Podcasts about bnp paribas

À 20 ans, Ismail créait sa première entreprise à Alger avec une plateforme SMS.Quelques années plus tard, il se lançait dans une idée qui semblait folle : convaincre les banques européennes d'ouvrir leurs données. Cette vision pionnière de l'open banking l'a mené à négocier avec BNP Paribas, Société Générale ou HSBC pendant 7 ans.En 2021, il rejoint Yassir comme General Manager Product & Technology et fait passer l'équipe tech de 50 à 300+ personnes, dans 25 pays, tout en triplant la base utilisateurs jusqu'à 10 millions. Début 2025, il quitte ce poste pour construire un "portfolio de projets" : CTO fractionné, investisseur en Afrique, refusant désormais le salariat classique. Un parcours qui interroge notre rapport au travail et à l'entrepreneuriat.————— ISMAIL CHAIB —————Retrouvez Ismail sur LinkedIn : https://www.linkedin.com/in/ichaib/Sa newsletter Unsettled Threads : https://unsettledthreads.substack.com/————— PARTIE 1/3 : PARCOURS —————(00:00) Intro + présentation d'Ismail(05:04) Open Bank Project : l'idée folle d'ouvrir les données bancaires(09:10) Les différentes phases du projet et le premier client(13:39) Les 4 premières années avant le product-market fit(21:20) Négocier avec les banques : barrières et politiques internes(28:32) L'effet boule de neige après les premiers deals(36:29) Ne pas pouvoir payer les salaires(38:14) Santé mentale et retraite annuelle dans le désert algérien(41:09) La fin d'Open Bank Project et le départ d'Ismail(42:15) Yassir : la super app africaine(52:17) Les 6 piliers du scaling(59:42) Structure : équipes cross-fonctionnelles (SAUCE framework)(1:23:04) Psychological safety : l'incarner à chaque occasion(1:27:32) Différences entre marché européen et africain(1:30:05) Douter tout le temps : une feature, pas un bug(1:35:21) Ce qui fait un bon leader technique(1:36:57) Embarquer les gens : clarté, cohérence, servant leadership(1:43:19) Construire sa carrière comme un portfolio(1:46:33) Ne plus croire au salariat : pourquoi ?(1:52:27) Décider si on dit oui : l'humain, le secteur, le business————— PARTIE 2/3 : ROLL-BACK —————(1:59:49) Le projet qui a raté : 6 mois de retard et client insatisfait(2:06:40) Leçons : avoir les bonnes personnes, une checklist, de l'humilité————— PARTIE 3/3 : STAND-UP —————(2:08:20) Framework de prise de décision en 5 étapes————— RESSOURCES —————Team Topologies (Manuel Pais & Matthew Skelton) — nouvelle édition avec case study YassirWardley Mapping (Simon Wardley)Architecture for Flow (Susanne Kaiser) — combine Team Topologies, Wardley Maps et DDDEmpire of AI (Karen Hao) — l'histoire d'OpenAI depuis le début————— 5 ÉTOILES —————Si cet épisode vous a plu, pensez à laisser une note et un commentaire - c'est la meilleure façon de faire découvrir le podcast à d'autres personnes !Envoyez-moi une capture de cet avis (LinkedIn ou par mail à dx@donatienleon.com) et je vous enverrai une petite surprise en remerciement.

For years, we've been told that blockchain technology would eventually transform Wall Street. Well... "Eventually" is starting to look a lot like RIGHT NOW. In today's episode, we're diving into one of the biggest developments yet in the convergence of traditional finance and digital assets: the DTCC's move to tokenize traditional securities. And this isn't some crypto startup experimenting with a proof of concept. The Depository Trust & Clearing Corporation (DTCC) sits at the heart of the U.S. financial system, and its subsidiary DTC currently custodies more than $114 TRILLION in assets. Now, those assets are beginning to move on-chain. In July, DTCC successfully converted DTC-held traditional securities into digital tokens and used them in real production transactions, involving more than 30 major traditional and digital financial firms. The transactions included U.S. Treasuries, equities, securities lending, collateral and other institutional workflows. That's a BIG deal. We're no longer talking about whether Wall Street will adopt blockchain. We're watching the infrastructure being built right in front of us. On today's show, we'll break down: What tokenization actually means Why DTCC's involvement changes the conversation How a traditional stock or Treasury can become a tokenized asset Why Wall Street wants assets on blockchain networks The potential for faster settlement and greater asset mobility How tokenization could change collateral and liquidity management Why this could eventually lead toward extended trading hours Which blockchains and financial companies are participating What all of this could mean for cryptocurrency and digital-asset investors Perhaps most importantly, we'll look at what comes next. DTCC plans to officially launch its Tokenization Service in October 2026, initially allowing eligible DTC-custodied securities to be converted between traditional and tokenized forms. Eligible assets include constituents of the Russell 1000, ETFs tracking major indexes, and U.S. Treasury bills, notes and bonds. And this isn't being built in isolation. Major firms participating in DTCC's tokenization initiative include BlackRock, Goldman Sachs, J.P. Morgan, Citadel Securities, Circle, CME Group, Chainlink, Invesco, BNP Paribas, Fireblocks and many others. DTCC is also pursuing a multi-chain strategy, with tokenized assets already demonstrated across private and public blockchain infrastructure and plans to make DTC-tokenized assets available on the Stellar network in the first half of 2027. Think about what that tells us. For years, the debate was: Will traditional finance adopt crypto? I think we're beginning to ask the wrong question. What happens when traditional finance starts using the TECHNOLOGY that crypto introduced? Stocks. Bonds. Treasuries. ETFs. Collateral. Real-world assets. The infrastructure of Wall Street itself is beginning to move on-chain. The digital revolution isn't ending... It may just be getting started. For additional research, check out DTCC's Tokenization Initiative and DTCC's July Production-Trades Announcement. Listen now:

[REPLAY VIDÉO]Je reçois ⁠ ⁠⁠Eliott Hoffenberg⁠⁠, cofondateur de ⁠⁠Vocca⁠⁠.Eliott rêve de changer le monde de la santé, une industrie colossale mais souvent inefficace.

[REPLAY VIDÉO]Clémence Luc vit selon une règle : avoir du fun. Pourtant, elle est CEO d'une startup qui vise une croissance annuelle à 2 chiffres.

De zomerreeks van de Beursvoyeurs is gestart. In deze reeks praat Ellen Vermorgen met bekende beleggers over hun beleggingsheld. In deze aflevering komt Philippe Gijsels, hoofdstrateeg bij BNP Paribas Fortis, langs om zijn passie voor William O'Neil te delen. Ontdek het in deze van De Beursvoyeurs Zomer! Host: Ellen Vermorgen Gast: Philippe Gijsels Redactie en productie: Lore AllegaertSee omnystudio.com/listener for privacy information.

Met Ivo Demmers, directeur van het Netherlands Food Partnership, bespreken we in deze aflevering de noodzaak van een integrale benadering van waterbeheer, voedselzekerheid en volksgezondheid. Ivo pleit voor een systeemverandering waarbij de focus verschuift van louter productie naar de nutritionele waarde en de verborgen maatschappelijke kosten van ons dieet. Door zijn ervaring in landen als Egypte en Vietnam benadrukt hij dat Nederland weliswaar over geavanceerde technologie beschikt, maar dat extreme droogte en geopolitieke spanningen ook hier de kwetsbaarheid van het systeem blootleggen. Demmers ziet een cruciale rol voor de 'Dutch Diamond', een samenwerkingsmodel tussen overheid, bedrijfsleven en kennisinstellingen, om wereldwijd eerlijkere en meer weerbare voedselsystemen te creëren die bestand zijn tegen klimaatverandering.Shownotes - LinkedIn-profiel Ivo Demmers- Website Netherlands Food PartnershipDisclaimerDe standpunten, gedachten en meningen in deze podcast zijn die van de spreker en vertegenwoordigen niet de standpunten, gedachten en meningen van BNP Paribas. BNP Paribas heeft geen controle over en/of is niet verantwoordelijk voor de kwaliteit, volledigheid en nauwkeurigheid van de informatie die door sprekers wordt verstrekt. De informatie die hier wordt gepresenteerd is enkel voor algemene informatiedoeleinden en mag niet worden beschouwd als professioneel advies. BNP Paribas onderschrijft, beveelt of keurt geen specifieke mening, organisatie, product of dienst goed waarnaar in deze podcast wordt verwezen.

[REPLAY VIDÉO]⁠⁠Julien Cheyssial⁠ a cofondé MeilleursAgents en 2008, en pleine crise financière.11 ans plus tard, la société est revendue pour 200 millions €.

Vor allem in Europa sind die Börsen zuletzt auf neue Hochs gestiegen, in den USA wurden die jüngsten Rückschläge bei KI- und Chipaktien zum Teil wieder wettgemacht. Entscheidend ist für beide Regionen, dass die aktuellen Aktienbewertungen durch die laufenden und erwarteten Gewinne der Unternehmen bestätigt werden. In der jüngsten Berichtssaison war das bei den meisten Aktien der Fall. Ob auch die zweite Jahreshälfte ähnlich solide weiterlaufen kann und wie Anleger per Zertifikat einen zusätzlichen Teilschutz einbauen können, darüber diskutiert Patrick Dewayne mit Kemal Bagci von der BNP Paribas und Endrit Çela von AMF Capital. Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de

Nextech3D.AI (CSE:NTAR, OTCQX:NEXCF, FRA:1SS) CEO Evan Gappelberg tells Proactive's Stephen Gunnion the company has reported $874,000 in new customer contract value and 160 new customer contracts, with software gross margins of 92%. He describes these as proof points of a new phase of growth for the AI-powered event technology business. Gappelberg says average contract value is up 77% and that the company is increasingly signing three-year deals rather than one-year deals, providing greater revenue visibility. Enterprise customers including Microsoft, Meta, Google, Deloitte, and BNP Paribas are among those buying from the company's three platforms: Eventdex, MapD, and KraftyLabs. On KraftyLabs, Gappelberg says it is the most underappreciated platform Nextech currently owns, and that the company is building it into an AI-first corporate culture platform with an AI avatar layer set to launch in the coming weeks. Gappelberg also reveals that Nextech is imminently close to signing what he calls the biggest deal in the company's history, describing it as a multimillion-dollar contract he expects to close in August. He says this deal, combined with 92% gross margins, will significantly accelerate the path to profitability and cash flow. Read Proactive's Editorial Policy here: https://www.proactiveinvestors.co.uk/pages/editorialPolicy #Nextech3Dai #NexTech #AItechnology #eventstech #SaaS #softwaremargins #enterprisesoftware #smallcap #growthinvesting #techinvesting

Boeing (BA) shares take flight after a double upgrade from BNP Paribas while eBay (EBAY) fades following a downgrade from Wells Fargo. Jenny Horne and Alex Coffey take a look at the Big Board to break down the fundamental picture behind both stocks heading in opposite directions in midday trading.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Chip- und KI-Aktien haben zuletzt deutliche Rücksetzer hinnehmen müssen. Nach Meinung des Finanzjournalisten Egmond Haidt ist damit eine Blase rund um die Aktien im Bereich der Künstlichen Intelligenz erstmal geplatzt. Ist der Run auf KI-Aktien vorbei? Wie die aktuelle Situation einzuschätzen ist und welche Strategien jetzt sinnvoll sind, darüber diskutiert Friedhelm Tilgen mit Kemal Bagci von der BNP Paribas und dem Finanzjournalisten Egmond Haidt. Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de

In the follow up to our podcast covering Swinkels working capital transformation, Eleanor takes a deeper dive into the project, recruiting Group Treasurer Mathieu Ummelen to explain what seamlessly balancing liquidity, resilience, and supplier relationships looks like in practice. Joined by BNP Paribas' Anastasia Batyshkina, Mel Yucel and Nagan Nguyễn-Hansen, the conversation explores why working capital is no longer just about unlocking trapped cash, but fortifying resilience. Our guests discuss the ways in which treasury teams are responding to an increasingly uncertain operating environment, rethinking traditional trade finance, and using more accurate visibility to make smarter liquidity decisions.

For this special edition of TreasuryCast, the first in a two-part series, Eleanor Hill sits down with BNP Paribas' Anastasia Batyshkina, Mel Yucel and Nagan Nguyễn-Hansen to explore the forces reshaping modern treasury, from shifting liquidity needs and cash flow strains to the increasing importance of data visibility in an increasingly uncertain world. Also featuring key takeways from Royal Swinkels Treasurer Mathieu Ummelen, the episode spotlights the brewer's remarkable working capital transformation journey and provides actionable insight into how leading organisations are building resilience, unlocking liquidity and driving greater alignment across treasury, procurement and sales to support long-term growth.

Artificial Intelligence (AI) is impacting the media and advertising industries, triggering a pivot away from simply generating billable hours towards the production of higher value-added content. Matthijs Leendertse, Senior Lecturer for Media Economics at Erasmus University, Rotterdam, talks with Daniel Morris, Chief Market Strategist, about the development of AI and its potential future impact on our societies.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

Thu, 30 Jul 2026 18:37:00 +0000 https://jungeanleger.podigee.io/3254-zertifikate-party-osterreich-die-indexzertifikate-der-imaps-capital-von-andreas-wolfl 2178ba57ceb82d6db441872a9c98593f Mein Ex-Kollege Andreas Wölfl ist mit Imaps Capital ein Big Player bei Partizipationszertifikaten in Deutschland geworden und macht gerade ein Imaps Börsenspiel sowie Youtube-Content. https://game.imaps-capital.com/ https://equitystory.ai Andreas im Fanboy-Buch zur Wiener Börse: http://www.christian-drastil.com Sondernummer 20 Jahre ZFA (76 Seiten) unter http://www.audio-cd.at/zertifikate Intro-Song: http://www.audio-cd.at/music https://zertifikateforum.at About: Structures are my best Friends. In Kooperation mit dem Zertifikate Forum Austria (ZFA) und presented by Raiffeisen Zertifikate, Erste Group, BNP Paribas, Societe Generale, UBS, Vontobel, dad.at, gettex, wikifolio und Börse Frankfurt Zertifikate gibt es Podcasts zum Zertifikate-Markt in Österreich. Und freilich zum Award wieder eine grosse Print-Sondernummer. Heuer besonders gross. Ganz besonders gross. Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 3254 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts) 898

Erald Ghoos is the CEO of OKX Europe, where he leads the company's European operations, including regional strategy, regulatory engagement, licensing, and market development. OKX is a San Jose-headquartered blockchain technology company that operates the  one of the largest cryptocurrency exchanges in terms of daily trading volume, and provides access to decentralised finance (DeFi) through its OKX Wallet.Before joining OKX, Erald held senior leadership positions at several major financial and cryptocurrency companies, including Crypto.com and Binance. Earlier in his career, he worked in operational, risk, payments, and compliance roles at Payreto, Funding Circle, Paysafe, BNP Paribas, Equa Bank, and AXA Bank Europe. Read more about Erald Ghoos: https://businessabc.net/wiki/erald-ghoosErald Ghoos Interview Questions00:00 - Intro03:32 - Background07:46 - Evolution of Crypto16:27 - Crypto in Europe23:36 - Achievements in Crypto29:24 - OKX35:16 - The OKX suite, fully regulated39:58 OKX DEX41:36 - digital assets as a service45:15 - tokenisation & digital assets51:21 - AI in trading57:19 - closureAbout OKXOKX is a global cryptocurrency exchange and Web3 technology company that provides digital asset trading, investment, and blockchain-based financial services for retail, institutional, and professional users. The company has expanded beyond cryptocurrency trading to offer a broader ecosystem that includes self-custody Web3 wallets, decentralised finance (DeFi) access, staking services, API trading, and infrastructure for digital asset management. Founded in 2017 by Star Xu, OKX today serves 50+ million users across 100+ countries and ranks among the top 3 global exchanges by derivatives volume and 120+ million retail traders.In Europe, OKX operates through its European headquarters in Malta, where it has obtained regulatory approvals under the country's Virtual Financial Assets (VFA) framework and later secured a Markets in Crypto-Assets (MiCA) licence. #blockchaintechnology #crytpocurrency #fintechinnovation #cryptotrading #cryptoregulations Useful Links and Resourceshttps://www.linkedin.com/in/erald-ghoos-55024a9/https://www.finnotes.org/people/erald-ghooshttps://maltainvest.mt/key-player/erald-ghoos/About businessabc.nethttps://www.businessabc.net/About citiesabc.comhttps://www.citiesabc.com/​​​​​​​​​​​ About Dinis Guardahttps://www.dinisguarda.com/https://businessabc.net/wiki/dinis-guardaBusiness Inquiries- info@ztudium.comSupport the show

Les freelances et solopreneurs qui font 500K ne travaillent pas forcément plus que toi. Ils ne font pas forcément mieux que toi. Mais ils ont arrêté de faire certaines choses… et c'est là que tout se joue.Dans ce dernier épisode de la série Taf Wax Relax, on répond à la question qui gratte : c'est quoi la vraie différence entre ceux qui passent des paliers et ceux qui stagnent ?Spoiler : c'est pas une histoire de funnel, ni de VLS.

Marcel Alberts is de oprichter van Healix, een Nederlandse cleantech-startup die zich richt op het recyclen van visserij- en landbouwmaterialen (oude visnetten, touwen en strotouwen). Na een heel lastig 2025 werd Healix ‘gered' door de hogere olieprijzen als gevolg van de oorlogen in Oekraïne en Iran. Dat roept de vraag op in hoeverre plastic recyclers hun eigen broek op kunnen houden. Met Marcel bespreken we de ups-and-downs van ondernemen, de status en toestand van de (chemische) industrie in Europa en wat hem er toe aanzette om meer duurzaam te gaan ondernemen vanuit de wens om iets goeds achter te laten voor de volgende generatie.Shownotes - LinkedIn-profiel Marcel Alberts- Website HealixDisclaimerDe standpunten, gedachten en meningen in deze podcast zijn die van de spreker en vertegenwoordigen niet de standpunten, gedachten en meningen van BNP Paribas. BNP Paribas heeft geen controle over en/of is niet verantwoordelijk voor de kwaliteit, volledigheid en nauwkeurigheid van de informatie die door sprekers wordt verstrekt. De informatie die hier wordt gepresenteerd is enkel voor algemene informatiedoeleinden en mag niet worden beschouwd als professioneel advies. BNP Paribas onderschrijft, beveelt of keurt geen specifieke mening, organisatie, product of dienst goed waarnaar in deze podcast wordt verwezen.

Par hasard, à midi, seule dans un resto parisien, YouTube me sort une vidéo d'une influenceuse américaine qui liste les 10 trucs qu'elle a faits pour "manifester" sa réussite. Je clique pour me moquer. Et je réalise que je les fais toutes ! Sauf que moi, je n'appelle pas ça de la manifestation. J'appelle ça du gros bon sens.Cette année est mon année record : 347 000€ encaissés HT sur les 6 premiers mois, 5 semaines de vacances déjà prises, et un mois en août avec mes enfants. Du coup : est-ce que c'est parce que j'ai "manifesté" que j'ai atteint mes objectifs ? J'ai testé ces 10 techniques une par une, et je te dis lesquelles marchent vraiment quand on est freelance ou solopreneur - et à quelle condition.Dans cet épisode on parle en vrac : d'un stage de surf aux Maldives que j'ai réservées sans avoir le niveau, d'un surclassement en business class, d'un mojito à 30€ qui a transformé mes commerciaux quand j'étais directrice commerciale, et ce qui m'a vraiment coûté cher dans ce voyage (et ce n'était pas l'argent).

Sat, 25 Jul 2026 05:28:00 +0000 https://jungeanleger.podigee.io/3245-zertifikate-party-osterreich-zeitzeugin-alexandra-baldessarini-ex-ovag-liest-die-zertifikate-geschichte-von-2007-bis-2009 160985c56825fd33502ceab08852ee3f Heute habe ich eine Lesung eines Spezial-Kapitels aus meinem Fanboy-Buch zur Wiener Börse: Es geht um Zertifikate, danke an Zeitzeugin Alexandra Baldessarini (Ex-ÖVAG) bzw. Bernhard Grabmayr (ZFA) für Einlesen und Inhalt. Fanboy-Buch mit Zertifikate-Content: http://www.christian-drastil.com Sondernummer 20 Jahre ZFA (76 Seiten) unter http://www.audio-cd.at/zertifikate Intro-Song: http://www.audio-cd.at/music https://zertifikateforum.at About: Structures are my best Friends. In Kooperation mit dem Zertifikate Forum Austria (ZFA) und presented by Raiffeisen Zertifikate, Erste Group, BNP Paribas, Societe Generale, UBS, Vontobel, dad.at, gettex, wikifolio und Börse Frankfurt Zertifikate gibt es Podcasts zum Zertifikate-Markt in Österreich. Und freilich zum Award wieder eine grosse Print-Sondernummer. Heuer besonders gross. Ganz besonders gross. Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 3245 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts)

BNP Paribas CFO Lars Machenil speaks with Bloomberg TV's Guy Johnson and Anna Edwards as the bank reported better-than-expected revenue and profit for the second quarter. "If you look at the cost of risk in our divisions, it is basically stable," he says. "What is that additional basis point coming from? It's because we took a prudent stand saying there is some geopolitical uncertainty and that allows us to take a generic provision for that uncertainty," Machenil adds.See omnystudio.com/listener for privacy information.

Equities in the US, Europe, Japan and emerging markets should see strong second quarter earnings growth. As Nadia Grant, Head of Global Equities, tells Chief Market Strategist, Daniel Morris, year-to-date equity returns have been highly concentrated, notably AI-linked hardware stocks ‘at the expense of everything else, particularly software'.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

Les marchés ont terminé en hausse hier, mais derrière les records et les bonnes performances, une inquiétude continue de monter : celle du pétrole. Le CAC 40 a gagné plus de 1 %, porté par Airbus et TotalEnergies. Airbus a séduit les investisseurs avec de nouvelles ambitions de croissance, tandis que les valeurs financières comme BNP Paribas et Axa ont inscrit de nouveaux sommets. Mais alors, si les marchés montent, pourquoi les investisseurs restent-ils aussi prudents ? Parce que le prix du pétrole évoluait toujours près de 95 dollars le baril hier. Les tensions au Moyen-Orient et les menaces pesant sur certaines routes maritimes stratégiques font craindre des perturbations de l'approvisionnement mondial. Un pétrole plus cher peut relancer l'inflation et compliquer la tâche des banques centrales.Autre sujet de vigilance : les résultats des géants américains de la technologie. Les investisseurs scrutaient particulièrement les résultats d'Alphabet, Google, Tesla et IBM, alors que les dépenses liées à l'intelligence artificielle atteignent des niveaux records. La question est désormais moins celle du potentiel de cette technologie que celle de sa capacité à générer de la croissance et des profits.Entre tensions géopolitiques et pari de l'IA, les marchés naviguaient entre enthousiasme et prudence.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Alphabet et Tesla ont publié hier soir, et les deux racontent la même histoire vue des deux bouts : l'IA rapporte, mais elle coûte de plus en plus cher.Au menu de ce Morning Mood du jeudi 23 juillet :Un Wall Street sans conviction, un 10 ans américain à 4,66% et un VIX toujours endormi sous 17.Alphabet, un Cloud à +82% et un capex 2026 relevé à 205 milliards de dollars. Tesla, des revenus records et une marge opérationnelle tombée à 1,4%. IBM qui s'enfonce avec un mainframe en chute de 42%.Super Micro qui s'envole de 26%, Pegasystems qui plonge de 17%, Reddit sous pression face à Google, et Uber qui taille dans ses effectifs.À Paris, Airbus fait décoller le CAC. Le Brent grimpe encore sur fond de frappes américaines sur l'Iran.Et côté crypto, le CLARITY Act joue ses dernières cartes au Sénat avant les vacances parlementaires.Au programme du jour : la BCE à 13h45, TotalEnergies, BNP Paribas, Thales, STMicro, et Intel après la cloche.Bonne écoute, et bonne séance à tous.Force et Honneur

Tous les freelances / solopreneurs utilisent les mêmes outils IA. Alors comment expliquer que certains gagnent jusqu'à 50 000€ grâce à l'IA, quand d'autres font peanuts ?Dans ce nouvel épisode Solo Nation (spécial Taf Wax Relax

June saw particularly strong inflows into exchange-traded funds (ETFs), taking total assets under management in UCITS ETF beyond €3 trillion for the first time. As Daniel Dornel, Head of ETF Research, explains to Chief Market Strategist, Daniel Morris, inflows were strongest in the US and Japan; European and emerging market figures were less impressive.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

Si tu te demandes si lancer une formation en ligne vaut encore le coup en 2026, ou si les "revenus passifs" qu'on te promet partout sont une vraie promesse, cet épisode Solo Nation (spécial Taf Wax Relax

Retirement planning isn’t only about finding higher returns. It’s also about deciding how different pieces of a portfolio work together over time. What should advisors look for when evaluating indexed annuities? How can product design, diversification, and long-term thinking influence retirement outcomes? In this episode, Jeremy Houser welcomes Tom Haines, Executive Vice President of Capital Markets and Index Solutions at Annexus, to discuss how fixed indexed annuity strategies have evolved. Tom explains the importance of portfolio construction inside FIAs, how research influences index development, why diversification continues to matter, and how product design can improve consistency for clients throughout retirement planning. Key takeaways: Building FIA portfolios around diversified index strategies instead of relying on a single allocation approach Evaluating product design beyond illustrations, including renewal consistency and long-term implementation Using global diversification alongside domestic exposure to improve return consistency over time Looking beyond accumulation by considering income, legacy planning, and changing family needs Focusing product innovation on practical retirement challenges instead of following industry trends And more! Connect with Tom Haines: LinkedIn: Tom Haines Website: Annexus Connect with Jeremy Houser: jeremy.houser@simplicitygroup.com 713-808-8548 Schedule a Call Our Teams Website Connect with Jeremy @jeremyhouser_amp @jeremyhouserAMP About Our Guest: Tom leads the index diligence and selection process for Annexus and coordinates the firm’s relationships with asset managers, academic experts, and investment banks in conjunction with Annexus' carrier partners. Tom is also one of the lead architects of the Lifetime Income Builder TDFs at Annexus Retirement Solutions (ARS). In his role within ARS, Tom works closely with the insurers and asset managers that partner with ARS on implementing the Lifetime Income Builder within portfolios and funds. Prior to joining Annexus, Tom led Equities Solutions Structuring at UBS Investment Bank. He began his career in index and statistical arbitrage trading within BNP Paribas' Cooper Neff Division (Paris office) before serving as vice president in the Exchange Traded Products (ETPs) Group at NYSE Group and head of ETPs and Derivative Product Solutions at RBS. Tom's research on index products has been published in top financial journals. He formerly served as a member of FINRA's Investment Management Committee. Tom holds a bachelor's degree in Quantitative Finance from James Madison University in Virginia. Disclosure #: 5635414 – 0726

Swift, het wereldwijde betaalnetwerk voor banken, zet een nieuwe stap. Het bedrijf gaat met zeventien grootbanken op zes continenten testen met een op blockchain gebaseerd grootboek, dat 24/7 grensoverschrijdende betalingen mogelijk moet maken. Banken als HSBC, Citi, UBS, BNP Paribas en Wells Fargo bereiden zich voor op live transacties met getokeniseerde deposito's, digitale versies van bankgeld die op de eigen grootboeken van de banken worden uitgegeven. Het systeem is negen maanden geleden aangekondigd en moet klanten in staat stellen geld te verplaatsen buiten kantooruren om, ook in het weekend, voordat de definitieve afwikkeling via de bestaande betalingssystemen plaatsvindt. Het nieuwe grootboek van Swift maakt daarbij geen gebruik van een publieke blockchain of een cryptomunt, en werkt dus met eigen bankgeld in plaats van stablecoins. Dat roept vragen op over de toekomst van partijen als Ripple, dat met XRP al jaren claimt sneller en goedkoper grensoverschrijdende betalingen te kunnen afhandelen. Verschillende deelnemende banken hebben ook banden met Ripple's netwerk, dus een rol voor XRP is niet meteen uitgesloten. De stap van Swift laat vooral zien dat grootbanken liever zelf de regie houden over hun digitale infrastructuur dan afhankelijk te zijn van externe partijen. Decentralisatie, vaak het uitgangspunt van crypto, is bij dit initiatief ver te zoeken. Terwijl banken zich buigen over hun eigen betaalinfrastructuur, blijft de koers van bitcoin voorlopig zijn eigen weg volgen. Analist Bert Slagter van kennisplatform Bitcoin Alpha bespreekt hoe de koers de afgelopen week, op twee schokken na, redelijk stabiel bleef, terwijl de zoektocht naar de bodem voortduurt. Het oplaaiende conflict tussen de Verenigde Staten en Iran zorgt voor meer onzekerheid op de markten en een stijgende olieprijs, met gevolgen voor bitcoin. En er is nieuws over de Amerikaanse Clarity Act. Door het zomerreces van het Amerikaanse congres begint de tijd te dringen voor het aannemen van de wet in 2026. Bovendien komen de tussentijdse verkiezingen dichterbij. Komt de Clarity Act er überhaupt nog wel? Co-host is Mauro Halve, voorzitter van branchevereniging VBNL. Over de podcast Cryptocurrency are here to stay. In deze wekelijkse podcast gidst Daniël Mol je door het belangrijkste cryptonieuws, langs hypes en trends, voor- en tegenstanders en winst en verlies. In het A-deel bespreken we het laatste nieuws en in het B-deel gaan we in gesprek met een gast. Van cypherpunkpioneers tot grootbanken die aan de haal gaan met stablecoins, van Bitcoin tot Ethereum tot CBDC's. Alles passeert de revue.Reageren? Stuur dan een mail naar cryptocast@bnr.nl Gasten Mauro Halve is voorzitter bij de branchevereniging voor cryptodienstverleners VBNL. Bert Slagter is analist bij kennisplatform Bitcoin Alpha. Links Persbericht van Swift over de lancering van het nieuwe blockchainsysteem met 17 banken Coindesk over hoe Swift met 17 banken 24/7 bankieren mogelijk wil maken CCN over de mogelijke gevolgen van Swifts nieuwe grootboek voor Ripple Host Daniël Mol is presentator en redacteur van de Cryptocast. Hij is sinds 2017 met Bitcoin bezig en kwam in 2021 bij het team van de Cryptocast. Redactie Daniël Mol Matthijs Damsteeg See omnystudio.com/listener for privacy information.

Les vacances en freelance, c'est souvent une illusion.Dans cet épisode, je te montre les 3 goulots qui t'empêchent de vraiment décrocher. Je te raconte comment la préparation de 15 jours de stage de surf intensif m'a forcée à regarder en face les 3 blocages qui empêchent les solopreneurs de vraiment couper.Et ce que j'ai mis en place pour les régler avant de partir :

Despite trebling in size since 2020, fixed income ETF (exchange-traded fund) assets remain under-bought in Europe. Luca Pagni, Head of Fixed Income ETFs, tells Daniel Morris, Chief Market Strategist, that there is still great growth potential for bond ETFs – for a variety of reasons.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

Ça fait deux ans que l'IA est censée tout révolutionner ton business. Mais honnêtement : tu travailles vraiment moins qu'avant ? Tu gagnes vraiment plus ? Ou t'as juste testé 57 outils et tu bosses autant qu'avant, voire plus ?Dans cet épisode solo, je te révèle les 4 actifs concrets à construire pour que ça change vraiment, quel que soit l'outil que tu utilises.Au programme :

The recent heat wave in Europe provided a unique environment for the 75,000 attendees of the London Climate Action Week. Climate Lead Thibaud Clisson tells Chief Market Strategist, Daniel Morris, that this major climate finance gathering focused on seeking concrete solutions to accelerate and finance the energy transition and climate adaptations, and on how to best channel private funding towards practical solutions.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

Dire predictions about possible catastrophic impacts of the Iran conflict on oil prices – and thus on the global economy – appear to have largely proven unfounded. Thijs Van de Graaf, Professor of International Energy Politics at Ghent University, talks with Daniel Morris, Chief Market Strategist, about the range of factors that have mitigated the effects of the war.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

As generative and agentic AI promise to accelerate everything we do, are we at risk of becoming incredibly efficient at producing forgettable customer experiences?Today, we are here in Brooklyn at Forrester CX Forum East and we're going to talk about building better experiences with an AI-enabled design workflow. Specifically, we'll cover:- Balancing the speed of AI with the intentional, human-led decisions required to craft exceptional experiences.- The role of a robust design system in scaling high-quality, AI-powered experiences consistently across the enterprise.- How to identify high-value AI use cases for your design workflow while maintaining responsible practices that build customer trust.To help me discuss this topic, I'd like to welcome, Gina Bhawalkar, Principal Analyst at Forrester. About Gina Bhawalkar Gina's research focuses on digital accessibility and experience design. Gina established and now leads Forrester's coverage of the digital accessibility space and has a deep background and interest in the topic. She advises organizations on how to establish and scale sustainable accessibility practices and is an expert on the digital accessibility platform (DAP) market. Her research on accessibility has appeared in publications such as The Wall Street Journal and The Financial Brand, and she is a frequent speaker at accessibility events and podcasts. Gina's other areas of expertise include inclusive and responsible design, design systems, personas, and measuring the impact of digital experience design improvements.Gina has over 20 years of experience as both a UX/CX practitioner and leader, with eight years in the financial services industry. Prior to joining Forrester, Gina was the director of customer experience research at Bank of the West, a subsidiary of BNP Paribas. There, she led the bank's digital voice-of-the-customer program and conducted primary research to inform digital product development. Previously, Gina led the user experience and accessibility department at Scottrade, where she built the two disciplines from the ground up. Earlier in her career, Gina was a UX consultant at Perficient, leading design and research projects for clients in the financial services, agribusiness, utilities, insurance, and retail industries. She has also served as an accessibility consultant at both Criterion 508 and the Georgia Tech Research Institute.Gina holds bachelor's degrees in psychology and computer science from Trinity University and an MS in human-computer interaction from the Georgia Institute of Technology, where her research focused on evaluating the accessibility of physical and digital products to people with disabilities. Gina Bhawalkar on LinkedIn: https://www.linkedin.com/in/ginabhawalkar/ ---------- Resources ---------- Forrester: https://www.forrester.com We're proud to be a media partner for #MAICON26 - Oct. 13-15! Learn how AI can power your marketing and business and help you grow smarter. Use code AGILE150 to save! https://aglbrnd.co/r/7fe458ced0f04658Reach your customers with Reddit. Spend $500 in ad spend, get $500 back in ad credit! Learn more: https://advertalize.com/r/491818c79fb1873fThe most influential minds in software, AI, and engineering leadership will be at WeAreDevelopers World Congress North America, September 23-25 in San Jose. Learn more: https://aglbrnd.co/r/60a7299222a7bcf1 Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://aglbrnd.co/r/faaed112fc9887f3 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://aglbrnd.co/r/35ded3ccfb6716ba Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com Hosted on Acast. See acast.com/privacy for more information.

Daniel Morris, chief investment strategist at BNP Paribas Asset Management, says that his primary concern right now is the risk that the economy could overheat, thanks to above-trend growth and inflation that could prompt the Federal Reserve to raise interest rates in an effort to slow things down. If that fails to cool inflation, the economy could then struggle and the market could step far away from its current uptrend. Morris' base case, however, is for continued earnings growth that can power the market into 2028, noting that while growth will slow down, there is still plenty of room to keep going and not have the economy resemble past bubble times. In The Book Interview, Chad Bown, co-author of "'How to Win a Trade War: An Optimistic Guide to an Anxious Global Economy," discusses how there are reasons and ways for trade-war scenarios to play out well, and the trade-offs today's leaders would have to make for current trade tensions to pass without plunging the global economy into a deep funk. In "The Week That Is," Vijay Marolia, chief investment officer at Regal Point Capital, discusses why he will continue to ride with Micro Technology, even as it reports growth numbers that are hard to believe, nt notes that he is giving Nike the boot, especially when he compares it to another popular rival in the public eye during the World Cup, adidas. Plus, he worries about how artificial intelligence may make inflation stickier for longer.

The US high yield market has weathered recent market turbulence well, but selectivity is becoming increasingly paramount. Jack Stephenson, Senior Investment Specialist, tells Chris Iggo that the outlook for US high yield remains constructive despite widening dispersion across industry and quality segments of the market.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

Alan Greenspan has died at the age of 100. The former Federal Reserve Chairman died on Monday at his home, NBC News reported, citing his wife, Andrea Mitchell. The cause was complications of Parkinson’s disease. Greenspan was proclaimed a wizard for guiding a then-record US economic expansion, only to see his luster dimmed by the financial crisis that erupted less than two years after he stepped down. Bloomberg's David Westin, Paul Sweeney and Isabelle Lee look back at the life and legacy of Alan Greenspan, along with James Egelhof, Chief US Economist at BNP Paribas, and John Micklethwait, Editor-in-Chief at Bloomberg News.See omnystudio.com/listener for privacy information.

As interest rate cycles continue to diverge and geopolitical tensions flare, treasurers are left grappling with multicurrency headaches – often while wading through forecasting fog. BNP Paribas' Arnaud Peis and Matthieu Boyer explain how liquidity structures, with physical hedges and virtual offsets, are helping corporates regain confidence, without surrendering control.

They might not operate in the limelight, but implementation teams lead the line within banks when it comes to the highly involved and often sensitive task of designing and delivering innovative solutions for clients. In this article, two experts from BNP Paribas discuss the bank's implementation philosophy, and explain what makes or breaks the business of delivering ground-breaking, efficient, and resilient solutions for clients.

Artificial intelligence (AI) models continue to get smarter and cheaper, spurring adoption and expanding the total addressable market. Pamela Hegarty and Derek Glynn, Co-portfolio Managers of BNPP AM's disruptive technology strategy provide Daniel Morris, Chief Market Strategist, with their expert views of the current AI industry and its investment potential, not least in supporting both training and inferencing applications.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

They bought an office in lockdown when nobody else was buying. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/founded. Application times may vary. Rates may vary. Two mates met on a rugby pitch, became accountant and client, then bought an office building in the middle of lockdown, when no one else was buying. In this episode, Ollie speaks to Rhys Jones (The Online Accountant) and Olly Ladbrooke (Moose Studios), business partners behind the Bristol Office Hub, about going from corporate life to running multiple businesses side by side. They get honest about the mindset shift from employee to serial entrepreneur, the brutal moment a down-valuation left them scraping to fund a leaking roof, why complementary skills beat codified roles, and how community and referrals (not contrived networking) quietly built everything. Plus, we explore AI in accountancy and marketing, and why "just show up and take action" still wins. Whether you're a solo founder feeling the isolation or weighing up a big risk, this one's for you. LISTENER TAKEAWAYS 1. Resilience isn't a trait; it's a position. Their first building ran "like a dream", which is exactly what gave them the confidence and cushion to survive a brutal down-valuation on the second. 2. Cash buys you calm. Build six to twelve months of runway in the first two years, keep it lean, and you stop pouring energy into chasing bills instead of growing. 3. Action beats overthinking. No scaremongering about AI, these business partners just show up, make the call, and move forward. 90% of success is being there and taking the next step. GUESTS Rhys Jones, accountant and co-founder of The Online Accountant and The Property Accountant. Left corporate life to go solo, took on Olly as client number one, now runs a six-person practice. Olly Ladbrooke, chartered surveyor (ex-BNP Paribas) and founder of Moose Studios, a marketing agency with offices in Bristol and London. Together they own and run the Bristol Office Hub. Bristol Office Hub — bristolofficehub.co.uk (195–197 Whiteladies Road, Bristol) Moose Studios - moosestudios.co.uk The Online Accountant - theonlineaccountant.com Have questions about this episode? Ask our hosts, chat now via our website Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shoot us a Text.Episode #1357: Honda rides hybrid momentum toward bigger market share, Ford gets an AI-fueled stock boost from repurposed EV batteries, and Target bets family-friendly upgrades will drive customer loyalty.Show Notes with links:Honda says it's aiming for more than 9% U.S. market share in 2026 and thinks 10% is within reach as hybrids continue to surge. With gas prices climbing and EV demand cooling, the company says its flexible production strategy is helping it stay ahead.Honda finished last year with 8.7% U.S. market share, hit 10% in April of this year and still expects to grow sales 4% this year to around 1.5 million vehicles.Hybrids made up nearly a third of Honda brand sales in Q1, and the company is ramping up production and marketing around Civic, Accord, CR-V, and Prelude hybrids.Despite tariff uncertainty, Honda says its North American manufacturing footprint protects it from major disruption with nearly 99% of vehicles built in-region.Honda says hybrids are now the sweet spot, expecting them to land in the “mid-to-low 30 percent range” of total sales this year as gas prices push more buyers away from pure ICE models.Ford stock is suddenly surging, not because of trucks, but because Wall Street is betting on Ford becoming an AI-era energy player. The company's new Ford Energy division plans to repurpose EV batteries into massive storage systems for data centers and utilities.Ford stock jumped 28% in two weeks after launching Ford Energy with a $2 billion investment aimed at powering AI data centers and utilities.The business will repurpose excess EV battery capacity into stationary storage systems, putting Ford into competition with Tesla and LG Energy Solutions.Investors are especially bullish on Ford's partnership with Chinese battery giant CATL, with one analyst valuing the new energy arm at up to $10 billion.Ford says it plans to deploy at least 20 gigawatt hours of battery storage annually, including a major supply agreement with energy company EDF starting in 2028.BNP Paribas analyst James Picariello summed up the shift saying: “It's hard to find another comparison on the OEM side of things with the exception of Tesla.”Target is betting that winning over busy families doesn't require flashy AI, it just requires cleaner bathrooms, smarter shopping carts, and fewer parenting headaches. The retailer says those small upgrades could create much bigger long-term customer loyalty.Target is investing $1 billion into customer experience upgrades, including 130+ store remodels focused on family-friendly improvements.New shopping carts feature larger cupholders, deeper child seats, and flat storage surfaces designed to make shopping easier for parents.The retailer says modernized bathrooms are a surprisingly important loyalty driver because “busy families” are now Target's core growth audience.Executives admitted Target lost focus in recent years and are now doubling down on creating “the most delightful experience in retail” for younger families.Gartner analyst Halle Stern said the smaller upgrades matter more than flashy tech: “The minor changes are making this huge difference.”Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast  as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Je reçois le directeur de la banque des CEO et des dirigeants :

DEMAIN, je reçois le directeur de la banque des CEO et des dirigeants :

The conflict remains in suspended animation with little concrete progress to support the more optimistic assessments of a return to normality. Commodity markets are on a knife-edge and tanks and strategic supplies are emptying. Aldo Spanjer, Head of Commodity Strategy at BNP Paribas' Markets 360 outlines the pathways from here. Will oil be at $70 or $200? Why does gas face larger risks in a prolonged disruption? And how to cut through the noise and focus on the signals?? For more on BNP Paribas Markets 360 visit https://globalmarkets.cib.bnpparibas/markets-360/ For related content and to find out more about HC Group, a search firm dedicated to the energy & commodities sector, visit https://www.hcgroup.global