Cruising Through Retirement with Kevin Brucher

Kevin Brucher discusses the common assumptions that can jeopardize retirement planning, the current economic climate's impact on investments, and strategies for ensuring a stable income during retirement. He emphasizes the importance of understanding market volatility, sequence risk, and the need for guaranteed income sources. Additionally, he touches on the significance of charitable giving and the complexities of long-term care planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the current market turbulence and its implications for retirement planning. He emphasizes the importance of understanding tariffs and their impact on the economy, the necessity of maintaining cash reserves, and the potential benefits of annuities as a safe investment option. Kevin provides insights into navigating the stock market during uncertain times and encourages listeners to take a long-term view of their investments. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the current economic climate, focusing on recession fears, the impact of tariffs and trade wars, and strategies for navigating investment in uncertain times. They emphasize the importance of understanding market dynamics, consumer confidence, and the potential for inflation and unemployment to rise. The discussion also covers investment strategies, including the benefits of Roth conversions and the implications of future tax changes on estate planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the importance of tax efficiency in retirement planning, the recent market downturn, and strategies for navigating economic uncertainty. He explains the concept of the 'death cross' as a warning sign for investors and emphasizes the need for caution in the current market environment. Brucher also shares insights on investment strategies, including the benefits of bonds versus stocks, and offers tax strategies to maximize retirement accounts, particularly the advantages of Roth IRAs. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the importance of proactive retirement planning, addressing potential financial instability, healthcare costs, tax strategies, housing market trends, and estate planning essentials. He emphasizes the need for continuous monitoring of financial plans and the significance of having open discussions with family about financial matters. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the significant impact of tariffs on retirement planning, market volatility, and consumer behavior. He explores the current economic landscape, including concerns about stagflation and government spending, while providing insights into investment strategies during uncertain times. The conversation emphasizes the importance of understanding market indicators and the potential effects of tariffs on consumer prices and retirement income. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the current state of the stock market, drawing on insights from Warren Buffett. He emphasizes the importance of patience in investing, especially during volatile times. The conversation covers economic indicators, the impact of tariffs on inflation, and the potential for stagflation. Brucher advises listeners on strategies for long-term investment, including reallocating portfolios to bonds and being cautious in the face of market uncertainty. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of transitioning into retirement, the current state of the stock market, and the importance of financial planning. He emphasizes the need for preparation, understanding market indicators, and managing economic uncertainty. The conversation also covers debt management, income planning, healthcare considerations, and the future of Medicare, providing listeners with valuable insights for navigating their retirement journey. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the importance of having a well-thought-out recovery plan during market volatility, emphasizing the need for a solid investment strategy and the role of an independent advisor in navigating financial decisions. He highlights the significance of understanding risk versus reward in retirement planning and the current market trends, providing insights into how to manage investments effectively while keeping emotions in check. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the significant milestone of 'Peak 65', where a large number of baby boomers are retiring. He emphasizes the importance of being financially prepared for retirement, the challenges posed by Social Security, and the need for diversified income streams. The discussion also covers investment strategies, the role of annuities, and the importance of personalized financial advice. Additionally, they touch on government debt and fiscal responsibility, urging listeners to avoid debt traps and prioritize financial discipline. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the essential aspects of retirement planning, focusing on determining your retirement number, preparing for inflation, managing debt, navigating Medicare, and understanding health savings accounts. He emphasizes the importance of having a comprehensive financial plan and being proactive in managing expenses and investments to ensure a comfortable retirement. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses essential strategies for protecting retirement portfolios from potential market crashes. He emphasizes the importance of balancing risk and reward, understanding various investment strategies, and the role of annuities in retirement planning. The conversation also highlights the significance of experience in investing, managing market volatility, and the necessity of adapting to changing financial landscapes. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the recent volatility in the stock market, emphasizing the importance of understanding behavioral finance and the emotional factors that influence investment decisions. He highlights the impact of AI on market dynamics and the necessity of maintaining a rational approach to investing, especially during turbulent times. The conversation also touches on the significance of diversification, risk management, and the need for investor awareness regarding scams and fraudulent activities in the financial sector. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of the retirement investment landscape in 2025, emphasizing the importance of active risk management strategies, the role of dividends, and the challenges facing Social Security. He also explores the future of retirement planning, the impact of inflation, and the potential of Bitcoin as an investment option. The conversation highlights the need for individuals to stay informed and consider various strategies to protect their retirement savings. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the importance of having a well-thought-out recovery plan during market volatility, emphasizing the need for a solid investment strategy and the role of an independent advisor in navigating financial decisions. He highlights the significance of understanding risk versus reward in retirement planning and the current market trends, providing insights into how to manage investments effectively while keeping emotions in check. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the impact of American values on retirement planning, emphasizing self-reliance and the importance of being proactive in saving for retirement. He raises concerns about the future of Social Security and the potential for benefit cuts, urging listeners to consider their retirement income strategies. The conversation also covers the current interest rate environment and the shift towards alternative investments as a way to diversify portfolios. Brucher highlights the changing investment strategies of wealthy individuals and the importance of having multiple income streams in retirement. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of understanding expenses, the role of financial advisors, and strategies for maximizing income through investments and Social Security. He highlights the often underestimated costs of retirement, the need for personalized financial advice, and the impact of corporate taxation on the economy. Additionally, he addresses healthcare costs and the significance of planning for unexpected expenses, while providing insights into investment strategies and market trends. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses essential aspects of retirement planning, including the importance of life insurance, navigating taxes, income planning, and investment strategies. He emphasizes the need for personalized financial advice and the potential benefits of health savings accounts and speculative investments like Bitcoin. The conversation provides valuable insights for those preparing for retirement, highlighting the importance of understanding one's financial situation and making informed decisions. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the importance of setting realistic financial goals as the new year approaches. He emphasizes the need for consistency in saving and budgeting, the significance of having an emergency fund, and the dangers of financial scams. Additionally, he provides insights into the current market conditions and investment strategies, encouraging listeners to stay informed and proactive about their financial health. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the latest developments affecting retirement planning, including changes in retirement rules, market trends, investment strategies for the upcoming year, updates on social security benefits, healthcare challenges, and year-end tax planning strategies. He emphasizes the importance of staying informed about rule changes, understanding market dynamics, and setting clear financial goals for a successful retirement. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of mortgage management as individuals approach retirement. He explores whether paying off a mortgage is beneficial, emphasizing the importance of personal feelings and financial situations. The conversation delves into cash flow management, the significance of health insurance, and planning for Social Security benefits. Additionally, Kevin highlights the new retirement contribution limits and encourages listeners to maximize their savings for a secure retirement. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the financial habits and strategies of wealthy individuals, emphasizing the importance of long-term planning, budgeting, and investment strategies. He highlights a recent study showing that millionaires are more knowledgeable about their finances compared to the general population. The conversation also touches on the significance of managing insurance costs, understanding cryptocurrency investments, and preparing for potential cuts in social security benefits. Kevin encourages listeners to take control of their financial future by planning and making informed decisions. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses significant changes to 401k plans coming in 2025, including increased contribution limits and automatic enrollment. He emphasizes the importance of maximizing retirement savings, understanding required minimum distributions (RMDs), and the benefits of Roth 401k contributions. The conversation also covers health savings accounts (HSAs), annuities, charitable giving strategies, and estate planning for blended families, providing listeners with valuable insights for their financial futures. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses essential aspects of retirement planning, including the importance of life insurance, navigating taxes, income planning, and investment strategies. He emphasizes the need for personalized financial advice and the potential benefits of health savings accounts and speculative investments like Bitcoin. The conversation provides valuable insights for those preparing for retirement, highlighting the importance of understanding one's financial situation and making informed decisions. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the realities of retirement, emphasizing the importance of financial planning amidst economic uncertainties. They explore investment strategies, the volatility of the stock market, and the significance of health in retirement. The conversation also delves into the future of Social Security and the necessity of preparing for potential cuts in benefits. Listeners are encouraged to adopt a proactive approach to their retirement planning, focusing on diversification and long-term strategies to ensure financial stability. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of understanding expenses, the role of financial advisors, and strategies for maximizing income through investments and Social Security. He highlights the often underestimated costs of retirement, the need for personalized financial advice, and the impact of corporate taxation on the economy. Additionally, he addresses healthcare costs and the significance of planning for unexpected expenses, while providing insights into investment strategies and market trends. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brooker and Steve Sedahl discuss the challenges facing retirees in America, including the alarming statistics on retirement savings and the importance of financial literacy. They explore strategies for supporting children's education without jeopardizing retirement savings, the significance of shopping around for insurance, and the implications of national debt on future financial stability. The conversation also delves into the complexities of Medicare and healthcare costs, emphasizing the need for informed decision-making in retirement planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement. They emphasize the importance of staying in the market and not panicking during market fluctuations. They also discuss the increasing risk of data breaches and provide tips on how to protect personal information. Additionally, they highlight the significance of early retirement planning and the benefits of eliminating debt. The conversation concludes with a discussion on the current state of the economy and the positive outlook for investments.  Call 800-975-6717. Visit Silver Leaf Financial to learn more. This episode was originally posted August 16, 2024See omnystudio.com/listener for privacy information.

Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals. He emphasizes the importance of discipline and long-term commitment to building savings and creating a reliable stream of income in retirement. Kevin also provides insights on income planning, including the optimal time to claim Social Security benefits and the benefits of diversifying investments. He highlights the value of working with a fiduciary advisor who can provide unbiased advice and help individuals navigate the complexities of retirement planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more. This episode originally posted July 26, 2024.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the evolving landscape of retirement planning, focusing on the implications of the 4% rule, the challenges posed by national debt, and the importance of understanding Social Security and Medicare options. He emphasizes the need for responsible tax policies and the impact of wealth disparity on retirement security. The conversation also highlights the significance of maintaining effective communication with financial advisors to ensure a successful retirement strategy. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of saving, understanding economic influences, and the role of financial advisors. They explore current market trends, the impact of tariffs and economic policies, and provide insights on smart investing strategies. The conversation encourages listeners to prioritize their financial future and seek guidance from trusted advisors to navigate their retirement journey effectively.  To learn more call 800-975-6717. Visit SilverLeafFinanical.com.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of advanced planning, the role of AI in financial education, the impact of interest rates on financial products, tax-efficient strategies for retirement, and navigating market volatility. He highlights the significance of diversification, the benefits of annuities, and the need to prepare for healthcare costs in retirement. Kevin encourages listeners to maintain a long-term investment perspective and to seek professional advice for personalized financial planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement. He highlights the generational disconnect regarding retirement expectations, the tax implications of retirement accounts, and the complexities of Medicare options. The conversation also touches on common financial regrets among Americans and the significance of guaranteed income in retirement planning. Kevin emphasizes the need for strategic investment approaches and the value of annuities for long-term financial security. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the importance of avoiding financial diseases in retirement. He compares long-term risks to heart disease and emphasizes the need to account for factors like longevity and inflation. He also highlights the importance of updating financial plans as circumstances change, drawing a parallel to Alzheimer's disease. Mismanaging cash flow is compared to diabetes, while accumulating too much debt is likened to obesity. Brooker provides tips for managing debt and emphasizes the need for diversification and risk mitigation in investment portfolios. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions for estate planning, including the ability to pass on tax-free wealth to beneficiaries and the avoidance of required minimum distributions (RMDs) for the original owner. The conversation also touches on the importance of estate planning documents and the role of life insurance in offsetting tax liabilities. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement. The discussion touches on the importance of considering Congress and not just the president when it comes to changing laws and policies. He also delves into the impact of different administrations on the economy and stock market performance. The topics of Social Security, Medicare, corporate taxes, and the national debt are also discussed, highlighting the need for sound economic and financial policies. The conversation concludes with a discussion on protecting personal information and freezing credit to prevent identity theft. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement. They emphasize the importance of staying in the market and not panicking during market fluctuations. They also discuss the increasing risk of data breaches and provide tips on how to protect personal information. Additionally, they highlight the significance of early retirement planning and the benefits of eliminating debt. The conversation concludes with a discussion on the current state of the economy and the positive outlook for investments.  Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this episode, Kevin Brucher discusses the recent market volatility and the importance of being prepared for retirement. He explains the concept of the Japanese yen carry trade and how it impacted the market. Kevin also emphasizes the need for a diversified portfolio and the role of bonds in balancing risk. He advises listeners to be cautious when making investment decisions and to consider the three-day rule. Kevin also highlights the importance of managing debt and planning for healthcare costs in retirement. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this conversation, Kevin Brucher and Steve Sedahl discuss the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions for estate planning, including the ability to pass on tax-free wealth to beneficiaries and the avoidance of required minimum distributions (RMDs) for the original owner. The conversation also touches on the importance of estate planning documents and the role of life insurance in offsetting tax liabilities. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals. He emphasizes the importance of discipline and long-term commitment to building savings and creating a reliable stream of income in retirement. Kevin also provides insights on income planning, including the optimal time to claim Social Security benefits and the benefits of diversifying investments. He highlights the value of working with a fiduciary advisor who can provide unbiased advice and help individuals navigate the complexities of retirement planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this episode of Cruising Through Retirement, Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement. He emphasizes the importance of managing risk and making rational decisions in volatile markets. Kevin explores the benefits and risks of real estate investments, including rental properties and real estate investment trusts (REITs). He also explains the difference between bond funds and individual bonds, and highlights the advantages of municipal bonds for high-income earners. Finally, Kevin introduces a revolutionary annuity product that offers a guaranteed minimum return and the potential for market gains. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this conversation, Kevin Brucher discusses the importance of finding the right financial advisor and shares tips on how to do so. He emphasizes the need for trust, a fiduciary standard, and proper licensing. He also highlights the benefits of getting a second opinion and the value of experience in making sound investment decisions. Kevin provides insights into the stock market's performance, inflation rates, and upcoming earnings announcements. He concludes by offering his expertise in low volatility investments and risk mitigation strategies. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this episode, Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy. He explains how interest rates affect inflation and the overall strength of the US economy. Kevin also explores the 4% rule in retirement planning and the concept of sequence risk. He highlights proposed cuts to Social Security and Medicare, as well as a Democratic proposal to eliminate taxes on Social Security. Kevin emphasizes the importance of the upcoming election for the future of these programs. He concludes by sharing his market outlook and advising investors to stick with their plans. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this conversation, Kevin Brucher discusses important retirement planning questions and provides answers to them. The topics covered include retirement age, drawing down savings, claiming Social Security, investment strategies, and the importance of working with a personalized advisor. Kevin emphasizes the need for open communication, mutual respect, and a customized approach to retirement planning. He also highlights the potential impact of government policies on Social Security benefits and encourages listeners to consider their longevity when making retirement decisions. The conversation concludes with a discussion on the current market outlook. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Retirement planning in the current economic climate is more challenging than ever. With the baby boomer generation retiring and fewer people contributing to Social Security, it's important to have a solid retirement plan in place. Annuities can be a valuable tool for generating guaranteed income in retirement, especially for those who don't have a pension plan. Annuities provide a steady stream of income that can supplement Social Security and help cover expenses. It's important to work with an independent fiduciary advisor who can help determine if an annuity is the right option for your specific situation. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this episode, Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy. He explains how interest rates affect inflation and the overall strength of the US economy. Kevin also explores the 4% rule in retirement planning and the concept of sequence risk. He highlights proposed cuts to Social Security and Medicare, as well as a Democratic proposal to eliminate taxes on Social Security. Kevin emphasizes the importance of the upcoming election for the future of these programs. He concludes by sharing his market outlook and advising investors to stick with their plans. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Retirement planning has seen significant changes over the past 20 years due to shifts in the economy, demographics, technology, and regulations. The conversation covers topics such as the transition from defined benefit plans to 401(k)s, the importance of Social Security and Medicare, the need for increased revenue and reduced debt, the benefits of Roth 401(k)s and health savings accounts (HSAs), and the impact of financial technology (fintech) on the industry. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

The conversation covers a range of topics related to retirement planning, financial regrets, investment strategies, market insights, and economic trends. It delves into the impact of inflation, interest rates, and the role of the Federal Reserve. The discussion also explores the volatility of the stock market, the importance of managing risk, and the potential benefits of index annuities as a retirement investment option. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this conversation, Kevin Brucher discusses the certainty and uncertainty in retirement. They talk about the success of Nvidia and the potential risks of investing in AI stocks. They also discuss the importance of investing in the stock market to stay ahead of inflation and the benefits of having a Health Savings Account (HSA). The conversation then shifts to the role of financial advisors in retirement planning and the importance of education in making informed financial decisions. They also touch on the topics of unexpected expenses, taxes, and the role of annuities in retirement planning. The conversation concludes with a discussion on BlackRock's new plan to include annuities in 401(k) plans and the importance of Social Security and Medicare in retirement planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this episode of Cruising Through Retirement, Kevin Brucher discusses the recent report from the Social Security and Medicare trustees, which shows that the depletion dates for these programs have been pushed back. He emphasizes that these numbers can change every year based on the economy and the funding from payroll taxes. Kevin also addresses the topic of inflation and argues that the current rates are normal when viewed from a historical perspective. He advises listeners to be mindful of their spending and to focus on saving money. Additionally, he highlights the importance of getting a second opinion on investment portfolios to ensure diversification and avoid potential pitfalls. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

In this conversation, Kevin Brucher discusses common financial planning misconceptions in retirement. He covers topics such as the current state of the economy, the recommended withdrawal rate for retirement, the misconception of spending less in retirement, and the importance of planning for inflation. They also touch on the dangers of following financial influencers on social media and the benefits of considering annuities as part of a retirement plan. Overall, the conversation emphasizes the need for personalized retirement planning and the importance of working with a trusted advisor. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.