Podcasts about state farm

What if your greatest limitation is simply what you believe is possible? After witnessing thousands of people transform their lives in ways that continue to challenge conventional thinking, Dr Joe Dispenza believes we're capable of far more than we've been taught to believe. In this episode, Jay Shetty sits down with Dr Joe to explore how our thoughts, emotions, and habits shape our reality, why so many of us stay trapped in familiar patterns, and what it takes to create lasting change. Together, they unpack the science of meditation, the power of intention, and how changing your inner world may be the first step toward changing your life. With Love and Gratitude, Jay Shetty PURPOSE10 for 10% at altrarunning.com/onpurpose. Free Shipping and Free 30-Day Trial. Talk to a State Farm agent today to learn how you can choose to bundle and save with the Personal Price Plan. Like a good neighbor, State Farm is there.  On Purpose is now Netflix and Spotify exclusive  http://www.netflix.com/onpurposewithjayshetty  https://open.spotify.com/show/5EqqB52m2bsr4k1Ii7sStc?si=33f7898fb334437c  JAY'S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe https://news.jayshetty.me/subscribe   Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  Experience Dr Joe's teachings in person at one of his immersive week-long retreats held around the world. Learn more and explore upcoming events: https://www.events.drjoedispenza.com/retreats Dive deeper into the research. Explore Dr Joe's published scientific papers and the studies referenced throughout this podcast: https://drjoedispenza.com/scientific-research What We Discuss: 00:00:00 Intro 00:00:46 Self-Knowledge Is True Power 00:01:56 How Your Beliefs Are Formed 00:06:21 Living in a Virtual Reality 00:08:49 What Real Change Looks Like 00:15:35 Childhood Beliefs That Still Control You 00:17:15 The Limits of Your Emotions 00:19:19 Stop Reinforcing Negative Thought Patterns 00:26:13 The Gap Between Your Old and New Self 00:28:58 Escape the Negative Thought Loop 00:31:22 Why Pattern Interruptions Matter 00:33:23 Stop Scrolling Before Bed 00:36:18 The Woman Who Regrew Her Colon 00:44:43 How Meditation Changes Your Body 00:46:12 Can Meditation Change Reality? 00:49:01 Do Alternate Realities Exist? 00:50:26 Where Attention Goes, Energy Flows 00:55:56 The Power of Collective Healing 01:00:21 Transformations Backed by Science 01:03:45 Joe on Final Five  Episode Resources: Website | https://drjoedispenza.com/  YouTube | https://www.youtube.com/user/drjoedispenza  Facebook | https://www.facebook.com/DrJoeDispenzaOfficialNewsFanPage  Instagram | https://www.instagram.com/drjoedispenza/  LinkedIn | https://www.linkedin.com/in/drjoedispenza/  TikTok | https://www.tiktok.com/@drjoedispenza  X | https://x.com/DrJoeDispenza Learn more about your ad choices. Visit podcastchoices.com/adchoices

With great power comes great responsibility. That's why we brought in Van Lathan to discuss the fourth installment in the Tom Holland–era Spidey series: ‘Spider-Man: Brand New Day.' They break down what worked for them and what didn't work and sort through what it could all mean for the future of the Marvel Cinematic Universe. Later, they debate how it stacks up against the rest of the franchise and rank all 11 Spider-Man movies. (0:00) Intro (1:08) We are returning to American Cinematheque's Friend of the Fest! (2:16) ‘The Thomas Crown Affair' trailer reaction (8:14) ‘Spider-Man: Brand New Day' (SPOILER WARNING) (1:03:56) The future of the MCU and box office predictions (1:30:07) How our taste informs our relationship to different genres (1:41:28) The Spider-Man Movie Rankings Hosts: Sean Fennessey and Amanda Dobbins Guest: Van Lathan Producer: Jack Sanders Production Support: Lucas Cavanagh It's on Prime. A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there.®️ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happiness isn't something you find, it's something you choose to create, even when life feels uncertain. In this episode, Jay shares the three mindset shifts that genuinely happy people practice every day: taking ownership instead of staying stuck in victimhood, finding joy before reaching the next milestone, and intentionally building a life filled with connection, gratitude, and purpose. Through powerful stories and practical exercises, you'll discover how small daily choices can help you reclaim your agency, stop postponing your happiness, and create a life you don't have to escape from.  With Love and Gratitude, Jay Shetty A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there.®️Visit: https://www.statefarm.com/ Head to https://wayfair.com right now to shop all things home and get your space ready for less. On Purpose is now Netflix and Spotify exclusive  http://www.netflix.com/onpurposewithjayshetty  https://open.spotify.com/show/5EqqB52m2bsr4k1Ii7sStc?si=33f7898fb334437c  JAY'S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here: https://news.jayshetty.me/subscribe  Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00:00 Introduction  00:01:27 Why You Feel Unhappy & Powerless 00:01:57 How to Take Control of Your Life 00:02:59 The 1st Thing Happy People Do Differently   00:07:29 This Will Help You Overcome Disappointment 00:09:40 The 2nd Shift That Happy People Do 00:11:14 What Is The Hedonic Treadmill  00:14:33 Gratitude Doesn't Erase Pain 00:15:05 Why You Can't Enjoy the Present Moment  00:16:30 Did You Put Your Happiness on Pause? 00:17:45 The 3rd Thing Happy People Do Differently  00:18:53 Schedule Something to Look Forward To 00:22:20 Stop Keeping Score… 00:28:09 Don't Let Rejection Define You Learn more about your ad choices. Visit podcastchoices.com/adchoices

Actress and musician Simone Ashley joins Jay for an intimate conversation about navigating sudden global fame, redefining self-worth beyond career expectations, and letting go of societal timelines. Simone details her breakthrough journey from lockdown uncertainties to leading Bridgerton, how her mother taught her to love her skin and embrace cultural identity, and why stepping into music with her debut EP 'Songs I Wrote In New York' allowed her to access a raw, instinctual form of creative expression. Together, Jay and Simone dive into the crucial distinction between solitude and loneliness, how envy can slowly destroy friendships, and why finding a 'co-creator' in love means choosing someone who makes life simpler rather than more complex. If you're feeling behind in life or searching for the confidence to trust your own timing, this episode offers a heartwarming reminder that your path unfolds exactly when it is meant to. With Love and Gratitude,Jay Shetty A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there.®️Visit: https://www.statefarm.com/ Head to https://wayfair.com right now to shop all things home and get your space ready for less. On Purpose is now Netflix and Spotify exclusivehttp://www.netflix.com/onpurposewithjayshetty https://open.spotify.com/show/5EqqB52m2bsr4k1Ii7sStc  JAY'S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe https://news.jayshetty.me/subscribe  Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00:00 Intro  00:00:53 How Much Can Shift In Five Years 00:01:30 From Lockdown to Bridgerton: Career Breakthrough 00:05:16 Identity and Confidence as an Indian Actress 00:08:41 Impact of Representation and Personal Reflections 00:12:56 Assessing Past Strengths and Potential Regrets 00:13:37 Comparing School Experiences  00:14:23 Mother's Lesson on Non-Materialism  00:15:35 Defining True Friendship and Overcoming Envy 00:17:34 Women Supporting Each Other Beyond Competition 00:18:40 Loneliness vs Solitude 00:24:26 Desires, Dreams, and Simpler Life Aspirations 00:26:07 How to Manifest Love… 00:28:20 The Power of Honesty in Relationships 00:29:25 This is What Handling Rejection Looks Like  00:32:42 Your Emotional Response to Rejection is OK  00:34:08 Balancing Career Ambition with Personal Relationships 00:34:53 Evolving Partner Values As You Grow 00:36:55 Self-Belief is the Foundation for Success 00:38:02 Dream Projects and Core Personal Values 00:39:19 Creation is the Opposite of Depression  00:40:06 The Songwriting Process and Developing Her Unique Sound 00:42:36 Vulnerability in Music and Overcoming That Fear  00:43:39 Analyzing 'Freeze' and 'Tragic Romantic' Lyrics 00:46:33 The Song 'Free' and Its Emotional Significance 00:49:39 Finding the Art Form That Perfectly Aligns with Your Soul   00:52:10 Would-You-Rather Dating Game  00:56:42 Aging, Timelines, and Comparing Life Paths 01:02:41 The Most Painful Lesson She Learned From This Rejection 01:05:40 What Are Sliding-Door Moments? 01:05:26 Don't Feel Bad For Being Desperate 01:07:10 Questioning Answers and The Biggest Pressure in Her 30's 01:10:08 Dreaming of An Escape and What That Really Means  01:13:00 The Perspective Shift That Changed Everything  01:14:33 Simone on Final Five Episode Resources: Instagram | https://www.instagram.com/simoneashley/  TikTok | https://www.tiktok.com/@simoneashleyofficial  Spotify | https://open.spotify.com/artist/simoneashley Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if the reason your business cannot scale is not your team, your strategy, or your market. It is you. Rajesh Nagjee is a business physicist. Over more than 30 years, he has worked with over 350 CEOs across 15 countries to solve what he calls the founder bottleneck. That moment when a company is ready to scale but still depends on the founder for decisions, clarity, and stability. He is also the creator of CEO Freedom OS, a leadership architecture designed to help CEOs scale without losing control. In this conversation, Larry Olsen sits down with Rajesh to talk about how the very person who built the company becomes the one holding it back. Not because they are not capable, but because the way they think, decide, and operate has not evolved at the same speed as the business itself. What you'll hear: • Why Rajesh believes recognition produces a fixed way of being (and how it locks founders into identity traps) • The 1989 breakdown that reshaped Rajesh's entire methodology • The observer effect in quantum physics applied to founder-run businesses • The five default states of survival that keep leaders stuck (cynical, skeptical, resigned, cocky, arrogant) • The two intersections: where whining lives, and where possibilities live • Rajesh's father's line that shaped his life: the moment you decide, you will succeed • What Rajesh learned from meeting Mother Teresa about ruthless compassion ABOUT RAJESH NAGJEE Rajesh Nagjee is a CEO mentor and self-described business physicist with over 30 years of experience and work with more than 350 CEOs across 15 countries. He is the creator of CEO Freedom OS, a leadership architecture designed to help CEOs scale without losing control. His methodology was forged through personal breakdown in 1989 and refined over decades of working with founders and leaders. Based in Dubai. ABOUT LARRY OLSEN Larry Olsen is a Two-Time Vistage Speaker of the Year and Fortune 50/500 Executive Performance Advisor with 40+ years of client work at Toyota, PepsiCo, Starbucks, Harley-Davidson, Honda, American Airlines, State Farm, Frito Lay, Lexus, and Tropicana. He is the author of Get a Vision and Live It! and the founder of Performance Driven Neurology. IF THIS LANDED FOR YOU The next step is Larry's Brain Hacks Intensive. It is a guided practice that walks you through the foundational mindset shifts Larry teaches Fortune 500 executives. Brain Hacks Intensive: https://neuromindedcollective.com/brain-hacks-challenge FOR EXECUTIVE LEADERS AND FOUNDERS If you want to find out which patterns are currently running your leadership, take Larry's free 5% Leadership Assessment. Less than 5 percent of leaders operate from the patterns it measures. 5% Leadership Assessment: https://tally.so/r/kde74r CONNECT WITH LARRY Website: larryolsen.com LinkedIn: linkedin.com/in/larry-r-olsen CONNECT WITH RAJESH NAGJEE LinkedIn: Rajesh Nagjee (posts regularly) Website: RajeshNagjee.com Email: Rajesh@RajeshNagjee.com SUBSCRIBE FOR MORE New episodes of the Brain Vault Podcast publish every other Wednesday. Yours in growth, Larry

Actress and producer Camila Mendes joins Jay for an honest conversation about the hidden cost of perfectionism, the pressure behind success, and what it took to finally choose herself. Camila opens up about the breaking point that forced her to confront old wounds, heal her relationship with food, reconnect with her Brazilian identity, and redefine what spirituality, self-worth, and love really mean. Together, they explore why chasing perfection often leaves us feeling empty, how slowing down can become the greatest act of self-respect, and why true confidence isn't about having everything figured out, but about accepting yourself exactly as you are. With Love and Gratitude, Jay Shetty A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there. Visit: https://www.statefarm.com/  Head to https://wayfair.com right now to shop all things home and get your space ready for less. On Purpose is now Netflix and Spotify exclusive  http://www.netflix.com/onpurposewithjayshetty  https://open.spotify.com/show/5EqqB52m2bsr4k1Ii7sStc?si=33f7898fb334437c JAY'S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe https://news.jayshetty.me/subscribe   Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00:00 Intro 00:01:17 What Excites You Most Right Now? 00:01:57 Designing a Home That Feels Like You 00:03:32 The Challenge of Balance 00:05:26 Living One Day at a Time 00:07:24 The Importance of Learning Your Limits 00:10:09 Why Saying "No" Feels So Hard 00:15:08 Revisiting an Old Wound 00:19:56 Holding Two Truths at Once 00:21:10 Growing Up Between Cultures 00:23:12 Returning to Your Roots 00:24:41 Finding Spirituality Later in Life 00:29:44 The Power of Questioning Your Beliefs 00:31:11 Growing Up Without Stability 00:34:37 The Freedom of Imperfection 00:36:27 The Anxiety No One Could See 00:40:03 When You Have to Numb Out 00:41:45 Living With Your Own Worst Critic 00:44:35 Healing Your Relationship with Food 00:46:14 Recovering from an Eating Disorder 00:48:07 Getting Honest About Body Image 00:50:26 The Moment Self-Worth Starts to Crack 00:51:04 Meeting Rudy: The Turning Point 00:54:27 The Work of Becoming Your Best Self 00:57:30 Why You Have to Heal Before You Love Again 01:00:18 Choosing Love in the Hardest Moments 01:04:53 The Problem With One-Sided Love 01:08:20 The Proposal 01:13:08 When You're Aligned, Doors Open 01:14:54 Protecting Your Peace at Work 01:17:09 Camila on Final Five Episode Resources: Instagram | https://www.instagram.com/camimendes  TikTok | https://www.tiktok.com/@camimendes  Learn more about your ad choices. Visit podcastchoices.com/adchoices

What happens when your agency doesn't offer a retirement plan, a buyout, or an exit strategy? In this solo episode of the Insurance Producers Podcast, Cyrus Jaffery tackles one of the biggest conversations happening in the insurance industry today.As more State Farm agents begin exploring independent agency opportunities, Cyrus breaks down what's driving the shift and what it means for producers, agency owners, and anyone thinking about the next chapter of their career.He discusses the hidden cost of stepping away from the business, why waiting to make a move can be more expensive than you think, and how independent agencies are creating long-term value that captive agents often don't have access to. Cyrus also explains how agent transfers work, what client retention looks like during the transition, and why now may be one of the best opportunities in years to take control of your future.Whether you're a captive agent considering your options or an independent agency owner looking to grow, this episode offers practical insights into building a business that creates real equity and lasting freedom.

Healthy relationships aren't defined by the absence of conflict… they're shaped by how couples move through it together. In this episode, Jay explores why even the strongest relationships face disagreements, what recurring arguments are really trying to tell you, and how understanding the emotional needs beneath the surface can change the way you communicate. Learn how to communicate with empathy, regulate your emotions, repair after difficult moments, and stop fighting to win so you can start growing stronger together. With Love and Gratitude, Jay Shetty A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there. Visit: https://www.statefarm.com/  Use code PURPOSE10 for 10% ataltrarunning.com/onpurpose. Free Shipping and Free 30-Day Trial. Visit: https://www.altrarunning.com/  On Purpose is now Netflix and Spotify exclusive  http://www.netflix.com/onpurposewithjayshetty  https://open.spotify.com/show/5EqqB52m2bsr4k1Ii7sStc?si=33f7898fb334437c  JAY'S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here: https://news.jayshetty.me/subscribe  Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00:00 Introduction  00:00:47 Healthy Couples Fight Too 00:04:53 The Real Goal of Healthy Love 00:06:48 What's the Fight Really About? 00:09:29 When You Stop Being Teammates 00:14:03 Curiosity Over Defensiveness 00:16:15 How To Actually Apologize and Mean It 00:17:37 Validation Changes Everything 00:21:04 A Better Way to Communicate 00:24:15 Why Modern Love Feels Harder Than Ever  00:28:51 Your Partner Isn't Your Enemy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Two Hot Takes host, Morgan, is joined by guest co-host Michaela!! Ever heard the saying, "Don't judge a book by it's cover"? Well that's what these stories were giving. The titles were a little misleading, and gave us a PLOT TWISTS. From someone who thinks his girlfriend has an unhealthy obsession with her cat, to a guy that messed up a first date with his neighbor, to a dad who won't buy his daughter nice shampoo, to a jeep that's not a jeep, and more! Can't wait to hear your thoughts on these ones.. UPCOMING LIVE SHOW: https://www.foryoufestival.com/tickets Justins Latest Song: https://open.spotify.com/track/4LQg3bAOKl1o4sht8sSdrW?si=952d9c3d702f4fc0 Partners: Talk to a State Farm agent today to learn how you can choose to bundle and save with the Personal Price Plan®️. Like a good neighbor, State Farm is there®️. Patreon BONUS Content including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WRITE IN TO US!! Our SubReddit! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.reddit.com/r/TwoHotTakes/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start Learn more about your ad choices. Visit podcastchoices.com/adchoices

The days of automatically upgrading your phone or computer every time it slows down are officially over. Clark breaks down why inflation and rising component costs mean tech prices are going "up, up, and away." Tech giants like Apple are raising device prices to protect their profit margins. While Clark has advised against sinking money into old electronics, the math has changed. Clark shares his rule of thumb for deciding when to repair versus replace, why TVs remain the one truly disposable tech item, and how to avoid the "free phone trap" being pushed by the big three wireless carriers. Also, Clark dives into the massive shakeup happening in the insurance industry. State Farm is facing major backlash from its own agents after dropping a hammer on their compensation models—a desperate move to compete in a market where they are losing ground. Hear which company has taken the lead by embracing a hybrid model, and what to expect buying online vs. with an agent.Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 22, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Electronics: Repair Or Replace?: Segment 1 Ask Clark: Segment 2 Buying Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The ‘right to repair' movement has a point, but consumers should read the warranty fine print first — The Conversation Why You Should Avoid These Free Offers From Verizon, AT&T and T-Mobile 5 Vacation Scams To Avoid This Travel Season - Clark Howard How to Shop for Lower Car Insurance - Clark Howard Best and Worst Homeowners Insurance Companies - Clark Howard Homeowners Insurance Archives - Clark Howard  State Farm's AI Plan for Sales Agents Sparks Uproar. ‘A Real Slap in the Face.' Is Accident Forgiveness Worth It? - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you hold employees to high standards of performance while being a supportive leader? The answer is walking the accountability tightrope.In this episode of Boss Better Now, Joe Mull continues a special series adapted directly from his live leadership workshops on accountability in leadership. Listen in as he explains why driving results without adequate support kills team morale, undermines employee motivation, and exactly what you need to do to fix it.Many managers fall into an enforcer mindset where they expect immediate performance with minimal ramp up. Joe shares how these leaders often focus entirely on outcomes and ignore the journey required to get there. He details exactly how to shift away from a harsh management style where people end up feeling incompetent, and instead provide the meaningful support necessary for real employee performance management and leadership development.What to Expect in This Episode:The Accountability Tightrope: Joe continues the series focused on balancing high standards with supportive relationships.Recognizing the Enforcer Mindset at Work: What happens when impatient expectations meet an over-reliance on employee self-sufficiency.Why High Accountability Without Support Fails: The real costs of leaving employees to figure things out alone, resulting in fear, low energy, and a lack of creativity. This is also one of the fastest ways to damage workplace culture and hurt employee retention.The Problem with Fully Formed Expectations: Why expecting employees to walk through the door completely knowledgeable sets everyone up for failure.How to Build an On-Ramp for Success: Steps to use collaborative language and stand alongside your team to troubleshoot problems. This is the kind of practical manager training that actually changes behavior.Moving Beyond Pass or Fail Feedback: How to use performance feedback to praise progress and effort, normalize struggles, and build the psychological safety employees need to learn and grow.The Open Door Policy Trap: Why relying on an open door policy transfers responsibility to employees and fails to account for real workplace power dynamics.Shifting to a Go and Ask Mentality: How getting up from your desk to do rounding creates the specific conditions your team needs to thrive, and why this habit is central to lasting employee engagement and leadership coaching that actually sticks. To subscribe to Joe Mull's BossBetter Email newsletter, visit https://BossBetterNow.com For more info on working with Joe Mull, visit https://joemull.com For more info on Boss Hero School, visit https://bossheroschool.com To email the podcast, use bossbetternow@gmail.com #leadership #management #toxicworkculture #teambuilding #workplaceculture #conflictmanagement #employeeengagement #motivation Joe Mull is on a mission to help leaders and business owners create the conditions where commitment takes root and the entire workplace thrives. A dynamic and deeply relatable speaker, Joe combines compelling research, magnetic storytelling, and practical strategies to show exactly how to cultivate loyalty, ignite effort, and build people-first workplaces where both performance and morale flourish. His message is clear: when commitment is activated, engagement rises, teams gel, retention improves, and business outcomes soar. Joe is the founder of Boss Hero School™ and the creator of the acclaimed Employalty™ framework, a roadmap for creating thriving workplaces in a new era of work. He's the author of three books, including Employalty, named a top business book of the year by Publisher's Weekly, and his popular podcast, Boss Better Now, ranks in the top 1% of management shows globally. A former head of learning and development at one of the largest healthcare systems in the U.S., Joe has spent nearly two decades equipping leaders—from Fortune 500 companies like State Farm, Siemens, and Choice Hotels to hospitals, agencies, and small firms—with the tools to lead better, inspire commitment, and build more humane workplace cultures. His insights have been featured in The Wall Street Journal, Forbes, Harvard Business Review, and more. In 2025, Joe was inducted into the Professional Speakers Hall of Fame (CPAE). This is the speaking profession's highest honor, a distinction granted to less than 1% of professional speakers worldwide. It's awarded to speakers who demonstrate exceptional talent, integrity, and influence in the speaking profession For more information visit joemull.com. Timestamps 0:00 The Leadership "Open Door Policy" Trap 0:18 The Accountability Tightrope Summer Series 1:33 Are You an "Enforcer" Boss? 2:22 Defining the Enforcer Mindset in Leadership 3:46 The Danger of Accountability Without Support 4:15 How to Add Meaningful Employee Support 5:13 Collaborative Language for Better Leadership 6:22 How an Open Door Policy Can Fail Your Team 7:34 Shifting to a "Go and Ask" Management Strategy

Brandon Robinson opened Tipsy Putt's first location in downtown Sacramento on November 1, 2019. Four months later, the world shut down.He'd already built and sold a multi-state med spa chain. He'd discovered an indoor mini golf bar in Kirkland, Washington on a packed Monday night and written a $150,000 check for a one-page license agreement to bring it to California. Then COVID took the whole thing to zero overnight.This is the story of what he rebuilt — a four-location brand with its ownidentity, roughly 100,000 app downloads, and a fundraising model that turns investors into opening-day customers.Brandon and Mark get into the real numbers: why post-pandemic sites do $3-6M where they used to do $6-10M, why chasing Class A real estate was the expensive lesson, how to structure a raise as an SPV per market instead of selling equity in the parent, and the brutal honest math of angel investing.Then they close on fatherhood, mentorship, and the grandfather who went from 1930s Detroit foster care to one of the top 100 State Farm agents in the country — and why that story is the whole case for supporting veterans in transition.Website: https://tipsyputt.com/Facebook: https://www.facebook.com/TipsyPutt/Instagram: https://www.instagram.com/tipsyputt/YouTube:  @tipsyputt  ______________________________________________________________If this episode inspires you to be part of the movement, and you believe, like me, that entrepreneurs are the answer to our future, message me so we can join forces to support building truly great companies in our region. -Subscribe to my channel here: https://www.youtube.com/channel/UCom_​... -  Mark Haney is a serial entrepreneur that has experience growing companies worth hundreds of millions of dollars. He is currently the CEO and founder of HaneyBiz -  Instagram: http://instagram.com/themarkhaney​ Facebook: www.facebook.com/themarkhaney LinkedIn: https://www.linkedin.com/in/markehaney​ Website: http://haneybiz.com​ Audio Boom: https://audioboom.com/channels/5005273​  Twitter: http://twitter.com/themarkhaney-This video includes personal knowledge, experiences, and opinions about Angel Investing by seasoned angel investors.  This content is for informational purposes only and should not be construed as legal, tax, investment, or financial advice.  Nothing in this video constitutes a solicitation, recommendation, or endorsement.#thebackyardadvantage #themarkhaneyshow #entrepreneur #PowerOfWith #SacramentoEntrepreneur #Sacramento#SacramentoSmallBusiness #SmallBusiness #GrowthFactory #Investor#podcast

Keke Palmer has spent her life performing for the world, but in this deeply honest conversation with Jay, she shares what it took to finally come home to herself. From childhood fame and anxiety to motherhood, identity, boundaries, and healing, Keke reveals how the practices that saved her life helped her redefine success from the inside out. Together, they explore the courage to honor your emotions, let go of who the world expects you to be, and discover the confidence that comes from choosing yourself. With Love and Gratitude, Jay Shetty A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there. Visit: https://www.statefarm.com/  On Purpose is now Netflix and Spotify exclusive  http://www.netflix.com/onpurposewithjayshetty  https://open.spotify.com/show/5EqqB52m2bsr4k1Ii7sStc?si=33f7898fb334437c  JAY'S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe https://news.jayshetty.me/subscribe   Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00:00 Intro 00:01:06 Honor Uncomfortable Feelings 00:02:57 Escaping the Momentum Trap 00:03:59 What Motherhood Taught Me 00:05:32 My Toddler's Powerful Boundaries 00:07:20 The Potty Training Battle 00:08:35 Seeing Your Parents Differently 00:10:43 How Successful People Think 00:13:08 Depression Started the Journey 00:17:08 How She Survived Success 00:20:16 Why We're All Here 00:22:24 Growing Up a Child Star 00:25:25 Trust the Process 00:27:33 Give That Love to Yourself 00:29:53 Healthy Boundaries Matter 00:31:53 Listen More, Fix Less 00:34:33 Virgos, Leos & Astrology 00:36:07 The Energy You Bring 00:37:45 When Power Feels Unsafe 00:41:13 The Freedom of Speaking Truth 00:44:31 Why Words Matter 00:47:31 Reclaiming Her Voice 00:48:29 The Gift of Awareness 00:50:21 What Makes a Great Partner? 00:55:23 Finding Real Connection 00:57:08 Why Trust Is So Hard 00:59:11 Don't Let Others Define You 01:00:38 Does It Have a Little Sweetness? 01:05:09 What Childhood Taught Me 01:06:50 Practice Self-Compassion 01:08:04 Keke on Final Five Episode Resources: Website | https://kekepalmer.com/  Instagram | https://www.instagram.com/keke  TikTok | https://www.tiktok.com/@kekepalmer Learn more about your ad choices. Visit podcastchoices.com/adchoices

Micky Lawler, Commissioner for Unrivaled Basketball, the successful pro women's basketball 3 on 3 league, joins Sports Business Radio. Lawler is the former President of the WTA (Women's Tennis Association) and she worked for over two decades overseeing the tennis business at Octagon. Lawler shares how Unrivaled Basketball has attracted many of today's biggest women's basketball stars including Paige Bueckers, Angel Reese and Kelsey Plum. The league has attracted blue-chip sponsors such as Sephora and State Farm. Lawler provides unique insights about the future of Unrivaled Basketball, whether the league is complimentary or a competitor of the WNBA and the growth areas for women's sports. This is a fascinating conversation with one of the most seasoned executives in women's sports. LISTEN to Sports Business Radio on Apple podcasts or Spotify podcasts. Give Sports Business Radio a 5-star rating if you enjoy our podcast. Click on the plus sign on our Apple Podcasts page and follow the Sports Business Radio podcast. WATCH SBR interviews by going to the sports business hub on Yahoo Sports and Yahoo Finance at https://sports.yahoo.com/sports-business/ or our YouTube channel at https://www.youtube.com/@sportsbusinessradiopodcast. This week's edition of Sports Business Radio is presented by Boingo Wireless. Teams like the LA Clippers, Atlanta Hawks, Chicago Bears and San Diego Padres trust Boingo to connect their stadiums and arenas with cutting-edge 5G and Wi-Fi.From mobile ticketing to security cameras to kiosks, connect every piece of stadium technology with Boingo's converged wireless networks. As you plan for the future of your stadium, make 5G part of your gameplan and choose Boingo Wireless as your trusted connectivity partner. Learn more by downloading Boingo's free 5G Playbook for Stadiums & Arenas. Head to boingo.com/5Gstadium to get your copy. Sports Business Radio is produced by Bryan Griggs at Griggs Productions dot com #UnrivaledWBB #WNBA #WomensBasketball Learn more about your ad choices. Visit megaphone.fm/adchoices

This past year Progressive usurped State Farm as the nation's biggest personal auto insurer, losing a throne State Farm had held since World War II. The shift sparked a dramatic overhaul at the company, including new agent contracts, sweeping benefit cuts and a big push into AI. WSJ's Jean Eaglesham reports on the fallout. Jessica Mendoza hosts. Further Listening: - Insuring a Home in California Is Getting Harder - Is Florida Just for Rich People Now? Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Senior Associate Editor Renee Kiriluk-Hill breaks down the latest Best's Rankings of the nation's largest mutual property/casualty and life/health insurers, highlighting State Farm's commanding lead in P/C, New York Life's continued dominance in L/H, and notable shifts among the top writers.

Willie Spears, M. Ed., is a highly sought after speaker, critically acclaimed author, educator, and coach who has taken the country by storm with his passionate, energetic, and hilarious approach to teaching life management skills. Through a significant social media presence and an average of 20 presentations per month across multiple states, The Willie Spears Experience has become a trusted source of inspiration.As the lead servant of The Willie Spears Experience LLC, Coach Spears, along with his dedicated team, has added substantial value to hundreds of organizations, schools, colleges, universities and teams. Additionally, he has shared his expertise with several Fortune 500 companies, including State Farm, McDonald's and the Southern Company. Mr. Spears is captivating audiences globally through powerful and interactive presentations that are focused on motivation, leadership, and professional development.Welcome to the Pinkleton Pull-Aside Podcast. On this podcast, let's step aside from our busy lives to have fun, fascinating life-giving conversation with inspiring authors, pastors, sports personalities and other influencers, leaders and followers. Sit back, grab some coffee, or head down the road and let's get the good and the gold from today's guest. Our host is Jeff Pinkleton, Executive Director of the Gathering of the Miami Valley, where their mission is to connect men to men, and men to God. You can reach Jeff at GatheringMV.org or find him on Facebook at The Gathering of the Miami Valley.

What if the body you're living in right now is already sending you signals you've been trained to ignore? Dr. Sofia Din is a board-certified MD and anti-aging specialist who spent decades watching what happens when those signals go unanswered. Today she's doing something about it. In this episode, she breaks down the hormonal shifts most people never hear about, why aging is now being treated as a disease you can actually do something about, and why your skin and your brain have been soul mates since the very first cell of your life. Larry brings his own story into this one, sharing what taking ownership of his health at 78 has looked like and what he's discovered along the way. Together they dig into what it really means to age with agency. Once again, science meets success in The Brain Vault Podcast. ABOUT DR. SOFIA DIN Dr. Sofia Din is a board certified MD with over 25 years of clinical experience and decades in geriatrics and hospital care. She completed her medical training twice, once in Pakistan and again in the United States. Her practice sits at the intersection of longevity, aesthetics, health span, lifespan, and what she calls beauty span. She is the author of Do We Really Need Botox?, the host of the Bathroom Diaries podcast, and publishes on Substack under Dr. Sofia Din. Her physical practice is in Westchester, New York. ABOUT LARRY OLSEN Larry Olsen is a Two-Time Vistage Speaker of the Year and Fortune 50/500 Executive Performance Advisor with 40+ years of client work at Toyota, PepsiCo, Starbucks, Harley-Davidson, Honda, American Airlines, State Farm, Frito Lay, Lexus, and Tropicana. He is the author of Get a Vision and Live It! and the founder of Performance Driven Neurology. IF THIS LANDED FOR YOU The next step is Larry's Brain Hacks Intensive. It is a guided practice that walks you through the foundational mindset shifts Larry teaches Fortune 500 executives. Brain Hacks Intensive: https://neuromindedcollective.com/brain-hacks-challenge CONNECT WITH LARRY Website: larryolsen.com LinkedIn: linkedin.com/in/larry-r-olsen SUBSCRIBE FOR MORE New episodes of the Brain Vault Podcast publish every other Wednesday. Yours in growth, Larry

Marketing insurance agents nationwide sounds like a contradiction, but Uptown Marketing founder Martina Barley built a thirteen person, all female agency doing exactly that. Martina joins Fitz at ROC Vox to talk about her path from an unlicensed State Farm sales assistant to the self described "Michael Jordan of sales," and why the confidence that built her business almost got in the way of leading her team.In this episode, you'll learn how Martina grew Uptown Marketing from three founders to thirteen employees, why she believes sales and leadership are two completely different skill sets, how she convinces insurance agents to actually invest in their online presence, and what she tells clients about AI replacing, or not replacing, their jobs. CHAPTERSCONNECTUptown Marketing → https://uptownmarketing.comThe Marketing Girl (book) → https://www.amazon.com/Marketing-Girl-Trusting-Intuition-Confidence/dp/1956464484ROC Vox → https://rocvox.comSalvatore's → https://salvatores.comNew episodes of Positive Blatherings drop every Tuesday.Recorded at ROC Vox Recording & Production in Bushnell's Basin, NY.Learn more at https://rocvox.com 

California homeowners are about to absorb the steepest home insurance rate increase of any state in the country — a 16% spike that isn't a rounding error but the compounding result of years of regulatory failure. Gavin Newsom's California Department of Insurance kept a stranglehold on rate approvals for so long that major carriers like State Farm and Allstate simply walked away. Residents were left relying on an underfunded state plan nobody wanted, and when the Palisades fire hit and billions in claims came due, the math finally caught up.Now the bill is landing inside escrow accounts and monthly mortgage payments that millions of California families cannot absorb. Overregulation didn't protect consumers — it guaranteed this crisis. The reinsurance market priced the risk that Sacramento refused to acknowledge, and every homeowner in the state is now paying for that bet.This is just one more notch on California's affordability belt. Insurance isn't optional when you carry a mortgage, and when the unavoidable cost of staying becomes unsustainable, people leave. They already are — and this 16% shock is going to accelerate it. The state is not getting cheaper. It is getting more expensive on every axis simultaneously, and the exits are wide open.Subscribe to @reasonablenews for daily news from a perspective the mainstream skips — no spin, no nonsense.#California #InsuranceCrisis #CostOfLivingGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

Senior Associate Editor Renee Kiriluk-Hill details her BestWire reporting showing Progressive strengthened its position as the nation's largest auto insurer in AM Best's latest rankings, increasing its market share while pulling further ahead of State Farm.

State Farm is overhauling the way it sells insurance as it embraces artificial intelligence. WSJ insurance reporter Jean Eaglesham explains why the changes have sparked backlash from agents and customers. Plus, WSJ columnist Christopher Mims explains why tech companies' water usage disclosures don't always tell the full story. Imani Moise hosts. Have you seen an AI-generated post you thought was real? We want to hear from you! Record a voice memo and send it to tnb@wsj.com or leave us a voicemail at (212) 416-2236. Sign up for the WSJ's free Technology newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you hold employees to high standards of performance while being a compassionate leader? The answer is walking the accountability tightrope. In this episode of Boss Better Now, Joe Mull kicks off a special four-part series adapted directly from his live leadership workshops on accountability in leadership. Listen in as he explains why equating caring with leniency leaves teams frustrated and exactly what you need to do to fix it. Many managers fall into a protector mindset where they prioritize comfort and underestimate employee capability. Joe shares real stories from his own career about being overly delicate and nervous about giving feedback to employees because he wanted to be liked. He details exactly how to shift away from rescuing struggling employees and instead provide the productive struggle necessary for growth. What to Expect in This Episode: Why Feedback is the Most Important Leadership Skill: Why vague, subjective language triggers defensiveness and how to avoid it. What is the Accountability Tightrope?: Joe introduces the summer series focused on balancing high standards with supportive relationships. Why "Soft" Leadership Causes Employee Frustration: The real costs of avoiding uncomfortable conversations and letting employees coast. Recognizing the Protector Mindset at Work: How avoiding meaningful work and lowering expectations prevents teams from reaching peak performance, and what the mentor mindset looks like instead. Overcoming the Need to be Liked as a Manager: Joe's personal story about walking on eggshells and how it harms team development. How to Raise Standards When You Already Offer High Support: Steps to articulate clear expectations rooted in culture and values. The Viral Teacher Hack for Correcting Behavior: Stop targeting the person and start naming the standard. Using the Feedback Stack Framework: How to give feedback to employees using objective, behavior-based language that lands without triggering defensiveness. To subscribe to Joe Mull's BossBetter Email newsletter, visit https://BossBetterNow.com For more info on working with Joe Mull, visit https://joemull.com For more info on Boss Hero School, visit https://bossheroschool.com To email the podcast, use bossbetternow@gmail.com #leadership #management #toxicworkculture #teambuilding #workplaceculture #conflictmanagement #employeeengagement #motivation Joe Mull is on a mission to help leaders and business owners create the conditions where commitment takes root and the entire workplace thrives. A dynamic and deeply relatable speaker, Joe combines compelling research, magnetic storytelling, and practical strategies to show exactly how to cultivate loyalty, ignite effort, and build people-first workplaces where both performance and morale flourish. His message is clear: when commitment is activated, engagement rises, teams gel, retention improves, and business outcomes soar. Joe is the founder of Boss Hero School™ and the creator of the acclaimed Employalty™ framework, a roadmap for creating thriving workplaces in a new era of work. He's the author of three books, including Employalty, named a top business book of the year by Publisher's Weekly, and his popular podcast, Boss Better Now, ranks in the top 1% of management shows globally. A former head of learning and development at one of the largest healthcare systems in the U.S., Joe has spent nearly two decades equipping leaders—from Fortune 500 companies like State Farm, Siemens, and Choice Hotels to hospitals, agencies, and small firms—with the tools to lead better, inspire commitment, and build more humane workplace cultures. His insights have been featured in The Wall Street Journal, Forbes, Harvard Business Review, and more. In 2025, Joe was inducted into the Professional Speakers Hall of Fame (CPAE). This is the speaking profession's highest honor, a distinction granted to less than 1% of professional speakers worldwide. It's awarded to speakers who demonstrate exceptional talent, integrity, and influence in the speaking profession For more information visit joemull.com. Timestamps 0:00 Why do vague performance reviews trigger defensiveness? 0:30 How do you navigate the accountability tightrope? 1:54 Why does a soft leadership style backfire? 3:01 What is the protector mindset in management? 4:06 How to stop rescuing your struggling employees 5:39 Overcoming the manager's need to be liked 6:30 How do highly supportive leaders raise standards? 9:14 How to correct behavior by naming expectations 10:28 How to use the feedback stack methodology 11:36 How to bring accountability training to your team

GUEST BIO: Tim Richardson is a nationally recognized leadership, sales, and customer experience speaker with over 30 years entertaining and engaging audiences worldwide. Drawing from his background with IBM, resort management, and consulting across healthcare, hospitality, and financial services, Tim helps leaders and teams maximize peak performance. Clients include Abbott, Merrill Lynch, Nokia, and State Farm. He's also the author of Jump Starts, Wit, and Wisdom to Super Charge Your Day.   HIRE THEM TO SPEAK: Follow Tim Richardson: eSpeakers Bio Follow Scott Bloom: eSpeakers Bio Follow eSpeakers: eSpeakers Marketplace   ABOUT NO MORE BAD EVENTS: Brought to you by eSpeakers and hosted by professional emcee, host, and keynote speaker Scott Bloom, No More Bad Events is where you'll hear from some of the top names in the event and speaking industry about what goes on behind the scenes at the world's most perfectly executed conferences, meetings, and more. Get ready to learn the secrets and strategies to help anyone in the event industry reach their goal of putting on nothing less than world-class events. Learn more at nomorebadevents.com.   ABOUT THE HOST: A veteran comedian and television personality who has built a reputation as the go-to choice for business humor, Scott has hosted hundreds of events over two decades for big and small organizations alike. Scott has also hosted his own weekly VH1 series and recently co-hosted a national simulcast of the Grammy Awards from the Palace Theater. As the son of a successful salesman, he was exposed to the principles of building a business at an early age. As a comedian, Scott cut his teeth at renowned improv and comedy clubs. As a self-taught student of psychology, he's explored what makes people tick and has written a book (albeit a farce) on how to get through life. He's uniquely positioned to deliver significant notes on connecting people and making business seriously funny. And who doesn't like to laugh? Learn more about Scott: scottbloomconnects.com   PRODUCED BY eSpeakers: When the perfect speaker is in front of the right audience, a kind of magic happens where organizations and individuals improve in substantial, long-term ways. eSpeakers exists to make this happen more often. eSpeakers is where the speaking industry does business on the web. Speakers, speaker managers, associations, and bureaus use our tools to organize, promote, and grow successful businesses. Event organizers think of eSpeakers first when they want to hire speakers for their meetings or events. The eSpeakers Marketplace technology lets us and our partner directories help meeting professionals worldwide connect directly with speakers for great engagements. Thousands of successful speakers, trainers, and coaches use eSpeakers to build their businesses and manage their calendars. Thousands of event organizers use our directories every day to find and hire speakers. Our tools are built for speakers, by speakers, to do things that only purpose-built systems can. Learn more at eSpeakers.com.   SHOW CREDITS: Scott Bloom: Host | scottbloomconnects.com Joe Heaps: eSpeakers | jheaps@eSpeakers.com

Emilia Costa has spent nearly 20 years in media and advertising, watching the digital landscape transform from the earliest days of podcast sponsorships to the rise of AI-enabled platforms. She currently serves as Senior Manager of Member Engagement & Development at IAB, where she works with some of the biggest companies shaping the future of digital media and advertising including TikTok, Pinterest, Reddit, Beast Industries and OpenAI. An optimist at heart with a love for trend spotting, she serves as IAB's category lead for the Creator Economy and AI member companies, alongside influential publishers, and broadcasters, and has led strategic sponsorships and thought leadership at events like the NewFronts and IAB's Annual Leadership Meeting (ALM).Before IAB, Emilia spent six years at Vevo leading national integrated marketing and branded entertainment strategy, building campaigns for top advertisers like Apple, Disney, and State Farm with Shawn Mendes, Demi Lovato, and Billie Eilish. Earlier in her career, she was the first dedicated Online Marketing Manager at SPIN, the iconic music publication, and got her start at NPR working on sponsorships in the early days of podcasting.

What if the real threat of AI isn't that it replaces your job — but that it slowly replaces you? In this electrifying episode of The Brain Vault Podcast, Larry sits down with Derek Rydall — bestselling author, founder of the Whole New Human Movement, and host of the globally recognized Emergence podcast — for one of the most expansive conversations we've ever had about human potential, identity, and what we're really here to become. After a near-death experience shattered his understanding of success, Derek spent decades bridging ancient wisdom with modern neuroscience to answer one question: what makes us truly irreplaceable? In this episode, you'll hear: Why AI is the greatest existential crisis and the greatest evolutionary opportunity we've ever faced What the ancient Sanskrit meaning of "human" reveals about who you actually are How the Oracle of Delphi's "Know thyself" was never an affirmation — it was a warning Why your conditions don't determine your destiny, but your character does The race car driver principle that explains why you keep hitting the same walls Why knowledge is not power — and what to do with it instead This conversation isn't just about surviving the AI revolution. It's about finally becoming who you were always meant to be. Connect with Derek at derekrydall.com and grab his book A Whole New Human on Amazon. ABOUT DEREK RYDALL Derek Rydall is the bestselling author of A Whole New Human, The Abundance Project, and Emergence. He is the founder of the Whole New Human Movement and the host of the globally recognized Emergence podcast. Derek bridges ancient wisdom and modern science, drawing on decades of study in psychology, neuroscience, spirituality, and creativity. His work has been forged through profound personal transformation, not theory alone. ABOUT LARRY OLSEN Larry Olsen is a Two-Time Vistage Speaker of the Year and Fortune 50/500 Executive Performance Advisor with 40+ years of client work at Toyota, PepsiCo, Starbucks, Harley-Davidson, Honda, American Airlines, State Farm, Frito Lay, Lexus, and Tropicana. He is the author of Get a Vision and Live It! and the founder of Performance Driven Neurology. IF THIS LANDED FOR YOU The next step is Larry's Brain Hacks Intensive. It is a guided practice that walks you through the foundational mindset shifts Larry teaches Fortune 500 executives. Brain Hacks Intensive: https://neuromindedcollective.com/brain-hacks-challenge CONNECT WITH LARRY Website: larryolsen.com LinkedIn: linkedin.com/in/larry-r-olsen CONNECT WITH DEREK RYDALL Website: DerekRydall.com YouTube: Legendary Life, Derek Rydall Podcast: Emergence Latest Book: A Whole New Human: 10 Ways We Must Evolve to Survive and Thrive in the AI Age SUBSCRIBE FOR MORE New episodes of the Brain Vault Podcast publish every other Wednesday. Yours in growth, Larry

State Farm recently made headlines by flying thousands of its agents to Las Vegas for what turned out to be a dramatic announcement. Behind the Pink concert and Jimmy Fallon selfies, CEO quietly told 19,000 agents he was tearing up their contracts. Anyone staying past 2027 would face lower commissions, lost deferred compensation, and eliminated health benefits. The move signals a massive shift in how one of America’s most storied insurance companies sees its future, and it raises serious questions about what happens when a legacy distribution model collides head-on with a technology-driven competitor. This is just one of the topics that Pirates Christopher Lochhead, Eddie Yoon and Bri Clark discuss on this episode of Pirate Street Journal. Each week, the Category Pirates pick three headlines worth paying attention to and break down the category underneath. You're listening to Christopher Lochhead: Follow Your Different. We are the real dialogue podcast for people with a different mind. So get your mind in a different place, and hey ho, let's go.   State Farm Built an Empire on Agents, Now It’s Cutting Them State Farm is a 104-year-old company built by one Illinois farmer and a network that grew to serve towns too small for anyone else to bother with. That agent network was the moat, the community trust, and the competitive advantage all rolled into one. For decades, agents generated millions in gross revenue through a subscription-like model where selling a homeowner’s policy meant locking in years of recurring premiums. This year, Progressive took the personal auto crown that State Farm had held since World War Two. Progressive sells more than half its auto policies direct, with no agent, powered by AI. State Farm’s response was to bolt an AI initiative onto the same announcement that gutted its agent program, which is a move that many see as too little, too late.   The Real Opportunity State Farm Is Missing Not all agents are created equal, and this is where State Farm’s leadership may be making its biggest error. There are proactive agents who see disruption as opportunity and reactive ones who are already a cost liability. The CEO’s sweeping contract changes treat both groups the same, when the smarter play would be identifying and doubling down on the proactive agents who are the true super consumers of the agent ecosystem. The same logic applies to policy holders. Insurance is a category that can be Money-balled. Some consumers genuinely love insurance, actively seek coverage, and represent enormous lifetime value. Cutting costs to chase switchers who only care about price is a race to the bottom. State Farm should instead be finding ways to use AI to make its best agents more effective and its best customers more loyal, not abandoning the human relationships that made it dominant in the first place.   The Jevons Paradox and What It Means for State Farm A critical lesson from the technology world applies directly to what State Farm is navigating. When AI began generating code, experts predicted the end of software engineering jobs. New data from Signal Fire, which tracked millions of employees across 80 million companies, shows engineers now represent 55% of all new hires at the biggest tech companies, up from 46% in 2019. AI did not kill the job. It made people who do the job more valuable. The same principle could apply to insurance agents. AI handling the routine, administrative, and analytical parts of an agent’s work should free those agents to do what humans do best, which is build trust. Humans love humans, and in a category as personal as insurance, that truth matters enormously. State Farm’s leadership would be wise to remember that the agent on Main Street is not just a cost line. That agent is often the only reason a customer stayed loyal through decades of competing offers. To hear about the other topics in this week’s The Pirate Street Journal, download and listen to this episode. You can also read more Pirate Street Journal entries in the Category Pirates newsletter.   We hope you enjoyed this episode of Christopher Lochhead: Follow Your Different™! Christopher loves hearing from his listeners. Feel free to email him, connect on Facebook, X (formerly Twitter), LinkedIn, and subscribe on Apple Podcast / Spotify!

Nadia and Rob are back in the news (figuratively) as they break down how HB-1 visas and layoffs are impacting tech-heavy city real estate markets, AI-driven changes to State Farm agents' commissions, and the Meta layoffs and the rise of boomerang workers. Later, Nadia rants about rampant corruption as Rob tries to find a red, white, and blue lining in this year's Fourth of July celebrations.Learn more about the topics discussed in the episode today:https://www.ndtv.com/world-news/h-1b-visa-curbs-on-indians-slow-texas-real-estate-us-immigration-policy-11594879/amp/1https://www.wsj.com/finance/state-farms-ai-plan-for-sales-agents-sparks-uproar-a-real-slap-in-the-face-6453e2cbhttps://www.cnbc.com/amp/2026/05/28/michael-dell-trump-accounts-dod.htmlhttps://hrexecutive.com/metas-zuckerberg-weve-made-mistakes-in-ai-transformation/?oly_enc_id=6122G2643790C2ZFind season 6 episode transcripts here: https://drive.google.com/drive/folders/1i5q2ALf97g1pNz1TdSC_OBOlnPcFhsXs?usp=drive_link Connect with us:Visit www.nazconsultants.com to learn more about Dr. Nadia Butt's work in leadership, culture, and organizational effectivenessVisit https://luma.com/trustbydesign for workshops and webinars to use data and AI to build organizational trustSend us your thoughts or topic ideas at inclusivecollectivepodcast@gmail.comFollow Inclusive Collective LinkedIn: https://www.linkedin.com/showcase/inclusivecollective/ YouTube: https://www.youtube.com/@inclusivecollectivepodcast Instagram: https://www.instagram.com/inclusivecollectivepodcast/ Facebook: https://www.facebook.com/InclusiveCollective/ Connect with Nadia: https://www.linkedin.com/in/nadianazbutt/ Connect with Rob: https://www.linkedin.com/in/rob-hadley-utah/

J.C. Hallman discusses the climax of the State Farm and Hursh saga following a major Supreme Court ruling, while intern Maya Henry investigates a surge in bail scams that victims say law enforcement is failing to adequately address. Plus, Stephen Martin details how a new $72 million transmission line built to fix Oklahoma's power congestion has instead sparked secret real estate deals and attracted power-hungry AI data centers. Catch these stories and more on the latest Long Story Short with Shaun Witt.

Sean and Amanda open the show by covering myriad movie news headlines, including the status of Luca Guadagnino's ‘Artificial', new footage released of Tom Cruise in his highly anticipated film, ‘Digger,' and the Academy inviting 529 members, including Jacob Elordi, Teyana Taylor, Josh O'Connor, and more. Then, Sean and Amanda use the new DC film, ‘Supergirl,' which they found creatively and technically empty, as a springboard to have a wide-ranging conversation about the decline in importance of  superhero movie culture. Finally, Chris Ryan joins the show to discuss the (potentially) final film of the ‘Jackass' franchise: ‘Jackass: Best and Last', a movie they all thoroughly enjoyed. (0:00) Intro (0:49) Movie news (23:42) ‘Supergirl' (45:12) What was the superhero movie era? (1:03:23) ‘Jackass: Best and Last' with Chris Ryan Hosts: Sean Fennessey and Amanda Dobbins Guest: Chris Ryan Producer: Jack Sanders Production Support: Lucas Cavanagh Talk to a State Farm agent today to learn how you can choose to bundle and save with the Personal Price Plan®️. Like a good neighbor, State Farm is there®️. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Can AI really clean up messy bookkeeping—and what happens when firms trust it too much? Blake and David break down KPMG's error-filled AI report, the Pentagon's new “Agentic Auditor,” and State Farm's move to tie agent pay to AI. Blake also shares how he used Claude to complete two years of write-up work in hours, with practical lessons on where AI helps, where it fails, and why human review still matters.SponsorsCanopy - http://accountingpodcast.promo/canopyThe Value Builder System - http://accountingpodcast.promo/valueOnPay - http://accountingpodcast.promo/onpayChapters(00:00) - TAP 493 (02:20) - KPMG AI Report Scandal (04:01) - GPTZero Findings Breakdown (05:16) - Hallucinated Case Studies (07:18) - Pentagon Turns to AI Audits (08:33) - Microsoft Copilot Cowork Launch (10:09) - Claude Cowork Write Up Win (15:22) - Recon Fixes and Loan Discovery (20:48) - Future of Agentic Accounting (24:06) - Livestream Q and A TaxGPT (27:01) - AI Review and Human Loop (28:38) - QuickBooks AI Gripe Vibe Coding (31:15) - OnPay Payroll Pitch (32:10) - CPA Fees Rising (33:58) - State Farm AI Agents (37:09) - SpaceX IPO Accounting (39:31) - Musk Disclosure Shift (41:02) - Quarterly Reporting Debate (46:31) - Celebrity Accountant Fraud (50:52) - KPMG Summer Perk Cut (52:24) - Intuit Humanizing AI (55:22) - IRS Data Shared With ICE (57:56) - CPE And Farewell  Show NotesChasing the Hallucinations: KPMG's AI-Powered Attempt at "Redefining Excellence"https://gptzero.me/news/investigations-kpmg/KPMG's AI report becomes an accidental demo of AI hallucinationshttps://www.theregister.com/ai-and-ml/2026/06/12/kpmgs-ai-report-turns-into-a-demo-of-ai-hallucinations/5255029Pentagon turns to AI in push for clean financial audit by 2028https://www.stripes.com/theaters/us/2026-06-11/pentagon-audit-ai-contract-21941885.htmlCopilot Cowork is now generally availablehttps://www.microsoft.com/en-us/microsoft-365/blog/2026/06/16/copilot-cowork-is-now-generally-available/Tax Prep Billing Rates Lift Busy Season 2026https://cpatrendlines.com/2026/04/14/tax-prep-emerges-from-busy-season-2026-as-the-new-engine-for-billing-rates/State Farm overhauls agent contracts, mandates AI usehttps://finance.yahoo.com/technology/ai/articles/state-farm-overhauls-agent-contracts-115756712.htmlSpaceX CFO Bret Johnsen quietly engineered its historic IPO and became an overnight billionairehttps://fortune.com/2026/06/13/spacex-cfo-bret-johnsen-overnight-billionaire-ipo/SpaceX CFO Bret Johnsen joins billionaire ranks after $75B IPO: Trial Balancehttps://www.cfo.com/news/spacex-cfo-bret-johnsen-joins-billionaire-ranks-after-ipo-trial-balance/822848/Investors oppose semiannual reporting, says pollhttps://www.accountingtoday.com/news/investors-oppose-semiannual-reporting-says-pollCFA Institute Investor Perspectives: Quarterly Reporting 2026https://rpc.cfainstitute.org/sites/default/files/docs/research-reports/investor-perspectives-quarterly-reporting-2026.pdfThe Global Freelancer Pay Gap Reporthttps://www.remitly.com/us/en/landing/global-freelancer-pay-gapNick Cannon's Business Accountant Allegedly Embezzles $2 Million, Flees U.S.https://www.tmz.com/2026/05/08/nick-cannon-business-manager-embezzled-millions/KPMG scraps summer early Friday finish for staffhttps://www.cityam.com/kpmg-scraps-summer-early-friday-finish-for-staff/Intuit hires Mother to humanize the QuickBooks maker's AI pitchhttps://adage.com/agencies/accounts-in-review/aa-intuit-hires-mother-as-creative-strategy-partner/After issuing more than $20 billion in tariff refunds, the Trump administration is now pursuing legal action to bring the process to a standstillhttps://fortune.com/2026/06/01/trump-administration-plan-appeal-illegal-ieepa-tariff-universal-refunds/IRS gave 47,000 taxpayers' addresses to ICEhttps://www.accountingtoday.com/news/irs-gave-47-000-taxpayers-addresses-to-iceNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and o...

This Week in Oklahoma Politics, KOSU's Michael Cross talks with Civic Leader Andy Moore and Legislative Advisor Jennifer Monies about Attorney General Gentner Drummond filing a lawsuit against State Farm over fraudulently denied claims, Drummond announcing his campaign for governor raised more than $1 million in the first 48 hours after the primary election and Oklahoma's dismal voter turnout on June 16.The trio also discusses Tulsa pastor Jackson Lahmeyer officially dropping out of the race for Congressional District One and Cleveland County naming State Senator Darrell Weaver as its interim sheriff.

Execs blame it for mass layoffs and students blame it for lack of job opportunities. Polymarket BS, SpaceX valuation and Kevin Warsh is a man of few words. Plus a revolt at State Farm, LT care for municipal workers in Washington state and do Grandkids have a claim on Grandma's estate?

In today's hybrid and digital workplaces, the instinct for many busy managers is to rely on quick tech tools like AI or generic emails to communicate care. Henna Pryor argues this approach is actually backfiring. She challenges leaders to recognize that we are living in an "age of doubt" where skepticism is the default posture, urging them to close their "signal gaps" by aligning what they say with how they actually show up. Joe Mull sits down with Henna for a conversation about workplace trust and leadership skills. As a workplace performance expert, speaker, and author of Good Awkward and the upcoming book The Signal Gap, Henna brings a wide-ranging career background. From surviving the grueling hours of Big Four public accounting to spending fourteen years in executive search, she uses her front-row seat to team dynamics to help leaders build trust at work and become more believable and impactful. Henna breaks down the difference between cheap and costly signals, explaining why simply expressing gratitude is no longer enough to make employees feel valued. She shares stories from her own career (including her first job at a diner and the sting of being ignored as a high-achieving employee) to illustrate the importance of leadership communication. She also warns against "intent smuggling" and the dangers of public microclaims in the digital age. In this episode, you'll learn:

For decades, State Farm represented stability. Then one of the industry's largest carriers announced sweeping changes to contracts, benefits, compensation, and retirement programs.We explore the State Farm shakeup and  what it means for the independent insurance channel. We discuss ownership, choice, customer loyalty, talent shifts, and why the ability to adapt may be the most valuable asset an agency owner has.This conversation is bigger than one company. It's about control, resilience, and what happens when the landscape changes beneath your feet. Because in insurance, the most important question may not be who writes the policy. It's who makes the rules.Learn more at IntegraPartnerNetwork.com.

Go to https://www.zocdoc.com/DWKT and download the Zocdoc app for FREE. Then find and book a top rated doctor today! Go to helixsleep.com/DWKT for their Fourth of July sale and get 20% off sitewide, 25% off Luxe Mattresses, & 30% off Elite MattressesIf you're 21 or older, get 30% OFF your first subscription order with code: DWKT at https://inda.co #indacloudpodIn today's episode, we dive into the a 16 year old drama that has only now resurfaced. In 2010, Kat Von D rented a house that got severely damaged in a house fire that she has always claimed was an electrical fire. The son of her landlord, who was 16 at the time, has now come out to set the record straight, claiming the fire was actually the result of Kat lighting candles and leaving them unattended. That accusation isn't completely new though, as Kat was actually sued by State Farm for almost $1m a couple years after the initial incident - and they asserted the same circumstances led to the fire. They ended up settling and a court never actually ruled on the case so it faded away without public resolution... until now.We Love the Internets:https://www.tiktok.com/t/ZTBVwhmCY/https://www.instagram.com/reel/DZgIowKBF9N/00:00 Introduction03:24 - Did Kat Von D Burn Down His House?24:37 - Kat Von D Responds1:16:10 - Update from Kat + Debunking Her Timeline1:43:44 - Update from Teva + Decoding His DMs with Jeffree Star1:53:57 - We Love the InternetWe hope you enjoyed this episode!  For even more content, go join The Other Girlies over on our Patreon! https://www.patreon.com/c/doweknowthemPlease let us know on Twitter or Instagram if you have any topic suggestions for a future episode! (@lily_marston & @jessismiles__)PS. The girlies have officially entered their short form content era! Follow our official accounts: https://instagram.com/doweknowthempodcast & https://tiktok.com/@doweknowthempodcastBusiness Inquiries: doweknowthempodcast@gmail.comDo We Know Them PodcastHosted by Lily Marston & Jessi Smiles

On today's MJ Morning Show:Psychic predicts mass alien abductions at the World CupMorons in the newsAre you suspicious of your phone updates?Trying to sell fake drugs to copsA guy stole a police K9 truck... with dog and firearmsBailey story 1: The drunk-texting roommateBailey story 2: Uber guy storyReport of shark bite off Davis IslandsMJ received (another) State Farm solicitation letterA classic video game sold for a record $3 millionIce cream shop owners confront guy who left 1 star reviewMark Zuckerberg orders employees to have funChick-fil-A bumped from top spot: 15 top quick-service restaurantsDiddy's release date changed againTaylor Swift wedding stage being built James Franco... is he crazy or is he promoting something with his new Tiktok pageJelly Roll divorceCorey Feldman got seriously ill on a flight... We spoke to Goonies castmate Robert DaviTop pickleball tournament comes to St. PeteRestaurant puts a sign on the door about tippingState enacts new laws restricting nitrous oxide/whippetsForget the rich husband... woman says this is who you should marrySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Why do high-performing men lose their identity in midlife? After 35 years on the front lines of emergency medicine and over 170,000 patients treated, Dr. Kenneth Ro stepped back and named something he was seeing repeatedly. The men coming through his ER weren't just breaking down physically. They were losing their identity, their edge, and their sense of purpose. In this conversation, Larry Olsen sits down with Dr. Ro to talk about what happens when a man's identity gets fused to his profession, and what to do about it before it costs him his health, his relationships, or his career. What you'll hear: • The Triple Caretaker Effect and why most men get the order wrong • Why "midlife crisis" is the wrong frame and what Dr. Ro calls a midlife inflection point • The Stephen Covey line that most leaders have heard but very few apply: climbing the ladder against the wrong wall • Dr. Ro on why silence is a bigger health risk factor than blood pressure or cholesterol • What happens when I've attached who I am to what I do? ABOUT DR. KENNETH RO Dr. Kenneth Ro is a double board certified emergency physician with 35+ years on the front lines of emergency medicine and over 170,000 patients treated. He is the author of Prime: How to Win the Second Half of Life and the founder of the Reclaim Method, a framework helping high-performing men in midlife rebuild their health, clarity, and confidence. Dr. Ro practices in Cypress, Texas. ABOUT LARRY OLSEN Larry Olsen is a Two-Time Vistage Speaker of the Year and Fortune 50/500 Executive Performance Advisor with 40+ years of client work at Toyota, PepsiCo, Starbucks, Harley-Davidson, Honda, American Airlines, State Farm, Frito Lay, Lexus, and Tropicana. He is the author of Get a Vision and Live It! and the founder of Performance Driven Neurology. IF THIS LANDED FOR YOU The next step is Larry's Brain Hacks Intensive. It is a guided practice that walks you through the foundational mindset shifts Larry teaches Fortune 500 executives. Brain Hacks Intensive: https://neuromindedcollective.com/brain-hacks-challenge CONNECT WITH LARRY Website: larryolsen.com LinkedIn: linkedin.com/in/larry-r-olsen CONNECT WITH DR. KENNETH RO Website: kennethromd.com Book: Prime: How to Win the Second Half of Life (Amazon, search Ken Ro MD) SUBSCRIBE FOR MORE New episodes of the Brain Vault Podcast publish every other Wednesday. Yours in growth, Larry

In this episode, we discuss State Farm's controversial decision to reduce commissions for its sales agents due to advancements in AI technology. Additionally, we explore Allbirds' unexpected name change to Smartbirds as they pivot to AI infrastructure, the launch of Pinterest's AI shopping app, and the public's rising skepticism towards AI.Chapters00:00 Introduction02:00 State Farm's Commission Cuts04:12 Allbirds Rebrands to Smartbirds09:24 Achieves $1.45B Valuation15:34 Pew Research on AI Sentiment16:42 Social Media Algorithm Control Show LinksGet Images in Claude with the AI Box MCP: ⁠⁠https://aibox.ai/mcpHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter

If you've ever wondered what your insurance agency is really worth in today's market, and whether now is the right time to sell, this episode cuts straight to the chase. Brandon Schuh and Nick Hartmann sit down with two sharp industry voices: Varada Bhat, Senior Correspondent at the Financial Times' P&C Specialist, and James Graham, Managing Director at MarshBerry, the nation's leading M&A advisory firm for insurance brokerages. Together, they untangle the intersection of AI disruption, carrier strategy, and brokerage valuations in what is shaping up to be one of the most pivotal moments in the history of independent insurance distribution.Varada Bhat opens the conversation with a ground-level view of where the personal lines market stands today, transitioning out of a hard market cycle, into a softer, more competitive landscape where carrier retention has become the new growth strategy. She digs into State Farm's sweeping workforce realignment, the broader shift away from the captive agent model across carriers like Allstate and Nationwide, and how AI is splitting the industry into two camps: those stuck in pilot mode and those already deploying agentic AI across claims and operations. The critical takeaway? Underwriting discipline and customer service still matter more than any algorithm.James Graham follows with the kind of inside-baseball analysis you can only get from someone doing valuation work every single day. He breaks down why private brokerage multiples have held steady even as public broker valuations dropped more than 20% from their March 2025 peak, and why that divergence makes sense. He lays out what buyers are really paying for right now (organic growth, scale, and retention), why the softening market is the real driver of multiple compression, not AI, and why the fundamentals of the insurance brokerage business remain among the strongest of any industry. For agency owners wondering whether to sell now or wait, his perspective is a must-hear.Chapters00:00 Introduction 04:47 Varada Bhat Interview Begins: P&C Market Overview06:28 Carrier Retention as the New Growth Strategy07:24 AI in Insurance: Pilot Phase vs. Deployed Reality09:48 State Farm, Allstate & the Decline of Captive Agents11:55 AI Automation: Simple vs. Complex Insurance Products14:22 Lemonade, Root & the Insuretech Valuation Reality Check16:55 Geico Hires Goldman Sachs CMO: UX and Millennial Strategy19:47 AI Regulation in Insurance: NAIC Guidelines & State Laws21:33 Who's Best Positioned to Win the AI Era?24:40 Personal Cyber Policies & Consumer Data Privacy26:23 Insurance Affordability as a Political Issue32:29 James Graham Interview Begins: MarshBerry Origin Story34:35 Public vs. Private Broker Valuation Divergence39:16 What Buyers Are Really Looking For Today: Organic Growth41:55 Private Equity Activity: Strategic vs. Dry Powder Deals43:58 EBITDA Multiples: Are 11-12x the New Normal?46:06 Debt Leverage, Hold Times & PE Exit Bottlenecks48:02 AI's Role in Brokerage Multiple Compression50:10 Revenue Per Employee & the AI Productivity Argument52:58 Regulation as Insurance's AI Moat55:26 Client Retention Post-Acquisition: What Really Drives It57:48 2026–2027 Outlook: Will Big Blockbuster Deals Continue?Connect with RiskCellar:Website: https://www.riskcellar.com/James GrahamWebsite: https://www.marshberry.com/about/our-team/james-graham/LinkedIn: https://www.linkedin.com/in/james-graham-b91a5214Varada BhatLinkedIn: https://www.linkedin.com/in/varada-bhatBrandon Schuh:Facebook: https://www.facebook.com/profile.php?id=61552710523314LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/Instagram: https://www.instagram.com/schuhpapa/Nick Hartmann:LinkedIn: https://www.linkedin.com/in/nickjhartmann/

In today's episode of the Tactical Dent Tech Podcast, I'm unpacking one of the biggest realizations I've had after this recent hail season: Is high volume really the best business model anymore? After running full throttle for the last month and a half, dealing with packed shops, overwhelmed logistics, insurance bottlenecks, storage issues, delayed approvals, supplements, and technician management — I'm stepping back and evaluating what actually makes sense moving forward. In this episode, I break down: The reality of running a hail shop during a major storm Why State Farm, USAA, and Allstate are disrupting the process Long approval times and supplement delays The hidden cost of storage and tied-up shop space Why body shops become bottlenecks during hail season High volume vs high profit shop models Whether it makes more sense to chase every car… or maximize every claim Why technician pay and retention matter more than ever How insurance company relationships are changing the game Thinking long-term: shop growth, acquisitions, and retirement strategy The truth is, hail repair logistics are changing fast. Insurance companies are tightening the process, approvals are slower, and independent shops are being forced to rethink how they operate. At some point, every shop owner has to ask themselves: Do I want to do more cars… or make more money per car? This episode is an honest look at what happens after the storm settles down and you finally have enough breathing room to evaluate what worked, what didn't, and where the future of your business is headed. Topics Discussed: Paintless Dent Repair (PDR), hail repair business, hail shop logistics, State Farm claims, USAA hail claims, Allstate hail claims, insurance supplements, PDR shop growth, technician retention, hail estimating, CCC1, storage fees, hail damage operations, PDR business strategy, high volume vs high profit, EOS meetings, scaling a dent business, technician pay, shop systems.

Two Hot Takes host, Morgan, is joined by guest co-host Sarah Sherman! Sarah knows a thing or two about squirm inducing experiences, so she's the perfect co-host to tackle these unique stories. Like a boyfriend who wants to close the open relationship after unsatisfactory results, someone who can't figure out why her boyfriend wants to feed her, someone who accidentally purchased ashes and then sold the urn, a guy who asked his friend's mom out.. and more! Can't wait to hear your thoughts on these ones. Checkout Sarah's Special & Content: https://www.hbomax.com/movies/sarah-squirm-live-in-the-flesh/5d79e162-5a0a-4177-9021-79bac1836b07 https://www.instagram.com/sarahsquirm/?hl=en Partners: Credit Karma: Download Credit Karma today and get the credit you deserve. State Farm: This episode is sponsored by State Farm. A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there. Patreon BONUS Content including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WRITE IN TO US!! Our SubReddit! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.reddit.com/r/TwoHotTakes/⁠⁠⁠⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start 05:17 -- Story 1 AITA for not removing my doormat because it scares my neighbor's kid? 13:56 -- Story 2 AITA for ending things and ghosting after finding out she lied about her husband being dead? 23:58 -- Story 3 Fiancé (27m) wanted to try an open relationships, not my first choice but I agreed. Now he's throwing a tantrum that my "bodycount" is 20x his and wants to add rules... 31:14 -- Story 4 I bought a box at goodwill for $5 and i need some advice on a situation that has developed 37:29 -- Story 5 My boyfriend loves to feed me my meals everyday 53:02 -- Story 6 I (25f) have a secret kink that I haven't told my partner (27m) about 1:01:18 -- Story 7 TIFU by asking my friend's mum out Learn more about your ad choices. Visit podcastchoices.com/adchoices

When a workplace is moving a million miles an hour, the natural instinct is to rely solely on technology and efficiency to get things done. Mike Robbins believes this is a missed opportunity. He challenges leaders to prioritize human connection, leaning into the "analog" skills of authentic leadership and vulnerability to build high-performing teams. Joe Mull welcomes Mike to the Boss Better Now podcast for a heartfelt conversation about building stronger and more connected teams. As a former professional baseball player, renowned speaker, and author of five books, Mike draws on a lifetime of teamwork experiences to help leaders cultivate environments where people perform at their best because they feel psychologically safe, valued, and connected. Throughout the discussion, Mike outlines his Authenticity Equation and explains why giving people the space to be honest and imperfect is vital for driving trust in the workplace. He also shares compelling stories from his own life, from getting drafted right out of high school by the New York Yankees to a defining moment with his high school basketball coach, to illustrate the importance of celebrating effort over outcome and modeling the behavior you want to see. In this episode, you'll learn:

Two Hot Takes host, Morgan, is joined by guest co-host Hannah Berner of Giggly Squad! Hannah is back and helping us determining if the people in these stories should have minded their business or not. Like do you tell your DIL she's wrong about the earth being flat? Do you change your outfit because your ex told you to? Or what do you do when your husband's mistress is stalking you?! Speaking of business get ready for her new special on Hulu -- None of my Business!! Can't wait to hear your thoughts on these ones. Checkout Hannah's Special & Content: https://www.hulu.com/movie/hannah-berner-none-of-my-business-dcf075e6-79ce-4cbe-b6a4-153f0970fa88 https://www.instagram.com/HANNAHBERNER/ Partners: Credit Karma: Download Credit Karma today and get the credit you deserve. State Farm: This episode is sponsored by State Farm. A State Farm agent can help you choose the coverage you need. Like a good neighbor, State Farm is there. Patreon BONUS Content including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WRITE IN TO US!! Our SubReddit! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.reddit.com/r/TwoHotTakes/⁠⁠⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start Learn more about your ad choices. Visit podcastchoices.com/adchoices

A new Wall Street Journal study finds that the five biggest home insurers, Allstate, State Farm, Liberty Mutual, United Services Automobile Association, and Farmers Insurance, denied nearly half of all claims last year. The primary driver is an increase in deductibles, which insurers claim is being done to compensate for an increase in weather-related catastrophes. Professor Richard Wolff and producer Nicole Roussell discuss.Professor Richard Wolff is an author & co-founder of the organization Democracy at Work. You can find his work at rdwolff.com.

Two Hot Takes host, Morgan, is joined by guest co-host Joshua Taylor Bassett! Josh just released his first memoir, Rookie, where he shares some vulnerable truths. So it's perfect timing for him to shed some light on if these Reddit stories were a bit too honest or if the truth, however painful, was necessary. From a fiancé that gets a matching tattoo with his girl best friend, to an open mic night gone wrong, to an OP who finds a journal where her husband trashes her, and more! Need your takes on these ones! Checkout Rookie & Joshua's Content: https://www.instagram.com/joshuatbassett/?hl=en https://www.simonandschuster.com/books/Rookie/Joshua-Bassett/9798893311846 https://www.youtube.com/channel/UCkWPW_qkJ2b0a26spv-ymFQ Partners: State Farm: Talk to a State Farm agent today to learn how you can choose to bundle and save with the Personal Price Plan®. Like a good neighbor, State Farm is there®. Prime Video: Obsession is in session. Watch only on Prime. Patreon BONUS Content including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WRITE IN TO US!! Our SubReddit! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.reddit.com/r/TwoHotTakes/⁠⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start Learn more about your ad choices. Visit podcastchoices.com/adchoices

Two Hot Takes host, Morgan, is joined by guest co-host Michaela! We're getting back into stories about some RARE breeds. People that are just a bit out there, wild, or so outrageous we can't even begin to understand. Like a guy who hid his fiancé's engagement ring, a MIL who hates her daughter-in-laws art, a guy who pulled a horrible litter box prank, and more! Can't wait to hear your thoughts on these! Partners: State Farm: Talk to a State Farm agent today to learn how you can choose to bundle and save with the Personal Price Plan®. Like a good neighbor, State Farm is there®. Skims: skims.com/tht What brands are you into lately :) help a girl out with a 2 question survey: https://forms.gle/UxWw3RxGAPRoiYRg8 Patreon BONUS Content including FREE stories: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/TwoHotTakes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW MERCH:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.twohottakes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WRITE IN TO US!! Our SubReddit! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.reddit.com/r/TwoHotTakes/⁠⁠⁠ Full length Video episodes available on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TwoHotTakes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Index: 00:00 -- Start Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Ringer's Bill Simmons give his thoughts on various topics around the NBA with Round 2 of the playoffs well underway (3:06). Then, David Letterman comes on to talk about his upbringing, the evolution of talk shows, sports, and much, much more! (38:51). Host: Bill Simmons Guest: David Letterman Producers: Chia Hao Tat and Eduardo Ocampo This episode is sponsored by State Farm®. Like a good neighbor, State Farm is there.® The Ringer is committed to responsible gaming. Please visit https://fanduel.com/playwithaplan to learn more about the resources and helplines Learn more about your ad choices. Visit podcastchoices.com/adchoices

Drew Lynch is a stand-up comedian known for his self-deprecating humor and sharp storytelling. He rose to fame as a finalist on America's Got Talent, where his performances about living with a stutter earned widespread attention. Beyond stand-up, he has built a strong online following with viral videos and continues to tour nationally. Check out his website DrewLynch.com for dates. IN THE NEWS: Sarah Paulson's “tone-deaf” Met Gala look draws backlash, RFK Jr. targets Zoloft and Prozac in his latest MAHA push to curb America's reliance on prescription drugs, State Farm faces scrutiny over hundreds of alleged violations while experts say Californians won't lose coverage, and Kamala Harris endorses Karen Bass for LA mayor, claiming progress on crime and homelessness.Get it on.Join Dave Rubin and Ron DeSantis live on June 11 at The Fillmore Miami Beach for a rare, unfiltered conversation on Florida's rise and what comes next. Featuring Adam Carolla, Ben Shapiro, and Jillian Michaels, this is a one-night-only event you won't want to miss. Get tickets now: Daverubin.com/eventsFOR MORE WITH DREW LYNCH:SPECIAL: The Stuttering Comedian (Youtube) INSTAGRAM/TIKTOK/YOUTUBE: @thedrewlynchFOR MORE WITH RUDY PAVICH:WEBSITE: RudyPavichComedy.comINSTAGRAM: @ Rudy_Pavich PUNCH UP LIVE: https://punchup.live/rudypavichLIVE SHOWS: May 8 - Las Vegas, NV (2 Shows)May 9 - Las Vegas, NV (2 Shows)May 14 - Covina, CA (Live Podcast)May 15 - Visalia, CAMay 16 - Modesto, CAMay 24 - Costa Mesa, CA (2 Shows)Thank you for supporting our sponsors:BetOnlineCardiff.co/AdamMarathonRewards.comoreillyauto.com/ADAMPluto.tvSHOPIFY.COM/carollaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.