Podcasts about Steward

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”With those words, Warren Buffett reminded us that character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. Today, Matt Bell joins us to reflect on his legacy and share what timeless lessons every investor can learn from it.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. A Track Record That's Hard to IgnoreIf you had invested $100 in Berkshire Hathaway back in 1965, that single investment would have grown to over $5.5 million by the end of last year. Compare that with the S&P 500 over the same period, which would have turned $100 into just $39,000. Clearly, Buffett did something different.One unconventional move? He never issued dividends for Berkshire Hathaway, instead reinvesting profits to increase share value. That patient, long-view approach paid off—and it hints at biblical principles like delayed gratification and wise stewardship (Proverbs 21:20).Buffett famously said, “Be fearful when others are greedy and greedy when others are fearful.” While Christians would rightly reject greed and fear as motivations, the deeper principle here is about remaining steady and disciplined in volatile times—echoing Proverbs 14:15: “The simple believe everything, but the prudent give thought to their steps.”Buffett often waited with cash on hand until the right opportunities appeared, especially during downturns. That patience and discernment mirrors biblical instruction to avoid impulsiveness and instead seek wisdom in decision-making.Investing Lessons With Biblical ParallelsOver the years, Buffett offered dozens of pithy insights that mirror biblical truth. Here are a few standouts:“If you don't find a way to make money while you sleep, you'll work until you die.”—This speaks to the wisdom of putting money to productive use—earning a return through thoughtful investing, a principle echoed in the Parable of the Talents (Matthew 25). “Risk comes from not knowing what you're doing.”—In Proverbs 15:22, we're reminded that “Plans fail for lack of counsel, but with many advisers they succeed.” Financial ignorance creates risk, but biblical stewardship calls for wisdom and learning. Diversification, emotional control, and long-term vision—Buffett emphasized all three. These align with a measured, prudent approach to money that Scripture continually encourages.Buffett never let global turmoil shake his confidence in long-term investing. He wrote, “In the 20th century, the U.S. endured world wars, recessions, a depression, oil shocks, and more—yet the Dow rose from 66 to 11,497.” His takeaway: “It's been a terrible mistake to bet against America.”While our hope as Christians isn't rooted in any one nation's economy, Buffett's long view reminds us of the value of endurance and not making decisions based on fear or short-term noise (see James 1:5–6).Generosity and LegacyPerhaps most inspiring is Buffett's commitment to give away 99% of his wealth. He plans to direct his Berkshire Hathaway shares toward philanthropic causes within ten years of his estate being settled. While we may differ on where those funds go, the posture of open-handed generosity reflects Jesus' teaching: “It is more blessed to give than to receive” (Acts 20:35).Buffett's success wasn't just about intellect—it was about character: discipline, patience, and generosity. These are values every believer is called to cultivate. As you manage your resources, consider how biblical principles—often echoed in even the most unlikely places—can shape a wise, faithful financial life.To explore these ideas further, read Matt Bell's full article, The Wisdom of Warren Buffett at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I've never had a credit card before, but I recently received a pre-qualified offer from Capital One. They mentioned they've reviewed my credit and noticed I'm keeping up with my bills. Should I consider applying for this card, and how can I verify that the offer is legitimate?As a grandmother, I'm concerned that my grandchildren aren't learning essential financial skills from their parents. I'd love to step in and help, especially with my 20-year-old grandchild. What is the best way to encourage them to save money and manage their finances wisely?Over the past couple of years, God has really blessed me with increased income, and I'm incredibly grateful. I live simply, help my parents, and avoid lifestyle inflation—but I want to make sure I'm handling this increase in a way that honors God. How can I manage this money with biblical stewardship in mind?I'm in a strong financial position—no debt, and I tithe faithfully. I just received $15,000 from selling off some business assets and want to invest it wisely. I'd like it to earn a good return, but I also want it to remain accessible if needed. What are some smart options that fit my situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingThe Wisdom of Warren Buffett by Matt Bell (Sound Mind Investing Article)Bankrate | NerdwalletOpen Hands FinanceChristian Community Credit UnionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of Black Style Anecdotes, I chitchat with the effortlessly stylish Jerica—a self-described “street chic” style queen whose fashion sense blends edge, femininity, and function. Jerica shares how growing up watching BET and 106 & Park influenced her fashion curiosity, why she's passionate about intentional styling over fast trends, and how being a curvy woman shapes her creativity and confidence. Together, we talk church hats, creative accessorizing, statement jackets, the power of feeling beautiful—even while running errands, and more.  In this episode she mentions:
 Gucci Eloquii Pretty Little Thing Fashion Nova Jacquemus Follow Jerica on Instagram, Threads, and TikTok. Give this episode a listen, rate BSA on Apple or Spotify, and share it with a friend. Sign up for the Black Style Notes newsletter.   Connect with Black Style Anecdotes on Instagram, Facebook, and Pinterest. Shop BSA merch!

“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'” - Hebrews 13:5Sports betting is more popular—and more accepted—than ever, even among Christians. But is it just harmless fun, or something more? Dr. David W. Jones returns to our financial ethics series to help us examine what Scripture says about gambling and how believers should approach it.Dr. David W. Jones is Senior Professor of Christian Ethics at Southeastern Baptist Theological Seminary. He holds a Ph.D. in Christian Financial Ethics and is the author of Every Good Thing: An Introduction to the Material World and the Common Good for Christians.What Does Scripture Say About Gambling?Proverbs 13:11 reminds us that:“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”Gambling, which includes sports betting, bypasses God's designed rhythm of work and reward. 1 Timothy 6:9 warns that the desire to get rich quickly leads people into “ruin and destruction.” These verses challenge the notion that a fast win is simply a blessing—it may erode character.Is it always wrong to bet on a game with friends? Not necessarily. A one-time bracket pool during March Madness may not signal a deep moral compromise. But we must ask: Is this behavior occasional and harmless, or has it become habitual and idolatrous?The difference lies in the heart. It's not that gambling created the idolatry of money or sports—it revealed it. And perhaps in God's grace, it's giving us an opportunity to examine what we truly worship.The Stewardship QuestionEvery financial decision we make is a stewardship decision. Psalm 24:1 reminds us:“The earth is the Lord's and everything in it.”So before we spend God's money—even on entertainment—we must ask: Is this wise? Does this reflect my faith? Does it honor the Lord?We must start to think through whether our spending on gambling—even recreationally—glorifies God. That doesn't mean all entertainment is wrong. But we are called to be faithful managers of what belongs to God, and some forms of entertainment carry higher risks than others.Beyond personal stewardship, Christians must consider what they're supporting. The gambling industry is responsible for significant harm. Studies show that 1 in 5 gambling addicts attempt suicide, and addiction is rising fastest among young adults, according to the American Psychological Association.For those in the church, we must acknowledge this cultural shift and lovingly walk alongside people through it, offering them truth, grace, and accountability.Idolatry, Discontentment, and the Way BackSports betting may be legal, but legality is not the same as morality, and morality isn't always wisdom. If your habits reflect discontentment or a misplaced trust in money, that's a red flag.But there's hope. These things are not the unpardonable sin. 1 John 1:9 reminds us: “If we confess our sins, He is faithful and just to forgive us... God is always ready to receive us.”Isaiah 26:3 also says:“You keep him in perfect peace whose mind is stayed on You, because he trusts in You.”If you're struggling with a gambling habit or questioning your motivations, seek accountability at your local church. And if addiction is involved, please pursue professional help. Freedom is possible—and peace is found not in the thrill of a win, but in keeping your eyes on Christ.Remember: just because it's permissible doesn't mean it's wise. True freedom is found not in betting on uncertain outcomes, but in trusting the God who holds the future.On Today's Program, Rob Answers Listener Questions:I'm trying to understand where tax-free municipal bonds might fit into my overall investment strategy. How can they be used effectively for tax efficiency and generating income, and when would it make sense to include them in a portfolio?I have $19,000 sitting in an old 401(k) account, and I'm considering transferring it into a fixed annuity. I'm not retired yet and plan to return to work in the school system. One option offers lifetime income starting at age 74, but I'm not sure if that's the best use of my funds. What should I consider before making this decision?I'm in the process of updating my will now that I've moved to Texas. I'm wondering if it would be more in line with God's will to allocate a percentage of my estate to the three nonprofit ministries I support, rather than dividing everything evenly among my three children. How should I think through this decision from a biblical perspective?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Every Good Thing: An Introduction to the Material World and the Common Good for Christians by Dr. David W. JonesSplitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy WhiteWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“The simple believe everything, but the prudent give thought to their steps.” — Proverbs 14:15In an age where scams are becoming more sophisticated by the day, Scripture reminds us that discernment isn't optional—it's essential. As believers, protecting the resources God has entrusted to us is more than a practical concern—it's an act of stewardship. Here's how you can guard your finances with wisdom, not fear.Scams Are Everywhere—But So Is WisdomFraudsters use every channel available: phone calls, text messages, emails, and even impersonations of people you trust. But as followers of Christ, we're not called to panic. We're called to walk in wisdom (Ephesians 5:15). That begins with slowing down and thinking critically.Pause before you respond. Scammers rely on urgency. If someone pressures you to act immediately—whether claiming your account is locked or your money is at risk—take a step back. Hang up. Verify the source independently. Urgency is often a red flag. Avoid untraceable payments. No legitimate organization will ask for payment via wire transfer or gift cards. These are the preferred tools of scammers because they're nearly impossible to recover.Practical Steps for Digital ProtectionFinancial stewardship now includes digital awareness. Here are practical ways to protect yourself and your family:Use credit cards, not debit cards, for online purchases. Credit cards usually come with stronger fraud protection. Enable two-factor authentication (2FA) on all your financial accounts. Even if a scammer gets your password, they can't access your account without a second form of verification. Don't reuse passwords. Use a secure password manager, such as Bitwarden or NordPass, to create and store strong, unique passwords. Set up account alerts. Most banks allow you to monitor activity in real-time, giving you a heads-up if something unusual occurs. Freeze your credit. It's free to do and offers one of the best defenses against identity theft. You can always unfreeze it temporarily when needed. Avoid public Wi-Fi for financial transactions. Wait until you're on a secure network or at home to check your bank accounts or make purchases. Limit what you share on social media. Personal details, such as birthdays or family names, can be used to guess passwords or security questions. Adjust your privacy settings and post wisely. Shred sensitive documents before discarding them. Even in the digital age, identity thieves still dig through trash. Don't click on unfamiliar links, even if they appear to come from someone you know. When in doubt, contact the person or organization directly for clarification.Stewarding Wisdom in CommunityScammers often target the vulnerable, particularly older adults and teenagers. So make this a shared effort. Discuss online fraud with your family. Equip them with knowledge. If you receive a letter or email about identity protection following a data breach, verify it by contacting the company directly, rather than through the provided link or number.Financial faithfulness today includes digital vigilance. But there's no need for fear. By taking these simple steps, you can walk confidently, knowing you're stewarding God's resources with care.A Tool for Wise Stewardship: The FaithFi AppLooking for a practical way to manage your money with wisdom and peace of mind? The FaithFi app is a secure tool that helps you track your spending, plan your giving, and align your finances with biblical values. With 256-bit encryption, your data is protected, and your login credentials are never stored. FaithFi Pro users also receive exclusive articles, digital devotionals, and daily encouragement.Visit FaithFi.com and click “App” or search “FaithFi” in your app store to get started today.Steward your finances wisely. Protect what God has entrusted to you. And walk in peace, not panic.On Today's Program, Rob Answers Listener Questions:My 14-year-old son just started his first full-time summer job, working around 37 to 40 hours a week. I'd like to help him get started with investing and am considering opening a Roth IRA in his name. What's the best way to set that up, and where should we go to open the account?We're debt-free and recently bought a home. Our current vehicle is paid off, but we're thinking about adding a second car with a monthly payment of around $500. I'm a little uneasy about the added expense. How can we determine if this is a wise financial move for us at this time?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Money Challenge for Teens: Prepare for College, Run from Debt, and Live Generously by Dr. Art RainerThe Finish Line PledgeSchwab Intelligent Portfolios | BettermentBitwarden | NordPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Jesus tells the story of a steward who cheats and lies, and his master praises him. So is he a good guy? Let's find out together as we read Luke 16:1-9 and 2 Kings 5:1-27.

“For God is not a God of disorder but of peace—as in all the congregations of the Lord's people.” - 1 Corinthians 14:33We're continuing our series on temperaments—how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Kathleen Edelman is back with us, joined by Andrew Stanley, as we take a closer look at the Blue temperament and its influence on our approach to money.Kathleen Edelman is the author of I Said This, You Heard That: How Your Wiring Colors Your Communication. She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.Andrew Stanley is a nationally touring stand-up comedian who's been performing across the country since 2016. You can learn more at AndrewStanleyComedy.com. In this episode, he also joins us as our representative for the Blue Temperament.The Four Temperaments in a NutshellBefore diving into blue specifically, Kathleen offers a quick primer on all four temperaments:Yellow (Sanguine) – Extroverted and people-oriented, they speak the language of fun and relationships.Red (Choleric) – Task-oriented extroverts who value power and control.Blue (Melancholic) – Introverted and task-focused, they speak the language of perfection and order.Green (Phlegmatic) – Introverted but people-oriented, seeking peace and harmony.Each temperament influences not just relationships, but also how people handle money, make decisions, and respond under pressure.Blues and the Search for SafetyFor those with a blue temperament, safety isn't just a preference—it's a core emotional need. Blues thrive in environments where things are predictable, orderly, and well-organized. They naturally seek clarity, structure, and control to feel secure. When it comes to money, this often means creating detailed budgets, developing long-term plans, and being cautious when making financial decisions without having all the necessary information. Blues may prefer to save rather than spend, not because they're stingy, but because a growing bank account feels like a safety net against life's uncertainties. They can struggle with risk and may delay action if they feel unsure, even if the opportunity is wise or time-sensitive.In relationships, this drive for safety shows up in how blues communicate and connect with others. They crave understanding and support but may not always express those needs clearly. Because they process deeply and thoroughly, they often require space and time before responding, especially in moments of conflict or when making big decisions. If rushed or misunderstood, they may withdraw, using silence as a way to regain control or avoid making a mistake. However, when their need for emotional safety is honored through patience, empathy, and clear communication, they can be deeply loyal, thoughtful, and intentional partners. Understanding this temperament helps others engage them with compassion and build stronger, more harmonious relationships.Advice for and About BluesIf you have a blue temperament, give yourself permission to take the time you need to process decisions, especially those involving finances. Your thoughtful, analytical nature is a gift, but it can also lead to overthinking or decision paralysis. Don't let the desire for perfection keep you from making progress. Instead, set realistic deadlines, seek wise counsel, and remember that not every choice has to be airtight before it's made. Lean into your strengths—planning, order, and foresight—while also allowing space for joy, spontaneity, and relational connection. A budget isn't just a safety tool; it can also be a pathway to shared experiences and generous living.For those in a relationship with a blue—whether in marriage, friendship, or at work—understand that their quiet moments are rarely a sign of apathy. Blues often feel deeply but express slowly. They value being understood and respected, especially when making important decisions. Don't rush them. Instead, provide information clearly and give them time to reflect. Be patient if they seem hesitant or cautious. Underneath that careful exterior is someone who longs for peace, harmony, and purpose. When you honor their need for safety and support, you'll discover a loyal, wise, and dependable partner who brings depth and stability to any relationship.On Today's Program, Rob Answers Listener Questions:My wife and I are carrying about $8,500 in credit card debt, plus a car loan. I've been considering opening a new credit card with an introductory 0% interest rate to help us pay it down more quickly. My wife's grandmother also mentioned a credit card relief program, but I'm worried it might hurt our credit. What's the best way for us to tackle this debt?Thank you for the financial advice you share on the program. It's helped me organize my finances, set up separate accounts, and start investing early. I'm grateful for the practical wisdom you offer!I'm on SSDI and have limited resources, but I'm wondering if it's still worthwhile to start investing. My daughter helps manage my finances, and I could probably set aside about $100 a month. Is starting small like that a good idea?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanAndrewStanleyComedy.comChristian Credit CounselorsThe Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Read more The post Steward Your Body appeared first on Trinity Bible Chapel.

Three words that can make any parent's wallet flinch: “Back to school.” But there's a silver lining—especially if your state has a tax-free weekend.For families gearing up for a new school year, those tax holidays can make a real difference. Today, Crystal Paine shares smart, practical ways to get prepared and save money along the way.Crystal Paine is the founder of MoneySavingMom.com and the author of The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year. Does Your State Participate?Not every state offers a tax-free weekend, and the rules vary widely from state to state. Crystal recommends checking your state's Department of Revenue or the Federation of Tax Administrators for up-to-date information.Understand what qualifies, as in some states, clothing must be under $100, and online purchases often count—if ordered and paid for within the specified window. Even if you're not shopping for back-to-school items, this can still be a good time to purchase other qualifying necessities.Don't treat the tax-free weekend like a shopping spree. Instead, we suggest that you:Make a list of what your family actually needs.Set a budget—especially if your kids are old enough to be involved (around age 8–10).Know the limits so you don't go over a price cap and lose the exemption.Stack your savings by searching for coupons or shopping through cashback sites like RetailMeNot.Simply search for the site name and ‘coupon code' before making a purchase.What About Online Shopping?A common misconception to keep in mind is that if you order and pay during the holiday window, and the item qualifies, it's usually tax-exempt, even if it ships later. Please ensure it ships to an in-state address.One important caveat to remember is that Amazon may not always participate, and shipping costs may be included in item price caps in some states. Therefore, read the fine print and always check your confirmation receipt to ensure that tax wasn't accidentally charged.Stewardship Over SavingsThe ultimate goal isn't just saving money—it's honoring God. Sometimes we think we're saving when we're really just spending less wastefully. But that's still spending. Ask yourself: Am I buying this because it's a wise investment, or is it just because it's on sale?Make prayerful purchases—asking God for wisdom, guidance, and even provision when looking for specific items. God is faithful to lead us when we invite Him into our financial decisions.Good stewardship is about more than just saving money. It's about aligning our spending with God's purposes. To learn more and find additional resources, visit MoneySavingMom.com.On Today's Program, Rob Answers Listener Questions:I'm 63 and still plan to work for a couple more years. My employer has just started offering a Roth 403(b), and I'm wondering—if I'm at my age, does it make sense to contribute?I'm 46 and considering selling my townhome, but I'm unsure if now is the right time. If I do sell, what's the best way to invest the equity?I took out a home improvement loan in my name to help a friend. Could I qualify for debt forgiveness on that loan?I recently started investing in goldbacks and noticed more states are adopting them. What are your thoughts, and do you think it's a good time to invest in them?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal PaineMoneySavingMom.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today we sit down with Kirstie Eustace, Chief Administrative Officer at Steward Partners, to discuss how the firm preserves its culture while expanding nationwide. Kirstie shares how Steward's values—like partnership, excellence, and respect—are intentionally reinforced through clear communication and shared responsibility. She highlights talent management as a key driver of cohesion across more than 30 … Continue reading Episode 280 – Culture, Growth, and the Power of Partnership with Kirstie Eustace →

What if your investments could do more than grow your wealth? What if they could also fight injustice, uplift your neighbor, and even bring joy to the world? Joy probably isn't the first word that comes to mind when you think about investing, but maybe it should be. Robin John joins us today to share how investing can be more than financial—it can be deeply spiritual.Robin John is the CEO at Eventide Asset Management, LLC. Views expressed in this podcast are intended for information purposes and do not constitute investment advice. Eventide does not provide tax, accounting, or legal advice. Eventide's values-based approach to investing may not produce desired results and could result in underperformance compared with other investments. There is no guarantee that any investment will achieve its objectives, generate positive returns, or avoid losses.A Life-Changing Encounter in IndiaRobin was just 23 years old when his employer sent him to Pune, India, to support an outsourcing initiative. Although born in India, he had moved to the U.S. at the age of eight and was returning for the first time as a young professional.While staying in a guesthouse, he noticed two young men—Amal and Kamal—who took care of him daily, preparing meals and ironing his clothes. One evening, Robin asked where they slept and was shocked to learn they were sleeping on the hard floor of a hot, cramped pantry.“I had a beautiful air-conditioned room with extra space,” Robin recalled. “But they had no bed, no pillow, no blanket. And I looked just like them.”When he raised his concerns, he was told the guesthouse workers were not his company's responsibility. That response, though typical in business, left Robin deeply unsettled. It pushed him into prayer, fasting, and a season of searching. He began to ask: “Is business just about profit? Or could it be something more?”From Disillusionment to a Renewed MindThrough time in Romans 12—“Do not conform to the pattern of this world, but be transformed by the renewing of your mind”—Robin experienced a major shift in perspective. He began to see that work, business, and investing could all be expressions of love for neighbor and tools for redemptive impact.That shift eventually led him, alongside his friend Dr. Finny Kuruvilla, to launch Eventide Asset Management—an investment firm with a bold mission: to invest in companies that make the world rejoice.What Makes a Company Worth Investing In?Eventide's approach centers on one key question: Is this company doing good?They look for companies whose products are truly good and whose practices serve others well—employees, customers, supply chains, communities, even the environment. Investing is a form of ownership, and when we invest, we are rooting for that company's success.But Eventide doesn't just embrace the good—it also avoids the harmful. In the book, Robin likens harmful companies to dragons that lurk outside the village in ancient stories, threatening human flourishing.Companies profiting from gambling, addiction, or exploitation—like sports betting platforms—may look appealing on a spreadsheet, but Robin challenges us to consider their deeper impact. As Christian investors, we must ask: What are we promoting in the world? Are we fighting the dragons, or feeding them?Cultivating Goodness, Like a GardenFrom the very beginning in Genesis 1, we see that we are called to cultivate, to build, to bring about flourishing. Business and investing can be part of that calling.From companies developing cancer treatments to those honoring their truck drivers by ensuring they can sleep at home with their families, these are the stories of modern cultivation, and they're the kinds of businesses Eventide champions.A Framework for Faith-Driven InvestingEventide's “Business 360” framework reflects biblical values and centers on love for neighbor. It seeks to:Avoid companies that cause harm.Embrace companies that promote human flourishing.Engage with companies to encourage positive change.Investors can explore two free tools at GoodInvestor.com:Portfolio Screening Tool – See how your current investments align with biblical values.Advisor Connection Tool – Get connected with a financial advisor who practices faith-aligned investing.Your Investments Can Honor GodRobin's hope for every reader of his new book, The Good Investor, is that they will walk away inspired, believing their investments can change the world and honor God in the process.You can purchase The Good Investor wherever books are sold. And if you're ready to explore how your wealth can serve the Lord and bless others, visit GoodInvestor.com to begin your journey.On Today's Program, Rob Answers Listener Questions:You've mentioned a specific company when talking about reverse mortgages on past shows. I recall you saying that it's the one you usually recommend. Can you remind me of the name?My wife and I are both chiropractors, but she's feeling called to stay home with our kids. We're still working through student loan debt and also hoping to buy a home here in Florida. I'm feeling torn about how to make the budget work.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)GoodInvestor.comThe Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World by Robin C. JohnEventide Asset ManagementMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Life has been amazing and I disclose why I've missed two Saturday's of posting. I'm happy to be back and I hope you enjoy this bonus prayer this week. •**I misspoke Proverbs 19:21 is what I read

The Practical Faith Academy Podcast from Cecil Taylor Ministries presents guests who have important things to say about putting your faith into practice. Cecil interviews each guest to understand their life stories and their ideas for living a seven-day practical faith. Larry O'Nan is the author of “Intentional Living and Giving,” a holistic look at the many ways in which we are stewards of God's gifts. O'Nan's view is that we don't really own anything; we are simply caretakers of God's possessions. O'Nan will get you thinking differently about your approach to each day, to your own abundance, and to your relationship with God. Highlights of the podcast: 2:14 What does seven-day practical faith mean to O'Nan 4:22  Misconceptions about stewardship – it's not really about money 10:14 What it looks like to transition from “getting from God” to “stewarding for God” 13:03 How his wife's passing caused him to re-think stewardship within his life 14:38  His book's keyword is in the title: “Intentional” 16:00 The steps to living and giving intentionally 20:28 The hardest part about putting faith into practice 22:40 How to follow O'Nan and find his book   ++++ SEE BELOW FOR A CONTEST GIVEAWAY OF A FREE BOOK! ++++ Larry O'Nan is the author of “Intentional Living and Giving: Discovering Purpose, Igniting Abundance, and Thriving as a Steward of God's Blessing.” While his book is widely available on major booksellers and faith-based sites, you can receive a signed copy of his book at https://larryonan.com/. On that site, O'Nan also blogs and podcasts and offers small group studies of the book. His Facebook page is “Intentional Living and Giving.” Cecil Taylor is an author, speaker, podcaster, blogger, and provider of Instant Content to churches and small groups. Please register for Cecil's free monthly newsletters on the Cecil Taylor Ministries home page. You'll receive a free gift, which changes from time to time, and two monthly newsletters, Backstage Pass and Monthly Connection. For more free content like this from Cecil Taylor Ministries, visit https://www.CecilTaylorMinistries.com/free-content. Scroll to the bottom of the Show Notes to learn about his Instant Content portfolio of books and small group video studies. +++++ HERE'S THE CONTEST INFO! +++++ To celebrate winning the Regal Summit award for her book “Revelationship: Transformative Intimacy With Christ”, podcast guest Cathy Colver Garland (S5 E2) is giving away her book to one lucky listener. To enter the contest, please do the following: Follow Cecil on Facebook by visiting https://www.facebook.com/ceciltaylorministries and clicking Follow. Follow Cathy on Instagram by visiting https://www.instagram.com/gracefullgarlands/ and clicking Follow, OR by visiting https://www.threads.com/@gracefullgarlands and clicking Follow. Leave a comment about this podcast episode with Larry O'Nan. If you can't see how to leave a comment on your format, then you can leave one by clicking on the episode at https://ceciltaylorministries.podbean.com/ Three steps, but all easy-peasy, accomplished in a minute or so. +++++ Cecil and three collaborators have launched the brand new Unison Parenting newsletter. Author and pastor Kim Meyers shares her parenting perspective; pediatric therapist and author Ginny Cruz offers “Diaper Days” advice; and Tawny Kinslow writes about parent-child relationships. Sign up for the newsletter at https://www.UnisonParenting.com#newsletter-registration. Cecil's new book, “Unison Parenting”, is on sale for just $10 plus free shipping at https://www.ceciltayloracademy.com/link.php?id=3&h=19480d6cdc. In addition, you'll receive six free bonus gifts when you buy the book directly from Cecil! Cecil's award-winning books and video studies can be found and purchased through https://www.CecilTaylorMinistries.com. Every video study's first lesson can be seen for free via the Free Content link above by clicking on “Sample Lessons.” Cecil's Instant Content portfolio of books and video studies includes: - “Unison Parenting: The Comprehensive Guide to Navigating Christian Parenthood with One Voice” is about Christian parenting. Cecil provides proven parenting strategies with an underlying layer of parenting in unison through all the ages and stages of a child's life. “Unison Parenting” has been honored with the 2025 Independent Press Award for Parenting/Family and the 2025 Living Water Award for Best Nonfiction. - “From Comfort Zone to Trust Zone” is about deepening faith. Cecil explores a dozen Bible studies of Jesus inviting people out of their comfort zones into their trust zones and how to apply these stories to our lives today. - “The Next Thing” is about crisis responses. Cecil shares a four-part Christian model for dealing with crisis. You'll find the model to be flexible and applicable to many crises. - “Live Like You're Loved” is about vibrant living. Cecil affirms the scriptural truths that God loves you, forgives you, sends you, and walks with you in eternal relationship. Then he shows how your life is transformed when you embed these truths into your daily faith and your soul.

This week, Jessica talks about the July 12 Great Lakes Burn Camp fundraiser at Texas Corners Beer, Wine and Liquor and the July 19th "mini" Ribfest at Woodbridge.See omnystudio.com/listener for privacy information.

The tradition of Epicenter x Vitalik Buterin continued this year as well at EthCC[8], where we got the chance of picking his brain about recent research, interests and Ethereum Foundation's direction going forward. Join us for a fascinating discussion on biotech and how Vitalik's Shiba ended up funding it, the utility of blockchains in nowadays society and Vitalik's view on the Ethereum ecosystem and the Foundation's response to community requests.Topics covered in this episode:Vitalik's current interestsHow Shiba Inu funded biotech researchThe Merge and its impactVitalik's motivation and view on blockchain utilityEthereum Foundation's changesIs supporting ETH price important for EF?Are L2s incentively aligned with Ethereum L1?Native L2sThe risk of quantum computersEpisode links:Vitalik Buterin on XEthereum on XEthereum Foundation on XEthCC on XSponsors:Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.ioChorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields at - chorus.oneThis episode is hosted by Brian Fabian Crain & Sebastien Couture.

“A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished.” - Proverbs 28:20Powerball jackpots and scratch-off tickets might seem like a shortcut to financial freedom, but should Christians be buying in? Dr. David W. Jones returns to our financial ethics series today to help us think biblically about the lottery and whether it aligns with a life of faithful stewardship.Dr. David W. Jones is Senior Professor of Christian Ethics at Southeastern Baptist Theological Seminary. He holds a Ph.D. in Christian Financial Ethics and is the author of Every Good Thing: An Introduction to the Material World and the Common Good for Christians.Quick Wealth vs. Steady StewardshipProverbs 13:11 warns, “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” Hebrews 13:5 exhorts believers to “keep your life free from the love of money and be content with what you have.” These passages highlight the value of work, patience, and contentment—virtues that stand in direct contrast to the quick-fix allure of lottery winnings.The lottery promises flourishing without labor, but God's design in Genesis 1 calls us to be co-creators with Him—to work, to produce, and to flourish through effort. Skipping that process isn't just unwise—it violates God's design for human flourishing.Is playing the lottery merely harmless entertainment? We should pay close attention to what our financial decisions reveal: Jesus taught, ‘Where your treasure is, there your heart will be also' (Matt. 6:21). If someone regularly spends money on lottery tickets, it could point to deeper issues—discontentment, greed, or misplaced hope.Scripture reminds us in Proverbs 23:7, “As a man thinks in his heart, so is he.” Our actions—including how we spend—are often the most honest indicators of our spiritual condition.Entertainment or Exploitation?While scratching a ticket at a birthday party may seem harmless, there's a big difference between a one-time event and a habitual lifestyle of gambling. And even if the act is permissible, that doesn't make it wise (1 Cor. 10:23).We must also consider the industry behind the lottery. It preys upon the poor. Statistics show that the lowest-income Americans buy more than half of all lottery tickets, with some spending up to 6% of their income. In many ways, it functions like a regressive tax, taking from those who can least afford it.Some believers wonder whether it's ethical to accept scholarships or grants funded by state lotteries. Of course, there's room for Christian liberty here. Some will choose to opt-out due to conscience. Others will recognize we live in a fallen world and may receive such benefits without directly participating in the system. Either way, we should be aware of what we're engaging with and remain open before the Lord.A Better Way to FlourishIf you're feeling convicted, confess it to the Lord. ‘If we confess our sins, He is faithful and just to forgive us' (1 John 1:9). And as with any area of struggle, don't walk alone. Seek accountability and encouragement through your local church.Ultimately, the Christian life invites us to a different kind of richness—one rooted not in luck or chance but in trust and obedience. As Ecclesiastes 3:13 says, “Everyone should eat and drink and take pleasure in all his toil—this is God's gift to man.”For more biblical insight on wealth and stewardship, pick up Dr. David W. Jones's book Every Good Thing: An Introduction to the Material World and the Common Good for Christians, available wherever books are sold.On Today's Program, Rob Answers Listener Questions:Around this time last year, I had several credit cards with balances ranging from $5,000 to $6,000 each. I stopped paying on the top three and am still making payments on one. I'm not sure what steps to take next.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Every Good Thing: An Introduction to the Material World and the Common Good for Christians by Dr. David W. JonesWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In C.S. Lewis's The Lion, the Witch and the Wardrobe, Aslan tells Lucy, “Things never happen the same way twice.” It's a good reminder that life brings changes. They're unavoidable, but how we choose to meet them is up to us. Sharon Epps joins us today with sage advice about preparing for life's transitions.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.Lessons from NarniaC.S. Lewis's Chronicles of Narnia holds a surprising amount of wisdom for real life. In one poignant scene, Aslan comforts Lucy Pevensie about the changes she and her siblings are facing. “Things never happen the same way twice,” Aslan tells her. Change is constant, and each new season requires fresh wisdom. Even when we're no longer in school, the rhythms of August to May still shape our lives and planning.When Life Goes Into Transition, Money Goes Into MotionFinancial author Mitch Anthony says it best: “Money goes into motion when life goes into transition.” Whether you're sending a child off to college, caring for aging parents, or planning a move, each change brings financial decisions with it. Here are five strategies to help us steward these moments well:1. Pray for WisdomEvery new season needs fresh wisdom. You can learn the hard way through pain or the better way through prayer. Proverbs 3:6 reminds us: “In all your ways acknowledge Him, and He will make your paths straight.”2. Seek Godly CounselLearn from those who've been there. If you're sending your first child to college, ask parents of graduates what they'd do differently. Their experience can save you time, money, and stress.3. Plan the Financial Details of the TransitionWith college, for example, have you clarified who will cover living expenses? Will your child work part-time? Will you offer a monthly stipend? Define expectations now to avoid confusion later.4. Prepare for the UnexpectedThings rarely go according to plan. What if your child runs out of money mid-semester? Do you have an emergency fund? Thinking through these “what ifs” now builds resilience.5. Communicate Ahead of TimeGood communication brings clarity and accountability. Whether you're dealing with a child, a spouse, or a realtor, the earlier you clarify financial expectations, the smoother the transition will be.These five practices are simple but powerful. They'll help you stay grounded through every kind of life change. And remember, God doesn't just care about what we go through—He cares about how we go through it. Let's walk into our next season with prayerful wisdom, godly counsel, and faithful stewardship.On Today's Program, Rob Answers Listener Questions:I'm new to investing and want to understand the basics of the stock market, as well as how to avoid scams.I'm considering buying precious metals to pass on to my children and grandchildren. What's the best way for them to sell or redeem them in the future?If I give to animal charities, does that count as tithing? Or is tithing meant specifically to support ministries focused on people?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Stewart hails from Scotland and joined CDT PIADS in autumn 2020 having previously completed a BSc in Physics with The Open University, and a Masters degree in Theoretical Physics at the University of Glasgow. Stewart has an interest in all areas of physics and engineering, and the practical applications of them and outside of university life, volunteers as a leader with his local Boys' Brigade company, and have volunteered for many years with his local RSPB reserve. 

“The wisdom of the prudent is to give thought to their ways, but the folly of fools is deception.” — Proverbs 14:8Today, we're continuing our series on temperaments—how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Kathleen Edelman is back with us, joined by Rachel Petty, as we take a closer look at the Green temperament and how it influences our approach to money.Kathleen Edelman is the author of I Said This, You Heard That: How Your Wiring Colors Your Communication. She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.Rachel Petty is a valued member of Kathleen Edelman's team and is our Green Temperament representative for this episode. What Are the Four Temperaments?The concept of temperaments dates back to Hippocrates, whom Galen followed in naming the four temperaments. Each temperament is a wiring we're born with—more like eye color than personality—and it shapes how we communicate, relate, and even handle money. The four types are:Yellow (Sanguine): Extrovert, people-oriented; speaks the language of people and fun.Red (Choleric): Extrovert, task-oriented; speaks the language of power and control.Blue (Melancholic): Introvert, task-oriented; speaks the language of perfection and order.Green (Phlegmatic): Introvert, people-oriented; speaks the language of calm and harmony.Temperament is your innate wiring. Personality develops through life experiences, but temperament remains relatively consistent.Meet the Green: Introverted and People-OrientedGreens are known as “relationship glue”—calm in chaos, steady in presence, and always people-conscious. They're inward processors, but also deeply relational.They are drawn to budgeting with others and long-term planning. They don't like flashy risks or micromanaging. They prefer round numbers and fewer check-ins.Because Greens crave harmony, they might avoid financial conflict or decisions altogether. But with gentle encouragement and time, they become wise and thoughtful stewards.Strategies That HelpRachel offers practical tools for those who fall under the Green category or know somebody who does:Stay involved. Greens can sometimes disengage easily. It's a discipline to speak up.Name what matters. Clarifying what's most important—whether for a trip or a purchase—helps prioritize.Set deadlines. It gives them the gentle nudge that action is needed.Greens thrive when respected and heard. Their insights are valuable—they just need time and space to process them fully.However, don't pressure a Green. Invite them in gently and clearly. They want to contribute—they just need the right environment.The Innate Needs of a GreenAccording to Kathleen, Greens have four core needs:Harmony – a peaceful environment.Lack of Stress – minimal conflict.Feeling of Worth – appreciation for who they are.Respect – being asked for their input.When these needs are met, Greens are kind, steady, and confident. When ignored, they may retreat or procrastinate.For those in the Green category, take the time to understand what matters to you and lean into your steady nature. And for those in a relationship with a Green—give them time, space, and encouragement. There's more going on than you might see.And remember this: if you are a Green, your calm is a gift. Advocate for yourself—peace sometimes requires courage. Your voice matters.Want More?If you've found this information valuable, make sure you don't miss Kathleen's latest article on temperaments, featured in the newest issue of Faithful Steward magazine. This quarterly publication is a special resource we send to our FaithFi partners—those who support the ministry at a monthly rate of $35 (or more) or an annual rate of at least $400. To become a partner and receive your copy, along with other exclusive benefits, just visit FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:My husband and I are both in our second marriage, and we have a blended family. His children are grown and financially independent, while mine are still in college. We have different perspectives on how to manage the assets we each brought into the marriage, and we're unsure how to align our financial approach moving forward. What would you suggest?Is it true that any interest earned from a high-yield savings account must be reported to the federal government for tax purposes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this sermon, Jeremy Drake discusses the importance of recognizing God's presence in our successes, warning against the dangers of pride and idolatry that can accompany achievement. He emphasizes the need for humility, stewardship, and the call to share the blessings of salvation with others.

Featuring: Mary Jane Brown, AHA Judge's & Steward's Commissioner •

One of our values is "we are becoming people who steward with generosity.” Three members of our church body share how God has worked in their lives in this area.

Getting fit takes willpower. Earning a degree takes determination. Reaching your career goals takes hard work. In short, success takes commitment.And the same is true when it comes to your finances. Today, we'll explore what changes when you commit to managing money God's way.You've heard the saying, “Things worth doing are worth doing well.” And when it comes to your finances, there are certainly some things worth doing—like saving for the future, creating a spending plan, paying down debt, giving generously, and living with honesty and integrity.If you want to see real results in any area of life, it's going to take effort—sometimes a lot of it. And that's true for your financial life, too. Following biblical financial principles takes determination, planning, patience, and even sacrifice. So, why is it worth the effort?Because while commitment requires something of us, it also gives something to us. When we live with faith and integrity in our finances, we experience peace, contentment, and even joy. It's not just about doing the right thing—it's about being transformed more and more into who God wants us to be.Joining God in His WorkWhen you honor Him with your finances, you join in His work, bringing mercy and blessing to others. And as you experience His provision personally, your faith deepens, and your story becomes a testimony to encourage others.The Bible is filled with examples of faithful commitment. Hebrews chapter 11 is sometimes called the “Hall of Faith” because it highlights men and women who trusted God, even when they couldn't see the outcome. Abraham, Moses, Rahab—they placed their hope in God's promises before Christ ever came.But the ultimate example of commitment is Jesus Himself. Hebrews 12:2 says:“For the joy set before him, he endured the cross, scorning its shame, and sat down at the right hand of the throne of God.”A Savior who gave everything to redeem us is more than worthy of our full devotion in return.Faith lies at the heart of such a commitment, especially when it comes to finances. Hebrews 11:1 defines faith as:“Confidence in what we hope for and assurance about what we do not see.”That means trusting God's promises, even when circumstances feel uncertain.Who's Really in Charge?So, committing to manage money God's way starts with faith, but it also requires surrender. That means asking: who's really in charge—me, or the Lord?In Matthew 6:24, Jesus says:“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”That's a heavy reminder for all of us. We can't be fully committed to both God and money. One will always take priority, and when it's not the Lord, we will feel that tension.Here are a few honest questions to consider:Do financial worries consume your thoughts?Do you find yourself chasing more and more money, more stuff, more status?Is your sense of security tied to your job or investments?If you answered yes to any of those, you're not alone. Many of us wrestle with divided hearts. It's easy to lean on what we can see, especially when life feels uncertain. But money, career, or comfort can never offer the lasting peace only God provides.Choosing to follow God's financial principles takes daily trust and perseverance. Galatians 6:9 offers this encouragement:“Let us not grow weary of doing good, for in due season we will reap, if we do not give up.”Another gift of commitment is the encouragement we receive from God's people. You weren't meant to follow Jesus—or manage your finances—on your own.Colossians 3:12–15 paints a powerful picture of Christian community:“As God's chosen people, holy and dearly loved, clothe yourselves with compassion, kindness, humility, gentleness and patience… Let the peace of Christ rule in your hearts, since as members of one body you were called to peace.”If you've ever felt like giving up on your budget or putting off your giving goals, you're not alone—we all face struggles. But if everything were easy, we'd never grow stronger.Walking With YouThat's why we're here at FaithFi—to walk alongside you. Whether you're just starting out or have walked this path for a long time, we want to offer help rooted in grace, wisdom, and truth.Most of all, we want you to experience the joy of following Jesus with every part of your life, including your finances. Because true freedom doesn't come from having more—it comes from trusting the One who gave everything for you.On Today's Program, Rob Answers Listener Questions:I turned 65 in March and am now eligible for Medicare; however, I remain employed and have employer-sponsored health insurance that includes an HSA, which I continue to contribute to. I've received conflicting information—can I delay Medicare enrollment and still have both my employer and I contribute to my HSA?I'm a 73-year-old widow and have been retired since 2017. When I retired, I rolled my 401(k) into an IRA, and that money is currently sitting in a Fidelity money market account. I also have an emergency fund with about $50,000. Given my situation, what would you recommend I do?I'm a recent immigrant to the U.S. and travel frequently to visit family abroad, which has led to long employment gaps. Even though I have an excellent credit score, I'm having trouble getting approved for housing because landlords and lenders want to see consistent income. Is there a way to circumvent this challenge?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Daily Dose of Hope Happy 4th of July everyone! It is our prayer that God bless America and that we will never take for granted the freedom and many blessings we enjoy in this great nation. Matthew 21:28–46 Jesus tells a story: A dad says, “Go work the field, boys.” Son #1: “Nope.” Then later... shows up sweating. Son #2: “Yes, sir!” Then... disappears like socks in a dryer. Which one obeyed? The one who actually did something. Catch this: God's not impressed with your churchy “yes” if your life says “no.” Talk is cheap. Action? That's where the faith grows. Stone Cold Truth: Jesus Doesn't Do Fake Next, Jesus drops a parable about a vineyard (again). God plants it, hires folks to care for it, sends people to check on it… The tenants beat the messengers, kill the heir (which represents… Jesus), and think they'll get away with it. Spoiler: They don't. This is a wake-up call for anyone playing landlord with God's stuff, your life, your time, your talents. It all belongs to Him. Steward it. Don't steal it. " The stone the builders rejected has become the cornerstone." (Matthew 21:42) Don't toss Jesus out of your plans, He's the only foundation worth building on. Here are some practical truths: • Be the sweaty son. Even if your start was slow, finish strong. • Faith is more than a bumper sticker. Obedience is louder than opinions. • You're not the owner of the vineyard. Just the manager. Use it well. • Don't reject the Stone. If Jesus isn't the center, the whole thing cracks. This might be funny but trust me, it´s true: If saying “yes” was all it took, gym memberships would make us all fit, and Bible apps would make us saints. But showing up daily, faithfully, that's what changes things. Prayer: Lord, help me obey with more than my lips. Let my life say “yes” where my pride once said “no.” Keep me grounded in Christ, the Cornerstone. And make my life a vineyard that gives You glory. Amen. Challenge: • Say “yes” to God and follow through. Make the call. Send the text. Serve the need. • Ask: Where have I said “yes” to Jesus but acted “no”? Repent and reset. • Identify a place in your life where Christ isn't the Cornerstone, just yet. The Daily Dose of Hope is a devotional intended to provide context and reflection to the New Hope Church Bible Reading Plan.  It's our goal  to read the Bible in a year together as a family of faith.  Five days a week we read.  Two days a week we either rest or catch up.  Reading the Bible is the number one way to grow in our walk with Jesus.  We have to know God's Word to live God's Word.  Now for our Daily Dose of Hope… https://www.findnewhope.com

5.25.25 - The Faithful Steward - Gabriel Romero by JLRV | Jesucristo La Roca Viva

What does it mean to design a family legacy with intention? And how do you make sure that legacy is rooted in faith? Today, we're talking about the legacy you'll leave behind—and how to shape it while you still can. Jan Thompson joins us to share how you and your family can ensure your faith is reflected in what you leave behind.Jan Thompson is a Certified Financial Planner (CFP®), a Certified Kingdom Advisor (CKA®), and the co-founder of One Degree Advisors with over 30 years of experience in financial planning, where she specializes in purposeful financial planning, investment management, and multi-generational legacy coaching. Legacy Is More Than MoneyWhen people hear the word “legacy,” most think of money or assets passed down after death. But that's only one part. Here are five interconnected aspects of legacy:Financial Legacy – Assets and resources passed on to the next generation.Personal Legacy – Your character, life choices, and how you'll be remembered.Family Legacy – The stories, traditions, and values shared through generations.Business or Ministry Legacy – The mission, culture, and influence of your work.Kingdom Legacy – The eternal impact of your life through faith, generosity, and gospel-centered living.When families neglect the non-financial elements, their wealth is often left without context, and that's when legacies tend to fail. The legacy failure rate is alarmingly high when these pieces are missing.Wisdom Before WealthThe largest wealth transfer in history is currently underway, but statistics indicate that wealth rarely lasts beyond three generations. Why? Here are three reasons:Lack of trust and communication.Unprepared heirs.Absence of shared values or a clear family vision.Wealth is a valuable tool, but without wisdom and unity, it often leads to division. Psalm 78:5–7 provides a beautiful framework for legacy planning across generations:“He established a testimony in Jacob… that they should teach them to their children, that the next generation might know them… so that they should set their hope in God…”These verses highlight three keys to a lasting legacy: remember God's works, share your stories, and live in obedience. Whether through blessings or mistakes, we encourage families to reflect on the ways God has been present in their journey and to discuss it openly.Practical Tools and ResourcesTo help families start this process, you can join a weekly email list at SomewhereOnPurpose.com that will provide you with simple actions to take toward building a meaningful legacy.Remember, legacy doesn't build itself—intentional steps must be taken. And while many families delay because they don't know where to start or feel too busy, procrastination is the “silent killer” of strong legacies.Start today. Expose your family to serving others. Take a mission trip. Engage in a local service project. Let them see the joy of generosity firsthand.Become a FaithFi PartnerRight now, more people than ever are looking for biblical wisdom to navigate their finances. When you become a FaithFi Partner, you help equip believers to trust God and steward His resources for Kingdom purposes.As a Partner, you'll receive:Early access to new resourcesA print subscription to our Faithful Steward magazineThe Pro version of the FaithFi appJoin with your gift of $35/month or $400/year at FaithFi.com/Partner.Together, we can help more families leave a legacy that reflects their faith, not just their finances.On Today's Program, Rob Answers Listener Questions:My aunt was a generous giver throughout her life, but she now has dementia and is in full-time care, which is becoming increasingly expensive. As her guardian, what's the responsible way to honor her lifelong heart for generosity while also making sure her care needs are fully met?A good Christian friend of mine is buried in debt. I've tried to encourage him to experience the freedom of living debt-free, but I'm running out of ways to motivate him. Any advice?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonSomewhereOnPurpose.comOne Degree AdvisorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“The purposes of a person's heart are deep waters, but one who has insight draws them out.” - Proverbs 20:5Today, we're kicking off a new series on temperaments, how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Kathleen Edelman and Traci Shepherd join us to explore the Red temperament and how it influences our financial decisions.Kathleen Edelman is the author of I Said This, You Heard That: How Your Wiring Colors Your Communication. She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.Traci Shepherd is our Red Temperament representative for this episode. What Are the Four Temperaments?For those who are new to the concept of the four temperaments, here is a helpful summary:Yellow (Sanguine): Speaks the language of people and fun – an extroverted, people-oriented personality.Red (Choleric): Speaks the language of power and control – an extroverted, task-oriented personality.Blue (Melancholic): Speaks the language of perfection and order – an introverted, task-oriented personality.Green (Phlegmatic): Speaks the language of calm and harmony – an introverted, people-oriented personality.Each temperament influences how we speak, listen, behave, and manage our finances.The Red Temperament: Driven and DecisiveReds are typically goal-oriented, confident, and solution-focused. They don't just talk about getting things done; they make it happen. In relationships, this drive often leads them to step in and take over when others hesitate. But that same strength can become a weakness if it turns into controlling behavior rather than collaborative leadership.The Red temperament often feels the need to fix things. This framework helps them see the strength behind that impulse and offers tools to balance their drive with empathy.Red Temperament and Money: It's All About the PlanReds tend to view money as a means to accomplish their goals. They prefer clarity, efficiency, and structure. But they may clash with other temperaments—for instance, a Yellow, who values fun, spontaneity, and experiences.Rather than labeling other spending styles as wrong, having this awareness can enable more honest conversations, especially in relational tensions within areas like finances. Strength with Compassion: Communication Tips for RedsReds bring immense value to financial decision-making. Their clarity of vision and drive for results help families and teams move forward. Reds are bullet-point, bottom-line thinkers, but that doesn't mean they've ignored the details. They're often 10 steps ahead.To foster healthier communication, Kathleen encourages Reds to:Pause before respondingAsk questions with curiosity (“What do you think?” or “How do you feel about this?”)Listen to understand, not just to replyThese simple shifts can transform conflict into connection.The Emotional Needs of a RedReds have core emotional needs that must be honored, especially in financial conversations:Loyalty—Knowing others have their back.Sense of Control—Either having control or trusting someone else is in control.Appreciation—Being valued for their strengths.Credit for Work—Recognition for their contributions.When these needs go unmet, Reds can respond with frustration or harshness. However, when those needs are met, they become dynamic and inspiring leaders.What to Remember if You or Someone You Love is a RedRemember that your wiring is a gift. But don't rush ahead. Bring others with you. It's not about controlling; it's about being prepared and feeling safe.And for those in a relationship with a Red? Remember, they're not trying to be harsh. They just want to know the plan.Want More?Reds are uniquely wired to be visionaries. When they lead with both confidence and compassion, transformation happens in conversations, relationships, and financial decisions.As we continue this series on temperaments and money, we'll explore how each personality type contributes to God-honoring stewardship. When every voice is heard, and every strength is valued, we grow not just in wisdom but in unity.Read Kathleen's full article on how the four temperaments shape our financial decisions in the latest edition of Faithful Steward. Receive your copy each quarter by becoming a monthly partner at $35 a month or $400 a year at FaithFi.com/give.On Today's Program, Rob Answers Listener Questions:My husband and I sold our primary home last year and are now looking to invest in multifamily real estate. I also run my business out of another property we own, which still has a $180,000 mortgage with a 3.75% interest rate. We're considering doubling our monthly payments to pay it off early. Would that be a wise financial move?My 68-year-old friend has a whole life insurance policy with a cash surrender value of $36,000. How can that money be accessed, and what happens to the policy if it's surrendered or discontinued?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

As we continue to think about becoming a faithful steward, this next portion of Scripture addresses several kingdom principles of stewardship. As Jesus continues to instruct His disciples, we discover that there are also Pharisees nearby who were listening to this teaching. Taking a moment to address them, Jesus reprimands them for the condition of…

Today we're studying D&C 70:4 in just one minute! Grab your scriptures and let's dive into them together! And grab study guides for the whole family here:  - Kristen's scripture study guides are available here: https://kristenwalkersmith.com/starthere/ - To get Cali's scripture study guide for adults click here:  https://comefollowmestudy.com/shop/ Discount code: OMSS Or purchase on Amazon: https://a.co/d/gfAR2iQ Get our 365-day Doctrine and Covenants daily devotional book: https://a.co/d/aE3Wp4D

“Everyone also to whom God has given wealth and possessions and the power to enjoy them, and to accept his lot and rejoice in his toil—this is the gift of God.”  - Ecclesiastes 5:19What if true joy doesn't come from gaining more, but from gratefully receiving what God has already provided? Today, John Cortines joins us to explore what he calls the Cycle of Grateful Living—and how it transforms our approach to money and contentment.John Cortines is the Director of Grantmaking at The Maclellan Foundation. He is the author of our new study on the book of Ecclesiastes, Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money, as well as the co-author of God and Money: How We Discovered True Riches at Harvard Business School and True Riches: What Jesus Really Said About Money and Your Heart.The Heart of Ecclesiastes: Joy as a GiftEcclesiastes 5:18–20 forms the foundation of our new Wisdom Over Wealth study:“It is good and fitting to eat and drink and find enjoyment in all the toil... this is God's gift to man... God keeps him occupied with joy in his heart.” - Ecclesiastes 5:18–20These verses, nestled within the longest section on money in the book, offer a radical invitation: rather than striving for more, we're called to enjoy what we've already received. Even the ability to enjoy life's blessings is a divine gift.Introducing the Cycle of Grateful Living: E.A.T.To help us live out this vision, here's a simple acronym from Ecclesiastes 5:19: E.A.T.—Enjoy, Accept, Toil.Enjoy God's ProvisionEverything we have—our wealth, relationships, health, and even the capacity to enjoy them—is a gift from God. Acknowledging this turns entitlement into gratitude and replaces striving with trust. Accept Life's BrevityEcclesiastes frequently reflects on death, not to breed fear, but to awaken us to the preciousness of life. Acceptance of our limits and mortality grants deeper purpose and contentment in the present moment. Toil with JoyWork is not something to escape from. Ecclesiastes calls us to rejoice in our toil. True fulfillment isn't found in early retirement or unending leisure, but in the meaningful work God places before us.What Gets in the Way?Gratitude can often feel elusive in the routines of everyday life. Often, we slip into discontent when we:Take God's provision for grantedIgnore life's brevity and live mindlesslyComplain about work instead of finding purpose in itThe world's promises—especially those of financial independence or early retirement (FIRE)—can become mirages. We've probably all been there, dreaming that if we work hard and save enough, we will someday be free. But that vision of life can be so hollow because the human condition is to be oriented to purpose, to work. Even if you're retired, it's not so you can sit on a beach for 20 years.We were made to participate in God's creative, redemptive work. That's why embracing our toil with joy brings far more satisfaction than escaping it.Wealth Without Joy: A Modern ParadoxWhile many of us live more comfortably than royalty of past centuries—with cars, clean water, air conditioning, and vacations—anxiety and discontent remain widespread.Billionaires are often no happier than the rest of us. Without a grateful heart, even abundance can feel empty.The Cycle of Grateful Living isn't just about how much we have—it's about how we relate to what we have. It teaches us to stop chasing wealth and start engaging with it through the lens of joy, acceptance, and purpose.From Ecclesiastes to Jesus: A Unified MessageJesus echoes the wisdom of Ecclesiastes in Luke 12. He reminds us of the birds and flowers—simple creatures that don't worry, yet are lovingly provided for by God.“Consider the lilies, how they grow... If God so clothes the grass... how much more will he clothe you, O you of little faith!” - Luke 12:27–28James 1:10–11 also makes a similar connection where riches are likened to wildflowers—beautiful for a moment, but quickly fading. The message is clear: our time is brief, but God is faithful.So, how should we respond? By living present to God's provision, content in our limitations, and faithful in our work.Ecclesiastes 5:20 offers a powerful conclusion:“He will not much remember the days of his life, because God keeps him occupied with joy in his heart.”What does this look like practically? It's about presence. A life that's not dominated by worry or comparison, but one that's centered on Jesus. It's a heart too full of gratitude to be caught up in regret.Invite Jesus Christ into this moment. Ask for help to enjoy what He's provided, to accept this season, and to do today's work with joy.Every generation has had its turn. Ours is now. The call of Ecclesiastes is to live wisely in the present, not with frantic striving, but with deep joy, humble acceptance, and faithful effort.We're like the birds and flowers. Here for a precious moment, sustained by the generous hand of God. Let's embrace the Cycle of Grateful Living.Want to Go Deeper?If you're ready to experience joy in the everyday and live a grateful life rooted in God's wisdom, check out Wisdom Over Wealth, written by John Cortines. This month, when you give a gift of $35 or more, we'll send you a copy as our way of saying thank you for supporting this ministry. Visit FaithFi.com/wisdom to learn more.On Today's Program, Rob Answers Listener Questions:I'm retired and own my home, but I'm facing some financial trouble. A lien was just placed on my house, and I'm worried I might lose it. I also have more than $3,000 in credit card debt, and I'm unsure of the following steps to take.I was recently at the bank and they offered me a HELOC, even though I don't really need one. They ran a hard credit check, and I noticed the credit score they showed was over 20 points lower than what I had seen on my own report. Why is there such a big difference?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?” - Luke 16:11What if managing money is about more than just numbers and budgets—what if it's a window into something eternal? Afton Phillips joins us today as we explore the mission behind the message you hear every day on this program, and how you can be a part of it.Afton Phillips is the Head of Content at FaithFi: Faith & Finance. The Heart Behind the MissionSo why focus so much on finances?Because how we handle money reveals what we treasure most. At FaithFi, we want to help people experience freedom, peace, and generosity—not just from better budgeting, but from surrendering their hearts to God.It's a message that resonates with people in all seasons of life. Whether you feel boxed in by a budget or anxious about a financial decision, each of those moments is an invitation to reflect on your heart and trust in Christ. We are already living in abundance with the love of Christ.The Common Struggles We All FaceHere are the three biggest challenges that Christians often face when it comes to faithful money management:Trust vs. Security–It's easy to place our hope in financial stability rather than in God.Comfort vs. Generosity–Culture tells us to accumulate, but God calls us to live open-handedly.Identity vs. Worth–We're constantly tempted to measure our value by our bank accounts rather than who we are in Christ.That's why the resources we offer—from our studies to our podcast—aren't just about financial literacy. They're about spiritual formation. The concepts we talk about are an intentional reset. They help us move away from the emptiness of accumulation and toward peace that's rooted in Christ.Why Ecclesiastes Still Speaks TodayFaithFi's newest Bible study, Wisdom Over Wealth, takes readers through the book of Ecclesiastes. This book speaks directly to our modern struggles with meaning, anxiety, and financial pressure.There may not be another book in the Bible that talks about death more, so it really forces you to ask: What really matters? When you realize how short life is, you start to live more intentionally, and that includes how you manage your finances.Rather than treating money as ultimate, Ecclesiastes helps us see it as a gift. Something to be enjoyed, yes—but also stewarded wisely under God's authority.FaithFi's Tools for the JourneyIf you're new to FaithFi, here's a quick look at the resources we offer to help believers apply biblical wisdom to their financial lives every day:Radio + Podcast: Our daily conversations bring timeless biblical wisdom into your financial life.FaithFi App: A free, easy-to-use budgeting tool that helps you align your spending with eternal values—and includes a community of other believers on the same journey.High-Quality Articles and Content: Each week, we share insightful content from leading voices in Christian finance, designed to help you connect your faith with everyday financial decisions.Bible Studies + Devotionals: Deep dives into Scripture that explore God's heart for money and stewardship.Faithful Steward Magazine: A beautifully designed quarterly publication filled with quick reads, practical tips, and theological insights.How You Can Support the MissionAs we approach the end of our fiscal year (June 30), FaithFi is inviting listeners to join our mission by becoming a FaithFi Partner.Here's what your partnership makes possible:Continued production of biblical, practical resources like this radio program.Expansion of studies and devotionals that transform lives.Investment in tools like the FaithFi app that meet people where they are.A monthly gift of $35 or an annual gift of $400 qualifies you for our FaithFi Partner Program. That means you'll receive:Two studies or devotionals each yearThe Faithful Steward magazine, each quarterPro access to the FaithFi appMinistry updates and a sense of shared purpose in Kingdom workWe know this message has the power to change lives because we've seen it. When Christians align their hearts with God's design for money, they can have a global impact.We're incredibly grateful for those who make this ministry possible. If you'd like to become one of the 50 new partners we're praying for this month, visit FaithFi.com/give today. Let's help more people see God as their ultimate treasure.On Today's Program, Rob Answers Listener Questions:Besides the annual percentage rate, what other factors should I compare when shopping for a mortgage? Additionally, is there a typical range for origination fees and closing costs?My husband and I are struggling to tithe because we disagree with how our church is spending the money. We feel like we're the only ones concerned, and it's hard to give when we believe the funds could be used more wisely. Are we in the wrong for feeling this way? Should we continue tithing anyway?I contributed to a traditional IRA, thinking it was a wise move, but now that I'm retired, I'm in a higher tax bracket than when I earned the income. Are there any strategies to reduce the tax burden in this situation?I want to help my child purchase their first home. Would it be more cost-effective to cosign on their mortgage, or take out a home equity loan myself and pay off the mortgage directly while they repay me? I'm trying to minimize closing costs and fees.I've been hearing more about deed fraud lately. What steps can homeowners take to protect their property from being targeted?Someone told me I might be eligible to collect Social Security based on my husband's record. Is that true, and how does it work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“Then I saw that all toil and all skill in work come from a man's envy of his neighbor. This also is vanity and a striving after wind.” — Ecclesiastes 4:4Ecclesiastes shows us how even good work can go wrong when driven by envy. What starts as diligence can quickly become a pursuit of status. Today, we'll look at how chasing approval leaves us empty—and how God invites us into something much greater.The Idol of StatusThe Bible Project says Ecclesiastes “targets all the ways we try to build meaning and purpose in life apart from God.” It gives voice to the Preacher, who carefully exposes the emptiness of paths like pleasure, wealth, and status. In recent weeks, we've looked at the idols of pleasure and accumulation. Today, we turn to the idol of status.This one can be harder to spot. The line between excellence and envy is thin. Ecclesiastes 4:4 says, “Then I saw that all toil and all skill in work come from a man's envy of his neighbor.” That's a striking thought. Our motivation may not be love of the work or calling—it's often the quiet urge to compete. To keep up. To be seen.That's what status does. It whispers, You're not enough—unless others notice you. And without realizing it, our careers, spending, and even our generosity, can become ways of proving our worth.“Keeping up with the Joneses” isn't just a saying—it's a way of life for many. We compare houses, vacations, schools, and the pressure to match others can lead to debt, burnout, and dissatisfaction with what God has already provided.And in our digital age, the pressure's amplified. Social media showcases only the highlight reel, not the debt, exhaustion, or stress that often accompany it. But we still scroll and wonder, “Why not me?”A Better Way ForwardEcclesiastes answers that longing with honesty. In verse 8, the Preacher describes someone who works tirelessly, builds wealth, but has no one to share it with: “There is no end to all his toil, and his eyes are never satisfied with riches…” It's a picture of success without joy. Activity without peace. A full schedule, but an empty soul.However, he then offers a better alternative. In verse 6, we read: “Better is a handful of quietness than two hands full of toil and a striving after wind.” In other words, it's better to have less with peace than more with anxiety. That's not laziness—it's wisdom. A life lived with margin, grounded in God's provision.Work as Worship, Not PerformanceThis is the invitation Ecclesiastes extends: not to give up on excellence, but to anchor it in the right place. When our work flows from a love for God and a desire to serve others, it becomes a blessing, not a burden. It becomes worship.We don't need applause—we need peace. And in Christ, we already have it. His approval is not based on performance. It's based on grace. That frees us from striving to be seen and lets us rest in being known.Maybe that's where you are—tired, overextended, wondering what you're chasing. Ecclesiastes invites you to step off the treadmill of comparison. You don't have to strive for identity. You already have it in Jesus.We often see examples of this. A professional sacrifices evenings and weekends to climb the corporate ladder, only to feel lonely at the top. A family maxes out their budget to project an image, while tension quietly builds at home. These aren't just stories—they're warnings. And they echo Ecclesiastes' caution about what we're trading in our pursuit of more.Sometimes this isn't just about envy. It's about fear—fear of being unseen, of being left behind. So we push harder, hoping success will quiet that fear. But only God can give the peace we're looking for.Redefining SuccessContentment doesn't mean quitting. It means redefining success. It means anchoring your worth in something that lasts. When you stop striving in vain, your ambition gets reoriented. Your work becomes more joyful. Your giving becomes more meaningful.So ask yourself today: Who am I trying to impress? What am I really chasing?If your hands are full but your heart is empty, Ecclesiastes invites you to trade performance for peace. True success isn't about being noticed or admired—it's about being faithful with what God has given you. And your worth? It's not something you have to earn or achieve. In Christ, you have nothing to prove because in Him, you are deeply loved, fully known, and eternally valued.Want to Go Deeper?If you want to dig deeper into these themes, we've created a new study just for you. It's called Wisdom Over Wealth, and it explores what Scripture—especially the book of Ecclesiastes—has to say about money, work, and living for what really matters.This month, when you give $35 or more to support the ministry, we'll send it to you as our thanks. Just visit FaithFi.com/wisdom to request your copy.On Today's Program, Rob Answers Listener Questions:A few commercial solar companies have approached us about leasing part of our land for a solar farm. We've got around 40 acres of farmland. I'm trying to understand what pitfalls or risks we should be aware of before moving forward.I recently left my job as a teacher because I felt the Lord calling me to go to seminary. I have about $35,000 in a retirement fund from my teaching years. Should I leave it where it is, or should I use it to pay off my car and some credit card debt?I have a Medicaid-related question. A family member of mine has a terminal illness and needs more care than we can provide. She doesn't have any assets, and we're hoping to get her on Medicaid. If she's approved, who would be responsible for the medical bills?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

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A crypto enthusiast once wrote on Reddit, “Bitcoin is like winning the lottery in slow motion.” That might be a stretch, but one thing's clear: Bitcoin and other cryptocurrencies aren't going anywhere. Today, Mark Biller joins us to unpack how crypto is moving into the mainstream and what that means for investors trying to make wise decisions.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance.Two Big Takeaways for Crypto InvestorsHere are two key insights to help investors make sense of today's crypto market:Bitcoin Stands Apart – It's critical to understand that Bitcoin is not like the rest of the crypto world. It has emerged as a unique and dominant force, with widespread adoption, while other cryptocurrencies remain highly speculative. Bitcoin Has Reached Critical Mass – Thanks to regulatory shifts and institutional adoption, Bitcoin seems to be here to stay. In just a few years, we've gone from government hostility toward crypto to SEC-approved Bitcoin ETFs and even a pro-crypto administration in the White House.Bitcoin was the original cryptocurrency, launched in 2008, and today it represents about 60% of the entire crypto market. It's gained institutional interest and widespread regulatory acceptance. By contrast, the remaining 40% of the crypto universe is fragmented, filled with thousands of projects, many of which will not survive.Think of most other cryptos not as currencies but as startup tech ventures. That helps frame their high risk and their potential for failure. Bitcoin, meanwhile, has arrived. The rest? They're still trying to prove themselves.Bitcoin as an Investment: What's Changed?Many early Bitcoin advocates hoped it would serve as a usable currency outside of traditional financial systems. But that vision has mostly faded. Today, most investors treat Bitcoin like digital gold—a store of value designed to hedge against inflation and the devaluation of fiat currencies.It's volatile, yes. But its built-in scarcity (only 21 million bitcoins will ever exist) appeals to those who fear government overreach or reckless monetary policy. Bitcoin's not just for tech enthusiasts anymore—it's becoming a strategic asset for serious investors.Generational preferences also shape Bitcoin's rise. Younger investors, raised in a digital world of apps and virtual marketplaces, are far more comfortable with digital assets. What gold has long been to older generations, Bitcoin is becoming to younger ones: a hedge against inflation and a symbol of financial independence.In fact, Bitcoin's correlation with gold has grown significantly in recent years, signaling that institutions are viewing it in similar terms.Institutions and Even Nations Are Paying AttentionIt's not just individuals diving into Bitcoin. Global events—especially the 2022 freezing of Russian reserve assets—have prompted many nations to reassess their reliance on U.S. Treasury bonds. The result? A surge in gold buying by central banks, and increasing openness to alternatives like Bitcoin among private investors.While governments aren't yet buying Bitcoin, there's reasonable evidence to suggest that gold investors are starting to “skate to where the puck is going,” diversifying small portions of their portfolios into Bitcoin as a forward-looking strategy.With that being said, should we be concerned about the global shift away from U.S. treasuries?Not immediately. While a shift away from U.S. Treasuries could eventually raise interest rates and borrowing costs, the dollar still holds dominant status in global transactions. But it's a trend worth watching. It's a slow-motion problem—more of a simmer than a flashpoint.So…Should You Invest in Bitcoin?It depends. Investors with a strong risk tolerance and a positive outlook on gold might allocate a small portion (less than 5%) of their portfolio to Bitcoin or Bitcoin ETF's. The key is position sizing—keeping it small due to Bitcoin's extreme volatility.However, we want to be crystal clear: this only applies to Bitcoin, not to the rest of the crypto space, which still carries a high risk of going to zero.If you're curious to explore more, check out the full article, Bitcoin (& Crypto) Go Mainstream: What You Need To Know, at SoundMindInvesting.org. The SMI team also offers a Bitcoin-inclusive ETF for those looking to dip a toe into this asset class as part of a broader, biblically informed strategy.At the end of the day, financial stewardship isn't about chasing trends—it's about making wise, measured decisions rooted in truth. And with the right knowledge, even complex topics like crypto can be approached with confidence.On Today's Program, Rob Answers Listener Questions:I currently have about $1 million in an active 401(k) with a major financial institution. I'd like to transfer those existing funds to another custodian, where I can earn a guaranteed interest rate. However, I also want to continue contributing to my current 401(k) through my employer, taking on more investment risk with those new contributions. Is that possible?My husband and I live with my father-in-law, and the house needs some repairs. He's offered to loan us the money from his retirement account to cover the costs, but he's asking us to help pay the taxes he would owe on the distribution. Is that a wise arrangement?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bitcoin (& Crypto) Go Mainstream: What You Need To Know by Mark Biller (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“For everything there is a season, and a time for every matter under heaven…” – Ecclesiastes 3:1God has designed life to unfold in seasons, and with each one comes new challenges, opportunities, and sometimes, new finish lines. Today, Cody Hobelmann joins us to talk about why it's not only okay to adjust your financial finish line—it's often the wise and faithful thing to do.Cody Hobelmann is a Certified Financial Professional (CFP®), a Certified Kingdom Advisor (CKA®), and a Wealth Advisor at Wealth Squared. He and his brother, Kealan, founded the Finish Line Pledge and also co-host the Finish Line Podcast, where they discuss the intersection of faith, generosity, and personal finance.What Is a Financial Finish Line?A financial finish line is simply an answer to the question, How much is enough? It helps us define what we need for our lifestyle so that everything beyond that can be redirected toward building God's Kingdom.There are two kinds of finish lines:Lifestyle (or Spending) Finish Line – The amount needed to fund your personal lifestyle.Accumulation (or Net Worth) Finish Line – The total assets needed to sustain that lifestyle for the rest of your life.These lines aren't rigid—they're tools to help us hold God's money with open hands, growing in both contentment and generosity.However, there's often a lot of pressure to get it exactly right, but what matters more is having a starting point. You'll grow and refine it as your life and faith journey progress.We recommend revisiting your finish line at least annually—or sooner if significant life changes occur, such as a new dependent, a move to a more expensive area, or a shift in health.The Four Buckets of MoneyTo help clients visualize their financial decisions, Cody teaches a simple framework that divides money into four “buckets”:Personal Spending – Covering day-to-day lifestyle costs.Future Planning – Savings and investments for future needs.Taxes – Obligations to the government.Kingdom Giving – Resources designated for generosity.A lifestyle finish line determines what belongs in the first two buckets, freeing the rest for eternal purposes.The Net Worth Finish Line: How Much Is Enough to Save?A net worth finish line is the amount we believe is appropriate to accumulate over a lifetime. The parable deeply informs us of the rich fool in Luke 12—the man who tore down barns to build bigger ones but failed to consider the brevity of life and the weight of eternal priorities.To set a net worth finish line, Cody walks clients through three core considerations:Lifestyle Needs – How much do you need each year?Wealth Transfer Goals – What will you leave to heirs or ministries?Conservative Margin – A buffer for life's unknowns—but not a replacement for trust in God.What Happens When You Cross the Finish Line?If you find yourself exceeding your finish line—accumulating more than necessary—we encourage asking yourself one essential question:“Why am I holding on to these resources in the first place?”God may have given you more not for personal security, but to fund the “good works He prepared in advance for you” (Ephesians 2:10). In that light, generosity becomes more than a response—it becomes a calling.Rather than letting a higher income raise our standard of living, it becomes an opportunity to increase our standard of giving.Not sure where to start? Try setting a finish line for 90 days. Just set a lifestyle finish line for three months and see what you learn.That short-term experiment opens the door to deeper financial freedom, greater contentment, and a stronger sense of purpose.A Finish Line That Leads to WorshipWe also should remember that at the end of the day, it's not just about money—it's about worship. 2 Corinthians 9:8 reminds us:“And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work”To set a financial finish line, we must first recognize that everything belongs to God. It's not about figuring out how much of our money to give to Him—it's about learning to steward His money faithfully.Your finish line isn't a limit—it's an invitation to freedom, joy, and a deeper life of generosity.Want to Learn More?Ready to take the next step? Visit FinishLinePledge.com to access helpful tools, real-life stories, and free resources that will guide you in defining what “enough” looks like in your financial journey.You can also read Cody's full article, “A Spending Finish Line Is Just the Beginning,” in the latest issue of Faithful Steward magazine. To receive the magazine at your doorstep each quarter, become a FaithFi Partner with a monthly gift of $35 or an annual gift of $400. Learn more at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:My father-in-law passed away in March. Next week, we have an appointment with Social Security, and we want to ensure we come prepared, along with my mother-in-law, who will turn 65 next year. She wants to take over his Social Security.I heard about a government program that allows you to consolidate your credit card debt and repay it with no interest, but I'm not sure how to access it. My debt is about $25,000.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Finish Line PledgeChristian Credit CounselorsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Acts 22 is a masterclass on sharing your story. God has given you a story. Don't waste your story. Steward your story for God's Glory.

Join us as CityLight’s own Pastor Mo delivers a powerful, practical, and hilarious message on stewarding a prophetic word.  What do you do when God’s promise doesn’t match what you see in front of you?  Instead of relying on our own strength or rushing ahead of God’s timing, Pastor Mo teaches how to walk in wisdom, hold on to hope, and persevere until the Lord’s word is fulfilled. We don’t want to create an Ishmael—a human attempt at a divine promise—and the guardrails Pastor Mo offers will help you stay aligned with God’s purpose.(00:00) The Day After Pill of Prophecy(09:03) Properly Stewarding Prophetic Words(15:25) Navigating Prophetic Words With Wisdom(23:53) Navigating Prophecy Through Life and Time(32:49) Navigating Prophetic Words Through Doubt(44:22) Appropriating God's Promises Through Faith(01:01:03) Connecting Through City Light Church Podcastwww.citylightnyc.com

Hey Friend, Welcome to the Start That Business podcast, where we help Jesus-led career moms turn their expertise into their first coaching or consulting business without quitting their 9 to 5 yet. Are you feeling pulled in every direction while being the mom, wife, and ministry leader God called you to be? You're not alone, mama. In this episode of our Business Book Review series, we're diving into Do More Better by Tim Challies—a game-changing perspective on productivity that's rooted in stewardship, not hustle culture. If you're tired of feeling "behind" and ready to discover how biblical productivity can bring peace to your packed schedule, this episode is for you. We'll explore how to reframe productivity as faithful stewardship, build systems that serve your calling (instead of overwhelming you), and create a grace-filled weekly workflow that honors both your business dreams and your family priorities. What You'll Learn: Why productivity isn't about doing more—it's about stewarding what God has given you How to build simple systems that support your calling without adding stress A practical framework for creating your grace-filled weekly workflow Why God moves through order, not chaos (and how that changes everything) If you're juggling your career, business idea, family life, and ministry—and you're ready to stop feeling guilty about wanting to do it all well—this episode will help you steward your calling with confidence. Ready to dive in? Press play to listen now. I pray this episode helps you take action! .

Luke 16:1-13 The post The Parable of the Unjust Steward appeared first on Pillar Baptist Church.

Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately for him, the IRS still prefers cash.All jokes aside, failing to file your taxes for several years is no small matter—but it's not the end of the road, either. Kevin Cross joins us today with practical steps to help you get back on track.Kevin Cross is a Certified Public Accountant (CPA) who has headed CPA firms in Florida and now Georgia. He has studied the tax code extensively and specializes in representing taxpayers before the Internal Revenue Service (IRS).Start With the Present, Not the PastThe further you fall behind, the more difficult it is to catch up. But rather than beginning with the year you first missed, he recommends filing your most recent return first—say, 2024—and working backward as needed. This shows the IRS that you're attempting to come into compliance, not ignoring your obligations.Falling behind on taxes is more common than most people think. Life events like divorce, disability, job loss, or even the rise of gig work can trigger tax complications. For example, many gig workers receive a 1099 for the first time, try to file using online software, and are shocked to discover they owe thousands. Rather than seek help, they freeze—and the following year's return also goes unfiled.Of course, COVID didn't help as many people have been struggling since then to get back on track.Do You Always Have to File?A common misunderstanding is that you must always file. If you're not going to owe anything, you don't have to file. That includes many senior citizens who live solely on Social Security.However, if you're due a refund, you have up to three years to file and claim it. Miss that window, and the refund is forfeited.Importantly, there's a difference between not filing and not paying. Sometimes you don't know what you owe—or if you owe—until you file.Even if you don't owe taxes on the sale of a primary residence, for example, the IRS won't know that unless you file. If you don't, you might receive a letter saying you owe thousands in capital gains tax—money you could've avoided paying.How to Begin the ProcessIf you're unsure how many years you've missed, a good first step is to request a Wage and Income Transcript from the IRS. This document shows all your reported income—W-2s, 1099s, Social Security, retirement distributions, and more. You can request it through the IRS website by searching for “IRS wage and income transcript.”Even with transcripts in hand, deciphering them can be complicated. That's why we strongly recommend seeking help from a CPA or tax professional familiar with IRS representation. You may not know what to do with what you find. You can find a Certified Kingdom Advisor (CKA) in your area who specializes in tax planning and preparation by going to FaithFi.com and clicking “Find a Professional”. Also, it's helpful to know that the IRS's own handbook, the Internal Revenue Manual, usually requires only the last six years of returns to be filed. That's a helpful limit for those unsure where to begin.The IRS Will Work With YouDon't let fear keep you stuck. The IRS can work with you. Options include payment plans or even an offer in compromise, which may reduce your total tax liability.Filing late taxes doesn't have to be terrifying. With the right help and a step-by-step plan, you can get back on track—and even experience peace of mind. The IRS just wants to see you trying. Start with today, and take it one step at a time.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We want to pay off this card, but we're making no progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Kevin Cross (CPA)Internal Revenue Service (IRS.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“The wicked borrow but do not pay back, but the righteous is generous and gives.” – Psalm 37:21When someone owes you money and doesn't repay it, emotions can run high—frustration, hurt, and even resentment. Whether it's a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let's explore that together.Start with CompassionIt's natural to assume the worst when someone avoids repaying a debt. But Scripture calls us to pause and lead with understanding.“Whoever is slow to anger has great understanding, but he who has a hasty temper exalts folly.” – Proverbs 14:29The person who owes you might be experiencing genuine hardship, such as job loss, medical emergencies, or family struggles. Begin by asking how they're doing. Show empathy. Offer flexibility, if possible, such as a revised payment plan. This can foster honest dialogue and reflect Christ's love in action.Before confronting the situation, pray. Ask God for wisdom, peace, and soft hearts on both sides. When you enter the conversation with prayerful humility, your response becomes a witness, not just a reaction.Follow Biblical Steps for ConflictIf the debtor is a fellow believer and continues to avoid the issue, Jesus outlines a redemptive process in Matthew 18:Speak privately to them.If unresolved, bring one or two others.If the issue remains unresolved, involve the church leadership.The goal isn't shame—it's restoration. Seek truth and preserve the relationship, creating a path forward instead of building a wall.Should Christians Ever Take Legal Action?In 1 Corinthians 6, Paul warns believers not to sue one another over civil matters, saying, “Why not rather be wronged?” Unity and love matter more than financial recovery. However, this doesn't mean legal action is never appropriate.If fraud, abuse, or serious legal injustice is involved, Romans 13 affirms that civil authorities exist to uphold justice. Seeking legal recourse in these situations may be necessary, especially if livelihoods are at stake. Just be sure your motivation is fairness, not revenge.The Bigger PictureRegardless of the outcome, Jesus commands us to forgive:“Whenever you stand praying, forgive, if you have anything against anyone…” – Mark 11:25Forgiveness doesn't ignore the debt—it chooses not to hold bitterness. Sometimes it leads to repentance; other times, it simply frees your heart.Unpaid debt is frustrating—but temporary. Relationships, witness, and Christlike character endure. Ask not only, “How can I get this money back?” but “How can I reflect Jesus in this moment?” Generosity and forgiveness point to a Savior who forgave us when we had nothing to repay.Want to Go Deeper?This topic is explored further in our Faithful Steward magazine. You can receive each quarterly issue by becoming a FaithFi Partner—just $35/month or $400/year at FaithFi.com/Give. Your support helps equip more believers for faithful stewardship.On Today's Program, Rob Answers Listener Questions:I'm in my 50s and want to buy a house. I have money saved for a down payment, but I'm unsure about two things. First, should I continue saving for a larger down payment or buy now with the money I have? Second, I want a mortgage, but I would like to know whether I should choose a shorter or longer mortgage term. I'm 54 years old, so I'm thinking about my timeline for paying off the mortgage.My brother and sister had a trust together with three houses. My sister has since passed away, and my brother is still alive. The trust already has money in it, and my brother is thinking about selling one of the houses. I would like to know: Does the money from the house sale have to be returned to the trust, or can my brother keep it?I'm about to start Social Security at my full retirement age in two months. My wife is considering taking Social Security at age 62. My question is about what happens if I pass away before her. If she's already receiving a reduced spousal benefit, will she then get 100% of my benefit at the new reduced amount, or will she be stuck with the same reduced percentage?My wife and I have a local revocable trust with property and investments. We're considering relocating to an Illinois senior living facility. I'm concerned: Will the state have any way to access our money and property?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Tonight is a special episode of an interview of my Combat Vet son interviewing my Combat Vet Father before he passed away. My Dad spent 22 years in the Army, 18 of it in Special Forces with multiple tours in Vietnam and surrounding counties. These are his stories....loud and clear.

“All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest. This also is vanity.” — Ecclesiastes 2:23That verse from Ecclesiastes reveals a painful truth: even a productive life can feel empty when the wrong purpose drives our work. Wealth on its own doesn't bring peace—often, it brings more pressure. But Scripture offers a better way.What's Driving All That Effort?It's easy to admire someone who plans wisely, saves consistently, and builds steadily over time. Our culture praises that kind of discipline as responsible and virtuous—and often, it is. But Ecclesiastes challenges us to ask: What's driving all that effort?In Ecclesiastes 2:18, the Preacher writes, “I hated all my toil... seeing that I must leave it to the man who will come after me.” He isn't condemning hard work—he's grieving that all he's built will one day be handed off, possibly to someone who won't value or steward it well.That's where sorrow begins—not in failure, but in success without peace. “All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest” (Ecclesiastes 2:23). The more we accumulate, the more we fear losing it. What promised security only multiplies anxiety.What a striking image—someone lying awake at night, not from failure, but from success. The more he possesses, the more he worries. This is the irony of accumulation: it convinces us that security is just one more achievement away, while quietly making us more anxious the more we gain.Jesus' Warning About Bigger BarnsJesus echoes this same warning in Luke 12. He tells the parable of a rich man who reaped such a bountiful harvest that he decided to build bigger barns to store it all. His conclusion? “Take life easy—eat, drink, and be merry.” To the world, that sounds like winning. But Jesus calls him a fool. Why? Because that very night, his life would be demanded of him. Then comes the haunting question: “The things you have prepared, whose will they be?”What's even more interesting is the context of that parable. Jesus tells it in response to a man asking Him to settle an inheritance dispute. This wasn't someone who earned the wealth—he simply wanted his share, and maybe more. Jesus' warning is clear: a greedy heart isn't the only danger. An entitled heart is just as spiritually destructive. And that's exactly what the Preacher feared in Ecclesiastes—wealth falling into the hands of someone who didn't labor for it and may not know how to handle it wisely.We see this all the time in real life. Many financial advisors and estate planners will tell you that inherited wealth, especially when passed down without spiritual or emotional maturity, can do more harm than good. It can fracture families, distort priorities, and erode purpose. The problem isn't money itself, it's the absence of wisdom alongside it.A Better Definition of SuccessThat's why this lesson matters. You can save well, build wealth, and still feel anxious and unsatisfied—not because you failed, but because you expected your efforts to give you what only God can: peace, joy, and purpose.But here's the good news—Ecclesiastes doesn't leave us in despair. In verse 26, we read, “To the one who pleases Him, God has given wisdom and knowledge and joy.” The solution isn't to stop working or saving. The solution is to stop worshiping our work. Stop defining success by the size of your bank account and start defining it by your faithfulness to the One who owns it all.When we live as stewards instead of owners, the pressure lifts. We begin to see wealth not as a prize to secure our future, but as a tool to serve God's Kingdom. Accumulation loses its grip, and generosity takes root. That's when real joy begins.So, ask yourself today: Am I building bigger barns, or am I faithfully stewarding what God has already entrusted to me? Am I chasing peace through my possessions, or receiving it from the Prince of Peace Himself?Because in the end, peace doesn't come from what we've earned. It comes from who we trust.A Resource to Go Deeper: Wisdom Over WealthNow, if you're wrestling with these questions, we'd love to help. That's why we're excited to offer our brand-new Bible study based on Ecclesiastes called Wisdom Over Wealth. It dives deeper into this theme of dethroning the idol of accumulation and learning to live with contentment and purpose.This month, when you support the ministry of FaithFi with a gift of $35 or more, we'll send you Wisdom Over Wealth as our way of saying thank you. Just head over to FaithFi.com/wisdom to request your copy.On Today's Program, Rob Answers Listener Questions:I bought a house a year ago, and my primary goal is to pay off the mortgage as quickly as possible. I'm wondering if I should pause my 15% retirement contributions to accelerate my debt payoff goal or continue contributing to retirement while also working towards being debt-free.I want to understand the right markup for my business. I'm an electrician. What would be a reasonable general number for a company like mine to ensure I'm covering my costs and generating a profit?I opened a Roth IRA because I don't have to make required minimum distributions. When my children inherit my Roth IRA, do they have to make withdrawals? I want to understand the inheritance.I'm wondering about the $8,000 maximum Roth IRA contributions for those over 50. Is the $150,000 income limit based on my income alone or my combined income with my wife?I'm considering retiring at 65 even though my full Social Security retirement age is 67. If I live off my 401(k) for 2 years and don't register for Social Security, will my benefits continue to grow?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageSocial Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

What if being great with money doesn't guarantee you're doing great with your spouse?If you're the “money person” in your marriage, you may think you're doing everything right. But what if your spouse feels shut out of the process? It happens more than you think. Shaunti Feldhahn joins us today to talk about how you can avoid that disconnect or fix it if need be.Shaunti Feldhahn is a Harvard graduate, former Wall Street analyst, social researcher, best-selling author, and a prominent public speaker. She is the co-author of Thriving in Love and Money: 5 Game-Changing Insights about Your Relationship, Your Money, and Yourself, written with her husband, Jeff, and has co-authored several books with him, revealing impactful truths about relationships at home and in the workplace.Honor What Your Spouse ValuesMoney-minded individuals often unknowingly send the message that their spouse's financial opinions don't matter. Even with good intentions and solid planning, failing to honor what your spouse values can damage not just your finances but your marriage.Spouses who handle the finances might assume they're right and the other is wrong. That unspoken belief, even if subtle, can lead one partner to feel dismissed—and that's a dangerous place to be.About two-thirds of spouses believe they know better than their partner how to manage finances. This is similar to how most people think they're above-average drivers—statistically improbable, but psychologically common.While it's okay to have differing financial opinions, it becomes a problem when one partner consistently feels unheard or undervalued. Many “money people” may not even realize they're doing this, but over time, it fosters resentment and undermines trust.Different Values, Different PrioritiesMore than 80% of couples have differing financial values, which are often rooted in their childhood experiences, temperaments, or faith priorities.For instance, one spouse may believe saving for college is urgent and non-negotiable. The other may feel that making memories with their children while they are young, such as taking a trip to Disney, is equally important. Neither is wrong. They're just different.The danger lies in assuming that one value system is superior. If one spouse feels their values are constantly being overlooked, resentment can quietly grow until it spills over into other areas of the relationship.The real danger isn't only in the budget—it's in the relationship.If one person starts to feel like their opinions don't matter, it doesn't just affect money decisions. It becomes a marriage issue.And this dynamic can even show up in financial advisor meetings, where professionals may unintentionally direct conversations toward the more financially-minded spouse. This reinforces the problem and risks charting a course toward relational misalignment.Three Steps Toward Greater Financial UnityIn her article for Faithful Steward, Shaunti offers three practical steps to bring both voices to the table:Ask Each Other a Simple QuestionAt a neutral time—say, over morning coffee—ask:“On a scale of 1 to 5, how heard and valued do you feel in our financial decisions?”If the answer isn't a 5, it's a red flag—time for a deeper conversation. Treat Less-than-Perfect Answers SeriouslyA “3” or “4” means something isn't connecting. Don't ignore it. The goal is for both spouses to feel their voice and values are part of the plan, even when you disagree. Explore Your Financial Values TogetherChapter 3 of her book, Thriving in Love and Money, maps out different “money values”—how people view experiences vs. things, time vs. money, or convenience vs. frugality. Shaunti encourages couples to read the chapter together (or separately with notes in the margins) to uncover hidden assumptions.Real-Life Insight: The $1.50 LessonShaunti also shares a personal example: she values time and convenience, so she's happy to pay an extra $1.50 per movie ticket to reserve seats in advance. Jeff, her husband, sees that as unnecessary—he'd rather arrive early to save money.Neither is “right.” However, understanding each other's values helped them approach decisions with greater ease and grace, rather than conflict.Remember, resentment is like a slow leak—it can go unnoticed until the tire blows out. But the antidote is simply listening with love and curiosity.You can read her full article in Faithful Steward, our quarterly magazine designed to help you connect your faith with your finances. To receive four issues a year, along with our newest Bible studies and devotionals, become a FaithFi partner at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:I'm a veteran receiving $1900 a month in benefits. I recently paid a penalty on my Social Security premium. I would like to know if there is any way this penalty can be waived due to my hardship situation.I have some stock that I want to sell, but I want to donate it to a charity so I don't have to pay taxes. Can you tell me how to do this?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Thriving in Love and Money: 5 Game-Changing Insights About Your Relationship, Your Money, and Yourself by Shaunti and Jeff FeldhahnNational Christian Foundation (NCF)Fidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.