Podcasts about digital money

Libra architect Christian Catalini discusses stablecoins, AI agents, the role of Bitcoin and why the future of money may be built on open networks, leveraging programmability and open standards.

Every day, billions of transactions settle between strangers who have no idea which bank the other uses. That lack of friction is not automatic. Nine-tenths of the money in daily circulation has been created by commercial banks, but it stays trustworthy only because central banks stand behind it, and keep the system in balance.In this week's episode Tim Phillips talks to Stephen Cecchetti (Brandeis University, CEPR) about what happens when new forms of digital money test that architecture. Cecchetti is one of the authors of the eighth Barcelona Report in The Future of Banking series, part of the Banking Initiative at IESE Business School, just published by CEPR as a free download.Will retail central bank digital currencies, tokenised deposits, and stablecoins upset the delicate balance of system that has been running for decades? Stablecoins, for example, do not create money, but they claim the status of money without the institutional guarantee that makes money trustworthy. Three jurisdictions — the US, the EU, and the UK — are each resolving the same underlying contradiction in different ways. None has fully resolved it.The research behind this episode:Niepelt, Dirk, Stephen G. Cecchetti, Hélène Rey, and Xavier Vives. 2026. Digital Money: The Future of Banking 8. London: CEPR Press. Available as a free download from CEPR.To cite this episode:Phillips, Tim, and Stephen G. Cecchetti. 2026. “The digital money supply.” VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About the guestStephen Cecchetti is the Rosen Family Chair in International Finance at Brandeis University, a Research Fellow of the Centre for Economic Policy Research (CEPR), and a Research Associate at the NBER. He was previously Economic Adviser and Head of the Monetary and Economic Department at the Bank for International Settlements, and Director of Research at the Federal Reserve Bank of New York. His research spanning monetary policy, financial stability, and banking regulation has shaped both academic and policy debate over three decades. He blogs at moneyandbanking.com.Research cited in this episodeWalter Bagehot's lender of last resort doctrine. In Lombard Street: A Description of the Money Market (1873), Bagehot argued that a central bank under stress should lend freely against good collateral at a penalty rate. The prescription remains the intellectual foundation for how central banks manage runs and systemic crises. Cecchetti invokes it to make the point that no private substitute for a central bank backstop has ever proved durable, and that the doctrine is now, one hundred and fifty years on, being tested by instruments its author could not have imagined.Monetary uniformity, mobility, and elasticity. The three institutional conditions underpinning general acceptance of money, developed in analysis by the Bank for International Settlements and discussed extensively in the report. Uniformity means a pound is a pound regardless of which bank holds it. Mobility means claims move between users and institutions at low cost and settle with finality. Elasticity means the supply of money can expand when it is under stress. Together they explain why we accept a deposit at face value without doing any analysis of the bank that issued it; and together they identify exactly where new forms of digital money create institutional gaps.Silicon Valley Bank failure, March 2023. SVB's collapse illustrates both the lender of last resort functioning and the limits of no-bailout commitments. Cecchetti notes that SVB's liabilities were still trading at par on the Thursday before its Friday failure because the Federal Reserve stood behind them. He also notes that Circle, the issuer of USDC, held $3.3 billion of its reserves at SVB and was effectively bailed out in the resolution. The episode is one of two occasions in the past twenty years where money market fund-like instruments have been backstopped by the Federal Reserve under stress.Genius Act (United States). Principle-based stablecoin regulation expected to come into effect in the US around 2027. Under its provisions, only stablecoins issued by bank-affiliated issuers will have access to the Federal Reserve; only those will therefore have the institutional backing needed to function as money. Stablecoins issued by non-bank entities will not.Markets in Crypto Assets Regulation (MiCA), European Union. The EU framework for crypto assets, which entered into force in 2024. For stablecoins, MiCA requires issuers to hold 30 to 60% of their reserves in bank deposits, with no provision for central bank backing. The stated rationale is to keep deposits within the banking system; Cecchetti notes this creates a different category of vulnerability and leaves the question of what happens under stress unresolved.Bank of England stablecoin proposal (United Kingdom). The Bank of England's approach differs from both US and EU frameworks by explicitly requiring large stablecoin issuers to hold significant reserve deposits at the Bank of England, making them in effect narrow banks with a direct central bank backstop. Cecchetti regards this as the most coherent of the three approaches in terms of institutional logic, though the same fundamental question applies: whether holding to that design under stress would be politically sustainable.Tether and the jurisdictional challenge. Tether, the largest stablecoin issuer, is registered in El Salvador having previously operated out of the British Virgin Islands. Its tokens are held by users in multiple countries, traded on exchanges in multiple jurisdictions, and backed by US Treasury securities. Cecchetti uses this to illustrate why local regulation, however well-designed, is necessary but not sufficient; effective oversight of instruments that are genuinely global requires international standards and coordination.Fractional reserve banking and the goldsmith model. The institutional structure described in the episode has roots in mid-seventeenth century England, when goldsmiths began issuing more paper receipts than they had gold in their vaults. The goldsmiths became bankers; the paper became money; the vulnerability to runs became a structural feature of private money creation that persists today. Cecchetti uses the history to make the point that while technology changes how we store and transmit information, the underlying architecture of trust in private money is as old as Newtonian physics.More VoxTalks Economics episodesMaking banking safe, Stephen Cecchetti and Kermit Schoenholtz. Our financial system is supposed to be more resilient than before the global financial crisis, but that didn't save Silicon Valley Bank, Signature Bank or First Republic. So what went wrong?Related reading on VoxEUNew coins on the block: Digital currencies and the financial system. The authors of the Barcelona Report warn that “Digital money will be reliable only where sound institutions and robust technology come together.”

In this episode of “Financial Crime Matters,” Kieran talks with Joseph Salama, chief compliance officer at Coinbase, about mitigating financial crime risk associated with digital assets. Joe discusses current regulatory frameworks for crypto currencies, touching on the Stablecoin Act, Europe's Markets in Crypto Assets (MiCA) and some current proposals for oversight, arguing that the industry needs clear guardrails, not regulation by enforcement action. Proper regulation, he says, will produce enough friction to help identify and interdict illicit transactions, give crypto users confidence in digital markets, and minimize roadblocks to legitimate crypto asset transactions. With cryptocurrency an increasingly important component in money laundering schemes, Joe envisions holistic oversight of transactions that breaks down walls between traditional financial institutions and digital asset service providers, while expressing optimism a convergence of both is already underway and will only grow.

Asset tokenization and digital money, including stablecoins, are moving from the margins of finance toward the core of market infrastructure, spurring banks and other market participants to adapt their approach to blockchain technology.   In this episode of Credit Currents, we explore why trust and regulation are central to  adoption of tokenized assets, and how a gradual move in this direction could reshape payments, settlement and credit markets.   The conversation explores both the promise of faster, always‑on transactions and the practical challenges that will shape how quickly digital finance takes hold.   Host: Greg Sobel, Vice President, Senior Credit Officer, Moody's Ratings Guest: Donald Robertson, Managing Director, Financial Institutions, Moody's Ratings   Related Research:  Financial Institutions – US: Tokenization will change US transaction flows; less likely to remove intermediaries,11 May 2026 Financial Institutions – US: US financial markets envision an inevitable shift to tokenized assets and digital money,12 May 2026 Digital Economy – Global: Growing stablecoin use highlights policy, liquidity and price vulnerabilities,13 May 2026   © 2026 Moody's Corporation and/or its licensors and affiliates. All rights reserved. Go to www.moodys.com/pages/globaldisclaimer.aspx for complete legal terms and conditions governing use of Moody's information made available in this video. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media...Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.Chapters00:00 - Introduction and Market Overview03:09 - The Clarity Act and Its Implications06:05 - Stablecoins: The Future of Financial Transactions09:10 - Stripe's Major Announcements and Acquisitions11:50 - Agentic Commerce and Payment Innovations14:54 - Comparing Stripe and Lightspark's Approaches18:08 - Liquidity Solutions and the Future of Stablecoins28:18 - The Evolution of Digital Money and Bitcoin Adoption31:13 - Stablecoins: The Future of Bitcoin Liquidity34:12 - Custody Challenges in the Digital Asset Space40:33 - Innovations in Bitcoin Wallets and Payment Solutions47:06 - The Rise of Bitcoin-Backed Financial Products53:24 - Mergers and Acquisitions in the Bitcoin EcosystemIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Keep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/Links:https://x.com/lightspark/status/2049888918599065885?s=20https://x.com/lightspark/status/2049191114641739787?s=20https://archive.ph/E8AL6https://block.xyz/inside/block-launches-bitkey-wallet-with-screen-automatic-bitcoin-earning-on-cash-app-and-proof-of-reserveshttps://bitcoinmagazine.com/news/aven-launches-bitcoin-backed-visa-card?utm_source=chatgpt.comhttps://tether.io/news/tether-investments-proposes-merger-plans-at-twenty-one-capital-to-accelerate-its-strategic-direction/

Ryan Pineda, joined by cohost Brian Davila, hosts Graham Stephan as he bluntly critiques their podcast strategy while sharing insights on YouTube growth, content strategy, investing trends, and his evolving views on business, money, and lifestyle.⁣⁣Connect with Graham - ⁣https://www.youtube.com/channel/UCV6KDgJskWaEckne5aPA0aQ⁣https://www.instagram.com/gpstephan/⁣__________⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣If you're a business owner who wants to get in peak physical shape, we can help! https://www.allproceo.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣CHAPTERS: ⁣0:00 - Podcast Starts & Roast⁣4:30 - Elite Podcast Strategy⁣16:00 - YouTube Income Reality⁣33:00 - Work Ethic & Burnout Shift⁣1:02:30 - Viral Clips & Internet Roasts⁣1:09:00 - Trump, Markets & Economy⁣1:12:00 - AI, IRS & Digital Money⁣1:17:00 - Creator Fame & Criticism⁣1:27:00 - Fast Money & Young Creators⁣1:29:40 - Advice for Young Entrepreneurs⁣1:33:00 - Final Thoughts

Ep 121: In Episode 121 of the Retirement Success in Maine Podcast, Ben Smith and Curtis Worcester revisit the evolving world of cryptocurrency and digital finance with returning guest Tyler Frederick. Since their last conversation, crypto has moved further into the mainstream with ETFs, institutional adoption, and new innovations like stablecoins and tokenization. Tyler breaks down what's changed, what's coming next, and what retirees should actually pay attention to, without the hype. The episode also explores real-world applications, security risks, and scams, helping listeners understand how this technology may impact their financial lives, even if they never invest in it directly. Chapters: Why Cryptocurrency Matters Today [00:00] Meet Tyler Frederick and His Background in Crypto [02:00] Understanding Cryptocurrency and Blockchain Basics [08:30] How Crypto Has Evolved Since 2021 [14:30] Stablecoins and the Future of Digital Money [16:30] Tokenization and Faster Financial Systems [19:45] Risks, Volatility, and Investing Considerations [14:50] Scams, Security, and Protecting Your Assets [28:30] The Future of Crypto in Everyday Life [41:15] Retirement Success and Final Thoughts [43:45]

Send us Fan MailBrett Cullum talks to RUPAUL'S DRAG RACE Season 16's Runner-up Sapphira Cristál about his/her/their appearance at the PUNCHLINE Comedy Club on April 17th at 9:30 pm. Surprisingly, Sapphira was raised here in Houston, and we talk to him/her/them about doing things like going to church with Beyoncé and Frenchie's chicken.  Then R. Lee Ingalls talks with banking professional Tim Stokes about electronic payment apps such as Zelle, PayPal, and Venmo.  Finally, Brett has an interview with Cartreze Tucker of BACK TO THE FUTURE, which is at the Hobby Center through Sunday, April 5th. TICKETS FOR SAPPHIRA:https://www.ticketmaster.com/sapphira-cristal-houston-texas-04-17-2026/event/3A00645222574E72TICKETS FOR BACK TO THE FUTURE: https://www.tuts.org/back-to-the-future-the-musical-2026/?gclsrc=aw.ds&&adtype=&gad_source=1&gad_campaignid=22748810795&gbraid=0AAAAADlaWWt0lBx12-HW5Ndc2rp7N77k4&gclid=CjwKCAjwvqjOBhAGEiwAngeQnbtXGtmpA6yb9_m9FzbjXYV4jqh6GChsdtss_1V-SSw_18asPPuRBxoCuKwQAvD_BwEQueer Voices airs in Houston Texas on 90.1FM KPFT and is heard as a podcast here.  Queer Voices hopes to entertain as well as illuminate LGBTQ issues in Houston and beyond.  Check out our socials at:https://www.facebook.com/QueerVoicesKPFT/ andhttps://www.instagram.com/queervoices90.1kpft/

GMoney welcomes special guest KNOX HODL to RugPull Radio for a deep dive into the evolving world of Bitcoin and digital finance. The conversation explores how Bitcoin adoption continues to expand while traditional financial institutions wrestle with how to integrate or control the technology. KNOX HODL shares insights on market cycles, investor psychology, and the forces shaping the next phase of crypto adoption. Throughout the discussion, the hosts examine the tension between decentralized money and legacy financial systems, including how banks, governments, and regulatory frameworks are responding to the growth of Bitcoin. They also break down the role of long term holders, the significance of market volatility, and why understanding the broader financial landscape is essential for anyone navigating the crypto space. With thoughtful analysis and candid conversation, the episode offers listeners a clearer perspective on where Bitcoin may be heading next and what it means for the future of money.

Is Bitcoin the future of money… or just another chapter in the long history of currencies that didn't last?In this episode of Mind.Muscle.Money., host Tim Ghiorso takes a deep dive into one of the biggest questions in modern finance: Is Bitcoin built to last?Rather than focusing only on hype or price predictions, Tim steps back and examines the history of money itself. From ancient forms of trade to experimental currencies used throughout history, societies have constantly tested new ways to store and exchange value—many of which eventually disappeared.This episode explores famous historical examples like the Tulip Mania in 17th-century Holland, along with other speculative booms and temporary currencies that once captured public imagination. By studying these moments in history, Tim analyzes the patterns that determine whether something becomes a lasting form of money—or fades into a financial footnote.Using those historical lessons as a lens, this episode asks the critical question: Does Bitcoin have the foundation to become a durable global currency, or is it following a path we've already seen before?If you're curious about the future of Bitcoin, the psychology behind monetary systems, and what history can teach us about emerging currencies, this episode will give you a deeper perspective on where things might be heading.Welcome back to Mind.Muscle.Money. — where we break down the ideas that build stronger minds, stronger bodies, and stronger financial futures.

In Episode 295 of The Cardone Zone, Grant Cardone dives deep into the rapidly evolving world of digital currencies with special guests Jared Dillian and Joe Carlasare, both recognized experts in Bitcoin and investing. This powerful conversation goes beyond what Bitcoin really is, why digital currencies matter, and how the future of money is being reshaped before our eyes. Grant, Jared, and Joe explore what investors, entrepreneurs, and everyday people need to understand right now. Don't miss this must-hear episode of The Cardone Zone. Follow us on all social media platforms and visit grantcardone.com for more content on business, investing, and personal growth. Join the conversation, expand your thinking, and stay ahead of the curve with The Cardone Zone.

Chastity Murphy, former Senior Advisor at the U.S.Treasury and Visiting Research Fellow at the University of Manchester, shares her experiences working on digital money legislation, including the Stable Act. She reflects on the transition from cash to digital payments along with her current research developing offline, anonymous public interest payment systems. Key Takeaways: How early stablecoin legislation shaped our understanding of digital money, privacy, and consumer protection The gap between technologists and policymakers in understanding digital money Real-world risks of surveillance and data visibility in financial transactions The potential for new cryptographic capabilities like selective disclosure and zero-knowledge proofs Practical approaches for creating offline, anonymous, and interoperable digital payment systems that don't sacrifice usability Guest Bio:  Chastity Murphy is a Visiting Research Fellow at the University of Manchester's Law & Technology Initiative, and one of the leading architects of privacy-preserving digital public money. A former Senior Advisor at the U.S. Treasury Department, she helped shape federal policy on central bank digital currency (CBDC) and digital payments, building on her earlier work as the first congressional staffer (under Rep. Rashida Tlaib) to draft stablecoin legislation. Her current research at Manchester's Digital Public Money Infrastructure (DPMI) project explores how cryptography and shield-law protections can make digital money safe for people—not platforms. The work prototypes use cases such as anonymous public-interest payments and privacy-secure disbursement systems for reproductive-health providers, disaster aid, and humanitarian relief. This work focuses on ensuring that the right to transact safely endures across political climates, crises, medical emergencies, and everyday use. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte  

In this episode of Current Account, Clay sits down with Hannah Anderson, Senior Policy Advisor in the IIF's Digital Finance department, to discuss how digital payments, tokenization, and emerging stablecoin frameworks are shaping global financial innovation in early 2026. Clay and Hannah explore why digital payments and tokenization have transitioned from experimental concepts to core priorities for both the official and private sectors. They examine the surge in tokenization initiatives—particularly in Asia—where public–private pilots are expanding rapidly and jurisdictions are working to establish the regulatory infrastructure needed to scale digital asset markets. The conversation also looks at the growing momentum behind stablecoin development, what these launches could mean for global payments, how they might interact with existing dollar‑backed stablecoins, and what financial institutions should watch as regulatory clarity evolves. Finally, they consider the broader implications for cross‑border payments, including opportunities to modernize settlement systems, improve efficiency, and support interoperability as tokenized and digital payment rails mature. This IIF Podcast was hosted by Clay Lowery, Executive Vice President, Research and Policy, with production and research contributions from Christian Klein, Digital Graphics and Production Associate and Miranda Silverman, Senior Program Assistant.

January marked a turning point for tokenization platforms, with three major launches in a single week. At the same time, the industry pushed back against the Clarity Act, while global CBDC strategies diverge further.

Debiprasad Sarangi, Founder and CEO, iServeUFrom soundboxes in small-town kirana stores to APIs running national banks, India's FinTech stack is quietly rewriting how participation scales. Puja Sharma speaks with Debiprasad Sarangi of iServeU, on the infrastructure powering this shift.

We discuss the Blockstories report, which presents 25 expert outlooks for 2026, offering insights into tokenization, digital money, and infrastructure from prominent representatives across the digital asset sector.

Recorded at CES 2026, Tammy Haddad speaks with Caroline Pham, former acting chair of the CFTC and now chief legal officer and chief administrative officer at MoonPay.Pham explains why stablecoins are becoming core financial infrastructure, how regulatory clarity is unlocking U.S. innovation, and what digital money means for creators, brands, and fans — from IP protection and automated royalties to direct fan engagement. The conversation also explores agentic AI, trust in financial systems, and what's next as blockchain and AI converge.

Living History - Episode 66 Digital Money by Voice of Islam

Flourish Ventures investor Efayomi Carr and GDF executive Elise Soucie Watts join Jo Ann to unpack Africa's fintech boom, the rise of stablecoins, trust gaps, and what it takes to build inclusive, responsible regulation. Read the full show notes and related resources here online.

Join Anne-Sophie and Tamara from the Digital Euro Association for an in-depth analysis of the key developments in digital currencies from November 2025. Gain valuable insights into the latest advancements shaping the future of digital finance and explore their potential impact on the global financial landscape. Don't miss the hottest news on digital money! Follow the DEA activities to stay up to date: https://www.linkedin.com/company/digital-euro-association/ https://home.digital-euro-association.de/en https://dashboard.mailerlite.com/forms/767193/110065400438326579/share

If the word "cryptocurrency" makes you want to run for cover, it's time to flip that fear into curiosity and courage. Today's episode, "Digital Money Demystified: A Conversation," is your invitation to step into clarity and possibility.Host Jacquette sits down with multifaceted guest Dr. Tonya Evans, author of Digital Money Demystified, to deliver a masterclass that brings humanity into the often-intimidating world of digital money. Together, they reveal that crypto isn't just about technology; it's about access, imagination, and empowerment. They break down the invisible walls of fear, misinformation, and doubt that keep so many from exploring this space, showing how education, security, and diversification can unlock doors to opportunity.This isn't just about money; it's about reshaping futures and closing the wealth gap. So, tune in, trust yourself, and open your mind to a world where possibility becomes power.www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/JacquetteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“It's speculation.” John Hope Bryant argues that crypto is not “digital money,” because its valuation is based on market demand. While he's not telling investors to shy away, he says not to “bet your rent money.” While some aspects of the sector are “incredible,” he thinks it is hard to find returns. He similarly takes on the AI sector as investors look for “a safe place to sit.” He describes the way sentiment works in the crypto market and how investors can avoid pitfalls. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Mitchell Nicholson is the founder of Sierra Labs. The SIERRA Liquid Yield Token (LYT) is built to deliver the best user experience across DeFi, CeFi, and TradFi. Why you should listen Sierra Protocol is the issuer of SIERRA, a liquid yield token (LYT) that offers the best risk-adjusted yield in a freely tradeable ERC20 token on Ethereum and Avalanche. SIERRA enables holders to earn passively accrue 6-12% APY compounded daily and does not require staking or claiming, holding periods or lockups, paying hidden fees or providing KYC. Its reserves are managed by OpenTrade, an institutional-grade market leader offering stablecoin yield products and is backed by a16z, Circle, Mercury, Notion and other leading VC firms. Supporting links Fidelity Crypto Careers  Sierra Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

Daragh Maher, Head of Digital Assets Research, discusses which of the competing visions for digital money could become the most dominant.Disclaimer: https://www.research.hsbc.com/R/101/rQFq99nStay connected and access free to view reports and videos from HSBC Global Investment Research follow us on LinkedIn https://www.linkedin.com/feed/hashtag/hsbcresearch/ or click here: https://www.gbm.hsbc.com/insights/global-research.

On today's episode of The Ultimate Assist, John Stockton and Ken Ruettgers sit down with Catherine Austin Fitts, former Assistant Secretary of Housing, investment banker, and founder of the Solari Report. Known for her fearless analysis of global finance, Catherine exposes how central bank digital currencies (CBDCs), “stablecoins,” and programmable money are paving the way for unprecedented social control.She explains why the Covid era was the largest wealth transfer in history, how government and corporate collusion drains family wealth, and why Main Street was deliberately shut down in favor of Wall Street consolidation. From the surveillance state to financial censorship, Catherine connects the dots on how technology, banking, and policy converge into a digital prison.But this episode isn't just about warning signs—it's about solutions. Catherine offers practical strategies for preserving financial sovereignty, from banking locally and using cash to investing in people, food, and real community wealth. Her message is clear: freedom in health, food, and money are inseparable—and the future depends on us reclaiming them.

Was crypto truly born from rebellion—or was it always part of the system's bigger design?The Digital Money Takeover – Was It Always Part of the Plan?In this thought-provoking episode of Conscious Finance, Billy Carson and Gven Sariol dive deep into the origins of cryptocurrency, its relationship to centralized power structures, and whether the rise of digital assets is really a takeover—or a setup. From the creation of the Federal Reserve to the emergence of Bitcoin, this conversation peels back the curtain on what's really going on behind the scenes of the financial reset. Don't miss this one.Want more conversations like this?Follow Gven and the ARC for weekly insights, financial breakdowns, and crypto education:

Was crypto truly born from rebellion—or was it always part of the system's bigger design?The Digital Money Takeover – Was It Always Part of the Plan?In this thought-provoking episode of Conscious Finance, Billy Carson and Gven Sariol dive deep into the origins of cryptocurrency, its relationship to centralized power structures, and whether the rise of digital assets is really a takeover—or a setup. From the creation of the Federal Reserve to the emergence of Bitcoin, this conversation peels back the curtain on what's really going on behind the scenes of the financial reset. Don't miss this one.Want more conversations like this?Follow Gven and the ARC for weekly insights, financial breakdowns, and crypto education:

Cryptocurrency has evolved from a niche experiment to a global financial force. But how did we get here? In this episode, professor Itay Goldstein is joined by Duke professor Campbell Harvey and Neha Narula, director of the MIT Media Lab's Digital Currency Initiative, to explore the milestones that led to crypto's rise, the forces that shaped its growth, and what the crypto landscape will evolve into.This discussion is part of a special series in the Ripple Effect podcast called “Future of Finance: The Rise of Crypto and Digital Money.” Hosted on Acast. See acast.com/privacy for more information.

Luis Garicano is a former member of the European Parliament and a professor at the London School of Economics. In Luis's first appearance on the show he discusses his new book, Crisis Cycle: Challenges, Evolution, and the future of the Euro, the ever-changing landscape of digital money, his suggested reforms to the Euro, and much more. Check out the transcript for this week's episode, now with links. Recorded on June 18th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Luis on X: @lugaricano Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:00:55 - Future of Money 00:08:46 - Bank Regulation 00:12:51 - Stablecoins 00:23:35 - Crisis Cycle 00:56:05 - Outro

Andrew Camilleri, better known as Kukks, is one of the most prolific contributors to BTCPay Server & an advocate for using bitcoin as money. Recently, he started building Bitcoin Layer 2 applications for Ark Labs & believes in conservative improvements. Time stamps: (00:00:49) Introduction & Andrew's Background (00:01:46) Getting Into Bitcoin & Altcoin Integrations (00:03:02) Focusing on Bitcoin & Monero Plugin (00:04:04) BTCPay Plugins & Community (00:04:22) Bitcoin's Imperfections & Altcoin Use Cases (00:04:55) Pessimism & Stagnation in Bitcoin Development (00:05:16) Introduction to Ark & Its Evolution (00:06:10) Ark's Technical Evolution (00:07:31) Ark's Impact on Developer Morale (00:07:36) What is Ark? (00:09:08) Ark's Virtual Ledger & Dust Problem (00:09:59) Off-Chain Payments & User Experience (00:11:07) Lightning Network vs. Ark (00:13:21) Custodial Lightning & Ark's Broader Goals (00:15:13) Escrow & Multisig Use Cases (00:16:09) Bitcoin's Usability & Fee Volatility (00:16:51) Miners & Second Layer Economics (00:19:08) Drivechains & Network Fragmentation (00:21:38) Rollups, ZK Proofs, and Simplicity (00:25:53) CTV, Musig2, and Soft Forks (00:28:12) OP_CAT, Collider Script, and Efficiency (00:32:38) Cost, Privacy, and Coinjoin (00:36:12) Stablecoins, Payments, and Swapping (00:38:14) Privacy, TumbleBit, and Ark's Superiority (00:41:03) Expiry, Operators, and User Experience (00:44:14) Becoming an Ark Operator (00:47:31) Fedimints, Liquid, and Privacy (00:49:41) Security Against Operator Theft (00:51:31) HODLing, Expiry, and Automation (00:53:37) Payment Finality & Pre-Confirmation (00:57:49) Government Attacks & Decentralization (01:02:51) Ark's User Experience & Wallet Integration (01:05:11) Lightning Interoperability & Partnerships (01:07:48) Arkade OS & Arcade Script (01:13:06) Underrated Use Cases: Escrow & Synthetic Assets (01:18:29) BTCPay Server's Impact & Bitcoin Payment Adoption (01:22:23) Speculation, Regulation, and Medium of Exchange (01:24:20) Litecoin, Extension Blocks, and Privacy (01:26:01) Coinjoin, Amounts, and Privacy Pools (01:29:09) Bitcoin Upgrades, CTV, and Developer Frustration (01:34:27) Soft Fork Politics & Overselling Upgrades (01:41:53) Payments, Credit Cards, and Onboarding (01:44:11) Stablecoins, Speculation, and Fiat Mindset (01:48:48) Taproot Assets, Altcoins, and Control Tokens (01:52:17) Early Bitcoin Days & Escrow (01:54:53) Gaming, Digital Money, and Bitcoin Adoption (01:59:15) Speculative Attack & Fiat Demand (02:00:01) Supercycle Skepticism & Price Predictions (02:02:22) Hard Forks, Big Blockers, and Research Value (02:24:40) NFTs, Ordinals, and Free Market Transactions (02:36:28) BTCPay Plugins & Comparison to LNBits (02:43:14) Zero Conf, RBF, and Payment Risks (02:47:41) Ark's Future: Liquidity & Decentralization (02:49:25) Testing Ark & Reference Wallet (02:51:00) Browser Wars & Internet Evolution (02:56:26) Scaling Bitcoin Payments & Libra Comparison (02:58:10) Tipping, Custodial Wallets, and Ark's SDK (03:02:12) HODL Culture vs. Spending (03:06:07) Optimism, Pessimism, and User Adoption (03:08:13) Lightning's Complexity & Ark's Simplicity (03:11:18) Competition Among Layer 2s (03:14:13) Ark's Launch, Operators, and Liquidity (03:16:08) Ark Operator Incentives & Fee Structure (03:17:08) Testing, Following, and Final Thoughts

How should we value L1 tokens in crypto? Today's guest, Jonah Weinstein of Skycatcher, introduces RSOV—“Realized Store of Value”—a new metric designed to fundamentally rethink how we evaluate Layer 1 assets like ETH, SOL, and BTC. In this episode, we explore why traditional models like DCF and REV fall short for monetary assets, how RSOV works, and why it may be a better way to understand crypto's total addressable market. Tune in for a fresh perspective that could change how you analyze L1s forever. ------

  In this episode, Ben Jackson talks with Kevin McColly, the CEO of Coinstar, which allows consumers to convert coins into other types of currency through its kiosks.   They discuss the role of coins and cash in the U.S. payments system, the future of the penny and why the CEO of a coin counting company favors stopping its production.  Below are links to the announcements of the bills that seek to stop production of the penny.  McClain, Garcia, Lummis, Gillibrand Introduce Bipartisan Bill to End Penny Production  Lee, Merkley Bill Would Save Taxpayers Millions by Ending Penny Production    This podcast was recorded on May 5, 2025. Things may have changed by the time you hear it. 

Relebogile Mabotja speaks to Emma Odendaal the Head at Dentsu School of Influence about making money on the internet. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

KeywordsBitcoin, blockchain, ideology, technology, centralization, spam, development, cryptocurrency, non-monetary use, node runningSummaryThe conversation delves into the complexities surrounding Bitcoin, focusing on the ideological and pragmatic debates within the community. It highlights the challenges posed by non-monetary uses of Bitcoin, the technical exploits that have emerged, and the ongoing struggle against spam. The discussion also touches on the centralization of Bitcoin development and the cultural implications of these issues, emphasizing the need for a proactive approach to maintain Bitcoin's integrity as a monetary system.TakeawaysThe Bitcoin community faces ongoing ideological and pragmatic debates.Non-monetary uses of Bitcoin are a contentious issue.Technical exploits have emerged that challenge Bitcoin's intended use.Spam management is crucial for maintaining Bitcoin's functionality.Centralization in Bitcoin development poses risks to its integrity.Cultural struggles within the Bitcoin community impact its future.A proactive approach is necessary to address non-monetary use cases.The identity of Bitcoin as money must be preserved.The future of Bitcoin may involve multiple implementations.Engagement in the Bitcoin discussion is essential for its evolution.Chapters00:00 Introduction to the Bitcoin Debate01:56 The Struggle for Bitcoin's Purpose05:09 Ideological vs. Pragmatic Approaches07:58 Technical Exploits and Human Intentions11:09 The Role of Spam in Bitcoin's Ecosystem14:12 Negotiating Non-Monetary Uses17:02 The Future of Bitcoin's Functionality22:03 The Limitations of Bitcoin's Data Capacity23:32 The Controversy of OpReturn and Mempool Control26:40 Centralization Risks in Bitcoin Node Running30:00 The Pragmatic Approach to Bitcoin Governance31:24 Balancing Ideology and Practicality in Bitcoin39:47 The Cultural Battle for Bitcoin's Identity

Key Takeaways: Technology Always Changes the World From ancient farming tools to smartphones, every big invention has helped shape how people live and work. Now, digital currencies are doing the same by changing how we think about money. Bitcoin Started Something New In 2009, Bitcoin was created as a new kind of money that isn't controlled by any one country or bank. It runs on a computer network that anyone can use and no one can shut down. Why People Like Bitcoin Many people are tired of traditional money systems that lose value over time because of inflation (when prices go up and money buys less). Bitcoin has a limited supply, which means it can't be printed endlessly like paper money. History Helps Us Understand the Big Picture Looking at how past technologies changed the world helps us see how big of a deal digital money really is. Just like gold changed trade or the internet changed communication, Bitcoin is changing how we use money. Want to Learn More?       a. The podcast guest wrote an article in Dallas Weekly that dives deeper into Bitcoin's purpose and how it could impact society in the long run.   Chapters: Timestamp Summary 0:00 Introduction to Technological Innovations 0:40 Realization of Living Through Technological Shifts 1:24 Core Idea of Bitcoin and Article Invitation   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of Stuff About Money They Didn't Teach You in School, certified financial planners Erik Garcia, CFP®, and Xavier Angel, CFP®, are joined by Javier Sanchez, AVP of Financial Literacy for Fidelity Bank. Together, they explore how teaching kids about money has shifted in the digital age. The classic piggy bank may be fading, but the need for financial education is stronger than ever. Javier shares practical insights on starting financial conversations early, navigating the risks of credit cards, and the importance of modeling good money behavior for our children. They also dive into how mobile banking apps and automated savings can help young people develop healthy financial habits.  From personal stories—like Erik's experience of spending more when swiping a credit card compared to paying with cash—to actionable advice on budgeting and avoiding credit card debt, this episode is packed with valuable tips for parents and caregivers. And hey, even if you think you've got your finances figured out, you might just walk away with a few new money skills yourself—or at least feel slightly more prepared than your kids. Be sure to follow, share, and let us know how you're teaching money skills at home! Episode Highlights: Erik and Javier reflect on the importance of starting financial literacy early and the role of practical tools like the piggy bank. (03:00) Javier explains why children need a clear, visual savings vessel to understand the concept of saving money. (07:33) Javier discusses the challenges of teaching kids about digital money and the importance of introducing mobile banking at an early age. (11:00) Javier shares insights on how children can develop awareness of their income and spending habits using apps and alerts. (16:00) The conversation shifts to the pitfalls of credit cards, emphasizing the need for parents to teach kids about borrowing costs and responsible use. (20:47) Javier explains the significance of modeling good financial behavior for children to emulate. (29:00) Javier shares practical advice, such as leveraging library resources and encouraging kids to invest in self-development. (36:46) Key Quotes: “ Is the piggy bank dead? Absolutely not. Younger children need a container or a vessel that's clear, actually, so they can see that money growing. That instills that, hey, it's got to grow.” - Javier Sanchez “You can make very little money and still have an 850 credit score. It just means being smart and wise with your choices” - Javier Sanchez “If you're responsible, your kids follow that path. If you're very irresponsible, or you always seem to be struggling with your money, nine times out of ten, unless your kid sees it and says, ‘I don't want to live like this,' they'll fall into that same habit.” - Javier Sanchez Resources Mentioned: Javier Sanchez Fidelity Bank Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

In this episode of Stuff About Money They Didn't Teach You in School, certified financial planners Erik Garcia, CFP®, and Xavier Angel, CFP®, are joined by Javier Sanchez, AVP of Financial Literacy for Fidelity Bank. Together, they explore how teaching kids about money has shifted in the digital age. The classic piggy bank may be fading, but the need for financial education is stronger than ever. Javier shares practical insights on starting financial conversations early, navigating the risks of credit cards, and the importance of modeling good money behavior for our children. They also dive into how mobile banking apps and automated savings can help young people develop healthy financial habits.  From personal stories—like Erik's experience of spending more when swiping a credit card compared to paying with cash—to actionable advice on budgeting and avoiding credit card debt, this episode is packed with valuable tips for parents and caregivers. And hey, even if you think you've got your finances figured out, you might just walk away with a few new money skills yourself—or at least feel slightly more prepared than your kids. Be sure to follow, share, and let us know how you're teaching money skills at home! Episode Highlights: Erik and Javier reflect on the importance of starting financial literacy early and the role of practical tools like the piggy bank. (03:00) Javier explains why children need a clear, visual savings vessel to understand the concept of saving money. (07:33) Javier discusses the challenges of teaching kids about digital money and the importance of introducing mobile banking at an early age. (11:00) Javier shares insights on how children can develop awareness of their income and spending habits using apps and alerts. (16:00) The conversation shifts to the pitfalls of credit cards, emphasizing the need for parents to teach kids about borrowing costs and responsible use. (20:47) Javier explains the significance of modeling good financial behavior for children to emulate. (29:00) Javier shares practical advice, such as leveraging library resources and encouraging kids to invest in self-development. (36:46) Key Quotes: “ Is the piggy bank dead? Absolutely not. Younger children need a container or a vessel that's clear, actually, so they can see that money growing. That instills that, hey, it's got to grow.” - Javier Sanchez “You can make very little money and still have an 850 credit score. It just means being smart and wise with your choices” - Javier Sanchez “If you're responsible, your kids follow that path. If you're very irresponsible, or you always seem to be struggling with your money, nine times out of ten, unless your kid sees it and says, ‘I don't want to live like this,' they'll fall into that same habit.” - Javier Sanchez Resources Mentioned: Javier Sanchez Fidelity Bank Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Send us a textIn this episode of the Concrete Genius podcast, Sauce McKenzie reflects on the significance of family and the passage of time as we enter 2025. He emphasizes the importance of respecting the older generation and learning from their experiences. The conversation shifts to the dynamics within the black community, particularly regarding how individuals treat one another and the impact of content creation on perceptions of their neighborhoods. McKenzie discusses the effects of digital money on society, highlighting how it alters our relationship with spending. The episode concludes with a somber reflection on recent tragedies, urging listeners to take social responsibility and protect one another. In this conversation, Sauce Mackenzie delves into various topics ranging from personal accountability and the unforgivable actions of individuals to the ongoing MVP debate between Lamar Jackson and Josh Allen. He reflects on LeBron James' recent achievements and the reactions from fans, discusses the appropriateness of adult activities in places like Chuck E. Cheese, and addresses the Joy Taylor scandal involving her personal life and professional implications. The conversation also touches on the complexities of sexuality, relationships, and parenting in non-traditional families, as well as the portrayal of masculinity within the LGBTQ+ community.Chapters00:00 Reflections on 2025 and Family Values05:12 Respecting the Older Generation09:51 Community Dynamics and Content Creation13:01 The Impact of Digital Money on Society20:04 Recent Tragedies and Social Responsibility30:54 Unforgivable Actions and Accountability32:10 The MVP Debate: Lamar Jackson vs. Josh Allen35:42 LeBron James: Acknowledging Greatness39:09 Adult Fun: Chuck E. Cheese and Grown-Up Parties40:18 Joy Taylor Scandal: Personal Life and Professional Consequences46:50 Sexuality, Relationships, and Parenting55:58 Adoption and Non-Traditional Families56:32 Masculinity and Identity in the LGBTQ+ CommunityTakeaways2025 marks a significant milestone, reflecting on the past.Family gatherings during New Year set a positive tone for the year.Respect for older generations is crucial for learning and growth.The younger generation should seek wisdom from their elders.Community dynamics often lead to unnecessary hostility among peers.Content creators should be mindful of how they portray their communities.Digital money changes our perception of value and spending.Recent tragedies highlight the need for community protection.We must address the issues of violence and terrorism in society.Social responsibility is essential for the well-being of our communities. Some actions are unforgivable and deserve accountability.Lamar Jackson's performance deserves recognition over Josh Allen's sympathy.LeBron James humbly acknowledges his place in basketball history.Chuck E. Cheese may not be suitable for adult gatherings.Personal lives of public figures can have professional consequences.Sexuality and relationships are complex and often scrutinized.Adoption by same-sex couples raises questions about traditional family structures.Masculinity in the LGBTQ+ community often mirrors hyper-masculine stereotypes.It's important to appreciate both LeBron and Jordan without comparison.Podcasting allows for open discussions on various societal issues.Sound Bites"Life is precious. Enjoy it.""It's all about family.""Show that OG some respect.""Everything you do is binary.""We don't make no policies.""You a foul human being.""Ain't no forgiveness for you.""If it's true, thatSupport the show

Time stamps: Introducing Mike Belshe (00:00:42) Mike Belshe's Background (00:01:58) Self-Custody vs. Institutional Custody (00:02:05) Multi-Signature Technology (00:03:56) Understanding Multi-Party Computation (00:04:51) Advancements in Cryptography (00:05:53) BitGo's Role in Tokenizing Bitcoin (00:08:26) Defining DeFi's Importance (00:09:09) Mike's Technology Background (00:12:12) Inspiration from Tim Berners-Lee (00:14:57) Bitcoin's Zero Click Payments (00:17:11) Bitcoin Custodianship Issues (00:17:36) Challenges of Bitcoin Payments (00:18:25) Scaling Bitcoin and Lightning Network (00:19:20) Bitcoin's Role in Digital Money (00:20:13) Layer Two Solutions and Drivechains (00:21:15) Scaling Discussions in Bitcoin's History (00:22:31) Sidechains and Their Limitations (00:23:16) Innovation vs. Immutability (00:24:29) Importance of Real Applications (00:25:32) Privacy and Fungibility in Bitcoin (00:28:42) Lessons from TCP/IP and Blockchain Privacy (00:30:51) Regulatory Concerns and Privacy Solutions (00:32:53) Understanding the Static of Security (00:34:01) SideShift (00:34:59) Bitcoin's Civil War: Block Size Wars (00:35:54) Human Decisions in Bitcoin (00:36:16) Historical Proposals and Interpretations (00:37:10) Challenges of Block Space and Fees (00:37:58) Bitcoin Consensus (00:38:48) SegWit and Its Implications (00:39:41) Gavin Andresen's Role in Bitcoin (00:42:00) Bitcoin's Resilience Against Adversaries (00:42:13) Need for Enhanced Security (00:43:05) Strategic Bitcoin Reserve in the USA (00:44:30) El Salvador's Currency Strategy (00:45:19) Self-Custody Concerns (00:49:13) Security Measures for Self-Custody (00:50:17) Privacy as a Solution (00:50:43) Self-Custody Options (00:51:14) Family Legacy and Custody Challenges (00:52:24) Public Key Cryptography Innovation (00:52:28) HODLING.ch (00:53:29) Protecting Against Government Confiscation (00:54:15) Multi-Custodial Model Explanation (00:54:21) Hardware Wallets Discussion (00:56:03) Safety Deposit Box Concerns (00:58:03) Trade-offs in Security Solutions (00:58:56) Onboarding New Users (01:00:09) Edge Wallet Features (01:01:01) BitGo's Wallet Recovery Wizard (01:03:02) BitGo vs. Casa (01:05:08) Multi-Signature Security (01:05:46) Early Adoption of Multi-Sig (01:09:10) Building a New Monetary System (01:11:54) Regulatory Changes in the US (01:13:49) Impact of MiCA in Europe (01:15:32) War on Cash (01:16:17) Global Financial Systems (01:18:03) Zero Knowledge Proofs (01:19:48) Zcash Discussion (01:20:04) Privacy Technologies in Bitcoin (01:21:18) Challenges of On-chain Traceability (01:22:26) Philosophy on Transaction Privacy (01:23:19) Concerns About Privacy Adoption (01:24:51) Historical Context of TCP/IP Security (01:25:34) Bitcoin as Digital Gold (01:27:24) Ethereum's Role in DeFi (01:29:01) Benefits of Smart Contracts (01:32:01) Reflections on Bitcoin's Journey (01:33:25) Future of Bitcoin (01:34:30) Lightning Network Fees (01:36:12) Trade-offs in Payment Systems (01:38:01) Adoption of Bitcoin and Early Adoption Costs (01:42:01) Long-term Viability of Bitcoin Mining (01:44:38) The Future of Bitcoin and Layer Solutions (01:47:17) Community Response to Bitcoin Vulnerabilities (01:49:01) Satoshi's Vision for Mining (01:51:11) Satoshi's Intentions (01:52:35) Empathy for Satoshi (01:54:16) 0 to 1 Concept (01:54:24) Bitcoin's Anniversary (01:55:53) Centralization in Crisis (01:56:33) Zero Knowledge Proof Bug (01:57:45) Following Mike Belshe's Work (01:58:45)

They Are Planning Complete FINANCIAL LOCKDOWN, Resistance to Digital Money is the Key, Gold and Silver is a Monster Opportunity.   Post Wide Awake Media @wideawake_media "The biggest fear that the World Economic Forum has is that there are going to be people that will not comply." "So this digital stuff is absolutely key, because without it they can't enforce anything." "And if they have a digital process whereby they can restrict your movement, your behaviour and your decisions with the click of a button, you are done." Credit: @JedediahBila 1:30 AM · Oct 7, 2024 284.1K Views   "STAY ALERT: They Are Planning Complete FINANCIAL LOCKDOWN" - Whitney Webb FINAL 2024 Prediction https://youtu.be/3capKnik0Lc?si=Oscp4FSaaBJOxuLB Savvy Finance 283K subscribers 231,916 views Sep 30, 2024 #savvyfinance #bitcoinmining #litecoin

The discussion around Central Bank Digital Currencies (CBDCs) is becoming increasingly contentious in Congress, with some lawmakers opposing government-issued digital currencies while others see their necessity as the global landscape evolves. As countries worldwide advance their CBDC initiatives, the U.S. risks falling behind unless it adapts to this digital financial future. And a preview of today's webinar at 1:00pm EDT on how to invest in stocks that are engaged in the crypto space: Unlocking Alpha in Crypto-Equities and Beyond  #CBDC #DigitalDollar #Stablecoins #Congress #FinancialInclusion #GlobalEconomy #DigitalCurrency #CentralBank #IMF #Cashless #Fintech #BankingReform #Innovation #Economics #FutureOfMoney #USPolicy #AIInvesting #Blockchain #CryptoEquities #InvestmentStrategies #Webinar2024 ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today's show:  September 16th TAYF episode: Why Stablecoins are the Hottest Thing in Crypto https://www.thetayf.com/blogs/this-weeks-stories/why-stablecoins-are-the-hottest-thing-in-crypto Today's Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs  

Chris Duffus, Founder & CEO of Fonbnk joins Wyatt in this episode. We cover:  Stablecoin and crypto usage in emerging markets Popular and high-potential platforms in these markets Alternative forms of onramping and moving money Airtime as a form of digital value storage More on Fonbnk

A Note from James:Today, we have an incredibly exciting guest, Nat Eliason, author of the riveting book Crypto Confidential: Winning and Losing Millions in the New Frontier of Finance. Tons of people have made millions, maybe even tens of millions, in the various crypto crazes of 2013, 2018, 2021, and now. In his book, Nat tells his own adventure of making a ton of money, losing a ton of money, making a ton of money again, and how it all ended up by creating his own tokens or currencies for a game and NFTs. You'll hear him talk all about it on the podcast. We'll discuss not only his story but also the future of crypto. Here it is; a great conversation.Episode Description:In this episode, James Altucher sits down with Nat Eliason, the author of Crypto Confidential. Nat shares his personal journey through the highs and lows of the crypto world, providing unique insights into the wild and often unpredictable world of cryptocurrency. From making and losing millions to creating his own tokens for games and NFTs, Nat's story is both cautionary and inspiring. They explore the evolving landscape of crypto, the impact of decentralized finance, and the future potential of blockchain technology. This episode is packed with real-life lessons and insider knowledge that you won't find anywhere else.What You'll Learn:The dynamics of making and losing millions in the crypto world.How to create and launch your own cryptocurrency tokens.The future of decentralized finance and blockchain technology.The psychological and financial challenges faced by crypto investors.Insights into the evolving trends and opportunities in the crypto market.Chapters:01:33 Nat Eliason's Crypto Journey Begins 02:07 The FOMO Effect and Early Crypto Experiences 03:21 The Rise of Bitcoin and Automated Investments 05:36 The World of Crypto Farming 08:13 The Evolution of Crypto Trends 09:42 Gaming and NFTs: A New Frontier 14:41 Tokenization and Real-World Applications 26:30 The Wild West of Crypto and Regulation 29:38 Learning Solidity and Building in Crypto 42:29 The Token Payment Dilemma43:18 Unexpected Wealth from Token Launch 44:22 The NFT and Gaming Boom 47:28 Liquidity Issues and Market Realities 49:17 Public Wallet Scrutiny 55:21 Johnny's NFT Success Story 59:08 The Writing Journey 01:07:44 Future of Crypto and AI Coins 01:12:25 Potential of Crypto in Payments01:16:39 Concluding Thoughts and Future PlansAdditional Resources:Nat Eliason's Book: Crypto ConfidentialOpenZeppelin: Ethereum Development FrameworkCoinbase: Cryptocurrency ExchangeUniswap: Decentralized Trading ProtocolBlake Crouch's Dark Matter ------------What do YOU think of the show? Head to JamesAltucherShow.com/listeners and fill out a short survey that will help us better tailor the podcast to our audience!Are you interested in getting direct answers from James about your question on a podcast? Go to JamesAltucherShow.com/AskAltucher and send in your questions to be answered on the air!------------Visit Notepd.com to read our idea lists & sign up to create your own!My new book, Skip the Line, is out! Make sure you get a copy wherever books are sold!Join the You Should Run for President 2.0 Facebook Group, where we discuss why you should run for President.I write about all my podcasts! Check out the full post and learn what I learned at jamesaltuchershow.com------------Thank you so much for listening! If you like this episode, please rate, review, and subscribe to “The James Altucher Show” wherever you get your podcasts: Apple PodcastsiHeart RadioSpotifyFollow me on social media:YouTubeTwitterFacebookLinkedIn

Welcome to Money Travels season 2 where we explore money movement around the globe. Some of us are bitten by the travel bug and can't get enough of the adventures and new experiences that being on the move provides. For many that travel bug results in a career like for those that work on cruise ships. There are many hidden challenges that cruise ship employees and their employers face, especially when it comes to money movement. That's where fintech company and Visa direct partner, Brightwell comes in. Their innovations and cross-border payments have been a game changer for the industry. We'll hear how they're accomplishing the sea change, from Brightwell CEO, Larry Hipp. We are also joined by Andre Eduwardo, Manager of Onboard Operations Accounting, at Virgin Voyages. Listen now. We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa. Follow Us:Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visahttps://usa.visa.com

The landscape of business, finance, and law is being changed at an unprecedented rate due to the emergence of Web 3 technologies, crypto assets, and blockchains–all of which have been part of this digital revolution. Anyone positioned to advise investors or innovators should be educated to pivot into fully embracing and being prepared for the new digital economy. These things will impact business leaders, financial professionals, legal professionals, and more. The new digital economy is built on the rails of blockchains, crypto assets, and other Web 3 technologies. It's essential to catch up and stay current on what's happening in the space. This week on episode 211 of the Tech Intersect™ Podcast we are spotlighting a past episode where I talk about digital money demystified for leaders, lawyers, and advisors! POWERED BY ADVANTAGE EVANS™ ACADEMY Unlock Crypto Secrets with Digital Money Demystified!

Last year, while we were traveling around the world shooting our documentary “No Farmers No Food,” we stopped in the Netherlands to speak with the farmers there. Those farmers were feeling the brunt of the European Union's goal of “saving the planet.” Because, as a practical matter, the Dutch government's plan would result in something like 30 to 45 percent of Dutch farmers having to give up their land.

We talk about central bank digital currencies (CBDCs), which will enable a new level of financial surveillance and social control. And we're joined by John F O'Donnell, a guy with horrible karaoke etiquette. We promise we're not a con op lim hang !!!--Kitty History: https://www.youtube.com/watch?v=0-Lvv1f5Qu4Guaranteed Income Pilot Program Act of 2023: https://www.congress.gov/bill/118th-congress/house-bill/5776?s=1&r=42#:~:text=Introduced%20in%20House%20(09%2F27%2F2023)&text=This%20bill%20directs%20the%20Department,the%20ages%20of%2018%2D65.A Proposal for CBDC based UBI: https://www.institute.global/insights/tech-and-digitalisation/proposal-web3-based-universal-basic-incomeIMF's CBDC Virtual Handbook: https://www.imf.org/en/Topics/fintech/central-bank-digital-currency/virtual-handbook“Greatest backdoor Wall Street bailout of all time”: https://www.wsj.com/articles/SB10001424052702303763804579183680751473884Digital Currency vs. Existing Electronic Currency: https://www.nttdatapay.com/blog/types-of-digital-currency/#:~:text=What%20distinguishes%20digital%20currency%20from,those%20connected%20to%20the%20Internet.CBDC vs. Crypto: https://www.weforum.org/agenda/2023/11/cbdcs-how-different-cryptocurrency-stablecoin/#:~:text=The%20main%20difference%20between%20CBDCs,data%20protection%20and%20online%20privacy.The Federal Reserve Dissing Crypto: https://www.youtube.com/watch?v=0SxNyL3YFaMIMF Dissing Crypto: https://www.youtube.com/watch?v=Z4NpCf5Phj0BIS Dissing Crypto: https://www.youtube.com/watch?v=9mvSsM1uqGoThe benefits of a cashless society: https://www.weforum.org/agenda/2020/01/benefits-cashless-society-mobile-payments/Atlantic Council CBDC Tracker: https://www.atlanticcouncil.org/cbdctracker/Atlantic Council Donors: https://www.atlanticcouncil.org/in-depth-research-reports/report/2022-annual-report/IMF Working Hard on Global CBDC Platform Concept, Georgieva Says: https://www.bloomberg.com/news/articles/2023-06-19/imf-working-hard-on-global-cbdc-platform-concept-georgieva-says?embedded-checkout=trueBIS Survey on CBDCs: https://www.bis.org/publ/bppdf/bispap136.pdfBIS Explained: https://www.bis.org/about/index.htmBIS Livestream, “Central bank digital currencies, digital payments, and the future of money”: https://www.youtube.com/watch?v=xVD1ZFPzcbgBiden Executive Order on CBDCs: https://www.whitehouse.gov/briefing-room/presidential-actions/2022/03/09/executive-order-on-ensuring-responsible-development-of-digital-assets/Statement from Secretary of the Treasury Janet L. Yellen on the Release of Reports on Digital Assets: https://home.treasury.gov/news/press-releases/jy0956US Policy Objectives for a CBDC System: https://www.whitehouse.gov/wp-content/uploads/2022/09/09-2022-Technical-Evaluation-US-CBDC-System.pdfThe IMF on Nigeria's CBDC: https://www.imf.org/en/News/Articles/2021/11/15/na111621-five-observations-on-nigerias-central-bank-digital-currencyU.S. Agency for International Development (USAID) announces “Catalyst: Inclusive Cashless Payment Partnership” for India: https://2012-2017.usaid.gov/india/press-releases/oct-14-2016-usaid-launches-catalyst-drive-cashless-payments-indiaIndian PM Modi Announces Rs 500 and Rs 1,000 to be Pulled Out of Circulation immediately: https://timesofindia.indiatimes.com/india/rs-500-and-rs-1000-notes-pulled-out-of-circulation-immediately-pm-narendra-modi/articleshow/55315473.cmsThe Federal Reserve on Programmable CBDC: https://www.federalreserve.gov/publications/files/money-and-payments-20220120.pdfJP Morgan on Programmable Money: https://www.jpmorgan.com/onyx/programmable-payments-purpose-bound-moneyBank of England calls on ministers to decide whether a CBDC should be programmable: https://www.telegraph.co.uk/business/2021/06/21/bank-england-tells-ministers-intervene-digital-currency-programming/#:~:text=Bank%20of%20England%20tells%20ministers%20to%20intervene%20on%20digital%20currency%20'programming',-Digital%20cash%20could&text=The%20Bank%20of%20England%20has,is%20spent%20by%20the%20recipient.Eswar Prasad on the “Future of Money” at the WEF: https://www.youtube.com/watch?v=gyANVmHJB3cFactchecking the Eswar Prasad Quote: https://apnews.com/article/fact-check-world-economic-forum-cashless-society-false-cbdc-592718364311Ron DeSantis on CBDC and “Woke Banking”: https://www.c-span.org/video/?532981-1/governor-ron-desantis-campaigns-hampton-nhRepublican Lawmakers Introduce Legislation to Ban a CBDC in the U.S.: https://www.coindesk.com/policy/2024/02/27/republican-lawmakers-introduce-legislation-to-ban-a-cbdc-in-the-us-again/Trump Campaign Vows to Block CBDC: https://thehill.com/business/4416139-trump-vows-to-block-creation-of-digital-dollar/Trump Admin Floats Idea of “USDC,” US Digital Currency: https://www.theverge.com/2022/1/17/22888225/jared-kushner-us-treasury-mnuchin-government-federal-cryptocurrency-trump-white-houseBetter than Cash Alliance: https://www.betterthancash.orgDigital Dollar Project: https://digitaldollarproject.orgThe IMF's Tobias Adrian on a Synthetic CBDC: https://www.imf.org/en/News/Articles/2019/05/13/sp051419-stablecoins-central-bank-digital-currencies-and-cross-border-paymentsThe IMF's Tobias Adrian used to be at the NY Fed Before the IMF: https://www.tobiasadrian.com/AboutJohn's 17 Plugs: https://linktr.ee/therealjfod

In the part two of a two-part discussion with Preston Pysh and Lyn Alden, they talk about the merging of a credit based money ledger system with a commodity backed money system into a single new technology, which is Bitcoin. IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro01:22 - Why money has been at the crux of global conflict since time immemorial.16:08 - Why can't a government entity just fire-up 20,000 nodes and try to fork the code?33:41 - Lyn's thoughts on Gresham's law and Bitcoin.41:23 - What would a bitcoin would look like with no unit abstraction?47:13 - How do Taxes change in a bitcoin world?49:04 - Does Bitcoin need smart contracting to compete with other protocols?57:43 - Why couldn't Adam Back improve the Bitcoin code?01:02:25 - The privacy trade-off is something that many want, what is Lyn's point of view?01:06:02 - What is the fundamental trade-off between PoW and PoS?01:06:02 - Lyn's discussion of volatile vs non-volatile computer memory when trying to understand PoS and PoW.Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences.BOOKS AND RESOURCESLyn Alden's book, Broken Money – Read reviews here.Listen to Part 1 of the discussion with Lyn Alden about Broken Money, or watch the video.Listen to our interview with Lyn Alden about How the Fed Went Broke, or watch the video.Tune into our interview with Lyn Alden about Macro and the energy market, or watch the video.Listen to our interview with Lyn Alden about Money, or watch the video.Tune into our interview with Lyn Alden about Gold and Commodities, or watch the video.Listen to our interview with Alex Gladstein about issues with fiat currencies, or watch the video.Lyn Alden's free website.Lyn Alden's premium newsletter.NEW TO THE SHOW?Check out our We Study Billionaires Starter Packs.Browse through all our episodes (complete with transcripts) here.Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSInvest in Bitcoin with confidence on River. It's the most secure way to buy Bitcoin with 100% full reserve custody and zero fees on recurring orders.Learn how Principal Financial can help you find the right benefits and retirement plan for your team today.Reach the world's largest audience with Linkedin, the place to B2B. Plus, enjoy a $100 credit on your next ad campaign!Invest in some of the top private, pre-IPO companies in the world with Fundrise.Take ownership of your Bitcoin with Foundation. Attain self-custody with Passport hardware wallet.Experience real language learning for real conversations with Babbel. Get 55% off your Babbel subscription today.Invest in the same paintings available to billionaires, at a more accessible price point with Masterworks.Send, spend, and receive money around the world easily with Wise.Make investing in Short Term Rentals aka Air-BNBs simple, passive, and profitable with Techvestor. Listeners of We Study Billionaires get better terms by just mentioning "We Study Billionaires!" Sign up and book your call with their Investor Relations Team to get started today.Be confident that you'll be small businessing at your best with support designed to help you reach your goals. Book an appointment with a TD Small Business Specialist today.Beat FOMO and move faster than the market with AlphaSense.Choose Toyota for your next vehicle - SUVs that are known for their reliability and longevity, making them a great investment. Plus, Toyotas now have more advanced technology than ever before, maximizing that investment with a comfortable and connected drive.Get a customized solution for all of your KPIs in one efficient system with one source of truth. Download NetSuite's popular KPI Checklist, designed to give you consistently excellent performance for free.Apply for the Employee Retention Credit easily, no matter how busy you are, with Innovation Refunds.Start, run, and grow your business without the struggle. Be in control of every sales channel with Shopify. Sign up for a $1 per month trial period today.Support our free podcast by supporting our sponsors.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.