Podcast appearances and mentions of vince scully

What if your website is quietly turning people away without you ever knowing it? In this episode of Unstoppable Mindset, Michael Hingson talks with Lori Osbourne, a branding strategist and web accessibility advocate whose personal health journey reshaped how she helps businesses show up online. Lori shares how unclear messaging, weak branding, and inaccessible websites block trust, visibility, and growth. Together, they unpack why accessibility is not just about compliance, but about inclusion, credibility, and better SEO, and how simple changes like clearer messaging, alt text, contrast, and video captions can transform both user experience and business results. Highlights: 00:01 – Understand why disability is often left out of diversity conversations and why that needs to change 13:56 – Learn how a life-altering health crisis forced a complete reset in career and priorities 27:10 – Discover why a website alone is not enough to establish authority or visibility 34:19 – Learn why unclear messaging is the biggest reason websites fail to convert 44:43 – Understand what website accessibility really means and who it impacts 59:42 – Learn the first step to take if your online presence feels overwhelming About the Guest: Lori Osborne, affectionately known as The Authority Amplifier, is a Brand Strategist, Website Consultant, and the founder of BizBolster Web Solutions. With over 25 years in technology and nearly a decade of experience helping coaches, consultants, authors, and speakers build a profitable online presence, Lori is the powerhouse behind The Authority Platform™, a complete done-for-you system designed to transform overwhelm into opportunity. Her signature branding process, The Authority Blueprint™, helps clients clarify their message, define their visual and verbal identity, and identify what truly sets them apart in their field. She then brings that strategy to life with an authority-building website - strategically crafted on the Duda platform to reflect credibility, connect authentically, and convert consistently - without the headaches of WordPress maintenance or tech confusion. Unlike agencies that offer cookie-cutter sites or developers who disappear after launch, Lori builds long-term relationships by delivering personalized, high-touch service. Through The Authority Platform™, she combines brand clarity, trust-building web design, lead generation funnels, SEO, accessibility, and sales systems into one cohesive, visibility-driving engine. Lori is known for her warmth, resilience, and insightfulness, and for making her clients feel fully seen and heard. If you're ready to stop spinning your wheels with digital tools that don't deliver, and finally create a platform that amplifies your voice, authority, and impact, Lori is your strategic partner. Ways to connect with Lori**:** https://www.bizbolster.com/ https://www.linkedin.com/in/loriaosborne/ https://www.facebook.com/bizbolster https://www.instagram.com/bizbolsterlori Link to Freebie: https://www.bizbolster.com/vip-visibility-audit About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson  00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Michael Hingson  01:17 Well, hello everyone. Welcome to unstoppable mindset where inclusion, diversity and the unexpected meet. I am your host, Michael Hingson, or you can call me Mike, it's fine, and I gave the full title of the podcast for a very specific reason. Where inclusion, diversity and the unexpected meet, typically, diversity people never want to include disabilities in what they discuss or what they do. And if you ask the typical diversity people, what's diversity? They'll talk about race, gender, sexual orientation, and they don't deal with disabilities. But the reality is, and they say that disability isn't a real mindset. Well, Balderdash, it is. Just asked the 25% of America's population, according to the CDC, that has a disability, and they'll tell you that disability is a minority. But the reason I bring it all up is today, we get to talk with Lori Osborne, and she is a person who's been very deeply involved in website development, in branding and coaching, and she is very concerned about and likes to try to help deal with the issue of accessibility on websites. So we're going to have a fun time talking about all of that, much less the platform she uses, as opposed to WordPress, and I'm really curious to hear more about that, because I've my website is a WordPress website, but, but, you know, I think there are so many different ways to deal with things today. We'll, we'll have a fun time. But Lori, welcome to unstoppable mindset. We're glad you're here. Thank you Lori Osbourne  02:56 so much for having me. Mike, I love being here. Cannot wait to talk. Michael Hingson  03:01 Well, let's do it. Why don't we start by you telling us kind about the early Laurie growing up and all that stuff, and kind of how you got started. Okay, start at the beginning. Lori Osbourne  03:14 At the beginning. All right. I was born in San Diego. More your neck of the woods. San Diego Naval Hospital, but only got to live in California for two years, which I've always been disappointed about. My my family had my grandfather built a home in La Jolla. So you know, I was I've always been jealous of how my mom got to grow up, but I only got to spend two years there and then I got moved to Norman, Oklahoma, home of the Sooners, never watched football, never went to one football game my entire life. Michael Hingson  03:51 I've never been to a professional or college football game. My wife had, but I never got to go to a football game. I think it'd be kind of fun to do once, as long as I could still pick it up on the radio and know what's going on. Lori Osbourne  04:03 There you go. Yeah, I had zero interest in football until I met my current husband in 2011 and he doesn't miss a professional football game, an NFL game. So I have, I have come to embrace it and enjoy the Pittsburgh Steelers and the Kansas City Chiefs. So there you go. Michael Hingson  04:24 So you're in Florida and you don't root for a Florida team, huh? Lori Osbourne  04:29 I don't, we won't hold it again, you know. Well, you know, I'm one of those. So I moved from Oklahoma to Colorado to Denver area. So I was a Broncos fan when I lived in Colorado, but that was the days of, oh my gosh. Now my mind is going to completely go blank. This is so embarrassing. The the Great, the greatest Broncos player who is now a general manager, John, oh my gosh. Can think of a it'll come to me. But anyway, he, you know, we. Were actually like, yes, thank you. Thank you very much. Elway. Yes, I was a guest. So we were actually, like, winning Super Bowls when I first moved there, so, you know, and then it went, kind of went. Then I became a Peyton Manning fan, and my husband's from Pennsylvania, and he's like, you can't just change your mind about who you support every time we move. And I'm like, but I can't, yeah, why not? So when we moved to Florida, I Michael Hingson  05:26 the Jaguars, jaguars, yeah, yeah, they Lori Osbourne  05:29 just haven't been a great team. And I I watched Mahoney, Mahoney play for Kansas City, and I just fell in love with how he plays and just his style and his leadership, and I just became a Kansas City fan, just because I love watching him. And last season was a little disappointing because he didn't throw as much, but, but, you know, he's, he's amazing, so that's that's my reasoning. Michael Hingson  06:03 So So you you didn't fall in love with Travis Kelsey and try to go steal him away from Taylor Swift before things got serious? Lori Osbourne  06:12 No, no, I was already in love with my current husband. Michael Hingson  06:15 So see, tell him that there are some things and some loves that do transcend location. Lori Osbourne  06:23 There you go. Yes, absolutely. Well, you know, he's so obsessed with football that we I actually included in our marriage vows that I would support him through his two fantasy football teams and a lifetime of football in my future, because I knew I was marrying football when I married him. Michael Hingson  06:46 One of the things that spoils me about sports out here, and it's not so much anymore, but it used to be the case is, I think that here in especially southern California, we had the best sports announcers in the business. We had Vin Scully doing baseball, and I think that it'll be a long, long time before anyone comes up to the caliber of Vince Scully. And there, there are things that they do now that that really messed that up. But Vinnie was a was was the best. We had Dick Enberg, who did football and and other people. And Chick Hearn did basketball. Chick hurr had talked so fast that I don't know how he was able to do it, but I learned how to listen fast because I grew up listening to Chick Hearn new basketball. I love it. So, so I got spoiled on sports, listening to those announcers. I keep up with football from a news standpoint, especially when it gets close to the Super Bowl, so I can decide who I'm going to if anybody for for in the Super Bowl when they have it. Yeah, I do kind of like the Rams, because I live out here and I've always kind of liked them, although I was mad at them when they moved to St Louis for a while, but, but still, they're the Rams. I mean, we'll see what they do this year. I think they've got a good coach, but I by no means am a football expert or anything like that. I keep up though. Lori Osbourne  08:08 Me neither. I, yeah, I kind of joke, you know, my husband will watch like, you know, eight games at once, the red zone or the whatever, and it's flipping around. And I just can't, so I just joke I'm a fourth quarter watcher. On Sunday nights, Monday nights, I'll watch the fourth quarter and because that's where you know if it's gonna happen, that's where it's gonna happen if it's gonna be worth watching. Michael Hingson  08:30 Yeah, well, I'll be interested to see what happens tomorrow, because the Chargers are playing the chiefs in Brazil. Lori Osbourne  08:41 Yes, and I don't, I don't even know if we're going to get to watch it, because, you know, the NFL spread out across all these different platforms now, and if you don't have the platform, you're out of luck. Michael Hingson  08:52 I think it's going to be on TV. It'll be watchable, but it starts at 530 Pacific Time, and I don't quite understand that. If they're doing it live, that would mean it's going to start at nine. Start at 930 in the evening in San Paulo. So I don't know how all that's going to work. We'll see. Lori Osbourne  09:07 Yeah, yeah, we shall see. Yeah, we're I don't know if we're watching tomorrow nights, but my husband's definitely watching tonight, for sure. Well, I Michael Hingson  09:15 don't think there are more games on tomorrow other than that one, so maybe he will. And maybe you actually get to focus and just see one game, Lori Osbourne  09:24 right, right? That's, that's, that's the nice part about the non Sunday games. Usually it's just, Michael Hingson  09:31 well, so you, so you grew up and you, you only lived in California for two years, and then where did you go? Lori Osbourne  09:40 I lived in Norman, that's right, until I was 29 I actually found my birth father when I was 23 and moved to Colorado to get to know him and his family. Michael Hingson  09:55 So you were a diamond. Lori Osbourne  10:00 Not really. I just, he was just never part of my life. Your mom married someone else, yeah, okay, yeah. I always had. My mom just didn't have my dad. And it's, you know, it's been an interesting experience, because, you know, being in my 20s when I met him, and my mom and I were opposite growing up, and I never understood my personality, because she was quiet and passive and wanted to work in the same job her entire life, and I was the opposite. I was vivacious and loud and aggressive and always wanted to be self employed. Then I met my dad and went, Oh, it explained it all, I'm just like him. It's crazy how the you know the genes work for sure, Michael Hingson  10:51 but you got to know him, and the relationship was a good one. Lori Osbourne  10:55 Yeah, yeah, right. We just, he's in Idaho now. We just got back a couple of weeks ago from visiting. I mean, it's been interesting, trying to enter a family, you know, in your 20s is is bizarre. I kind of, I kind of equate it to being an in law, like, I'm not quite all the way in, because I, you know, I didn't grow up with these people. They don't know me. But, yeah, it's been interesting. So where in Idaho, near Coeur d'Alene Sand Point near Michael Hingson  11:25 standpoint, I have a brother in law who lives in Ketchum, in Sun Valley, and who is an avid skier, and has been an avid skier basically his whole life. Now the real big question is, of course, where is your father when it comes to football, Lori Osbourne  11:46 my father does not sit still. Okay? That is, that is one way that we are different. He I joke that he'll probably outlive me. I mean, he lives on 14 acres. I think he just, they just sold 40 Acres. But he doesn't. He never sits still. He He's always going, going, going, working on, you know, he had, he had his business, which he sort of still does. But he works on fences or helps with the does something with the horses or the hay or the, you know, it's just it. He works his plan does not I don't think he the TV when we were there was on music the entire time. Yep. Michael Hingson  12:30 So hardly a person who tends to watch football. Well, that's okay. So you, you grew up in Norman? Did you go to college there or in the area? Lori Osbourne  12:43 I went for a year and then couldn't figure out how to keep paying for it. I honestly didn't even realize financial aid was a thing. So I started in the workforce and became a recruiter, technical recruiter, pretty early in my career. I did that for 12 years, and then started my own recruiting business and got my degree during that time. So I got a bachelor's degree in business administration, 4.0 average while working. Proud of that, but I was in my 30s, and then I got cancer right after that, had colon cancer at 36 which I blame an 18 year abusive, horrible marriage, I think really led to that, but it pushed me To get out of that horrible abuse of marriage. And then a few years later, I met my current husband, and I am the happiest I've ever been, Michael Hingson  13:51 but you also were able to, in one way or another, beat the cancer Lori Osbourne  13:58 I was, yes, it was actually stage one colon cancer. Only had surgery so that one, yeah, didn't even have to have chemo or radiation. And actually, what got me into my current business? I was a when I got divorced, I did this is kind of funny to me. I when I got divorced, I decided I no longer wanted to be straight commission, and because I had gotten a job after after the cancer, and now I'm self employed. And so why? I think I wouldn't want to be straight commission, but it's okay to be self employed, but it's a completely different mindset. You know yourself very much a different mindset. But I was in tech. I moved from recruiting into hands on technology. I did project management, software testing, I looked at websites and helped design websites from a business perspective, but I was never, never a coder, never, you know, did the visual design? Nine and in 2015 I we had just moved to the opposite side of Denver. We had just changed, I had just changed jobs, had a brand new home, and then found out I had a brain tumor. Michael Hingson  15:15 Oh, gosh, yeah, you're just an attention getting person. Lori Osbourne  15:19 That's all you. I know. That's it. I just walk around going, yep, that's it. So, yeah. So I, I ended up leaving the job because it was, it was very traumatic. I ended up having two surgeries. They couldn't remove the tumor. It's part of my carotid artery. It's a meningioma. It's benign, but it's part of my carotid artery, and it was causing my left eye to droop, so they went in to get it off the optical nerve and nicked the carotid and caused a brain bleed. And that brain bleed caused that drooping eye to become a half blind eye. So I ended up, for about a year and a half, I had double vision. I also had found out I had a stroke from it, I was having problems with words and forming, you know, the right words. And I had no tolerance for stress for a long time, so there was no way I was going back to project management in the IT world, right? This wasn't so I literally, I spent about a year recovering and just started messing around, going, Okay, well, what can I do with the talents that I have? And I started building a website on Squarespace, and it was called Health Net, like grandma. And it was just talking about my I lost my mother and my grandmother to cancer at 63 both at 63 and then I had gone through what I went through. And I just wanted to share the stories, you know, the what I've learned from a health perspective. And in doing that, went, wow. Why have I not been developing websites the last 20 years? This is what I should be doing. I love this, and I bet other business owners could really use some help doing this. And that's when my business was born. Michael Hingson  17:20 Wow. How did they discover the brain tumor? Lori Osbourne  17:26 It started with me falling asleep at my brand new job desk. Was I could not hold my eyes open. I actually thought it was an adrenal reaction to leaving a super high stress job to a very boring job, but it was not. They did all these tests. They put me on thyroid medication, which helped, and then my left eye started drooping, like literally within weeks together and and it was funny, because they they sent me to an eye doctor, and the eye doctor sent me to an eye surgeon, and they wanted to do surgery on it. And I'm like, don't you want to figure out why this is happening? Like, I don't want you to touch my eye until you know why my eye is drooping. And my doctor thought that was the craziest thing she'd ever heard. So she goes, Well, have we done an MRI yet? And I said, No, so they sent me for an MRI that day. And lo and behold, not only do you have a brain tumor, but you have had a stroke. Okay. Gosh, you know, she did not want to share that news, those news with me. She was very embarrassed. Probably, well, Michael Hingson  18:43 but you need to know, yeah, and clearly you already had demonstrated that you had an analytical mind, and it would be valuable for you to know, because it would help you in dealing with making decisions, or thinking about what decisions to make going forward, right? Yeah, so you did. So you went through the surgeries and all of that, and what, what happened to your your left eye, Lori Osbourne  19:10 it, it's still mostly blind. I have a sliver of vision that I can't control. So if I go to the eye doctor, they try to get me to look at the chart, and I can't focus it on the chart, and I get very frustrated. I blocked it for the first year. Now my eyes are so it's it's developed its own way of working, so I can't even block it anymore without causing worse headaches than I already have. Bad headaches kind of came out of all of this. So I really just live with it. I live with the headaches, and I ignore it as much as I possibly can and and hope it's improved slightly over. The last 10 years, they told me it would never improve. But, you know, our brains are amazing things, and it's it's trying, but it's still not. I just tell them make the left eye prescription the same as the right eye because it makes no difference. Yeah. Michael Hingson  20:17 Well, so with, with with all that you've you've dealt with, with, with this clearly, you figured out a way to go forward, and you've, now, I assume, used all that happened to you, and you've analyzed it in some way or another, that you have made some decisions about what you want to do with your life, which is namely the whole brand development and web development and dealing with accessibility, which is pretty cool. Lori Osbourne  20:51 Yeah, yeah, I am. Once I discovered that passion and the I honestly never realized I had the creative side of me. I knew I had the analytical I knew I had the project management and tech, but once I realized I actually have a very strong creative side, then websites were the way to go. And it's it's really I can be working on a website for four hours straight and feel no pain, and that that alone tells me I'm doing what I'm supposed to be doing. I love it that much, and I feel like I'm that talented at it. Michael Hingson  21:30 I think you've made a very interesting observation, and one that I relate to very well, which is working commission is one thing, but working for yourself, which, in some senses, is the same, but it's totally different, and you have to have a different mindset to make it work. Lori Osbourne  21:48 Oh, absolutely, yes. I mean, I'm I'm not selling a product for someone else. I'm selling myself, and I am the product, and I have to live by my my values and my mission and my why, which is completely different than selling services for someone else, for straight commission. Michael Hingson  22:12 I have always told my the people who I hired as sales people to analyze and and think about what they do. And one of the things that I did with every person I ever hired was I would say, tell me what you're going to sell. And literally, all but one person said, Oh, we're going to sell the product. This is the product we're selling. This is what it does. But the best sales guy I ever hired, when I asked that question, Said, the only thing I have to sell is myself and my word, and I need you to back me up when I give my word about something, Michael Hingson  22:50 great answer. It was, it was the actual, it was the answer I was looking for. And I said, well, as long as we communicate, and I know what you're going to say, and that's all about trust, I'm going to back you up. And never had an issue. And in fact, he and I worked very well together, because we figured out how my talents in sales and management could augment and accentuate what he did, so that the two of us could work together. And I think that's that's so important, but you're right. The only thing any really good salesperson has to sell is themselves, and you have to be true to your own attitudes. Yes, yes, which is so Lori Osbourne  23:33 integrity is everything. I mean, if you especially as a small business owner, I mean, and I'm in a very small community, and I this. I only lived here since 2018 and it's kind of been shocking to me how how a small community works. But if you do it right, everybody knows your name. If you do it wrong, everybody knows your name. Yeah, it's you know when, every time I get a call because the chamber has referred me again. I just smile, and I'm like, Okay, I'm doing it right, you know? And it's, to me, it's all about integrity. If you, if you say you're going to do something, do it, and if you can't do it, say you can't do it, say you can't do right, or say I'm going to figure it out. Yeah, you know, I didn't. I charged very little my first few years, and I always my first few years, I told clients, I don't know what I'm doing yet, so I'm not charging you for the time that I'm learning. I'm going to charge you for the time that I'm actually accomplishing something. Michael Hingson  24:30 One of the things I always told every again, every salesperson I ever hired is for at least the first year. You're a student. No matter what you think you know and what you know about sales, when you're working with customers, you're a student, ask them questions, really learn from them, because they want you to be successful, even if you don't think they do. And the reality is that, in general, they do want you to be successful, and the more you encourage them to teach you, the better relationship you're going to develop. Lori Osbourne  24:59 Absolutely. And 100% yes. Michael Hingson  25:02 So how long ago did you end up having the brain tumor? Lori Osbourne  25:07 I was diagnosed in August of 2015 So wow, I'm, I'm at exactly 10 years. 10 years. Yeah, I didn't, oh my gosh. September 22 will be my my first surgery dates. There you go. Wow. Right at 10 years Michael Hingson  25:23 See, I'm glad we we help you remember, Lori Osbourne  25:27 I can't, I can't believe that was, like, not even on my mind. I mean, it was actually September 17. Was the first surgery, that's right, and it's the same day as my dog's birthday. And we were just talking about my dog's birthday yesterday, but I didn't even think about the tumor. So well, it's all good Michael Hingson  25:47 a week from next Wednesday. But you know, you you obviously are doing well, well, so how did your your business in the the way you do things and what you do? How did all that change after the surgery, or had you already started down the road of branding and being a branding coach and website development and accessibility? Lori Osbourne  26:10 No, all of this came as a result of all of it. So it literally just grew with me, as I, you know, transitioned into life again, and being able to function mentally and physically, I would just start, you know, working on a little bit of, you know, a couple of websites. The first website I built was from for a realtor that we worked with. We did three different deals with him in two years. He was this great Scottish guy, great personality, and his website was horrific. And I begged him to let me do it. It was a I think we ended up doing 39 pages total, and just read redid the whole thing. He loved it. A lot of it's still in place 10 years later. But I just, I just started building, and then we moved to the area we are now outside Jacksonville, and I found a local networking group and started meeting people and getting introduced to businesses and just slowly built and learned a little bit at a time, and learned a little bit more. And then it was not actually until last year I realized that I have branding skills and talent that I haven't been promoting. I was using the skills and I was building on brand websites, but I didn't say that, and I didn't recognize it as a separate talent from website development. I kind of thought everybody did that, until I realized that that's not true. So I've been doing it, and a lot of it is just, I the natural, just natural talent for color and almost like designing houses. Like I knew I was really good at designing houses, but I didn't recognize that that translated to websites. And so for last, like, year to 18 months, I've really kind of bought into the brand strategy piece of what I offer. Michael Hingson  28:19 Well, how did you develop this concept of authority platforms, and what is it? Lori Osbourne  28:27 So the authority platform is what I'm calling the full package. It kind of started when I got really frustrated with everybody telling me or everybody's an exaggeration, but so many people saying, Oh, you don't need a website. You just need landing pages. And I would try to educate people that landing pages are not enough, but I couldn't put it in the right words, and when I started really looking at it, going, well, landing pages are great, if you have the visibility to get people to the landing page, and if you've built a relationship in a different way, if it's through speaking or through a book or through other types of promotions, then yes, the landing page can help or maybe replace the website. But where that led me was a website alone is also not enough. We need full visibility. We need to be seen in a lot of different ways to establish our authority as experts. So with the authority platform, I'm looking at the brand and understanding the brand, the website, the lead magnet, the funnels, the search engine optimization, and then helping them also have a good CRM to manage all of this, hooking them up with with good speaking coaches or podcast. Opportunities and just looking at it from a full life cycle of being visible and showing that authority online. Michael Hingson  30:10 And how's that gone over? Lori Osbourne  30:14 It's, I'm still building it honestly, the website's absolutely I'm I'm really working on building the collaboration pieces for the rest of it to truly say, Yes, I have the authority platform, the branding packages that I'm offering and the branding pieces that I'm doing are making a significant difference in the quality of the websites I'm building, because I come out of it with a custom GPT that they can use, and I can use that really establishes that baseline for the brand and the bringing in their values, bringing in their communication style, and bringing in their ideal client and how to speak to that ideal client. So the GPT is built around all of that, which is perfect when we're building the content for the website. So I would say, you know, we're 75% of the way there to having my true authority platform. But I'm still building, you know, authority building websites every day. Michael Hingson  31:20 Well, I gather that you don't tend to like to use WordPress. You use Duda as a platform builder and so on. Tell me, I'm curious why and what, and I don't have any any disagreement or or really knowledge to talk intelligently about it. But tell me why you use Duda and what, what it brings. Lori Osbourne  31:44 So my my challenges with WordPress started with my first client in Florida. They there was a nonprofit. They had no idea what they were doing, and I'm like, I I'm techie. I can go in, I can figure it out, and I could not figure out WordPress, and I got very frustrated with it going, how in the world does anybody else do this? So I kind of stayed away from it for a little while, and I was building on Squarespace for a time, and then I discovered Duda. I consider Duda to be the best of Wix and Squarespace. It's very similar. But the things I don't like about Wix, I don't like about Squarespace, Duda has resolved. It's also very customer oriented and SEO oriented and accessibility oriented. So there's a lot of advantages to the platform. The reason I don't support WordPress is I've had too many, too many people come to me with broken websites. Too many WordPress people do not educate their clients that that you have to update the plugins, and they don't. They just leave them and don't offer to do that for them, and it's it's an unnecessary addition that I don't think most people need for their website. There's plenty of things that we can do and do to that we can do exactly like WordPress without the headaches of that extra tech and plugins breaking and security breaking because the plugins are breaking, and it's it just it's too unnecessary, in my opinion. I tried to support WordPress for about a year and a half, and I found that I was not helping my Duda clients because the WordPress was always so much high maintenance. And those were the websites that were going down, and those are the websites that were having issues where my due to clients, their websites were never down, they never had issues. Michael Hingson  33:51 But don't need, but don't you, from time to time need to provide any kind of updates to Duda doesn't. Aren't there as the as the whole website evolves, doesn't, don't you need to find ways to evolve what they are and what they do Lori Osbourne  34:05 on the front end, on the front end, absolutely I mean, but from the back end, from a platform perspective, Duda handles all of that. It's self contained. Got it? I don't have to worry about that. And they're also always adding new features, which is another thing I absolutely love about them there, and I have yet to find, let me rephrase that. I've probably found a couple of things that if I could not duplicate on Duda to match WordPress, it would require code, and I don't code, but I can still achieve the goal of what my clients are looking for. There's nothing that they've said I have to have this that I can't provide. And the offset of not having the worry around the tech is has always been worth it. Michael Hingson  34:55 So the creators of Duda in the background as. They make updates and changes, they go out to everybody who uses it to create their websites automatically. Is that? Is that what happens? Lori Osbourne  35:07 Okay, yeah, it's seamless. Yeah, you don't even, you have no idea that there's even updates being done. It's completely seamless. Michael Hingson  35:15 Yeah, okay, well, I understand that. That makes a lot of sense. What's the one mistake that you find that keeps business owners from really progressing and keeping their websites and them invisible? What's the biggest mistake you see? Lori Osbourne  35:36 Messaging unclear, messaging which, which really goes back to the brand. If you don't understand your brand, you don't understand your why, and you don't know how to express how you solve problems for your ideal client, let me, let me rephrase. If you don't even know your ideal client is and you're trying to speak to them, a lot of people think they sell to everyone, and when you try to sell to everyone, you sell to no one. And if you are trying to speak to the masses from your website, you're going to lose the people you really want to reach. So it comes down to that, that niching down factor and really understanding your ideal client, so that when they hit your website, they immediately know you understand my problem and you can fix it. And it really comes down to that versus I can fix, you know, I can build a website for anybody. Well, then that makes me no different than a website developer down the street. Then it comes down to a price comparison, and then we're just bidding against each other. So you've gotta, you've gotta what makes you special, and what and and your why is a big part of that. Your values are a big part of that. And speaking the right language and that messaging. Michael Hingson  37:03 Can you tell me a story of maybe one customer that you worked with where you can demonstrate exactly what you're talking about here and why it made a difference without mentioning customer names, but the story? Lori Osbourne  37:17 Oh, yeah, um, you know, it's been a while since I did that realtor, but that realtor is still just such a great example, because you the fact that he was from Scotland doesn't necessarily seem significant, but it really does, because, you Know that Scottish accent made him endearing. He was a very professional, good looking guy. And you go out to his website, and it was, I can still see it today. It was like green and this old, funky text, and it, it represented him in no way. And I remember the first thing he told me was, you know, I've got this video where I introduced myself and I went, why in the world is that not on your homepage, like what people need to hear you speak and see you and experience you. He was phenomenal. And we did three deals with him. He was phenomenal at what he did, and that what, you know, if we had just rebuilt his website and just did the video, it would have that alone would have made a huge difference in people knowing who they were working with and how he was different. And another example I can give more recently, I work with a mentor who mentors seven figure coaches on how to work harder, make more money and and do it in less, less investment of your time. And when I took over her WordPress website for for two years, I just kept repeating and rebuilding the same crap, basically. And finally, when I decided to leave WordPress, I said, you know, I really want to start all over. And I realized in that two years, you know, I had not taken the time to really get to know her brand. And when we sat down and really learned what made her special and different, and we were able to capture that in in the website, that the difference in the experience was night and day, you know, before it was just text, and, you know, a little bit of information. She never referred anybody to her website. And now it, you know, opens with a video. She's also a professional speaker. Opens with a video of her speaking. She is very she's a. Ballroom dancer on the side, she's very elite. So we, you know, pulling in things like gold and video, I have a lot of motion on the website with gold moving because it, it, it's that brand of that dancer that, you know, that eliteness of it and it, it's subtle, and it has nothing to do with the messaging side that I just mentioned, but it's still back to the brand and the representing of who you are, who she is, what we're selling, you know, we're selling ourselves. Michael Hingson  40:33 Yeah, well, websites and website developers put all sorts of things out there and that that's not necessarily a good thing. But what are some signs that a business's online presence don't necessarily match their real life expertise? Because I I believe that people see through people who just sort of talk, and I think that that all too often, you get this reaction, oh, they're just talking that isn't what they really believe or that isn't what they really know. So what are some signs that the online presence doesn't match what they really know and what they really are? Lori Osbourne  41:15 Part of it is that that genericness, if you if you can't even say who you are serving, then you're obviously the person you're looking at is obviously not clear about their ideal client. If it's not clear who they are serving, and if it's this just generic message of not in these words, but we're the best use us. You know, there's, there's no detail about what makes them different and how they specifically solve your problem. If the website is completely outdated or generic, that may or may not allude to anything but it, it definitely shows that they don't, are not using their website to show their expertise. The other huge thing, I would say, is testimonials. Every website should have reviews. I mean, what better way to sell ourselves than to have someone else say how we're different, how we operate and why we're the why we're the best. That is huge. If it's all about them, as in the person's website you're looking at, if it's not, if I'm, if I'm getting on a website and they're not even acknowledging what's in it for me and how they're going to solve my problems, then I'm not going to have any confidence that they have any idea how to solve my problems. They haven't even they haven't even talked about my problems. They haven't even mentioned my problems. They're just telling me that they're selling me something, and this is how much it costs, and this is what it's going to do. But I but do you get me? Do you know? Do you understand me? I think all those are it's really important that we are speaking to the ideal client in their language about their problem. Michael Hingson  43:10 I have heard so many times and totally agree with and work to do this myself. Michael Hingson  43:18 The whole concept of when I'm invited to speak, it's not about me. Yeah, I'm invited to speak, but my job is to enhance, to help to make life as easy as possible for the event organizer, to help the event organizer make this, the whole conference, even better than they thought it would be. And and I have to do that because it's not about me, and it should never be about me as such, right? Lori Osbourne  43:48 It's also about your audience and your audience, yeah, so that they know you want them to want to know more. Yeah, that's also the purpose of your website to make people want to know more. Michael Hingson  44:01 Yeah, very true, and it should be that way. And if you're doing it right, you'll also provide more for them to know. Right? Lori Osbourne  44:15 Absolutely. Well, that would be something else that I would say I I always encourage people to give away as much as possible on their website. It if people know that you really want to help me solve my problems, and you're willing to give me something for free that starts a relationship. And that's really, at the end of the day, that's the point of the website. It's not to sell, it's to start a relationship. It's like the first step of dating. We're not getting married yet. We're dating, and if you're if you're giving away a piece of yourself through a video or a download or even a free course. Course, that's it. That's going to endear the audience to to want to come back for more. And even blogs, great blogs will get people coming back for more. And people always go, Well, you know, if I give everything away, I'm not going to make any money. No, you give away what? What doesn't cost you time, but is giving some knowledge so that they want more, and they know that you you get them, and they can trust, you know, like and trust so they can build that, that base for a relationship. Michael Hingson  45:32 Yeah, and it, it makes perfect sense. It is all about building trust. And everything that we do is all about building trust, and the more trust you build, the more loyalty you'll create. Lori Osbourne  45:47 Absolutely, yes, absolutely. Michael Hingson  45:49 So we've talked about website accessibility. What is website accessibility and why is it something that people really should focus on? Why is it important? Lori Osbourne  45:59 That feels weird coming from you, Mike, Michael Hingson  46:03 because I know you are an expert in this, but I preach it, but I preach it all the time, so I want to hear what somebody else has to say, and I want people who are watching and listening to this hear from somebody else other than me. Okay, that's the motivation behind it. Lori Osbourne  46:18 All right. All right. Well, website accessibility is at its core. It's making the website available and usable for everyone, including those with disabilities. So whether it's blindness or inability to use a mouse or you said it earlier, dyslexic, Michael Hingson  46:40 epilepsy, any number of things, right? Lori Osbourne  46:43 So anybody, just like accessibility for a ramp into a store, it's allowing me, from my home, as as a disabled person, to be able to function on your website. And as we know, I believe the stat is 20% of people have some kind of disability. It's also an inclusion. It is a piece of I consider a piece of your marketing, because if you are excluding 20% of the people with your website, why? Why are you doing that? It also builds strong Search Engine Optimization. Because if you look at all of the guidelines for accessibility, they're very similar to the guidelines you need to have in place for good search engine optimization. Google is looking for the exact same things. Yep. So it's it's really just making your website available to everyone Michael Hingson  47:42 well, and the reality is, well, let me ask this question, rather than me just saying it beyond legal compliance. Why should accessibility be a priority in website design? You've kind of alluded to it already. Lori Osbourne  47:56 Yeah, part of what I just said, it's including everyone. It's not excluding 20% of your market, and it's building trust, inclusivity and credibility. It's, it's, and it to me, it's showing that you care. It's, it's very bothersome to me when someone says, Well, I probably won't get sued, so I'm not going to worry about it. Okay? But why do you want to not do these basic things so that everyone can access your website? Well? Michael Hingson  48:33 And also, in reality, it does get back to if you're a website owner, that is, you're a company that has a website, and you recognize that the job of your website is to help people see why you have something they need. The fact of the matter is, do you really want to not make available to 20 or 25% of the population your website, or to put it another way, don't you want to make sure that you are making your information available to everyone? And that's what the real reason for website accessibility is truly all about. The fact of the matter is that it's good business to make your website accessible. Lori Osbourne  49:24 Absolutely, yes, absolutely. Michael Hingson  49:26 What are some high impact changes that you think that website owners can make, to make their websites or to have their websites be more accessible, maybe even just some simple things? Lori Osbourne  49:38 Oh, there are so many simple things. I mean, the easiest thing that so many people miss is adding alt text to images. I mean, it's, and it's one thing I love about Duda, by the way, it they do it with AI and do it for you, and you can edit it. It's so, so wonderful. But it's, it's a simple step. It also is. Great step to even help with SEO, because you can include some keywords there, but that that alt text tells someone that's using a tool that's blind exactly what that image is, and what is the point in putting that image on your website if it's not going to provide any value to those that can't see. I mean that, in my opinion, another thing is the contrast in colors. A lot of people don't understand that contrasting colors has a lot to do with readability, and if you are putting two colors together, I mean, think about it even from a scene person, if you're looking at it and you can't read it. It's not accessible, right? So, you know, have high contrast in the colors of text on anything over it. Don't try to put something over an image that can't be read that just just, don't do it. Skip that. I was just doing this on my website today. I was trying to put an image, and I went, you know what? That's just not going to work. I'm going back to a solid color. It doesn't it's it and it, you know, that's from a business perspective as well. Because even if you're not thinking about accessibility, if someone can't read the text or can't read the button, they're not going to click it. You're not going to read it. They're not going to buy it if they can't read it. So simple little things like that. Those would be the two biggest things I would say. And then just, you know, little additional things like making sure that your website is converting properly to mobile, if it's if it's not, if things are coming off the page, because you didn't bother to look at the mobile side, which is easy to miss on many platforms that can have a huge impact on the scene and those that need the tools or need accessibility pieces that's, you know, commonplace design and very easy thing to fix. Michael Hingson  52:11 It's been a while since I looked at this website, and I think it's not quite what it used to be, but for a while, my favorite website, absolutely. My favorite website for accessibility was the website of the National Security Agency, nsa.gov, Michael Hingson  52:31 of all the websites in the entire world. The reason I liked it is that not only did they have all text on images if you were using a screen reader and you moved your cursor over an image, you suddenly got a very detailed description of that image, like you. Michael Hingson  52:55 You moved your cursor where you used your screen reader to move over the American flag. It would say the American flag on a flagpole hanging in front of the opening to the building of the National Security Agency. Yada yada yada. I mean, it's just everything was there. It was the most amazing website. I don't know that it's that way anymore. I haven't looked at it in a little while, but I was very impressed with how much they did and relative and relevantly and appropriately so to make sure that everything on that website was totally usable. And a lot of people could say, Well, why do I have to do that? And the answer is, you have to do it for the same reason that you want to make your website accessible, if you will, for people who don't happen to have a disability. The reality is, all those things that you put on the website for people who can see them and so on, like pictures and so on, if you don't make those things accessible, you're doing a disservice to a significant amount of the population. Whereas, if you do it all, then while you can look at the picture, I can hear all about it, and that's the way it ought to Lori Osbourne  54:10 be well. And there's so much I mean to me that is an opportunity to to even go further with the folks that need the screen reader. Because, I mean, when I'm and I mentioned that dude, it does it with AI, but they, they do it too generically. When I go in, I'm doing exactly what you're talking about. I want to, I want to build the presence of the picture. This is who they're doing, who it is from the business, and this is what they're doing, and this is what you know, this offer is talking about that's an extra sales opportunity right there. For those that you know, need the alt text, why not use that? Michael Hingson  54:49 And also, I'm amazed at how many people may look at pictures and so on and look at words and not really pay attention to them very well, because they just kind of skip over it. So the more you can do to attract people's attention to the right things. Is relevant too. I'm amazed at how many people just gloss over so much. Lori Osbourne  55:09 Oh, absolutely. Well, you know, this kind of become our society, yeah, short attention span for sure. You know, I want to mention two videos. I really feel like people need videos on their website, especially of themselves, because it helps people get to know you. But you need to have that closed captioning and again, dialog. Michael Hingson  55:33 You need to have dialog so that a person who can't see the video will also know what the video shows. Lori Osbourne  55:41 Explain, explain what you mean by that a little bit more. Michael Hingson  55:44 So you go to a website, and there's a video, and you click it, and you start hearing music, and that's all you hear, even though, on the screen you see a person walking down the street, walking into somebody's store, finding a product they want and buying it. But if you don't have a way to make that information audibly accessible to people who can't see the images and who don't see the videos, then what good is it you haven't made it accessible? Yes, closed captioning works for deaf or hard of hearing people, but again, there's so much more that needs to be done. Wow. Lori Osbourne  56:25 Thank you for sharing that, Mike. You just gave me more to think about on videos. Michael Hingson  56:31 One of my favorite commercials to pick on today, and for the longest time, I had no idea at all what it was about. It starts out with music, and somebody says something like, so what do people over 60s show and bring out today? And they talk about love and they talk about something else, and suddenly the sound goes dead, and all you hear for the next 20 seconds or more is this high pitched whistle sound. Ooh, yeah. And I finally got somebody. I finally was in a room with somebody when I heard the beginning of this, and I said, What is it showing? And all it was showing, and what, apparently it is, is a promotion for people getting the RSV vaccination. Lori Osbourne  57:19 Oh, right. Oh, I do know what commercial you're talking about, yes, but text just goes on the screen. Michael Hingson  57:26 RSV, RSV, RSV. But there's nothing that says what that is at all, period, Lori Osbourne  57:33 because they're trying to make the point that you're that your life shuts down when this hits. But yeah, for someone like you, that's completely worthless. Michael Hingson  57:41 Not only does my life not shut down, my life gets very active, and I want to go off and find those commercial designers and show them what true accessibility really ought to be about. But that's another story. But yeah, Lori Osbourne  57:53 yeah, exactly, wow. I mean, I think about you every time I see that commercial, those rare times I see commercials, Michael Hingson  58:05 what's one of the what's one of the myths about branding and websites that you could erase, that you really wish you could race forever? Lori Osbourne  58:18 I probably told you to ask me that question, and now I'm stumped by how I want to answer it. I think, I think I know where I wanted to go with that. Yes, a lot of people think branding is just colors and fonts, and honestly, when I first started doing it, I thought it was just colors and fonts. And I kind of go, I went into Okay, colors and fonts, and then consistency, okay, we want to make sure we got we're consistent with our colors and fonts across everything that we do that's that's branding, that's visual branding. But real branding is Our Story. Is who we are, what we stand for and who we serve. It's the package of everything around what we're selling, back to selling ourselves and really understanding this package and making that consistent across everything. And consistency is huge, in my opinion, when it comes to branding, if you have a different header image or marketing image on every single thing you do and there's no consistency in the look, then you're not going to be memorable. You. I can't help you see this, Mike, but anyone that does go out to anything of mine, I have a very consistent image that was used to build my logo, and it's on everything that I do. I also wear very bright, colorful glasses. Everything I do is very bright and colorful, and it's memorable when people see me and they see my glasses, it can be three years later and they go. I don't remember your name, but boy, I remember those glasses. You know, it's, it's, and that's part of my branding. When people say, I love your your glasses, I go, thank you. It's part of my branding. Yeah. So it's a, it's an overall everything about you. When people describe me, they usually describe me as bright and colorful, like, that's, that's one of the first things that comes to their their mind, and then they it translates to energy, because they think bright, colorful energy. So it's, you know what branding really is, is, what do people say about you when you're not in the room? Michael Hingson  1:00:30 Yeah, that's, that's a good that's what it is. Well, if there is a business owner who is in our audience today who feels overwhelmed by their digital presence. What would you suggest is the first step they should take to change that? Lori Osbourne  1:00:47 Well, the the first thing I would love to see anyone do is sign up for a visibility review or audit with me, so that we can look at your presence and talk about it, and I can give you some very specific suggestions for how to improve your online visibility. If you're wanting to do something on your own and you're you're trying to figure out where to start, sit down and look at first, your your homepage, in your first line of every bit of your marketing and ask yourself, does it say who I serve and how I serve them, and the problems that I solve. Because every ounce of your marketing needs to say that immediately you have less than eight seconds when someone hits your website. And there's all kinds of some people say three, some people say 10s and 15. I just leave it at eight. Do eight or eight or less seconds on your website. So start there is my messaging clear? And then look at your website overall and does it represent me and the message I want people to see. We can go into a whole lot more about it being up to date and everything else, but that's where I would start, right there. Michael Hingson  1:01:58 So how do people reach out to you to get your help to deal with all of this. Lori Osbourne  1:02:02 Well, you can obviously go to my website, which is biz bolster.com, B, I, Z, B, O, L, S, T, E, r.com and I believe you will be sharing a link to that visibility audit. Just sign up for that or a free strategy session. But I encourage the visibility audit, because it literally takes about an hour of my time to check out everything about you and then share that with you. So this is an investment that I'm willing to give you to help you all understand how you show up online, and then what to do about Michael Hingson  1:02:45 it, biz, bolster.com, I hope people will do that, and they can reach out and contact you through that website. Lori Osbourne  1:02:53 Yes, click on, let's chat, and it gives you all the all the calls that you can sign up for in my calendar, and I would absolutely love to speak to anybody that has questions or wants some direction. Michael Hingson  1:03:07 Well, cool. Well, I really appreciate you being here today and spending so much time talking about all this, and I hope people will take it to heart. Wherever you are listening. Reach out, biz, bolster.com and get some insights and get some help to improve the website the web world, because only about 3% of all websites are really accessible today, which means there are a whole lot that are not, and there is no real excuse for that being the case. So reach out and Michael Hingson  1:03:41 you can get all the help that you need. I'd love to hear from you, to hear what you think about today's podcast. Please feel free to email me at Michael H, I m, I C, H, A, E, L, H, I at accessibe, A, C, C, E, S, S, i, b, e.com, and wherever you're listening, please give us a five star review. We value your ratings and your reviews a lot, and I but I do want to hear from you. I want to hear what your thoughts are. Also, if you know of anyone who might make a good guest for unstoppable mindset, Lori, including you, would really appreciate you introducing us, because we're always looking for people who have great stories to tell, and today has certainly been one of my favorite podcast recordings in a long time, and that's because we really did have fun, and I think we accomplished a lot and we learned a lot. So I want to thank you, Lori, once again, for being here and for being a part of unstoppable mindset. Lori Osbourne  1:04:35 Thank you, Mike. It has definitely been a pleasure. I've enjoyed talking with you a lot. Michael Hingson  1:04:42 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.

Looking for a smarter way to save for your first home? The First Home Super Saver (FHSS) scheme lets you use your super account to grow your deposit, and the tax savings are real. In this clip, Glen James and Vince Scully break down the considerations to think through when assessing the scheme against your own needs.This audio is from a clip on the money money money YouTube channel: https://youtu.be/_fk9I0attJsmoney money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

Want to know how the First Home Super Saver Scheme (FHSSS) could give you a tax-free boost of up to $7,650 (or more) toward your first home deposit? In this clip, Glen James and Vince Scully break down how using the scheme could impact your weekly pay.This audio is from a clip on the money money money YouTube channel: https://youtu.be/UTuVRfqg7R4money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

Thinking about buying your first home? The First Home Super Saver (FHSS) scheme might be one of the best-kept secrets to fast-track your deposit while saving on tax. In this clip Glen James and Vince Scully unpack the basics of how the scheme works.This audio is from a clip on the money money money YouTube channel: https://youtu.be/lE8mees_Acgmoney money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

Glen James and Vince Scully break down the red flags in superannuation and financial advice, from SMSF spruikers to product conflicts and fee myths. They explain how some advisers push their own products, why low fees aren't always better, and what good advice actually looks like. If you're reviewing your super or getting pitched a "better deal," this is a must-watch.This audio is from a clip on the money money money YouTube channel: https://youtu.be/VdUwhXAc5zUIf you'd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/

Glen James and Vince Scully break down the growing trend of cold calls from companies promising passive income, tax savings, or financial freedom. What's really going on behind these calls? Are they legit?This audio is from a clip on the money money money YouTube channel: https://youtu.be/7qzs4qm3tDEIf you'd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/

Are you really diversified, or just holding 3,000 of the same thing? In this clip, Glen James and Vince Scully break down the real meaning of diversification in your super and investment strategy.This audio is from a clip on the money money money YouTube channel: https://youtu.be/6lgDyJo0w5omoney money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

In this episode I'm joined by Vince Scully from Life Sherpa to unpack one of Australia's biggest financial scandals: the collapse of the First Guardian and SHIELD Master Funds. With over 12,000 investors and $1 billion in losses, this case is a stark reminder that even regulated investments can go wrong.

Super funds might seem like a black box, but understanding who actually manages your money and how it's regulated can make a huge difference. In this clip, Vince Scully joins Glen James to explain what makes up a super fund, from trustees and portfolio managers to external fund managers.This audio is from a clip on the money money money YouTube channel: https://youtu.be/rLjbWB1xKFAIf you'd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/

Can Australian small caps turbocharge your investment portfolio? Vince Scully from LifeSherpa explores the risks and rewards of small cap investing. More information about the Life Sherpa ETF based portfolios available here.This conversation was based on a recent video that you can watch here.Blog post available at: https://www.sharesforbeginners.com/blog/vince-scully-small-capWatch on YouTubeLevel up your investing with Sharesight, Investopedia's #1 portfolio tracker for DIY investors. Track 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Ditch the chaos, track like a pro! Sharesight makes investing easy. Save 4 months on an annual paid plan at https://www.sharesight.com/sharesforbeginnersDisclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Tim announced his first professional baseball game at the age of 19Filling out index cards for Chicago Cubs and Montreal Expos draftFirst broadcast was with a Pirates minor league and he was paid $25 Tim's eldest son, worked his way up from single A to AAA baseball announcing  and also UNLV football & basketballAnniversary of Pirates “Take Your Kid to Work Day “ memory with his sonIn radio “ Nothing happens until you say it does.” - you are the graphicsTelevision is more of an analyst positionTim & Rick Monday keep the conversation organicTV has more to setup and more people involved in putting the show togetherListening to Andy Freed & Neil Solondz with the RaysRick reflects on meeting in the past with kindred spirits of Andy & BobCreating visuals with storytellingGetting the inside track on lineups hours before the game                  Marlins manager Clay McCullough former Dodgers coach Conversations pre game outside of the booth and getting depth to share with the audience"I can't wait to get to work every day"Tim once recorded a game from the top of a bus - recorder slid down from the arc of the top of bus during the game – luckily intact and just needed a little editingWorst booth - Old Park in Vancouver Pacific Coast League in AAA – A small wooden box with a wooden door & latch and a sawed out space for a windowThrilled to be any box in any gameCalgary & Anaheim Duck - Close Call Sports with Lindsay who also plays organ for the DucksApproach on national assignments for announcing  - playing it evenly between the teams Pitch clock has reduced the amount of time to share stories on radioYadier Molina & mound visit restrictionsThe game is moving along quicker and it is a crisper gamePre-pitch clock - had to plan to have filler stories to tell for during longer breaks and mound visitsMLB extra innings Placed Runner – (not a ghost runner)Tied games in Japanese ball and train transportationBefore MLB Manfred Man there was Softball the Olympic Tiebreaker originated with the Olympics – if game was tied in the 7th they would 2016 Spring Training conversation with Rob Manfred about the need to have umpires with microphones to explain certain callsUmpires were mic'ed up in Japan long before MLB brought it into the gameHow does a younger audience enjoy the game Many ways to listen or watch a game today via tv, phone & internetAt Bat app  - BAM – Baseball Advanced Media – adds more depth to the playersTeoscar Hernandez – uses sunflower seeds in astroturf outfields to mark his place  MLB has loosened up and allowed the players to add some flash to their uniform Prepa for the show - room temperature water is essential for 2 reasonsField of Dreams broadcast booth – who is your partnerVin Scully – Wonderful memories that no currency could buy how Vin made him feelA drive in the Mojave Desert and a Voice mail from Vin Scully -  a treasure that Tim will keep foreverRed Barber & Vince Scully story – broadcasting from the roof of Fenway Park on a cold windy day without a coatRain delays are just part of the game all part of the Charm of the GameThe Oddities & details of a game are what make baseball memoriesDryout – game called off with blue skies and not a cloud in sightFavorite away field – PNC Park in PittsburghMaury Wills & Steve Garvey should be in the Hall of FameSteve Garvey - bat boy for the Dodgers during Spring Training in Vero BeachThe depth of preparing for the game that many might know

In this episode I sit down with Vince Scully, founder of Life Sherpa, to unpack the booming world of private credit funds listing on the ASX. With nearly a billion dollars raised in 2025 alone (or about $700 million by Vince's count), these funds are catching the eye of retail investors chasing higher yields. But with opportunity comes with risk—and regulators are sounding the alarm.Blog post available at: https://www.sharesforbeginners.com/blog/vince-scully-private-incomePortfolio tracker Sharesight tracks your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesight.com/sharesforbeginnersTony Kynaston is a multi-millionaire professional investor thanks to his QAV checklist. Tony's knowledge and calm analysis takes the guesswork out of share market investing. Use the coupon code SFB for a 20% discount on QAV Club plans or SFBLIGHT for a free month of QAV Light. Here's the link to sign up: https://qavpodcast.com.au/register-3/Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Risky Business - Good Risk, Bad Risk, and Downright Ugly Risk. It's essential to understand risk. Even though the finance and insurance industries prefer you not to. In this episode I'm joined by Vince Scully, Chief Sherpa at Life Sherpa, to delve into the intricacies of risk management. We explore how risk is perceived differently by financial experts and everyday investors, and why this understanding is crucial for anyone looking to build wealth or protect their assets. Blog post available at: https://www.sharesforbeginners.com/blog/life-sherpa-riskPortfolio tracker Sharesight tracks your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesight.com/sharesforbeginnersTony Kynaston is a multi-millionaire professional investor thanks to his QAV checklist. Tony's knowledge and calm analysis takes the guesswork out of share market investing. Use the coupon code SFB for a 20% discount on QAV Club plans or SFBLIGHT for a free month of QAV Light. Here's the link to sign up: https://qavpodcast.com.au/register-3/ Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

What's the process of buying property through super? Glen, John and Vince Scully discuss this topic.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Societal norms around age and retirement have changed; however, one thing remains true: while we aim for financial security, planning for retirement is equally important. Glen, John, and Vince Scully share their insights.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

A $500k inheritance? How are you spending it? Glen, John and Vince Scully chat about how they would approach this situation so you can make an informed decision.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Elise is struggling with supporting her father financially in retirement while balancing her own life goals. Glen, John, and Vince Scully discuss how to approach this, weighing emotional responsibility against practical financial planning, and considering non-financial ways to help.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Julia just separated from her husband and is overwhelmed with the financial advice that she's getting. Glen, John and Vince Scully share some insights on the importance of seeking clarification from your adviser about the advice and fees as well as being cautious with Google reviews.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In this episode we go Beyond the Core with Vince Scully chief Sherpa at Life Sherpa. We explore the core satellite approach to investment, a strategy designed to balance stability and growth in your portfolio. This method involves maintaining a core of low-cost, largely indexed funds while allowing for smaller, more dynamic investments—the satellites—that can capture emerging trends and opportunities.Blog post available at: https://www.sharesforbeginners.com/blog/vince-scully-core-satellitePortfolio tracker Sharesight tracks your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesight.com/sharesforbeginnersTony Kynaston is a multi-millionaire professional investor thanks to his QAV checklist. Tony's knowledge and calm analysis takes the guesswork out of share market investing. Use the coupon code SFB for a 20% discount on QAV Club plans or SFBLIGHT for a free month of QAV Light. Here's the link to sign up: https://qavpodcast.com.au/register-3/ Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Baseball, Romance, Announcers,  & Music Baseball has to have the right announcers to be truly enjoyed… their excitement, their tone of voice makes the game more exciting right? I see a lot of  great  baseball plays on YouTube. The announcer always adds an extra thrill to the games.   Baseballs being caught at 100 mph bare handed,  acrobatic leaps and catches, painful slides.. The really good announcers describe these amazing plays with such verve, your imagination ALMOST fills in the actual plays… but not quite.  Because really you want the real action .  Even more importantly, the announcers have to know how to describe each play when they are calling plays because millions do just listen to the game rather than watch it .Vince Scully goes down in History as the best announcer because he could paint that picture of each play.   The baseball announcer is absolute key to the enjoyment and thrill of the game. Here's a great example: https://youtube.com/clip/Ugkx0en_jtZtylCexb1M5NVTA7VZ8A3sOpnA?si=rOwQootaS6T8r6X7 MAKING A QUANTUM LEAP to ROMANCE and MUSIC::  romance fits into this lighthearted summer topic AND BILL SCALZITTI informs us that Romance needs the right kind of… MUSIC especially romantic music.  A former musician,  Mr. Scalzitti introduces us to a unique program that teaches us how to create our own boundaries on finding romance: online dating, geographical boundaries, deal breakers.. most importantly discovering your self worth so that you attract the love you deserve.. When you visit the home page look at the middle of the page: Five lines begin with the word IMAGINE… thoughts become things when you use your imagination. https://www.romancebychoice.com/ We all hear about the law of attraction.. UNIVERSAL LAWS.. the law of Vibration is the first law you want to harness.  Bill does just that when you apply his teachings of self discovery for your self worth.  You can learn manifestation through his seven hour audio lesson and the ROMANCE BY CHOICE workbook. Following his lessons and guidance is paramount, Utmost; doing the work required to create your self worth is tantamount to success.  Even though nothing is guaranteed in our world.. his program is the perfect road map to attract that special someone.   Kundalini yoga—-  music is a guiding force for me hhttps://youtu.be/6dEfFFVtyuQ?si=kQe9JqEaAIQltKuO Another very calming music that I listen to every morning: This is one of my favorite calm AM musics I listen and watch https://youtu.be/Tkn3YVh4wu8?si=xGbl3PB6u-yIaxRJ MOCKTAILS Classic cocktails are great, but don't be afraid to play around and invent your own drink! Here are some recipe ideas to get your creative juices flowing: Pomegranate juice with seltzer and a splash of lemon and lime juice, or ginger juice (this is like a grown-up version of a Shirley temple!) Orange juice and seltzer with a splash of ginger juice (this is a rough mock-mimosa) Muddled mint with pineapple juice, seltzer, and a splash of lime juice Muddled berries and seltzer with a splash of lemon or lime juice Muddled basil and cucumber with seltzer and a splash of lemon juice GUIDANCE:   My Minicourse: Fear of Public Speaking: Virtual, PRIVATE Class,  One Lesson takes you from Ordinary to EXTRAORDINARY https://bit.ly/3TXbx5L Valerie@allinourminds.com @valeriehail56 merci  

In today's episode Dev interviews Vince Scully, touching on:

In today's episode Dev interviews Vince Scully, touching on:

So I wanted to explore the concept of "high-growth assets". But as always when talking with Vince Scully, the Chief Sherpa at Life Sherpa, nothing is as simple as it seems. In this wide-ranging discussion, we navigate the nuanced terrains of growth and defensive assets, and the all-important balancing act in portfolio construction. More info about Life Sherpa at this link: https://www.sharesforbeginners.com/life-sherpaHere's a link to the blog post: https://www.sharesforbeginners.com/scully-sherpa-may24Portfolio tracker Sharesight records your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesforbeginners.com/sharesight-portfolio-tracking Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Glen and Vince Scully share the pros and cons of having a financial advisor,We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Sometimes analysis paralysis can stop us from taking action on big decisions. Glen and Vince Scully discuss how mitigating risks can help to get unstuck. We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's campfire chat (our long-form episodes about investing) Glen sits down with Vince Scully from Life Sherpa, Chris Brycki from Stockspot and investment market commentator Kanish Chugh. Timing the market, CHESS vs custodian, robo-advice, is NVDA ever gonna slow down? hedging, dividend harvesting, covered calls and why does investing feel so boring?! Strap in, today's episode covers all this plus more.Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen and Vince Scully from Life Sherpa chat about:

Crypto's back baby! Glen and Rebecca Pritchard from Rising Tide Financial chat about the renewed hype around cryptocurrency and unpack your questions around:

Vince Scully from Life Sherpa is my special guest in this episode where we uncover the essential role infrastructure plays in stabiliaing and diversifying your investment portfolio. From the bustling roads to the energy that powers our homes, infrastructure investments can enhance your portfolio's risk-adjusted returns and improve its Sharpe Ratio. But what does this all mean for the individual investor?We journey through Vince's past life as an infrastructure deal maker at Macquarie Bank, and gain valuable insights into how infrastructure deals are structured and the risks involved. Learn about the influence of government regulations, the importance of cost of capital, and the impact of real interest rates on infrastructure investments. More info about Life Sherpa at this link: https://www.sharesforbeginners.com/life-sherpaHere's a link to the blog post: https://www.sharesforbeginners.com/blog/life-sherpa-infrastructurePortfolio tracker Sharesight records your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesforbeginners.com/sharesight-portfolio-tracking Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

If you want to build wealth and avoid some of the biggest financial mistakes people make, I highly recommend you check out this episode. We sit down with financial adviser Vince Scully who tells us what he's learned about growing wealth over his decades of experience.If you'd like more help with your finances, you can reach out to the Lifesherpa team:

#DCDRHShow #DCDRH #DaSmokers #Podcast #sstreetmedia Back at it with your favorite Podcasters and Hippies Don Core And Dricanhippie and they Are back with An all new episode of The Don Core And Dricanhippie Show Episode 239 | Political WarFare. Intro Song: How We Steppn By : T.Jefe & Whoopty [ 00:00 - 01:00 ] , Intros [ 01:00 - 03:35 ] . Then From there the guys Start the episode by recapping the past Weekend by speaking on Harlem and Brooklyn Gives [ 03:35 - 05:30 ] , Then from there the Guys speak on the Puff Puff Pass The Mic Showcase [ 05:30 - 10:15 ] , After which the Guys give there R.I.P' s to Bill Russell and Vince Scully [ 10:15 - 13:40 ]. From there the Fellas Give there thoughts on the sentencing of wnba Star Britney Griener [ 13:40 - 24:50 ] , Then From there the guys speak on the fake clout Chase By Angela yee and the breakfast club [ 24:50 - 25:55 ]. The the guys Give there Opinions on the mase interview on million Dollars worth of game [ 25:55 - 46:00 ] , Then They barley touch on the irv gotti drink Champs Episode [ 46:00 - 52:25 ]. Then before Closing Out the guys Speak on the Alex Jones story [ 52:25 - 57:30 ] , Also the guys speak on anticipation of the games no album [ 57:30 - 01:00:00 ] End Credits [ 01:00:00 - 01:01:23 ]

The “Football Is Sexy” squad had a chance to talk with the voice of sports and the play-by-play caller for the LA dodgers, @joedavis ! Make sure you check out this episode and get a rare glimpse into the world of sports from a broadcaster's lens. You'll hear Joe's story on how he followed after the legend Vince Scully, his take on week 14, Power rankings, Super Bowl predictions, and of course, Taylor Swift and Kelce. NEW EPISODE OUT NOW ~ Subscribe on YouTube, available on all platforms. #Footballissexy #JoeDavis #LAdodgers #SuperBowlPredictions #49ers #DallasCowboys #Eagles #Chiefs #Bills Check out our website at www.footballissexy.com

It's been awhile since we've had a good old campfire chat about investing in equities! Shooting the breeze with Glen are Gemma Dale, host of Your Wealth and Director of SMSF and Investor Behaviour at nabtrade and Vince Scully from Life Sherpa. Campfire episodes sometimes touch on more intermediate and advanced money concepts.Thanks to Global X for supporting our Thursday show! ✨Learn more about their range of ETFs.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

I'm excited to share this podcast episode with Vince Scully from Life Sherpa as we delve into the recipe for creating a sustainable ETF portfolio. It's not all about finding the highest return. We talk about the average punter's view of risk in the stock market. Risk isn't just about the chance of a company going bankrupt and losing all your hard-earned dollars. Instead, risk is about the variability of outcomes and the probability of achieving your financial goals.More info about Life Sherpa at this link: https://www.sharesforbeginners.com/life-sherpaHere's a link to the blog post: https://www.sharesforbeginners.com/blog/life-sherpa-investment-returnsPortfolio tracker Sharesight records your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesforbeginners.com/sharesight-portfolio-tracking Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

In this special extended campfire chat Alec and Bryce from Equity Mates and Vince Scully from Life Sherpa join Glen for a chat about all things investing and property! They touch on:

In this episode I'm joined by Vince Scully as we delved into the world of financial advice. When should you start to seeking it, how much it should cost and a crucial discussion about the difference between "financial advice" and "investment advice". These two are often conflated but they serve different purposes. We spoke about the value of advice and how it helps to achieve financial independence and your life goals. But we did have a couple of questions about the costs touted by Money Smart at this link: Financial advice costs - Moneysmart.gov.au. We also dealt with a couple of comments from listener Ravi about his friend with a dodgy advisor and whether the ASX 200 is actually the best performing index in the world!Blog post available at: https://www.sharesforbeginners.com/blog/vince-scully-life-sherpaTony Kynaston is a multi-millionaire professional investor thanks to the QAV checklist he developed. Tony's knowledge and calm analysis takes the guesswork out of share market investing. Use the coupon code SFB for a 20% discount on QAV Club plans or SFBLIGHT a free month of QAV Light. Find out more about QAV at this link: https://www.sharesforbeginners.com/qav-quality-at-valuePortfolio tracker Sharesight records your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesforbeginners.com/sharesight-portfolio-tracking Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra special episode Victoria and Jess are joined by Vince Scully from Life Sherpa and Queenie from Invest With Queenie for a fireside conversation all about the current landscape of financial (mis)information, how to avoid getting your information from the wrong source, and OH so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Should I be investing actively or passively? Will I make more if I have an "expert" managing my dosh? Is making the most money even the right goal? There are no one-size-fits-all answers. Your investment journey is unique, and finding the right approach may involve a mix of both index and active funds. In this episode I'm joined by Vince Scully, chief sherpa at Life Sherpa to talk about choosing the right investment strategies.Blog post available at: https://www.sharesforbeginners.com/blog/scully052023Phil's Linktree: https://linktr.ee/phil_muscatelloTony Kynaston is a multi-millionaire professional investor thanks to the QAV checklist he developed. Tony's knowledge and calm analysis takes the guesswork out of share market investing. Use the coupon code SFB for a 20% discount on QAV Club plans or SFBLIGHT for a free month of QAV Light. Here's the link to sign up: https://qavpodcast.com.au/register-3/Portfolio tracker Sharesight tracks your trades, shows your true performance, and saves you time and money at tax time. Sharesight automatically tracks price, performance and dividends from 240,000+ global stocks, crypto, ETFs and funds. Add cash accounts and property to get the full picture of your portfolio – all in one place. Get 4 months free at https://www.sharesight.com/sharesforbeginners Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Superannuation represents about a fifth of the net worth of Australian households. There's over $2.2 trillion invested in super growing at $100 billion every quarter. Choosing the right superannuation fund is one of the most significant financial decisions you will ever have to make. The choices are mind-boggling. Joining me in this episode is Vince Scully from Life Sherpa.“It's the curse of too much choice. It's like logging into Netflix, it takes you longer to choose which movie to watch than actually watching it. And that's where default and stapling came in. It's the play something for me Netflix don't make me make a choice, but there are so many pluses to actually making a choice. But how do you make a choice if you don't have the knowledge?”Link to Life Sherpa: Get More Life From Your Money | Life Sherpa®Link to blog post: https://www.sharesforbeginners.com/blog/lifesherpa2023Phil's Linktree: https://linktr.ee/phil_muscatelloShares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

Friend of the show, Vince Scully from Life Sherpa is today's guest host with John. Today's community questions touch on:

Vince is an Author, Founder and Chief Sherpa at Life Sherpa. He sits down with Ben to discuss his take on the rise of technology in advice, and how the term “financial literacy” can create shame around money. Vince Scully XY: https://www1.xyadviser.com/members/2272378 Vince Scully LinkedIn: https://www.linkedin.com/in/vincescully/ Life Sherpa Website: https://lifesherpa.com.au/ Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

It's been a hot minute since we've had a campfire chat, let's go! Glen shoots the breeze on all things investing with Vince Scully from Life Sherpa and Kanish Chugh, Head of Distribution at Global X ETFs. If you're new around here, our campfire chats are longer than our usual episodes and touch on content that's more intermediate to advanced. All listeners welcome. Learn more about Global X ETFs: https://bit.ly/globalXM3This is a sponsored episode.

John and Vince Scully from Life Sherpa discuss the Federal Budget released on Tuesday 25 October 2022.You can check out Vince's book, 'Live the Life You Want With the Money You Have' below.Get it on Amazon: https://amzn.to/3stjTmTGet it on Booktopia: https://booktopia.kh4ffx.net/P0kBrY

Glen and John are on a bit of a break from recording so today's chat isn't your usual practical money stuff but if you just like hearing some guys having an informal chat about money then you've got yourself an episode. This was recorded at FinCon22 with Glen, friend of the show Vince Scully from Lifesherpa and Joel from USA podcast, How to Money.Want to add some books to your collection? Check these out!Glen's book: Sort Your Money Out & Get InvestedLive the Life You Want With the Money You Have by Vince ScullyThe Psychology of Money by Morgan Houselmy millennial investor has had some changes, subscribe wherever you're listening to this podcast!

Campfire chat with Glen James, Vince Scully and Joe Saul-Sehy from the popular American podcast, The Stacking Benjamins Show.This episode was recorded live in the expo area at FinCon22, Orlando Florida.

We had such a blast recording this live episode in Sydney, the last stop of the 2022 m3 tour! Shoutout to everyone who came along and made it an awesome night.Glen and John get into some great questions with the help of our friends, Victoria Devine from She's on the Money, Em & Shell from my millennial career and Vince Scully from Life Sherpa. This episode touches on:

We talk all things sports and take your live calls.

Randy starts the show with some TRUTH about the latest Tina Peters election challenge, renames a colleague (does Teflon Subbs sound like anyone you know?), and plays vintage Dodger's announcer Vince Scully (on Socialism!).  CO Republican State Chair Krist Burton-Brown with a big announcement and, as always, great callers throughout the show.  We are now living the "conspiracy theories" we've been predicting right before our eyes.See omnystudio.com/listener for privacy information.

Governor DeSantis suspends DA.....Jobless claims 8 month high.....The Press Secretary calls overturning Roe unconstitutional....Why a baby formula crisis again?......AT post Vince Scully......9 years for WNBA star Grimer......Nolan Ryan vs Robin Ventura 1993....Louis Armstrong (1901-71)...and other stories... Check  our blog.........and follow our friend  Carlos Guedes.........  

Vince Scully, legendary announcer for the Los Angeles Dodgers, dies at age 94.

Do injuries make a player a bust?, Jimmy G change of player after injury, Deebo opened up about doing the wideback role, passing of Vince Scully and his impact within the business and more!

Vince Scully (1927-2022).....Kansas and the future of abortion.....Electric cars and gasoline taxes......National Security lowest level since 1985........Happy # 96 Tony Bennett.....and other stories... Check  our blog.........and follow our friend  Carlos Guedes.........  

8/3/22 6am CT Hour John and Glen chat about Nancy Pelosi's safe landing in Taiwan, Primary election results and the passing of baseball announcer Vince Scully. Laura shares some ideas and perspective on ways that we can make our prayer life more contemplative and build our relationship with God. Ashley reports on the Pope's Papal Audience, Italy's perspective of the world's crimes against their food and her 10th Anniversary with Relevant Radio. Damon shares some of the great marriages of Hollywood including Steve Carrel and Jim Caviezel.

8/3/22 7am CT Hour John, Glen and Sarah chat about Pelosi's safe landing in Taiwan, Pro-life setback's in Kansas and the passing of legendary baseball announcer Vince Scully. Fr. Taillon shares the beauty of using NFP instead of contraceptives and the gift it can be for couples. He recognizes that some couples suffer with infertility and shares stories of couple he has known that have carried this cross. Dave explains the paradoxes found in leadership like being nice but firm and to delegate but not run from work.

This Hour: Dan Diorio calls in! Vince Scully has passed; Jason Mamoa's new role “flight attendant; and an audio recording of “BigFoot”See omnystudio.com/listener for privacy information.

This Hour: Dan Diorio calls in! Vince Scully has passed; Jason Mamoa's new role “flight attendant; and an audio recording of “BigFoot”See omnystudio.com/listener for privacy information.

Vince Scully, legendary announcer for the Los Angeles Dodgers, dies at age 94.

✈️ Come see us on tour! Grab tickets at: mymillennial.money/tourGather the timber! We haven't had a campfire chat for a while so here's a little bonus episode for ya. Glen and Vince discuss your questions.

Buy the damn latte!In this episode of the How To Money podcast, Kate Campbell has a wide-ranging chat with Vince Scully, financial adviser at Life Sherpa, money expert and author of Live the Life You Want With the Money You Have.Vince reminds us to work on getting the big money decisions right (like where you live and what you drive), rather than focusing too much on the small things like whether to buy coffee today. Plus, he chats about his spending framework, the search for enough and some of his thoughts on life & money at the moment.Live the Life You Want With the Money You Have: majorstreet.com.au/products/live-the-life-you-want-with-the-money-you-have-vince-scullyShow Notes: howtomoney.online/how-to-money-podcastHTM Website: howtomoney.onlineHTM Instagram: @HowToMoneyAUSPlease send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we'd be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!Episode Recorded: 13th May 2022

Over the past few years Vince Scully has built an incredible business delivering cost-effective advice, and is continuing on that journey. In this episode we discuss if it's still possible to deliver cost-effective advice in the current environment, and how that's achievable. Find out how HUB24 is empowering advisers to deliver better financial futures https://www.hub24.com.au/ Vince Scully Financial Adviser, Author, Founder and Chief Sherpa at LifeSherpa Vince Scully LinkedIn: https://www.linkedin.com/in/vincescully/ LifeSherpa Website: https://lifesherpa.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In today's chat, Glen, Vince Scully and John Winters from Superhero discuss all the things around superannuation including questions from the m3 community. They touch on:

Gather round kids! Vince Scully and Ivan Tchourilov from Open Markets Group are back for another yarn with Glen around the campfire. If you're a fairly new listener, campfire chats are catered to intermediate to advanced listeners but all are welcome!Got a question for the show? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes

Get your marshmallows ready! Glen, John and Vince are settling around the campfire to discuss, do I a) pay off the mortgage, b) use the money to invest. This chat is set at intermediate / advanced but everyone's welcome at the campfire!Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes

‘BALL IN PLAY' presented by ‘Baseball News Club'. Sunday Podcast bringing the heat to your ears. EP 51 = Baseball action packed episode ! Listen right meow while you drive or workout. This is a SPECIAL WORLD SERIES Episode World Series breakdown, ATL pitching won the WS, Vince Scully, International ball, Bob Melvin, Arod, Buster Posey, VandyBoys, Free Agents, Dusty Baker, etc ... 

These 6 life decisions have a huge impact on our financial health. Friend of the show, Vince Scully joins Glen to walk us through an audit.Get your financial foundations right with Glen's book, 'Sort Your Money Out & Get Invested': booktopia.kh4ffx.net/rnzAKjCheck out The Glen James Spending Plan and use coupon code "m3x" to save $20): https://www.mymillennial.money/spending-planFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3xshownotes

Glen is joined by Vince Scully to chat about some community case studies!Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes

Campfire chat episodes are set at intermediate or advanced level. Beginners welcome. Glen and Vince just chew the fat over the fire...If you were wondering, my millennial money is licensed to provide general advice.Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes

Part 2 of Superannuation with Life Sherpa. Important that you listen to Part 1 first. On board today is Vince Scully, better known as the Life Sherpa and Author of the popular book the Latte Fallacy which aims to dispel many common personal finance myths (like that ordering a latte or smashed avocado will stop you owning a home). Vince is a licenced financial advisor, and with over 40 years experience in the industry he has only just recently reached preservation age and is set to retire. Vince and I chew the fat on wealth, Financial Independence, Retirement, and how superannuation fits into the picture. Superannuation is a pretty massive topic, so Vince and I tackle it from a few different angles - including; •Discussions on the evolution of Super •When and where it may or may not be appropriate •The different types and structures of super available (industry funds, Wrap accounts and SMSF), •The effect of fee's on your super performance •Insurance within your super, and •sensible asset allocation for your super. We look at the four important focus areas and decisions you have to make when selecting your super, and explore the trade-off of the tax benefits of super versus the flexibility of other investment structures. We also cover some interesting and important wealth topics such as home ownership, car loans and the concept of Human Capital and why early retirement might not be such a good thing. Because it is such a big topic and I had such an awesome time chatting to Vince, I have broken it down into two parts. I didn't want to cut too much away on the editing room floor, because there are so many gems in here and actually to produce this took over four hours of interviews.

Part 2 of Superannuation with Life Sherpa. Important that you listen to Part 1 first.On board today is Vince Scully, better known as the Life Sherpa and Author of the popular book the Latte Fallacy which aims to dispel many common personal finance myths (like that ordering a latte or smashed avocado will stop you owning a home). Vince is a licenced financial advisor, and with over 40 years experience in the industry he has only just recently reached preservation age and is set to retire. Vince and I chew the fat on wealth, Financial Independence, Retirement, and how superannuation fits into the picture. Superannuation is a pretty massive topic, so Vince and I tackle it from a few different angles - including;Discussions on the evolution of SuperWhen and where it may or may not be appropriateThe different types and structures of super available (industry funds, Wrap accounts and SMSF),The effect of fee's on your super performanceInsurance within your super, andsensible asset allocation for your super.We look at the four important focus areas and decisions you have to make when selecting your super, and explore the trade-off of the tax benefits of super versus the flexibility of other investment structures. We also cover some interesting and important wealth topics such as home ownership, car loans and the concept of Human Capital and why early retirement might not be such a good thing.Because it is such a big topic and I had such an awesome time chatting to Vince, I have broken it down into two parts. I didn't want to cut too much away on the editing room floor, because there are so many gems in here and actually to produce this took over four hours of interviews.

You loved it so Glen and Vince have done it again - another deep dive campfire chat (2 hours baby!). These convos are pretty loose and involved Glen and Vince sharing their thoughts, hashing out ideas and touching on all that's out there in the investing space. Good fun if you're a little further along in your investing adventure.Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes

Strap in folks! Vince is back and with Glen they share a campfire chat about ETF's and investing, going deeeeeep (1.5 hours deep hehe). The convo touches on:

We chat about GameStop. Recorded 3:30pm, 1 Feb 2021.Article referenced Washington Post: https://www.washingtonpost.com/business/2021/01/29/robinhood-citadel-gamestop-reddit/Article referenced Wall Street Journal: https://www.wsj.com/articles/gamestop-frenzy-puts-spotlight-on-trading-giant-citadel-securities-11612089000Email us your questions! questions@mymillennial.moneyBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes

Vince Scully jumps back on the show with Glen to chat about some more share fun, touching on:

Vince Scully joins Glen to chew over the question: do you value being a financially well person? The chat touches on:

A member of REST Super successfully sued the super fund after it failed to provide information on how it was managing the risks of climate change. This sets a really interesting precedent, so I asked Vince Scully to have a chat with me about what this could mean moving forward. Our chat touches on:

Members of our community are keen to know more about the First Home Super Saver scheme (FHSS) so I pulled Vince Scully from Lifesherpa onto the show to walk through what you need to know, touching on:

Vince Scully jumped back in the hot seat to join me in chatting about what you could do with $80k. The chat touches on:

If you're at uni with $25k in savings, is it worthwhile buying property? Vince Scully joined me to chat about this question from a listener including:

If you find a better lending deal online than your mortgage broker, is it time to wave bye bye? I chat with guest Vince Scully about a listener's question on exactly this. We talk about:

It's Super September - a whole month we're dedicating to sorting out your super. We kick off with Vince Scully joining us to chat about investing inside or outside your super. The chat touches on:

Vince Scully from Lifesherpa jumped in the ring with Glen and John to deep dive into the idea of paying off your mortgage vs investing elsewhere. The chat touches on:

On today's episode, Vince Scully from Life Sherpa joins us to chat about the financial planning journey for those in small business.If you enjoyed today's episode, we love to hear from you, please leave us a review, don't forget to subscribe and we hope you can tune in next time as we continue to unpack all things business!Here is the episode breakdown:Time Topic1.03 Vince's multiple attempts at retirement5.09 The financial advisor consumer5.45 30+-year-olds lifestyle and planning6.25 Concept of the Life Sherpa7.30 What's different for small business and financial planning12.10 Looking forward to the options and reinvesting in our business13.29 Avoiding financial temptation when being a business owner16.50 Having a few plan B's ready, practical ones18.05 What's Vince's COVID-19 positive22.03 Employing lost resourcesHelpful links from today's episode:Life Sherpa Website https://lifesherpa.com.au/Facebook https://www.facebook.com/mylifesherpa/LinkedIn https://www.linkedin.com/company/lifesherpa/ How can you find me:Website - https://kerryzarb.com/Instagram - https://www.instagram.com/kerryzarb/LinkedIn: https://www.linkedin.com/in/kerryzarb/Clubhouse - Kerry ZarbInformation contained in this segment should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared in this segment you do so at your own risk.

Vince Scully from Lifesherpa joined me to chat about the pros and cons of dividend reinvesting.Find us on YouTube here: http://bit.ly/38UHJM5Check out The Glen James Spending Plan here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "m3x" to get this for under $50... save $20)For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/m3xshownotes

The man with the sultry vocal tones is back - Vince Scully! This is part 1 in our series about building wealth, stick around for part 2. Read Glen's blog about building financial foundations: https://www.sortyourmoneyout.com/blog/2018/12/4/everything-you-need-to-know-about-life-insuranceCheck out Vince's business, Life Sherpa: https://lifesherpa.com.au/.Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes

The Tennessee General Assembly looks deep into the future when crafting their own ethics rules while Vince Scully looks into our national past to rally us to collective purpose. The Nashville Symphony is playing for free right now and, if we're lucky, we just might be playing baseball in December. The new normal is about connecting in spite of our separation -- or perhaps because of it. Hello in there from David, Tom, and Tom on episode six of Three Batter Rule.

I catch up with Vince Scully from LifeSherpa to have a chat about investing at the moment with all the volatility with Coronavirus and the Oil Price War.Find us on youtube here: https://www.youtube.com/channel/UCEsT2MfjmW3Bhu5u3jw8ZXQ

Everyone has a superannuation account... Well if you're working! We catch up with Vince Scully to navigate superannuation and have a discussion about how it works for you.

Should you pay down your HECS-HELP debt faster than the auto payments from your tax?Should you get a novated lease through your employer for your next car?We have Vince Scully from LifeSherpa on the show to help unpack these issues!Things you need to know & places you need to go!-Insta-Facey-Our private facey group for listeners-Check out Glen's online money course (use coupon code "m3" for a 20% discount)-John's website-Glee Coffee Roasters, promo code m3 at checkout, to get 15% off your coffee orderFeel like giving us a good review if you like the show (if you listen on Apple Podcasts)?

We will look the lack of seriousness in display from House Democrats.....31 House Democrats that President Trump needs to sit down with.......Maduro in Venezuela......Vince Scully signed with the Dodgers 1950.....Happy # 71 Charlie Hough........Tip O'Neill 1912-94....Chuck Noll 1922-2014.........Rogers Hornsby 1896-1963...........and other stories............ Please check our blog  or follow me on Twitter....... Looking for a car?  Call my friend Duke Machado...... Check Carlos Guedes' schedule this week in Dallas....

The last of our 3 episodes on buying your first home.We take a deep dive into the first home super saver scheme and we are joined by Vince Scully from Life SherpaThings you need to know & places you need to go!-Help support us here & keep the show commercial free, from as little as a coffee per month ($3.50): https://www.patreon.com/mymillennialmoney/-Insta & facey @mymillennialmoney-Our private facey group for listeners: https://www.facebook.com/groups/mymillennialmoney/-Check out Glen's cash flow course here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "m3" for 20% discount)-John's website: www.solverewealth.com.auFeel like giving us a review if you like the show (if you listen on Apple Podcasts)?

Guest:   Bill Katz, the editor of Urgent Agenda.........Trump vs Clinton and Monday's debate......the polls are still too close to call or in the margin of error............new information about President Obama and Mrs Clinton's emails........did President Obama really send Mrs Clinton an email with an assumed name.......Vince Scully will call his last for the Dodgers.........Israel PM will meet with President Obama, Mr Trump & Mrs Clinton......and other stories..... Click to support some of our friends.... Residential electricity rates.....click here for a quote!... Commercial electricity rates.......contact me for more info.... CLICK TO LISTEN TO BOOKS......AUDIBLE.COM.... CHECK OUT MY FRIEND CARLOS GUEDES AND HIS MUSIC........ CALL US FOR YOUR STAFFING NEEDS:  THE CANTO GROUP! FOLLOW ME ON TWITTER......

We will look at today's top stories........expectations for Monday's debate.......the current state of the polls......the US-Cuba deal and concerns about aviation rules.......the GOP Senate outlook looks a little brighter but turnout will have the last word.......the situation in Charlotte and turmoil in our cities........the Rangers should clinch the AL West this weekend.....Vince Scully will call his last baseball game on Sunday unless the LA Dodgers advance to the postseason.......and other stories..... Click to support some of our friends.... Residential electricity rates.....click here for a quote!... Commercial electricity rates.......contact me for more info.... CLICK TO LISTEN TO BOOKS......AUDIBLE.COM.... CHECK OUT MY FRIEND CARLOS GUEDES AND HIS MUSIC........ CALL US FOR YOUR STAFFING NEEDS:  THE CANTO GROUP! FOLLOW ME ON TWITTER......