Podcasts about darnedest things

In this episode of Financial Advisors Say the Darnedest Things, A.B. Ridgeway provides practical and actionable tips for anyone struggling to save money, regardless of their income level. He tackles two key problems: the misconception that saving a set dollar amount is the key to success and the lack of clarity about what you're saving for. A.B. introduces the concept of saving by percentages rather than fixed amounts, offering a simple yet effective strategy to build the habit of saving. He explains how saving even a small percentage of your leftover income, such as 10%, can lead to gradual growth in savings over time. Whether you're saving for an emergency fund or retirement, A.B. emphasizes the importance of creating sustainable habits and understanding the purpose behind your savings goals. This episode will help you shift your mindset and develop a more effective approach to personal finance.Key Takeaways:Save by Percentages, Not Fixed Amounts – A.B. emphasizes that saving a percentage of what's left over after bills, even if it's just a small amount, is more sustainable than setting a fixed dollar target. This method encourages building a habit of saving consistently.Know What You're Saving For – Before you start saving, it's crucial to define your goals. Whether it's for an emergency fund, retirement, or something else, having clear intentions makes your saving efforts more focused and effective.Gradual Growth Leads to Financial Security – By saving small amounts consistently, you'll develop the habit of saving, which can eventually lead to larger savings as your income increases or expenses decrease.Quotes:“You are going to invest or save by percentages. Everyone can save by a percentage. It doesn't matter how small. The important part is getting into the habit.”“If you don't know what number is going to give you financial security, you're always going to be wanting more, because there's always one more dollar to make.”“The key to saving for your future isn't how much you save, but the habit of saving. Even a small percentage over time makes a big difference.”

In this episode of Financial Advisors Say the Darnedest Things, A.B. Ridgeway provides practical and actionable tips for anyone struggling to save money, regardless of their income level. He tackles two key problems: the misconception that saving a set dollar amount is the key to success and the lack of clarity about what you're saving for. A.B. introduces the concept of saving by percentages rather than fixed amounts, offering a simple yet effective strategy to build the habit of saving. He explains how saving even a small percentage of your leftover income, such as 10%, can lead to gradual growth in savings over time. Whether you're saving for an emergency fund or retirement, A.B. emphasizes the importance of creating sustainable habits and understanding the purpose behind your savings goals. This episode will help you shift your mindset and develop a more effective approach to personal finance.Key Takeaways:Save by Percentages, Not Fixed Amounts – A.B. emphasizes that saving a percentage of what's left over after bills, even if it's just a small amount, is more sustainable than setting a fixed dollar target. This method encourages building a habit of saving consistently.Know What You're Saving For – Before you start saving, it's crucial to define your goals. Whether it's for an emergency fund, retirement, or something else, having clear intentions makes your saving efforts more focused and effective.Gradual Growth Leads to Financial Security – By saving small amounts consistently, you'll develop the habit of saving, which can eventually lead to larger savings as your income increases or expenses decrease.Quotes:“You are going to invest or save by percentages. Everyone can save by a percentage. It doesn't matter how small. The important part is getting into the habit.”“If you don't know what number is going to give you financial security, you're always going to be wanting more, because there's always one more dollar to make.”“The key to saving for your future isn't how much you save, but the habit of saving. Even a small percentage over time makes a big difference.”

One of the most jaw dropping news stories to come our way in a while is the arrest of music producer and performer Sean "P. Diddy" Combs on charges of sex trafficking, racketeering and transportation to engage in prostitution.Meanwhile, Janet Jackson's manager is in damage control, apologizing on her behalf for saying that Presidential candidate Kamala Harris's father was not black.  Although Ellen said she was quitting showbiz, the queer comedy icon is back in a whole new Netflix special, saying she was canceled for being an opinionated woman. Rosie O'Donell criticizes Ryan Murphy's new series about the Menedez Brothers murders.And Justin Timberlake pleads guilty to his DUI, will pay $500 and do community service.Today we take a look at the slew of terrible celebrities doing terrible things, plus--• A dubious new study reveals that people who have sex with women are more likely to commit crimes. • Another study reveals that bisexual men are more likely to have kids and take risks than anyone else. • Same sex marriage comes to Thailand. 

Did you believe something as a kid that then turned out to be false? Anna's younger daughter thought that she was getting a new sister when her older sister went to college!

In this episode of "Financial Advisors Say the Darnedest Things," A.B. Ridgeway, your trusted Christian financial advisor, delves into the crucial topic of setting up children for financial success. A.B. answers a listener's question about how to best prepare a 2-year-old for future expenses like education. He emphasizes the importance of starting early, utilizing 529 plans for education savings, and teaching children essential money management skills. Utilize 529 Plans for Education Savings: A 529 plan is an excellent tool for saving for your child's education. It offers tax advantages and flexibility, covering expenses from kindergarten through graduate school. Recent changes allow unused funds to be converted into a Roth IRA, ensuring that your savings continue to benefit your child even if they don't pursue traditional education paths.Establish a Will for Financial Security: Creating a will ensures your child's financial security in the event of unforeseen circumstances. Designating a guardian to manage finances until they reach adulthood prevents potential legal complications and provides clear instructions on how your assets should be distributed, safeguarding your child's future.Teach Money Management Skills Early: Introducing your child to banking with a child account can instill valuable money management skills. By earning, saving, and spending responsibly, children learn the importance of financial stewardship. Encouraging them to work for their money through chores fosters a sense of responsibility and diminishes entitlement.Focus on Financial Education, Not Just Wealth Accumulation: The key to financial success is not merely accumulating wealth but learning to manage it wisely. By educating your children on avoiding common financial mistakes and making informed decisions, you equip them with the tools to navigate the financial landscape confidently and independently.Quotes:"The earlier you start, the less stress you'll have around money and its growth.""A 529 plan is a powerful tool for securing your child's educational future.""It's not about how much money they have; it's about how they manage it."

In this episode of "Financial Advisors Say the Darnedest Things," A.B. Ridgeway, your trusted Christian financial advisor, delves into the crucial topic of setting up children for financial success. A.B. answers a listener's question about how to best prepare a 2-year-old for future expenses like education. He emphasizes the importance of starting early, utilizing 529 plans for education savings, and teaching children essential money management skills. Utilize 529 Plans for Education Savings: A 529 plan is an excellent tool for saving for your child's education. It offers tax advantages and flexibility, covering expenses from kindergarten through graduate school. Recent changes allow unused funds to be converted into a Roth IRA, ensuring that your savings continue to benefit your child even if they don't pursue traditional education paths.Establish a Will for Financial Security: Creating a will ensures your child's financial security in the event of unforeseen circumstances. Designating a guardian to manage finances until they reach adulthood prevents potential legal complications and provides clear instructions on how your assets should be distributed, safeguarding your child's future.Teach Money Management Skills Early: Introducing your child to banking with a child account can instill valuable money management skills. By earning, saving, and spending responsibly, children learn the importance of financial stewardship. Encouraging them to work for their money through chores fosters a sense of responsibility and diminishes entitlement.Focus on Financial Education, Not Just Wealth Accumulation: The key to financial success is not merely accumulating wealth but learning to manage it wisely. By educating your children on avoiding common financial mistakes and making informed decisions, you equip them with the tools to navigate the financial landscape confidently and independently.Quotes:"The earlier you start, the less stress you'll have around money and its growth.""A 529 plan is a powerful tool for securing your child's educational future.""It's not about how much money they have; it's about how they manage it."

In this episode of "Financial Advisors Say the Darnedest Things," host A.B. Ridgeway discusses the financial challenges faced by a 46-year-old recently divorced mother of two. With her savings reduced to $140,000 post-divorce, she wonders whether to prioritize buying a home, investing for retirement, or saving for her children's college education. A.B. emphasizes the importance of financial planning, seeking wise counsel, and making decisions aligned with both current needs and future goals.5 Key Takeaways:Prioritize Your Financial Goals: It's crucial to determine what matters most—buying a home, saving for your children's college, or preparing for retirement. Focusing on your top priorities will help you create a solid financial plan that aligns with your life's current stage.Consider the Bigger Picture Before Buying a Home: While owning a home is a common goal, it may not be the best option immediately after a divorce. Renting might be more practical, especially considering the volatile housing market and potential changes in your life, such as moving for a new job.Rethink College Savings: College is a luxury, not a right. Rather than shouldering the full financial burden, consider alternatives like 529 plans, which may have implications on financial aid. Empower your children to contribute by earning scholarships or grants, fostering their financial independence.Focus on Retirement Savings: With 20 years until full retirement, maximizing your retirement contributions should be a priority. Living below your means and saving diligently will provide financial security in the long run, allowing you to navigate future uncertainties with confidence.Heal Emotionally Before Making Major Decisions: Divorce can be emotionally draining, and your relationship with money might change. Seeking counseling and understanding your emotions can help you make better financial decisions, ensuring that your choices reflect your true needs and values.Quotes:"With many counselors, plans succeed; without them, they fail. Seek wise counsel in your financial journey.""College is a luxury, not a right—empower your children to take responsibility for their education.""Start soon, start early, and start working—46 is still young, and you have time to rebuild and thrive."

In this episode of "Financial Advisors Say the Darnedest Things," host A.B. Ridgeway discusses the financial challenges faced by a 46-year-old recently divorced mother of two. With her savings reduced to $140,000 post-divorce, she wonders whether to prioritize buying a home, investing for retirement, or saving for her children's college education. A.B. emphasizes the importance of financial planning, seeking wise counsel, and making decisions aligned with both current needs and future goals.5 Key Takeaways:Prioritize Your Financial Goals: It's crucial to determine what matters most—buying a home, saving for your children's college, or preparing for retirement. Focusing on your top priorities will help you create a solid financial plan that aligns with your life's current stage.Consider the Bigger Picture Before Buying a Home: While owning a home is a common goal, it may not be the best option immediately after a divorce. Renting might be more practical, especially considering the volatile housing market and potential changes in your life, such as moving for a new job.Rethink College Savings: College is a luxury, not a right. Rather than shouldering the full financial burden, consider alternatives like 529 plans, which may have implications on financial aid. Empower your children to contribute by earning scholarships or grants, fostering their financial independence.Focus on Retirement Savings: With 20 years until full retirement, maximizing your retirement contributions should be a priority. Living below your means and saving diligently will provide financial security in the long run, allowing you to navigate future uncertainties with confidence.Heal Emotionally Before Making Major Decisions: Divorce can be emotionally draining, and your relationship with money might change. Seeking counseling and understanding your emotions can help you make better financial decisions, ensuring that your choices reflect your true needs and values.Quotes:"With many counselors, plans succeed; without them, they fail. Seek wise counsel in your financial journey.""College is a luxury, not a right—empower your children to take responsibility for their education.""Start soon, start early, and start working—46 is still young, and you have time to rebuild and thrive."

In this episode of "Financial Advisors Say the Darnedest Things," host AB Ridgeway explores the concept of wealth and what it truly means to be rich. He challenges listeners to rethink their perceptions of money and self-worth, emphasizing that the idea of being "rich" is highly subjective and influenced by our backgrounds and environments. Ridgeway also delves into the importance of aligning one's financial goals with their values and the potential pitfalls of idolizing wealth over character.Key TakeawaysWealth is Subjective: The concept of being rich varies significantly depending on personal experiences and upbringing. For instance, someone from a low-income background might see $1 million as a fortune, while a child of a wealthy entrepreneur might view it merely as a business loan. Understanding that wealth is subjective helps us realize that there's no universal standard for being "rich."Comparison and Self-Worth: People often compare their wealth to those around them, affecting their self-worth. Ridgeway points out that we tend to measure ourselves against our immediate peers, not against billionaires like Elon Musk. This comparison can lead to unnecessary feelings of inadequacy and stress.Levels of Wealth Perception: Ridgeway describes three levels of wealth perception: those who don't recognize luxury, those for whom luxury is the norm, and those who have transcended materialism. Each level brings different social interactions and expectations, highlighting that true contentment comes from within rather than external validation.The Symbolism of Wealth: Material possessions like cars or houses often serve as symbols of success, but their value is highly dependent on the observer's perspective. Ridgeway uses the example of a luxury car to illustrate how different people perceive wealth differently based on their familiarity and personal context.Aligning Wealth with Values: It's crucial to ensure that the pursuit of wealth aligns with one's values and character. Money should be a tool to enhance one's life and the lives of others, not an end in itself. Ridgeway emphasizes the importance of ethical wealth accumulation and using money for positive impact.Quotes"The idea of being rich or even feeling rich is subjective. What seems like a lot of money to one person might be just a starting point for another.""We tend to attach our self-worth to those we feel most connected to. If our neighbor makes more money, we might feel less valuable, but we don't compare ourselves to billionaires.""True wealth isn't about the amount of money you have; it's about how you use it to improve your life and the lives of others. Money should be a supplement to your character, not a substitute."

In this episode of "Financial Advisors Say the Darnedest Things," host AB Ridgeway explores the concept of wealth and what it truly means to be rich. He challenges listeners to rethink their perceptions of money and self-worth, emphasizing that the idea of being "rich" is highly subjective and influenced by our backgrounds and environments. Ridgeway also delves into the importance of aligning one's financial goals with their values and the potential pitfalls of idolizing wealth over character.Key TakeawaysWealth is Subjective: The concept of being rich varies significantly depending on personal experiences and upbringing. For instance, someone from a low-income background might see $1 million as a fortune, while a child of a wealthy entrepreneur might view it merely as a business loan. Understanding that wealth is subjective helps us realize that there's no universal standard for being "rich."Comparison and Self-Worth: People often compare their wealth to those around them, affecting their self-worth. Ridgeway points out that we tend to measure ourselves against our immediate peers, not against billionaires like Elon Musk. This comparison can lead to unnecessary feelings of inadequacy and stress.Levels of Wealth Perception: Ridgeway describes three levels of wealth perception: those who don't recognize luxury, those for whom luxury is the norm, and those who have transcended materialism. Each level brings different social interactions and expectations, highlighting that true contentment comes from within rather than external validation.The Symbolism of Wealth: Material possessions like cars or houses often serve as symbols of success, but their value is highly dependent on the observer's perspective. Ridgeway uses the example of a luxury car to illustrate how different people perceive wealth differently based on their familiarity and personal context.Aligning Wealth with Values: It's crucial to ensure that the pursuit of wealth aligns with one's values and character. Money should be a tool to enhance one's life and the lives of others, not an end in itself. Ridgeway emphasizes the importance of ethical wealth accumulation and using money for positive impact.Quotes"The idea of being rich or even feeling rich is subjective. What seems like a lot of money to one person might be just a starting point for another.""We tend to attach our self-worth to those we feel most connected to. If our neighbor makes more money, we might feel less valuable, but we don't compare ourselves to billionaires.""True wealth isn't about the amount of money you have; it's about how you use it to improve your life and the lives of others. Money should be a supplement to your character, not a substitute."

In this episode of "Financial Advisors Say the Darnedest Things," host A.B. Ridgeway dives deep into the often unspoken challenges of retirement. While many dream of endless vacations and leisure, the reality can be starkly different. A.B. explores the stages of retirement, emphasizing the importance of planning and staying engaged to avoid the pitfalls of boredom, anxiety, and depression. Tune in to learn how to navigate retirement with purpose and fulfillment.Key Takeaways:The Illusion of Retirement Bliss: Retirement is often seen as a reward for decades of hard work, filled with relaxation and freedom. However, without a solid plan, this period can quickly become overwhelming and lead to unexpected emotional and mental health challenges. It's crucial to prepare not just financially, but also mentally and emotionally.The Honeymoon Phase: The initial stage of retirement, known as the honeymoon phase, is characterized by the excitement of newfound freedom and leisure activities. This period can be enjoyable but is often short-lived. Financial advisors need to help clients understand that this phase will transition and should plan accordingly to avoid financial pitfalls.Hitting the Wall: After the honeymoon phase, retirees may experience a sense of boredom and lack of purpose. This "hitting the wall" stage can lead to depression and unhealthy coping mechanisms like substance abuse. It's essential for retirees to find new hobbies, engage in social activities, and maintain a sense of purpose.Redefining Identity: Retirement requires a redefinition of one's identity, shifting from a career-focused life to finding new roles and passions. This can be a time of personal growth and fulfillment if approached with a proactive mindset. Activities, volunteering, and continuous learning can play significant roles in this redefinition.The Importance of Social Connections: Maintaining strong social connections is vital for a happy and healthy retirement. Engaging with family, friends, and community activities provides emotional support and helps combat feelings of isolation and loneliness. This social engagement can significantly impact overall well-being and longevity.Quotes:"Retirement is often seen as the answer to all of your life's problems, but without a solid plan, it can lead to bouts of boredom, anxiety, and even depression.""The goal is to retire and to stay retired, not to rely on a company to support your lifestyle. Work if you choose to work, and fellowship when you choose to fellowship.""Your job is supposed to be a place where you use your skills to gain money to fund your personal life, not to give them the best years of your life while waiting to finally have some fun later."For more insights and personalized financial planning, don't hesitate to book a consultation. Let's ensure your retirement is not just financially secure but also fulfilling and joyous. Click the link in the description to get started!

In this episode of "Financial Advisors Say the Darnedest Things," host A.B. Ridgeway dives deep into the often unspoken challenges of retirement. While many dream of endless vacations and leisure, the reality can be starkly different. A.B. explores the stages of retirement, emphasizing the importance of planning and staying engaged to avoid the pitfalls of boredom, anxiety, and depression. Tune in to learn how to navigate retirement with purpose and fulfillment.Key Takeaways:The Illusion of Retirement Bliss: Retirement is often seen as a reward for decades of hard work, filled with relaxation and freedom. However, without a solid plan, this period can quickly become overwhelming and lead to unexpected emotional and mental health challenges. It's crucial to prepare not just financially, but also mentally and emotionally.The Honeymoon Phase: The initial stage of retirement, known as the honeymoon phase, is characterized by the excitement of newfound freedom and leisure activities. This period can be enjoyable but is often short-lived. Financial advisors need to help clients understand that this phase will transition and should plan accordingly to avoid financial pitfalls.Hitting the Wall: After the honeymoon phase, retirees may experience a sense of boredom and lack of purpose. This "hitting the wall" stage can lead to depression and unhealthy coping mechanisms like substance abuse. It's essential for retirees to find new hobbies, engage in social activities, and maintain a sense of purpose.Redefining Identity: Retirement requires a redefinition of one's identity, shifting from a career-focused life to finding new roles and passions. This can be a time of personal growth and fulfillment if approached with a proactive mindset. Activities, volunteering, and continuous learning can play significant roles in this redefinition.The Importance of Social Connections: Maintaining strong social connections is vital for a happy and healthy retirement. Engaging with family, friends, and community activities provides emotional support and helps combat feelings of isolation and loneliness. This social engagement can significantly impact overall well-being and longevity.Quotes:"Retirement is often seen as the answer to all of your life's problems, but without a solid plan, it can lead to bouts of boredom, anxiety, and even depression.""The goal is to retire and to stay retired, not to rely on a company to support your lifestyle. Work if you choose to work, and fellowship when you choose to fellowship.""Your job is supposed to be a place where you use your skills to gain money to fund your personal life, not to give them the best years of your life while waiting to finally have some fun later."For more insights and personalized financial planning, don't hesitate to book a consultation. Let's ensure your retirement is not just financially secure but also fulfilling and joyous. Click the link in the description to get started!

Episode Summary: In this episode of "Financial Advisors, Say the Darnedest Things," the host delves into the common misconception of investing before managing debt, using Dave Ramsey's principles as a guide. Listeners learn about the importance of debt management and the two main strategies: the debt avalanche and the debt snowball. Through insightful commentary and practical examples, the host emphasizes the significance of addressing debt effectively before diving into investments.Key Takeaways:Debt Management is Key: The episode underscores the importance of prioritizing debt management over investing, especially when facing substantial debt burdens. By addressing debt head-on through strategic planning, individuals can lay a solid foundation for financial stability and future investments.Understanding Debt Reduction Strategies: The host discusses two primary debt reduction strategies—the debt avalanche and the debt snowball. While both approaches have merits, understanding their differences and choosing the one that aligns with personal financial goals is crucial for success.Behavioral vs. Mathematical Approaches: A debate arises regarding whether debt is primarily a behavioral or a mathematical problem. While Dave Ramsey emphasizes behavioral change, the host argues for the significance of mathematical precision in debt management, highlighting the need for a balanced approach.Tailoring Strategies to Personal Situations: The episode advises listeners to assess their individual financial situations when selecting a debt reduction strategy. Factors such as debt amount, interest rates, and personal preferences play a significant role in determining the most effective approach for each individual.Seeking Professional Guidance: Finally, listeners are encouraged to seek professional guidance from financial advisors to navigate complex financial decisions effectively. The host offers a personalized consultation option for those seeking expert assistance in managing their finances and debt.Quotes:"The power of focus supersedes a little bit of tax savings and missing out on a little bit of match for a short period of time.""Motivation is the key to becoming debt-free, not math.""When it comes to debt management, size does matter. Which one do you think will make the fastest and greatest impact on your finances? Of course, the avalanche technique."

Episode Summary: In this episode of "Financial Advisors, Say the Darnedest Things," the host delves into the common misconception of investing before managing debt, using Dave Ramsey's principles as a guide. Listeners learn about the importance of debt management and the two main strategies: the debt avalanche and the debt snowball. Through insightful commentary and practical examples, the host emphasizes the significance of addressing debt effectively before diving into investments.Key Takeaways:Debt Management is Key: The episode underscores the importance of prioritizing debt management over investing, especially when facing substantial debt burdens. By addressing debt head-on through strategic planning, individuals can lay a solid foundation for financial stability and future investments.Understanding Debt Reduction Strategies: The host discusses two primary debt reduction strategies—the debt avalanche and the debt snowball. While both approaches have merits, understanding their differences and choosing the one that aligns with personal financial goals is crucial for success.Behavioral vs. Mathematical Approaches: A debate arises regarding whether debt is primarily a behavioral or a mathematical problem. While Dave Ramsey emphasizes behavioral change, the host argues for the significance of mathematical precision in debt management, highlighting the need for a balanced approach.Tailoring Strategies to Personal Situations: The episode advises listeners to assess their individual financial situations when selecting a debt reduction strategy. Factors such as debt amount, interest rates, and personal preferences play a significant role in determining the most effective approach for each individual.Seeking Professional Guidance: Finally, listeners are encouraged to seek professional guidance from financial advisors to navigate complex financial decisions effectively. The host offers a personalized consultation option for those seeking expert assistance in managing their finances and debt.Quotes:"The power of focus supersedes a little bit of tax savings and missing out on a little bit of match for a short period of time.""Motivation is the key to becoming debt-free, not math.""When it comes to debt management, size does matter. Which one do you think will make the fastest and greatest impact on your finances? Of course, the avalanche technique."

Episode Summary: In this episode of "Financial Advisors Say the Darnedest Things," host AB Ridgeway discusses the recent updates announced by the Biden-Harris administration regarding rules aimed at protecting retirement savers' interests. The Department of Labor's revised definition of fiduciary aims to ensure that financial advisors prioritize their clients' best interests. AB explores the implications of these changes and their significance for investors.Key Takeaways:Enhanced Investor Protection: The updated regulations emphasize the importance of financial advisors acting in their clients' best interests, ensuring prudent and honest advice free from overcharges.Importance of Fiduciary Responsibility: The fiduciary standard requires advisors to prioritize clients' interests over their own, preventing conflicts of interest and unethical practices that may harm investors.Christian Financial Advisory Principles: AB emphasizes the alignment of his firm's practices with biblical principles, highlighting the importance of shared values between advisors and clients for a successful relationship.Advisors' Accountability: The new regulations hold financial advisors to a higher standard of care, promoting transparency and accountability in the industry to safeguard investors' retirement savings.Empowering Investors: AB encourages listeners to consider the implications of these changes and engage in discussions about how the revised rules may impact their retirement planning, fostering greater awareness and empowerment among investors.Quotes:"Financial advisors on all levels are now required to adhere to high standards of care and loyalty when recommending investments, ensuring clients' interests come first.""As a Christian financial advisor, we focus on biblical principles, prioritizing values alignment with our clients for a successful partnership.""The new regulations aim to protect retirement investors from improper recommendations and conflicts of interest, ensuring they can retire with dignity."Subscribe to "Financial Advisors Say the Darnedest Things" to stay informed about the latest updates and insights in the world of financial advising.Prayer: "Lord, guide us as we navigate financial decisions, seeking wisdom and discernment in stewarding our resources. May our actions honor You and serve the well-being of others. Amen."

Episode Summary: In this episode of "Financial Advisors Say the Darnedest Things," host AB Ridgeway discusses the recent updates announced by the Biden-Harris administration regarding rules aimed at protecting retirement savers' interests. The Department of Labor's revised definition of fiduciary aims to ensure that financial advisors prioritize their clients' best interests. AB explores the implications of these changes and their significance for investors.Key Takeaways:Enhanced Investor Protection: The updated regulations emphasize the importance of financial advisors acting in their clients' best interests, ensuring prudent and honest advice free from overcharges.Importance of Fiduciary Responsibility: The fiduciary standard requires advisors to prioritize clients' interests over their own, preventing conflicts of interest and unethical practices that may harm investors.Christian Financial Advisory Principles: AB emphasizes the alignment of his firm's practices with biblical principles, highlighting the importance of shared values between advisors and clients for a successful relationship.Advisors' Accountability: The new regulations hold financial advisors to a higher standard of care, promoting transparency and accountability in the industry to safeguard investors' retirement savings.Empowering Investors: AB encourages listeners to consider the implications of these changes and engage in discussions about how the revised rules may impact their retirement planning, fostering greater awareness and empowerment among investors.Quotes:"Financial advisors on all levels are now required to adhere to high standards of care and loyalty when recommending investments, ensuring clients' interests come first.""As a Christian financial advisor, we focus on biblical principles, prioritizing values alignment with our clients for a successful partnership.""The new regulations aim to protect retirement investors from improper recommendations and conflicts of interest, ensuring they can retire with dignity."Subscribe to "Financial Advisors Say the Darnedest Things" to stay informed about the latest updates and insights in the world of financial advising.Prayer: "Lord, guide us as we navigate financial decisions, seeking wisdom and discernment in stewarding our resources. May our actions honor You and serve the well-being of others. Amen."

Episode Summary: In this episode of "Financial Advisors Say the Darnedest Things," host AB Ridgeway discusses the implications of the new overtime rule introduced by the Department of Labor. This rule aims to ensure fair compensation for Christian workers who often find themselves working long hours for low pay. AB explores the biblical perspective on fair wages and how this new regulation aligns with Christian principles.Key Takeaways:Fair Compensation as Biblical Principle: The episode underscores the biblical mandate to compensate workers fairly, drawing from passages like Deuteronomy 25:4 and Luke 10:7. It highlights the importance of aligning labor practices with Christian values.Impact of Overtime Regulation: AB explores how the new overtime regulation addresses the longstanding issue of overworked and underpaid employees, particularly in Christian workplaces. The discussion revolves around the significance of this change in promoting justice and equity.Navigating Negotiations: Listeners gain insights into negotiating fair compensation and work hours in light of the new regulations. AB emphasizes the importance of advocating for one's rights while considering the needs of both employers and employees.Potential Challenges: The episode acknowledges potential challenges arising from the new regulation, such as employers cutting costs by reducing workforce or hours. It prompts listeners to consider strategies for protecting themselves in the evolving job market.Engagement with Audience: AB encourages listeners to share their experiences and perspectives on the new regulation, fostering a dialogue on its implications for Christian workers. The episode concludes with a call to action for audience feedback and engagement.Quotes:"The work that we do, we should be compensated for. It is biblical.""Do not muzzle an ox while it is treading grain.""Workers deserve their wages."Call to Action: Share your thoughts on the new overtime regulation and its impact on Christian workers. How many hours do you typically work per week, and do you feel properly compensated? Engage with us in the comments below and rate this episode to join the conversation!

Episode Summary: In this episode of "Financial Advisors Say the Darnedest Things," host AB Ridgeway discusses the implications of the new overtime rule introduced by the Department of Labor. This rule aims to ensure fair compensation for Christian workers who often find themselves working long hours for low pay. AB explores the biblical perspective on fair wages and how this new regulation aligns with Christian principles.Key Takeaways:Fair Compensation as Biblical Principle: The episode underscores the biblical mandate to compensate workers fairly, drawing from passages like Deuteronomy 25:4 and Luke 10:7. It highlights the importance of aligning labor practices with Christian values.Impact of Overtime Regulation: AB explores how the new overtime regulation addresses the longstanding issue of overworked and underpaid employees, particularly in Christian workplaces. The discussion revolves around the significance of this change in promoting justice and equity.Navigating Negotiations: Listeners gain insights into negotiating fair compensation and work hours in light of the new regulations. AB emphasizes the importance of advocating for one's rights while considering the needs of both employers and employees.Potential Challenges: The episode acknowledges potential challenges arising from the new regulation, such as employers cutting costs by reducing workforce or hours. It prompts listeners to consider strategies for protecting themselves in the evolving job market.Engagement with Audience: AB encourages listeners to share their experiences and perspectives on the new regulation, fostering a dialogue on its implications for Christian workers. The episode concludes with a call to action for audience feedback and engagement.Quotes:"The work that we do, we should be compensated for. It is biblical.""Do not muzzle an ox while it is treading grain.""Workers deserve their wages."Call to Action: Share your thoughts on the new overtime regulation and its impact on Christian workers. How many hours do you typically work per week, and do you feel properly compensated? Engage with us in the comments below and rate this episode to join the conversation!

In this episode, Sara and Melissa discuss unfiltered honesty, little-t trauma, apathy, and everything in between.  Resources Referenced: The Starter Membership The Happy Human Membership

NYC approves Muslim noise pollution, proposed law in Denmark would ban burning of "holy" books, France bans Muslim robes in schools, New Jersey town harasses Jewish residents (and is forced to pay), Michigan lawmaker wants "Christian foundations" taught to school children, Christian school lawsuit, and the Mormons have some wacky beliefs but this one is a doozy... Adam-ondi-Ahman.

Woooah! The energy in this episode is so strong that Mat and Dana give you a few things about the misconceptions of what mediums might say in a reading. Take notes because this will dive into what you can do to empower yourself during a reading, or even re-think about the phrases you might say if you're the medium. Plus we learn that Mat and Dana are Ken-ough. Want to watch these episodes, and not just listen! Make sure you check out and subscribe to our YouTube channel! Interested in development? Check out our website at ⁠⁠https://www.matanddana.com⁠⁠ We have Tarot, empath, psychic and mediumship classes and development circles available now! Like the podcast? Join our Patreon! $5 dollars a month will help keep this little podcast going. We know that Logan from I.T. will love you even more if you join our ⁠Patreon!⁠ ⁠https://www.patreon.com/MatandDana⁠ Want to join our FREE ⁠Facebook⁠ community for mediumship development? https://www.facebook.com/groups/matanddana/We'd love to hear from you! You can email us at hello@matanddana.com You can find Dana Willey at www.danawilley.com and on all social platforms @danawilleywoo You can find Mathew at www.mathewtowmedium.com and on TikTok @mathewtowmedium

In this episode of the Day 0 Update: We talk even more about The Legend of Zelda: Tears of the Kingdom, Nintendo's next big release, and the stupid things Bobby Kotick said to Variety. All this and more, up next! Full show notes can be found ⁠here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/day0update/message

Welcome back to episode 24 (We think) of Backstage with John Wilson! In this episode, we interview two very special guests, and take on their questions about our festival from a kid's perspective! You don't want to miss it. As always find tickets and more info atlightthewayministry.comSupport this podcast at — https://redcircle.com/backstagewithjw/donations

Matthew 5: 1-12Support the show

Harvey Vince Drops the F-Bomb Blewey's Boys are fancy eaters! Bern's little boy Harvey does a nude run! Blewey Kids Update! Papa Jars Announcement! Rory Blewitt Has a GirlfriendSee omnystudio.com/listener for privacy information.

Randy and Jason Sklar wildly speculate out-of-context quotes from Michele. Who was Beadle talking about when she said "punchable or super punchable?" Guess along with the Sklar Bros and see which ones you get right. Learn more about your ad choices. Visit megaphone.fm/adchoices

Good or bad, what unexpected thing did you see a kid do?

TouristsWhere do I begin? Tourists are part and parcel of life in the outback. And, while some are worth their weight in gold, others make life just that little bit harder...In this [best of] episode, I've pulled together a few yarns about tourists from previous episodes. And to any tourists listening... we do love you... sort of… but please, plan ahead, have back ups of everything, and let someone know where you're going! Support this show http://supporter.acast.com/central-station. Hosted on Acast. See acast.com/privacy for more information.

Parents… Stand down…. Get Back… Stay Back…. Parents have great intentions and want to see their children succeed. Did you know It does psychological damage to your child when you are on the sideline coaching at the same time a coach is giving instruction?...Tune in to this weeks episode where Dr. Alley Dake, Shelby Babcock, and Ashlie Rowley dive deep into how to be a better parent to a youth athlete.

*READ THE TOPICS COVERED BEFORE LISTENING*** Case study of a 92 year old with delirium Causes of delirium Geriatric toxicology Geriatric STI's and sexual health REFERENCES: Alex Yartsev. Pharmacology and toxicology in old age. June 30, 2016. Deranged Physiology. Available from https://derangedphysiology.com/main/required-reading/pharmacology-and-toxicology/Chapter%201.3.4/pharmacology-and-toxicology-old-age Frankowski AC, Clark LJ. Sexuality and Intimacy in Assisted Living: Residents' Perspectives and Experiences. Sex Res Social Policy. 2009 Dec 1;6(4):25-37. doi: 10.1525/srsp.2009.6.4.25. PMID: 25568640; PMCID: PMC4283937. Kristen Fontes MD, Alex Koyfman MD, Brit Long MD. Common ED Medication Errors: Polypharmacy. EmDocs. July 3, 2017. Available from http://www.emdocs.net/common-ed-medication-errors-polypharmacy/ Nat. Research Council (US) Cute on Chemical Toxicology and Aging. Aging in Today's Environment. Washington (DC): National Academies Press (US); 1987. 4, Principles of Toxicology in the Context of Aging. Available from: https://www.ncbi.nlm.nih.gov/books/nbk218724/ Rashid, M.H., Sparrow, N.A., Anwar, F. et al. Interleukin-6 mediates delirium-like phenotypes in a murine model of urinary tract infection. J Neuroinflammation 18, 247 (2021). https://doi.org/10.1186/s12974-021-02304-x Stanford Medicine 25. Website: Fundoscopic/Opthalomoscopic Exam. Available from https://stanfordmedicine25.stanford.edu/the25/fundoscopic.html https://www.theseniorlist.com/sti-older-americans/

Candy from Ashley, crazy things our kids have done, and top notch tv shows. 

I had a great time visiting with so many great folks at the IPHC 29th General Conference but the highlight for me was doing some short little podcasts with some “short little” people, LOL! Enjoy! --- Send in a voice message: https://anchor.fm/conversationswithjgriffin/message Support this podcast: https://anchor.fm/conversationswithjgriffin/support

In the dictionary “darnedest” is defined as “surprising” and lists the synonyms “amazing, startling and eye-opening.” Listen to this excerpt and consider what you might learn about God and prayer as you listen to these children's prayers.

Courageous Youth Radio Hour hosts, Juniper and Parker, have important dialogue about topics that are important to them, how they feel and what they're experiencing in their community. They express their deep desire to be accepted for the way they are and the exhaustion that's felt as they continue to fight for representation, action and change. Be inspired by the honesty and stamina it takes to defend your life against everything you've ever known and have been taught.Originally aired on May 25, 2022 on KPOV's Youth Radio HourOur mission at KPOV is to strengthen community, the arts, local culture, and democracy through our independent, non-commercial radio portal. This is confidently supported by Critical Conversations, a special project developed to feature unique perspectives and the courage it takes to “go there,” challenging mundane thoughts and questioning the norm.Hear more at https://kpov.org/critical-conversationshttps://kpov.org/youth-radio-hourKPOV High Desert Community Radio is a listener-supported, volunteer-powered community radio station that broadcasts at 88.9 FM and online at www.kpov.org. KPOV offers locally produced programs and the most diverse music in Central Oregon.Listen live and learn more: www.kpov.orgConnect on Facebook: www.facebook.com/kpovbend

A thoroughly confused giraffe about to die of starvation sets his stomach-steered eyes on Zacchaeus.

Email Us Here: Disturbinglypragmatic@gmail.comWhere To Find Us!:  Disturbingly Pragmatic Link Tree!Visit Our Brand New Patreon! This Episode has EVERYTHING!It's got:Tits Up!Pride Month!Code Switching!Raging Clues!$300 Shoes!Toronto Theatres!"Harry Potter and the Cursed Child"!Dave's BPD!First Day of Summer!Raging Downpours!Apparently Chrisley Doesn't Know Best!Sex Tapes? Really?!Lindsie Chrisley Also Sucks!Closet Dwelling with Todd!White Trash is Worth Millions in the Reality Show Age!Serial Rapist Bill Cosby Guilty in Civil Suit!Ontario - Saying Sorry isn't an Admission of Guilt!Serial Killer Wallpapering!Police Techs Say the Darnedest Things!Green Burials with Ask A Mortician!Cover Bands with Tiny Cocks!Reddit Junkies!Anti-vax Karens Are Garbage People!Essential Oils Surprisingly Don't Cure Measles!Facebook Fights!Most Dipshit Anti-vaxxers are Vaccinated!Florida Teens Are Just as Insane as Florida Men and Florida Women!Criminals: Leave Your Phones at Home!Rings A Blingin'!Where's the Security System?!Florida True Crime!Alex Murdaugh and Michael Avenatti!"Gaslit" is Awesome!Trump Needs Accountability!Episode Links (In Order):Raging Clues!Shoes! By Liam Kyle Sullivan!Elgin Winter Garden Theatre!Transformation of the Ed Mirvish (Formerly Pantages) Theatre!Todd and Julie Chrisley Are Garbage People!Lindsie Chrisley's Sex Tape Drama!Todd Chrisley's Gay Lover Ratted Him Out!Pay Cheque to Pay Cheque at $250,000/Year! WTF?!Serial Rapist Bill Cosby Guilty in Civil Suit!Saying Sorry Isn't and Admission of Guilt in Ontario!Creepy Human Skin Wallpaper Story!Ask a Mortician - Skin Bound Books!Tiny Penis Owning Cover Band Singer!Anti-vax Karens Are the WORST! Florida Teens Party at $8 Million House!White Trash Walmart Fight!MUSIC CREDIT!Opening Music Graciously Supplied By: https://audionautix.com/ 

In this episode of Shawna and LaLa, Shawna talks about her weekend and a car accident she witnessed. LaLa has another story about parenting and disciplining, and the girls talk with Better Health CEO Naama Brickler and Ostomy RN Emily Grey about the services Better Health provides for Ostomy and Urology patients after surgery. For more visit www.shawnaandlala.com

Join me as I interview my guest host Trisha Campbell.  Trisha, in her book Eight Was Enough, chronicles a devoted Christian parent's journey in trusting God with unwavering faith to create a divinely inspired, transracial family. Full of spiritual insight for parents on their own adoption or fostering adventure, this true story will guide you through the sometimes difficult but always rewarding and adventurous path of adding a child to your home—and your heart.Link to FearLESS Parenting Podcast Website: https://lnkd.in/ehHng2H where you can find other great podcast episodes like the one today and please, subscribe to our podcast so you don't miss an episode!!!You can find Trish Campbell at:Her Book: Eight Is EnoughHer Website: trishakcampbell.com Facebook: Discouraged Moms Instagram: @trishakcampbellAlso, you can get a copy of Stan's book FearLESS Parenting at: https://tinyurl.com/FearLESSly-Parenting.   Free Parental Resource From FearLESS Parenting:https://www.dropbox.com/t/IGL3ELKRb5QCOn1i 

In this week's episode, Rob and Candace discuss one of the creepiest things in the entire world...children! Also a little bit of the Johnny Depp / Amber Heard trial....

Topics Include: Elon Musk Wants to Change Twitter, Delta Pilots Picketing, Has Your Kid Done Something That Made You Want to DIE?! Trigger Warning: Horrific Stories, Who Ignored Your Wedding Wishes?

Gen Z talks about everything we Boomers and older Generations Xers never would.  And a new segment: Things We Still Don't Understand. 

While Nathan, Nat & Shaun are away enjoy some of their best bits of 2021!  We're back next Monday! See omnystudio.com/listener for privacy information.

Our kids was talking to each other about which cellular company they like more T-Mobile or Verizon. And from there the conversation kept on going down the rabbit hole lol. So much so that Angie and I was asking each other how and where would we go to survive a zombie apocalypse? And after leaving work one night Maurice had a strange encounter with a young lady on the street.

Introducing N*ggas Say the Darnedest Things — 21-ish questions with some of our favorite n*ggas! This week, we chop it up with Seven, a bad boy turned good who can dish it as much as he can take it. We talk finances, freak shit, fears, and...crunchy bangs?! Plus, Seven gives us a lesson on what's gay and what's okay in the bedroom. Show us love! Subscribe | Rate | Review

Steph and Kaye reminisce about some of their favorite student excuses and share listener submitted excuses. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

We have all had those moments where our kids say or do something that makes you cringe, laugh, or perks your ears. Danny and Brock share some of their experiences. They also talk about what guests and topics will be coming in the weeks following. --- Send in a voice message: https://anchor.fm/homedadchat/message

Michal and Sharon discuss when and how to educate our children about being sensitive to their words. Recorded November 16, 2020.

Andrew gives Luke a full report on his visit to the dermatologist's office yesterday, against everyone's better judgement. Plus, a man realizes the rock he's been using as a doorstop is worth more money than his house. And we hear from a listener who thinks the big trending internet story of the day is a hoax.