Breaking Banks Fintech

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Many industries have been revolutionized by technology in the last decade. Books, Music, TV, Communications, and now it's happening to our money. Fintech, or financial technologies, is the new disruption that is sweeping across the globe and dominating the tech world conversations on everything from…

Brett King


    • Jan 13, 2022 LATEST EPISODE
    • weekly NEW EPISODES
    • 56m AVG DURATION
    • 552 EPISODES

    Listeners of Breaking Banks Fintech that love the show mention: fintech, real solutions, brett's, banking, real issues, financial, jason, changes, leaders, industry, great guests, thought, topics, always, listen, show, time, love, good, like.



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    Latest episodes from Breaking Banks Fintech

    Episode 424: Everything’s Coming Up FinTech

    Play Episode Listen Later Jan 13, 2022 55:29

    What drove the explosive growth of fintech in 2021, and can 2022 top it? Brett King, Jason Henrichs and JP Nicols think so, and they have some ideas on how. From M&A to SuperApps to Defi to emerging markets, here are the things leaders need to pay attention to in the coming year. https://www.youtube.com/watch?v=u5x9Z7YLTgM

    Episode 423: 2022 Year of Small Business(es) Globally

    Play Episode Listen Later Jan 6, 2022 59:58

    Three visionaries leading payments and financial services forward are spotlighted in today's episode with hosts JP Nicols and Amber Buker. Hany Fam, Founder and CEO, Markaaz whose mission is to connect every small business on the planet with a game changing platform that protects and helps businesses grow with a trusted network of suppliers so small business clients can focus on THEIR mission -- growing customers and revenue. Then John Sun, Founder, Spring Labs, who is looking to a future of secure data exchange to unlock data's value for a more inclusive, efficient and secure global financial ecosystem for all, to include 'thin file' or 'credit invisible' consumers, by creating incentives for institutions to provide data not previously factored into the credit reporting ecosystem. Finally, Itamar Jobani, Co-Founder, PayEm, a spend and procurement platform designed to take the pain out of monthly reimbursements, managing requests and invoices, while billing and sending payments globally and in a wide variety of currencies. A little something for everyone to start the year off right! https://www.youtube.com/watch?v=URxg0S_iBNQ

    Episode 422: Vision: Impact

    Play Episode Listen Later Dec 30, 2021 56:52

    As 2021 comes to a close we share recent conversations with several innovators filling unique needs. Nathaniel Harley from MANTL and Jesse Wedler from Capital G, a growth stage fund backed by Alphabet, on modernizing bank infrastructure and digital account opening in 3 minutes or less, started for neobanks but pivoted to fill a void for larger, established financial institutions. Jimmy Chen, Founder & CEO of Propel on its new app to help low-income Americans better manage government benefits and take control of their financial health. Last, Javier Rodriguez Soler, Global Head of Sustainability and President of BBVA USA on BBVA's recent partnership 500 Global, a platform to identify disruptive and sustainable technologies for financial services, as BBVA continues its focus on ESG. Opportunities abound as we head into the new year! https://youtu.be/9XQU7FQ_NAQ

    Episode 421: World of Experience

    Play Episode Listen Later Dec 22, 2021 58:05

    Fintech is a digital business and Covid has helped propel change and adoption. In today's episode we do a deep dive into Embedded Finance Experiences, the next phase of growth for embedded finance with host Brett King and industry leaders and innovators Nigel Verdon, Railsbank, CEO and Co-Founder; Steven McLaughlin, FT Partners, Founder and CEO; and Amit Siwal, Sezzle, CPO EU. Listen as they discuss deeper and richer financial experiences, from their different perspectives, that can seamlessly be part of your brand's customer journey. Consumers are increasingly interested in accessing credit, loans or investment from brands they love and trust, not necessarily tradfi and legacy finance. Listen as these leaders chart the future and figure how you'd like to engage! https://youtu.be/qjwJ-elXHbc

    Episode 420: Promise of DeFi

    Play Episode Listen Later Dec 16, 2021 57:27

    In today's episode host Brett King connects with Ajit Tripathi. our key correspondent on all things crypto and DeFi, and Donna Parisi, Shearman & Sterling to paint a picture of the current DeFi landscape and opportunities for business. There's work to be done but opportunity to be seized as DeFi offers everything TradFi does with less cost and more inclusivity for all institutions and customers. Jason Henrichs closes out the episode with a conversation with Sanjiv Kalevar, OpenView as he details a future where banks have full choice and more flexibility in the financial infrastructure market, and discusses innovation in financial services through product lead growth, a simple concept, but hard to come by, where the product makes the customer (think enduser) successful. https://youtu.be/ARl93AA4qLE

    Episode 419: Digital Adoption: Present and Future Growth

    Play Episode Listen Later Dec 9, 2021 60:44

    Everyone is betting on an Open Banking future, they are no longer resisting. Consumer behavior supports this with Fintech now having more users in the US than Netflix! In today's episode we check in with our friends from Plaid, John Pitts, Global Head of Policy and Raja Chakravorti, Financial Institutions Mid Market Lead. It's been a fantastic year in the digital ecosystem, the year when for big players Open Banking and digital financial services went from being a question to an answer. Next step is to make sure everyone benefits from digital transformation, from the biggest banks to smallest customers at the smallest institutions, it needs to work for everyone. The wave has crested. Listen to learn what's ahead for financial institutions, consumers and policy watchers! https://youtu.be/383tHGuG210

    Episode 418: Big Ideas Come in Different Packages

    Play Episode Listen Later Dec 2, 2021 51:08

    Listen as Breaking Banks delivers more insights from Money 2020 when JP Nicols interviews Curt Queyrouze, CEO & President, TAB Bank. TAB has a unique origin story offering banking services to a highly specialized community. They were doing "mobile banking" before it was a thing.Next, Roger Gu, Co-Founder, GM of Cards and Rebecca Sheehan VP Solutions Strategy Travel & Mobility from Emburse share ways banks can better compete by offering virtual corporate cards to humanize and simplify expense reporting and proactively help customers manage spend.Finally, Phillip Ashley Klein, CEO & Co-Founder, FinLync addresses new opportunities within corporate financial services based on the understanding that treasurers and CFOS are consumers too! Discussing how real-time business data and cash visibility can immediately benefit customer credit limits and put working capital to good use for corporations.Enjoy the show! https://www.youtube.com/watch?v=EYrBO0J5CHg

    Episode 417: Special Interview: An Always-On Smart World

    Play Episode Listen Later Nov 24, 2021 49:39

    Today, Host, Entrepreneur and Author Brett King sits on the other side of the Breaking Banks microphone and discusses his latest book, The Rise of Technosocialism: How Inequality, AI and Climate Will Usher in a New World which is co-authored with Dr. Richard Petty, Policy Advisor, Entrepreneur and awarded Academic with guest hosts Amber Buker and Ron Shevlin, author of Fintech Snark Tank, Forbes. The 21st century is going to be the most disruptive, contentious period humanity has ever lived through. It will challenge our most sacred ideologies around politics, economics and social constructs. It will force humanity to adapt in ways we can't yet imagine. Brett King, Futurist once dubbed the King of Disruption, talks about 4 possible futures, three futures chaotic and divisive, with one possible outcome, Technosocialism, an inclusive, planned and emerging society where broad prosperity is possible. Listen to this provocative interview. Humanity is at it's best when we work together!Food for thought this Thanksgiving! https://youtu.be/UughdQMjgo4

    Episode 416: Can Fintech Save the Planet?

    Play Episode Listen Later Nov 18, 2021 43:23

    Financial inclusion, micro-finance, climate change and sustainability - hot topics these days - are aptly covered in today's episode when Jason Henrichs interviews Mary Ellen Iskenderian, President and CEO of Women's World Banking, the NGO that wants to use financial innovations to get bank accounts for 1 billion unbanked women around the world; and JP Nicols speaks with Arnaud Auger, Deputy Head of BNP Paribas C.Lab Americas (BNP's Innovation lab) as he shares insights on fintech for climate change and how to empower BNP Paribas' clients on this challenge and their journey to sustainable finance. Is it possible to measure your carbon footprint via your banking app? Automatically align your portfolio with your values? Listen to learn more. https://youtu.be/ZkIf1dkEEAA

    Episode 415: NextGen Opportunities

    Play Episode Listen Later Nov 11, 2021 71:07

    Host Brett King leads us off this week with news and a chat with Nigel Verdon, CEO & Co-Founder, RailsBank. Railsbank has some exciting news for consumers. Thereafter we go back to M2020 and learn from industry leaders. David Reiling, Chairman and CEO, Sunrise Bank, a socially responsible bank, and also host of our NextGen Banker, on trends he's noted at M2020 -- BaaS, Crypto. Real-Time Payments, Identity, Data Privacy, Corporate Responsibility. DEI to name a few. Last, an insightful segment with Matt Wallaert, Head of Behavioral Science at frog on how banks can propel change and adoption with behavioral science. Desire, energy and curiosity are not just for the young and hip, leaders need to to encourage curiosity for change and innovation. All behaviors on table for change. Banks can't afford to NOT mess up. https://youtu.be/79xSEI3jNLg

    Episode 414: Banking on Cannabis

    Play Episode Listen Later Nov 4, 2021 54:16

    JP Nicols and Amber Buker continue reporting on the latest from Money 20/20 in Las Vegas. Stuart Cook talks about Valley Bank's bold move into providing services cannabis dispensaries and related businesses and why they see that sector as a growth opportunity (pun partially intended). Then Cindy O'Neill talks about BillGO's launch of BillGo Exchange to simplify and speed up the payments process for billers. https://youtu.be/ymV4FN_6JS4

    Episode 413: SME Embedded Banking Emerges

    Play Episode Listen Later Oct 28, 2021 51:49

    In this week's show we look at emerging ecosystems and marketplaces supporting real-time, embedded finance for small businesses. Joining us are Matt Collicoat and Tiara Hall from FIS, Derek Sutton from Autobooks and Chris Tremont from Grasshopper Bank, a neo-bank targeting SMEs. Imagine a near future world where your accounting, payroll, predictive credit and banking access are all woven into one. Then JP Nicols starts our coverage of Money 20/20 from Las Vegas with Cody Barbo, founder of Trust & Will, which is seeking to disrupt the very antiquated processes in estate planning and settlement. https://www.youtube.com/watch?v=kZ5CyHcrGXE

    Special Episode: Money 20/20 Preview with Sanjib Kalita

    Play Episode Listen Later Oct 22, 2021 33:59

    It's October and just about time for Money 2020 in Las Vegas. We'll be there next week interviewing some of the speakers and newsmakers, along with some of the attendees to give you a feel for what's happening in what's always a whirlwind 4 days. Today Sanjib Kalita, Editor in Chief for Money 20/20 joins us on this special preview episode to give you a sneak peek of what to expect and some perspective on where he thinks we are in the evolution of the fintech ecosystem over the past decade.

    Episode 412: Now Entering: The Fourth Era of Banking

    Play Episode Listen Later Oct 21, 2021 65:35

    Exciting day on Breaking Banks - we have a new regular host - Amber Buker. Now if that name sounds familiar its because she works with JP and I at Alloy Labs as head of insights. Her work is phenomenal and we asked ourselves why we weren't sharing her with the world. Well now we are... in the second half of the show you'll get to hear her first episode. In the first half I talk to Joe Welu, Founder & CEO of Total Expert talk about how picking the right partner is your key to success. Actually, Joe points out that is a myth. Understanding the problems you are trying to solve and investing the energy to evolve what you offer post implementation is what differentiates a partner from a vendor.John Maxfield is a Senior Banking Specialist at The Motley Fool and Executive Director of the Wilmers Integrity Prize. In the second segment, we interviewed John about what he's termed the fourth era of American banking, what the personal lives of the best leaders have to teach us, and what the analysts get wrong about assessing bank performance. https://www.youtube.com/watch?v=mUdQZLbzdZs

    Episode 411: MasterCard goes mainstream Crypto

    Play Episode Listen Later Oct 14, 2021 61:18

    In this week's show we talk to head of strategy at Paxos (Walter Hessert) about their newly announced collaboration with MasterCard. MasterCard is currency agnostic, but their new crypto partnership with Paxos brings crypto custody to their global platform. Raj Dhamodharan, EVP, Digital Asset/Blockchain Products & Partnerships, at MasterCard talks about their future plans for Crypto and where stablecoins and CBDCs might fit. When MasterCard joins the fray crypto is definitely going mainstream. https://youtu.be/NAUCe79cEoo

    Episode 410: Fintech Fight Club

    Play Episode Listen Later Oct 7, 2021 55:31

    I'm fortunate to travel the world talking about fintech, banking, regulation and innovation. MX is one of my favorite groups to speak for and not because it usually means a trip to a Utah ski resort, but because of the energy they put into creating an agenda and curating a set of speakers that goes well beyond a trade show or user group. This year's Money Experience was no different. The theme: experiences that power how the world connects, moves, and interacts with money.I did my part to mix things up. Rather than moderating the Great Debate between Ron Shevlin and Jim Marous, the gloves came off and I get to officiate the first ever Fintech Fight Club! After this message, listen to Ron and Jim duke it out. This is just the beginning. Tweet us who you would like to see enter the ring.For more thought provoking content, stay on post-fight club for an engaging interview with Paul Taylor, Thought Machine, about latest news and core replacements here and abroad. https://youtu.be/Z2UPpdkHTPA

    Episode 409: Impact and Innovation At Work

    Play Episode Listen Later Sep 30, 2021 69:13

    In this week's Breaking Banks we talk to Colin Walsh, Founder and CEO of Varo on their record breaking raise of over half a billion dollars. We also talk to Steven Walcheck, Chief Innovation Officer of FIS and the EVP behind Impact Labs about their successful incubator born during covid, along with the founder of GoCart, Ashleigh DePopas, their latest project. https://youtu.be/5UawHObcFAo

    Episode 408: Retrofitting US Payments Rails

    Play Episode Listen Later Sep 23, 2021 59:00

    In this week's Breaking Banks we see Silicon Valley Bank and our old friends Plaid teaming up to try to remove some of the friction of the US ACH bank-to-bank payment rails. Joining us from Plaid are Ian Macallister, and Raja Chakravoti, and SVB's Head of Digital, Shaleen Prakash. We debate how much longer the ACH system will survive and what the smart rails of the 21st century might look like. https://www.youtube.com/watch?v=jQN2EtJ1jtU

    Episode 407: The Small Business Ping Pong Ball

    Play Episode Listen Later Sep 16, 2021 56:50

    What is small and what is big? Why do we draw lines and silos in the banking world around small businesses. Small businesses generate 44% of US economic activity, yet are often misunderstood and ping ponged between the consumer and commercial parts of the bank. This week Derik Sutton Vice President of Product and Experience at Autobooks, Allison Netzer, Chief Marketing and Strategy Officer at Nymbus and I talk about the SMB ping pong challenge. In the second half the hosts of BB get together to reflect on the changes in banking as a result of 9/11 and how CoVID might likewise change financial services regulation moving forward. https://youtu.be/BQC7NWWrJz8

    Episode 406: The Power to Amplify

    Play Episode Listen Later Sep 9, 2021 33:47

    Today Brett and I talk to Nick Elders, fintech provocateur, president and co-founder of SPARK from Ignify Technologie. Spark is a social mission-driven company whose cloud-based loan origination platform helped them originate $9 billion in aggregate loan activity through over 50,000 loans in the first 2.5 months of PPP. This is not another story of a small business lending platform, however. It is about the power of purpose and the need for intentionality. Networks become powerful amplifiers - of either good or propagating old stereotypes and systemic bias.

    Episode 405: Driving Change Through Talent and Infrastructure

    Play Episode Listen Later Sep 2, 2021 67:44

    Matteo Rizzi, Executive Producer and co-host for Breaking Banks Europe talks with Neville Bourke from Futurus and Drew Graham, former Director of Digital Strategy for Barclays to explore the tensions between talent and infrastructure, and between corporate executives and entrepreneurs. From the corporate inclination to try to explain a future that is unexplainable, to how HR too often serves as a risk management function dedicated to maintaining the status quo, to some of the ways mature organizations get in their own way through policies and practices that filter out the very rebels needed to drive real change from within. Then they look into some groundbreaking models from some of the most innovative financial institutions in the world. https://youtu.be/0u7O2xfW83g

    Episode 404: Crypto Wars meets Financial Health

    Play Episode Listen Later Aug 26, 2021 52:11

    In this week's Breaking Banks we go 21st century. In the first half host Brett King interviews renowned journalist and personal finance specialist Jean Chatzky on how tech is changing the way we invest and save. Chatzky talks about HerMoney and the work she's doing to help investors of all sorts, but specifically to the underserved community of women investors. In the second half, Brett King is joined by regular Dave Birch to review the book "Crypto Wars: Faked Deaths, Missing Billions and Industry Disruption" with author Erica Stanford. We talk John McAfee, and the true crime story that is Gerry Cotten and the Canadian Exchange Quadriga. https://youtu.be/y9U__OemIXc

    Episode 403: Fintech ramping up in Kenya

    Play Episode Listen Later Aug 19, 2021 43:01

    In this episode we return to Nairobi, Kenya to chat with Eddie and Paul Ndichu the founders of WapiPay, a new pan-African cross-border payments startup, mainly focused on payments to and from China for now. We also get an update on how the pandemic has accelerated adoption of fintech across Africa, and we take a quick trip down memory lane to our last trip to Nairobi where Breaking Banks profiled M-Pesa. https://www.youtube.com/watch?v=s7DWmEYuaW0

    Episode 402: The Golden Rules of Fintech

    Play Episode Listen Later Aug 12, 2021 19:03

    Finovate is celebrating 14 years as the first conference series focused on financial & banking technology innovation, and their 100th episode on Provoke.fm. Host Greg Palmer distills the three golden rules of fintech he's learned  from more than 2,000 demos & presentations by hundreds of companies from all over the world. https://www.youtube.com/watch?v=885zMgOYf9Q

    Episode 401: The Ergonomics of Empowerment

    Play Episode Listen Later Aug 5, 2021 29:27

    Today's episode is a deep dive on financial empowerment at a global level. Earlier this year, Finastra commissioned a study to look at how financial institutions can help their customers transform their relationship with money. One of the unique aspects of the study is it took an ethnographic approach to understand how ordinary consumers feel about money, their dreams and concerns, and what they believe about empowerment. https://youtu.be/cBfcxQP2JxY

    Episode 400: Building the Next Generation of Banker

    Play Episode Listen Later Jul 29, 2021 29:42

    When Breaking Banks first aired in May of 2013 the world of fintech was much simpler. PayPal was well established in the payments space with some upstarts like Braintree and Venmo gaining traction. The rest of the fintech world was divided by lenders like Prosper and Lending Club and both pioneer neobanks Simple and Perkstreet were in the process of being sold.Since then, the diversity and depth of fintech has taken hold. As Angela Strange at a16z says - every company is a fintech of sorts.Breaking Banks also evolved, launching the Provoke Media network to address the diversity and depth of topics of relevance to the industry. Today we're featuring the latest addition to the Provoke family: the NextGen Banker. David Reiling, CEO of Sunrise Banks hosts a variety of guests to talk about what the bank and banker of the future will look like. Listen to this episode where he hosts Jo Ann Barefoot to talk about regulation.If you haven't listened to the other podcasts, go to provoke.fm right after you listen to David and Jo Ann! https://www.youtube.com/watch?v=9w2bN83qYlM

    Episode 399: Beyond the Bottom Line

    Play Episode Listen Later Jul 22, 2021 42:14

    Jennifer Tescher is founder and CEO of the Financial Health Network, and host of the Emerge Everywhere podcast on the Provoke.fm network. She talks with Alan Murray, CEO of Fortune Media, on the evolution of capitalism and how CEOs are finding new ways to address large global challenges that go far beyond short-term financial performance.  https://www.youtube.com/watch?v=jOS1z15A7uE

    Episode 398: Data Is What Data Does

    Play Episode Listen Later Jul 15, 2021 30:26

    In this episode host Brett King tackles the complexity of how to manage data in an environment increasingly reliant on your personal information, when privacy concerns and aging identity infrastructure clash with the reality of the 21st century. Bob Legters from FIS Ethos Data Solutions Group joins to talk about how FIS is adapting to a cloud and data first architecture. Take your organization's data to the next level and protect data wherever it is. Go from Flintstones to Jetsons in one move. https://youtu.be/kKFlfO4tiQw

    Episode 397: FDIC to Launch Space Force

    Play Episode Listen Later Jul 8, 2021 30:32

    Today's guest: Sultan Meghji, the first ever Chief Innovation Officer for the FDIC. Sultan knows the challenges of innovation in banking first as co-founder of Neocova, a fintech providing secure, cloud-native, artificial intelligence-based software for community banks. In addition, he worked on an aid mission to help implement digital banking in Kenya, Tanzania, and Uganda, and worked with fintechs and central banks to create peer-to-peer banking solutions for hundreds of thousands of people in underserved areas of Africa and Central Asia. Sultan served as an advisor to the U.S. Treasury, the Group of Seven (G7), the Office of the Comptroller of the Currency (OCC), and the Federal Bureau of Investigation (FBI) in the areas of cybersecurity, quantum computing, and artificial intelligence.We discuss the tension between innovation and safety, the challenges of regulation and how the FDIC is responding to the changing nature of finance. https://www.youtube.com/watch?v=ggJrUc3Xzrg

    Episode 396: Blockchain meets ESG

    Play Episode Listen Later Jun 29, 2021 55:27

    Join host Brett King and BBEU host Ajit Tripathi as they interview three leaders moving blockchain and ESG forward. Yuval Rooz, Co-Founder and CEO Digital Asset; Joe Madden, Co-Founder and CEO, Xpansiv, and Marley Gray, Principal Architect, Blockchain Microsoft. These individuals are working on initiatives at the intersection of science, finance and technology, and are leaders in their field. Learn from this dynamic discussion about the current ESG sustainability landscape -- challenges, key industry points and opportunities. Most companies and boards are making carbon pledges with no idea how to get there. Download this next-level episode now and let these leaders help your financial institution catch this critical wave.   https://www.youtube.com/watch?v=a3WPktZjt88

    Episode 395: Banking on Fast Money

    Play Episode Listen Later Jun 24, 2021 29:17

    This week, join Brett King as he interviews Chris Storbeck, SVP Real Time Payments and Strategic Partnerships from FIS to talk about next gen payments, changing expectations, instant communication and what that means for the future of payments.A lot has been said about real time payments over the years, we're on the cusp of something exciting, more than ever before. With changing expectations of consumers, especially younger generations, instant communications, payment networks, hear about FIS' latest developments, realnet, single API, on prem and remote options for increased flexibility and quicker realized payments. Learn where the industry is headed and options for B2B and B2C. https://www.youtube.com/watch?v=XAJkfVqcwOY

    Episode 394: Follow the Money

    Play Episode Listen Later Jun 17, 2021 53:10

    If you have any U.S. currency in your wallet right now, there's a good chance that you have the signature of today's guest in the lower left corner of the bills. In the first segment, JP hosts Rosie Rios who was the 43rd Treasurer of the United States, serving during the darkest days of the financial crisis. They talk about “Unicorn Hunters”, her business reality show that is on a mission to democratize access to wealth and why visibility and value are the keys to making this happen. After the break, Jason Mikula joins me from his fintech perch in Amsterdam to talk about fees, the future of fintech business models and my dim future in rapping.This episode is also brought to you by FintechDevcon. In the fintech world, developers often feel overlooked. With hundreds of conferences in the fintech space, there's never been a place dedicated to the brilliant minds building fintech. That is, until now, Fintech Devcon, the first-ever fintech conference for developers, by developers. Join renowned developers from companies like CashApp, Plaid, VISA, Dwolla, Chime, and more in Denver, Colorado, September 8th & 9th. Attendees will experience hands-on workshops, hear technical talks, and actually get to rub elbows with the best and brightest fintech developers. That's Fintech Devcon. Tickets go on sale June 30th. Discounts available for students and pre-series A startups. Visit fintechdevcon.io for more information. https://youtu.be/-gXgh7VRd2g

    Episode 393: Blazing the Trail to Open Finance

    Play Episode Listen Later Jun 10, 2021 55:21

    What's more interesting than Blazing Saddles? Open Finance. Plaid is Blazing new trails on the the path to open finance. In this episode, Brett and I talk with Plaid, the market leader in freeing data from their silos, and US Bank about their partnership to make open finance a reality. https://www.youtube.com/watch?v=XQBaSyL8FzU

    Special Episode: The NFT Boom

    Play Episode Listen Later Jun 4, 2021 19:28

    In this special episode of Breaking Banks, Jason Henrichs was joined by Dino Lewkowicz Director at 4ARTechnologies AG to break down the NFT ecosystem and discuss the impact that NFTs have had on the art world.

    Episode 392: Fintech is Moov’in & Groov’in

    Play Episode Listen Later Jun 3, 2021 50:40

    Join us for this legendary episode of Breaking Banks! Jason Henrichs hosts two of the biggest names in the industry Angela Strange, general partner at Andreessen Horowitz and Wade Arnold, founder and CEO of Moov, to discuss everything from development to embedded finance. Then stay tuned as Jason is joined by Cokie Hasiotis, Founder & CEO of Lasagna Consulting, and Matthew Harris, venture capitalist with Bain Capital Ventures.  The group explores the origin story of BaaS.  https://www.youtube.com/watch?v=A2mkk5Gd4mE

    Episode 391: Walk Like a Bank But Don’t Talk Like a Bank

    Play Episode Listen Later May 27, 2021 31:58

    Welcome to Breaking Banks; this week, we have a hot topic that we will be discussing with leaders in the financial services industry. Recently, California regulators said Chime and other neobanks have to stop using the term ‘bank’ in all advertisements. But if these neobanks aren’t indeed ‘banks,’ what are they? Tune in as Jason Henrichs and Brett King  are joined by friend, regular contributor, and host of Tech on Reg, Dara Tarkowski. Also joining the show is true pioneer Shamir Karkal, co-founder of  Simple before its acquisition by BBVA. He is now CEO-CoFounder of Sila; Sila offers ACH, KYC and digital wallet APIs.

    Episode 390: Celebrating Eight Years of Breaking Banks!

    Play Episode Listen Later May 20, 2021 92:24

    Welcome to this very special anniversary episode of Breaking Banks. Don’t miss our 8th anniversary extravaganza to hear friends of the show discuss the greatest moments in Breaking Banks history. A few of the most incredible minds in the industry like Richard Turrin, Jo Ann Barefoot, David Birch, Ron Shevlin, Chloe James, Paul Ark and Jim Marous explore the past, the present and the future of banking and fintech.

    Episode 389: SOAR-ing to New Heights

    Play Episode Listen Later May 13, 2021 51:34

    Tune in as Brett King hosts Scott Sanborn, CEO of LendingClub, the only full-spectrum fintech marketplace bank at scale, to discuss LendingClub’s decision to buy Radius Bank earlier this year – why it's transformative and how it changes the company. Plus learn why LendingClub went the acquisition route and more.Stay tuned, as JP Nicols hosts Beth Bafford, Vice President of Syndications and Strategy at Calvert Impact Capital and an architect of the new SOAR Fund. That’s S-O-A-R for Southern Opportunity and Resilience, to discuss the fund and learn why a group of nonprofit community lenders in the South have teamed up with national philanthropists, corporations, investors and others to launch a multi-million dollar fund aimed at helping small businesses and nonprofits across the South.

    Episode 388: The Building Blocks of a Great Partnership

    Play Episode Listen Later May 6, 2021 54:59

    Join is for this epic episode of Breaking Banks! Brett King is joined by Andrea Jung, President and CEO, Grameen Grameen America, the fastest-growing microfinance organization in the United States and Eugene Danilkis, Co-Founder and CEO, Mambu, the core engine powering digital first banking and lending. We are discussing how their partnership has powered each other’s growth and improved the lives of underserved/underbanked customers. Plus stay tuned for the next segment featuring the honorable Lord Mayor of London, William Russell, exploring the latest in fintech and highlighting the Kalifa report. 

    Episode 387: The Atomization of Fintech

    Play Episode Listen Later Apr 29, 2021 46:06

    Join us for this next-level episode of Breaking Banks, where Jason Henrichs and Brett King host Anil Aggarwal Founder and CEO of Fintech Meetup. What does the collaboration element of the future of events look like? We explore Anil’s latest event and the role it'll play in catalyzing the modernization of payments and banking. 

    Episode 386: The Anatomy of a Fintech Tsunami

    Play Episode Listen Later Apr 22, 2021 29:55

    In this episode of Breaking Banks, Brett King hosts Matt Dooley and Benjamin Quinlan. Explore the intersection of comedy and banking as Brett speaks to Ben about his life as a stand-up comedian and a financial services consultant. Stay tuned as they discuss how Hong Kong’s appetite for innovation in fintech has evolved and hear about the report from Quinlan and Associates titled Branching Off: The Outlook for Hong Kong’s Virtual Banks, exploring in detail the outlook for the Hong Kong virtual bank ecosystem in coming years.

    Episode 385: Will the Real Challengers Please Stand Up?

    Play Episode Listen Later Apr 15, 2021 54:21

    In this episode of Breaking Banks, Brett King is joined by Dr. Leda Glyptis, Chief Client Officer for 10x Future Technologies in the co-host chair and special guests Ryan Halstead, Vice President Sales North America for Jumio and Vincent Bezemer, Head of Strategy North American with Backbase. In the first half of the show, we explore the shift in consumer digital banking expectations and highlight why challengers are able to scale more quickly than traditional financial institutions. Then, tune in for the second half to learn about the rise of the buy now / pay later economy and frictionless credit.

    Episode 384: To The Moon with LUNA

    Play Episode Listen Later Apr 9, 2021 53:26

    Join us for this next-level episode of Breaking Banks, Brett King and Ajit Tripathi are joined by Do Kwon co-founder & CEO of Terra, a price-stable cryptocurrency powering the next-generation payment network and growing the real GDP of the blockchain economy. We discuss why mass adoption of blockchain technology has been a challenge for years, and explore how Terra has achieved user growth in Korea and the rest of Asia.

    Episode 383: Going Beyond Good

    Play Episode Listen Later Apr 1, 2021 56:44

    This week JP Nicols and Brett King were joined by friends of the show Theodora Lau and Bradley Leimer, founders of Unconventional Ventures and authors of Beyond Good: How Technology is Leading a Purpose-Driven Business Revolution. Our guests share advice and inspiration on how to change the power dynamic at a company level, a market level and a world level. Then stay tuned as Jason Henrichs hosts Aaron McCreary, Climate Fintech Lead with New Energy Nexus. Jason and Aaron discuss the meaning of climate fintech and highlight fintech and decarbonization. 

    Episode 382: Algorithms and AI: The Good, the Bad, and the Myth

    Play Episode Listen Later Mar 25, 2021 58:40

    In This Episode In this AI episode of Breaking Banks, JP Nicols hosts Alfred Cowger author of The Threats of Algorithms and A.I. to Civil Rights, Legal Remedies, and American Jurisprudence: One Nation Under Algorithms. JP and Al explore AI and algorithmic models and the intense policy debates surrounding the legality of, and liability for, these advanced machine learning applications. Then enjoy a special compilation of the best AI moments in Breaking Banks history. We begin with AI and Robots- Brett King hosts Ben Goertzel to learn about Sophia the social humanoid robot. We hear from Greg Cross of Soulmachines to learn how AI can be used for good and are digital humans the answer? To close, we discuss fintech and the Forth age with author Byron Reese to explore smart robots and conscious computers.  Subscribe: Apple Podcasts | Android | Email | Spotify | Blubrry | RSS

    Episode 381: Meeting the Banking Expectations of Digital Natives

    Play Episode Listen Later Mar 18, 2021 52:32

    In this episode of Breaking Banks, Brett King hosts Head of Product, Financial Access at Plaid Niko Karvounis, Jess Romano Plaid Exchange Lead, VP of Digital Innovation and Strategy Ben Maxim MSFCU. The group discusses how the newly launched Plaid Exchange enables small-mid and regional banks to meet customers where they are while ensuring connectivity is part of their digital strategy.  Take MSFCU, for example, in an era where an increasing number of bank and credit union customers are digital natives, MSFCU recognized they needed to meet their customer expectations by enabling secure and reliable connectivity to digital tools and services like Venmo, Robinhood, and Betterment.

    Episode 380: Agents of Change: Creating a Wealth of Opportunities

    Play Episode Listen Later Mar 11, 2021 46:42

    Our guests today are trailblazing a path forward towards a more financially inclusive and healthy society. Our first segment features the founders of Junior Wallstreeters Kevon Chisolm and 13-year-old Kamari Chisolm. Kevon and Kamari join Jason Henrichs to discuss Junior Wallstreeter’s mission of empowering youth with financial awareness and explore why it’s vital to create a safe and affordable space to learn finances for underserved youth.  Then stay tuned as Jason Henrichs hosts Melissa Gopnik SVP at Commonwealth, a national nonprofit building financial security and opportunity for financially vulnerable people through innovation and partnerships to change systems. Jason and Melissa deep dive into A New Framework for Positive Financial Futures: Money, Mindsets & Social Networks. You can learn more about our guests here: https://www.theblackwallstreeter.com/jr-wallstreeters https://buildcommonwealth.org/about/our_story https://buildcommonwealth.org/assets/downloads/Positive_Financial_Futures.pdf

    Episode 379: Fintech Journeys: Fusing the Old with the New

    Play Episode Listen Later Mar 4, 2021 56:38

    In this episode of Breaking Banks, we are going global! Tune in to hear Brett King host Alastair Lukies CEO of Pollinate Networks and Chairman of Fintech-Alliance, as well as Matt Dooley, changemaker and fintech influencer. Our guests discuss the origin story of fintech in Hong Kong and the UK and tell stories of the journey through regulation challenges and fusing the old with the new.

    Episode 378: Accelerating the Pace of Innovation

    Play Episode Listen Later Feb 25, 2021 68:12

    In this week’s Breaking Banks episode, Brett King is joined by Howard Boville, Head of IBM Hybrid Cloud Platform, and  Judith Pinto, Managing Director Promontory. Brett, Howard, and Judith discuss how banks can unlock the promise of public cloud and accelerate the pace of innovation, Then stay tuned as JP Nicols sits down with Judy Samuelson. Judy is the founder and executive director of the Aspen Institute Business and Society Program. JP talks with Judy about Judy’s recently published book, THE SIX NEW RULES OF BUSINESS: Creating Real Value in a Changing World. Hear Judy’s advice to executive leadership on how to pivot during tough times and more.

    Episode 377: Why Women Innovate

    Play Episode Listen Later Feb 18, 2021 42:02

    In this thought-provoking episode of Breaking Banks, JP Nicols hosts Amber Buker, Director of Insights for the Alloy Labs Alliance, Casey Christopher, Chief Empowerment Officer at Quontic Bank, and Mary Ann Sculley, CEO of Howard Bank. Join us as we delve into Amber’s recently published research report titled Why Women Innovate: 3 Common Experiences That Create Remarkable Leaders, which explores the correlation between the experiences of women leaders and innovation. You don’t want to miss this episode!

    Episode 376: Reality Check: The True Cost of Banking

    Play Episode Listen Later Feb 11, 2021 49:28

    In this new episode of Breaking Banks, JP Nicols is joined by friend and regular contributor Jo Ann Barefoot, Chair of the Alliance for Innovative Regulation, CEO of Barefoot Innovation Group, host of the Barefoot Innovation podcast, and former Deputy Comptroller of the Currency to discuss a new era ushering in Joe Biden’s White House. What does this mean for fintech and banking?  Then stay tuned as Jason Henrichs hosts Jacob Haar, managing partner of Community Investment Management, an impact investment firm that provides debt capital to fintech companies to support underserved small businesses. Jason and Jacob explore the role of impact investors, responsible fintech, and public policy in financial inclusion during the time of COVID-19.

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