The Investing Academy Podcast

Watch on YouTube: https://youtu.be/Qc2j2Pb6mKM The Canadian housing market has hit a "stall." In this video, I break down the brand new March 2026 report from TD Economics, which paints a more unsettling picture than the previous CIBC "Anatomy of a Correction" report. From steep forecast downgrades to the first population decline since Confederation, the narrative in Ontario and BC is shifting rapidly. I dive into the "Affordability Paradox"—explaining why falling prices are actually keeping buyers on the sidelines—and look at why the GTA condo market remains the weakest in the country. Plus, I analyze how soaring energy prices are creating a regional divide, boosting markets in Alberta and Newfoundland while weighing down the rest of Canada. Is this a temporary pause or a structural shift? Watch to see the 2026-2027 price forecasts and what this means for your next real estate move. Chapters0:00 The Housing Market Correction So Far0:19 TD Economics: A New, Unsettling Forecast1:05 Deep Downgrades to the 2026 Outlook2:08 Why Interest Rates Aren't the Story Anymore2:35 The Population Shift & Rental Demand3:22 The Affordability Paradox4:03 The Condo Imbalance: GTA Focus4:33 Regional Winners & Losers5:05 The Energy Wild Card6:22 2026 National Price Forecasts6:56 Looking Ahead: The 2027 Rebound?7:25 Key Takeaways & Final Thoughts

Watch on YouTube: https://youtu.be/urC81HuxGHA When is the best age to start CPP? In this 2026 guide, I break down the math between starting at age 60 vs. 70 and show you how a "Bridge Strategy" can help you maximize your guaranteed lifetime income. Whether you are 45 and just starting to plan, or 64 and ready to pull the trigger, understanding the "math of timing" is essential. We explore the reality of CPP as a partial income replacement, the massive financial impact of delaying until age 70, and how to use your current portfolio to "bridge" the gap. *Key Takeaways* The Reality Check: Why most Canadians won't get the maximum CPP benefit.The Timing Math: How waiting until 70 can increase your payments by 42%.The Bridge Strategy: Using your investment portfolio to fund early retirement so you can delay CPP.Monthly Income: A look at how Harvest ETFs (HRIF & HDIF) can help generate retirement cash flow. Thank you to Harvest ETFs for supporting this educational resource. We take a look at how their Diversified Monthly Income ETFs can help retirees generate the cash flow needed to delay CPP and maximize their long-term guaranteed income.Learn more about the funds discussed in this video: *Harvest Diversified Equity Income ETF*https://harvestportfolios.com/etf/hrif/?utm_source=BeavisWealth&utm_medium=Banner_&utm_campaign=2026*Harvest Diversified Monthly HDIF*https://harvestportfolios.com/etf/hdif/?utm_source=BeavisWealth&utm_medium=Banner_&utm_campaign=2026 *Video Chapters*0:00 - The 2 Dangerous CPP Assumptions0:48 - Reality Check: Is CPP Enough for Retirement?1:42 - The "Base Layer" vs. Actual Cost of Living2:33 - Why CPP Timing is a Critical Decision2:57 - The Most Common CPP Mistake Canadians Make3:32 - 5 Reasons People Take CPP Early4:40 - The Math: Age 60 vs. Age 65 vs. Age 705:41 - CPP as "Longevity Insurance"6:04 - Generating Retirement Income (Harvest ETFs)7:43 - The "Bridge Strategy" Explained8:59 - Converting Portfolio Income into a Lifetime Pension9:33 - Summary: Your Most Important Retirement Decision10:04 - Bonus: What Happens if You Retire Abroad?

Watch on YouTube: https://youtu.be/HetwIy51kiE Stop panicking when the market drops! Learn why "red days" are actually the best thing for long-term investors. In this video, I break down a concept inspired by ScottsInvesting on the Blossom Social app: why buying a stock and then wishing for the price to drop is actually the most logical move you can make. If you are in the "accumulation phase" of your life, a bull market is actually your enemy. What you'll learn: *The Inventory Mindset:* Why you should treat your portfolio like a business buying stock, not just a flashing dollar sign. *Net Buyers vs. Net Sellers:* Why your age and career stage completely change how you should view market volatility. *Sequence of Returns Risk:* Why a red market is a "gift" to a 30-year-old but a "threat" to a 70-year-old. *The 3-Step Checklist:* How to tell the difference between a "discount" and a "value trap" by looking at business momentum, balance sheets, and competitive advantages. Whether you're a beginner or a seasoned pro, shifting your unit of measurement from "account balance" to "share count" will change the way you invest forever. Join me on Blossom Social: https://www.blossomsocial.com/See my real-time portfolio and trades: Username: MarcB #Investing #StockMarket #FinancialLiteracy #PassiveIncome #BlossomSocial #MarketCorrection

Watch on YouTube: https://youtu.be/rMpGqlHP6ng Lately, Covered Call ETFs have been under fire. Critics call them "yield traps," point to capped upside, and claim they are a mathematical mistake for Canadian investors. But is the "Total Return" argument the only one that matters? In this exclusive interview, we sit down with the CEO, President and Fund Managers at Harvest ETFs to get The Full Story. We didn't shy away from the tough questions. We asked about underperformance, the cost of capped upside, and why, even in the face of all the push back, billions are flowing into these strategies. The reality is simple: You can't eat "Total Return." For many investors, especially those nearing or in retirement, consistent, monthly cash flow is a strategic tool, not a mistake. We dive deep into why the "Index or Bust" mentality might be failing a large segment of the market and how these managers build products for real-life needs, not just spreadsheet models. In this video, we discuss:

Is the American consumer finally hitting a wall?

In this episode, I break down the 15% U.S. withholding tax and explain why the “never hold U.S. stocks in a TFSA” rule is often misunderstood. I look at when the warning is valid—and when avoiding U.S. investments can actually hurt long-term results. Watch on YouTube: https://youtu.be/DqzwQH3Czas

Watch on YouTube: https://youtu.be/xGB_T2wf6BM In this video, I dive into the discussion around Japanese government bonds. We'll explore the current state of the Japanese economy and its bond market, and examine why these bonds are gaining so much attention. I also analyze the role of central banks in this situation, drawing on a recent "Bloomberg" segment, filmed in Davos at the World Economic Forum, for additional context.

Watch on YouTube: https://youtu.be/AGI22ACaCLk

Watch on YouTube: https://youtu.be/bt4aZw3x28I Episode 12 of Second Act explores the Canadian dream of a snow bird lifestyle, spending winters in warm weather destinations and summers at home. We cover the practical realities, costs, and considerations for making this a reality, helping you with your retirement planning. Thank you to Harvest ETFs for supporting this important series: Learn More by visiting these links:Harvest Portfolios: https://harvestportfolios.com/Harvest Travel & Leisure Index ETF: https://harvestportfolios.com/etf/trvl/Harvest Travel & Leisure Income ETF: https://harvestportfolios.com/etf/trvi/ Chapters00:00 Intro00:54 Why is Snowbirding so Popular?01:57 The Reality of the Snowbird Lifestyle02:12 The 183-Day Rule03:44 Biggest Risk: Health Insurance05:50 Investing in Travel07:14 Extra Costs for Snowbirds09:50 To Rent or To Buy?12:06 Estate & Legal Considerations14:13 The Snowbird Lifestyle Choice -----------

Watch on YouTube: https://youtu.be/rTuIIrp5h4M In this episode, I look at the November Services PMI report and explain why a sharp drop in New Orders—despite overall growth—sends a mixed message about the economy's true momentum. Also in this episode:

Watch on YouTube: https://youtu.be/pXozfh4thzM Download Your Free Estate Planning Quick Reference form:https://thepulse.beaviswealth.com/c/secondact In Episode 9 of our Second Act Retirement series, I look at why estate planning matters more than most people realize. I break down how having a will, powers of attorney, and beneficiary designations can spare your family stress, conflict, and legal headaches. Also in this episode:

Watch this Video on YouTube: https://youtu.be/V7sqh9-x3Yg

In this episode, I review what sparked Trump's firing of the Bureau of Labor Statistics Commissioner, the controversial job report revisions, and the political firestorm that followed—despite no evidence of manipulation. Also in this episode:

In this episode, I review the surprising jump in U.S. consumer sentiment in June — the first real improvement in six months. I look at what's driving the change, how it may influence interest rate policy, and what it means for both U.S. and Canadian investors watching inflation, markets, and trade policy closely. Also in this episode:

In this 12-Part Series, we'll cover every aspect that you'll need to know in order to prepare a solid plan for your retirement. Subscribe and Follow Along! Support for this important series is provided by Harvest ETFs.Learn more about how Harvest can help you with your investing and retirement plans. Learn more about the Harvest Healthcare Leaders Income ETF:https://harvestportfolios.com/etf/hhl/ Simplify retirement planning: https://harvestportfolios.com/retirement-planning/?utm_source=Beavis_wealth&utm_medium=Video Three key considerations for RRSP season: https://harvestportfolios.com/three-key-considerations-for-rrsp-season-etfs/?utm_source=Beavis_wealth&utm_medium=Video Harvest Diversified Monthly Income ETF: https://harvestportfolios.com/etf/hdif/?utm_source=Beavis_wealth&utm_medium=Video Growth & High Income - A Smart Balance: https://harvestportfolios.com/harvest-balanced-etfs-hbig-hbie/?utm_source=Beavis_wealth&utm_medium=Video ********************* Download Your Episode 5 "Cheat Sheet" & Health Care Links PDF Summary Herehttps://thepulse.beaviswealth.com/c/secondact ********************** In this episode, I look at the real and often unexpected healthcare costs you may face in retirement—even in Canada. From dental work to mobility aids, I break down what isn't covered, what it actually costs, and how to protect yourself financially and emotionally. Also in this episode:

Thank you to Hamilton ETFs for sponsoring this video! Today we'll cover MIX - Hamilton Enhanced Mixed Asset ETF. This innovative all-in-one ETF aims to provide equity-like returns while helping investors weather market volatility with it's 60/20/20 balance, including US equities, US Treasuries, and gold. Learn more here - https://hamiltonetfs.com/etf/mix/ -----------