Podcasts about Steward

When it comes to money, the issue isn't just budgets or bank accounts—it's identity and ownership.In Christ, we're a new creation and God's dwelling place, which means money is something we manage for the Owner. Today, we'll explore what it looks like to live as God's stewards with Dr. Derwin Gray.Dr. Derwin L. Gray is a former NFL player turned pastor, author, and speaker. He co-founded Transformation Church in South Carolina and is the author of multiple books on faith, discipleship, race, and gospel-centered unity.From Ownership to StewardshipOne of the most significant shifts we can make as followers of Christ is to stop thinking like owners and start thinking like stewards. Scripture makes the point that: “You are not your own, for you were bought with a price” (1 Corinthians 6:19–20).God doesn't want something from us—He wants something for us. He longs for us to share His generous heart, free from the grip of idolatry. When Jesus said in Matthew 6:24, “You cannot serve both God and money,” He drew a line we cannot straddle. Money is a tool to serve God's purposes, not a master to rule our lives.A powerful illustration of this danger can be found in The Lord of the Rings. Smeagol, once a hobbit, discovered a ring of dark power and quickly became consumed by it. Calling it “my precious,” he was slowly deformed—body and soul—by his obsession.Money can do the same thing when it takes God's place in our lives. Instead of being a tool to serve God, it becomes a master that warps our hearts and dehumanizes us. But when grace reshapes our perspective, we see money for what it truly is: not a god to worship, but a resource to manage for God's glory.Generosity Flows from the GospelThe Apostle Paul wrote in 2 Corinthians 8:9, “You know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Generosity is not our idea—it is God's nature. Giving is worship, an overflow of gratitude to the One who gave Himself for us. When we give our first and best to God, we not only honor Him but also discover peace, freedom, and deeper trust.This isn't only about giving. Stewardship encompasses saving, investing, and living debt-free. But generosity is foundational. When we trust God with our finances, we learn to trust Him with every other area of our lives. Our High CallingWe are not owners. We are managers of what the King of kings has placed in our hands. Every dollar entrusted to us is an opportunity to worship Him, serve others, and reflect His generous heart.When we embrace this calling, stewardship stops being a burden and becomes a beautiful privilege. How might God be inviting you to live more fully as His steward today?On Today's Program, Rob Answers Listener Questions:I had to retire early because of health issues for both me and my wife. As a custodian, I wasn't able to save much, and now we're living on about $2,400 a month from Social Security. What's the best way to wisely manage these limited resources?I'm 80 years old and have been taking required minimum distributions from my IRA for about ten years, giving some of those funds to charity each year. When I pass away, my children will inherit the IRA. Will they need to continue taking required minimum distributions?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Transformation Church | I Am A Steward (Sermon by Dr. Derwin Gray)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In today's world focused on materialism and rapid tech innovation, we must never forget to reconnect with the earth to remain committed to regeneration to shape much brighter ecological futures. Corinna Bellizzi is here with Aubrey Morgan Yee, a mythopoetic futurist who hosts the Beloved Futures Podcast. Together, they unpack the crucial need to embrace earth-based wisdom and indigenous knowledge to secure a more sustainable tomorrow for everyone. Aubrey explains the beauty of being deeply connected with the mystery of life and contributing to repairing our broken environment. She also shares how she revives ancestral practices at her Hokuao Farm and her work as the Steward of Living Systems at Project Biome.About Guest:Aubrey Morgan Yee is a mythopoetic futurist, cultural strategist, and systems change facilitator with a PhD in Alternative Futures and Indigenous Politics. She is the founder of Our Beloved Futures and Hokuao Farm & Temple in Hawai‘i, a sanctuary dedicated to rewilding land and reviving ancestral practices. Aubrey serves as Steward of Living Systems at Project Biome alongside Dr. Zach Bush and leads cultural strategy with Culture Hack Labs, using narrative to drive systemic change. She also hosts the Beloved Futures Podcast, where she curates conversations on ecological futures and regenerative design. Her work bridges ecological restoration, cultural renewal, and community imagination.Guest LinkedIn: https://www.linkedin.com/in/aubrey-yee-phd-110153186/Guest Website: https://www.ourbelovedfutures.comGuest Social: https://www.instagram.com/aubrey.morgan.yee/Show Notes: Raw audio02:48 - How Aubrey Morgan Yee Became A Mythopoetic Futurist07:28 - Maintaining An Abundance Mindset In A Materialistic World13:12 - Approaching Abundance With A Curious Mindset18:01 - All About The Hokuao Farm & Temple25:08 - Everything That Grows At The Hokuao Farm33:41 - How Indigenous Politics Shaped Aubrey's Systems Change Approach41:02 - Reconnecting With The Earth And Focusing On Repairs44:00 - Embracing Practices And Wisdom Of Indigenous People50:56 - Serving As Steward Of Living Systems At Project Biome57:23 - How Aubrey Sustains Her Imagination And Vision01:03:05 - Aubrey's Vision For Our Beloved Futures01:06:08 - Putting Your Life At The Center01:12:13 - Episode Wrap-Up And Closing WordsBUILD A GREENER FUTURE with CARE MORE BE BETTER

Financial blunders aren't new. Consider this: the web portal Excite once passed on buying Google for just $750,000. Today, Google's parent company is worth over $2 trillion. That, my friends, is a legendary missed opportunity.Most of us won't miss out on trillions, but we've all made financial mistakes. The good news is that God's Word offers wisdom for recovery and direction when we stumble.Learning from FailureScripture reminds us that falling isn't the end for those who walk with God:“For the righteous falls seven times and rises again” (Proverbs 24:16).“For you, O Lord, are good and forgiving, abounding in steadfast love to all who call upon you” (Psalm 86:5).“If any of you lacks wisdom, let him ask of God … and it will be given him” (James 1:5).Failure can be a stepping stone when we let God guide us forward. With that encouragement, here are 10 financial mistakes to avoid—and biblical wisdom to help you course-correct.1. Borrowing from Your 401(k)It feels like “borrowing from yourself,” but it often masks overspending or debt. While repaying, you may miss out on employer matches and the compounding growth that comes with them. Worse, leaving your job could trigger taxes and penalties.2. Claiming Social Security Too EarlyStarting at 62, benefits are reduced by up to 30%—for life. If possible, wait until full retirement age (or beyond) for a larger monthly check that lasts as long as you do.3. Only Paying the Minimum on Credit CardsA $5,000 balance at 20% interest can take nearly a decade to pay off with minimum payments, costing more than $8,000 in interest. Pay extra and utilize debt payoff strategies, such as the snowball or avalanche method.4. Delaying Retirement SavingsCompound interest rewards the early saver. Even small contributions in your 20s can grow into a significant nest egg. Don't panic if you're starting late—just start now.5. Overextending Yourself for Your KidsHelping with college, weddings, or down payments shouldn't jeopardize your own financial stability. Generosity is good, but if you sacrifice retirement now, you may depend on your kids later.6. Going It Alone Without Wise CounselMany sell low during downturns because they lack guidance. Proverbs 15:22 says, “Without counsel plans fail, but with many advisers they succeed.” Seek out wise, faith-based financial advice.7. Co-Signing a LoanScripture warns: “One who lacks sense gives a pledge and puts up security in the presence of his neighbor” (Proverbs 17:18). About 40% of co-signers end up paying the loan themselves. Be wise in your generosity.8. Quitting School Too SoonEducation—whether a four-year degree, trade school, or certification—equips you with marketable skills. Think of it as an investment in your future, not just a cost.9. Buying a TimeshareTimeshares are marketed as affordable luxury, but often come with steep fees, little flexibility, and low resale value. They're rarely the “investment” they claim to be.10. Falling for ScamsScammers prey on fear, urgency, and greed. Whether through fake calls, emails, or investment pitches, their goal is always the same—to separate you from your money. Be vigilant and discerning.Walking Forward in FreedomJesus warned His disciples: “I am sending you out as sheep in the midst of wolves, so be wise as serpents and innocent as doves” (Matthew 10:16).Wise stewardship isn't about never failing—it's about learning, leaning on God's wisdom, and moving forward faithfully. With His help, you can recover from mistakes and grow into a more faithful steward of His resources.———————————————————————————————————————At FaithFi, we believe money is a tool to advance God's Kingdom. When you partner with us, you help more people discover the freedom of biblical stewardship and the joy of seeing God as their ultimate treasure.Become a FaithFi Partner today with your gift of $35/month or $400/year, and you'll receive:Early access to devotionals and studiesOur quarterly Faithful Steward magazineThe Pro version of the FaithFi appTogether, we can live as wise stewards and help others do the same.On Today's Program, Rob Answers Listener Questions:I have a 401(k) from a former employer, and I'm thinking of rolling it into a traditional IRA. Is that wise? And can I withdraw some cash during the transfer without incurring a penalty?I purchased a house in 2019 and now require a loan of $20,000–$30,000 to address basement flooding. What's the best loan option?I'm almost 80 and want to close several credit card accounts. How much would that hurt my credit score?I hold CDs jointly with my sister, but we're worried she could be liable if I get sued. Should I change the ownership before they mature?I'm considering joining Christian Community Credit Union, but I noticed that it isn't FDIC insured. Should that be a concern?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

WARNING: THIS EPISODE CONTAINS ANNOYING RECORDED JAILHOUSE CALLS THAT MAY BE CRINGE-INDUCING FOR SOME LISTENERS...CONSIDER YOURSELF WARNED...      On the evening of August 31, 2012, 42 year old Yancy Noll, a wine sommelier and avid mountain climber was stopped at a red light while on his way home from work when a small silver convertible BMW pulled up next to him, fired 5 shots through its own rolled up window, striking Yancy 4 times in the head, killing him instantly.  The BMW quickly sped away, but did so in front of a handful of witnesses who were able to provide a good enough description of the vehicle and the driver that it only took about two weeks for a tipster to call in and identify the suspect as 29 year old Dinh Bowman...a child genius who entered college at the age of 13, and launched his own boutique robotics engineering business while he was still a teenager.  How did a chance encounter during rush hour turn into a violent, deadly scene?SOURCES:https://thecinemaholic.com/yancy-nolls-murder-where-is-dinh-bowman-now/https://www.cbsnews.com/news/48-hours-yancy-noll-death-dinh-bowman-student-of-murder/https://www.legacy.com/us/obituaries/seattletimes/name/yancy-noll-obituary?id=25156366https://www.youtube.com/watch?v=nv3T0baKYYMhttps://lawofselfdefense.com/law_case/state-v-bowman-2017-wash-app-lexis-116/LINKS:Patreon:  https://www.patreon.com/killaforniapodPayPal:  https://www.paypal.coCashm/paypalme/killaforniapodMerchandise:  https://killaforniadreamingpodcast.threadless.com/Website:  https://killaforniadreamingpodcast.buzzsprout.com/YouTube: https://www.youtube.com/@KillaforniaDreamingPodcastFacebook Group:  https://www.facebook.com/groups/1296620370450345/Facebook Page:  https://www.facebook.com/killaforniadreamingInstagram:  https://www.instagram.com/killaforniadreamingpod/?hl=enX:  https://twitter.com/killaforniapodEmail:  killaforniapod@gmail.comTikTok:  @killaforniadreamingpod Cash App:  $KDpodcastSupport the show

Stu Baylor calls in the chat with us and Thomas Caldwell and Craig Oberholzer join us to chat about this past weekends racing action. https://www.rockymountainatvmc.com/?ref=1090&utm_source=youtube&utm_medium=onthepipepodcast&utm_campaign=influencer  https://linktr.ee/onthepipepodcast Also give us a follow to stay up to date! Instagram- https://www.instagram.com/onthepipepodcast/ Facebook- https://www.facebook.com/On-The-Pipe-Podcast-1474683515925676/?ref=bookmarks TikTok- @onthepipepodcast Apple Podcast- https://podcasts.apple.com/gb/podcast/on-the-pipe-podcast/id1295853841  

Women control more wealth than ever—so how do you find an advisor who listens, explains clearly, and shares your values? According to McKinsey & Company, by 2030, women are expected to control nearly two-thirds of U.S. assets—around $30 trillion. With that kind of stewardship comes both opportunity and responsibility. Today, Sharon Epps joins us to share five simple practices that women should expect from their financial advisors.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.Key Practices Every Client Should Look ForWhen it comes to choosing a financial advisor, women don't need a different standard—they simply need the right standard done well. At Kingdom Advisors, we train Certified Kingdom Advisors (CKAs®) to integrate biblical wisdom into their practices while also serving clients with excellence and care.If you're interviewing an advisor, here are five practices to watch for. These principles will help you find someone who not only understands finances but also values clarity, empathy, and shared purpose.1. Clear TerminologyFinancial jargon can be overwhelming. Terms like RIA or CFP® often make sense only to industry insiders. A good advisor should be able to pause, explain concepts in everyday language, and use analogies that make complex ideas easier to understand. Look for someone who welcomes your questions and ensures you truly understand the path forward.2. A Warm and Welcoming EnvironmentWe often say to “light a candle”—not literally, but figuratively. The goal is to create a space that feels safe and welcoming, rather than intimidating. Just like hotels offer warm cookies to make guests feel at home, a thoughtful advisor will create an environment where you feel respected and comfortable.3. Transparency in All ThingsAn advisor has a fiduciary responsibility to be transparent—but the best ones go beyond compliance. They openly share how they are compensated, outline every fee on paper, and invite accountability. As a client, don't hesitate to ask where you can see these details clearly documented.4. Interest in More Than MoneyWe teach advisors to “use a magnifying glass”—to look beyond the numbers. Money is simply a tool to help you fulfill God's calling on your life. A trusted advisor should ask about your values, dreams, and purposes—not just your portfolio. That's why the CKA® designation is so important: it connects you with advisors who share your values and can integrate them into financial decisions.5. Developing God's Heart for the Whole PersonThe most important practice is what we call whole-person care. Advisors aren't just money managers—they're disciple-makers. They should walk alongside you and your family in prayer, through significant life transitions, and in building unity between spouses. Women's voices should be heard and respected just as much as men's in every financial conversation.Our prayer is that these five practices give you confidence as you search for the right advisor. You deserve clarity, empathy, and values that align with your faith. If you'd like to find a Certified Kingdom Advisor in your area, visit FindaCKA.com.On Today's Program, Rob Answers Listener Questions:Back in 2018, my home insurance company agreed to replace my roof. In 2020, contractors found I also needed new decking, and an insurance employee told me they'd cover it once the work was finished. Now the company is threatening not to renew my policy unless I replace the roof at my own expense. How can I get them to honor their commitment?My dad passed away over a year ago, and my mom is trying to qualify for Social Security benefits. The issue is that my dad didn't have 40 credits, and neither does she. Is there any way their credits can be combined so she can meet the requirement?I heard about a provision in a new bill that allows accounts to be set up for children. Is it true that the government will put money into accounts for kids born in the next few years? If so, how would I participate?I'd like to encourage my two adult children to start investing in Roth IRAs. Where can they open accounts with low fees, especially since they'll only be making small contributions at first?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Unlock God Mode is a 30-day framework designed to help you embody Neville Goddard's law of assumption and truly nevilize your life. Inside, you'll find transmissions and practical exercises that guide you into living from the end, reshaping your self-concept, and manifesting deliberately, consistently, and powerfully.

Chris Steward, Portfolio Manager at Ninety-One and Stephen Grootes analyse top business and company stories of the day, as well as international and local markets. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

If you have a 401(k) or an IRA, you may not realize that proxy voting gives you a voice in the companies you own—and it can be a way to live out your faith.As stewards, we're called to reflect our Christian values, even in how our investments influence the marketplace. But what does that look like in practice? Will Lofland joins us today to explain.Will Loftland is the Managing Director of Investments Distribution at GuideStone Funds, an underwriter of Faith & Finance. He also oversees GuideStone's shareholder advocacy strategy and represents the firm as a participant in the Interfaith Center on Corporate Responsibility.What Is Proxy Voting?Proxy voting is the right shareholders have to vote on important issues within the companies they partially own. This could include leadership changes, corporate policies, or shareholder proposals. While many individual investors never think about it, proxy voting represents a significant opportunity to shape corporate behavior.However, if your money is invested in mutual funds or retirement accounts—as is the case for most Americans—you don't vote directly. Instead, the fund company you invest with casts those votes on your behalf. That makes it critical to understand how your fund manager approaches these issues.GuideStone's Approach: A Biblical WorldviewIn 2023, GuideStone made the decision to bring proxy voting in-house. By managing votes internally, GuideStone applies a biblical worldview when exercising shareholder influence. This means promoting policies that align with Scripture while resisting agendas that undermine a Christian ethic.As a shareholder, GuideStone joined a coalition of investors to pressure these banks to change their policies. The result? Both institutions strengthened protections, ensuring that Christian organizations would not be denied access to essential financial services because of their convictions.Why Your Vote MattersDoes proxy voting really make a difference? Absolutely. The world can be transformed through Christian investing, and one way to achieve this is by utilizing all available tools as an investor to promote your Christian worldview.By engaging with faith-based investment firms like GuideStone, believers can ensure their investments not only grow financially but also advance Kingdom values in the marketplace.As Christians, we're called to shine God's light in every area of life—including the boardroom. Proxy voting is one of the practical ways we can do that.To learn more about how GuideStone integrates faith into investment practices, visit GuideStoneFunds.com/Faith.On Today's Program, Rob Answers Listener Questions:Could you explain what an irrevocable trust is and how it works?I'm 64, still working full-time, and I'm wondering: Do my HSA contributions affect my future Social Security benefits? I'm also concerned about how my earnings are being reported.I'd like to know if a Roth IRA is the best investment tool to set my children up for the future.After my mom passed away, my sister and I inherited her house. I'm living in it now, but recently lost my job, and I'm trying to decide if I should buy out my sister's share or sell the property altogether.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)GuideStone FundsBuckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Speaker: Pastor Brad GrayTitle: Understanding the Unjust StewardText: Luke 16:1-13Date: 2025-09-28, Sunday eveningFor more information about our church, visit www.stoningtonbaptist.org This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit stoningtonbaptist.substack.com

Your money soundtrack—what plays on repeat in your head—will either help or hinder your financial decisions. We all know the power of overthinking—but the good news is, you can change the tune of those money soundtracks playing in your mind. Jon Acuff joins us today to show you how.Jon Acuff is a New York Times bestselling author, speaker, and podcaster who helps people overcome overthinking, change their mindsets, and achieve goals. He's written 10 books, including Soundtracks: The Surprising Solution to Overthinking.What Are “Soundtracks”?Soundtracks are the repeated thoughts that play in our minds—like music on loop. They can be helpful or harmful, but either way, they shape our lives.If you'd like to change the soundtracks that you have been listening to, this framework is simple yet profound:Retire the broken soundtracks that hold you back.Replace them with healthier, truthful ones.Repeat them until they become second nature.It's not enough to get rid of the old. You have to replace it with the new.Retiring Broken SoundtracksThe first step is to identify what's holding you back. Write down a financial goal—such as paying off debt, buying a home, or supporting missionaries—and then pay attention to your immediate thoughts.Are they encouraging or discouraging? Many people quickly hear internal voices saying things like:“Who are you to think you could do that?”“You'll never make more than your parents.”“Money isn't for people like you.”These are broken soundtracks—thoughts that undermine God's best for your life. Sometimes, they're inherited.Here are several unhealthy financial soundtracks that many people believe:“Mo Money, Mo Problems.” Popularized by a hip-hop song, this belief ties success to stress. But lacking money doesn't eliminate problems either—it often magnifies them. “I'll give when I'm successful.” Many delay generosity until they feel financially “ready.” But giving is a practice best learned in small amounts now, so it grows with you over time. “I'm not a money person.” Labeling yourself this way shuts the door on growth. Money management is a skill, not a fixed identity.These soundtracks don't just affect finances; they limit your potential. In one survey that Jon conducted with 3,000 people, a staggering 96% reported not living up to their full potential—often due to limiting beliefs.Replacing Soundtracks with TruthOnce you identify the lies, it's time to replace them. That can mean flipping the negative thought on its head, seeking wisdom in Scripture, or learning from mentors.Some examples of healthier money soundtracks include:“I can do amazing things with money.”“I can make more than my parents, and that's okay.”“I am my own biggest venture capitalist—my day job is funding my dream.”But what if you feel stuck? We encourage you to start small. Too often, people believe they must overhaul their entire lives overnight. Instead, try carving out 15 minutes a day to take one positive step forward. Over time, those mustard-seed-sized efforts compound into meaningful change.The truth is that the thoughts you repeat about money directly influence how you use it. Broken soundtracks can sabotage generosity, stunt growth, and even cause you to reject God's gifts. However, by retiring lies and replacing them with truth, and repeating them faithfully, you can align your mindset with God's wisdom.If you change the thought, you'll change the actions, and then the results will follow.On Today's Program, Rob Answers Listener Questions:I'm looking at Medicare Advantage plans. They seem cheaper upfront, but I'm concerned about high out-of-pocket costs if something serious were to happen. My wife is just starting Medicare, and we want to know the best option.I'm nearly two years into my job and haven't yet started contributing to the company's 401(k). My concern is making sure my investments align with my Christian values.What's the difference between a living trust and a will, and which one is better for estate planning?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Soundtracks: The Surprising Solution to Overthinking by Jon AcuffJon AcuffList of Faith-Based Investment FundsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"The single most important investment you can make right now is to invest in growing your capacity to be with fear."In this powerful conversation, nervous system practitioner Felix Wittmann joins host Jo to explore the hidden trap that high-achieving women often fall into: functional freeze. This episode will provide crucial insights into your nervous system health and stewarding your inner resources well.What You'll Learn:What functional freeze really is - and why it's different from the fight-or-flight response most people know aboutThe "gas and brake" phenomenon that keeps high achievers stuck in cycles of pushing and burning outTwo essential pillars for healing: capacity building and trauma resolutionPractical micro-adjustments you can make daily to build nervous system resilienceWhy relaxation techniques alone don't create lasting change (and what actually works)How faith and somatic work complement each other in building true inner stabilityThe autonomic nervous system as your body's threat detectorThree main nervous system states: social connection (green zone), fight/flight (orange zone), and shutdown (red zone)How past experiences create your nervous system's "database" of safety vs. dangerHow high achievers master external functioning while freezing their internal worldWhy your authentic needs get suppressed in service of productivity and successThe spectrum of functional freeze, from mild to severeCapacity Building: Learning to listen to your body's basic needs (thirst, movement, rest)Trauma Resolution: Completing interrupted nervous system activation cyclesThe importance of working with qualified somatic practitionersWhy healing happens in relationship, not isolationHow returning to faith provides an anchor during intense life seasonsThe difference between "spiritual bypassing" and grounded spiritual practiceBuilding capacity to serve faithfully without burning outGuest BioFelix is a nervous system practitioner and health coach who helps people break free from chronic symptoms by working with the body's innate intelligence. Drawing on a trauma-informed, body-based approach, he guides highly sensitive, intelligent and self-aware clients to move beyond survival patterns and into freedom, resilience, and lasting wellbeing. Having walked this path himself, Felix is passionate about revealing the potential of what's possible when the nervous system is restored to its natural balanceFelix on InstagramAll Felix's links & resourcesSignature Program: 3-month nervous system mentorship with weekly sessionsSpecializes in: Functional freeze, trauma resolution, and faith-integrated healing"Functional freeze is actually freezing your authenticity... The real you is getting frozen internally, and there's this fake you, the masks that we are talking about, that just exist and function.""Your nervous system isn't broken. The nervous system is actually the last organ that's going to break. It's like the special ops team - it's going to keep you alive no matter what."Resources MentionedPolyvagal TheorySomatic ExperiencingNeurosystemic IntegrationThe concept of "glimmers" - small moments of nervous system regulationWindow of tolerance and titration in trauma workKeywords: nervous system healing, functional freeze, high achiever burnout, somatic therapy, polyvagal theory, trauma resolution, capacity building, nervous system regulation, faith and healing, authentic living, stress cycle completion, nervous system practitioner, emotional regulation, burnout recovery#NervousSystemHealing #FunctionalFreeze #SomaticTherapy #BurnoutRecovery #HighAchieverHealing #TraumaResolution #FaithAndHealing #StressManagement #EmotionalRegulationIf you found this episode helpful, please rate and review the Vibrant Flow podcast.

Here is a great message from Luke on the Steward.  Have a blessed week!  

Join Catholic evangelist and bible teacher, Hector Molina as he explores the Mass Readings for the Twenty-fifth Sunday in Ordinary Time (C).Mass Readings:Amos 8;4-7Psalm 113Luke 16;1-13"A Walk in The Word" podcast is a weekly bible study and reflection on the Sunday Mass readings led by International Catholic evangelist and bible teacher, Hector Molina.PODCAST HOMEPAGE: https://awalkintheword.buzzsprout.comYOUTUBE CHANNEL: https://www.youtube.com/c/hectormolinacatholicevangelistSupport: Are you enjoying these videos? Become a Patron and partner with me in spreading the Good News! www.patreon.com/hectormolina/You can also show your support for the podcast by visiting: https://www.buymeacoffee.com/hectormolina#twentyfifthsundayinordinarytime #25thsundayinordinarytime #parableofthedishoneststeward #dishoneststeward #parable #sundaymassreadings #catholiclectionary #catholic #sundaygospel #sundaygospelreflection #catholicbiblestudy #awalkintheword #catholicpodcast #bibleinayear #wordonfire #sundayhomily #hectormolina

Have you ever noticed how so-called “unexpected expenses” always seem to show up at the worst time? The truth is, most of these costs aren't surprises at all—we know cars will break down, homes will need repairs, and Christmas comes every year. The key is not to panic when they arrive but to prepare ahead of time. One simple tool for this is the sinking fund.Scripture has much to say about preparation. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” In other words, wisdom means setting aside resources now instead of consuming everything immediately.We also see this principle in Genesis 41, where Joseph, warned of famine, stored one-fifth of Egypt's grain during the years of plenty. His preparation wasn't random—it was steady and systematic. That's exactly how sinking funds work: consistent contributions toward expenses we know will eventually arise.What Is a Sinking Fund?A sinking fund is money you intentionally set aside for a specific future expense. Instead of panicking at a $1,200 Christmas bill, you save $100 per month all year. Instead of reaching for a credit card when your car needs new tires, you draw from the fund you've been building.This steady, disciplined approach provides freedom from debt and peace of mind when expenses come due. It's not glamorous, but it works.Proverbs 6:6–8 points us to the ant as an example of diligence: “Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.” The ant doesn't wait until the snow falls to collect food—she steadily prepares in advance.Trusting God doesn't mean ignoring preparation. Noah trusted God, yet he still built the ark. Farmers trusted God, yet they sowed seed. Joseph trusted God, yet he stored grain. Faith and stewardship go hand in hand.Where to StartIf you're new to sinking funds, begin with one category. Break down the expense into monthly contributions:Car repairs & replacement—Tires, brakes, or even a future vehicle.Home maintenance—Roofs, furnaces, and appliances all wear out.Medical costs—Co-pays, deductibles, or out-of-pocket expenses.Gifts & holidays—Birthdays and Christmas come every year.Insurance premiums & taxes—Annual or quarterly payments made manageable.Even small amounts—like $25 per month—add up to create margin. Over time, your “storehouses” will be ready when needs arise.In 1 Corinthians 16:2, Paul urged believers to set aside money regularly in proportion to their income to meet the church's needs. This is essentially a spiritual sinking fund—planned, systematic stewardship for Kingdom purposes.The goal isn't to hoard resources. Jesus warns in Luke 12:16–21 against stockpiling for ourselves. Instead, sinking funds free us to live responsibly and bless others without fear.Faith Expressed Through StewardshipChoose one sinking fund today. Maybe start with Christmas: divide your expected costs into monthly pieces and begin saving now. Once you've built the habit, add another fund. Before long, you'll have a system that turns stress into confidence and panic into peace.Creating sinking funds is more than a budgeting trick—it's a spiritual discipline. Each small deposit is an act of faith, demonstrating that you trust God by stewarding His provision wisely. Preparation doesn't replace faith—it reflects it.So start planning today. Build sinking funds for tomorrow. Trust God with the outcome. And remember: faith isn't just believing God will provide when the bill arrives—it's also honoring Him by preparing with the resources He has already placed in your hands.On Today's Program, Rob Answers Listener Questions:I'm retired but still working a few days a week. Social Security is still being deducted from my paycheck—what happens to that money? Will I ever get it back?I'm 66 and planning to retire in 10 months. My wife is also retiring soon. Together we earn about $180,000 a year. How can we best manage our retirement resources to maintain our current lifestyle?I didn't have financial training growing up, and now I see my kids struggling with unexpected expenses and poor money habits. Are there any books that can help shift our family's attitude toward money?I've looked into faith-based investment options, but they seem to have higher fees and less diversification compared to Vanguard or Schwab. What's your perspective on that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Décoller sans stress, c'est possible ! Mains moites, ventre noué, peur du vide... Mathieu, ancien animateur radio désormais steward et star d'Instagram, connaît toutes ces angoisses par cœur. Il livre conseils et anecdotes de bord pour transformer votre vol long-courrier en voyage zen.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Synopsis:  As concerns about rolled-back protections grow louder, whistleblowers at HUD have risked it all by going public with allegations that paint a stark picture of systematic regression on equality under the law.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription:  Housing discrimination is illegal in the U.S., but every year, the Department of Housing and Urban Development (HUD) receives thousands of complaints from individuals who believe they are not being treated fairly because of their race, religion, disability and other protected classes. HUD is one of the only free resources available to Americans facing housing discrimination, but a shocking new whistleblower complaint letter released on Monday, September 29, 2025 says the agency is in crisis. Staff was slashed by 70% since Donald Trump took office, some civil rights cases have been abandoned, and political appointees are allegedly overriding legal findings to allow discrimination. These are just some of the claims in the formal complaint letter, which has now been filed through U.S. Senator Elizabeth Warren's office and taken to the press. In this conversation, Laura Flanders speaks to two of the four whistleblowers, HUD civil rights fair housing attorneys, to find out what this story means for civil rights and why they're speaking out now. As fair housing hangs in the balance, Palmer Heenan and Paul Osadebe are organizing union members to uphold their oath to defend the constitution and protect Americans.Guests:• Palmer Heenan: Attorney, HUD Whistleblower; Member, AFGE 476• Paul Osadebe: Attorney, HUD Whistleblower; Steward, AFGE 476 Subscribe to Laura Flanders & Friends on YouTube and podcast platforms to receive bonus interviews like these and our full, uncut conversations. And stay tuned for a new LF&F report featuring segments from this interview, coming soon to public television and radio. RESOURCES:Related Episodes:•  Housing is a Human Right Watch / Listen•  Frances Golden, “Rabble Rousers” & the NYC Housing Struggle that Won. Watch / Listen / Full, Uncut Conversation•  Domestic Violence Survivor & Homeless Too?  A CA Cohort Shows What Can Be Done. Watch/Listen /  Full, Uncut ConversationRelated Articles and Resources:• U.S. Senator Elizabeth Warren announces receipt of official complaint from HUD whistleblowers, ‘If you buy a home or rent a home or want to…'  YouTube•. Trump appointees roll back rollback enforcement of fair housing laws, by Debra Kamin, September 22, 2025, New York Times•  Federal Workers Are Organizing for Democracy- from the Inside Out, by Chris Does and Alissa Tafti, June 25, 2025, NP Quarterly•  Save Public Services•  Exclusive:  Federal Whistleblowers Expose How Trump's HUD is Abandoning Vulnerable Americans, by Maximillian Alvarez, September 22, 2025, The Real News Network•  Trump's housing department rolls back work to combat residential segregation, whistleblowers allege, by Shcris Stein, September 24, 2025, The GuardianFull Episode Notes are located HERE.Support Laura Flanders and Friends by becoming a member at https://www.patreon.com/c/lauraflandersandfriendsMusic Credit:  "Dusk & Glimmer" by Blue Dot Sessions.  Original sound design by Jeannie Hopper  Laura Flanders and Friends Crew: Laura Flanders-Executive Producer, Writer; Sabrina Artel-Supervising Producer; Jeremiah Cothren-Senior Producer; Veronica Delgado-Video Editor, Janet Hernandez-Communications Director; Jeannie Hopper-Audio Director, Podcast & Radio Producer, Audio Editor, Sound Design; Sarah Miller-Development Director, Nat Needham-Editor, Graphic Design emeritus; David Neuman-Senior Video Editor, and Rory O'Conner-Senior Consulting Producer. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

God is using the martyrdom of Charlie Kirk to stir the hearts of his people and begin a revival in America. Thanks to the excellent leadership of Erika Kirk, Frank Turek, Marco Rubio, and others, this is only the beginning. THIS is how the Church in America can steward the incredible opportunity God has given us. That You May Know Him, Episode 271.

Israel is often in the headlines for conflict—but there's another story you need to hear.Beyond the headlines, Israel has emerged as a global innovation hub and a rising player in international markets. Today, Brian Mumbert joins us to share why investing in Israel could be a strategic opportunity worth considering.Brian Mumbert is Vice President and Regional Sales Executive at Timothy Plan, an underwriter of Faith & Finance.Why Invest in Israel?At first glance, investing in a nation experiencing conflict may seem counterintuitive. But economies often demonstrate resilience in times of war. Israel is no exception. With robust defense spending, a thriving entrepreneurial spirit, and a deeply ingrained culture of saving and financial discipline, the nation continues to grow.In fact, one of Israel's largest banks gave out piggy banks to families nationwide to encourage saving—a small example of the country's ingrained culture of stewardship and fiscal responsibility.For those wondering about safety, Israel offers a surprisingly secure environment for investment. The Tel Aviv 125 Index, which tracks the nation's 125 largest companies, operates much like the U.S. stock exchanges. Israel has transitioned from an emerging to a developed economy, putting it in the same global category as many European nations. Its GDP is forecasted to grow by 3.3% in 2025 and 4.6% in 2026, with inflation targeted at a steady 2%—numbers comparable to the U.S. outlook.The “Startup Nation” AdvantageIsrael's reputation as a hub of innovation is well-earned. In 2024 alone, U.S. giants invested billions in Israeli startups. Google acquired cloud security firm Wiz for $32 billion, while Palo Alto Networks purchased CyberArk, an identity management leader, for $25 billion. Everyday technologies like Apple's Face ID and SodaStream also trace their roots back to Israel.Large U.S. companies buying small Israeli firms is common since it's part of the fabric of their economy.While technology dominates headlines, Israel's economy is diverse. Financials, industrials, and defense sectors have also posted strong returns. In fact, nearly every sector reported double-digit growth in 2025. The Israeli shekel has also appreciated, further boosting investor confidence.International ties enhance Israel's economic opportunities. The Abraham Accords have opened new trade relationships across the Middle East, while defense partnerships with Europe have surged amid global conflicts. Recent agreements, such as a $35 billion natural gas export deal with Egypt, demonstrate the nation's expanding role in global energy markets.The Timothy Plan Israel Common Values FundFor investors who want exposure to Israel's growth while remaining true to their faith, Timothy Plan offers the Israel Common Values Fund. This actively managed fund holds 58 companies, giving broad diversification within the Israeli market.True to Timothy Plan's mission, the fund excludes companies that profit from abortion, pornography, or other activities inconsistent with biblical values. Even in Israel, they carefully screen companies to ensure they align with Christian principles.Faith-based investors increasingly want their portfolios to reflect their values. Advances in technology have made it easier to screen companies for alignment, though Timothy Plan has been doing it faithfully since 1994. They're not just avoiding harmful investments, they're enabling believers to steward their resources in ways that honor God.”Practical Advice for InvestorsIf you've never seen faith-based options in your portfolio, start by talking to your advisor. Share what you're passionate about—your church involvement, your giving priorities, your desire for biblical stewardship. When advisors know your values, they can help you align your investments with them.The Timothy Plan Israel Common Values Fund provides a practical way to support Israel and benefit from its dynamic economy—all while investing according to biblical principles. To explore this opportunity, visit TimothyPlan.com.On Today's Program, Rob Answers Listener Questions:I'd like some biblical insight on the power of tithing. I've even heard of people practicing ‘reverse tithing,' living on 10% and giving away 90%. What benefits might there be if we increased our giving to 15% or even 20%?My grandfather has invested in a commemorative coin collection for years. He's asked me and my aunt to handle it before he passes—determine the value and then sell it. Where can I turn to find out what it's worth and get the best price for his investment?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Timothy PlanTimothy Plan's Israel Common Values FundWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Sept 28 Yadkinville UMC is centering our worship around 1 Peter 4:8-10. Join us in the practice of lectio divinia as we prepare for worship together.If you would like to financially support this ministry of YUMC visit yadkinvilleumc.org/contribute and use the "other" option.The New Revised Standard Version, copyright ©1989 National Council of the Churches of Christ in the United States of America. Used by Permission. All rights are reserved.

When you board a plane, you trust the pilot to get you safely to your destination. Shouldn't you be just as careful about who advises you on your financial future? Financial guidance isn't just about numbers—it's about trust, worldview, and values. The right advisor can help you make decisions that align with your faith and priorities.Every advisor brings a worldview to the table. Too often, cultural definitions of success revolve around accumulation alone. But biblical stewardship points higher—toward faithfulness, contentment, and generosity. That's why this choice is not only financial—it's spiritual. You're entrusting someone with influence over how you manage God's money, and that requires discernment.Clarify What You NeedBefore beginning your search, determine what type of help you're looking for. Do you need comprehensive planning—covering retirement, insurance, taxes, estate planning, and generosity—or just investment management? Do you want a one-time plan or an ongoing relationship? The clearer your goals, the easier it will be to evaluate fit.One of the most important questions to ask is whether your advisor is a fiduciary, legally obligated to put your interests first. Compensation models vary:Commission-based advisors earn by selling products, which may create conflicts of interest.Fee-based advisors charge fees but may also receive commissions.Fee-only advisors are paid solely by clients, helping ensure objectivity.No matter the model, insist on full transparency about fees and expenses.Credentials and CharacterCredentials demonstrate an advisor's training and licensing, but character matters just as much. Evaluate potential advisors in three areas:Values – Do they share your biblical worldview?Competence – Do they have the training and experience to serve families like yours?Process – Can they explain how they build a financial plan and how they are compensated?A Practical Process for Finding the Right AdvisorBuild a shortlist – Ask trusted friends, family, or church leaders for recommendations. Explore advisors who share biblical values, like Certified Kingdom Advisors® at FindaCKA.com.Do a background check – Verify licenses, review disclosure documents, and check for disciplinary history.Interview at least three advisors – Treat this like a job interview. You're hiring for a critical role.Request a written scope and fee schedule – Get clarity in writing.Pray and take your time – Don't let anyone pressure you into quick decisions.When meeting with potential advisors, ask:“How are you compensated? Please outline every fee and expense.”“What role does faith play in your financial advice, and how do you define success?”“What's your process for creating a financial plan or investment strategy?”Proverbs 11:14 reminds us: “Where there is no guidance, a people falls, but in an abundance of counselors there is safety.”Red Flags and Green LightsBe alert for warning signs such as:Promises of unrealistic performanceVague answers about feesPressure to move assets quicklyLook instead for encouraging signs:Transparent communicationA listening-first approachAdvice that integrates faith and family prioritiesThe right advisor depends on your season of life. Young families may need guidance on budgeting, insurance, and college savings, while retirees often seek tax-efficient withdrawals, income strategies, and estate planning. Ask potential advisors about their typical clients to see if their expertise aligns with your needs.Keeping Faith at the CenterA trusted advisor can help you avoid mistakes, manage taxes, stay disciplined during market swings, and design a generosity plan that reflects your calling. Most importantly, the right advisor will keep your focus on faithfulness, not just finances—helping you honor God with every decision.If you're ready to seek biblically wise financial advice, consider working with a Certified Kingdom Advisor®. CKAs meet rigorous standards of character, competence, and biblical training. You can start your search today at FindaCKA.com.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage. I have some credit card debt, a second mortgage, and I'd like to make home modifications for my husband, who is in a wheelchair. How exactly does a reverse mortgage work, and will it affect my credit?I'm a single mom with a limited income. What steps can I take to improve my credit score?We received a disaster loan from the Small Business Administration at 1.5% interest. My wife thinks we should invest the money instead of paying off the loan. What's your advice?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistAnnualCreditReport.comChristian Credit CounselorsMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Marriage is about becoming one—but what does that mean for your money? For many couples, the question of whether to combine bank accounts or keep them separate is one of the first major financial decisions they face. While the Bible doesn't speak directly to checking accounts, it does give us a clear picture of what unity, trust, and stewardship look like in marriage.What Scripture Says About OnenessIn Mark 10:7–8, Jesus says, “Therefore a man shall leave his father and mother and hold fast to his wife, and the two shall become one flesh.”That phrase, “one flesh,” is more than physical—it describes an emotional, spiritual, and practical union. Marriage is about sharing a life together, and that includes finances. The Bible doesn't command couples to have joint accounts, but it does call us to transparency, mutual submission, and faithful stewardship.Joint accounts are one practical way to live this out, offering a structure of accountability and openness. Separate accounts, while not inherently sinful, can sometimes become symbolic of separate lives if not handled with care.A story from a banker friend drives this home. One day, a woman came into the bank distraught after discovering her husband had a secret credit card with thousands of dollars in gambling debt. The shock wasn't just about money—it was about broken trust.Financial infidelity is devastating because it goes deeper than dollars and cents. It damages the foundation of unity. Ephesians 5:21 reminds us: “Submit to one another out of reverence for Christ.” That submission extends to our financial decisions.Practical Ways to Build Financial UnitySo, what does financial oneness look like in real life? Here are a few steps couples can take:1. Hold Regular Money DatesSet aside time each month to review your budget, giving, and goals. These conversations don't have to be stressful—they can strengthen communication and provide alignment in your marriage.2. Build a Shared Emergency FundSaving three to six months of expenses together demonstrates trust and unity. It says, “We're in this together, no matter what comes.”3. Use Tools That Foster UnityBudgeting apps like the FaithFi app can help you and your spouse manage money together with clarity and purpose. Built on biblical principles, it's more than just software—it's a discipleship tool.Why Financial Unity MattersFinancial unity is ultimately about more than accounts and numbers. It's about our hearts. When couples pursue oneness in their finances, they reflect the greater reality of Christ's love for His church—a bond marked by trust, sacrifice, and faithfulness.Your bank account setup matters far less than your posture toward one another. Ask yourselves:Are we making decisions together?Are we being transparent and honest?Are we aligning our finances with God's purposes?When the answer is yes, your marriage becomes a living testimony of the Gospel.A Bigger Vision for StewardshipAt the end of the day, combining or separating accounts isn't the ultimate issue. The greater call is to live as one—financially, emotionally, and spiritually—while stewarding God's resources faithfully.And if you'd like to go deeper in this journey, I invite you to become a FaithFi Partner. For just $35 a month or $400 a year, you'll receive exclusive benefits, including our quarterly printed magazine, Faithful Steward. It's full of biblical wisdom and practical tools to help you grow as a faithful steward of God's resources.To join, visit FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I've paid off my house, but the title company still has my deed. Should I leave it with them, put it in a safety deposit box, or what's the best way to handle my home's title?I've come into $20,000, and I want to invest it wisely. What's the best way to put this money to work?I had a will drafted when my first child was born, but now my youngest is turning 18. I'd like to avoid probate court. What can I do instead of just having a will? I've already added beneficiaries to my accounts and want my house title to transfer upon my death.When I was younger, I made poor financial choices without seeking godly counsel. I want to encourage others to seek advice from wise, godly people before making financial decisions.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You're praying for more blessings, breakthroughs, and growth—but what if the real test lies in cultivating what you already have? In this episode, we dive deep into what stewardship means. Learn why a delay might not be a denial, but divine protection.Key Scriptures Mentioned:  - Luke 16:10 (NLT)Resources: ★ Join The Waitlist For Dreaming To Achieving - https://expert-builder-3666.ck.page/dtawaitlist★ Start Your Own Podcast Course - https://www.skillshare.com/en/classes/How-To-Start-A-Podcast-For-Beginners/1142543427?teacherRef=958930354&via=teacher-referral&utm_campaign=teacher-referral-1142543427&utm_source=Skillshare&utm_medium=class-teacher-referral-email★ The Royal Faith Journal - https://prosperingwithchrist.systeme.io/theroyalfaithjournal★ Prospering With Christ Facebook Group - https://www.facebook.com/groups/prosperingwithchristFollow us on Instagram, YouTube, Tiktok, & Facebook: @ProsperingWithChrist 

The Parable of the Unjust Steward (Luke 16:1–9) - Pastor Donnell Wyche - a2vc.org. Like us on fb.com/vineyardannarboror watch our livestream Sundays @ 11:00am - vimeo.com/annarborvineyard  Summary: In this week's message, Pastor Donnell Wyche launches our new series on The Parables of Jesus with one of the most perplexing stories—The Parable of the Unjust Steward (Luke 16:1–9). On the surface, Jesus seems to commend a dishonest manager who manipulates accounts for his own survival. This shocking twist unsettles our assumptions about morality, fairness, and what God expects of us. But Pastor Donnell reminds us that Jesus often uses surprising, even uncomfortable stories to reveal deeper truths about grace, forgiveness, and the nature of God's kingdom. By comparing this parable with the story of the Prodigal Son in Luke 15, Donnell shows that both center on sin, mercy, and the restoration of broken relationships. Just as the father in the Prodigal Son story does not demand repayment, the master in the parable does not extract punishment, even when it is deserved. This challenges long-held “economic” views of the cross—where sin is seen as a debt that must be repaid and instead reveals a God who chooses mercy over retribution. Jesus' death on the cross is not a transaction to appease God, but the fullest revelation of God's forgiving love. The parable invites us to honesty about our own lives. Like the steward, we often “cook the books”—hiding truths, justifying ourselves, or finding worth in what we produce. Yet Jesus calls us not to repayment but to confession: “God, I cannot repay—meet me with your mercy.” Our freedom lies not in what we can offer but in God's gracious love, which restores, forgives, and sustains us.

PAVING THE WAY HOME:   YouTube Channel: https://www.youtube.com/@pavingthewayhome85 Apple Podcasts: https://podcasts.apple.com/ie/podcast/paving-the-way-home-podcast/id1517252693 Spotify: https://open.spotify.com/show/0sywWGWjqXFSErvxOcNeEt?si=jjRM2DjsQvGUJppEQqFS_g   HOLY FAMILY MISSION If you wish to support the work that Holy Family Mission do, you will find details on how to do so here - https://www.holyfamilymission.ie/

How well are you handling the life you've been given? In this message, Pastor Doug helps us see how we can be better stewards of all God has entrusted to us.If you've just made a decision for Christ, please respond here so we can pray for you and encourage you along your journey: https://hpfc.churchcenter.com/people/forms/680887Check out the HISplace Bible Reading plan here: https://hpfc.org/bible-reading-plan/At HISplace Family Church we don't want something from you, we want something for you! By giving you open up an endless fountain of blessings that God wants to pour out to you. To give today click here: https://hpfc.org/give/Stay Connected:Website: https://hpfc.org/HISplace Family Church Facebook Page: https://www.facebook.com/profile.php?id=61559273825317HISplace Family Church Instagram: https://www.instagram.com/hisplacefamilychurch/#hisplacefamilychurch #hpfc #dougbartsch #bible  #stewardship

To view the video of this message please click here. To view the Pastor's notes please click here.

Joseph in the Old Testament helps us understand this challenging parable.

Welcome to today's sermon: Faithful with What is Not Yours (Luke 16:1–15). In this powerful message for the Fifteenth Sunday after Pentecost (Proper 20, Series C), Pastor David Balla unpacks one of Jesus' most puzzling parables—the dishonest manager. What does it mean to be a faithful steward of what ultimately belongs to God? This Christ-centered sermon emphasizes that everything we have—time, talents, treasure, even life itself—is entrusted to us by the Lord, not owned by us.Discover how Jesus Christ is the perfect Steward in our place: He bore our sin, our debt, and even our death on the cross, that we may inherit eternal dwellings. Through Word and Sacrament, especially the Lord's Supper, Christ entrusts His very presence to His people, equipping us for faithful living.If you're looking for Lutheran preaching, Bible-based teaching, and practical applications of Scripture, this sermon will encourage, challenge, and point you to the Gospel of Jesus Christ.

Have you ever wondered what happens to your debts when you're gone? Many assume obligations simply vanish, but the truth is more complicated. Without a plan, your loved ones could face creditors, confusion, and unnecessary heartache. Let's explore how debt is handled after death—and the steps you can take now to protect your family.Different Types of DebtNot all debts are treated the same after death.Secured Debt: These are tied to assets such as homes or cars. If you pass away with a mortgage, the heir who inherits the property also inherits the payments. Without the ability to pay, foreclosure or repossession is possible. Unsecured Debt: Credit cards and personal loans fall into this category. Unless someone is a joint account holder, heirs aren't responsible. However, creditors can claim repayment from your estate before anything goes to heirs or charities.Special Cases: Student and Medical DebtStudent Loans: Federal student loans—including Parent PLUS loans—are discharged at death. Private student loans vary: some lenders forgive, others pursue repayment from the estate or co-signer. Medical Debt: Providers sometimes write off smaller balances, but they aren't required to. With rising healthcare costs, debts can be substantial, draining family assets quickly.Protected AssetsSome resources are shielded from creditors:Life insurance proceedsRetirement accounts with named beneficiariesThese bypass the estate entirely and go directly to heirs. But accuracy matters—outdated beneficiary forms can unintentionally disinherit a spouse or child.Other Important ConsiderationsCommunity Property States: In states like Texas, California, and Arizona, marital debts are often shared. Surviving spouses may be held responsible for balances they didn't incur. Co-Signed Loans: Parents, grandparents, and friends often co-sign loans without realizing they'll be responsible if the other borrower passes away.Planning AheadBecause the rules vary, consulting an estate attorney is wise. A one-time meeting can prevent years of stress later. But the best protection is simple: live with as little debt as possible. By building margin and reducing obligations, you bless your family with both financial relief and a legacy of stewardship.Practical steps include:Reviewing accounts regularlyUpdating beneficiariesPaying down debtsOrganizing important recordsCreating a will or trustProverbs 13:22 tells us, “A good person leaves an inheritance for their children's children.” That inheritance is about more than money—it's about modeling wisdom, integrity, and trust in God's provision. By stewarding your finances well today, you not only provide a cleaner path for your loved ones tomorrow but also leave them with a testimony of faith that points them back to Christ.On Today's Program, Rob Answers Listener Questions:My grandfather set up 529 plans for my kids years ago. When my older children graduate, can I use any leftover money for my younger daughter's education? And eventually, could I split the remaining funds among all my kids?I'm the Power of Attorney for my 92-year-old mother, who has regularly helped my two sisters financially. I'd like to set up automatic monthly gifts of $1,500 to each of them to stay under the annual gift tax limit. I'm also retired and considering using some of her funds to help with my grandchildren's college expenses. Is that ethical?I'm 71 and have been doing Roth conversions for the past two years. I opened a Roth account six years ago. Can I now withdraw money from those conversions without being restricted by any time limits?I'm 63 and have about $200,000 in a 401(k) from a former employer. I'd like to move it into a biblically aligned investment, but my current plan administrator says I can't. What options do I have?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Timothy Plan | Eventide Asset Management | OneAscentZillowWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When markets soar, investors face a subtle but dangerous temptation: trading wisdom for excitement.With headlines touting record highs and optimism running wild, it's easy to get swept up in the momentum. But is now the time to double down—or to take a step back and exercise caution? Today, Mark Biller joins us to unpack the dangers of investing with emotion instead of wisdom.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Bull Market Optimism: Proceed with CautionThe stock market has staged a remarkable comeback since spring, and many investors are feeling hopeful about the year ahead. But while optimism is natural, there's a fine line between healthy confidence and dangerous overconfidence.Just a few months ago, fear dominated the market. Now, investor sentiment has swung in the opposite direction—toward excessive optimism. History shows us that both extremes can lead to poor decision-making. Just as fear prompts panic-selling in downturns, overconfidence during bull markets can drive people to take unnecessary risks.The late 1990s provide a clear example. The dot-com bubble fueled euphoric investing in internet companies, but when the bubble burst, enormous wealth evaporated. While the internet did transform the world, many early investors paid a steep price for ignoring caution.The Risk of Projecting the PresentOptimism in the long term is typically rewarded—stocks have trended upward for more than a century despite wars, recessions, and downturns. But short-term overconfidence is dangerous. Since October 2023, the stock market has gained about 60%—roughly six years of typical returns compressed into less than two. It's unrealistic to assume such momentum will continue indefinitely.In environments like this, investors often fall into two traps:Doubling down on every dip. Rather than seeing pullbacks as a chance to pause, many rush to “buy the dip” without considering long-term goals. Abandoning diversification. When some holdings lag behind, it's tempting to dump them in favor of high-flyers like gold or crypto. This shortsightedness often backfires.Diversification: A Biblical PrincipleKing Solomon offered timeless wisdom in Ecclesiastes 11:2: “Give a portion to seven, or even to eight, for you know not what disaster may happen on earth.” Diversification is, at its core, an act of humility. Since no one knows the future, spreading investments across asset classes is the most reliable defense against both downturns and emotional decision-making.While diversification may feel “boring” during bull markets, it provides stability that helps investors stay committed to their plan when volatility inevitably returns.A strong investment strategy accounts for risk tolerance, life stage, and long-term goals. For a younger investor, this might mean a higher allocation to stocks, consistent 401(k) contributions, and the discipline to stay invested through ups and downs. For others, it may involve gradual adjustments, such as including gold or bonds. The key is making changes based on thoughtful, long-term reasoning—not fear of missing out.Confidence vs. OverconfidenceHealthy confidence comes from setting reasonable goals, understanding fundamentals, and staying the course. Overconfidence, on the other hand, assumes you can predict what's coming next—a trap no investor avoids for long.Optimism has its place, but unchecked euphoria can cloud judgment. By remembering history, practicing diversification, and committing to a steady long-term plan, investors can avoid the pitfalls of emotional decision-making and pursue lasting financial fruitfulness.If you'd like to learn more about becoming a Sound Mind Investing (SMI) member, you can visit them at SoundMindInvesting.org. On Today's Program, Rob Answers Listener Questions:I'm 72, still running my business, and I have both an IRA and a Roth that I've never touched. What's the most tax-efficient way to start taking money out while minimizing what goes to the government?I need to withdraw from two retirement accounts with about $9,000 each. They're planning to withhold 20% plus fees—around $2,200 per account. Is that normal, and what are my options since I need the cash quickly?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bull Market? Great! But Don't Get Carried Away by Joseph Slife (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29

"Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." - 1 Chronicles 29:11If God owns it all, what does that mean for the way we manage money? Brian Holtz is here to unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy to their finances.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.More Than Money ManagementWhen it comes to managing money as followers of Christ, the Bible calls us to more than financial freedom or peace of mind. It calls us to financial discipleship—a life of stewardship, surrender, and multiplication for God's Kingdom. Here are five key pillars that shape this journey.Pillar One: OwnershipEverything begins with recognizing who truly owns it all. Scripture reminds us in Psalm 24:1, Haggai 2:8, and 1 Chronicles 29:11 that God is the Creator and ultimate Owner of everything. Our role is not ownership but stewardship. This mindset shift—from “mine” to “His”—brings both relief and challenge. It's freeing to know the responsibility doesn't all rest on us, but humbling to realize our lives and resources are not ultimately ours to control.Pillar Two: SurrenderAcknowledging God's ownership requires surrender. Luke 14:33 makes this clear: discipleship means yielding everything back to God, not just intellectually but in our hearts. This surrender extends beyond giving—it includes how we spend, save, and plan. Trusting God's plan over our own is an act of daily obedience.Pillar Three: ChoiceIn Matthew 6:24, Jesus tells us we cannot serve both God and money. Every financial decision—whether saving, giving, or spending—reveals who we serve. Choosing God requires aligning daily habits with His Word, even when it feels counterintuitive. As Isaiah reminds us, God's ways are higher and better than ours.Pillar Four: MultiplicationDiscipleship is never meant to stop with us. In the Parable of the Talents, Jesus calls us to multiply what He has entrusted to us. This means sharing what we've learned and inviting others into the journey. Financial discipleship involves helping others apply biblical wisdom so that God's Kingdom continues to grow.Pillar Five: Eternal FocusFinally, discipleship means setting our eyes on eternity. Jesus said in Matthew 6:19–21 to store up treasures in heaven, not on earth. But these treasures aren't material—they're about our relationship with Christ. Living with an eternal focus keeps us from being distracted by temporary wealth and anchors our hope in Him alone.How Financial Discipleship DiffersIt's easy to confuse financial discipleship with financial stewardship or freedom. Stewardship may stop at wise resource management, but discipleship goes further—it's about helping others learn, apply, and multiply biblical truth for God's glory. True discipleship always leads to transformation, both personally and in community.Compass Financial Ministry exists to equip believers to live this way. Through resources, training, and community, they help people break free from the love of money and serve God more fully. Financial discipleship is really about helping others learn, apply, and multiply everything for God's glory, rather than for our own. To learn more, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm about to receive money from a relative's trust and want to place it in a high-yield money market account. How can I find a reputable option, especially since I don't recognize many of the online banks?I'm 47 and just starting my career after years as a stay-at-home mom. My employer offers a 403(b), but the 3% match doesn't kick in until after a year. Should I start contributing now or wait? I'm also still working on paying off debt.I'm newly married, expecting our first child, and we're in the process of house hunting. Should we go through a mortgage broker or a bank for our loan? And can you share advice on budgeting as we start our family?I have a Roth portion in my 401(k). When I retire in a few months, can I withdraw that money tax-free?I just sold an RV for $40,000 that I bought five years ago for $30,000. The title agency issued me a 1099—what does that mean for my taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryFinancial Discipleship for Families: Intentionally Raising Faithful Children by Brian C. HoltzMoney and Marriage God's Way by Howard DaytonChristian Community Credit Union (CCCU)Bankrate.comMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Emmy award-winning host Jack Stewart spent seven years bringing national parks to television through ABC's "Rock the Park" and now creates adventure content on his YouTube channel "Tiny Cabin Life." After losing his father to cancer, Jack transitioned from corporate TV to independent content creation, discovering that cabin content resonated more with audiences than traditional adventure vlogs.Jack has built six different cabins, including portable versions on wheels that range from a seven-by-twelve-foot family structure with full kitchen to a five-by-eight-foot cabin he pulls behind an e-bike. He shares how he creates livable spaces for under $6,500, the challenge of balancing content creation with authentic outdoor experiences, and insights from his glamping industry work.We explore his transition to YouTube independence, the heartwarming story of how his golden retriever Ellie chose him during a camping trip, and his philosophy that authentic experiences matter more than perfect production values.Whether you're interested in tiny cabin builds, YouTube content creation, or maintaining authenticity while sharing outdoor adventures online, this conversation offers practical wisdom from someone living at the intersection of adventure and entrepreneurship.YouTube Channel: https://www.youtube.com/@TinyCabinLifeInstagram: @jackfsteward Website: https://www.jacksteward.com/ Instagram: @cozyrockcabinCozy Rock Cabin: https://staycozycabin.holidayfuture.com/listings/311027Cozy Camp Sebec: https://staycozycabin.holidayfuture.com/listings/311051Cozy Rock Website: http://www.staycozycabin.comYouTube Channel: https://www.youtube.com/channel/UC_FgMwAgvORd1IwlH1nlC9g

Take The Great Wealth Heist Assessment Today!https://linktr.ee/kingdomroiIn this episode of the Kingdom ROI Podcast, Christopher Callahan sits down with Brett Swarts, founder of Capital Gains Tax Solutions and host of the Capital Gains Tax Solutions Podcast. Brett shares his powerful personal story and how it shaped his mission to help families steward wealth in a way that protects relationships, enhances legacy, and maximizes impact.If you're a business owner or real estate investor considering an exit, this conversation could save your wealth—and your family—from the traps of poor planning and short-sighted strategies.

PRE-ORDER FATHER YOURSELF FIRST TODAYIs wanting vulnerability the same as being ready to hold it? A newlywed (90-something days in!) loves her husband but admits his past trauma makes openness slow. Then the Holy Spirit hits her with two checks: “Can you handle what he gives you?” and “Steward well what he gives you.” We unpack what “safe space” really costs: capacity, patience, and practice.

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29

Charles Spurgeon once said, “Consider how precious a soul must be, when both God and the devil are after it.” The story of the Rich Young Ruler in Matthew 19 shows us just how true that is. This young man approached Jesus with a pressing question: “Teacher, what good thing must I do to get eternal life?”What followed was a conversation that revealed not only his heart but also the way possessions can grip any of us more deeply than we realize.A Revealing QuestionAt first glance, the man seemed sincere. But notice his words: “What good thing must I do?” He assumed that eternal life could be earned—checked off like an item on a list. Jesus, however, had just finished telling the crowd that the Kingdom belongs to those who receive it like children, wholly dependent on God's goodness. The man either missed or resisted that truth.When Jesus pointed him to the commandments, it wasn't because those could save him. It was to reveal what held the highest place in his heart. Outwardly, he looked moral. Inwardly, his wealth had become his god.When the man pressed further, Jesus cut to the core: “Go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me.” Matthew 19:22 records the heartbreaking result: “When the young man heard this he went away sorrowful, for he had many possessions.”The issue wasn't money—it was devotion. Jesus loved him enough to name the one thing keeping him from life. For him, it was wealth. For us, it might be something else—career, reputation, control. Whatever we prize above Christ must be surrendered.What This Means for UsDoes this mean every believer is called to sell everything? Not necessarily. As the NIV Study Bible notes, Jesus's command applied directly to this man's spiritual condition. But the principle still stands: anything we cling to more tightly than Christ can become a barrier to faith.After the man walked away, Jesus warned His disciples: “It is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.” Wealth is not evil, but it has the unique power to enslave us.So the question for us is this: What competes for your devotion? What gives you a sense of identity or security apart from Christ?Jesus's words to the Rich Young Ruler are both sobering and full of hope. Wealth can blind us to our need for God, but surrendering to Christ leads to true life. The invitation is the same today: Will we cling to temporary treasures, or embrace the eternal treasure of knowing Him?Because the problem isn't wealth, the problem is worship.———————————————————————————————————————At FaithFi, we often talk about being “rich toward God,” a phrase Jesus used in Luke 12 when warning about the Rich Fool. It means treasuring Christ above all else, practicing generosity, and holding our resources with open hands.That's why we've created the Rich Toward God study, designed to help you see money and possessions from God's perspective and reorient your heart toward eternal treasure. You can order a copy—or even place a bulk order for group study—at FaithFi.com/Shop.On Today's Program, Rob Answers Listener Questions:My husband and I have a blended family with some grown kids and some still at home. How should we set up the beneficiaries on our term life insurance?Our bank suggested that we keep our HELOC open even after the mortgage is paid off, as protection against fraudulent title transfers. Is that sound advice?I have savings bonds that have matured, and I'd like to add a co-owner. Since banks no longer handle this, how can I update the registration?I'm trying to help my 81-year-old mother understand reverse mortgages, and also explain to my siblings how it would work if she gets one—especially what happens to the home's value after she passes away.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)TreasuryDirectUnderstanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29

Finding a job in today's economy can feel overwhelming, but you don't have to face it alone. With interest rates remaining high and the job market slowing, this is a strategic moment to refresh your job search. By combining diligence, adaptability, and prayerful preparation, you can approach this season with confidence rooted in God's wisdom.Proverbs 27:12 reminds us: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” Preparation matters—not just in life but in your job search. With the right approach, you can steward your time, skills, and relationships wisely while trusting God to guide your steps.A great place to start is your resume. Applicant Tracking Systems (ATS) filter applications before a human ever reviews them, so tailoring your resume to each job description is essential. Use specific keywords, highlight measurable results, and connect your experience directly to the role. Think of it as stewardship—presenting your God-given abilities thoughtfully and effectively.Building Relationships That Open DoorsEven in a digital age, networking is still king. Studies show up to 85% of jobs are filled through referrals, and many roles are never posted publicly. Reconnect with colleagues, reach out to mentors, and don't overlook your church community. Genuine, relational conversations—built on curiosity rather than transaction—often lead to opportunities you couldn't find otherwise.Employers are also seeking adaptable learners. Developing skills in areas like AI, digital communication, or project management shows you're willing to grow. Affordable platforms like Coursera, edX, and Google Career Certificates make it easy to build new skills that employers value.Standing Out in a Digital WorldYour online presence is often the first impression an employer has. More than 70% of hiring managers review social media profiles, and nearly half say what they find influences their decision. Clean up questionable content, complete your LinkedIn profile, and stay active with thoughtful updates. Treat it as your digital business card—when you remain visible, opportunities are more likely to find you.Interviews have also shifted online. Prepare your space, dress professionally, and look into the camera to build connection. Small details—like lighting, posture, and a thank-you note afterward—leave a lasting impact.Trusting God in the ProcessA slowing job market can stir up fear, but Philippians 4:6–7 offers comfort: “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.”Preparation and diligence matter, but so do prayer and trust. God orders your steps. Every interview, every connection, and every opportunity is part of His greater story for your life. Search faithfully, not fearfully, knowing He is your ultimate provider.On Today's Program, Rob Answers Listener Questions:What is the statute of limitations for a collection agency to pursue a debt I still owe?I'm thinking about applying for Social Security Disability because of a physical condition from my recent job. What are the advantages and disadvantages of doing that?I still owe $31,000 on my mortgage, but I've been paying an extra $2,000 each month. A friend told me I shouldn't rush to pay it off. What's your advice?I'm 70 years old and live in a busy part of Chicago. Due to my age and zip code, I'm being charged very high rates by insurance companies. Is that legal, and what can I do to get the best coverage for my money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Policygenius | NerdWallet | Insurify | The ZebraCoursera | edX | Google Career Certificates | LinkedIn LearningConsumer Financial Protection BureauWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Halloween vibes aside, Doctrine and Covenants 102–105 reminds us of something way scarier than jump scares: being careless with what God has trusted us to do. These sections dive into discipleship, stewardship, and the courage it takes to truly follow Christ.In this episode, you'll learn: ⚔️ Why God's enemies will never prevail—and what it really means to “lay down your life” as His disciple today

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29

Some people think being rich means owning a lot of things—when in reality, being “rich” often means a lot of things owning you. The signs of wealth are all around us: luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters?It's hard to keep a Christ-centered perspective on wealth when our culture constantly pressures us to want more, buy more, and accumulate more. But this isn't a new problem. Jesus warned in Luke 12:15:“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”Money and possessions aren't inherently bad, but they often tempt us toward greed, selfishness, and discontent. We need money to live, but when money becomes the main thing, it becomes a dangerous master.When Possessions Begin to Possess YouJesus doesn't just warn against greed—He offers us the key to true life: don't make your existence all about “the abundance of possessions,” or your possessions will start to possess you. Proverbs 23:4–5 echoes this wisdom:“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone…”Material things can never give your heart what it truly craves.In Luke 12, Jesus tells the story of a wealthy man who tears down his barns to build bigger ones, dreaming of a long, comfortable retirement. But before he can enjoy it, God says:“You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?”Jesus concludes, “This is how it will be with whoever stores up things for themselves but is not rich toward God.”The man's tragedy wasn't just that his life ended suddenly—it was that he invested his soul in temporary abundance instead of eternal riches.Eternity Written on Our HeartsEcclesiastes 3:11 reminds us that God has “set eternity in the human heart.” Deep down, we long for meaning, purpose, and eternal life—not just more stuff. C. S. Lewis put it well:“Aim at Heaven and you will get Earth ‘thrown in': aim at Earth and you get neither.”True abundance is found in knowing God, walking with Him, and letting His love overflow into the way we love others.Jesus said in John 10:10, “I came that they may have life and have it abundantly.” And in John 15:5, He promised, “Whoever abides in me and I in him, he it is that bears much fruit.”The abundant life isn't about bigger barns or fuller closets—it's about abiding in Christ. When we do, our lives bear fruit that blesses others and glorifies God.Where Is Your Treasure?So ask yourself: What are you depending on to give your life meaning? Could some of those things be quietly taking God's place in your heart?Pray for the Lord to uproot those desires and refocus your attention on Him. Because true wealth isn't found in what you own—it's found in who owns you.That's why we created Rich Toward God—a 4-week study on the Parable of the Rich Fool. It unpacks what it means to live open-handed with your finances, showing how biblical wisdom doesn't just transform your bank account—it transforms your heart.You can order your copy—or place a bulk order for your group—by visiting FaithFi.com and clicking “Shop.”On Today's Program, Rob Answers Listener Questions:I'm unsure how to handle requests for financial help from my husband's son and his family. They face ongoing money struggles and sometimes ask us for assistance, but I'm concerned that giving could be enabling poor decisions, like spending on things that don't reflect our values. How can we approach this situation with wisdom and biblical discernment?I already have a financial advisor and some investments in place, but I want to make sure my money is supporting companies that align with my faith. Is there a tool or resource that can help me evaluate whether my investments are consistent with biblical values?I have a will, and all my investments already list beneficiaries. My advisor says a trust isn't necessary, but my children believe it's the best way to avoid probate. Do I really need a trust? Also, since my husband passed away, should I update my will and the deed to my home?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29

It's easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream.Today, we'll hear how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ. Shawn Spurrier joins us to share the incredible impact that is being made all around the world, one pair of shoes at a time.Shawn Spurrier is the Director of Buckner Shoes for Orphan Souls at Buckner International, an underwriter of Faith & Finance. The Heart of Buckner InternationalFounded in Dallas, Texas, Buckner International has been serving vulnerable children, families, and seniors for more than 146 years. Their mission is clear: to follow the example of Jesus by serving the most vulnerable in every phase of life. From foster care and adoption to family-strengthening programs and senior care, Buckner demonstrates Christ's love in tangible ways.The Shoes for Orphan Souls initiative began 25 years ago in Dallas as a small effort to provide children in orphanages with something they lacked: their own pair of shoes. Many had to borrow communal shoes from a basket just to attend school.Since then, the ministry has distributed more than 5 million pairs of shoes in 86 countries. These shoes do more than protect feet—they open doors to health, education, dignity, and the hope of Christ.Why Shoes MatterA new pair of shoes provides more than comfort:Health Protection – In many regions, shoes prevent devastating illnesses like hookworm or podoconiosis.Access to Education – In many countries, schools require shoes as part of their uniform, making footwear a key factor in attending class.Economic Stability – Protecting children from illness reduces financial strain on families already in vulnerable situations.Hope and Dignity – Every pair is delivered with prayer, encouragement, and the gospel, often through partnerships with local churches.Stories of TransformationShawn shared two moving stories that reveal the ministry's impact:Romina in Mexico – A seven-year-old girl was overwhelmed with tears when she realized someone cared enough to give her a pair of shoes. That moment reminded Sean why this work matters—it's a tangible expression of Christ's love. Dulce in Guatemala – An eight-year-old girl received pink-and-white shoes so she could attend school. That simple gift opened the door for her family to receive housing, literacy training for her mother, and ultimately, salvation and discipleship for her father.A small act of generosity became the seed of a transformed family story.Your Opportunity to GiveThis month, we're partnering with Buckner to put shoes on the feet of 1,000 children worldwide. Each pair represents health, education, dignity, and an opportunity for children and families to hear the gospel.$15 provides a pair of shoes.$150 provides shoes for 10 children.You can be part of this life-changing work by visiting GiveShoesToday.org. Together, we can share the love of Christ one pair of shoes at a time.On Today's Program, Rob Answers Listener Questions:I'm retiring and turning 65 in February. Right now, I'm covered by my employer's health insurance, but I'm running into issues with prescription coverage. Should I sign up for Medicare now, keep my employer insurance as primary, and then wait until my younger wife becomes eligible for Medicare?I've managed to pay off all my credit card debt, but now my mortgage company has started foreclosure proceedings. They're demanding $2,160, and I'm not sure how to handle it. The FDIC says they shouldn't be taking this action, but I haven't received any formal notification yet.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Why did it take so long to invent a longer-lasting bulb? Zachary Crockett finds the answer illuminating. SOURCES:Heather Dillon, mechanical engineering professor at the University of Washington in Tacoma.Jane Brox, author of the 2010 book Brilliant: The Evolution of Artificial Light.Markus Krajewski, philosopher and historian of technology at the University of Basel in Switzerland. RESOURCES:"Thomas Edison, tinkerer," by Eric Gilliam (Works in Progress, 2023)."It's Official: Stores Can No Longer Sell Most Incandescent Lights," by Hiroko Tabuchi (New York Times, 2023)."The Mystery of the Centennial Bulb: an Incandescent Light Bulb," by Martin Kykta (MAK Electro-Optics, 2021)."The Great Lightbulb Conspiracy," by Markus Krajewski (IEEE Spectrum, 2014)."Compact Fluorescent Lighting in America: Lessons Learned on the Way to Market," by L.J. Sandahl, T.L. Gilbride, M.R. Ledbetter, H.E. Steward, and C. Calwell (U.S. Department of Energy, 2006). EXTRAS:"Why Do Candles Still Exist?" by Freakonomics Radio (2025)."The Story of Byron the Bulb," by Thomas Pynchon (Gravity's Rainbow, 1973).

To support this ministry financially, visit: https://www.oneplace.com/donate/1213/29