Podcasts about adp

The recent resumption of student loan payments for millions of workers is impacting employees. Are you aware of how employers can help, reducing stress and turnover in the workplace? We'll explore how employers can provide support for employees during this challenging time. Listen in as we discuss: [0:50] The extent of student loan debt & who is most impacted [1:42] The impact on employees, turnover & stress [4:45] The cost to employers & what you can do [6:28] Tax-free student loan repayment under the CARES Act [8:36] 529 plans & how they can help [10:05] How the SECURE 2.0 Act can help starting in 2024 Copyright © 2023 ADP, Inc. All rights reserved. This content may not be distributed, reproduced, modified, sold or used without the written permission of ADP. The information is provided "as is" without any expressed or implied warranty, is based on generally accepted HR practices and is advisory in nature. This content is provided with the understanding that neither the presenters nor the writers are rendering legal advice or other professional services. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This material is current as of the date of this episode (November 2023).

Fantasy Baseball Live – November 26, 2023 @ 3 pmSegment 1 - News and Notes1.The Diamondbacks acquired Eugenio Suarez for RHP Carlos Vargas and Catcher Seby Zavalaa.Suarez brings a 30% K-Rate but has always hit for power. He had back-to-back 31 home run seasons, and then last year, he hit 22. In looking at the data, the exit velos are the same, the launch angle is the same, the K-Rate is the same, and the walk rate is the same. You got it…everything is the same. He's dropped to the 24th third baseman off the board. If you think he can return to 30 home runs, does this give him some value here? Especially if you need power late in the draft.b.Carlos Vargas has a great arm with a fastball that will touch triple-digits, but he has no idea where the ball is going. He's likely a bullpen arm. Seby Zavala came through the White Sox organization and strikes out too much. Not sure he's more than a backup catcher. Thoughts on both players?2.The Cardinals sign two pitchers. Kyle Gibson and Lance Lynn. Both were okay last year with the Orioles and White Sox/Dodgers. Lynn's ADP is 353, and Gibson is 564. Any interest?a.Does this move the needle for the Cardinals?3.We both got excited about the trade that brought Brandon Shewmake to the White Sox. Maybe he would get a shot. What do the White Sox do? Sign Paul DeJong. a.He has one of the worse baseballsavant pages I've seen. 2% rank in exit velo. 15% in hard-hit rate, 5% in whiff, 10% in walks, 37th percentile in speed. It looks like he has good range at short with a poor arm. b.He's only been drafted in four out of the 44 Drafts at the NFBC so far. Maybe that goes up?c.This doesn't appear to be a profile of a Major League full-time regular. Maybe a utility player. What am I missing?Segment 2 – Fantasy Questions of the NL West1.Arizona Diamondbacksa.Alek Thomas is currently living off his great defensive chops. Huge range in center field. He's also a plus runner, ranking in the 87th percentile. There is some solid exit velo, but he beats everything on the ground. He's the 80th outfielder off the board – a number-five outfielder. Is this a growth stock, or would you take a bet on someone else as your fifth outfielder?b.What about Jake McCarthy? There's plus speed but no power. He also beats everything on the ground? Thoughts on McCarthy? Is he a guy you're interested in? His ADP is 490, or the 94th outfielder off the board?i.Can you be a Championship level team with this level of power in centerfield and right?c.Brandon Pfaadt looked great on the biggest stage, and his ADP climbed a little. He's still going as the 87th pitcher off the board – likely the 60th or so starter off the board. Is there value as your fifth pitcher?i.Stat line: IP, wins, Ks, and ERAd.The Diamondbacks won 84 games last season. Does the win total go up or down next season?e.Give me a sleeper in the organization (Minor and/or Major)2.Colorado Rockiesa.Nolan Jones went 20-20 with a .297 average. He's going as the 15th outfielder off the board – pick #58. How many teams of yours will he be on? We will look at other outfielders around the same area.i.Notes: Jones had a .401 BABIP and struck out 30% of the time. There is serious pop with an exit velocity of 90 MPH with a max of 115. There's not a ton of launch.b.Stat line of Ezequiel Tovar – HR, SB, RBI, and BAc.Hunter Goodman (#624) or Brenton Doyle (#541)?d.You have to hold your nose and pick a Rockies starter. Who's it going to be?e.Give me a sleeper in the organization (Minor and/or Major)3.Los Angeles Dodgersa.Gavin Lux stat line: AB, HR, SB and BAb.Are the Dodgers going to battle with Chris Taylor (#429), Gavin Lux, Michael Busch (#546), and Miguel Rojas (#726) hitting at the bottom of the order? We will discuss each (not Lux) and whether they are worth drafting.c.Walker Buhler's stat line: IP, wins, K's, and ERAd.Bobby Miller is going as the #36 pitcher off the board in early NFBC Drafts. That's a #2 starter when you factor in closers. Too high, too low, or just about right?e.Give me a sleeper in the organization (Minor and/or Major)4.San Diego Padresa.Luis Campusano – AB, HR, RBI, and BAb.Manny Machado is going as the #7 third baseman off the board. He's been passed by Gunnar Henderson and Royce Lewis. Solid value in the fifth round, or would you pass him over?c.Yu Darvish had a tough season, pitching to a 4.56 ERA and ending the season on the IL after having bone spurs removed from his pitching elbow. He's fallen to the 15/16 round in 15-team drafts. Any interest?d.2024 will mark AJ Preller's 10th year on the job. He went in big when he first arrived. He quickly sold off almost everyone he traded for when it didn't work. He then drafted and signed high-end Latin player for a few years in what looked like a rebuild. Then, he traded away those prospects for veterans while signing high-priced free agents (Hosmer, Machado, Xander, et. al). They've made the playoffs twice and even got to the NLCS in 2022. However, he's spent a fortune and needs to sell off pieces so the Padres can make payroll. How has he kept his job? e.Give me a sleeper in the organization (Minor and/or Major)5.San Francisco Giantsa.Marco Luciano: Stat line for 2024 – AB, HR, RBI, and BAb.Michael Conforto's bat speed has slowed. He used to light up statcast with his exit velos and hard-hit rates. Now, it's below average – in the 40s for both, with an average launch angle. He's not that old – he turns 31 in March. Could we see a bounce back in 2024, or is he just a 15- to 18-year-old home run guy with some OBP skills now?c.Kyle Harrison: Stat line for 2024 – IP, wins, Ks, and ERAd.Give me a sleeper in the organization (Minor and/or Major)CloseThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3306394/advertisement

Welcome to another episode of Expert To Authority Show, brought to you by http://gtex.org.uk/,  I am your host, Simone Vincenzi, The Experts Strategist, and this is the podcast for experts who want to become the ultimate authority in their niche while making an impact in the world. We have created the Webinar Conversion Kit where you will get access to: The High-Converting Webinar Framework BONUS #1: High-Converting Webinar Slide Template BONUS #2: Pitch and Follow Up Templates BONUS #3: High Converting Webinars Case Studies BONUS #4: Our Trello Webinar Checklist All of this for only £29.99 for a limited period of time. Click here to download. https://webinarconversionkit.com/ Today I have the pleasure to interview Wendy Weiss Wendy Weiss is the founder of the Salesology® Prospecting Method that generates predictable sales revenue. She is an author, speaker, sales trainer and sales coach and is recognized as a leading authority on lead generation, new business development and sales. Clients include Avon Products, ADP, New York Life and thousands of entrepreneurs throughout the world. Wendy has been featured in the New York Times, BusinessWeek, Entrepreneur Magazine, Selling Power, Inc, Forbes and various other business and sales publications. She is the author of The Sales Winner's Handbook Essential Strategies to Skyrocket Sales Performance and Cold Calling for Women Opening Doors & Closing Sales. A former ballet dancer, Wendy believes everything she knows in life and business she learned in ballet class. From warmups to rehearsals, she shows her clients how to perform at their best and close all the sales they need. In this episode, we talk about What it takes to succeed at prospecting A simple, 3-step method that increases sales How to grow your sales without stress, angst or rejection Connect with Wendy Weiss Website:  www.gosalesology.com  Free gift: https://wendyweiss.isrefer.com/go/salesology-vault/Simonegtex/ Linkedin: https://www.linkedin.com/in/wendyweiss/ Facebook: https://www.facebook.com/gosalesology  Twitter: https://twitter.com/wendyweiss  Instagram: https://www.instagram.com/gosalesology/  YouTube: https://www.youtube.com/@salesologypodcast To become a GTeX Member, Apply here: https://gtex.events/call  ------- To receive daily support in your coaching and speaking business, join our private Facebook Group EXPLODE YOUR EXPERT BIZ https://www.facebook.com/groups/explodeyourexpertbiz/ ------- Take a full business assessment for free to have absolute clarity on your business with the EXPERT BIZ CHECKLIST. http://bit.ly/expert-biz-checklist-podcast ------ Also, make sure you subscribe to the podcast so you don't miss any other episode.   If you want to reach out to me with your questions, you can email me at Simone@gtex.org.uk that comes right to my inbox. --- Send in a voice message: https://podcasters.spotify.com/pod/show/explode/message

Busts and Value Change with ADp. Who will be the best value and the biggest Bust! Into 2024 Fantasy Baseball Season !  Locked On Fantasy Baseball Covers 2024 Busts And Values Based Off ADP On Todays Action Packed Episode !    Please subscribe, rate, comment and review if you like what you hear !  Follow us on all social media platforms & find us on your favorite podcasting app as well !  Join The Diamond Club On SubText Here - https://joinsubtext.com/lockedonfantasybaseball Links For Everything Here - (https://linktr.ee/LockedOnFantasyBaseball) https://link.chtbl.com/LOFantasyBaseball?sid=Social Bunches Download the Bunches App today and when you do, our friends at Bunches have featured the LOCKED ON MLB Bunch in the “Discover” tab. Find the Locked On MLB bunch HERE.  FanDuel Make Every Moment More. Place your first FIVE DOLLAR bet to get ONE HUNDRED AND FIFTY DOLLARS in Free Bets – win or lose! Visit Fanduel.com/LockedOn today to get started Ultimate Baseball GM  Download the ultimate baseball GM app today and experience what it's like to be an MLB GM ! Use promo code LockedOn for when you download the app for a 100% bonus !  Gametime  Download the Gametime app, create an account, and use code LOCKEDONMLB for $20 off your first purchase.  Terms apply. Again, create an account and redeem code LOCKEDONMLB for $20 off.   DoorDash Get fifty percent off your first DoorDash order up to a twenty-dollar value when you use code lockedonmlb at checkout. Limited time offer, terms apply.  ebay Motors For parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit. eBay Motors dot com. Let's ride. Eligible items only. Exclusions apply.  RocketMoney Stop throwing your money away. Cancel unwanted subscriptions -- and manage your expenses the easy way -- by going to RocketMoney.com/lockedonmlb. Birddogs Today's episode is brought to you by Birddogs. Go to birddogs.com/lockedonmlb and when you enter promo code, LOCKEDONMLB, they'll throw in a free custom birddogs Yeti-style tumbler with every order. Sleeper Swing for the Fences on Sleeper Picks and you could win up to a 100X your money. Download the Sleeper app and use promo code LOCKEDON and you'll get up to a $100 match on your first deposit. Terms and conditions apply. See Sleeper's Terms of Use for details.  Dave Download Dave today at Dave.com/mlb. You could get up to $500 in 5 minutes or less! No credit check. No late fees.  Nutrafol Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com/men and enter the promo code LOCKEDONMLB.  Jase Medical Today's episode is brought to you by Jase Medical. Empower yourself when you purchase a Jase Case, providing you with a personal supply of 5 antibiotics that treat 50+ infections. Get yours today at jasemedical.com, that's J-A-S-E medical.com FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode of On Location comes to you from South Carolina/Washington DC, Illinois, California, and Alaska.  Join co-hosts Pat O'Donnell (YoungWilliams) and Tim Lightner (CGI Technologies and Solutions, Inc.) as they introduce the second in a series focused on engaging with employers as they contribute to the child support program's success.  Their guests today are Corri Flores (Director–Government Affairs Wage Garnishments, Compliance & Shared Services for ADP) and Robyn Large (Child Support Program Specialist, with the Federal Office of Child Support Enforcement's Division of Federal Systems).  On today's podcast, listen as they help us to understand a little more about employers' roles, and “who's job, is it?” when it comes to independent contractors.  Hear them talk about what is mandated by federal and state laws regarding new hire reporting, income withholding orders, and National Medical Support Notices.  They also discuss what to do with a verification of employment when received for an independent contractor, how to report and remit payments and even some “best practices.”

Today, Equalman sits down with entrepreneur Peter Diamandis. He is an American marketer, engineer, physician, and entrepreneur. He is best known for being founder and chairman of the X Prize Foundation, co-founder and executive chairman of Singularity University and coauthor of The New York Times bestsellers Abundance: The Future Is Better Than You Think, The Future is Faster than You Think, How Converging Technologies Are Transforming Business, Industries, and Our Lives and BOLD: How to Go Big, Create Wealth, and Impact the World. 5x #1 Bestselling Author and Motivational Speaker Erik Qualman has performed in over 55 countries and reached over 50 million people this past decade. He was voted the 2nd Most Likable Author in the World behind Harry Potter's J.K. Rowling. Have Erik speak at your conference: eq@equalman.com Motivational Speaker | Erik Qualman has inspired audiences at FedEx, Chase, ADP, Huawei, Starbucks, Godiva, FBI, Google, and many more on Focus and Digital Leadership. Learn more at https://equalman.com

Drico & Sack return for a Week 12 edition of Stat Chasing where they break down all of the important usage and trends from Week 11 to prepare you for Week 12 waivers, DFS builds and Underdog Fantasy drafts. Topics discussed: Brock Purdy's ascension, can we trust Devin Singletary, Minnesota backfield, Jameis Winston's impact on the Saints offense, and fringe WRs worth firing up.

Dave Caban compares and contrasts current PPG ranks with preseason ADP... The RotoViz Fantasy Football Show is powered by RotoViz Radio. HOSTS Dave Caban (@davecabanff) – RotoViz Co-Owner  Curtis Patrick (@CPatricknfl) – RotoViz Co-Owner  The RotoViz Fantasy Football Show A RotoViz podcast covering all things fantasy football, hosted by Dave Caban and Curtis Patrick SPONSORS MYFFPC - The FFPC Stat Attack is brought to you by myffpc.com the home of season-long high stakes fantasy football RotoViz- Listeners of RotoViz Radio can save 10% on a one-year RotoViz subscription by visiting RotoViz.com/podcast or by using the promotional code "rvradio2023" at the time of purchase. BetterHelp - This episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/ROTOVIZ and get on your way to being your best self. Any questions, please just let me know, SHOW NOTES Email: RotoVizFFshow@gmail.com  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dave Caban compares and contrasts current PPG ranks with preseason ADP... The RotoViz Fantasy Football Show is powered by RotoViz Radio. HOSTS Dave Caban (@davecabanff) – RotoViz Co-Owner  Curtis Patrick (@CPatricknfl) – RotoViz Co-Owner  The RotoViz Fantasy Football Show A RotoViz podcast covering all things fantasy football, hosted by Dave Caban and Curtis Patrick SPONSORS MYFFPC - The FFPC Stat Attack is brought to you by myffpc.com the home of season-long high stakes fantasy football RotoViz- Listeners of RotoViz Radio can save 10% on a one-year RotoViz subscription by visiting RotoViz.com/podcast or by using the promotional code "rvradio2023" at the time of purchase. BetterHelp - This episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/ROTOVIZ and get on your way to being your best self. Any questions, please just let me know, SHOW NOTES Email: RotoVizFFshow@gmail.com  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we talk about ways to develop and enhance career websites.Bill's guest this time is Jim Taylor, Managing Director of HappyDance, a Ph.Creative company. HappyDance is an enterprise careers site platform with a mission to elevate your employer brand at every turn!Jim is a digital innovator specializing in careers sites. Jim says his "true passion lies in discovering ingenious ways to optimize career site performance, enriching candidate experiences, and crafting stunning platforms that magnify (the) organization's employer brand."Questions include:Tell us about the mission of HappyDanceWhere does the name HappyDance come from – it's not a typical SaaS product name is it?On your LinkedIn page, you say "every day, I foster a culture that thrives on conquering challenges and delivering outstanding results." From a leadership perspective, what does it take to create and sustain an engaged culture of innovation?From your social posts, it looks like you're a big fan of RecFest. What makes it a special event? What is the most fundamental element in designing an excellent candidate experience? And why do so many companies get it wrong?What advice would you offer to hiring managers and HR pros looking to do a better job of telling the story of their employer brand and attracting higher-quality candidates? Can you name some brands that stand out for you as awesome employers? E.g. Domino's, ADP, NationWide, Pinterest.What in your opinion, are some of the opportunities for, and the best use of, AI and other technologies in the Talent Acquisition landscape?We do our best to ensure editorial objectivity. The views and ideas shared by our guests and sponsors are entirely independent of The HR Gazette, HRchat Podcast and Iceni Media Inc.   This episode is supported by Right Management North America and ManpowerGroup. For 40+ years, Right Management has transformed organizations across more than 75 countries by evaluating, developing, and transitioning their talent. Their strong pool of coaches and leadership experts works closely with candidates to help them identify their strengths, develop new capabilities, or transition to new careers.Feature Your Brand on the HRchat PodcastThe HRchat show has had 100,000s of downloads and is frequently listed as one of the most popular global podcasts for HR pros, Talent execs and leaders. It is ranked in the top ten in the world based on traffic, social media followers, domain authority & freshness. The podcast is also ranked as the Best Canadian HR Podcast by FeedSpot and one of the top 10% most popular shows by Listen Score. Want to share the story of how your business is helping to shape the world of work? We offer sponsored episodes, audio adverts, email campaigns, and a host of other options. Check out packages here and contact sales@hr-gazette.com. Follow us on LinkedIn Subscribe to our newsletter Check out our in-person events

Welcome to Episode 299 of the @DynastyTradesHQ Podcast!  "QB Trades, Potential Points & A Rare IDP Tangent!"   As we get closer to the 300th episode, Michael & Jeremy take the show on a rare IDP tangent! The guys start the show discussing some of the QB news that has been dominating the NFL landscape and then side track onto some IDP talk that opens the door for future discussions! They also examine a trade that was discussed in the Patreon chat involving a top rookie, a top veteran & a controversial QB! Come hang out and have some fun with Michael Cipes @FFBlitz and Jeremy Browand @DynastyMadman It will be a blast!   @DynastyTradesHQ Patreon is now called The HQCrew! Do you want the HQ guys to consult with you about your Dynasty team? Do you want a podcast t-shirt or hat? Would you like to get on the show with us? Would you like to join the GroupMe chat! Become a part of The HQCrew today!   Find us on iTunes, Google Play Music, Stitcher, and PodBean. Please make sure you rate and review! You can find us on Twitter @DynastyTradesHQ. The DynastyTradesHQ podcast (with your hosts Michael Cipes @FFBlitz and Jeremy Browand @DynastyMadman) goes beyond the obvious to bring you the right takes on trades, trade philosophies, and impact of ADP on trading. We'll laugh, we'll cry, and we'll get through the crazy world of dynasty trading together every week!  

A 2024 Dynasty Startup Mock Draft that of course is WAY TOO EARLY for your pleasure.  We highlight the biggest risers and fallers compared to our off-season ADP looking for values and potential dynasty trade targets.   ***Caveat this show was recorded before the Deshaun Watson injury news Link to the Startup Mock Draft: https://sleeper.com/draft/nfl/1025812763869818880 Cop the FF Dynasty T-Shirt here: https://revelrybrewingco.com/product/ff-dynasty-podcast-tee/ Come join the Pleasure Chest and get access to https://patreon.com/theffdynasty -Extra Shows -ADP -Discord Timestamps for your 2024 Dynasty Fantasy Football Startup Mock Draft Pleasure 0:00 - Intro 2:11 - 1st Round Recap CJ Stroud 4:15 - 2nd Round Recap CMC/Amon-Ra St. Brown 5:36 - 3rd Round Deshaun Watson/Travis Etienne 8:45 - 4th Round turn 11:15 - THE QB Landscape in SuperFlex 13:33 - Saquon Barkley 14:40 - 5th Round 15:37 - 6th Round Rest of the Drafts biggest risers and fallers Be sure Check out all our Dynasty Fantasy Football Mock Drafts here (Startup, Rookie, Super flex/2QB): https://www.youtube.com/watch?v=GDPdaZwPDvw&list=PLNgxM35PCsZWXELJ5B5qWAvYV3v_5oELN  We cover everything Fantasy Football here at The FF Dynasty, from Dynasty Fantasy Football Startups to 2023 Redraft Fantasy Football we're covering all the strategy and advice to make you better fantasy footballers and fantasypros! Hit us up on Twitter, Facebook, and Instagram for all your Dynasty Fantasy Football Pleasure  @theFFdynasty | @IamCMyers | @DynastyBigCo | @JayWaynesWorld | @FattMoreman #DynastyStartupMock #DynastyFantasyFootball #2024DynastyFootball #DynastyMockDraft #DynastyFootball #FantasyFootballPodcast #TheFFDynasty #2024DynastyFantasyFootball #SuperflexStartupMock #SuperflexMock #StartupMock #SuperflexMockDraft #DynastyStartup #2024StartupMockDraft #2024DynastyStartupMockDraft dynasty football,2024 dynasty fantasy football,fantasy football,dynasty fantasy football,2024 dynasty football,fantasy football 2024,dynasty fantasy football 2024,fantasy football mock draft,dynasty startup draft,2024 dynasty mock draft,2024 dynasty startup,2024 dynasty startup draft,startup mock draft,dynasty startup mock draft,dynasty startup draft strategy,dynasty football 2024,amon ra st brown,CJ Stroud Dynasty,CJ Stroud,Travis Etienne,2024 Dynasty

The Miami Dolphins began the week as 9.5-point favorites over the Las Vegas Raiders but the line didn't stop there. As of Thursday, the sportsbooks had the Dolphins as 13.5-point favorites as they return from a Week 10 bye. Miami enters action as the AFC's only undefeated team at home and looks to bounce back from Week 9's loss to Germany. Miami leads the league in passing yards per game, but we explain why coach Mike McDaniel could lean on the ground game on Sunday. Another Dolphins Podcast is hosted by Joshua Houtz (@Houtz) and Jake Mendel (@JMendel94). Jake is joined by Cat (@BrianCatNFL) for this episode of ADP. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Show me the money! Today's guest is Molly Fletcher. Hailed as the “female Jerry Maguire” by CNN, Fletcher has made a name for herself as one of the first female sports agents. Now as a World's Top 50 Keynote Speaker, she delivers her inspiring message to audiences around the world. She is the author of five books including, The Energy Clock: 3 Simple Steps to Create a Life Full of Energy and Live Your Best Every Day. Equalman and Fletcher discuss energy management, negotiation, Molly's journey to becoming the female Jerry Maguire, and much more. Molly is the founder and host of the Game Changers with Molly Fletcher podcast, where she interviews experts and celebrities in every field including Arthur Blank, Dabo Swinney, John Mackey, Matthew McConaughey, Priyanka Chopra Jonas, and Simon Sinek. Social Media handles: https://www.facebook.com/FletcherMolly https://twitter.com/MollyFletcher https://www.instagram.com/MollywFletcher/ https://www.linkedin.com/in/mollyfletcher1/   Website: https://mollyfletcher.com Game Changers with Molly Fletcher Podcast: https://podcasts.apple.com/us/podcast/game-changers-with-molly-fletcher/id1210452428 YouTube Channel: https://www.youtube.com/channel/UCzTNQYQ8mfJgfH2rDI102Sg   5x #1 Bestselling Author and Motivational Speaker Erik Qualman has performed in over 55 countries and reached over 50 million people this past decade. He was voted the 2nd Most Likable Author in the World behind Harry Potter's J.K. Rowling.   Have Erik speak at your conference: eq@equalman.com   Motivational Speaker | Erik Qualman has inspired audiences at FedEx, Chase, ADP, Huawei, Starbucks, Godiva, FBI, Google, and many more on Focus and Digital Leadership.   Learn more at https://equalman.com

In this episode of Student Affairs Voices From the Field, Dr. Jill Creighton, welcomes W. Houston Dougharty, a seasoned student affairs professional with a four-decade career in various leadership roles at multiple colleges and universities. They explore Dr. Dougharty's journey in the field, the changes he has witnessed over the years, and the lessons he has learned. W. Houston Dougharty discusses his early passion for college life and how he started his career in admissions. He reflects on the significant changes brought about by technology and the complexity of students' lives in the current era compared to the simpler college life of the past. The two also discuss the importance of adapting to these changes while maintaining the fundamental relationship-based nature of the student affairs profession. As W. Houston Dougharty transitioned from associate dean to senior student affairs officer to vice president, he shared how he continued to stay connected with students and emphasized the value of maintaining informal, friendly relationships with them. He also reflects on the challenges and support mechanisms as students navigate their growth and development. W. Houston Dougharty's publications on theory to practice, ethical decision-making, and executive transitions are discussed. He explains how these opportunities came about through his connections with colleagues in NASPA and how they helped him bridge theory and practice within the field of student affairs. The episode concludes with W. Houston Dougharty sharing his experiences in retirement, emphasizing the importance of service and community involvement. He mentions his volunteering activities and how he is finding ways to engage with the community and stay connected to education and student affairs through consulting and coaching opportunities. Overall, the episode highlights the evolution of the student affairs field over the years, the enduring importance of relationships, and the importance of embracing change while upholding core values in the profession. Please subscribe to SA Voices from the Field on your favorite podcasting device and share the podcast with other student affairs colleagues! TRANSCRIPT Dr. Jill Creighton [00:00:02]: Welcome to Student Affairs Voices From the Field, the podcast where we share your student affairs stories from fresh perspectives to seasoned experts. This is season 9 on transitions in student affairs. This podcast is brought to you by NASPA, And I'm doctor Jill Creighton, she, her, hers, your essay voices from the field host. Welcome back to another episode of essay voices from the field. Today's conversation features the distinguished W Houston Doherty. Houston is a 4 decade college student affairs leader who served as senior student affairs officer at Grinnell College, Hofstra University, Lewis and Clark College, and the University of Puget Sound. Before these leadership roles, he served as associate dean of students at Iowa State, preceded by a decade as a highly successful leader in enrollment management. He earned his degrees from Puget Sound, Western Washington, and the University of California Santa Barbara.   Dr. Jill Creighton [00:00:53]: He received the distinguished service to the profession award from the Iowa Student Personnel Association in 2011 and the outstanding senior student affairs officer award from NASPA SPUG region 4 East in 2013. In 2018, he was named a pillar of the profession by NASPA, and in 2021, he was awarded the Scott Goodnight award for outstanding performance as a dean by NASPA region 2. He was ultimately honored in 22 when NASPA awarded him the National Scott Goodnight Award. In 2023, he was also awarded the University of Puget Sound's distinguished alumni award for professional achievement. He served NASPA as James e Scott Academy board member, as faculty director for the 2022 NASA Institute for new vice president for student affairs and as the faculty director of the NASPA Institute for aspiring vice presidents for student affairs in 2011. Houston also served on the regional boards for NASPA regions 2 for east and five. He's been cited in numerous publications, for example, the New York Times, the Chronicle of Higher patience, Seattle Times, USA Today, etcetera, and is published in a number of books including Linking Theory to Practice, Case Studies with College Students, which has 2 editions from 2012, the Advocate College Guide from 06, Maybe I Should, Case Studies on Ethics for Student Affairs Professionals in 09, and Executive Transitions in Student Affairs in 2014. In retirement, Houston is active and student affairs consulting and coaching and serving on the board of the KUNM Public Radio and in volunteering for the Food Depot Big Brothers and Big Sisters as a loyal alum of Santa Fe Prep and Puget Sound.   Dr. Jill Creighton [00:02:14]: Houston, I'm so glad to have you on SA Voices today.   W. Houston Dougharty [00:02:16]: Thank you. It's terrific to talk to you and To meet you.   Dr. Jill Creighton [00:02:19]: So this is the 1st time we're talking. And in true student affairs tradition, I suppose, in our preshow talk, we discovered we have many, many mutual students and have in fact lived in some of the same cities, just not at the same time.   Dr. W. Houston Dougharty [00:02:32]: It's that classic 2 degrees of separation in student affairs. It takes A 32nd conversation to figure out the 18 people you both know.   Dr. Jill Creighton [00:02:41]: Absolutely. And now we get to know each other. But, Houston, you have recently retired from the profession with an extraordinarily accomplished resume as you've contributed to the field and made your mark in different ways. So we're gonna move through kind of your journey, but I'm wondering if you can give us the highlights of kinda your stops along the way. And ultimately, you became a pillar of the profession, Scott Goodnight award winner, a number of those very prestigious honors in NASPA. Sir. But what led you to that journey?   W. Houston Dougharty [00:03:08]: Well, I was just telling somebody yesterday, a graduate student who was asking me about my career. I just I had to start by saying, I'm really one of the luckiest guys on the planet because I've had the chance to spend 4 decades helping folks realize their dreams And get in touch with their talents and help create the world they wanna live in. And it really started during My undergraduate career as a student at Puget Sound back in the seventies and early eighties when I fell in love with college. And it didn't take me long to figure out that if I could Figure out a way to live my life on a college campus, I would be a very, very happy person. So I started my life in admissions At my undergraduate institution at Puget Sound, like a lot of us do. And then I had a a small family, and my wife said, you're gonna travel how much? And then I went back to graduate school at Western Washington and then at UC Santa Barbara and realized that what I really loved doing was being a part of students' lives every single day. So I've had the chance to do that on 8 different college campuses in six States over 40 years. And I've been at little tiny liberal arts colleges like Grinnell and Lewis and Clark and Puget Sound, and I've been at big places like UCSB and Iowa State.   W. Houston Dougharty [00:04:23]: And then I I finished my career at a place that kind of blends the 2, Hofstra, right outside of New York City, Which is over 10,000, a bunch of graduate and professional schools, but also only 3 or 4000 residential students. So, again, I just think I'm very, very fortunate to have had been a part of Students' lives and colleagues' lives for that period of time at all those different places.   Dr. Jill Creighton [00:04:43]: One of the reasons we were so excited to have you on this season about the themes of transitions is you've been able to mark the story of student affairs from the late seventies, early eighties until literally the present. So you started in student affairs before we had really evolved in a technological school space before social media, before email, before, you know, all of these different ways that student development and student affairs work has really been deeply impacted and in a lot of ways, you know, growing in the improvement space from that technology. We actually just had a conversation with Eric Stoler about The transformation of technology in higher ed is a is a huge component of our work. But I'm hoping you can tell us about where the field was anchored when you started and how you've seen it grow in that transition space of society growing.   W. Houston Dougharty [00:05:27]: One of the things that I'm pleased about, in spite of all the change in the last 40 plus years, is that I still think it is fundamentally a relationship based profession where we're able to most Positively impact students' lives by taking the time to get to know them, and to be supportive of them. And at the same time, I wrote a piece For Scott Academy blog, as I rolled off this summer from Scott Academy board, I talked about One of the main changes, and that is in the complexity of our world and the complexity of our students' lives. And it sort of hearkened back to how simple in many ways college life was in the seventies eighties when there were no cell phones, where, you weren't inundated with with news 24 hours a day where life just seemed slower And simpler and perhaps more relationship oriented in a natural way. And one of the things that our profession has had to do Considerably is adjust to that complexity, to make sure that we're relevant in students' lives And relevant in a world that has changed some.   Dr. Jill Creighton [00:06:42]: Houston, one of the things you mentioned about the transition was kind of this simplicity of college life when you started in the profession. And I'm wondering if you can just define that a little more about what that kind of simplicity space looked like and felt like for you as a professional and for the students that were attending college.   W. Houston Dougharty [00:06:59]: Sure. Well and a lot of it is tied to technology in that For the 1st 10 years of my professional life, I didn't have a computer on my desk. There was no such thing as email. In fact, when I went to graduate school in the early nineties, I very distinctly remember the very first assignment we had was to send an email. And that's Very funny to think of is and and we were nervous, and we didn't have Gmail. We used a server called Eudora is how we send our email. Students did not have the constant tether of outside information, like 24 hour news or Podcasts or the ability to text with their friends all over the world, they also lived in some ways not only a simpler life, but a more independent life Because their parents and their family members or their guardians were in sporadic conversation with them As opposed to now where students are con you know, walking out of class and texting their mom about the class thing. You know, I remember When I was in college, you know, my parents lived 1500 miles away, and we talked every other Saturday for 10 minutes by pay phone.   W. Houston Dougharty [00:08:14]: That's a whole different world than than the kind of constant, communication and Styles of parenting have changed dramatically. So I would say technology and family dynamics are 2 of the things that I've noticed the most. And   Dr. Jill Creighton [00:08:28]: Well, I'm sure that that phone call was quite expensive, and if parents are not home to receive that phone call, that's it.   W. Houston Dougharty [00:08:35]: That's right. And I was the first person in my family to have gone very far away to college. My parents did not, have much money. I bought a little, you know, a little card that I could use on a payphone, and we would need it. You know, we'd call it 1 o'clock on Saturday every other week. And it was a very valuable conversation, station. But it was a 10 minute conversation. And I can't help but think in many ways I grew and my independence because we had so little conversation.   W. Houston Dougharty [00:09:04]: And yet at the same time, I'm sure there's there's part of our lives that we would have loved to have shared, Which so many students can do so much more easily now.   Dr. Jill Creighton [00:09:13]: One of the conversations I have at new student orientation every year now is with parents and giving them my personal challenge to give a little bit of that untethering, some of that freedom. And my my 1st 6 weeks challenge is always, Don't text your student until they text you first.   W. Houston Dougharty [00:09:30]: Love that.   Dr. Jill Creighton [00:09:31]: And that really feels impossible for a lot of parents. And then this year, I had 1 parent who actually responded in one of our parent groups and, said, I'm taking team Creighton's advice because my student told me I'm annoying them.   W. Houston Dougharty [00:09:46]: It's very true. And I think because students and parents have been so accustomed To be in such close contact, it's tempting for parents to then wanna solve rather than allow students to be in discomfort. And as we in our field know, growth is what comes from discomfort. And so I think your advice is really good advice so that students can have some comfort and try to learn to navigate things without their parents constantly or their guardians constantly coaching them. And And   Dr. Jill Creighton [00:10:17]: that's what we're trying to do a lot is have, you know, discern the difference between discomfort and growth and crisis, right? We don't want students floundering. That's the challenge and support theory that we've been operating off of for years. I mean, we're just figuring out differently.   W. Houston Dougharty [00:10:31]: Well, and again, that just as the relationship basis Our field hasn't changed in 40 years. The challenge and support has not changed. I think, though, it's nuanced as we've had to adjust To family dynamics being different and technology being different. That the challenge and support is still critical, but it's mix and it's nuance Has had to shift with the changes in our world.   Dr. Jill Creighton [00:10:56]: Certainly. And I've been reading and listening to a lot of information on AI right now because, you know, there's bold statements out in the world like AI is gonna take over human jobs. And then I think about what we do or what our counterparts in counseling do or counterparts in therapy do. And while AI can certainly be harnessed to make our jobs easier, there's no replacement for a person to sit across from you and provide you with emotional support or comfort or guidance.   W. Houston Dougharty [00:11:21]: Yeah. And I I think coming out of COVID, we were that was even reinforced with us, wasn't it, Jill? That As much as we found that we could do long distance or or through a screen or through other modes of communication, so many of us were so anxious to get back to an environment where we could actually have coffee with students, where we could actually be in the lounges of the residence halls, where they could come to our office hours Because of that, the sort of genuine nature of that caring relationship that is engendered by being in person.   Dr. Jill Creighton [00:11:53]: Absolutely. And For me, those who have worked with me at previous institution or have read any of my recent LinkedIn stuff, I I'm very much a proponent of the remote and hybrid work space for higher ed. So I think that there's an interesting balance for how we take care of ourselves and also show up in our best way for students. And I really think that's hybrid going forward because we can do both. Right? We can give people the flexibility, that they need to live a whole life and then also be there for students when our students need us.   W. Houston Dougharty [00:12:20]: Well, and it has to be both and. Right? And we learn so much about what we can do differently that it's important that we not simply revert back to what we were comfortable with, especially those of us who are older and have been doing this a long time, but that we say, so how do we take the best of what technology offers us And a hybrid world offers us, and also hold on to the things that have always been dear to us.   Jill Creighton [00:12:44]: I wanna talk a little bit about your publications. You've had quite a career publishing books on a number of things, including theory to practice, ethical decision making, executive transitions. What inspired you to write on these topics?   W. Houston Dougharty [00:12:57]: Well, all of those opportunities came about because of Colleagues that I've had through NASPA, folks who are faculty friends, who were once colleagues, who then wanted a practitioner to join them in a scholarly exercise. And I think if you're referring to the case some of the case study books I've helped work on, I think in many ways, there's no better training Then trying to think about how one applies through the practice. I also was invited to be part of the executive transitions book that, You know, it was all about sort of going from the world of AVP or dean to VP. And, again, the chapter I helped write with Joannes Van Heke In that book was about how you take change theory and how you take a theory around leadership and apply it to the practical nature Of understanding a new campus and understanding a new role on campus. So that space of theory and practice link has always really intrigued me, And I've been so thankful, Flo Hamrick and me and Benjamin and and, you know, the folks who have invited me to really be a practitioner or scholar and join them In writing about that theory and practice world.   Jill Creighton [00:14:10]: Because you have participated in a book literally with the word transitions in the title, I would love to know if you have any nuggets that you'd like to share for current practitioners that are looking at that switch from number 2 to number 1.   W. Houston Dougharty [00:14:23]: It's a fascinating time in one's professional life when you think about that shift. And and I distinctly remember having conversations about Never wanting to be a VP because I loved being an AVP or a number 2 so much. And I was always afraid That if I became a vice president, and then, of course, I ended up being a vice president for almost 20 years, that I would lose contact every day with students. And what I realized was that that was my responsibility, that that there was no institution that could take The posture that as a VP, you can't hang out with students as much or you can't be in their lives as actively. But that's a choice I had to make. And, consequently, as I looked at VP Jobs, I had to make sure that I was taking a position At an institution that shared that value of mine, that value and that vocational dedication to having relationships with both undergraduate and, when possible, graduate students. And I basically found that at the 4 places where I was an SAO. I was able to make that part of my life, and it was still really foundational for me since I was So often the only person at the cabinet level who knew a lot of students by first name and knew their experience, and my job was to help represent them.   W. Houston Dougharty [00:15:48]: Right. So I'm so glad that I didn't shy away from advancing to the vice president seat, But I'm equally thrilled that I did so with a commitment to staying in touch with the student experience.   Dr. Jill Creighton [00:16:02]: When you think about how your roles evolved in your career, how did your relationships with students transition as you kind of moved up the proverbial ladder.   W. Houston Dougharty [00:16:11]: At several places, I was known by students as the vice president who doesn't seem like 1. In that folks who may be listening to this, you know me know I'm not a very formal person. Now I grew up in the southwest where we say y'all and where it's laid back and where it's unusual to wear a tie. And and I was able to take that to lots of parts of the country. When I was offered the job at Hofstra right outside of New York City, there were other administrators there who thought, well, maybe this guy's not gonna be a very good batch because he's he doesn't act or look very vice presidential. He's not very, serious, or he's not very, buttoned up. And what I found is that at all of the institutions where I was lucky to work, there were students who loved the fact that I was Informal. And that and that doesn't mean I didn't take my job incredibly seriously and that I didn't realize that my job was was helping build buildings and hire staff and and enforce policy.   W. Houston Dougharty [00:17:07]: But again, before this notion of both and, that it can be both and. I could still be my Rather casual, friendly self and also be a very competent and a very successful administrator. And then in fact, Having the opportunity to be in the student section at ball games and at lectures and concerts and plays with them and Sitting with them and having lunch with them and having weekly office hours made me better at being a competent Administrator because I was in more in touch with what the student experience was.   Dr. Jill Creighton [00:17:45]: One of the reasons I love serving in the CSAO COC is because I get to learn from our students every day. I learn so much from our population here at my current university. We come from so many diverse grounds. Wondering if you can share with us maybe a nugget that you've learned from a student over the years.   W. Houston Dougharty [00:18:03]: Sure. I have particularly loved Getting to know student leaders. And I've, you know, I've advised student government and so I think particularly of 1 student who I worked with very closely at Sure. Who was I haven't been a member of a a group led organization. She was the president of Panhellenic, and She taught me a sense of language, a sense of understanding values around fraternity and sorority life, but also how to mediate. We were working on a building project, and the ways she mentored me And helping represent the administration with students who are so passionate about space and about their organizations. I was made a much better administrator for spending the time with Reba and having her be feeling like I could sit back and say, Reba, this is your expertise. These are the people that you know so much better than I do, and you know their organizations better than I do.   W. Houston Dougharty [00:19:02]: I'm gonna take your lead As we try to compromise on some situations here, and then she just did brilliantly. And as I think about mentors I've had, I have her on my list of mentors as someone who is and then she went on to do our our graduate degree at Hofstra. And coincidentally, through four 3 or 4 years after she graduated, she also saved my life by donating a kidney to me when I was in a health crisis.   Dr. Jill Creighton [00:19:26]: Oh my goodness.   W. Houston Dougharty [00:19:27]: And she was one of 75 or 80 students who volunteered to be tested when I was in the last stages of renal failure. And, you know, she she came to me and she said, from the first Time I met you at orientation, I knew I wanted to be a vice president for student affairs someday. And even if I never become 1, my kidney will be. And, you know, it's just remarkable that this student who has a 19 or 20 year old impacted my life so remarkably As a professional, Nao has sort of become part of our family by literally giving up herself to save my life.   Dr. Jill Creighton [00:19:59]: That's amazing.   W. Houston Dougharty [00:20:00]: That may not have been the answer you were thinking about when you thought about what I've learned from a student. But   Dr. Jill Creighton [00:20:06]: This is exactly why we ask open ended questions. We always get these rich stories. It's beautiful. Houston, you're now in the retired space, and I'm wondering tell us about that experience of moving from what is a very fast pace and demanding job at the CSAO level into a life where you can make a lot more of your own choices.   W. Houston Dougharty [00:20:28]: Well, in some ways, I was benefited by having COVID be the few years right before. I will and also have this medical leave from my kidney transplant because My wife, Kimberly, and I were actually really concerned about what life would be for me after retirement because student affairs has been for me a lifestyle, not just Not and it's been a vocation and a lifestyle, not just a job. And she always said, what are you gonna do without a campus? You have had a campus for 45 years. And so in many ways, having the world sort of slow down around me with COVID, I realized that there are things I love to read. You know, I've always been very interested in the arts, and I've been very interested in athletics. I was able to dive into those in a way that I didn't realize that I hadn't really had the time to do that while I was on a campus as fully engaged. And don't get me wrong. I absolutely loved that engagement.   W. Houston Dougharty [00:21:23]: I wouldn't have traded that for anything. But what it did was it taught us both that there is life for me Off campus and yet I've spent 40 years as someone who has embraced a vocation of service And now I'm figuring out ways to embrace avocations of service. Just today, I spent 3 hours volunteering at The local food bank here in Santa Fe, and I'm getting involved in Big Brothers, Big Sisters. I'm on the board of the New Mexico NPR Geek Geek, so The KUNM radio station I'm on the I've been appointed to that board. So I've been able to sort of find ways, and I'm Still finding ways. I mean, who knows what that will be in the next 20, 25 years of my life. But service to others is important to me, and so it was really important To Kimberly and me that we find ways coming back to my hometown. I don't think I mentioned that, but I grew up in Santa Fe, New Mexico.   W. Houston Dougharty [00:22:16]: I left for 44 years and then we bought a house Five blocks from the house I grew up in, and so I'm rediscovering my hometown through sort of a lens of service. Yesterday, I volunteered at a college fair at the high school I went to Santa Fe Prep. In 2 weeks, I'm going to be at homecoming at Puget Sound because I'm on the alumni council. So you can't really get me off campus. I'm also doing a little bit of consulting. I'm doing some executive coaching with a vice president in Pennsylvania. I'm gonna be working with Some folks in student affairs at University of New Mexico, but just in sort of a consulting kind of space. So I read 5 newspapers a day every morning.   W. Houston Dougharty [00:22:52]: We love that. I walk my dog for 6 or 7 miles every day. My wife and I have nice long conversations and have time to go to dinner in a way that we haven't for the last 35 years. So that's sort of how I'm conceptualizing. I'm only 3 months in to formal retirement having left New York on June 1st and coming back home to Santa Fe.   Dr. Jill Creighton [00:23:13]: It's time to take a quick break and toss it over to producer Chris to learn what's going on in the NASPA world.   Dr. Christopher Lewis [00:23:19]: Thanks, Jill. So excited to be back in the NASPA world. And as always, there's a ton of things happening in NASPA, And I always love being able to share with you some of the great things that are happening. The NASBA Foundation is pleased to recognize outstanding members of the student affairs and higher education community through the pillars of the profession award and one of the foundation's highest honors. This award comes from you, our members and supporters, as a way to pay tribute to your fellow colleagues who represent Outstanding contributions to the field and our organization. The NASPA Foundation board of directors is honored to designate the, pillar of the profession to the following individuals, Teresa Claunch, associate vice president for student life and dean of students at Washburn University, Danielle DeSowal, clinical professor and coordinator of the higher education and student affairs master's program at Indiana University, Martha And Cezzle, associate vice president for student affairs, California State University Fullerton. Amy Hecht, vice president for student affairs at Florida State University. Christopher Lewis, director of graduate programs, University of Michigan Flint.   Dr. Christopher Lewis [00:24:29]: Kimberly Lowery, director of college leadership and impact, the Aspen Institute. Edward Martinez, associate dean for student affairs, Suffolk County Community College, Jukuru or KC Limimji, vice president for student affairs, Southern Methodist University, Ramon Dunnech, associate vice president, University of Nevada, Reno. Adam Peck, posthumously awarded Assistant vice president for student affairs at Illinois State University. Christine Quamio, interim assistant vice provost for diversity and inclusion, University of Hawaii at Manoa, Darby Roberts, Director, department of student affairs planning assessment and research, Texas A&M University, Marcela Runnell, vice president for student life, and dean of students at Mount Holyoke College. Tiffany Smith, director of research, American Indian Science and Engineering Society. Don Stansbury, vice president for student affairs, Clayton State University. Belinda Stoops, associate vice president for student health and wellness at Boston College. Mary Blanchard Wallace, assistant vice president for student experience, University of Alabama at Birmingham, and Leslie Webb, Vice provost for student success in campus life, University of Montana.   Dr. Christopher Lewis [00:25:38]: If I accidentally said the names of these amazing The Jewel is wrong. I am so sorry. I want to say thank you to all of them for all of their unwavering support, for our association, for the profession, and congratulations on this amazing honor to each and every one of them. The pillars of the profession program also allows for you to be able to help The foundation in many different ways. You can give a gift in the name of one of these pillars to support them and also to Support the NASPA Foundation and all of the great work that they do to be able to push our profession forward. I highly encourage you to go to the NASPA website to the foundation's page, and you can give a gift of any amount in the name of any one of these pillars to support them. You can also support multiple pillars if you want to. Highly encourage you to go support Pillars today and be able to continue supporting our foundation in so many different ways.   Dr. Christopher Lewis [00:26:45]: Also, on top of the pillars of the profession, the foundation also Selects a distinguished pillar of the profession award. The 2024 John l Blackburn distinguished pillar of the profession award is given to 2 different individuals, including Sherry Callahan, retired vice chancellor for student affairs at the University of North Carolina at Greensboro, and posthumously to Teresa Powell, vice president for student affairs at Temple University. Every week, we're going to be sharing some amazing things that are happening within the association. So we are going to be able to try and keep you up to date on everything that's happening And allow for you to be able to get involved in different ways because the association is as strong as its members. And for all of us, we have to find our place within the association, whether it be getting involved with a knowledge community, giving back within one of the the centers Or the divisions of the association. And as you're doing that, it's important to be able to identify for yourself Where do you fit? Where do you wanna give back? Each week, we're hoping that we will share some things that might encourage you, might allow for you to be able to get some ideas that will provide you with an opportunity to be able to say, hey. I see myself in that knowledge community. I see myself doing something like that or encourage you in other ways that allow for you to be able to Think beyond what's available right now to offer other things to the association, to bring your gifts, your talents to the association and to all of the members within the association because through doing that, all of us are stronger and The association is better.   Dr. Christopher Lewis [00:28:35]: Tune in again next week as we find out more about what is happening in NASPA.   Dr. Jill Creighton [00:28:39]: Chris, it's always such a pleasure to hear from you on NASPA World and what's going on in and around NASPA. So, Houston, we have reached our lightning round where I have about 90 seconds for you to answer 7 questions. You ready to do this?   W. Houston Dougharty [00:28:53]: Let's do it.   Dr. Jill Creighton [00:28:55]: Alright. Question number 1. If you were a conference keynote speaker, what would your entrance music be?   W. Houston Dougharty [00:29:00]: Can I offer a couple?   Dr. Jill Creighton [00:29:02]: Sure   W. Houston Dougharty [00:29:02]: I'm a huge fan of the blues, and queen of the blues, Koko Taylor, has a song that I absolutely love called let the good times roll, And I feel like my career has been a lot of good times. And then I I'm also a huge Talking Heads fan, and so whenever Talking Heads burning down the house Comes in, I'm ready, so I'd offer those too.   Dr. Jill Creighton [00:29:21]: Number 2. When you were 5 years old, what did you want to be when you grew up?   W. Houston Dougharty [00:29:25]: When I was five, I either wanted to be a farmer like my grandfather, or I was starting to think maybe I would be the governor of New Mexico.   Dr. Jill Creighton [00:29:34]: Not too late for that one. Number 3, who's your most influential professional mentor?   W. Houston Dougharty [00:29:40]: I would say, if I could rattle off a couple, The 1st person who gave me a break in student affairs after having spent 10 years in admissions was Kathy McKay, Who was the dean of students then at Iowa State University.   Dr. Jill Creighton [00:29:53]: And I know Kathy.   W. Houston Dougharty [00:29:54]: Okay. So Kathy and I are are very, very close. And in fact, she now lives in Denver, so we're only 5 hours from each other. So Kathy's who gave me my big break at Iowa State back in the day. At Iowa State, I learned so much from Nancy Evans, who was on the faculty there, and she and I both have clear research and research about students with disabilities in our areas of interest, and I learned so much from her and Ronnie Sandlow. I learned so much from Ronnie and and then Susan Pierce, who was the president of Puget Sound when I came back here in the Dean's student's office. Those are the women that come to mind most quickly for me. Sorry. I couldn't limit to one. And and there's so many others that I would love to include.   Dr. Jill Creighton [00:30:34]: So fun fact, I was working at CU Denver when Kathy was the dean at Metro State University of Denver. Yep. And then also when I took the ADP dean of students job at WSU, I replaced Cathy who was doing it internally. So I love these weird connections in student affairs.   W. Houston Dougharty [00:30:50]: Isn't it Funny.   Dr. Jill Creighton [00:30:51]: Let's move on. Number 4, what's your essential student affairs read?   W. Houston Dougharty [00:30:55]: Well, I'm very interested in sort of alternative notions of leadership, These are not new books at all, but there are these little thin books by a guy named Max Dupree. One is called Leadership is an Art And the other one is called Leadership Jazz. And I'm a huge blues and jazz person, so I particularly love that little volume, which basically talks about Great leadership is like leading a jazz band where everybody gets a solo, and I just love that notion of blending the notion of music and jazz.   Dr. Jill Creighton [00:31:23]: Number 5, the best TV show you binged during the pandemic.   W. Houston Dougharty [00:31:26]: So the hospital I was in in Manhattan had BBC America. I found this really great show called Grand Design where people dream about Where they would like to live and they renovate a space. And if you ever have connection to BBC Grand Design, It's just lovely, and it's British, so it's sort of witty. And I can't do anything with a hammer myself, so I love it when other people do.   Dr. Jill Creighton [00:31:54]: Number 6, the podcast you've spent the most hours listening to in the last year.   W. Houston Dougharty [00:31:58]: The moth. I love to hear people tell stories, And so I've sort of gone back into the catalog of The Moth, and so I love The Moth.   Dr. Jill Creighton [00:32:07]: And finally, number 7, any shout outs you'd like to give, personal or professional?   W. Houston Dougharty [00:32:11]: Oh my gosh. Of course, my family, you know, my loving wife, Kimberly, and our kids, Finn and Ali, who are amazing and and who grew up on college campuses across America, And I am so thankful to them for doing that. And in our preinterview chat, we talked about interns that I had, like Dave, and colleagues I've had, like Jim Hoppe and Debichi at Puget Sound. I mean, just and, you know, the amazing students who've really become part of my family. And 2 of them were in Santa Fe 2 weekends ago to seizes Oprah Byrne, which is a huge thing we do in Santa Fe. 1 came from Boulder, and 1 came from Boston. And, I mean, it's just, You know, we work in student affairs, and you will never be lonely because you're able to make these wonderful connections with people who are so dear.   Dr. Jill Creighton [00:32:54]: Houston, it's been just a joy to talk to you. So I know that, you know, we just met for the 1st time today, but I already feel like I know you a little bit, which is, such a lovely, warm feeling. And if others would like to connect with you after this show airs. How can they find you?   W. Houston Dougharty [00:33:07]: Sure. Well, probably the easiest way is on LinkedIn, w Houston Dougharty, and I also, today, I was at at big brothers, and they said that we're gonna Google you. What are we gonna find? So I I went home and Googled myself, and there are a lot of student affairs related things. So you could Google w authority. You'd see all kinds of interesting things, and I'd love to reach out or talk to anybody who'd like to be in touch.   Dr. Jill Creighton [00:33:28]: Houston, thank you so much for sharing your voice with us today.   W. Houston Dougharty [00:33:31]: Thank you for the opportunity. It's been a real treat, and it's great to meet you.   Dr. Jill Creighton [00:33:35]: This has been an episode of essay voices from the field brought to you by NASPA. This though is always made possible because of you, our listeners. We are so grateful that you continue to listen to us season after season. If you'd like to reach the show, you can always email us at essay voices at NASPA.org or find me on LinkedIn by searching for doctor Jill L. Creighton. We welcome your feedback and topic and especially your guest suggestions. We'd love it if you take a moment to tell a colleague about the show, and please like, rate, and review us on Apple Podcasts, Spotify, eye or wherever you're listening now.   Dr. Jill Creighton [00:34:09]: It really does help other student affairs professionals find the show and helps us become more visible in the larger casting community. This episode was produced and hosted by Dr. Jill l Creighton. That's me. Produced and audio engineered by Dr. Chris Lewis. Guest coordination by Liu Special thanks to the University of Michigan Flint for your support as we create this project. Catch you next time.

Michelle Meyer, Mastercard Economics Institute North America Chief Economist, says October's slight drop in US retail sales doesn't take away from overall robust consumer spending. Diane Swonk, KPMG Chief Economist, details how the Fed will look to navigate a potential successful soft landing. Anastasia Amoroso, iCapital Chief Investment Strategist, says corporations could look to cut costs in 2024 if the Fed doesn't cut rates. Henrietta Treyz, Veda Partners Economic Policy Director, discusses an increasingly dysfunctional environment on Capitol Hill despite the passage of a stopgap funding bill. Jennifer Bartashus, Bloomberg Intelligence Senior Analyst, breaks down Target's better-than-expected 3Q earnings.    Get the Bloomberg Surveillance newsletter, delivered every weekday. Sign up now: https://www.bloomberg.com/account/newsletters/surveillance  Full transcript: This is the Bloomberg Surveillance Podcast. I'm Tom Keene, along with Jonathan Farrow and Lisa Abramowitz. Join us each day for insight from the best and economics, geopolitics, finance and investment. Subscribe to Bloomberg Surveillance on demand on Apple, Spotify and anywhere you get your podcasts, and always on Bloomberg dot Com, the Bloomberg Terminal, and the Bloomberg Business app. This is a joy what happens with young economists as you read their research and you go, oh, they're quite competent. Not long ago and far away, but a few years ago. That was Michelle Meyer absolutely owning the parsing of the American consumer. She worked for a small bank in Manhattan and is now Chief Economists North America from MasterCard Economics. You own the analysis I put you and Allen Zetner together. You own the analysis of the American consumer. Have we stopped spending? We clearly have not stop spending. Far from it, and think about the data this morning. It was an incredible combination of continued strength and retail spend, of rebound in Empire State manufacturing, which shows that there's still a need for more goods production, which is because consumers are still spending, and on top of that, you're getting some relief on the pricing side. So it's a really nice combination. I hate asking this question, and I'm stunned. It's my first time I've asked it. On November fifteenth, what's back to what's a holiday season look like? What's Black Friday? And then Black Monday and this and that? What does this retail madness did January look like? Well, it is a longer holiday season. We've learned that over the last few years, and it's a heavily promotional based holiday season, and part of that is because of the fact that there's so much demand out there to buy online. I mean, think about the numbers we just saw this morning. Our spending post numbers saw just over eight percent year of your growth in e commerce sales. So you know, you're seeing a consumer that is certainly exploring many different channels of spending, including online, and that creates a lot more opportunities for them to get products, and it also creates a lot more need for retailers to compete with these big moments in time where they offer promotions, and I think that's what's going to be indicative. So we'll learn a lot from the Black Friday period, and it's approaching very quickly. How sustainable is this combination of both robust retail sales and disinflation or even outright goods deflation. So I think you have to consider the different categories. I mean, when you looked at CPI yesterday, you certainly saw some categories like these big durable goods like your refrigerators back seeing some price declines. But for many other things, like many services, for example, you are still seeing some price increases. So part of the drop in prices for some of these goods simply reflects the fact that prices increased too much out of a pandemic because of supply chain issues, because of higher costs, and now it's reverting a bit more to something more normal, right, So that means in real terms you will see some support in terms of some of these items moving through. In nominal terms, you could see some move down in terms of overall spend. So it really depends on why inflation is moving, and that is a function of the type of product and how things evolved coming out of the pandemic. When you put it together, does this seem like a recipe for this goldilocks soft landing, or does this seem to paint the picture of a federal reserve that needs to do more and of an economy that has way too much momentum to really achieve the disinflation that a lot of people are baking into market evaluations. I think the data is shaping up in a way that's really favorable at the moment because you continue to have economic growth. Look at the third quarter GDP numbers, that was fairly broad based economic activity, not just consumers but also businesses investing inventories getting much more manageable and in stock So you know, things have been evolving remarkably well in terms of the real economy, taking out some of the excesses, labor market coasting into a litt bit of a slower trajectory for job growth, but still expansionary, while you get this relief on the inflation front. So how much of that is because of monetary policy, how much of that is because of the nature of the shock that we had initially, We'll see it's probably a bit of both. But it's evolving really quite quite nicely, and obviously exceeding many people's expectations. Out there. We talked about the interest expense and the debt and the deficit earlier with Mia mcguinnis. Let's talk about the average charge card is twenty five twenty six percent interest, migrating up now to twenty eight twenty nine percent interest. I find thirty percent to be almost criminal. But you people look at this daily, is that interest rate goes up, do we spend less? So what we're looking at overall is how monetary policy is transmitting into the economy broadly. So when you think about who's borrowing out there, there's companies that are borrowing in terms of the expansionary needs. There's consumers that are borrowing in terms of whether or not they want to buy a home or a big ticket item that might require some leverage. So higher interest rates are certainly transmitting into the economy. You can see it today with the retail sales number that's Mike just my friends. Around housing related items, furniture, some of these bigger ticket items that require debt. You are seeing some hit to those types suspending. So I think the high level of interest rates goes back to Lisa's point around how the FED is trying to calibrate this economy with some easing of real growth but still allowing inflation to come down. Okay, you're out of the game, but I'm going to ask you the game question here, which is what is your twelve months for to real GDP? Like, what's your twenty twenty You're talking to fancy people at MasterCard, and you know they don't want to charge cards. They want to know what Michelle Meyer thinks about the economy. What's your twenty twenty four real GDP call? So the good news is that we are I'm still in the game, and that we are still running at still absolutely that is who I am as a person, as an economist. When I look ahead, I mean this year we had an economy that ran above its underlying trend. So we're trending right now, given where GDP is for real growth somewhere between two point four percent right now in twenty twenty three. As we look ahead to twenty twenty four, we're probably going to see some moderation closer to the underlying trend growth rate of the economy closer to trend. Didn't answer, Ye's still in the game. I'm still I got to total go away. Michelle Meyer's MasterCard. There somewhere in the blur of the last four or five days through my small little brain, would somebody get Diane SWUNKA You know, I just said she has such a perspective different from three zip codes in New York, And I guess all of this is her academic work at the University of Michigan Longo. She's putting a penalty box there. At one point she was stealing signs from the Federal Reserve. Is I think it's a football joke there, Yeah, dian Swank understands Michigan's I guess in the penalty box, Diane Swank, is it free and clear? Is your own Powell not in the penalty box. I've asked this question four times, but with immense respect to your work and your holistic look at business data. Is it mission accomplished? Finally, for the FED, it's not mission accomplished because if that is still going to hold rates higher for longer. But we're done with right hikes and that's what we've been saying, and that's what we believe. That's the good news out there is that it does look like the soft landing is not only possible but probable. But the journey is not yet over, and the endurance part comes next, and that's what the FED is watching closely. They still expect to see growth below potential in order to have that soft landing occur. That's one of those technical things that consumers don't really like, because growth below potential is a rise in unemployment, which in fact we've already seen. Most of that rise we saw over the summer was because more people were looking for jobs, not because of mass layoffs than in October when we saw unemployment move up to three point nine percent, it was because we also saw the spillover effects of strikes as well. When I look at this economy and all the different narratives that are out there right now, the heart of the matter for me is fully employed America. Butter stop with what Austin Goolsby brilliantly said yesterday. Is a believer in a new productivity, a new regime of productivity that's going to make the job for everybody out there easier. Do you buy it? Well, we are seeing a major increase in productivity, and I think during the frenzy, the hiring frenzy that we saw, we know from ADP data that's locked at this more closely, many firms stopped hiring people. Then add on top of it the loss and hiring an educational attainment due to the pivot online itself. And now we're unwinding that and people are actually learning the jobs they have. Overlay that with innovation and technology and leveraging the technologies we were forced to use as we moved online, and you do get higher productivity growth, and that is helping to bring down inflation as well. The problem for most consumers, of course, is that the level of prices are still very high. And let's face it, you know, consumer sentiment hit its record high for University of Michigan Centiment Index in Chau two thousand. Yeah, I threw that in. Although I did go to Chicago too. They won the first Heisman Trophy right now with a lack of scandals, which a little better. Did you go to the Goldsby speech? I mean, you're such a hitter out there in Chicago? Did you darken the door for the Golsby speech? I wasn't at this one. I've been at many of them, and I'll be at one on December first with them. What about Hey, Dana speaking as well, what do you feel how do you kind of view the consumer here? We got some retail sales data today that came in a little bit better than expected, yet target, you know, still seeing some some challenges out there with the reported numbers, and of course we'll hear from Walmart tomorrow. What's what's your sense of the consumer out there? This is a consumer that shown remarkable endurance. Remember October is when the first student loans for about twenty three million student borrowers were due. Of course, they started paying those loans already in August while ahead of time, front running the interest accruing on those loans. But we know that student loan, your payments are going to crimp consumer spending. And I think what's also important is we're seeing the biggest trade offs everything within grocery stores. They're spending more at grocery stores than at restaurants during the month, and after adjusting for inflation, they're still spending more at grocery stores because it's really expensive after adjusting for inflation to go out to restaurants. That said, there's a lot of trade offs within that as well. Beef prices hit a record high during the month of October in that's due to the fact that we had all these droughts. That's in the herds, and I think, you know, the effects of those kinds of shocks are what really matter to consumers. And even as the FED is combating inflation the pace at which prices increase, many consumers who finally saw their wages level up only got to spend a moment in the sun before they were burned by inflation, and they're still playing catchup from those earlier increases exactly. So, you know, in terms of the consumer here we have the unemployment rate officially at three point nine percent. What do you think the FED would like to see that rate? Do they feel like it needs to drift a little bit higher before they get a sense that this economy really is cooling? Well, I hate to use the word like, because I think that's a little pejorative in this context. I think they think it needs to go a little above four percent in order to get the full derailing of inflation and to be able to really cut rates as we move into twenty twenty five. I think we're going to see rate cuts by the middle of twenty twenty four, but the descent on rates is going to be much less graduate much slower than the acent on rates, and I think that's very important to remember as well. The Center Reserve is really pretty pleased with the fact that so far until we had that October blip, which was by an external shock the strikes, that we were able to really see more people looking for jobs rather than layoffs contributing to unemployment, more data checks and all this turmoil, the vix goes to constructively bullish. We are higher above fourteen and now at fourteen point eight, a better VIX number off of yesterday. Dow up one hundred, SPX up sixteen points, doing better than call it nine o'clock, futures up four tenths of a percent, NASDAK up half a percent as well. We're with Diane's swank this morning of KPMG. Diane, my great theory is corporations are going to adapt and adjust. How do they adapt and adjust? Is it just going to be one expense reduction? You know, that's going to be a series of I think we're already seeing the adaption occur, and it's evolution more of a revolution than an evolution, and that is that after more than a decade of ulter low rates and some business models that were built entirely on ultra low rates still adapt to a more normal economy that has higher rates to it, and they have to deal with the higher wage levels that they leveled up to, and that means they got to make their workers more productive to be able to continue paying those wages without mass layoffs. And that's where I think we're going. I think we are going to see productivity growth continue to be elevated. That's the good news. I think also it's important to remember the tire meets the road on productivity growth when you combine innovation and technology with our human capital, and how valuable it is. When you really level the boats together two together, that's when you get the big benefits. Sure theory there is how the Cubs stole the Milwaukee Brewer's managers. I mean you get that. She's like consulting the Chicago Cubs. How do we jump started Creid Council bring them down to Chicago? Paul slip in one more? All right, So, Diane, I mean we have our President Biden in San Francisco meeting with President she. How do you figure China into your economic outlook here? What do you what do you what would you like to see. What do you think we're going to see. I think it's important that you know we can't deglobalization is a bit of a myth. We're seeing trading blocks that have moved, and more training within blocks rather than across blocks, which is actually boosting global trade. That's more friction in the global economy and ultimately more risk of supply chocks and more fragile supply chains. So I think the concept of de risking is something that is a relative concept. I understand there's geopolitical and strategic issues we need to deal with with China, but these are the two largest economies in the world. We're talking about China and the US, and it's better to have better relations than intense relations and intensifying geopol tensions between the two. Dane swanp KPMG. They're chief economists, thank you. The grace of Bloomberg's surveillance is we don't throw up films of people being wrong or people being right. This is a tough, tough business gaming out equities, bonds, currencies, commodities. If we tossed up a video John and Lisa Anastasia Amroso on the market a number of months ago. She held Lisa's hand and said, Lisa, It'll be okay. A chief investor strategist and what and correct bull joins us. Now, is this the second Is this the second bull market off the October lows thirteen months ago? Are we clicking in with a new bullmarket lift? I mean, I think this is giving investors a lot of faith and hope into the year end. You know, Tom, It's amazing how quickly things shift, And just in the last couple of weeks we went from really bad technicals to really a great technical setup. And I think what's likely to happen now is the chase into your end is on and it's going to involve a lot of stakeholders, whether it's this systematic traders, whether hedge funds that were called too short, whether it's all the cash eight trillion of it on the sideline. So I do think that we well, I was initially going to say drift higher into your end based on yesterday. We might rip higher into your end, but I do think we'll finish higher. Let's discuss what worked yesterday. Small caps, discretionary real a state. Is that what you think works going into your end? Well, I think tech is going to continue to work into your end because if you look at unprofitable tech, for example, it also rallied pretty massively yesterday as well. You know the reason I hesitate when it comes to consumer discretionary. You know, I love the target beat this morning, but it does feel like a bit of a one off. And you know, if we look at some of the surveys of consumer spending consumer spending intentions, consumers are likely to be slower and likely to be more discerning and the I want to look for promotions. So you know, maybe this everything rally does take consumer dis questioningly higher with it, but from a quality perspective, and where I have the most convictions on margins, on growth, on secular opportunity, John, I think it's still tech. Okay, So how much is this baking in both the ongoing profits and also yields going lower given that valuations are already pretty high considering how high the alternative is. Yeah, I mean everything is working in the right direction right now. Clearly this is a huge yield story. But when it comes to big tech, for example, you know, yes, yields help from the valuation perspective, But what I also like about big tech for example, is that earnings growth is there over and above the S and P. For example, for the next year or two, the average earnings growth is about sixteen percent. So and by the way, valuations, I know people say big tech or tech generally is expensive, but when you adjust for that earnings growth, it's actually not that expensive. And when you start looking at individual stocks, maybe forty times forward earnings on Nvidia, maybe that seems expensive, but when you expand the chart, it's not actually off the chart, so to speak. So everything is relative. What's the balance of risks? We've been talking about that throughout the morning for next year, as people get enthusiastic into year end, is it a better than an expected economic picture or is it some sort of recession that really feeds into a profit recession as well. Yeah, so we have to decouple the view into your end versus what might happen in twenty twenty four. And I think the reason for this optimist for twenty twenty three has been this is a soft landing year. This has proven to be a soft landing year. Now I think something harder may have to happen in twenty twenty four. And here's really the big question. Which is going to determine the direction of the markets in twenty twenty four is how quickly does the FED cut or do they cut? If they cut, then I think we're off to the races, and this is they go in all on risk moment. But if they don't cut, if they stay persistent, then I think some of the bold may be disappointed. Do we underestimate the ability of corporations to adjust? Twenty four months ago of screaming about that we saw Target. Today they've had a real, real post pandemic challenge. I guess, John, what's it up right now? Forty two? It's twenty five? Okay, who's keeping count? But the answer is I still think it's underestimated in FED centric, rate centric New York City that I'm sorry, each and every corporation out there is going to adapt and adjust. What are they going to do next year? Yes, corporations are adjusting, and the case of Target, it took them a while, but those inventories were eventually paired back. I think what corporations may struggle with next year until and unless the FED pivots is the refinancing bill of some of their corporate debt. And by the way, This goes across the spectrum. It's the US government which has to refinance about thirty five percent of the debt between now and the end of next year, is the commercial real estate operators that have to refile a lot of the debt, and then it's corporate. So you know, the reason, Tom, why I think we haven't seen more of an adverse impact is because the percentage of floating rate has been low and companies have not had a lot of fixed rate maturities that needed to be refinanced. That does start to change next year. So if the FED doesn't cut, I think it does become harder for corporates and how do they adjust well, if margins get squeezed, I think cost cutting is the next measure. Does that make life difficult for certain parts of the equity market given the nature of high yield issuers, Yeah, it does. The parts of the market that I worry about, or leverage loans for example, which have already had a full year of rates around five percent. And if you look at the net interst coverage ratios, there were about three and a half times going into the year for a lot of those issues. There are one times today, maybe one point three, So how does that picture change next year, especially if you have some slow down in the top line for high yield. I'm a little bit less worried because you do have generally higher quality and better fundamentals, and there's a small portion of high yield that needs to be rolled over next year. But from a broader economic perspective, and especially when I think about the banking sector, if you start to have more charge offs, incrementally more delinquencies, some default and by the way, venture capital bankruptcies have been on the rise, so all of that does start to impact some sector of the economy, which I think is the bank. Can we finish on the banks kind of left for dead at times this year and for good reason earlier in spring. What's your view on them into twenty four? A very mixed view on them into twenty twenty four, because in earlier on the show, I did say that, you know, I was kind of warming up to the bank sector because we were expecting the capital market activity to pick up. That really didn't pan out so far in the fall of this year, and I'm not sure that it does in twenty twenty four. So if you have lackluster capital market activity, in twenty twenty four, and then on top of that you do have those higher delinquencies, defaults, and charge offs. That comes back to roots for the banking sector. So I appreciate the rally that they're participating in, but that would not be my top pic today. You sound actually less optimistic than you did a bunch of months ago, quite a bit less optimistic. Can you frame that out just how much you think some of the gains have already been paked in. Yeah, I definitely sound less optimistic your end rally nowithstanding. And the reason for that is because a lot of investors coming into the year expected this to be maybe even a recession a year, or at least very lackluster economic growth, and instead we got close to five percent GDP in the third quarter. So a lot of people are now in the soft landing camp and are not even talking about recession. But if you think about this, you know, the longer rates stayed at the current levels, and by the way, if inflation falls and real rates start to pick up the relationship we also talked about previously, then we are going to get in restrictive territory relative to the neutral rate, and that's when you start to worry about the FED stays therefore too long, then that's what caused historically a recession. Well, I do worry about that, and I don't think it's in people's consensus numbers right now. Is my takeaway here that Amoroso is on the edge of bramo ye and it gets maybe less constructive gone into twenty five to be a long year of twenty four. So we can't just you know, prepare for the whole thing. That's the joy that I hurt six months ago. Oh, the joy is here. The joy is into your end and you know, you know, I do think that. Look, the FED for now seems to be behind us until mid December. You know, I think some of the worst Fed Treasury auctions are behind us. Okay, So that's the joy. The conversation. The joy was on the screen over the last twenty four and made away and I say, you're constructive so many times right to be and stay camo. So if I capital it the Henrietta Trace joins US now economic policy research director at Vada Partners. Henrietta, with all your years of experience in Washington, and how polarized is the polarity right now? I mean, they are just at each other's throats, almost literally. Certainly, the stories out of DC yesterday were just shocking. Frankly, they have to go on recess. I am so thankful that they have agreed to this kick the can approach. As you mentioned before, I think we're just going to be doing this again, and I'm not optimistic that it's going to stop in January or in February when the two current deadlines exist. We're going to be doing this every couple of months for the rest of twenty twenty four. So we should get used to this kind of acrimony government shutdown risks. Those headlines should just be permanently emblazoned every couple of months in the newsreel. We've got those headlines ready to go hendriady through the whole at twenty twenty four. Can you just frame how big this fight over spending might be just next year. You know, it's just loud. It's not a big fight. It's just a loud fight. They are not getting any reductions in federal spending. This is a clean cr There will be a minimum of about one hundred billion dollars an additional aid that goes out across domestic and international priorities. We are not fighting about spending cuts. We are fighting about the process. The Freedom Caucus came up with the idea of doing this laddered approach. It was rejected, resuscitated, and then finally included in part in this deal. But it contains no spending cuts, and there's no scenario where the second tranche, which includes defense and foreign operations spending, is going to expire after they reach a deal on the first couple of appropriations bills. So this is a lot of sound, This is a lot of bark very little bite. Given the fact that there was not Israel or Ukraine funding in this current bill, how likely do you think that will get done by January? By February? Does it even matter considering the spending that's coming out of different pockets. That's a really important question. And I think a lot of this is tied up with Minoriti leader maccaddeal and how much cloud he continues to have with the party. I think we can't underestimate the impact of the loss in Kentucky for the governor's race that materially acted his standing with his own conference in the Senate Republican Caucus. And I think that's a big problem for Ukraine AID. I was surprised in my last round of meetings in DC how little support there is for Ukraine versus what there has been from the United States for the last year and eight months. It is really a iffy question on whether Ukraine aid gets provided at all. I do think that keeping Israel aid off of the cr that they're passing now creates at least a pathway. But when you tie Ukraine to the border and recognize that we haven't had border security legislation pass in a decade or more, you really have a problem. So I think that it is good news that we don't have a bill yet. It keeps soap alive. But I would dim my expectations for robust aid to Ukraine and Israel. Obviously is another problem that is splitting the Democratic Party just in half, just ripping it apart. So those packages are going to be really hard to come by, and I wouldn't be surprised that they didn't get it till January. You know, it's getting harder and harder to parse through the signal from the noise in Washington, d C. We have all these real, tangible, important issues and yet we are focusing on scuffles both in the Senate that Bernie Sanders had to and with a wooden gavel, and then this the accusation that Kevin McCarthy elbowed fellow Republican Congress member Tim Burchett during some of the contentious negotiations. Are any of these important to you on a policy or just functional level? There is no policy, So I think Tom, you actually just made a statement about how if you don't have your fiscal house in order, you can enact policy. That's exactly what's happening. There is no policy, so we're only talking about fiscal austerity. There's no discussion about passing a year in tax build that's of any kind of merit. They're running around punching each other in the back because they have gripes and qualms with who's a liar, who has trustworthiness. There is no policy, there's no uniting policy that drives the House of publican conference, which is in control, and that means that the Senate can't get their act together or get their work done. And it's really been a darth of leadership that I think is exacerbated by Mitch McConnell being on the way out, and a speaker that is untested with no real leadership mandate to work with on the Republican side. So I think there is no policy. I don't think we will be voting on any meaningful legislation next year. They cannot move forward on impeachment. They can't move forward on you know, impeaching even the Homeland Security secretary. They don't have a plan for the border that is comprehensive or can pass with the Republican conference. When you have these type majorities and a lack of leadership, this is where you land. So we just have these short term fights about federal spending. Thankfully we don't have to deal with the debt ceiling next year. That would have been a real problem. Well, Henry Ti, given everything you've just said, doesn't that make it all the more amazing that we managed to find an agreement in the House yesterday. I mean, you know, yes, and I don't want to be just contrarian, but they're up. The scenario where we shut down is even worse because there's no path to reopen. So if you shut down the government, we will be shut down for quite some time. People talk about, oh, we couldn't possibly go past two weeks because you'd missed a pay cycle. The last time we did this, for no good reason, with no end in sight, we shut down for thirty five days, right over the Christmas holidays. I think the one thing that's kept my optimism alive contrary to a lot of popular opinion, with you know, twenty percent or less odds that we'd shut down all year, is basically that the alternative is worse. Shutting down means we stay shut down for quite some time. Everybody looks incompetent, and you can't have these fights about fiscal austerity and spending. If you're shut down, it starts to have a material negative impact. So I mean they're both bad options, but shutting down is the worst one, with lots of them looking competent when it's open. Henritta, trace their evade partners, Henritta, thank you. I don't talk to Jim Bartak ahead. Let us get briefs here to say the marriage Jennifer Bartash's marriage counselor joins us with Bloomberg Intelligence. Jen thank you so much for joining. I want you to explain what falls to the bottom line. Home depot has a net income margin of nine is tennis cents. Target I was shocked is three or a moldy four cents on the dollar. Is anybody making money in this business? Good morning, Tom. It's a good question, and it's definitely one of the challenges that we always see in this retail sector. But I have to say, Targets results today we're very encouraging, you know, and it does give a little bit of optimism for the fourth quarter. So when they beat across the board with revenue same store sales, you know, we did see a great increase in margin. That's all really because some of the productivity initiatives that they put in place are starting to really help take cost out of the business. Willmont anst on this news as well. It's up in a free market, buying more than one point two percent. Jen, will hear from that company tomorrow. What is the read across from that company to the other. Well, I think that Target having better than expected results really only means good things for Walmart. Walmart does tend to outperform in environments where people are pulling back or being very careful with their spending, and so I think that a better than expected result today may lead to a very good outlook for tomorrow as well. But Jen, how do you parse through just the management side of things versus the macro call on a management side of saying Target seemed to work down fourteen percent of some of its excess inventory, leading to some of this boost. Does that really cross over to some sort of read through in the broader consumer. Well, I think that what we've seen is across a lot of retailers, they've had to figure out their inventory in kind of this post pandemic world. We went through a phase where everybody was stockpiling inventory so that they've had stuff available, then they had too much and they had to clear it out, and now they're trying to find the right equal librium. And being down versus last year where there were still concerns about supply chain constraints just shows that we're really getting back to that equilibrium and we're seeing it across multiple retailers, and so I think what's important is that inventory is down that much, but they are already stock for holiday, So to us, that also means that they should be able to sell through a good portion of their inventory over the holiday season and not end up in the same position they were in where they had to have a lot of Markdown's post holiday jen Yesterday we were talking about drug stores in certain cities that are putting pictures of toilet paper behind the shelves and then having people ask request for it to be delivered to them from the back of this store. Target did talk about theft to our shrink as they call it, and saying it's still weighing on their margins in a material way. What do you make of this? How long are we going to hear about this in earnings and is this just simply an excuse for margin pressure or is this something that is going to become increasingly concerning for both investors as well as the corporate executives. What we usually see in longer term cycles is that theft escalates whenever the consumer is under pressure, and as inflation is coming down, that actually should be a little bit of a release on that pressure. With regards to theft and the losses that retailers are having. You know, people generally want to do the right thing, and Target in particular has been very vocal about theft levels. We've saw some store closures where they said it was just not profitable to operate, but We do think that as inflation comes down, that should easy get a little bit easier going forward. John, you don't you bihold cell, but I want you to note a four percent dividend, an eleven percent five year dividend growth. I got a multiple of fifteen, which is what one third of the high flyers one fifth of Nvidia. In that can Brian Cornell and his team say we're back on plan the pandemics beyond us and we will have the glide pass of the TAJE we knew years ago. I think we might be at a turning point. It might be a little early to say that we're already there, but I think that today's results definitely indicate that a lot of the strategies that they're retrenching, that they're putting back into place, do put target back on that right trajectory. Jennifer, thanks for the update. Let's cat cheup against tomorrow when we get numbers from Wolmont. Jennifer Pontanshestan of Bloomberg Intetogen's Subscribe to the Bloomberg Surveillance podcast on Apple, Spotify and anywhere else you get your podcasts. Listen live every weekday starting at seven am Eastern I'm Bloomberg dot com, the iHeartRadio app tune In, and the Bloomberg Business App. You can watch us live on Bloomberg Television and always I'm the Bloomberg Terminal. Thanks for listening. I'm Tom Keen, and this is BloombergSee 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Welcome back to another episode of Benched with Bubba. On BwB EP 611, Bubba (@bdentrek) will be joined by Lucas Biery (@lucasbiery33) to recap his auction championship win as well as breakdown some 2H studs and their current 2024 ADP. Some Players Discussed- Zack Gelof Nolan Jones James Outman Seiya Suzuki Max Kepler Chas McCormick Bo Naylor Many More

Welcome back to another episode of Benched with Bubba. On BwB EP 611, Bubba (@bdentrek) will be joined by Lucas Biery (@lucasbiery33) to recap his auction championship win as well as breakdown some 2H studs and their current 2024 ADP. Some Players Discussed- Zack Gelof Nolan Jones James Outman Seiya Suzuki Max Kepler Chas McCormick Bo Naylor Many More

A new month brings new dynasty ADP data from DynastyLeagueFootball.com. The guys reveal the top-12 dynasty wide receivers and tight ends based on that new ADP. Have AJ Brown and CeeDee Lamb joined the top tier of wide receivers and a new dynasty TE1.  Support Us By Supporting Our Sponsors! DoorDash Get 50% off up to $10 value when you spend $15 or more on your FIRST order, when you download the DoorDash app and enter code LOCKED23. Subject to change. Terms apply. Jase Medical Get $20 off these lifesaving antibiotics with Jase Medical by using code LOCKEDON at checkout on jasemedical.com. PrizePicks Go to PrizePicks.com/lockedonnfl and use code lockedonnfl for a first deposit match up to $100! Gametime Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Last minute tickets. Lowest Price. Guaranteed. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply. FanDuel Score early this NFL season with FanDuel, America's Number One Sportsbook! Right now, NEW customers get ONE HUNDRED AND FIFTY DOLLARS in BONUS BETS with any winning FIVE DOLLAR MONEYLINE BET! That's A HUNDRED AND FIFTY BUCKS – if your team wins! Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Construction companies love their accountants – and well they should, given the help they need on a range of compliance issues. Kit Dickinson of ADP shares the latest issues in the construction industry, and what they need from their CPAs.

Quite possibly one of our most slap-happy, pure "for the fans" ADP episode yet — we're discussing a cameo-full, bad movie from 2003 called NOBODY KNOW'S ANYTHING! Other topics include 9 hour FIVE NIGHTS AT FREDDY'S lore videos, Kev reports on THE MORNING SHOW, plus we truly live and die by the risk of The Wheel with a spin that's been coming for a long time... - Connect with us on ⁠⁠Twitter⁠⁠, ⁠⁠Instagram⁠⁠, or our ⁠⁠Letterboxd⁠⁠ HQ at @austindangerpod. Send us a letter or voicemail at austindangerpodcast@gmail.com and we'll share them on our episodes. If you tag your reviews with "austindangerpod" on Letterboxd, we'll find them and also share them on the show! Follow ⁠⁠Kev⁠⁠ & ⁠⁠McKenzie⁠⁠ on Letterboxd. Listen to Kev's other podcast, ⁠⁠Ammonite Movie Nite⁠⁠! Listen to McKenzie's other podcasts ⁠⁠The Criterion Connection⁠⁠ & ⁠⁠ON LYNCH⁠⁠. NEXT WEEK: Unfortunately, it is time. We may not make it. Next week might be the last episode we ever do because THE LOVE GURU might kill us. - Episode Chapters: (00:00:00) Intro (00:02:25) Whatcha Been Watching? (00:23:55) Austin News (00:26:46) NOBODY KNOWS ANYTHING! Main Discussion (00:47:13) Popcorn Notes + Final Thoughts (00:58:03) I Love Goooold + “The Allen Parsons Project” (01:01:22) There You Are, You're Over There! (01:02:25) The Wheel + Outro

The guys shine a light on Kyler Murray's return to the field and take a look at rookies who are making an impact like Jahmyr Gibbs, Keaton Mitchell and Tank Dell. There is also a conversation about the biggest risers and fallers in ADP from September to November. Follow @DLFpodcast @dmeylor22 @MattPriceFF @RyanMc23

The guys shine a light on Kyler Murray's return to the field and take a look at rookies who are making an impact like Jahmyr Gibbs, Keaton Mitchell and Tank Dell. There is also a conversation about the biggest risers and fallers in ADP from September to November. Follow @DLFpodcast @dmeylor22 @MattPriceFF @RyanMc23

Welcome to another episode of Dividend Talk, where we dissect the latest financial news, share insights, and answer your burning questions about the world of dividend growth investing. In this episode, we delve into the art of identifying warning signs in companies and explore red flags that could save your investments from potential pitfalls. In our News of the Week segment, we discuss the recent profit warning from Diageo and the investor day announcement scheduled for Wednesday. Ahold's reported earnings also take center stage, affecting its share price, which now stands at 26.75 euros. We also share our thoughts on Ahold's earnings and the subsequent sell-off. Next up, we cover the latest dividend hikes, including Becton Dickinson's 4.4% increase ($BDX), Roper Technologies' 10% boost ($ROP), and ADP's impressive 12% rise ($ADP). In our main topic, we dissect the anatomy of a bad company. eDGI shares insights inspired by the Medtronic case, shedding light on red flags like adjusted earnings masking true financial health, declining sales, and poor acquisitions. EMF emphasizes the importance of identifying companies losing their competitive edge and the signs of impending trouble in cash flow and balance sheets. Listener questions are always at the heart of our discussions. This week, we tackle topics ranging from checking Glassdoor ratings for stock management quality to strategies for setting stock orders and even daring to ask tough financial questions to your own company's executive team. We also address specific stock inquiries, including thoughts on Prudential Financial ($PRU), insights on AIRBUS's recent earnings call, and rumors regarding ENAGAS's dividend safety. Tune in as we provide our thoughts on MPC container ships ($MPCC), and the cyclical dividend grower Whirlpool Corporation ($WHR), yielding an impressive 6.36%. That's it for this week's show. Subscribe, share, and stay tuned to Dividend Talk for your weekly dose of dividend growth investment news and insights!

Navigating through the highs and lows of the first half, we uncover the unseen storylines defining Miami's 6-3 start to the season. From the subtle strategies of the offensive line to the electrifying runs of De'Von Achane, each player on the field contributes to the Dolphins' success.  It's easy to get caught up in the high-flying success of quarterback Tua Tagovailoa and wide receiver Tyreek Hill, but don't forget about the other players on the field. The Dolphins are on track to make the playoffs but a complete team effort will be needed to make a postseason push. Another Dolphins Podcast is hosted by Joshua Houtz (@Houtz) and Jake Mendel (@JMendel94). Jake is joined by Cat (@BrianCatNFL) for this episode of ADP. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

We're back inside our podcasting vault in search of the next episode to remaster. This time we've selected Jeff Wald, a serial entrepreneur, investor, and bestselling author.   Jeff previously left our podcast listeners on the edge of their seats as he took us on his journey of starting, building, growing, scaling, and ultimately selling not just one but two small businesses to Fortune 500 companies.    In this remastered episode, you'll have the benefit of listening to Jeff's story guided by narration as he shares how he did a brief stint working as an auxiliary officer for the NYPD and ultimately left behind a career at an investment banking firm to start his first company.   Though that company failed, he learned some valuable lessons, dusted himself off, and in true entrepreneur fashion, started another company. And then another one. When he founded WorkMarket, he knew that scaling from 8 to 8,000 salespeople required business infrastructure. Eventually, Jeff sold those two companies to ADP and Salesforce.   How did he do it? Listen now to discover this and much more!    

Today, Equalman sits down with Bo Seo, a two-time world champion debater, former coach of the Australian national debating team and the Harvard College Debating Union. One of the most recognized figures in the global debate community, he has won both the World Schools Debating Championship and the World Universities Debating Championship. Bo has written for The New York Times, The Atlantic, CNN, and many other publications. He has worked as a national reporter for the Australian Financial Review and has been a regular panelist on the prime-time Australian debate program, The Drum.   Bo and Erik discuss the difference between debate and argument, the risks of conflict avoidance, how to have more productive arguments, the problems that accompany online bickering, the most common mistakes made by amateur debaters, and the argument checklist.   More from Bo Seo: Good Arguments by Bo Seo Twitter: @helloboseo 5x #1 Bestselling Author and Motivational Speaker Erik Qualman has performed in over 55 countries and reached over 50 million people this past decade. He was voted the 2nd Most Likable Author in the World behind Harry Potter's J.K. Rowling.   Have Erik speak at your conference: eq@equalman.com   Motivational Speaker | Erik Qualman has inspired audiences at FedEx, Chase, ADP, Huawei, Starbucks, Godiva, FBI, Google, and many more on Focus and Digital Leadership.   Learn more at https://equalman.com

Prepare to journey into the fascinating world of artificial intelligence (AI) and its game-changing impact on human resources. With the insightful Kasara Weinrich, a principal consultant for Future of Workstrand via ADP as our guide, we peel back the layers of AI's evolution since 1966 and discuss its potential to revolutionize HR operations. Cassara offers her expert insights on the importance of learning agility and adaptability, and how you, as employers, can harness AI to outmaneuver the competition in the staffing market. But AI isn't just about process efficiency; it carries with it a suite of ethical considerations that need to be addressed. The second half of our podcast dives into the moral dimensions of AI use. Kasara illuminates the importance of maintaining agility in organizations, especially in the face of rapidly advancing technology. We then shift our focus to exploring generative AI, a type of AI that replicates the human mind's creativity. It's an enriching conversation filled with historical context, practical applications of AI, and predictions for the future of work. So tune in, and prepare to have your perspective on AI and HR transformed.Support the showRebel HR is a podcast for HR professionals and leaders of people who are ready to make some disruption in the world of work. Please connect to continue the conversation! https://twitter.com/rebelhrguyhttps://www.facebook.com/rebelhrpodcasthttp://www.kyleroed.comhttps://www.linkedin.com/in/kyle-roed/

Natalie Born is the Host of Innovation Meets Leadership podcast and the Author of “Set It On Fire: The Art of Innovation”. Prior to Founding Innovation Meets Leadership, Natalie held roles as a VP of Innovation and Senior Vice President of Business Development.Natalie has collaborated on two approved US patents and has over 20 years of experience leading product development, UI/UX, web development, and strategy and marketing teams. Natalie has worked with organizations such as CareerBuilder, First Data, IHG, and ADP, leading major initiatives in over 18 countries.

A new month brings new dynasty ADP data from DynastyLeagueFootball.com. The guys reveal the top-12 dynasty quarterbacks and running backs based on that new ADP. Topics include a pair of rookie quarterbacks quickly gaining value and a major running back shake up.  Support Us By Supporting Our Sponsors! BetterHelp This episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDON today to get 10% off your first month.  DoorDash Get 50% off up to $10 value when you spend $15 or more on your FIRST order, when you download the DoorDash app and enter code LOCKED23. Subject to change. Terms apply. Jase Medical Get $20 off these lifesaving antibiotics with Jase Medical by using code LOCKEDON at checkout on jasemedical.com. PrizePicks Go to PrizePicks.com/lockedonnfl and use code lockedonnfl for a first deposit match up to $100! Gametime Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Last minute tickets. Lowest Price. Guaranteed. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply. FanDuel Score early this NFL season with FanDuel, America's Number One Sportsbook! Right now, NEW customers get ONE HUNDRED AND FIFTY DOLLARS in BONUS BETS with any winning FIVE DOLLAR MONEYLINE BET! That's A HUNDRED AND FIFTY BUCKS – if your team wins! Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

The boys called it, The Fed has left rates unchanged. Granted, it wasn't that hard of a call as all the data seemed to suggest that was the overwhelming likely result. Yet, somehow Jamie Dimon came out sounding hawkish after Jerome Powell came out dovish. Adjustable-rate mortgage demand jumps nearly 10% and Wells Fargo is now warning of a 1980s style recession. Confused, don't be. Saied, Chris and Haroon are here to break it all down and make sense out of all this chaos. All facts, no cap. Bars. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what's right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:The Federal Reserve leaves rates unchanged. Here's what that means for your wallet (CNBC)JPMorgan CEO Jamie Dimon suspects Fed 'may not be done' raising rates amid 'stickier' inflation (Yahoo! Finance)Adjustable-rate mortgage demand jumps nearly 10% as buyers struggle to afford housing market (CNBC)M&A to explode in 2024 as roughly 1,200 companies are expected to run out of money (Yahoo! Finance)Housing Market Crash: Wells Fargo Warns of 1980s Recession (Investor Place)Private sector payrolls rose 113,000 in October, less than expected, ADP says (CNBC)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Vlad Sedler (@rotogut) and Toby G (@batflipcrazy) record live from the Baseball HQ First Pitch Arizona 2023 conference. They dive into an overview of the 2023 fantasy baseball season, lessons learned for 2024 draft season and review some super early ADP. They are joined for a special Battle of the Quants trivia game by four roto celebs, Derek Carty, Eno Sarris, Rudy Gamble, and Jeff Zimmerman. Watch on YouTube: https://t.co/gtxz8ZULGe

ADP introduced a construction-industry service, and more HR technology news.

Health Reimbursement Arrangements, or HRAs, are a modern way for employers to provide health benefits to employees. Rather than a one-size-fits-all group plan — or leaving employees to cover all of the costs of the plan on their own — employers can now offer their employees a tax-free allowance to purchase benefits that meet their unique needs. Listen as we cover: [2:16] Balancing high cost & still providing for employees [5:53] A new benefits model & how to take advantage of it [8:18] What HRAs help solve for [10:30] How to know if HRAs are right for your specific situation [12:25] How to get started with an HRA & potential cost savings Copyright © 2023 ADP, Inc. All rights reserved. This content may not be distributed, reproduced, modified, sold or used without the written permission of ADP. The information is provided "as is" without any expressed or implied warranty, is based on generally accepted HR practices and is advisory in nature. This content is provided with the understanding that neither the presenters nor the writers are rendering legal advice or other professional services. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This material is current as of the date of this episode (November 2023).

$UBER earnings are tomorrow morning. I've been buying on the way down - I expect a pop to $50/share if they follow $DASH. Best thing about this Black Friday sale - There's a monthly payment offer along with a yearly offer  TRENDSPIDER BLACK FRIDAY SALE - up to 82% off (limited time) Sign up at link ⁠⁠⁠⁠https://trendspider.com?_go=gary93⁠⁠⁠ Email me at ⁠⁠⁠⁠dailystockpick3@gmail.com⁠⁠⁠⁠ I'll send you the welcome letter that includes all the algorithms, watchlists and scanners that you see me use each and every day. Get $50 off a year of Seeking Alpha.  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sahg6dtr.com/2L9M597/R74QP/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TESLA referral -Use my referral link to buy a Tesla and get up to $500 off and 3 months of Full Self-Driving Capability.  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tesla.com/referral/gary82526⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Social Links and more - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/dailystockpick ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FREE NEWSLETTER WITH CHARTS - subscribe at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dailystockpick.substack.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SPONSORED BY VISIBLE - Check out this page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.visible.com/get/?3P8FJPM⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  $20 off your first month - only $5 for the first month Sign up for Webull and get free stocks like I did - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.webull.com/IStte9iTQnfaDYFoCt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get AT&T Fiber at your home - I have 1GB service ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.att.com/referral/code/?ref=TVY-3964⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NOTES $SPY - $420 or $440? That seems to be the majority of target ranges  $QQQ https://share.trendspider.com/chart/SPY/18946mz4wiy 4 stocks to watch on Monday $uber earnings - upgraded with $60 price target  This is the 24th time the Russell 2000 closed at a 52-week low, then surged to its best 4-day rally in at least 3 months. A year later, the small-cap index was higher 100% of the time with a median return of +25.6%. https://x.com/jasongoepfert/status/1720169996134051840?s=46&t=7y4v-tHaIEzjLo4Lw72X7g Best performing large cap stocks from this past week $ROKU +50.4% Shopify $SHOP +32.5% DoorDash $DASH +30.9% Pinterest $PINS +27% DraftKings $DKNG +26.7% Brookfield $BIP +26.4% Palantir $PLTR +25.4% Warner Bros. Discovery $WBD +23.3% Insulet $PODD +21.9% Square $SQ +21.6% Monolithic $MPWR +21.4% Coinbase $COIN +21.2% Dont include after hours on the algos in Trendspider  Free pre market scanner from Ross  https://www.warriortrading.com/day-trading-watch-list-top-stocks-to-watch/ Slide 1 https://www.instagram.com/p/CzEUvNjAC7f/?igshid=MzRlODBiNWFlZA== My weekly stock pick is $msft  Dan Nile's  https://x.com/danieltniles/status/1721366358699720968?s=46&t=7y4v-tHaIEzjLo4Lw72X7g $TSLA - matte black cyber truck https://x.com/teslaownersSV/status/1721441630941843891?s=20 $SMCI - keep an eye on it Social requests  Chris from The Newsletter comment.  Liked by DailyStockPick I have been trading ELF for quite a while now and done well but the winner and buy today before earnings is COTY. I added to my position today at $9.72 with a price target of $12.69. CFO, Director, 10% investor, etc have all been hoarding shares in the recent month and a half. https://finviz.com/quote.ashx?t=COTY&p=d Button hook on the 4 hour https://share.trendspider.com/chart/COTY/71375it0hit This should pop on Tuesday and if it doesn't, call premiums have always been good on this stock that I don't mind holding. https://x.com/real_bill_gross/status/1720094066183139359?s=20 Trendspider overview - remember - using my link gets you my algo and other goodies https://x.com/KrutzkyTrades/status/1721236984000082225?s=20 SCANS $PXD $DVN $LLY $ALB $CVX $AMGN $MRK $ALGN - could the reaction to earnings be an over reaction based on the chart? $ADP - same with this one - the chart looks good with the MacD $F - this one could come back to $11 I think  $GE --- Send in a voice message: https://podcasters.spotify.com/pod/show/dailystockpick/message

Fantasy Baseball Live – November 5, 2023 – 3 pm, ET Segment 1 – News and Notes1.The Rangers win the World Series in five games. Final thoughts on the series.2.The series had the lowest ratings in history – down 23% from 2022. In 2016, Hou vs. LAD, each game averaged 18.9 million viewers. This year, it was less than half at 9.1 M.a.You can argue that the Rangers and D-Backs don't have National appeal, but viewership is declining. The last four WS are the four lowest-rated series in history.b.Is this just the way it is? So far, it hasn't affected TV rights, but is this coming?c.What about the Padres having to take a loan out to make payroll?3.The White Sox did not pick up Tim Anderson's option. No surprise here as he slashed .245/.286/.296 with one home run. You can make the argument that he was the worst full-time regular in the big leagues. a.Statcast shows nothing good. Poor average exit velo and hard-hit rate. He's lost his speed, now ranking 46% in the league. 23% K-Rate and of course, he still never walks.b.Does he get a job? If so, is there any value here?4.We have our first trade of the off-season as the Tigers acquired Mark Canha from the Brewers for RHP, Blake Holuba.The Tigers truly do not see Akil Baddoo as a full-time regular. Thoughts on the deal for the Tigers?b.We will talk about the Brewers implications in the next segmentSegment 2 and 3 - Fantasy Baseball Questions of the NL Central1.Chicago Cubsa.Pete Crow-Armstrong (PCA) – Stat line for the season: AB, HR, SB, and BAb.Christopher Morel hit 26 home runs in only 107 games. He also struck out 31% of the time. Few hit the ball harder than he does (92nd percentile in hard-hit rates), but he's going as the 51st outfielder off the board. Is he someone you are interested in as your number-four outfielder?c.Javier Assad got 10 starts last season and overall pitched to a 3.09 ERA. He's a sinker ball pitcher without a true out-pitch, but he avoided hard contact and was pretty good. He's going as an afterthought in drafts – pick 436 (round 30). Any interest?d.Give me a sleeper in the organization (Minor and/or Major)2.Cincinnati Redsa.Elly De La Cruz – Stat line for the season: AB, HR, SB, and BA.b.TJ Friedl hit 18 home runs and stole 27 bags. Are you buying this? Early drafts are saying people do as he's going as the 30th outfielder off the board.c.Hunter Greene is going as the 45th pitcher off the board (29th starter). That makes him a number two starter. Any interest in drafts?i.He will be a number ___________ pitcher at the end of the season.d.Will the Reds make the playoffs?e.Give me a sleeper in the organization (Minor and/or Major)3.Milwaukee Brewersa.With the trade of Mark Canha, the Brewers appear to be clearing the decks for their young outfielders. Assuming health, who will be in the starting outfield at the end of the seasonb.Jackson Chourio – Stat line for 2024 – AB, HR, SB, and BA.i.90 AB, 5 HR, 11 SB, .255 AVG.c.Brice Turang wasn't very good last season. He slashed .218/.285/.300 but did have 26 stolen bases. He also had a .268 BABIP. Statcast shows a light-hitting second baseman as he has one of the poorest hard-hit rates in the league, but he only struck out 21% of the time and always him the minor leagues. Finally, he's going as the 40th second baseman off the board. Is there value here in Draft and Hold Leagues? Would you take him in a one-year league?d.Give me a sleeper in the organization (Minor and/or Major) 4.Pittsburgh Piratesa.Oneil Cruz – stat line for 2024 – AB, HR, SB, and BA.b.I still like Ke'Byran Hayes. He hits the ball hard, has solid speed, and makes excellent contact - ok, he never walks. But, he added loft to his swing in 2023 and I think he's poised for a breakout. Am I on another planet here? He's going as the 20th third baseman off the board.c.Which of the kids we discussed last week is starting games for Pittsburgh in the second half in 2024?d.The Pirates win _________________ ballgames in 2024.e.Give me a sleeper in the organization (Minor and/or Major)5.St. Louis Cardinalsa.Maysn Winn – Stat line in 2024 – AB, HR, SB, and BAb.Jordan Walker over/under 25 HRs in 2024c.Miles Mikolos's sinker wasn't sinking, and he got crushed. He ranked in the bottom 15% in the league in giving up hard hits. He doesn't throw hard and doesn't strike out anyone, but of course, the Cardinals have him signed for two more years. i.That said, he has an ADP of 420, so he's nearly free. Would you take a gamble on him in one-year leagues or is he better left in the draft queue?d.The Cardinals finish ahead or behind the Pirates in 2024 in the standingse.Give me a sleeper in the organization (Minor and/or Major)CloseThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3306394/advertisement