Podcast appearances and mentions of ronit ghose

16 Jun 2025. We break down the numbers with economist Ed Bell, and look ahead to the UAE President’s visit to the G7 in Canada. Plus, we assess the latest oil market moves with Kpler’s Matt Stanley after a weekend of regional military activity. And Citi’s Ronit Ghose tells us why 2025 is shaping up to be Blockchain’s “ChatGPT moment” - and what that could mean for UAE finance.See omnystudio.com/listener for privacy information.

In the latest episode of the What the FinTech? podcast, we're joined by Ronit Ghose, Head of Future of Finance for Citi Global Insights, to discuss the rise of agentic AI in financial services and how this new evolution of AI technology could revolutionise the sector and help shape the future of banking. Ronit and FinTech Futures editor Paul Hindle explore the current trends around agentic AI and how far along we currently are in terms of its development, the big use cases for agentic AI in financial services, and the best approaches for implementing the technology to mitigate risk and ensure both explainability and transparency in decisioning. We also dive into the key takeaways from Citi's latest report on the topic, titled Agentic AI: Finance and the ‘do it for me' economy. And finally, we find out what fintech buzzword Ronit wants to free from our Fintech Jail!

In This Episode We are excited to introduce you to Provoke.fm's newest podcast....a-spinoff-of-a-spinoff of Breaking Banks. Bankers Bookshelf brings cutting edge banking and fintech research to life, sharing the stories and strategies behind financial innovation, bridging the gap between technology and finance -- a perfect fit for the Breaking Banks family! Host Paolo Sironi, global research leader in banking and financial markets at IBM Institute for Business Value, is a trailblazer in fintech himself. In this episode, Paolo connects with Ronit Ghose who runs the Future of Finance team in Citi's thought leadership unit "Citi Global Insights", and is the author of Future Money: Fintech, AI and Web 3. The world of money is rapidly changing, but what does it all really mean? The duo discuss insights from the book with Ronit bringing technical topics to vivid life via narrative deep dives into selected founders and their companies. From London to Lagos, via Ahmedabad, Dubai, Hong Kong, Karachi and more, this episode pulls together the story of how money is changing in the internet era. Subscribe to Bankers Bookshelf https://provoke.fm/show/the-bankers-bookshelf/ or listen via your preferred podcast platform now! https://www.youtube.com/watch?v=Yp1E9Fs3rco

In this episode Ari sits down with Ronit Ghose, Global Head, Future of Finance, Citi Institute, to discuss how financial institutions are leveraging the power of transformative technologies. In this discussion, Ronit — the author of "Future Money: Fintech, AI and Web3" — explores the rapid transformation of the financial landscape through technologies like blockchain, DeFi, AI and the metaverse. The conversation weaves in historical examples and stories of innovators from across the globe who are working to democratize, shape, and secure this new financial system. Today's Guest Ronit Ghose, Global Head, Future of Finance, Citi Institute

Artificial intelligence is expected to transform the way the finance industry works, for retail to institutional banking. For those who are not ready, they could be in for an AI apocalypse. To look into the crystal ball of how things might play out, we chat with Ronit Ghose, Head of Future of Finance, Citi Global Insights. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

In this episode of Demystify, hosts Dave and Dharmesh explore the future of finance with special guest Ronit Ghose, who leads Citi's Future of Finance think tank. Broadcasting from Dubai's vibrant tech hub, Ronit shares his perspectives on the city's meteoric rise as a global financial and tech powerhouse and reflects on how it contrasts with traditional hubs like London and New York. Ronit discusses the transformative impact of government support in Dubai's entrepreneurial ecosystem and the rise of Web3, digital assets, and tokenization. He brings in insights from his book, *The Future of Money*, which explores stories of fintech founders reshaping finance, from Brazil's digital banking to India's cash revolution. The episode culminates with Ronit's thoughts on evolving global financial centres, AI's potential, and why the U.S. dollar may remain dominant despite technological shifts. Tune in for a journey across continents, cultures, and currencies as the team unpacks what lies ahead for the world of finance.

In this episode of Deciphered, recorded live from Money20/20 Europe, host Adam Davis, Bain associate partner, is joined by Jeff Tijssen, Bain partner and global head of fintech, Ronit Ghose, Citi Future of Finance global head of banks research and cohead of fintech and Anthony Craufurd, Visa Europe director of ventures and startup engagement, to discuss which transformative technologies will shape the future of Fintech.Timestamps:04:46 Betting on Fintech: Which transformative technologies will shape the future?09:48 Practical applications of new technologies in financial services13:50 How is the research at Citi translated into investment and product decisions?16:12 Dividing up ventures from a tech perspective18:09 Integrating investments back and driving revenue19:22 Overhyped technologies22:59 Proof points when looking at companies pioneering new technologies24:58 Money 2020 takeawaysPlease subscribe to the show so you never miss an episode, and leave us a review if you enjoy the show!You can find Adam Davis hereYou can find Jeff Tijssen hereYou can find Ronit Ghose hereYou can find Anthony Craufurd hereFor more insights from the Deciphered podcast, visit the page on Bain's website

Introducing the inaugural episode of "Money Majlis," the first-of-its-kind podcast dedicated to exploring the dynamic intersection of money, banking, and technology in the Middle East and beyond.  In the first episode of Money Majlis, Suvo Sarkar interviews Ronit Ghose, senior banker, accomplished futurist and recent author of “Future Money”, about what will shape the future of money and banking. In a free-flowing conversation replete with interesting personal anecdotes, Suvo and Ronit explore what's next for neobanks, why super-apps don't work in most countries and what skills the younger generation need to make their careers future-proof. Expect engaging discussions, expert insights, and practical advice to keep you ahead in finance and tech. Don't miss out! Money Majlis will be published once every 2 weeks. Please send your feedback and comments on this podcast to : suvo@moneymajlis.com   Connect with Suvo Sarkar: linkedin.com/in/suvosarkar   To buy Ronit Ghose's book “Future Money”, and get a 20% discount as a listener of the Money Majlis podcast, please visit the publisher's website and use the discount code “MAJLIS”:  www.koganpage.com/future-money

I'm excited to speak with Ronit this week. He has a talent for simplifying finance from a macro perspective and can think conceptually about the industry's future. Recently, this brilliant mind from Citi published a new book on the industry's future. He presents a comprehensive overview of money throughout history, spanning from ancient times to the present day and beyond. This episode provides us with a great opportunity to gain perspective and focus on some incredible aspects that tech in finance enables, such as promoting greater inclusion and providing access to banking services for women. These use cases demonstrate that change is indeed underway and is accelerating. I share Ronit's passion for discussing the future. So, I'll let you enjoy this beautiful retrospective guided by his book.

I'm excited to speak with Ronit this week. He has a talent for simplifying finance from a macro perspective and can think conceptually about the industry's future. Recently, this brilliant mind from Citi published a new book on the industry's future. He presents a comprehensive overview of money throughout history, spanning from ancient times to the present day and beyond. This episode provides us with a great opportunity to gain perspective and focus on some incredible aspects that tech in finance enables, such as promoting greater inclusion and providing access to banking services for women. These use cases demonstrate that change is indeed underway and is accelerating. I share Ronit's passion for discussing the future. So, I'll let you enjoy this beautiful retrospective guided by his book.

Excerpt of the episode released on Sunday. I'm excited to speak with Ronit this week. He has a talent for simplifying finance from a macro perspective and can think conceptually about the industry's future. Recently, this brilliant mind from Citi published a new book on the industry's future. He presents a comprehensive overview of money throughout history, spanning from ancient times to the present day and beyond. This episode provides us with a great opportunity to gain perspective and focus on some incredible aspects that tech in finance enables, such as promoting greater inclusion and providing access to banking services for women. These use cases demonstrate that change is indeed underway and is accelerating. I share Ronit's passion for discussing the future. So, I'll let you enjoy this beautiful retrospective guided by his book.

12 Mar 2024. Abu Dhabi has signed off on 66 billion dirhams worth of infrastructure projects, including parks, cycle tracks and housing developments - but is this a significant new investment and how does it fit with Abu Dhabi's Vision 2030 economic strategy? We also look at increasing volumes and prices in the Dubai property market with Property Monitor's Zhann Johincke. Plus, as Bitcoin hits new record highs of above $72,000 - Ronit Ghose, Global Head, Future of Finance, Citi explains whether the world needs crypto. And, we'll find out if record gold prices are deterring buyers with the team from Siroya jewellers.See omnystudio.com/listener for privacy information.

19 Sep 2023. Ameen Jaber, Head of Marketing, Al Masaood Automobiles joined us to explain why they're seeing an increase in demand. Plus, we get the details from the UN General Assembly meeting in New York, where Dubai-based professor Taufiq Rahim is our man on the ground. And, Banking giant Citi says we're at an inflection point when it comes to cross border payments. We'll find out why with their global head of the future of finance - Ronit Ghose. See omnystudio.com/listener for privacy information.

#SouthKorea #tokenization #SecurityTokens   Tune in to this episode of the Security Token Show where this week Kyle Sonlin and Herwig Konings talk about the South Korea MEGA alliance for security tokens!   Herwig's Company of the Week: Freeport: https://freeport.app/   Kyle's Company of the Week: Coadjute: https://www.ledgerinsights.com/coadjute-real-estate-blockchain-raises-5-million/    = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/ Herwig: https://www.linkedin.com/in/herwigkonings/ Opinion articles, interviews, and more: https://medium.com/security-token-group Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/channel/UCTKdeN3ElyPeqtROWUp0CmQ   All articles that were discussed were sourced from https://STOmarket.com/news    Check out our medium blog for more news!   #STSTOP5 Articles of the Week   Mauritius Block Exchange Launch: https://uk.finance.yahoo.com/news/bex-mauritius-block-exchange-starts-080007515.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAMqZ3gtuFdL2yIcVKSi8x-nAdDeV-5q3RHYFRdIchwsdPBWjBHTGO67TV4zYLSqq40KGkc_i9RglVMT0F_uVdc_sj2X5Bnd6U67EJspZ84VlkoVtP2toP_3W7M7dI-0lwiOcAgLY6Xg5zR5XqW6rlo2bkodcC1FzcI7pggNkd434   Coadjute Fundraise: https://www.ledgerinsights.com/coadjute-real-estate-blockchain-raises-5-million/   Korean Finance Firms Band Together: https://pulsenews.co.kr/view.php?year=2023&no=242859   Goldman Claims Regulatory Pressure: https://www.ledgerinsights.com/goldman-sachs-tokenization-not-public-blockchain/   Freeport Reg A+: https://cointelegraph.com/news/freeport-clears-sec-reg-a-review-for-tokenized-art-offerings   Institutional Update   Ronit Ghose: https://decrypt.co/124938/citi-says-mass-adoption-crypto-will-be-driven-cbdcs-tokenization/   Goldman Sachs: https://www.ledgerinsights.com/goldman-sachs-tokenization-not-public-blockchain/   Market Update:    Central Bank UAE: https://www.centralbank.ae/media/x2tf2hbj/central-bank-of-the-uae-and-reserve-bank-of-india-sign-mou-to-promote-innovation-in-financial-products-and-services-en.pdf   Freeport Tokenized Art: https://bitkan.com/news/freeport-clears-sec-reg-a-review-of-tokenized-art-offerings-13514   BEX Mauritius: https://uk.news.yahoo.com/amphtml/bex-mauritius-block-exchange-starts-080007515.html   = Check out our Companies = Security Token Group: http://securitytokengroup.com/  Security Token Advisors: http://www.securitytokenadvisors.com/  Security Token Market: https://stm.co InvestReady: https://www.investready.com   ⏰ TABLE OF CONTENTS ⏰ 0:49 Introduction: South Korea MEGA Alliance for Security Tokens Explained 1:27 Mauritius Block Exchange, Coadjute Fundraise, Korean Finance Firms, Goldman Sachs, Freeport Reg A+ | STSTOP5 4:34 Ronit Ghose, Goldman Sachs | Institutional Updates 8:15 Central Bank UAE, Freeport Tokenized | Market Updates 10:20 Main Topic: South Korea MEGA Alliance for Security Tokens Explained 16:39 Companies of The Week: Freeport, Coadjute

What is the future of wallet and how do banks prepare for the digital space race? Join us as we travel back in time with Ronit Ghose from the golden era of London — through Stockholm and Hong Kong to Dubai, crisscrossing stories between traditional finance, decentralization, consumer fintech, and digital assets. What is Ronit's prediction for the future of the internet and the future of wallet? Will CBDC happen in Europe and the U.S.? Tune in to find out!

What is the future of wallet and how do banks prepare for the digital space race? Join us as we travel back in time with Ronit Ghose from the golden era of London — through Stockholm and Hong Kong to Dubai, crisscrossing stories between traditional finance, decentralization, consumer fintech, and digital assets. What is Ronit's prediction for the future of the internet and the future of wallet? Will CBDC happen in Europe and the U.S.? Tune in to find out! Hosted on Acast. See acast.com/privacy for more information.

ABOUT WEB 3.0 IN FINANCIAL SERVICES Welcome to Web 3.0 podcast, a new series where we will explore the evolution of web technologies in financial services.  In each episode, our host, Sankar Krishnan, talks to leaders and practitioners about their stories and experiences in the field of metaverse, digital assets, decentralized applications, blockchain-based technologies, machine learning, artificial intelligence, cryptocurrency, to name a few. ABOUT THIS EPISODEThe metaverse is of increasing interest across all industries and engagement is growing — but exactly what is it, and how might companies best move forward in capturing value from this new, virtual shared space?In this first episode of our Web 3.0 podcast series, we hear from futurist Ronit Ghose, Head of Emerging and Future Technologies at Citi; Sankar Krishnan, Digital Assets leader at Capgemini, is your host. Listen as they share recent research and marketplace insights, and some current and future best practices for financial services, when engaging with the metaverse.

Crypto. DeFi. Contactless payments. In this episode, hear from future of finance expert Ronit Ghose, Citi's Institutional Clients Group, and Sarah Hammer, Managing Director of the Stevens Center for Innovation in Finance at the Wharton School, on why we should be excited for the future, and current technologies that stand to solve our most difficult problems. The views expressed herein are those of the speakers and do not necessarily reflect the views of Citigroup Global Markets Inc. or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results. Citibank N.A. and Wharton School of the University of Pennsylvania are not affiliated and are independent companies. The speakers views are their own and may not necessarily reflect the views of Citi or any of its affiliates.

In this episode of FRT, Ronit Ghose, Global Head of Banking, Fintech and Digital Assets for Citi Global Insights discusses the future of finance, exploring potential benefits and likely challenges of Decentralized Finance (DeFi), Web 3.0, and the Metaverse.

What exactly is the Metaverse and how will it transform our lives? Will legacy financial institutions continue to remain relevant in the new virtual reality? And what is attracting Web 3 and crypto firms to Dubai? Forkast's Editor in Chief Angie Lau speaks to Citi's Ronit Ghose to answer these questions & more.

What is the metaverse, how will we use it, and why might the financial innovations of Web3 and blockchain technology be crucial to its success? Citi's Ronit Ghose, one of the world's foremost analysts of technology's influence on financial innovation, returns to the podcast to discuss how money will function in the metaverse.

The latest episode of Couchonomics with Arjun is here. This one is a real treat!Our guest is Ronit Ghose, the Global Head of Banking, FinTech & Digital Assets for Citi Global Insights. He joined us on Couchonomics to give us a sneak preview of Citi's amazing new report: Metaverse and Money: Decrypting the Future.We discussed Metaverse and how will it impact the way we are accessing the internet. The possibilities of the Metaverse are endless according to Ronit. From a gaming industry, fintech, education: every aspect of our future lives could be connected with Metaverse in the future!Ronit's previous report had over 350,000 downloads, making it one of the most-read fintech reports ever published. In his latest article, he has also unraveled how NFTs can make ownership in the digital space more transparent and conclusive. In this episode, we answered the questions… -         Why are connectivity and availability the biggest challenges?-         How can digital tokens improve digital transactions?-         What can go wrong with Metaverse?Check out the full report Metaverse and Money here: https://www.citivelocity.com/citigps/metaverse-and-money/ Follow 'Couchonomics with Arjun Singh' on any app where you listen to podcasts.Check out Couchonomics website for all new updates: www.couchonomics.comHOSTBased in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene.FINTECH NEWSSubscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/PARTNERSCouchonomics with Arjun Singh is brought to you by our partners from:Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/M2P, Asia's leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/Our website

Subscribe to the podcast wherever you listen In the fourth and final instalment of this blockchain-themed UNAJUA series with Citi Group's Ronit Ghose, Ronit explores the philosophical basis for backing the centralisation or decentralisation of global finance. He also tackles the notion of tokenisation and how societal consensus regarding the value of money shapes commerce and culture. Ronit Ghose is the Global Head of Banking, Fintech, and Digital Assets for Citi Global Insights (Citi Group). Ronit is also the lead author of the Citi Global Perspectives & Solutions (Citi GPS) insights platform. He advises Pan-African VC, Launch Africa Ventures and talent search startup Remotexec, and sits on the Centre for Finance, Technology and Entrepreneurship (CFTE) advisory board. Click here (or on the microphone icon on the right of your screen) to leave us a 60-sec voice note with your reactions to any of the topics raised in the UNAJUA Series. (We will include some of your audio takes in future follow-up episodes.) PROMO: African Tech Roundup is partnering with Socialstack to launch a social token ($ATRU) on the Cello blockchain to drive community engagement. Listen in to today's episode to see how you could be one of the first few to receive some $ATRU social token. USEFUL RESOURCES: JOIN THE REVOLUTION: Create a Celo Account via Socialstack EARN $ATRU TOKEN: Click here to complete the form and earn your $ATRU. SUPPORT US: Support our independent media-making efforts by becoming a Patreon.

In this blockchain-themed UNAJUA series instalment, Citi Group's Ronit Ghose talks about how mobile telcos are eagerly peddling digital banking services— disrupting traditional financial corporations in the process. Ronit also explains how blockchain tech is poised to upend mobile payment norms, ushering in a decentralised contract dispensation. Ronit Ghose is the Global Head of Banking, Fintech, and Digital Assets for Citi Global Insights (Citi Group). Ronit is also the lead author of the Citi Global Perspectives & Solutions (Citi GPS) insights platform. He advises Pan-African VC, Launch Africa Ventures and talent search startup Remotexec, and sits on the Centre for Finance, Technology and Entrepreneurship (CFTE) advisory board. Click here (or on the microphone icon on the right of your screen) to leave us a 60-sec voice note with your reactions to any of the topics raised in the UNAJUA Series. (We will include some of your audio takes in future follow-up episodes.) PROMO: African Tech Roundup is partnering with Socialstack to launch a social token ($ATRU) on the Cello blockchain to drive community engagement. Listen in to today's episode to see how you could be one of the first few to receive some $ATRU social token. USEFUL RESOURCES: JOIN THE REVOLUTION: Create a Celo Account via Socialstack(https://wallet.socialstack.co/) EARN $ATRU TOKEN: Click here(https://forms.gle/CE7DrkszZzLXDCA6A) to complete the form and earn your $ATRU. SUPPORT US: Support our independent media-making efforts by becoming a Patreon(https://www.africantechroundup.com/patreon/).

Subscribe to the podcast wherever you listen In the second episode of this digital money-themed UNAJUA series, Ronit Ghose breaks down the fundamentals of Digital Money 2.0. Listen in to hear Ronit frame terms like cryptocurrency, commercial bank money and electronic money. He also explains why the question of Whose liability is it anyway? is critical to understanding how the global financial status quo is being challenged. Ronit Ghose is the Global Head of Banking, Fintech and Digital Assets for Citi Global Insights (Citi Group). Ronit is also the lead author of the Citi Global Perspectives & Solutions (Citi GPS) insights platform. He advises Pan-African VC, Launch Africa Ventures and talent search startup Remotexec, and sits on the Centre for Finance, Technology and Entrepreneurship (CFTE) advisory board. Click here (https://telbee.io/channel/uuatbnkraty1vn-nkazpcg/index.html) to leave us a 60-sec voice note with your reactions to any of the topics raised in the UNAJUA Series. (We will include some of your audio takes in future follow-up episodes.) PROMO: African Tech Roundup is partnering with Socialstack to launch a social token ($ATRU) on the Cello blockchain to drive community engagement. Listen in to today's episode to see how you could be one of the first few to receive some $ATRU social token. USEFUL RESOURCES: JOIN THE REVOLUTION: Create a Celo Account via Socialstack (https://wallet.socialstack.co/) EARN $ATRU TOKEN: Click here(https://forms.gle/CE7DrkszZzLXDCA6A) to complete the form and earn your $ATRU. SUPPORT US: Support our independent media-making efforts by becoming a Patreon (https://www.africantechroundup.com/patreon/).

This opening episode of a crypto-themed UNAJUA Series featuring Ronit Ghose takes a close look at how blockchain tech is (re)shaping the global financial services industry. In this podcast, Ronit answers the question, "Will blockchain-enabled fintech solutions completely disrupt incumbent financial institutions." He'll speak to some of the most significant geopolitical policy shifts shaping how incumbent financial institutions are thinking about blockchain tech adoption/deployment and cite some of the more notable experiments, pilots, and policy work happening around Central Bank Digital Currencies (CBDCs). Ronit Ghose is the Global Head of Banking, Fintech and Digital Assets for Citi Global Insights (Citi Group). Ronit is also the lead author of the Citi Global Perspectives & Solutions (Citi GPS) insights platform. He advises Pan-African VC, Launch Africa Ventures and talent search startup Remotexec, and sits on the advisory board of the Centre for Finance, Technology and Entrepreneurship (CFTE). Click here (https://telbee.io/channel/uuatbnkraty1vn-nkazpcg/index.html) to leave us a 60-sec voice note with your reactions to any of the topics raised in the UNAJUA Series. (We will include some of your audio takes in future follow-up episodes.) PROMO: African Tech Roundup is partnering with Socialstack to launch a social token ($ATRU) on the Cello blockchain to drive community engagement. Listen in to today's episode to see how you could be one of the first few to receive some $ATRU social token. JOIN THE REVOLUTION: Create a Celo Account via Socialstack (https://wallet.socialstack.co/) EARN $ATRU TOKEN: Click here(https://forms.gle/CE7DrkszZzLXDCA6A) to complete the form and earn your $ATRU. SUPPORT US: Support our independent media-making efforts by becoming a Patreon(https://www.africantechroundup.com/patreon/). Image credit: CHUTTERSNAP / Unsplash

New developments in CBDC, what they mean for market participants, forecast of format wars, and the need for interoperability are the topics of the day as we speak with Ronit Ghose, Global Head of Banks and Co-Head of Global FinTech at Citi Research who is the author of a new report “Future of Money: Crypto, CBDCs and 21st Century Cash”.

The idea that much of today's cash use will shift to digital tokens is not outlandish. But will it be a private cryptocurrency?Think about it: governments will want to retain control of what circulates as money in their economies.By the end of the current decade, the e-wallet on our smartphones could resemble a multicurrency account. But instead of dealing with commercial banks, you may be a customer of Central banks.CBDC - Central bank digital currency, is a new type of currency that governments around the world are experimenting with.Where will the future of money lead us, find out from a passionate leader of digital finance - Ronit Ghose, Global Sector Head for Banks Research, Co-Head of the FinTech Group at Citi!In this episode you will learn about:- The future of digital money- How is CBDC different from Bitcoin- How is China leading the way on global standards for CBDCEnjoy! #TheChangeOfficerHost: Vuk Zlatarov Guest: Ronit GhoseProduction company: PoddsterIf you or your company are thinking about starting your own podcast, book a free consultation at https://poddster.com/Follow our guest on Linkedin: https://www.linkedin.com/in/ronit-ghose-86033610/or Twitter: https://twitter.com/ronita380?lang=enFollow Citi: https://www.linkedin.com/company/citi/ and on @Citi LISTEN TO THE PODCAST

Citigroup leading analyst Ronit Ghose, Lemonade Insurance founder and CEO Daniel Schreiber, and OakNorth Bank founder and CEO Rishi Khosla discuss the new possibilities that AI offers the finance industry. Those who manage to use this emerging technology to reduce friction for customers will win.

Patrick Jenkins and guests discuss the rise of contactless payments in the US, Edward Bramson's battle to shake things up at Barclays and predictions for global banks and the financial services industry in 2019. With special guest Ronit Ghose, Global Sector Head for Banks in Citi Research.Contributors: Patrick Jenkins, financial editor, Robert Armstrong, US financial editor, David Crow, banking editor, Stephen Morris, European banking correspondent, Laura Noonan, US banking editor and Ronit Ghose, Global Sector Head for Banks in Citi Research. Producer: Fiona Symon See acast.com/privacy for privacy and opt-out information.

Patrick Jenkins and guests discuss HSBC's surprisingly strong third quarter results, the cyber disaster at Tesco Bank and the low rate of US mortgage market defaults. With special guest Ronit Ghose, head of global banks research at Citigroup. See acast.com/privacy for privacy and opt-out information.

The Asia-focused lender has reported a small after tax loss but delighted shareholders with the news that it was to return more capital to investors. Patrick Jenkins, FT financial editor, discusses the results with Ronit Ghose, head of global banks research at Citigroup. See acast.com/privacy for privacy and opt-out information.

The UK lender has turned to a former JPMorgan investment banker to lead it through a period of hefty restructuring and strategic uncertainty. Patrick Jenkins, FT financial editor, discusses the move with Martin Arnold, FT banking editor, and Ronit Ghose, bank analyst at Citigroup. See acast.com/privacy for privacy and opt-out information.

How long can Greece's banks survive the current political turmoil? Patrick Jenkins, FT financial editor, discusses this question, and what happens when the money runs out, with Ronit Ghose, banks analyst at Citigroup and Martin Arnold, FT banking editor. See acast.com/privacy for privacy and opt-out information.

Citi banks analyst Ronit Ghose joins the banking team to discuss the "investability" of European banks in light of the recent fine on BNP Paribas. Also on the show: How UK banks have been scaring customers unnecessarily with legal letters, and how western banks operating in Iraq have reacted to the advance of Isis. Patrick Jenkins is joined by Martin Arnold, banking editor and Sharlene Goff, retail banking correspondent. See acast.com/privacy for privacy and opt-out information.