Podcasts about Midas

Americans are marrying later than ever. But is delaying marriage actually costing young adults something deeper? In this episode of Facing the Dark, Wayne and Dr. Kathy unpack Brad Wilcox's warning about the "Midas mindset," the difference between marriage and idolatry, and how to talk to kids about family without making it an idol.

How do you really know if someone will succeed as a producer before you hire them? In this Mailbag episode, we discuss the real traits that separate average producers from the ones who consistently perform, stay longer, and fit the culture.We dive into how DISC profiles, values, and sales strength attributes reveal far more than interviews ever could, why the classic “high D, high I” assumption can backfire, and how stability and alignment often matter more than raw personality.You'll hear lessons learned from years of hiring, scaling agencies, and dealing with turnover plus how understanding how people think, communicate, and stay motivated can completely change the way you build a team.If you want fewer hiring mistakes, stronger culture, and producers who actually stick around, this episode gives you the framework to think differently about talent.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

The price of gold is hitting record highs. This could seem like a glittery situation, but it could foreshadow trouble for the global economy. Drivers of "gold fever" could be causing growing concerns about inflation, debt and geopolitical tensions.

Stroncata dai lettori più affezionati al romanzo di Emily Bronte, la nuova versione cinematografica di "Cime Tempestose" con Jacob Elordi e Margot Robbie, sbanca invece il box office, surclassando l'altra uscita della scorsa settimana, "Crime 101", con Chris Hemsworth impegnato nei panni del ladro galante. In occasione del ventesimo anniversario della serie lanciata da Disney Channel, Miley Cyrus torna a vestire i panni di Hannah Montana in uno speciale in arrivo a Marzo su Disney+. Torna anche Ghostface, in questo caso nei cinema, con il nuovo capitolo della sua saga: per chi non è avvezzo a questi slasher/horror, la rubrica "5 cose che non potete non sapere" è dedicata proprio alla saga di "Scream", che nei prossimi giorni arriverà al settimo capitolo. Tra le novità in uscita nelle sale c'è anche "Midas man", film su Brian Epstein, scopritore dei Beatles. Per chi cerca qualcosa di interessante sulle piattaforme si segnalano, tra le tante, la serie Disney "Love story" di Ryan Murphy, incentrata sul tragico amore tra John F. Kennedy Jr. & Carolyn Bessette e "Portobello", la nuova serie di Marco Bellocchio, disponibile su HBO Max, che racconta i dettagli del caso Tortora. Infine, gli amanti degli anime saranno felici di sapere che Prime sta lavorando al remake di "Ken il guerriero - Fist of the North Star".See omnystudio.com/listener for privacy information.

 Hiring doesn't have to feel like a gamble. In this Mailbag episode, we break down a simple 5-step hiring framework designed to remove guesswork, reduce unknowns, and help you consistently find the right people faster. We walk through why paid traffic creates a predictable candidate pipeline, how assessments help you see past interview “A-game,” why group interviews reveal real behavior, and how structured one-on-ones help you choose the best fit. The conversation also dives into onboarding with clarity, defining success paths, setting activity standards, and focusing on behaviors instead of just results, so new hires know exactly what winning looks like from day one. If you've ever hired out of desperation, struggled with turnover, or felt like your hiring process is reactive instead of intentional, this episode gives you a practical roadmap to build a repeatable hiring system that actually works.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

“It's exciting to be part of the city; we've got so much further to go”On this episode of Drawn Here Not Born Here from We Built This City, Lisa talks to Joe Manning, Managing Director of MIDAS, Manchester's inward investment agency.Joe explains how MIDAS is building relationships between Greater Manchester and leading global cities, creating opportunities for international businesses to invest, collaborate and grow here.You'll hear how the city region's collaborative nature attracted Joe to Manchester, via Yorkshire, London, and Cheshire, and how, as a proud Yorkshire man, he's getting leaders from all over the world excited about Manchester and the way Mancs get things done.They discuss the next decade of growth and what Manchester is really known for around the world, and why cities like Osaka Japan, are calling themselves “the Manchester of the East.”—-----------------------Your host, Lisa Morton, started PR company Roland Dransfield in 1996, one month after the fateful IRA bomb that tore apart the city centre. From that point, the business and its team members have been involved in helping to support the creation of Modern Manchester – across regeneration, business, charity, leisure and hospitality, sport and culture.To celebrate the almost 30 years that Roland Dransfield has spent creating these bonds, Lisa is gathering together some of her Greater Mancunian ‘family' and will be exploring how they have created their own purposeful relationships with the best place in the world.Connect with Lisa and Roland Dransfield:Via our websiteOn InstagramOn X FKA TwitterConnect with Joe and MIDASVia LinkedInVia the MIDAS WebsiteOn this episode, We Built This City has partnered with Manchester Metropolitan University. Wherever your business wants to be, Manchester Met is there to help you go further.Visit mmu.ac.uk/business or follow Business at Manchester Met on LinkedIn, to find out more.

Şirketlerin de tıpkı canlılar gibi doğup, büyüyüp, en nihayetinde yaşlandığını biliyor muydunuz? Midas Podcast'in bu bölümünde, teknoloji devlerinin milyarlarca dolarlık yapay zeka harcamalarından yola çıkarak şirketlerin yaşam döngülerini ve sermaye tahsisi stratejilerini masaya yatırıyoruz. Hangi aşamadaki şirkete nasıl yatırım yapmanız gerektiğini ve değer tuzaklarından nasıl kaçınacağınızı merak ediyorsanız, doğru yerdesiniz. İyi dinlemeler Midas uygulamasını indir: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://app.getmidas.com/gmih/mie6gpeu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X (Twitter): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/getmidas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/get_midas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@midasplus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@midasinkulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Midas'ın Kulakları: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.getmidas.com/midasin-kulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Not: Bu içerik, içeriğin yayınlandığı günkü veriler ve haberler baz alınarak hazırlanmıştır. Eğer varsa içerikte geçen hedef fiyat tahminleri, uzman ve analist yorumları bu içeriğin yayınlandığı tarihte geçerlidir. Bu tahmin ve yorumlar zaman içinde değişkenlik gösterebilmektedir. Bu podcast'te yer alan haberler ve haberlerin içerdiği şirketler hakkındaki bilgiler yatırım danışmanlığı kapsamında değildir. Bahsi geçen hisselerdeki; hisse adı, fiyatı ve grafikleri de dahil temsilidir, yatırım tavsiyesi değildir.

Yatırım dünyasının efsanesi Warren Buffett, 60 yıllık CEO'luk kariyerini Apple ve Amazon satışlarıyla dikkat çeken tarihi bir portföy güncellemesiyle noktalıyor. Midas Podcast'in bu bölümünde, Omaha Kahini'nin koltuğunu devrederken portföyünde yaptığı "temizlik" operasyonunun şifrelerini çözüyor ve bu hamlelerin yatırımcılar için ne anlama geldiğini konuşuyoruz. İyi dinlemeler. Midas uygulamasını indir: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://app.getmidas.com/gmih/mie6gpeu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X (Twitter): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/getmidas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/get_midas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@midasplus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@midasinkulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Midas'ın Kulakları: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.getmidas.com/midasin-kulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Not: Bu içerik, içeriğin yayınlandığı günkü veriler ve haberler baz alınarak hazırlanmıştır. Eğer varsa içerikte geçen hedef fiyat tahminleri, uzman ve analist yorumları bu içeriğin yayınlandığı tarihte geçerlidir. Bu tahmin ve yorumlar zaman içinde değişkenlik gösterebilmektedir. Bu podcast'te yer alan haberler ve haberlerin içerdiği şirketler hakkındaki bilgiler yatırım danışmanlığı kapsamında değildir. Bahsi geçen hisselerdeki; hisse adı, fiyatı ve grafikleri de dahil temsilidir, yatırım tavsiyesi değildir.

De Loodzware Jongens - onbekend maakt niet onbemind! Na de grote namen van vorige week bij de Rockparty of the Year, schakelen De Loodzware Jongens deze week naar een jonge band die je nú moet leren kennen: Reflect Reality. Hun debuutalbum Otherworld verscheen eind januari en geloof ons… dit smaakt naar meer.De hele band schoof enthousiast aan om te praten over hun plannen, hun muzikale roots, werk, hobby's en wat hen drijft als muzikant. En dat enthousiasme werkt aanstekelijk! Natuurlijk is er weer vette muziek, demo-materiaal en alle vaste onderdelen: Rick's Galopje, Rutger's Ballenbak metal nieuws, een onnavolgbare concertagenda van Sidney en de de platenkast van Mike.Vakkundig aan elkaar gepraat als altijd uiteraard door meester speaker Ernst. Voor de diehards is er weer een extra lange 5e helft (XL) met quiz, libellevraag, humor en nóg meer achtergronden die je wilt horen.

In this episode, we explore the real mechanics behind catastrophe insurance, how underwriting discipline, reinsurance strategy, pricing cycles, and regulatory constraints shape the market more than hype or headlines. Featuring insights from SageSure Co-Founder, President & CEO Terrence McLean, who shares lessons from scaling a catastrophe-focused underwriting platform, maintaining carrier profitability, and navigating risk across volatile markets. A practical, operator-level discussion for agents, founders, and insurance leaders.The conversation breaks down where AI is genuinely useful in insurance operations, where it's overrated, and why agent relationships and trust-based distribution still win.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

This week Nightshift Records welcome the Berlin-Brighton kingpin, Markus Saarländer to the guest mix. Bringing his signature progressive and melodic House & Techno sounds to the airwaves for an hour of pure vibes.⚡️Like the Show? Click the [Repost] ↻ button so more people can hear it!

Yatırım dünyasında parayı kazanmak zor, ama paranın alım gücünü korumak çok daha zordur. Midas Podcast'in bu bölümünde; mevduat faizlerinin 2026'daki seyrini, borsanın 16.000 puan yolculuğunu ve Merkez Bankası'nın kritik enflasyon raporunun şifrelerini çözüyoruz. Yeni dönemde paranızın değerini koruyacak stratejiler bu bölümde. İyi dinlemeler. Midas uygulamasını indir: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://app.getmidas.com/gmih/mie6gpeu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X (Twitter): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/getmidas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/get_midas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@midasplus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@midasinkulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Midas'ın Kulakları: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.getmidas.com/midasin-kulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Not: Bu içerik, içeriğin yayınlandığı günkü veriler ve haberler baz alınarak hazırlanmıştır. Eğer varsa içerikte geçen hedef fiyat tahminleri, uzman ve analist yorumları bu içeriğin yayınlandığı tarihte geçerlidir. Bu tahmin ve yorumlar zaman içinde değişkenlik gösterebilmektedir. Bu podcast'te yer alan haberler ve haberlerin içerdiği şirketler hakkındaki bilgiler yatırım danışmanlığı kapsamında değildir. Bahsi geçen hisselerdeki; hisse adı, fiyatı ve grafikleri de dahil temsilidir, yatırım tavsiyesi değildir.

Episode 276-NJ’s New Felony Dingus Law  Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 14 Gun Lawyer — Episode 276 Transcript SUMMARY KEYWORDS New Jersey felony law, accidental discharge, Second Amendment, gun rights, reckless conduct, felony dingus, legal consequences, gun ownership, national reciprocity, pro-gun advocacy, government involvement, legal defense, gun laws, gun ownership statistics, gun control. SPEAKERS Evan Nappen, Teddy Nappen Evan Nappen 00:17 I’m Evan Nappen. Teddy Nappen 00:19 And I’m Teddy Nappen. Evan Nappen 00:20 And welcome to Gun Lawyer. New Jersey now officially has the felony Dingus law. That’s right, folks. It has to do with the criminalization of accidents. That’s it. They’ve been criminalized in New Jersey. Now let me explain why it’s the Dingus law. The reason I call it the Dingus law is that a number of years ago I was in Missouri. It was at the James Farm, Jesse and Frank James Farm. It was a great museum there. It’s a pretty cool place to visit if you’re into western history. You know, Jesse James and such is way up there of one of the fun topics to learn about. As a matter of fact, their famous bank robbery is still the record haul for any bank robbery in the U.S., ever. It was done by James and his gang. In terms of the amount of money stolen, in terms of the value of that money today, versus then, it is the record amount ever stolen. Evan Nappen 01:41 But the thing that’s interesting to me about what happened when I was at that museum is I’m looking at all kinds of things about historical facts about Jesse James and his life and all. I’m reading some things, and it talked about “Dingus” at certain times. You know, talking about things that were going on between him and his men. And I’m like, Dingus, who’s Dingus? So, I asked one of the museum folks there, hey, who is this Dingus that they’re talking about? He goes, oh, that’s Jesse James. What do you mean Jesse James is Dingus? Who called him, you know, Dingus and lived, right? He’s like, no, no, no, no, no. His men did. His men did. What? Why? Well, you see, Jesse was apparently playing around with his gun, practicing spinning or screwing around with it, or who knows what, and he accidentally shot two of his fingers off. It was in front of his men. He shot his fingers off, two of them, and Jesse James would never use profanity. He may have been a stone cold killer, but he would not ever use profanity. So, when he shot his two fingers off, he said, Dingus! Now, I don’t know about you, but if I shot my fingers off, I’d say something a lot more than Dingus. But I guess his men fell off their horses Page – 2 – of 14 laughing, you know, and they nicknamed him Dingus. And I guess if you were one of his men, you could bust his balls and call him Dingus and get away with it. Evan Nappen 03:36 But we call accidental discharges in my office “Dingus” cases in honor of Jesse James, of course. So, any accidental discharge is a Dingus case. Now, I once had a guy that shot himself in the hand with a Glock. And so that, of course, was a Dingus case. This was a number of years ago, and they tried to take away his firearms and his ability to be licensed under that. It wasn’t criminalized, but they did try to disenfranchise him of his gun rights. We fought it hard, and we were able to win and save his gun rights and his gun. About a year later, he shot himself in the hand again with a Sig. So, do you know what he was? He was a Double Dingus. That’s right. Evan Nappen 04:40 Anyway, this new Dingus law, and look, accidents can happen. You can drive your car and have an accident. Accidents happen. But this Dingus law that New Jersey has passed is a felony Dingus law. It now turns accidents into a New Jersey felony. A felony level offense. It’s very important that you understand this, because now it is actually law in New Jersey, and you have to know your rights. You have to stand on your rights. Or you not only risk losing your Second Amendment rights, but you also risk becoming a felon, going to State Prison, and having your life essentially destroyed over this. Because becoming a convicted felon can dramatically affect your career, and your ability to earn a living. Your existence becomes one of a second class citizen, and not just in terms of gun rights. Evan Nappen 05:52 So, I want to do a deep dive here into the felony Dingus law that New Jersey has now made law. And I want to make it clear so that you, my dear listeners, know what to do to protect yourself and hear it straight from me as to what you must do and how you must act. Because it will be difficult for some of you to do what I’m saying. It strikes to a certain degree against what might be your first reaction, but you have to do this. Otherwise the consequences can be dire. So, this new law that New Jersey passed, and it is officially law. It takes accidents and makes them felonies, accidents with firearms, into felony level offenses. And we’re going to take a look at how exactly that gets done. How the Legislature, in passing this law, has done it in such a bizarre way, or sneaky way, devious way, that the impact and reality of it is how I’m going to explain it. Evan Nappen 07:13 So, the law reads, and you can read the bill that passed. It was A4976 and was approved by Murphy as one of his parting gifts on January 20 of this year. (https://pub.njleg.state.nj.us/Bills/2024/A5000/4976_R2.PDF) It says, (1.a.) For the purposes of this act, “Recklessly” shall have the same meaning as set forth in N.J.S. 2C:2-2. Now, 2-2 is where the culpability standards for New Jersey law are laid out. Culpability is the establishment of the level of what has to be demonstrated in order to prove whether you’re culpable for the commission of that offense. These fall under the general requirements of culpability, and normally, culpability has to be proven. It’s a level of proof. Often we think of culpability as needing to show purpose fully. You do something purposefully. We do something knowingly, knowingly. But recklessly and negligently can also be culpability levels in criminal law, and New Jersey is now making “Reckless” as part of this law. Page – 3 – of 14 Evan Nappen 08:56 But reckless isn’t necessarily how you might generically think of it. It’s defined in this culpability statute as follows. So, this is where “Reckless” gets defined that they’re incorporating into the new law. (N.J.S. 2C:2-2.(3)) “Recklessly. A person acts recklessly with respect to a material element of an offense when he consciously disregards a substantial and unjustifiable risk that the material element exists or will result from his conduct. The risk must be of such a nature and degree that, considering the nature and purpose of the actor’s conduct and the circumstances known to him, its disregard involves a gross deviation from the standard of conduct that a reasonable person would observe in the actor’s situation. ‘Recklessness,’ or ‘with recklessness’, or equivalent terms have the same meaning.” Evan Nappen 10:05 Now, if you’re having trouble wrapping your head around what I just said, we’re going to get back to it. But I wanted to give you that, initially, as we go through the bill, and I’m going to show you how it translates into reality under the felony Dingus law. So, New Jersey now says “reckless” is defined as what I just told you, and then they define structure. “‘Structure’ means any building, room, ship, vessel, car, vehicle, or airplane, and also means any place adapted for overnight accommodation of persons or for carrying of business therein.” So, any business establishment, any means of transport, and any room, building or ship is a structure, okay? Now the law says a person commits, oh, a disorderly person’s offense. Oh, well, that’s not a felony, Evan. That’s a disorderly person. It’s New Jersey’s version of misdemeanor. Yeah, I know that, but let’s keep reading. Evan Nappen 11:21 Okay, folks. “A person commits a disorderly persons offense by recklessly discharging a firearm . . .” Well, you might think, why I’d never be reckless. I’d never be reckless. “. . . by recklessly discharging a firearm using live ammunition rounds . . .” So, I guess you can recklessly discharge a blank gun, but whatever. “. . . recklessly discharging a firearm using live ammunition rounds unlawfully or without a lawful purpose, except that a second conviction for such an offense constitutes a crime of the fourth degree, and a third or subsequent conviction for such an offense constitutes crime of the third degree.” So, what happens is this. It ups the degree if you have repeat offenses. Evan Nappen 12:12 So, you say, well, look, man, if I have one problem, at least it’s just a misdemeanor, and it’s not a felony. I don’t become a felony Dingus problem in my life. Well, yeah, because here’s the next part. It says, a person who commits a violation of what I just said, subsection b., technically of this section, shall be charged with a crime of one degree higher than what ordinarily would be charged for such offense, where the violation occurs within 100 yards of an occupied structure. Whoa, whoa. Wait a minute. Wait a minute. So, in other words, if you have an accidental discharge, and that AD was done without lawful purpose, well, if it’s an accidental discharge, what was your lawful purpose for having an accident? Of course, there wasn’t one. It’s baked into the cake. There’s no accident done lost with a lawful purpose. Of course not. So, every accident now, unless you can show there was a lawful purpose to your accident, okay? Every accident done, every accidental discharge without a lawful purpose, within 100 yards of any building, room, ship, vessel, car, vehicle, airplane, place of overnight accommodation or where business is conducted, within 100 yards of any of those occupied places, that Page – 4 – of 14 makes it a felony level offense. A felony level offense. So, now you have your accidental discharge. It’s done without a lawful purpose. Now the law says you have to recklessly discharge a firearm without a lawful purpose. Remember, I told you what reckless was under the law. Evan Nappen 14:24 Now, think about this. Let’s go back to that reckless. A person acts reckless with respect to a material element of the offense when he consciously disregards a substantial and unjustifiable risk that a material element will result from his conduct. Oh, conscientious disregarding a risk that you could, what? Have an accidental discharge. Meaning a discharge without a lawful purpose. And the risk must be of such a nature and degree that considering the nature and purpose of the actor’s conduct and circumstances known to him. Oh, did you know you had a gun? Yeah. Did you know that when you pull the trigger of a gun, it goes bang? Yeah. Did you happen to have ammunition? Yeah. Did you check to make sure the gun was empty? Oh, well, what’s this disregard involves a gross deviation from the standard of conduct that a reasonable person would observe in the actor’s situation. Aha. Gross deviation from standard of conduct that a reasonable person would observe. A reasonable person checks to make sure their gun is unloaded. Were you unreasonable in having that accidental discharge because you failed to ensure that your gun wasn’t loaded? Evan Nappen 16:18 Well, let me tell you who’s going to answer that question. Ultimately, my friends, 12 people who aren’t smart enough to avoid jury duty. That’s who’s going to answer it. Twelve persons who most likely don’t know a whole hell of a lot about guns. And even if they do, they’re not going to like the fact that you didn’t ensure that your gun was unloaded. So, this means that if you have an accidental discharge, a Dingus within 100 yards of any of those, “occupied structures”, which basically is virtually everywhere, you’re now looking at a felony charge, which will make you a convicted felon. It will cost you your gun rights throughout the entire United States, because you’d be a convicted felon. You will face criminal prosecution in New Jersey and loss of your guns and your gun license. Evan Nappen 17:32 So, what does this mean, folks? It means, if you ever have an accidental discharge, SHUT THE F UP!!! That’s right. You do not call the police if you had an accidental issue. You don’t incriminate yourself. You don’t talk about it to anyone. They have criminalized this. You have a Fifth Amendment right against self-incrimination. They did not put any immunity in this law for reporting an accidental discharge. You not only have no obligation to report it, you have a specific Constitutional right now against doing it. Saying you have a right not to do it, because you have a right against self-incrimination. And they’ve made it what is a virtual, almost per se, strict liability, virtually, virtually, offense. At least, how in reality, it’s going to play out. If you have an accidental discharge within 100 yards of that structure and you didn’t have a lawful purpose, did you? Was it reasonable that you deviated from the standard of not ensuring that your gun was unloaded? You can see this felony Dingus problem here, and it now applies throughout New Jersey. Page – 5 – of 14 Teddy Nappen 19:15 One concern, though, Dad, is that. Does the law address, you know, malfunction? Because we’ve had plenty of stories, you know, from the both of the SIG 320 and / or various other pistols that do have, like, mechanical failures. Is that addressed in the law? Evan Nappen 19:34 It’s not addressed in the law. And, you know, maybe if it was an actual SIG problem that can be proven, that it was mechanical, that that would be a defense at law here. You know that would be something where they’re not going to hold the recklessness standard to your conscious disregard of known risk. However, New Jersey has brought a suit against SIG itself for the problem with those guns. I wouldn’t put it past the Government trying to argue that you should have known the risk because you possess a SIG that’s known to have these problems, and we’re suing them over it. And how did you not know that your gun might have this problem? I mean, who knows how extreme they’ll go? I think it is conceivably a good defense, but they’re still going to fight that. I assure you. Evan Nappen 20:37 But short of an actual mechanical defect in a gun, short of that, this law is a huge threat. It is essentially the equivalent of making, if we made every fender bender with a driver, a felony in New Jersey. You would then have a situation where you wouldn’t want to report any car accident. Because upon reporting it, you would immediately have a right against self-incrimination, and you’d be putting yourself in jeopardy of a felony. Well, this is what New Jersey has done with the felony Dingus law to New Jerseyans, and you need to know that. You’re going to have to stand firm on your rights. If you have an AD, the first thing you do is call your lawyer who understands criminal law and understands the gun laws, so that you can be advised on this. It’s critical. The risk here is great, and it will jeopardize your freedom, your livelihood, and your gun rights. You can get at least a year and a half as a maximum, if they go to just the fourth degree level with this offense. So, you’re looking at felony Dingus here. Teddy Nappen 22:13 There’s a bit of irony. When you think about this law, I imagine just go from their perspective. Just the twisted mindset of the gun rights suppressor. In this idea, they’re trying to cut down on accidental discharges, but they’re going to go hidden because of that exact issue. It kind of goes. I remember being explained once in boxing. They did a rule change where they banned rapid punching. You know, we could do, like quick jabs, but in doing so, they required you to punch with an extended arm. They’re like, oh, we’re gonna cut down on the injuries. But it did the opposite. Because people were getting punched with an extended arm, it would cause more concussions. So, it’s just that level of almost self-fulfilling prophecy. It’s not doing anything. It causes the very harm that it meant to prevent. Evan Nappen 22:59 It will. It will. Because now when you have this instead. Let’s say, if you have an accidental discharge, instead of investigating, seeing if it hits somebody or something, or where, when or what it did, you’re going to jeopardize yourself criminally. Now you have to stand on your rights. You’re going to have to just take the Fifth immediately and stand on your rights. Call your attorney. It’s completely criminalized, criminalized. And because of that, your criminal due process rights kick in. And we might, you know, Page – 6 – of 14 normally if they were smart, they would have had an immunity for reporting it. But they don’t. They don’t. There’s no immunity here. If you report it, you’re putting yourself in jeopardy, and you’re giving up your Fifth and Sixth amendment rights by so doing. It is a stupid law. It is not just a Dingus felony, a Dingus law. It is a law passed by Dinguses and signed by Dinguses. It is literally the felony Dingus law, and so aptly named. Evan Nappen 24:10 Hey, on a different subject. Real quick, I just want to mention a landmark little factoid that I think you’ll find pretty cool. The U.S. has broken the firearm ownership number of 500 million. There are over 500 million privately owned firearms in the United States. Boy, that is fantastic. (https://www.thetruthaboutguns.com/us-civilian-gun-ownership-500-million/) Teddy Nappen 24:49 We need to get those numbers up. Evan Nappen 24:52 Yeah, right. We need to get those numbers up. According to the National Shooting Sports Foundation, civilian gun ownership in the U.S. has surpassed the 500 million mark, reaching an estimated 506 million firearms, and the more guns means the more impossibility of banning and seizing them. There is strength in numbers. This figure is based on Federal Manufacturing and import data compiled from 1990 through 2023 using ATF records. And the estimate accounts for firearms manufactured domestically and sold, as well as firearms imported for the commercial market. It also said that there’s continued growth with the ARs in America. Since 1990, 32 million AR-type rifles have entered circulation. 32 million ARs. Talk about being in common use. 32 million. Kind of says it all. Anyway, so we’re way up there. And it says, looking specifically, by the way, at 2023, they said a total of 13,574,653 firearms were made available to the U.S. market when imports were included. So, that was that one year, 2023, over 13 million. Handguns accounted for the majority, with 8,176,000 units, followed by 3,899,000 rifles and 1,498,000 shotguns. So, this is great news. We are definitely the land of firearms, and the Second Amendment is strong in numbers. We’ve broken the 500 million mark for U.S. gun ownership. Evan Nappen 27:23 One other quick note here that I find. A little tidbit here, and this is from militarynyi.com. Mossburg has received a new contract from the Pentagon for about $11.6 million. (https://militarnyi.com/en/news/usa-orders-mossberg-590a1-shotguns-with-custom-barrels-for-drone-interception/) It provides that they’re going to supply Mossberg 590A1 pump shotguns, which are great guns, by the way. I’m going to tell you about 590A1s in a minute. But what’s really cool about this one is that this particular shotgun is designed to combat drones. It’s made to shoot down drones. It has a 17-inch barrel with a specific configuration that’s designed for convenient placement in submarine racks. And it’s also made so that it can use special tungsten shot ammunition, tungsten shot ammo, to shoot down UAVs. And this is literally what the Government said. So, they’ve taken the 590A1s and the load, the shotgun load, is a two ounce number nine bird shot, a tungsten load. And it says it puts a large number of small tungsten pellets, creating a dense cloud ideal for hitting small targets. So, if you thought skeet shooting and trap Page – 7 – of 14 shooting was fun, how about tungsten drone shooting with Mossberg 590A1s. There you go, guys. Now we’re talking about a whole new sport. Teddy Nappen 29:28 Do you remember Amazon delivering those packages with drones? Yeah, well, trap shooting with prizes. Evan Nappen 29:37 Well, there you go. Trap shooting with prizes. But you know something about the 590A1, I gotta tell you. That’s really a great shotgun. And look, I have no financial interest in them. I just love that gun. That gun has a special thing about it when it comes to New Jersey. It is a pump shotgun, military spec shotgun. The 598 one is different from the 590 the a one has a thicker barrel, stronger receiver. It is a really tough shotgun, and it’s a pump shotgun. And because it’s a pump, it’s not semi auto. So, you can have a 590A1 in New Jersey. It can have a nine shot magazine in it. It can have a folding stock. It can have a pistol grip. It can have a bayonet lug, and they do have a bayonet lug. It can have all the whistles and bells on it and not be an assault firearm because it’s a pump shotgun. Only a semi-automatic shotgun falls under New Jersey’s assault firearm law. So, if you really want to have one of the best New Jersey legal combat shotgun with any of the fun features, then the 590A1 is unbeatable for New Jersey. And plus, when you rack that slide, any bad guy hearing that usually registers it in his pants, when you hear that racking going on. So, you should consider having one in your home defense. The 590A1, it’s a great gun. I don’t know if those tungsten loads will be available to the public or not, but this is fun stuff that I wanted to bring to your attention. Evan Nappen 31:32 Hey, let me tell you about our good friends at WeShoot. WeShoot is our gun range that Teddy and I shoot at, and we love it there. They are a fantastic range right in Lakewood, New Jersey, and they have some good specials going on. They have a Sig Sauer P365 Flux, which is the evolution of the micro-compact carry gun, now paired with the FLUX defense chassis for enhanced stability, capacity and speed in a PDW-style platform. They have a Smith & Wesson M&P 9 M2.0 Compact, which is their carry size powerhouse with a flat face trigger, aggressive grip texture, built to perform under pressure with everyday reliability. And they have a Mossberg Gold Reserve Super Sport, a competition-ready over / under, an over and under, 12 gauge with eye-catching scroll engraving, polished blue finish, and a premium walnut stock built for the clay sports game. So, these are just a few of the hot guns being highlighted by WeShoot. You should definitely check them out. Go to weshootusa.com. Evan Nappen 32:52 You can also check out Juliana. She’s fully locked in and in love with her MAC 5, showing off, the versatile fun a modern sporting rifle platform can be. So, go to WeShoot's website – weshootusa.com. You can check out Juliana there with the MAC 5. You can also see the other great photographs that WeShoot prides themselves on. When you go to the range there, you will be very impressed. They have fantastic training, and you can get your certificate there to get your carry. You can also get all kinds of training for both beginners and experienced shooters, as well. They have top people on their staff. It is a great resource that you should take advantage of. Go to weshootusa.com and learn the best kept secret in New Jersey the WeShoot range, a fantastic place. Page – 8 – of 14 Evan Nappen 33:57 Let me also tell you about our good friends at the Association of New Jersey Rifle & Pistol Clubs. They are the stalwart defenders of our gun rights in New Jersey. New Jersey is one tough environment, as you know, and without a great group like the Association, we’d be even worse off. Can you imagine even worse? So we’re there. We’re there with the association. You need to be with us. I’m a member. You need to be a member. It is critical. They’re the ones in Trenton with a full-time paid lobbyist keeping track of the shenanigans going on there. And we’re able to make a difference. Believe it or not. We are. Plus we have the battles ongoing in the courts, and, man, I am excited for them. We have some appellate stuff going on now, an we’re going to be getting some great results. I feel it. I know it. We’ll be reporting about that and telling you all about it here on Gun Lawyer. Evan Nappen 35:00 It’s a slow climb, because the wheels turn slow. But folks, it is. It is something where I know we’re going to be successful, and the Association is there for you, fighting for your rights. Go to anjrpc.org and join today. Make sure you’re part of the solution. Join your official NRA state affiliate, the Association. You’ll get the email alerts to the legislative alerts and court results, and you’ll be on top of things. You’ll get a beautiful newsletter. The best in the state, so you’ll know what’s going on here in New Jersey, and you’ll have the resources of the Association behind you. So, go to anjrpc.org and join today. Evan Nappen 35:58 And while you’re at it, make sure you get a copy of my book, New Jersey Gun Law. It’s the Bible of New Jersey gun law. It’s over 500 pages in a question and answer format. It explains everything you need to know so you can avoid becoming a GOFU in New Jersey. And man, do you need that because New Jersey is crazy. And to not be destroyed by the state’s gun laws, and instead be able to exercise safely and legally your rights. You need my book, New Jersey Gun Law. Go to EvanNappen.com and get your copy today. When you do get your book, right down there on the front cover, make sure you scan the QR code, and you can immediately join for free, my private subscriber base. You’ll be able to access immediately the updates, which I’ll have a new update coming out very shortly here, updating the new laws, doing a comprehensive 2026 Update. You get all that for free. So, your book stays current. Go to EvanNappen.com and get your copy today. Teddy, what do you have for us today? Teddy Nappen 37:15 Well, as we know, Press Checks are always free. And look, everyone has been seeing it on the Left, where they’re all of a sudden now everyone seems to have become an expert on the Second Amendment. As you, which, every time I hear that, I think the words Second Amendment TM – trademark, because it’s their version of the Second Amendment. They never actually go into too many details. But I will say, and this is very funny. From MSN, from this writer, Adam Lynch, “‘Never seen a surge like this:’ Panicked liberals are stocking up on guns..” (https://www.msn.com/en-us/news/us/never-seen-a-surge-like-this-panicked-liberals-are-stocking-up-on-guns/ar-AA1QuJEL) Huh! The 500 million mark is coming into play. But I love this. If you ever want to laugh, read an MSN article, because it’s just so, not just the propaganda, but the sourcing and how it works. It’s, okay. It goes. “NPR reports liberals and members of the LGBTQ community are buying guns to protect themselves as both the White House and national discourse grows increasingly hostile.” I love how Page – 9 – of 14 they cite their sources, NPR. Like NPR is a reputable source, but yeah. And I love this, a random unnamed Maryland Doctor. It just says Maryland Doctor. I’m not saying. Evan Nappen 38:40 Oh, is he related to the Maryland man? Teddy Nappen 38:43 I guess. I know. Maybe he’s from Venezuela or El Salvador. “I’m not saying that’s what’s going to happen. What I’m saying is none of this is out of the question.” In regards to, like, Trump is going to start kicking in doors on like just. And I love this. “Charles, who is black, says he bought his handgun after Trump administration did things that scared him . . .” Okay. Evan Nappen 39:15 Well, I’ll tell you what. Every gun owner is someone with a vested interest in the Second Amendment. So, good. Yeah, good. Teddy Nappen 39:24 And they decided to do interviews. They say 30 sources, unnamed, mind you. Where they’re saying NPR reports, the face of gun ownership is changing. Once perceived as the white, rural and Republican, gun clubs or trainers, Second Amendment advocates and academic researchers now say that liberals, people of color, and LGBTQ members have been buying guns and training with them since Trump’s re-election. First of all, I like how they separate people of color and Republicans when the mass. Evan Nappen 39:54 The Second Amendment is for everybody. Teddy Nappen 39:56 Yeah! Evan Nappen 39:56 It’s for everybody. Teddy Nappen 39:57 Yeah. And also they need to remember that Hispanics overwhelmingly voted for Trump and are leaning conservative. Blacks overwhelmingly, comparatively, Trump had the most vote of black Americans since dating back to Nixon. So, whenever they try to separate out and try to paint the Republican Party as racist. I always remind them of that. It’s just such stupidity on their part. But going into that, I did love this. So, Thomas Boyer, the spokesman for the San Francisco Chapter the Pink Pistols, said, “Armed gays don’t get bashed.” Evan Nappen 40:37 Right! They don’t. Page – 10 – of 14 Teddy Nappen 40:39 I know. Didn’t you actually like, did they bring you on once, the Pink Pistols? Evan Nappen 40:43 They made me an honorary life member of the Pink Pistols, believe it or not, which is fine, great. The Second Amendment is for everyone. And you know, it doesn’t matter whether someone is liberal or conservative or what their sexual preference or race is. It is all our right. All of us have this right, and we always want to be consistent. Whether or not politically I agree with anything on the Left, it doesn’t matter. In the same way that I support their right to free speech, even though I disagree with them. Rights are rights. And the point here is we can have common ground, and we’re seeing common ground. We’re actually seeing it. Because as more of the Left wants guns, that’s great. Join with us, and let’s pass laws that enhance the Second Amendment. As a matter of fact, think of it this way, folks. The anti-Second Amendment, the Second Amendment oppressors, they don’t want the Left to exercise gun rights any more than they want the right to exercise gun rights because they are anti-gun rights. We are pro-gun rights. We want all people. And every time anybody becomes a gun owner, they now get a vested interest in our Second Amendment rights. So, this creates that common ground, and that can include national reciprocity. It can include Pretti’s Law that we’ve talked about, right? It means this is an opportunity. So, don’t let the Left’s political views cloud our commitment to universal Second Amendment rights. Teddy Nappen 42:56 So, going off of that, one of the things the article cited to was a group known as, I never heard of these guys, the Liberal Gun Club. It was from this firearm instructor, David Phillips. They have 30 chapters in other, in other states. And they said their membership has grown from 2,700 in November to 4,500. So, going off of that, I actually wanted to look these guys up to understand, like, what is a Liberal Gun Club? (https://theliberalgunclub.com/) Like it just, you just, you’re going off of that. I hear those two words, and it just doesn’t sound right. And so. Evan Nappen 43:32 But, it is right. It is right. Evan Nappen 43:35 But I know why you would think it wouldn’t be. Teddy Nappen 43:35 I know. Evan Nappen 43:37 Bingo. Teddy Nappen 43:37 Yeah, exactly. And I went to their website, and this is what was funny. The common ground managers, where they go into, we are, they go into. They include and oppose the assault weapon ban as well as restriction of magazine capacity. Page – 11 – of 14 Teddy Nappen 43:37 And this view is directly related to our preference of an enforcement approach rather than regulation. Then, and what’s even funnier, the one thing that I found, the little nugget in their entire list, they are for national reciprocity. Evan Nappen 44:11 The other factor is, and I dug deeper into them, they actually spoke out against Bloomberg and the Moms Demand Action. Evan Nappen 44:11 Okay. So, look at this liberal gun group here, the Liberal Gun Club. Liberal gun group is against the assault firearm ban, against the magazine ban and pro-national reciprocity. Guess what? We’re all on the same page. This is our common ground. This is a common ground that we need to further develop. We need the pro-Second Amendment side to happily join in the same issues that we mutually support. Look, there are things we have differences about, without a doubt, okay? Most of the liberal agenda I am not, not, on board with at all, but that’s okay. Because the issue that I care most about, the issue that is my entire life’s calling and yours as well, Teddy, is the Second Amendment. And if this group is supporting what I support, then we can be together on those issues. We need to be together on those issues and not try to exclude or judge or separate anybody away because we don’t agree with the rest of their politics. I don’t care about the rest of their politics. That’s fine for us to have our differences, but this is where we’re together. And what you just said, there is great. We need more of that. Because that’s how we can finally get the rest of the Left to lay off our rights and to pass something like National Reciprocity, to quit trying to screw with us at every turn, to disenfranchise us from our gun rights. We can unite here. Evan Nappen 46:09 Even better. Teddy Nappen 46:12 Which they go into with the head president of the yet all actions they say you need to take is to donate to them. And what can they do with their donations, or, quote, unquote, saving lives and quote unquote, ending gun violence, or so they say. However, they spend, the national group spends most of their time advocacy related to gun violence focused exclusively on passing stricter gun control laws, which have already been disproven. So, they even agree that gun control fails. They actually agree it does not solve any of the issues that they actually are worried about. And they cited to a book, and this reminded me of one you brought to me once, it was “Restricting Handguns” by Don Kates. Evan Nappen 47:07 Yes! Teddy Nappen 47:08 Where it was the liberal. It was the liberal skeptics guide where, you know, liberals. Page – 12 – of 14 Evan Nappen 47:14 The Liberal skeptics speak out. Okay. Don Kates was one of my mentors when I first became a lawyer. And prior to becoming a lawyer, I was a member of the very first firearm law firm in America. It was Bennison, Kates and Hardy, and I was in the New York City law office of Bennison and Kates. I knew Don Kates and Mark Bennison, and Dave Hardy. Don Kates was out in California, and he was criminology professor. Don Kates was great guy, and he wanted to do this very thing we’re talking about here. Of cross trestling, of uniting, of making liberals see that the Second Amendment is critical for them as well as us. And so, his book “Restricting Handguns – The Liberal Skeptics Speak Out” was all about folks who you would normally think would be anti- Second Amendment and were not. (https://openlibrary.org/books/OL4408746M/Restricting_handguns) Evan Nappen 48:26 Interestingly, Mark Benson, who was the other partner, was a former president of Amnesty International. But Mark was solidly pro-Second Amendment. I mean, Kates taught criminal justice and law in California. Okay? We’re talking about folks you might normally think of on the Left, but were actually hard-core Second Amendment great pro-gun fighters. I’ll tell you. Don Kates was the first guy that I ever met that carried a firearm, regardless. He said, Second Amendment, and that’s it. And I always was impressed how much he believed in the Second Amendment. He was fantastic. And it was great experience working for that firm and being part of the very first firearm law firm in America. Of course, now firearm law is an identified area of practice, but then people had never heard of such a thing. So, Don Kates, with this book, really had a lot of impact, and to this day, it’s still being utilized and cited because the Liberal Gun Club that you talk about is the same idea. And Kate was really ahead of his time in identifying this very thing. We need to join with the other side when they are with us on our issue. Teddy Nappen 50:14 And what was really, really funny is he meant, and there was a similar book where he references a book called “Beyond Control” by Jacob Sullum. He talks about the racist roots of gun control and drug control. (https://www.beyondcontrolbook.net/) Evan Nappen 50:27 There you go. Teddy Nappen 50:28 And it’s that, it’s that inner weaving of the policies to actually put that in perspective, because everyone on the Left, like they typically, are in lockstep on this. But if we can turn this, just like with the trans issue, if we can turn this into a 90/10 issue, we could get national reciprocity. The vast majority like this. Imagine The Trace and Bloomberg having to, I just saw this, just on my feed, where they’re trying to say, don’t go out and buy firearms. Don’t, don’t kid. Telling their liberal followers, don’t go out and buy firearms, even though they’re all calling for the Second Amendment on it. It’s that level. They have so pushed. Page – 13 – of 14 Evan Nappen 51:12 They are so scared to death that, yeah, this very thing that we’re talking about here is actually happening and taking place. And we on the pro-gun side need to put out our hand of friendship to the other side when they’re with us on our issue. Because those that oppose us, the oppressors, are scared to death of it, and with good reason. This can make us win. It can get our rights back. This is the way to do it, folks. I honestly believe and have fought for this. And throughout my legal career, we’ve seen how the liberal causes so-called, whether you know, traditionally where they claim were pro-civil rights, yet they go after a single black mom. Shaneen Allen, who had a carry permit from Pennsylvania and happened to be in the Democratic People’s Republic of New Jersey, gets put through the shredder. It’s the institutionalized racism that our good friend John Petrolino has talked about and shown in the permitting system. These are the things that are out there that the Left, historically, would have been concerned with, but somehow they block it out with guns. No, no. Join. Join together. This can get our movement over the top. Evan Nappen 52:44 The other thing they can do. This will be the Midas touch. Once they see the National Reciprocity and start carrying, all of a sudden, all the things that they were supporting, Red Flag, Universal Background Check, both things are going to predominantly deny them their rights. Because I think there’s a statistic showing, I think, it’s 67 or 68% of liberals or Democrats have mental health issues which screws them out of their rights. So, this is the key to getting them to see that this is the path to victory of how to get the Second Amendment back. Then we can remove all these insane regulations. Evan Nappen 53:22 Incrementally, get to where we need to be. Well, Teddy, I appreciate it. A great, great topic. And I want to tell you about this week’s GOFU, which is, of course, the Gun Owner Fuck Up, where actual clients, actual cases, where we see the problem, and you get to learn the lesson for free. And this week’s GOFU is pretty simple. Don’t involve the police in your life unless you absolutely have to. And what I mean is this. There are mechanisms in law that are there that people have no idea how it suddenly affects your gun rights. And that includes the so- called wellness check, even domestic violence, all these things where they’re played up as extremely important. And I’m not saying they aren’t. But it makes it so that individuals that invoke any of these laws and involve the Government in your life, next thing you know, guns are being seized. Individuals are losing their rights, and they’re having to fight to get them back. Evan Nappen 54:36 Often it’s the very person that invokes the law itself. Yeah, we see this. We get cases where the person called the police to scare their partner or to just get more attention to it. But they don’t realize that gets the entire system to come down on them, taking guns and ruining lives. They have no clue of the impact once the Government gets in your life. Forget it. It’s going to be a fight. It’s the old, I think, Ronald Reagan said, you know, “We’re here from the Government. We’re here to help.” Yeah, that’s the joke, and it’s true. This is what happens. You get a wellness check done, and boom, guns are taken. You’re now fighting for your rights. We get these all the time. Look, I understand. If someone has serious problems and they need help, maybe you’ve got to do it. If you’re being abused, okay. But, you know, if it’s not something that the Government has to get involved in, do not involve the Government. Page – 14 – of 14 Evan Nappen 55:22 Over and over and over again, we get, I get the calls. I call them “the calls of regret”. The phone calls of regret. They’re GOFUs. And yet, for me to even say this, I’ll get criticized. How dare you say that? How about stopping me? We need to know call. I see the reality of it in the practice. I get the phone call of regret when you involve the Government. So, the GOFU is that be very, very careful. Very, very selective, if you ever want to put the Government in your life or a loved one’s life. Because the ramifications, particularly in the Democratic People’s Republic of New Jersey, can be very significant and can dramatically impact yours and your loved ones lives. Evan Nappen 56:47 This is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. 56:57 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E276_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. 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«Sed lentos para juzgar y rápidos para orar por vuestros hermanos».

In this episode, we sit down with Jack Wingate, an experienced small business owner and strategic leader, to unpack what truly drives long-term success in today's competitive business world. From outworking the competition and building disciplined systems to using automation without losing the human touch, Jack shares real-world insights that every entrepreneur and leader needs to hear.This conversation dives deep into leadership mindset, smart resource allocation, team productivity, business scalability, and why consistency and adaptability matter more than shortcuts. Whether you're growing an agency, launching a startup, or leading a team, this episode will leave you with practical strategies and a renewed drive to build something meaningful.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

“Ikigai" felsefesinden yola çıkarak, sadece portföyümüzün değil, hayatımızın da "indirgenmiş nakit akışını" hesaplıyor ve mutluluğu yarına ertelemenin maliyetini tartışıyoruz. Kendi yolunu çizen penguenden sessiz istifaya uzanan bu yolculukta, iş kimliğinin ötesine geçmenin ve Robert Frost'un bahsettiği "gidilmeyen yolları" seçmenin formülünü masaya yatırıyoruz. İyi dinlemeler. Midas uygulamasını indir: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://app.getmidas.com/gmih/mie6gpeu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X (Twitter): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/getmidas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/get_midas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@midasplus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@midasinkulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Midas'ın Kulakları: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.getmidas.com/midasin-kulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Not: Bu içerik, içeriğin yayınlandığı günkü veriler ve haberler baz alınarak hazırlanmıştır. Eğer varsa içerikte geçen hedef fiyat tahminleri, uzman ve analist yorumları bu içeriğin yayınlandığı tarihte geçerlidir. Bu tahmin ve yorumlar zaman içinde değişkenlik gösterebilmektedir. Bu podcast'te yer alan haberler ve haberlerin içerdiği şirketler hakkındaki bilgiler yatırım danışmanlığı kapsamında değildir. Bahsi geçen hisselerdeki; hisse adı, fiyatı ve grafikleri de dahil temsilidir, yatırım tavsiyesi değildir.

Yıllardır 'sakin liman' olarak bilinen Japonya piyasaları, Başbakan Takaichi'nin hamleleriyle küresel bir riskin merkezine yerleşti. Midas Podcast'in bu bölümünde, Tokyo'daki tahvil krizinin Wall Street'ten Borsa İstanbul'a uzanan olası etkilerini ve 8 Şubat seçim senaryolarını masaya yatırıyoruz. İyi dinlemeler. Midas uygulamasını indir: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://app.getmidas.com/gmih/mie6gpeu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X (Twitter): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/getmidas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/get_midas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@midasplus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@midasinkulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Midas'ın Kulakları: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.getmidas.com/midasin-kulaklari⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Not: Bu içerik, içeriğin yayınlandığı günkü veriler ve haberler baz alınarak hazırlanmıştır. Eğer varsa içerikte geçen hedef fiyat tahminleri, uzman ve analist yorumları bu içeriğin yayınlandığı tarihte geçerlidir. Bu tahmin ve yorumlar zaman içinde değişkenlik gösterebilmektedir. Bu podcast'te yer alan haberler ve haberlerin içerdiği şirketler hakkındaki bilgiler yatırım danışmanlığı kapsamında değildir. Bahsi geçen hisselerdeki; hisse adı, fiyatı ve grafikleri de dahil temsilidir, yatırım tavsiyesi değildir.

In this insightful episode, we sit down with an entrepreneur, sales strategist, and creator of Racing Snail and Leaderboard Legends, Seth Preus. We explore leadership, motivation, sales productivity, accountability, and performance psychology. His work has transformed the approach of thousands of professionals to productivity and team engagement.From understanding intrinsic motivation and building accountability-driven cultures to using data intelligently, improving ROI, and creating systems that help teams stay consistent, focused, and inspired, this conversation unpacks what it truly takes to build high-performing teams that grow sustainably, lead with purpose, and deliver long-term results in business and life.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Send us a textIn this episode of Corporate Life, Hina Siddiqui sits down with Connor Treacy to explore the volatile yet rewarding journey of challenging the status quo in the high-stakes worlds of nightlife and political event production. Connor shares his evolution as a non-conformist leadership figure, moving from teenage party promoter to working with major artists at Universal Music Group and producing large-scale events for the Democratic Party. He offers a raw look at the "unsexy" side of being an entrepreneur, including a moment where he nearly quit after a public failure.Connor discusses the importance of a calculated risk over a blind leap and why making bold decisions to protect his reputation is his most valuable currency. From the adrenaline of viral mansion parties to the steady growth of civic engagement, this conversation is for any CEO or founder ready for thinking differently in business and playing bigger. Learn how to stop breaking business rules for vanity and start using them to build a durable, high-impact career.Key Takeaways Success is often preceded by public failures that test your resolve. Reputation and reliability are more important than any single "viral" hit when challenging the status quo. Diversifying your skills from entertainment into civic and corporate spaces creates a more durable foundation for non-conformist leadership.Episode Highlights The turning point where a massive financial loss almost led Connor to quit the industry. How a viral party transition led to booking major rappers and working with Universal Music Group. The strategic shift from the glamor of nightlife to the impact of political event organizing. Why being the "smartest person in the room" is a trap compared to constant learning.Timestamps 00:00 - Introduction to Connor Treacy and his L.A. upbringing 05:30 - The early days of high school promoting and viral parties 12:15 - Facing a $7,500 failure and the lesson of "Midas touch" 22:45 - Working with Universal Music Group and elite nightlife 35:10 - Transitioning to political events and the Democratic Party 48:20 - The fear of irrelevance and the value of a solid reputationAbout the GuestConnor Treacy is a Los Angeles–based entrepreneur whose career spans nightlife, music, startups, and civic leadership. He went from throwing a viral mansion party at 19 to co-founding a West Hollywood nightclub generating $4M+ annually, then reinvented himself in music, venture building, and public leadership. His story is about reinvention, resilience, and building spaces where people collide, feel seen, and leave changed.Connect with Guest Website: https://connortreacy.com/Instagram: https://www.instagram.com/theconnortreacy/LinkedIn: https://www.linkedin.com/in/connortreacy/Connect with Hina WEBSITE I https://thehinasiddiqui.com/ LINKEDIN I / hinasiddiqui INSTAGRAM I @hinawithwings YOUTUBE I / @thehinasiddiqui Email I hina@thehinasiddiqui.comCheck out Hina's books: https://amzn.to/3B65Wz7Production Credit: Edited and produced by @the32collective_ / https://www.the32collective.co/

In Episode 48 of Chain Reactions, we sit down with Ben Sanders, Chief Growth Officer at [Rootstock Labs](https://rootstock.io/), to unpack what it takes to grow the oldest Bitcoin sidechain in an industry obsessed with short-term wins.Ben came into crypto with zero degen credentials. His background spans management consulting at Bain, go-to-market at WorldPay ahead of their IPO, and executive roles at fintech startups like Chipper Cash. He joined Rootstock for an interim role and ended up staying to lead growth for a chain that's been quietly building Bitcoin programmability for nearly a decade.**We cover:**- How Ben learned Bitcoin, crypto, and Rootstock all at once (with no prior Web3 experience)- The origin of Rootstock: Argentinian Bitcoiners building EVM compatibility on Bitcoin before it was cool- Why Rootstock is the "next best thing to Bitcoin" with 90% of Bitcoin's hash rate- The 3 A's framework for growth: Awareness, Attractiveness, Accessibility- Market entry strategies for Korea (retail, CEX listings) vs Japan (institutional, relationship-driven)- Rootstock Institutional and the $260B opportunity in dormant Bitcoin- Why long-term brand building is the most underrated tactic in Web3We also get into TradFi-DeFi convergence, why airdrops are overrated, and what it means to "run your own race" when every project around you is chasing flavor-of-the-month narratives.---**Timestamps**00:00 – Intro and getting started02:00 – Ben's path: Bain, WorldPay, fintech startups, zero crypto background05:30 – Learning Bitcoin, crypto, and Rootstock all at once07:30 – The shift back to utility and self-sovereignty of money09:30 – What is Rootstock: Argentinian Bitcoiners and programmable Bitcoin11:30 – Rootstock vs Rootstock Labs vs RIF token explained14:00 – First priority as CGO: interoperability and on-ramps17:00 – Why Rootstock over other Bitcoin L2s (safety, security, hash rate)20:00 – Bitcoin holders vs retail degens: different audiences, different approaches24:00 – The 3 A's framework: Awareness, Attractiveness, Accessibility26:00 – Market entry into Korea and Japan with Myosin28:30 – Korea Blockchain Week and the Korbit listing31:00 – 2026 focus: consolidation over expansion32:30 – Rootstock Institutional and unlocking $260B in dormant Bitcoin40:00 – TradFi and DeFi convergence: the industry is finally catching up44:00 – Where Rootstock fits as the space matures47:00 – Alpha for Bitcoin holders: what's coming in the next 6-9 months51:00 – Rapid fire: most underrated marketing tactic (long-term brand building)53:30 – Rapid fire: most overrated tactic (airdrops, renting TVL)55:30 – Projects doing it right: Morpho, Midas, Wheeler57:30 – Biggest learning: stay focused, run your own race---**Show Notes & Mentions**-

In this episode, we are honored to sit with Sheppard Bowen, co-founder of EVER.PARTY and a former Farmers Insurance agency owner to talk about what actually drives long-term success in the insurance business. From consistency and lead generation to retention, tracking, and team motivation, this conversation breaks down the real levers behind sustainable growth. This episode is a must-listen for agents and entrepreneurs who want clarity, structure, and real growth strategies that work in the real world.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

What if the most transformative thing you can do for your writing craft and author business is to face what you fear? How can you can find gold in your Shadow in the year ahead? In this episode, I share chapters from Writing the Shadow: Turn Your Inner Darkness Into Words. In the intro, curated book boxes from Bridgerton's Julia Quinn; Google's agentic shopping, and powering Apple's Siri; ChatGPT Ads; and Claude CoWork. Balancing Certainty and Uncertainty [MoonShots with Tony Robbins]; and three trends for authors with me and Orna Ross [Self-Publishing with ALLi Podcast]; plus, Bones of the Deep, Business for Authors, and Indie Author Lab. This show is supported by my Patrons. Join my Community at Patreon.com/thecreativepenn  Joanna Penn writes non-fiction for authors and is an award-winning, New York Times and USA Today bestselling author of thrillers, dark fantasy, and memoir as J.F. Penn. She's also an award-winning podcaster, creative entrepreneur, and international professional speaker. What is the Shadow? The ‘creative wound' and the Shadow in writing The Shadow in traditional publishing The Shadow in self-publishing or being an indie author The Shadow in work The Shadow in money You can find Writing the Shadow in all formats on all stores, as well as special edition, workbook and bundles at www.TheCreativePenn.com/shadowbook Writing the Shadow: Turn Your Inner Darkness Into Words The following chapters are excerpted from Writing the Shadow: Turn Your Inner Darkness Into Words by Joanna Penn. Introduction. What is the Shadow? “How can I be substantial if I do not cast a shadow? I must have a dark side also if I am to be whole.” —C.G. Jung, Modern Man in Search of a Soul We all have a Shadow side and it is the work of a lifetime to recognise what lies within and spin that base material into gold. Think of it as a seedling in a little pot that you're given when you're young. It's a bit misshapen and weird, not something you would display in your living room, so you place it in a dark corner of the basement. You don't look at it for years. You almost forget about it. Then one day you notice tendrils of something wild poking up through the floorboards. They're ugly and don't fit with your Scandi-minimalist interior design. You chop the tendrils away and pour weedkiller on what's left, trying to hide the fact that they were ever there. But the creeping stems keep coming. At some point, you know you have to go down there and face the wild thing your seedling has become. When you eventually pluck up enough courage to go down into the basement, you discover that the plant has wound its roots deep into the foundations of your home. Its vines weave in and out of the cracks in the walls, and it has beautiful flowers and strange fruit. It holds your world together. Perhaps you don't need to destroy the wild tendrils. Perhaps you can let them wind up into the light and allow their rich beauty to weave through your home. It will change the look you have so carefully cultivated, but maybe that's just what the place needs. The Shadow in psychology Carl Gustav Jung was a Swiss psychologist and the founder of analytical psychology. He described the Shadow as an unconscious aspect of the human personality, those parts of us that don't match up to what is expected of us by family and society, or to our own ideals. The Shadow is not necessarily evil or illegal or immoral, although of course it can be. It's also not necessarily caused by trauma, abuse, or any other severely damaging event, although again, it can be. It depends on the individual. What is in your Shadow is based on your life and your experiences, as well as your culture and society, so it will be different for everyone. Psychologist Connie Zweig, in The Inner Work of Age, explains, “The Shadow is that part of us that lies beneath or behind the light of awareness. It contains our rejected, unacceptable traits and feelings. It contains our hidden gifts and talents that have remained unexpressed or unlived. As Jung put it, the essence of the Shadow is pure gold.” To further illustrate the concept, Robert Bly, in A Little Book on the Human Shadow,uses the following metaphor: “When we are young, we carry behind us an invisible bag, into which we stuff any feelings, thoughts, or behaviours that bring disapproval or loss of love—anger, tears, neediness, laziness. By the time we go to school, our bags are already a mile long. In high school, our peer groups pressure us to stuff the bags with even more—individuality, sexuality, spontaneity, different opinions. We spend our life until we're twenty deciding which parts of ourselves to put into the bag and we spend the rest of our lives trying to get them out again.” As authors, we can use what's in the ‘bag' to enrich our writing — but only if we can access it. My intention with this book is to help you venture into your Shadow and bring some of what's hidden into the light and into your words. I'll reveal aspects of my Shadow in these pages but ultimately, this book is about you. Your Shadow is unique. There may be elements we share, but much will be different. Each chapter has questions for you to consider that may help you explore at least the edges of your Shadow, but it's not easy. As Jung said, “One does not become enlightened by imagining figures of light, but by making the darkness conscious. The latter procedure, however, is disagreeable and therefore not popular.” But take heart, Creative. You don't need courage when things are easy. You need it when you know what you face will be difficult, but you do it anyway. We are authors. We know how to do hard things. We turn ideas into books. We manifest thoughts into ink on paper. We change lives with our writing. First, our own, then other people's. It's worth the effort to delve into Shadow, so I hope you will join me on the journey. The creative wound and the Shadow in writing “Whatever pain you can't get rid of, make it your creative offering.” —Susan Cain, Bittersweet  The more we long for something, the more extreme our desire, the more likely it is to have a Shadow side. For those of us who love books, the author life may well be a long-held dream and thus, it is filled with Shadow. Books have long been objects of desire, power, and authority. They hold a mythic status in our lives. We escaped into stories as children; we studied books at school and college; we read them now for escape and entertainment, education and inspiration. We collect beautiful books to put on our shelves. We go to them for solace and answers to the deepest questions of life. Writers are similarly held in high esteem. They shape culture, win literary prizes, give important speeches, and are quoted in the mainstream media. Their books are on the shelves in libraries and bookstores. Writers are revered, held up as rare, talented creatures made separate from us by their brilliance and insight. For bibliophile children, books were everything and to write one was a cherished dream. To become an author? Well, that would mean we might be someone special, someone worthy. Perhaps when you were young, you thought the dream of being a writer was possible — then you told someone about it. That's probably when you heard the first criticism of such a ridiculous idea, the first laughter, the first dismissal. So you abandoned the dream, pushed the idea of being a writer into the Shadow, and got on with your life. Or if it wasn't then, it came later, when you actually put pen to paper and someone — a parent, teacher, partner, or friend, perhaps even a literary agent or publisher, someone whose opinion you valued — told you it was worthless. Here are some things you might have heard: Writing is a hobby. Get a real job. You're not good enough. You don't have any writing talent. You don't have enough education. You don't know what you're doing. Your writing is derivative / unoriginal / boring / useless / doesn't make sense. The genre you write in is dead / worthless / unacceptable / morally wrong / frivolous / useless.  Who do you think you are? No one would want to read what you write. You can't even use proper grammar, so how could you write a whole book? You're wasting your time. You'll never make it as a writer. You shouldn't write those things (or even think about those things). Why don't you write something nice? Insert other derogatory comment here! Mark Pierce describes the effect of this experience in his book The Creative Wound, which “occurs when an event, or someone's actions or words, pierce you, causing a kind of rift in your soul. A comment—even offhand and unintentional—is enough to cause one.” He goes on to say that such words can inflict “damage to the core of who we are as creators. It is an attack on our artistic identity, resulting in us believing that whatever we make is somehow tainted or invalid, because shame has convinced us there is something intrinsically tainted or invalid about ourselves.” As adults, we might brush off such wounds, belittling them as unimportant in the grand scheme of things. We might even find ourselves saying the same words to other people. After all, it's easier to criticise than to create. But if you picture your younger self, bright eyed as you lose yourself in your favourite book, perhaps you might catch a glimpse of what you longed for before your dreams were dashed on the rocks of other people's reality. As Mark Pierce goes on to say, “A Creative Wound has the power to delay our pursuits—sometimes for years—and it can even derail our lives completely… Anything that makes us feel ashamed of ourselves or our work can render us incapable of the self-expression we yearn for.” This is certainly what happened to me, and it took decades to unwind. Your creative wounds will differ to mine but perhaps my experience will help you explore your own. To be clear, your Shadow may not reside in elements of horror as mine do, but hopefully you can use my example to consider where your creative wounds might lie. “You shouldn't write things like that.” It happened at secondary school around 1986 or 1987, so I would have been around eleven or twelve years old. English was one of my favourite subjects and the room we had our lessons in looked out onto a vibrant garden. I loved going to that class because it was all about books, and they were always my favourite things. One day, we were asked to write a story. I can't remember the specifics of what the teacher asked us to write, but I fictionalised a recurring nightmare. I stood in a dark room. On one side, my mum and my brother, Rod, were tied up next to a cauldron of boiling oil, ready to be thrown in. On the other side, my dad and my little sister, Lucy, were threatened with decapitation by men with machetes. I had to choose who would die. I always woke up, my heart pounding, before I had to choose. Looking back now, it clearly represented an internal conflict about having to pick sides between the two halves of my family. Not an unexpected issue from a child of divorce. Perhaps these days, I might have been sent to the school counsellor, but it was the eighties and I don't think we even had such a thing. Even so, the meaning of the story isn't the point. It was the reaction to it that left scars. “You shouldn't write things like that,” my teacher said, and I still remember her look of disappointment, even disgust. Certainly judgment. She said my writing was too dark. It wasn't a proper story. It wasn't appropriate for the class. As if horrible things never happened in stories — or in life. As if literature could not include dark tales. As if the only acceptable writing was the kind she approved of. We were taught The Prime of Miss Jean Brodie that year, which says a lot about the type of writing considered appropriate. Or perhaps the issue stemmed from the school motto, “So hateth she derknesse,” from Chaucer's The Legend of Good Women: “For fear of night, so she hates the darkness.” I had won a scholarship to a private girls' school, and their mission was to turn us all into proper young ladies. Horror was never on the curriculum. Perhaps if my teacher had encouraged me to write my darkness back then, my nightmares would have dissolved on the page. Perhaps if we had studied Mary Shelley's Frankenstein, or H.P. Lovecraft stories, or Bram Stoker's Dracula, I could have embraced the darker side of literature earlier in my life. My need to push darker thoughts into my Shadow was compounded by my (wonderful) mum's best intentions. We were brought up on the principles of The Power of Positive Thinking by Norman Vincent Peale and she tried to shield me and my brother from anything harmful or horrible. We weren't allowed to watch TV much, and even the British school drama Grange Hill was deemed inappropriate. So much of what I've achieved is because my mum instilled in me a “can do” attitude that anything is possible. I'm so grateful to her for that. (I love you, Mum!) But all that happy positivity, my desire to please her, to be a good girl, to make my teachers proud, and to be acceptable to society, meant that I pushed my darker thoughts into Shadow. They were inappropriate. They were taboo. They must be repressed, kept secret, and I must be outwardly happy and positive at all times. You cannot hold back the darkness “The night is dark and full of terrors.” —George R.R. Martin, A Storm of Swords It turned out that horror was on the curriculum, much of it in the form of educational films we watched during lessons. In English Literature, we watched Romeo drink poison and Juliet stab herself in Zeffirelli's Romeo and Juliet. In Religious Studies, we watched Jesus beaten, tortured, and crucified in The Greatest Story Ever Told, and learned of the variety of gruesome ways that Christian saints were martyred. In Classical Civilisation, we watched gladiators slaughter each other in Spartacus. In Sex Education at the peak of the AIDS crisis in the mid-'80s, we were told of the many ways we could get infected and die. In History, we studied the Holocaust with images of skeletal bodies thrown into mass graves, medical experiments on humans, and grainy videos of marching soldiers giving the Nazi salute. One of my first overseas school field trips was to the World War I battlegrounds of Flanders Fields in Belgium, where we studied the inhuman conditions of the trenches, walked through mass graves, and read war poetry by candlelight. As John McCrae wrote: We are the Dead. Short days agoWe lived, felt dawn, saw sunset glow,Loved and were loved, and now we lie, In Flanders fields. Did the teachers not realise how deeply a sensitive teenager might feel the darkness of that place? Or have I always been unusual in that places of blood echo deep inside me? And the horrors kept coming. We lived in Bristol, England back then and I learned at school how the city had been part of the slave trade, its wealth built on the backs of people stolen from their homes, sold, and worked to death in the colonies. I had been at school for a year in Malawi, Africa and imagined the Black people I knew drowning, being beaten, and dying on those ships. In my teenage years, the news was filled with ethnic cleansing, mass rape, and massacres during the Balkan wars, and images of bodies hacked apart during the Rwandan genocide. Evil committed by humans against other humans was not a historical aberration. I'm lucky and I certainly acknowledge my privilege. Nothing terrible or horrifying has happened to me — but bad things certainly happen to others. I wasn't bullied or abused. I wasn't raped or beaten or tortured. But you don't have to go through things to be afraid of them, and for your imagination to conjure the possibility of them. My mum doesn't read my fiction now as it gives her nightmares (Sorry, Mum!). I know she worries that somehow she's responsible for my darkness, but I've had a safe and (mostly) happy life, for which I'm truly grateful. But the world is not an entirely safe and happy place, and for a sensitive child with a vivid imagination, the world is dark and scary. It can be brutal and violent, and bad things happen, even to good people. No parent can shield their child from the reality of the world. They can only help them do their best to live in it, develop resilience, and find ways to deal with whatever comes. Story has always been a way that humans have used to learn how to live and deal with difficult times. The best authors, the ones that readers adore and can't get enough of, write their darkness into story to channel their experience, and help others who fear the same. In an interview on writing the Shadow on The Creative Penn Podcast, Michaelbrent Collings shared how he incorporated a personally devastating experience into his writing:  “My wife and I lost a child years back, and that became the root of one of my most terrifying books, Apparition. It's not terrifying because it's the greatest book of all time, but just the concept that there's this thing out there… like a demon, and it consumes the blood and fear of the children, and then it withdraws and consumes the madness of the parents… I wrote that in large measure as a way of working through what I was experiencing.” I've learned much from Michaelbrent. I've read many of his (excellent) books and he's been on my podcast multiple times talking about his depression and mental health issues, as well as difficulties in his author career. Writing darkness is not in Michaelbrent's Shadow and only he can say what lies there for him. But from his example, and from that of other authors, I too learned how to write my Shadow into my books. Twenty-three years after that English lesson, in November 2009, I did NaNoWriMo, National Novel Writing Month, and wrote five thousand words of what eventually became Stone of Fire, my first novel. In the initial chapter, I burned a nun alive on the ghats of Varanasi on the banks of the Ganges River. I had watched the bodies burn by night on pyres from a boat bobbing in the current a few years before, and the image was still crystal clear in my mind. The only way to deal with how it made me feel about death was to write about it — and since then, I've never stopped writing. Returning to the nightmare from my school days, I've never had to choose between the two halves of my family, but the threat of losing them remains a theme in my fiction. In my ARKANE thriller series, Morgan Sierra will do anything to save her sister and her niece. Their safety drives her to continue to fight against evil. Our deepest fears emerge in our writing, and that's the safest place for them. I wish I'd been taught how to turn my nightmares into words back at school, but at least now I've learned to write my Shadow onto the page. I wish the same for you. The Shadow in traditional publishing If becoming an author is your dream, then publishing a book is deeply entwined with that. But as Mark Pierce says in The Creative Wound, “We feel pain the most where it matters the most… Desire highlights whatever we consider to be truly significant.” There is a lot of desire around publishing for those of us who love books! It can give you: Validation that your writing is good enough Status and credibility Acceptance by an industry held in esteem  The potential of financial reward and critical acclaim Support from a team of professionals who know how to make fantastic books A sense of belonging to an elite community Pride in achieving a long-held goal, resulting in a confidence boost and self-esteem Although not guaranteed, traditional publishing can give you all these things and more, but as with everything, there is a potential Shadow side. Denying it risks the potential of being disillusioned, disappointed, and even damaged. But remember, forewarned is forearmed, as the saying goes. Preparation can help you avoid potential issues and help you feel less alone if you encounter them. The myth of success… and the reality of experience There is a pervasive myth of success in the traditional publishing industry, perpetuated by media reporting on brand name and breakout authors, those few outliers whose experience is almost impossible to replicate. Because of such examples, many new traditionally published authors think that their first book will hit the top of the bestseller charts or win an award, as well as make them a million dollars — or at least a big chunk of cash. They will be able to leave their job, write in a beautiful house overlooking the ocean, and swan around the world attending conferences, while writing more bestselling books. It will be a charmed life. But that is not the reality. Perhaps it never was. Even so, the life of a traditionally published author represents a mythic career with the truth hidden behind a veil of obscurity. In April 2023, The Bookseller in the UK reported that “more than half of authors (54%) responding to a survey on their experiences of publishing their debut book have said the process negatively affected their mental health. Though views were mixed, just 22%… described a positive experience overall… Among the majority who said they had a negative experience of debut publication, anxiety, stress, depression and ‘lowered' self-esteem were cited, with lack of support, guidance or clear and professional communication from their publisher among the factors that contributed.” Many authors who have negative experiences around publishing will push them into the Shadow with denial or self-blame, preferring to keep the dream alive. They won't talk about things in public as this may negatively affect their careers, but private discussions are often held in the corners of writing conferences or social media groups online. Some of the issues are as follows: Repeated rejection by agents and publishers may lead to the author thinking they are not good enough as a writer, which can lead to feeling unworthy as a person. If an author gets a deal, the amount of advance and the name and status of the publisher compared to others create a hierarchy that impacts self-esteem. A deal for a book may be much lower than an author might have been expecting, with low or no advance, and the resulting experience with the publisher beneath expectations. The launch process may be disappointing, and the book may appear without fanfare, with few sales and no bestseller chart position. In The Bookseller report, one author described her launch day as “a total wasteland… You have expectations about what publication day will be like, but in reality, nothing really happens.” The book may receive negative reviews by critics or readers or more publicly on social media, which can make an author feel attacked. The book might not sell as well as expected, and the author may feel like it's their fault. Commercial success can sometimes feel tied to self-worth and an author can't help but compare their sales to others, with resulting embarrassment or shame. The communication from the publisher may be less than expected. One author in The Bookseller report said, “I was shocked by the lack of clarity and shared information and the cynicism that underlies the superficial charm of this industry.” There is often more of a focus on debut authors in publishing houses, so those who have been writing and publishing in the midlist for years can feel ignored and undervalued. In The Bookseller report, 48 percent of authors reported “their publisher supported them for less than a year,” with one saying, “I got no support and felt like a commodity, like the team had moved on completely to the next book.” If an author is not successful enough, the next deal may be lower than the last, less effort is made with marketing, and they may be let go. In The Bookseller report, “six authors—debut and otherwise—cited being dropped by their publisher, some with no explanation.” Even if everything goes well and an author is considered successful by others, they may experience imposter syndrome, feeling like a fraud when speaking at conferences or doing book signings. And the list goes on … All these things can lead to feelings of shame, inadequacy, and embarrassment; loss of status in the eyes of peers; and a sense of failure if a publishing career is not successful enough. The author feels like it's their fault, like they weren't good enough — although, of course, the reality is that the conditions were not right at the time. A failure of a book is not a failure of the person, but it can certainly feel like it! When you acknowledge the Shadow, it loses its power Despite all the potential negatives of traditional publishing, if you know what could happen, you can mitigate them. You can prepare yourself for various scenarios and protect yourself from potential fall-out. It's clear from The Bookseller report that too many authors have unrealistic expectations of the industry. But publishers are businesses, not charities. It's not their job to make you feel good as an author. It's their job to sell books and pay you. The best thing they can do is to continue to be a viable business so they can keep putting books on the shelves and keep paying authors, staff, and company shareholders. When you license your creative work to a publisher, you're giving up control of your intellectual property in exchange for money and status. Bring your fears and issues out of the Shadow, acknowledge them, and deal with them early, so they do not get pushed down and re-emerge later in blame and bitterness. Educate yourself on the business of publishing. Be clear on what you want to achieve with any deal. Empower yourself as an author, take responsibility for your career, and you will have a much better experience. The Shadow in self-publishing or being an indie author Self-publishing, or being an independent (indie) author, can be a fantastic, pro-active choice for getting your book into the world. Holding your first book in your hand and saying “I made this” is pretty exciting, and even after more than forty books, I still get excited about seeing ideas in my head turn into a physical product in the world. Self-publishing can give an author: Creative control over what to write, editorial and cover design choices, when and how often to publish, and how to market Empowerment over your author career and the ability to make choices that impact success without asking for permission Ownership and control of intellectual property assets, resulting in increased opportunity around licensing and new markets Independence and the potential for recurring income for the long term Autonomy and flexibility around timelines, publishing options, and the ability to easily pivot into new genres and business models Validation based on positive reader reviews and money earned Personal growth and learning through the acquisition of new skills, resulting in a boost in confidence and self-esteem A sense of belonging to an active and vibrant community of indie authors around the world Being an indie author can give you all this and more, but once again, there is a Shadow side and preparation can help you navigate potential issues. The myth of success… and the reality of experience As with traditional publishing, the indie author world has perpetuated a myth of success in the example of the breakout indie author like E.L. James with Fifty Shades of Grey, Hugh Howey with Wool, or Andy Weir with The Martian. The emphasis on financial success is also fuelled online by authors who share screenshots showing six-figure months or seven-figure years, without sharing marketing costs and other outgoings, or the amount of time spent on the business. Yes, these can inspire some, but it can also make others feel inadequate and potentially lead to bad choices about how to publish and market based on comparison. The indie author world is full of just as much ego and a desire for status and money as traditional publishing. This is not a surprise! Most authors, regardless of publishing choices, are a mix of massive ego and chronic self-doubt. We are human, so the same issues will re-occur. A different publishing method doesn't cure all ills. Some of the issues are as follows: You learn everything you need to know about writing and editing, only to find that you need to learn a whole new set of skills in order to self-publish and market your book. This can take a lot of time and effort you did not expect, and things change all the time so you have to keep learning. Being in control of every aspect of the publishing process, from writing to cover design to marketing, can be overwhelming, leading to indecision, perfectionism, stress, and even burnout as you try to do all the things. You try to find people to help, but building your team is a challenge, and working with others has its own difficulties. People say negative things about self-publishing that may arouse feelings of embarrassment or shame. These might be little niggles, but they needle you, nonetheless. You wonder whether you made the right choice. You struggle with self-doubt and if you go to an event with traditional published authors, you compare yourself to them and feel like an imposter. Are you good enough to be an author if a traditional publisher hasn't chosen you? Is it just vanity to self-publish? Are your books unworthy? Even though you worked with a professional editor, you still get one-star reviews and you hate criticism from readers. You wonder whether you're wasting your time. You might be ripped off by an author services company who promise the world, only to leave you with a pile of printed books in your garage and no way to sell them. When you finally publish your book, it languishes at the bottom of the charts while other authors hit the top of the list over and over, raking in the cash while you are left out of pocket. You don't admit to over-spending on marketing as it makes you ashamed. You resist book marketing and make critical comments about writers who embrace it. You believe that quality rises to the top and if a book is good enough, people will buy it anyway. This can lead to disappointment and disillusionment when you launch your book and it doesn't sell many copies because nobody knows about it. You try to do what everyone advises, but you still can't make decent money as an author. You're jealous of other authors' success and put it down to them ‘selling out' or writing things you can't or ‘using AI' or ‘using a ghostwriter' or having a specific business model you consider impossible to replicate. And the list goes on… When you acknowledge the Shadow, it loses its power Being in control of your books and your author career is a double-edged sword. Traditionally published authors can criticise their publishers or agents or the marketing team or the bookstores or the media, but indie authors have to take responsibility for it all. Sure, we can blame ‘the algorithms' or social media platforms, or criticise other authors for having more experience or more money to invest in marketing, or attribute their success to writing in a more popular genre — but we also know there are always people who do well regardless of the challenges. Once more, we're back to acknowledging and integrating the Shadow side of our choices. We are flawed humans. There will always be good times and bad, and difficulties to offset the high points. This too shall pass, as the old saying goes. I know that being an indie author has plenty of Shadow. I've been doing this since 2008 and despite the hard times, I'm still here. I'm still writing. I'm still publishing. This life is not for everyone, but it's my choice. You must make yours. The Shadow in work You work hard. You make a living. Nothing wrong with that attitude, right? It's what we're taught from an early age and, like so much of life, it's not a problem until it goes to extremes. Not achieving what you want to? Work harder. Can't get ahead? Work harder. Not making a good enough living? Work harder. People who don't work hard are lazy. They don't deserve handouts or benefits. People who don't work hard aren't useful, so they are not valued members of our culture and community. But what about the old or the sick, the mentally ill, or those with disabilities? What about children? What about the unemployed? The under-employed? What about those who are — or will be — displaced by technology, those called “the useless class” by historian Yuval Noah Harari in his book Homo Deus? What if we become one of these in the future? Who am I if I cannot work? The Shadow side of my attitude to work became clear when I caught COVID in the summer of 2021. I was the sickest I'd ever been. I spent two weeks in bed unable to even think properly, and six weeks after that, I was barely able to work more than an hour a day before lying in the dark and waiting for my energy to return. I was limited in what I could do for another six months after that. At times, I wondered if I would ever get better. Jonathan kept urging me to be patient and rest. But I don't know how to rest. I know how to work and how to sleep. I can do ‘active rest,' which usually involves walking a long way or traveling somewhere interesting, but those require a stronger mind and body than I had during those months. It struck me that even if I recovered from the virus, I had glimpsed my future self. One day, I will be weak in body and mind. If I'm lucky, that will be many years away and hopefully for a short time before I die — but it will happen. I am an animal. I will die. My body and mind will pass on and I will be no more. Before then I will be weak. Before then, I will be useless. Before then, I will be a burden. I will not be able to work… But who am I if I cannot work? What is the point of me? I can't answer these questions right now, because although I recognise them as part of my Shadow, I've not progressed far enough to have dealt with them entirely. My months of COVID gave me some much-needed empathy for those who cannot work, even if they want to. We need to reframe what work is as a society, and value humans for different things, especially as technology changes what work even means. That starts with each of us. “Illness, affliction of body and soul, can be life-altering. It has the potential to reveal the most fundamental conflict of the human condition: the tension between our infinite, glorious dreams and desires and our limited, vulnerable, decaying physicality.” —Connie Zweig, The Inner Work of Age: Shifting from Role to Soul The Shadow in money In the Greek myth, King Midas was a wealthy ruler who loved gold above all else. His palace was adorned with golden sculptures and furniture, and he took immense pleasure in his riches. Yet, despite his vast wealth, he yearned for more. After doing a favour for Dionysus, the god of wine and revelry, Midas was granted a single wish. Intoxicated by greed, he wished that everything he touched would turn to gold — and it was so. At first, it was a lot of fun. Midas turned everything else in his palace to gold, even the trees and stones of his estate. After a morning of turning things to gold, he fancied a spot of lunch. But when he tried to eat, the food and drink turned to gold in his mouth. He became thirsty and hungry — and increasingly desperate. As he sat in despair on his golden throne, his beloved young daughter ran to comfort him. For a moment, he forgot his wish — and as she wrapped her arms around him and kissed his cheek, she turned into a golden statue, frozen in precious metal. King Midas cried out to the gods to forgive him, to reverse the wish. He renounced his greed and gave away all his wealth, and his daughter was returned to life. The moral of the story: Wealth and greed are bad. In Charles Dickens's A Christmas Carol, Ebenezer Scrooge is described as a “squeezing, wrenching, grasping, scraping, clutching, covetous, old sinner.” He's wealthy but does not share, considering Christmas spending to be frivolous and giving to charity to be worthless. He's saved by a confrontation with his lonely future and becomes a generous man and benefactor of the poor. Wealth is good if you share it with others. The gospel of Matthew, chapter 25: 14-30, tells the parable of the bags of gold, in which a rich man goes on a journey and entrusts his servants with varying amounts of gold. On his return, the servants who multiplied the gold through their efforts and investments are rewarded, while the one who merely returned the gold with no interest is punished: “For whoever has will be given more, and they will have an abundance. Whoever does not have, even what they have will be taken from them.” Making money is good, making more money is even better. If you can't make any money, you don't deserve to have any. Within the same gospel, in Matthew 19:24, Jesus encounters a wealthy man and tells him to sell all his possessions and give the money to the poor, which the man is unable to do. Jesus says, “It is easier for a camel to go through the eye of a needle than for someone who is rich to enter the kingdom of God.” Wealth is bad. Give it all away and you'll go to heaven. With all these contradictory messages, no wonder we're so conflicted about money! How do you think and feel about money? While money is mostly tied to our work, it's far more than just a transactional object for most people. It's loaded with complex symbolism and judgment handed down by family, religion, and culture. You are likely to find elements of Shadow by examining your attitudes around money. Consider which of the following statements resonate with you or write your own. Money stresses me out. I don't want to talk about it or think about it. Some people hoard money, so there is inequality. Rich people are bad and we should take away their wealth and give it to the poor.  I can never make enough money to pay the bills, or to give my family what I want to provide. Money doesn't grow on trees.  It's wasteful to spend money as you might need it later, so I'm frugal and don't spend money unless absolutely necessary. It is better and more ethical to be poor than to be rich. I want more money. I read books and watch TV shows about rich people because I want to live like that. Sometimes I spend too much on things for a glimpse of what that might be like.  I buy lottery tickets and dream of winning all that money.  I'm jealous of people who have money. I want more of it and I resent those who have it. I'm no good with money. I don't like to look at my bank statement or credit card statement. I live off my overdraft and I'm in debt. I will never earn enough to get out of debt and start saving, so I don't think too much about it. I don't know enough about money. Talking about it makes me feel stupid, so I just ignore it. People like me aren't educated about money.  I need to make more money. If I can make lots of money, then people will look up to me. If I make lots of money, I will be secure, nothing can touch me, I will be safe.  I never want to be poor. I would be ashamed to be poor. I will never go on benefits. My net worth is my self worth. Money is good. We have the best standard of living in history because of the increase in wealth over time. Even the richest kings of the past didn't have what many middle-class people have today in terms of access to food, water, technology, healthcare, education, and more. The richest people give the most money to the poor through taxation and charity, as well as through building companies that employ people and invent new things. The very richest give away much of their fortunes. They provide far more benefit to the world than the poor.  I love money. Money loves me. Money comes easily and quickly to me. I attract money in multiple streams of income. It flows to me in so many ways. I spend money. I invest money. I give money. I'm happy and grateful for all that I receive. The Shadow around money for authors in particular Many writers and other creatives have issues around money and wealth. How often have you heard the following, and which do you agree with? You can't make money with your writing. You'll be a poor author in a garret, a starving artist.  You can't write ‘good quality' books and make money. If you make money writing, you're a hack, you're selling out. You are less worthy than someone who writes only for the Muse. Your books are commercial, not artistic. If you spend money on marketing, then your books are clearly not good enough to sell on their own. My agent / publisher / accountant / partner deals with the money side. I like to focus on the creative side of things. My money story Note: This is not financial or investment advice. Please talk to a professional about your situation. I've had money issues over the years — haven't we all! But I have been through a (long) process to bring money out of my Shadow and into the light. There will always be more to discover, but hopefully my money story will help you, or at least give you an opportunity to reflect. Like most people, I didn't grow up with a lot of money. My parents started out as teachers, but later my mum — who I lived with, along with my brother — became a change management consultant, moving to the USA and earning a lot more. I'm grateful that she moved into business because her example changed the way I saw money and provided some valuable lessons. (1) You can change your circumstances by learning more and then applying that to leverage opportunity into a new job or career Mum taught English at a school in Bristol when we moved back from Malawi, Africa, in the mid '80s but I remember how stressful it was for her, and how little money she made. She wanted a better future for us all, so she took a year out to do a master's degree in management. In the same way, when I wanted to change careers and leave consulting to become an author, I spent time and money learning about the writing craft and the business of publishing. I still invest a considerable chunk on continuous learning, as this industry changes all the time. (2) You might have to downsize in order to leap forward The year my mum did her degree, we lived in the attic of another family's house; we ate a lot of one-pot casserole and our treat was having a Yorkie bar on the walk back from the museum. We wore hand-me-down clothes, and I remember one day at school when another girl said I was wearing her dress. I denied it, of course, but there in back of the dress was her name tag. I still remember her name and I can still feel that flush of shame and embarrassment. I was determined to never feel like that again. But what I didn't realize at the time was that I was also learning the power of downsizing. Mum got her degree and then a new job in management in Bristol. She bought a house, and we settled for a few years. I had lots of different jobs as a teenager. My favourite was working in the delicatessen because we got a free lunch made from delicious produce. After I finished A-levels, I went to the University of Oxford, and my mum and brother moved to the USA for further opportunities. I've downsized multiple times over the years, taking a step back in order to take a step forward. The biggest was in 2010 when I decided to leave consulting. Jonathan and I sold our three-bedroom house and investments in Brisbane, Australia, and rented a one-bedroom flat in London, so we could be debt-free and live on less while I built up a new career. It was a decade before we bought another house. (3) Comparison can be deadly: there will always be people with more money than you Oxford was an education in many ways and relevant to this chapter is how much I didn't know about things people with money took for granted. I learned about formal hall and wine pairings, and how to make a perfect gin and tonic. I ate smoked salmon for the first time. I learned how to fit in with people who had a lot more money than I did, and I definitely wanted to have money of my own to play with. (4) Income is not wealth You can earn lots but have nothing to show for it after years of working. I learned this in my first few years of IT consulting after university. I earned a great salary and then went contracting, earning even more money at a daily rate. I had a wonderful time. I traveled, ate and drank and generally made merry, but I always had to go back to the day job when the money ran out. I couldn't work out how I could ever stop this cycle. Then I read Rich Dad, Poor Dad by Robert Kiyosaki, a book I still recommend, especially if you're from a family that values academic over financial education. I learned how to escape the rat race by building and/or accumulating assets that pay even when you're not working. It was a revelation! The ‘poor dad' in the book is a university professor. He knows so much about so many things, but he ends up poor as he did not educate himself about money. The ‘rich dad' has little formal education, but he knows about money and wealth because he learned about it, as we can do at any stage in our lives. (5) Not all investments suit every person, so find the right one for you Once I discovered the world of investing, I read all the books and did courses and in-person events. I joined communities and I up-skilled big time. Of course, I made mistakes and learned lots along the way. I tried property investing and renovated a couple of houses for rental (with more practical partners and skilled contractors). But while I could see that property investing might work for some people, I did not care enough about the details to make it work for me, and it was certainly not passive income. I tried other things. My first husband was a boat skipper and scuba diving instructor, so we started a charter. With the variable costs of fuel, the vagaries of New Zealand weather — and our divorce — it didn't last long! From all these experiments, I learned I wanted to run a business, but it needed to be online and not based on a physical location, physical premises, or other people. That was 2006, around the time that blogging started taking off and it became possible to make a living online. I could see the potential and a year later, the iPhone and the Amazon Kindle launched, which became the basis of my business as an author. (6) Boring, automatic saving and investing works best Between 2007 and 2011, I contracted in Australia, where they have compulsory superannuation contributions, meaning you have to save and invest a percentage of your salary or self-employed income. I'd never done that before, because I didn't understand it. I'd ploughed all my excess income into property or the business instead. But in Australia I didn't notice the money going out because it was automatic. I chose a particular fund and it auto-invested every month. The pot grew pretty fast since I didn't touch it, and years later, it's still growing. I discovered the power of compound interest and time in the market, both of which are super boring. This type of investing is not a get rich quick scheme. It's a slow process of automatically putting money into boring investments and doing that month in, month out, year in, year out, automatically for decades while you get on with your life. I still do this. I earn money as an author entrepreneur and I put a percentage of that into boring investments automatically every month. I also have a small amount which is for fun and higher risk investments, but mostly I'm a conservative, risk-averse investor planning ahead for the future. This is not financial advice, so I'm not giving any specifics. I have a list of recommended money books at www.TheCreativePenn.com/moneybooks if you want to learn more. Learning from the Shadow When I look back, my Shadow side around money eventually drove me to learn more and resulted in a better outcome (so far!). I was ashamed of being poor when I had to wear hand-me-down clothes at school. That drove a fear of not having any money, which partially explains my workaholism. I was embarrassed at Oxford because I didn't know how to behave in certain settings, and I wanted to be like the rich people I saw there. I spent too much money in my early years as a consultant because I wanted to experience a “rich” life and didn't understand saving and investing would lead to better things in the future. I invested too much in the wrong things because I didn't know myself well enough and I was trying to get rich quick so I could leave my job and ‘be happy.' But eventually, I discovered that I could grow my net worth with boring, long-term investments while doing a job I loved as an author entrepreneur. My only regret is that I didn't discover this earlier and put a percentage of my income into investments as soon as I started work. It took several decades to get started, but at least I did (eventually) start. My money story isn't over yet, and I keep learning new things, but hopefully my experience will help you reflect on your own and avoid the issue if it's still in Shadow. These chapters are excerpted from Writing the Shadow: Turn Your Inner Darkness Into Words by Joanna Penn  The post Writing The Shadow: The Creative Wound, Publishing, And Money, With Joanna Penn first appeared on The Creative Penn.

In this episode, we talk with Justin Thomas about how insurance agents can use digital advertising and funnels to create consistent, high-quality conversations without chasing cold leads. Justin shares his journey from insurance to building Insurance Advertising Masters, where he helps agents bring marketing in-house using Facebook and YouTube ads. We cover the impact of iOS changes, why traditional lead models fall short, the difference between P&C and life and health marketing, and why owning your traffic is critical for long-term success.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

In this special episode Neil Rosen has a fascinating conversation with Brigit Grant who wrote a movie about Beatles manager Brian Epstein. Often referred to as "the fifth Beatle," Epstein was instrumental in rocketing the four unknown lads from Liverpool to worldwide fame. "Mdias Man" reveals Epstein's complicated personal life and the toll it took on him. Brigit gives us a behind-the-scenes look at how this unique film was put together.

In this episode, we talk with Justin Thomas about how insurance agents can use digital advertising and funnels to create consistent, high-quality conversations without chasing cold leads. Justin shares his journey from insurance to building Insurance Advertising Masters, where he helps agents bring marketing in-house using Facebook and YouTube ads. We cover the impact of iOS changes, why traditional lead models fall short, the difference between P&C and life and health marketing, and why owning your traffic is critical for long-term success.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

¿Por qué algunas personas parecen ganar siempre... y otras siempre pierden? ¿Qué sucede exactamente en tu cerebro cuando tienes éxito? ¿Por qué el poder cambia a las personas... y cómo evitar que te pase a ti?En este episodio analizamos El Efecto Ganador, de Ian Robertson (The Winner Effect, 2012), un libro que revela los mecanismos neurobiológicos más profundos del éxito y el fracaso humano.Ian Robertson no es el típico autor de autoayuda. Es profesor de Psicología en Trinity College Dublin, profesor visitante en University College London y científico en el Instituto de Investigación Rotman de la Universidad de Toronto. Es miembro de la Academia Real Irlandesa y ha dedicado décadas a estudiar cómo funciona el cerebro humano bajo presión, bajo estrés... y bajo el poder.Lo más valioso: Robertson descubrió que ganar literalmente reprograma tu cerebro para más victorias —a través de testosterona y dopamina— pero también que el poder puede corromperte sin que te des cuenta si no construyes los sistemas adecuados para protegerte.

¿Por qué algunas personas parecen ganar siempre... y otras siempre pierden? ¿Qué sucede exactamente en tu cerebro cuando tienes éxito? ¿Por qué el poder cambia a las personas... y cómo evitar que te pase a ti?En este episodio analizamos El Efecto Ganador, de Ian Robertson (The Winner Effect, 2012), un libro que revela los mecanismos neurobiológicos más profundos del éxito y el fracaso humano.Ian Robertson no es el típico autor de autoayuda. Es profesor de Psicología en Trinity College Dublin, profesor visitante en University College London y científico en el Instituto de Investigación Rotman de la Universidad de Toronto. Es miembro de la Academia Real Irlandesa y ha dedicado décadas a estudiar cómo funciona el cerebro humano bajo presión, bajo estrés... y bajo el poder.Lo más valioso: Robertson descubrió que ganar literalmente reprograma tu cerebro para más victorias —a través de testosterona y dopamina— pero también que el poder puede corromperte sin que te des cuenta si no construyes los sistemas adecuados para protegerte.

In this episode, we're joined by Jason Levine for a candid conversation about building, growing, and sustaining an insurance agency in an ever-changing market. Jason shares how his path into insurance wasn't planned, from early ambitions in aviation to stepping into the family business and discovering the strategic depth of the industry. With experience in enterprise-level agency planning, human resources, and VIP account management, he brings a risk-aware mindset shaped by years of evaluating financial exposure and maximizing outcomes for clients and businesses alike.Jason dives into the realities of agency growth, including the shift from captive to independent, the importance of understanding underwriting and carrier operations, and why serving existing clients well often drives stronger, more sustainable growth than constantly chasing new leads. He also speaks openly about hiring challenges, market volatility, and the importance of staying adaptable, building the right team, and leading with clarity in uncertain times. This episode offers practical insight, real talk, and perspective for anyone navigating leadership and growth in today's insurance landscape.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Les langues aiment transformer les lieux réels en idées abstraites. Certaines rivières ont ainsi quitté la géographie pour entrer dans le vocabulaire courant. Pactole, méandre et Bérézina en sont trois exemples célèbres : chacune a donné naissance à un mot, parce qu'un événement marquant s'y est déroulé ou parce que sa forme était si singulière qu'elle est devenue symbolique.Commençons par le Pactole. Cette petite rivière de l'Antiquité coulait en Lydie, dans l'actuelle Turquie. Selon la mythologie grecque, le roi Midas, condamné à transformer en or tout ce qu'il touchait, se serait lavé dans le Pactole pour se débarrasser de ce don empoisonné. Le fleuve se serait alors chargé de paillettes d'or, faisant sa richesse. Historiquement, le Pactole charriait effectivement de l'or alluvial, ce qui a contribué à la prospérité de la région. Résultat : le mot est devenu synonyme de source de richesse abondante. Aujourd'hui, « toucher le pactole », c'est trouver une manne financière inespérée.Passons au méandre. Le mot vient du Méandre, un fleuve d'Asie Mineure célèbre pour son tracé extraordinairement sinueux. Ses courbes étaient si nombreuses et si prononcées que les géographes grecs en ont fait un modèle. Peu à peu, le nom propre est devenu un nom commun. Un méandre désigne désormais une courbe naturelle très marquée d'un cours d'eau, puis, par extension, un cheminement compliqué, tortueux, intellectuel ou administratif. Quand un raisonnement « part en méandres », il serpente au lieu d'aller droit au but.Enfin, la Bérézina. Il s'agit d'une rivière de Biélorussie entrée brutalement dans la langue française à cause d'un événement historique précis : la retraite de Russie de Napoléon en 1812. Lors du franchissement de la Bérézina, l'armée française subit des pertes humaines effroyables dans des conditions chaotiques. Militairement, l'opération permit pourtant d'éviter l'anéantissement total. Mais dans les esprits, l'épisode est resté comme une catastrophe absolue. C'est ce souvenir collectif qui a fait de « bérézina » un synonyme de désastre complet, souvent employé bien au-delà du contexte militaire.Ces trois mots montrent comment la langue fonctionne par mémoire symbolique. Le Pactole incarne l'abondance, le Méandre la complexité, la Bérézina l'échec. À chaque fois, un fleuve réel devient une image mentale durable.En résumé, si ces rivières sont devenues des mots, c'est parce que leur histoire ou leur forme a frappé l'imagination collective. La géographie s'est effacée, mais le symbole, lui, coule toujours dans la langue. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Navin Chaddha of Mayfield joins Nick to discuss A 17 Time Midas Lister on Greatness, the $6T AI Teammate Market, Why AI Sovereignty Is Critical, and Who Wins the Battle Between Incumbents and Startups. In this episode we cover: Challenges in Early Internet Video Lessons from Interacting with Tech Luminaries Investment Philosophy and Evaluation Process The Role of Psychology in Venture Capital The AI Collaboration Era Geopolitical Implications of AI Investment Strategy in a Competitive Market Guest Links: Navin's LinkedIn Navin's X Mayfield's LinkedIn Mayfield's Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

In this episode, we sit down with Eric, Accredited Accident Reconstructionist, Ohio Peace Officer, Marine Corps veteran, and founder of Crash Tech Reconstruction Services, to discuss the real-world risks of car accidents and the staggering costs of being underinsured. Eric shares insights from his nationally recognized reconstruction work, illustrating how one accident can lead to $600,000 in liability, why young adults and seniors are often at higher risk, and the importance of proper property damage and liability coverage.We also dive into the misconceptions around price versus value in insurance, explaining how professional guidance and thoughtful conversations can protect not just your assets, but your livelihood. Packed with real-life examples, expert advice, and actionable tips, this episode is essential for anyone looking to make informed insurance decisions and understand the true stakes on the road.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

In this episode of the DecaMillionaire Decoded Podcast, Justin lays the foundation for a year-long exploration of "success secrets" by debunking common myths about wealth and mindset. Drawing from a personal encounter where a client attributed his success to a "Midas touch", Justin explores the delicate balance between business growth and spiritual principles. Learn more about Relentless Value Coaching:  https://www.justingoodbread.com/coaching/

STARMER vs BLAIR? Who was the best PM? #JonGaunt #JonGauntTV #Live #StarmerVsBlair #TonyBlair #KeirStarmer #UKPolitics #LabourParty #PrimeMinister STARMER vs BLAIR – Who Was the Better Prime Minister? | Today's live debate asks a blunt question: was Tony Blair a once-in-a-generation political talent – and is Keir Starmer his opposite? Tony Blair entered Downing Street in 1997 riding a wave of optimism, confidence, and cultural change. Cool Britannia, economic growth, falling unemployment, peace in Northern Ireland, and a sense that Britain was finally moving forward.  Blair had an extraordinary political antenna — he understood public mood, knew how to frame policy, and sold change with optimism rather than fear. Even controversial ideas, from public service reform to ID cards, were presented as part of a broader national project.  Keir Starmer, by contrast, has entered office as one of the most unpopular Prime Ministers in modern polling history, and his problems appear largely self-inflicted. From chaotic U-turns on the winter fuel allowance, to repeated failures to "stop the boats", Starmer's government has struggled not just with delivery — but with political judgement. Policies are announced, abandoned, and reframed, reinforcing claims that Starmer has a Midas touch in reverse: whatever he touches becomes politically toxic.  On immigration, Blair embraced freedom of movement as part of a confident, outward-looking Britain, even if the long-term consequences were underestimated. Starmer talks tough on the small boats crisis, yet crossings continue and legal obstacles mount, with human rights law frequently cited as both a constraint and a shield.  Critics argue he has managed to look authoritarian to liberals and ineffective to voters — the worst of both worlds.  This debate will confront uncomfortable questions: Did Blair's optimism and presentation mask serious long-term flaws — or is that exactly what leadership requires? Has Starmer's focus on "hard choices" simply translated into constant bad news and broken promises? Are ideas like ID cards, once rejected under Blair, now being revived out of desperation rather than vision? Is Starmer a serious reformer — or a technocrat who lacks the political instincts needed to lead?  Blair changed the national mood. Starmer reflects it. Ambition vs anxiety. Optimism vs apology. Political instinct vs political tin ear. Join Jon Gaunt live, challenge me and decide for yourself: Was Blair Britain's last truly dominant Prime Minister — and is Starmer proof that competence without politics isn't enough? ⬇️ Like, subscribe, and drop your verdict in the comments. #JonGaunt #JonGauntTV #Live #StarmerVsBlair #TonyBlair #KeirStarmer #UKPolitics #LabourParty #PrimeMinister #CoolBritannia #SmallBoats #FreedomOfMovement #HumanRights #IDCards #PoliticalLeadership #BritishPolitics  Jon Gaunt, Jon Gaunt TV, Live, Starmer vs Blair, Tony Blair, Keir Starmer, UK politics, Labour Party, Prime Minister debate, Cool Britannia, small boats crisis, freedom of movement, human rights, ID cards, political leadership, British politics  This is political blogging and hard-hitting social commentary from Triple Sony Gold Award-winning talk radio legend, Jon Gaunt — former host on BBC, Talk Radio, and Sky News. On Jon Gaunt TV, we cut through the noise and say what others won't. No political correctness. No censorship. Just real conversations that matter.

Kelly Donahue, a public speaker and consultant with over a decade of experience in the local insurance agency space, joins Insurance Dudes to break down what it really takes to build a profitable, future-ready insurance agency. The conversation explores leadership at the agency-owner level, creating a strong internal culture, and using systems instead of shortcuts to drive sustainable growth. From sales processes and account rounding to marketing, technology, and accountability, this episode highlights how agency owners can align their mission with smart business strategy, adapt to industry changes, and build teams that perform consistently while delivering long-term value.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

"Alles wandelt sich - die Zeit, die Götter, sogar unsere eigene Gestalt". Als der Weingott Bacchus dem König Midas die Gabe verleiht, alles in Gold zu verwandeln, was er berührt, beginnt sogar der dumme Midas zu begreifen, was dieser Satz bedeutet... Von Publius Ovidius Naso WDR 2025 www.wdrmaus.de Von Publius Ovidius Naso.

The Daily Quiz - General Knowledge Today's Questions: Question 1: In phonetics, the j in 'juice' is an example of what kind of sound? Question 2: What does the "touch of Midas" turn everything? Question 3: In 1911 Roald Amundsen became the first person to reach where? Question 4: Which word is defined as 'to waste time or busy oneself aimlessly'? Question 5: What is the term for the backward momentum that a person feels after firing a gun? Question 6: What is the result of the mathematical operation obtained by subtracting the number of Snow White's dwarfs from the original title number of 'Disney Dalmatians'? This podcast is produced by Klassic Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Kevin Stein, founder and CEO of Delos Insurance Solutions, shares how he is transforming wildfire insurance through cutting-edge AI and innovative MGA structures. With an aerospace background and advanced degrees from Stanford and UC Berkeley, Kevin explains how his team models wildfire risk with remarkable accuracy, providing coverage for homes in high-risk areas where traditional carriers often can't. He delves into the development of the wildfire risk model, the importance of real-time exposure assessment, and how MGA solutions allow for dynamic portfolio management while helping agents retain clients. Tune in to discover how technology, strategy, and empathy combine to protect communities, solve complex insurance challenges, and create scalable solutions in an increasingly fire-prone world.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

STARMER: Stand Down Now to Save the UK | General Election NOW  #Starmer #UKPolitics #LabourParty #StarmerOUT #GeneralElection #JonGaunt #Live Keir  Starmer's end-of-year review has exposed a brutal truth: he may be Prime Minister, but he is not in control.  Approval ratings in the gutter. A Labour Party briefing against its own leader. MPs openly restless. And now, heading into Christmas, doctors preparing to strike, pushing the NHS deeper into chaos. Starmer promised seriousness, authority and competence.  What the country is seeing instead is drift, division and weakness. Borders still not secure. Small boats still crossing. A so-called "one-in, one-out" deal with France that sounds tough but delivers little. Leadership pledges quietly abandoned. Principles rewritten when they become inconvenient.  Even Starmer himself admitted today that his leadership is under strain — a staggering admission from a man sold as the "safe pair of hands".  This is leadership by press release. Government without grip. A Prime Minister in office but not in control. Everything he touches seems to go wrong — the reverse Midas touch. And now his own MPs are circling, because they know what the public already feels: this government is running on empty.  Britain cannot afford paralysis, party games and permanent crisis. If Starmer cannot lead, he should stand down. If this government cannot govern, the people must decide. General Election NOW.  

2025 has been the Year of Superman, and Missing Frames has been celebrating James Gunn's new film by sitting down with some of the writers, artists, and actors who help make the Man of Steel so special. Past conversations have included comic legends Dan Jurgens, Mark Waid, Tom King, and Phillip Kennedy Johnson, reflections on Richard Donner's iconic film with Lauren Shuler Donner, and even a chat with Ma Kent herself, Neva Howell.Today's guest is another incredible talent: Jonah Lees, who appears in Superman as Dean Farr, one of Lex Luthor's LuthorCorp cronies, alongside his real-life twin brother, Christian. But Jonah's career extends far beyond Metropolis. A highlight of the conversation is his work with Richard Linklater and Ethan Hawke on Blue Moon, as well as his recent portrayal of John Lennon in the Brian Epstein biopic Midas Man. An actor, songwriter, musician, and director, Jonah is a multifaceted creative whose range is as impressive as it is exciting. What begins as a Superman celebration quickly becomes a love letter to many shared passions: Superman, Richard Linklater, and The Beatles.

In this episode, we sit down with Galen Hair, founder of Insurance Claim HQ, to uncover the human side of insurance claims. With over 25 years of experience recovering over $1 billion for policyholders across the U.S., Galen shares how empathy, transparency, and simply being there for clients can make all the difference.From hurricane-struck Louisiana to nationwide property claims, Galen reveals how emotional support, honesty about what agents can and can't do, and building trust transform client relationships and elevate your brand. Whether you're an insurance agent, legal professional, or policyholder, this conversation offers actionable insights on navigating claims while keeping compassion at the center.Tune in to learn why the simplest human gestures, like listening and showing care, can have the biggest impact.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Ukraine has been hit by a corruption scandal. One that strikes at the core of the political establishment in a way never before seen—and this in a country with a long and turbulent history of corruption. It has toppled President Zelensky's right-hand man. It could mean the President himself won't survive re-election when the war is over. And the timing couldn't be worse—right in the middle of a peace deal Ukraine has had little part in composing.The Economist's Ukraine correspondent, Ollie Carroll, has been following the scandal and the investigation that brought it crashing to the surface for months. On The Weekend Intelligence he takes us deep inside "Operation Midas”.Listen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account.Music by Blue dot and EpidemicThis podcast transcript is generated by third-party AI. It has not been reviewed prior to publication. We make no representations or warranties in relation to the transcript, its accuracy or its completeness, and we disclaim all liability regarding its receipt, content and use. If you have any concerns about the transcript, please email us at podcasts@economist.com.Read more about how we are using AI. Hosted on Acast. See acast.com/privacy for more information.

Ukraine has been hit by a corruption scandal. One that strikes at the core of the political establishment in a way never before seen—and this in a country with a long and turbulent history of corruption. It has toppled President Zelensky's right-hand man. It could mean the President himself won't survive re-election when the war is over. And the timing couldn't be worse—right in the middle of a peace deal Ukraine has had little part in composing.The Economist's Ukraine correspondent, Ollie Carroll, has been following the scandal and the investigation that brought it crashing to the surface for months. On The Weekend Intelligence he takes us deep inside "Operation Midas”.Listen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account.Music by Blue dot and EpidemicThis podcast transcript is generated by third-party AI. It has not been reviewed prior to publication. We make no representations or warranties in relation to the transcript, its accuracy or its completeness, and we disclaim all liability regarding its receipt, content and use. If you have any concerns about the transcript, please email us at podcasts@economist.com.Read more about how we are using AI. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we uncover the real reasons most insurance agencies struggle to grow and why relying on old-school sales tactics is no longer enough. We're joined by Andy Neary, who shares how he rebuilt his career from scratch in a market where no one knew him and why building a powerful personal brand became the game-changer that transformed his business.From the importance of patience in marketing, to the 90-day “this isn't working” phase, to the moment the hockey-stick breakthrough appears, this conversation is packed with the mindset, discipline, and strategy agency owners desperately need today. If you want to understand the core pillars of an effective marketing strategy and how consistency compounds into massive growth, this episode is your roadmap.Perfect for agency owners, producers, marketers, and anyone ready to stop surviving and start scaling.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

It's the one you've all been waiting for - David finally gets his chance to ask Joe about co-starring in the Waitrose Christmas advert. And more importantly, what it was like kissing Keira Knightly? What with him being in one of the biggest adverts of the year and the huge success of The Celebrity Traitors, this really has been Joe's Midas month! So settle back and relax as Joe, somewhat reluctantly, tells David how he's feeling about his newfound fame. FOR ALL THINGS CHATABIX'Y FOLLOW/SUBSCRIBE/CONTACT: YouTube: ⁠https://www.youtube.com/@chatabixpodcast⁠ Insta: ⁠https://www.instagram.com/chatabixpodcast/⁠ TikTok: ⁠https://www.tiktok.com/@chatabix⁠ Patreon: ⁠https://www.patreon.com/chatabix⁠ Merch: ⁠https://chatabixshop.com/⁠ Contact us: ⁠chatabix@yahoo.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're joined by Dan Garzella, a highly respected entrepreneur and the founder of The Garzella Group, one of the fastest-growing independent insurance agencies in the U.S. Dan has built multiple successful businesses, mentors leaders across industries, and continues to guide entrepreneurs on scaling teams, simplifying systems, and creating long-term, sustainable success.In this episode, we talk about building confidence when you don't feel ready, why showing up consistently is more about mindset than motivation, what most new creators get wrong about visibility, how Dan built systems, discipline, and clarity during the hardest seasons of his life, and strategies to grow without burning out.If you've been struggling with motivation, self-doubt, or the pressure to “perform,” this conversation will feel like a warm, grounding pause.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

We had the pleasure of sitting down with Michelle O'Connor, a seasoned insurance professional with over 25 years of experience, to talk about the ins and outs of growing a successful business. From mastering follow-ups and building consistent sales processes to leveraging technology and AI to better serve clients, Michelle shares practical insights that any entrepreneur or agent can apply.In this episode, she opens up about managing teams, implementing structure without losing flexibility, and creating systems that make business easier and more efficient.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

2025-11-18 | Silicon Wafers 059 | Kyiv has doubled down on the line: “He's on a planned trip, not a fugitive”. They are referring to former defence minister Rustem Umerov and the persistent rumours he has “left the country and refuses to return”. The government vehemently claims these rumours spreading like wildfire on social media, are ‘very explicitly' false. So, is this scandal or psyop? Ukraine's Center for Countering Disinformation (CPD) has now refuted the story of “Umerov fleeing and refusing to return”, but it's clear that Russian propaganda has been handed a gift that it won't let go of easily. The officially sanctioned story is that he is on a scheduled official trip, “working in the United States” and holding meetings “aimed at strengthening international support for Ukraine,” and that he “remains in constant working contact with the state leadership.”----------SOURCES: "The CCD refuted fake news about Umierov's escape What they say | Censor.NET"https://censor.net/en/news/3585492/the-ccd-refuted-fake-news-about-umierov-s-escape-what-they-say "Umerov to return to Ukraine, probably on Thursday - source | УНН"https://unn.ua/en/news/umerov-to-return-to-ukraine-probably-on-thursday-source "The NSDC officially announced the date of Umerov's return to Ukraine • ANTIKOR portal"https://antikor.ua/en/amp/articles/803699-snbo_ofitsialjno_nazval_datu_vozvrashchenija_umerova_v_ukrainu "Ukraine seeking exchange of 1,200 prisoners with Russia"https://www.reuters.com/world/europe/ukraine-seeking-exchange-1200-prisoners-with-russia-2025-11-16/ "Top 7 most brazen facts and episodes from the Mindich case"https://english.nv.ua/nation/midas-case-reveals-corruption-influence-and-private-ties-in-ukraine-s-energy-and-defense-sectors-50561071.html"Umerov denies Mindic's influence in 2025 | Ukrainian News"https://news.liga.net/en/politics/news/the-sapo-reported-mindichs-alleged-influence-on-umerov-the-nsdc-secretary-responded "Corruption in the energy sector - the Midas scandal exposed the influence of Bankova Street and the escape of the main suspect - ZN.ua"https://zn.ua/eng/operation-midas-how-absolute-power-was-built-one-dollar-at-a-time.html "The Secretary of the NSDC of Ukraine is in no hurry to return"https://eadaily.com/en/news/2025/11/16/the-secretary-of-the-nsdc-of-ukraine-is-in-no-hurry-to-return-there-is-a-lot-of-work-on-prisoners----------SILICON CURTAIN FILM FUNDRAISERA project to make a documentary film in Ukraine, to raise awareness of Ukraine's struggle and in supporting a team running aid convoys to Ukraine's front-line towns.https://buymeacoffee.com/siliconcurtain/extras----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extras----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------

We're joined by Brian Greenberg, founder of True Blue Life Insurance, to discuss how agents can combine AI, automation, and traditional strategies to grow their business. From improving lead conversion and designing effective landing pages to harnessing client reviews and maintaining persistence in sales, Brian breaks down the tools and mindset that make modern life insurance sales effective.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Alan sits down once more with Dr. Tim Anderson to dive deep into the rapidly evolving landscape of digital dentistry. The episode begins with a hilarious, relatable discussion about the terrors of crashing recording software and the potential (and pitfalls) of AI, touching on everything from homework help to its role in revolutionizing clinical notes and reading X-rays. The conversation quickly pivots to Dr. Anderson's journey from engineering and architecture interests to his passion for the dental lab and in-house manufacturing, fueled by his residency and the purchase of a CEREC system. He reveals why he moved past early zirconia and EMAX to embrace new technologies. Dr. Anderson then shares his excitement for SprintRay's Midas, explaining how its new "Digital Press Stereo Lithography" technology is a game-changer, not just an evolution of 3D printing. He believes this new class of manufacturing, especially combined with AI, is poised to unlock limitless potential in restorative dentistry, particularly for procedures like onlays and eventually even complex bioprinting applications. He concludes by emphasizing that while technology is crucial, the biggest hurdle for dentists is often the software and the willingness to integrate and innovate. Some links from the show: Tim's Instagram The Last Invention podcast SprintRay Midas Join the Very Dental Facebook group using the password "Timmerman," Hornbrook" or "McWethy," "Papa Randy," "Lipscomb" or "Gary!" The Very Dental Podcast network is and will remain free to download. If you'd like to support the shows you love at Very Dental then show a little love to the people that support us! -- Crazy Dental has everything you need from cotton rolls to equipment and everything in between and the best prices you'll find anywhere! If you head over to verydentalpodcast.com/crazy and use coupon code "VERYDENTAL10" you'll get another 10% off your order! Go save yourself some money and support the show all at the same time! -- The Wonderist Agency is basically a one stop shop for marketing your practice and your brand. From logo redesign to a full service marketing plan, the folks at Wonderist have you covered! Go check them out at verydentalpodcast.com/wonderist! -- Enova Illumination makes the very best in loupes and headlights, including their new ergonomic angled prism loupes! They also distribute loupe mounted cameras and even the amazing line of Zumax microscopes! If you want to help out the podcast while upping your magnification and headlight game, you need to head over to verydentalpodcast.com/enova to see their whole line of products! -- CAD-Ray offers the best service on a wide variety of digital scanners, printers, mills and even  their very own browser based design software, Clinux! CAD-Ray has been a huge supporter of the Very Dental Podcast Network and I can tell you that you'll get no better service on everything digital dentistry than the folks from CAD-Ray. Go check them out at verydentalpodcast.com/CADRay!