Podcasts about digital money

October saw key moves in institutional blockchain and geopolitics – from Luxembourg's BTC investment to Swift's shared ledger, Europe's RL1, and China's stablecoin moves.

Mitchell Nicholson is the founder of Sierra Labs. The SIERRA Liquid Yield Token (LYT) is built to deliver the best user experience across DeFi, CeFi, and TradFi. Why you should listen Sierra Protocol is the issuer of SIERRA, a liquid yield token (LYT) that offers the best risk-adjusted yield in a freely tradeable ERC20 token on Ethereum and Avalanche. SIERRA enables holders to earn passively accrue 6-12% APY compounded daily and does not require staking or claiming, holding periods or lockups, paying hidden fees or providing KYC. Its reserves are managed by OpenTrade, an institutional-grade market leader offering stablecoin yield products and is backed by a16z, Circle, Mercury, Notion and other leading VC firms. Supporting links Fidelity Crypto Careers  Sierra Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

Pre-Order Runnin' Down a Dream now: https://a.co/d/0oIPPveOpen Source bi-weekly convo w/ Bill Gurley and Brad Gerstner on all things tech, markets, investing & capitalism. This week, they unpack the $3T AI buildout, circular revenue red flags, and whether the boom is becoming a bubble. They dive into the rise of stablecoins and the new financial rails reshaping money, the fight over AI regulation in America, and Bill's next chapter—his new book Runnin' Down a Dream and what it means to build a career you actually love. Enjoy another episode of BG2!Timestamps:(00:00) Intro(02:00) Two Years of BG2(03:45) Bill Stepping Back to Write His Book(06:00) Runnin' Down a Dream(07:00) The AI CapEx Bubble?(09:30) Sham vs. Real Transactions in AI(11:00) Microsoft–OpenAI Credits & Cloud Economics(13:00) Nvidia's Investments: Healthy or Hype?(17:00) CoreWeave, Hidden Leverage & Demand Risks(19:15) $3 Trillion CapEx: Are We Overbuilding AI?(21:45) The MAG5 CapEx Surge: Too Much, Too Fast?(24:30) Meta's CapEx Comeback & AI ROI(25:30) OpenAI's Race for Escape Velocity(28:30) AI Regulation: State Patchwork Madness(30:30) Why Federal Preemption Is Critical(33:15) The Colorado & California AI Acts(35:00) Stablecoin Surge: $18T in Settlements(36:45) Gurley's Crypto Conversion(38:30) From PIX to FedNow: The Future of Digital Money(41:00) Coinbase, Circle, and the 4% Yield Revolution(43:00) Why Visa & Banks Fear Stablecoins(45:00) Gurley: “I'm Jumping on the Crypto Train”(46:00) Brad on Invest America (Trump Accounts)(49:00) Implementation Timeline & Treasury Update(50:30) Bill's Book: Runnin' Down a Dream(53:15) The Great Career Reset: Passion vs. Grind(55:00) Bezos' Regret Minimization Framework(57:00) Who the Book Is For(59:00) Gurley's Next MissionShow Notes:All-In Summit: Bill Gurley presents 2,851 Miles: https://www.youtube.com/watch?v=F9cO3-MLHOMPlain English: This Is How the AI Bubble Could Burst: https://podcasts.apple.com/us/podcast/this-is-how-the-ai-bubble-could-burst/id1594471023?i=1000728026459Bezos' Regret Minimization Framework: https://www.youtube.com/watch?v=jwG_qR6XmDQProduced by Dan ShevchukMusic by Yung SpielbergAvailable on Apple, Spotify, www.bg2pod.comFollow:Brad Gerstner @altcap https://x.com/altcapBill Gurley @bgurley https://x.com/bgurleyBG2 Pod @bg2pod https://x.com/BG2Pod

Manuel and Rod Garratt explore CBDCs, stablecoins, and tokenized deposits—covering privacy, politics, and the future of payments from Rod's journey at the NY Fed to global digital money innovation.

Welcome to Sweet Mind!

Join Anne-Sophie, Conrad and Tamara from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from September 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

Daragh Maher, Head of Digital Assets Research, discusses which of the competing visions for digital money could become the most dominant.Disclaimer: https://www.research.hsbc.com/R/101/rQFq99nStay connected and access free to view reports and videos from HSBC Global Investment Research follow us on LinkedIn https://www.linkedin.com/feed/hashtag/hsbcresearch/ or click here: https://www.gbm.hsbc.com/insights/global-research.

On today's episode of The Ultimate Assist, John Stockton and Ken Ruettgers sit down with Catherine Austin Fitts, former Assistant Secretary of Housing, investment banker, and founder of the Solari Report. Known for her fearless analysis of global finance, Catherine exposes how central bank digital currencies (CBDCs), “stablecoins,” and programmable money are paving the way for unprecedented social control.She explains why the Covid era was the largest wealth transfer in history, how government and corporate collusion drains family wealth, and why Main Street was deliberately shut down in favor of Wall Street consolidation. From the surveillance state to financial censorship, Catherine connects the dots on how technology, banking, and policy converge into a digital prison.But this episode isn't just about warning signs—it's about solutions. Catherine offers practical strategies for preserving financial sovereignty, from banking locally and using cash to investing in people, food, and real community wealth. Her message is clear: freedom in health, food, and money are inseparable—and the future depends on us reclaiming them.

Join Anne-Sophie and Conrad from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from August 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

Was crypto truly born from rebellion—or was it always part of the system's bigger design?The Digital Money Takeover – Was It Always Part of the Plan?In this thought-provoking episode of Conscious Finance, Billy Carson and Gven Sariol dive deep into the origins of cryptocurrency, its relationship to centralized power structures, and whether the rise of digital assets is really a takeover—or a setup. From the creation of the Federal Reserve to the emergence of Bitcoin, this conversation peels back the curtain on what's really going on behind the scenes of the financial reset. Don't miss this one.Want more conversations like this?Follow Gven and the ARC for weekly insights, financial breakdowns, and crypto education:

Was crypto truly born from rebellion—or was it always part of the system's bigger design?The Digital Money Takeover – Was It Always Part of the Plan?In this thought-provoking episode of Conscious Finance, Billy Carson and Gven Sariol dive deep into the origins of cryptocurrency, its relationship to centralized power structures, and whether the rise of digital assets is really a takeover—or a setup. From the creation of the Federal Reserve to the emergence of Bitcoin, this conversation peels back the curtain on what's really going on behind the scenes of the financial reset. Don't miss this one.Want more conversations like this?Follow Gven and the ARC for weekly insights, financial breakdowns, and crypto education:

Cryptocurrency has evolved from a niche experiment to a global financial force. But how did we get here? In this episode, professor Itay Goldstein is joined by Duke professor Campbell Harvey and Neha Narula, director of the MIT Media Lab's Digital Currency Initiative, to explore the milestones that led to crypto's rise, the forces that shaped its growth, and what the crypto landscape will evolve into.This discussion is part of a special series in the Ripple Effect podcast called “Future of Finance: The Rise of Crypto and Digital Money.” Hosted on Acast. See acast.com/privacy for more information.

Join Anne-Sophie, Conrad and Tamara from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from June 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

Luis Garicano is a former member of the European Parliament and a professor at the London School of Economics. In Luis's first appearance on the show he discusses his new book, Crisis Cycle: Challenges, Evolution, and the future of the Euro, the ever-changing landscape of digital money, his suggested reforms to the Euro, and much more. Check out the transcript for this week's episode, now with links. Recorded on June 18th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Luis on X: @lugaricano Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:00:55 - Future of Money 00:08:46 - Bank Regulation 00:12:51 - Stablecoins 00:23:35 - Crisis Cycle 00:56:05 - Outro

Join Anne-Sophie, Conrad and Tamara from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from June 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

Andrew Camilleri, better known as Kukks, is one of the most prolific contributors to BTCPay Server & an advocate for using bitcoin as money. Recently, he started building Bitcoin Layer 2 applications for Ark Labs & believes in conservative improvements. Time stamps: (00:00:49) Introduction & Andrew's Background (00:01:46) Getting Into Bitcoin & Altcoin Integrations (00:03:02) Focusing on Bitcoin & Monero Plugin (00:04:04) BTCPay Plugins & Community (00:04:22) Bitcoin's Imperfections & Altcoin Use Cases (00:04:55) Pessimism & Stagnation in Bitcoin Development (00:05:16) Introduction to Ark & Its Evolution (00:06:10) Ark's Technical Evolution (00:07:31) Ark's Impact on Developer Morale (00:07:36) What is Ark? (00:09:08) Ark's Virtual Ledger & Dust Problem (00:09:59) Off-Chain Payments & User Experience (00:11:07) Lightning Network vs. Ark (00:13:21) Custodial Lightning & Ark's Broader Goals (00:15:13) Escrow & Multisig Use Cases (00:16:09) Bitcoin's Usability & Fee Volatility (00:16:51) Miners & Second Layer Economics (00:19:08) Drivechains & Network Fragmentation (00:21:38) Rollups, ZK Proofs, and Simplicity (00:25:53) CTV, Musig2, and Soft Forks (00:28:12) OP_CAT, Collider Script, and Efficiency (00:32:38) Cost, Privacy, and Coinjoin (00:36:12) Stablecoins, Payments, and Swapping (00:38:14) Privacy, TumbleBit, and Ark's Superiority (00:41:03) Expiry, Operators, and User Experience (00:44:14) Becoming an Ark Operator (00:47:31) Fedimints, Liquid, and Privacy (00:49:41) Security Against Operator Theft (00:51:31) HODLing, Expiry, and Automation (00:53:37) Payment Finality & Pre-Confirmation (00:57:49) Government Attacks & Decentralization (01:02:51) Ark's User Experience & Wallet Integration (01:05:11) Lightning Interoperability & Partnerships (01:07:48) Arkade OS & Arcade Script (01:13:06) Underrated Use Cases: Escrow & Synthetic Assets (01:18:29) BTCPay Server's Impact & Bitcoin Payment Adoption (01:22:23) Speculation, Regulation, and Medium of Exchange (01:24:20) Litecoin, Extension Blocks, and Privacy (01:26:01) Coinjoin, Amounts, and Privacy Pools (01:29:09) Bitcoin Upgrades, CTV, and Developer Frustration (01:34:27) Soft Fork Politics & Overselling Upgrades (01:41:53) Payments, Credit Cards, and Onboarding (01:44:11) Stablecoins, Speculation, and Fiat Mindset (01:48:48) Taproot Assets, Altcoins, and Control Tokens (01:52:17) Early Bitcoin Days & Escrow (01:54:53) Gaming, Digital Money, and Bitcoin Adoption (01:59:15) Speculative Attack & Fiat Demand (02:00:01) Supercycle Skepticism & Price Predictions (02:02:22) Hard Forks, Big Blockers, and Research Value (02:24:40) NFTs, Ordinals, and Free Market Transactions (02:36:28) BTCPay Plugins & Comparison to LNBits (02:43:14) Zero Conf, RBF, and Payment Risks (02:47:41) Ark's Future: Liquidity & Decentralization (02:49:25) Testing Ark & Reference Wallet (02:51:00) Browser Wars & Internet Evolution (02:56:26) Scaling Bitcoin Payments & Libra Comparison (02:58:10) Tipping, Custodial Wallets, and Ark's SDK (03:02:12) HODL Culture vs. Spending (03:06:07) Optimism, Pessimism, and User Adoption (03:08:13) Lightning's Complexity & Ark's Simplicity (03:11:18) Competition Among Layer 2s (03:14:13) Ark's Launch, Operators, and Liquidity (03:16:08) Ark Operator Incentives & Fee Structure (03:17:08) Testing, Following, and Final Thoughts

Join Anne-Sophie and Tamara from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from May 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

How should we value L1 tokens in crypto? Today's guest, Jonah Weinstein of Skycatcher, introduces RSOV—“Realized Store of Value”—a new metric designed to fundamentally rethink how we evaluate Layer 1 assets like ETH, SOL, and BTC. In this episode, we explore why traditional models like DCF and REV fall short for monetary assets, how RSOV works, and why it may be a better way to understand crypto's total addressable market. Tune in for a fresh perspective that could change how you analyze L1s forever. ------

  In this episode, Ben Jackson talks with Kevin McColly, the CEO of Coinstar, which allows consumers to convert coins into other types of currency through its kiosks.   They discuss the role of coins and cash in the U.S. payments system, the future of the penny and why the CEO of a coin counting company favors stopping its production.  Below are links to the announcements of the bills that seek to stop production of the penny.  McClain, Garcia, Lummis, Gillibrand Introduce Bipartisan Bill to End Penny Production  Lee, Merkley Bill Would Save Taxpayers Millions by Ending Penny Production    This podcast was recorded on May 5, 2025. Things may have changed by the time you hear it. 

Relebogile Mabotja speaks to Emma Odendaal the Head at Dentsu School of Influence about making money on the internet. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Join Anne-Sophie, Conrad, and Tamara from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from April 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

KeywordsBitcoin, blockchain, ideology, technology, centralization, spam, development, cryptocurrency, non-monetary use, node runningSummaryThe conversation delves into the complexities surrounding Bitcoin, focusing on the ideological and pragmatic debates within the community. It highlights the challenges posed by non-monetary uses of Bitcoin, the technical exploits that have emerged, and the ongoing struggle against spam. The discussion also touches on the centralization of Bitcoin development and the cultural implications of these issues, emphasizing the need for a proactive approach to maintain Bitcoin's integrity as a monetary system.TakeawaysThe Bitcoin community faces ongoing ideological and pragmatic debates.Non-monetary uses of Bitcoin are a contentious issue.Technical exploits have emerged that challenge Bitcoin's intended use.Spam management is crucial for maintaining Bitcoin's functionality.Centralization in Bitcoin development poses risks to its integrity.Cultural struggles within the Bitcoin community impact its future.A proactive approach is necessary to address non-monetary use cases.The identity of Bitcoin as money must be preserved.The future of Bitcoin may involve multiple implementations.Engagement in the Bitcoin discussion is essential for its evolution.Chapters00:00 Introduction to the Bitcoin Debate01:56 The Struggle for Bitcoin's Purpose05:09 Ideological vs. Pragmatic Approaches07:58 Technical Exploits and Human Intentions11:09 The Role of Spam in Bitcoin's Ecosystem14:12 Negotiating Non-Monetary Uses17:02 The Future of Bitcoin's Functionality22:03 The Limitations of Bitcoin's Data Capacity23:32 The Controversy of OpReturn and Mempool Control26:40 Centralization Risks in Bitcoin Node Running30:00 The Pragmatic Approach to Bitcoin Governance31:24 Balancing Ideology and Practicality in Bitcoin39:47 The Cultural Battle for Bitcoin's Identity

Key Takeaways: Technology Always Changes the World From ancient farming tools to smartphones, every big invention has helped shape how people live and work. Now, digital currencies are doing the same by changing how we think about money. Bitcoin Started Something New In 2009, Bitcoin was created as a new kind of money that isn't controlled by any one country or bank. It runs on a computer network that anyone can use and no one can shut down. Why People Like Bitcoin Many people are tired of traditional money systems that lose value over time because of inflation (when prices go up and money buys less). Bitcoin has a limited supply, which means it can't be printed endlessly like paper money. History Helps Us Understand the Big Picture Looking at how past technologies changed the world helps us see how big of a deal digital money really is. Just like gold changed trade or the internet changed communication, Bitcoin is changing how we use money. Want to Learn More?       a. The podcast guest wrote an article in Dallas Weekly that dives deeper into Bitcoin's purpose and how it could impact society in the long run.   Chapters: Timestamp Summary 0:00 Introduction to Technological Innovations 0:40 Realization of Living Through Technological Shifts 1:24 Core Idea of Bitcoin and Article Invitation   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of Stuff About Money They Didn't Teach You in School, certified financial planners Erik Garcia, CFP®, and Xavier Angel, CFP®, are joined by Javier Sanchez, AVP of Financial Literacy for Fidelity Bank. Together, they explore how teaching kids about money has shifted in the digital age. The classic piggy bank may be fading, but the need for financial education is stronger than ever. Javier shares practical insights on starting financial conversations early, navigating the risks of credit cards, and the importance of modeling good money behavior for our children. They also dive into how mobile banking apps and automated savings can help young people develop healthy financial habits.  From personal stories—like Erik's experience of spending more when swiping a credit card compared to paying with cash—to actionable advice on budgeting and avoiding credit card debt, this episode is packed with valuable tips for parents and caregivers. And hey, even if you think you've got your finances figured out, you might just walk away with a few new money skills yourself—or at least feel slightly more prepared than your kids. Be sure to follow, share, and let us know how you're teaching money skills at home! Episode Highlights: Erik and Javier reflect on the importance of starting financial literacy early and the role of practical tools like the piggy bank. (03:00) Javier explains why children need a clear, visual savings vessel to understand the concept of saving money. (07:33) Javier discusses the challenges of teaching kids about digital money and the importance of introducing mobile banking at an early age. (11:00) Javier shares insights on how children can develop awareness of their income and spending habits using apps and alerts. (16:00) The conversation shifts to the pitfalls of credit cards, emphasizing the need for parents to teach kids about borrowing costs and responsible use. (20:47) Javier explains the significance of modeling good financial behavior for children to emulate. (29:00) Javier shares practical advice, such as leveraging library resources and encouraging kids to invest in self-development. (36:46) Key Quotes: “ Is the piggy bank dead? Absolutely not. Younger children need a container or a vessel that's clear, actually, so they can see that money growing. That instills that, hey, it's got to grow.” - Javier Sanchez “You can make very little money and still have an 850 credit score. It just means being smart and wise with your choices” - Javier Sanchez “If you're responsible, your kids follow that path. If you're very irresponsible, or you always seem to be struggling with your money, nine times out of ten, unless your kid sees it and says, ‘I don't want to live like this,' they'll fall into that same habit.” - Javier Sanchez Resources Mentioned: Javier Sanchez Fidelity Bank Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

In this episode of Stuff About Money They Didn't Teach You in School, certified financial planners Erik Garcia, CFP®, and Xavier Angel, CFP®, are joined by Javier Sanchez, AVP of Financial Literacy for Fidelity Bank. Together, they explore how teaching kids about money has shifted in the digital age. The classic piggy bank may be fading, but the need for financial education is stronger than ever. Javier shares practical insights on starting financial conversations early, navigating the risks of credit cards, and the importance of modeling good money behavior for our children. They also dive into how mobile banking apps and automated savings can help young people develop healthy financial habits.  From personal stories—like Erik's experience of spending more when swiping a credit card compared to paying with cash—to actionable advice on budgeting and avoiding credit card debt, this episode is packed with valuable tips for parents and caregivers. And hey, even if you think you've got your finances figured out, you might just walk away with a few new money skills yourself—or at least feel slightly more prepared than your kids. Be sure to follow, share, and let us know how you're teaching money skills at home! Episode Highlights: Erik and Javier reflect on the importance of starting financial literacy early and the role of practical tools like the piggy bank. (03:00) Javier explains why children need a clear, visual savings vessel to understand the concept of saving money. (07:33) Javier discusses the challenges of teaching kids about digital money and the importance of introducing mobile banking at an early age. (11:00) Javier shares insights on how children can develop awareness of their income and spending habits using apps and alerts. (16:00) The conversation shifts to the pitfalls of credit cards, emphasizing the need for parents to teach kids about borrowing costs and responsible use. (20:47) Javier explains the significance of modeling good financial behavior for children to emulate. (29:00) Javier shares practical advice, such as leveraging library resources and encouraging kids to invest in self-development. (36:46) Key Quotes: “ Is the piggy bank dead? Absolutely not. Younger children need a container or a vessel that's clear, actually, so they can see that money growing. That instills that, hey, it's got to grow.” - Javier Sanchez “You can make very little money and still have an 850 credit score. It just means being smart and wise with your choices” - Javier Sanchez “If you're responsible, your kids follow that path. If you're very irresponsible, or you always seem to be struggling with your money, nine times out of ten, unless your kid sees it and says, ‘I don't want to live like this,' they'll fall into that same habit.” - Javier Sanchez Resources Mentioned: Javier Sanchez Fidelity Bank Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

On 15 October 2024 Future of Finance hosted a one-day event at the offices of AON in London. Entitled Tokenisation of securities and funds is going to happen. How will you and your organisation survive it?, the event attracted 200 registrants from banks, asset managers, brokers, central banks, financial market infrastructures and FinTechs. This is an account of what they contributed to the six panels that day, as well as what they learned from the panellists and each other.This episode is a summary of Panel 3, titled "Reasons other than lack of digital money that explain why tokenised securities and funds have failed to scale". The Panellists taking part were Jochen Metzger, Global Head of Markets at NowCM Group and CEO at NowCM Finance; Muneeb Shah, Head of Digital Assets Technology consulting at EY UK; Kushal Balluck, Senior Manager, Digital Securities Sandbox and Post Trade Innovation at the Bank of England; Soren Mortensen, Director, Global Financial Markets, at IBM; and Valérie Gilles Chief Commercial Officer and Partner at IZNES. Hosted on Acast. See acast.com/privacy for more information.

On 15 October 2024 Future of Finance hosted a one-day event at the offices of AON in London. Entitled Tokenisation of securities and funds is going to happen. How will you and your organisation survive it?, the event attracted 200 registrants from banks, asset managers, brokers, central banks, financial market infrastructures and FinTechs. This is an account of what they contributed to the six panels that day, as well as what they learned from the panellists and each other.This episode is a summary of Panel 2, titled "Can securities and funds token markets can grow without genuine digital money on-chain?". The Panellists taking part were Damien Fontanille, Head of Business Development at Société Générale-FORGE; Jason Webb, Director of Web 3 at SS&C Technologies; Ben Brophy, Head of Blockchain at Fidelity International; and Daniel Coheur, Co-founder and Chief Commercial Officer (CCO) of Tokeny. Hosted on Acast. See acast.com/privacy for more information.

Send us a textIn this episode of the Concrete Genius podcast, Sauce McKenzie reflects on the significance of family and the passage of time as we enter 2025. He emphasizes the importance of respecting the older generation and learning from their experiences. The conversation shifts to the dynamics within the black community, particularly regarding how individuals treat one another and the impact of content creation on perceptions of their neighborhoods. McKenzie discusses the effects of digital money on society, highlighting how it alters our relationship with spending. The episode concludes with a somber reflection on recent tragedies, urging listeners to take social responsibility and protect one another. In this conversation, Sauce Mackenzie delves into various topics ranging from personal accountability and the unforgivable actions of individuals to the ongoing MVP debate between Lamar Jackson and Josh Allen. He reflects on LeBron James' recent achievements and the reactions from fans, discusses the appropriateness of adult activities in places like Chuck E. Cheese, and addresses the Joy Taylor scandal involving her personal life and professional implications. The conversation also touches on the complexities of sexuality, relationships, and parenting in non-traditional families, as well as the portrayal of masculinity within the LGBTQ+ community.Chapters00:00 Reflections on 2025 and Family Values05:12 Respecting the Older Generation09:51 Community Dynamics and Content Creation13:01 The Impact of Digital Money on Society20:04 Recent Tragedies and Social Responsibility30:54 Unforgivable Actions and Accountability32:10 The MVP Debate: Lamar Jackson vs. Josh Allen35:42 LeBron James: Acknowledging Greatness39:09 Adult Fun: Chuck E. Cheese and Grown-Up Parties40:18 Joy Taylor Scandal: Personal Life and Professional Consequences46:50 Sexuality, Relationships, and Parenting55:58 Adoption and Non-Traditional Families56:32 Masculinity and Identity in the LGBTQ+ CommunityTakeaways2025 marks a significant milestone, reflecting on the past.Family gatherings during New Year set a positive tone for the year.Respect for older generations is crucial for learning and growth.The younger generation should seek wisdom from their elders.Community dynamics often lead to unnecessary hostility among peers.Content creators should be mindful of how they portray their communities.Digital money changes our perception of value and spending.Recent tragedies highlight the need for community protection.We must address the issues of violence and terrorism in society.Social responsibility is essential for the well-being of our communities. Some actions are unforgivable and deserve accountability.Lamar Jackson's performance deserves recognition over Josh Allen's sympathy.LeBron James humbly acknowledges his place in basketball history.Chuck E. Cheese may not be suitable for adult gatherings.Personal lives of public figures can have professional consequences.Sexuality and relationships are complex and often scrutinized.Adoption by same-sex couples raises questions about traditional family structures.Masculinity in the LGBTQ+ community often mirrors hyper-masculine stereotypes.It's important to appreciate both LeBron and Jordan without comparison.Podcasting allows for open discussions on various societal issues.Sound Bites"Life is precious. Enjoy it.""It's all about family.""Show that OG some respect.""Everything you do is binary.""We don't make no policies.""You a foul human being.""Ain't no forgiveness for you.""If it's true, thatSupport the show

Time stamps: Introducing Mike Belshe (00:00:42) Mike Belshe's Background (00:01:58) Self-Custody vs. Institutional Custody (00:02:05) Multi-Signature Technology (00:03:56) Understanding Multi-Party Computation (00:04:51) Advancements in Cryptography (00:05:53) BitGo's Role in Tokenizing Bitcoin (00:08:26) Defining DeFi's Importance (00:09:09) Mike's Technology Background (00:12:12) Inspiration from Tim Berners-Lee (00:14:57) Bitcoin's Zero Click Payments (00:17:11) Bitcoin Custodianship Issues (00:17:36) Challenges of Bitcoin Payments (00:18:25) Scaling Bitcoin and Lightning Network (00:19:20) Bitcoin's Role in Digital Money (00:20:13) Layer Two Solutions and Drivechains (00:21:15) Scaling Discussions in Bitcoin's History (00:22:31) Sidechains and Their Limitations (00:23:16) Innovation vs. Immutability (00:24:29) Importance of Real Applications (00:25:32) Privacy and Fungibility in Bitcoin (00:28:42) Lessons from TCP/IP and Blockchain Privacy (00:30:51) Regulatory Concerns and Privacy Solutions (00:32:53) Understanding the Static of Security (00:34:01) SideShift (00:34:59) Bitcoin's Civil War: Block Size Wars (00:35:54) Human Decisions in Bitcoin (00:36:16) Historical Proposals and Interpretations (00:37:10) Challenges of Block Space and Fees (00:37:58) Bitcoin Consensus (00:38:48) SegWit and Its Implications (00:39:41) Gavin Andresen's Role in Bitcoin (00:42:00) Bitcoin's Resilience Against Adversaries (00:42:13) Need for Enhanced Security (00:43:05) Strategic Bitcoin Reserve in the USA (00:44:30) El Salvador's Currency Strategy (00:45:19) Self-Custody Concerns (00:49:13) Security Measures for Self-Custody (00:50:17) Privacy as a Solution (00:50:43) Self-Custody Options (00:51:14) Family Legacy and Custody Challenges (00:52:24) Public Key Cryptography Innovation (00:52:28) HODLING.ch (00:53:29) Protecting Against Government Confiscation (00:54:15) Multi-Custodial Model Explanation (00:54:21) Hardware Wallets Discussion (00:56:03) Safety Deposit Box Concerns (00:58:03) Trade-offs in Security Solutions (00:58:56) Onboarding New Users (01:00:09) Edge Wallet Features (01:01:01) BitGo's Wallet Recovery Wizard (01:03:02) BitGo vs. Casa (01:05:08) Multi-Signature Security (01:05:46) Early Adoption of Multi-Sig (01:09:10) Building a New Monetary System (01:11:54) Regulatory Changes in the US (01:13:49) Impact of MiCA in Europe (01:15:32) War on Cash (01:16:17) Global Financial Systems (01:18:03) Zero Knowledge Proofs (01:19:48) Zcash Discussion (01:20:04) Privacy Technologies in Bitcoin (01:21:18) Challenges of On-chain Traceability (01:22:26) Philosophy on Transaction Privacy (01:23:19) Concerns About Privacy Adoption (01:24:51) Historical Context of TCP/IP Security (01:25:34) Bitcoin as Digital Gold (01:27:24) Ethereum's Role in DeFi (01:29:01) Benefits of Smart Contracts (01:32:01) Reflections on Bitcoin's Journey (01:33:25) Future of Bitcoin (01:34:30) Lightning Network Fees (01:36:12) Trade-offs in Payment Systems (01:38:01) Adoption of Bitcoin and Early Adoption Costs (01:42:01) Long-term Viability of Bitcoin Mining (01:44:38) The Future of Bitcoin and Layer Solutions (01:47:17) Community Response to Bitcoin Vulnerabilities (01:49:01) Satoshi's Vision for Mining (01:51:11) Satoshi's Intentions (01:52:35) Empathy for Satoshi (01:54:16) 0 to 1 Concept (01:54:24) Bitcoin's Anniversary (01:55:53) Centralization in Crisis (01:56:33) Zero Knowledge Proof Bug (01:57:45) Following Mike Belshe's Work (01:58:45)

They Are Planning Complete FINANCIAL LOCKDOWN, Resistance to Digital Money is the Key, Gold and Silver is a Monster Opportunity.   Post Wide Awake Media @wideawake_media "The biggest fear that the World Economic Forum has is that there are going to be people that will not comply." "So this digital stuff is absolutely key, because without it they can't enforce anything." "And if they have a digital process whereby they can restrict your movement, your behaviour and your decisions with the click of a button, you are done." Credit: @JedediahBila 1:30 AM · Oct 7, 2024 284.1K Views   "STAY ALERT: They Are Planning Complete FINANCIAL LOCKDOWN" - Whitney Webb FINAL 2024 Prediction https://youtu.be/3capKnik0Lc?si=Oscp4FSaaBJOxuLB Savvy Finance 283K subscribers 231,916 views Sep 30, 2024 #savvyfinance #bitcoinmining #litecoin

The discussion around Central Bank Digital Currencies (CBDCs) is becoming increasingly contentious in Congress, with some lawmakers opposing government-issued digital currencies while others see their necessity as the global landscape evolves. As countries worldwide advance their CBDC initiatives, the U.S. risks falling behind unless it adapts to this digital financial future. And a preview of today's webinar at 1:00pm EDT on how to invest in stocks that are engaged in the crypto space: Unlocking Alpha in Crypto-Equities and Beyond  #CBDC #DigitalDollar #Stablecoins #Congress #FinancialInclusion #GlobalEconomy #DigitalCurrency #CentralBank #IMF #Cashless #Fintech #BankingReform #Innovation #Economics #FutureOfMoney #USPolicy #AIInvesting #Blockchain #CryptoEquities #InvestmentStrategies #Webinar2024 ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today's show:  September 16th TAYF episode: Why Stablecoins are the Hottest Thing in Crypto https://www.thetayf.com/blogs/this-weeks-stories/why-stablecoins-are-the-hottest-thing-in-crypto Today's Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs  

In this episode of The Get Down, Ritzy P. interviews Dr. Tonya M. Evans, an attorney, academic, and founder, about the changing crypto landscape and her book, Digital Money Demystified. They discuss the importance of policy over politics, the need for inclusive policy making, and the challenges of pushing for change in the crypto industry. Dr. Evans also shares her thoughts on the future of crypto regulation and the role of the SEC. Also, Cleve Mesidor shares her extensive political background, including serving in the Obama administration, working in Congress, and running for city council in DC.Be sure to sign up for our newsletter, Chews! Dr. Tonya M. Evans is a trailblazer in the intersection of law, blockchain, and cryptocurrency. As a distinguished professor at Penn State Dickinson Law, she's sculpted a niche in intellectual property and cutting-edge technologies. Her recent appointment to the Board of Directors at the renowned Digital Currency Group further solidifies her esteemed position in the tech realm. She is also acclaimed author of Digital Money Demystified: Go From Cash to Crypto Safely, Legally and Confidently, published by Broad Book Press, and host of a popular weekly podcast, Tech Intersect.We discuss:Politics should be about public service and policies, not just politics for the sake of politics.Inclusive policymaking and rulemaking are crucial for the crypto industry to ensure diversity and representation.The current regulatory landscape for crypto is outdated and needs to be updated to reflect the changing technology.Crypto offers financial freedom and opportunities for marginalized communities, and it's important to educate oneself and make informed choices.Thanks for tuning in! To get the full scoop on creating a more inclusive Web3, DeFi, and Bitcoin space, make sure you catch every episode – we're packed with actionable tips and insights. If you found this episode valuable, spread the word and share it with someone who needs to hear this. Don't forget to follow, rate, and review our podcast on your favorite listening app – it helps us reach even more people who are passionate about building a better future for everyone in the crypto space.CONNECT WITH DR. TONYA EVANS:X (formerly Twitter)InstagramTech Intersect PodcastContact, Resources & More: AdvantageEvans.com/linksCONNECT WITH BUTTERSCOTCH MEDIA:Check us out on our website butterscotch.media and subscribe to our newsletterFollow us on X @butterscotch360Watch our content on YouTube

We're almost a quarter of the way into the 21st Century and already it's clear money has changed. It's increasingly mobile. It's (relatively) cheap and more and more digital. Economist Richard Holden is charting the changes. Guest: Richard Holden, Professor of Economics at the University of NSW Business SchoolAuthor of "Money in the 21st Century; Cheap, Mobile, and Digital' published by University of California Press.

Thailand's prime minister said in July that eligible businesses and individuals can register from August for digital cash handouts, a controversial program that will cost billions of dollars and is meant to boost the lagging economy. The government announced in April the widely criticized ambitious plan, named the “Digital Wallet,” meant to give 10,000 baht (about $275) to 50 million citizens in digital money to spend at local businesses. Prime Minister Srettha Thavisin posted on the social platform X, saying the registration will begin August 1 and that he has given instructions to ensure the smooth implementation of the program. The “Digital Wallet” was a major campaign promise of the ruling Srettha's Pheu Thai party ahead of last year's general election. The government says that this scheme will cause an “economic tornado,” and Srettha has said the stimulus and subsequent consumption are expected to boost gross domestic product growth by 1.2 to 1.6 percentage points. However, economists have criticized the program, calling it an ineffective way to contribute to sustainable economic growth compared to other measures. Deputy Minister of Finance Julapan Amornvivat said that the Digital Wallet committee has agreed to exclude tens of thousands of shop owners and cash recipients who have a record of committing fraud in past programs. The plan also has certain limitations, such as excluding certain goods that are yet to be decided, and earlier proposals suggested oil, services, and online purchases should be among them. Julapan said the Commerce Ministry would handle the exclusions set to be announced in the fourth week of July after the detailed plan is submitted to the Cabinet. Thailand has in recent years suffered from a sluggish economy that appears to have deteriorated with no clear sign of growth. The ruling Pheu Thai party had initially suggested digital wallet payments for all Thais 16 and older, but later this was limited to only lower-income Thais, defined as people with yearly incomes not exceeding 840,000 baht (about $23,000) and savings in financial institutions not totaling more than 500,000 baht ($13,700). This article was provided by The Associated Press.

Chris Duffus, Founder & CEO of Fonbnk joins Wyatt in this episode. We cover:  Stablecoin and crypto usage in emerging markets Popular and high-potential platforms in these markets Alternative forms of onramping and moving money Airtime as a form of digital value storage More on Fonbnk

Pour poursuivre la conversation, ecris moi en DM sur insta @angie.diarySi tu veux aller plus loin, ma formation Digital Money, pour démarrer dans les produits digitaux, est actuellement en promo ! Profites-en !https://www.angiediary.com/digitalmoney-24Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

A Note from James:Today, we have an incredibly exciting guest, Nat Eliason, author of the riveting book Crypto Confidential: Winning and Losing Millions in the New Frontier of Finance. Tons of people have made millions, maybe even tens of millions, in the various crypto crazes of 2013, 2018, 2021, and now. In his book, Nat tells his own adventure of making a ton of money, losing a ton of money, making a ton of money again, and how it all ended up by creating his own tokens or currencies for a game and NFTs. You'll hear him talk all about it on the podcast. We'll discuss not only his story but also the future of crypto. Here it is; a great conversation.Episode Description:In this episode, James Altucher sits down with Nat Eliason, the author of Crypto Confidential. Nat shares his personal journey through the highs and lows of the crypto world, providing unique insights into the wild and often unpredictable world of cryptocurrency. From making and losing millions to creating his own tokens for games and NFTs, Nat's story is both cautionary and inspiring. They explore the evolving landscape of crypto, the impact of decentralized finance, and the future potential of blockchain technology. This episode is packed with real-life lessons and insider knowledge that you won't find anywhere else.What You'll Learn:The dynamics of making and losing millions in the crypto world.How to create and launch your own cryptocurrency tokens.The future of decentralized finance and blockchain technology.The psychological and financial challenges faced by crypto investors.Insights into the evolving trends and opportunities in the crypto market.Chapters:01:33 Nat Eliason's Crypto Journey Begins 02:07 The FOMO Effect and Early Crypto Experiences 03:21 The Rise of Bitcoin and Automated Investments 05:36 The World of Crypto Farming 08:13 The Evolution of Crypto Trends 09:42 Gaming and NFTs: A New Frontier 14:41 Tokenization and Real-World Applications 26:30 The Wild West of Crypto and Regulation 29:38 Learning Solidity and Building in Crypto 42:29 The Token Payment Dilemma43:18 Unexpected Wealth from Token Launch 44:22 The NFT and Gaming Boom 47:28 Liquidity Issues and Market Realities 49:17 Public Wallet Scrutiny 55:21 Johnny's NFT Success Story 59:08 The Writing Journey 01:07:44 Future of Crypto and AI Coins 01:12:25 Potential of Crypto in Payments01:16:39 Concluding Thoughts and Future PlansAdditional Resources:Nat Eliason's Book: Crypto ConfidentialOpenZeppelin: Ethereum Development FrameworkCoinbase: Cryptocurrency ExchangeUniswap: Decentralized Trading ProtocolBlake Crouch's Dark Matter ------------What do YOU think of the show? Head to JamesAltucherShow.com/listeners and fill out a short survey that will help us better tailor the podcast to our audience!Are you interested in getting direct answers from James about your question on a podcast? Go to JamesAltucherShow.com/AskAltucher and send in your questions to be answered on the air!------------Visit Notepd.com to read our idea lists & sign up to create your own!My new book, Skip the Line, is out! Make sure you get a copy wherever books are sold!Join the You Should Run for President 2.0 Facebook Group, where we discuss why you should run for President.I write about all my podcasts! Check out the full post and learn what I learned at jamesaltuchershow.com------------Thank you so much for listening! If you like this episode, please rate, review, and subscribe to “The James Altucher Show” wherever you get your podcasts: Apple PodcastsiHeart RadioSpotifyFollow me on social media:YouTubeTwitterFacebookLinkedIn

Welcome to Money Travels season 2 where we explore money movement around the globe. Some of us are bitten by the travel bug and can't get enough of the adventures and new experiences that being on the move provides. For many that travel bug results in a career like for those that work on cruise ships. There are many hidden challenges that cruise ship employees and their employers face, especially when it comes to money movement. That's where fintech company and Visa direct partner, Brightwell comes in. Their innovations and cross-border payments have been a game changer for the industry. We'll hear how they're accomplishing the sea change, from Brightwell CEO, Larry Hipp. We are also joined by Andre Eduwardo, Manager of Onboard Operations Accounting, at Virgin Voyages. Listen now. We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa. Follow Us:Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visahttps://usa.visa.com

The landscape of business, finance, and law is being changed at an unprecedented rate due to the emergence of Web 3 technologies, crypto assets, and blockchains–all of which have been part of this digital revolution. Anyone positioned to advise investors or innovators should be educated to pivot into fully embracing and being prepared for the new digital economy. These things will impact business leaders, financial professionals, legal professionals, and more. The new digital economy is built on the rails of blockchains, crypto assets, and other Web 3 technologies. It's essential to catch up and stay current on what's happening in the space. This week on episode 211 of the Tech Intersect™ Podcast we are spotlighting a past episode where I talk about digital money demystified for leaders, lawyers, and advisors! POWERED BY ADVANTAGE EVANS™ ACADEMY Unlock Crypto Secrets with Digital Money Demystified!

Dans cet épisode, j'échange avec Lucie, une de mes anciennes coachées, sur l'ascension de sa page Instagram : elle est passée de 2 à 19k en l'espace de 5 mois.Quelle stratégie elle a adopté ? Comment elle gère cette hyper croissance ? Est-ce que ça lui apporte des clients ?Vous saurez tout dans cet épisode.Et pour aller plus loin, tu peux retrouver mon bundle de formation Digital Money pour apprendre à attirer des abonnés puis les transformer en clients :https://www.angiediary.com/digitalmoney-24Attention, l'offre est à plus de -60% de réduction actuellement !Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Last year, while we were traveling around the world shooting our documentary “No Farmers No Food,” we stopped in the Netherlands to speak with the farmers there. Those farmers were feeling the brunt of the European Union's goal of “saving the planet.” Because, as a practical matter, the Dutch government's plan would result in something like 30 to 45 percent of Dutch farmers having to give up their land.

News

We talk about central bank digital currencies (CBDCs), which will enable a new level of financial surveillance and social control. And we're joined by John F O'Donnell, a guy with horrible karaoke etiquette. We promise we're not a con op lim hang !!!--Kitty History: https://www.youtube.com/watch?v=0-Lvv1f5Qu4Guaranteed Income Pilot Program Act of 2023: https://www.congress.gov/bill/118th-congress/house-bill/5776?s=1&r=42#:~:text=Introduced%20in%20House%20(09%2F27%2F2023)&text=This%20bill%20directs%20the%20Department,the%20ages%20of%2018%2D65.A Proposal for CBDC based UBI: https://www.institute.global/insights/tech-and-digitalisation/proposal-web3-based-universal-basic-incomeIMF's CBDC Virtual Handbook: https://www.imf.org/en/Topics/fintech/central-bank-digital-currency/virtual-handbook“Greatest backdoor Wall Street bailout of all time”: https://www.wsj.com/articles/SB10001424052702303763804579183680751473884Digital Currency vs. Existing Electronic Currency: https://www.nttdatapay.com/blog/types-of-digital-currency/#:~:text=What%20distinguishes%20digital%20currency%20from,those%20connected%20to%20the%20Internet.CBDC vs. Crypto: https://www.weforum.org/agenda/2023/11/cbdcs-how-different-cryptocurrency-stablecoin/#:~:text=The%20main%20difference%20between%20CBDCs,data%20protection%20and%20online%20privacy.The Federal Reserve Dissing Crypto: https://www.youtube.com/watch?v=0SxNyL3YFaMIMF Dissing Crypto: https://www.youtube.com/watch?v=Z4NpCf5Phj0BIS Dissing Crypto: https://www.youtube.com/watch?v=9mvSsM1uqGoThe benefits of a cashless society: https://www.weforum.org/agenda/2020/01/benefits-cashless-society-mobile-payments/Atlantic Council CBDC Tracker: https://www.atlanticcouncil.org/cbdctracker/Atlantic Council Donors: https://www.atlanticcouncil.org/in-depth-research-reports/report/2022-annual-report/IMF Working Hard on Global CBDC Platform Concept, Georgieva Says: https://www.bloomberg.com/news/articles/2023-06-19/imf-working-hard-on-global-cbdc-platform-concept-georgieva-says?embedded-checkout=trueBIS Survey on CBDCs: https://www.bis.org/publ/bppdf/bispap136.pdfBIS Explained: https://www.bis.org/about/index.htmBIS Livestream, “Central bank digital currencies, digital payments, and the future of money”: https://www.youtube.com/watch?v=xVD1ZFPzcbgBiden Executive Order on CBDCs: https://www.whitehouse.gov/briefing-room/presidential-actions/2022/03/09/executive-order-on-ensuring-responsible-development-of-digital-assets/Statement from Secretary of the Treasury Janet L. Yellen on the Release of Reports on Digital Assets: https://home.treasury.gov/news/press-releases/jy0956US Policy Objectives for a CBDC System: https://www.whitehouse.gov/wp-content/uploads/2022/09/09-2022-Technical-Evaluation-US-CBDC-System.pdfThe IMF on Nigeria's CBDC: https://www.imf.org/en/News/Articles/2021/11/15/na111621-five-observations-on-nigerias-central-bank-digital-currencyU.S. Agency for International Development (USAID) announces “Catalyst: Inclusive Cashless Payment Partnership” for India: https://2012-2017.usaid.gov/india/press-releases/oct-14-2016-usaid-launches-catalyst-drive-cashless-payments-indiaIndian PM Modi Announces Rs 500 and Rs 1,000 to be Pulled Out of Circulation immediately: https://timesofindia.indiatimes.com/india/rs-500-and-rs-1000-notes-pulled-out-of-circulation-immediately-pm-narendra-modi/articleshow/55315473.cmsThe Federal Reserve on Programmable CBDC: https://www.federalreserve.gov/publications/files/money-and-payments-20220120.pdfJP Morgan on Programmable Money: https://www.jpmorgan.com/onyx/programmable-payments-purpose-bound-moneyBank of England calls on ministers to decide whether a CBDC should be programmable: https://www.telegraph.co.uk/business/2021/06/21/bank-england-tells-ministers-intervene-digital-currency-programming/#:~:text=Bank%20of%20England%20tells%20ministers%20to%20intervene%20on%20digital%20currency%20'programming',-Digital%20cash%20could&text=The%20Bank%20of%20England%20has,is%20spent%20by%20the%20recipient.Eswar Prasad on the “Future of Money” at the WEF: https://www.youtube.com/watch?v=gyANVmHJB3cFactchecking the Eswar Prasad Quote: https://apnews.com/article/fact-check-world-economic-forum-cashless-society-false-cbdc-592718364311Ron DeSantis on CBDC and “Woke Banking”: https://www.c-span.org/video/?532981-1/governor-ron-desantis-campaigns-hampton-nhRepublican Lawmakers Introduce Legislation to Ban a CBDC in the U.S.: https://www.coindesk.com/policy/2024/02/27/republican-lawmakers-introduce-legislation-to-ban-a-cbdc-in-the-us-again/Trump Campaign Vows to Block CBDC: https://thehill.com/business/4416139-trump-vows-to-block-creation-of-digital-dollar/Trump Admin Floats Idea of “USDC,” US Digital Currency: https://www.theverge.com/2022/1/17/22888225/jared-kushner-us-treasury-mnuchin-government-federal-cryptocurrency-trump-white-houseBetter than Cash Alliance: https://www.betterthancash.orgDigital Dollar Project: https://digitaldollarproject.orgThe IMF's Tobias Adrian on a Synthetic CBDC: https://www.imf.org/en/News/Articles/2019/05/13/sp051419-stablecoins-central-bank-digital-currencies-and-cross-border-paymentsThe IMF's Tobias Adrian used to be at the NY Fed Before the IMF: https://www.tobiasadrian.com/AboutJohn's 17 Plugs: https://linktr.ee/therealjfod

Unlock the mysteries of digital currency with Professor Tonya Evans, a legal scholar with a passion for intellectual property and blockchain technology, who takes us on a journey from her HBCU roots to the forefront of the cryptocurrency revolution. Prepare to have your understanding of digital money transformed as we tackle "Digital Money Demystified" and explore how Professor Evans's experiences and education have influenced her groundbreaking work in this rapidly evolving space.Join us for a thought-provoking conversation that goes beyond the buzz of Bitcoin and into the heart of how blockchain technology can reshape our daily lives and economies. We confront the myths that cloud the crypto world, celebrate the inclusion and advancement of black women in the industry, and examine the unique opportunities blockchain presents for wealth generation and the decentralization of data economies. Our discussion bridges the gap between skepticism and the potential for informed investment, particularly within the black community, emphasizing the power of knowledge and engagement in the digital age.From discussing the implications of blockchain in education to the nuances of decentralized monetization, this episode is an essential guide for anyone looking to stay at the cutting edge of technology and finance. We extend our heartfelt thanks to our vibrant community of listeners and supporters and invite you to immerse yourself in a conversation that not only informs but inspires action and participation in the transformative world of blockchain and cryptocurrency.Support the show

Josh Swihart, CEO at Electric Coin Co., discusses public perception of pseudonymity versus privacy, and how this impacts adoption of privacy preserving products. He also explores the increasing challenge of crypto wars—which impacts cryptographic and privacy rights worldwide—and why he believes encryption should be mandated for US citizens. Key Takeaways: Why physical cash should be treated/regulated differently than digital money Examples of regulation and policy overreach, and how this slows progress and innovation  Why user experience and ease of use needs to catch up with protocol  The importance of the Zcash and Brave initiative Guest Bio: Josh Swihart is CEO at Electric Coin Co. (ECC). Prior to ECC, he served as the SVP of Global Marketing for K2, leading global growth from start-up to acquisition by Francisco Partners. He began his career as a software engineer, and has served as a global practice principal for EMC, the CEO of Aspenware, and VP of software development for 3t Systems. Josh has received numerous global and national awards for leadership, marketing, and solution delivery. He's an advocate for underserved and/or exploited people all over the world, most actively with those living in the slums of Mumbai and Pune, India. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte  

Behind any good policy stands good data. And as the global economy becomes increasingly digitalized, effective policy and regulation are critical to ensure a stable and equitable financial system. Jim Tebrake is Deputy Director and heads the data and methodology efforts in the IMF Statistics Department. In this podcast, Tebrake says the world of digital money is changing quickly and statisticians should be prepared to provide the data that policymakers need to respond effectively.  Transcript: https://bit.ly/3Su8pgA Check out the latest IMF Statistical Forum at IMF.org

Managing Director at Rock Creek Global Advisors, Matt Swinehart, joins Niki in the studio to talk fintech and the future fate of the USD. Matt previews why alternatives to the US Dollar will be a hot topic globally in 2024, how the Libra project still impacts the way regulators are thinking about crypto, and shares his take on why the EU approaches tech regulation differently than the US. Niki shares her take on Bitcoin and what might have been and Matt forecasts the state of play for regulation with AI in fintech. “There is no world, I think, in which crypto will ever be dead. Even when it comes to things like unbacked crypto, there is such momentum in the market that the goal of regulators is not to reduce that activity to zero.”  - Matt SwinehartFollow Matt on LinkedIn  Learn more about Rock Creek Global Advisors  Learn More at www.techedup.com Follow us on Instagram Check out video on YouTube Follow Niki on LinkedIn

In the part two of a two-part discussion with Preston Pysh and Lyn Alden, they talk about the merging of a credit based money ledger system with a commodity backed money system into a single new technology, which is Bitcoin. IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro01:22 - Why money has been at the crux of global conflict since time immemorial.16:08 - Why can't a government entity just fire-up 20,000 nodes and try to fork the code?33:41 - Lyn's thoughts on Gresham's law and Bitcoin.41:23 - What would a bitcoin would look like with no unit abstraction?47:13 - How do Taxes change in a bitcoin world?49:04 - Does Bitcoin need smart contracting to compete with other protocols?57:43 - Why couldn't Adam Back improve the Bitcoin code?01:02:25 - The privacy trade-off is something that many want, what is Lyn's point of view?01:06:02 - What is the fundamental trade-off between PoW and PoS?01:06:02 - Lyn's discussion of volatile vs non-volatile computer memory when trying to understand PoS and PoW.Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences.BOOKS AND RESOURCESLyn Alden's book, Broken Money – Read reviews here.Listen to Part 1 of the discussion with Lyn Alden about Broken Money, or watch the video.Listen to our interview with Lyn Alden about How the Fed Went Broke, or watch the video.Tune into our interview with Lyn Alden about Macro and the energy market, or watch the video.Listen to our interview with Lyn Alden about Money, or watch the video.Tune into our interview with Lyn Alden about Gold and Commodities, or watch the video.Listen to our interview with Alex Gladstein about issues with fiat currencies, or watch the video.Lyn Alden's free website.Lyn Alden's premium newsletter.NEW TO THE SHOW?Check out our We Study Billionaires Starter Packs.Browse through all our episodes (complete with transcripts) here.Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSInvest in Bitcoin with confidence on River. It's the most secure way to buy Bitcoin with 100% full reserve custody and zero fees on recurring orders.Learn how Principal Financial can help you find the right benefits and retirement plan for your team today.Reach the world's largest audience with Linkedin, the place to B2B. Plus, enjoy a $100 credit on your next ad campaign!Invest in some of the top private, pre-IPO companies in the world with Fundrise.Take ownership of your Bitcoin with Foundation. Attain self-custody with Passport hardware wallet.Experience real language learning for real conversations with Babbel. Get 55% off your Babbel subscription today.Invest in the same paintings available to billionaires, at a more accessible price point with Masterworks.Send, spend, and receive money around the world easily with Wise.Make investing in Short Term Rentals aka Air-BNBs simple, passive, and profitable with Techvestor. Listeners of We Study Billionaires get better terms by just mentioning "We Study Billionaires!" Sign up and book your call with their Investor Relations Team to get started today.Be confident that you'll be small businessing at your best with support designed to help you reach your goals. Book an appointment with a TD Small Business Specialist today.Beat FOMO and move faster than the market with AlphaSense.Choose Toyota for your next vehicle - SUVs that are known for their reliability and longevity, making them a great investment. Plus, Toyotas now have more advanced technology than ever before, maximizing that investment with a comfortable and connected drive.Get a customized solution for all of your KPIs in one efficient system with one source of truth. Download NetSuite's popular KPI Checklist, designed to give you consistently excellent performance for free.Apply for the Employee Retention Credit easily, no matter how busy you are, with Innovation Refunds.Start, run, and grow your business without the struggle. Be in control of every sales channel with Shopify. Sign up for a $1 per month trial period today.Support our free podcast by supporting our sponsors.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.