Podcasts about apple inc

Nick Hodge, Co-Owner of Digest Publishing and editor of Foundational Profits and Hodge Family Office, joins us for a longer-format discussion on and the macro and micro themes that are continuing to push the US general equities, cryptocurrencies, and commodities markets ever higher, in an “Everything is awesome,” melt-up higher.  Nick shares how he has been positioned early in these trends with rare earths, copper, uranium, and critical minerals stocks.   We start off reviewing how the US fiscal policy is leading to a weaker US dollar, which has been a key tailwind to US equities, cryptos, and the commodities sectors.  We review the impacts of the back-to-back Biden and Trump administration policies that both increased the US debt and deficits, with the passage of large fiscal policy bills, that have acted as an additional tailwind to the critical minerals and energy metals side of the mining sector.   Both the Inflation Reduction Act and the Big Beautiful Bill respectively, had provisions in them for accelerating the development of nuclear power infrastructure and uranium mining, a focus on critical minerals like lithium, rare earths, and copper, and how this is bringing in new investors waking up to how the commodities space is really the building blocks of many other sectors in our economy and daily life.   This leads into a more in-depth discussion on the rare earth sector in particular, where Nick notes the recent Department of Defense investment into MP Materials Corp. (NYSE: MP) as a key stakeholder, but also providing them a floor on their Neodymium products, and agreeing to be a buyer future magnet production.   Then, shortly thereafter, Apple Inc. (NASDAQ: AAPL) made a $500M investment into MP Materials to accelerate and help fund the future development of a permanent magnet recycling plant in Texas.   Nick points to CoTec Holdings Corp. (TSXV:CTH)(OTCQB:CTHCF), as another company poised to start recycling permanent magnets, also in Texas. Additionally, he highlights the heavy rare earth production capacity increasing from Energy Fuels Inc. (TSX: EFR) (NYSE American: UUUU), as another way to participate in the tailwinds pushing the rare earth stocks higher.   Next we pivoted over to the importance of copper, and the recent move higher in prices on the back of the proposed Trump tariff on this energy metal.  Nick flags Freeport-McMoRan Inc. (NYSE: FCX) as a domestic producer that he feels has been offering investors a good accumulation period on future growing revenues. He also highlights his recent private placement into an earlier-stage prospect generator, Kincora Copper Limited (TSXV: KCC) (ASX: KCC), with exploration properties looking for copper and gold porphyries in Australia.  Nick also describes how this company has forged partnerships with AI and technology companies; a trend that he expects to see more of as the mining sector evolves and more companies look to secure their own supply chains.    Rounding out the discussion on critical minerals, and providing an example of how to trim and reposition on pullbacks in winning portfolio positions, Nick discussed how he has approached trading around a core position in Bravo Mining Corp. (TSXV: BRVO) (OTCQX: BRVMF).    This leads into a segment where Nick shares what changes he has made to how he approached managing his portfolio, and other best practices for trading and investing within the resource sector as this bull market evolves over time.   Click here to follow Nick's analysis and publications over at Digest Publishing

Good afternoon, I'm _____ with today's episode of EZ News. Tai-Ex opening The Tai-Ex opened down 72-points this morning from yesterday's close, at 22,679 on turnover of 39-billion N-T. Shares in Taiwan closed higher Friday as rotational buying escalated, helping the broader market recoup its losses earlier in the session at a time of lingering concerns over the United States' arbitrary (隨意的) tariff threats. TSMC's suppliers got a boost from rotational buying, and Largan Precision Co., a supplier of smartphone camera lenses to Apple Inc., reported a large foreign exchange loss for the second quarter, citing a stronger Taiwan dollar. 3 soldiers injured during drills Three soldiers were injured in an accident over the weekend while participating in the Han Kuang drills. The injuries were not life-threatening. The incident occurred when a light reconnaissance tactical vehicle assigned to the 8th Army Corps struck a roadside curb in Kaohsiung. Officials say, the three injured servicemen in the vehicle were taken to a hospital for treatment, where doctors found that they sustained (持續) bone fractures and contusions. Authorities plan to strengthen training on military vehicle driving safety. That's the third military vehicle-related accident since the live-fire phase of the annual Han Kuang exercises began on Wednesday, but no injuries were reported in the other two incidents. (AH-CNA) F4 reunites during concert at Taipei Arena Taiwanese boy band F4 reunited on stage over the weekend during the finale of pop-rock band Mayday's concert at Taipei Arena. The performance was the first time since 2016 that the members of F4 shared a public appearance together. Their reunion as guests at Mayday's final of eight Taipei Arena concerts was revealed last month, and Mayday members say the appearance (公開露面,) took two years of planning. F4 officiallly disbanded in 2009 and its members spread into different areas of the Asian entertainment industry. (AH-CNA) France Announces More Military Spending French President Emmanuel Macron has announced $7.6 billion euros in additional military spending over the next two years. Speaking Sunday, he cited unprecedented threats from Russia, terrorism and online attacks. Macron aims to double annual defense spending to $74.8 billion by 2027, compared to $37 billion in 2017. He has stressed the need for a powerful military to protect freedom and Europe amid growing dangers, including Russia's war in Ukraine and global disinformation (假資訊) campaigns. Macron also calls for a strategic dialogue with European partners on France's nuclear arsenal. His plan faces criticism from left-wing parties over potential cuts to social programs. US Kentucky Church Shooting Leaves Multiple Injured From the US….. Multiple (多個的) people have been hurt in a church shooting in Kentucky. AP correspondent Julie Walker reports Trump UK 2nd State Visit U.S. President Donald Trump will make an unprecedented (空前的) second state visit to the U.K. between Sept. 17 and 19th. Buckingham Palace says Trump will be accompanied (陪伴) by his wife, Melania Trump during the three-day visit. He will be hosted by King Charles II and Queen Camilla at Windsor Castle. No U.S. president has been invited for a second state visit. Trump also conducted a state visit in 2019 during his first term when he was hosted by Charles's late mother, Queen Elizabeth II. That was the I.C.R.T. EZ News, I'm _____. -- Hosting provided by SoundOn

Dive into a transformative episode of "Transform Your Mind to Transform Your Life" with Coach Myrna as she unravels the concept of pattern interrupts through the inspirational journey of Tim Cook, CEO of Apple. In this Five Minute Fridays segment, Coach Myrna discusses how unexpected life disruptions can propel us toward our true purpose, using the remarkable leadership story of Tim Cook as a beacon for navigating change. Despite initial doubts about living up to Steve Jobs' legacy, Cook embraced his authentic leadership style, pushing Apple into new territories of innovation and growth.In this episode, you'll discover the profound impact of leaning into life's unexpected disruptions. Through the powerful lens of Cook's transition from operational mastermind to visionary leader, Myrna explores how pattern interrupts can catalyze personal and professional evolution. Touching on Cook's commitment to authenticity, sustainability, and ethical leadership, the discussion emphasizes the possibilities that emerge when we step away from comfort zones and embrace change. This episode is filled with motivation and strategies to harness the power of transformative disruptions and forge new pathways to success.Key Takeaways:Pattern Interrupts as Catalysts for Growth: Life's unexpected changes can be moments that guide us toward untapped potential and purpose.Authenticity in Leadership: Embracing one's unique strengths and authenticity can drive innovation and credibility in leadership roles.Pivoting with Purpose: Effective leadership involves embracing change by pivoting and adapting to new situations, leading to unforeseen success.Learning from Disruptions: Disruptions should be viewed not as setbacks but as opportunities for innovation and reinvention.Reflect and Innovate: Take time to reflect on disruptions to unlock potential for new, creative endeavors and personal growth.Resources:Tim Cook's Leadership Transformation - An inspiring account of transition during leadership changes at Apple."Who Moved My Cheese?" - A book referenced for understanding change and adaptability.Apple Inc. - Success under Tim Cook, including expansions into new markets like Apple Watch and AppleTo advertise on our podcast, visit https://advertising.libsyn.com/TransformyourMindor email kriti@youngandprofiting.com See this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094 https://podcast.feedspot.com/personal_development_podcasts/

First, its chief financial officer left. Now, its chief operating officer will depart as well. But does Apple Inc. need an even more dramatic change in leadership? That's the view of LightShed partners analysts Walter Piecyk and Joe Galone, who wrote Wednesday that Apple seems due for a new chief executive.~This Episode is Sponsored By Coinbase~ Buy $50 & Get $50 for getting started on Coinbase➜ https://bit.ly/CBARRON00:00 intro00:15 Sponsor: Coinbase00:34 Apple COO Leaves00:55 Institutions Want To Fire Tim Cook02:06 CNBC Hosts Panic03:04 Steve Jobs on Product Focus03:29 Apple Vision Pro Failure03:47 Samsung A.I. is superior04:10 Solana Seeker Launching Soon04:25 Seeker vs iPhone design04:59 App Revenue on Solana vs Apple05:28 New dApps Coming At Launch05:50 BONK Integrations at Launch06:25 Seeker Airdrop List06:45 Pump.Fun Token Launches at $4 Billion06:58 WCT Airdrop For Seeker Holders07:10 Off The Grid Solana Airdrops07:24 SWIFT for A.I. Agents 07:40 Virtuals A.I. Butler 08:21 Tokenized Stocks on Solana08:49 Solana & Virtuals Charts vs Apple09:27 outro#Apple #iphone #Crypto~Tim Cook Fired!?

Two Eminent ESG Stock Reviews, Plus… Includes insightful reviews of Apple and Temenos, two outstanding environmental and high-performing stocks. By Ron Robins, MBA Transcript & Links, Episode 156, July 11, 2025 Hello, Ron Robins here. Welcome to my podcast episode 156, published on July 11, 2025, titled “Two Eminent ESG Stock Reviews, Plus…” So, this podcast is presented by Investing for the Soul. Investingforthesoul.com is your go-to site for vital global, ethical, and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript and links to content, including stock symbols and bonus material, on this episode's podcast page at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, and I don't receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal any investments I have in the investments mentioned herein. Additionally, please visit this podcast's webpage for links to the articles and additional company and stock information. I have a great crop of 9 articles for you in this podcast! ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 1. My first article in this podcast is about a favourite stock for ethical and sustainable investors. It's titled Is Apple Stock a Green Investment? Net-Zero Goals and Sustainable Supply Chain. By Saptakee S. Seen on carboncredits.com. Here are some quotes from the article. “Apple Inc. (NASDAQ: AAPL) is a key player in the fight against climate change. The tech giant runs one of the largest carbon reduction programs worldwide. And over 320 suppliers have committed to using 100% clean energy by 2030. This makes Apple an appealing investment for those who care about the environment and want solid returns. Apple's strong finances enable meaningful change. The company achieved record revenue of $124.3 billion in early 2025, a 4% increase from the year before. In the next quarter, Apple earned $95.4 billion, with an 8% rise in earnings per share. Services revenue also hit $26.6 billion, a significant milestone. This success is crucial for investors focused on carbon reduction… The company has cut global greenhouse gas emissions by over 60% since 2015… MUST READ: Apple's Best Quarter Ever: Q1 FY 2025 Revenue Hits $124.3 Billion, Carbon Emissions Drop  Manufacturing emissions account for about 55% of Apple's total carbon footprint. The company nearly halved product manufacturing emissions, dropping from 16.1 million tons in 2020 to 8.2 million tons in 2024. Apple's progress toward carbon neutrality: Goal Carbon Neutral by 2030 Apple produced the world's first carbon-neutral consumer electronics. The Apple Watch lineup and Mac mini achieved this through emissions reductions of over 75%. Remaining emissions were balanced by high-quality carbon credits from nature projects… These carbon-neutral products have key features: Over 30% recycled content by weight 100% recycled aluminum in cases Manufacturing with 100% renewable electricity Recycled Materials Drive Sustainability Apple has made progress in using recycled materials. In 2024, 24% of product materials came from recycled or renewable sources. The company now uses 99% recycled rare earth elements in magnets and 99% recycled cobalt in batteries… Apple's recycling innovations include the Daisy robot, which disassembles used devices to recover rare materials… Additionally, the company plans to use only recycled and renewable materials in its products by 2030… Carbon Market Investment Opportunities Apple invests in high-quality, nature-based carbon credits instead of cheap offsets. It spends up to $400 million through its Restore Fund programs, aiming for 1 million metric tons of carbon dioxide removal each year… Strategic Advantages Through Environmental Leadership Apple's environmental leadership provides many competitive advantages. Its detailed carbon accounting prepares it well for global carbon pricing. Early use of renewable energy and efficient manufacturing gives it cost benefits as energy prices change… Investment Considerations and Risks The company trades at a premium price with a P/E ratio of around 28, which may lead to volatility risks… The stock has seen volatility in 2025, declining about 19% year-to-date. This may present opportunities for long-term investors focused on Apple's sustainability leadership and financial strength… From the above analysis, we can see that Apple Stock is a solid choice for carbon-conscious investors… As global carbon markets expand and ESG investing increases, Apple shines in environmental leadership. Its solid financial resources and focus on transparency make it a top pick for portfolios aimed at climate solutions and sustainable tech.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 2. Unlike the first article featuring a company which is in nearly everyone's portfolio, this second article features a company that is perhaps new to many of you. It's titled Why Temenos Is the Gold Standard in Sustainable Banking Tech—and a Top ESG Investment. It's by Eli Grant and found on ainvest.com. Here are some quotes from the article. Temenos (TEMN.SW) Temenos' ESG credentials are unmatched in its sector. In 2022, it became one of only 13 companies globally to achieve an AAA rating from MSCI's ESG rating system, placing it in the top 8% of all firms assessed. By 2024, Sustainalytics named it a ‘Low Risk' company with an ESG Risk Rating of 11.9—ranking first in its industry and sub-industry, securing the top 2% globally. This stellar performance isn't just about accolades; it reflects tangible actions. The company's carbon emissions calculator, developed with Microsoft and launched at COP27, allows clients to measure their environmental impact from using Temenos Banking Cloud. This tool isn't just a marketing gimmick: banks using its cloud platform reduce their carbon footprints by up to 95% compared to on-premise systems. Such measurable outcomes are critical as regulators globally push for transparency and accountability. Cloud Innovation as a Climate Solution Temenos' cloud-based solutions—like its flagship Banking Cloud and AI-driven Leap platform—aren't just about efficiency. They're a direct response to the existential threat of climate change. By centralizing banking operations in the cloud, Temenos helps institutions slash energy consumption and emissions. For example, a 2024 study by GoCodeGreen validated that Temenos' code optimizations reduced software carbon impact by 32% compared to 2021 levels. This environmental edge is a competitive moat… Governance and Strategy: A Boardroom Priority Temenos' leadership has embedded ESG into its DNA. Its board oversees ESG initiatives directly, and the company has committed to science-based emissions targets aligned with the 1.5°C warming limit… The results speak for themselves: Temenos retains EcoVadis Platinum status (top 1% globally) and was the sole software company to rank in the top 1% of S&P's 2024 Sustainability Yearbook. The Investment Case: Why Temenos Belongs in Every ESG Portfolio For investors, Temenos offers a rare combination of growth and values. Its cloud revenue grew 22% in 2023, and with over 700 clients migrated to its platform, demand is accelerating. Meanwhile, regulatory tailwinds—like the EU's Digital Operational Resilience Act (DORA) and global carbon pricing mechanisms—are creating urgency for banks to modernize their tech stacks. Critically, Temenos' ESG leadership attracts capital from ESG-focused funds. Companies with top quartile ESG ratings historically outperform peers during market downturns, a trend that could amplify as climate risks materialize. Temenos isn't just a tech vendor—it's a sustainability pioneer. Its unrivaled ESG ratings, climate-conscious products, and strategic foresight position it to capitalize on two megatrends: the digitization of finance and the global push for net-zero. For investors, this is a stock that checks all boxes: ethical alignment, growth potential, and resilience in a volatile world… For ESG-focused investors, this is a must-hold.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 3. This next article is the first of 2 articles on dividend stocks that might interest ethical and sustainable investors. Its title is VZ Named A Top Socially Responsible Dividend Stock by BNK Invest and found on nasdaq.com. Here are some quotes from the article. “Verizon Communications Inc. (Symbol: VZ) has been named a Top Socially Responsible Dividend Stock by Dividend Channel, signifying a stock with above-average 'DividendRank' statistics including a strong 6.4% yield, as well as being recognized by prominent asset managers as being a socially responsible investment, through analysis of social and environmental criteria… According to the ETF Finder at ETF Channel, Verizon Communications Inc. is a member of both the iShares MSCI USA ESG Select ETF (SUSA), making up 0.43% of the underlying holdings of the fund, as well as the iShares MSCI KLD 400 Social Index Fund ETF (DSI), where Verizon Communications Inc. makes up 0.63% of the underlying holdings of the fund. The annualized dividend paid by Verizon Communications Inc. is $2.71/share, currently paid in quarterly installments.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 4. The second dividend-paying stock article is titled AvalonBay Communities a Top Socially Responsible Dividend Stock With 3.4% Yield (AVB). It's by BNK Invest and is seen on nasdaq.com. Here's some of what BNK Invest says about this stock. “AvalonBay Communities, Inc .(Symbol: AVB) has been named a Top Socially Responsible Dividend Stock by Dividend Channel, signifying a stock with above average ‘DividendRank' statistics including a strong 3.4% yield, as well as being recognized by prominent asset managers as being a socially responsible investment, through analysis of social and environmental criteria… According to the ETF Finder at ETF Channel, AvalonBay Communities, Inc. is a member of the iShares USA ESG Select ETF (SUSA), making up 0.10% of the underlying holdings of the fund. The annualized dividend paid by AvalonBay Communities, Inc. is $7/share, currently paid in quarterly installments.” End quotes. ------------------------------------------------------------- More articles of interest from around the world for ethical and sustainable investors 1. Title: Which ethical ASX ETFs have performed the best in 2025? On fool.com.au. By Aaron Bell. 2. Title: Top 20 best-performing funds and sectors so far in 2025 on ii.co.uk. By Sam Benstead. 3. Title: How Australian Ethical is beating active peers on moneymanagement.com.au. By Laura Dew. 4. Title: ESG Investing Quietly Finds New Life on etftrends.com. By Todd Shriber. 5. Title: Betting Against the Tide: Contrarian Opportunities in Renewables Amid Trump's Energy Shift on ainvest.com. By Harrison Brooks. ------------------------------------------------------------- Ending Comment These are my top news stories with their stock and fund tips for this podcast, “Two Eminent ESG Stock Reviews, Plus…” Please click the like and subscribe buttons wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these deeply troubled times! Contact me if you have any questions. Thank you for listening. I'll talk to you next on July 25th. Bye for now.   © 2025 Ron Robins, Investing for the Soul

Proper winemaking takes humility. It takes a story. It takes risk. And I guess risk is relative. when you come from nothing or next to nothing and you plot a path and execute a path, that comes from and takes humility. Mike Grgich landed in Saint Helena with $32 dollars sewed in his shoe and landed in front of a faceless hotel. He wasn't sure at the point what to do next and certainly wasn't aware of what was to become of him. Sitting with Violet Grgich is in itself sitting with humility. Such a desirable trait in a human being. She immediately draws you in to her outlook on life; perhaps a piece of her fathers outlook. The Grgich name might conjure visions of Napa Valley legend, but Violet Grgich proves she's every bit as fascinating as the myth she continues. In this unforgettable conversation, you'll traverse the triumphant, tumultuous journey of her father, Mike Grgich—the man behind the “Judgment of Paris”—from a small, impoverished Croatian village to the heart of California winemaking, with $32 literally sewn into his shoe and ambition sewn into his soul. Violet unspools the invisible threads connecting generations: the hard-won wisdom passed from father to daughter, the unwavering commitment to tradition and authenticity, and the belief that the story in every bottle is as important as the wine itself. Along the way, you'll uncover why organic, regenerative farming isn't just a marketing phrase at Grgich Hills, but a living, breathing value system; how a winemaker's hands-off approach reveals complexity in the glass; and why, despite decades of technological advances, the heart of great wine remains thrillingly elemental. Violet's reflections on the emotional power of wine—its capacity to conjure memories, ignite conversation, and bind friends—will linger with you long after, as will her thoughts on the shifting tides of generations, changing tastes, and why she's certain that, in the end, every age group rediscovers honest wine. You'll step behind the cellar door to meet the people, the terroir, and even the family spirit that defines Grgich Hills—learning not only the story of a vineyard, but how wine, at its best, transforms a simple moment into something infinite. By the end, you'll know not just how Grgich wines are made, but why they matter, and why the real taste of wine is the taste of a hard-won, beautifully lived life.   Grgich Hills Estate (Violet Grgich's winery) https://www.grgich.com Napa Valley Vintners Association https://www.napavintners.com Apple Inc. (referenced as the employer of Paul K's daughter) https://www.apple.com Robert Mondavi Winery https://www.robertmondaviwinery.com Chateau Montelena https://www.montelena.com Hills Bros. Coffee (referenced due to Austin Hills) https://www.hillsbros.com St. Helena Hotel (historical mention, no current operational website found) Pepperdine University (Violet's MBA alma mater) https://www.pepperdine.edu   #WineTalks #podcast #NapaValley #VioletGrgich #PaulK #GrgichHills #JudgmentofParis #winemaking #winehistory #organicfarming #regenerativeagriculture #wineemotion #immigrantstories #familylegacy #Chardonnay #CabernetSauvignon #wineinnovation #naturalwine #wineeducation #winebusiness #wineryexperiences

On today's podcast: 1) President Donald Trump sowed chaos in metals markets by indicating the US would implement a higher-than-expected 50% tariff on copper imports, spurring a record spike in New York futures and a drop in the global benchmark. 2) Greg Abbott says authorities believe at least 161 people may still be unaccounted for in Kerr County, which was hit by devastating floods over the Fourth of July weekend. 3) Apple Inc. Chief Operating Officer Jeff Williams is retiring as the company’s longtime No. 2, marking a major changing of the guard at an already tumultuous time for the iPhone maker.See omnystudio.com/listener for privacy information.

Apple Inc. v. ITC

US equity markets advanced ahead of key jobs data tonight AEST ahead of the 4 July holiday, with investors also continuing to the progress of the massive tax and spending bill that is now being debated in the House of Representatives (after narrowly being approved in the Senate a day earlier) while eying the 9 July deadline tariff deadline - Dow dipped -11-points or -0.02% Nike Inc (up +4.06%) was the leading performer in the 30-stock index, climbing to a three-month high. Apple Inc (up +2.22%) advanced for a fourth straight session following reports at the start of the week that the iPhone maker could use OpenAI or Anthropic to power the next generation of Siri. Apple was the only member of the ‘Magnificent Seven' to lose ground in the second quarter (down -7.64%). Microsoft Corp (down -0.20%) confirmed a Bloomberg report of plans to make more cuts to its global workforce that could impact an estimated 9K workers and primarily effect sales teams. The latest cuts come just weeks after a reported 3% workforce reduction affecting ~6K employees. Amazon.com Inc slipped -0.24%, with a Securities and Exchange Commission (SEC) filing recording that founder Jeff Bezos more than 3.3M shares of his company in a sale valued at ~US$736.7M in late June. The stock sale is part of a previously arranged trading plan adopted by Mr Bezos in March. Under that arrangement, Bezos plans to sell up to 25M shares of Amazon over a period ending 29 May, 2026.

US equity markets advanced, pushing further into record territory to cap another strong month and impressive second quarter rebound - Dow rose +276-points or +0.63% to 44,094.77. Goldman Sachs Group Inc gained +2.45% to US$707.75 to be the leading component in the 30-stock index overnight and logging its third record closing high, with analysts at Citigroup noting the investment bank emerged as “the big winner” in last Friday's (27 June) latest annual bank stress tests conducted by the Federal Reserve due to its ”much better-than-expected” improvement in stress capital buffers. Apple Inc +2.03% following a report from Bloomberg News that the company is considering using technology from Open AI or Anthropic to power voice assistant Siri.

US equity markets resumed trading following the Juneteenth National Independence Day holiday, with investors' attention remaining keenly focussed on developments in the Middle East - Dow inched +35-points or +0.08% higher. Apple Inc rose +2.25% to be the leading performer in the 30-stock index and buck a weaker trend among the so-called ‘Magnificent Seven', with reports emerging executives have held internal talks about potentially bidding for artificial intelligence (AI) startup Perplexity AI. If regulators order Apple to end its partnership with Google, purchasing Perplexity would make it easier for the company to develop an AI-based search engine. The Bloomberg report came after CNBC confirmed on Friday (20 June) that Meta Platforms Inc (down -1.93%) approached Perplexity AI about a potential takeover bid before ultimately investing $14.3B into Scale AI. Microsoft Corp eased -0.59% to US$477.40 after touching a fresh record intra-day high (US$483.46). Amazon.com Inc lost -1.33% after the news that the UK's Groceries Code Adjudicator has opened a formal investigation over concerns that the retail giant may have breached rules requiring timely payments to suppliers.

In this episode, we talk to award-winning investigative journalist Patrick McGee, who for years led the Financial Times’ reporting on the meteoric rise of Apple Inc to become the world’s most valuable company after being on the brink of bankruptcy in 1996. As the iPod, iPhone and iPad revolutionised the way we live, Apple injected eye-watering amounts into China – more than $US50 billion a year by 2015 – training millions of engineers and assembly-line workers and endowing them with the skills to help propel China into the advanced manufacturing powerhouse it is today. While Apple cracked the code of making billions of dollars without actually owning the factories that produced its products, it became beholden to the Chinese once Xi Jinping came to power. With Xi weaponising the technology – and its supply chains – against the West, China now has, in McGee’s words, Apple “by the balls”. Hosting this conversation is Good Weekend acting editor Greg Callaghan.See omnystudio.com/listener for privacy information.

US equity markets retreated, with the S&P 500 and Nasdaq handing back earlier gains and snapping a three-session winning streak as investors digested a tame inflation report and fresh Middle East tensions while awaiting further details on China-U.S. trade talks - Dow flat Goldman Sachs Group Inc (up +1.51%), International Business Machines (IBM) Corp (+1.91%) and UnitedHeath Group Inc (+2.23%) all gained over >1.5%, while Amazon.com Inc (down -2.03%), Apple Inc (-1.92%) and Home Depot Inc (-2.02%) declined ~2%.

Bodenburg v. Apple Inc.

US equity markets settled with modest gains, building on last week's advance that saw the benchmark indices log weekly gains of over >1% as investors awaited news from trade talks taking place between the U.S. and China - Dow flat at 42,761.76. Apple Inc -1.21% as its annual Worldwide Developers Conference kicked off overnight, with the company announcing its first new iPhone operating system redesign since 2013. However, there were no highly anticipated updates around artificial intelligence (AI)-enhanced Siri features, with Senior Vice President of Software Engineering Craig Federighi saying that the Siri features “need more time to reach our high quality bar” and that more information will be released “in the coming year.”  Boeing Co (up +3.18%) aircraft manufacturer landed its first plane in China after the easing of trade tensions with the U.S. led Beijing to allow deliveries of its jets again. Nvidia Corp +0.64% Chief Executive Officer (CEO) Jensen Huang pledging to boost investment in the UK's AI sector at London Tech Week, describing a “Goldilocks” opportunity. Meanwhile, the NVIDIA GTC 2025 - AI Conference for Developers kicks off in Paris tonight AEST.

On today's podcast: 1) Tensions flared in Los Angeles on the third day of anti-deportation protests, as demonstrators clashed with law enforcement while President Donald Trump and California Governor Gavin Newsom exchanged blame over the unrest and responsibility for restoring order. 2) The US and China are set to resume trade negotiations in London on Monday in a bid to further defuse tensions over rare-earth minerals and advanced technology following a phone call between leaders Donald Trump and Xi Jinping last week. 3) Apple Inc. shares have been heavily tethered to US trade policies this year, but its annual developer’s conference could refocus Wall Street’s attention on a potentially bigger problem: its struggles with artificial intelligence.See omnystudio.com/listener for privacy information.

US equity markets settled with modest gains, building on last week's advance that saw the benchmark indices log weekly gains of over >1% as investors awaited news from trade talks taking place between the U.S. and China - Dow flat at 42,761.76. Apple Inc -1.21% as its annual Worldwide Developers Conference kicked off overnight, with the company announcing its first new iPhone operating system redesign since 2013. However, there were no highly anticipated updates around artificial intelligence (AI)-enhanced Siri features, with Senior Vice President of Software Engineering Craig Federighi saying that the Siri features “need more time to reach our high quality bar” and that more information will be released “in the coming year.” Boeing Co (up +3.18%) aircraft manufacturer landed its first plane in China after the easing of trade tensions with the U.S. led Beijing to allow deliveries of its jets again. Nvidia Corp +0.64% Chief Executive Officer (CEO) Jensen Huang pledging to boost investment in the UK's AI sector at London Tech Week, describing a “Goldilocks” opportunity. Meanwhile, the NVIDIA GTC 2025 - AI Conference for Developers kicks off in Paris tonight AEST.

Tesla shares slumped 14% on Thursday as President Donald Trump proposed ending Elon Musk's government contracts and subsidies after his onetime adviser attacked the Republican's tax-policy bill. Musk also said he would end the use of SpaceX's Dragon spacecraft and called for Trump's impeachment. The Tesla move weighed on US benchmarks Thursday that had earlier risen as Trump and China's President Xi Jinping agreed to further trade talks. Trump said talks would begin shortly at a location to be determined as the countries aimed to resolve disputes over tariffs and rare earth minerals. We take a look at how markets are digesting the headlines with Robert Schein, Chief Investment Officer at Blanke Schein Wealth Management.Plus - during President Trump's first term, he famously toured a Texas factory and claimed credit for bringing Apple Inc's production back to America. Except the plant had been running long before he took office. And it was an "unmitigated fiasco." Workers in China had to be flown in to help fix the mounting manufacturing issues encountered in the US heartland. We're joined by Bloomberg Opinion's Catherine Thorbecke, for a look whether a China exit is plausible for the iPhone maker amid tariff threats from Washington.See omnystudio.com/listener for privacy information.

pWotD Episode 2955: ChatGPT Welcome to Popular Wiki of the Day, spotlighting Wikipedia's most visited pages, giving you a peek into what the world is curious about today.With 881,723 views on Wednesday, 4 June 2025 our article of the day is ChatGPT.ChatGPT is a generative artificial intelligence chatbot developed by the American company OpenAI and launched in 2022. It uses large language models (LLMs) such as GPT-4o to generate human-like conversational responses, enabling users to refine and steer a conversation towards a desired length, format, style, level of detail, and language. It is credited with accelerating the AI boom, an ongoing period of rapid investment in and public attention to the field of artificial intelligence (AI). Some observers have raised concern about the potential of ChatGPT and similar programs to displace human intelligence, enable plagiarism, or fuel misinformation.ChatGPT is built on OpenAI's proprietary series of generative pre-trained transformer (GPT) models and is fine-tuned for conversational applications using a combination of supervised learning and reinforcement learning from human feedback. Successive user prompts and replies are considered as context at each stage of the conversation. ChatGPT was released as a freely available research preview, but due to its popularity, OpenAI now operates the service on a freemium model. Users on its free tier can access GPT-4o but at a reduced limit. The ChatGPT "Plus", "Pro", "Team", and "Enterprise" subscriptions provide increased usage limits and access to additional features or models. Users on the Pro plan have unlimited usage, except for abuse guardrails.By January 2023, ChatGPT had become what was then the fastest-growing consumer software application in history, gaining over 100 million users in two months. ChatGPT's release spurred the release of competing products, including Gemini, Claude, Llama, Ernie, and Grok. Microsoft launched Copilot, initially based on OpenAI's GPT-4. In May 2024, a partnership between Apple Inc. and OpenAI was announced, in which ChatGPT was integrated into the Apple Intelligence feature of Apple operating systems. As of April 2025, ChatGPT's website is among the 10 most-visited websites globally.This recording reflects the Wikipedia text as of 01:20 UTC on Thursday, 5 June 2025.For the full current version of the article, see ChatGPT on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm standard Raveena.

• US equity markets retreated following g a choppy session that saw the S&P 500 and Nasdaq snap three-session winning streaks as investors digested the latest developments on the trade front and an escalating spat between Elon Musk and President Trump, while eyeing key jobs data tonight AEST - Dow fell -108-points or -0.25%, with Apple Inc (down -1.05), Nvidia Corp (-1.36%), Procter & Gamble Co (-1.9%), UnitedHealth Group Inc (-1.51%) and Walmart Inc (-1.4%) all down over >1%. Consumer products giant Procter & Gamble outlined plans to trim ~15% of its non-manufacturing workforce (or ~7K jobs) at a n industry conference in Paris. Microsoft Corp rose +0.82% to a record closing high of US$467.68, becoming the first among its peers to reclaim its highs since the selloff among large capitalisation technology peers earlier this year. The gin also saw Microsoft become the largest US company by market capitalisation, usurping Nvidia just two-days after the chipmaker had

This clip comes from Paganism 2.0: Apple Inc. and the History of Earth Goddesses. If you would like to watch the entire stream please click the following link. https://www.rokfin.com/stream/39102/Paganism-20-Apple-Inc-and-the-History-of-Earth-Goddesses Donochat Me: https://dono.chat/dono/dph Join this channel to get access to perks: https://www.youtube.com/channel/UCH8JwgaHCkhdfERVkGbLl2g/join If you would like to support my work please become a website member! There are 3 different types of memberships to choose from! https://davidpatrickharry.com/register/ Support COTEL with Crypto! Bitcoin: 3QNWpM2qLGfaZ2nUXNDRnwV21UUiaBKVsy Ethereum: 0x0b87E0494117C0adbC45F9F2c099489079d6F7Da Litecoin: MKATh5kwTdiZnPE5Ehr88Yg4KW99Zf7k8d If you enjoy this production, feel compelled, or appreciate my other videos, please support me through my website memberships (www.davidpatrickharry.com) or donate directly by PayPal or crypto! Any contribution would be greatly appreciated. Thank you Logos Subscription Membership: http://davidpatrickharry.com/register/ Venmo: @cotel - https://account.venmo.com/u/cotel PayPal: https://www.paypal.me/eternallogos Donations: http://www.davidpatrickharry.com/donate/ PayPal: https://www.paypal.me/eternallogos Website: http://www.davidpatrickharry.com Rokfin: https://rokfin.com/dpharry Rumble: https://rumble.com/user/COTEL Odysee: https://odysee.com/@ChurchoftheEterna... GAB: https://gab.com/dpharry Telegram: https://t.me/eternallogos Minds: https://www.minds.com/Dpharry Bitchute: https://www.bitchute.com/channel/W10R... DLive: https://dlive.tv/The_Eternal_Logos Instagram: https://www.instagram.com/dpharry/ Twitter: https://twitter.com/_dpharryBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-logos-podcast--4760780/support.

US equity markets fell on Friday (23 May) after President Trump reignited tariff concerns with a series of social media posts - Dow lost -256-points or -0.61%, with Salesforce Inc (down -3.63%) the worst performer in the 30-stock index. Apple Inc (down -3.02%) fell for an eighth straight session after President Trump posted on his Truth Social website that the technology giant will have to pay a tariff of at least 25% for iPhones made outside the United States. "I have long ago informed Tim Cook of Apple that I expect their iPhone's that will be sold in the United States of America will be manufactured and built in the United States, not India, or anyplace else," President Trump wrote. Bank analysts estimated that a $US1200 iPhone would, if made in America, jump in price anywhere from US$1,500 to US$3,500.

John Chambers led Cisco through the rise of the internet—transforming it into the world's most valuable company at its peak.On this week's Grit, the former Cisco CEO unpacks how he scaled the business from $70M to $50B+, pioneered M&A as a growth strategy with 180 acquisitions, and built what many called the best sales force in tech.Now leading his own venture firm, Chambers shares how he's backing the next generation of AI-native startups.Guest: John T. Chambers, Former Cisco Executive Chairman & CEO, JC2 Ventures Founder & CEOChapters: 00:00 Trailer00:45 Introduction01:45 Track record, relationships, trust13:21 Acquisitions every year17:32 Product-focused24:40 Family, dyslexia, and without shame30:46 Wang Laboratories35:59 Ready being CEO40:17 Reinventing your business50:08 Numbers don't lie54:09 Sales calls and making mistakes56:20 Adapting leadership style1:06:32 Best leadership year ever1:13:35 A busy, exhausting schedule1:22:07 Candid with me1:25:21 What “grit” means to John1:26:43 OutroMentioned in this episode: John Doerr, OpenAI, Wang Laboratories, IBM, Microsoft, Google, Amazon, Apple Inc., Meta Platforms, FMC Corporation, DuPont de Nemours, Inc., John Mortgage, Don Valentine, Sequoia Capital, Alcatel Mobile, Lucent Technologies, Inc., Verizon Communications Inc., AT&T Inc., Rick Justice, Pankage Patel, Larry Carter, CNBC, Jim Cramer, George Kurtz, CrowdStrike, Randy Pond, Rebecca Jacoby, Mel SelcherLinks:Connect with JohnXLinkedInConnect with JoubinXLinkedInEmail: grit@kleinerperkins.comLearn more about Kleiner Perkins

Matt Murphy transformed Marvell from a broad-based chip supplier into a $100B data infrastructure leader—powering the rise of AI, cloud, 5G, and custom silicon.On this week's Grit, the Marvell CEO shares how he refocused the company's strategy, led major acquisitions like Inphi ($10B) and Cavium ($6B), and positioned Marvell at the center of the next era of compute.He also reflects on lessons from his father, a longtime CEO, the discipline of running 90 miles a week, and how staying steady through industry cycles has set him apart.Chapters:00:00 Trailer00:47 Introduction03:00 Huge company, taking the long view10:28 Market cap shift to big tech14:44 The data infrastructure opportunity20:30 Massive economic opportunity31:33 Semiconductor industry and geopolitics40:46 Taiwan and Moore's Law 44:05 Getting hammered down 50%47:05 Silicon Valley51:15 All in despite risks55:37 The CEO checkbox1:01:22 Email from Matt, subject: Grit1:07:35 The higher you go1:15:44 Who Marvell is hiring1:20:14 What “grit” means to Matt1:24:40 OutroMentioned in this episode: Jim Cramer, Taiwan Semiconductor Manufacturing Company Limited (TSMC), Maxim Integrated, Mattel, Inc., Cisco Systems, Inc, Juniper Networks, Meta Platforms, Amazon.com, Inc., Cavium, Inc., Inphi Corporation, Aquantia Corporation, Mellanox Technologies, Nvidia Corporation, Microsoft Corporation, OpenAI, Anthropic, John Chambers, Facebook, Spotify, Airbnb, Google, Barack Obama, Ronald Reagan, Donald Trump, Intel Corporation, Robert Norton Noyce, Gordon Moore, Advanced Micro Devices, Inc. (AMD), Andrew "Andy" Stephen Grove, Bloomberg, Intuit Inc., Lip-Bu Tan, Sehat Sutardja, Whay S. Lee, Starboard Value, Rick Hill, Novellus Systems, Inc., Michael Strachan, Deloitte & Touche LLP, Apple Inc., Steve Jobs, Chris KoopmansLinks:Connect with MattLinkedInConnect with JoubinXLinkedInEmail: grit@kleinerperkins.comLearn more about Kleiner Perkins

In this episode of Grumpy Old Geeks, we're serving up a buffet of dystopia with a side of snark. First, Kuwait has finally realized crypto bros are an energy drain, not a feature. Celsius Network's founder gets 12 years for running a “safe investment” Ponzi scheme. And in Lopez v. Apple, we find yet another reason to question Cupertino's moral compass.Then it's time for a trip through the tech trash fire. DoorDash gobbles up Deliveroo, proving there's no such thing as too many overpriced salads. Google wants your kids to befriend Gemini—because what could go wrong giving tweens supervised AI access? Tesla's “Robotaxi” trademark gets the boot for being as generic as Elon's pickup lines. Meanwhile, Grok strips in public, deepfake porn sites get the axe, and dating app “Raw” rawdogs user data like it's the early 2000s internet. We also hit peak Black Mirror with brain-typed tweets, AI-resurrected relatives, and crypto kidnappers playing real-life GTA.On Media Candy, the streaming overlords dump trailers like Halloween candy. Squid Game is back to traumatize you, Star Trek: Lower Decks keeps boldly going where no animated series should, and The Old Guard 2 teases a Theron-vs-Thurman sword fight. Plus, Apple's UX team found the “enhance” button, Netflix wants to be helpful (lol), and Google dreams of becoming a Hollywood darling. Over in Apps & Doodads, Apple wants to stagger iPhone drops, Disney sells you a $3,000 droid with zero sass, and Smart Flowerpots are now a thing because apparently, you can't be trusted to water your plant.And finally, it's time for The Dark Side with Dave, where Bittner brings us malware, click tracks, fake vocals, and the shocking truth about KISS's lipsync disaster in Antwerp. We also dip into ILM's jaw-dropping legacy, Star Wars' shady back alleys, and a new Disneyland in Abu Dhabi, because nothing says “happiest place on Earth” like 120°F desert heat. All this and more, right here on your favorite snark-fueled ragecastSponsors:DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/696FOLLOW UPKuwait cracks down on crypto miners to cut down on electricity usageFounder of crypto platform Celsius Network is sentenced to 12 years in prisonLopez v. Apple Inc.IN THE NEWSDoorDash is buying British rival Deliveroo for $3.9 billionShrinking Website Run By Nazi Psychopath Wants to Improve Its ImageTesla 'Robotaxi' trademark refused for being too genericKids under 13 will soon get supervised access to Google GeminiPeople Are Losing Loved Ones to AI-Fueled Spiritual FantasiesNonverbal Neuralink Patient Is Using Brain Implant and Grok to Generate RepliesElon Musk's Grok AI Will 'Remove Her Clothes' In Public, On XDating App ‘Raw' Accidentally Rawdogs Users' Location Data, Personal InfoGlobalX, Airline for Trump's Deportations, HackedU.S. pushes nations facing tariffs to approve Musk's Starlink, cables showLeading deepfake porn site is shut down for goodLehigh County's $500 Million Pension Fund Halts Tesla InvestmentsNOAA Warns of Attacks on Radar Systems by Militia That Thinks They Are ‘Weather Weapons'Family Uses AI To Revive Dead Brother For Impact Statement in Killer's TrialWe have reached the “severed fingers and abductions” stage of the crypto revolutionMEDIA CANDYStar Trek: Lower DecksSpring Baking ChampionshipUnveiling Our Innovative New TV Experience Featuring Enhanced Design, Responsive Recommendations and a New Way to SearchApple renews Seth Rogen's Hollywood satire 'The Studio' for season two ahead of finaleThe End Is Here in the First Trailer for Squid Game 3The Long Walk (2025) Official TrailerThe Third Crisis dawns in Foundation S3 teaserNew Old Guard 2 Trailer Sees Charlize Theron Cross Swords With Uma ThurmanThe best travel show on Apple TV+ just made its triumphant returnPoker Face Season 2Google is reportedly getting back into film and TV with a tech-friendly production initiativeGolden Globes Adding Best Podcast Category Beginning In 2026APPS & DOODADSApple reportedly wants to split up the iPhone's release scheduleApple to add AI search partners to Safari as Google usage fallsPatreon update lets U.S. fans bypass Apple's 30% fee in iOS app, more changes comingApps like Kindle are already taking advantage of court-mandated iOS App Store changeDisney's Got a Star Wars Droid to Sell You…for $3,000Smart Flowerpots,Smart Pet Planter,Ai Planter,Intelligent Flowerpots,Multiple Expressions,7 Smart Sensors, and Ai Chips Make Raising Plants Easy and Fun for Living Room,Plant-Free,YellowTrump administration plans to shutter money-saving Energy Star programTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingIndustrial Light & Magic: Into the Digital RealmIndustrial Light & Magic: The Art of Special EffectsIndustrial Light & Magic: 50 Years of InnovationDigital Dreams: The Work of the Sony Design CenterAndorStar Wars: Tales of the UnderworldDisney Just Announced a Brand New Theme Park: Disneyland Abu DhabiKISS : Total Lip Sync Fail in Antwerp Belgium 6 June 2022KISS In Ear Monitor Feed with Click Track, Cues and FAKE VOCALS The Smoking Gun Eddie TrunkSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Optis Cellular Technology, LLC v. Apple Inc.

After you listen:Learn more about the story of how May Day became National Investing Day.In this bonus episode, Mark takes a deep dive into the evolution of investing accessibility over the past century. From the barriers that once kep the public out of financial markets to key moments like May Day, he expolores the forces that gradually opened the door to broader participation in investing.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Investing involves risk, including loss of principal. Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Spotify and the Spotify logo are registered trademarks of Spotify AB.0525-SLKS

On today's podcast: 1) China said it is assessing the possibility of trade talks with the US, the first sign since Donald Trump hiked tariffs last month that negotiations could begin between the two sides. 2) Apple Inc.’s much-awaited quarterly earnings report failed to soothe investor concerns about its biggest challenges, including escalating tariff costs and a slowdown in China. 3) President Donald Trump will request a record $1.01 trillion in national security spending for the fiscal year beginning Oct. 1, more than 13% over the current year’s figure, according to administration officials familiar with the matter.See omnystudio.com/listener for privacy information.

Asian stocks edged up and US equity-index futures reversed losses Friday after China said it's evaluating possible US trade talks, boosting optimism that tariff tensions will tamp down. China's Commerce Ministry said in a Friday statement that it had noted senior US officials repeatedly expressing their willingness to talk to Beijing about tariffs, and urged officials in Washington to show "sincerity" towards China. Meanwhile, Japanese shares gained 1.2% on optimistic comments from Japan's chief trade negotiator on their own talks. We get reaction to the day's market headlines from David Finnerty, Bloomberg FX and Rates Strategist in Singapore. Plus - the S&P 500 has gained for eight consecutive days, its longest run since August, amid increased optimism that trade tensions are waning since President Donald Trump announced century-high levies April 2nd. Investors will turn their attention to the US jobs report due Friday, the last piece of significant data this week, after disappointing earnings from Apple Inc. and Amazon Inc. We speak with Bill Adams, Senior Vice President and Chief Economist at Comerica Bank.See omnystudio.com/listener for privacy information.

As the S&P 500 closed higher for five consecutive sessions, the American equity benchmark posted its longest winning streak since November. Monday marked the fifth time in the past month the index fully wiped out an intraday gain or drop of 1% or more. The number of reversals already matches the total seen in the entire year of 2024. After the US close, President Donald Trump renewed criticism of Federal Reserve Chairman Jerome Powell as he championed his economic policies and tariff regime during a Tuesday event to mark his 100th day in office. We break down Trump's remarks with Joe Mathieu, Host of Bloomberg's Balance of Power. As uncertainty around US tariffs looms over global markets, investors in Asia are looking ahead to key economic data from China to get a sense of the macro environment. We speak with Mary Nicola, Bloomberg MLIV Strategist in Singapore. Plus - four of the so-called Magnificent Seven - Microsoft Corp., Apple Inc., Meta Platforms Inc. and Amazon.com Inc. - are due to report earnings this week. Analysts expect the group — which also includes Google-parent Alphabet, Tesla Inc. and Nvidia Corp. — to deliver an average of 15% profit growth in 2025, a forecast that's barely budged since the start of March despite the flareup in trade tensions. We preview the numbers with David Nicholson, Chief Research Officer at The Futurum Group.See omnystudio.com/listener for privacy information.

On today's podcast: 1) European stocks surrendered most of an early advance and Wall Street futures pared gains as China played down progress in its trade dispute with the US. 2) Google parent Alphabet Inc. reported first-quarter revenue and profit that exceeded analysts’ expectations, buoyed by continued strength in its search advertising business. 3) Apple Inc. is seeking to import most of the iPhones it sells in the US from India by the end of next year, accelerating a shift beyond China to mitigate risks related to tariffs and geopolitical tensions.See omnystudio.com/listener for privacy information.

The US Customs and Border Protection announced in an updated guidance late Friday that the government has exempted smartphones, computers and other electronic products from its "reciprocal tariffs."美国海关与边境保护局在周五深夜更新的政策指南中宣布，政府已将智能手机、计算机及其他电子产品从"对等关税"清单中豁免。The document stated that the exemption applies to electronic products entering the United States after April 5, and "reciprocal tariffs" already paid can be refunded upon request.文件显示，此项豁免适用于4月5日之后进入美国市场的电子产品，已缴纳的"对等关税"可根据申请退还。"This is a massive U-Turn in tariff policy," said the Kobeissi Letter, a financial newsletter on social media X.社交媒体X平台知名金融简报《Kobeissi快讯》评论称："这是关税政策的重大转折。"The latest announcement could potentially cushion consumers from sticker shock while benefiting electronics giants including Apple Inc and Samsung Electronics Co, according to Bloomberg.据彭博社分析，这项最新政策既能缓解消费者面临的价格冲击，也将使苹果公司和三星电子等科技巨头获益。The broad and unpredictable tariff policies have triggered turbulence in financial markets and even drawn criticism from key figures within the Republican Party, including former Vice President Mike Pence.当前广泛且难以预测的关税政策已引发金融市场动荡，甚至招致包括前副总统迈克·彭斯在内的共和党核心人物的批评。exemptv.豁免refundv.退还cushionv.缓解triggerv.引发reciprocal tariffs对等关税

Guest: Pedro FranceschiPedro Franceschi is the co-founder and CEO of Brex, a fintech company reshaping how businesses manage their finances.Originally from Brazil, Pedro went from teenage hacker to leading one of the most well-known names in modern financial technology—building a platform trusted by startups and enterprises alike.In this episode, Pedro shares what it took to launch “Brex 3.0,” why he moved to a single-CEO model, and how tough structural changes set the stage for leaner, faster growth.Chapters:00:00 Trailer00:46 Introduction01:45 Startup roller coaster05:21 Founders know how to have fun07:12 Belief barrier evolution12:00 Early state of life in Brazil13:23 Controlling variables15:32 Screen time19:23 Making small decisions23:27 Learning raises the bar26:15 People manager38:49 Getting underwater42:05 Growth accelerated47:51 Vision from the top down52:13 Leadership organization54:01 AI software engineering physics54:43 People complain about change59:42 Believers and non-believers1:04:09 Equity and bonus controversy1:08:40 Big swings and going public1:14:15 Control in unpredictability1:18:04 Living in a pixel1:19:52 Meditate, sleep, diet, exercise1:24:36 Mental health and stress1:33:12 Who Brex is hiring1:33:49 What "grit" means to Pedro1:34:39 OutroMentioned in this episode: Silicon Valley, Facebook, Meta Platforms, Inc., Mark Zuckerberg, Mastercard, Rio de Janeiro, iPhone, Bill Gates, Tim Urban, Jony Ive, Apple Inc., LinkedIn, Salesforce, Brian Chesky, Airbnb, Anthropic Claude, Cursor, Codeium Windsurf, Cognition Labs Devin, Vercel, Retool AI, Amplitude, Spenser Skates, Elon Musk, Tesla, Inc.Links:Connect with Pedro:XLinkedInConnect with Joubin:XLinkedInEmail: grit@kleinerperkins.comThis episode was produced by Kleiner Perkins and edited by IQvideo.The trailer and distribution for this episode were handled by Atomik Growth.Learn more about Kleiner Perkins

Tariff announcements cause market chaos           In an effort to balance trade relationships across the globe, several new tariff announcements were made on April 2nd. This caused the markets to decline sharply in Thursday's session with the Nasdaq closing down nearly 6% and the S&P 500 closing down nearly 5%. I must say I was not necessarily surprised by that decline, but was more surprised by the run up in the market in the days leading up to the announcement. The administration has been talking about these tariffs for months and I for one was not necessarily surprised by the actions they plan on taking. The U.S. will be implementing a baseline tariff rate of 10% on all countries and that goes into effect on April 5th. After research into trade practices from other countries including tariffs, currency manipulation, and trade barriers the U.S. will also be implementing higher duties on several countries. This includes an additional 34% on China, which comes on top of the previous tariffs for a new effective rate of 54%. According to the administration, this compares to a calculated tariff rate of 67% from China. Other tariffs included a 20% rate on the European Union vs a 39% calculated rate on our goods, a 46% rate on Vietnam vs a 90% calculated rate on our goods, a 32% rate on Taiwan vs a 64% calculated rate on our goods, and a 24% rate on Japan vs a calculated rate of 46% on our goods. This is just a small sample as more than 180 countries and territories will be facing these reciprocal tariffs. The problem here is the bottom for stocks might not be in as there will likely be continued announcements from other countries with their response. Some countries like China, France, Canada, and Germany have responded with a combative tone and a promise to fight back. I continue to believe this trade war will not be solved overnight, but I must say with the pullback there definitely appears to be some opportunities surfacing. I'd be careful waiting for the all clear on this as by the time that comes, you may have missed some great opportunities.     Trade barriers increase around the world It is not just the US that is increasing tariffs, many countries around the world are also increasing their tariffs. There are some economists predicting that we could be headed to the biggest increase in protectionism since the 1930s, when the Smoot-Harley tariff act was in place. Back then the average tariff rate in the US was nearly 30%. Today it is around 8.4%. When it comes to the group of 20 leading economies in the world, there are roughly 4650 import restrictions, of which the US has roughly 1000. The EU, China, Canada, Mexico account for roughly 700 restrictions with the other 15 countries accounting for 3000 restrictions. Some people feel the United States is being aggressive by adding all these tariffs to products coming in to our country, but when you look at the numbers and the facts, it appears we are just playing catch-up and we are way behind the rest of the world as they have been putting tariffs on our products going into their countries. I don't understand why we are singled out as being such a bad country and unfriendly to other countries just because we want free trade in the world. I'm sure if they dropped their tariffs, we would do the same.   Jobs Report shows some positive news on a difficult day for the market With all the news around tariffs and trade, it's almost like everyone forgot that a jobs report was released on Friday. Job growth remained very healthy with nonfarm payrolls increasing by 228,000 in the month of March. This easily topped the estimate of 140,000 and was a nice increase compared to February's reading of 117,000. The previous two months did see negative revisions of 34,000 in the month of February and 14,000 in the month of January. The unemployment rate did tick higher to 4.2% from last month's reading of 4.1%, but this was largely due to an increase in the labor force participation rate. A major positive on the inflation front was wage inflation came in at annual rate of 3.8%, which was down from last month's reading of 4.0% and was more in line with a healthy level that creates growing wages but puts less pressure on inflationary forces. I was surprised to federal government positions declined by just 4,000 in the month, but yet a report Thursday from Challenger, Gray & Christmas indicated Doge-related layoffs have totaled more than 275,000 so far. Apparently, the BLS noted that workers on severance or paid leave are still counted as employed, which would have a large impact on the employment numbers. It will be interesting to see how the employment situation shakes out in this category and if the private sector can absorb those lost jobs. It's hard for some to look through the noise of all the trade announcements, but I still believe the economy is in alright spot and the growing concerns for recession may be overblown.     What is a Solo 401(k)? A Solo 401(k) is a retirement savings plan designed for self-employed individuals or business owners with no employees. Also known as an individual 401(k), this plan offers significant tax advantages and higher contribution limits compared to other retirement accounts, such as SEP-IRAs.  One major advantage of a Solo 401(k) is the ability to contribute as both the employer and the employee. For 2024, the contribution limit as an employee is $23,000 (or $30,500 if age 50 or older), which can be made on a pre-tax or Roth basis. For employer contributions, the limit is up to 25% of compensation, bringing the total maximum contribution to $69,000 (or $76,500 for those 50+). Many plans now allow employer contributions to be made on a Roth basis as well. To be eligible, you must be a business owner with no full-time employees, which includes sole proprietors, independent contractors, freelancers, and small business owners. However, spouses of business owners may also participate, effectively doubling the possible contribution. Another key benefit is that a Solo 401(k) can be paired with backdoor Roth contributions, making it an attractive option for high-income earners looking for additional tax-advantaged savings. This offers a distinct advantage over Traditional IRAs and SEP-IRAs, which can trigger taxes on backdoor Roth conversions. A Solo 401(k) is an excellent retirement savings tool for self-employed individuals due to its high contribution limits and tax benefits. Additionally, some business owners may still be eligible to make a 2024 employer contribution if completed before the tax filing deadline.   Companies Discussed: LPL Financial Holdings Inc. (LPLA), Deckers Outdoor Corporation (DECK), Apple, Inc. (AAPL) & Delta Air Lines Inc. (DAL)

Apple is going to take a beating Goods shipped from China to the US will face 54% tariffs, and Vietnam —where Apple has shifted some of its manufacturing— has tariffs of 46%. The only good news for consumers is the inventory that's already in the US isn't subject to tariffs, and companies have been stockpiling inventory – but that will change. We also don't know how much of these tariffs will be absorbed into the profit margin, and how much will be passed on. It's partly why Apple's stock has taken a beating, because they're either going to see decreased revenue if consumers hold onto their devices longer, or their profits crunched by increased costs. Nintendo's halting pre-orders on its new console The hotly anticipated Switch 2 won't be taking pre-orders in the US on April 9th, as was the plan just two days ago. The company says it's taking the step "in order to assess the potential impact of tariffs and evolving market conditions”. Nintendo says the console's June 5th release date is unchanged. They also haven't said where its new consoles will be made. Initial feedback from the launch was about the price – from the console to the games to the accessories, things are more expensive all around. Switch 2 will hit stores at $449.99 USD / $799 NZD, along with new games “Mario Kart World” and “Street Fighter 6″. It's larger and faster than the OG Switch and includes a dedicated button to launch a chat with your friends. The improved processors mean 24 racers can compete in Mario Kart World at the same time. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Recently, reports have hinted Apple Inc. might be potentially losing over $1 Billion per year over their Apple TV+ streaming service not generating enough revenue.(recorded on March 24, 2025)Watch the Video Format on Youtube: Coming Soon!LISTEN to us on our other various platforms:Apple Podcasts:https://podcasts.apple.com/us/podcast/the-red-band-podcast/id1559313468Spotify:https://open.spotify.com/show/3DtTVkV9HZz65ukS5FWETnIheartradio:https://www.iheart.com/podcast/269-the-redband-podcast-102663694/Subscribe & Follow to get the latest updates on new episode releases!Subscribe to our Patreon @ https://www.patreon.com/theredbandpodcastDiscussion Links Below:01:25 ~ Boxing Legend George Foreman Passes at 76 - https://www.nytimes.com/2025/03/21/sports/george-foreman-dead.html04:01 ~ Survey On What Movie-Goers Want To See - https://variety.com/2025/film/news/moviegoers-comedies-thrillers-global-cinema-study-1236340585/14:19 ~ NBCUniversal Sekks $7 Million For 2026 Super Bowl Commercials - https://variety.com/2025/tv/news/nbc-2026-super-bowl-commercials-7-millions-1236346646/23:44 ~ MAIN TOPIC

Send us a textWelcome to this exclusive interview with the legendary Fran Tarkenton. Widely regarded for revolutionizing the quarterback position with his incredible scrambling ability, Tarkenton led the Minnesota Vikings to three Super Bowl appearances in the 1970s. Over his 18-season NFL career, he earned the 1975 NFL MVP award and set numerous records that still stand today.But Fran's achievements extend far beyond the football field. While he earned approximately $1.2 million during his career, Tarkenton went on to build a remarkable fortune, amassing a net worth of over $300 million. His success in business includes founding Tarkenton Software and making savvy investments, including a notable stake in Apple Inc.In this exclusive conversation, Fran shares insights from his legendary football career, his entrepreneurial journey, and the strategies that have made him a successful businessman. Don't miss out on hearing from one of the most iconic figures in both sports and business.Discover more about Fran Tarkenton's incredible journey and explore other exclusive billionaire interviews on our website: https://billionaires.com/

Shawn & Janet Needham, R.Ph. have Alix Mayer, MBA on the podcast to talk about the COVID lockdowns. In 1996, Ms. Mayer was running a worldwide research group for Apple Inc., when she got 6 vaccines for a vacation and became disabled, brain damaged and lost her career. Now substantially recovered, she is Chairman and co-founder of Free Now Foundation, one of the leading medical freedom law non-profits in California. A retired workaholic, Ms. Mayer volunteers 60 hours a week to help run Free Now Foundation. Ms. Mayer formerly served on the Children's Health Defense (CHD) board, co-founded & served as Chairman of CHD's most successful Chapter in California, raising in excess of $5M, and served on RFK Jr's Presidential campaign finance committee, raising hundreds of thousands for the campaign. In 2022, she won the Golden Bear Award and a presentation she gave to Dr. Mercola was named a "Best of" interview. Ms. Mayer grew up in the Oscar Mayer family, and has degrees from Duke (BA) and Northwestern (MBA). Free Now Foundation Website | https://freenowfoundation.org Facebook | https://www.facebook.com/freenowfoundation.org Instagram | https://www.instagram.com/freenowusa/ X | https://x.com/freenowusa Rumble | https://rumble.com/user/FreeNowFound Health Solutions Facebook | https://www.facebook.com/HealthSolutionsPodcast Instagram | https://www.instagram.com/health_solutions_shawn_needham/ Moses Lake Professional Pharmacy Website | http://mlrx.com.com/ Shawn Needham X | https://x.com/ShawnNeedham2 Shawn's Book | http://mybook.to/Sickened_The_Book Additional Links https://linktr.ee/mlrx

Shawn & Janet Needham, R.Ph. have Alix Mayer, MBA on the podcast to talk about Anything but Vaccines. In 1996, Ms. Mayer was running a worldwide research group for Apple Inc., when she got 6 vaccines for a vacation and became disabled, brain damaged and lost her career. Now substantially recovered, she is Chairman and co-founder of Free Now Foundation, one of the leading medical freedom law non-profits in California. A retired workaholic, Ms. Mayer volunteers 60 hours a week to help run Free Now Foundation. Ms. Mayer formerly served on the Children's Health Defense (CHD) board, co-founded & served as Chairman of CHD's most successful Chapter in California, raising in excess of $5M, and served on RFK Jr's Presidential campaign finance committee, raising hundreds of thousands for the campaign. In 2022, she won the Golden Bear Award and a presentation she gave to Dr. Mercola was named a "Best of" interview. Ms. Mayer grew up in the Oscar Mayer family, and has degrees from Duke (BA) and Northwestern (MBA). Free Now Foundation Website | https://freenowfoundation.org Facebook | https://www.facebook.com/freenowfoundation.org Instagram | https://www.instagram.com/freenowusa/ X | https://x.com/freenowusa Rumble | https://rumble.com/user/FreeNowFound Health Solutions Facebook | https://www.facebook.com/HealthSolutionsPodcast Instagram | https://www.instagram.com/health_solutions_shawn_needham/ Moses Lake Professional Pharmacy Website | http://mlrx.com.com/ Shawn Needham X | https://x.com/ShawnNeedham2 Shawn's Book | http://mybook.to/Sickened_The_Book Additional Links https://linktr.ee/mlrx

John Palazza from CentML joins us in this sponsored interview to discuss the critical importance of infrastructure optimization in the age of Large Language Models and Generative AI. We explore how enterprises can transition from the innovation phase to production and scale, highlighting the significance of efficient GPU utilization and cost management. The conversation covers the open-source versus proprietary model debate, the rise of AI agents, and the need for platform independence to avoid vendor lock-in, as well as emerging trends in AI infrastructure and the pivotal role of strategic partnerships.SPONSOR MESSAGES:***CentML offers competitive pricing for GenAI model deployment, with flexible options to suit a wide range of models, from small to large-scale deployments. Check out their super fast DeepSeek R1 hosting!https://centml.ai/pricing/Tufa AI Labs is a brand new research lab in Zurich started by Benjamin Crouzier focussed on o-series style reasoning and AGI. They are hiring a Chief Engineer and ML engineers. Events in Zurich. Goto https://tufalabs.ai/***TRANSCRIPT:https://www.dropbox.com/scl/fi/dnjsygrgdgq5ng5fdlfjg/JOHNPALAZZA.pdf?rlkey=hl9wyydi9mj077rbg5acdmo3a&dl=0John Palazza:Vice President of Global Sales @ CentMLhttps://www.linkedin.com/in/john-p-b34655/TOC:1. Enterprise AI Organization and Strategy [00:00:00] 1.1 Organizational Structure and ML Ownership [00:02:59] 1.2 Infrastructure Efficiency and GPU Utilization [00:07:59] 1.3 Platform Centralization vs Team Autonomy [00:11:32] 1.4 Enterprise AI Adoption Strategy and Leadership2. MLOps Infrastructure and Resource Management [00:15:08] 2.1 Technology Evolution and Enterprise Integration [00:19:10] 2.2 Enterprise MLOps Platform Development [00:22:15] 2.3 AI Interface Evolution and Agent-Based Solutions [00:25:47] 2.4 CentML's Infrastructure Solutions [00:30:00] 2.5 Workload Abstraction and Resource Allocation3. LLM Infrastructure Optimization and Independence [00:33:10] 3.1 GPU Optimization and Cost Efficiency [00:36:47] 3.2 AI Efficiency and Innovation Challenges [00:41:40] 3.3 Cloud Provider Strategy and Infrastructure Control [00:46:52] 3.4 Platform Independence and Vendor Lock-in [00:50:53] 3.5 Technical Innovation and Growth StrategyREFS:[00:01:25] Apple Acquires GraphLab, Apple Inc.https://techcrunch.com/2016/08/05/apple-acquires-turi-a-machine-learning-company/[00:03:50] Bain Tech Report 2024, Gartnerhttps://www.bain.com/insights/topics/technology-report/[00:04:50] PaaS vs IaaS Efficiency, Gartnerhttps://www.gartner.com/en/newsroom/press-releases/2024-11-19-gartner-forecasts-worldwide-public-cloud-end-user-spending-to-total-723-billion-dollars-in-2025[00:14:55] Fashion Quote, Oscar Wildehttps://www.amazon.com/Complete-Works-Oscar-Wilde-Collins/dp/0007144369[00:15:30] PointCast Network, PointCast Inc.https://en.wikipedia.org/wiki/Push_technology[00:18:05] AI Bain Report, Bain & Companyhttps://www.bain.com/insights/how-generative-ai-changes-the-game-in-tech-services-tech-report-2024/[00:20:40] Uber Michelangelo, Uber Engineering Teamhttps://www.uber.com/en-SE/blog/michelangelo-machine-learning-platform/[00:20:50] Algorithmia Acquisition, DataRobothttps://www.datarobot.com/newsroom/press/datarobot-is-acquiring-algorithmia-enhancing-leading-mlops-architecture-for-the-enterprise/[00:22:55] Fine Tuning vs RAG, Heydar Soudani, Evangelos Kanoulas & Faegheh Hasibi.https://arxiv.org/html/2403.01432v2[00:24:40] LLM Agent Survey, Lei Wang et al.https://arxiv.org/abs/2308.11432[00:26:30] CentML CServe, CentMLhttps://docs.centml.ai/apps/llm[00:29:15] CentML Snowflake, Snowflakehttps://www.snowflake.com/en/engineering-blog/optimize-llms-with-llama-snowflake-ai-stack/[00:30:15] NVIDIA H100 GPU, NVIDIAhttps://www.nvidia.com/en-us/data-center/h100/[00:33:25] CentML's 60% savings, CentMLhttps://centml.ai/platform/

On today's podcast: 1) President Donald Trump exempted Mexican and Canadian goods covered by the North American trade agreement known as USMCA from his 25% tariffs, offering major reprieves to the US’s two largest trading partners. 2) China’s top diplomat accused Donald Trump of taking a hypocritical approach to bilateral ties and denounced tariffs, as tensions rise between the world’s largest economies. 3) Broadcom Inc. shares were on track for their biggest gain in 12 weeks in early trading after the chip supplier for Apple Inc. and other big tech companies gave an upbeat forecast, reassuring investors that spending on artificial intelligence computing remains healthy.See omnystudio.com/listener for privacy information.

Fintiv, Inc. v. Apple Inc.

Episode 530: Neal's back! Neal and Toby chat about Trump's announcement of the first US strategic crypto reserve that caused crypto prices to spike. Then, a tense episode in the oval office has some wondering if that's opened the possibility of companies returning to Russia. Plus, Skype is shutting down for good, says Microsoft. Meanwhile, the Oscars and a Chinese ice cream chain are the Weekend Winners. Finally, a preview of the week ahead. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow There are risks involved with investing in ETFs, including possible loss of money. ETFs are subject to risks similar to those of stocks. Investments focus in a particular sector, such as technology, are subject to greater risks and are more greatly impacted by market volatility, than more diversified investments. The Nasdaq-100 Index® includes the 100 largest non-financial companies listed on the Nasdaq. An investment cannot be made directly into an index.  As of Feb. 7, 2025, the Invesco QQQ ETF held 8.68% in Apple Inc., 7.69% in Microsoft and 5.34% in Google. Holdings are subject to change and are not buy or sell recommendations.  Invesco Distributors, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintiv, Inc. v. Apple Inc.

Steve Jobs foi um empresário norte-americano do ramo de tecnologia, fundador da Apple Computer, hoje Apple Inc. Pioneiro da indústria de computadores pessoais, teve enorme influência na adoção e popularização da informática como item de consumo de massas. Mas foi muito além disso.  Jobs é, até hoje, quase 15 anos após seu falecimento, exemplo de empreendedorismo, sucesso e obstinação. Por isso, a história dele será contada neste episódio de Do Zero ao Topo - Personalidades. Este episódio faz parte de uma nova série do nosso podcast, que vai contar, em cada episódio, a história de um grande inovador de sucesso. Para saber mais sobre a história do 'gênio da Apple' acesse: https://www.infomoney.com.br/perfil/steve-jobs/

BillJCo, LLC v. Apple Inc.

BillJCo, LLC v. Apple Inc.

BillJCo, LLC v. Apple Inc.

What can investors expect from U.S. stocks and the global markets in the new year?Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.   All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.   Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.   All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.  Investing involves risk, including loss of principal.  Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively "Bloomberg"). Bloomberg or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices. Neither Bloomberg nor Bloomberg's licensors approves or endorses this material or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0125-FAY3)