Podcasts about is it too late

We highly recommend this newsletter: Der Rohstoffkönig: https://rohstoff-koenig.de/10% Discount upon checkout using code: Gold4000In this rare interview, Björn Paffrath breaks down why gold and silver are entering a multi-year cycle driven by inflation, central bank buying, AI energy demand, and a historic lack of mining investment. We discuss physical metals vs mining stocks, where generalist money is flowing next, and why this cycle may look very different from 2008.#gold #silver #stockmarket ------------Thank you to our #sponsor MONEY METALS. Make sure to pay them a visit: https://bit.ly/BUYGoldSilver------------

Trump decided this past week that there was no downside to fully embracing the racist “shithole countries” rhetoric he denied seven years ago; but this mask coming fully off is just the latest chapter in a decades-long campaign to gut a very specific part of the constitution: the reconstruction amendments. On this week's Amicus episode, Dahlia Lithwick talks to civil rights attorney Sherrilyn Ifill about the critical role the 14th Amendment has played in shaping American democracy, and why this full frontal assault on its protections should have everyone on high alert. In a week in which we found ourselves toggling between “the tide is turning!” and “all is lost!” Sherrilyn expertly guides us to an  understanding of what winning looks like in this moment, and how the courts can still play a role in renewing America's commitment to equal justice under the law, even when the Supreme Court is openly hostile to that proposition.  Sherrilyn Ifill's substack newsletter: Is It Too Late? If you want to access that special 50% promotion for Slate Plus membership, go to slate.com/amicusplus and enter promo code AMICUS 50.  This offer expires on Dec 31st 2025. Want more Amicus? Join Slate Plus to unlock weekly bonus episodes with exclusive legal analysis. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Amicus show page on Apple Podcasts and Spotify. Or, visit slate.com/amicusplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump decided this past week that there was no downside to fully embracing the racist “shithole countries” rhetoric he denied seven years ago; but this mask coming fully off is just the latest chapter in a decades-long campaign to gut a very specific part of the constitution: the reconstruction amendments. On this week's Amicus episode, Dahlia Lithwick talks to civil rights attorney Sherrilyn Ifill about the critical role the 14th Amendment has played in shaping American democracy, and why this full frontal assault on its protections should have everyone on high alert. In a week in which we found ourselves toggling between “the tide is turning!” and “all is lost!” Sherrilyn expertly guides us to an  understanding of what winning looks like in this moment, and how the courts can still play a role in renewing America's commitment to equal justice under the law, even when the Supreme Court is openly hostile to that proposition.  Sherrilyn Ifill's substack newsletter: Is It Too Late? If you want to access that special 50% promotion for Slate Plus membership, go to slate.com/amicusplus and enter promo code AMICUS 50.  This offer expires on Dec 31st 2025. Want more Amicus? Join Slate Plus to unlock weekly bonus episodes with exclusive legal analysis. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Amicus show page on Apple Podcasts and Spotify. Or, visit slate.com/amicusplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump decided this past week that there was no downside to fully embracing the racist “shithole countries” rhetoric he denied seven years ago; but this mask coming fully off is just the latest chapter in a decades-long campaign to gut a very specific part of the constitution: the reconstruction amendments. On this week's Amicus episode, Dahlia Lithwick talks to civil rights attorney Sherrilyn Ifill about the critical role the 14th Amendment has played in shaping American democracy, and why this full frontal assault on its protections should have everyone on high alert. In a week in which we found ourselves toggling between “the tide is turning!” and “all is lost!” Sherrilyn expertly guides us to an  understanding of what winning looks like in this moment, and how the courts can still play a role in renewing America's commitment to equal justice under the law, even when the Supreme Court is openly hostile to that proposition.  Sherrilyn Ifill's substack newsletter: Is It Too Late? If you want to access that special 50% promotion for Slate Plus membership, go to slate.com/amicusplus and enter promo code AMICUS 50.  This offer expires on Dec 31st 2025. Want more Amicus? Join Slate Plus to unlock weekly bonus episodes with exclusive legal analysis. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Amicus show page on Apple Podcasts and Spotify. Or, visit slate.com/amicusplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fast X your seatbelts! The only graphic designer in Los Angeles, Andrei Dominiq (better known as James Junk), sits down with Sean to talk about his design mistakes… as well as inspirational Photoshop tools, getting trapped in a box of your own creation, and Los Angeles' angels and demons.You can find Andrei's work all over Instagram, where the James Junk account originated, at @jamesjunk.co. The James Junk account started with writing about mental health, and I was particularly taken with Andrei's recent visual essay from early September, “Is It Too Late to Reclaim the Internet?”—give it a read here if you want to read more about the complications of making stuff that doesn't happen to have the algorithm in mind. You can also see his larger portfolio of work, and get linked out to some of the other stuff he does online, from his website jamesjunk.co!If you want to follow Westin Luca, you can follow them on Instagram as @westinthemascot. Though the Meatball Man is always seeking out followers, it is imperative that you resist his siren call.This episode was recorded in Los Angeles, California, during AIGA Design Conference 2025. Special thanks to Lee-Sean Huang and AIGA for inviting me to attend, and to all the new folks I met there. An even more special thanks to Andrei for being generous enough to host me at his home for this recording—this literally wouldn't have been possible without you! Hosted on Acast. See acast.com/privacy for more information.

The Friday Five for October 24, 2025: Field Notes & Countdown to OEP OpenAI Announces ChatGPT Atlas Apple Beta Updates for Liquid Glass ACA Premiums& Tax Credits Status Check Ask Integrity Plan Insights   Get Connected:

"Don't avoid looking at your money. Gamify it somehow to actually look at what's coming in and what's going out. Be a master of your money." —Laura RotterFeeling overwhelmed by bills, family demands, and the pressure to keep up? You're not alone—so many of us are hustling just to stay afloat, wondering if we'll ever feel secure or truly satisfied. What if there's a smarter, saner way to handle money and life, no matter where you're starting from?Laura spent nearly 30 years on Wall Street before realizing that chasing bigger paychecks and a bigger house wasn't the answer. Now, she guides women through real-life money challenges—like building an emergency fund, paying off debt, and setting boundaries with family—while helping them find confidence and clarity in their financial choices. Her practical tips and honest stories make money feel less scary and a lot more doable.Tune in for straight talk on saving, spending, tracking your cash, handling family expectations, and learning how to define “enough” for yourself. If you want real solutions and a fresh mindset about money, this episode is your new playbook.Connect with Heather: WebsiteFacebook InstagramLinkedInEpisode Highlights:01:11 Meet Laura: Childhood Lessons and Career Beginnings07:23 Wall Street: What It's Really Like? 12:13 Big Money, Big Problems16:11 The Turning Point: Time for a Change21:13 Downsizing and Redefining Success24:55 True Abundance: What It Means29:24 Money Mindsets34:04 Is It Too Late to Save? 38:24 Track Your Money: Tools41:35 Why Moms Spend Money on Their Kids, But Not Themselves44:53 Die with Zero

Is It Too Late to Start a Podcast? Roy Coughlan Doesn't Think So I sat down with Roy Coughlan, a serial entrepreneur turned podcast coach, to tackle a question that's been floating around like last week's leftovers: Is podcasting still worth it? If you've been wondering whether the market is too crowded or if there's even room for one more voice (yours), Roy has a clear answer: Yes, there's room. Especially for podcasters who stick with it. Because while millions may have started podcasts, only a small percentage are still active. The rest? Abandoned somewhere between episode 10 and a pile of unrealistic expectations. Roy's message wasn't just encouraging—it was refreshingly honest. He's hosted six shows and coached countless others, so he knows both the magic and the mess behind the mic. Why Podcasting Still Matters 1. It's not just about downloads. Podcasting gives you a direct channel to build relationships, showcase your expertise, and create meaningful conversations. Think of it less like broadcasting and more like building trust at scale. 2. It opens doors without cold calls. Inviting your ideal customer to be a guest? That's a warm introduction with zero awkward sales pitch. You're building relationships, not just content. 3. It makes you smarter. Hosting a podcast is like getting a masterclass every week. You ask the questions you're curious about and walk away sharper than when you started. 4. It's a ripple effect. Inspire one person, and who knows where that impact lands? Roy's seen podcasting create unexpected waves of positivity—sometimes in ways he didn't realize until much later. 5. You don't need a massive audience to make a difference. If 50 people listen to your episode, imagine them sitting in a room, eyes on you. Feels different, doesn't it? Actionable Takeaways for Women Business Owners Set realistic expectations. Success won't happen overnight. Keep going past the “episode 10 slump” where most people quit. Podcasting is a long game, not a viral moment. Use podcasting as a marketing tool. Record an episode that answers a client's question. Share it ahead of a meeting to warm up the conversation and show your expertise. Start simple. Don't overcomplicate it with gear and gadgets. Roy's been using the same plug-and-play mic for years. Focus on content, not cables. Choose one platform to focus on. Rather than spreading yourself thin across every social channel, master one. Get good systems in place before expanding. Be a good podcast citizen. Leave a comment. Share a show. If something helped you, support the creator. Positive feedback fuels better content and stronger communities. Keep your podcast structure nimble. Things can (and will) go wrong. Use editing tools to clean up the audio and keep the process fun—not frustrating. One Last Thought Podcasting isn't just a marketing tactic—it can be a creative outlet, a learning platform, and a powerful tool for connection. Whether you've got a story to tell, a message to share, or just want to have better conversations, Roy's advice is simple: Start where you are. Stay curious. And most importantly, enjoy the process. Where to find Roy https://roycoughlan.com/ https://va.world/ https://braingym.fitness/ https://www.facebook.com/roycoughlan https://x.com/poleire https://www.instagram.com/awakening.podcast/ https://www.youtube.com/@roycoughlan https://www.linkedin.com/in/roycoughlan/ https://www.tiktok.com/@roycoughlanpodcaster

We're opening the vault of Season 7's Love is Blind in anticipation of the new season (Season9) that drops October 1st! This episode originally dropped on RG+ October 2024 Love is Blind Season 7 Episode 3: "Is It Too Late?" Two singles discover they're into the same woman, leading one to seek reassurance. A smitten couple meets in person as a situationship nears its deadline. Love is Blind Season 7 Episode 4: "The Tables Have Turned" A determined single tries to avoid a breakup, setting off a chain reaction of drama. A love triangle ends when a participant decides who she truly wants. ---

On Purpose with Jay Shetty: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- Did anyone ever teach you about money when you were younger? What’s one money mistake you made in your 20s? Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don’t just change how you handle money, but how you understand it. Jay reveals that most people aren’t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it. Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability. In this episode, you'll learn: How to Shift from Avoiding Money to Owning It How to Build a Secure Relationship with Money How to Invest in Knowledge Before Assets How to Break Free from Financial Programming How to Simplify Your Finances When Overwhelmed Wealth isn’t about looking rich, it’s about living with intention, respecting yourself, and aligning your money with purpose. With Love and Gratitude, Jay Shetty Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here. Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast What We Discuss: 00:00 Intro 01:01 Is It Too Late to Learn Financial Literacy? 04:18 Myth: Money is the Root of All Evil 05:31 #1: It's About Good Decisions, Not Income 08:20 #2: You Can't Save What You Don't Have 11:26 #3: Buying More Won’t Build Wealth 17:14 #4: Don't Avoid Debt Education 18:25 #5: You're Not Lazy You’re Just Overwhelmed 19:56 #6: Where Did You Get Your Money Beliefs? 23:52 #7: Generosity Multiplies Wealth See omnystudio.com/listener for privacy information.

On Purpose with Jay Shetty Key Takeaways  It is not about how much money you have; it is about how you treat it, and how you treat money determines whether it stays or leaves  Your sense of control – not your salary – predicts your financial well-being People with higher financial literacy experience lower anxiety, more savings, and better life outcomes than those with lower financial literacy “Don't save what is left after spending, but spend what is left after saving.” – Warren Buffett You cannot change your future until you challenge your programming: Unconscious scripts about money will drive your habits until you rewrite them The wealthiest people are not always the ones who made the most money; they are the ones who built the best relationship with it Read the full notes @ podcastnotes.orgDid anyone ever teach you about money when you were younger? What’s one money mistake you made in your 20s? Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don’t just change how you handle money, but how you understand it. Jay reveals that most people aren’t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it. Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability. In this episode, you'll learn: How to Shift from Avoiding Money to Owning It How to Build a Secure Relationship with Money How to Invest in Knowledge Before Assets How to Break Free from Financial Programming How to Simplify Your Finances When Overwhelmed Wealth isn’t about looking rich, it’s about living with intention, respecting yourself, and aligning your money with purpose. With Love and Gratitude, Jay Shetty Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here. Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast What We Discuss: 00:00 Intro 01:01 Is It Too Late to Learn Financial Literacy? 04:18 Myth: Money is the Root of All Evil 05:31 #1: It's About Good Decisions, Not Income 08:20 #2: You Can't Save What You Don't Have 11:26 #3: Buying More Won’t Build Wealth 17:14 #4: Don't Avoid Debt Education 18:25 #5: You're Not Lazy You’re Just Overwhelmed 19:56 #6: Where Did You Get Your Money Beliefs? 23:52 #7: Generosity Multiplies Wealth See omnystudio.com/listener for privacy information.

Did anyone ever teach you about money when you were younger? What’s one money mistake you made in your 20s? Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don’t just change how you handle money, but how you understand it. Jay reveals that most people aren’t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it. Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability. In this episode, you'll learn: How to Shift from Avoiding Money to Owning It How to Build a Secure Relationship with Money How to Invest in Knowledge Before Assets How to Break Free from Financial Programming How to Simplify Your Finances When Overwhelmed Wealth isn’t about looking rich, it’s about living with intention, respecting yourself, and aligning your money with purpose. With Love and Gratitude, Jay Shetty Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here. Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast What We Discuss: 00:00 Intro 01:01 Is It Too Late to Learn Financial Literacy? 04:18 Myth: Money is the Root of All Evil 05:31 #1: It's About Good Decisions, Not Income 08:20 #2: You Can't Save What You Don't Have 11:26 #3: Buying More Won’t Build Wealth 17:14 #4: Don't Avoid Debt Education 18:25 #5: You're Not Lazy You’re Just Overwhelmed 19:56 #6: Where Did You Get Your Money Beliefs? 23:52 #7: Generosity Multiplies Wealth See omnystudio.com/listener for privacy information.

In this episode, I chat with Stephan Livera, Bitcoin educator, host of the Stephan Livera Podcast, and advisor at Bold Bitcoin. We explore his journey of escaping the lockdowns in Australia to build a new life in Dubai, and how his libertarian values and understanding of Bitcoin economics shaped that decision. Stephan also shares his thoughts on cycles, proof of reserves, the role of stablecoins, and the long-term outlook for hyperbitcoinization. ––– Offers & Discounts ––– Theya is the world's simplest Bitcoin self-custody solution. Download Theya Now at theya.us/cedric Get up to $100 in Bitcoin on River at river.com/matrix The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest ––– • Stephan Livera on X: https://x.com/stephanlivera ––– Socials ––– • Check out our new website at https://TheBitcoinMatrix.Com • Follow Cedric Youngelman on X: https://x.com/cedyoungelman • Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix • Follow Cedric Youngelman on Nostr: npub12tq9jxmt707gd5vnce3tqllpm67ktr0mqskcvy58qqa4d074pz9s4ukdcs ––– Chapters ––– 00:00 - Intro 01:09 - Escaping Australia and the Birth of a New Life in Dubai 06:34 - How Bitcoin and Libertarianism Shaped Stephan's Exit 12:09 - Feeling Disconnected from Home and Becoming a Global Citizen 16:24 - The Allure of Dubai and Its Strategic Advantages 18:54 - Bitcoin Core vs. Knots, Ordinals, and Relay Filters 23:09 - Consensus vs. Policy and Mining Centralization Risks 28:09 - Core Development, Multiple Implementations, and GitHub Controversy 32:34 - Bitcoin Core Funding and Developer Incentives 35:54 - Bitcoin Treasury Companies and Fiat Arbitrage Opportunities 40:09 - Understanding Risk and the Premium to NAV Debate 45:29 - Global Perspectives: Trapped Capital, Arbitrage, and Institutional Flows 49:49 - The Future of Treasury Companies and Their Evolution 55:09 - Nation-State Adoption and Libertarian Reflections 58:24 - Market Cycles, Future Peaks, and Drawdowns 01:04:49 - Is It Too Late to Stack? Advice for Friends and Family 01:07:54 - Inflation, Recess from the Rulers, and the Tether Debate 01:11:03 - Seven Years of Bitcoin Podcasting: What Keeps Stephan Going 01:12:28 - Aha Moments, Power Laws, and the Path to Hyperbitcoinization DISCLAIMER: All views in this episode are our own and DO NOT reflect the opinions/views of any of our guests or sponsors. Produced by nilli studio (https://x.com/nillistudio) I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening!

Thank you to CashApp for sponsoring this episode! #ad - Download Cash App Today: https://capl.onelink.me/vFut/7ehn3u8l #CashAppPod. As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Visit cash.app/legal/podcast for full disclosures. CHECK OUT THE PATREON! - https://www.patreon.com/ThePogcastPod On this episode of the Pogcast we discuss Veritas's deep dive into GeoGuesser. We also talk through some of the recent changes to the Hardcore Tarkov wipe and how it might be too late for Tarkov to make any meaningful changes to the formula. Check it out! Timestamps 00:00:00 - Intro Banter 00:00:30 - GeoGuessr 00:28:05 - Cash App! 00:33:00 - Tarkov Hardcore Updates 00:45:25 - How Questing Has Changed 00:56:44 - Is It Too Late to Change Tarkov 01:24:40 - Pirate Software Situation Check out JesseKazam Twitch: http://Twitch.tv/jessekazam YouTube: https://www.youtube.com/jessekazam Twitter: http://Twitter.com/jessekazam Discord: https://discord.gg/jessekazam Check out Veritas Twitch: http://Twitch.tv/Veritas YouTube: https://www.youtube.com/@VeritasGames Twitter: http://twitter.com/veriitasgames Spotify: https://open.spotify.com/artist/2S6iwClVoSNnpOcCzyMeUj Learn more about your ad choices. Visit podcastchoices.com/adchoices

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Pay less in retirement taxes—because every dollar you keep is a dollar that can work for your future."

Think you're too old, too behind on tech, or too overwhelmed to start a business? In this episode, Camille tackles those fears with real talk and actionable advice. Whether you're 50, 60, or even 80, it's not too late to start something new—especially if that “something” is a business that fits your lifestyle and future goals.Camille also shares a powerful free training called The Rise of the Digital CEO by her longtime mentor James Wedmore. This 3-part series walks you through how to stop spinning your wheels and start building a business with clarity, confidence, and a solid plan.You'll learn:Why starting a business later in life can actually be your superpowerThe truth about “tech overwhelm” and why you know more than you thinkWhy AI is your new best friend (and not as scary as it sounds)How to build a simple, low-cost business that fits your energy, time, and budgetWhat you'll get inside the free Digital CEO training—and how to joinSome Key Takeaways:Age Is Not the Problem—Your Mindset Might BeYour experience is an asset. Nearly 25% of new businesses in 2021 were started by people aged 55–64 (Kauffman Foundation).You Know More Tech Than You ThinkIf you can stream Netflix, use online banking, or listen to this podcast—you've already got transferable tech skills.Overwhelm Comes from Too Many Choices, Not from YouSimple is better. Go with an all-in-one platform, skip the bells and whistles, and build from there.You Don't Need to Be an AI Expert to Use It WellAI tools like ChatGPT and Perplexity are easy to learn—and can fast-track your content, offers, and marketing.Online Businesses Have Lower Costs and Higher PotentialSkip the storefront. A digital business lets you work from anywhere, sell anytime, and scale without inventory or overhead.

Bitcoin has dominated headlines, sparked political debates, and divided opinions. Through all the noise, one fact remains: it's been one of the best-performing asset classes of the past decade—but for many, the real significance of this technology is still just starting to sink in. In this episode of Object Subject Form, Simon sits down with Valko, friend, fellow CryptoPunk, and newly appointed Chief of Staff at World Liberty Financial—a decentralized finance platform launched in 2024 to simplify access to digital assets and crypto-backed financial tools. Known for his unwavering conviction in blockchain technology, Valko has gone all in on crypto—an investment stance most financial advisors would call extreme. But what drives this level of conviction? And what lessons can be drawn from it as Bitcoin continues to outperform nearly every traditional asset class over the past decade? Together, they break down the fundamental reasons why Bitcoin and cryptocurrencies matter, why these technologies remain central to conversations about financial sovereignty and technological evolution, and how they may play a pivotal role in shaping the next decade of global economics. Whether listeners are crypto-curious or already deep in the space, this conversation offers perspective on why it's no longer a question if they should pay attention. Disclaimer: This episode was recorded prior to Valko's current role. The views expressed are his own and do not represent the views of his employer. Topics discussed are for informational purposes only and do not constitute financial advice. Always do your own research before making investment decisions. — Chapters 00:00 Bitcoin as the New Reserve Asset   01:10 Introduction 02:19 Why Bitcoin and Crypto Matter Now   04:19 Valko's All In Crypto Philosophy   06:10 Bitcoin as the Future of Digital Ownership   09:24 Ethereum, NFTs, and Programmable Money   13:14 Transparency, Trustlessness, and Privacy in Crypto   16:16 Should You Stay Anonymous in the Space?   19:22 Reputation: Online vs. Real Life   22:13 Valko's First Crypto Transactions and Early Days   25:34 CryptoPunks and the Birth of Digital Identity   31:15 Staying Informed in a Fast-Moving Space   34:36 The Political Landscape of Crypto   41:19 Is It Too Late to Get In? Advice for Newcomers   45:50 Risk Management and Building Wealth   50:10 The Rise of Meme Coins and Internet Culture   54:34 Imagining a Future of Widespread Crypto Adoption   58:30 The Impact of Crypto on Traditional Finance   1:03:10 Bitcoin, AI, and Exponential Technologies   1:05:40 CryptoPunks: Identity, Art, and Community   1:12:13 What It Means to be a voice of leadership in Crypto   1:18:01 Final Thoughts and Where to Find Valko     — Connect with Valko on X: https://x.com/valko — Specs News (On pause due to Valko's new position at World Liberty Financial): https://www.specs.news/ — World Liberty Financial: https://www.worldlibertyfinancial.com/ — @Punk6529 TAP Thread https://x.com/punk6529/status/1701623475725533524?s=46 — CryptoPunks: https://cryptopunks.app/ — Learn more about CryptoPunks on the Brand Hub: https://hub.cryptopunks.app/ — Follow CryptoPunks on X: https://x.com/cryptopunksnfts — Connect with simon: https://zaap.bio/simonclowes

In this episode, I'm sharing stories that challenge everything we've been told about aging. My mom is more vibrant than ever after making a big life change. A woman I admire took up boxing at 50 and shuffle dancing at 58—proving that movement, growth, and reinvention don't have an age limit. And I'm opening up about my own journey with aging, including what finally shifted my perspective from dreading getting older to embracing what's possible.If you've ever thought “I wish I could, but I'm too old”, this episode will make you think again.Hit play to rethink aging, reinvention, and what's still ahead for you.  Share this episode with someone who might need to hear it. Engage & Connect:Want more insights, tips, and personal stories? Subscribe to our newsletter for exclusive content and updates on upcoming episodes.Gifts for Listeners:Take your first step towards an extraordinary life with our FREE resources. Check out our free quiz at livingxo.com/quiz and plot your current decision-making process. Discover actionable steps to move closer to your goals.Grab my FREE gratitude challenge: livingxo.com/gratitudeDownload my FREE handout 5 Must-Ask Questions before making a decision livingxo.com/questionsFREE workbook to help you figure out what you really want (not what you think you should want): livingxo.com/mygoals p.s. If you found value in this episode, please share and leave a 5 star rating and review on your preferred podcast platform!

Slam Dunc from S4 Episode 37: Is It Too Late to Stop the Vaping Epidemic? Watch the full episode here: https://youtu.be/p2vlHpjSoAs PLUS… New episodes 7pm weekdays! Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief. Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.A massive opportunity is unfolding in the stock market, and those paying attention could see huge gains in just a few days. This video breaks down everything about the #1 stock set to surge, including expert predictions, technical analysis, and why investors are rushing in.What's Inside This Video?✅ The #1 stock with explosive upside potential✅ Key predictions made earlier—did they come true?✅ Why this stock could break out and reach new highs✅ Critical support and resistance levels to watch✅ What investors need to know before making a moveWhy This Stock Could Take OffThe stock market has been on fire, and this particular stock is showing all the right signs of a massive rally. Momentum is building, and key catalysts could push it even higher. From strong earnings to breakthrough innovations, this stock has everything going for it.Is It Too Late to Buy?Timing is everything in trading, and understanding the entry and exit points is key. This deep dive will break down whether this is still a buy-the-dip opportunity or if caution is needed.Key factors driving this stock's breakout:➡️ Insider activity and what big investors are doing➡️ Chart patterns signaling a potential run-up➡️ Market trends influencing its next move➡️ AI, tech, or economic shifts fueling momentumWhat's Next?This stock could be one of the biggest winners of the year, but staying ahead of the market is crucial. Watch until the end for a full breakdown of the next potential price targets and what to expect in the coming weeks.

In this interview, Taylor Kenney from ITM Trading explains why the US dollar is losing value and how gold remains a reliable store of wealth. She discusses rising debt, market volatility, and the impact of tech trends on our economy, offering clear insights for today's investors.#gold #silver #stockmarket ----------

Hi guys!! I'm sorry this one went up late! I recorded it before Hawai'i but then my computer was having problems so I wasn't able to fully finish editing it until I arrived back home. Here is a q&a episode touching on topics of validation, content creation, knowing your person is out there, and overcoming a victimizing mindset!!.Timestamps0:00 Canada Trip Debrief4:55 THAILAND RETREAT!!!!10:00 When and Why Did You Move to Utah?11:45 Where Do You Want to Live in the Future?13:37 How to Heal Femininity and Tapping Into That Energy17:48 Do You Cycle Track? How?19:58 How to Stop Seeking Outside Validation?25:36 Is It Too Late to Start as a Content Creator?28:00 Tips for Staying in a Calorie Deficit Without Tracking?29:58 Advice for Balancing a Fun but Goal Oriented Life?31:52 How to Overcome a Self Victimizing Mindset Over Past Mistakes?40:56 How Do You Get Brand Deals?43:27 Current Work Goals?44:52 29 and Single. How Do You Know Your Person is Out There?52:02 Affirmation!!.Affirmation: "I give myself permission to step into my fullest self.".WATCH ON YOUTUBE // https://www.youtube.com/@livfiitlistens/videos.Shop my favorite books here // https://www.amazon.com/shop/livfiit?listId=20MNY4GGY77KN*This is my affiliated Amazon Storefront. I do receive a small commission when you shop through this link.*.Youtube (@LIVFIIT) // https://www.youtube.com/c/Livfiit/videosInstagram (@LIVFIIT) // https://www.instagram.com/livfiit/?hlSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 240: Is It Too Late to Build Wealth at 55? Nope. Here's How. Rich & Skinny is a sport. It's a skill. Most people think getting rich is about working harder… but that's the slowest way to wealth. The real game? Making your money work FOR you. In this episode, I'm breaking down: ✅ Why TIME—not money—is your biggest asset (and how to use it) ✅ The Avalanche Method to get out of debt FAST ✅ How to start building wealth NOW—even if you're starting at zero You're not too late. You just need a plan. Let's get to work.

This is a re-edit version of episodes 3 and 4 y'all combined into one super episode. Enjoy. Love is Blind 0603: "Is It Too Late?" Two singles discover they're into the same woman, leading one to seek reassurance. A smitten couple meets in person as a situationship nears its deadline. Love is Blind 0604: "The Tables Have Turned" A determined single tries to avoid a breakup, setting off a chain reaction of drama. A love triangle ends when a participant decides who she truly wants. --- To listen to the previous seasons, we have 90+ episodes in our "collections" tab on Patreon! https://www.patreon.com/collection/138389?view=expanded --- NEW SEASON COMING ON FEB 14 ON NETFLIX! Trailer here: https://www.youtube.com/watch?v=-GhjUK2ICds --- Share the gift of gay all year round! https://www.patreon.com/RealityGays/gift JOIN RealityGays+ for exclusive content  + Patreon  https://www.patreon.com/RealityGays or  + Supercast  https://realitygaysmulti.supercast.com/  + Apple Subscriptions https://podcasts.apple.com/us/podcast/reality-gays-with-mattie-and-poodle/id1477555097  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Big thanks to Brilliant for sponsoring this video! To try everything Brilliant has to offer for free for a full 30 days and 20% discount visit: https://Brilliant.org/DavidBombal // Mike SOCIAL // X: / _mikepound Website: https://www.nottingham.ac.uk/research... // YouTube video reference // Teach your AI with Dr Mike Pound (Computerphile): • Train your AI with Dr Mike Pound (Com... Has Generative AI Already Peaked? - Computerphile: • Has Generative AI Already Peaked? - C... // Courses Reference // Deep Learning: https://www.coursera.org/specializati... AI For Everyone by Andrew Ng: https://www.coursera.org/learn/ai-for... Pytorch Tutorials: https://pytorch.org/tutorials/ Pytorch Github: https://github.com/pytorch/pytorch Pytorch Tensors: https://pytorch.org/tutorials/beginne... https://pytorch.org/tutorials/beginne... https://pytorch.org/tutorials/beginne... Python for Everyone: https://www.py4e.com/ // BOOK // Deep learning by Ian Goodfellow, Yoshua Bengio and Aaron Courville: https://amzn.to/3vmu4LP // PyTorch // Github: https://github.com/pytorch Website: https://pytorch.org/ Documentation: / pytorch // David's SOCIAL // Discord: discord.com/invite/usKSyzb Twitter: www.twitter.com/davidbombal Instagram: www.instagram.com/davidbombal LinkedIn: www.linkedin.com/in/davidbombal Facebook: www.facebook.com/davidbombal.co TikTok: tiktok.com/@davidbombal // MY STUFF // https://www.amazon.com/shop/davidbombal // SPONSORS // Interested in sponsoring my videos? Reach out to my team here: sponsors@davidbombal.com // MENU // 0:00 - Coming Up 0:43 - Introduction 01:04 - State of AI in 2025 02:10 - AGI Hype: Realistic Expectations 03:15 - Sponsored Section 04:30 - Is AI Plateauing or Advancing? 06:26 - Overhype in AI Features Across Industries 08:01 - Is It Too Late to Start in AI? 09:16 - Where to Start in 2025 10:20 - Recommended Courses and Progression Paths 13:26 - Should I Go to School for AI? 14:18 - Learning AI Independently with Resources Online 17:24 - Machine Learning Progression 19:09 - What is a Notebook? 20:10 - Is AI the Top Skill to Learn in 2025? 23:49 - Other Niches and Fields 25:05 - Cyber Using AI 26:31 - AI on Different Platforms 27:13 - AI isn't Needed Everywhere 29:57 - Leveraging AI 30:35 - AI as a Productivity Tool 31:55 - Retrieval Augmented Generation 33:28 - Concerns About Privacy with AI 36:01 - The Difference Between GPU's, CPU's, NPU's etc. 37:30 - The Release of Sora38:56 - Will AI Take Our Job? 41:00 - Nvidia Says We Don't Need Developers 43:47 - Devin Announcement 44:59 - Conclusion Please note that links listed may be affiliate links and provide me with a small percentage/kickback should you use them to purchase any of the items listed or recommended. Thank you for supporting me and this channel! Disclaimer: This video is for educational purposes only.

Is your money melting away like an ice cube while Bitcoin rockets toward a 30% annual growth over the next two decades? In this eye-opening conversation, Tai Lopez sits down with Michael Saylor—often called the “King of Bitcoin”—to discuss how he turned a $600M business into a $100B powerhouse by going all-in on BTC. Discover why Saylor says Bitcoin is the “Manhattan real estate” of our digital future, how volatility can be your secret weapon to get in the game, and three practical ways anyone can start owning Bitcoin today. From big-picture forecasts to step-by-step tactics, learn why Saylor believes this is still just the beginning of Bitcoin’s global rise. If you’ve been on the fence about entering the world of digital currency, this interview might just change your mind. Buckle up for a mix of financial wisdom, speculative strategies, and forward-thinking insights—because the next 21 years could redefine wealth as we know it. 0:00 Introduction – Michael Saylor’s $600M to $100B Story by going all in on BTC. 2:10 COVID Lessons: Trading Paper Dollars for Bitcoin Before It Was Too Late 6:25 Is It Too Late to Buy BTC? 13:20 3 Ways You Can Start Owning Bitcoin Today18:30 Why Bitcoin Volatility Is a Gift To You 22:55 Michael Saylor’s Daily Routine for Accumulating Wealth 30:15 How BTC Could Foster Global Peace & Stability 47:45 Saylor Predicts: Why Bitcoin Will Grow 30% Annually For The Next 21 Years 49:00 Bitcoin Will Hit $13 Million By 2045? 49:55: Why Bitcoin Volatility Is a Gift To Everyday Americans To Start Owning It 53:17: The Secret to 10X or even 100Xing your money.See omnystudio.com/listener for privacy information.

Raoul Pal, CEO and co-founder of Real Vision and Global Macro Investor, reveals why crypto, AI, and exponential technologies are set to reshape the global economy—and why time is running out to act. In this thought-provoking Speak Up interview with Anthony Scaramucci, Raoul shares bold predictions, including Bitcoin's potential to reach $450K, and explores how AI and blockchain are transforming industries. Don't miss Raoul's practical takeaways, insights on thriving in the age of innovation, and a roadmap to protecting and growing your wealth during the biggest economic revolution of our time. Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/3Zjq91u Chapters: 1:30 - Where Is Bitcoin Headed in the Next Few Months? 3:14 - Bitcoin's Long-Term Outlook and Price Predictions 5:09 - Solana & Ethereums's Price and the Rise of Altcoins 6:38 - Why Do People Feel the Economy Is Struggling? 10:54 - Trump's Economic Policies: What Could Go Right or Wrong? 12:14 - The U.S. Relationship with Western Democracies Under Trump 15:07 - The Exponential Age: How Tech Will Reshape Everything 19:03 - Audience Question: Raoul's Advice to Young People Entering Finance 21:13 - Is It Too Late to Invest in Crypto? 22:04 - Audience Question: Challenges Trump 2.0 May Face in Delivering Promises 23:59 - Audience Question: India's Stock Market and Long-Term Economic Potential 25:08 - Audience Question: Outlook For Financial Markets Next Year? 25:41 - Audience Question: AI's Impact on the Job Market and Knowledge Industries 26:56 - Audience Question: Why Asset Prices Increase with Dollar Depreciation 28:20 - Audience Question: Gold vs. Crypto. Which Is the Better Bet? 29:22 - Raoul Asks Anthony His Thoughts About Markets Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Bitcoin #Crypto #Investing #AI #Blockchain #Macroeconomics #RaoulPal #FutureOfFinance #Technology #Innovation #CryptoInvesting #EconomicTrends #ExponentialAge #DigitalAssets #FinancialFreedom  ____________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as official investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

Love is Blind Episode 2: "Perfect Husband, But..." A conflicted participant faces the aftermath of a heartbreaking decision. One couple strengthens their connection; another aims to make things official. Love is Blind Episode 3: "Is It Too Late?" Two singles discover they're into the same woman, leading one to seek reassurance. A smitten couple meets in person as a situationship nears its deadline. — Please support us by giving us a 5-star review on Apple Podcast, Spotify, Amazon Music or any podcast app of your choice. Patron supporters get EXCLUSIVE content such us a live every first Monday of the month. Follow us! Instagram, X and TikTok:  @docusweeties  @justcallmewah  @Chrislfarah Patreon.com/docusweeties (http://Patreon.com/docusweeties) Join us on our Facebook group!  https://www.facebook.com/groups/6702616296426962 --- Support this podcast: https://podcasters.spotify.com/pod/show/docusweeties/support

Josh Nielsen, the founder of Zencastr, shares his journey from software engineer to creating a tool that is transforming how podcasts are recorded and produced. He talks about the growing importance of podcasting for businesses, the technical and market challenges faced by Zencastr, and the opportunities that podcasting presents as a powerful marketing tool. Whether you're wondering if it's too late to start your own podcast or seeking insights on building a successful one, this episode provides practical advice and a unique perspective on the evolving podcast landscape.Chapters00:00:00 - Double Welcome to Podcasting Success00:01:09 - Why Every Business Needs a Podcast00:03:49 - The Genesis of Zencastr: Josh Nielsen's Story00:08:53 - Overcoming Podcast Recording Challenges00:13:32 - The Vision for Zencastr's Future00:17:58 - Leveraging Podcasts for Powerful Content Marketing00:20:47 - Is It Too Late to Start Your Podcast?00:25:55 - The Key to Podcast Success00:27:48 - Wrapping Up: The Final WordLinks and ResourcesJosh on LinkedInZencastrHector Santiesteban LinkedInHector Santiesteban TwitterThanks so much for joining us this week. Want to subscribe to Marketing Your Podcast? Have some feedback you'd like to share? Connect with us on iTunes and leave us a review!

Dr. John B. Cobb, Jr. The Economics of Nuclear War Not since the early 1980s have we collectively worried about nuclear war. Today the war in Ukraine rages on and the US foreign policy has not excluded the potential of nuclear weapons against both Russia and China. . Meanwhile, the oceans are heating up, species are dying out at record rates, and the economies of the world are in jeopardy. . Are we at the dawn of a nuclear, or, for that matter, environmental holocaust? Is there any good news on the horizon? What can we, as business leaders, do to make the world safer for us all? . We will endeavor to answer those questions in surprising ways as we sit down with the author of more than 50 books; an American theologian, philosopher, and a leader in the environmental movement. . is the preeminent scholar in process philosophy and process theology. Dr. Cobb's transdisciplinary approach integrates insights from many different study areas and brings different specialized disciplines into fruitful communication. He has influenced various disciplines, including theology, ecology, economics, biology, and social ethics. . In 1971, he wrote the first single-author book on environmental ethics, Is It Too Late? A Theology of Ecology, which argued for the relevance of religious thought in approaching the ecological crisis.[9]  . Dr. Cobb is the co-founder and current co-director of the Center for Process Studies in Claremont, California. In 2014 Cobb was elected to the prestigious American Academy of Arts and Sciences. He recently founded the Living Earth Movement and is writing his newest book, Is International Cooperation Possible? . Website: https://LivingEarthMovement.eco Twitter: https://twitter.com/LivingEarthMvmt . Part 2) China & US: Environmental Collaboration .

Austin reviews Senua's Saga: Hellblade 2. Xbox had a lot riding on Ninja Theory deliving a banger with this game but unfortunately it doesn't live up to the  first one aside from a mega graphics upgrade. Brett also dives into xDefiant, the new shooter from Ubisoft featuring characters from all their major franchises such as Watch Dogs, The Division, Ghost Recon, Splinter Cell and Far Cry. We also review Content Warning. A game developed by a few people and costing under 8 dollars, this game provides hours of fun with friends. Record something scary, record it and go viral. That's the pitch but unfortunately it rarely ever goes your way!We also talk about the reveal of Assassin's Creed Shadows. No gameplay yet but this game is set in feudal Japan where you can play either a female Ninja or a male Samurai. We're not sure how this mixture of characters will play into the Assassin's Creed lens, but we're waiting to see gameplay. We also look at the leaked footage of Deadlock from Valve. It's a hero shooter that mixes MOBA mechanics with a third person shooter game. It looks really good with a unique art style that has us intrigued.Show Notes:1:02 - Housekeeping2:23 - Senua's Saga Hellblade 2 Review: It's Boring. Xbox Failed.26:39 - xDefiant First Look: Not Quite the Call of Duty Killer50:45 - Content Warning Review: Silly and Scary Fun with Friends1:09:12 - Is It Too Late for Feudal Japan Assassin's Creed?1:33:46 - Valve's Next Game is a Hero Shooter Called Deadlock1:49:18 - Upcoming Video Game Releases Become a part of the conversation! If you donate $1 or more on Patreon you can get exclusive access to the Patreon-only chat and channels on the server. Visit our website to find our social channels, check past podcasts and donate to the show.Subscribe to our YouTube channel to see all of our latest videos as they drop. Credits:"Blue Groove Deluxe" by BlueFoxMusic on audiojungle.netWoman Announcer - Ariana Guerra; Actress"Wisdom" by Super Nostalgia 64

Kevin McKay preaches "Is It Too Late?" from Zephaniah 2, in this Sunday morning gathering of Grace Harbor Church.

The Boys was the mega popular parody of the Superhero world of DC Comics, with representatives of Superman, Wonder Woman, and other Justice League members, but where did it go wrong? Well, the boys discuss that very question as they discuss where in the run of the Boys and Gen V shows did the IP go wrong and end up turning the audience off from the show. Superheroes are often as popular as celebrities, as influential as politicians, and sometimes even as revered as gods. But that's when they're using their powers for good. What happens when the heroes go rogue and start abusing their powers? When it's the powerless against the super powerful, the Boys head out on a heroic quest to expose the truth about the Seven and Vought, the multibillion-dollar conglomerate that manages the superheroes and covers up their dirty secrets. Based on the comic book series of the same name. What do you think? Do you still enjoy The Boys? Where did the Boys Go Wrong? How would you fix The Boys? Chapters: 0:00 Start 0:50 The Problem With The Boys 6:26:07 Why Invincible Is Better 0:18:36 The Boys And Politics 0:21:05 Is It Too Late? 0:26:01 How To Parody Superheroes? 0:31:26 The Wasted Potential 0:33:38 The Only Worse Parody Of DC 0:34:45 The Problem With The DCAU 0:38:06 The Problem With Gen V 0:39:32 Wrap Up Discussed in this episode: 1.What made The Boys popular 2. Where The Boys went wrong 3.How Invincible does the parody of DC better than The Boys 4. Why Injustice sucks Join this channel to get access to perks: https://www.youtube.com/channel/UCTtjdjM7N8_PLprDIdMJCWQ/join Nick: Twitter: https://twitter.com/ProjectAxis1 Instagram: https://www.instagram.com/the.phoenix.press/ Youtube: https://www.youtube.com/channel/UCI7a4sVPHLfyWEr2Vtal1NA Teladia Plays Twitter:https://twitter.com/TeladiaPlays Youtube:https://www.youtube.com/c/TeladiaPlays Instagram: https://www.instagram.com/teladiaplays/ JJheat: Twitter:https://twitter.com/JJheat75 Youtube: https://www.youtube.com/channel/UCmYlqETvh2B5pB3MbmMwoMw #TheBoys #GenV #AmazonPrime #GarthEnnis Follow us on instagram: comicsleague2021 Email us: comicsleague2020@gmail.com Website: https://comicsleague.com Subscribe to the Podcast on: Apple Podcasts Google Podcasts Spotify and many other platforms. Music provided by taketones.com: https://taketones.com/track/heros

It's not too late to start Charlotte Mason, but you may want to keep these five things in mind as you make the switch. Is It Too Late to Start Homeschooling with the Charlotte Mason Method? originally appeared on Simply Charlotte Mason.

It's not too late to start Charlotte Mason, but you may want to keep these five things in mind as you make the switch. Is It Too Late to Start Homeschooling with the Charlotte Mason Method? originally appeared on Simply Charlotte Mason.

IS IT TOO LATE? Are there Sleeper Cells here? Tom answers these pressing questions and more... Elevated Terrorism Threat: • This Administration came in and unsecured the most secure border we have ever had. • How the war in Middle East affects our security level • Hamas, Afghanistan, Iran, Lebanon, Special interest Aliens Potential terrorist threats • Not just the southern border but the northern border has let in numbers of people on the Terrorists Watch List Drug Trafficking: • Last year, the DEA alone seized enough fentanyl to kill every man, woman and child in this country twice. • Criminal cartels send large caravans through intentionally to create gaps to move fentanyl through. • Cartels making record amounts of money in the history of Cartels. Children at Risk: • Increased number of unaccompanied children crossing border • Moving them through quickly for optics sake • Being used in forced labor, and sex labor We've become welfare nation for the entire world. --- Support this podcast: https://podcasters.spotify.com/pod/show/rose-unplugged/support

Episode #284. Is grass-fed beef truly the eco-friendly choice? Join me as I sit down with George Monbiot, acclaimed environmental activist and author, to challenge popular beliefs about regenerative agriculture. Discover the debate on carbon offsetting, the global impact of cattle ranching, and uncover why George believes that our current understanding might just be the world's most significant greenwash. Specifically, we discuss: Introduction (00:00) Who is Allan Savory? Exploring the "Is Livestock Grazing Vital for Climate Change Mitigation?" Debate (01:22) The Environmental Impact of Beef Consumption: Allan Savory's Claims and Evidence (05:39) The Flaws in Allan Savory's Supporting Studies (13:26) Soil Carbon Saturation and Greenhouse Gas Emissions (18:05) The Distinction Between Carbon Storage and Carbon Sequestration (21:04) Misunderstandings Surrounding Carbon Credit Schemes (26:17) Identifying Genuine Carbon Offset Programmes (33:04) Overlooking Carbon Opportunity Costs: Common Misconceptions (34:28) Debunking the Myth: Is Carbon Opportunity Cost a Grand Deception? (41:26) Is It Too Late for Climate Change Reversal? (52:03) Allan Savory's Assertions in Light of Contrary Evidence (57:54) George Monbiot Reflects on the Calibre of His Debate with Allan Savory (1:09:20) Livestock Farming and Farmer Revenues: Dispelling Myths (1:12:21) George Monbiot Shares His Sentiments on the Degradation of the Natural World (1:20:15) Why It Matters: The Imperative to Care (1:22:50) Outro (1:24:27) You can find a comprehensive database of George Monbiot's work on his website, https://www.monbiot.com/, which encompasses his journalistic work and books. Get his book ‘Regenesis' here. Connect with him on Twitter/X, Instagram, and Threads. Search “George Monbiot” on YouTube to find a wealth of videos like his short film with Greta Thunberg, this TED Talk, and this fascinating video about wolves and the balance of nature. If you missed George Monbiot's first episode on The Proof, addressing food, politics, and the environment, make sure to listen to it here. Optimise your health with InsideTracker's biomarker analysis. Get exclusive access to InsideTracker's new ApoB test, and a significant discount at insidetracker.com/simon. Enjoy, friends. Simon Want to support the show? The best way to support the show is to use the products and services offered by our sponsors. To check them out, and enjoy great savings, visit theproof.com/friends. You can also show your support by leaving a review on the Apple Podcast app and/or sharing your favourite episodes with your friends and family. Simon Hill, MSc, BSc (Hons) Creator of theproof.com and host of The Proof with Simon Hill Author of The Proof is in the Plants Watch the episodes on YouTube or listen on Apple/Spotify Connect with me on Instagram, Twitter, and Facebook Nourish your gut with my Plant-Based Ferments Guide Download my complimentary Two-Week Meal Plan and high protein Plant Performance recipe book

NTD Good Morning—9/5/20231. Texas Prepares for Paxton Impeachment Trial2. Budget, Impeachment Unresolved in Congress3. Peter Navarro Faces J6 Contempt Trial Today4. Transcript Released of Pro-Trump Electors in Georgia5. First Lady Jill Biden Tests Positive for Covid6. Biden Responds to Critics of His Age7. Chinese 'Gate-Crashers' Raise Espionage Concerns8. NJ Gov. Concerned Over Illegal Immigrants9. Critics Call Pro-Life Activist Charges Excessive10. China Signals Xi Jinping a G-20 No Show11. Kim Jong Un Expects Arms Talks With Putin12. Putin: No Grain Deal Without Russian Demands Being Met13. G20 Summit: Temporary Ban on Food Deliveries14. Sweden: Clashes Erupt After Quran Burning15. Spanish Police Make Record Cocaine Seizure16. AUS Lawmakers to Urge Release of Assange17. Muddy Desert Exodus From Burning Man Party18. MN: Prison Dispute During Heatwave Resolved19. Escaped PA Prisoner Still at Large20. How to Protect Yourself in Hurricane Aftermath21. Caught on Video: Rocks Collapse Onto Parking Lot22. Is It Too Late to Avoid Government Shutdown?23. Americans Think They Need $1.3M to Retire24. West Indian American Day Parade: A City Celebrates25. Record Breaking Gator26. Tortoise and Family Reunited27. Fish Swims Abnormally and Gets a CT Scan

As the climate crisis continues to escalate, viable solutions might seem more and more unattainable. Our guest is Philip Clayton, Co-Founder and President of the Institute for Ecological Civilization, talking about the great hope in on-the-ground solutions showing up all over the world that reflect the values of living in harmony with the earth. Philip describes EcoCiv as a place where "big ideas meet the local project." With his extensive background in academia, including a PhD from Yale University and guest professorships at top universities, he has refocused his efforts at the intersection of the environment and humanity, helping others in living ecologically and in ways that foster the thriving of our one and only planet earth. Philip provides three crucial steps that anyone can take to transform their habits and explores how each of us can affect positive change in a world that is increasingly in need of ecological solutions. Topics Discussed • The Institute for Ecological Civilization • The Climate Crisis • Finding a Piece of Earth • Reconciling Theology and Ecology • Our Home Ecosystem • Panentheism & Spirituality • Centering Nature over Humanity • Honoring the Sacred Aspect of Nature • The Anthropocene • How Humanity's Dominance Over Nature Shows Up In Our Day-to-Day • Transforming Our Habits • Promising Changes Happening Today • The Three Phrases to Help Anyone Get Started • Incremental Lifestyle Choices Episode Resources • Listen to Our New Podcast "Slow Living Through the Seasons" • Listen to The Good Dirt "An Ecological Civilization for All with Andrew Schwartz of EcoCiv" • Visit The Lady Farmer Marketplace • The Ecociv Podcast. • "Is It Too Late?: A Theology of Ecology" by John B. Cobb • "The New Possible: Visions of Our World beyond Crisis" by Philip Clayton and Kelli M. Archie • This Changes Everything with Naomi Klein • "Change the Story, Change the Future: A Living Economy for a Living Earth" by David C. Korten • Kiss the Ground Film • Humanity as a Geologic Force with Michael Osborne of Generation Anthropocene • Greta Thunberg • Jainism • Deep Ecology • Religious Society of Friends. Connect with Philip Clayton: • Website: https://www.philipclayton.net/ • Institute for Ecological Civilization: https://ecociv.org/member/clayton-philip/ • Instagram @ecociv_: https://www.instagram.com/ecociv_/ ━━━━━━━━━━━━━━━━━━━━━━

(5/30/23) Markets begin the holiday-shortened week on an upbeat note, thanks to an impending Debt Ceiling deal; markets are challenging the Jan '22 Lows. Friday's PCE Report revealed Inflation remaining sticky, which the Fed will have to address. The Debt Ceiling deal is not a "done-deal" yet; if passed as-is, spending will actually increase in 2024. Next Debt Ceiling discussion will be pushed out to 2025, beyond the next election. The risk of market price increases exists as debt ceiling talks continues; Congress uses fuzzy math. What the Fed may do about more inflation; prices are not getting cheaper; increased consumer sending expected to continue, foiling the Fed's plans. Rate hikes aren't working, and markets are beginning to price-in another rate increase at the June 16 Fed meeting. Consumer sentiment indicates also an expectation for higher prices to continue. There's a "new" flu. How markets are defying the bears. SEG-1: PCE Report: Inflation Remains Sticky - more rate hikes in store? SEG-2: The Debt Ceiling Deal - Not Done Yet SEG-3: What the Fed May Do About More Inflation SEG-4: Markets Continue to Defy the Bears Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=io9y3reKWDM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "The Big Bust for Small Investors" https://www.youtube.com/watch?v=ahLlS_JOsHg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Technical Review Of The Market: Bulls In Control" https://realinvestmentadvice.com/technical-review-of-the-market-bulls-in-control/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #Default #Inflation #PCE #Markets #Money #Investing

(5/24/23) Why Debt Ceiling Talks are falsely being compared to the Y2K conflagration; we will not default. Sovereigns are crumbling, the US just not as rapidly; gold and dollar avoidance. Candid Coffee preview; portfolio diversification and real estate: The Big crash that will hurt small investors. The impact of higher rates on real estate investors; The Timber Ridge Pat. failure in Houston; the ugly truths about multi-family real estate investments. How to invest when liquidity is drying up: The DDA Acres communal tiny house project (Don't Die Alone); the dangers of illiquid investments. Take caution as a syndicator investor; veery few rights. How Not to Get Into RE Investing. Food and Healthcare planning for retirement. SEG-1: Debt Ceiling Talks: We Will Not Default SEG-2: Portfolio Diversification & Real Estate: Beware! SEG-3: How to Invest When Liquidity is Drying Up SEG-4: Healthcare Planning for Retirement Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ahLlS_JOsHg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Why a Good (White-collar) Job is Hard to Find" https://www.youtube.com/watch?v=yztDFUdeo3Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #Default #RealEstateInvesting #Inflation #Liquidity #Healthcare #Retirement #Markets #Money #Investing

(5/23/23) Richard's new home-delivery food service: Donuts, Eggnog, & Seclusion; the mucky market and media scare tactics: Default is not in the cards. Saudi's warning to oil short-sellers: Global oil supplies are to tighten further. The Sixth Sense you need when considering private capital investing; transparency is key. The FTX fiasco: The correct question asked by Taylor Swift. Issues of liquidity in private infesting; the Stanford Pitch. The risk in Commercial Real Estate; why a good white-collar job is hard to find; employment trends. Quiet quitting vs employe loyalty; from passion to apathy. The next Candid Coffee preview; market preview; Loew's report; restaurant spending & holiday travel; What would retirement overseas look like for you? SEG-1: Media Scare Tactics: Default Is Not In the Cards SEG-2: The Sixth Sense You Need in Private Capital Investing SEG-3: Why a Good (White-collar) Job is Hard to Find SEG-4: What Retirement Overseas Looks Like for You Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=yztDFUdeo3Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Why is Generation-X the Least-prepared for Retirement?" https://www.youtube.com/watch?v=dAr_siHk4WY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #WhiteCollarJobs #Retirement #OverseasRetirement #DebtCeiling #PrivateCapitalInvesting #Inflation #Markets #Money #Investing

(5/22/23) Debt Ceiling talks are to resume this week; PCE numbers released later this week could create an inflation conundrum or the Fed, and markets are unsure how to react. Ai is creating mindless momentum: No one really knows what it is. Candid Coffee preview & Summer Songs: What will markets do next? When to get back into the market? Meta fined for data transfer, will appeal; sweet irony. The problem of buying high and selling higher; The Triple-P of investing: Patience, Position-sizing, & Persistence. Why is Generation-X the Least-prepared for Retirement? How Retirement Lifestyle has changed; "Outlive" book by Peter Attia; Livingto100.com; 23 & Me: The Intersection of Healthcare & Retirement. True age vs biological age. The Gallery blood test for cancer propensity. SEG-1: This Week's PCE Number: A Conundrum for the Fed? SEG-2: When is the right time to get back into the market? SEG-3: Generation-X is Least Prepared for Retirement SEG-4: How Not to Outlive Your Retirement Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=dAr_siHk4WY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "IS ESG Investing Bad?" https://www.youtube.com/watch?v=4zpbNF_feEE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #GenerationX #Retirement #Inflation #PCE #FederalReserve #AI #Markets #Money #Investing

(5/19/23) Market performance vs economic data: This is a White-collar Recession; the AI narrative has created a positive fever in Tech stocks. Janet Yellen's Only Fans plan; Where do you place your money now for the least risk? The importance of Financial Plan Matching. Is there industry pressure for ESG? Need for Investment Policy Statement to include, "no ESG." Book: "Capitalist Punishment;" "Green Smuggling" noted by Committee to Unleash Posterity; financial managers pushing for political agendas over profits for customers. Is your portfolio being "greenwashed:" no product change, but higher "ESG" fees? How a charitable giving strategy would work w ESG; Candid Coffee preview; Touring Texas; "Easy Riders" redux: "ESG Rider?" Activities w Kids, and a generation that's moving away from social media (Generation Alpha). SEG-1: This is a White-Collar Recession SEG-2: Janet Yellen's Only Fans & Financial Plan Matching SEG-3: Is ESG Investing DOA? SEG-4: Charitable Giving Strategies & ESG Investing Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=4zpbNF_feEE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Have We Already Gone Through a Recession that Didn't Register?" https://www.youtube.com/watch?v=q-PJcFnut-Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Recession #ESG #WhiteCollarRecession #ESGInvesting #CharitableGiving #FinancialPlanMatching #JanetYellen #AI #Markets #Money #Investing

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Microsoft created DANGEROUS new chat bot that seems to be spiraling out of control by trying to ruin at least one marriage as noted by the New York Times. The precedent this sets for artificial intelligence is beyond creepy. Charlie Kirk even warned that we should be cautious of technology like this. It goes by the acronym SYDNEY and it's trying to do real world damage. CAN IT BE STOPPED? IS IT TOO LATE? Let's find out. ______________________________________________________________________________⇩ SUPPORT OUR SPONSORS ⇩FOOD SUPPLY: Don't wait until the grocery stores are empty to be prepared! Get the super survival food that lasts 25 years and helps gives jobs to over 200 Americans in a family owned facility in the USA. And right now and for the next few days, listeners of Slightly Offensive will get 10% their first order at https://4patriots.com/ by using code OFFENSIVE. UNDERTAC: Get the best pair of boxers in America that are breathable, don't ride up, and last the test of time. Plus, they are battle forces tested. http://www.undertac.com/ for 20% off with the offer code OFFENSIVE20. Satisfaction guaranteed or your money back.PIXOTINE: Get these amazing "No-Mess" nicotine toothpicks in amazing flavors right now 20% off when you visit https://pixotine.com/elijah. Try them all or buy some for a friend, they'll thank you later because they're are basically no restrictions on where you can use them! Be 21 or older to check them out________________________________________________________________I'm now fully INDEPENDENT - join the community and support the show at https://elijahschaffer.locals.com/ You won't regret it! ________________________________________________________________Grab the NEW Limited Edition Merch before it's gone: https://slightlyoffensive.com/shop/ _________________________________________________________________ ⇩ DONATE AND SUPPORT THE SHOW ⇩➤ ONE-TIME                   https://slightlyoffensive.com/donate/➤ VENMO                       https://account.venmo.com/u/Elijah-Schaffer➤ PAYPAL                       https://paypal.me/slightlyoffensive?country.x=US&locale.x=en_US________________________________________________________________DOWNLOAD AUDIO PODCAST & GIVE A 5 STAR RATING!: _________________________________________________________________ ⇩ SOCIAL MEDIA ⇩➤ INSTAGRAM               https://www.instagram.com/slightlyoffensive.tv   ➤ GAB                                 https://www.gab.com/elijahschaffer➤ GETTR                           https://www.gab.com/elijahschaffer➤ TWITTER:                     https://twitter.com/ElijahSchaffer➤ FACEBOOK:                 https://www.facebook.com/officialslightlyoffensive______________________________________________________________➤ CONTACT: ELIJAH@SLIGHTLYOFFENSIVE.COM_________________________________________________________________The Idea Of A Free Society...For Kids!Head to https://bit.ly/teach-freedom for a unique book series that introduces the important ideas that schools no longer teach. elijah schafferSupport the show

On this week's episode, we'll be chatting about “The State of Retirement Income” study that Christine and I recently co-authored with our colleague John Rekenthaler, who joins us for this conversation. This is the second year we've conducted this study, which examines how much retirees can safely withdraw in retirement. Much has changed since last year as the stock and bond markets have sold off and inflation has risen sharply. This can create uncertainty about whether retirement assets will sustain spending over a multidecade horizon, an issue we explore in this study. In this episode, I'll be asking Christine and John about “The State of Retirement Income” study and key takeaways. For reference, you can find a link to the study in the show notes to this episode.Safe Withdrawal Rates“Determining Withdrawal Rates Using Historical Data,” by William Bengen, Journal of Financial Planning, October 1994.“The State of Retirement Income,” by Christine Benz, Jeff Ptak, and John Rekenthaler, Morningstar.com, 2022.“What's a Safe Withdrawal Rate Today?” by Christine Benz and John Rekenthaler, Morningstar.com, Dec. 13, 2022.“How Much Do You Know When It Comes to Preparing for Retirement? Fidelity's Retirement IQ Survey Uncovers Significant Knowledge Gaps,” Fidelity.com, March 6, 2017.“Bill Bengen: Revisiting Safe Withdrawal Rates,” The Long View podcast, Morningstar.com, Dec. 14, 2021.“Jonathan Guyton: What the Crisis Means for Retirement Planning,” The Long View podcast, Morningstar.com, June 16, 2020.“What's a Safe Retirement Spending Rate for the Decades Ahead?” by Christine Benz and John Rekenthaler, Morningstar.com, Nov. 11, 2021.Inflation“How to Build a TIPS Ladder,” by John Rekenthaler, Morningstar.com, Dec. 8, 2022.“Is It Too Late to Inflation-Proof Your Portfolio?” Christine Benz and Susan Dziubinski, Morningstar.com, Nov. 14, 2022.The Retirement Spending Smile“What Is the ‘Retirement Spending Smile'?” by Wade Pfau, retirementresearcher.com.“Estimating the True Cost of Retirement,” by David Blanchett, Morningstar.com, Nov. 5, 2013.The Required Minimum Distribution Approach“Decision Rules and Maximum Initial Withdrawal Rates,” by Jonathan Guyton and William Klinger, Journal of Financial Planning, March 1, 2006.“Yes, RMDs Can Improve Your Portfolio,” by Christine Benz, Morningstar.com, May 3, 2022.“ABCs of RMDs,” by Christine Benz, Morningstar.com, June 15, 2022.Sequence of Return“Sequence Risk During Retirement,” by John Rekenthaler, Morningstar.com, Aug. 25, 2022.“Don't Panic on Sequence of Returns,” by Amy Arnott, Morningstar.com, May 16, 2022.“How Worried Should New Retirees Be About Market Losses and High Inflation?” by Jeff Ptak and Christine Benz, Morningstar.com, Dec. 15, 2022.