Podcasts about AFR

Brendan Hargreaves is the Chief Financial Officer (CFO) of Officeworks, a $3B+ business with over 170 stores and 8,000+ team members. Previously, he held senior commercial and financial roles at Qantas ($17B+ revenue), Coles (800+ stores), Cleanaway (5,000+ employees), Village Roadshow, and The Warehouse Group (NZX: WHS, ~$3B market cap). Brendan is also a Director and mentor at the Financial Executives Institute (FEI), supporting the next generation of finance leaders through mentorship and professional development.+++ To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/high→ Get up to 6 months of Notion's Business plan for free with Notion AI included (worth $12K): Go to - https://ntn.so/highflyers & click “Apply Now”If you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today! Join our stable of commercial partners including the Australian Government, Google, KPMG, University of Melbourne and more.  ***CLICK HERE to read show notes from this conversation. Please enjoy!***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths, Airwallex, Eucalyptus etc; Board Members at Macquarie Bank, ANZ, Reserve Bank etc; Former Prime Minister of Australia; Globally renowned Tech CEO's from Google, Microsoft, Xero etc, Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Centre is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com***   

¿Podemos provocar fenómenos telekinéticos? La respuesta es sí... ¡pero no nos damos cuenta! Un par de ejemplos. ¿Y qué hay de la "Psicokinesis" sobre plantas? En un experimento se inventó un fantasma. ¿Qué sucedió después? ¿Qué es un egrégoro? Una anécdota personal: el Fantasma de la Guarnición. Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

¿Podemos provocar fenómenos telekinéticos? La respuesta es sí... ¡pero no nos damos cuenta! Un par de ejemplos. ¿Y qué hay de la "Psicokinesis" sobre plantas? En un experimento se inventó un fantasma. ¿Qué sucedió después? ¿Qué es un egrégoro? Una anécdota personal: el Fantasma de la Guarnición. Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

On 7 July the AFR published a list of 37 Economists who had answered a poll on when the RBA would next cut rates. 32 of them thought that the RBA would cut on 8 July. Only 5 of them did not believe the RBA would cut on 8 July. I was one of them. The RBA did not cut.

On this week's episode of AFR, we're talking:-NFC East Record Predictions

Stephanie Reuss and Victoria Stuart noticed that companies were making big decisions about jobs, teams, and strategy without really knowing what people were doing. So they built Beamible, a platform that maps work at the task level. It helps organizations see what is working, what is slowing people down, and what actually creates value for the business. In this episode, Dart, Steph, and Vic talk about why visibility is the first step to meaningful change, how AI is transforming job design, and what it looks like to optimize rather than simply balance the needs of people and business.Steph and Vic are the co-founders and co-CEOs of Beamible. Steph is an award-winning entrepreneur and former global consultant with a background in finance, futures trading, and executive advisory. Vic is a former Google executive with expertise in strategy, technology, and workforce innovation.In this episode, Dart, Steph, and Vic discuss:- Why visibility into actual work is the first step to change- What the “bubble chart” reveals about energy and value- How AI transforms the way we think about job design- What drains employees and how to identify it- The human cost of misalignment between teams and leaders- How to design for optimization instead of balance- Shifting culture toward transparency and shared ownership- And other topics…Stephanie Reuss is the co-founder and co-CEO of Beamible. Her career spans corporate finance, consulting, and leadership roles across four continents, including positions at KPMG, the New York Mercantile Exchange, and CEB. She was named Entrepreneur of the Year by Women's Agenda and was a finalist for NSW Business Woman of the Year. Steph is known for challenging traditional workforce models, and her work has been featured in the AFR, Sydney Morning Herald, and SmartCompany.Victoria Stuart is the co-founder and co-CEO of Beamible. Before launching the company, she led industry strategy at Google and held leadership roles at Accenture and Digitas, working across technology, banking, and retail. With a background in both business and science, Vic brings a systems lens to complex workforce challenges. Her focus is on creating flexible, human-centered workplaces that are ready for the future.Resources Mentioned:Beamible: https://beamible.com/Connect with Steph and Vic:Steph's LinkedIn: https://www.linkedin.com/in/stephanie-reuss-04a8ab15Vic's LinkedIn: https://www.linkedin.com/in/victoria-stuart-76508810/Work with Dart:Dart is the CEO and co-founder of the work design firm 11fold. Build work that makes employees feel alive, connected to their work, and focused on what's most important to the business. Book a call at 11fold.com.

Simon Molnar is the founder and CEO of Flagship, the startup helping retailers use data to optimise their physical stores. Previously, he co-founded Ice Jewellery and led data and marketing at Afterpay, the $39 billion fintech company co-founded by his brother, Nick Molnar, which was acquired by Square (now Block) in 2021.Raised in Sydney, he now lives in Los Angeles, expanding Flagship's reach in the U.S. market.+++ To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/high→ Get up to 6 months of Notion's Business plan for free with Notion AI included (worth $12K): Go to - https://ntn.so/highflyers & click “Apply Now”If you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!  ***CLICK HERE to read show notes from this conversation. Please enjoy!***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths, Airwallex, Eucalyptus etc; Board Members at Macquarie Bank, ANZ, Reserve Bank etc; Former Prime Minister of Australia; Globally renowned Tech CEO's from Google, Microsoft, Xero etc, Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Center is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com***    

¿Se pueden desarrollar la telepatía, clarividencia, precognición, retrocognición, telekinesis, hiloclastia? ¿Cómo funcionan las cartas Zenner? ¿Por qué eran tan comunes los fenómenos telekinéticos en cierta época y luego dejaron de producirse? ¿Eran trucos o no? ¿Cómo eran y cómo deberían ser los experimentos? Un experimento en el CAI. Sectas en Paraná, Santa Fe y Buenos Aires. El maltrato de animales. Un proyecto de ley "anti-lavado de cerebro". Sección Revolviendo la Biblioteca: Libro: "Mensajeros de la luz" (David Tansley) ¿Las vijas historias de duendes son el mismo fenómeno que hoy llamamos OVNI? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

¿Se pueden desarrollar la telepatía, clarividencia, precognición, retrocognición, telekinesis, hiloclastia? ¿Cómo funcionan las cartas Zenner? ¿Por qué eran tan comunes los fenómenos telekinéticos en cierta época y luego dejaron de producirse? ¿Eran trucos o no? ¿Cómo eran y cómo deberían ser los experimentos? Un experimento en el CAI. Sectas en Paraná, Santa Fe y Buenos Aires. El maltrato de animales. Un proyecto de ley "anti-lavado de cerebro". Sección Revolviendo la Biblioteca: Libro: "Mensajeros de la luz" (David Tansley) ¿Las vijas historias de duendes son el mismo fenómeno que hoy llamamos OVNI? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

AFR talks about the recent transactions in the recent 2025 NBA free agency.

Breaking @ 8 - The AFR's Phil Coorey and SA Greens Senator Sarah Hanson Young join David & Will on FIVEAA Breakfast. Listen live on the FIVEAA Player. Follow us on Facebook, X and Instagram. Subscribe on YouTubeSee omnystudio.com/listener for privacy information.

Dr Bec Sheean is the Director of Research and Programs at FightMND, leading strategy across all funded research and initiatives to accelerate progress against Motor Neurone Disease.With a PhD in neuroscience and a Graduate Certificate in Clinical Research, she champions collaborative, translational science. Bec chairs the International Research Director Forum, co-chairs the MND Research Collective, and serves on the International Alliance's Scientific Advisory Committee.This is Bec's first ever in-depth interview.+++ To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/high→ Get up to 6 months of Notion's Business plan for free with Notion AI included (worth $12K): Go to - https://ntn.so/highflyers & click “Apply Now”If you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!  ***CLICK HERE to read show notes from this conversation. Please enjoy!***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths, Airwallex, Eucalyptus etc; Board Members at Macquarie Bank, ANZ, Reserve Bank etc; Former Prime Minister of Australia; Globally renowned Tech CEO's from Google, Microsoft, Xero etc, Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Center is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com***   

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Religioso y hereje. ¿Religiones o Iglesias? Una élite espiritual se esfuerza en comprender la verdad oculta. Veamos la Biblia. ¿Cuándo nació realmente Jesús? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com Escucha este episodio completo y accede a todo el contenido exclusivo de Al Filo de la Realidad. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/3844

What separates a good property manager from a great one?It's not just doing the routine inspections, collecting rent, or chasing arrears. It's being able to have deeper, value-driven conversations with landlords, ones that go beyond the usual transactional touchpoints and actually speak to why they became investors in the first place.And that's exactly what this episode is all about.Many landlords buy investment properties to create financial freedom yet property managers often miss the opportunity to be a real partner in that journey. Instead of only talking about repairs or rent increases, what if you could start meaningful conversations about topics like equity growth, tax depreciation, and market trends?That's where the magic happens. In this episode, we chat with Mike Mortlock, Managing Director of MCG Quantity Surveyors, one of Australia's fastest growing QS firms. A leading expert in tax depreciation, Mike has helped thousands of investors boost their cash flow and is a regular commentator in AFR, API Magazine, and more. He's also the host of the Geared for Growth podcast and was named one of the Top 50 most influential people in real estate by Elite Agent Magazine. He also sits on the board of the Property Investment Professionals of Australia, so he brings a wealth of insight to this conversation.“I believe they should always be leading the conversation around rent and rental movements. So you don't want the landlord to be sort of saying, oh, I've seen some data that says rents have increased by X percent. You want to be able to deliver that. And that really, I feel should be within the realm of expertise of a property manager.” -Mike Mortlock We explore:The #1 conversation most property managers are missing with landlordsHow to bring up tax depreciation even if you don't fully understand it yourselfWhat landlords actually want from their property managers The 3 triggers that tell you a landlord needs a depreciation scheduleWhy property managers should have a network of trusted experts, from insurance to financeHow to add more value and stand out from your competitors in the same suburbCreative ways to educate, retain, and impress your landlords using tools like AI, webinars, and industry partnershipsWhy deeper conversations lead to better onboarding and longer retentionKylie's Resources:Property Management Growth School: https://courses.thatpropertymum.com.au/TPM-BDMSchool Digital Marketing School: https://courses.thatpropertymum.com.au/digitalschool That Property Mum Courses: https://www.thatpropertymum.com.au/courses/ The PM Accelerate Membership: https://courses.thatpropertymum.com.au/accelerate Book a Strategy Call with Kylie: https://calendly.com/kylie-tpm/coaching-call Kolmeo: https://kolmeo.com/ Sensor Global: https://sensorinsure.com/

It's that time of year again and with July 4th landing on a Friday, it could get a little loud around the metro. AFR's Jason Fejer stops by the morning show to help prepare us for Independence Day.See omnystudio.com/listener for privacy information.

A Primeira Seção do Superior Tribunal de Justiça decidiu que, nas ações com pedido de ressarcimento ao Sistema Único de Saúde por atendimentos feitos a clientes de planos de saúde, vale o prazo de prescrição de cinco anos, conforme o Decreto 20.910/1932. Esse prazo começa a contar a partir da notificação da decisão administrativa que definiu os valores a serem pagos.Essa decisão foi tomada sob o rito dos recursos repetitivos e está cadastrada como Tema 1.147. Isso significa que ela deve ser seguida por todos os tribunais do país em casos parecidos. Com a definição, processos que estavam parados à espera desse entendimento podem continuar tramitando.Segundo o relator, ministro Afrânio Vilela, a obrigação de ressarcir o SUS é prevista na Lei dos Planos de Saúde, e a Agência Nacional de Saúde Suplementar é responsável por apurar os valores que devem ser pagos. A apuração segue regras detalhadas na Resolução Normativa 502/2022, e após a notificação, a operadora tem 15 dias úteis para pagar. Se não pagar, a dívida pode ir para cobrança judicial.O colegiado entendeu que a relação entre a ANS e as operadoras é regida pelo direito administrativo, e por isso o prazo do Código Civil não se aplica. A Corte reforçou que o prazo de cinco anos também garante isonomia, já que é o mesmo usado em ações envolvendo a Fazenda Pública.

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Religioso y hereje. ¿Religiones o Iglesias? Una élite espiritual se esfuerza en comprender la verdad oculta. Veamos la Biblia. ¿Cuándo nació realmente Jesús? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com Escucha este episodio completo y accede a todo el contenido exclusivo de Al Filo de la Realidad. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/3844

OK, I am done with taking the Saturday releases from the likes of Domain and Cotality as anything meaningful. To illustrate the point, the latest in the AFR cities Cotality data claiming the national auction clearance rate has risen to its highest level in a year after two interest rate cuts and the possibility of … Continue reading "Calling Out The Auction Clearance BS Again!"

Palestra ao Vivo - 21/06/2025 - 18h - Afrânio Savelli

Frank has a new adventure, and he's sharing it on AFR

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the big 3 property news stories of the week, as well as all the latest property market news. Topics covered 1 – What investors can learn from 20 years of property data (AFR) 2 – Are you paying too much for your home loan? 3 – Domain house price forecasts for 2026 Chapters – Introduction and Market Overview – Affordable Suburbs and First-Time Buyers – Immigration and Housing Demand – Market Predictions and Future Growth – Navigating the Mortgage Landscape – Market Trends and Price Predictions – Listener Q&A: Selling Strategies and Market Timing – The Impact of Positive Gearing on Borrowing Capacity Episode Resources – Are you paying too much on your home loan? – What investors can learn from 20 years of data – Property prices tipped to rise in 2026 (Domain) – Inflation drops more than expected, to around 4-year low – Australian CPI slows to 2.1% in May – The affordable suburbs with access to parks, schools, and transport – Population growth eases back to new normal – How have residents moved between cities and states over recent years – Cameron Kusher – Monday market recap – Cameron Kusher – All signs are currently pointing to another boom in house prices – Canada shows Australia how to solve housing crisis – immigration pause – Broome locals priced out of housing by investors Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

A Primeira Seção do Superior Tribunal de Justiça decidiu que a citação válida do Estado do Paraná e da Faculdade Vizivali interrompe o prazo da prescrição também em relação à União. Essa decisão vale mesmo que a União tenha sido citada após cinco anos do início da ação, desde que o atraso tenha sido culpa da Justiça.Esse entendimento foi firmado em julgamento realizado sob o rito dos recursos repetitivos, cadastrado como Tema 1.131. Isso significa que ele vai servir de base para os demais tribunais do país, quando julgarem casos idênticos.Essa discussão surgiu a partir de um curso de capacitação para professores oferecido em 2002 pelo Paraná e pela Faculdade Vizivali. O curso era autorizado pelo estado, mas depois surgiram dúvidas sobre a validade dos diplomas, pois o reconhecimento deveria ter sido feito pela União, conforme a legislação federal.Muitos professores processaram apenas o Estado e a faculdade, já que na época não havia entendimento claro sobre a necessidade de incluir a União na ação. Só depois, com decisões do STJ, nos Temas 584 e 928, ficou pacificado que a União também deveria participar do processo.O relator, ministro Afrânio Vilela, destacou que não se pode punir os autores das ações por seguirem decisões anteriores que não exigiam a União no processo. Segundo ele, a prescrição só ocorre quando há inércia do autor, o que não aconteceu nesses casos. A decisão também considerou a solidariedade entre os entes públicos. Isso significa que, se há responsabilidade conjunta, a citação de um deles interrompe a prescrição para todos, inclusive para a União.Por fim, o colegiado entendeu que a interrupção do prazo deve retroagir à data em que a ação foi proposta, garantindo segurança jurídica e justiça aos envolvidos. Agora, os processos que estavam parados à espera desse julgamento podem voltar a tramitar.

Shannon Scott is the Senior Vice President, Global Head of Product at Airwallex, and Executive Director of Airwallex's Australia and New Zealand business entities. Shannon is responsible for Airwallex's product strategy and roadmap, spanning financial infrastructure, business software, and embedded finance solutions.Prior to Airwallex, Shannon was an early employee of Palantir Technologies, where he founded Palantir's international operations and business development in ANZ and Europe.This is his first ever in-depth interview.+++ To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/high→ Get up to 6 months of Notion's Business plan for free with Notion AI included (worth $12K): Go to - https://ntn.so/highflyers & click “Apply Now”If you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!  ***CLICK HERE to read show notes from this conversation. Please enjoy!***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths, Airwallex, Eucalyptus etc; Board Members at Macquarie Bank, ANZ, Reserve Bank etc; Former Prime Minister of Australia; Globally renowned Tech CEO's from Google, Microsoft, Xero etc, Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Center is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com***   

¿Qué es la Autodefensa Psíquica? ¿Existen los "hechizos" o agresiones psíquicas? ¿Qué es la Telepatía? ¿Qué es la Telekinesis o Psicokinesis? ¿Qué es la Hiloclastia? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

¿Qué es la Autodefensa Psíquica? ¿Existen los "hechizos" o agresiones psíquicas? ¿Qué es la Telepatía? ¿Qué es la Telekinesis o Psicokinesis? ¿Qué es la Hiloclastia? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

Föstudagsgestur Mannlega þáttarins í þetta sinn var Eliza Reid, sagnfræðingur, rithöfundur og fyrrverandi forsetafrú. Við fórum með henni aftur á æskuslóðirnar í Ottawa í Ontario fylki Kanada, þar sem hún fæddist og ólst upp. Hún sagði okkur frá, tónlistarnámi, kórsöng, ferðalögum til Afríku og Asíu og þegar hún kom fyrst til Íslands. Svo fórum við með henni á handahlaupum í gegnum lífið til dagsins í dag og ræddum auðvitað líka um nýju bókina hennar Diplómati deyr. Í matarspjallinu með Sigurlaugu Margréti í dag töluðum við um súkkulaðikökur, franskar súkkulaðikökur, skúffukökur og fleiri týpur. Tónlist í þættinum í dag: Allt í fína / Ragnar Bjarnason og Ragnheiður Gröndal (Karl Olgeirsson) Hafið þennan dag / Hera (Hera Hjartardóttir) What I Wouldn't Do / Serena Ryder (Serena Ryder & Jerrod Bettis) UMSJÓN GUÐRÚN GUNNARSDÓTTIR OG GUNNAR HANSSON

Grænu ljónin frá Kamerún breyttu knattspyrnuheiminum varanlega á HM á Ítalíu árið 1990. Roger Milla og félagar mættu, sáu og sigruðu en saga liðsins er um margt ótrúleg. Paul Biya, sem hefur verið við völd í Kamerún síðan 1982, fyrirskipaði að Roger Milla skyldi taka þátt í mótinu og þar með var það mál útrættMilla hafði þá þegar lagt skóna á hilluna, en ákvörðun forsetans reyndist snilldarleg. Við fórum yfir þessa mögnuðu sögu og rýndum í hvernig framganga ljónanna breytti fótboltaheiminum – bæði í Afríku og fyrir ungan miðjumann Parma á Ítalíu!Njótið!

AFR recaps both the NBA Eastern and Western Conference Finals

Satanás, Diablo, Demonio, Lucifer... ¿de dónde vienen estos términos y qué significan? ¿En dónde reside el mal? La Ley de Entropía. Adán y Eva en el Paraíso y el árbol del bien y del mal. Prometeo roba el fuego de los dioses para los humanos. Hércules roba las manzanas. Satanás: la esperanza, el inconformismo. El mal que hacen los humanos. ¿Qué es el mal? ¿Cuál es el verdadero infierno? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

Allir geta lent í því að koma að fólki sem hefur lent í áfalli, slysi, ofbeldi, náttúruhamförum eða einhverjum öðrum alvarlegum atburðum. Þá geta fyrstu viðbrögð verið mikilvæg og ýmislegt sem ber að varast. Auðvitað ætti fagfólk að veita slíka hjálp en alvarlegir atburðir gera oft ekki boð á undan sér, því getur verið gott að kunna einföld viðbrögð sem geta hjálpað þangað til fagfólk getur komið inn í aðstæðurnar. Belinda Karlsdóttir leiðbeinandi hefur kennt sálræna fyrstu hjálp hjá Rauða krossi Íslands og á næstunni ætlar Rauði krossinn að bjóða almenningi upp á netnámskeið í sálrænni fyrstu hjálp. Belinda ræddi um þetta. Barnabarn Helgu Steffensen, Hörður Bent Steffensen hefur tekið við Brúðubílnum af ömmu sinni eftir nokkurra ára hlé og býður upp á fjölda sýninga í sumar ásamt góðu teymi. Hann er leikari að mennt og var mikill aðdáandi Brúðubílsins alla sína æsku og fékk loks að taka þátt í sýningum á unglingsaldri. Hörður sagði frá sýningum sumarsins og hversu vel amma hans hélt upp á brúðurnar, handritin og leikmyndirnar sem fylgja Brúðubílnum sem á um hálfrar aldar sögu. Póstkort frá Magnúsi R. Einarssyni. Magnús er nýkominn til Eyja eftir ferðalag erlendis og lentur í norðanbrælu og kulda. Hann rifjaði upp þegar hann kom fyrst til Eyja fyrir fjórum árum þá var honum sagt að það væri þrennt sem ekki mætti krítisera í Eyjum og hann fer yfir það í póstkortinu. Í seinni hlutanum sagði hann aðeins frá brosinu sem er nánast einstakt í dýraríkinu hér á jörð. Tónlist í þættinum í dag: Aftur heim til þín / Eyþór Ingi og Lay Low (Baldur Hjörleifsson og Jónína Guðrún Eysteinsdóttir) Sveitin mín / Haukur Morthens (Jóhann Helgason) Dýrin úti í Afríku / Brúðubíllinn (Helga Steffensen) Sveitastúlkan og sveitapilturinn / Marína og Mikael (Charlie Parker, texti Marína Ósk Þórólfsdóttir) Hafið / Egill Ólafsson (Matti Lauri Kallio, texti Egill Ólafsson) UMSJÓN GUNNAR HANSSON OG HELGA ARNARDÓTTIR

¿Por qué se extinguieron los dinosaurios, "todos" los dinosaurios? ¿Fue coincidencia que sobrevivieran los mamíferos? Rastros de un meteorito rico en iridio. ¿Accidente o provocado? ¿Está siendo dirigida la evolución de la especie humana? Un cráneo de bisonte siberiano con un balazo en la frente... ¿o fue un láser? Tres cráneos de 50.000 años, con sendos disparos, ¡en un museo argentino! ¿Por qué no se ha capturado al monstruo de Loch Ness? ¿Es uno solo o puede haber más? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

Today on the Woody and Wilcox Show: Man opens emergency exit during flight; Woody's friend and the nachos; Wilcox and the cable guy; An AFR at Woody's pool; Most common fears; And more!

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! ¿Quiénes han tratad de construir OVNIs? Los agentes de intoxicación de la CIA, la KGB, etc. Contrainteligencia contra el tema OVNI. ¿Pero con qué fin querían engañarnos? Los agentes PSI y los mensajes telepáticos. ¿Pueden los extraterrestres quitarnos parte de nuestro espíritu? Las reflexiones de Salvador Freixedo. ¿Cómo será físicamente el ser humano del futuro? ¿Cómo habrá evolucionado nuestra especie dentro de dos millones de años? ¿Abandonaremos el cuerpo físico? ¿Cómo se alimenta una mente de "mente"? Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com Escucha este episodio completo y accede a todo el contenido exclusivo de Al Filo de la Realidad. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/3844

ਕੌਣ ਹਨ 2025 ‘ਚ ਆਸਟ੍ਰੇਲੀਆ ਦੇ ਸਭ ਤੋਂ ਅਮੀਰ 10 ਲੋਕ? ਅਤੇ ਕੀ ਟਾਪ 50 ‘ਚ ਕੋਈ ਭਾਰਤੀ ਨਾਮ ਵੀ ਹੈ? AFR ਯਾਨੀ ਆਸਟਰੇਲੀਅਨ ਫਾਇਨੈਨਸ਼ਲ ਰਿਵਿਊ ਨੇ 2025 ਦੀ 'ਰਿਚ ਲਿਸਟ' ਜਾਰੀ ਕਰ ਦਿੱਤੀ ਹੈ। ਇਸ ਸੂਚੀ ਵਿੱਚ 200 ਅਮੀਰ ਲੋਕਾਂ ਨੂੰ ਉਹਨਾਂ ਦੀ ਦੌਲਤ ਅਨੁਸਾਰ ਰੈਂਕ ਕੀਤਾ ਗਿਆ ਹੈ ਅਤੇ ਇਸ ਸੂਚੀ ਵਿੱਚ ਦੋ ਭਾਰਤੀ ਨਾਮ ਵੀ ਸ਼ਾਮਲ ਹਨ। ਕਿਹੜੇ ਹਨ ਇਹ ਨਾਮ ਅਤੇ ਕੌਣ ਹੈ ਇਸ ਲਿਸਟ 'ਚ ਟਾਪ 'ਤੇ, ਜਾਣੋ ਇਸ ਪੌਡਕਾਸਟ ਰਾਹੀਂ...

The Australian Financial Review's (AFR) 2025 Rich List is out, naming the top 200 wealthiest people in Australia. Leading the pack once again is mining magnate Gina Rinehart, with a fortune of $38.1 billion. But what about Indian-origin Australians? Listen to this podcast if you're curious to find out whether they made the list—and where they rank in terms of net worth.

Undir lok síðasta árs kom út platan Monster Milk, sem er fyrsta breiðskífa tónlistarkonunnar Sigrúnar Jónsdóttur, sem á sviðinu kallar sig einfaldlega SiGRÚN. Sigrún er þó alls enginn nýliði heldur hefur gefið út fimm stuttskífur undir eigin nafni undanfarinn áratug, en hún hefur einnig unnið sem hljóðfæraleikari, söngvari og pródúser, og spilað undir með Sigur Rós, Björk og Florence and the machine svo einhverjir séu nefndir. Monster Milk fékk Grammy-verðlaun íslensku grasrótarinnar, Kraumsverðlaunin, og í kvöld fagnar Sigrún plötunni með útgáfutónleikum í Iðnó. Við ræðum við Sigrúnu í Lest dagsins. Einar Hugi Böðvarsson flytur okkur sinn fyrsta pistil í Lestinni. Meðal þess sem kemur við sögu er spjallmennið Grok sem vill aðeins tala um þjóðarmorð á hvítum í Suður Afríku, gervigreindarsmíðaðar bækur á Amazon og lítill vængbrotinn þrastarungi. Næstu vikur ætlum við að fylgjast með bréfaskriftum frænkanna Helgu Daggar Ólafsdóttur og Sölku Snæbrár Hrannarsdóttur. Í fyrsta bréfinu ræða þær meðal annars bréfaskriftir og valdaleysið sem þær upplifa varðandi hryllinginn á Gaza.

What if everything we’re told about fixing Australia’s housing crisis is just scratching the surface? That’s the starting point for our conversation with Michele Adair, Managing Director of the Housing Trust and a long-time advocate for meaningful housing reform. Michele brings decades of experience and doesn’t hold back when talking about what’s really broken in the system. Throughout the episode, we cover key issues that are often ignored or oversimplified in the national conversation around Australia’s housing crisis, including: Why political promises rarely translate into real, on-the-ground housing outcomes The limitations of the private market and why it can’t deliver genuinely affordable homes How capital gains tax discounts cost the federal budget $23 billion a year – funds that could support social housing The gap between housing policy and delivery, and how that disconnect keeps communities in crisis Why the Housing Australia Future Fund is a step in the right direction, but severely underfunded and politically vulnerable The urgent need for a 20-year national housing strategy that includes all levels of government and addresses workforce shortages How community housing providers are being stretched to the limit, despite being more efficient and regulated than many think Why defining “affordable housing” matters, and how that definition has been lost at a federal level If you care about what’s happening in housing, or you’re just tired of hearing the same old solutions that clearly aren’t working, this one’s worth a listen. Let's get started! Episode Highlights: 00:00 - Introduction 01:21 - Who is Michele Adair? 01:59 - Could the election results have an impact on the ongoing rental crisis? 04:36 - What Michele believes the Labor Party still needs to address beyond supporting HAAF 07:06 - How Michele views the investment fund approach vs direct housing build 09:56 - What’s currently preventing good affordable housing proposals from moving forward 11:02 - Why Michele believes political messaging around “supply” misses the real issue 13:48 - Why housing affordability can’t be fixed by doing the same thing over and over 16:07 - Why housing policy shouldn't be a one-size-fits-all 27:17 - What’s changed, or hasn’t, in the rental crisis since the last conversation 29:49 - How having three levels of government makes fixing housing more difficult 36:50 - Michele’s views on how tax structures and hidden costs affect affordability 38:44 - How community housing is currently financed, and why it’s becoming harder 49:21 - How poorly designed rental laws are putting pressure on both renters and landlords 52:22 - Will regional oversupply outpace urban rental demand? 58:06 - Michele Adair’s property dumbo 59:34 - Thoughts on the 3D printed house About Our Guest: After seven years as CEO at Housing Trust, Michele Adair has now moved into the role of Managing Director to focus on portfolio growth. A courageous and pragmatic driving force in housing policy and advocacy, she was named one of the five most powerful people in property by the AFR in 2023 and won the UDIA’s national award for leadership excellence the same year. Michele was the inaugural Chair of Homes Tasmania and joined the Australian Urban Research Infrastructure Network as their housing industry expert in 2024. Connect with Michele Adair: Website https://www.housingtrust.org.au/ LinkedIn https://au.linkedin.com/in/michele-adair Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

This week on The Fin, political editor Phillip Coorey and former Labor adviser and AFR columnist Lidija Ivanovski talk about the decimation of the Opposition, the uphill battle facing Sussan Ley and the fierce debate over the Super Tax.This podcast is sponsored by Aussie BroadbandFurther reading:The longer the split, the harder it will be to reconcileSussan Ley, who used to hold her own in shearing sheds, is playing hard ball.It took five days for the Coalition to fall apartNegotiations between the two parties fell at the first hurdle. When parliament resumes, the Liberals will hold all 30 shadow ministries and the Nationals will be on the crossbench.How Albanese learnt from Labor losers and won big on SaturdayFor six months, he has been privately telling his supporters that he had the plan to deliver Labor a second-term majority, and the skill to pull it off. See omnystudio.com/listener for privacy information.

https://solvitryggva.is/ Sebastian Prentice er 25 ára gamall íþróttamaður sem varð að þroskast mjög hratt vegna fjölskylduaðstæðna. Hann á og rekur líkamsræktarstöð í Cape Town í Suður Afríku. Nýlega hljóp hann 100km utanvegahlaup og tók 180 kílógrömm í bekkpressu á sama tíma, sem er afrek sem aðeins örfáir jarðarbúar gætu leikið eftir. Í þættinum ræða Sölvi og Sebastian um heilsu, hugarfar, samfélagsmál og margt fleira. Þátturinn er í boði; Caveman - https://www.caveman.global/ Nings - https://nings.is/ Myntkaup - https://myntkaup.is/ Biofit - https://biofit.is/

This week, Andrew sits down with Martin Sheppard, the National Chairman of KPMG Australia, a visionary leader whose drive and dedication have shaped the firm's strategic direction. Martin's journey is a testament to the discipline and resilience required to thrive in today's competitive landscape.With nearly 3 decades of experience at KPMG, Martin has mastered the art of merging governance with innovation, all while stressing the importance of being "MatchFit" and creating "Leadership Capacity" - a holistic approach that combines physical and mental readiness for peak performance."In terms of leadership, I'm not a big emailer and I'm not a big meeting requester...I think true leadership is actually knocking over and getting things out of the way and empowering other people..."In this episode Andrew and Martin discuss:2:30 Andrew and Martin's long term professional and personal relationship, Andrew's ADHD theory in relation to productivity and the brutal feedback Andrew gave to Martin on his presentation.7:10 How showing vulnerability and putting a bit of himself in the presentation helped Martin, believing in yourself and following through on it and learning as much about leadership outside of work as inside.11:55 Advice on leadership from the former premier of NSW, the rise of digital natives in the current crop of new hires and why KPMG bought Andrew's previous business.19:20 Why Martin looks 10 years ahead, not just 10 months, Martins philosophy on mentors and some of his and Andrew's mentors throughout the years.27:50 Martin's natural curiosity and how that leads him to new skills, taking a year off when he turned 50 and spending that time renovating his own house.32:40 Leading from the back of the room, doing a shred a couple of times a year to keep good habits and the start of the shred being a terrible feeling until you get used to it.36:40 Spending the first half of your life training to be healthy for the second half, how Martin researches guests for the KPMG podcast and Gary Windgrove's quote about Martin.40:20 Martin's partner Suzanne's thoughts on Martin, doing the Sydney to Hobart race makes the rest of the year seem easier and learning leadership skills from yacht racing.47:10 Martin's disastrous first Hawkesbury kayak race, not being able to walk past a piece of rubbish without picking it up and starting work at Spotless during a time of crisis.55:20 being under pressure from day 1 to do something clever at Spotless, some of Andrew and Martin's favourite AFR cartoons from that time and Martins safety net being his family and his values.1:02:40 Dealing with tall poppy syndrome, how consulting firms can adopt AI and using AI technology for the benefit of the customers.1:09:45 Martin's love for KPMG and all it has done for him, removing the hard limit of retiring at 58 in KPMG and how Martin is able to synthesise information so effectively.1:20:00 Making sure to take time off and recharge, recognising the tough times Andrew and Martin have been through and you can't control the wind but you can control the sails.Connect with Martin at his LinkedIn: https://www.linkedin.com/in/martinsheppard1/?originalSubdomain=auOr through the KPMG website: https://kpmg.com/au/en/home/contacts/s/martin-sheppard.htmlView the AFR cartoons mentioned in the podcast:https://performanceintelligence.com/wp-content/uploads/2025/05/33d364e1f8f4f4f0b2c9b3e5d9c195a7.webphttps://performanceintelligence.com/wp-content/uploads/2025/05/813111e20707ef1bd7a1e38c3a2fdd6b670595f1.webphttps://performanceintelligence.com/wp-content/uploads/2025/05/f9a05922d440f4f9f9a365d589da430770b4526d.webpListen to the podcast with Arthur Brooks: https://findingmastery.com/podcasts/arthur-brooks/ Use Code "PIPODCAST10" to get 10% off your Lumo Coffee order:https://lumocoffee.com/Learn more about Andrew and Performance Intelligence: https://performanceintelligence.com/Find out more about Andrew's Keynotes : https://performanceintelligence.com/keynotes/Follow Andrew May: https://www.instagram.com/andrewmay/If you enjoy the podcast, we would really appreciate you leaving a short review on Apple Podcasts, Spotify or Google Play. It takes less than 60 seconds and really helps us build our audience and continue to provide high quality guests.

Sección: "El Vuelo del Moscardón": Los "manochantas" y "curranderos" (estafadores) también atienden en Buenos Aires. Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

- Los gatos me invaden la casa. Radiaciones Telúricas Nocivas. Los gatos como detectores de "malas ondas". - ¿Los ETs se le presentan sólo a los videntes o médiums? - Los gemelos telepáticos, más allá del espacio y el tiempo. El "nahual". Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

Send us a textSummary: In this episode of the PIO podcast, host Robert Tornabene interviews Dawn Small, the strategic communications manager for Aurora Fire Rescue. Dawn shares her journey from public relations agencies to the fire service, highlighting her experiences and the changes she aims to implement in communications. The conversation delves into the importance of community engagement, the role of social media, and the daily responsibilities of a PIO in a busy fire department. Dawn emphasizes the need for strategic planning and collaboration with media to communicate safety messages and improve public education effectively. In this conversation, Robert Tornabene and Dawn Small discuss the importance of strategic communication planning, particularly in the context of public safety and fire departments. They explore how engaging with firefighters can enhance communication effectiveness, the role of AI in streamlining communication efforts, and the significance of having a cohesive plan that aligns with leadership. The discussion also touches on personal insights and rapid-fire questions that reveal more about Dawn's perspectives and experiences.Dawn's BIO: With nearly three decades of broad-based communications expertise spanning the public and private sectors, Dawn Small serves as strategic communications manager for Aurora Fire Rescue, an all-hazards fire department with 17 fire stations and nearly 500 firefighters/paramedics serving the city of Aurora, Colo.Dawn leads the Public Information Office for AFR, overseeing internal and external communications, emergency communications, media relations, and community engagement for the department. During the first decade of her career, Dawn cut her teeth in communications at international public relations firms such as Fleishman-Hillard and Weber Shandwick Worldwide. She managed and implemented public relations programs for various public and corporate affairs clients. While working with public-sector agencies such as the City of Los Angeles, Los Angeles Office of International Trade, and Los Angeles World Airports, she became exposed to the sense of fulfillment that comes with strengthening the community and impacting individual lives through public education, community relations, and effective communications outreach.After spending the next decade of her career in global external communications, internal communications, and content marketing leadership roles for Arrow Electronics Inc., a Fortune 150 technology firm, and full-stack technology solutions provider Flexential, she felt the call to shift back to the public sector. She led communications and marketing for the Colorado Retirement Association, a quasi-governmental organization providing retirement plans for Colorado city and county employees, followed by two years as a communications strategist for the City of Centennial, Colo., before joining AFR. Dawn holds a bachelor's degree in Mass Communication from the University of South Dakota and Advanced Public Information Officer certification from the Federal Emergency Management Association.Dawn Smalls LinkedInSupport the showOur premiere sponsor, Social News Desk, has an exclusive offer for PIO Podcast listeners. Head over to socialnewsdesk.com/pio to get three months free when a qualifying agency signs up.

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! -¿Aparecerán los estafadores de los Hermanos Rosmir a debatir en vivo ante los micrófonos de LT14 con Gustavo Fernández? -¿Cuántas teorías reencarnacionistas hay? -El materialismo y su relación con el suicidio y las utopías de los jóvenes. Los valores. ¿Qué es lo trascendente? ¿Están los padres a la altura de las circunstancias? ¿Cómo hacer que los jóvenes adopten otros valores? ¿Qué es lo que realmente pudre a la juventud? -Los Hermanos Rosmir no aparecen por la radio. ¿Qué tipos penales les caben a estos "manochantas" y "curranderos" (estafadores)? -La "excusitis", la gran enfermedad del espíritu humano. -¿Se pueden localizar objetos perdidos por medios parapsicológicos? La Radiestesia. Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com Escucha este episodio completo y accede a todo el contenido exclusivo de Al Filo de la Realidad. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/3844

In this episode, Phil Treadwell welcomes Rob Pieklo, President and CEO of AFR. Together, they dive into how mortgage professionals can better educate and guide their clients. Rob and Phil explore the impact of UMBS and the 10-Year Treasury, and discuss the limitations of market forecasting. Rob emphasizes clear communication, honesty, and recognizing early market shifts as tools for building client trust. It's a valuable listen for those looking to enhance both their market knowledge and their client approach. Robert Pieklo, President and CEO of AFR, brings a wealth of experience and leadership to the role, having previously overseen lending, revenue, capital markets, and strategy at the company. During his time away, he successfully ran his own brokerage, gaining hands-on insight into the industry. Rob's extensive knowledge across broker, correspondent, and retail channels uniquely positions him to drive AFR's next phase of growth. A respected industry leader, he remains actively engaged with numerous trade associations, reinforcing his commitment to advancing the mortgage space. 02:20 Be the Expert 06:15 The World of UMBS 11:00 The Ten Year Treasury 13:50 A Broken Crystal Ball 17:15 Lock It In 19:40 Pay Attention to the Whispers 22:50 Transparency is Key 27:10 The Truth is Easier Than a Lie 31:10 Less Talking, More Mistrust 32:35 Take the Good with the Bad 35:30 The Pounds of Results 39:40 Use the Macros to Your Advantage Connect with Rob: Instagram | AFR Website BE IN THE ROOM WHERE GROWTH HAPPENS: M1A Mastermind Group If you are enjoying the MME podcast, please take a second and LEAVE US A REVIEW. And JOIN the M1A Text Community: 214-225-5696

Revolviendo la Biblioteca: "Flores De Bach. Manual Práctico Y Clínico" (Bárbara Espeche). Cómo transmutar las propiedades más sutiles de las flores hacia el espíritu humano. Sólo para tratar problemas de la mente y el espíritu. (Nota del Editor: recientemente se han demostrado las interacciones entre mente y cuerpo para curar o aliviar dolencias o enfermedades del cuerpo físico. Antiguamente --Gustavo lo sabía por estudiar ocultismo-- se daban por hecho las interacciones entre cuerpo, mente y espíritu. Por lo que no debe descartarse que actuando con Flores de Bach sobre el campo físico se obtengan resultados en los campos mental y espiritual). Aclaración: Este episodio se elaboró a partir de diferentes grabaciones de Gustavo Fernández en su programa de radio AM, en LT14 Radio General Urquiza de Paraná (Entre Ríos, Argentina), en algún momento entre agosto de 1988 y junio de 1994. Hemos quitado la música original por cuestiones de derechos de autor. No contiene publicidad. Relacionados: Más texto, audio y video sobre los temas del Misterio en nuestro portal: https://alfilodelarealidad.com/ Plataforma de cursos: https://miscursosvirtuales.net * * * Programa de Afiliados * * * iVoox comparte con AFR un pequeño porcentaje si usas uno de estos enlaces: * Disfruta de la experiencia iVoox sin publicidad, con toda la potencia de volumen, sincronización de dispositivos y listas inteligentes ilimitadas: Premium anual https://www.ivoox.vip/premium?affiliate-code=68e3ae6b7ef213805d8afeeea434a491 Premium mensual https://www.ivoox.vip/premium?affiliate-code=7b7cf4c4707a5032e0c9cd0040e23919 * La mejor selección de podcasts en exclusiva con iVoox Plus Más de 50.000 episodios exclusivos y nuevos contenidos cada día. ¡Suscríbete y apoya a tus podcasters favoritos! Plus https://www.ivoox.vip/plus?affiliate-code=258b8436556f5fabae31df4e91558f48 Más sobre el mundo del Misterio en alfilodelarealidad.com

Nightlife News Breakdown with Philip Clark, joined by Ron Mizen, Senior Political Reporter for the Australian Financial Review, who covers politics, economics, business and law. 

Feeling like rejection is closing doors on your ground marketing efforts? What if it could be your secret weapon instead?In today's episode of the Ground Marketing Series, we're exploring the misunderstood realm of rejection, redefining it as feedback rather than failure. Through a blend of down-to-earth examples and actionable tactics, we're learning how practice owners and marketing teams can convert rejections into golden opportunities. Drawing from personal experiences, we demystify the reasons behind common rejections—from automatic no's by gatekeepers to the fear of change among decision-makers—equipping you with the insights to turn these hurdles into stepping stones.We'll unveil effective strategies like the "Coffee Drop" and "Customer Referral Play" to thaw the initial frosty interactions with potential partners. We'll dissect typical rejection types, providing countermeasures and a strategic three-step framework for cracking the "no" code. Each rejection, whether reflexive or cautious, is navigated with a value-first approach, ensuring a positive relationship. Wrapped with a real-world case study, this episode reaffirms the power of persistence and strategic finesse in transforming every negative into a partnership in ground marketing.What You'll Learn in This Episode:How to interpret rejection as feedback, not failure.The common reasons why marketing efforts meet resistance.Strategies like the "Coffee Drop" for connecting with gatekeepers.How past experiences influence current rejection responses.Techniques for maintaining relationships despite initial rejection.A step-by-step approach to counteracting different types of "no."Insights into crafting value-oriented propositions.A real-world application through a detailed corporate case study.Press play and let's learn how to turn every "no" into a strategic partnership opportunity!‍‍Learn More About the Ground Marketing Course Here:Website: https://thedentalmarketer.lpages.co/the-ground-marketing-course-open-enrollment/‍Other Mentions and Links:‍Organizations:American Marketing AssociationHarvard Business Review‍Businesses/BrandsWalmartSalesforceMcKinsey & Company‍If you want your questions answered on Monday Morning Episodes, ask me on these platforms:My Newsletter: https://thedentalmarketer.lpages.co/newsletter/The Dental Marketer Society Facebook Group: https://www.facebook.com/groups/2031814726927041‍Episode Transcript (Auto-Generated - Please Excuse Errors) Michael: Overcoming rejection in ground marketing.Now rejection is not failure. It's feedback. Every rejection in ground marketing is a data point that tells you something about your approach, your value proposition, or your target audience. And the biggest mistake practice owners and marketing teams make is personalizing rejection, rather than seeing it as an opportunity to adjust, refine, and improve.So let's talk about the real reasons rejection happens in ground marketing. Understanding rejection at its core removes the emotional stink and allows you to adjust strategically. So that's why we're gonna get down to the real reasons first, number one, and this one is huge. It happens all the time.Gatekeepers are trained to say no. Now this is a statistic from the Harvard Business Review. 90% of cold approaches in sales and marketing are met with an initial rejection because gatekeepers have been conditioned to filter out non-essential interactions. So they've been trained on the interactions what they need to do.And anything else besides that, they're just trained to say no, they don't wanna mess up, And a lot of the times in ground marketing, I wanna say this is like above 90%. The reason you get no is 'cause of this. Mainly because you're speaking to the wrong person first and foremost.So if you do your strategy or your script and you talk to the gatekeeper, They consider that interaction most likely a non-essential. They're like, I don't know what's happening. What do I do? This is above my pay grade. No. I think I've spoken about this in the past many times, but.I remember when I wanted to, ground market and provide a specific service and get in front of a lot of the warehouse members at a Walmart center. It's like a Walmart distribution center. It wasn't an actual Walmart. Huge, thousands of employees. And I tried getting in many times and I would ask to speak to HR, human resources.Can I speak to hr? Can I speak to hr? That's just me thinking, right? Common sense hR would tell me no. I would get their voicemail a lot and still a no. And it wasn't until I spoke to someone who was pretty awesome at HR and they said, oh, we don't handle that. We only handle the front end of Walmart, like the actual store.You wanna speak to the logistics center? Let me transfer you. They transferred me to the logistics center and then I just said, Hey, can I speak to someone there who's in charge of maybe HR or maybe they're your supervisor?They passed me to the supervisor and guess what? Within the first just ask.I said, Hey, love to see if I can provide more services. Could we do like a lunch and learn like an event for the day? You're like, yeah, sure. Come on by. We'd love to have that. It was a lot thousands of employees, but it worked. It's 'cause I was speaking to the wrong person from the get go.And you can just give up from that point on and then say, okay, you know, it doesn't work to get into the warehouse or distribution center at Walmart, but it does. It does, as long as you're speaking to the right person first and foremost. And then from that point on it continues. So here it's gatekeepers are trained to say no.And that's a good example, that gatekeeper was the wrong person, first and foremost to speak with. And at the same time, all they know is just to say no if they don't know anything else. So the solution is you wanna bypass the auto rejection by making your presence non-threatening and value driven. So instead of selling, introduce yourself in a way that benefits them immediately.This is going to disrupt their autopilot rejection and gets them to lower their guard. So number two, the lack of perceived immediate benefit. Now, this is a statistic by Salesforce research.72% of decision makers only engage in partnerships they perceive as immediately beneficial to their customers or employees. So the solution tie your offer or your approach directly to their top priorities. you're gonna have to do a little research for that. Three, fear of extra work or change.This is a statistic by the McKinsey and Company Group, and it's 85% of businesses avoid change unless it's easy to implement and requires little to no effort on their part. The solution make it effortless for them to say yes. And four, they've had a bad experience with another dentist. This is a statistic by the American Marketing Association, but 76% of businesses that reject a partnership do so because of past negative experiences with similar offers.The solution address this head on now. We're gonna dive into some scripts right now. Okay. On how to do this. So how to make businesses want to work with you without ever talking about yourself first. That's the key. You don't wanna go in there and saying, Hey, we're the new person down the street. Hey, does anybody here need a dentist?Hey, we're taking on new patients. That's all you. That's the mistake you're making already. If you are making that, you wanna walk in without ever talking about you first. so these scripts, they're gonna trigger curiosity, establish trust, and subtly make businesses feel like they owe you something reciprocity.Remember, that's one of the principles in ground marketing without ever pitching your dental practice up front. So number one, we used to do this all the time. It's the coffee drop. This is for any business with a gatekeeper. This is an in-person strategy. Okay? So the target is any business with a front desk staff.It could be gyms, daycares, retail stores, even corporate offices. And the goal is to warm up the gatekeeper, disrupt their automatic no, and create an opening for future interactions. Now the script is the first visit. You're disrupting the automatic. No. You are walking in maybe with a coffee holder and a smile or just a coffee in hand and you're saying hey, how's it going?Yeah, I know you're busy. I just wanted to see if you guys wanted some free coffee. Actually, no strings attached. We just appreciate everything you all do here and our practice does a kind eat every day for a business in our community, The gatekeeper's gonna say, oh yeah, wow.Thank you so much. I appreciate, what's your business? Where are you located? Who are you? Right? They may even say no. If they say no, that's perfectly fine. They're still gonna ask, who are you? And then who's gonna shrug casually and just say, you know, I just know that the front desk teams keep business running and I know we appreciate our front desk, and I wanted to show you that today.And continue right Now, not only do they have their guard down, but they feel, oh man, this person really understands what I'm going through. Maybe they might be having a bad day that day and you are the sunshine that just came in. But this works because gatekeepers lower their defenses. When they see that you're giving, not taking reciprocity kicks in, they feel inclined to engage.They will engage no matter what. Even if they say no, they'll say, oh wow, thank you. No, you know, I appreciate that. Thank,it'll be just as good as if you did bring in their coffee and then they associate you with positivity, making future conversations much easier. So once that happens, let's just say you just established it.You're like, okay, cool. After that, you know, you leave, you don't feel like poking the bear or anything like that. 'cause maybe they're busy, they're talking to someone, you just drop off their coffee. At least you have a second date. Now you can follow up and say, Hey, last time I was here, I meant to ask, do y'all do any events for the employees here?Remember, they associate you with positivity. Your future conversation is happening right now, and now it's easy for you to ask, Hey, do y'all do anything for your employees here? Do y'all have an employee's benefits day, a health fair? Could we do something like that? Do y'all have a employee wellness month in the newsletter?You can ask anything at this point on your next visit. Now they're sharing their business and you can strategically introduce your practice. Okay, so that's like a one-two step. That happened all the time, and it took me a while to realize it's a one-two step. I would come in all the time. Hey, I love what you guys are doing here.If you want, going to the coffee shop right next door from you. Do y'all want anything? Yeah, sure. You know, I love that. Oh my gosh. Yeah. No, no. Thank you. I appreciate it though. Okay. I just know you guys are super busy and sometimes I know our front office is like, I wish I had AFR coffee right now and I'm just thinking about you guys.So that's all. We tend to do a kind deed for a business out here every day and you're like, oh man, well, who's your front office? Where are you from? Where are you located? Right. And then you kind of continue to talk more and you can actually, at that moment, even if they say no, still. do the ask, right?Do y'all do any events for the employees here and so forth? But a lot of the times they might get busy, the phone may ring, whatever, right? Then you can just say, okay, bye room, and then they'll know. Wow. he was literally just asking me for if I wanted free coffee and that was it. That was awesome. And come back in a day or two and then say, Hey, real quick. I wanted to come by and see if you guys do any events for the employees. I meant to ask you that. I forgot. Sorry. Easy breezy. They'll be super open from that. Okay. Now number two, the customer referral play. This is for gyms, salons, and wellness centers.The target is businesses that benefit from having more customers, Make them see you as a referral source before they realize they can refer people to you. the script is, you're gonna walk in casually creating curiosity, right? You're gonna say, Hey. I've been hearing some great things about you guys.A couple of my patients have been talking about how much they love coming here, so I figured I stop in and see what the buzz is all about. they're gonna be intriguing. They're gonna say, oh, really? That's great to hear. And they might talk a little bit more, and then you say, yeah, you know, they were raving about a specific service that they provide.And then you're gonna say, I get a lot of people asking me for recommendations on places like this. So I just wanted to check it out for myself. What makes this place stand out and then you continue. Right now, that's the key right there. I get a lot of people asking me for recommendations on services or places like this.They don't know if it's just one person who asked you, or a million people who asked you. They just see, oh wow, is a referral source. They can provide me with a lot of customers or whatever. Right. This works because they now see you as a referrer first, not someone trying to sell them something.Second is curiosity builds. They want to explain why they're great, so make sure you ask what makes this place stand out. Third, they will naturally ask what you do, making it easy to bring up your practice organically without fail. A thousand percent. When you say, I get a lot of people asking me for recommendations, especially you say, A lot of our patients ask us about recommendations on places like this or your services, 1000%.They will ask you, what do you do? Or where are you located? Now you can follow up before leaving. You wanna use reciprocity to get a referral, right? You can continue to say, you know, I love what you guys are doing here. Do you have anything I can give to my patients in case they're looking for an mention of service, right?That they offer. They're gonna get you a folder filled of stuff, their business cards, and we both know those business cards that they have are just sitting in the back collecting dust, but now they have a reason to give it to you. So don't feel bad or don't feel like, oh man, just gimme one. If they wanna give you a hundred, let them give you a hundred.Don't feel bad about it. Most likely they'll give you like 10 or 20, but You could put 'em in hygiene kits if you want. You can feature a month or whatever. But that is your opportunity for the follow up ask, right? Where you're like, Hey, could I ever bring you guys any of our information as well?And then boom, they feel obligated to ask for your info in return, or they will feel obligated to take your info and return without even actually feeling obligated. It's just a nice deed, right? So that's the number two. Number three, the secret shopper play for retail and local businesses. Now the target is mainly coffee shops, retail stores, boutiques, things like that.And the goal is to make them feel like a VIP and subtly, subtly position yourself as someone who sends them customers. walk in with genuine curiosity, and then you're gonna create exclusivity. You're gonna say, Hey, you know what I was just over at. And then continue with saying, and they mention that this is the best place in town for mention a specific product or service. So now I have to see for myself how incredible this place is. And then stop there. They're gonna say, oh wow, thank you. Yeah, we love doing business with them, or we like them too, or who mentioned it over there, and you're just gonna be like, I don't remember their name.Right. And then continue with it and say, oh wow, that's great to hear. I think people love us because. Then they're gonna mention reasons too. Then you say, yeah, that makes sense. I feel like more people should know about this. Do you guys ever do collaborations with other local businesses? No. Boom. They're either gonna say, yes we do, or no, we don't.If they say, yes we do. Cool. Can I participate? And they say, no, we don't. Oh man. We always do, collaborations with other types of businesses. Would you ever be interested in doing one? Then they're gonna say yes, right? Yeah. You know, We've been thinking about it and so forth. It works because you make them feel special.They now associate you with bringing them business, and they start thinking about partnerships before you even mention your practice. So they're already thinking of partnerships. Yeah. You know what? I can definitely do a partnership. We've thought of doing a partnership, but let's make something happen.And later in the conversation you can follow up. You know, You can say, I love supporting local businesses like yours. If you ever want to do something fun together, I'd be all in. Actually, you know what? We're only picking three businesses this quarter for a free wellness initiative. Could I save you a spot?Boom, right then and there, right? If you're already creating a partnership, a collaboration, it's gonna be happening. And then once they say yes, as you're leaving, you can say, Hey, could I ever give you some of our information too, as well, right? That way you can look us up a little bit more for your customers, and then just provide them with more things.Doesn't hurt to do that. But this gives them a sense of being afraid of missing, especially if you say, we're only picking three businesses this quarter for a free wellness initiative. Should I save you a spot? Number four, the Business Insider play. This is for corporate offices and HR managers.Now, the goal is to make them feel like an exclusive insider in their own company. You are gonna walk in with an observational comment, and you're gonna use the fear of extra work to your advantage, right? You're gonna walk in and say, you know, I was just talking to someone who works here. They were raving about what a great place this is to work.So I had to stop by and see for myself, what do you guys specialize in? Boom. They're gonna say, oh, wow, that's so great to hear. You know, we really focus on boom, right? They may ask, oh, who are you speaking with? And then say, you know what? I can't think of their name right now, but likethey were super excited about it and they mentioned equality.They were super excited about it. They were really warm. They were awesome. They were.talking it up and I'm like, man, I gotta go check this place out and so forth. once they say, you know what we really focus on, and then they're gonna mention their company culture. You're gonna say, you know, that makes a lot of sense. So if someone was new here and wanted to make the most of their experience, what's the one thing they should know about this place? And then they're gonna mention their specific things about their corporation and so forth. And it works because you instantly build trust because you're not pitching anything.They see you as someone who understands their culture, and they will start seeing you as an insider, making them more likely to say yes later. Now, a follow-up move you can have later in the conversation is, I love hearing about workplaces that actually care about their employees. Do you all do any cool perks for your team?If you mention, oh my gosh, I love hearing how you guys take care of your employees and everything you've taken into consideration for them and their needs. Do y'all do anything for your team, for your employees? Do you have any cool perks? Do you do a health and wellness day? I don't know, something like that, right?But just the best thing you can say is, do you all do any cool perks for your employees, for your team? And then they're gonna let you know everything they do. Now you can do two things. You can say, oh. What, What it cost or how can I be a part of any of that? Just hand out everybody, some freebies too. And then they're gonna ask well, what do you do?And so forth, right? And then boom, it'll be easy breezy from there. So you can do that, or you can say, okay, cool. Awesome. Could we ever host something here? We have quite a bit of patience and I know a lot of your employees, have questions about some specific procedures that we offer. Then they're gonna ask, okay well, what do you do?And then you can continue and boom, you might be able to host your own event. So those are the two things you can do, right? Participate in one of their events or host your own event with them, or provide some type of perk for their team. Now, the final takeaway for this is flip rejections into wins by controlling the narrative.Most businesses reject partnerships, not because they don't need them, but because they fear extra work, competition, or wasted effort. So by using curiosity, reciprocity, and effortless value, you position yourself as an ally, not a solicitor. So remember, the key thing is give before asking, create exclusivity so they feel grateful to work with you and make your offer seem like a zero effort perk.Rather than a commitment. Now, the chapter two of this, we're gonna discuss the psychological breakdown of rejection types, right? So rejection is not a one size fits all. Each type requires a custom response. So I know what you're thinking with the scripts that you heard. You're like, oh man, I'm just gonna use that one script sometimes for all the rejections.And you cannot, right? We've discovered this the hard way. there's about three types of rejections. The ground marketing scenario number one is the reflexive, no, it's an automatic rejection. The cause is an automatic response. They're not even listening to you. An example.No, we don't allow, allow soliciting, right? You just walk in. The solution is interrupt the pattern and it works because it disrupts their automatic no response and forces them to reconsider like thecoffee drop example. You're walking in, you're giving them coffee.That's it. And then once they say no, or maybe they might say yes, right? And continue on with their day. You can come back and they're used to it. They're, oh man, you're here again. What's up? it disrupts their no, and they will be more open to you, providing more information.they're gonna ask more information about you. It's one of the best ones. Number two is the cautious, no. This one's a trust barrier. They don't fully trust your offer yet, or they don't trust you yet. the solution is remove competition from the conversation.You're not replacing their current Provider. You're adding value. So remember that. And then number three is the busy no. And that's a timing issue. They're overwhelmed and don't have the bandwidth for your offer. They say, not now. We're swamped. The solution, acknowledge their situation and ask for something quick.You respect their time, making them more receptive later. So there is a three step rejection counter attack framework that's chapter three here, right? Every rejection is an opportunity to refine your strategy. Number one, you wanna pause and acknowledge the objection, why this step is critical.Psychological insight, right? People feel validated when their concerns are acknowledged. The next thing is when you resist the urge to argue or sell, it disarms their resistance, and then you acknowledge them. Acknowledgement lowers their defenses, making them more likely to reconsider. Now, this is a statistic by the Harvard Business Review, but 67% of people are more likely to continue a conversation if.Their concerns are first validated instead of immediately countered. So let me give you an example of something wrong. The business says, we already have a dentist we refer to, and you say oh, you have them, but we're way better than them. This is wrong. You've now positioned yourself as a competitor, making them defend their existing partnership, and it puts them on the defensive.Making it less likely, they'll engage. The right response would be, oh yeah, you know, I totally get that. That's incredible. A lot of businesses I talk to say the same thing, and then you continue, right? It works because you validate their decision. They don't feel like they have to defend it. You keep the conversation open instead of shutting it down, and it makes them more willing to listen to what you have to say next.You can follow up with that sentence by saying, Hey, outta curiosity, what do your employees love most about that partnership? Boom. And you continue, The conversation. Then you find the cracks, and then you see where you can be the solution to those pain points. Now you've turned their rejection into a conversation starter.Next, you wanna pivot to a value first approach. This step is critical. When people feel they're gaining something rather than being sold something, they are far more likely to engage. If rejection doesn't come with a loss, they are more open to new possibilities. A Salesforce research statistic says 83% of people are willing to listen if they see an immediate low effort benefit.So lemme give you the wrong way to do this. The business says we're not interested. Then you say, well, let me just explain why our practice is different. That's gonna fail. They don't care about you yet. They care about what they gain. So you're trying to overcome the rejection instead of pivoting the conversation.So the right response is, if they say, we're not interested, you're gonna say totally fine. By the way, do you guys ever do anything for the employee wellness days? They're gonna say Employee wellness days, no, not really. What are you talking about? Why? They're gonna say no reason. Just have something that might be cool for your team and I I can drop it off next time if you like.This works. You shift away from your offer and make it about them. Instead, you create curiosity, making them more open to your next visit, and you frame yourself as someone bringing value, not pitching a service. Once they engage you now have a chance to build value naturally. And then the final thing is you can follow up in a non-threatening way, right?In value-driven way, 80% of sales require at least five follow-ups, yet only 8% of salespeople persist past the first rejection. Following up is key with any marketing in general. But especially with ground market, you've got to follow up. Life happens to many people, you need to follow up.The key to successful follow-ups is making them feel effortless and organic. the key mistake people make is they never follow up or they follow up to aggressively. So let me give you an example of a wrong way. Maybe you're returning in two weeks and you say, Hey, I just wanted to check back and see if you're ready To start referring patients to us, that's gonna fail you. They immediately feel like they're being sold something. and it's all about you, not about them. The right way is, Hey, I was in the area and I figured I'd drop off a few of these free hygiene kits or a few of these free travel hygiene kits for your team.Just a little something to say. Thanks for all you do, and that's it. The business is gonna say, oh wow. Thanks. That's really nice of you. You're gonna say, no problem at all. And by the way, I saw something the other day that reminded me of our last conversation. Mind if I ask you a quick question? This works because if you give them something before they're asking for anything, it feels natural, not like a sales follow up, and it creates an opportunity for a real conversation.You can follow up by saying, you know, by the way, if any of your customers ever need a good dentist, let me know. I'd be happy to take care of them. You can present them with a specific offer or a new patient exam or whatever incentive. Right now, they are offering to refer people to you, which is the key.That's what you want, and there's many, many other things we can do, right? Rejection doesn't mean never, it means not yet. The key is knowing how to change the dynamics of the interaction so that the business sees you as a valuable partner instead of a solicitor. We can leverage reciprocity, the psychology of reciprocity, and it works fantastic, right?And a way you can do this the right way is maybe you're targeting a gym that initially rejected your partnership. Now if that happens, you can say, Hey, I was grabbing some snacks from my office and figure your team could use a little fuel. I know how hard you guys work here. So I just wanted to say thanks.And then hand them over some bottled waters and protein bars. Staff is gonna say, oh wow, that's so nice of you. Thank you. You didn't have to do that. You are gonna say in a nonchalant way, it's no big deal. I love what you guys are doing here. Actually, quick question. Do you ever run into members asking about teeth grinding or jaw pain and then this is gonna work, right?Or they're cosmetics or teeth weening. Now this works because you're giving, before asking, triggering the psychological need to reciprocate. It doesn't feel salesy. Makes them more likely to engage. The question naturally transitioned into your services without being pushy. So works fantastic. You can also use tactics like scarcity and urgency as well, right?You can say, Hey, we're only selecting three businesses this quarter for our no-cost wellness initiative. I mean, I know you guys have such a great team. I love to include you. Can I save a spot for you? That's one, and there's many, many more, right, that you can adjust to in this scenario, which is gonna be done in a later episode.How we can go to businesses that maybe perhaps we messed up before we started listening to these episodes and we said, oh man, they've already told us no, they've already rejected us. They've even like kicked us out. How you can turn that around and now go into these businesses and fix it? Fix it and create strong partnerships.So that's gonna be an episode, later down the road, but it's turning around rejections, which is a lot easier than you think. Now I'm gonna give you a, case study on, rejections and how it'll work specifically with corporate office rejection, right?So there was a business that immediately rejected a proposal for an in-office dental screening.Instead of walking away the dentist, they emailed HR with a customized dental wellness month proposal focusing on how it could help employees with stress related dental issues. By the way, in the ground marketing course, we are about to drop all to do this. How to email HR with a customized dental wellness month proposal.And then in the course as well, it's gonna break down the SOP, the standard operating procedure and the system on how to effectively host a dental wellness month with a corporate office. Fantastic. I'm excited for it. It's something we've done a lot, but it's gonna be in the course coming up here probably by the time this episode drops.So we're excited for that. So if you're not a part of the ground marketing course, please feel free to go in the show notes below. Click on the first link in the show notes below to enroll into the Ground Marketing course. You'll get all these strategies and way more specific in-depth scripts and strategies, and this too, as well, the Dental Wellness Month proposal.But at the same time, you'll get a lot of these live ground marketing workshops with myself. But if you are a member of the ground Marketing course, look out for that. It's coming up right here pretty soon, so get excited. Now. The next thing is reframe the event as an exclusive benefit rather than a vendor service.And then offer a small, no pressure reduction, just a free guide in hygiene kits for employees. The results were amazing with this member HR approved the wellness initiative after seeing it framed as an employee benefit. Over 50 employees signed up for screenings within the first month, and the company now offers the dentist services as a permanent employee part.The lesson. If they reject you in person, pivot to the email and make it a tailored offer that fits their priorities. That's what was happening here. The business immediately rejected the proposal in person, but then the email is what got it, is what took it right. So a good takeaway from this episode is rejections are simply missed connections.You can turn them into opportunities by giving before asking reciprocity, right? Creating urgency and exclusivity, scarcity, finding an insider to advocate for you. You have an internal champion and reframing your offer to match their priorities. Customization. So definitely keep this in mind.These scripts are gonna be fantastic. There's more scripts that are gonna be in the ground marketing course, like general approach. I wanna refer my patients to you. I wanna support your members. I want to help your families. I love to support your customers. I wanna help your students getting them to promote you.These scripts are gonna be inside the ground marketing course as well under this, specific unit. But yeah. If you're not a part of the ground marketing course, like I said, definitely go in the show notes below. Click on the first link and see everything it has to offer. And if you are a member of the Ground Marketing course, I'm excited to talk to you in the next Live Ground Marketing workshop and look out for the Dental Wellness Month proposal, the email, and the actual SOP for that that you can start implementing and utilizing soon.Alright, in the next episode, we will be discussing leveraging community events for maximum impact. Talk to you soon.

Welcome back to The Viall Files: Reality Recap!  It's the start to an incredible week, as we're joined by the hilarious Joel Kim Booster to squash some beef with Nick, give his takes on Summer House, Southern Charm, RHOBH, RHOA, and talk about the upcoming hit show Love Hotel! Later, we catch up with Bachelor Nation's newest happy couple, Grant and Juliana, to get their perspective post AFR and how their relationship is doing! Meanwhile, we debate Chappell Roan's take on parenting, recap the Temptation Island reunion, and more! You will not want to miss it.  “I think I owe you an apology...” Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter  OUT NOW! Listen to Humble Brag with Cynthia Bailey and Crystal Kung Minkoff. Available wherever you get your podcasts and YouTube: https://www.youtube.com/@humblebragpod https://podcasts.apple.com/us/podcast/humble-brag-with-crystal-and-cynthia/id1774286896 Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/  Please make sure to subscribe so you don't miss an episode and as always send in your relationship questions to asknick@theviallfiles.com to be a part of our Monday episodes. Follow us on X/Twitter: https://twitter.com/TheViallFiles Listen To Disrespectfully now! Listen on Apple: https://podcasts.apple.com/us/podcast/disrespectfully/id1516710301 Listen on Spotify: https://open.spotify.com/show/0J6DW1KeDX6SpoVEuQpl7z?si=c35995a56b8d4038 Watch on YouTube: https://www.youtube.com/channel/UCCh8MqSsiGkfJcWhkan0D0w To Order Nick's Book Go To: http://www.viallfiles.com  If you would like to get some texting advice on Office Hours send an email to asknick@theviallfiles.com with “Texting Office Hours” in the subject line! To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles   THANK YOU TO OUR SPONSORS: BetterHelp - Your well-being is worth it. Visit https://betterhelp.com/viall today to get 10% off your first month.  Bilt - Start paying rent through Bilt and take advantage of your Neighborhood Benefits by going to https://joinbilt.com/viall  Cymbiotika - Wellness, made simple. Go to https://cymbiotika.com/viall for 20% off and Free Shipping. Timestamps: (00:00) - Intro (06:07) - Household Headlines (20:12) - Joel Kim Booster Joins (28:58) - Wedding Planning (33:52) - Paige and Craig (35:50) - Southern Charm (49:47) - Summer House (55:09) - RHOBH (01:03:07) - RHOA (01:07:36) - Love Hotel (01:14:18) - Joel Thoughts (01:15:37) - Grant and Juliana  (01:42:03) - Bachelor Thoughts (01:47:50) - Outro Episode Socials: @viallfiles @nickviall @nnataliejjoy @ihatejoelkim @grantellis__ @julianapasquarosa @ciaracrobinson @justinkaphillips @the_mare_bare @leahgsilberstein @dereklanerussell 

Welcome back to The Viall Files: Reality Recap!  Another day, another RR! Today we welcome back Victoria Fuller to the show and get into AFR, whatever is going on with those White Lotus brothers, Garcelle leaving RHOBH, RHOA, and how bad the new Snow White movie is. Meanwhile, we're joined by Natalie from Temptation Island to get her side of the story. You won't want to miss!  “I always say, when it comes to age gaps, looks matter.” Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter  OUT NOW! Listen to Humble Brag with Cynthia Bailey and Crystal Kung Minkoff. Available wherever you get your podcasts and YouTube: https://www.youtube.com/@humblebragpod https://podcasts.apple.com/us/podcast/humble-brag-with-crystal-and-cynthia/id1774286896 Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/  Please make sure to subscribe so you don't miss an episode and as always send in your relationship questions to asknick@theviallfiles.com to be a part of our Monday episodes. Follow us on X/Twitter: https://twitter.com/TheViallFiles Listen To Disrespectfully now! Listen on Apple: https://podcasts.apple.com/us/podcast/disrespectfully/id1516710301 Listen on Spotify: https://open.spotify.com/show/0J6DW1KeDX6SpoVEuQpl7z?si=c35995a56b8d4038 Watch on YouTube: https://www.youtube.com/channel/UCCh8MqSsiGkfJcWhkan0D0w To Order Nick's Book Go To: http://www.viallfiles.com  If you would like to get some texting advice on Office Hours send an email to asknick@theviallfiles.com with “Texting Office Hours” in the subject line! To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles     THANK YOU TO OUR SPONSORS: DraftKings Sportsbook - Just sign up with code VIALLFILES and wager a minimum of five dollars to receive FIVE HUNDRED CASINO SPINS ON A FEATURED GAME. ASPCA - To explore coverage, visit https://ASPCApetinsurance.com/VIALL  Cremo Body Wash - Head to Target or https://target.com to find Cremo's new line of antiperspirants and deodorants in the Italian Bergamont and Palo Santo scents. BEAM - Visit https://shopbeam.com/VIALL and use code VIALL to get our exclusive discount of up to 40% off. Fabric - Join the thousands of parents who trust Fabric to help protect their family. Start investing in your child today at https://meetfabric.com/VIALL  Timestamps: (00:00) - Intro (01:44) - Bachelor (11:02) - Garcelle's Exit (18:37) - White Lotus (29:48) - Programming Notes (30:26) - Bozoma Vs Sutton (36:25) - RHOA (41:39) - Designer Clothes and Wedding Dress Shopping (54:45) - Natalie From Temptation Island Joins (01:14:39) - Fake Names (01:16:37) - Morning Routines (01:22:40) - Therapy (01:27:15) - More White Lotus (01:28:42) - Outro Episode Socials:  @viallfiles @nickviall @nnataliejjoy @vlfuller @natcruzzz @ciaracrobinson @justinkaphillips @the_mare_bare @leahgsilberstein @dereklanerussell