No way. Anne-Marie. Honest to God. Speaker 2 00:27:04  And she. Speaker 1 00:27:04  Got her with a Volvo. Speaker 2 00:27:06  Because they make them in Sweden. And she. She sees it and she goes, oh, she goes, what an awesome car. But I wish it was a Saab. Speaker 1 00:27:14  You did? Speaker 2 00:27:15  She did. Totally. Speaker 1 00:27:16  That's so great. And, folks, I want you to listen closely. Maybe. Hit the rewind button there, because that is the first and last time you'll ever hear on the show about how a guy got a girl because of a Volvo. Speaker 2 00:27:25  That was unlikely. Speaker 1 00:27:27  The only reason that it will happen, totally. Speaker 2 00:27:29  But it was it was. That was my Volvo. It was my in with the Swedish girl. I was fine by me. Speaker 1 00:27:34  That was hilarious. Yeah, and they don't make many blue ones like that either. So it. Speaker 2 00:27:38  Was cool. It was a baby blue Volvo. I mean, whatever, I don't think it was. No, it wasn't cool, but it got me from A to B and. Right. Speaker 1 00:27:45  Whatever, man. Speaker 1 00:27:46  Hey, I got 200,000 on mine sitting in the parking lot. Speaker 2 00:27:48  I had a Dodge Neon for a while. I love that Dodge Neon. Right. I can talk about cars. Speaker 1 00:27:51  Yeah. You were, Yes. The the, two of the hottest cars. I could think of. Hot stuff in my head. speaking of that. So this is what? Oh, maybe this would be a fun one for you. What's the fastest you've ever gone in a in a vehicle? Speaker 2 00:28:06  Well, I got, like, an airplane, like. Speaker 1 00:28:07  No, no, no, we'll leave that out. Speaker 2 00:28:09  Like in. Speaker 1 00:28:10  A car. In a car. Speaker 2 00:28:10  I don't know, a hundred. Speaker 1 00:28:12  Just a. Speaker 2 00:28:12  Hundred, you know. Yeah. Because, I mean, I was a kid and stepping on it. Right. And nowadays, if you do that, like, I never do that anymore. I don't speed anymore. I don't, because the consequences. And I don't mean like death and dismemberment. Yeah. Speaker 2 00:28:24  That happens. Speaker 1 00:28:25  That's all legal consequences. Speaker 2 00:28:26  Yeah. The cops light you up, you know, and the the cases are class A misdemeanors. and they're punishable by up to a year in jail and or a fine of $2,500. Speaker 1 00:28:36  Wow. Speaker 2 00:28:37  Back when I was a prosecutor, I became friends with some police. And maybe they don't say this anymore, but I used to hear nine year fine, 11 year mine. Okay. All right. Which is consistent with my lived experience. Speaker 1 00:28:49  Of going nine miles over. Speaker 2 00:28:50  Nine year fine 11 year. Mine is what the police would say. And and that bears with what I've seen during the time that I've, I've done lots and lots of traffic tickets as a, as a prosecutor and as a defense attorney. And you never see somebody getting pulled over for five over. Right? You know, they are looking at you for 11 to 15 starting at 11, maybe 15 now 20. They want you right? You know, but like I said, nine. You're fine. Speaker 2 00:29:15  11. Your mind. I think that's pretty good. That's the advice I give a lot of the kids that I represent. This is. Speaker 4 00:29:20  Bob Churchill. I know you are always there for your family, caring for your children, your spouse, and even your parents. But in critical times, will you be able to make decisions that assure the best result for your family? Power of attorney may be necessary if, on behalf of a loved one, you need to talk to a doctor, a bank, or the college infirmary. A power of attorney may sound daunting, but the lawyers at Churchill, Quinn, Hamilton and Van Dantzler can easily create this document for you. We are right here in Grayslake supporting the community for over 122 years. Reach out to us at Grayslake law.com or call us at (847) 223-1500. Whether you need a power of attorney, a will or legal help with your business, we'll take care of you so you can care for others. Go to Grayslake Law.com today for more information. Have a wonderful day. Speaker 4 00:30:09  And now back to the program. Speaker 1 00:30:11  Interesting. That's good advice, too. which is funny. I won't tell you how fast I've gone then, because I would not have been fine. Tell me something. Do you like to travel? You have not been. Speaker 2 00:30:25  So I've been like Johnny Cash. I've been everywhere, you know. I have been to lots of different places in this country because my wife is a maniac for travel. She loves it. And we have little kids and we take road trips. But we had little kids. Now they're getting old. my oldest is a sophomore in high school. Speaker 1 00:30:40  Oh, my gosh, it goes fast. It does it really. It just moves. It moves moves, moves so fast. And then I think I heard you have a ten year old too, right? Speaker 2 00:30:46  He's he's a wonderful guy. Awesome guy. but yeah, I have a of a 16 to 12 and a ten, and we've always done road trips around the country. you know, I don't know, early ones where? Tennessee and Kentucky, Upper Peninsula of Michigan, all through Wisconsin. Speaker 2 00:31:00  Indiana. Out to Maine. East coast, Florida. A lot of times we've flown out to California, Utah and Nevada. so around the country And then, like I used to, I lived in Europe briefly. I lived in London for a few years. Speaker 1 00:31:14  Did she really? How cool is that? Speaker 2 00:31:16  My mom, she was a lawyer at, Amoco. Right. The the gasoline company, you know, Amoco. They used to have that big white tower in downtown Chicago. The Amoco building, right? Absolutely. Formerly Standard Oil of Indiana. John Rockefeller's thing. And then they trust. Busted it. Whatever. Monopoly busted it. Right. So. But Amoco, if you remember, in the 90s, merged with BP, British Petroleum. So they moved my mom's job from Chicago to London. So we lived there for a while, and I was kind of in school in champagne and going to London in the summertime. That was awesome. Speaker 1 00:31:47  Oh yeah, especially at that age. But it was really cool. Speaker 2 00:31:50  I worked at a bar. I worked at a pub called the Prince Albert Stafford. That is the guy. It was awesome. Speaker 1 00:31:58  Folks, this isn't a real interview. Just so you know, I just brought one of my buddies in. Speaker 2 00:32:02  I worked at a at a pub called the Prince Albert, and it was in, Notting Hill. Right. You remember Notting Hill with the Hugh Grant movie? You've probably never seen that movie. Speaker 1 00:32:11  I've seen the movie poster. Speaker 2 00:32:12  I saw the poster. Yeah. So Hugh Grant, I thought he was good in the dad movie. But I never saw Notting Hill. But I worked in Notting Hill. so. Yeah, I don't know. Travel places. Speaker 1 00:32:23  There's nothing that you have, like a bucket list. Like I gotta. Speaker 2 00:32:26  Go. Like I don't need to go to Thailand. I don't know. I guess if I had infinite money, I'd travel Europe again, I like it. Sure. Speaker 1 00:32:32  You know, when the. The age of your kid. It sounds like you did your traveling and you did what you wanted to. Speaker 1 00:32:36  And your kids have got, like, some of the best education that kids can get is traveling all over the United States because the United States is cool. Speaker 2 00:32:43  It's fantastic. And like when you travel the United States, like the other day I was coming back from Florida on I-65. We stopped at the Bucky's in Athens, Alabama, which is, you know, a Bucky's is like a like a, you know, if you, you know, a Bucky's, of course. Yeah. It's a giant gas station in front of a giant Walmart, basically. You know, or maybe more like a Kmart. Speaker 1 00:33:03  But one of my favorite places, one of my favorite things, if anybody goes on TikTok right now, there's a woman that explains what Buc-ees is and is the most brilliant thing I've ever seen in my whole life. I love it. Like, if you want to feel like your true, true white trash, she explains exactly what it is. And because we all get excited to go to a Bucky's right. Speaker 2 00:33:22  My kids were stupid excited. They were. And I'm like, guys, it's a gas station that's in front of a K-Mart. What are you talking about? You know. Speaker 1 00:33:29  Exactly what. Speaker 2 00:33:30  It is. I mean, whatever. Back in the old days, Kmart used to have barbecue sandwiches, too. True. Speaker 1 00:33:35  You just couldn't get a puzzle. A sweatshirt and a, you know, corned beef sandwich? No. All at the same time. Speaker 2 00:33:40  It's a fancy dress I've traveled around. It's great. I like. Speaker 1 00:33:43  The train. I like the Bucky's. Was one of the highlights on your trip. Kept coming back. It kind of was. It's kind of. It's kind of fun. And we're getting one close to here now. I keep seeing the signs. God love. Yeah. Speaker 2 00:33:53  God love them. I hope that they take over. I'm ready for Bucky's to be the only employer in the United States. Speaker 1 00:34:00  Did we talk? What was your first job when you were. So you lifeguard was a lifeguard? Speaker 2 00:34:05  Yeah, I was a lifeguard. Speaker 1 00:34:05  Did we call that a job? Is that a job? Speaker 2 00:34:07  Oh, really? Man. Lifeguard. It could be my career. That is a fantastic job. Speaker 1 00:34:12  Maybe when you want to retire, you can go back and be a lifeguard. Speaker 2 00:34:14  My uncle, actually, he was like a car salesman and stuff. And then when he retired, he used to be a lifeguard at his, you know, apartment complex. Like, that's a great job, dude. Come on. Speaker 1 00:34:24  Wow. Maybe when I grow up, I'll look into that. Speaker 2 00:34:26  Be a lifeguard. Speaker 1 00:34:27  It's cool. I'm gonna. Speaker 2 00:34:28  It's cool. Speaker 1 00:34:29  I think it could be a. Speaker 2 00:34:30  Tad creepy. Speaker 1 00:34:31  If I applied at the Grayslake pool right now. Speaker 2 00:34:33  No, I mean, they need people that with with with maturity and experience. Yes. You know. Speaker 1 00:34:39  I have a shirt that says that that's for my requirements. Speaker 2 00:34:42  And it was nice. And I worked at Jewel. I worked at the library in summer. I mean, it was great. Speaker 1 00:34:47  So you had a lot of different jobs? Yeah. Speaker 1 00:34:48  So you actually were taught some work ethic as a as a child from your parents as well? Speaker 2 00:34:53  Well, they worked hard. My parents, they loved each other. They stayed together the whole time. They were both lawyers. They worked. And I just wanted to work. Right. Speaker 1 00:35:01  I don't know. They said very good examples, right? That's awesome. first concert you ever attended? Speaker 2 00:35:07  Man, I don't know. okay. It was, the World Music Center, right? Yeah. Q101 had one of those concerts that's like, not it wasn't, not not, Twisted Christmas. It's the one they did in the summertime. And I remember that garbage. Jamiroquai. Mighty, mighty. Speaker 1 00:35:27  Boston's nice. Speaker 2 00:35:29  Were there. I mean, that's, like, awesome. And I went with a Swedish girl. Really? So. Yeah. Speaker 1 00:35:34  Did you drive the Volvo. Speaker 2 00:35:35  There, though? Maybe I might have got dropped off by my parents, so. Speaker 1 00:35:39  Good, good. Good concert. Speaker 2 00:35:41  I saw the Smashing Pumpkins down there, but that was a different day. Speaker 2 00:35:44  Oh, nice. Billy Corgan, love that guy. Speaker 1 00:35:46  Yeah. He, Billy was at that because I had forever. I forget that where they're from, around North Shore. Yeah, right. And I was hanging out, and I was doing a daddy daughter dance, and a guy came up that looked a lot like Billy Corgan and asked for a song. And I had told him no. Yeah, because it wasn't really. It wasn't really appropriate. Yeah, right. And then somebody came back and one of the people said, well, Mr. Corgan asked for a song, and I guess you told him that you weren't going to play it. And I'm like, okay, well, it just didn't fit with what we were going to do, because I like to think that I do the right thing, right? You do the wood, you work music, you do the right thing for the party. You got to know your audience, unless it's Billy Corgan. And then you just say. Speaker 2 00:36:23  Do what he says. Speaker 1 00:36:24  Right? Speaker 5 00:36:24  Despite all my rage, he's awesome. Speaker 2 00:36:27  It was the best. Speaker 1 00:36:28  And it wasn't a pumpkin song, though. Speaker 2 00:36:29  Oh, that's too bad. Speaker 1 00:36:30  I wish I knew what the song was, though, to look back. Speaker 2 00:36:32  I would think that Billy loves putting on pumpkin songs. I would think that he lists the pumpkins all the time. Speaker 1 00:36:38  He's driving around right now listening. Speaker 2 00:36:40  To all these new stuff because his old stuff is for posers. He's like that old stuff. I'm over it. Only my new stuff. Only Billy and Machines have got to listen to right now. Speaker 1 00:36:48  Yeah. That's hilarious. if you had to have a superpower, what would it be? Speaker 2 00:36:54  Being the greatest golfer ever. Speaker 1 00:36:57  Really? Speaker 2 00:36:57  Yeah. Speaker 1 00:36:58  Come on. That would be good. But then you wouldn't have. Would it be any fun? Because then you beat everybody all the time. But yeah, you could play with people though. Speaker 2 00:37:05  Then you'd be good at golf. And that's what my dream would be. I would love to. Speaker 2 00:37:08  I'm not that good at golf. I wish I were okay. I practice and practice and the people that are naturally gifted, I look at them with such envy, you know? Speaker 1 00:37:17  Now, being a being an attorney makes you a better golfer, though. Doesn't like doctors and attorneys and like. Speaker 2 00:37:22  Yeah, yeah. And some of the attorneys really suck, which is great because I can just stuff them. You know, these old guys especially that that don't play that much. Oh, I'm way better than them. That makes me feel so good about myself just to stuff them. Yeah. Hey. Nice chat counsel. Oh. Speaker 1 00:37:38  That's fantastic. what do you wish you learned sooner in life? Speaker 2 00:37:43  Spanish. Really? Totally, dude. Speaker 1 00:37:45  It's a great answer. Speaker 2 00:37:46  Spanish. Speaker 1 00:37:47  Wow. Okay. So, you know, young people, people in high school, people go in and they're like. I have to tell them. It's probably one of the best things you can do. Right. As an education level, Just. Speaker 2 00:38:00  Your friends, your coworkers, your clients. You know, I mean, learning Spanish is awesome. I personally have a super awesome, legal assistant, and, she is bilingual and she helps me do so much. So I shout out to Crystal. Crystal, you're fantastic. But, like I said, if only I had paid more attention in school and I was better at Spanish, I wish. Right? Speaker 1 00:38:21  Yeah. No. And it's really. That's a great answer. I'm going to. Maybe I'll start learning a different language. have you ever eaten a roller dog from a gas station? No, really? With all the all the road trips you've taken. Speaker 2 00:38:34  I don't do that. Speaker 1 00:38:35  Maybe I'm smarter than me. Speaker 2 00:38:36  Because I'm worried about, like, dying from bacteria. Like it's. Guys, it's only ten more hours to Chicago. Stop 11. Speaker 5 00:38:43  Times. Speaker 2 00:38:43  Or having. Speaker 1 00:38:44  Explosive diarrhea on a. Speaker 2 00:38:45  On a road trip. You know, I don't either. I never eaten, I mean, I've bought stuff at gas stations, beer, I've bought smokes, I've bought lots of things. Speaker 2 00:38:53  if I'm gonna shop for food at gas stations, it's probably beef jerky. Speaker 1 00:38:57  They do have some coffee. Speaker 2 00:38:58  Beef jerky. Maybe some candy. Speaker 1 00:39:00  Okay, nice. what's the chance that, Bigfoot exists? Speaker 2 00:39:04  0%. Speaker 1 00:39:05  Really? Speaker 2 00:39:05  It's a hoax. Speaker 1 00:39:06  Really? Speaker 2 00:39:07  Yeah, I don't believe. I don't think so. Cryptids. Speaker 1 00:39:09  Really? Speaker 2 00:39:10  I'm not aliens. I'm not sure. Ghosts I don't believe in. Okay, okay. Speaker 1 00:39:15  All right. Okay. We were friends right up until. Let's see, what's the mark on there? 3605. Speaker 2 00:39:21  It's okay. You think that Bigfoot exists? Speaker 1 00:39:23  I. I think that the best, the best answer I ever got from it was from Doctor Terry Silky. our wonderful big. One of the biggest philanthropists in town. who's a orthodontic specialist for Lake County. Big shout out, Terry. he said that we think about all the things that we've gone through, like from history, from dinosaurs, to, like, all this thing. He's like, if you don't think it's a distinct possibility that we have a Bigfoot, maybe. Speaker 1 00:39:48  Maybe not today. Right. But maybe in the past. Like with all the things that we've had, he said. But, you know, this guy's been on 20 safaris and you've seen the whole thing. Speaker 2 00:39:58  You would think that there would be, like, Bigfoot heads mounted in the Smithsonian, you know. Speaker 1 00:40:03  Or at Bill's Pub. Speaker 2 00:40:04  Or Bill's Pub. Definitely. You know. I mean, there would be that. And I mean, the fact is, like, I know people lie and they sometimes lie for attention. So ergo, could it have been a hoax, too? Oh. Speaker 1 00:40:15  Maybe. Speaker 2 00:40:16  Right. Speaker 1 00:40:16  And actually, if anybody's watching, I just got this shirt as a gift. It's come from. It's from Logan, Ohio. And they have a, in the summertime. They have a Bigfoot festival there. Yeah. So my only thing is, if he doesn't exist, because this is this podcast is really about Bigfoot. It's not about you. Just so you know. Speaker 2 00:40:35  But I. Speaker 1 00:40:35  Hear you. But why or why is it such a big hoax everywhere? Then why do they have festivals for these? Speaker 2 00:40:40  Cute. I mean, like, people, you know? I mean, people, like, they think he's adorable. He's funny. He's like a meme. I think before memes. Speaker 1 00:40:47  Kill people, I think that might be. Speaker 2 00:40:49  What about Harry and the Hendersons? He was nice. Speaker 1 00:40:51  Yeah, that was just a. That's fiction. Like, he was nice, like Notting Hill. Speaker 2 00:40:54  He would always be like. He would always, like, hide bashfully in the closet. He's cool. Speaker 1 00:40:59  And John Lithgow, isn't that too? Speaker 2 00:41:00  He's nice. Right? He's always frustrated here. He does something. Speaker 1 00:41:04  Well, when I have evidence, I'm calling you. Speaker 2 00:41:06  Call me. I would love to be proven wrong about this, and I will. I would be happy to to to shake Bigfoot's hand. Speaker 1 00:41:12  Okay, good. Because now that we have these new phones that have better, you know, they focus better. Speaker 1 00:41:16  Now we'll get a clear picture of them, not just the fuzzy ones. Speaker 2 00:41:19  I only wish that Nessie was existing. The Loch Ness monster, that's my favorite cryptid. And I have never seen any good proof of that. That's a darn shame. Speaker 1 00:41:28  Yeah, well, hey, you never know. We're finding out all kinds of fun things these days. You never know. All right, so I think it's time we switch off of our hotseat. Questions that we've covered the really important stuff. Thank you. one thing I want to thank you for, because I know that you are a part of an organization, here, which is the Exchange Club. Yeah. so I know that, let's talk for people that aren't familiar with the Exchange Club. What is it? What is it based upon? Speaker 2 00:41:53  Okay, so the Exchange Club is cool. It's really an old organization. It's from, I don't know, 1913. And it is a group that I like in Grayslake because I just get together with my friends and have lunch. Speaker 2 00:42:05  Right. You know, so it's a bunch of business and community leaders. or not even, I mean, not at all. Some of them are just regular people. We have a, you know, like, I don't know, I want to say a retired teacher, not a community leader, but, you know, retired teachers come. And we had a retired accountant lady for a long time. And, you know, people that are just townies. Right. and, they come on, they have lunch where at first draft it's noon. if anybody wants to come to the Exchange Club, it's free lunch. Call me. (847) 549-0600. You can be my guest, but I like the Exchange club, because the main thing is that they plan big parties for the town. You know, they have the craft beer festival, you know, they do, stuff with, I got a taste of Grayslake downtown summer thing. Yeah. Speaker 1 00:42:46  And what did you change the name of all the time? Summer days. Speaker 1 00:42:48  Summer days, Summerfest. Speaker 2 00:42:50  They. but they they do cool stuff. They raise money and then they give that money away to kids in grades, like to go to school, right? Speaker 1 00:42:56  SIPs for scholarships. That's what the, the the craft beer festival is. Speaker 2 00:42:59  Yes. And then and it's good money. They're like, here's a thousand bucks, kid. And it's a Grayslake student that's a top student to go to college. You know, they do good stuff like that. They promote Americanism. you know, what is that? It is what? It's that Americanism is like liking 911 and being interested in our country and like. Right. You know, so it's a cool organization. Check it out. Speaker 1 00:43:21  Yeah. And I like all the nice things they do and the, the men and women that are involved in that. I happen to be fond of a lot of them. Yeah. I think the one day that I knew I knew nothing about the Exchange Club, and I think it was the day that you guys were doing your, you you had picked a couple of kids for scholarships. Speaker 1 00:43:36  You were giving them. And I saw these kids first. I was walking down to have an afternoon beer at the first draft or something like that. So I saw these two kids, like walking back to school and these big smiles on their faces. right? So I get to the bottom and a bunch of the Exchange Club members are hanging out, and to see these men that were standing there, and they were so blown away and so happy and so just straightforward, just happy about what they did. It was it made me really have a fondness for the organization. Speaker 2 00:44:05  And I just want to shout out to the Grayslake kids from North and Central. They're like really fantastic kids, you know? the some of the kids that are winning these awards, I mean, back when I was a kid, I tried to get good grades. I tried to do well in my tests, but otherwise I just went home. Speaker 1 00:44:22  How did I get so smart? Speaker 2 00:44:23  I don't, and they. And they have the energy, this boundless energy that is really. Speaker 2 00:44:27  It's admirable and kind of scary. So God level, I mean, whatever. Speaker 1 00:44:33  Which is. Speaker 2 00:44:34  Good. Don't you ever nap, you know, don't you ever eat too much pizza and then go to sleep, right, like me. So. Speaker 1 00:44:39  Right. Right. And especially as a high school kid. Right. And these guys are doing really, really well with things. Yeah. Speaker 6 00:44:44  Hey, Lake County, I know you know, a teacher out there that needs to be recognized. I'm Jodi, former educator, now realtor, and I'm here representing Educators Advantage. We want you to nominate a teacher of the month. Click the link in the show notes and nominate your favorite teacher. Make your favorite teacher feel appreciated and give them a shout out. Speaker 1 00:45:09  Cool! So I love to see people that get involved with organizations, especially like when going back, like the Safe Place kind of things. So explain this to me too. Are there more than one location for Safe Place? Because there's one in Zion. Speaker 1 00:45:21  Is there also one in Mundelein? Speaker 2 00:45:23  So okay, that is the family visitation center. Okay. Okay. That I believe has moved. Okay. So you'd want to check with Safe Place about the details for when I was involved in the organization. They had two places. They had a women's shelter. That was like a big apartment building in Zion, and it's tucked away. So you don't know about it, right? God love them. But then they also have a really important role that they play, having to do with, facilitating visitation or exchanges of parties that have, like ops against each other. Orders of protection. Yep. Okay. So you've got to go there. You, like drop off your kid in the front, and then dad comes in the back, and then they have like a meeting and they hang out for an hour and have pizza. And then there's people watching, like little child. Jimmy smiled when you saw dad. Right. And they take notes and they give that to the court and the safe place. Speaker 2 00:46:16  Like, honestly, so many exchanges, so much visitation just couldn't happen because of the acrimony between the parties. But for what a safe place does. So they're cool. They're they're fantastic. Speaker 1 00:46:27  I love them and it's nice. And I like places that are put together that look for the best for the children and to keep them safe to and keep, because sometimes just two people just don't get along. So that's a nice way to then get in there. Speaker 2 00:46:38  It's one of the toughest things about family cases is when you have a tremendous amount of acrimony, even like a good divorce, where it's just. I don't love him anymore. You know, you've got to co-parent the kid. But when it's a situation where it's like he raped me or he beat me up, or he right got 60 Y's or he. Whatever those cases, you know, the judges are very reluctant to totally shut out a parent. So they'll give him or her sometimes. Sometimes it's a her, you know, supervised visitation, wrangled by a safe place or supervised by perhaps somebody else, like a mom or grandma or whatever. Speaker 2 00:47:13  Okay. but those, those organizations that facilitate the, the best interest of the kid and the, the parenting time, the the courts. I don't know how they could function before that. That, safe place started doing that. Speaker 1 00:47:26  Yeah. No, it must be a really, really hard thing to do. well, one of the things that I really enjoy, I have to tell you, because I was having a conversation before we got together today, and a man was, who's potential, guest on another show was asking me my my, my motivations on why he wanted to come on. And the guy clearly, wanted to come out and just advertise his business. Right. And I was trying to explain to him that this these are the conversations you are having. You and I are having right now that I really like that. very soon, hopefully, we're gonna have Chief Myra chief of police on, because I really like humanizing. some people have jobs or positions that people don't really get to know, right? So if I had to hire somebody for a family attorney or a DUI attorney or a criminal attorney, I hope that I get to listen to the show so that they get to know your personality, to know that you're a human being, right? Speaker 2 00:48:16  My personality is is unique, but there are a lot of really good attorneys in Lake County. Speaker 2 00:48:21  I'm happy to help people. Whatever. Speaker 1 00:48:23  Yeah. Well, no. And I think it's nice. Speaker 2 00:48:24  I like to be humble. I'm not trying to. Well, you're very humble out there, right? I'm not. I'm not trying to be like. Oh, yeah. I'm like the only one around because I'm not, you know, and like I said, in Lake County, we're blessed with a strong bench and bar, right. You know, and honestly, I get along with just about all of them. Speaker 1 00:48:40  That's cool. Okay, so let's do this. because of people. So let's, to help our listeners out there listening. So let's talk. first of all, when starting to divorce proceedings like they're they know they're going to get divorced, maybe some advice on how they go about finding an attorney that would be right for them. Is that a hard question? Speaker 2 00:49:00  Yeah. So finding an attorney. I mean, a lot of people want to do word of mouth. They talk to their their cousin. Speaker 2 00:49:06  How you got divorced in Lake County. Tell me who you use and then call that guy. That's probably a good decision. Speaker 1 00:49:12  Not to tell you who not to use. Speaker 2 00:49:13  Right? Speaker 1 00:49:14  In their opinion, though, totally right. maybe the decision didn't go their way so it could be false information, right? Speaker 2 00:49:21  Totally. A lot of people just go to Google and they'll Google like Libertyville divorce attorney or Lake County divorce attorney or whatever. And you can get hits there. And you look at their Google reviews we have I mean, my law firm has fantastic reviews, but that's just because we try to just, I don't know, do a good job and then clear the case. You know, try to Because, like, if you take one guy's divorce case and you're like a vampire on his neck and you drain him till he's totally out of blood. Well, you know, that's one case, okay? I'd rather just, like, help a guy and then get a good review and help another guy and get a good review and help a guy and get a good review, and then just, like, kind of build it up that way. Speaker 2 00:49:56  That's way better, right? Speaker 1 00:49:58  And with integrity, when you're walking away, then you can sleep at night and make sure that you know that you can help people out. Speaker 2 00:50:04  I sleep. Speaker 1 00:50:04  At night. Right. That's good. Yeah. All right, so how about, DUI? Speaker 2 00:50:09  So. Okay. How to find a DUI attorney or. So same. Speaker 1 00:50:13  Thing. I know how to get one. Speaker 2 00:50:14  I know. Speaker 1 00:50:15  It's just not the. Speaker 2 00:50:16  Attorney. So, I mean, man, I use Lyfts now. Yes. You know, I, I really do I. Speaker 1 00:50:21  I cheapest thing to do. Right. Speaker 2 00:50:23  It's 20 bucks here and back and you don't have to worry about. Am I going to get in trouble. Right. You know, and you don't have to worry about. Am I going to hurt somebody or whatever? Speaker 1 00:50:32  So yeah, I heard somebody. Maybe it was another stupid social media thing I saw. But there again, like it was a $20 ride home, right? For, let's say I have to go from Grayslake up to Atkinson, like at the bar. Speaker 1 00:50:42  How many Lyft rides would it take to equal to a two? Would it cost to hire an attorney to go through the DUI process? Speaker 2 00:50:51  So I think it was NHTSA, the National Highway Transportation Safety Administration, one of those organizations, used to run a billboard campaign here in Lake County. And one of the billboards I remember was a picture of a kid blowing into a portable breath test. And there's the police cars, lights behind him, and it says, you just blew $10,000. Speaker 1 00:51:12  Most people have no idea what to do with their aging loved one who needs help. Well, there is a solution. A company that provides care and assistance to make your loved one feel right at home, at right, at home. Their mission statement is to improve the quality of life for those they serve. They offer extensive services personal and companion care, safety, supervision and transportation, fall prevention, dressing and bathing assistance. Medical reminders, meal prep, hospice support, ambulation support, stroke recovery, Parkinson's support, the list goes on and on and on. Speaker 1 00:51:43  If you have an aging loved one that needs help, call. Right at home. Most people prefer to age in their home rather than moving to an assisted living or nursing home. Right at home can make this happen. Contact right at home at right at home NHL.com or give them a call (847) 984-0103. Now back to the show. Speaker 2 00:52:02  You know, which I think is like not inaccurate. Speaker 1 00:52:06  Ten. Speaker 2 00:52:06  Grand right. Because like so the legal fees like, I don't know, cheap one 2500, you know, a hot felony DUI 568, whatever, $1,000. So that's good money there. But even for your first time misdemeanor DUI, you're spending 2500, $3,500 on a lawyer. And then you get the fines, the court costs. There are 3 or $4000. There's treatment that you must do, you know, so you do alcohol or risk evaluations and pay for the classes and then woo woo. It gets to be expensive. So yeah, you know,

(image source: https://www.pinterest.com/pin/676736281530757612/)Host Matthew Donald and guest co-host Laura Owsley discuss Enhydriodon, a giant species of otter that you really otter avoid. That's the kind of humor you should expect on this show. I truly can't believe we're nearing 300 episodes. From the Early Pliocene, this 7-foot mustelid was believed to be mostly terrestrial but very comfortable in the water, akin to the tigers of today. So it's an otter not in the water? What's the otter with this thing? Again, let me reiterate: THREE. HUNDRED. EPISODES. Of this show. Or at least close to it, anyway. Want to further support the show? Sign up to our Patreon for exclusive bonus content at Patreon.com/MatthewDonald. Also, you can get links to follow Matthew Donald and purchase his books at https://linktr.ee/matthewdonald. His latest book, Teslamancer, just released August 27th! And mild spoiler alert... there are kind of dinosaurs in it... mwuahahaha. Hosted on Acast. See acast.com/privacy for more information.

Featured Game Reviews: Clair Obsur: Expedition 33 [Wikipedia] [IMDb] The Hundred Line: Last Defense Academy [Wikipedia] [IMDb] PROMO: Collateral Cinema Movie Podcast (@CCinemaPodcast) SHOWNOTES: Once again running a bit late for a Game Launch review, but we're making up for it by covering two titles that launched the same day recently: Clair Obscur: Expedition 33 and The Hundred Line: Last Defense Academy! Join Ash for a spoiler-free solo review of two phenomenal turn-based RPGs that released in 2025, including one that's his current personal selection for Game of the Year.... Also, stay tuned for our upcoming numbered episode on Bubsy 3D, as well as our next Game Launch review: Doom: The Dark Ages! For those who come after... Collateral Gaming  is on Bluesky, Facebook, Instagram, Threads, and Twitter, and is on Goodpods, Apple Podcasts, Spotify, Podbean, Google Podcasts, YouTube, iHeart, and wherever else you get your podcasts! Also, check out Collateral Let's Play! on our YouTube channel. Collateral Media merch is available on Dashery! Check out everything from shirts and hats, to stickers and even tapestries, at our affiliate link now: collateralmedia.dashery.com (Collateral Gaming is a Collateral Media Podcast. Intro song is a license-free beat by Quality_Online_Media from Pixabay. All music and game clips are owned by their respective creators and are used for educational purposes only. Please don't sue us; we're poor!)

Episode DescriptionGET YOUR 40% OFF ALL CDB PRODUCTS HERE: https://supremecbd.uk/USE THE CODE (WTAF)Watch the video version for Free every week at ickonic.comGet you WTAF Merchandise here and help support the show:Support Rich's Articles and Research at his Substack Gaza's Walk Channel https://www.youtube.com/@IckeWalksRich and Gaz Socials https://x.com/WTAFRichhttps://x.com/garethicke

Hundred of bicyclists expected as 'Arkansas Graveler' ride makes overnight stop in Morrilton; Conway County Library's Summer Reading Program to kick off Saturday; State Police remind motorist of Move Over law; local student-athletes and coaches named to All-Star baseball, softball and soccer; we talk with Shannon Autrey of the Conway County Extension Service.

In the fifth episode of The Hundred Year Pivot, Demetri Kofinas and I sit down with economist Charles Calomiris for a probing exploration of America's fiscal future and the deeper societal forces shaping it. The conversation delves into the concept of fiscal dominance—the point at which mounting government debt and deficits compel inflationary policies, sidelining the intentions of central banks, with Charles warning that the US is edging closer to this scenario, driven by unsustainable deficits and a political system gridlocked by the self-interest of key voting blocs and an unwillingness to confront hard choices around entitlements like Social Security and Medicare. However, the discussion moves beyond the technicalities of economic policy as Charles contends that the roots of the crisis are as much moral and societal as they are financial, pointing to a broader decline in civic responsibility and shared values across generations. Drawing on historical parallels, he suggests that periods of crisis can also spark transformative leadership and a renewed search for social cohesion. This leads to a reflection on the possibility of hope—if individuals and communities can rediscover a sense of purpose and responsibility—as well as the importance of integrity and leadership at every level. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory, Shifts Happen and The Hundred Year Pivot, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.

The Gamescast is back after a break and we have a lot to talk about. Jared brings by an Old Forester and we try it out. The guys cover a lot of games, going over Fatal Fury, Clair Obscur, The Hundred Line and even the new Doom. Discord

One of our favorite re-occurring guests and family to the pod, Hundred Round Kado, makes his 5th appearance to talk about his new mixtape #GodGotTheMixtape that drops TOMORROW June 1st and his upcoming album “God Got The Rest”. Since Charlie's last visit to Kado's home last year in Maryland we've been talking about the new release and it's about that time The Godfather gives us something to hold us over until the album is ready. “Force The Win” Podcast's own Leticia J collaborates with Charlie again for the 3rd time to bring this altogether shared with a lot of laughs, insight, and of course, a heated debate between Chizz & Kado. We covered a lot on this one so TAP INNNN!!!!!follow on ig:@CWTFBradio@Charlie.MaSheen@Excuse_Me_Miss_@HundredRoundKado@RealNoAttempts- - - - - - - - - - - - - -#ChooseWhatTheFutureBrings #CWTFB #BlackCultureThroughMusic #Boston #Podcast #BostonPodcast #BlackPodcast #MusicPodcast #CharlieMaSheen #DamnRickk #MaSheenMilitia #BostonRap #BostonRnB #NewEnglandHipHop #HipHopCulture #BostonCulture #BostonHipHop #DopeBlackPods #YoutubePodcasts #TheMediaLab #TheSoundLab #ShooterzMuzik #NoAttemptsCHECK OUT ALL OF OUR CONTENT:www.CWTFB.com

Troy Kinne is an award-winning comedian, actor, writer, producer and director. In the early days of his stand-up comedy career, Troy won almost every new comic competition in Australia. The Comic's Lounge ‘You Gotta be Joking' competition saw him receive the prize of a trip to New York to attend the American Institute of Comedy. He went on to perform at several well-known clubs in the U.S. including Caroline's on Broadway, Stand Up New York, Gotham Comedy club, the Laugh Factory, The Hollywood Comedy Store and The Comedy Cellar.  On returning to Australia Troy became a sought-after headline act for The Australian Armed Defence forces, Mining camps and Comedy clubs around the country. In 2010 Troy added some steady work alongside the comedy club circuit, becoming a content producer for the Fifi and Jules radio show and hosting his own regular segment interviewing celebrity guests such as Seth Rogen, Josh Lawson, Simon Pegg and DJ Havana Brown. Troy has made guest appearances on TV and radio including Nova FM's Hughsie and Kate for breakfast, Hamish & Andy, Chrissie, Sam and Brownie, Have You Been Paying Attention, The Hundred with Andy Lee and The Comedy Channel's Stand-Up Australia. However, Troy is mostly known for his own Sketch Comedy TV shows - KINNE (7 Mate) and KINNE TONIGHT (CH10). The KINNE show saw Troy nominated for the 2015 Logie Award for Most Outstanding Newcomer and a number of sketches from his shows have racked up millions of online views worldwide. Troy's comedy is known for being extremely relatable. Proof of this is his video content constantly going ‘viral' with his online following currently sitting at well over 1 million plus across all social media platforms.  FULL STORY which is a special movie length opening episode is out now on YouTube which Troy funded himself – check it out (below)! I loved it! About Full Story: Full Story is being labelled by Kinne as a ‘one hour showcase special'. “Rather than being a standard ‘first episode' pilot, episode one of Full Story is essentially a mini movie, resulting in a much more comprehensive example of the vast opportunities for the series and the characters in terms of longevity.” The story follows Tucker Taylor and his struggling publicity agency who find themselves thrust into a situation requiring more time executing crisis management for themselves than their clients. This bold new series boasts a diverse lineup of talent in both background and experience ranging from newcomers, to rising stars to Aussie screen legends – Troy Kinne (Kinne, Kinne Tonight), Genevieve Hegney (Colin from Accounts), Tiana Hogben (Thank God You're Here), Kevin Hofbauer (Hamish and Andy's True Story), April Rose Pengilly (Neighbours), Colette Mann (Prisoner), Kaily Emma Smith (Stakes), Rob Mills (Every musical ever made ever), and Sicilee Diep-Dubois (Acting debut). The popularity of Kinne's previous work has resulted in eager guest appearances from Aussie stars. Lending their talents are Sophie Monk, Josh Lawson and Scott Ryan. The Full Story series explores cancel culture and the consequences that can come with fame whether seeking it or not. However, the real heart of the series is its honesty when portraying behaviour (even if it's a tough pill to swallow for the audience). This is its point of difference – no holding back. We see desperation at its finest from every perspective possible which can be an uncomfortable eye opener, encouraging the viewer to think about, and in some instances, question their own behaviour/thoughts. FULL STORY promises to be a hilarious and entertaining journey for audiences keen to once again indulge in a scripted series with ‘some balls'. We chat about his love of Thailand, creating videos, FULL STORY, heart issues, trusting your gut, being ‘made wrong', regrets, comedy, magic writing on planes, getting tv shows plus plenty more!   Check TROY out on: Instagram: https://www.instagram.com/troykinne/ FULL HOUSE: https://www.youtube.com/watch?v=Dyyg5uflmoY&list=PLoXYRLb-WmOVE-SCTwGe1iqPH9snbk7pj   Website/ tickets: https://www.troykinne.com/#shows Facebook: https://www.facebook.com/KinneTVshow ------------------------------------------- Follow @Funny in Failure on Instagram and Facebook https://www.instagram.com/funnyinfailure/ https://www.facebook.com/funnyinfailure/ and @Michael_Kahan on Insta & Twitter to keep up to date with the latest info. https://www.instagram.com/michael_kahan/ https://twitter.com/Michael_Kahan

Nehemiah 3 NIV 3 Eliashib the high priest and his fellow priests went to work and rebuilt the Sheep Gate. They dedicated it and set its doors in place, building as far as the Tower of the Hundred, which they dedicated, and as far as the Tower of Hananel. 2 The men of Jericho built the adjoining section, and Zakkur son of Imri built next to them. 3 The Fish Gate was rebuilt by the sons of Hassenaah. They laid its beams and put its doors and bolts and bars in place. 4 Meremoth son of Uriah, the son of Hakkoz, repaired the next section. Next to him Meshullam son of Berekiah, the son of Meshezabel, made repairs, and next to him Zadok son of Baana also made repairs. 5 The next section was repaired by the men of Tekoa, but their nobles would not put their shoulders to the work under their supervisors.[a]6 The Jeshanah[b] Gate was repaired by Joiada son of Paseah and Meshullam son of Besodeiah. They laid its beams and put its doors with their bolts and bars in place. 7 Next to them, repairs were made by men from Gibeon and Mizpah—Melatiah of Gibeon and Jadon of Meronoth—places under the authority of the governor of Trans-Euphrates. 8 Uzziel son of Harhaiah, one of the goldsmiths, repaired the next section; and Hananiah, one of the perfume-makers, made repairs next to that. They restored Jerusalem as far as the Broad Wall. 9 Rephaiah son of Hur, ruler of a half-district of Jerusalem, repaired the next section. 10 Adjoining this, Jedaiah son of Harumaph made repairs opposite his house, and Hattush son of Hashabneiah made repairs next to him. 11 Malkijah son of Harim and Hasshub son of Pahath-Moab repaired another section and the Tower of the Ovens. 12 Shallum son of Hallohesh, ruler of a half-district of Jerusalem, repaired the next section with the help of his daughters.13 The Valley Gate was repaired by Hanun and the residents of Zanoah. They rebuilt it and put its doors with their bolts and bars in place. They also repaired a thousand cubits[c] of the wall as far as the Dung Gate.14 The Dung Gate was repaired by Malkijah son of Rekab, ruler of the district of Beth Hakkerem. He rebuilt it and put its doors with their bolts and bars in place.15 The Fountain Gate was repaired by Shallun son of Kol-Hozeh, ruler of the district of Mizpah. He rebuilt it, roofing it over and putting its doors and bolts and bars in place. He also repaired the wall of the Pool of Siloam,[d] by the King's Garden, as far as the steps going down from the City of David. 16 Beyond him, Nehemiah son of Azbuk, ruler of a half-district of Beth Zur, made repairs up to a point opposite the tombs[e] of David, as far as the artificial pool and the House of the Heroes.17 Next to him, the repairs were made by the Levites under Rehum son of Bani. Beside him, Hashabiah, ruler of half the district of Keilah, carried out repairs for his district. 18 Next to him, the repairs were made by their fellow Levites under Binnui[f] son of Henadad, ruler of the other half-district of Keilah. 19 Next to him, Ezer son of Jeshua, ruler of Mizpah, repaired another section, from a point facing the ascent to the armory as far as the angle of the wall. 20 Next to him, Baruch son of Zabbai zealously repaired another section, from the angle to the entrance of the house of Eliashib the high priest. 21 Next to him, Meremoth son of Uriah, the son of Hakkoz, repaired another section, from the entrance of Eliashib's house to the end of it.22 The repairs next to him were made by the priests from the surrounding region. 23 Beyond them, Benjamin and Hasshub made repairs in front of their house; and next to them, Azariah son of Maaseiah, the son of Ananiah, made repairs beside his house. 24 Next to him, Binnui son of Henadad repaired another section, from Azariah's house to the angle and the corner, 25 and Palal son of Uzai worked opposite the angle and the tower projecting from the upper palace near the court of the guard. Next to him, Pedaiah son of Parosh 26 and the temple servants living on the hill of Ophel made repairs up to a point opposite the Water Gate toward the east and the projecting tower. 27 Next to them, the men of Tekoa repaired another section, from the great projecting tower to the wall of Ophel.28 Above the Horse Gate, the priests made repairs, each in front of his own house. 29 Next to them, Zadok son of Immer made repairs opposite his house. Next to him, Shemaiah son of Shekaniah, the guard at the East Gate, made repairs. 30 Next to him, Hananiah son of Shelemiah, and Hanun, the sixth son of Zalaph, repaired another section. Next to them, Meshullam son of Berekiah made repairs opposite his living quarters. 31 Next to him, Malkijah, one of the goldsmiths, made repairs as far as the house of the temple servants and the merchants, opposite the Inspection Gate, and as far as the room above the corner; 32 and between the room above the corner and the Sheep Gate the goldsmiths and merchants made repairs. 

Story of the Week (DR):Boeing strikes $1.1 billion deal with Justice Department over deadly 737 Max crashes—and must pay $445 million to victims' familiesBoeing will avoid a felony conviction by agreeing to pay over $1.1 billion, which includes a $243.6 million fine, $444.5 million to victims' families, and more than $455 million to enhance compliance, safety, and quality systems.The families were informed nearly a week after the DOJ said it had struck a tentative deal with Boeing that allows the company to avoid criminal prosecution for allegedly misleading regulators about the company's 737 Max plane before two crashes that killed 346 people.Market Basket CEO Arthur T Demoulas placed on administrative leave by board of directorsDemoulas has been placed on paid administrative leave by the company's board of directors, along with two of his children and several other executives.The board initiated an internal investigation into Demoulas' conduct, citing concerns over transparency and succession planning. Specifically, the board expressed frustration over limited access to critical company information, including budgets and plans for leadership succession, and alleged that Demoulas was planning a work stoppage. Demoulas has responded through a spokesperson, claiming he was "ousted" in what he describes as a "farcical cover for a hostile takeover." This situation echoes a similar family dispute in 2014, which led to widespread employee protests and customer boycotts in support of Demoulas. The current conflict raises questions about the company's leadership and future direction amid ongoing supermarket industry consolidationIn June 2014, CEO Arthur T. Demoulas was ousted by a board controlled by his cousin, Arthur S. Demoulas, amidst longstanding family disputes over company control.Customer: “If the employees think another walkout makes sense, then I'd support them. Basket ‘til the casket.Market Basket, a regional supermarket chain in New England, generates an estimated $7.3 billion in revenue. The company employs approximately 25,000 people. The revenue projection is roughly double what it was in 2014.Market Basket director: CEO Demoulas took company 'hostage'The Fake Elon government exit: A Disillusioned Musk, Distanced From Trump, Says He's Exiting Washington MMPer 18 U.S.C. § 202 (a), a Special Government Employees (SGE) is “an officer or employee . . . who is appointed to perform temporary duties, with or without compensation, for a period not to exceed 130 days during any period of 365 consecutive days.”Elon Musk says he doesn't "entirely agree" with Trump administration, explains why he feels "stuck in a bind""But it's difficult for me to bring that up in an interview because then it creates a bone of contention," he said. "I'm a little stuck in a bind, where I'm like, well, I don't wanna, you know, speak up against the administration, but I … also don't wanna take responsibility for everything the administration's doing. So I'm, like, kinda stuck, you know?"Deepfake ElonFalse StartAugust 2006: “[Our] long term plan is to build a wide range of models, including affordably priced family cars … When someone buys the Tesla Roadster,” he added, “they are actually helping pay for development of the low-cost family car.”2016: Musk reiterated that, even though Tesla had not yet delivered on the 2006 promise, it still planned to build an “affordable, high-volume car.”January 2025: Musk said that—finally—Tesla would start producing the affordable model in the second half of 2025.April 2025: Reuters reported that Tesla had scrapped plans for the cheap family car. Musk posted on X that “Reuters is lying (again),” eliciting the Reuters response that “[Musk] did not identify any specific inaccuracies.” A Tesla source told Reuters that instead of the long-promised cheap family car, “Elon's directive is to go all in on robotaxi.”Hyperloop HypeAugust 2013: “A new open source form of transportation that could revolutionize travel.”The Hyperloop was shuttered in 2023—but even as late as 2022, Musk was still promising that Hyperloop could go from Boston to New York City “in less than half an hour.”Driverless PioneeringSeptember 2013: “We should be able to do 90 percent of miles driven [autonomously] within three years.”Full Autonomous DrivingOctober 2015: “Tesla will have a car that can do full autonomy in about three years.”December 2015: “We're going to end up with complete autonomy … and I think we will have complete autonomy in approximately two years.”January 2016: “I think that within two years you'll be able to summon your car from across the country.”.June 2016: “I consider autonomous driving to be a basically solved problem … We're less than two years away from complete autonomy.”November 2018: “I think we'll get to full self-driving next year.”Autonomous ChargingOctober 2016: “we'll be able to do a demonstration drive of full autonomy all the way from LA to New York—from home in LA to let's say dropping you off in Time Square in New York, and then having the car go park itself—by the end of next year … without the need for a single touch, including the charger.”In April 2017: “I think we're still on track for being able to go cross-country from LA to New York by the end of the year, fully autonomous … Just software limited.”BoringApril 2017: The Boring Company was supposed to deliver an underground maze of tunnels where passengers could travel in autonomous vehicles at 150 miles per hour.The goal was to build one mile of tunnel per week: “Finally, finally, finally, there is something that I think can solve the goddamn traffic problem.”So far: the 1.7-mile LVCC Loop in Las Vegas: currently takes paying passengers between three stations in chauffeur-driven Model Y Tesla cars which slow to just 15 miles per hour when the tunnels get congested.Brain ChipsAugust 2017: First product would be on the market “in about four years.”In 2024: the first human trial subject receives a Neuralink implant (though some researchers show frustration over a lack of information about the study.)Special DeliveryNovember 2018: “Probably technically be able to [self-deliver Teslas to customers' doors] in about a year.”FSD Finally?January 2019: “When do we think it is safe for full self driving?” asks Musk on a Q4 earnings call. “Probably towards the end of this year.”Feb 2019: “We will feature complete [with] full self-driving this year … The car will be able to … take you all the way to your destination without an intervention this year. I'm certain of that. That is not a question mark.”January 2021, on an earnings call: “I'm highly confident the car will drive itself for the reliability in excess of a human this year. This is a very big deal.”December 2021: “It's looking quite likely that it will be next year,” he says.May 2023: “I mean, it does look like [full autonomy is] gonna happen this year.”One Million RobotaxisApril 2019: “We expect to have the first operating robot taxi next year with no one in them … Next year for sure, we'll have over a million robotaxis on the road.”April 2025 earnings call: Musk says that Tesla will unveil its robotaxi service in Austin, Texas, next month, with up to 20 Model Y vehicles supervised remotelyLevel Five Is AliveJuly 2020: “I'm extremely confident that level 5–or essentially complete autonomy–will happen … this year … There are no fundamental challenges remaining,” he stated.December 2020: “I'm extremely confident that Tesla will have level 5 next year,” Musk tells Mathias Döpfner, the CEO of Business Insider's parent company, Axel Springer SE. How confident? “100 percent,” replies MuskMusk also tells Döpfner that a human will possibly step onto Mars by 2024.April 2025 earnings call: “We'll start to see the prosperity of autonomy take effect in a material way around the middle of next year … There will be millions of Teslas operating autonomously, fully autonomously in the second half of next year.”March 2025: Babysitting Robot Army2021: “hopefully” Tesla will be able to make about 5,000 Optimus robots this year. Musk then claimed Tesla would make “probably 50,000-ish [Optimus robots] next year.”Optimus “will be the biggest product of all time by far—nothing will even be close. It'll be 10 times bigger than the next biggest product ever made. Ultimately, I think we'll be making tens of millions of robots a year.” Mere seconds later: “Tesla would actually make “maybe 100 million robots a year.”April 2025: he told investors that production could be impacted by the restrictions on rare-earth metal exports China implemented in response to President Trump's tariffs. There's no date yet for the launch of Optimus.ESG inventor says Trump its 'best possible advert'Paul Clements-Hunt, credited with coining the term "ESG", views Trump's opposition to ESG investing as inadvertently beneficial for the movement.Clements-Hunt argues that Trump's criticisms have heightened public awareness and discourse around ESG principles, effectively serving as a "best possible advert" for ESG by bringing it into mainstream conversations.He suggests that the backlash has prompted companies and investors to more rigorously define and implement ESG strategies, moving beyond superficial commitments2025 U.S. Proxy Season: Midseason Review Finds Sharp Drop in Shareholder Resolutions on Ballot Goodliest of the Week (MM/DR):DR: Penguin Poop: The Latest Tool to Fight Climate Change DRPenguin guano releases high concentrations of ammonia, which reacts with sulfur compounds in the atmosphere to form aerosols. These aerosols facilitate cloud formation, potentially cooling the Earth's surface and preserving Antarctic ice. MM: State Comptroller votes to prioritize fiduciary duty for proxy votingState Comptroller Elise Nieshalla, Indiana Deferred Compensation CommitteeThe new policy, Bowyer Research Proxy Voting Guidelines , provides a voting framework solely focused on shareholder value.Live case study in whether Bowyer votes against directors! Remember when Strive said they voted anti-woke, and really they just voted against women? Now we'll find out if Bowyer uses Free Float data secretly or if they just vote against brown peopleMM: Volkswagen executives get prison time in 'Dieselgate' scandalAssholiest of the Week (MM): Tesla investors demand Musk work 40-hour week at EV maker as 'crisis' buildsJack Dorsey, Twitter's Eccentric CEO, Could Be Looking For A Job SoonElliott is concerned that Dorsey hasn't focused enough on Twitter, because he is also chief executive of payments company Square. The hedge fund is pushing for a CEO whose sole job is running Twitter.CEOsWells Fargo's Scharf Says CEOs Are WorriedCEO pay rose nearly 10% in 2024 as stock prices and profits soaredMore money!Activist Investor Accuses Penn CEO Of Using Company Jet As 'Personal Uber,' Citing Losses And Barstool DebaclePerks!Anthropic CEO warns AI could eliminate half of all entry-level white-collar jobsEven more money!CEO Jensen Huang to Sell $800 Million of Nvidia StockEven more more money!UnitedHealth Group faces lawsuit claiming it used ex-employees' 401(k) funds to defray its own costs DRThe vote on the board is MondayThe company offered the Executive Chair and former CEO Stephen Hemsley $60m in non-performance based options at the near nadir of the stock price, vesting in 3 years, that we estimate will equal roughly $170m in value if the stock price returns to where it was just 6 months agoHe is the highest influence director even BEFORE Witty quit in disgrace - he's likely to have as much as 40% influence when we remove WittyThe company is under investigation for defrauding Medicare, they had an executive assassinated, they have effectively denied coverage for thousands of customers, and now they were stealing from their own employees… and you can vote them outHalf brained idea:James G. Davis, Jr. Announces Retirement from American Woodmark Board of DirectorsHe's 65 years old, been there for 23 years, decides to step downHow about this - make boards a LIFETIME position, no votesWouldn't investors actually pay attention if every director was “elected” just ONCE? They could be like the supreme court and serve until they die or retireHeadliniest of the WeekDR: Musk's SpaceX town in Texas warns residents they may lose right to ‘continue using' their propertyDR: 9 of the most out there things Anthropic CEO Dario Amodei just said about AIOn when he thinks the world will see the first billion-dollar company with one employee.“2026”MM: Nearly Half of Young People Wish the Internet Had Never Been InventedWho Won the Week?DR: Boeing CEO Kelly Ortberg: DOJ looks the other way a week after Boeing secured a record-breaking $96 billion order from Qatar Airways during Donald Trump's trip.MM: Grok: Marjorie Taylor Greene beefs with Elon Musk's AI chatbot: 'The judgement seat belongs to GOD'PredictionsDR: RFK Jr. discovers Trump Poop is more effective than 93% of the American Federation of Teachers unionMM: Vince McMahon sex trafficking case co-defendant John Laurinaitis agrees to help accuser - 100% chance he's pardoned. ONE. HUNDRED.

Matthew has almost finished the new Doom game, while Samuel has done about half of it – so that's the focus of this week's episode. Matthew also explains his appreciation of the new MercurySteam game, Blades of Fire, and digs deep into his never-ending playthrough of The Hundred Line: Last Defense Academy on Switch.This week's music is from The Hundred Line: Last Defense Academy soundtrack by Masafumi Takada and Jun Fukuda. Hosted on Acast. See acast.com/privacy for more information.

Si te gusta lo que escuchas y quieres apoyar esta empresita, ven a ver el programa en directo de lunes a jueves a las 18:00h en Twitch.tv/chiclanafriends

Gravity Rush and Silent Hill are smog-likes Follow Joshua: https://bsky.app/profile/jmrivera.bsky.social Follow Dom: https://bsky.app/profile/dominicknero.bsky.social Listen to Eye of the Duck: https://eyeoftheduckpod.com/listen Discussed: Gotenks, the Gravity Rush series, Silent Hill Creator Keiichiro Toyama Reacts to Shock Closure of The Evil Within Developer Tango Gameworks by Ryan Dinsdale for IGN, Final Fantasy IX, Capcom Fighting Collection 2, Street Fighter naming conventions and history lesson, The Need For GTA 6's Success Is A Symptom Of A Broken Industry by Joshua Rivera for Aftermath, Deus Ex: Human Revolution is FINE, And Here's Why by hbomberguy on YouTube, The Hundred Line -Last Defense Academy-, POST-HYPE: Dangonronpa v3 Pt 1 by No Cartridge Audio, Pilot Quest on UFO50, Oh No, I Am Way Too Into UFO 50's Idle Zelda by Chris Person for Aftermath  Find us everywhere: https://intothecast.online Buy some NEW merch if you'd like: https://shop.intothecast.online Join the Patreon: https://www.patreon.com/intothecast --- Follow Stephen Hilger: https://stephenhilgerart.com/ Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.online Produced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social --- Season 7 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/ Theme song by Will LaPorte: https://ghostdown.online/ --- Timecodes: ~~TIMES MAY BE OFF DUE TO DYNAMIC AD PLACEMENTS~~ (00:00) - Intro with Dom and Joshua (01:58) - Gravity Rush | Gohan and Trunks make a choice (24:22) - Smog (24:28) - Final Fantasy IX | Smog check (32:31) - FINAL FANTASY IX SPOILERS (33:07) - Final Fantasy IX | Smog check (51:44) - Break (51:47) - Capcom Fighting Collection 2 | Too much good fighting (01:15:17) - The Hundred Line -Last Defense Academy- | It's not the best game and Joshua doesn't care!!! (01:37:19) - Break (01:37:21) - UFO50 | DOM01 (02:04:24) - Wrapping up --- Thanks to all of our amazing patrons including our Eternal Gratitude members: Zachary D IanfaceMcGee Matt H Clayton M Chris Y w0nderbrad Shawn L Cody R Zach R Federico V Logan H Alan R Slink mattjanzz Deacon Grok Corey Z Directional Joy Susan H Olivia K Dan S Isaac S Will C Jim W Evan B David H min2 Aaron G V Erik M Brady H Joshua J Tony L Danny K Seth M Adam B Justin K Andy H Demo Parker E Maxwell L Spiritofthunder Jason W Jason T Corey T Minnow Eats Whale Caleb W fingerbelly Jesse W Mike T Codes Wesley Erik B mebezac Sergio L ninjadeathdog Rory B A42PoundMoose Andrew Justin M Peter Stellar.Bees Brendan K Scott R wreckx Noah O Michael G Arcturus Chris R hepahe Cory F Chase A LoveDies Nick Q Wes K Chris M RB Michaela W Adam F Scott H Alexander SP Therese K jgprinters Jessica B Murray David P Jason K Bede R Kamrin H Kyle S Philip Learn more about your ad choices. Visit podcastchoices.com/adchoices

We delve into the side realms of the galactic rim to see what Doctor Aphra is up to. We also review, We're Taking Everyone Down With Us #3 from Image Comics, Dark Honor #1 from Zysygy Publishing, and The Sixth Gun: Road to the Six #0 from Oni Press. Major Spoilers Podcast Network Master Feed RSS Feed Show your thanks to Major Spoilers for this episode by becoming a Major Spoilers Patron at http://patreon.com/MajorSpoilers. It will help ensure the Major Spoilers Podcast continues far into the future! Join our Discord server and chat with fellow Spoilerites! (https://discord.gg/jWF9BbF) REVIEWS STEPHEN WE'RE TAKING EVERYONE DOWN WITH US #3 Writer: Matthew Rosenberg Artist: Stefano Landini Publisher: Image Comics Cover Price: $4.99 Release Date: May 28, 2025 Annalise is learning that sometimes the enemy of your enemy is also your enemy. But maybe when you have a robot-man who will kill for you, you don't need many friends. The action-packed tale of espionage and evil empires, generational trauma and global power struggles, and the little girl caught in between continues here. [rating:5/5] You can purchase this issue via our Amazon affiliate link - https://amzn.to/4kceMAM MATTHEW DARK HONOR #1 Writer: KS Bruce and Brian DeCubellis Artist: Fico Ossio Publisher: Zysygy Publishing Cover Price: $3.99 Release Date: May 28, 2025 For nearly a century, the Hundred has been the strong arm of the New York underworld. But now, as Covid-19 ravages the city in early 2020, a different kind of plague has arrived: a criminal mastermind mounting his takeover...unless Rain, daughter of the Hundred's leader Josef, can unite the last elements of the fading crime gangs in one desperate attempt to fight back. [rating:2/5] You can purchase this issue via our Amazon affiliate link - https://amzn.to/4kE3KnF RODRIGO SIXTH GUN: ROAD TO THE SIX #0 Writer: Cullen Bunn Artist: Brian Hurtt Publisher: Oni Press Inc. Cover Price: $4.99 Release Date: June 4, 2025 Before The Sixth Gun rages back into existence in this summer's long-awaited reunion from co-creators Cullen Bunn (The Autumn Kingdom, Ghostlore) and Brian Hurtt (The Midnite Show), bridge the gap between the explosive finale of the landmark original series and the powerful new chapter soon to be written with a self-contained, one-shot prelude featuring three, all-new stories . . . leading directly into The Sixth Gun's 15th anniversary celebration! A terrible dream lies buried deep in the earth. . . . A powerful dream that the mysterious worldwide cabal of magic users will stop at nothing to realize. With the power of the Six alive in the world, it's only a matter of time before the weapons are reborn in new hands . . . The return of Bunn and Hurtt's classic weird Western can't be stopped. . . . A tale of calamitous fate and those who try to resist it. . . . Soon, The Sixth Gun will be reborn. [rating: 4/5] DISCUSSION STAR WARS: DOCTOR APHRA VOLUME 1 Writer: Kieron Gillen Artist: Kev Walker Publisher: Marvel Comics Following her time in the clutches of Darth Vader, Doctor Aphra has barely escaped with her life. If the Dark Lord of the Sith ever learns of her survival, he'll hunt her to the ends of the galaxy. But for now, it's time for a return to what she does best. With droids Triple-Zero and BeeTee-One in tow, she's off in search of rare artifacts from the galactic center to the Outer Rim — and everywhere in between. Aphra's got debts to pay, after all. Just as long as she can stay one step ahead of the Empire, some bounty hunters…and just about everyone else in the galaxy! You can purchase this issue via our Amazon affiliate link - https://amzn.to/3FaWnVM CLOSE Contact us at podcast@majorspoilers.com A big Thank You goes out to everyone who downloads, subscribes, listens, and supports this show. We really appreciate you taking the time to listen to our ramblings each week. Tell your friends!

We delve into the side realms of the galactic rim to see what Doctor Aphra is up to. We also review, We're Taking Everyone Down With Us #3 from Image Comics, Dark Honor #1 from Zysygy Publishing, and The Sixth Gun: Road to the Six #0 from Oni Press. Major Spoilers Podcast Network Master Feed RSS Feed Show your thanks to Major Spoilers for this episode by becoming a Major Spoilers Patron at http://patreon.com/MajorSpoilers. It will help ensure the Major Spoilers Podcast continues far into the future! Join our Discord server and chat with fellow Spoilerites! (https://discord.gg/jWF9BbF) REVIEWS STEPHEN WE'RE TAKING EVERYONE DOWN WITH US #3 Writer: Matthew Rosenberg Artist: Stefano Landini Publisher: Image Comics Cover Price: $4.99 Release Date: May 28, 2025 Annalise is learning that sometimes the enemy of your enemy is also your enemy. But maybe when you have a robot-man who will kill for you, you don't need many friends. The action-packed tale of espionage and evil empires, generational trauma and global power struggles, and the little girl caught in between continues here. [rating:5/5] You can purchase this issue via our Amazon affiliate link - https://amzn.to/4kceMAM MATTHEW DARK HONOR #1 Writer: KS Bruce and Brian DeCubellis Artist: Fico Ossio Publisher: Zysygy Publishing Cover Price: $3.99 Release Date: May 28, 2025 For nearly a century, the Hundred has been the strong arm of the New York underworld. But now, as Covid-19 ravages the city in early 2020, a different kind of plague has arrived: a criminal mastermind mounting his takeover...unless Rain, daughter of the Hundred's leader Josef, can unite the last elements of the fading crime gangs in one desperate attempt to fight back. [rating:2/5] You can purchase this issue via our Amazon affiliate link - https://amzn.to/4kE3KnF RODRIGO SIXTH GUN: ROAD TO THE SIX #0 Writer: Cullen Bunn Artist: Brian Hurtt Publisher: Oni Press Inc. Cover Price: $4.99 Release Date: June 4, 2025 Before The Sixth Gun rages back into existence in this summer's long-awaited reunion from co-creators Cullen Bunn (The Autumn Kingdom, Ghostlore) and Brian Hurtt (The Midnite Show), bridge the gap between the explosive finale of the landmark original series and the powerful new chapter soon to be written with a self-contained, one-shot prelude featuring three, all-new stories . . . leading directly into The Sixth Gun's 15th anniversary celebration! A terrible dream lies buried deep in the earth. . . . A powerful dream that the mysterious worldwide cabal of magic users will stop at nothing to realize. With the power of the Six alive in the world, it's only a matter of time before the weapons are reborn in new hands . . . The return of Bunn and Hurtt's classic weird Western can't be stopped. . . . A tale of calamitous fate and those who try to resist it. . . . Soon, The Sixth Gun will be reborn. [rating: 4/5] DISCUSSION STAR WARS: DOCTOR APHRA VOLUME 1 Writer: Kieron Gillen Artist: Kev Walker Publisher: Marvel Comics Following her time in the clutches of Darth Vader, Doctor Aphra has barely escaped with her life. If the Dark Lord of the Sith ever learns of her survival, he'll hunt her to the ends of the galaxy. But for now, it's time for a return to what she does best. With droids Triple-Zero and BeeTee-One in tow, she's off in search of rare artifacts from the galactic center to the Outer Rim — and everywhere in between. Aphra's got debts to pay, after all. Just as long as she can stay one step ahead of the Empire, some bounty hunters…and just about everyone else in the galaxy! You can purchase this issue via our Amazon affiliate link - https://amzn.to/3FaWnVM CLOSE Contact us at podcast@majorspoilers.com A big Thank You goes out to everyone who downloads, subscribes, listens, and supports this show. We really appreciate you taking the time to listen to our ramblings each week. Tell your friends!

In this enlightening episode of Vestiges After Dark, we welcome Greg Ripley—Daoist priest, nature guide, and author of The Hundred Remedies of the Tao. Drawing from the wisdom of the Quanzhen Longmen tradition, Greg offers an accessible yet profound exploration of Daoist philosophy and its practical applications in everyday life. From breathwork and meditation to aligning with the natural world, Greg shares insights into how Daoist practices can cultivate harmony, resilience, and spiritual clarity. We'll also delve into the inspiration behind his latest book and discuss how these ancient teachings offer powerful tools for navigating the challenges of our modern world. Whether you're new to Daoism or seeking a deeper connection with its path, this episode offers timeless wisdom for the mind, body, and spirit.To call into the show with your questions, comments, or stories, dial: (207) 544-1983. International callers may call free 'Skype to Skype' by dialing: eyeoftheseer They will also be taking your questions from the YouTube chatroom, Facebook, Twitter, Twitch, and Spreaker.Music Credits (for full list click here: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbi1DR1JCWHJ0V2xzdGtVMjVKOHhscjJaYWM3QXxBQ3Jtc0tsNkhxV0hPTjRTdlA3SkJPQWU5RlVaUkxudlVHR2ExVXBpMFlvOG1yVE9ETk5HcHBTNGZ5bkJVT2ZqYW1UazRlUjNqaDBfSUV4RWRmV3UtZFZjVTFKUkVHWjBnbDAxS1hONXdFZXhDazg4LUFla0NRbw&q=https%3A%2F%2Fwww.spreaker.com%2Fshow%2Fvestige..&v=rbLQBvmFw-o. Inukshuk - Too Far Gone [NCS Release] Crowd Hammer Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmNQaWtCY2owUzNESnhwRm1TNF8xY1RtU3AwUXxBQ3Jtc0tuNTJvWmxWR0ZQX01wQ1hHd29ZNDBfejJ2ekJpeEpUNFMyYWc1Z0lsbmJ1b2FocU82VjZ2d0FOaXUtLW0xVjk3bHF3Q1M3dUxCSWd4YkRjS1EwSlFQNmlzSlBGQWFER1JWYnA3SW5jREpLR2syUnNCMA&q=http%3A%2F%2Fcreativecommons.org%2Flicenses%2Fb..&v=rbLQBvmFw-o. Bumper Music: NoCopyrightSounds Marin Hoxha & Chris Linton - With You [NCS Release] Tobu & Syndec - Dusk [NCS Release] Codeko - Crest [NCS Release] Syn Cole - Feel Good [NCS Release] Floatinurboat - Limbo (feat. ELIØTT) [NCS Release] Rival x Cadmium - Seasons (feat. Harley Bird) [NIVIRO Remix] | NCS Release] Robin Hustin x Tobimorrow - Light It Up (feat. Jex) [NCS Release] Jim Yosef & Anna Yvette - Linked [NCS Release] Kozah - Heavens [NCS Release] NIVIRO - Memes [NCS Release] Song: Mendum & Abandoned - Voyage (Feat. DNAKM) [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazkwMFh2ZmtMdFphVG9iRTFHWFFLTEcwV2ZfQXxBQ3Jtc0tuLVpfLTF6NndUUEthTW5BcVVfV2lmN1B2YUJQa2VJSnpCN0RwWHZIeGtfeGctTHh2RUN4bkRVLXhmSml5Y1p1c2tLUHY2LXBaNTh4RlRvUjNUWlMtME1ManhNWVVmQzFhY3llVFREVkhfbEJ6RFNBaw&q=http%3A%2F%2Fncs.io%2FVoyage&v=rbLQBvmFw-o Watch: • Mendum & Abandoned - Voyage (Feat. DN... Song: Unknown Brain & Hoober - Phenomenon (ft. Dax & VinDon) [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW9LUkEyM3RqZDR4QlRQSUxNdno3dWpxVVZLZ3xBQ3Jtc0tuS3ZIVnVpMC13cWUtYWd1UHNGemhWcjVGaDVzZlhOWFVJNENZRHpsR2YxRURHcXQ3Q1FST1Q4QWx2Y0tXN2ZCeWZ0bGVoNHFvYjJLSThfRzFLUDhuX3dxQ1k1cWVwQlVPWFVwSVZLTGRFMEZsRklfVQ&q=http%3A%2F%2Fncs.io%2FPhenomenon&v=rbLQBvmFw-o Watch: • Unknown Brain & Hoober - Phenomenon (... Song: Robin Hustin & Jessica Chertock - Burn it Down [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbm0zTE4wTnlWNllwRGt3dWZHM0FFZVJNUldYQXxBQ3Jtc0tsLTJCRXlLQnFjaEgxNmE2U0ZhbnBhT0pkXzhJdlZuZmdCMHh5cUlJOTJpOXdEbkN0U25EOVB4dUZjeWI1QTJISnE3X2JBR25FX3ZXTTRSZ2pRMkk4cEcyOXFWMmdfcFBzRmctYUs3dU55bVc1ckVjWQ&q=http%3A%2F%2Fncs.io%2FBurnItDown&v=rbLQBvmFw-o Watch: • Robin Hustin & Jessica Chertock - Bur... Song: Kozah - Nobody [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3pQZDdoVTBNVGhTREw3TmRIcjZ3a3k0dzFSd3xBQ3Jtc0tuQkg5dGJfR2U4emNMTVV5dWh4eXYtSXFGX2ZLQ0MzLXVUWFdicE5FdGhsVUNBTlQ2cUVLNDIxcHctVGVYbGpkVVpHUFlVQjBwcWtiVU1Td3ItYTFCWUxXdENhQ0kyUkV4R280OXd4dFNoeGZOa2lFZw&q=http%3A%2F%2FNCS.io%2FNobody&v=rbLQBvmFw-o Watch: • Kozah - Nobody [NCS Release] Song: NIVIRO - Demons [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDRtN1RDNEgyMjJrbkdBWldwMVFLdEZrM0JZZ3xBQ3Jtc0tsTHh6ckxoMkhHREFScDN4UXBnYjZUbGQzMk9tUnRRNHJtTDd4MEZPbk5VbmV5S2FmMThWY0w3V2JPT2dyRG0wWEY5SVkzMENPV1I2S0JqeWN5NVl4NXk0em9FNkZ6dGpxb25PX2xJbjRKSm1Fbmthaw&q=http%3A%2F%2Fncs.io%2FNDemons&v=rbLQBvmFw-o Watch: • NIVIRO - Demons | Electronic | NCS - ... Song: Unknown Brain - Childhood Dreams [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa2xlcThIUkxQOVFEYmZtYUdJMTQ5aWo4Vm92UXxBQ3Jtc0ttWmpOY3Vwd3JGSmtjT1lDTG5laTVMNjB2Uk5YSklpWjRuQ0g0MkdFUnBoNE95aHJLX0NUQ2gzSVpvSXFkcm84Vlg0bEpDSnZMNElQQTZLdEpCRzktV013RnAxX24yRVVOaUJHR1dLZTNJMkt4RmZoQQ&q=http%3A%2F%2Fncs.io%2FChildHoodDreams&v=rbLQBvmFw-o Watch: • Unknown Brain - Faceless (Album MIX) ... Song: Syn Cole - Time [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0FSSXFmYXB3TGpfZWFib3czdEJJOTd2UmpLQXxBQ3Jtc0tuWlhNZ2RkTGVfZUZPWnFFT1lTMVVpQzdacEtOX0JnMHZEUmtWVVZqU2ozSnI4UGVJR3R1c2FBLVhiQlJua3R6QU9ZRXZiOEJVY1Y0Zkpqb1hpdHhwaE9wSTVZX01MM2xZTXlBVTRTM1NJU3lvbnRFcw&q=http%3A%2F%2Fncs.io%2FTime&v=rbLQBvmFw-o Watch: • Syn Cole - Time [NCS Release] Song: Jim Yosef - Fall With Me [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbEFIaEpPWXpNVjFlOFFYeE56NXR4cEJ5YkFDd3xBQ3Jtc0trMHBUNU5Ea2lqaU5tRDNqemFwdm1wU3FTbXBMdUg2VmxQbVFnTjFmZ1doNXF0QWVhd0ppc2lYTnlSMlRpMDFNMjcwNU9sdXpfZFYzamVoR29QekN2bWJHSkk1a3dEWFh0SFhyUGhiYUYza2J5blhhWQ&q=http%3A%2F%2Fncs.io%2FFallWithMe&v=rbLQBvmFw-o Watch: • Unknown Brain - Waiting (feat. Lox Ch... Song: Mike Vallas, Jagsy & quaggin. - Left My Heart In Pain [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDZuMi03LTU4Sk9hSzdxQ1k4V0ozNUE2QjBWQXxBQ3Jtc0tubm01alhFQ3VLRTZqMzNmNGMzN0twZElWVnpaWEhMYldkSmJyUy1JV2ViWVV4a0thbEotcDZKcmtMaHBNMmJsdEJxMldYWnRqQ21fTWw1V1JlTmFNTlhERzZYbnduaW5ISWtkanJZNGxyOVpEbm9UVQ&q=http%3A%2F%2Fncs.io%2FLMHIP&v=rbLQBvmFw-o Watch: • Mike Vallas, Jagsy & quaggin. - Left ... Song: Barren Gates - Devil [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW0yLUQ5QzQ4aGlfZXZUNFJ6eS1PWmc3Y0xNZ3xBQ3Jtc0tsZ3J6d1NKbk1kMm81R0xYY3BDLTBDNGN0Tlg0NjM2bm9vZ3d3UVB4WmZsajcwZDd6V3puS2twRUkzdnE2MHJUc1lWckd5aktlMUhZZjFRVDRzQjhJejZRZkNvZzRYR1Y0T1RELUV1cHRFdmhmUno2UQ&q=http%3A%2F%2Fncs.io%2FDevil&v=rbLQBvmFw-o Watch: • Barren Gates - Devil | Trap | NCS - C... Song: Inukshuk - The Long Road Home [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTRlRF80c2lYbldlanhxOHVUR1hCSFZ2YUZ5UXxBQ3Jtc0tudjRFTFNyNXRZelFMNWVkUTV2N0hqV29GVG9ld0Rwb3QweEdUSUU1b05VcGRVZE5KcWNLT25XYzNDT2hNbnp2cWJqSndHc09qZkFUak1qLVJPcmk2Nm16bXpxTWlQVWQwbnhvM1lqRDJEZmJ3WVFmNA&q=http%3A%2F%2Fncs.io%2FTLRH&v=rbLQBvmFw-o Watch: • Inukshuk - The Long Road Home [NCS Re... Song: Inukshuk - Too Far Gone [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbFJ4eUJTbXVRbVBZblg3dktod1hIdWJ3X1ZiQXxBQ3Jtc0tuSkVEM0dKOEVYdWRFaDUwd3h3T0RCN1FhdkdOVlRDcUJJQjBmcEg5X3ZQbzlyeTduQkhkbXdJU3RYMTUwWXZJTHlURW9Ha1BoVlAwcUFWMHJINUJSVmNjZ0thMlZuQUVjS2JPQW14OHNyNzZFT0R6SQ&q=http%3A%2F%2Fncs.io%2FTooFarGone&v=rbLQBvmFw-o Watch: • Inukshuk - Too Far Gone [NCS Release] Song: Inukshuk - A World Away [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXZrYmpGQVE2RHZCd1NwM255VjNyMzRzZ2k5d3xBQ3Jtc0tublFqckgxMTBWYm1yTW9qVmtrMDBQM0I4MFlYdHVuQ3hFUlUtc29ZamxoNUYzaEpfWElONER4RnhkbkJSbmQ0VTgyVXlwZXBPU21NYUUxbEhCRF9fQ01UVlpaeHc2Q0g0ZE1NZUxSZk8yVm9xeTMxdw&q=http%3A%2F%2Fncs.io%2Faworldaway&v=rbLQBvmFw-o Watch: • Inukshuk - A World Away [NCS Release] Song: Voicians - Seconds [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream:Become a supporter of this podcast: https://www.spreaker.com/podcast/vestiges-after-dark--3076216/support.

It's crucial that we maintain our own sense of integrity and self-rule,  Success isn't chasing someone else's prize, but building something with meaning, It's not about polishing someone else's imitation crown jewel, Manufactured by those that can't even be bothered to see which way people are leaning. [full text below] Ep. 404 - Happy Hundred Thousand  We begin as always  with the Happy Creed. We believe in Happy,  in Balance and Growth,  of being Mindful and Grateful, Compassionate and Understanding. Yowza Haha My Happy Friends! It took a little under seven years to reach ten thousand downloads on this podcast, And now it's taken a little over nine months more to reach one hundred grand, So every month since hitting ten K, that old seven year record has just been blown past, So, thanks! It's great people get the Inherently Happy Way, I'm so glad you understand. As more people listen and share,  We all become more aware,  But then--with them come the promoters and the sellers,  Those advertising gals and marketing fellers, They say, ‘I see that your podcast is gaining some ground,'  ‘You know what'd make it better? Selling our stuff--by the unit, liter, bushel, and pound!' ‘We have books, we have drinks,'  ‘We have apps with hyperlinks!' ‘We'd love to turn your platform into our vending machine merry-go-round!' But to them I ask this, ‘have you ever even listened to an episode?' For it may not be the kind of thing that you require or expect, They're reminders for Balance and Growth, not a place for your trucks to unload, The only guest is me and the only merch is mine designed to help folks connect. Then sometimes I receive arrogant and aggressive emails demanding my reply, They give me deadlines and ultimatums and warn me not to waste their time, So, I don't--I simply don't respond, not even to thank them for stopping by, I don't much care for bullies, so I don't even bother sending them a “no thank you” rhyme. And besides, I've met corporate sales people before, I know the tactics they employ, Everything is urgent, and limited, and will make all your wildest dreams come true! When what they really want is ownership and to take away one's independence and joy, They pressure and threaten and before you know it they control everything you say and do. But that's not Balance and Growth! That's not the Inherently Happy Way!  I make these shows to try to distill what I learn about life into something I can use, To help me the next time I feel stressed, angry, upset or unsure after a really tough day, And if people want to share that--great! it's available to all to listen to as you choose. It's crucial that we maintain our own sense of integrity and self-rule,  Success isn't chasing someone else's prize, but building something with meaning, It's not about polishing someone else's imitation crown jewel, Manufactured by those that can't even be bothered to see which way people are leaning. So to those who just want to get your hooks into me, well, maybe you need to listen too, Maybe you've let the world make you forget that you're Inherently Happy as well, Maybe you've lost your way, and need to start deciding for yourself what's best for you, It's never too late, the time is now!--and maybe your soul isn't something you should sell.  Haha Yowza

In this enlightening episode of Vestiges After Dark, we welcome Greg Ripley—Daoist priest, nature guide, and author of The Hundred Remedies of the Tao. Drawing from the wisdom of the Quanzhen Longmen tradition, Greg offers an accessible yet profound exploration of Daoist philosophy and its practical applications in everyday life. From breathwork and meditation to aligning with the natural world, Greg shares insights into how Daoist practices can cultivate harmony, resilience, and spiritual clarity. We'll also delve into the inspiration behind his latest book and discuss how these ancient teachings offer powerful tools for navigating the challenges of our modern world. Whether you're new to Daoism or seeking a deeper connection with its path, this episode offers timeless wisdom for the mind, body, and spirit.To call into the show with your questions, comments, or stories, dial: (207) 544-1983. International callers may call free 'Skype to Skype' by dialing: eyeoftheseer They will also be taking your questions from the YouTube chatroom, Facebook, Twitter, Twitch, and Spreaker.Music Credits (for full list click here: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbi1DR1JCWHJ0V2xzdGtVMjVKOHhscjJaYWM3QXxBQ3Jtc0tsNkhxV0hPTjRTdlA3SkJPQWU5RlVaUkxudlVHR2ExVXBpMFlvOG1yVE9ETk5HcHBTNGZ5bkJVT2ZqYW1UazRlUjNqaDBfSUV4RWRmV3UtZFZjVTFKUkVHWjBnbDAxS1hONXdFZXhDazg4LUFla0NRbw&q=https%3A%2F%2Fwww.spreaker.com%2Fshow%2Fvestige..&v=rbLQBvmFw-o. Inukshuk - Too Far Gone [NCS Release] Crowd Hammer Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmNQaWtCY2owUzNESnhwRm1TNF8xY1RtU3AwUXxBQ3Jtc0tuNTJvWmxWR0ZQX01wQ1hHd29ZNDBfejJ2ekJpeEpUNFMyYWc1Z0lsbmJ1b2FocU82VjZ2d0FOaXUtLW0xVjk3bHF3Q1M3dUxCSWd4YkRjS1EwSlFQNmlzSlBGQWFER1JWYnA3SW5jREpLR2syUnNCMA&q=http%3A%2F%2Fcreativecommons.org%2Flicenses%2Fb..&v=rbLQBvmFw-o. Bumper Music: NoCopyrightSounds Marin Hoxha & Chris Linton - With You [NCS Release] Tobu & Syndec - Dusk [NCS Release] Codeko - Crest [NCS Release] Syn Cole - Feel Good [NCS Release] Floatinurboat - Limbo (feat. ELIØTT) [NCS Release] Rival x Cadmium - Seasons (feat. Harley Bird) [NIVIRO Remix] | NCS Release] Robin Hustin x Tobimorrow - Light It Up (feat. Jex) [NCS Release] Jim Yosef & Anna Yvette - Linked [NCS Release] Kozah - Heavens [NCS Release] NIVIRO - Memes [NCS Release] Song: Mendum & Abandoned - Voyage (Feat. DNAKM) [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazkwMFh2ZmtMdFphVG9iRTFHWFFLTEcwV2ZfQXxBQ3Jtc0tuLVpfLTF6NndUUEthTW5BcVVfV2lmN1B2YUJQa2VJSnpCN0RwWHZIeGtfeGctTHh2RUN4bkRVLXhmSml5Y1p1c2tLUHY2LXBaNTh4RlRvUjNUWlMtME1ManhNWVVmQzFhY3llVFREVkhfbEJ6RFNBaw&q=http%3A%2F%2Fncs.io%2FVoyage&v=rbLQBvmFw-o Watch: • Mendum & Abandoned - Voyage (Feat. DN... Song: Unknown Brain & Hoober - Phenomenon (ft. Dax & VinDon) [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW9LUkEyM3RqZDR4QlRQSUxNdno3dWpxVVZLZ3xBQ3Jtc0tuS3ZIVnVpMC13cWUtYWd1UHNGemhWcjVGaDVzZlhOWFVJNENZRHpsR2YxRURHcXQ3Q1FST1Q4QWx2Y0tXN2ZCeWZ0bGVoNHFvYjJLSThfRzFLUDhuX3dxQ1k1cWVwQlVPWFVwSVZLTGRFMEZsRklfVQ&q=http%3A%2F%2Fncs.io%2FPhenomenon&v=rbLQBvmFw-o Watch: • Unknown Brain & Hoober - Phenomenon (... Song: Robin Hustin & Jessica Chertock - Burn it Down [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbm0zTE4wTnlWNllwRGt3dWZHM0FFZVJNUldYQXxBQ3Jtc0tsLTJCRXlLQnFjaEgxNmE2U0ZhbnBhT0pkXzhJdlZuZmdCMHh5cUlJOTJpOXdEbkN0U25EOVB4dUZjeWI1QTJISnE3X2JBR25FX3ZXTTRSZ2pRMkk4cEcyOXFWMmdfcFBzRmctYUs3dU55bVc1ckVjWQ&q=http%3A%2F%2Fncs.io%2FBurnItDown&v=rbLQBvmFw-o Watch: • Robin Hustin & Jessica Chertock - Bur... Song: Kozah - Nobody [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3pQZDdoVTBNVGhTREw3TmRIcjZ3a3k0dzFSd3xBQ3Jtc0tuQkg5dGJfR2U4emNMTVV5dWh4eXYtSXFGX2ZLQ0MzLXVUWFdicE5FdGhsVUNBTlQ2cUVLNDIxcHctVGVYbGpkVVpHUFlVQjBwcWtiVU1Td3ItYTFCWUxXdENhQ0kyUkV4R280OXd4dFNoeGZOa2lFZw&q=http%3A%2F%2FNCS.io%2FNobody&v=rbLQBvmFw-o Watch: • Kozah - Nobody [NCS Release] Song: NIVIRO - Demons [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDRtN1RDNEgyMjJrbkdBWldwMVFLdEZrM0JZZ3xBQ3Jtc0tsTHh6ckxoMkhHREFScDN4UXBnYjZUbGQzMk9tUnRRNHJtTDd4MEZPbk5VbmV5S2FmMThWY0w3V2JPT2dyRG0wWEY5SVkzMENPV1I2S0JqeWN5NVl4NXk0em9FNkZ6dGpxb25PX2xJbjRKSm1Fbmthaw&q=http%3A%2F%2Fncs.io%2FNDemons&v=rbLQBvmFw-o Watch: • NIVIRO - Demons | Electronic | NCS - ... Song: Unknown Brain - Childhood Dreams [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa2xlcThIUkxQOVFEYmZtYUdJMTQ5aWo4Vm92UXxBQ3Jtc0ttWmpOY3Vwd3JGSmtjT1lDTG5laTVMNjB2Uk5YSklpWjRuQ0g0MkdFUnBoNE95aHJLX0NUQ2gzSVpvSXFkcm84Vlg0bEpDSnZMNElQQTZLdEpCRzktV013RnAxX24yRVVOaUJHR1dLZTNJMkt4RmZoQQ&q=http%3A%2F%2Fncs.io%2FChildHoodDreams&v=rbLQBvmFw-o Watch: • Unknown Brain - Faceless (Album MIX) ... Song: Syn Cole - Time [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0FSSXFmYXB3TGpfZWFib3czdEJJOTd2UmpLQXxBQ3Jtc0tuWlhNZ2RkTGVfZUZPWnFFT1lTMVVpQzdacEtOX0JnMHZEUmtWVVZqU2ozSnI4UGVJR3R1c2FBLVhiQlJua3R6QU9ZRXZiOEJVY1Y0Zkpqb1hpdHhwaE9wSTVZX01MM2xZTXlBVTRTM1NJU3lvbnRFcw&q=http%3A%2F%2Fncs.io%2FTime&v=rbLQBvmFw-o Watch: • Syn Cole - Time [NCS Release] Song: Jim Yosef - Fall With Me [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbEFIaEpPWXpNVjFlOFFYeE56NXR4cEJ5YkFDd3xBQ3Jtc0trMHBUNU5Ea2lqaU5tRDNqemFwdm1wU3FTbXBMdUg2VmxQbVFnTjFmZ1doNXF0QWVhd0ppc2lYTnlSMlRpMDFNMjcwNU9sdXpfZFYzamVoR29QekN2bWJHSkk1a3dEWFh0SFhyUGhiYUYza2J5blhhWQ&q=http%3A%2F%2Fncs.io%2FFallWithMe&v=rbLQBvmFw-o Watch: • Unknown Brain - Waiting (feat. Lox Ch... Song: Mike Vallas, Jagsy & quaggin. - Left My Heart In Pain [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDZuMi03LTU4Sk9hSzdxQ1k4V0ozNUE2QjBWQXxBQ3Jtc0tubm01alhFQ3VLRTZqMzNmNGMzN0twZElWVnpaWEhMYldkSmJyUy1JV2ViWVV4a0thbEotcDZKcmtMaHBNMmJsdEJxMldYWnRqQ21fTWw1V1JlTmFNTlhERzZYbnduaW5ISWtkanJZNGxyOVpEbm9UVQ&q=http%3A%2F%2Fncs.io%2FLMHIP&v=rbLQBvmFw-o Watch: • Mike Vallas, Jagsy & quaggin. - Left ... Song: Barren Gates - Devil [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW0yLUQ5QzQ4aGlfZXZUNFJ6eS1PWmc3Y0xNZ3xBQ3Jtc0tsZ3J6d1NKbk1kMm81R0xYY3BDLTBDNGN0Tlg0NjM2bm9vZ3d3UVB4WmZsajcwZDd6V3puS2twRUkzdnE2MHJUc1lWckd5aktlMUhZZjFRVDRzQjhJejZRZkNvZzRYR1Y0T1RELUV1cHRFdmhmUno2UQ&q=http%3A%2F%2Fncs.io%2FDevil&v=rbLQBvmFw-o Watch: • Barren Gates - Devil | Trap | NCS - C... Song: Inukshuk - The Long Road Home [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTRlRF80c2lYbldlanhxOHVUR1hCSFZ2YUZ5UXxBQ3Jtc0tudjRFTFNyNXRZelFMNWVkUTV2N0hqV29GVG9ld0Rwb3QweEdUSUU1b05VcGRVZE5KcWNLT25XYzNDT2hNbnp2cWJqSndHc09qZkFUak1qLVJPcmk2Nm16bXpxTWlQVWQwbnhvM1lqRDJEZmJ3WVFmNA&q=http%3A%2F%2Fncs.io%2FTLRH&v=rbLQBvmFw-o Watch: • Inukshuk - The Long Road Home [NCS Re... Song: Inukshuk - Too Far Gone [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbFJ4eUJTbXVRbVBZblg3dktod1hIdWJ3X1ZiQXxBQ3Jtc0tuSkVEM0dKOEVYdWRFaDUwd3h3T0RCN1FhdkdOVlRDcUJJQjBmcEg5X3ZQbzlyeTduQkhkbXdJU3RYMTUwWXZJTHlURW9Ha1BoVlAwcUFWMHJINUJSVmNjZ0thMlZuQUVjS2JPQW14OHNyNzZFT0R6SQ&q=http%3A%2F%2Fncs.io%2FTooFarGone&v=rbLQBvmFw-o Watch: • Inukshuk - Too Far Gone [NCS Release] Song: Inukshuk - A World Away [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXZrYmpGQVE2RHZCd1NwM255VjNyMzRzZ2k5d3xBQ3Jtc0tublFqckgxMTBWYm1yTW9qVmtrMDBQM0I4MFlYdHVuQ3hFUlUtc29ZamxoNUYzaEpfWElONER4RnhkbkJSbmQ0VTgyVXlwZXBPU21NYUUxbEhCRF9fQ01UVlpaeHc2Q0g0ZE1NZUxSZk8yVm9xeTMxdw&q=http%3A%2F%2Fncs.io%2Faworldaway&v=rbLQBvmFw-o Watch: • Inukshuk - A World Away [NCS Release] Song: Voicians - Seconds [NCS Release] Music provided by NoCopyrightSounds Free Download/Stream:Become a supporter of this podcast: https://www.spreaker.com/podcast/vestiges-after-dark--3076216/support.

Our schedule has sucked & we apologize for that.. our production level is low bc Kip is an idiot, but lucky for you we have a semi-coherent episode thanks to our wonderful guest Denise Mickelsen from the CO Restaurant Association.We're back with a 6x Guest of the Stoned Appetit podcast to talk about the Hospitality industry rallying around a good cause with good food. On June 5th, Hundred of Folks will decend on Denver for a night of red wine, red threads & purple teeth... we're dancing, drinkin & eating for a good cause! We talk about all that comes with the festivities, new activations & giveaways... as well as pick Denise's brain for a few new gems in the community. Foodies, listen up & snag your tickets today! Use promo code STONED for 10% off too!! Become a supporter of this podcast: https://www.spreaker.com/podcast/stoned-appetit--3077842/support.

In another compelling episode of The Hundred Year Pivot, Demetri and I are joined by Dr. Pippa Malmgren to unpack the profound challenges facing American society today. Drawing from her extensive experience in US and UK political spheres, Pippa explores the collapse of shared narratives amid political polarization, economic pressures, and an overwhelming flood of information that drives people into ideological silos. She highlights how this ‘narrative collapse,' fueled by repeated national traumas and algorithm-driven media, threatens public trust, rational discourse, and the very legitimacy of government. Pippa calls this moment a Copernican shift in American reality, emphasizing the urgent need for what she so beautifully describes as ‘heartware'- empathy, compassion, and courageous dialogue – to navigate these turbulent times. We also touch on the implications of recent UAP disclosures as symbols of institutional opacity and the limits of current scientific paradigms as Pippa offers a vital perspective on how we might rebuild understanding and resilience in an era defined by uncertainty and division. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory and Shifts Happen, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.

In the third episode of The Hundred Year Pivot, Demetri and I are joined by one of our main inspirations for setting out on this podcast journey, renowned financial historian Russell Napier, for a sweeping exploration of the deep structural imbalances reshaping the global economic and monetary order. Russell lays out a powerful framework for understanding the unwinding of decades-long distortions—rising debt, trade and capital flow asymmetries, and the pivotal role of China in the shifting global balance. As geopolitical alliances realign and governments turn increasingly to capital controls and financial repression, Russell warns that traditional investment strategies may prove dangerously inadequate. From the future of the U.S. dollar to the strategic role of gold and real assets, Russell offers a masterclass in navigating a world where preserving wealth demands foresight, flexibility, and a willingness to think far beyond the consensus as The Hundred Year Pivot forces us to completely change the way we think about the world around us and how we invest therein. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory and Shifts Happen, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.

In the second episode of The Hundred Year Pivot, Demetri and I talk with the man whose work inspired us to set off on this journey together – the co-author of seminal book The Fourth Turning and author of The Fourth Turning is Here, Neil Howe. What follows is a timely and thought-provoking conversation on generational theory and the turbulent state of not just the United States, but the entire world today. From rising partisanship and institutional decay to shifting cultural norms around religion, gender, and substance use, Neil unpacks the patterns he sees repeating—and what they might mean for the road ahead. We explore the defining characteristics of a Fourth Turning, why America and the rest of the world may already be deep into one, and what the implications could be both at home and on the world stage—including the possibility of a major confrontation with China. This is a deep dive into the forces reshaping our society with one of their keenest observers—and a disturbing look at what history tells us might come next. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory and Shifts Happen, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com. Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.