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Join property investor John Pidgeon and independent buyer's advocate Emily Wallace as they explore all things property. Whether you're an aspiring investor, home buyer or simply have a keen interest in property, they're here to empower you with the knowle

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    • Apr 22, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 31m AVG DURATION
    • 288 EPISODES


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    Latest episodes from my millennial property

    716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)

    Play Episode Listen Later Apr 22, 2025 32:02


    In today's episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey solo and made some smart early moves. With the help of a parental guarantee, Nicole built a two property portfolio before meeting her partner. But when it came time to buy their dream home together, things got complicated.Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    715 building a portfolio, duplexes & commercial property (Rachelle Kroon's story)

    Play Episode Listen Later Apr 15, 2025 39:23


    In today's episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at a young age to building a diverse portfolio with duplexes, rentvesting, parental guarantees and commercial property in super, Rach shares the strategies, mindset shifts and money lessons she learned along the way.Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    714 Emily's biggest lessons about property (+ A BIG ANNOUNCEMENT)

    Play Episode Listen Later Apr 8, 2025 34:54


    Emily shares the five biggest lessons she's learned about property, the industry, and herself + a BIG announcement.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    713 buy now or wait? choosing between a stepping stone or your dream home

    Play Episode Listen Later Apr 1, 2025 32:18


    In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone approach? They explore how borrowing power, lifestyle goals, location, and long-term thinking all play a role in making the right call for your first purchase. The ep touches on:

    712 buying your next property, BA fees, are removalists worth it? + more

    Play Episode Listen Later Mar 25, 2025 33:22


    In today's Q&A episode John and Em tackle:

    711 getting your finance strategy right + two first home buyer case studies

    Play Episode Listen Later Mar 18, 2025 38:42


    Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a property professional in your corner? Check out how Emily and John can help

    710 renovating for profit: where to spend and where to save

    Play Episode Listen Later Mar 11, 2025 37:14


    In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on:

    acast belinda smith renovating for profit
    709 property market update: auctions, interest rates and buyer trends

    Play Episode Listen Later Mar 4, 2025 33:50


    The 2025 property market is off and running! Emily and John break down what's happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.Need a property professional in your corner? Check out how Emily and John can help

    708 what the rate cut means for buyers & investors + potential help debt changes

    Play Episode Listen Later Feb 25, 2025 33:36


    The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on:

    707 property buying gone wrong + property coach red flags (Adam's story)

    Play Episode Listen Later Feb 18, 2025 43:53


    Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That's exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to.Want a clarity call with John about your situation? Book hereNeed a property professional in your corner? Check out how Emily and John can help

    706 buying property? don't make these 6 common mistakes

    Play Episode Listen Later Feb 11, 2025 27:04


    Buying a home or investment? Don't make these 6 common mistakes! John and Em share tips that could save you a fortune. Need a property professional in your corner? Check out how Emily and John can help

    705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more

    Play Episode Listen Later Feb 4, 2025 39:45


    In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:

    704 buying in bushfires and flood zones - should you be concerned?

    Play Episode Listen Later Jan 28, 2025 28:26


    Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.Articles and resources mentioned in the chat:https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44eNeed a property professional in your corner? Check out how Emily and John can help

    703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more

    Play Episode Listen Later Jan 21, 2025 35:06


    In today's episode Em and John unpack your questions, touching on:

    702 investing in commercial property: risks, tips, and strategies

    Play Episode Listen Later Jan 14, 2025 34:50


    Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience as a commercial real estate agent, Matthew shares his insights on:

    701 increasing borrowing capacity, using equity vs cash, LMI waivers + more

    Play Episode Listen Later Jan 7, 2025 40:24


    In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cash for property purchases, and the latest on LMI waivers. They also cover rental yields, government schemes, and tips for navigating today's lending landscape. Learn more about Sphere Home Loans hereNeed a property professional in your corner? Check out how Emily and John can help

    best of 2024: location is everything (fact or fiction?) + tips for finding a good location

    Play Episode Listen Later Dec 31, 2024 32:54


    Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location.

    best of 2024: should I buy an investment or owner occupier first?

    Play Episode Listen Later Dec 24, 2024 33:20


    Today's episode was a fan favourite so we're bringing it back! Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:

    649 real scenarios: first home buyer, using equity for investment & upsizing into dream home

    Play Episode Listen Later Dec 17, 2024 35:15


    In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an investment, and upsizing into a dream home. She unpacks the numbers, the strategy, and the game-changing role of a good broker in navigating it all.Need a property professional in your corner? Check out how Emily and John can help

    648 tips for landlords from a property manager

    Play Episode Listen Later Dec 10, 2024 32:21


    In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers her unique tips on selecting the right property manager, managing risk, and getting the most out of your investment. They touch on:

    647 timing the market, 2025 property outlook, buying a property in probate + more

    Play Episode Listen Later Dec 3, 2024 35:50


    In today's episode John and Emily answer some listener questions about:

    646 negative gearing: will removing it help the housing crisis?

    Play Episode Listen Later Nov 26, 2024 27:52


    In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why it's so polarising, and whether scrapping it could solve Australia's housing crisis. The touch on:

    645 styling your home to sell, investment loans, commercial property, houses vs units + more

    Play Episode Listen Later Nov 19, 2024 42:17


    In today's episode John and Emily answer a mixed bag of questions - touching on:

    644 buying my first home or investment property (clarity call with Tayla)

    Play Episode Listen Later Nov 12, 2024 38:28


    Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.Want clarity on your property situation? Book a clarity call with John hereCheck out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a mortgage broker? Connect with the Sphere Home Loans team hereNeed a property professional in your corner? Check out how Emily and John can help

    643 building & pest inspections: what buyers need to know

    Play Episode Listen Later Nov 5, 2024 38:53


    A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of shiny new renovations. Need a property professional in your corner? Check out how Emily and John can help

    642 building our dream home (John interview's his wife, Amy)

    Play Episode Listen Later Oct 29, 2024 43:58


    In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by Amy's lifelong passion for homes to navigating the challenges of custom builds, Amy unpacks the process of their knock-down rebuild experience. She shares the choices she made when it came to balancing aesthetics and practicality, making budget-conscious choices and some helpful tips for anyone considering building their dream home. The episode touches on:

    641 negotiating your next investment property

    Play Episode Listen Later Oct 22, 2024 35:36


    In this episode, John chats with Marcus Davidson, buyer's agent at Envisage Property. John and Marcus dive into the ins and outs of negotiating your next investment property—from understanding market trends and comparable sales to building rapport with agents and getting the best terms for your deal. Whether you're an experienced investor or a first-timer, this episode is packed with insights to help you take action confidently.Need a buyer's agent in your corner? Check out how John and his team can help: www.envisageproperty.com.auWant to know more about John's 8 point investing strategy? Check out his book, Sort Your Property Out & Build Your FutureWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    640 the roadmap to buying a home

    Play Episode Listen Later Oct 15, 2024 33:10


    There's A LOT that goes into purchasing a home so if you're feeling overwhelmed with the idea or process of it - you're not alone! In today's episode Emily walks through the key stages of purchasing a home along with some tips and bits of advice from her experience as a professional buyer's advocate. Need a property professional in your corner? Check out how Emily and John can help

    639 Perth property: are prices still on the rise?

    Play Episode Listen Later Oct 8, 2024 35:32


    In today's episode, John chats with financial adviser Alex Luck from Everest Wealth about the Perth property market. They dive into whether the Perth market is still going strong, how the relationship between financial planners and buyer's agents works, and what investors should consider when looking at Perth's current real estate trends. They touch on:

    638 buying new PPOR before selling the first, pre-approval before income drop, joint ventures & tax + more

    Play Episode Listen Later Oct 1, 2024 35:06


    In today's episode John and Emily discuss property values around the country and which locations have seen better growth over the years, plus answer listener questions around:

    637 use equity from first home to invest or sell and upsize?

    Play Episode Listen Later Sep 24, 2024 30:27


    In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? They dive into the pros and cons, share strategies for building wealth, and offer advice for young families planning ahead. The episode touches on:

    636 upsizing, partner owns a PPOR, building & pest for strata, positive gearing + more

    Play Episode Listen Later Sep 17, 2024 33:19


    Today's Q&A episode is jam packed with some awesome questions from our community! John & Em chat about:

    635 property market & lending update, discretionary trusts and reverse mortgages

    Play Episode Listen Later Sep 10, 2024 36:11


    Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts and reverse mortgages.Check out John's book, Sort Your Property Out & Build Your Future: https://amzn.to/4d0ljduConnect with Rachelle and the team at Sphere Home Loans at: https://www.spherehomeloans.com.auWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    634 selling & upsizing, housing affordability, moving interstate with young kids + more

    Play Episode Listen Later Sep 3, 2024 38:13


    In today's community Q&A John and Emily chat about:

    633 how Steph increased the value of her first home from $640k to $730k in 4 months

    Play Episode Listen Later Aug 27, 2024 36:58


    In today's episode Steph shares her inspiring story of purchasing her first home in Perth and how she grew its value by $90k in just 4 months. Like many first home buyers, Steph's ultimate goal is to purchase her forever home in her dream location so in this chat she shares the strategic steps she took to find a property that could grow in value over time and serve as a perfect stepping stone toward achieving that goal.Need clarity on your property situation? Book a clarity call with John hereWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    632 all you need to know about depreciation

    Play Episode Listen Later Aug 20, 2024 34:59


    If you own an investment property or plan to, you'll need a depreciation schedule to claim those sweet sweet tax deductions. In today's episode John chats with Mike Mortlock from MCG Quantity Surveyors to unpack what you need to know. They touch on:

    631 home ownership, economy & recession, negative gearing + more with Mark Bouris

    Play Episode Listen Later Aug 13, 2024 44:49


    In today's episode John chats with entrepreneur Mark Bouris who founded mortgage lending businesses Wizard Home Loans and Yellow Brick Road. Mark shares the story of starting Wizard Home Loans in the late 90s and answers questions from listeners around:

    630 housing market update

    Play Episode Listen Later Aug 6, 2024 34:46


    Emily unpacks the current trends and changes she's seeing in the Australian property market and what's driving the demand for housing. She touches on:

    629 tax deductions, buying direct from owner, making a low offer, is $100k enough to buy + more

    Play Episode Listen Later Jul 30, 2024 28:05


    In today's episode John shares his thoughts on your questions around:

    628 reimagining the Great Aussie Dream

    Play Episode Listen Later Jul 23, 2024 26:26


    The dream of home ownership in Australia looks far different in today's property landscape than it did a few decades ago. Is The Great Aussie Dream still achievable? John shares a chapter from his book, Sort Your Property Out & Get Invested exploring the pros & cons of home ownership and the different pathways to achieving it.Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a sounding board for your situation? Book a clarity call with John hereWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    627 big reasons to consider a tiny home

    Play Episode Listen Later Jul 16, 2024 33:22


    More people are considering adding granny flats and tiny homes on larger blocks to help overcome a lack of housing or as another way to generate income for investors. In today's episode John chats with builder Jeremy Wikeepa who specialises in building mini spaces. Jeremy shares:

    626 John & Emily debate: invest in regional house or city unit?

    Play Episode Listen Later Jul 9, 2024 31:27


    If you could purchase an investment property anywhere, would you go with a house in a regional area or an apartment in the city? John and Emily debate the pros and cons of each.Resources you might find helpful

    625 becoming a rentvester in 2024

    Play Episode Listen Later Jul 2, 2024 34:52


    Rentvesting has grown in popularity as a strategy for people to get their foot into the property market sooner - who doesn't want to do that?! In today's episode John and Emily chat about rentvesting in a cost of living crisis, who the strategy/lifestyle might suit, what to consider if you are planning to buy an investment property, and Emily's personal experience in this space.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    624 lending landscape, interest rates, FHSS, buying property in a trust, BFAs + more (mortgage broker Q&A)

    Play Episode Listen Later Jun 25, 2024 36:32


    In today's episode regular guest and mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show for a chat about all things lending and mortgages. Rachelle touches on the current lending landscape, what's considered a 'good' rate, should I buy property in a trust, is the FHSS a risky option in today's climate, releasing equity from your PPOR and more so strap in!Links

    623 common first home buyer mistakes to avoid

    Play Episode Listen Later Jun 18, 2024 33:39


    Buying a property for the first time is a big deal! In today's episode Emily shares some common mistakes to avoid and handy tips to help you on your home buying journey.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    622 location is everything (fact or fiction?) + tips for finding a good location

    Play Episode Listen Later Jun 11, 2024 33:00


    Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location.

    621 are buyers advocates worth their fee?

    Play Episode Listen Later Jun 4, 2024 40:42


    If you're in the market to purchase a property, the question of whether a buyers agent/advocate is worth engaging might cross your mind. Full disclosure, John and Em are both BAs and in today's episode they talk about some of the things you might consider to help you decide:

    620 my property story: building a portfolio of 8 properties in 13 years

    Play Episode Listen Later May 28, 2024 45:46


    In today's episode John interviews Christie who's a listener of the show about her journey as a property investor. Christie shares the ins and outs of each property purchase, the lessons she learned along the way and her tips for anyone looking to get started as an investor.Interested in having a clarity call with John? Click here to book a chat or learn moreWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    619 how to buy your dream home (live recording)

    Play Episode Listen Later May 21, 2024 38:31


    If you have a goal to buy the home of your dreams then today's episode is for you! This episode was recorded live in Townsville with special guests Glen James from this is money and some of our awesome listeners. Special thanks to Sphere Home Loans for supporting this episode.Grab

    618 how property has changed over the last 35 years

    Play Episode Listen Later May 14, 2024 34:45


    In today's episode John turns back the clock with property journalist James Kirby to look at how the property market has shifted and changed over the last few decades. John and James also chat about how property topics are represented in the media, investing in property and the state of various markets across the country today. We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    617 termites, granny flats, upsizing your home, drawing equity + more

    Play Episode Listen Later May 7, 2024 35:06


    In today's Q&A John and Emily chat about:

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