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Featuring Chief Economic Strategist, Dr. Brian Jacobsen.
Andrew and Ben discuss Kevin Warsh's first Fed meeting as Chair with key questions on how hawkish he'll be, how he describes working with Powell, and whether he'll discuss Fed reform, today's retail sales print and yesterday's strong 20-year auction, UK inflation surprising to the downside at 2.8%, and the UAE's longer-term plan to cut dependency on the Strait of Hormuz to zero through Gulf of Oman port expansion, new pipelines to the Red Sea, and expanded rail and road networks.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure
AP correspondent Donna Warder reports on the latest retail sales numbers.
Retail sales grew by .9%, more than expected. What are people buying?
Check out Lisa's Healthy, Wealthy & Kind Retreat in Bali https://healthywealthykindretreat.com/ Retail isn't about one person doing a great job - it's about the whole team being aligned. In this episode, Lisa shares the powerful concept of “One In, All In” and explains why retail only works when your entire team believes in, uses, and consistently recommends your products. If your salon retail feels inconsistent or awkward, this episode will show you what needs to change, and where to start. If you're ready to build a team that communicates confidently, recommends naturally, and helps you grow your salon without burning out… Check out Lisa's Healthy, Wealthy & Kind Retreat in Bali https://healthywealthykindretreat.com/ #salonretail #salonbusiness #salonowner #salonteam #beautyindustry
The Fed isn't seen changing rates tomorrow, but it's Kevin Warsh's first rodeo as chairman, which could mean drama. Housing data today follows yesterday's sharp oil-driven rally. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The {securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. For illustrative purpose(s) only. Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Supporting documentation for any claims or statistical information is available upon request. Past performance is no guarantee of future results. Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions. The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Schwab does not recommend the use of technical analysis as a sole means of investment research. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Podcasts and the Google Podcasts logo are trademarks of Google LLC. Spotify and the Spotify logo are registered trademarks of Spotify AB. (0130-0626) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Retail doesn't need to feel pushy or awkward. In this episode, Lisa breaks down a simple but powerful concept: Float like a butterfly, sting like a bee. Learn how to balance connection with confidence, so your team can recommend products in a way that feels natural, helpful, and aligned with great client service. Because when you get the communication right… retail becomes easy. Checkout my Healthy, Wealthy and Kind Retreat in Bali in August - it's a game changer! https://healthywealthykindretreat.com/ #salonretail #salontraining #salonteam #clientexperience #salonbusiness
Kia ora. Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand. I'm David Chaston and this is the international edition from Interest.co.nz. Today we lead with Hezbollah has rejected being part of a US-Iran accommodation, and Israel is continuing to attack it in Beirut and southern Lebanon. Despite this, markets still hope that a ceasefire can be agreed and the Strait of Hormuz opened. They are pricing it will, but it is shut still today. Elsewhere and in the US, there were 97,000 announced job cuts in May, the most since January and the highest May since 2020 and the pandemic effect - and prior to that the highest since this tracking began in 1999. Most of the current layoffs are in the tech industry, and due to AI displacement. Markets await the May non-farm payrolls report tomorrow and the expectation is for a modest +85,000 net jobs gain. This is despite the private ADP report indicating a higher level. US initial jobless claims were little-changed last week at 188,000 although seasonal factors would have expected a solid -10,000 fall from that level. There are now 1.64 mln people on these benefits. lower than year ago levels. And staying in the US, they have found the flesh-eating screwworm in their Texas cattle herd, another reason their beef industry is unlikely to be able to sustain its output. The EU said its retail sales volume growth was weak in April, up +0.9%, up +1.0% in the euro area from a year ago. From the prior month, these volumes dipped. But this dip actually doesn't interrupt the rising trend in place since late 2023 We are ending the week with the price of some key commodities like copper, tin and aluminium hold just off their recent peaks. China is facing broad pushback at the level of subsidising it gives its steel industry. The OECD singled them out for criticism urging coordinated action against them to save capability around the world. A new round of defensive trade barriers will likely follow. Chinese over-capacity is enabled by these subsidies and it drives down prices everywhere as Chinese companies rush to quit stocks they can't sell at home. The geopolitical toll on the logistics industry is starting to bite. Global container freight rates surged +23% this week from the prior week to be up basically level with year-ago levels (which were unusually high due to the Houthi attacks in the Red Sea). Most of this is due to the hikes in rates for the outbound China trade routes. Meanwhile bulk cargo freight rates eased back a minor -3% after their recent peak last week. In Australia, AI is being put to use driving legal claims by amateurs. Courts are being flooded with AI written plaintiff claims, especially for personal injury, unfair dismissal, rent disputes, and 'pain & suffering' claims. New powers are being rushed through the Canberra parliament to try and stem the flood. The UST 10yr yield is now just on 4.47%, down -2 bps from this time yesterday. The price of gold will start today up +US$41 at US$4478/oz. Silver is up +50 USc at just under US$74/oz. Oil prices are down -US$4 just over US$92/bbl in the US, while the international Brent price is now just over US$94.50/bbl and down -US$3.50. Hormuz remains shut however despite the pricing optimism. The Kiwi dollar is firmer from yesterday at this time at 58.8 USc, up +20 bps. Against the Aussie we are up +10 bps at 82.3 AUc. Against the euro we are unchanged at just under 50.6 euro cents. That all means our TWI-5 starts today at just under 62.3 which is up +10 bps from yesterday. The bitcoin price starts today at just on US$63,013 and down another -4.3% from this time yesterday and still falling. Volatility over the past 24 hours has been high at just under +/- 3.9%. You can get more news affecting the economy in New Zealand from interest.co.nz. Kia ora. I'm David Chaston and we'll do this again on Monday.
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for listening!
If you would you like my Moisture Triange Training, here you go. https://thesalonmentors.com/the-moisture-triangle-2026a It's Not About You… It's About Your Client (Fix This and Retail Changes) If retail feels hard… If your team avoids it… If clients keep walking out without what they need… This episode will simplify everything. In Chapter 15 of Your Salon Retail, Lisa shares four practical shifts you can implement immediately to change how your team communicates, recommends, and delivers results for clients. Because here's the truth:
Al Arabiya and Al Hadath exclusively report the text of the anticipated US-Iran agreement in case of its approval. A Pakistani source said that cautious optimism is the prevailing sentiment in the ongoing discussions regarding the planned agreement.However, another Pakistani source said the US and Iran's insistence on raising the bar for their demand regarding uranium and the Strait of Hormuz has led to a "crisis in negotiations." Crude on a firmer footing despite diplomatic efforts.Global equities set to end the week with gains, ahead of the UK/US extended weekend.FX broadly within Thursday's wide ranges; GBP unfazed by PSNB and retail sales, AUD weaker as banks shift tightening call.Fixed income higher, Gilts benefit from cooler-than-expected Retail Sales.Looking ahead, highlights include Canadian Retail Sales (Mar), University of Michigan Consumer Sentiment Final (May), BoC SLOS (May), Kevin Warsh sworn in as Fed Chair with US President Trump to attend. Speakers include Fed's Waller. Credit Ratings: Scope Ratings on China, S&P on Norway, Moody's on Hungary, Portugal & UK.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
In Episode 188 of Facts vs Feelings, Ryan Detrick, Chief Market Strategist at Carson Group, and Sonu Varghese, Chief Macro Strategist at Carson Group, welcome new Fed Chair Kevin Warsh the only way they know how: with data, context, and zero sugarcoating.When Jerome Powell took over in February 2018, the Dow dropped 4.6% on his first day, the worst debut of any Fed chair in modern memory. This time, it's not the equity market doing the hazing. It's the bond market. The 30-year Treasury yield sits above 5% for the first time since 2007, and Japan's yields just hit levels not seen since the 1990s. Ryan and Sonu explain why the dynamics that once pushed foreign money into Treasuries are quietly reversing and what that means for U.S. investors.From there, Sonu walks through industrial production data that almost nobody is talking about. Manufacturing is running at nearly 5% annualized. High-tech equipment production is up 61% above 2019 levels in real terms. This is hard data, not a survey, and it runs directly counter to the narrative that the economy is softening.Then comes earnings. With 91% of S&P 500 companies reported, earnings growth is running at 27% against expectations of 13%. Communication services, expected to be down nearly 4%, came in up roughly 40%. The consumer is holding up, too, with retail sales running at 13% annualized and 95.2% of all household debt paid on time per the New York Fed.The episode closes with a look at what to watch: NVIDIA earnings, FOMC minutes, and a bond market both hosts are keeping a very close eye on.Key Takeaways:The bond market is testing Kevin Warsh the same way equity markets tested every Fed chair before him, and the dynamics driving yields higher are not going away quickly.AI is showing up in the hard data, not just stock prices. High-tech equipment production is up 61% above 2019 levels in real terms.S&P 500 growth came in at 27% against a 13% estimate during earnings season. Communication services swung from an expected decline of nearly 4% to a gain of roughly 40%.The two-year Treasury yield above the Fed funds rate signals the market believes the Fed is behind the curve. Rate cut calls from the sell side are, in Sonu's words, a John McEnroe moment.The S&P 500 is up seven consecutive weeks, gaining over 16% during that stretch. One year after prior streaks of this magnitude, the market has never been lower and is up 16% on average.Jump to:0:00 — Welcome and Who's Running the Fed?6:10 — Bonds Are Testing the New Fed Chair13:05 — Manufacturing Heats Up and AI Shows Up in Hard Data21:40 — Japan Sparks a Global Yield Reprice34:55 — Portfolio Moves on Duration and Cash43:55 — Earnings and AI Spending49:20 — Consumer Strength, Retail Sales, and Final ThoughtsConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com
The continuing political uncertainty in the UK is top of the agenda for markets. Daniel Mahoney and James Sproule look at what effect it's had on gilts.Plus, it's a busy week for economic data, with fresh figures due on inflation, employment and earnings, and retail sales.And as we release our fifth annual Property Investor Report, James and Dan look at how some of the results fit in with the existing market.All in under 15 minutes.Subscribe where you're listening, and why not leave us a review too?Read our 2026 Property Investor ReportBrowse our other macro economic insights and reports.
Investors might be focused on any trade news coming out of the U.S. meeting with China, as well as any progress addressing the war. April retail sales could reflect rising prices. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The {securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. For illustrative purpose(s) only. Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Supporting documentation for any claims or statistical information is available upon request. Past performance is no guarantee of future results. Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please seeschwab.com/indexdefinitions. The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Schwab does not recommend the use of technical analysis as a sole means of investment research. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Podcasts and the Google Podcasts logo are trademarks of Google LLC. Spotify and the Spotify logo are registered trademarks of Spotify AB. (0130-0426) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Kevin Hincks continues to watch President Trump's meeting with Xi Jinping in China and how he and the Big Tech executives he traveled with can strike business deals. In-line retail sales are something Kevin believes shows that the American consumer remains resilient in the face of sticky inflation. Kevin also notes the surge in tech stocks and how analysts are readjusting price targets in many names. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
AP correspondent Donna Warder has the latest numbers on retail sales.
Baby monitors have long promised parents the ability to see and hear their child from another room. But as connected health devices become more normalized in everyday life, from smartwatches to sleep trackers, parents are beginning to expect more than visibility. They want insight. For Owlet, that shift matters because its wearable monitors track critical infant health metrics like pulse rate and oxygen level, bringing hospital-grade technology into the home and turning baby monitoring into a more data-informed experience.As infant monitoring moves beyond seeing and hearing, how can technology help parents truly understand their baby's well-being, and how should that reassurance show up across the retail journey?In this episode of Retail Refined, host Melissa Gonzalez welcomes Elizabeth Teran and Jennifer Billington from Owlet Baby Care for a discussion on how infant health technology is reshaping the way parents discover, evaluate, and shop for baby care products. The conversation explores Owlet's FDA-cleared wearable monitoring technology, the role of physical retail in high-trust purchases, the importance of speed and availability for new parents, and how data, AI, and connected devices are reshaping expectations around early parenthood.Top insights from the talk…Why infant monitoring is moving beyond audio and video. Teran explains that Owlet's approach is built around “hearing, seeing, and knowing,” using a wearable sock to track pulse rate and oxygen levels in real time and alert parents if readings fall outside preset ranges.Why retail availability matters after the baby arrives. Billington notes that while 60% of Owlet customers buy before birth, 40% purchase after the baby is born, often following a rough night, illness, or health scare. That makes in-store availability, curbside pickup, same-day delivery, and omnichannel retail partnerships central to Owlet's strategy.How data can empower, not overwhelm, parents. Teran says the opportunity is not just to show parents more information, but to help them understand what the data means, why it matters, and what they can do with it. Owlet has monitored more than two million babies and is building subscription and telehealth experiences designed to add context to infant health data.Elizabeth Teran serves as Chief Parent Officer at Owlet Baby Care, where she leads product management, design, customer experience, and marketing with a focus on translating parent insights into products and experiences that build confidence and peace of mind. Since joining Owlet in 2020, she has held senior roles across product marketing, brand strategy, and executive marketing leadership, including Chief Marketing Officer and SVP of Marketing. Before Owlet, Teran spent nearly a decade at Skullcandy, where she led product marketing, consumer research, retail training, go-to-market strategy, and data-driven product positioning.Jennifer Billington serves as the Head of Retail at Owlet, where she leads revenue strategy and execution with a focus on sustainable, profitable growth. Over the past five years, she has held increasingly senior sales roles at Owlet, including Director of Retail Sales, Vice President of North America Sales, SVP of Sales-Americas, and Chief Revenue Officer, overseeing domestic and international sales strategy. She brings more than 18 years of sales and channel leadership experience from the Coca-Cola system, where she managed major retail accounts, built strategic partnerships, led high-performing teams, and drove revenue growth across convenience, mass, drug, value, and foodservice channels.
In today's world, it's easy to blame online stores for poor retail sales. Cheaper prices. Faster delivery. Endless choice. But here's the truth… That's not your biggest problem. In this episode from Your Salon Retail, Lisa breaks down The Power of Personal — and why your real advantage has nothing to do with price, and everything to do with connection. Inside This Episode: • Why your industry can never be replaced by technology • The real reason clients choose you (and keep coming back) • Why price is not your biggest competition • The power of human connection in your salon • How to engage clients so they actually listen and buy • Why most salon owners are missing the retail opportunity • How simple product education can change everything • The “Nonna Move” — why every client should leave with something • How samples can dramatically increase your retail sales The Big Shift You don't win by being cheaper. You win by being better. More personal. More engaging. More human. If you're ready to build a team that connects, recommends, and converts naturally… Join me for my upcoming workshop: The 25 Hour Salon Owner checkout the details at the link below.https://thesalonmentors.com/events-2026 #salonretail #salonbusiness #salonowner #salonteam #clientexperience
Markets are heating up as traders prepare for CPI inflation data, central bank commentary, retail sales, and the high-stakes Trump-Xi meeting. Here's what matters, what could move the markets, and what traders should be watching this week.Learn to Trade at www.TierOneTrading.comYour Trading Coach - Akil
This week on Fed Watch, ITR Economist and Speaker Lauren Saidel-Baker breaks down the latest retail sales data and what it reveals about consumer resilience despite rising energy costs. With gasoline prices surging, many businesses are questioning whether demand can hold and how long margin pressure may persist. Lauren also examines growing political tensions surrounding the Federal Reserve, including leadership transition uncertainty and what it could mean for future interest rate direction. As confirmation battles unfold, businesses are left navigating an increasingly unclear policy environment.
In Episode 184 of Facts vs Feelings, Ryan Detrick, Chief Market Strategist at Carson Group, and Sonu Varghese, Chief Macro Strategist at Carson Group, dig into one of the most historic 13-day market rallies ever recorded and ask the question most investors are afraid to answer: Are the lows for 2026 already in?Ryan and Sonu break down what actually drove the comeback—not just momentum, but a fundamental shift in the earnings picture. Forward EPS estimates are rising sharply across tech, energy, and materials, and margin expansion is now the single biggest contributor to year-to-date S&P 500 returns. They explain why nominal GDP growth of 5% to 6% is fueling corporate profits even as consumer sentiment sits near historic lows, and why that gap between how people feel and how they actually spend tells the real story of this market.The episode also covers portfolio construction in a structurally inflationary world, why telecom has quietly surged 40%, why hard assets and managed futures are outperforming bonds, and what this bull market's three-and-a-half-year track record says about where things go from here.Key Takeaways:The SP 500's largest 13-day rally in history was driven by fundamentals, not just reliefForward EPS estimates are rising across tech, energy, and materials, three sectors making up 40% of the indexMargin expansion is the single biggest contributor to year-to-date S&P 500 returnsConsumer spending remains strong in nominal terms even as real income growth is flatTelecom has surged 40% and remains one of the most overlooked positions in diversified modelsBull markets that reach Year 3 have made it to Year 4 seven out of eight times historicallyRyan believes the 9.1% drawdown in early 2026 marked the lows for the yearJump to:0:00 — Welcome and Quick Setup0:31 — X Account Hack and Security Lessons3:41 — Livestream Guests and Schedule8:30 — Ryan's New CNBC Contributor Role9:58 — New Highs and a Historic Rally16:08 — Tim Cook's Legacy and Apple's AI Strategy22:06 — Earnings Growth vs. Valuation Multiples29:27 — Sector Profits: Energy, Tech, and Materials37:20 — Consumer Spending Amid Low Confidence44:15 — Retail Sales and Inflationary Growth47:16 — Portfolio Positioning for Real Economy Trends50:09 — Hype Cycles and the Allbirds AI Story53:34 — Are the Lows In for 2026?56:15 — Omaha Teaser, Closing, and DisclosuresConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com
Kevin Hincks says it's important for investors to differentiate what he calls "noisy" headlines from the negotiations behind the scenes. As the Strait of Hormuz stays closed, he paints a picture on how he sees ceasefire talks between the U.S. and Iran continuing. For Tuesday's economic data, Kevin highlights retail sales as especially important. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
**The Rate Update — Mortgage Rates Just Changed—Here's What Happens Next**Mortgage rates just changed — but the real question is: **what happens next?**Today we break down the biggest drivers moving the mortgage market right now:* **Retail sales** and what strong consumer spending means for inflation* **Employment numbers** and why a strong labor market can keep pressure on rates* **Corporate earnings** and what they're telling us about the strength of the economy* **Oil prices** and why energy may be the key variable that changes everything nextIf the economy keeps looking strong, the Federal Reserve may have less reason to cut rates quickly. But if oil pushes inflation higher, that could create even more pressure on mortgage rates and affordability.In this episode, I'll show you how all of this ties together — and what it could mean for **home buyers, homeowners, refinancers, and real estate professionals** trying to make smart decisions in this market.If you want help reviewing your options, comparing lenders, or figuring out whether now is the right time to buy or refinance, reach out below.► ► Get Pre-Approved With My Team → https://257781.my1003app.com/246527/register► ► Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05► ► Contact / Ask Dan → https://www.therateupdate.com/contact**TOP RESOURCES**
Like any good season finale, I'm putting it all on the table.Episode 10 marks the END of our season all about the Impact of AI on The Toy Industry. In this week's episode we're revisiting everything we covered this season from the environmental and mental impact of AI usage, to it's organizational benefits and need for a human touch.Then, I'll be sharing the results from my survey on AI Usage in The Toy Industry. So if you're here for the chisme, start poppin' that popcorn now, and turn the volume up because I'm sharing every bit of juicy data from this industry wide survey.And then FINALLY the moment I've been waiting for all season. I'm introducing you to a tool that utilizes AI to help you find qualified toy stores where your product fits the demographic, the vibe, and the audience to thrive. This new AI sales tool is called The Toy Matchmaker and you don't need to know anything about AI or have a single AI subscription to use it.
Kevin covers and talks about the following stories: payroll processing company ADP reported Private Sector Employment Growth; while at the Mid-America Trucking Show last week Julie Wright, North American Marketing Manager, Shell Rotella stopped by to talk about Shell Rotella SuperRigs June 25 - 27 in Bristol TN., also the Your Truck Your Call Initiative; the U.S. Commerce Department's Census Bureau reported Retail Sales and Core Retail Sales; the Institute for Supply Management released their Survey of Manufacturing Purchasing Managers; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinion.See omnystudio.com/listener for privacy information.
Kevin covers and talks about the following stories: payroll processing company ADP reported Private Sector Employment Growth; while at the Mid-America Trucking Show last week Julie Wright, North American Marketing Manager, Shell Rotella stopped by to talk about Shell Rotella SuperRigs June 25 - 27 in Bristol TN., also the Your Truck Your Call Initiative; the U.S. Commerce Department's Census Bureau reported Retail Sales and Core Retail Sales; the Institute for Supply Management released their Survey of Manufacturing Purchasing Managers; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinion.
Kevin covers and talks about the following stories: payroll processing company ADP reported Private Sector Employment Growth; while at the Mid-America Trucking Show last week Julie Wright, North American Marketing Manager, Shell Rotella stopped by to talk about Shell Rotella SuperRigs June 25 - 27 in Bristol TN., also the Your Truck Your Call Initiative; the U.S. Commerce Department's Census Bureau reported Retail Sales and Core Retail Sales; the Institute for Supply Management released their Survey of Manufacturing Purchasing Managers; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinion.See omnystudio.com/listener for privacy information.
Strong data - alongside growing hopes an end to the Iran war is in sight - boosting stocks... Sara Eisen, David Faber, and Carl Quintanilla began the hour with fresh analysis of this morning's ADP Jobs & Retail Sales reports before getting predictions on what's next for stocks with longtime market veteran Jeremy Siegel - along with more on what's next in the war with Council on Foreign Relations President Michael Froman. Plus: Microsoft shares closing out their worst quarter since 2008... Is there more pain to come? Hear from one tech investor who says yes. Elsewhere in the hour: Nike shares slumping post-results; Sara brought fresh reporting on the name and broke down the numbers with an analyst... And can't miss details on some of the day's biggest movers: from Intel to Restoration Hardware to Hasbro. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
An increase in retail sales amid inflation worries. AP correspondent Mike Hempen reports.
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.Today's market is on the move. We just got fresh economic data — including ADP payroll numbers, retail sales, and manufacturing reports — and the markets are reacting in real time.Stocks are shifting. Bonds are moving. And mortgage rates? They're responding fast.So the big question is:
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.Today's market is on the move. We just got fresh economic data — including ADP payroll numbers, retail sales, and manufacturing reports — and the markets are reacting in real time.Stocks are shifting. Bonds are moving. And mortgage rates? They're responding fast.So the big question is:
The AP's Jennifer King has the latest retail forecast.
A drop in retail sales. AP correspondent Mike Hempen reports.
Your 60-second money minute. Today's topic: Retail Sales Higher Because Of Higher Prices Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Do you ever feel like you're drowning in data but still can't answer the simple question: is my business actually going in the right direction?Here's the truth: if your sales numbers feel like noise, you're probably looking at the wrong things — or avoiding looking altogether.I'm Catherine Erdly, and this is Resilient Retail Game Plan — practical product business advice with a healthy dose of reality.In this episode, I'm revealing:✓ Why having loads of data can actually keep you more confused, not less✓ The magic eye problem: why staring at daily sales is stopping you seeing the real picture✓ The difference between guessing and deciding — and why it matters for your bottom line✓ The 3 Rs framework: Record, Review, Refine — and how to make it genuinely simple✓ Why a zero-sales day doesn't mean a bad month (and what to look at instead)Stop reacting to the noise and start reading the story your numbers are actually telling you.Join the Retail Sales Game Plan (cart now open!): resilientretailclub.com/retailsales Resilient Retail Club: https://www.resilientretailclub.comListen on your favourite podcast app: https://www.resilientretailclub.com/podcastEnjoying the show? DM your takeaways or questions to @resilientretailclub on Instagram.And if the podcast's been useful to you, please do follow, rate, and review with a comment on Apple Podcasts or Spotify (or both!) — it helps more product businesses find us.Mentioned in this episode:Retail Sales Game Plan - doors now open!https://www.resilientretailclub.com/retailsales/
Send a textPiper hosts Plaidcast in Person in front of a live audience at Wellington International in Wellington, FL with Dr. Monica Halem and Lenore Brown. Brought to you by Taylor, Harris Insurance Services. Listen in and share with friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Dr. Monica Halem is an avid equestrian and accomplished New York City Fifth Avenue dermatologist with over 20 years of experience in dermatology and skin care development and recognized as one of Castle Connolly's Exceptional Women in Medicine. She is the CEO and founder developer of EQUESTRIAN MD, the first groundbreaking advanced medical grade skincare line specifically designed for the unique needs of the equestrian community developed by a doctor and rider.Guest: Lenore Brown is an experienced sales, marketing, and public relations professional with a passion for horses and equestrian sport. Lenore was born in Harrisburg, PA on her parent's horse farm and rode competitively in the children's and junior jumper divisions. After graduating from Hood College, Lenore returned to her roots, working as a professional groom, barn manager, and veterinarian technician for Steele and Associates. After moving to Wellington full time, she has held marketing positions at JRPR Public Relations and then as an executive at Phelps Media Group. For the past four years, she has served as Director of Sponsorship and Retail Sales at Wellington International.Subscribe To: The Plaid Horse MagazineRead the Latest Issue of The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Windstar Cruises Join us at an upcoming Plaidcast in Person event!
Plus: Target is laying off 500 employees. And Coca-Cola says its fourth-quarter revenue rose 2%. Anthony Bansie hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
It's a big week for econ data, and we're off to an ugly start with retail sales. Apple has quietly outperformed the rest of the Mag 7 this year, and our analyst says there are reasons to be bullish from here. Plus, why Bitcoin could be getting closer to a bottom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Paul Lane and Marc Fandetti break down a weaker-than-expected retail sales report and explain why a single data point matters far less than long-term economic trends. The hour also previews a critical week of jobs and inflation data, examines the Federal Reserve's policy challenges, puts claims of 15% economic growth into historical perspective, and explores how wealth, labor, and capital are reshaping today's economy.
Retail sales came in flat with no metrics under the headline number offering reprieve for the print. That said, Kevin Green talks about the prior month's outperformance as something that hit the latest numbers. On the earnings front, he explains how Coca-Cola's (KO) mixed earnings hurt the greater consumer staples space. KG then turns to Bitcoin's waterfalling price action and the potential it has to pull back to $55,000. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Retail sales didn't change between November and December, and markets followed suit ahead of the opening bell. Kevin Hincks reports from the Cboe Global Markets to explain how Tuesday's report, paired with Wednesday's nonfarm payrolls, can shape the dynamic for interest rate cuts. In Big Tech, he turns to Alphabet (GOOGL) reportedly drawing $100 billion in bond sales as it finances its massive CapEx projections. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Eric Diton says not to read too much into the December retail sales report because of harsh weather. Tariffs and inflation remain a concern, but the explanation may be simpler, he argues. He believes the consumer is still strong overall, though he notes that many people are struggling in the bottom half of the K-shaped economy. He “doesn't want to bet against” the Mag 7 and thinks software will continue to do well. Eric discusses international tailwinds boosting equities around the world and thinks it's historically time for a rotation.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
AP correspondent Julie Walker reports retail sales were flat in December, missing expectations.
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When an iconic Australian brand with 125 years of history realised it needed to evolve digitally, Bega's leadership knew transformation couldn't wait. Darryn Wallace, Executive GM of Retail Sales, and Carla Salsone, Head of Retail Marketing and eCommerce, join the podcast to share their journey so far and the lessons along the way. From adapting their approach to retailer engagement, to embedding digital shelf fundamentals and building cross-functional ways of working, they walk us through practical steps for driving meaningful change in a large, heritage brand.
Amazon and Shopify are NOT the whole market.If you're only selling online, you're competing inside roughly 15% of the total retail opportunity while ignoring a market that's several times larger. In this episode, we break down why that blind spot is costing brands serious revenue and how sellers can expand beyond ecommerce without guessing or blowing up their margins.Talor Ofer, a retail strategist with over 25 years of experience helping physical product brands get placed in major retail channels. In this conversation, Talor breaks down how retail really works behind the scenes and why brands that understand the retail language have a major advantage going into 2026.In this Episode: ✅ Ecommerce Brands Are Competing in the Smallest Part of the MarketOnline sales feel dominant, but they represent a fraction of total retail. Brands that only sell on Amazon or Shopify are fighting harder for a smaller slice of demand while ignoring a much larger offline opportunity.✅ Retail Isn't Complicated.Most sellers avoid retail because they don't understand buyers, pricing, or expectations. Once you know what buyers want to see and how to present your brand, retail becomes simpler than dealing with ecommerce platforms and algorithms.✅ Not All Retail Channels Are EqualOff-price retailers, retailer dot-coms, and subscription boxes each offer different advantages. Some channels are easier entry points, while others deliver massive volume and exposure when used strategically.✅ 2026 Timing Matters More Than Most Sellers RealizeRetailers are buying aggressively due to tariffs, supply chain pressure, and future price uncertainty. Brands prepared now have an advantage while others wait and miss the window.
SHOW SCHEDULE 1-20-20251907 GREENLANDSEGMENT 1: RETAIL SALES AND ECONOMIC OUTLOOK Guest: Liz Peek Strong retail sales signal consumer confidence as Trump takes office. Peek discusses holiday spending numbers, the stock market's performance, and economic expectations for the new administration. Conversation touches on inflation pressures, interest rate concerns, and whether the economy's momentum can continue under new policy directions.SEGMENT 2: MARKETS AND GREENLAND CONTROVERSY Guest: Liz Peek Peek analyzes market reactions to the incoming administration and addresses Trump's renewed interest in acquiring Greenland. Discussion covers the strategic importance of Greenland's resources and location, European responses to the proposal, and how this diplomatic imbroglio fits into broader economic and geopolitical considerations facing the new term.SEGMENT 3: EUROPEAN FRUSTRATION WITH TRUMP'S RETURN Guest: Judy Dempsey (Carnegie Berlin), Co-Host: Thaddeus McCotter Dempsey assesses European anxiety as Trump begins his second term. Discussion covers EU economic stagnation, Germany's struggling industrial base, and widespread frustration among European leaders unprepared for renewed American pressure on trade, defense spending, and NATO commitments. McCotter joins from Detroit offering domestic political perspective.SEGMENT 4: EU ECONOMY AND TRANSATLANTIC TENSIONS Guest: Judy Dempsey (Carnegie Berlin), Co-Host: Thaddeus McCotter Continued analysis of Europe's economic malaise and political uncertainty ahead of German elections. Dempsey examines how EU leadership plans to navigate Trump's transactional approach to alliances, concerns over tariffs and energy policy, and whether Europe can muster unified responses to American demands on defense and trade.SEGMENT 5: POWELL VS. TRUMP ON MONETARY POLICY Guest: Joseph Sternberg (London) Sternberg analyzes the brewing conflict between Federal Reserve Chairman Jerome Powell and President Trump over interest rate policy. Discussion examines Trump's public criticism of Powell, the Fed's independence, inflation concerns, and how this tension between the White House and central bank could shape economic policy and market confidence.SEGMENT 6: STARMER'S LEADERSHIP FAILURES AND CHINA EMBASSY CONCERNS Guest: Joseph Sternberg (London) Sternberg critiques Prime Minister Keir Starmer's struggling leadership and lack of clear direction for Britain. Discussion turns to Starmer's belated scrutiny of China's massive new London embassy complex, raising security concerns about the sprawling diplomatic compound and questions about why earlier governments permitted its construction without adequate review.SEGMENT 7: IRAN EXECUTIONS AND TRUMP'S PROMISE OF HELP Guest: Jonathan Schanzer (Washington, DC) Schanzer reports on the surge of executions inside Iran as the regime cracks down on dissent. Discussion covers Trump's remarks signaling support for the Iranian people, the brutal nature of the regime's repression, recent execution numbers, and whether American policy shifts could aid those suffering under Tehran's authoritarian rule.SEGMENT 8: GAZA CEASEFIRE AND POSTWAR GOVERNANCE Guest: Jonathan Schanzer (Washington, DC) Schanzer examines the fragile Gaza ceasefire and critical questions about who will govern after the fighting ends. Discussion analyzes the proposed makeup of any postwar governing board, the challenges of reconstruction, Hamas's continued presence, and regional players jockeying for influence over Gaza's future political arrangements.SEGMENT 9: GREENLAND STRATEGY AND ARCTIC AMBITIONS Guest: Mary Kissel (Former Senior Adviser to Secretary Pompeo) Kissel offers insider perspective on Trump's renewed push for Greenland, drawing on her State Department experience. Discussion examines the strategic rationale behind the proposal, Arctic security concerns, Danish and European reactions, and whether this represents serious policy or negotiating leverage for broader geopolitical objectives.SEGMENT 10: GAZA DIPLOMACY AND INVITATIONS TO ADVERSARIES Guest: Mary Kissel Kissel analyzes the peculiar diplomatic landscape surrounding Gaza negotiations, including controversial outreach to bad actors like Putin. Discussion questions the wisdom of engaging hostile powers in Middle East peacemaking, the signals this sends to allies, and how the new administration might reshape these diplomatic approaches going forward.SEGMENT 11: JAPAN'S SNAP ELECTION UNDER PM TAKAICHI Guest: Lance Gatling (Tokyo), Co-Host: Thaddeus McCotter Gatling reports from Tokyo on Prime Minister Takaichi's decision to call snap elections. Discussion covers the political calculations behind this move, Takaichi's nationalist stance, implications for US-Japan relations under the new Trump administration, and how Japanese voters are responding to shifting domestic and regional dynamics.SEGMENT 12: CHINA'S GROWING THREAT TO JAPAN Guest: Lance Gatling (Tokyo), Co-Host: Thaddeus McCotter Gatling assesses the mounting Chinese military threat facing Japan, including naval provocations and airspace incursions. Discussion examines Japan's defense posture, increased military spending, the importance of the US-Japan alliance in deterring Beijing, and how Tokyo views the security landscape with Trump returning to the White House.SEGMENT 13: NATO'S DECLINE AND THE GREENLAND CRISIS Guest: Gregory Copley Copley argues the Greenland controversy reveals deeper fractures signaling NATO's erosion. Discussion examines how the alliance has weakened through neglect and diverging interests, European defensiveness over Arctic claims, and whether the transatlantic security architecture built after World War II can survive current political and strategic pressures.SEGMENT 14: EMERGING SUNNI OR ISLAMIC NATO IN ASIA Guest: Gregory Copley Copley explores the potential formation of a new security alliance among Sunni Muslim nations in Asia. Discussion covers the strategic drivers behind such a coalition, which countries might participate, how this Islamic NATO could reshape regional power dynamics, and implications for Western alliances and Middle Eastern stability.SEGMENT 15: GREAT POWERS VERSUS SMALL STATES IN STRATEGIC THINKING Guest: Gregory Copley Copley contrasts how great powers often act impulsively while smaller states analyze carefully before moving. Discussion examines the hubris of major nations shooting from the hip on foreign policy, the advantages smaller countries gain through meticulous strategic calculation, and lessons for American policymakers in an increasingly complex world.SEGMENT 16: THE CALMING POWER OF KINGSHIP Guest: Gregory Copley Copley offers praise for monarchical systems as stabilizing forces in nations facing discontent. Discussion examines how kingship provides continuity, national unity, and legitimacy that elected leaders often cannot muster, with examples of how constitutional monarchies successfully navigate political turbulence and maintain social cohesion during crises.
SEGMENT 1: RETAIL SALES AND ECONOMIC OUTLOOK Guest: Liz Peek Strong retail sales signal consumer confidence as Trump takes office. Peek discusses holiday spending numbers, the stock market's performance, and economic expectations for the new administration. Conversation touches on inflation pressures, interest rate concerns, and whether the economy's momentum can continue under new policy directions.
As retail media spending explodes and traditional measurement methods struggle to keep pace amidst inconsistent KPIs across retailers, marketing mix modeling (MMM) finds itself at a critical crossroads. New research from MediaLink and the Digital Shelf Institute lays out the challenges and evolving best practices in MMMs to transform marketing mix models from a quarterly planning tool into a dynamic, real-time strategic asset. This is an audio rebroadcast of a webinar focused on that research, led by Lauren Livak Gilbert, featuring Ben Galvin, Sr. Director of Omnichannel Retail Sales & eCommerce at Monster Energy Corporation, Ash McMullen, Head of eCommerce at Advantice Health, and Donna Sharp, Managing Director at MediaLink.
Economy, Fed Rates, and the AI Productivity Boom — Liz Peek — Peek examines the U.S. economy, noting mixed retail sales data alongside recent strength in credit card spending. She anticipates the Federal Reserve will likely reduce interest rates in December due to softening labor market conditions, despite traditional employment reporting lags. Peekemphasizes that the Fed fails to account adequately for AI's significant, though currently unmeasured, impact on productivity gains, employment displacement, and escalating electricity consumption, even as AI demonstrates substantial benefits in diagnostics and medical analysis. 1921 CHAPLIN