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In this episode of the Future Learners podcast, Brett Campbell and Ellen Brown put the lens on the senior years. As families near Term 3, the pressure of Grade 11 and 12 climbs, and so does the anxiety. The short answer they keep coming back to: yes, you can switch to homeschooling as a senior student, even mid-year, and you can do it without losing a year of progress. Brett and Ellen walk through how Euka’s Grade 11 and 12 program works, the assessed and non-assessed streams, the university pathway recognised by over 100 universities across 18 countries, and the flexible fourth term that gives senior students room to breathe, work, and explore what comes next. They also answer the fear underneath almost every senior enquiry: without an ATAR or HSC, is the door to university closed? Ellen’s answer is that it is the opposite, and this episode explains why. Want to have a positive impact on thousands of families like you? Leave us an audio question or share your homeschooling journey — anonymously if you like. Real questions from real families help us bring more value to every episode. Send us a message We're listening Send us your voice message Up to two minutes. Speak in your own words Your name Email ● Tap the red dot to start Re-record Download I'm happy for Euka to keep this recording and to share it (or part of it) on the Future Learners Podcast. See our privacy policy. Yes, let me know when new episodes drop. Fresh conversations every week — unsubscribe any time. Send to the Future Learners team Thanks — we've got it. Brett, Ellen and the team will give it a listen. Keep an ear out — we'll let you know if your message features in an upcoming episode. Key Points How the senior program is built Euka runs a full Grade 11 and 12 program with two streams: assessed (upload assessments, get teacher feedback, resubmit to lift your mark) and assessment-free (same subjects and assessments, self-directed, just no ATAR exams). English is the only mandatory subject; students choose five more from around 20 options, and external exams like piano or ballet can earn credit towards a subject. Subjects are one-year courses, so a student can change a subject a few weeks in, or start fresh with new subjects in Grade 12, which mainstream school rarely allows. Switching mid-year You can switch mid-year, including in Term 3 of Grade 12. Euka does not carry over school marks, but the student’s knowledge comes with them, and they can still finish the year with a full academic transcript. Euka does not run exams, which removes the ATAR and HSC pressure at the exact point in the year it usually peaks. The pathway beyond Grade 12 Euka’s university pathway is recognised by over 100 universities across 18 countries, with no ATAR required for entry. Senior students complete a diploma in their first year at the university’s college, which guarantees entry into second year of the degree and stands on its own if they choose not to continue. Grade 12 runs across three terms, leaving a flexible fourth term for work experience, volunteering, or exploring a passion before the next step. The single most asked question: can a senior student switch mid-year? The fear that holds most senior families back is timing. If Grade 12 has been hard, there is a strong pull to just finish the year, then make decisions off results that came from a difficult stretch. Ellen sees the pattern often. A student has been unwell, or a family situation has knocked Grade 12 off course, and by Term 3 the stakes and the pressure are both climbing. The student starts to withdraw, and the parent is left asking how to help. Switching mid-year breaks that bind. Students can start with Euka in Term 3, bring their existing knowledge with them, and still complete enough assessments and feedback to finish the year with a full academic transcript. “Whatever they’ve done in Term 1 and 2 at school can be brought forward in that they’ve got their knowledge. We don’t take their marks.”— Ellen Brown, co-founder and Head of Education, Euka The result is that a student who has had a rough first half of the year still gets the same opportunity at the end of it as if Grade 12 at school had gone well. How Grade 11 and 12 work at Euka Euka offers a full senior curriculum with two streams. The assessed stream is the one most students choose: they complete the same subjects and assessments, upload their work, and get feedback from the teaching team. The assessment-free stream covers the same content as a self-directed journey, finishing with a completion certificate rather than an academic transcript. Most families pick the assessed stream for the feedback, not because university is the goal. At school, feedback can feel like a verdict, a mark out of 100 with a list of what went wrong. At Euka, feedback is part of the learning. A student uploads an assessment, gets a mark alongside their strengths and the areas to improve, and can redo and resubmit the work to lift the result. “A student’s final results are up to the student, not up to what they know on a particular day.”— Ellen Brown English is the only mandatory subject. Students then choose five more from around 20 options, and Euka can credit external exams like piano or ballet. Because the subjects are one-year courses, a student who finds a subject is not the right fit a few weeks in can change it, and a student who did not enjoy their Grade 11 subjects can start fresh in Grade 12. The university pathway: over 100 universities, no ATAR needed There is a common assumption that without an ATAR or HSC, competitive university courses are closed. Ellen is emphatic that the opposite is true. Euka has a partnership recognised by over 100 universities across 18 countries, as well as every state around Australia. The university colleges have had their academic teams review Euka’s program and recognise it as equivalent to Grade 12, so students who meet the benchmark, around 70 per cent in the relevant subjects, have guaranteed entry. Here is how it works. In the first year, the student completes a diploma at the university’s college, sitting in the same lecture rooms but with smaller tutorial groups and extra academic support. Finishing the diploma guarantees a place in the second year of the degree. If they decide partway not to continue, they still hold a diploma, which sits higher than a Grade 12 certificate or a Cert III or IV. “You’re not picking a degree when you’re going on this Euka pathway, you’re actually picking a route.”— Ellen Brown Because the major is chosen at the end of first year, students do not have to lock in a decision before they even start. Ellen contrasts this with a student who goes straight from Grade 12 into first-year university, picks the wrong major, and leaves with nothing but a debt. Euka also handles the university applications, so families are not left navigating that part alone. The flexible fourth term: room to breathe, work and explore Grade 11 runs across four terms, building the foundation for the senior years. Grade 12 is structured over three terms, with assessments uploaded when the student is ready rather than against fixed due dates. That leaves a flexible fourth term, and Brett argues the breathing room it creates is one of the most underrated parts of the senior program. That space can go into work experience, a passion project, or volunteering. A student curious about a trade can spend a month in a workshop and learn quickly whether it fits. A student drawn to photography can chase that interest far enough to know if it is a path worth pursuing. Ellen points out a practical detail that often stops parents: work-experience insurance. It is simple to arrange, covers a three-month period, and costs less than $100, enough for a full term of trying something out. “There isn’t a door that has not opened for my own children when they just simply sent off an email saying, this is what I’m interested in doing.”— Ellen Brown Brett’s own thread through this is work ethic. It is not a subject you study, it is a behaviour you build, and he argues it is the single attribute he and other business owners look for most when hiring. His encouragement to senior students is direct: put your hand up, offer to help, and be willing to start on the broom before you build the house. Answered Questions Can I start homeschooling in Grade 11 or 12 mid-year? + Yes. Senior students can switch to Euka mid-year, including in Term 3 of Grade 12. Euka does not carry over school marks, but the student keeps their knowledge and completes enough assessments and feedback to finish the year with a full academic transcript. Can my child get into university after completing Grade 12 with Euka? + Yes. Euka has guaranteed-entry arrangements recognised by over 100 universities across 18 countries. The university colleges recognise Euka’s program as equivalent to Grade 12, so students who reach the benchmark, around 70 per cent in the relevant subjects, are guaranteed entry. No ATAR is required. “We guarantee that students who are keen to get into uni are able to do that anywhere in the country, or even if they want to go study in the US, they can do that too.”— Ellen Brown Does Euka provide a report card or academic transcript for Grade 11 to 12 students? + Yes. Assessed-stream students receive an academic transcript with their grades. Non-assessed students receive a completion certificate confirming they have finished Grade 11 and 12. Do Grade 11 and 12 students have to sit exams? + No. Euka does not run high-stakes exams. Assessments are uploaded for feedback and can be resubmitted. Removing exams is one of the ways Euka takes the ATAR and HSC pressure off senior students. Can my child change subjects between Grade 11 and 12? + Yes. In homeschooling the senior subjects are one-year courses, not the two-year lock-in of mainstream school, so a student can start fresh with different subjects in Grade 12 if Grade 11 was not the right fit. Why This Episode Matters A hard Grade 11 or 12 at school does not have to define what comes next. Senior students can switch mid-year, keep their progress, and finish with a full transcript, without the exam pressure that usually peaks in Term 3. The university door is wider than most families think. With guaranteed-entry pathways recognised by over 100 universities across 18 countries, and no ATAR required, a homeschooled senior student keeps every option open, and gains a diploma in the first year either way. Your Family, Your Journey Choosing to homeschool for your senior year is a genuinely viable option with Euka Future Learning. The assessed university pathway can guarantee you entry into over 100 universities across 18 countries without the requirement of an ATAR. For those students not seeking to go to Uni, our assessment-free path can be a breath of fresh air. Students still receive their Grade 12 certificate, but have the freedom and stress-free environment to learn in. New to homeschooling? 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Nick Friend and Mel Farrell assess the 18 counties at the halfway stage in the County Championship and discuss how the English game is looking to increase the number of female coaches on the professional circuit.18+ | Gamble Responsibly | BeGambleAware.orgAward-winning, exclusive content and more at your fingertips - every day - from The Cricketer with an introductory offer of £1 for the first month! Just click the link below!
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Arsenal Target New Left-Back, William Saliba Surgery Claims Assessed & Jeremy Monga Arsenal are targeting a new left-back, fresh claims emerge regarding William Saliba and potential surgery, and one of England's brightest young talents, Jeremy Monga, is attracting attention.In today's episode of The Arsenal Transfer Show, Arsenal reporter Tom Canton breaks down the latest developments surrounding Arsenal's summer plans. Why are the Gunners looking at the left-back position? What would a new arrival mean for the squad?We also assess the claims surrounding William Saliba and surgery speculation, separating fact from fiction and discussing what it could mean for Arsenal's preparations.Plus, we take a closer look at Jeremy Monga, one of the most exciting young prospects in English football, and analyse Arsenal's reported interest.
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Your Buckeyes had quite a productive weekend. Ohio State's annual Spring Game waded through rainy conditions for the talent show and emerged without any notable injuries ... so both sides won! Mark Porter is here to break down the offense and who flashed. It's a fun video ride. Among other things, we made Mark talk QB1 vs. QB2 no matter how silly the premise is. Garrick Hodge goes into all the recruiting love dispersed and the impact it made. We also feature film on the newest Buckeye (and Spring Game attendee): Pennsylvania offensive lineman Jimmy Kalis. Spend 5ish with us this a..m, 'Nutters! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Join RacingNews365's Nick Golding and Sam Coop as they dissect the biggest storylines looking ahead to the rest of the 2026 F1 season, and why so much depends on what changes are made to the F1 regulations by the FIA.
A notorious fishing spot in West Clare, which was the site of another tragedy in March will be officially assessed for enhanced safety measures. Tajuddin and Salahuddin Safi lost their lives at Doonbeg's Bluepool last month after being carried out to sea by a rogue wave. It's understood at least 40 people have died at the location since the 1980s, and now the local authority is due to collaborate with Inland Fisheries Ireland to see if additional signage and ring buoys can be installed. Local Councillor Rita McInerney says its urgently needed.
Douglas Dickie is joined by Gary Ralston and Scott McDermott as they chat through the latest news regarding Glasgow Rangers. In this episode, the lads talk Rangers' chances of bringing back a 56th title to Ibrox, the squad mentality and more as a dramatic Premiership season enters the post split fixtures. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Looking at your notice from the IRS and unsure of what kinds of penalties and interest they're talking about? Let me explain the difference between accrued penalties and interest vs assessed penalties and interest! Do you owe the IRS at least $10,000 in back taxes? Schedule your FREE consultation with us today by calling 866-8000-TAX or by going to https://choicetaxrelief.com/free-tax-...If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
Andrew Pollard, President and CEO of Blackrock Silver (TSX.V:BRC – OTCQX:BKRRF), joins me to discuss the results of the updated Preliminary Economic Assessment ("PEA") for its 100%-owned Tonopah West Project, located in West-Central Nevada, United States. We also delve into the updated Mineral Resource Estimate (“MRE”) that was prepared by RESPEC in accordance with the CIM Definition Standards and NI 43-101, with an effective date of January 4, 2026. The Tonopah West Project is located in one of the largest historic silver districts in North America, located on private land in Nye and Esmeralda counties, Nevada, United States. Highlights of the Tonopah West PE (Ounces are troy; all tonnes metric) Disciplined Base Case Economics: Secured with a conservative long-term silver ("Ag") price of US$31 per ounce and a gold ("Au") price of US$2,700 per ounce, the Project shows robust, after-tax net present value, discounted at 5% ("NPV5%"), of $437-million, and an after-tax internal rate of return ("IRR") of 28% over an 11.2-year life of mine ("LOM") -- ensuring operational resilience through a wide range of metal price cycles; Exceptional Leverage to upside metal prices: Assessed at the 1-year analyst consensus forecast for gold and silver prices (US$66.90/oz Ag and US$4,554/oz Au), the Project delivers US$1.55B after-tax NPV5%, a 79% IRR, and a 1.4-year payback; Low Initial Capital: Calculated initial capital cost of US$190-million (including US$25-million contingency) with a base case payback period of 3.5 years; Increased Payable Metal: Enhanced mine plan delivers 89.6 million silver equivalent ("AgEq") ounces, which equates to 79.6 million payable AgEq ounces -- a 14% increase in payable silver and 17% increase in payable gold as compared to the previous preliminary economic assessment on Tonopah West,dated effective September 4, 2024 with a US$778-million after-tax LOM cash flow. Excellent Metallurgical Recoveries: Realized average recoveries of 91.6% for silver and 96.3% for gold from a 3-stage crushing circuit and processing plant; Unique location and infrastructure: Located on patented mineral claims (private land) adjacent to the town of Tonopah, Nevada, the Project benefits from its location, unprecedented infrastructure and profits from a stream-lined permitting process with only State and County agencies as stakeholders. The MRE encompasses the spatial areas known as Victor, DPB North, DPB South, Northwest Step Out, and the East Extension areas. The Victor area is approximately 700-metres by 350-metres while the DPB area is 700-metres by 1,100-metres. NW Step Out represents a new extension of the vein zones to west-northwest. The East Extension is an area between the DPB South area and the eastern edge of the property. The spatial areas are not considered to be significantly different geologically but have been separated for logistical purposes in future mining scenarios. Increased Indicated AgEq Ounces: Improved indicated category mineral resource estimate comprising 2.75 million tonnes grading 454 grams per tonne ("g/t") AgEq totaling 40.2 million ounces of AgEq (216.8 g/t Ag and 2.25 g/t Au for 19.2 million ounces of silver and 199,000 ounces of gold respectively) - a 90% increase over the previous mineral resource estimate on Tonopah West dated effective August 25, 2025; Large Resource with Upside Potential: Increased inferred mineral resource with 5.54 million tonnes grading 466 g/t AgEq for 83 million ounces of silver equivalent (188.5 g/t Ag and 2.62 g/t Au totaling 33.6 million ounces of silver and 467,000 ounces of gold) in an inferred mineral resource category. The vein system is open to the east, northwest and at depth; Low-cost Geometry: Used a minimum mining width of three metres (3m), and Long Hole Stoping (cheaper costs) accounts for 88% of the tonnes mined while Cut and Fill mining accounts for 12% of the tonnes; Fully-financed 17,000 metre two-phased expansion drill program commenced in February with up to 800 metre step-outs along strike NW Expansion (10 drillholes): Targeting expansion opportunities along strike of the DPBS North zone to the east and northwest with step-out holes up to 800m along strike planned Eastern Expansion (20 drillholes): The Eastern Expansion Program will follow up on the shallow, high-grade, and thick zones of silver and gold in each of the recognized structures identified in 2025. Click here to follow the latest news from Blackrock Silver For more market commentary & interview summaries, subscribe to our Substacks: The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.
EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/bloodred Try it risk-free now with a 30-day money-back guarantee Download SAILY in your app store and use our code promoFPW6ysSu14mN2m4iYbJE at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/bloodred Liverpool have seven Premier League games remaining this season, with Arne Slot's men needing to secure a place in the Champions League. After another defeat, this time at Brighton, how likely is it that the Reds will finish in the top five spots from here? Matt Addison and Michael Plant assess how Liverpool's run-in compares to Chelsea, Aston Villa and Manchester United. #LFC #LiverpoolFC #FACup #ArneSlot #Anfield #BloodRed Don't forget to like, subscribe, and hit the bell icon to never miss an episode of the Blood Red podcast. Get exclusive Liverpool FC podcasts and video content everyday right here. Subscribe to the Blood Red Liverpool FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3OkL9iT Listen and subscribe to the Blood Red Podcast for all your latest Liverpool FC content via Apple and Spotify: APPLE: https://bit.ly/3HfBvKq SPOTIFY: https://bit.ly/3SdsjeH Join our Blood Red podcast group on Facebook: https://www.facebook.com/groups/1656599847979758/ Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/liverpool-fc Follow us on Twitter: https://twitter.com/LivEchoLFC Follow us on Facebook: https://www.facebook.com/LiverpoolEchoLFC Follow us on Instagram: https://www.instagram.com/bloodred_lfc Follow us on TikTok: https://www.tiktok.com/@bloodred_lfc Subscribe to us on Twitch: https://www.twitch.tv/bloodredliverpoolfc Download our Liverpool FC app for free: Apple - https://apps.apple.com/gb/app/lfc-echo/id1255495425Android - https://play.google.com/store/apps/details?id=com.mirror.liverpoolfc Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Claude wrote these. I did not. Jack the Insider and Hong Kong Jack are back for Episode 147, recorded on 5 March 2026. It's a massive week of news — a record Kiwi exodus to Australia, a leaked Liberal Party post-mortem, the Star Casino legal fallout, a landmark war in Iran, and a bumper AFL season preview. Settle in.Record Kiwi Migration & Trans-Tasman Economics[00:00:41]The BBC reports New Zealand citizens are leaving at record levels — over 60,000 departed in a single year, the equivalent of 180 people per day. Former PM Jacinda Ardern has joined the exodus, reportedly house-hunting on Sydney's northern beaches. Jack the Insider and Hong Kong Jack debate the merits of the northern beaches vs. the eastern suburbs, and the real net migration figures behind the headlines.Net migration loss from NZ: over 30,000 in 2024 to Australia aloneLong-term departures hit 101,932 in 2023 — remarkable for a nation of 5.3 millionNZ GDP per capita: USD 49,000 vs. Australia's USD 69,000New Zealand has been in negative GDP growth since December 2024, but is forecasting ~4% growth in the next financial yearAustralia has maintained consistent positive GDP growth post-COVID (0.8%–2.5% p.a.)The two countries are described as being at opposite ends of the economic cycleBrief discussion on Jacinda Ardern's post-Harvard career options and what Julia Gillard's post-PM trajectory looks like by comparison
An Unwrapped show with a focus on LFC Women - Having had a summer of upheaval with key departures hobbling progression, a new manager at the helm, the tragic loss of Matt Beard and with the Reds currently bottom of the WSL, we have a look at how the season has unfolded and ask whether Gareth Taylor's team can avoid relegation and rebuild for 26/27. Josh Sexton is joined by Phillipa Smallwood, Emma Sanders and Lauren Black. Subscribe to The Anfield Wrap for more on Liverpool Women's 25/26 season… Learn more about your ad choices. Visit podcastchoices.com/adchoices
-CBS Sports did a deep dive on the Top 100 transfers and where they landed—Sam Leavitt was tops on the list in going to LSU, andformer Husker Princewill Umanmielen was 5 th in also going to LSU, while Keona Davis was 83 rd going to Miami (FL)-None of the additions for Nebraska made the Top 100…is it that hard to assess how players will do at other schools or was it asunderwhelming of a haul that this would indicate? (Kenny Minchey was No. 80 going to Kentucky….no Anthony Colandrea on list)Our Sponsors:* Check out Aura.com: https://aura.com/remove* Check out BetterHelp: https://www.betterhelp.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Progress seemed possible to keep a government shutdown relatively short, and investors await wholesale price data. They also mull Apple results and check the tank on oil earnings.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Voters in Falkirk, one of Scotland's key constituencies, give their brutally honest verdict on the politicians who will shape the 2026 Scottish Parliament election.In this special episode of Holyrood Sources, we partner with polling experts More In Common to bring you a rare focus group of Labour 2024 voters — now drifting towards the SNP, Reform UK, or undecided.
Chipmaker Broadcom beat analysts' earnings, revenue, and guidance with results late yesterday following new record-high closes for the DJIA and S&P 500 index. Cyclical names led.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
As today's show begins, a key congressional committee is about to hear from Trump Administration officials about global threats to the United States. Homeland Security Secretary Kristi Noem will be front and center at this annual hearing. Noem is likely to face intense questioning, especially from Democrats, on everything from the White House's immigration crackdowns to the escalating tensions with Venezuela. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Afternoon all,Welcome to the latest episode of The SPTC Podcast with Jai Mcintosh and Simon Phillips!Rounding up all the latest news and talking all things Chels!Thanks for tuning in.Si&Jai This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit siphillipstalkschelsea.substack.com/subscribe
EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/efc Try it risk-free now with a 30-day money-back guarantee Join Ian Croll, Chris Beesley and Paul Wheelock for the Wednesday addition of the Royal Blue podcast as they discuss reports linking striker Ivan Toney with Everton. With Everton one of a number of teams assessing the situation, the panel discuss just what is the January transfer priority! Chris Beesley's Book: Spirit of the Blues: https://tinyurl.com/35yrkvdb *Emotional farewell to Goodison Park | 16-page Everton souvenir picture special:* https://shop.regionalnewspapers.co.uk/liverpool-echo-monday-19th-may-2025-4583-p.asp *Goodbye to Goodison special souvenir edition:* https://tinyurl.com/GoodbyeGoodisonSouvenir *Gavin Buckland's Book 'The End' | Order your copy here:* https://tinyurl.com/GavinBucklandTheEnd Everton FC podcasts from the Liverpool ECHO's Royal Blue YouTube channel. Get exclusive Everton FC content - including podcasts, live shows and videos - everyday. Subscribe to the Royal Blue Everton FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3aNfYav Listen and subscribe to the Royal Blue Podcast for all your latest Everton FC content via Apple and Spotify: APPLE: https://bit.ly/3HbiY1E SPOTIFY: https://bit.ly/47xwdnY Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/everton-fc Follow us on Twitter: https://twitter.com/LivEchoEFC Follow us on TikTok: https://www.tiktok.com/@royal.blue.evertoFollow us on Facebook: https://www.facebook.com/LiverpoolEchoEFC Learn more about your ad choices. Visit podcastchoices.com/adchoices
We discuss our impressions of Logitech's MX Ink for Quest and Muse for Apple Vision Pro, which currently paint an unfinished picture for creative input. We also cover Quest 3S hitting its lowest-ever price in certified refurbished stock, Sharp crowdfunding a strange lightweight tethered PC VR headset, new findings from Cambridge and Meta that “retinal” resolution is far higher than 60 PPD, and Meta's $1.5 million competition for new Quest apps and significant updates.
The I Love CVille Show headlines: Rio Hill Shopping Center Sells For $52.5M Rio Hill Shopping Center Assessed At $38M Rio Hill Shopping Center Sells To Global Conglomerate Rio Hill: 288K SQF, Kroger, T.J. Maxx, Sierra Rio Hill vs Other Open-Air Shopping Centers Respond/React: UVA Staffer Outline Of DEI Scheme Why Has Michie Tavern Biz & Real Estate Not Sold Yet? Ting Preparing To “Maximize Shareholder Value” UVA Football Drives Momentum For Hoops Program If You Need CVille Office Space, Contact Jerry Miller Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.
When you apply for a benefit, it's your household income that's assessed. It's the same when you want Working for Families credits. So one parental leave expert is asking - is it fair that parents are assessed as individuals when it comes to tax bills? Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.
When my client came to me, she was 6 mo postpartum and dealing with tons of hip and back tension, pelvic pain, heaviness, core weakness, and more. Here's exactly what I was looking for in our first assessment together because what's more important than a diagnosis is the root cause of the problem.Once we identified her underlying issues we were able to work on it ASAP and know exactly what work will help her get her strength back instead of trying random pelvic floor exercises hoping they work.You'll never guess what we found! Get ready for a jam packed episode that will help you know exactly what to look for and how to work on itWork With Me:https://mailchi.mp/chloepufftraining/offers Connect with me on social media: Instagram: @chloepufftraining & @riseradiopod
The I Love CVille Show headlines: Violet Crown Bldg Sold For $7.4M To Lissadell LLC City Assessed Violet Crown Bldg At $6,258,900 Let's Analyze The Violet Crown Real Estate Deal UVA Makes Deal With Trump Administration UVA Will Provide Details To DOJ, Trump Admin UVA Promises DOJ That DEI Is Done How Does UVA-DOJ Deal Make Sen Deeds Look? If You Need CVille Office Space, Contact Jerry Miller Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.
The Impact of Big Companies on ResumeHow AdComs Compare Candidates from Big vs. Small CompaniesHow BSchools Form Their MBA ClassWhat's the First Thing AdComs Look in Your Application?How Low GMAT / GRE Scores are Assessed?What If You Haven't brought a Big Impact in your Work?When Applicants Don't Recognize their PotentialWhen an Applicant Built a Hospital & didn't Mention it in the ApplicationWhat AdComs Really Want to See in Essays
If Marc Guehi is a market opportunity, who are the pure profile fits Liverpool have tracked? Dave Davis and Dr Phil Barter rank four centre-backs discussed on the show: • Jan Paul van Hecke • Konstantinos Koulierakis • Nico Schlotterbeck • Jérémy Jac Learn more about your ad choices. Visit podcastchoices.com/adchoices
Simeon Gholam is joined by Aaron McLean and David Stowell to look back at the opening stages of the League One and Two seasons.The panel assess all the sides starring and struggling in both tiers, including Cardiff City flying high in League One as well as Doncaster's excellent start. And then unbeaten Gillingham, Ian Holloway's Swindon and Walsall who have bounced back from heartbreak in May.Essential EFL is a Sky Sports podcast. Listen to every episode here: skysports.com/essential-eflYou can also listen to Essential EFL on your smart speaker by saying "ask Global Player to play Essential EFL".For more EFL news, head to skysports.com/footballFor advertising opportunities email: skysportspodcasts@sky.uk
EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/efc Try it risk-free now with a 30-day money-back guarantee Join Ian Croll and Tony Scott for the latest Royal Blue podcast as they discuss the latest news coming out of Everton Football Club. Nine players, including loans have been signed by David Moyes and his recruitment team, but just how good has the transfer window been? Chris Beesley's Book: Spirit of the Blues: https://tinyurl.com/35yrkvdb *Emotional farewell to Goodison Park | 16-page Everton souvenir picture special:* https://shop.regionalnewspapers.co.uk/liverpool-echo-monday-19th-may-2025-4583-p.asp *Goodbye to Goodison special souvenir edition:* https://tinyurl.com/GoodbyeGoodisonSouvenir *Gavin Buckland's Book 'The End' | Order your copy here:* https://tinyurl.com/GavinBucklandTheEnd Everton FC podcasts from the Liverpool ECHO's Royal Blue YouTube channel. Get exclusive Everton FC content - including podcasts, live shows and videos - everyday. Subscribe to the Royal Blue Everton FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3aNfYav Listen and subscribe to the Royal Blue Podcast for all your latest Everton FC content via Apple and Spotify: APPLE: https://bit.ly/3HbiY1E SPOTIFY: https://bit.ly/47xwdnY Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/everton-fc Follow us on Twitter: https://twitter.com/LivEchoEFC Follow us on TikTok: https://www.tiktok.com/@royal.blue.everto Follow us on Facebook: https://www.facebook.com/LiverpoolEchoEFC Learn more about your ad choices. Visit podcastchoices.com/adchoices
EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/efc Try it risk-free now with a 30-day money-back guarantee Join Ian Croll and Connor O'Neill for the latest Royal Blue podcast as they discuss and assess Everton's summer transfer business. Nine players, including loans have been signed by David Moyes and his recruitment team, but just how good has the transfer window been? Chris Beesley's Book: Spirit of the Blues: https://tinyurl.com/35yrkvdb *Emotional farewell to Goodison Park | 16-page Everton souvenir picture special:* https://shop.regionalnewspapers.co.uk/liverpool-echo-monday-19th-may-2025-4583-p.asp *Goodbye to Goodison special souvenir edition:* https://tinyurl.com/GoodbyeGoodisonSouvenir *Gavin Buckland's Book 'The End' | Order your copy here:* https://tinyurl.com/GavinBucklandTheEnd Everton FC podcasts from the Liverpool ECHO's Royal Blue YouTube channel. Get exclusive Everton FC content - including podcasts, live shows and videos - everyday. Subscribe to the Royal Blue Everton FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3aNfYav Listen and subscribe to the Royal Blue Podcast for all your latest Everton FC content via Apple and Spotify: APPLE: https://bit.ly/3HbiY1E SPOTIFY: https://bit.ly/47xwdnY Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/everton-fc Follow us on Twitter: https://twitter.com/LivEchoEFC Follow us on TikTok: https://www.tiktok.com/@royal.blue.everto Follow us on Facebook: https://www.facebook.com/LiverpoolEchoEFC Learn more about your ad choices. Visit podcastchoices.com/adchoices
Merger control regulators in the EU and around the world continue to focus on killer acquisitions. But is this concern justified in the digital sector? Professor Nicolas Petit, a leading competition law academic, joins Matthew Hall and Blair Matthews to discuss the Antitrust Law Journal article on the subject he co-authored and killer acquisitions generally. Listen to this episode to learn more about the methodology behind and findings in the paper and why the concerns on this issue may not be justified. With special guest: Professor Nicolas Petit, Professor, European University Institute; Visiting Professor, George Mason University, Scalia School of Law Related Links: Killer Acquisitions: Evidence from European Merger Cases, Antitrust Law Journal, Volume 86, Issue 3, 22 May 2025 (subscribers) Federal Trade Commission press release, FTC Seeks to Block Virtual Reality Giant Meta's Acquisition of Popular App Creator Within, 27 July 2022 Federal Trade Commission amended complaint against Meta, 7 October 2022 Hosted by: Matthew Hall, McGuireWoods London LLP and Blair West Matthews, Cleary Gottlieb
Record Sport's Scott McDermott and Andy Newport are on their way to Belgium for Rangers' Champions League second leg clash against Club Brugge. The duo took time as they waited for their flight at Edinburgh Airport, to give their take on the weekend draw with St Mirren and Hamza Igamane's apparent refusal to come off the subs bench. They also assessed where another disappointing Premiership performance leaves boss Russell Martin as his side continues to stutter along. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today's Post - https://bahnsen.co/4fr9T5i Analyzing Trump Tariffs and Their Economic Impact David Bahnsen, Managing Partner and Chief Investment Officer of The Bahnsen Group, delves into the Trump tariffs in this episode of Dividend Cafe. He explores the complexity and ambiguity surrounding the tariffs, their impact on the economy, and the real-time media and political narratives that shape public opinion. Emphasizing objective economic analysis, Bahnsen discusses the uncertainties in market reactions, potential declines in corporate profits, and the long-term economic outcomes of these trade policies. He stresses the importance of evaluating total trade volume, foreign investment, and the overall growth impact to provide a comprehensive understanding of the real consequences of tariffs. Bahnsen's approach underscores the necessity of looking beyond immediate political rhetoric to grasp the broader economic picture. 00:00 Introduction to Dividend Cafe 00:03 Overview of Trump Tariffs 01:37 Market Reactions and Policy Changes 02:57 Framework of New Trade Deals 05:18 Economic Analysis and Predictions 10:09 Impact on Corporate Profits and Growth 18:17 Foreign Investment and Trade Volume 26:10 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com
Dr Asad Raffi is a Consultant Psychiatrist at Sanctum Healthcare, who's focus extends to the nuances of female brain health, driven by a passion for addressing ADHD, sleep disorders, and addiction. He leverages cutting-edge research and treatment protocols to support patients in achieving optimal mental wellness. 00:00 Trailer 01:34 Why two men are talking about female ADHD 04:23 Dr Asad's mission in the world of ADHD 15:57 The difference between stress and anxiety 18:07 Unhealthy ways ADHDers deal with stress 20:58 RSD 23:42 Tiimo advert 26:09 How to love yourself despite RSD 31:10 The difference between female ADHD and male ADHD 39:04 How hormones impact female ADHD 52:48 The truth about ADHD and sleep 59:35 The most common ADHD addictions 01:09:32 Dr Asad's ADHD item 01:11:09 The ADHD agony aunt 01:18:14 A letter from the previous guest Visit Dr Asad Raffi's clinic
Is Alexander Isak set to leave Newcastle United? The Swede, as per reports on Thursday, has told the Magpies he is open to exploring his options elsewhere. Here NUFC editor, Aaron Stokes, takes a look at the current stance of both the player and the club, along with looking at who could replace Isak & how Liverpool feel about a move... *** Sign up to Saily - https://saily.com/eibaw If you're going abroad and are worried about staying connect then you need an esim from Saily! Affordable and secure. Stay connected and support the podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr Daniel Weisberg is a Consultant Clinical Psychologist and the Managing Director of CAYP Psychology – an award-winning, independent service supporting children, adolescents and young people across the UK. Daniel has over a decade of NHS experience and a specialist background in paediatric neuropsychology. He holds a PhD in developmental psychology and a Doctorate in Clinical Psychology, and has contributed to clinical research internationally. His clinical specialisms include paediatric neuropsychology, developmental disorders, and complex presentations in children and adolescents. Daniel founded CAYP Psychology in 2016, which now has a team of over 100 specialised clinicians working across the UK. The service offers nationwide assessments for autism, ADHD, cognitive and learning difficulties – including dyslexia and learning disabilities – as well as therapeutic support across more than 40 locations and online. Under his leadership, CAYP Psychology has grown into one of the country's leading independent services for young people's psychological healthcare. Chapters: 00:00 Trailer 02:31 Dan's mission within the ADHD world 05:24 3 signs of a good Psychologist 11:52 Traits of ADHD that aren't accepted by the modern world 13:51 How ADHD manifests in romantic relationships (attachment styles) 17:16 The gene that research suggests causes ADHD 20:28 The most common ADHD attachment style 22:05 What causes RSD 25:16 Tiimo advert 26:60 The emotional benefits of a diagnosis 29:36 Why ADHD women and girls were missed for so long 34:07 Common emotions amongst late diagnosis ADHD women 38:03 The truth about ADHD, technology and social media 44:34 Can mobile phone use change someone's default level of dopamine 47:13 How young can someone become addicted to something 50:50 Dan's ADHD item 53:03 The ADHD agony aunt 55:03 A letter from the previous guest If you're looking for support for your child, you can contact CAYP Psychology on 0333 242 0824, WhatsApp 07446 502 690, email enquiries@cayp-psychology.com, or visit www.cayp-psychology.com Get 30% off an annual Tiimo subscription
Everton have made a number of moves already this summer, with two key signings confirmed in Carlos Alcaraz and Thierno Barry, however, it's clear a number of essential areas still need to be filled. Blues boss David Moyes is keen on strengthening the squad with Premier League experience, which includes players who will be able to stabilise the club's position in the table as well as push on for Europe. With numerous players from across the continent linked, Moyes has made no secret of his intent to create a robust spine, while bringing in quality players in attacking areas. Just where do those key areas lie? And what are Everton's priorities in the next phase of the window? In today's Royal Blue podcast, Ian Croll is joined by Gav Buckland to discuss the latest transfer news as well as reports of Jarrad Branthwaite's release clause and reports that Everton are looking for minority investment in Everton's Women's Team. Also on the agenda is John Textor, the American billionaire who had a failed takeover bid of the club and recently appeared on Talksport. Textor reportedly came close to buying the club and recently revealed why the takeover didn't happen. All that and more on the latest Royal Blue podcast. Chris Beesley's Book: Spirit of the Blues: https://tinyurl.com/35yrkvdb *Emotional farewell to Goodison Park | 16-page Everton souvenir picture special:* https://shop.regionalnewspapers.co.uk/liverpool-echo-monday-19th-may-2025-4583-p.asp *Goodbye to Goodison special souvenir edition:* https://tinyurl.com/GoodbyeGoodisonSouvenir *Gavin Buckland's Book 'The End' | Order your copy here:* https://tinyurl.com/GavinBucklandTheEnd Everton FC podcasts from the Liverpool ECHO's Royal Blue YouTube channel. Get exclusive Everton FC content - including podcasts, live shows and videos - everyday. Subscribe to the Royal Blue Everton FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3aNfYav Listen and subscribe to the Royal Blue Podcast for all your latest Everton FC content via Apple and Spotify: APPLE: https://bit.ly/3HbiY1E SPOTIFY: https://bit.ly/47xwdnY Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/everton-fc Follow us on Twitter: https://twitter.com/LivEchoEFC Follow us on TikTok: https://www.tiktok.com/@royal.blue.evertoFollow us on Facebook: https://www.facebook.com/LiverpoolEchoEFC Learn more about your ad choices. Visit megaphone.fm/adchoices
Exciting times at TotD Towers as we launch on not one but three social media platforms. Some listeners have been asking to see us on Youtube for a while, well now you can... and we're on Instagram and TikTok to boot.https://www.youtube.com/@TOTDevilshttps://www.instagram.com/totdevilshttps://www.tiktok.com/@totdevilsOn today's show, the Bryan Mbeumo transfer negotiation is in danger of becoming a saga, but what's true and what's bluster? Plus, what is the nature of Manchester United's interest in Ollie Watkins?With pre-season starting next week, we also get into the details of Darren Fletcher's new job and why he might be choosing to take it now. Hosted on Acast. See acast.com/privacy for more information.
Diagnosed with Autism and ADHD at 42: My Story as a Highly Sensitive Person who also happens to be AuDHD.In this episode of SelfKind – a podcast for Highly Sensitive and Neurodivergent People – I'm sharing a deeply personal story: my experience of being assessed and diagnosed with autism and ADHD (also known as AuDHD) at the age of 42. As someone who has long identified as a Highly Sensitive Person (HSP), I'm unpacking what led me to seek assessment, how it felt to be diagnosed later in life, and why understanding your sensitivity – no matter the label – truly matters.Have you ever wondered if your high sensitivity could be something more? Are you questioning whether neurodivergence might be part of your story too? This episode is for you.⭐️ About your host, Erica Webb: Erica Webb is a registered counsellor, somatic exercise coach, and highly sensitive person. Recently diagnosed as autistic and ADHD, she supports other highly sensitive and neurodivergent people to discover their unique superpowers and more confidently navigate the tricky bits of being sensitive in an often insensitive world.
A look at the 500 billion dollar investment by Apple in a major expansion project for the tech company. Plus, a controversial hire by President Trump by putting Dan Bongino in place as the deputy director of the FBI. We examine what the former secret service agent turned MAGA podcaster will be in charge of. Learn more about your ad choices. Visit podcastchoices.com/adchoices
PREVIEW: UN: US: Conversation with former UN Ambassador John Bolton regarding the outsized "assessed contributions" that the US pays for the General Assembly -- and how the German delegation regards the assessment it is directed to pay. More tonight. 1772 Potsdam