Podcasts about jpmorgan chase co

In partnership with The Women's Fund of Central Ohio, this CMC forum unveils the latest research featuring new data on the critical resources that women in Central Ohio need – and often lack – to build wealth. Women face distinct hurdles in accumulating personal wealth, and the implications are huge: according to the Federal Reserve, closing gender and racial wealth gaps could have expanded Ohio's GDP by a staggering $67 billion from 2005 to 2019. Despite women's substantial contribution to Central Ohio's economy, disaggregated research has been lacking—until now. With a panel of passionate leaders, we discuss these fresh findings and shed light on how women in Central Ohio can overcome barriers to wealth creation. Featuring: Keena Smith, CEO, The Women's Center for Economic Opportunity Shannon Isom, President and CEO, Community Shelter Board Lisa Gray, Founding President, Ohio Excels And Alex Dorman, Research Fellow, The Center for Community Solutions The host is Courtney Falato, Vice President and Program Officer, Global Philanthropy, JPMorgan Chase & Co. This forum was sponsored by The Mary Lazarus Legacy in Civic Engagement Fund and JPMorgan Chase & Co. The presenting sponsor of the CMC livestream was The Center for Human Kindness at the Columbus Foundation. CMC's livestream partner was The Columbus Dispatch. This forum was also supported by The Women's Fund of Central Ohio and Vue Columbus. This forum was recorded before a live audience at Vue Columbus in Columbus' historic Brewery District on March 5, 2025. Click here to read the subject of this forum, The Women's Fund of Central Ohio's recent research report, "Making Women Wealthy and Free."

How can OKRs increase transparency and drive performance?What makes OKRs different than traditional goal setting?My guests on this episode are Melissa Huntley, VP, Global Head of Talent Management, Visa & Aaron Monroe, Global Head Agile Center for Enablement, JPMorgan Chase & CoDuring our conversation Melissa, Aaron, and I discuss: What OKRs are and what makes them different than traditional goal setting processesHow OKRs increase transparency, collaboration, and agility in organizationsHow the quarterly goal setting in OKRs helps managers to be better people leadersWhy OKRs can work for organizations of all sizes and complexityHow performance management is integrated into the OKR processThe role that HR leaders can play in implementing OKR processes into an organizationConnecting with Melissa and Aaron: Connect with Melissa Huntley LinkedInConnect with Aaron Monroe LinkedInEpisode Sponsor: Deeper Signals - Click here to get your free Core Drivers assessment and 14-day free trial! Next-Gen HR Accelerator - Learn more about this best-in-class leadership development program for next-gen HR leaders

Great Sustainable Food Stocks, Plus… best ESG stocks to buy now based on hedge fund holdings. Solar stocks to review. By Ron Robins, MBA Transcript & Links, Episode 138, September 20, 2024 Hello, Ron Robins here. Welcome to this podcast episode 138 published September 20, 2024, titled “Great Sustainable Food Stocks, Plus…” It's presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Now remember that you can find a full transcript and links to content – including stock symbols and bonus material – on this episode's podcast page at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, and I don't receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal any investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief. Please go to this podcast's webpage for links to the articles for more company and stock information. ------------------------------------------------------------- 5 Sustainable Food-Related Stocks for Long-Term Investors This first article refers to an industry that's one of my favorites, the food industry! It's titled 5 Sustainable Food-Related Stocks for Long-Term Investors. It's by Leslie P. Norton and found on morningstar.com. Here are some brief quotes from the article. “We talked with Edinburgh-based Stewart Investors, a global asset manager that practices sustainable investing, about the charms of food-related stocks. (The firm has a Morningstar ESG Commitment Level of Leader.)… The firm [Stewart Investors] tends to hold for the long term, and all the food-related companies that Wood mentions left cheap behind a while ago, as you'll see in the table below. Still, they have merits galore. I talked with Wood about why they're worth considering for the long haul. Stewart Investors' Food Stock Picks Source: Morningstar. Data as of Sept. 9, 2024. The star ratings for Mahindra & Mahindra, Novonesis, Totvs, and Unicharm are quantitative.” End quotes. ------------------------------------------------------------- 10 Best ESG Stocks To Buy Now My next article comes from Insider Monkey. It's titled 10 Best ESG Stocks To Buy Now and is by Sheryar Siddiq. Here are a few quotes from him. “Our Methodology To create the list of top ESG stocks to buy now, we chose companies from the Vanguard ESG U.S. Stock ETF (ESGV) and ranked them by their percentage weight in the fund, listed in ascending order. In addition, we used hedge fund sentiments regarding each stock to illustrate how well these stocks hold up in the eyes of hedge fund investors. These were taken from Insider Monkey's Q2 2024 database… Our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds… (see more details here). 10. Tesla, Inc. (NASDAQ:TSLA) Number of Hedge Fund Holders: 85 Tesla's earnings for the second quarter fell short of expectations, driven by a decline in automotive sales for the second consecutive period. Despite a 2% revenue increase to $25.43 billion compared to the same quarter last year, automotive revenue dropped by 7% to $19.9 billion from $21.27 billion… Despite Tesla's recent challenges, Truist Securities analyst William Stein remains optimistic about the company's shift from traditional car manufacturing to AI, which he believes could unlock significant value. On August 14, he reaffirmed his ‘hold' rating on Tesla with a price target of $215, representing a 6.76% potential upside.” 9. JPMorgan Chase & Co. (NYSE:JPM) Hedge Fund Holders: 111 JPMorgan Chase operates globally across sectors like Consumer & Community Banking, Corporate & Investment Banking, Commercial Banking, and Asset & Wealth Management. In 2023, the firm achieved a 15% reduction in Scope 1 and Scope 2 greenhouse gas emissions from 2019 levels, advancing toward its goal of carbon neutrality by 2030. JPMorgan Chase also facilitated over $200 billion in green financing, including renewable energy projects and green bonds, contributing to its $2.5 trillion sustainable development financing target by 2030… Following the earnings release, Citi raised its price target for JPMorgan Chase from $205.00 to $215.00, while maintaining a Neutral rating. BMO Capital also reaffirmed its Market Perform rating with an unchanged price target of $205.00. 8. Broadcom Inc. (NASDAQ:AVGO) Hedge Fund Holders: 130 Broadcom [is] a global leader in technology, specializes in designing, developing, and supplying a wide range of semiconductor, enterprise software, and security solutions… The company plans to reassess its baseline and set new Scope 1, Scope 2, and Scope 3 greenhouse gas emission reduction targets. According to the company's ESG report, these new targets will align with the UN Paris Agreement and the Science Based Targets initiative (SBTi) goal to limit global warming to 1.5° Celsius above pre-industrial levels. In a recent note, TD Cowen identified Broadcom as a stock poised to benefit from the surge in AI spending… Cantor Fitzgerald maintained an Overweight rating and set a new price target of $200. 7. Eli Lilly And Company (NYSE:LLY) Hedge Fund Holders: 100 Eli Lilly is a global pharmaceutical firm renowned for its innovative medications. This past year, the company released its 2023 ESG report, highlighting significant strides toward its sustainability goals. The company has reduced greenhouse gas emissions by more than 20% between 2020 and 2022, despite notable business growth. The report also showcases Eli Lilly's commitment to diversity, with minority group members now holding 25% of U.S. management positions and women occupying 49% of management roles globally… In a recent update to its large-cap rankings, Wells Fargo analysts highlighted Eli Lilly's robust pipeline and potential to surpass market expectations in the coming years. The firm named Eli Lilly as its new top pick among large-cap pharmaceutical stocks, anticipating the company will outperform 2025 consensus estimates. 6. Alphabet Inc. (NASDAQ:GOOGL) Hedge Fund Holders: 216 Alphabet the parent company of Google, has introduced the Google Renewable Energy Addendum, a new initiative asking its largest hardware manufacturing suppliers to commit to matching 100% of their energy use with renewable sources by 2029… The company has set ambitious environmental goals for 2030, including achieving net-zero emissions across its operations and value chain, and reducing its combined Scope 1, 2, and 3 emissions by 50% from 2019 levels… Analysts have set a price target of $203.74, indicating a potential upside of 25.03% as of August 20… 5. Meta Platforms, Inc. (NASDAQ:META) Hedge Fund Holders: 219 The social media giant achieved net-zero emissions across its global operations in 2020 and is now focused on reaching net-zero emissions across its entire value chain by 2030… On August 8, Loop Capital raised its price target for Meta from $550 to $575, while maintaining a Buy rating on the stock… Citi subsequently raised its price target for Meta from $550 to $580. 4. Amazon.com, Inc. (NASDAQ:AMZN) Hedge Fund Holders: 308 Amazon initially aimed to reach net-zero carbon emissions by 2030 and power its operations with 100% renewable energy, a goal it claims to have achieved seven years ahead of schedule… In the first half of 2024, Amazon saw its operating income surge 141% year-over-year, reaching a record high… Amazon is also a dominant force in digital advertising, surpassing a $50 billion annual run rate with 20% growth… Morgan Stanley recently reiterated its positive outlook on Amazon maintaining an Overweight rating and a $210 price target. 3. NVIDIA Corporation (NASDAQ:NVDA) Hedge Fund Holders: 179 NVIDIA leads the market in designing and selling Graphics Processing Units (GPUs), a sector that has surged due to the growing demand for artificial intelligence models. The company's Blackwell GPUs are up to 20 times more energy-efficient than traditional CPUs for specific AI and high-performance computing (HPC) tasks. Additionally, by the end of FY25 and each year after, NVIDIA aims to achieve and maintain 100% renewable electricity for its offices and data centers under operational control… 2. Microsoft Corporation (NASDAQ:MSFT) Hedge Fund Holders: 279 Microsoft stands out as a leading ESG stock, much in part due to its strategic investment in OpenAI, the creator of ChatGPT, which has strengthened its position across hardware, software, and global cloud services. The company is committed to sourcing 100% renewable energy by 2025, becoming carbon negative by 2030, and offsetting all historical carbon emissions since its founding in 1975 by 2050… BMO Capital Markets maintained its positive outlook on Microsoft, keeping an Outperform rating and a $500 price target. 1. Apple Inc. (NASDAQ:AAPL) Hedge Fund Holders: 184 Apple is an obvious choice for ESG investors, given its strong commitment to labor rights, environmental responsibility, and ethical business practices across its supply chain. The tech giant has reduced its overall greenhouse gas emissions by over 55% since 2015, marking significant progress toward its ambitious Apple 2030 goal of achieving carbon neutrality across its entire value chain by the decade's end… On August 2, Goldman Sachs raised its price target for Apple from $265 to $275 while maintaining a Buy rating… End quotes. ------------------------------------------------------------- These 3 Companies Are the Solar Power Leaders, But Should You Invest in Them? Now what would a podcast episode be without an article on solar power companies? So here it is titled These 3 Companies Are the Solar Power Leaders, But Should You Invest in Them? By Jordan Chussler and found on 247wallst.com. Here is some of what Mr. Chussler says in his article. “1. First Solar Inc. (NASDAQ: FSLR) has amassed an impressive $21.98 billion market cap and is considered by many to be the solar industry leader. The company manufactures solar panels, but also provides utility-scale photovoltaic power plants while also provides support services like financing, construction, maintenance and end-of-life panel recycling programs… In the second quarter of 2024, First Solar beat earnings forecasts for the fifth consecutive quarter by posting earnings per share (EPS) of $3.25 versus analysts' expectations of $2.70. The company also beat on revenue by reporting $1.01 billion versus analysts' expectations of $939.71 million… Analysts at the Wall Street Journal give First Solar's stock a median, one-year price target of $286. Shares are currently trading for $205.36, meaning, the stock is expected to have strong upside potential of 39.26% over the next 12 months.  2. Enphase Energy Inc. (NASDAQ: ENPH) is a clean energy technology company with a $13.95 billion market cap that specializes in the development and manufacturing of solar micro-inverters and battery storage systems… Since beating earnings forecasts during the third quarter of 2023, Enphase has missed for the past three consecutive quarters, posting a disappointing EPS of 43 cents in the second quarter of 2024 versus analysts' expectations of 49 cents… Shares of Enphase are currently trading around $112, but one-year price targets are incredibly spread out. The Wall Street Journal‘s analysts give a median price target of $130, but a high-end target of $170 and a low-end target of just $45.82.  3. Sunrun Inc. (NASDAQ: RUN) has the smallest market cap of all three companies, with just $3.8 billion. The San Francisco-based company provides photovoltaic systems and battery energy storage solutions primarily for a residential customer base.   Sunrun shocked Wall Street in the second quarter of 2024 by posting an EPS of 55 cents versus analysts' expectations of -33 cents in earnings. That was the first quarter since Q2 2023 that the company posted a positive EPS… Currently trading at $18.17, Wall Street Journal analysts give shares of Sunrun a median, one-year price target of $20, but a high-end target of $38 and a low-end target of just $7.78.” End quotes. ------------------------------------------------------------- Ending Comment These are my top news stories with their stock and fund tips for this podcast “Great Sustainable Food Stocks, Plus…” Please click the like and subscribe buttons wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these troubled times! Contact me if you have any questions. Thank you for listening. Now my next podcast will be October 4th. I'll talk to you then! Bye for now.   © 2024 Ron Robins, Investing for the Soul

Central Ohio's women face unique barriers compared to men in the creation and accumulation of their personal wealth. The cost of the disparity is enormous: the Federal Reserve estimated that closing gender and racial wealth gaps could have increased Ohio's GDP by $67 billion between 2005 and 2019. This week's forum digs into the challenges Central Ohio women face in the creation of personal wealth and the new data and policies needed to close the disparity. Featuring: Courtney Falato, Vice President and Program Officer, Global Philanthropy, JPMorgan Chase & Co. Hannah Halbert, Executive Director, Policy Matters Ohio Kimberly Minor, President and CEO, Women of Color Retail Alliance Lillian Morales-Laster, Executive Director, Empowering Latinas Leadership Academy (ELLA) The moderator was Kelley Griesmer, President and CEO, The Women's Fund of Central Ohio. This forum was sponsored by The Ohio State University and The Ellis. The livestream presenting sponsor was The Center for Human Kindness at the Columbus Foundation. The livestream partner was The Columbus Dispatch.  This forum was recorded before a live audience at The Ellis in Columbus, Ohio's historic Italian Village on August 28, 2024.

Needless to say Aimee Hofmann is an INSPIRATION to many!   At 30, she suffered from the neurological condition, Transverse Myelitis, an inflammation in the spinal cord that caused complete paralysis from level T10 of the spine. After learning she would never walk again, art gave her peace during the difficult stages of loss, grief, self-reflection, and re-discovery. Art helped her emotionally heal, as well as find joy again.   Throughout the years that followed, while facing a new life with a disability, Aimee created a number of collections. Her works featured landscapes, abstract florals and swirl patterns, which have continued to evolve into deeper abstract work.   Her unique abstract art has inspired many with its vibrancy and depth, symbolizing the resilience and strength found in the journey of recovery.   Aimee is being honored on June 6th by Burke Rehabilitation Hospital with the Burke Award, their highest honor. This year's theme is the "Healing Power of the Arts," which highlights the transformative impact of the arts in rehabilitation and recovery. Burke is a nationally renowned rehabilitation hospital located in White Plains NY and Aimee's impactful artwork adorns the walls throughout Burke Rehabilitation's buildings.   Aimee joined me to share her pride in how her unexpected journey brought her to this moment and how art contributes to the rehabilitation and recovery process for patients. I asked Aimee to talk about what she does every day and how she does it.  Her most recent collections she said, express a newfound freedom that embraces the beauty of imperfections, renewal/rebirth and nostalgia and the symbolism of one's unique life journey.   “After I became paralyzed throughout the years that followed, I learned so many life lessons. I did a lot of self-reflection and self-rediscovery work. One of the things was that I learned to let go of perfectionism, and it's something that I struggled with throughout my whole life. And so, my latest work features, for example, paint in diverse textures and various consistencies, which I liberally pour and splatter all over the canvas. And this kind of embracing the beauty of imperfections, allowing the paint organically to react instead of focusing on being perfect and that is a complete reflection of my personal journey. " "And so, acquiring a disability has also helped me discover this newfound courage that was born from the realization that there is nothing to fear because I realized that the future will always be uncertain for everybody no matter what. So, this epiphany has allowed me to relinquish control over outcomes, allowing my intuition to guide the creative process instead of focusing so much on the final results, if that makes sense.”   Everything Aimee creates makes total sense. In addition to individual collectors and Burke Rehabilitation, Aimee Hofmann's work is part of corporate collections at Amazon, JPMorgan Chase & Co., HSBC, PricewaterhouseCoopers, Intuit, State Street Bank, Ipsen, Brown Advisory and Vigil Neuroscience. She has also shown at local and regional arts centers and has been a guest speaker at the Harvard Business School.   Aimee Hofmann lives with her husband and two children in Westchester County NY. She is a two-time hand-cyclist marathoner, avid swimmer, fundraiser, and guest speaker. As disabilities advocate her goal is to continue to create awareness about inclusion and fair representation for people with disabilities.    ********** About 'The Burke Award': Given by Burke Rehabilitation, it is conferred upon an individual or group who has made significant contributions to the field of rehabilitation, either through personal achievements, the development of research or the establishment of programs and facilities to assist individuals with disabilities. It recognizes strength and courage in overcoming the challenge of a disability or a significant contribution to the understanding of physical disability. It remains the highest honor bestowed by the Board of Trustees of Burke Rehabilitation Hospital.   The Burke Award Dinner is Burke's premier fundraiser, with proceeds supporting Burke's outstanding rehabilitative care services and the Healing Power of the Arts fund.   Your generous support of the 2024 Burke Award being held on June 6th will make a difference in the lives of the thousands of patients Burke serves each year.     Enjoy being inspired to learn how art heals by the fabulous Aimee Hofmann in this podcast of our live conversation on The Debbie Nigro Show. 

Only five other states are home to more veterans than Ohio. According to the U.S. Department of Veterans Affairs, the Buckeye State is home to 729,645 veterans. Only California, Florida, New York, Pennsylvania and Texas have more veterans than Ohio. With the state's unemployment rate well below historic averages, many employers are turning to veterans to fill open positions. While the veteran unemployment rate is nationally lower that the nonveteran unemployment rate, 3% versus 3.8%, according to the U.S. Bureau of Labor, many returning veterans struggle to re-integrate themselves into the civilian workforce after military service. “Finding the mission again,” or reinventing a new life in the civilian work world, can be hugely challenging for many. The transition can be a time when veterans are at greater risk for depression, homelessness, and increased risk of crisis, according to the veterans' advocacy organization DAV. Part of the challenge for veterans is helping civilian employers recognize the key skills they're seeking in veteran resumes. State officials and leading employers are helping to change this; the state is now home to 2,792 designated “Military Friendly” employers in the state of Ohio, and state-run and corporate programs are seeing marked successes in helping veterans re-integrate into Ohio's workforce. With a panel of leaders, we unpack the hidden challenges Ohio veterans face returning to the workforce after military life, and dive into the strategies that are connecting veterans with Ohio employers ready to hire them.  Featuring: Tony Anzic, U.S. Navy Veteran and Columbus Location Manager, JPMorgan Chase & Co. Retired U.S. Army Major General Deborah Ashenhurst, Director, Ohio Department of Veterans Services  Marnie Holder, Vice President of Advancement, National Veterans Museum & Memorial  And U.S. Army Veteran A-Jay Orr, Executive Director, Ohio Veterans Collaborative   The host is Stacia Naquin, Anchor, ABC6 & Fox 28 Columbus  This forum was sponsored by Columbus State Community College, Encova Insurance, and JPMorgan Chase & Co.  The livestream presenting sponsor was The Center for Human Kindness at The Columbus Foundation. The livestream partner was The Columbus Dispatch.  It was supported by The Ellis.  This forum was recorded before a live audience at The Ellis in Columbus, Ohio's historic Italian Village on May 22, 2024.  

For a full transcript of this episode, click here. This conversation I am having with Dan Mendelson, my guest today, all started with a post that he had written on LinkedIn considering how pharmacy benefits can or should be optimized within the broader context of value-based care. Total cost of care, value-based medical care, and pharmacy benefits—these worlds have to collide. There is just so much intertwined into all of this, which is why I pretty much immediately invited him to come back on the pod to discuss in greater detail. A few years ago, I heard a doctor say that practicing medicine without considering pharmacy is like getting to the 90 yard line, putting down the ball, and walking off the field. And, yeah … when a patient gets to a certain point in a whole lot of disease progressions, optimal medical therapy includes pharmacy. It's a thing. Adherence is a thing. In fact, I saw a stat the other day that patients not taking their meds costs an estimated $3874 PEPY (per employee per year). Also, half of all hospital admits are caused by nonadherence. Those two stats, by the way, are from a post on LinkedIn by Brian Bellware, who was recapping a video from Eric Bricker, MD. But also, as Barbara Wachsman (EP430) said on the show, half, I think she said, of all ER visits are due to patients not taking their meds right. Olivia Webb (EP337) was on the pod, if you want to go back and listen to that one, talking about how she spends hours every month trying to figure out how to navigate access issues to manage to get her Crohn's disease drug. So, yeah … one underlying reason why a lot of this stuff happens is that pharmacy benefits are purchased and siloed a lot of times. In fact, I have yet to see, really, any mainstream contract wherein a PBM (pharmacy benefit manager) is held accountable in any way for downstream medical costs, which may be incurred because of suboptimal pharmacy benefit design, right? And there are so many examples of bad downstream medical impacts. I really like how Mark Fendrick, MD, put it in episode 308. He said benefits, including pharmacy benefits, are like peanut butter and jelly relative to enabling high-quality care. You gotta have both working in concert, like CMS or a plan sponsor just paid a ton of money to get a patient an organ transplant, and then the patient can't afford their transplant meds, which aren't on formulary and are really expensive, and therefore there's organ rejection. This happens. Or a patient with uncontrolled diabetes with a huge co-pay for insulin. Doctor says, “Hey, you gotta take your insulin.” Patient says, “Can't afford it.” Right? This makes no sense, and it's shockingly common. I'm thinking right now of that young man who died in the Midwest because he could not get his asthma inhaler. It wasn't on formulary. So, here's the game plan. I talk with Dan about the five kind of vital considerations he had brought up in that aforementioned LinkedIn post when considering how pharmacy benefits can or should be optimized within the broader context of value-based care. Dan's advice for the pharma industry is woven in here as much as his advice for EBCs (employee benefit consultants) and employers. I am sure that most of our listeners are going to be very familiar with Dan Mendelson, my guest today, and his work; but the quick background here is that he runs Morgan Health. The mission over there at Morgan Health is to drive innovation in employer-sponsored healthcare, and they do that by investing and working with their portfolio companies in the context of the 300,000 or so employees over at JPMorgan Chase. At the same time, Morgan Health also engages in policy discussions because, as Dan says, no one employer is going to control public policy. As a footnote here, I just will say that I actively seek out opportunities to listen to Dan Mendelson's thoughts. He has spoken a lot and really eloquently and with great insight about setting up the economic models for healthcare, not sick care. Recently, actually, he was on a panel at the Milken conference along with Natalie Davis; Yele Aluko, MD, MBA; and Henry Ting, MD. There are definitely insights to be gleaned. Also mentioned in this episode are Brian Bellware, CIC, CHVP; Eric Bricker, MD; Barbara Wachsman; Olivia Webb; Mark Fendrick, MD; Natalie Davis; Yele Aluko, MD, MBA, FACC, FSCAI; Henry Ting, MD; Ashok Subramanian; Rik Renard; Nina Lathia, RPh, MSc, PhD; Don Berwick, MD; Kenny Cole, MD; Steve Pearson, MD, MSc; Sarah Emond; Alex Sommers, MD, ABEM, DipABLM; and Jodilyn Owen. You can learn more at the Morgan Health Web site and follow Dan on LinkedIn.   Dan Mendelson is the chief executive officer of Morgan Health at JPMorgan Chase & Co. He oversees a business unit at JPMorgan Chase focused on accelerating the delivery of new care models that improve the quality, equity, and affordability of employer-sponsored healthcare. Mendelson was previously founder and CEO of Avalere Health, a healthcare advisory company based in Washington, DC. He also served as operating partner at Welsh Carson, a private equity firm. Before founding Avalere, Mendelson served as associate director for health at the Office of Management and Budget in the Clinton White House. Mendelson currently serves on the boards of Vera Whole Health and Champions Oncology (CSBR). He is also an adjunct professor at the Georgetown University McDonough School of Business. He previously served on the boards of Coventry Healthcare, HMS Holdings, Pharmerica, Partners in Primary Care, Centrexion, and Audacious Inquiry. Mendelson holds a Bachelor of Arts degree from Oberlin College and a Master of Public Policy (MPP) from the Kennedy School of Government at Harvard University.   04:50 How do we connect the dots between value-based care and pharmacy benefits? 07:43 Where do things need to go for employers in terms of drug spend integration? 08:42 How do we think about having a value-based component in the decision-making process? 09:44 How do we enable the necessary information to make proper decisions? 10:56 EP206 with Ashok Subramanian. 11:21 “Many payviders just haven't gotten to pharmacy yet; they need to.” 14:14 Why do pharmaceutical companies need to be prepared to contract on the basis of value? 16:46 EP426 with Nina Lathia, RPh, MSc, PhD. 17:36 EP431 with Kenny Cole, MD. 18:07 Why is it important to “let the market work”? 21:04 Why do we have cost sharing, and when does it not make sense to have that as a co-pay? 23:59 Why are evidence requirements good for everyone? 28:45 Why is pooling of risk important? 29:49 How do you pool risk without going to an insurance company? 32:03 What is Dan's advice to hospitals? 33:30 “In a value-based world, buy and bill does not make sense.” 33:36 What is Dan's advice to primary care doctors? 33:54 What is Dan's advice to entrepreneurs and innovators?   You can learn more at the Morgan Health Web site and follow Dan on LinkedIn.   @dnmendelson discusses #pharmacybenefits on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation   Recent past interviews: Click a guest's name for their latest RHV episode! Dr Benjamin Schwartz, Justin Leader, Dr Scott Conard (Encore! EP391), Jerry Durham (Encore! EP297), Kate Wolin, Dr Kenny Cole, Barbara Wachsman, Luke Slindee, Julie Selesnick, Rik Renard

Transcript & Links, Episode 125, March 8, 2024 Hello, Ron Robins here. So, welcome to this podcast episode 125 titled “Top Ethical Companies and ESG Dividend Stocks.” It's presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Now, remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode's podcast page located at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief. Please go to this podcast's webpage for links to the actual articles for more company and stock information. Also, some companies might be covered more than once and there are also 5 article links below that time didn't allow me to review them here. ------------------------------------------------------------- 1. World's Most Ethical Companies in 2024 The first article for this episode is another great company ranking I've been following for many years. A press release titled World's Most Ethical Companies in 2024 best describes this ranking. It was found on finance.yahoo.com. Here are some quotes from it. “Ethisphere, a global leader in defining and advancing the standards of ethical business practices, today announced the 136 companies that have earned the coveted designation of the World's Most Ethical Companies in 2024. This year's honorees span 20 countries and 44 industries. 2024 marks the 18th annual World's Most Ethical Companies recognition. As in previous years, honorees have demonstrated a commitment to ethical business practices through robust programs that positively impact employees, communities, and broader stakeholders, as well as contributing to sustainable, long-term business growth. The full list of the 2024 World's Most Ethical Companies can be found on Ethisphere's website. There are also six companies—Aflac (AFL), Ecolab (ECL), International Paper (IP), Kao Corporation (KAO0.MU), Milliken & Company (Private), and PepsiCo (PEP)—that have been recognized 18 times, every year since the inception of the World's Most Ethical Companies® in 2007… The Ethics Premium: Integrity Outperforms Ethisphere's Five Year Ethics Premium for 2024 is 12.3% This represents the margin by which publicly traded companies recognized in this year's World's Most Ethical Companies outperformed a comparable index of global companies over a five-year period from January 2019 to January 2024… Methodology The World's Most Ethical Companies assessment is grounded in Ethisphere's proprietary Ethics Quotient®, an extensive questionnaire that requires companies to provide over 240 different proof points on their culture of ethics; environmental, social, and governance (ESG) practices; ethics and compliance program; diversity, equity, & inclusion efforts; and initiatives that support a strong value chain. That data undergoes further qualitative analysis by our panel of experts who spend thousands of hours vetting and evaluating each year's group of applicants. This process serves as an operating framework to capture and codify truly best-in-class practices from organizations across industries and from around the world…” End quotes. ------------------------------------------------------------- 2. 13 Best Environmental Dividend Stocks To Invest In According To Analysts The next two articles are by Vardah Gill who does a terrific job of identifying the top ESG dividend-paying stocks from two perspectives. This first article focuses on dividends from stocks that also have at least a 15% stock price gain potential according to analysts. It's titled 13 Best Environmental Dividend Stocks To Invest In According To Analysts and found on finance.yahoo.com. Here are some quotes from this first article by Ms. Gill, starting with how she conducted her research. “We scanned the holdings of Vanguard ESG U.S. Stock ETF (ESGV), which is a market capitalization-weighted index composed of large-, mid-, and small-cap stocks of companies located in the United States that are screened for certain environmental, social, and corporate governance (ESG) criteria by the index provider, which is independent of Vanguard. From the index, we picked 13 stocks that pay dividends and have a projected upside potential of over 15% based on analyst price targets. The stocks are ranked according to their upside potential, as of February 23. Note: the quoted upside potentials and dividend yields are as of February 23. 13. S&P Global Inc. (NYSE:SPGI) Upside Potential: 15.2% S&P Global Inc. is a leading provider of financial market intelligence, including credit ratings, indices, data, and analytics… (It) currently offers a quarterly dividend of $0.91 per share…  The stock's dividend yield: 0.83%. 12. Pfizer Inc. (NYSE:PFE) Upside Potential: 15.4% An American biotech and pharmaceutical company… The company offers a quarterly dividend of $0.42 per share and has a dividend yield of 6.05%. 11. Mid-America Apartment Communities, Inc. (NYSE:MAA) Upside Potential: 15.9% Mid-America Apartment Communities is a real estate investment trust company that focuses on the acquisition, development, redevelopment, and management of multifamily apartment communities… The stock has a dividend yield of 4.65%. 10. Morgan Stanley (NYSE:MS) Upside Potential: 16.4% Morgan Stanley is a global financial services firm that provides a wide range of related services to its consumers… Morgan Stanley…  currently offers a quarterly dividend of $0.85 per share and has a dividend yield of 3.93%. 9. Becton, Dickinson and Company (NYSE:BDX) Upside Potential: 16.5% Becton, Dickinson and Company is a global medical technology company that specializes in the development, manufacturing, and sale of medical devices, instrument systems, and reagents… The stock's dividend yield… came in at 1.54%. 8. Realty Income Corporation (NYSE:O) Upside Potential: 16.69% It currently pays a monthly dividend of $0.2565 per share and has a dividend yield of 5.81%. 7. Microsoft Corporation (NASDAQ:MSFT) Upside Potential: 16.8% Microsoft Corporation… pays a quarterly dividend of $0.75 per share and has a dividend yield of 0.73%. 6. Archer-Daniels-Midland Company (NYSE:ADM) Upside Potential: 17.04% The global food processing and commodities trading company… currently pays a quarterly dividend of $0.50 per share and has a dividend yield of 3.74%. 5. NIKE, Inc. (NYSE:NKE) Upside Potential: 17.60% NIKE is a multinational corporation that designs, develops, markets, and sells athletic footwear, apparel, equipment, accessories, and services worldwide… currently pays a quarterly dividend of $0.37 per share and has a dividend yield of 1.40%. 4. Air Products and Chemicals, Inc. (NYSE:APD) Upside Potential: 18.16% Air Products and Chemicals is an American gases company that specializes in producing and distributing atmospheric gases, process gases, and specialty gases… the stock has a dividend yield of 3.04%. 3. Albemarle Corporation (NYSE:ALB) Upside Potential: 22.08% Albemarle Corporation is a global specialty chemicals company that develops, manufactures, and markets a wide range of chemicals and chemical-based products… The stock's dividend yield: 1.33%. 2. AT&T Inc. (NYSE:T) Upside Potential: 22.3% AT&T is an American multinational telecommunications conglomerate… It currently pays a quarterly dividend of $0.2775 per share and has a dividend yield of 6.61%. 1. American Tower Corporation (NYSE:AMT) Upside Potential: 26.6% An American real estate investment trust company, American Tower Corporation tops our list of the best environmental dividend stocks… The company… currently pays a quarterly dividend of $1.70 per share… the stock offers a dividend yield of 3.58%.” End quotes. ------------------------------------------------------------- 3. 12 Best ESG Dividend Stocks to Buy According to Hedge Funds This second article by Ms. Gill is titled 12 Best ESG Dividend Stocks to Buy According to Hedge Funds. The companies – though also derived from the Vanguard U.S. Stock ETF – are ranked by hedge fund ownership. The only duplicate company in the two lists is Microsoft. So, here's Ms. Gill's description of her methodology and edited brief quotes about the selected companies. “We scanned the holdings of Vanguard ESG U.S. Stock ETF (ESGV) which is a market capitalization-weighted index composed of large-, mid-, and small-cap stocks of companies located in the US that are screened for certain environmental, social, and corporate governance (ESG) criteria by the index provider, which is independent of Vanguard. From the index, we picked 12 stocks that pay dividends and have garnered the most attention from hedge fund investors by the conclusion of Q4 2023, using data from Insider Monkey's database. The stocks are ranked in ascending order of the number of hedge funds having stakes in them. Hedge funds' top 10 consensus stock picks outperformed the S&P 500 Index by more than 140 percentage points over the last 10 years (see the details here). Note: quoted dividend yields are as of February 28. 12. The Procter & Gamble Company (NYSE:PG) Number of Hedge Fund Holders: 71 The Procter & Gamble Company is an Ohio-based multinational consumer goods company… (It) currently offers a quarterly dividend of $0.9407 per share and has a dividend yield of 2.36%. 11. AbbVie Inc. (NYSE:ABBV) Hedge Fund Holders: 76 The global biopharmaceutical company's… dividend yield: 3.46%. 10. Broadcom Inc. (NASDAQ:AVGO) Hedge Fund Holders: 91 Broadcom is a multinational technology company that designs, develops, and supplies a broad range of semiconductor and infrastructure software solutions. The company pays a quarterly dividend of $5.25 per share and has a dividend yield of 1.62%. 9. Merck & Co., Inc. (NYSE:MRK) Hedge Fund Holders: 98 Merck & Co. is an American multinational pharmaceutical company… The company currently offers a quarterly dividend of $0.77 per share and has a dividend yield of 2.39%. 8. Eli Lilly and Company (NYSE:LLY) Hedge Fund Holders: 102 An American pharmaceutical company, Eli Lilly… offers a quarterly dividend of $1.30 per share… The stock's dividend yield came in at 0.68%. 7. JPMorgan Chase & Co. (NYSE:JPM) Hedge Fund Holders: 103 JPMorgan Chase & Co. provides a wide range of banking services to individuals, businesses, and institutions… it pays a quarterly dividend of $1.05 per share and has a dividend yield of 2.29%. 6. UnitedHealth Group Incorporated (NYSE:UNH) Hedge Fund Holders: 113 UnitedHealth Group Incorporated… offers a per-share dividend of $1.88 every quarter… the stock has a dividend yield of 1.52%. 5. Apple Inc. (NASDAQ:AAPL) Hedge Fund Holders: 131 Apple declared a quarterly dividend of $0.24 per share on February 1… The stock's dividend yield: 0.53%. 4. Mastercard Incorporated (NYSE:MA) Hedge Fund Holders: 141 The global financial tech company… offers a quarterly dividend of $0.66 per share… with a dividend yield of 0.56%. 3. Visa Inc. (NYSE:V) Hedge Fund Holders: 162 It offers a quarterly dividend of $0.52 per share and has a dividend yield of 0.74%. 2. NVIDIA Corporation (NASDAQ:NVDA) Hedge Fund Holders: 173 On February 22, the company announced a quarterly dividend of $0.04 per share… The stock has a dividend yield of 0.02%. 1. Microsoft Corporation (NASDAQ:MSFT) Hedge Fund Holders: 302 Microsoft Corporation tops our list of the best ESG dividend stocks… The company… pays a quarterly dividend of $0.75 per share. The stock's dividend yield: 0.74%.” End quotes. ------------------------------------------------------------- 4. 4 Clean Energy Stocks That Have Defied the Odds Now, since clean energy stocks have had such a hard time recently, I thought that this article would interest many of you. It's titled 4 Clean Energy Stocks That Have Defied the Odds. It's by Avi Salzman and seen on barrons.com. Here's a key chart from the article. “Clean energy stocks had a miserable 2023… The WilderHill Clean Energy Index is down 47% in the past year… It's worth understanding what has set the handful of winning stocks apart. Several of them help facilitate clean energy projects, without being on the hook for financing them. Green Energy Winners Company / Ticker Recent Price Market Value (billion) YTD Price Change 2024 P/E Nextracker / NXT $57.94 $8.4 23.7% 20 MYR Group / MYRG 163.66 2.7 13.2 25 Quanta Services / PWR 234.39 34.2 8.6 28 Gentherm / THRM 55.68 1.8 6.3 21 Source: FactSet” End quotes. ------------------------------------------------------------- Other Honorable Mentions – not in any order. 1. Title: 12 Best Wind Power and Solar Stocks To Buy on yahoo.com. By Fahad Saleem. 2. Title: 7 Renewable Energy Stocks That Could be Overlooked Gems on investorplace.com. By Chris Markoch. 3. Title: 5 Biggest Clean Energy ETFs in 2024 on nasdaq.com. By Melissa Pistilli. 4. Title: 8 Best Green Stocks and ETFs to Buy for 2024 on money.usnews.com. By Matt Whittaker. 5. Title: The Top 3 Infrastructure Stocks to Buy in March 2024  on investorplace.com. By Charles Munyi. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast titled: “Top Ethical Companies and ESG Dividend Stocks.” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these deeply troubled times! Contact me if you have any questions. Thank you for listening. I'll talk to you next on March 22nd. Bye for now.   © 2024 Ron Robins, Investing for the Soul

You will learn about leadership skills and solving problems from G. David Bednar, principal and founder of Devotio Capital Management: The Real Estate Private Bank. His company serves as an investment advisor and fiduciary, providing bespoke, private real estate investing solutions to ultra-high net worth individuals and families. Prior to creating his own capital management platform, David spent time at other well-known real estate companies, including Ladder Capital, JPMorgan Chase & Co., Goldman Sachs, and Morgan Stanley. You'll hear how military service can be applied to real estate leadership, and how to draw on your experiences to provide more value to clients. David also explains that having a strong mentor can help you develop the skills you'll need for long-time success.  You can connect with David at LinkedIn and his website Devotio. And I'm always happy to connect with listeners—you can find me online at: My website: JamesNelson.com LinkedIn: JamesNelsonNYC Instagram: JamesNelsonNYC Twitter: JamesNelsonNYC My Forbes.com articles

How is Generative AI reshaping the principles of design thinking and product innovation? In this latest episode of Better Innovation, host Jeff Saviano sits down with Sam Yen, Chief Innovation Officer for Commercial Banking at JP Morgan Chase & Co., for a thought-provoking conversation on the transformative potential of Generative AI. Jeff and Sam traverse the evolution of AI, the intersections of AI and design thinking, the relationship between humans and technology, and more. Whether you're a seasoned designer, tech enthusiast, or simply intrigued by the evolving landscape of AI, this episode offers a glimpse into the transformative potential that lies ahead, and some practical applications here today.

The World Economic Forum is happening right now in Davos, Switzerland -Jan 15-19, 2024-. They convened under the theme -Rebuilding Trust.---The program consists of four interconnected thematic priorities- 1- Achieving security and cooperation in a fractured world, 2- Creating growth and jobs for a new era, 3- Artificial intelligence as a driving force for the economy and society, and 4- A long-term strategy for climate, nature and energy.--Many organizations are partnering with the goals of the WEF. To name a few, there is AIG, Google, Amazon, Bank of America, BP, Chevron, Citi, the Coca-Cola Company, Dell Technologies, Hewlett Packard Enterprise, IBM, Johnson - Johnson, JPMorgan Chase - Co., Mastercard, Microsoft, PayPal, PepsiCo, Pfizer, Sony Group, Unilever, and Visa.--In a nutshell, they seek to push transhumanism, silence truth, promote the idea of climate change, enforce global governance, prepare the world for an unknown disease, command our children for us, give the earth human rights, end fossil fuel, and stop elections.--One has publicly stood out against the WEF agenda. Argentina's president Javier Milei told the WEF that socialists are promoting population control and 'the bloody abortion agenda' because they believe that human beings damage the planet.--This program is worth your immediate attention so you can share it with others.

The World Economic Forum is happening right now in Davos, Switzerland -Jan 15-19, 2024-. They convened under the theme -Rebuilding Trust.---The program consists of four interconnected thematic priorities- 1- Achieving security and cooperation in a fractured world, 2- Creating growth and jobs for a new era, 3- Artificial intelligence as a driving force for the economy and society, and 4- A long-term strategy for climate, nature and energy.--Many organizations are partnering with the goals of the WEF. To name a few, there is AIG, Google, Amazon, Bank of America, BP, Chevron, Citi, the Coca-Cola Company, Dell Technologies, Hewlett Packard Enterprise, IBM, Johnson - Johnson, JPMorgan Chase - Co., Mastercard, Microsoft, PayPal, PepsiCo, Pfizer, Sony Group, Unilever, and Visa.--In a nutshell, they seek to push transhumanism, silence truth, promote the idea of climate change, enforce global governance, prepare the world for an unknown disease, command our children for us, give the earth human rights, end fossil fuel, and stop elections.--One has publicly stood out against the WEF agenda. Argentina's president Javier Milei told the WEF that socialists are promoting population control and 'the bloody abortion agenda' because they believe that human beings damage the planet.--This program is worth your immediate attention so you can share it with others.

During their most recent earnings call, JPMorgan Chase's CEO, Jamie Dimon, gave the market insights into the company's strategy without providing explicit financial details. As noted by Dimon, JPMorgan Chase & Co. is "sticking with a modest pace [of buybacks] for now, but there is a lot of flexibility to adjust that whenever we want under the current regime," indicating a strategic approach to the ever-changing marketplace. While some anticipated a comprehensive breakdown of products, services, and consumer trends, the company instead opted to highlight its dedication towards sustainable growth through various expansion initiatives. By doing this, they provided a roadmap for how they intend to drive their operations forward. JPMorgan Chase & Co. did not disclose specific financial figures but gave investors some insight into its capital allocation plans. Mention of a moderate pace of stock buybacks, as acknowledged in the earnings call, illustrates the company's intent to strike a balance between investing for future growth and delivering value to shareholders. Despite market volatility, JPMorgan Chase & Co. remains committed to technology-driven innovation, as outlined in their strategic plans. Their focus includes investments on several fronts including technology, growth initiatives, branches, bankers, advisors, and marketing. The company's strategy showcases a mindful balance between expansion and value creation. This approach leans on the company's deep market understanding, consumer trend awareness, and continuous innovation efforts, demonstrating JPMorgan Chase & Co.'s ability to utilize its industry position effectively. JPMorgan Chase & Co.'s earnings call narrates the ongoing journey of a financial institution steering a calculated path towards sustainable success amid complex financial environments. The bank reassures stakeholders of its resilience, adaptability, and focus on long-term growth, reminding them that these attributes are consistent even in the face of market uncertainties. JPM Company info: https://finance.yahoo.com/quote/JPM/profile For more PSFK research : www.psfk.com  This email has been published and shared for the purpose of business research and is not intended as investment advice.

JPMorgan Chase & Co's Q4 2023 earnings call, unedited

In this next episode of The Heidrick & Struggles Leadership Podcast, Heidrick & Struggles' Roberto Hall speaks to Angela Hurtado, JPMorgan Chase & Co's managing director and senior country officer for Colombia and independent director at Bolsa de Valores de Colombia, the Colombian stock exchange. Hurtado, also the chairperson of Women in Connection, discusses the state of diversity, equity and inclusion in Colombian businesses, the challenges and opportunities of managing both executive and non-executive roles at once, and how leaders can foster a culture of allyship and inclusion at their companies. Hosted on Acast. See acast.com/privacy for more information.

There are two big reasons why I decided to encore this show with Dan Mendelson from Morgan Health at this exact moment in time. 1. It's a great show (one of our most popular shows in the last year, actually) with lots of keen insights for self-insured employers—and by self-insured employers, I mean HR folks, of course, but also CEOs and CFOs. That was foreshadowing for my second reason. 2. It's gonna be an employer CEO/CFO triple play here on Relentless Health Value. Next week on the pod, my guest is Mark Cuban, along with Ferrin Williams from Scripta. And Mark Cuban, spoiler alert, has his own message for CEOs and CFOs of self-insured employers. Then the week after that, we hear from Andreas Mang from Blackstone who shares, among other things, what happens when some company gets bought by Blackstone and that CEO shows up for a meeting with Andreas and that CEO happens to know nothing about their vast, inefficient, and wildly wasteful healthcare spend. And with that, here is your encore. For a physician practice to transform itself from an FFS (fee-for-service) machine cranking out volume but not necessarily health or care, the office has to have a high enough percentage of their patients in value-based arrangements to make it actually feasible to transform. It is only when they hit a tipping point of enough patients in risk-based contracts that they can afford to be accountable for their results. At that point, yeah, everybody wins—doctors, patients, actually the entire community wins because when a local practice transforms, all of their patients tend to benefit at some level from the new processes and procedures and standardizations and pop health systems that get put in place. So, let's move forward with this with all haste, shall we? Why aren't we? What's the problem here? Well, there are lots of problems, don't get me wrong. But a big one is self-insured employers on the whole are not offering any sort of accountable care arrangements to the providers in their community. This is 150 million patient lives we're talking about here—a huge chunk of many providers' patient panels. Self-insured employers have a really big opportunity to level up the care in their whole community due to the spillover effect when a provider practice transforms itself because it has enough patients to do so. But these employers are stuck. They are paralyzed. They are doing the same thing this year that they've done last year, and therefore their whole community is equally stuck in a smorgasbord of suboptimal FFS goings-on. So, offering accountable care contracts is one thing (a very big consequential thing) that is also one of the five things self-insured employers can do to improve employee health that I talk about in this healthcare podcast with Dan Mendelson. Dan Mendelson, my guest today, also wrote a Forbes article listing out these five things. Here are all five things that Dan mentions in one handy list: 1. Expand availability of accountable care models to improve the care experience, quality, and affordability at a local level. For a deep dive on this, listen to the show with Dave Chase (EP374). 2. Invest in the data access needed to assess health outcomes. For a deep dive on this, listen to the show with Cora Opsahl (EP372). 3. Align employees' health benefits with pop health outcomes. For a deep dive on this, listen to the show with Mark Fendrick, MD (Encore! EP308). 4. Prioritize care models that can meet employees wherever they are. For a deep dive on the DEI (diversity, equity, and inclusion) aspect of this, listen to the show with Monica Lypson, MD, MHPE (EP322). 5. Make care navigation a central part of the benefits package and experience. My guest today, Dan Mendelson, is CEO of Morgan Health at JPMorgan Chase. He previously founded Avalere Health. Before that, Dan served as associate director for health at the Office of Management and Budget. Besides exploring the why and the what for each of the five things employers should do right now, I also wanted to find out from Dan what's going on at Morgan Health and how they are looking to help self-insured employers who want to do these five things actually do them.   You can learn more at the Morgan Health Web site.     Dan Mendelson is the chief executive officer of Morgan Health at JPMorgan Chase & Co. He oversees a business unit at JPMorgan Chase focused on accelerating the delivery of new care models that improve the quality, equity, and affordability of employer-sponsored healthcare. Mendelson was previously founder and CEO of Avalere Health, a healthcare advisory company based in Washington, DC. He also served as operating partner at Welsh Carson, a private equity firm. Before founding Avalere, Mendelson served as associate director for health at the Office of Management and Budget in the Clinton White House. Mendelson currently serves on the boards of Vera Whole Health and Champions Oncology (CSBR). He is also an adjunct professor at the Georgetown University McDonough School of Business. He previously served on the boards of Coventry Healthcare, HMS Holdings, Pharmerica, Partners in Primary Care, Centrexion, and Audacious Inquiry. Mendelson holds a Bachelor of Arts degree from Oberlin College and a Master of Public Policy (MPP) from the Kennedy School of Government at Harvard University.   05:01 Why did Dan direct his article about health benefits at CEOs? 06:03 What does an accountable care model mean to a self-insured employer? 07:58 “This alignment of value will never work … if the 150 million Americans … getting their health insurance through their employer are not also aligned in the same way.” 11:28 “We're offering them a higher level of service.” 11:40 “Everything that we do is intended to be scalable and not just for us.” 12:09 “We have an obligation to do better for our employees.” 14:52 “Employers need to understand, the only way to get outstanding care is locally.” 17:28 Encore! EP206 with Ashok Subramanian and EP358 with Wayne Jenkins, MD. 18:18 Why is getting quantitative metric data important? 18:50 Encore! EP308 with Mark Fendrick, MD. 20:58 “This is a much broader vision of accountable care than … primary care.” 22:48 “Until everything is aligned, the employer is just not going to be providing an optimal product.” 23:39 “There are substantial issues with … health equity, and employers are paying for the care of 150 million Americans in this country.” 25:23 Is digital health access important for creating meaningful relationships between patients and providers? 29:50 What is the myth that employers need to tackle? 30:18 Why is care navigation important for employees? 31:44 EP334 with Sunita Desai, PhD.   You can learn more at the Morgan Health Web site.   @dnmendelson of @JPMorgan discusses #selfinsuredemployers on our #healthcarepodcast. #healthcare #podcast   Recent past interviews: Click a guest's name for their latest RHV episode! Josh Berlin, Dr Adam Brown, Rob Andrews, Justina Lehman, Dr Will Shrank, Dr Carly Eckert (Encore! EP361), Dr Robert Pearl, Larry Bauer (Summer Shorts 8), Secretary Dr David Shulkin and Erin Mistry, Keith Passwater and JR Clark (Summer Shorts 7)  

The Best ESG Stocks for Potential Gains. Includes 2023 ranking of best ESG companies and best solar and renewable stocks. Transcript & Links, Episode 117, November 3, 2023 Hello, Ron Robins here. So, welcome to this podcast episode 117 titled “The Best ESG Stocks for Potential Gains.” It's presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. And look at my newly revised website at investingforthesoul.com! Tell me what you think. Now, remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode's podcast page located at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief. Please go to this podcast's webpage for links to the actual articles for more company and stock information. Also, some companies might be covered more than once and there are also 3 article links below that time didn't allow me to review them here. ------------------------------------------------------------- 1) The Best ESG Stocks for Potential Gains I'm beginning with this article titled 13 Best ESG Stocks To Buy Now by Syed Ijaz seen on finance.yahoo.com. Here's some of what Mr. Ijaz has to say. “We selected 40 companies from the Vanguard ESG U.S. Stock ETF (ESGV) and iShares ESG Aware MSCI EAFE ETF (ESGD). We then picked the largest companies in terms of capitalization and then ranked them based on Insider Monkey's database of 910 hedge funds tracked at the end of Q2 this year… 13. JPMorgan Chase & Co. (NYSE:JPM) Number of Hedge Fund Holders: 106 In 2022, JPMorgan Chase financed and facilitated about $197 billion in climate, community development and sustainable development projects and initiatives. 12. Adobe Inc. (NASDAQ:ADBE) Hedge Fund Holders: 109 The company has developed and implemented ESG initiatives over the years… The company thoroughly focuses on its diversity, equity and inclusion activities. 11. UnitedHealth Group Incorporated (NYSE:UNH) Hedge Fund Holders: 111 UnitedHealth Group is a part of the National Academy of Medicine's Action Collaborative on Decarbonizing the US Health Sector and expects to reach operational net-zero target by 2035. 10. Netflix, Inc. (NASDAQ:NFLX) Hedge Fund Holders: 114 In terms of ESG, the firm plans to halve its emissions by 2030. 9. Salesforce, Inc. (NYSE:CRM) Hedge Fund Holders: 122 In its fiscal 2023 ESG report, the California-based company said that it maintained net zero residual emissions and provided more than $82 million as grants and donations to partners and communities globally. 8. Apple Inc. (NASDAQ:AAPL) Hedge Fund Holders: 135 By 2030, the technology giant expects to manufacture all products carbon neutral. 7. Mastercard Incorporated (NYSE:MA) Hedge Fund Holders: 139 It intends to reach net-zero emissions by 2040 and support its suppliers' decarbonizing strategies. 6. Alphabet Inc. (NASDAQ:GOOG) Hedge Fund Holders: 152 Alphabet has planned to commit to net-zero emissions throughout all of its operations and value chain by 2030. 5. Visa Inc. (NYSE:V) Hedge Fund Holders: 171 Starting in 2020, Visa achieved carbon neutrality throughout its operations and transitioned to 100% renewable electricity. 4. NVIDIA Corporation (NASDAQ:NVDA) Hedge Fund Holders: 175 NVIDIA has set a target to achieve and maintain 100% renewable electricity across its operations and data centers by fiscal 2025. 3. Meta Platforms, Inc. (NASDAQ:META) Hedge Fund Holders: 225 In its 2023 sustainability report, Meta's Vice President of Data Center Strategy Rachel Peterson said that the firm is moving towards the goals of net zero emissions throughout the value chain and becoming water positive across its operations, anticipating to attain both of these benchmarks in 2030. 2. Amazon.com, Inc. (NASDAQ:AMZN) Hedge Fund Holders: 278 The company intends to achieve net-zero carbon emissions by 2040 and empower its operations with 100% renewable energy by 2025. 1. Microsoft Corporation (NASDAQ:MSFT) Hedge Fund Holders: 300 By 2030, Satya Nadella-led Microsoft Corporation expects to be carbon negative and by 2050, it intends to eliminate its emissions.” End quotes. ------------------------------------------------------------- 2) The Best ESG Stocks for Potential Gains Next, we have this great ESG ranking. The article is titled IBD's 100 Best ESG Companies For 2023. It's by Adam Shell on investors.com. This is some of what Mr. Shell has to say. “Topping the list this year is Microsoft (MSFT). Applied Materials (AMAT) took second place. In third place is Woodward (WWD). Best ESG Companies Methodology To build the 2023 100 Best ESG Companies list, we started with each company's ESG sustainability score created by Dow Jones Newswires, an IBD affiliate. These scores capture a broad spectrum of information on the ESG profile of more than 6,000 global companies. On Aug. 24, IBD asked Dow Jones for an ESG-scored list of all the U.S.-traded companies it tracks, a total of 2,067. We then cut the list to 1,559 companies on Aug. 25 by removing nonpublic companies and companies with stock prices below $10 a share. We also removed any companies that lacked sufficient data to create an IBD Composite Rating. We further qualified the list by removing those companies that did not meet or beat the S&P 500 in the past five years. [From which] We selected the 100 with the highest IBD Composite Rating — all with scores of 81 or better.” End quotes. ------------------------------------------------------------- 3) The Best ESG Stocks for Potential Gains Now we have another similarly titled to the first article above. This article is titled 13 Best Solar Energy Stocks To Invest In Heading Into 2024. It's by Ramish Cheema and found at finance.yahoo.com. Here are some of the points Mr. Cheema made. “To compile our list of the best solar energy stocks to invest in, we used the top 20 stock picks of the Invesco Solar ETF (NYSE:TAN) that are traded on American stock exchanges and ranked them by the number of hedge funds that had bought the shares as of June 2023 using data from Insider Monkey's database of 910 hedge funds. 13. SunPower Corporation (NASDAQ:SPWR) Number of Hedge Fund Investors: 17 SunPower is an American solar company that sells household solar power devices in the U.S. and in Canada. 12. Atlantica Sustainable Infrastructure plc (NASDAQ:AY) Hedge Fund Investors: 18 Atlantica Sustainable Infrastructure is a global British energy company with a renewable energy division. 11. Altus Power, Inc. (NYSE:AMPS) Hedge Fund Investors: 19 Altus Power is a small utility company that operates solar power generation systems used by both private and industrial users. 10. Sunnova Energy International Inc. (NYSE:NOVA) Hedge Fund Investors: 19 Sunnova Energy International is an American company with more than a thousand megawatts of solar power generation capacity in its portfolio. 9. Maxeon Solar Technologies, Ltd. (NASDAQ:MAXN) Hedge Fund Investors: 20 Maxeon Solar Technologies is a Singaporean pure play solar power hardware firm that makes and sells solar panels. 8. Daqo New Energy Corp. (NYSE:DQ) Hedge Fund Investors: 22 Daqo New Energy is a Chinese semiconductor manufacturer that provides products to solar panel manufacturers. 7. Shoals Technologies Group, Inc. (NASDAQ:SHLS) Hedge Fund Investors: 24 Shoals Technologies is a solar hardware company that sells products used to charge batteries and monitor solar power generation systems. 6. Sunrun Inc. (NASDAQ:RUN) Hedge Fund Investors: 24 Sunrun. is a solar power hardware firm that sells solar panels and energy storage systems. 5. Clearway Energy, Inc. (NYSE:CWEN) Hedge Fund Investors: 29 The firm generates thousands of megawatts of electricity through renewable power plants which include solar facilities 4. Array Technologies, Inc. (NASDAQ:ARRY) Hedge Fund Investors: 32 Array Technologies sells hardware products that enable solar panels to track the Sun's movements. 3. SolarEdge Technologies, Inc. (NASDAQ:SEDG) Hedge Fund Investors: 43 SolarEdge Technologies is a backend solar power firm that sells inverters and other associated products. 2. Enphase Energy, Inc. (NASDAQ:ENPH) Hedge Fund Investors: 50 Enphase Energy is one of the largest solar companies in the U.S. It provides micro inverters, batteries, and other solar power products. 1. First Solar, Inc. (NASDAQ:FSLR) Hedge Fund Investors: 51 First Solar sells solar panels to industrial and other large scale users.” End quotes. ------------------------------------------------------------- 4) The Best ESG Stocks for Potential Gains Continuing on the energy theme is this next article titled 3 Alternative Energy Stocks to Buy Amid Rising Wind Turbine Cost. It's by Aparajita Dutta and on Nasdaq.com. Here's some of what Ms. Dutta has to say about her picks. “1. Constellation Energy Corporation (CEG) Based in Baltimore, MD, the company is the nation's largest producer of carbon-free energy and provides sustainable solutions to homes, businesses and public-sector customers… It currently carries a Zacks Rank #2 (Buy). 2. Crescent Energy Company (CRGY) Based in Fort Worth, TX, the company is an independent oil and natural gas company that acquires, explores, develops, exploits and produces crude oil and natural gas properties… It currently carries a Zacks Rank #2.  3. Enlight Renewable Energy (ENLT) Based in Tel Aviv, Israel, the company provides a renewable energy platform that develops, finances, constructs, owns and operates utility-sale renewable energy projects… It currently carries a Zacks Rank #2.” End quotes. ------------------------------------------------------------- 5) The Best ESG Stocks for Potential Gains Yes, yet another listing of 13 stocks. This one is titled 13 Best Alternative Energy Stocks To Buy Now. It's by Faiq Zafar and found on finance.yahoo.com. Her's part of what Mr. Zafar Has to say. “To compile our list of the 13 best alternative energy stocks to buy now, we first made a list of the 30 largest alternative energy companies in the world in terms of their market capitalization… The stocks have been ranked based on the number of hedge funds which hold stakes in them. 13. Brookfield Renewable Partners L.P. (NYSE:BEP) Hedge Fund Holdings: 13 As of 2022, Brookfield Renewable Partners owns more than 200 hydroelectric plants, 150 wind farms, more than 600 solar facilities, and four storage facilities across the world. 12. Sunnova Energy International Inc. (NYSE:NOVA) Hedge Fund Holdings: 19 Sunnova Energy International is an American solar energy company which was founded in 2012. 11. Plug Power Inc. (NASDAQ:PLUG) Hedge Fund Holdings: 20 Plug Power is an American company which focuses on the production of hydrogen fuel cell systems which are geared to replace conventional batteries in electrical equipment and vehicles. 10. Daqo New Energy Corp. (NYSE:DQ) Hedge Fund Holdings: 22 Daqo New Energy is a Chinese alternative energy company which focuses on the manufacture of monocrystalline silicon and polysilicon, which is an essential in the production of solar photovoltaic cells. 9. Sunrun Inc. (NASDAQ:RUN) Hedge Fund Holdings: 24 Sunrun is an American company which manufactures photovoltaic systems and battery energy storage products, specifically for residential consumers. 8. Algonquin Power and Utilities Corp. (NYSE:AQN) Hedge Fund Holdings: 29 Algonquin Power and Utilities is a Canadian clean energy and regulated utility conglomerate with multiple assets across the North American continent. 7. SolarEdge Technologies Inc. (NASDAQ:SEDG) Hedge Fund Holdings: 43 SolarEdge Technologies is an Israeli company… the company was one of the first clean energy companies in the world to successfully commercialize power optimizers, small devices placed behind each solar panel to allow for module-level MPPT and panel-level monitoring. 6. Constellation Energy Corp (NASDAQ:CEG) Hedge Fund Holdings: 46 Constellation Energy. is an American energy company which focuses on the production of electric power, natural gas, and energy management services. 5. Enphase Energy Inc. (NASDAQ:ENPH) Hedge Fund Holdings: 50 Enphase Energy is an American energy technology company which produces and manufactures solar micro-inverters, battery energy storage, and EV charging stations. 4. First Solar Inc. (NASDAQ:FSLR) Hedge Fund Holdings: 51 First Solar is an American energy company which focuses on the manufacture of solar panels, and provides utility-scale PV power plants. 3. NextEra Energy Inc. (NYSE:NEE) Hedge Fund Holdings: 59 NextEra Energy is an American energy company. It is the largest electric utilities holding company in the world by overall market capitalization. As of 2022, more than 60% of NextEra's generating capacity was from clean energy sources. 2. General Electric Co. (NYSE:GE) Hedge Fund Holdings: 71 GE is an American multinational conglomerate which is spread across multiple divisions. 1. Tesla Inc. (NASDAQ:TSLA) Hedge Fund Holdings: 79 Tesla is an American multinational automotive and clean energy company which manufactures electric vehicles, stationary battery storage devices from home to grid-scale, solar panels, and other related products.” End quotes. ------------------------------------------------------------- Other Honorable Mentions – not in any order. 1) Title: White House Investment Bodes Well for This Clean Energy ETF on etftrends.com. By Ben Hernandez. 2) Title: Union Pacific a Top Socially Responsible Dividend Stock With 2.5% Yield (UNP) seen on nasdaq.com. By BNK Invest. 3) Title: Top 10: Renewable Energy Companies in the USA on Energy Magazine energydigital.com. By Charlie King. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast titled: “The Best ESG Stocks for Potential Gains.” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these very troubled times! Contact me if you have any questions. Thank you for listening. And, again, please look at my new totally revised website at investingforthesoul.com. Tell me what you think! Talk to you next on November 17th! Bye for now.   © 2023 Ron Robins, Investing for the Soul

The DEC hosted Jamie Dimon, Chairman & CEO of JPMorgan Chase & Co., on Wednesday, September 20, at MotorCity Casino Hotel. This exclusive meeting for DEC members and accompanying guests was the largest crowd since the pandemic. In a fireside chat with Dennis Archer, Jr., Chairman & CEO of Sixteen42 Ventures, Jamie discussed JPMorgan Chase & Co.'s decade-long commitment to Detroit, as well as global financial and geopolitical issues, and answered questions from the audience.

On this day in legal history, September 19, 2002, President Bush wrote Congress and requested authority to invade Iraq.On September 19, 2002, President George W. Bush submitted a resolution to Congress seeking authorization to use "all means he determines to be appropriate, including force" to disarm Iraq and remove Saddam Hussein from power. This move came amidst escalating international tensions and Bush emphasized that if the UN Security Council failed to address the issue, the US and its allies would take action. The day saw intense activities with Secretary of State Colin Powell and Defense Secretary Donald Rumsfeld presenting the administration's stance to Capitol Hill, where it received a generally supportive response, albeit with anticipated changes in the wording of the resolution.Meanwhile, at the UN, Iraq's foreign minister read a defiant letter from Hussein, denying the possession of weapons of mass destruction and criticizing the US for creating a crisis. The proposed resolution, drafted by White House officials, was based on the principle of "anticipatory self-defense," allowing the US to preemptively attack a nation perceived as a threat. Despite the aggressive stance, some congressional leaders expressed reservations, preferring a resolution urging UN intervention and highlighting the risks of unilateral action. The day marked a major step towards the Iraq War, with discussions revolving around the potential repercussions and the extent of the president's authority in initiating military action.We all know how it turned out, there were no weapons of mass destruction and nearly a half million Iraqi civilians and 5,000 American soldiers died in the war.The Silicon Valley-based law firm Cooley has announced Rachel Proffitt as its upcoming CEO, marking the first time a woman will hold this position in the firm. Proffitt, who currently leads Cooley's San Francisco corporate practice and is a member of the board of directors, will assume her new role on January 1, 2024, succeeding Joe Conroy, the firm's leader since 2008. Conroy will retain his position as chairman. Proffitt joined Cooley in 2017 and has a notable 21-year career in corporate and securities law, working extensively with various companies and investment firms across different sectors.Recently, she played a significant role in advising Maplebear Inc. on a substantial initial public offering. Despite facing challenges due to a downturn in the transactional sector, Conroy remains optimistic about the firm's growth prospects, anticipating a surge in demand and overall growth. The succession process, which began in 2022, involved extensive consultations with over 300 partners to ensure a smooth transition. As CEO, Proffitt aims to enhance the firm's culture and adapt to the changing needs of their dynamic client base, emphasizing innovation and strategic foresight for the future.Cooley's Rachel Proffitt Will Become Its First-Ever Female CEOThe IRS is expected to remain operational even if a government shutdown occurs later this month, utilizing funds from President Joe Biden's tax-and-climate law, according to Doreen Greenwald, the president of the National Treasury Employees Union. This union, representing around 65,000 IRS employees nationwide, is awaiting the final plan from the Treasury Department. The current strategy mirrors last year's contingency plan, which allocated nearly $80 billion to the IRS for various improvements, although a portion of this fund was withdrawn earlier this year due to an agreement between Biden and House Speaker Kevin McCarthy.As the end of the month approaches, the potential for a government shutdown is increasing due to ongoing disputes among House Republicans regarding broader funding issues. A vote is anticipated this week on a House GOP proposal to extend government funding by another month, which includes a temporary 8% reduction in spending on domestic agencies and resuming border wall construction. If an agreement is not reached to fund the government through September's end, a shutdown will ensue, reminiscent of the 2018-2019 period when the IRS had to suspend many of its operations, aggravating existing backlog and customer service problems.IRS to Stay Open in Government Shutdown, Early Talks Suggest (1)Banks and debt collectors have cautioned the Consumer Financial Protection Bureau (CFPB) against imposing specific regulations on medical credit cards, a financial tool often used by patients to settle healthcare bills. These entities argue that the CFPB lacks the jurisdiction to govern these products, emphasizing that they function similarly to other financing products in different sectors. They also warned that excessive regulation might deter individuals from undergoing necessary yet costly medical procedures.Trade groups, including the Bank Policy Institute and Consumer Bankers Association, have noted that the term "medical payment product" is not distinctly defined in the market and that the CFPB possibly lacks the authority to regulate medical providers as indicated in their recent requests for information (RFI) and other communications. The market for these credit cards is primarily controlled by three companies: CareCredit, Wells Fargo & Co., and Comenity. Despite concerns over potential debt accumulation due to deferred interest features of these products, groups like the American Dental Association advocate for their role in facilitating necessary treatments for those without immediate funds. Meanwhile, consumer advocates and non-profit organizations urge the CFPB to enhance transparency and regulations surrounding these products to prevent uninformed financial decisions and potential debt pitfalls.Banks Warn CFPB to Back Off on Scrutiny of Medical Credit CardsCitigroup Inc. has launched Citi Token Services, a new feature aimed at providing digital assets to its institutional clientele. This service, part of the firm's treasury and trade solutions division, converts customers' deposits into digital tokens that can be transferred globally in real-time. The tokens, which are processed on a blockchain managed by Citigroup, represent a claim against the bank, facilitating instant settlement. Clients can access this service through the bank's existing systems without needing a separate digital wallet.This initiative is Citigroup's response to the challenges of cross-border money transfers, which are often delayed due to various banking systems and different working hours globally. The bank recently participated in a test of a Regulated Liability Network, proving the efficiency of digital dollars in enhancing wholesale payments without altering the legal status of the deposits. This development comes as JPMorgan Chase & Co. is also considering a blockchain-based digital deposit token to expedite cross-border transactions, pending regulatory approval.Citigroup is focusing initially on the trade finance sector, particularly the shipping industry, which has been hindered by manual processes and paperwork. The introduction of smart contracts, which automatically process transactions when predetermined terms are met, could significantly speed up transactions, eliminating the need for physical paperwork. The bank has successfully trialed this service with a canal authority and A.P. Moller-Maersk A/S, demonstrating the potential for instantaneous tokenized deposit transfers to suppliers.Citi Debuts Token Service in Latest Foray Into Digital AssetsIn today's column, I highlight the escalating housing costs in the US , with a significant increase of 47.5% in the average home sale price from Q4 2020 to Q4 2022. This surge has particularly impacted buyers in the mid-range and working-class sectors. I suggest that the current property tax assessments are inequitable, often favoring higher earners by undervaluing expensive properties and overvaluing less costly ones.To address this, I propose the utilization of artificial intelligence (AI) and other technologies to facilitate annual and accurate property assessments by municipalities, thereby preventing the overvaluation of properties owned by individuals who are less financially equipped to bear the burden. AI can harness vast amounts of data to make annual adjustments to property assessments, eliminating biases and identifying correlations between property demographics for prioritized reassessment. Moreover, AI can analyze various data, including historical trends and satellite imagery, to estimate real-world market values more accurately.In the column I emphasize the necessity for a comprehensive overhaul of the current system to foster accuracy and fairness in property valuations, thereby promoting a society where opportunities and burdens are equitably distributed. As is so often the case, the current status quo favors the wealthy–with more expensive properties typically undervalued and less expensive properties routinely overvalued. The integration of technology, coupled with appropriate policies, can potentially offer precise and unbiased property valuations, balancing individual privacy, administrative overhead, and tax equity. Let's Use AI and Property Tax Reform to Alleviate Housing Costs Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

Brian McCafferty is the President of McCafferty Sports Management. He has represented over 20 Major League Baseball Players. Prior to that, he was Vice President of JPMorgan Chase & Co., three times winning Sales Manager of the Year. His family owned James A. McCafferty Funeral Home in Northeast Philadelphia, which had the honor of handling the funeral service for legendary Philadelphia Phillies Hall of Fame announcer Harry Kalas in 2009. He's currently pursuing a movie project based on his life story. Find out more about Brian at: https://www.inquirer.com/philly/news/homepage/20071005_Three_funeral_directors_held_in_selling_body_parts.html?outputType=amp https://www.nytimes.com/2013/07/09/nyregion/michael-mastromarino-dentist-guilty-in-organ-scheme-dies-at-49.html https://www.aatb.org/ace-surgical-supply-company-inc-dba-regenx?query%5Bf%5D%5B0%5D=tissue%3ASkin https://donatelife.net/donation/statisticsl/ https://www.reuters.com/investigates/special-report/usa-bodies-brokers/ https://www.phillymag.com/news/2008/03/25/body-snatchers/ https://www.inquirer.com/philly/hp/news_update/20081219_Body-parts_defendant_who_aided_prosecutors_gets_shorter_term.html Check out our YouTube Channel:Jeremyryanslatebiz See the Show Notes:https://www.jeremyryanslate.com/1120 You may watch the FULL Video Episode also via my Rumble channel: https://rumble.com/c/JeremyRyanSlate

Brian McCafferty is the President of McCafferty Sports Management. He has represented over 20 Major League Baseball Players. Prior to that, he was Vice President of JPMorgan Chase & Co., three times winning Sales Manager of the Year. His family owned James A. McCafferty Funeral Home in Northeast Philadelphia, which had the honor of handling the funeral service for legendary Philadelphia Phillies Hall of Fame announcer Harry Kalas in 2009. He's currently pursuing a movie project based on his life story. Find out more about Brian at: https://www.inquirer.com/philly/news/homepage/20071005_Three_funeral_directors_held_in_selling_body_parts.html?outputType=amp https://www.nytimes.com/2013/07/09/nyregion/michael-mastromarino-dentist-guilty-in-organ-scheme-dies-at-49.html https://www.aatb.org/ace-surgical-supply-company-inc-dba-regenx?query%5Bf%5D%5B0%5D=tissue%3ASkin https://donatelife.net/donation/statisticsl/ https://www.reuters.com/investigates/special-report/usa-bodies-brokers/ https://www.phillymag.com/news/2008/03/25/body-snatchers/ https://www.inquirer.com/philly/hp/news_update/20081219_Body-parts_defendant_who_aided_prosecutors_gets_shorter_term.html Check out our YouTube Channel:Jeremyryanslatebiz See the Show Notes:https://www.jeremyryanslate.com/1120 You may watch the FULL Video Episode also via my Rumble channel: https://rumble.com/c/JeremyRyanSlate

On this day in history, August 25, 1921, the U.S.–German Peace Treaty was signed in Berlin, marking a significant moment in the aftermath of World War I. The treaty was necessitated by the U.S. Senate's refusal to ratify the multilateral peace treaty signed in Versailles, leading to a separate peace agreement with Germany. The U.S. had declared war on Germany on April 6, 1917, and was part of the Allied Powers that defeated the German Empire. The end of the war saw the overthrow of the German monarchy and the establishment of a republic. Spoiler alert for those that haven't read the next chapter in the metaphorical history book yet, that would not go well.The U.S. Senate's objections to the Versailles Treaty were largely due to its provisions regarding the League of Nations. As a result, the U.S. and Germany began negotiations for a bilateral peace treaty, culminating in the signing of the treaty on August 25, 1921. The treaty became effective on November 11, 1921, after ratifications were exchanged in Berlin. It laid the foundations for American-German cooperation outside the strict supervision of the League of Nations, partially assisting the Weimar Republic in easing the burden of war reparations. Diplomatic relations were reestablished, and a supplementary treaty was signed in 1922 to decide the amount of reparations to be paid by Germany to the U.S. The signing of the treaty also led to the retirement of the Morgan silver dollar in favor of the new Peace dollar design, symbolizing a new era of peace and cooperation–in aspirations if not in reality. Treaty between the United States and Germany restoring friendly relations, signed at Berlin August 25, 1921The Biden administration is collaborating with Texas to restore Medicaid coverage to approximately 90,000 individuals who had lost it erroneously, according to senior officials from the Centers for Medicare & Medicaid Services (CMS). The officials are working with the state's Medicaid agency to reinstate coverage back to the date when it was terminated. The restoration is expected to be completed by the end of the month. This move follows a letter from Democratic House members from Texas, urging the CMS to investigate reported problems at the Texas Medicaid agency. A whistleblower letter had alleged system failures leading to incorrect coverage terminations, affecting thousands of pregnant women and seniors. The Texas Democrats accused the state of not complying with federal Medicaid requirements and called for CMS intervention. Nearly 600,000 Texans have already lost Medicaid coverage in recent months, mostly due to procedural reasons. Legislators have warned of further "catastrophic coverage losses" as Texas sends renewal notices to more enrollees. Rep. Lloyd Doggett emphasized the need for swift federal action to prevent interruptions in care for disadvantaged families.HHS Moves to Restore Medicaid Coverage to 90,000 in Texas (1)JPMorgan Chase & Co. has won a federal appeals court ruling that a $1.8 billion leveraged loan was not a security, marking a significant victory for the banking and private equity sectors. The ruling came in a securities fraud lawsuit related to a 2014 syndicated loan deal led by JPMorgan for drug-testing company Millennium Health, which later filed for bankruptcy. Currently, loan notes are not considered securities, so a ruling against JPMorgan could have had broad implications for the regulation of the leveraged loan market. If classified as securities, loans would require additional disclosures, more financial data, and quicker settlement of trades. The decision is seen as favorable for banks and private equity firms, which frequently use leveraged loans in buyout deals. Advocates for reclassifying leveraged loans have argued that it would bring transparency to an opaque part of the financial markets. The appeals court agreed with a lower court's dismissal of the plaintiff's fraud claims, finding that the notes were not securities. The Securities and Exchange Commission declined to offer its opinion on the matter, despite heavy lobbying from the Loan Syndications and Trading Association. The trustee had claimed that JPMorgan and other banks withheld crucial information about Millennium's troubles. The appeals court found that the notes did not meet three of the four factors required to be considered a security under U.S. law.The test to determine whether a financial instrument is considered a security under U.S. law comes from the Supreme Court case of SEC v. W. J. Howey Co., 328 U.S. 293 (1946). This test is commonly referred to as the Howey Test, and it has four factors that must be considered:* Investment of Money: There must be an investment of money or other tangible or definable consideration.* Common Enterprise: The investment must be in a common enterprise, meaning that the fortunes of the investor are interwoven with those of either the promoter or a third party.* Expectation of Profits: There must be an expectation of profits from the investment. This could include capital appreciation resulting from the development of the initial investment or a participation in earnings.* Efforts of Others: The profits must come solely from the efforts of others, typically the promoter or third party, not the investor. This element emphasizes that the investor must be a passive participant in the business.Subsequent cases, such as United Housing Foundation, Inc. v. Forman, 421 U.S. 837 (1975), have further clarified the Howey Test, specifically focusing on the economic realities of the scheme and noting that the form should be disregarded for the substance. Moreover, other cases such as Reves v. Ernst & Young, 494 U.S. 56 (1990), introduced a "family resemblance test" which helps in differentiating notes that are securities from those that are not.The Howey Test remains a fundamental standard in securities law, providing a broad and flexible framework to accommodate the evolving nature of investment schemes.JPMorgan Wins Ruling That Leveraged Loans Are Not Securities (2)Robert F. Kennedy Jr. has lost a bid to force Google and YouTube to restore videos in which he questioned the safety of Covid-19 vaccines. Kennedy, who is seeking to be the Democratic Party's 2024 presidential nominee, alleged that YouTube violated his First Amendment right to political speech when it removed the videos due to its medical and vaccine misinformation policies. The U.S. District Court for the Northern District of California stated that the suit is likely to fail because Google and YouTube are not state actors subject to the free speech clause of the First Amendment. Judge Trina L. Thompson denied Kennedy's motion for a temporary restraining order that would prevent the tech companies from keeping the videos off their platform. The judge ruled that emails between government officials and Google personnel about vaccine misinformation were not enough to show that YouTube's decisions were state decisions or evidence of a conspiracy to censor speech. There was no evidence that government officials demanded that Google adopt a Covid-19 misinformation policy, nor that they communicated with Google regarding Kennedy specifically. The evidence showed that communications between government officials and Google were merely "consultation and information sharing." The case is scheduled for a hearing on November 7 regarding Kennedy's motion for a preliminary injunction and the companies' motion to dismiss.RFK Jr. Loses Bid to Force YouTube to Re-Post Anti-Vax VideosStarbucks Corp. is on the verge of defeating a National Labor Relations Board (NLRB) attempt to obtain a temporary injunction from a New York federal court. US District Judge John Sinatra ruled that the NLRB's move to block the court's discovery order in the case is "repugnant" and necessitates the dismissal of the agency's injunction petition. The NLRB has until September 1 to avoid dismissal by ceasing efforts to obstruct the discovery order. This ruling is a significant victory for Starbucks' aggressive discovery strategy in response to the NLRB's attempts to quickly obtain court orders. The NLRB has authorized its General Counsel, Jennifer Abruzzo, to sue Starbucks 10 separate times for 10(j) injunctions. The NLRB has won two cases and obtained an interim settlement in a third, while Sinatra's decision could mark the second loss for the agency. Three cases are ongoing, and one authorized petition hasn't been filed yet. Abruzzo plans to challenge Sinatra's ruling at the US Court of Appeals for the Second Circuit. Starbucks Workers United criticized the decision, while a Starbucks spokesperson said the ruling made clear that the NLRB "crossed the line." The injunction case has lasted over 400 days, mainly due to discovery disputes, with Sinatra permitting Starbucks to issue nearly 22 subpoenas for various information related to union activities.Starbucks on Verge of Beating NLRB Injunction Bid in N.Y. (1)Former U.S. President Donald Trump was booked at an Atlanta jail on more than a dozen felony charges related to his attempts to overturn his 2020 election defeat in Georgia. Though his mugshot was released, the focus of the case is on the wide-ranging criminal charges he faces. Trump spent only about 20 minutes at the jail before returning to his New Jersey golf club, maintaining that the prosecution is politically motivated. Judge Scott McAfee set a trial date of October 23 for one of Trump's 18 co-defendants, but the schedule does not yet apply to Trump or the other defendants. Trump faces 13 felony counts in the Georgia case, including racketeering, for pressuring state officials to reverse his election loss. Trump's legal team is expected to push for a later trial start date. In total, Trump faces 91 criminal counts across four cases. He has pleaded not guilty in the three other cases and denied wrongdoing. In the Georgia case, arraignments are requested to begin the week of September 5. Trump agreed to post a $200,000 bond and accepted bail conditions that would bar him from threatening witnesses or his co-defendants in the Georgia case. Republicans who control the U.S. House of Representatives announced they would investigate whether the prosecutor improperly coordinated with federal prosecutors.Trump's mug shot released after booking at Georgia jail on election charges | Reuters Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

On this day in legal history, August 23 1927, Nicola Sacco and Bartolomeo Vanzetti were executed in the United States. They were Italian-born American anarchists who were controversially convicted of murdering a guard and a paymaster during an armed robbery in 1920. Their trial and execution sparked protests and debates about the justice system, immigration, and political radicalism.Many were critical of the trial and its outcome, including Felix Frankfurter, who was at the time a professor at Harvard Law School and would go on to be appointed to the Supreme Court by Franklin Delano Roosevelt. The trial of the Italian anarchists continues to be a subject of interest and debate, particularly regarding their guilt in armed robbery and murder. They were accused of killing two men during a robbery at a shoe factory, but there was no solid evidence linking them to the crime. Their arrest and trial occurred during a period of intense social unrest in the U.S., known as the "Red Scare," marked by anti-immigrant sentiment and fear of radical ideologies. The trial was heavily influenced by their anarchist beliefs and immigrant background, leading to their conviction on July 14, 1921. The proceedings were considered unfair, as the trial judge had sole authority over motions for a new trial and appellate rules limited review of evidence. Sacco and Vanzetti were executed on August 23, 1927, in a case that has since inspired various works of art and literature. The story serves as a reminder of the importance of a fair legal system and the dangers of prejudice and fear in the administration of justice.The Case of Sacco and Vanzetti - The AtlanticEdward Blum's anti-affirmative action group, The American Alliance for Equal Rights, has sued law firms Perkins Coie and Morrison Foerster, alleging that their diversity fellowships are unlawful following the U.S. Supreme Court's decision to overturn affirmative action. The suit claims that the firms' fellowships, aimed at hiring diverse candidates, are discriminatory. Perkins Coie has responded by affirming its commitment to diversity, equity, and inclusion, and has vowed to defend the lawsuit vigorously. Morrison Foerster has not commented on the matter.The lawsuit follows the Supreme Court's ruling against Harvard and the University of North Carolina, in which affirmative action in admissions was overturned. Since then, Diversity, Equity, and Inclusion (DEI) hiring initiatives have faced increased scrutiny, with warnings from Republican lawmakers that such initiatives may be illegal. Perkins Coie offers diversity fellowships for students from underrepresented backgrounds, including a $15,000 academic scholarship for first-year students and a $25,000 scholarship for second-year students. Morrison Foerster has been sponsoring legal diversity scholarship programs since the 1980s, providing $25,000 to students over two years. Similar programs are common in many large and mid-sized law firms.The American Bar Association is also reviewing the Supreme Court decision to ensure compliance while promoting diversity within the legal profession. The lawsuits against Perkins Coie and Morrison Foerster were filed in federal district courts in Dallas and Miami, respectively. This is part of Blum's continuing campaign against affirmative action, which recently included a lawsuit against a venture capital fund for financing startups run by Black women. The legal actions highlight the ongoing tension and debate surrounding affirmative action and diversity initiatives in the professional world.Perkins Coie, Morrison Foerster Sued Over DEI Programs (2)The former head of JPMorgan Chase & Co.'s precious-metals desk, Michael Nowak, and top trader Gregg Smith were sentenced to prison for spoofing, fraud, and attempted market manipulation. Nowak received a one-year and one-day term, while Smith was given two years, marking the harshest sentence in recent government efforts against questionable trading practices. The judge emphasized the seriousness of the offense, stating that it undermined market integrity. The sentences were meant to send a message that market manipulation will be punished. Both men plan to appeal their convictions.The case is part of a broader crackdown on illegal spoofing, where traders place and quickly cancel bogus orders to manipulate prices. Smith and Nowak used this technique to manipulate gold and silver prices from 2008 to 2016. Convictions in this case follow a series of wins by prosecutors against some of Wall Street's biggest banks. In 2020, JPMorgan agreed to pay $920 million to settle related allegations, the largest fine for market manipulation since the 2008 financial crisis.Witnesses, including three former team members who pleaded guilty, testified against Nowak and Smith, describing how they placed huge orders they never intended to execute. Spoofing became illegal after the passage of the 2010 Dodd-Frank Act, and the JPMorgan case highlights the ongoing efforts by federal authorities to ensure compliance and maintain trust in the financial markets.JPMorgan's ‘Most Prolific Spoofer' Gets Two Years in Prison (1)The U.S. Supreme Court has denied a request from West Virginia and 26 other Republican attorneys general to challenge the Consumer Financial Protection Bureau's (CFPB) funding mechanism at oral arguments this fall. The states had filed a petition in July, arguing their expertise in consumer protection issues gave them insight into how an unbounded CFPB could damage consumer-financial markets and impair states' abilities to regulate those markets. The Supreme Court denied the motion without explanation, in line with its rare granting of such motions. The court is set to hear arguments on October 3 in the CFPB's appeal to a ruling that declared the agency's funding unconstitutional.Supreme Court Blocks West Virginia Bid to Challenge CFPB FundingMeta Platforms, the owner of Facebook and Instagram, has been accused of breaking European data privacy rules in Norway, according to the country's data regulator, Datatilsynet. The regulator has imposed a fine of one million crowns ($94,145) per day since August 14 for breaching users' privacy by harvesting data and using it for targeted advertising. Meta is seeking a temporary injunction against the order, arguing that it had committed to ask for user consent and that the regulator's process was unnecessary and rushed. If the European Data Protection Board agrees with the Norwegian regulator's decision, the fine could become permanent and have wider implications across Europe.Facebook owner Meta breaks privacy rules, Norway regulator tells court | ReutersHollywood studios and streaming services released a revised proposal to the striking Writers' Guild of America (WGA) on Tuesday, but the union urged members to continue picketing, stating that the new offer failed to address all their concerns. The WGA, joined by members of the Screen Actors Guild, had walked off the job on May 2, halting productions across Hollywood and costing the California economy billions of dollars. The Alliance of Motion Picture and Television Producers (AMPTP) changed its offer to include new details about compensation, minimum staffing, residual payments, and curbs on artificial intelligence.The latest proposal includes a compounded 13% pay increase over a three-year contract and stipulates that AI-generated content will not be considered "literary material." Streaming platforms also offered to provide the WGA with confidential quarterly reports on the total number of hours viewed for each made-for-streaming show.AMPTP President Carol Lombardini expressed commitment to ending the strike and hopefulness that the WGA would work toward resolution. However, the WGA met with executives from Walt Disney, Warner Bros, NBCUniversal Studio Group, and Netflix to discuss the new offer and stated that the meeting was an attempt to make them "cave."The union explained why the offer fell short and "failed to sufficiently protect writers from the existential threats that caused us to strike in the first place." Despite this, the WGA plans to continue picketing and will share more details on the state of the negotiations with its members.Hollywood writers union says new proposal from studios not enough | Reuters Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

JPMorgan Chase & Co., Q2 2023 Earnings Call, Jul 14, 2023

While our modal views on the global outlook are not changing much, risks of imminent recession are fading and the likelihood of an intra-cycle lift should not be ignored. The goods sector is most primed for a bounce in this case, but the fate of the medium-term outlook will rest more on service sector normalization and the broader sensitivities to past policy tightening. Speakers: Bruce Kasman Joseph Lupton This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Speaker:   Natasha Kaneva, Global Commodities   We calculate the incentive price of oil needed to ensure that the world has enough investment—and oil—in 2030 and to close the supply-demand gap of over 4 mbd. Assuming 2% inflation, the low end of the range for the Brent incentive price sits at about $63 based on an IRR of 20%. An IRR of 25% moves the incentive price to $78/bbl. Under a 4% inflation scenario, the range is $80 to $100. This podcast was recorded on June 30, 2023. This communication is provided for information purposes only. Institutional clients can view the related reports at  https://www.jpmm.com/research/content/GPS-4381901-0, for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Jonny Goulden and Saad Siddiqui discuss the latest developments in EM fixed income and how much value there is in EM local markets and hard currency bonds. Speakers Jonny Goulden, Emerging Markets Strategist Saad Siddiqui, Emerging Markets Strategist  This podcast was recorded on date. This communication is provided for information purposes only. Institutional clients can view the related report at www.jpmm.com/research/content/GPS-4446987-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Nora Szentivanyi and Raphael Brun-Aguerre discuss the latest global inflation developments and how the incoming data are shaping our views. This podcast was recorded on June 28, 2023. This communication is provided for information purposes only. Institutional clients can view the related report at www.jpmm.com/research/content/GPS-4447959-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Please join us for a discussion on the major takeaways from the second edition of our annual Frontier Markets Fixed Income Conference, which was held in-person at our offices in London. The conference was attended by approximately 400 investors representing over 100 institutions, with 6 sovereigns and 27 corporate issuers participating.   Speakers: Saad Siddiqui, Emerging Markets Research Ayomide Mejabi, Emerging Markets Strategy Benjamin Ramsey, Emerging Market Research Nicolaie Alexandru, EM, Economic and Policy Research Katherine Marney, Emerging Markets Economic and Policy Research   This podcast was recorded on 27-June-2023. This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Our midyear outlook published this week maintains that a recession is not imminent but will take time to manifest as rates rise further. However, the data out this week from the ugly flash June PMIs across the developed markets to another high US claims reading raises the risk that, rather than a distinct break, the expansion is grinding into a recession more gradually but sooner than expected. Speakers: Bruce Kasman Joseph Lupton This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

2H23 will deliver a continuation of the tightening journey for most of DM central banks, at least over the summer, although differentiation across jurisdictions will emerge as we approach the end of the cycle.   This podcast was recorded on 23 June 2023. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-4445501-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

J.P. Morgan's FX strategy team lays out the case for being defensive/ bullish USD going into 2H. Other themes discussed are: bearish views on CNY, GBP, JPY and Scandis; selective exposure to FX carry which remains elevated and opportunities in derivatives.   This podcast was recorded on 23 June 2023. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-4443645-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Nora Szentivanyi is joined by Gabriel Lozano to discuss how Mexico is benefitting from the reshuffling of global trade and investment, primarily outside of China, and how much further this trend could run. While Mexico has caught up with China in terms of its US import share, domestic factors including institutional hurdles, low productivity and competitiveness will likely limit the reach and depth of “near-shoring” despite Mexico's cost and location advantages.   This podcast was recorded on June 21, 2023. This communication is provided for information purposes only.  Institutional clients can view the related report at  https://www.jpmm.com/research/content/GPS-4281790-0   for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Central banks are signaling a resolve to continue raising policy rates and a “boil the frog” scenario is becoming increasingly likely. In this regard,  the Fed delivered a pause but guided towards two further rate hikes, pointing to a hike in July as a reasonable possibility. The ECB was even stronger in guidance towards a further hike next month and the Bank of England will likely hike and signal more to come next week. Speakers: Bruce Kasman Joseph Lupton This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

There has been much discussion in the last year over the inability of the existing sovereign debt restructuring architecture to deal with a new wave of sovereign restructurings in a world where China is now the largest bilateral creditor. The end of more than a decade of easy money and global shocks have lead several countries into default and bond markets have priced out market access for a host of others. This has led to a problem of increasing needs to restructure EM sovereign debt, but a larger cast of creditors and no clear restructuring rule-book are causing delays, which have economic and societal costs.  The G20's Common Framework (CF) aimed to get creditors together, but has stalled for many countries. With a hamstrung effort at new rules, and clear risks of more sovereign stress to come, there are many proposals for ways to improve or fully revamp the debt restructuring architecture. In this podcast, we take a look at the main issues that are troubling the current sovereign restructuring landscape, and review some of the proposed solutions.   Speakers: Jonny Goulden, Emerging Markets Strategist  Ben Ramsey, Emerging Markets Strategist    This podcast was recorded on 16 June 2023. This communication is provided for information purposes only. Institutional clients can view the related report https://www.jpmm.com/research/content/GPS-4420237-0  for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Speakers:   Natasha Kaneva, Head of Global Oil and Commodities Research  Thomas Salopek, Global Cross Asset Strategy    In our 2023 Outlook last November, we forecasted that the oil market would be in surplus in 2023, with fair value for Brent averaging $84, but believed OPEC+ alliance would succeed in balancing the markets, thus scaling up our average price forecast for the year to $90. We no longer believe that to be the case and recently revised our average 2023 price from $90 to $81. We keep the rising price path unchanged, with inventories now starting to draw. Demand is running above expectations: absent a deep recession, global oil consumption will likely rise a solid 1.6 mbd in 2023. However, more than offsetting this, global oil supply is set to increase 2.2 mbd. It is becoming increasingly clear that high oil prices over the past two years did exactly what they are supposed to do—incentivize supply. Crucially, non-OPEC+ supply has been keeping up with global demand since the start of 2022, leaving the OPEC+ alliance having to cut production to balance the markets. Moreover, within the broader OPEC+ alliance, supply has been also rising outside the core members. Invariably, to make room for this supply growth, OPEC+ would need to cut more, were the alliance to adhere to the market management strategy.   This podcast was recorded on June 15, 2023. This communication is provided for information purposes only. Institutional clients can view the related reports at  https://www.jpmm.com/research/content/GPS-4431498-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Meera Chandan, Natasha Kaneva and Saad Siddiqui discuss trends in de-dollarization through the lens of FX, commodities and EM. Speakers: Meera Chandan,  Global FX Strategy Saad Siddiqui, Emerging Markets Research Natasha Kaneva, Global Commodities Research This podcast was recorded on June 15, 2023. This communication is provided for information purposes only. Institutional clients can view the related report at www.jpmm.com/research/content/GPS-4430393-0, www.jpmm.com/research/content/GPS-4396295-0, www.jpmm.com/research/content/GPS-4416313-0  for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.  

While rate decisions look relatively well signaled at next week's G3 meetings, forward guidance is in flux. The Fed's pause will be hawkish and likely accompanied by a rise in the dots to show an additional hike this year. The ECB is likely to eschew strong guidance, keeping uncertainty high about where they will pause. We expect the BoJ to adjust its YCC band but signal that the start of rate normalization is not near. Speakers: Bruce Kasman Joseph Lupton This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

US oil producers are off to a hot start of the year while gas producers are seeing movement as well. Total US liquids production (crude, condensate, and natural gas liquids) has reached an all-time high of 18.9 mbd in March. Our basin-level production forecasts for both oil and gas are changing shape – driven by upside in the Permian and the falling rig counts in the US. Even with rigs falling, the locations are key as gas declines are expected by July.     Speakers: Shikha Chaturvedi, Global Commodities Cole Wolf, Global Commodities   This podcast was recorded on 09 June 2023. This communication is provided for information purposes only. Institutional clients can view the related report https://www.jpmm.com/research/content/GPS-4435603-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.  

Nora Szentivanyi is joined by Nicolaie Alexandru and Katherine Marney to discuss vulnerabilities of the EM Edge economies to higher interest rates, slower growth and lower oil prices. Amid higher global interest rates, several EM Edge economies have lost market access and have turned to multilateral funding. Tighter funding is coming against the backdrop of wide fiscal deficits, larger debt stocks and lower reserves stocks. Declining oil prices also offer mixed benefits to the EM Edge group as global growth moderates. Against this backdrop, efforts to improve debt sustainability have become even more pressing. Speakers: Nora Szentivanyi, Global Economic Research Nicolaie Alexandru, EM, Economic and Policy Research Katherine Marney, EM, Economic and Policy Research This podcast was recorded on June 8, 2023. This communication is provided for information purposes only. Institutional clients can view the related report at www.jpmm.com/research/content/GPS-4426761-0, www.jpmm.com/research/content/GPS-4428035-0, www.jpmm.com/research/content/GPS-4420830-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Speakers: Joseph Lupton, Senior Global Economist Samantha Azzarello, Head of Content  Strategy   This podcast was recorded on June 5, 2023.   This communication is provided for information purposes only. Institutional clients can view the related reports at https://www.jpmm.com/research/content/GPS-4429734-0, https://www.jpmm.com/research/content/GPS-4428335-0,  and https://www.jpmm.com/research/content/GPS-4405286-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Speakers: Michael Feroli Samantha Azzarello This podcast was recorded on date. This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

From downside risks in the US and upside risks in Europe and China just a few months ago, we now are seeing fading tail risks in the US (banks stress and debt ceiling) and improving data pointing to upside risks while recent data have taken out the upside in Europe and China. Although we still see the Fed pausing this month, the bias to hike will remain. Speakers: Bruce Kasman Joseph Lupton This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. © 2023 JPMorgan Chase & Co. All rights reserved.

Good evening everyone. Happy AAPI Heritage month to you all! I am honored to be moderating our South Asian Women Trailblazers event today. Each and every panelist here tonight has brought about monumental change in their industries and are considered pioneers in their field, and have had a huge impact in their communities. It is my honor to be here this evening and to welcome our distinguished panelists for this important conversation.  Anu Aiyengar is someone we all know and are immensely proud of for representing us in finance on the world stage. She's the Global Co-Head of Mergers and Acquisitions at JPMorgan Chase & Co. She's been honored on Barron's “100 Most Influential Women in U.S. Finance” list and was recognized by American Bankers as one of the “Most Powerful Women in Finance.” Welcome, Anu Aiyengar. Assembly member Jennifer Rajkumar is a lawyer, professor, and government leader who made history as the first South Asian American woman ever to be elected to a state office in NY. She has passed landmark legislation protecting domestic workers, creating New York State's first AAPI Commission, and expanding support for victims of crime. Welcome Assemblywoman Jennifer Rajkumar. Snigdha Sur is the Founder and CEO of The Juggernaut, a Y Combinator and Precursor Ventures-backed media company telling smart South Asian news, entertainment, and human interest stories that were left untold.  She is fluent in Hindi and Bengali and sometimes can slip into Mandarin. Welcome Snigdha Sur. And finally, Dr. Sue Varma is a board-certified psychiatrist and Clinical Assistant Professor of Psychiatry at New York University (NYU) Langone Health. Dr. Varma is considered the nation's leading "Go-To" psychiatrist and mental health expert often called in for breaking news and has been featured on NBC, ABC, CBS, and Dr. Oz. Welcome Dr. Sue Varma. 

Catch up on the latest updates in the CMBS market and May's Fed meeting in this recent podcast with Senior Portfolio Specialist Douglas Gimple. Bloomberg US Financial Institutions Index measures the performance of the financial institutions sector of the Bloomberg US Aggregate Bond Index. Bloomberg US Aggregate Bond Index measures the performance of investment grade, fixed-rate taxable bond market and includes government and corporate bonds, agency mortgage-backed, asset-backed and commercial mortgage-backed securities (agency and non-agency). Bloomberg US CMBS Investment Grade Index measures the market of US agency and US non-agency conduit and fusion CMBS. The indexes are unmanaged, include net reinvested dividends, do not reflect fees or expenses (which would lower the return) and are not available for direct investment. Index data source: Bloomberg Index Services Limited. See diamond-hill.com/disclosures for full disclaimers. As of 28 February 2023, Diamond Hill owned debt in Huntington Bancshares Inc., Citizens Bank NA, JPMorgan Chase & Co., Apple Inc., Amazon.com Inc. and Walmart Inc. The views expressed are those of the speakers as of May 2023 and are subject to change without notice. These opinions are not intended to be a forecast of future events, a guarantee of future results or investment advice. Investing involves risk, including the possible loss of principal. Past performance is not a guarantee of future results.

In the past few weeks, we have been in a banking environment where lenders are running into problems that started at Silicon Valley Bank six weeks ago. Today on the show, we are going to talk about the situation of the banks, the risks, and, more importantly, what you should do if you are concerned about the viability of your bank. We will also cover FDIC insurance, what's covered and not covered in it, the limits on different types of accounts, the difference between banks and credit unions, a few strategies you can use to protect your cash, and more. [04.43] Silicon Valley Bank – Starting the conversation, Grant explains what happened to Silicon Valley Bank in a nutshell and why its customers are at risk. [11.50] FDIC insurance – We discuss why we shouldn't rely on the FDIC or the federal government to cover insurance above $250,000. [17.42] The rules – Grant dives into the rules of FDIC insurance. [24.37] Other institutions – Grant shared why he is not a fan of other institutions like JPMorgan Chase & Co. and Wells Fargo. [31.44] Office buildings – We talk about how office buildings' value is falling dramatically in commercial real-estate space. [35.28] SIPC - Securities Investor Protection Corporation is the brokerage affiliate of the FDIC.   Resources Fed report blames SVB execs — and itself — for bank's failure msn.com/en-us/money/other/fed-report-blames-svb-execs-and-itself-for-bank-s-failure/ar-AA1aufuL Deposit Insurance At A Glance fdic.gov/resources/deposit-insurance/brochures/deposits-at-a-glance/

The Rich Zeoli Show- Hour 1: 3:05pm- According to The Wall Street Journal Editorial Board, the Biden Administration is seeking to implement a new rule which “will raise mortgage fees for borrowers with good credit to subsidize higher-risk borrowers. Under the rule, which goes into effect May 1, home buyers with a good credit score over 680 will pay about $40 more each month on a $400,000 loan, and upward depending on the size of the loan. Those who make down payments of 20% on their homes will pay the highest fees. Those payments will then be used to subsidize higher-risk borrowers through lower fees.” You can read the full editorial here: https://www.wsj.com/articles/upside-down-mortgage-policy-212fd736 3:15pm- In response to the expiration of Title 42, President Joe Biden announced that he will dispatch 1,500 active-duty military personnel to the U.S. Southern Border to help prevent illegal border crossings from surging. 3:30pm- Flashback: During an interview with Ezra Klein in 2015, Senator Bernie Sanders (D-VT) said he vehemently opposed “open-borders” and claimed it was a right-wing proposal being supported by the Koch brothers—alleging that Republicans wanted relaxed border security in order to drive down the cost of labor and, subsequently, enhance the profits of large corporations. How has the Democrat party changed its stance on border security so drastically in just 8 years? 3:50pm- Flashback: In 2018, in response to the Trump Administration's decision to send troops to the U.S. Southern Border, then-Senator Kamala Harris claimed the act was “inappropriate” and “political”—so, then why is the Biden Administration doing the very same thing now? Was Harris simply attempting to politicize the issue in 2018? 4:05pm- During the Senate Judiciary Committee's hearing on Supreme Court Ethics Reform, Sen. Ted Cruz (R-TX) stated that the hearing's primary intention was to destroy the reputation of ideologically conservative Justices—specifically Justice Clarence Thomas. Sen. Cruz also condemned Senate Democrats for attempting to reduce funding for Justice security even after the attempted assassination of Justice Brett Kavanaugh following the release of a leaked draft of the court's decision in Dobbs v. Jackson Women's Health Organization, which ultimately upended Roe v. Wade. 4:15pm- The Wall Street Journal's Editorial Board writes, “Senate Democrats are holding another hearing on ‘Supreme Court Ethics Reform'…and it's important to understand that this isn't about ethics at all. This is another front in the political campaign to delegitimize the Supreme Court, with a goal of tarnishing its rulings and subjecting it to more political control.” You can read the full editorial here: https://www.wsj.com/articles/supreme-court-ethics-reform-hearing-senate-democrats-john-roberts-clarence-thomas-ketanji-brown-jackson-sonia-sotomayor-d0304d65?mod=opinion_lead_pos1 4:30pm- Nicholas Tomaino—Assistant Editorial Features Editor at The Wall Street Journal—joins The Rich Zeoli Show to discuss his latest editorial, “Politico Aims at Gorsuch and Misses.” Politico's Heidi Przybyla alleges that the sale of a property linked to Neil Gorsuch amounts to an ethics problem for the Supreme Court Justice. But as Tomaino points out, Justice Gorsuch disclosed the transaction and “didn't own the property directly. Rather, he held a 20% share in Walden Group LLC, a company he and two partners formed when they bought the house in 2005, before Mr. Gorsuch was a judge. The company listed the property for sale in 2015, asking $2.495 million, and sold it to Mr. Duffy two years later for $1.825 million.” So where is the ethics problem? You can read Tomaino's full editorial here: https://www.wsj.com/articles/politico-aims-at-gorsuch-and-misses-disclosure-colorado-ethics-reform-durbin-87a4fc50?mod=opinion_lead_pos7 4:55pm- During a recent episode of his podcast, Joe Rogan suggested that former Fox News host Tucker Carlson should appear on the online video platform Rumble. 5:05pm- The Drive at 5: President of Thomas Jefferson University Dr. Mark Tykocinski was reprimanded via email by the institution's Chief Executive Officer Joseph Cacchione for “liked” Tweets that questioned the efficacy of gender affirming surgeries for children. Should Dr. Tykocinski have been forced to apologize? Zeoli notes that it appears academia now only accepts dangerous versions of “group think.” 5:20pm- The Mystery Movie Clip: Rich forgets to ask caller twelve for the name of the film… 5:40pm- According to a new poll from the Harvard Kennedy School of Government, young Democrats are abnormally depressed.   6:05pm- According to a report from channel 8 WISH-TV in Indiana, Councilmember Ryan Webb has announced that he will now be identifying as a “lesbian woman of color.” Webb appeared on Fox News with Jesse Kelly to explain his decision to be his “true self” publicly for the first time. 6:30pm- In response to the collapse of First Republic Bank, White House Press Secretary Karine Jean Pierre stated the Biden Administration is very confident there will be no more banking failures. Rachel Louise Ensign and Ben Eisen of The Wall Street Journal write, “[r]egulators seized First Republic Bank and struck a deal to sell the bulk of its operations to JPMorgan Chase Co., heading off a chaotic collapse that threatened to reignite the recent banking crisis. JPMorgan said it will assume all of First Republic's $92 billion in deposits—insured and uninsured. It is also buying most of the bank's assets, including about $173 billion in loans and $30 billion in securities.” You can read Ensign and Eisen's full report here: https://www.wsj.com/articles/first-republic-bank-is-seized-sold-to-jpmorgan-in-second-largest-u-s-bank-failure-5cec723 6:45pm- On Tuesday, Interior Secretary Deb Haaland testified at a Senate Energy and Natural Resources Committee hearing where she seemingly claimed there were too many jobs in America for “blue collar workers.” Senator Josh Hawley (R-MO) questioned Sec. Haaland about the Biden Administration's “clean energy” agenda and its habit of promoting reliance upon foreign nations for the mining of precious metals and minerals necessary for the development of batteries used in electric cars.

The Rich Zeoli Show- Hour 4: According to a report from channel 8 WISH-TV in Indiana, Councilmember Ryan Webb has announced that he will now be identifying as a “lesbian woman of color.” Webb appeared on Fox News with Jesse Kelly to explain his decision to be his “true self” publicly for the first time. In response to the collapse of First Republic Bank, White House Press Secretary Karine Jean Pierre stated the Biden Administration is very confident there will be no more banking failures. Rachel Louise Ensign and Ben Eisen of The Wall Street Journal write, “[r]egulators seized First Republic Bank and struck a deal to sell the bulk of its operations to JPMorgan Chase Co., heading off a chaotic collapse that threatened to reignite the recent banking crisis. JPMorgan said it will assume all of First Republic's $92 billion in deposits—insured and uninsured. It is also buying most of the bank's assets, including about $173 billion in loans and $30 billion in securities.” You can read Ensign and Eisen's full report here: https://www.wsj.com/articles/first-republic-bank-is-seized-sold-to-jpmorgan-in-second-largest-u-s-bank-failure-5cec723 On Tuesday, Interior Secretary Deb Haaland testified at a Senate Energy and Natural Resources Committee hearing where she seemingly claimed there were too many jobs in America for “blue collar workers.” Senator Josh Hawley (R-MO) questioned Sec. Haaland about the Biden Administration's “clean energy” agenda and its habit of promoting reliance upon foreign nations for the mining of precious metals and minerals necessary for the development of batteries used in electric cars.

After taking over the ailing First Republic Bank, federal regulators have sold it to JPMorgan Chase & Co. A fragile ceasefire is extended as thousands of people flee the fighting between Sudan's Army and the paramilitary Rapid Support Forces (RSF). And Hollywood writers are demanding updated contacts or they'll strike.

Every year, an increasing number of healthcare practices struggle with administrative complexities, reimbursements, and cash flow needed to run viable practices. Revenues have dropped and costs have risen, leading to an unprecedented decline in privately-owned practices.    In this episode, we speak with Emmanuel Akintayo, the Co-founder and CTO of Gentem, an AI software company that automates billing workflows for healthcare organizations. Manny shares his fascinating background, originally hailing from Nigeria and moving to the US at the age of 13, where his parents encouraged him to study electrical engineering. However, he pursued his interest in software engineering and started a business building website.   Gentem transforms the reimbursement experience by handling the end-to-end billing and revenue cycle processes. Leveraging automation, data science and the latest financial technologies, Gentem is able to increase cash flow while drastically reducing account receivable days and uncovering opportunities to increase revenue. In just a few short years, they has raised over $14 million and serves specialties such as behavioral health, primary care, and pain across the entire country. Tune in to hear more about Manny's journey to becoming a founder and the mission behind Gentem to simplify the reimbursement process and elevate the patient financial experience in healthcare.   If your company is looking to scale its AI initiatives, head over to Tesoro AI (www.tesoroai.com). We are experts in AI strategy, staff augmentation, and AI product development.  Founder Bio:  Emmanuel Antikayo earned his bachelor's degree in electrical and electronics engineering and his Master's degree in quality and manufacturing management from Penn State University. After completing his education, Manny launched his career as an operations and systems engineer at QBC Diagnostics. Over the last decade, Manny has held analyst and software engineer roles at JP Morgan Chase & Co, Accenture and OfferUp. With his experience in the mobile consumer-to-consumer (C2C) space, he joined Facebook in 2018 to help develop the emerging Facebook Marketplace platform. In 2019, Manny left Facebook to join forces with Gentem Co-Founder/CEO Fisayo Ositelu, MD. Fisayo had been searching for a co-founder with engineering expertise and entrepreneurial drive. Time Stamps:  00:00 Manny Akintayo background and journey from Nigeria to tech entrepreneur 06:22 Exploring the pain point in healthcare software, benefits and challenges 10:10 Benefits of automation and AI in healthcare claims processing 15:06 Go-to-market strategies for healthcare startups 18:52 Building strategic partnerships for mutual benefits 22:17 Building a team for a healthcare technology company 26:52 Discussion on building a tech team and selecting a code language 29:21 Optimizing for the best engineering talent, remote teams and job market considerations 31:52 Raising capital: a journey from seed to series A 34:20 fundraising strategies for startups: a conversation with an entrepreneur 35:44 Raising capital for a software company 40:30 How to get in contact with the  team Resources:   Company website: https://gentem.com/ Facebook: https://www.facebook.com/GentemHealth/ LinkedIn: https://www.linkedin.com/company/gentemhealth/ Twitter: https://twitter.com/gentemhealth